World Acceptance (WRLD) 10-K 2 Jun 15 2015 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Mar. 31, 2015	29-May-15	Sep. 30, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	WORLD ACCEPTANCE CORP
Entity Central Index Key	108385
Current Fiscal Year End Date	-28
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$444,563,910
Entity Common Stock, Shares Outstanding		8,992,368
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	FY
Document Type	10-K
Amendment Flag	FALSE
Document Period End Date	31-Mar-15

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Mar. 31, 2015	Mar. 31, 2014
ASSETS
Cash and cash equivalents	$38,338,935	$19,569,683
Gross loans receivable	1,110,145,082	1,112,307,335
Less:
Allowance for loan losses	-70,437,988	-63,254,940
Loans receivable, net	742,304,690	750,664,875
Property and equipment, net	25,906,507	24,826,238
Deferred income taxes	37,345,605	33,514,189
Other assets, net	12,749,771	11,707,639
Goodwill	6,121,458	5,967,127
Intangible assets, net	3,363,753	3,777,810
Total assets	866,130,719	850,027,561
Liabilities:
Senior notes payable	501,150,000	505,500,000
Income taxes payable	18,204,186	9,521,285
Accounts payable and accrued expenses	31,208,814	27,650,955
Total liabilities	550,563,000	542,672,240
Shareholders' equity:
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding	0	0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 12,171,075 and 13,898,265 shares at March 31, 2013 and March 31, 2012, respectively	0	0
Additional paid-in capital	141,864,764	118,365,503
Retained earnings	188,605,305	193,095,944
Accumulated other comprehensive (loss)/income	-14,902,350	-4,106,126
Total shareholders' equity	315,567,719	307,355,321
Commitments and contingencies
Total liabilities and shareholders' equity	866,130,719	850,027,561
Financing Receivable Individually Evaluated for Impairment Unearned Interest and Fees	$297,402,404	$298,387,520

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Mar. 31, 2015	Mar. 31, 2014
Shareholders' equity:
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	95,000,000	95,000,000
Common stock, shares issued (in shares)	8,969,948	10,262,384
Common stock, shares outstanding (in shares)	8,969,948	10,262,384

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Revenues:
Interest and fee income	$524,277,341	$523,770,049	$485,413,704
Insurance commissions and other income	85,935,535	75,493,350	78,222,382
Total revenues	610,212,876	599,263,399	563,636,086
Expenses:
Provision for loan losses	118,829,863	126,575,392	114,322,525
General and administrative expenses:
Personnel	192,419,147	187,444,744	178,009,856
Occupancy and equipment	41,716,893	38,879,460	36,278,134
Advertising	17,299,665	16,062,076	14,849,980
Amortization of intangible assets	723,071	1,057,620	1,365,473
Other	39,892,742	37,804,532	35,125,324
Total general and administrative expenses	292,051,518	281,248,432	265,628,767
Interest expense	23,301,156	21,195,370	17,393,963
Total expenses	434,182,537	429,019,194	397,345,255
Income before income taxes	176,030,339	170,244,205	166,290,831
Income taxes	65,196,881	63,636,273	62,201,083
Net income	$110,833,458	$106,607,932	$104,089,748
Net income per common share:
Basic (in dollars per share)	$12.12	$9.80	$8.18
Diluted (in dollars per share)	$11.90	$9.60	$8
Weighted average common shares outstanding:
Basic (in shares)	9,146,003	10,876,557	12,728,360
Diluted (in shares)	9,316,629	11,105,710	13,003,136

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Net income	$110,833,458	$106,607,932	$104,089,748
Foreign currency translation adjustments	-10,796,224	-3,687,809	2,318,117
Comprehensive income	$100,037,234	$102,920,123	$106,407,865

CONSOLIDATED_STATEMENTS_OF_SHA

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (USD $)	Total	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss), net [Member]
Balances at Mar. 31, 2012	$418,875,013	$65,630,753	$355,980,694	($2,736,434)
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Proceeds from exercise of stock options, including tax benefits	12,993,709	12,993,709
Common stock repurchases	-183,045,655		-183,045,655
Issuance of restricted common stock under stock option plan	3,842,674	3,842,674
Stock option expense	7,322,653	7,322,653
Other comprehensive income	2,318,117			2,318,117
Net income	104,089,748		104,089,748
Balances at Mar. 31, 2013	366,396,259	89,789,789	277,024,787	-418,317
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Proceeds from exercise of stock options, including tax benefits	13,662,510	13,662,510
Common stock repurchases	-190,536,775		-190,536,775
Issuance of restricted common stock under stock option plan	5,234,480	5,234,480
Stock option expense	9,678,724	9,678,724
Other comprehensive income	-3,687,809			-3,687,809
Net income	106,607,932		106,607,932
Balances at Mar. 31, 2014	307,355,321	118,365,503	193,095,944	-4,106,126
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Proceeds from exercise of stock options, including tax benefits	7,530,624	7,530,624
Common stock repurchases	-115,324,097		-115,324,097
Issuance of restricted common stock under stock option plan	7,834,825	7,834,825
Stock option expense	8,133,812	8,133,812
Other comprehensive income	-10,796,224			-10,796,224
Net income	110,833,458		110,833,458
Balances at Mar. 31, 2015	$315,567,719	$141,864,764	$188,605,305	($14,902,350)

CONSOLIDATED_STATEMENTS_OF_SHA1

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Proceeds from exercise of stock options (in shares)	159,348	332,665	324,140
Proceeds from exercise of stock options, tax benefits	$989,776	$3,049,108	$2,072,030
Common stock repurchases (in shares)	1,432,057	2,569,597	2,181,045
Issuance of restricted common stock under stock option plan (in shares)	303,318	792,073	976,282

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Cash flow from operating activities:
Net income	$110,833,458	$106,607,932	$104,089,748
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of intangible assets	723,071	1,057,620	1,365,473
Amortization of loan costs and discounts	418,847	373,441	612,021
Provision for loan losses	118,829,863	126,575,392	114,322,525
Depreciation	6,538,638	6,282,255	6,442,292
Deferred income tax benefit	-3,831,417	-4,098,193	-10,941,998
Compensation related to stock option and restricted stock plans	15,968,637	14,913,204	11,165,327
Gain (Loss) on Sales of Consumer Loans	16,027,999	0	0
Change in accounts:
Other assets, net	-1,060,037	-360,471	-811,921
Income taxes payable	8,494,879	-4,420,347	2,413,396
Accounts payable and accrued expenses	1,041,341	-967,249	3,387,226
Net cash provided by operating activities	241,929,281	245,963,584	232,044,089
Cash flows from investing activities:
Increase in loans receivable, net	-116,921,675	-157,149,864	-171,985,755
Net assets acquired from office acquisitions, primarily loans	-1,516,149	-774,549	-1,951,646
Increase in intangible assets from acquisitions	-463,345	-281,436	-716,169
Purchases of property and equipment, net	-8,629,469	-7,432,535	-6,910,955
Proceeds from Sale of Property, Plant, and Equipment	399,306	48,476	26,659
Proceeds from Sale of Loans Receivable	18,880,496	0	0
Net cash used in investing activities	-108,250,836	-165,589,908	-181,537,866
Cash flow from financing activities:
Borrowings from lines of credit	310,721,600	425,640,000	443,515,466
Payments on lines of credit	-315,071,600	-320,390,000	-272,515,466
(Payments on)/proceeds from junior subordinated note payable	0	0	-50,000,000
Payments of Loan Costs	337,500	204,000	985,000
Proceeds from exercise of stock options	6,540,847	10,794,889	9,944,601
Repurchase of common stock	-115,324,097	-190,536,775	-183,045,655
Excess tax benefits from exercise of stock options	989,776	2,867,621	3,049,108
Net cash used in financing activities	-112,480,974	-71,828,265	-50,036,946
(Decrease) increase in cash and cash equivalents	18,769,252	7,944,318	857,189
Effects of foreign currency fluctuations on cash	-2,428,219	-601,093	387,912
Cash and cash equivalents at beginning of period	19,569,683	11,625,365	10,768,176
Cash and cash equivalents at end of period	38,338,935	19,569,683	11,625,365
Interest Paid	22,714,147		16,028,399
Income Taxes Paid	$61,027,849	$67,404,899	$66,921,031

