Chad Prashad | executive |
John Rowan | analyst |
John Calmes | executive |
Vincent Caintic | analyst |
Good morning, and welcome to the World Acceptance Corporation's Third Quarter 2024 Earnings Conference Call.
This call is being recorded. [Operator Instructions] Before we begin, the corporation has requested that I make the following announcement. The comments made during this conference call may contain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934 that represent corporation's expectations and beliefs concerning future events. Such forward-looking statements are about matters that are inherently subject to risks and uncertainties, statements other than those historically fact as well as those identified by the words anticipate, estimate, intend, plan, expect, believe, may, will and should, or any variation of these foregoing and similar expressions are forward-looking statements.