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies
	The Company's accounting and reporting policies are in accordance with U.S. generally accepted accounting principles("GAAP") and conform to general practices within the finance company industry.  The following is a description of the more significant of these policies used in preparing the Consolidated Financial Statements.
	Nature of Operations
	The Company is a small-loan consumer finance company headquartered in Greenville, South Carolina, that offers short-term small loans, medium-term larger loans, related credit insurance products and ancillary products and services to individuals who have limited access to other sources of consumer credit.  It also offers income tax return preparation services to its customer base and to others.
	The Company also markets computer software and related services to financial services companies through its ParaData Financial Systems (“ParaData”) subsidiary.
	As of March 31, 2015, the Company operated 1,172 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, and Wisconsin.  The Company also operated 148 branches in Mexico.  The Company is subject to numerous lending regulations that vary by jurisdiction.
	Principles of Consolidation
	The Consolidated Financial Statements include the accounts of World Acceptance Corporation and its wholly-owned subsidiaries (the “Company”).  Subsidiaries consist of operating entities in various states and Mexico, ParaData (a software company acquired during fiscal 1994), WAC Insurance Company, Ltd. (a captive reinsurance company established in fiscal 1994) and Servicios World Acceptance Corporation de Mexico (a service company established in fiscal 2006).  All significant inter-company balances and transactions have been eliminated in consolidation.
	The financial statements of the Company’s foreign subsidiaries in Mexico are prepared using the local currency as the functional currency.  Assets and liabilities of these subsidiaries are translated into U.S. dollars at the current exchange rate while income and expense are translated at an average exchange rate for the period.  The resulting translation gains and losses are recognized as a component of equity in “Accumulated other comprehensive (loss)/income.”
	Use of Estimates in the Preparation of Consolidated Financial Statements
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period.  The most significant item subject to such estimates and assumptions that could materially change in the near term is the allowance for loan losses.  Actual results could differ from those estimates.
	Reclassification
	Certain prior period amounts have been reclassified to conform to current presentation. Such reclassifications had no impact on previously reported net income or shareholders' equity.
	Business Segments
	The Company reports operating segments in accordance with Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC") Topic 280.  Operating segments are components of an enterprise about which separate financial information is available that is evaluated regularly by the chief operating decision maker in deciding how to allocate resources and assess performance.  FASB ASC Topic 280 requires that a public enterprise report a measure of segment profit or loss, certain specific revenue and expense items, segment assets, information about the way that the operating segments were determined and other items.
	The Company has one reportable segment, which is the consumer finance company.  The other revenue generating activities of the Company, including the sale of insurance products, income tax preparation, world class buying club and the automobile club, are done in the existing branch network in conjunction with or as a complement to the lending operation.  There is no discrete financial information available for these activities and they do not meet the criteria under FASB ASC Topic 280 to be reported separately.
	The Company's three US divisions (Southern, Central, and Western) meet the aggregation criteria under FASB ASC Topic 280.
	At March 31, 2015 and 2014, the Company's Mexico operations accounted for approximately 2.6% and 2.1% of total consolidated assets. Total revenues for the years ended March 31, 2015, 2014 and 2013 were $52.4 million, $50.6 million, $41.1 million, which represented 8.6%, 8.4%, and 7.3% of consolidated revenues. Although, the Company's Mexico operations is an operating segment under FASB ASC Topic 280, it does not meet the criteria to require separate disclosure.
	ParaData provides data processing systems to 102 separate finance companies, including the Company.  At March 31, 2015 and 2014, ParaData had total assets of $0.2 million and $1.3 million, which represented less than 1% of total consolidated assets at each fiscal year end.  Total net revenues (system sales and support) for ParaData for the years ended March 31, 2015, 2014 and 2013 were $2.1 million, $2.4 million and $2.1 million, respectively, which represented less than 1% of consolidated revenue for each year.  Although ParaData is an operating segment under FASB ASC Topic 280, it does not meet the criteria to require separate disclosure.
	Cash and Cash Equivalents
	For purposes of the statement of cash flows, the Company considers all highly liquid investments with a maturity of three months or less from the date of original issuance to be cash equivalents. As of March 31, 2015 and 2014 the Company had $1.1 million and $0.7 million in restricted cash associated with captive insurance subsidiary that reinsures a portion of the credit insurance sold in connection with loans made by the Company.
	Loans and Interest and Fee Income
	The Company is licensed to originate consumer loans in the states of Georgia, South Carolina, Texas, Oklahoma, Louisiana, Tennessee, Missouri, Illinois, New Mexico, Kentucky, Alabama, Wisconsin, Indiana, Idaho and Mississippi.  In addition, the Company also originates consumer loans in Mexico.  During fiscal 2015, 2014 and 2013 the Company originated loans generally ranging up to $4,000, with terms of 42 months or less.  Experience indicates that a majority of the consumer loans are refinanced, and the Company accounts for the majority of the refinancings as a new loan.  Generally a customer must make multiple payments in order to qualify for refinancing.  Furthermore, the Company's lending policy has predetermined lending amounts, so that in most cases a refinancing will result in advancing additional funds.  The Company believes that the advancement of additional funds constitutes more than a minor modification to the terms of the existing loan if the present value of the cash flows under the terms of the new loan will be 10% or more of the present value of the remaining cash flows under the terms of the original loan.
	Gross loans receivable at March 31, 2015 and 2014 consisted of the following:
		2015		2014
	Small loans	661,635,284		676,760,815
	Large loans	439,279,986		422,771,805
	Sales finance loans	9,229,812		12,774,715
	Total gross loans	1,110,145,082		1,112,307,335
	Fees received and direct costs incurred for the origination of loans are deferred and amortized to interest income over the contractual lives of the loans using the interest method.  Unamortized amounts are recognized in income at the time that loans are refinanced or paid in full except for those refinancings that do not constitute a more than minor modification.
	In connection with the preparation of the consolidated financial statements for the year ended March 31, 2015, the Company has reclassified certain loan origination costs from personnel and other expenses to present them as a reduction to interest and fee income in compliance with Accounting Standards Codification 310-20, Nonrefundable Fees and Other Costs. The Company has historically deferred these costs in compliance with the standard, but inappropriately only recorded the net difference between the deferral of costs on loans originated during a period and the amortization of deferred costs for the same period within the statement of operations.
	The Company evaluated the materiality of the reclassifications in accordance with SEC Staff Accounting Bulletin No. 99, Materiality, SEC Staff Accounting Bulletin No. 108, Considering the Effects of Prior Year Misstatements When Quantifying Misstatements in Current Year Financial Statements, and Accounting Standards Codification 250, Accounting for Changes and Error Corrections, and concluded that the reclassifications, individually and in the aggregate, were immaterial to all prior periods impacted. While the adjustments were immaterial, the Company has elected to revise its previously reported revenue and expenses as shown in the following table:
			Year Ended March 31, 2014			Year Ended March 31, 2013
			As Reported		As Revised	As Reported	As Revised
	Interest and fee income		542,155,900		523,770,049	505,495,331	485,413,704
	Personnel expense		202,794,384		187,444,744	194,422,717	178,009,856
	Other expense		40,840,744		37,804,532	38,794,090	35,125,324
	The corrections have no impact on the Company’s consolidated balance sheets, net income, consolidated statements of comprehensive income, consolidated statements of shareholders’ equity, consolidated statements of cash flows, or earnings per share.
	Loans are carried at the gross amount outstanding, reduced by unearned interest and insurance income, net of deferred origination fees and direct costs, and an allowance for loan losses.  The Company recognizes interest and fee income using the interest method.  Charges for late payments are credited to income when collected.
	The Company generally offers its loans at the prevailing statutory rates for terms not to exceed 42 months.  Management believes that the carrying value approximates the fair value of its loan portfolio.
	Nonaccrual Policy
	The accrual of interest is discontinued when a loan is 60 days or more past the contractual due date. When the interest accrual is discontinued, all unpaid accrued interest is reversed against interest income. While a loan is on nonaccrual status, interest revenue is recognized only when a payment is received. Once a loan moves to nonaccrual status, it remains in nonaccrual status until it is paid out, charged off or refinanced.
	Allowance for Loan Losses
	The Company maintains an allowance for loan losses in an amount that, in management's opinion, is adequate to provide for losses inherent in the existing loan portfolio.  The Company charges against current earnings, as a provision for loan losses, amounts added to the allowance to maintain it at levels expected to cover probable losses of principal.   When establishing the allowance for loan losses, the Company takes into consideration the growth of the loan portfolio, current levels of charge-offs, current levels of delinquencies, and current economic factors.
	The Company uses a mathematical calculation to determine the initial allowance at the end of each reporting period.  The calculation originated as management's estimate of future charge-offs and is used to allocate expenses to the branch level.  There are two components when calculating the allowance for loan losses, which the Company refers to as the general reserve and the specific reserve.  This calculation is a starting point and over time, and as needed, additional provisions have been added as determined by management to make the allowance adequate.
	The general reserve is 4.25% of the gross loan portfolio. The specific reserve represents 100% of the gross loan balance of all loans 90 or more days past due on a recency basis, including bankrupt accounts in that category.  This methodology is based on historical data showing that the collection of loans 90 days or more past due and bankrupt accounts is remote.
	A process is then performed to determine the adequacy of the allowance for loan losses, as well as considering trends in current levels of delinquencies, charge-off levels, and economic trends (such as energy and food prices).  The primary tool used is the movement model (on a contractual and recency basis) which considers the rolling twelve months of delinquency to determine expected charge-offs. The sum of expected charge-offs, determined from the movement model (on a contractual and recency basis) plus the amount of delinquent refinancings are compared to the allowance resulting from the mathematical calculation to determine if any adjustments are needed to make the allowance adequate.  Management would also determine if any adjustments are needed if the consolidated annual provision for loan losses is less than total charge-offs. Management uses a precision level of 5% of the allowance for loan losses compared to the aforementioned movement model, when determining if any adjustments are needed.
	The Company's policy is to charge off loans at the earlier of when such loans are deemed to be uncollectible or when six months have elapsed since the date of the last full contractual payment. The Company's charge-off policy has been consistently applied and no changes have been made during the periods reported.   The Company's historical annual charge-off rate for the past 10 years has ranged from 12.9% to 16.7% of net loans. The Company's delinquencies and net charge-off ratios were significantly impacted during the year by a change to the branch level incentive plan that became effective July 1, 2014. The change allows managers to continue collection efforts on accounts that are 90 days or more past due, without having their monthly bonus negatively impacted. As expected, this resulted in an increase in accounts 90 days or more past due and lower charge-offs during the year. Management considers the charge-off policy when evaluating the appropriateness of the allowance for loan losses.
	FASB ASC Topic 310-30 prohibits carryover or creation of valuation allowances in the initial accounting of all loans acquired in a transfer that are within the scope of this authoritative literature.  The Company believes that loans acquired since the adoption of FASB ASC Topic 310-30 have not shown evidence of deterioration of credit quality since origination, and therefore, are not within the scope of FASB ASC Topic 310-30.
	Impaired Loans
	The Company defines impaired loans as bankrupt accounts and accounts 90 days or more past due.   In accordance with the Company’s charge-off policy, once a loan is deemed uncollectible, 100% of the net investment is charged off, except in the case of a borrower who has filed for bankruptcy.  As of March 31, 2015, bankrupt accounts that had not been charged off were approximately $6.0 million.  Bankrupt accounts 90 days or more past due are reserved at 100% of the gross loan balance.  The Company also considers accounts 90 days or more past due as impaired, and the accounts are reserved at 100% of the gross loan balance.
	Delinquency is the primary credit quality indicator used to determine the credit quality of the Company's receivables (additional requirements from ASC 310-10 are disclosed in Note 2).
	Property and Equipment
	Property and equipment are stated at cost less accumulated depreciation and amortization.  Depreciation is recorded using the straight-line method over the estimated useful life of the related asset as follows:  building, 40 years; furniture and fixtures, 5 to 10 years; equipment, 3 to 7 years; and vehicles, 3 years.  Amortization of leasehold improvements is recorded using the straight-line method over the lesser of the estimated useful life of the asset or the term of the lease.  Additions to premises and equipment and major replacements or improvements are added at cost.  Maintenance, repairs, and minor replacements are charged to operating expense as incurred.   When assets are retired or otherwise disposed of, the cost and accumulated depreciation are removed from the accounts and any gain or loss is reflected in the consolidated statement of operations.
	Operating Leases
	The Company’s branch leases typically have a lease term of three to five years and contain lessee renewal options and cancellation clauses in the event of regulatory changes.  The Company typically renews its leases for one or more option periods.  Accordingly, the Company amortizes its leasehold improvements over the shorter of their economic lives, which are generally five years, or the lease term that considers renewal periods that are reasonably assured.
	Other Assets
	Other assets include cash surrender value of life insurance policies, prepaid expenses, debt issuance costs and other deposits.
	Intangible Assets and Goodwill
	Intangible assets include the cost of acquiring existing customers ("customer lists"), and the fair value assigned to non-compete agreements. Customer lists are amortized on a straight line or accelerated basis over their estimated period of benefit, ranging from 5 to 20 years with a weighted average of approximately 16 years.  Non-compete agreements are amortized on a straight line basis over the term of the agreement, ranging from 2 to 7 years with a weighted average of approximately 5 years.
	Customer lists are allocated at a branch level and are evaluated for impairment at a branch level when a triggering event occurs, in accordance with FASB ASC Topic 360-10-5.  If a triggering event occurs, the impairment loss to the customer list is generally the remaining unamortized customer list balance.  In most acquisitions, the original fair value of the customer list allocated to a branch is less than $100,000, and management believes that in the event a triggering event were to occur, the impairment loss to an unamortized customer list would be immaterial.
	Non-compete agreements are valued at the stated amount paid to the other party for these agreements, which the Company believes approximates the fair value. The fair value of the customer lists is based on a valuation model that utilizes the Company’s historical data to estimate the value of any acquired customer lists.  In a business combination, the remaining excess of the purchase price over the fair value of the tangible assets, customer list, and non-compete agreements is allocated to goodwill.  The branches the Company acquires are small, privately-owned branches, which do not have sufficient historical data to determine customer attrition.  The Company believes that the customers acquired have the same characteristics and perform similarly to its customers.  Therefore, the Company utilized the attrition patterns of its customers when developing the attrition of acquired customers.  This method is re-evaluated periodically.
	The Company evaluates goodwill annually for impairment in the fourth quarter of the fiscal year using the market value-based approach.  The Company has one reporting unit, the consumer finance company, and the Company has multiple components, the lowest level of which is individual branches.  The Company’s components are aggregated for impairment testing because they have similar economic characteristics.  As of March 31, 2015, the Company had 92 branches with recorded goodwill.
	Impairment of Long-Lived Assets
The Company assesses impairment of long-lived assets, including property and equipment and intangible assets, whenever changes or events indicate that the carrying amount may not be recoverable.  The Company assesses impairment of these assets generally at the branch level based on the operating cash flows of the branch and the Company’s plans for branch closings.  The Company will write down such assets to fair value if, based on an analysis, the sum of the expected future undiscounted cash flows is less than the carrying amount of the assets.  The Company did not record any impairment charges for the fiscal year ended 2015, 2014, or 2013.
Fair Value of Financial Instruments
FASB ASC Topic 825 requires disclosures about the fair value of all financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value.  In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques.  The Company’s financial instruments for the periods reported consist of the following:  cash and cash equivalents, loans receivable, and senior notes payable.  Fair value approximates carrying value for all of these instruments.
Loans receivable are originated at prevailing market rates and have an average life of approximately 8 months.  Given the short-term nature of these loans, they are continually repriced at current market rates.  The Company’s revolving credit facility has a variable rate based on a margin over LIBOR and reprices with any changes in LIBOR.
Insurance Premiums and Commissions
Insurance premiums for credit life, accident and health, property and unemployment insurance written in connection with certain loans, net of refunds and applicable advance insurance commissions retained by the Company, are remitted monthly to an insurance company.  All commissions are credited to unearned insurance commissions and recognized as income over the life of the related insurance contracts. The Company recognizes insurance income using the Rule of 78s method for credit life (decreasing term), credit accident and health, unemployment insurance and the Pro Rata method for credit life (level term) and credit property.
Non-filing Insurance
Non-filing insurance premiums are charged on certain loans in lieu of recording and perfecting the Company's security interest in the assets pledged.  The premiums and recoveries are remitted to a third party insurance company and are not reflected in the accompanying Consolidated Financial Statements (See Note 8).  Claims paid by the third party insurance company result in a reduction to loan losses.
Certain losses related to such loans, which are not recoverable through life, accident and health, property, or unemployment insurance claims are reimbursed through non-filing insurance claims subject to policy limitations.  Any remaining losses are charged to the allowance for loan losses.
Income Taxes
Income taxes are accounted for under the asset and liability method.  Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards.  Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled.  The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.
The Company recognizes the effect of income tax positions only if those positions are more likely than not of being sustained.  Recognized income tax positions are measured at the largest amount that is greater than 50% likely of being realized.  Changes in recognition or measurement are reflected in the period in which the change in judgment occurs.
Earnings Per Share
Earnings per share (“EPS”) are computed in accordance with FASB ASC Topic 260.  Basic EPS includes no dilution and is computed by dividing net income by the weighted-average number of common shares outstanding for the period.  Diluted EPS reflects the potential dilution of securities that could share in the earnings of the Company.  Potential common stock included in the diluted EPS computation consists of stock options and restricted stock , which are computed using the treasury stock method.  See Note 11 for the reconciliation of the numerators and denominators for basic and dilutive EPS calculations.
Stock-Based Compensation
FASB ASC Topic 718-10 requires companies to recognize in the income statement the grant-date fair value of stock options and other equity-based compensation issued to employees.  FASB ASC Topic 718-10 does not change the accounting guidance for share-based payment transactions with parties other than employees provided in FASB ASC Topic 718-10. Under FASB ASC Topic 718-10, the way an award is classified will affect the measurement of compensation cost. Liability-classified awards are remeasured to fair value at each balance-sheet date until the award is settled. Equity-classified awards are measured at grant-date fair value, amortized over the subsequent vesting period, and are not subsequently remeasured. The fair value of non-vested stock awards for the purposes of recognizing stock-based compensation expense is the market price of the stock on the grant date. The fair value of options is estimated on the grant date using the Black-Scholes option pricing model (see Note 12).
At March 31, 2015, the Company had several share-based employee compensation plans, which are described more fully in Note 12.  The Company uses the modified prospective transition method in accordance with FASB ASC Topic 718. Under this method of transition, compensation cost recognized during fiscal years 2013, 2014, and 2015 was based on the grant-date fair value estimated in accordance with the provisions of FASB ASC Topic 718. Since this compensation cost is based on awards ultimately expected to vest, it has been reduced for estimated forfeitures. FASB ASC Topic 718 requires forfeitures to be estimated at the time of grant and revised, if necessary, in subsequent periods if actual forfeitures differ from those estimates.  The Company has elected to expense grants of awards with graded vesting on a straight-line basis over the requisite service period for each separately vesting portion of the award.
Share Repurchases
The Company's Board of Directors approved a stock repurchase program which authorizes us to repurchase common shares in the open market or in privately negotiated transactions at price levels we deem attractive. On March 10, 2015, the Board of Directors authorized the Company to repurchase up to $25.0 million of the Company’s common stock. This repurchase authorization follows, and is in addition to, similar repurchase authorizations of $25.0 million announced on February 19, 2015 and $25.0 million announced on July 23, 2014. After taking into account all shares repurchased through May 29, 2015, the Company has $11.5 million in aggregate remaining repurchase capacity under all of the Company’s outstanding repurchase authorizations. The timing and actual number of shares repurchased will depend on a variety of factors, including the stock price, corporate and regulatory requirements and other market and economic conditions. Although the repurchase authorizations above have no stated expiration date, the Company’s stock repurchase program may be suspended or discontinued at any time.
Comprehensive Income
Total comprehensive income consists of net income and other comprehensive income (loss).  The Company’s other comprehensive income (loss) and accumulated other comprehensive income (loss) are comprised of foreign currency translation adjustments.
Concentration of Risk
The Company generally serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses and credit card lenders. During the year ended March 31, 2015, the Company operated in fifteen states in the United States as well as in Mexico. For the years ended March 31, 2015, 2014 and 2013, total revenue within the Company's four largest states (Texas, Georgia, Tennessee, S. Carolina) accounted for approximately 54%, 58% and 56%, respectively, of the Company's total revenues.
The Company maintains amounts in bank accounts which, at times, may exceed federally insured limits. The Company has not experienced losses in such accounts, which are maintained with large domestic banks. Management believes the Company’s exposure to credit risk is minimal for these accounts.
Advertising Costs
Advertising costs are expensed when incurred.  Advertising costs were approximately $17.3 million, $16.1 million and $14.8 million for fiscal years 2015, 2014 and 2013, respectively.
Accounting Standards to be Adopted
Revenue from Contracts with Customers
In May 2014, the Financial Accounting Standards Board issued Accounting Standards Update (“ASU”) No. 2014-09, which supersedes the revenue recognition requirements Topic 605 (Revenue Recognition), and most industry-specific guidance. ASU No. 2014-09 is based on the principle that revenue is recognized to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU No. 2014-09 also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. The guidance allows for either a "full retrospective" adoption or a "modified retrospective" adoption; however, early adoption is not permitted. We are currently evaluating the impact the adoption of this guidance will have on our consolidated financial statements.
Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern
In August 2014, the Financial Accounting Standards Board issued Accounting Standards Update (“ASU”) 2014-15, which requires management to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures in certain circumstances. ASU 2014-15 is effective for annual and interim periods beginning after December 15, 2016 with early adoption permitted. We do not believe the adoption of this guidance will have a material impact on our consolidated financial statements.
Simplifying the Presentation of Debt Issuance Costs
In April 2015, the Financial Accounting Standards Board issued Accounting Standards Update ("ASU") 2015-03, which requires an entity to present debt issuance costs on the balance sheet as a direct deduction from the related debt liability as opposed to an asset. Amortization of the costs will continue to be reported as interest expense. ASU 2015-03 is effective for annual and interim periods beginning after December 15, 2015 with early adoption permitted. We do not believe the adoption of this guidance will have a material impact on our consolidated financial statements.
We reviewed all other newly issued accounting pronouncements and concluded that they are either not applicable to our business or are not expected to have a material effect on the consolidated financial statements as a result of future adoption.

Allowance_for_Loan_Losses_and_

Allowance for Loan Losses and Credit Quality Indicators	12 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Allowance for Loan Losses and Credit Quality Indicators	Allowance for Loan Losses and Credit Quality Indicators
	The following is a summary of the changes in the allowance for loan losses for the years ended March 31, 2015, 2014, and 2013:
		2015			2014		2013
	Balance at beginning of period	$	63,254,940		59,980,842		54,507,299
	Provision for loan losses	118,829,863			126,575,392		114,322,525
	Loan losses	(126,093,332		)	(137,307,358	)	(121,514,261	)
	Recoveries	15,467,059			14,287,889		12,471,699
	Translation adjustment	(1,020,542		)	(281,825	)	193,580
	Balance at end of period	$	70,437,988		63,254,940		59,980,842
	The following is a summary of loans individually and collectively evaluated for impairment for the period indicated:
	March 31, 2015	Loans individually			Loans collectively		Total
		evaluated for			evaluated for
		impairment			impairment
		(impaired loans)
	Gross loans in bankruptcy, excluding contractually delinquent	$	4,821,691		—		4,821,691
	Gross loans contractually delinquent	48,262,853			—		48,262,853
	Loans not contractually delinquent and not in bankruptcy	—			1,057,060,538		1,057,060,538
	Gross loan balance	53,084,544			1,057,060,538		1,110,145,082
	Unearned interest and fees	(13,115,117		)	(284,287,287	)	(297,402,404	)
	Net loans	39,969,427			772,773,251		812,742,678
	Allowance for loan losses	(35,352,658		)	(35,085,330	)	(70,437,988	)
	Loans, net of allowance for loan losses	$	4,616,769		737,687,921		742,304,690
	March 31, 2014	Loans individually			Loans collectively		Total
		evaluated for			evaluated for
		impairment			impairment
		(impaired loans)
	Gross loans in bankruptcy, excluding contractually delinquent	$	5,402,715		—		5,402,715
	Gross loans contractually delinquent	27,556,583			—		27,556,583
	Loans not contractually delinquent and not in bankruptcy	—			1,079,348,037		1,079,348,037
	Gross loan balance	32,959,298			1,079,348,037		1,112,307,335
	Unearned interest and fees	(6,721,702		)	(291,665,818	)	(298,387,520	)
	Net loans	26,237,596			787,682,219		813,919,815
	Allowance for loan losses	(21,064,497		)	(42,190,443	)	(63,254,940	)
	Loans, net of allowance for loan losses	$	5,173,099		745,491,776		750,664,875
	The average investment in impaired loans was $49.2 million and $32.9 million, respectively, for the periods ended March 31, 2015, and 2014. It is not practical to compute the amount of interest earned on impaired loans.
	The following is an assessment of the credit quality for the period indicated:
		March 31,			March 31,
		2015			2014
	Credit risk
	Consumer loans- non-bankrupt accounts	$	1,104,179,016		1,106,428,510
	Consumer loans- bankrupt accounts	5,966,066			5,878,825
	Total gross loans	$	1,110,145,082		1,112,307,335
	Consumer credit exposure
	Credit risk profile based on payment activity, performing	$	1,032,984,546		1,053,037,073
	Contractual non-performing, 60 days or more delinquent (1)	77,160,536			59,270,262
	Total gross loans	$	1,110,145,082		1,112,307,335
	Delinquent refinance	$	23,957,779		22,907,734
	Credit risk profile based on customer type
	New borrower	$	146,376,318		151,025,603
	Former borrower	110,149,558			102,514,264
	Refinance	829,661,427			835,859,734
	Delinquent refinance	23,957,779			22,907,734
	Total gross loans	$	1,110,145,082		1,112,307,335
	(1) Loans in nonaccrual status
	The following is a summary of the past due receivables as of:
		March 31,			March 31,		March 31,
		2015			2014		2013
	Contractual basis:
	30-60 days past due	$	43,663,540		37,713,414		37,674,267
	61-90 days past due	26,027,649			30,607,515		22,773,063
	91 days or more past due	51,132,887			28,662,747		23,941,210
	Total	$	120,824,076		96,983,676		84,388,540
	Percentage of period-end gross loans receivable	10.9		%	8.7	%	7.9	%

Property_and_Equipment

Property and Equipment	12 Months Ended
	Mar. 31, 2015
Property, Plant and Equipment [Abstract]
Property and Equipment	Property and Equipment
	Property and equipment consist of:
		March 31, 2015			March 31, 2014
	Land	$	576,977		250,443
	Building and leasehold improvements	20,361,536			19,083,381
	Furniture and equipment	43,901,426			41,422,708
		64,839,939			60,756,532
	Less accumulated depreciation and amortization	(38,933,432		)	(35,930,294	)
	Total	$	25,906,507		24,826,238
	Depreciation expense was approximately $6.5 million, $6.3 million and $6.4 million for the years ended March 31, 2015, 2014 and 2013, respectively.

Intangible_Assets

Intangible Assets	12 Months Ended
	Mar. 31, 2015
Intangible Assets, Net (Excluding Goodwill) [Abstract]
Intangible Assets	Intangible Assets
	The following table provides the gross carrying amount and related accumulated amortization of definite-lived intangible assets:
		March 31, 2015					March 31, 2014
		Gross Carrying		Accumulated		Net Intangible Asset	Gross Carrying		Accumulated		Net Intangible Asset
		Amount		Amortization			Amount		Amortization
	Cost of customer lists	$	22,539,218	(19,282,316	)	3,256,902	$	22,255,204	(18,630,930	)	3,624,274
	Value assigned to non-compete agreements	8,349,643		(8,242,792	)	106,851	8,324,643		(8,171,107	)	153,536
	Total	$	30,888,861	(27,525,108	)	3,363,753	$	30,579,847	(26,802,037	)	3,777,810
	The estimated amortization expense for intangible assets for future years ended March 31 is as follows: $0.5 million for 2016; $0.4 million for 2017; $0.4 million for 2018; $0.3 million for 2019; $0.3 million for 2020; and an aggregate of $1.3 million for the years thereafter.

Goodwill

Goodwill	12 Months Ended
	Mar. 31, 2015
Goodwill [Abstract]
Goodwill	Goodwill
	The following summarizes the changes in the carrying amount of goodwill for the year ended March 31, 2015 and 2014:
		2015			2014
	Balance at beginning of year:
	Goodwill	$	5,992,520		5,921,681
	Accumulated goodwill impairment losses	(25,393		)	(25,393	)
	Goodwill acquired during the year	$	154,331		70,839
	Impairment losses	—			—
	Balance at end of year:
	Goodwill	$	6,146,851		5,992,520
	Accumulated goodwill impairment losses	(25,393		)	(25,393	)
	Total	$	6,121,458		5,967,127
	The Company performed an annual impairment test during the fourth quarter of fiscal 2015 and 2014, and determined that none of the recorded goodwill was impaired.

Notes_Payable

Notes Payable	12 Months Ended
	Mar. 31, 2015
Debt Disclosure [Abstract]
Notes Payable	Notes Payable
	Senior Notes Payable $680,000,000 Revolving Credit Facility
	The Company's notes payable consist of a $680.0 million senior notes payable revolving credit facility with borrowings of $501.2 million outstanding on the borrowing facility and $750,000 standby letters of credit related to workers compensation is outstanding at March 31, 2015. To the extent that the letter of credit is drawn upon, the disbursement will be funded by the credit facility. There are no amounts due related to the letter of credit as of March 31, 2015, and it expires on December 31, 2015. As amended the base credit facility will reduce from $680.0 million to $630 million on June 15, 2015.  Subject to a borrowing base formula based on eligible loans receivable, the Company may borrow at the rate of LIBOR plus 3.0% with a minimum of 4.0%.  At March 31, 2015 and March 31, 2014, the Company’s effective interest rate, including the commitment fee, was 4.3% and 4.4%, respectively, and the unused amount available under the revolver at March 31, 2015 was $81.5 million. The Company also had $96.6 million that may become available under the revolving credit facility if it grows the net eligible finance receivables. The revolving credit facility has a commitment fee of 0.40% per annum on the unused portion of the commitment. The Company pays interest on a monthly basis.  Borrowings under the revolving credit facility mature on June 15, 2016.
	Junior Subordinated Note Payable
	On September 17, 2010, the Company entered into a $75.0 million Junior Subordinated Note Payable with Wells Fargo Preferred Capital, Inc. (“Wells Fargo”) providing for a non-revolving line of credit . Wells Fargo is also a lender under the Revolving Credit Agreement. The Company repaid the junior subordinated note in May 2012.
	Substantially all of the Company’s assets, excluding Mexico, are pledged as collateral for borrowings under the revolving credit agreement.
	Debt Covenants
	The Company's revolving credit agreement contains a number of financial covenants, including minimum net worth and fixed charge coverage requirements.  The credit agreement also contains certain other covenants, including covenants that impose limitations on the Company with respect to (i) declaring or paying dividends or making distributions on or acquiring common or preferred stock or warrants or options; (ii) redeeming or purchasing or prepaying principal or interest on subordinated debt; (iii) incurring additional indebtedness; and (iv) entering into a merger, consolidation or sale of substantial assets or subsidiaries.  The Company was in compliance with these covenants at March 31, 2015 and does not believe that these covenants will materially limit its business and expansion strategy.
	Debt Maturities
	As of March 31, 2015, the aggregate annual maturities of the notes payable for each of the fiscal years subsequent to March 31, 2015 were as follows:
	2016	$	—
	2017	501,150,000
	2018	—
	2019	—
	2020	—
	Total future debt payments	$	501,150,000

Insurance_Commissions_and_Othe

Insurance Commissions and Other Income	12 Months Ended
	Mar. 31, 2015
Insurance Commissions and other income [Abstract]
Insurance Commissions and Other Income	Insurance Commissions and Other Income
	Insurance commissions and other income for the years ending March 31, 2015, 2014 and 2013 consist of:
		2015		2014	2013
	Insurance commissions	$	47,822,485	50,379,798	51,345,424
	Tax return preparation revenue	9,896,378		9,118,639	8,696,976
	Auto club membership revenue	3,671,192		4,585,904	5,493,653
	World Class Buying Club revenue	2,438,314		3,881,915	4,761,257
	Net gain on sale of loans receivable	16,027,999		—	—
	Other	6,079,167		7,527,094	7,925,072
	Insurance commissions and other income	$	85,935,535	75,493,350	78,222,382

Nonfiling_Insurance

Non-filing Insurance	12 Months Ended
	Mar. 31, 2015
Non-file Insurance [Abstract]
Non-filing Insurance	Non-filing Insurance
	The Company maintains non-filing insurance coverage with an unaffiliated insurance company.  The following is a summary of the non-filing insurance activity for the years ended March 31, 2015, 2014 and 2013:
		2015		2014	2013
	Insurance premiums written	$	6,804,275	7,241,274	7,361,547
	Recoveries on claims paid	$	1,128,347	1,086,381	1,005,757
	Claims paid	$	7,196,437	7,501,154	7,576,902

Leases

Leases	12 Months Ended
	Mar. 31, 2015
Leases [Abstract]
Leases	Leases
	The Company conducts most of its operations from leased facilities, except for its owned corporate office building.  The Company's leases typically have a lease term of three to five years and contain lessee renewal options.   A majority of the leases provide that the lessee pays property taxes, insurance and common area maintenance costs. It is expected that in the normal course of business, expiring leases will be renewed at the Company's option or replaced by other leases or acquisitions of other properties.  All of the Company’s leases are operating leases.
	The future minimum lease payments under noncancelable operating leases as of March 31, 2015, are as follows:
	2016	$	23,387,035
	2017	15,604,656
	2018	7,832,098
	2019	2,507,233
	2020	1,005,752
	Thereafter	119,045
	Total future minimum lease payments	$	50,455,819
	Mexico commitments of approximately $56.7 million (MXN) were translated at the spot rate of $15.23.
	Rental expense for cancelable and noncancelable operating leases for the years ended March 31, 2015, 2014 and 2013, was approximately $26.0 million, $23.9 million and $21.9 million, respectively.

Income_Taxes

Income Taxes	12 Months Ended
	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes
	Income tax expense (benefit) consists of:
		Current			Deferred		Total
	Year ended March 31, 2015
	U.S. Federal	$	61,284,206		(3,524,067	)	57,760,139
	State and local	6,112,487			(411,543	)	5,700,944
	Foreign	1,631,605			104,193		1,735,798
		$	69,028,298		(3,831,417	)	65,196,881
	Year ended March 31, 2014
	U.S. Federal	$	59,218,428		(3,513,833	)	55,704,595
	State and local	6,679,439			(428,210	)	6,251,229
	Foreign	1,836,599			(156,150	)	1,680,449
		$	67,734,466		(4,098,193	)	63,636,273
	Year ended March 31, 2013
	U.S. Federal	$	63,140,638		(8,792,012	)	54,348,626
	State and local	8,372,748			(857,958	)	7,514,790
	Foreign	1,629,695			(1,292,028	)	337,667
		$	73,143,081		(10,941,998	)	62,201,083
	Income tax expense was $65,196,881, $63,636,273 and $62,201,083, for the years ended March 31, 2015, 2014 and 2013, respectively, and differed from the amounts computed by applying the U.S. federal income tax rate of 35% to pretax income from continuing operations as a result of the following:
		2015			2014		2013
	Expected income tax	$	61,610,619		59,585,472		58,201,791
	Increase (reduction) in income taxes resulting from:
	State tax, net of federal benefit	3,705,614			4,063,299		4,884,614
	Insurance income exclusion	(73,826		)	(86,189	)	(123,289	)
	Uncertain tax positions	1,914,990			3,001,452		283,084
	State tax adjustment for amended returns	—			(1,937,724	)	—
	Foreign income adjustments	(1,453,438		)	(1,487,116	)	(961,771	)
	Other, net	(507,078		)	497,079		(83,346	)
		$	65,196,881		63,636,273		62,201,083
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at March 31, 2015 and 2014 are presented below:
		2015			2014
	Deferred tax assets:
	Allowance for doubtful accounts	$	27,337,684		24,701,417
	Unearned insurance commissions	12,814,428			13,042,940
	Accrued expenses primarily related to employee benefits	15,787,850			11,176,823
	Reserve for uncollectible interest	1,103,603			2,147,953
	Convertible notes	75,628			226,938
	Other	915,468			551,312
	Gross deferred tax assets	58,034,661			51,847,383
	Less valuation allowance	(1,274		)	(1,274	)
	Net deferred tax assets	58,033,387			51,846,109
	Deferred tax liabilities:
	Fair value adjustment for loans	(12,186,719		)	(10,409,728	)
	Property and equipment	(4,079,130		)	(4,072,587	)
	Intangible assets	(1,842,004		)	(1,636,414	)
	Deferred net loan origination fees	(1,851,672		)	(1,652,645	)
	Prepaid expenses	(728,257		)	(560,546	)
	Gross deferred tax liabilities	(20,687,782		)	(18,331,920	)
	Deferred income taxes, net	$	37,345,605		33,514,189
	The valuation allowance for deferred tax assets as of March 31, 2015 and 2014 was $1,274.  The valuation allowance against the total deferred tax assets as of March 31, 2015 and 2014 relates to state net operating losses.  In assessing the realizability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized.  The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible.  Management considers the scheduled reversals of deferred tax liabilities, projected future taxable income, and tax planning strategies in making this assessment.   In order to fully realize the deferred tax asset, the Company will need to generate future taxable income prior to the expiration of the deferred tax assets governed by the tax code.   Based upon the level of historical taxable income and projections for future taxable income over the periods in which the related temporary differences are deductible, management believes it is more likely than not the Company will realize the benefits of these deductible differences, net of the existing valuation allowances at March 31, 2015.  The amount of the deferred tax asset considered realizable, however, could be reduced in the near term if estimates of future taxable income during the carryforward period are reduced.
	The Company is required to assess whether the earnings of the Company's Mexican foreign subsidiary will be permanently reinvested in the respective foreign jurisdiction or if previously untaxed foreign earnings of the Company will no longer be permanently reinvested and thus become taxable in the United States. If these earnings were ever repatriated to the United States, the Company would be required to accrue and pay taxes on the cumulative undistributed earnings. As of March 31, 2015, the Company has determined that approximately $23.5 million of cumulative undistributed net earnings, as well as the future net earnings, of the Mexican foreign subsidiaries will be permanently reinvested. At March 31, 2015, there was an unrecognized deferred tax liability in the amount of $20.6 million related to investment in the Mexican subsidiaries.
	As of March 31, 2015 and 2014, the Company had $8.6 million and $6.4 million of total gross unrecognized tax benefits including interest, respectively.  Of these totals, approximately $6.6 million and $4.6 million, respectively, represents the amount of net unrecognized tax benefits that are permanent in nature and, if recognized, would affect the annual effective tax rate.
	A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:
	Unrecognized tax benefits balance at March 31, 2014	$	5,810,712
	Gross increases for tax positions of current year	2,209,048
	Gross increases for tax positions of prior years	—
	Federal and state tax settlements	—
	Lapse of statute of limitations	(398,433		)
	Unrecognized tax benefits balance at March 31, 2015	$	7,621,327
	At March 31, 2015, approximately $4.4 million of gross unrecognized tax benefits are expected to be resolved during the next 12 months through settlements with taxing authorities or the expiration of the statute of limitations. The Company’s continuing practice is to recognize interest and penalties related to income tax matters in income tax expense.  As of March 31, 2015 and 2014, the Company had $940,805 and $614,279 accrued for gross interest, respectively, of which $474,484, $379,417, and $240,609 represented the current period expense for the periods ended March 31, 2015, 2014, and 2013.
	The Company is subject to U.S. and Mexican income taxes, as well as various other state and local jurisdictions. With few exceptions, the Company is no longer subject to U.S. federal, state and local, or non-U.S. income tax examinations by tax authorities for years before 2011, although carryforward attributes that were generated prior to 2011 may still be adjusted upon examination by the taxing authorities if they either have been or will be used in a future period.

Earnings_Per_Share

Earnings Per Share	12 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share
	The following is a reconciliation of the numerators and denominators of the basic and diluted EPS calculations:
		For the year ended March 31, 2015
		Income		Shares	Per Share
		(Numerator)		(Denominator)	Amount
	Basic EPS
	Income available to common shareholders	$	110,833,458	9,146,003	$	12.12
	Effect of Dilutive Securities Options and restricted stock	—		170,626
	Diluted EPS
	Income available to common shareholders plus assumed exercises of stock options	$	110,833,458	9,316,629	$	11.9
		For the year ended March 31, 2014
		Income		Shares	Per Share Amount
		(Numerator)		(Denominator)
	Basic EPS
	Income available to common shareholders	$	106,607,932	10,876,557	$	9.8
	Effect of Dilutive Securities Options and restricted stock	—		229,153
	Diluted EPS
	Income available to common shareholders plus assumed exercises of stock options	$	106,607,932	11,105,710	$	9.6
		For the year ended March 31, 2013
		Income		Shares	Per Share Amount
		(Numerator)		(Denominator)
	Basic EPS
	Income available to common shareholders	$	104,089,748	12,728,360	$	8.18
	Effect of Dilutive Securities Options and restricted stock	—		274,776
	Diluted EPS
	Income available to common shareholders plus assumed exercises of stock options	$	104,089,748	13,003,136	$	8
	Options to purchase 543,879, 404,421 and 403,123 shares of common stock at various prices were outstanding during the years ended March 31, 2015, 2014 and 2013, respectively, but were not included in the computation of diluted EPS because the option exercise price was antidilutive.
	In connection with the preparation of the consolidated financial statements for the three and six month periods ended September 30, 2014, errors in the computation and disclosure of earnings per share were identified. These errors resulted from the inclusion of restricted stock as outstanding in the basic weighted average common shares outstanding, as well as the inclusion of performance based restricted stock that had not met the necessary performance conditions as of the end of the reporting period as dilutive in the calculation of weighted average diluted shares outstanding.
	The Company evaluated the materiality of these errors in accordance with SEC Staff Accounting Bulletin No. 99, Materiality, SEC Staff Accounting Bulletin No. 108, Considering the Effects of Prior Year Misstatements When Quantifying Misstatements in Current Year Financial Statements, and Accounting Standards Codification 250, Accounting for Changes and Error Corrections, and concluded that these errors, individually and in the aggregate, were immaterial to all prior periods impacted. While the adjustments were immaterial, the Company has elected to revise its previously reported basic and diluted earnings per share as shown in the following table:
			Year Ended March 31, 2014		Year Ended March 31, 2013
			As Reported	As Revised	As Reported		As Revised
	Net income (numerator)		106,607,932	106,607,932	104,089,748		104,089,748
	Basic:
	Weighted average common shares outstanding (denominator)		11,391,706	10,876,557	12,940,007		12,728,360
	Diluted:
	Weighted average common shares outstanding		11,391,706	10,876,557	12,940,007		12,728,360
	Dilutive potential restricted stock and stock options		349,599	229,153	274,264		274,776
	Weighted average common shares outstanding (denominator)		11,741,305	11,105,710	13,214,271		13,003,136
	Net income per common share:
	Basic		9.36	9.8	8.04		8.18
	Diluted		9.08	9.6	7.88		8
	The corrections have no impact on the Company’s consolidated balance sheets, net income, consolidated statement of comprehensive income, consolidated statements of shareholders equity, or consolidated statements of cash flows.

Benefit_Plans

Benefit Plans	12 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Benefit Plans	Benefit Plans
	Retirement Plan
	The Company provides a defined contribution employee benefit plan (401(k) plan) covering full-time employees, whereby employees can invest up to the maximum designated for that year.  The Company makes a matching contribution equal to 50% of the employees' contributions for the first 6% of gross pay.  The Company's expense under this plan was $1,470,600, $1,483,712 and $1,432,170, for the years ended March 31, 2015, 2014 and 2013, respectively.
	Supplemental Executive Retirement Plan
	The Company has instituted a Supplemental Executive Retirement Plan (“SERP”), which is a non-qualified executive benefit plan in which the Company agrees to pay the executive additional benefits in the future, usually at retirement, in return for continued employment by the executive.  The SERP is an unfunded plan, and as such, there are no specific assets set aside by the Company in connection with the establishment of the plan.  The executive has no rights under the agreement beyond those of a general creditor of the Company.  In May 2009, the Company instituted a second Supplemental Executive Retirement Plan to provide to one executive the same type of benefits as are in the original SERP but for which he would not have qualified due to age.  This second SERP is also an unfunded plan with no specific assets set aside by the Company in connection with the plan.  For the years ended March 31, 2015, 2014 and 2013, contributions of $642,710, $909,466 and $1,022,979, respectively, were charged to expense related to the SERP. The expense for the year ended March 31, 2014 was offset by the reversal of $904,138 of expense accrued for two executives who resigned during the year.  The unfunded liability was $7,516,249, $7,186,076 and $7,470,918, as of March 31, 2015, 2014 and 2013, respectively.
	For the three years presented, the unfunded liability was estimated using the following assumptions: an annual salary increase of 3.5% for all 3 years; a discount rate of 6.0% for all 3 years; and a retirement age of 65.
	Executive Deferred Compensation Plan
	The Company has an Executive Deferral Plan.  Eligible executives and directors may elect to defer all or a portion of their incentive compensation to be paid under the Executive Deferral Plan.  As of March 31, 2015 and 2014, no executive had deferred compensation under this plan.
	Stock Option Plans
	The Company has a 2002 Stock Option Plan, a 2005 Stock Option Plan, a 2008 Stock Option Plan, and a 2011 Stock Option Plan for the benefit of certain directors, officers, and key employees.  Under these plans, a total of 4,100,000 shares of authorized common stock have been reserved for issuance pursuant to grants approved by the Compensation and Stock Option Committee of the Board of Directors.  Stock options granted under these plans have a maximum duration of 10 years, may be subject to certain vesting requirements, which are generally five years for officers, directors, and key employees, and are priced at the market value of the Company's common stock on the date of grant of the option.  At March 31, 2015, there were a total of 209,178 shares available for grant under the plans.
	Stock-based compensation is recognized as provided under FASB ASC Topic 718-10 and FASB ASC Topic 505-50.  FASB ASC Topic 718-10 requires all share-based payments to employees, including grants of employee stock options, to be recognized as compensation expense over the requisite service period (generally the vesting period) in the consolidated financial statements based on their grant date fair values. The impact of forfeitures that may occur prior to vesting is also estimated and considered in the amount recognized. The Company has applied the Black-Scholes valuation model in determining the grant date fair value of the stock option awards.  Compensation expense is recognized only for those options expected to vest, with forfeitures estimated based on historical experience and future expectations.
	The weighted-average fair value at the grant date for options issued during the years ended March 31, 2015, 2014 and 2013 was $34.50, $43.80 and $36.06 per share, respectively.  This fair value was estimated at grant date using the weighted-average assumptions listed below.
		2015		2014		2013
	Dividend yield	0	%	0	%	0	%
	Expected volatility	44.62	%	53.91	%	56.15	%
	Average risk-free interest rate	1.77	%	1.51	%	0.8	%
	Expected life	6.1 years		5.4 years		5.6 years
	The expected stock price volatility is based on the historical volatility of the Company’s stock for a period approximating the expected life.  The expected life represents the period of time that options are expected to be outstanding after the grant date.  The risk-free rate reflects the interest rate at grant date on zero coupon U.S. governmental bonds having a remaining life similar to the expected option term.
	Option activity for the year ended March 31, 2015 was as follows:
		Shares		Weighted			Weighted	Aggregate
				Average			Average	Intrinsic
				Exercise			Remaining	Value
				Price			Contractual Term
	Options outstanding, beginning of year	1,096,000		$	63.79
	Granted	193,525		76.57
	Exercised	(159,348	)	41.05
	Forfeited	(39,532	)	69.2
	Expired	(6,878	)	75.82
	Options outstanding, end of period	1,083,767		$	69.15		7.43	$	8,303,057
	Options exercisable, end of period	340,883		$	58.01		5.88	$	5,871,954
	The aggregate intrinsic value reflected in the table above represents the total pre-tax intrinsic value (the difference between the closing stock price on March 31, 2015 and the exercise price, multiplied by the number of in-the-money options) that would have been received by option holders had all option holders exercised their options  as of  March 31, 2015.  This amount will change as the stock's market price changes.  The total intrinsic value of options exercised during the periods ended March 31, 2015, 2014 and 2013 was as follows:
	2015		2014	2013
	$6,454,022		$13,844,546	$14,049,751
	As of March 31, 2015, total unrecognized stock-based compensation expense related to non-vested stock options amounted to approximately $18.0 million, which is expected to be recognized over a weighted-average period of approximately 3.3 years.
	Restricted Stock
	During Fiscal 2014 and 2013 the Company granted 8,590 and 70,800 Group A performance based restricted stock awards to certain officers. As of March 31, 2015, 60,390 remain unforfeited. Group A awards vested on April 30, 2015 based on the Company's achievement of the following performance goals as of March 31, 2015:
	EPS Target		Restricted Shares Eligible for Vesting
			(Percentage of Award)
	$10.29		100%
	$9.76		67%
	$9.26		33%
	Below $9.26		0%
	During Fiscal 2014 and 2013 the Company granted 56,660 and 443,700 Group B performance based restricted stock awards to certain officers. As of March 31, 2014, 373,360 remain unforfeited. Group B awards will vest as follows, if the Company achieves the following performance goals during any successive trailing four quarters during the measurement period ending on March 31, 2017:
	Trailing 4 quarter EPS Target		Restricted Shares Eligible for Vesting
			(Percentage of Award)
	$13.00		25%
	$14.50		25%
	$16.00		25%
	$18.00		25%
	On November 7, 2011, the Company granted 15,077 shares of restricted stock (which are equity classified), with a grant date fair value of $67.70 per share, to certain executive officers.  One-third of the restricted stock vested immediately, one-third vested on November 7, 2012, and 3,249 net of forfeits vested on November 7, 2013, respectively.  On that same date, the Company granted an additional 24,200 shares of restricted stock (which are equity classified), with a grant date fair value of $67.70 per share, to certain officers.  One-third of the restricted stock vested on November 7, 2012, and one-third of the restricted stock vested on November 7, 2013 and one-third of the restricted stock vested on November 7, 2014, respectively.  On that same date, the Company granted an additional 11,139 shares of restricted stock (which are equity classified), with a grant date fair value of $67.70 per share, to certain executive officers.  The remaining unforfeited 7,275 shares vested on April 30, 2014 based on the Company’s compounded annual EPS growth according to the following schedule:
	Vesting Percentage		Compounded Annual EPS Growth
	100%		15% or higher
	67%		12% - 14.99%
	33%		10% - 11.99%
	0%		Below 10%
	Compensation expense related to restricted stock is based on the number of shares expected to vest and the fair market value of the common stock on the grant date.  The Company recognized approximately $8.1 million, $6.0 million and $4.8 million of compensation expense for the years ended March 31, 2015, 2014 and 2013, respectively, which is included as a component of general and administrative expenses in the Company's Consolidated Statements of Operations.
	As of March 31, 2015, there was approximately $8.8 million of unrecognized compensation cost related to unvested performance-based restricted stock awards, which is expected to be recognized over the next 1.6 years based on current estimates. In addition there was approximately $6.7 million of unrecognized compensation cost related to unvested performance-based restricted stock awards, which are not expected to vest based on current estimates. If these estimates change the $6.7 million could be expensed, accordingly, in future periods.
	A summary of the status of the Company’s restricted stock as of March 31, 2015, and changes during the year ended March 31, 2015, are presented below:
		Shares		Weighted Average Fair
				Value at Grant Date
	Outstanding at March 31, 2014	461,959		$	76.49
	Granted during the period	—		—
	Vested during the period	(12,615	)	67.7
	Forfeited during the period	(15,594	)	73.84
Outstanding at March 31, 2015	433,750		$	76.84
Total share-based compensation included as a component of net income during the years ended March 31, 2015, 2014 and 2013 was as follows:
	2015			2014		2013
Share-based compensation related to equity classified units:
Share-based compensation related to stock options	$	8,133,812		9,678,724		7,322,653
Share-based compensation related to restricted stock	8,138,643			6,026,553		4,818,956
Total share-based compensation related to equity classified awards	$	16,272,455		15,705,277		12,141,609

Acquisitions

Acquisitions	12 Months Ended
	Mar. 31, 2015
Business Combinations [Abstract]
Acquisitions	Acquisitions
	The Company evaluates each acquisition to determine if the acquired enterprise meets the definition of a business. Those acquired enterprises that meet the definition of a business are accounted for as a business combination under FASB ASC Topic 805-10 and all other acquisitions are accounted for as asset purchases. All acquisitions have been from independent third parties.
	The following table sets forth the acquisition activity of the Company for the years ended March 31, 2015, 2014, and 2013 years:
		2015		2014	2013
	Number of business combinations	2		1	3
	Number of asset purchases	3		6	9
	Total acquisitions	5		7	12
	Purchase price	$	1,979,494	1,055,986	2,649,000
	Tangible assets:
	Loans receivable, net	1,512,149		773,049	1,925,000
	Property and equipment	4,000		1,500	8,000
		1,516,149		774,549	1,933,000
	Excess of purchase prices over carrying value of net tangible assets	$	463,345	281,437	716,000
	Customer lists	$	284,014	175,000	451,000
	Non-compete agreements	25,000		35,000	60,000
	Goodwill	154,331		70,839	205,000
	When the acquisition results in a new branch, the Company records the transaction as a business combination, since the branch acquired will continue to generate loans. The Company typically retains the existing employees and the branch location.  The purchase price is allocated to the estimated fair value of the tangible assets acquired and to the estimated fair value of the identified intangible assets acquired (generally non-compete agreements and customer lists).  The remainder is allocated to goodwill.  During the year ended March 31, 2015, two acquisitions were recorded as business combinations.
	When the acquisition is of a portfolio of loans only, the Company records the transaction as an asset purchase. In an asset purchase, no goodwill is recorded.  The purchase price is allocated to the estimated fair value of the tangible and intangible assets acquired.  During the year ended March 31, 2015, there were three acquisitions recorded as asset acquisitions.
	The Company’s acquisitions include tangible assets (generally loans and furniture and equipment) and intangible assets (generally non-compete agreements, customer lists, and goodwill), both of which are recorded at their fair values, which are estimated pursuant to the processes described below.
	Acquired loans are valued at the net loan balance.  Given the short-term nature of these loans, generally eight months, and that these loans are priced at current rates, management believes the net loan balances approximate their fair value.
	Furniture and equipment are valued at the specific purchase price as agreed to by both parties at the time of acquisition, which management believes approximates their fair values.

Fair_Value

Fair Value	12 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value	Fair Value
	Fair Value Disclosures
	The Company may carry certain financial instruments and derivative assets and liabilities at fair value on a recurring basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants on the measurement date. The Company determines the fair values of its financial instruments based on the fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.
	Financial assets and liabilities measured at fair value are grouped in three levels. The levels prioritize the inputs used to measure the fair value of the assets or liabilities.  These levels are:
	•Level 1 – Quoted prices (unadjusted) in active markets for identical assets or liabilities.
	•Level 2 – Inputs other than quoted prices that are observable for assets and liabilities, either directly or indirectly. These inputs include quoted prices for similar assets or liabilities in active markets and quoted prices for identical or similar assets or liabilities in market that are less active.
	•Level 3 – Unobservable inputs for assets or liabilities reflecting the reporting entity’s own assumptions.
	The Company’s financial instruments for the periods reported consist of the following: cash and cash equivalents, loans receivable, and senior notes payable. Fair value approximates carrying value for all of these instruments. Loans receivable are originated at prevailing market rates and have an average life of approximately 8 months. Given the short-term nature of these loans, they are continually repriced at current market rates. The Company’s revolving credit facility has a variable rate based on a margin over LIBOR and reprices with any changes in LIBOR. The Company also considered its creditworthiness in its determination of fair value.
	The carrying amount and estimated fair values of the Company’s financial instruments summarized by level are as follows:
		March 31, 2015				March 31, 2014
		Carrying Value		Estimated Fair Value		Carrying Value		Estimated Fair Value
	ASSETS
	Level 1 inputs
	Cash and cash equivalents	$	38,338,935	$	38,338,935	$	19,569,683	$	19,569,683
	Level 3 inputs
	Loans receivable, net	742,304,690		742,304,690		750,664,875		750,664,875
	LIABILITIES
	Level 3 inputs
	Senior notes payable	501,150,000		501,150,000		505,500,000		505,500,000
	There were no significant assets or liabilities measured at fair value on a non-recurring basis as of March 31, 2015 and 2014.

Quarterly_Information_Unaudite

Quarterly Information (Unaudited)	12 Months Ended
	Mar. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Quarterly Information (Unaudited)	Quarterly Information (Unaudited)
	The following sets forth selected quarterly operating data:
		2015					2014
		First		Second	Third	Fourth	First	Second	Third	Fourth
		(Dollars in thousands, except for earnings per share data)
	Total revenues	$	145,926	148,185	148,704	167,398	140,315	145,046	155,198	158,704
	Provision for loan losses	30,893		36,161	38,293	13,483	28,703	38,188	41,116	18,569
	General and administrative  expenses	73,325		71,677	75,639	71,410	70,287	67,070	72,003	71,887
	Interest expense	5,564		6,026	6,038	5,673	4,676	5,281	5,546	5,692
	Income tax expense	13,588		13,047	10,245	28,317	13,537	12,942	13,579	23,579
	Net income	$	22,556	21,274	18,489	48,515	23,112	21,565	22,954	38,977
	Earnings per share:
	Basic	$	2.36	2.34	2.04	5.45	2.02	1.95	2.14	3.8
	Diluted	$	2.32	2.3	2.01	5.34	1.98	1.91	2.1	3.73
	Total revenues and General and administrative expenses have been revised in compliance with Accounting Standards Codification 310-20, Nonrefundable Fees and Other Costs as described in Note 1.
	The Company's highest loan demand occurs generally from October through December, its third fiscal quarter.  Loan demand is generally lowest and loan repayment highest from January to March, its fourth fiscal quarter.  Consequently, the Company experiences significant seasonal fluctuations in its operating results and cash needs.  Operating results from the Company's third fiscal quarter are generally lower than in other quarters and operating results for its fourth fiscal quarter are generally higher than in other quarters.

Litigation

Litigation	12 Months Ended
	Mar. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Litigation	Litigation
	As previously disclosed, on March 12, 2014, the Company received a Civil Investigative Demand (“CID”) from the Consumer Financial Protection Bureau (the “CFPB”). The stated purpose of the CID is to determine whether the Company has been or is “engaging in unlawful acts or practices in connection with the marketing, offering, or extension of credit in violation of Sections 1031 and 1036 of the Consumer Financial Protection Act, 12 U.S.C. §§ 5531, 5536, the Truth in Lending Act, 15 U.S.C. §§ 1601, et seq., Regulation Z, 12 C.F.R. pt. 1026, or any other Federal consumer financial law” and “also to determine whether Bureau action to obtain legal or equitable relief would be in the public interest.” The Company responded, within the deadlines specified in the CID, to broad requests for production of documents, answers to interrogatories and written reports related to loans made by the Company and numerous other aspects of the Company’s business. Subsequent to the March 2014 CID, the Company has received and responded to, and is actively in the process of responding to, additional broad requests and demands for information from the CFPB and expects that there will continue to be additional requests or demands for information from the CFPB and ongoing interactions between the CFPB, the Company and Company counsel as part of the investigation. We are currently unable to predict the ultimate timing or outcome of the CFPB investigation. While the Company believes its marketing and lending practices are lawful, there can be no assurance that the CFPB's ongoing investigation or future exercise of its enforcement, regulatory, discretionary or other powers will not result in findings or alleged violations of federal consumer financial protection laws that could lead to enforcement actions, proceedings or litigation and the imposition of damages, fines, penalties, restitution, other monetary liabilities, sanctions, settlements or changes to the Company’s business practices or operations that could have a material adverse effect on the Company’s business, financial condition or results of operations or eliminate altogether the Company's ability to operate its business profitably or on terms substantially similar to those on which it currently operates.
	As previously disclosed, on April 22, 2014, a shareholder filed a putative class action complaint, Edna Selan Epstein v. World Acceptance Corporation et al., in the United States District Court for the District of South Carolina (case number 6:14-cv-01606), against the Company and certain of its current and former officers on behalf of all persons who purchased or otherwise acquired the Company’s common stock between April 25, 2013 and March 12, 2014. The complaint alleges that the Company made false and misleading statements in various SEC reports and other public statements in violation of federal securities laws preceding the Company’s disclosure in a Form 8-K filed March 13, 2014 that it had received the above-referenced CID from the CFPB. The complaint seeks class certification, unspecified monetary damages, costs and attorneys’ fees. The Company believes the complaint is without merit. On June 25, 2014, the Company filed a motion to dismiss the complaint. On August 12, 2014, lead plaintiff Operating Engineers Construction Industry and Miscellaneous Pension Fund filed an amended complaint. The amended complaint contains similar allegations to the original complaint, but expands the class period and includes additional allegations that the Company’s loan growth and volume figures were inflated because of a weakness in the Company’s internal controls relating to its accounting treatment of certain small-dollar loan re-financings. The Company filed a motion to dismiss the amended complaint on September 16, 2014. On October 21, 2014, the Plaintiff filed a response in opposition to the Company’s motion to dismiss the amended complaint. The Company filed a reply brief in support of its motion to dismiss on November 17, 2014. On May 18, 2015, the Court issued an order denying the Company’s motion to dismiss. On May 28, 2015, the Court granted the Company’s consent motion for an extension of time for the Company to answer the amended complaint to until July 1, 2015. On May 28, 2015, the Company filed a motion asking the Court to certify its May 18, 2015 order for immediate appeal to the United States Court of Appeals for the Fourth Circuit, pursuant to 28 U.S.C. Section 1292(b), and to stay proceedings pending the resolution of that appeal, on grounds that the Court’s decision involves a controlling question of law over which there is substantial ground for difference of opinion and an immediate appeal may materially advance the ultimate termination of the litigation. In the event that this motion is disallowed, or if the Court’s decision is not reversed on appeal, then the Company intends to answer the complaint, denying all liability, and to defend the action vigorously.
	In addition, from time to time the Company is involved in routine litigation matters relating to claims arising out of its operations in the normal course of business, including matters in which damages in various amounts are claimed.
	Estimating an amount or range of possible losses resulting from litigation, government actions and other legal proceedings is inherently difficult and requires an extensive degree of judgment, particularly where the matters involve indeterminate claims for monetary damages, may involve fines, penalties or damages that are discretionary in amount, involve a large number of claimants or significant discretion by regulatory authorities, represent a change in regulatory policy or interpretation, present novel legal theories, are in the early stages of the proceedings, are subject to appeal or could result in a change in business practices. In addition, because most legal proceedings are resolved over extended periods of time, potential losses are subject to change due to, among other things, new developments, changes in legal strategy, the outcome of intermediate procedural and substantive rulings and other parties’ settlement posture and their evaluation of the strength or weakness of their case against us. For these reasons, we are currently unable to predict the ultimate timing or outcome of, or reasonably estimate the possible losses or a range of possible losses resulting from, the matters described above. Based on information currently available, the Company does not believe that any reasonably possible losses arising from currently pending legal matters will be material to the Company’s results of operations or financial conditions. However, in light of the inherent uncertainties involved in such matters, an adverse outcome in one or more of these matters could materially and adversely affect the Company’s financial condition, results of operations or cash flows in any particular reporting period.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
Nature of Operations [Text Block]	Nature of Operations
	The Company is a small-loan consumer finance company headquartered in Greenville, South Carolina, that offers short-term small loans, medium-term larger loans, related credit insurance products and ancillary products and services to individuals who have limited access to other sources of consumer credit.  It also offers income tax return preparation services to its customer base and to others.
	The Company also markets computer software and related services to financial services companies through its ParaData Financial Systems (“ParaData”) subsidiary.
	As of March 31, 2015, the Company operated 1,172 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, and Wisconsin.  The Company also operated 148 branches in Mexico.  The Company is subject to numerous lending regulations that vary by jurisdiction.
Principles of Consolidation	Principles of Consolidation
	The Consolidated Financial Statements include the accounts of World Acceptance Corporation and its wholly-owned subsidiaries (the “Company”).  Subsidiaries consist of operating entities in various states and Mexico, ParaData (a software company acquired during fiscal 1994), WAC Insurance Company, Ltd. (a captive reinsurance company established in fiscal 1994) and Servicios World Acceptance Corporation de Mexico (a service company established in fiscal 2006).  All significant inter-company balances and transactions have been eliminated in consolidation.
	The financial statements of the Company’s foreign subsidiaries in Mexico are prepared using the local currency as the functional currency.  Assets and liabilities of these subsidiaries are translated into U.S. dollars at the current exchange rate while income and expense are translated at an average exchange rate for the period.  The resulting translation gains and losses are recognized as a component of equity in “Accumulated other comprehensive (loss)/income.”
Use of Estimates in the Preparation of Financial Statements	Use of Estimates in the Preparation of Consolidated Financial Statements
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period.  The most significant item subject to such estimates and assumptions that could materially change in the near term is the allowance for loan losses.  Actual results could differ from those estimates.
Reclassifications [Text Block]	Reclassification
	Certain prior period amounts have been reclassified to conform to current presentation. Such reclassifications had no impact on previously reported net income or shareholders' equity.
Business Segments	Business Segments
	The Company reports operating segments in accordance with Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC") Topic 280.  Operating segments are components of an enterprise about which separate financial information is available that is evaluated regularly by the chief operating decision maker in deciding how to allocate resources and assess performance.  FASB ASC Topic 280 requires that a public enterprise report a measure of segment profit or loss, certain specific revenue and expense items, segment assets, information about the way that the operating segments were determined and other items.
	The Company has one reportable segment, which is the consumer finance company.  The other revenue generating activities of the Company, including the sale of insurance products, income tax preparation, world class buying club and the automobile club, are done in the existing branch network in conjunction with or as a complement to the lending operation.  There is no discrete financial information available for these activities and they do not meet the criteria under FASB ASC Topic 280 to be reported separately.
	The Company's three US divisions (Southern, Central, and Western) meet the aggregation criteria under FASB ASC Topic 280.
	At March 31, 2015 and 2014, the Company's Mexico operations accounted for approximately 2.6% and 2.1% of total consolidated assets. Total revenues for the years ended March 31, 2015, 2014 and 2013 were $52.4 million, $50.6 million, $41.1 million, which represented 8.6%, 8.4%, and 7.3% of consolidated revenues. Although, the Company's Mexico operations is an operating segment under FASB ASC Topic 280, it does not meet the criteria to require separate disclosure.
	ParaData provides data processing systems to 102 separate finance companies, including the Company.  At March 31, 2015 and 2014, ParaData had total assets of $0.2 million and $1.3 million, which represented less than 1% of total consolidated assets at each fiscal year end.  Total net revenues (system sales and support) for ParaData for the years ended March 31, 2015, 2014 and 2013 were $2.1 million, $2.4 million and $2.1 million, respectively, which represented less than 1% of consolidated revenue for each year.  Although ParaData is an operating segment under FASB ASC Topic 280, it does not meet the criteria to require separate disclosure.
Cash and Cash Equivalents	Cash and Cash Equivalents
	For purposes of the statement of cash flows, the Company considers all highly liquid investments with a maturity of three months or less from the date of original issuance to be cash equivalents. As of March 31, 2015 and 2014 the Company had $1.1 million and $0.7 million in restricted cash associated with captive insurance subsidiary that reinsures a portion of the credit insurance sold in connection with loans made by the Company.
Loans and Interest Income	Loans and Interest and Fee Income
	The Company is licensed to originate consumer loans in the states of Georgia, South Carolina, Texas, Oklahoma, Louisiana, Tennessee, Missouri, Illinois, New Mexico, Kentucky, Alabama, Wisconsin, Indiana, Idaho and Mississippi.  In addition, the Company also originates consumer loans in Mexico.  During fiscal 2015, 2014 and 2013 the Company originated loans generally ranging up to $4,000, with terms of 42 months or less.  Experience indicates that a majority of the consumer loans are refinanced, and the Company accounts for the majority of the refinancings as a new loan.  Generally a customer must make multiple payments in order to qualify for refinancing.  Furthermore, the Company's lending policy has predetermined lending amounts, so that in most cases a refinancing will result in advancing additional funds.  The Company believes that the advancement of additional funds constitutes more than a minor modification to the terms of the existing loan if the present value of the cash flows under the terms of the new loan will be 10% or more of the present value of the remaining cash flows under the terms of the original loan.
	Gross loans receivable at March 31, 2015 and 2014 consisted of the following:
		2015		2014
	Small loans	661,635,284		676,760,815
	Large loans	439,279,986		422,771,805
	Sales finance loans	9,229,812		12,774,715
	Total gross loans	1,110,145,082		1,112,307,335
	Fees received and direct costs incurred for the origination of loans are deferred and amortized to interest income over the contractual lives of the loans using the interest method.  Unamortized amounts are recognized in income at the time that loans are refinanced or paid in full except for those refinancings that do not constitute a more than minor modification.
	In connection with the preparation of the consolidated financial statements for the year ended March 31, 2015, the Company has reclassified certain loan origination costs from personnel and other expenses to present them as a reduction to interest and fee income in compliance with Accounting Standards Codification 310-20, Nonrefundable Fees and Other Costs. The Company has historically deferred these costs in compliance with the standard, but inappropriately only recorded the net difference between the deferral of costs on loans originated during a period and the amortization of deferred costs for the same period within the statement of operations.
	The Company evaluated the materiality of the reclassifications in accordance with SEC Staff Accounting Bulletin No. 99, Materiality, SEC Staff Accounting Bulletin No. 108, Considering the Effects of Prior Year Misstatements When Quantifying Misstatements in Current Year Financial Statements, and Accounting Standards Codification 250, Accounting for Changes and Error Corrections, and concluded that the reclassifications, individually and in the aggregate, were immaterial to all prior periods impacted. While the adjustments were immaterial, the Company has elected to revise its previously reported revenue and expenses as shown in the following table:
			Year Ended March 31, 2014			Year Ended March 31, 2013
			As Reported		As Revised	As Reported	As Revised
	Interest and fee income		542,155,900		523,770,049	505,495,331	485,413,704
	Personnel expense		202,794,384		187,444,744	194,422,717	178,009,856
	Other expense		40,840,744		37,804,532	38,794,090	35,125,324
	The corrections have no impact on the Company’s consolidated balance sheets, net income, consolidated statements of comprehensive income, consolidated statements of shareholders’ equity, consolidated statements of cash flows, or earnings per share.
	Loans are carried at the gross amount outstanding, reduced by unearned interest and insurance income, net of deferred origination fees and direct costs, and an allowance for loan losses.  The Company recognizes interest and fee income using the interest method.  Charges for late payments are credited to income when collected.
	The Company generally offers its loans at the prevailing statutory rates for terms not to exceed 42 months.  Management believes that the carrying value approximates the fair value of its loan portfolio.
Nonaccrual Policy	Nonaccrual Policy
	The accrual of interest is discontinued when a loan is 60 days or more past the contractual due date. When the interest accrual is discontinued, all unpaid accrued interest is reversed against interest income. While a loan is on nonaccrual status, interest revenue is recognized only when a payment is received. Once a loan moves to nonaccrual status, it remains in nonaccrual status until it is paid out, charged off or refinanced.
Allowance for Loan Losses	Allowance for Loan Losses
	The Company maintains an allowance for loan losses in an amount that, in management's opinion, is adequate to provide for losses inherent in the existing loan portfolio.  The Company charges against current earnings, as a provision for loan losses, amounts added to the allowance to maintain it at levels expected to cover probable losses of principal.   When establishing the allowance for loan losses, the Company takes into consideration the growth of the loan portfolio, current levels of charge-offs, current levels of delinquencies, and current economic factors.
	The Company uses a mathematical calculation to determine the initial allowance at the end of each reporting period.  The calculation originated as management's estimate of future charge-offs and is used to allocate expenses to the branch level.  There are two components when calculating the allowance for loan losses, which the Company refers to as the general reserve and the specific reserve.  This calculation is a starting point and over time, and as needed, additional provisions have been added as determined by management to make the allowance adequate.
	The general reserve is 4.25% of the gross loan portfolio. The specific reserve represents 100% of the gross loan balance of all loans 90 or more days past due on a recency basis, including bankrupt accounts in that category.  This methodology is based on historical data showing that the collection of loans 90 days or more past due and bankrupt accounts is remote.
	A process is then performed to determine the adequacy of the allowance for loan losses, as well as considering trends in current levels of delinquencies, charge-off levels, and economic trends (such as energy and food prices).  The primary tool used is the movement model (on a contractual and recency basis) which considers the rolling twelve months of delinquency to determine expected charge-offs. The sum of expected charge-offs, determined from the movement model (on a contractual and recency basis) plus the amount of delinquent refinancings are compared to the allowance resulting from the mathematical calculation to determine if any adjustments are needed to make the allowance adequate.  Management would also determine if any adjustments are needed if the consolidated annual provision for loan losses is less than total charge-offs. Management uses a precision level of 5% of the allowance for loan losses compared to the aforementioned movement model, when determining if any adjustments are needed.
	The Company's policy is to charge off loans at the earlier of when such loans are deemed to be uncollectible or when six months have elapsed since the date of the last full contractual payment. The Company's charge-off policy has been consistently applied and no changes have been made during the periods reported.   The Company's historical annual charge-off rate for the past 10 years has ranged from 12.9% to 16.7% of net loans. The Company's delinquencies and net charge-off ratios were significantly impacted during the year by a change to the branch level incentive plan that became effective July 1, 2014. The change allows managers to continue collection efforts on accounts that are 90 days or more past due, without having their monthly bonus negatively impacted. As expected, this resulted in an increase in accounts 90 days or more past due and lower charge-offs during the year. Management considers the charge-off policy when evaluating the appropriateness of the allowance for loan losses.
	FASB ASC Topic 310-30 prohibits carryover or creation of valuation allowances in the initial accounting of all loans acquired in a transfer that are within the scope of this authoritative literature.  The Company believes that loans acquired since the adoption of FASB ASC Topic 310-30 have not shown evidence of deterioration of credit quality since origination, and therefore, are not within the scope of FASB ASC Topic 310-30.
Impaired Loans	Impaired Loans
	The Company defines impaired loans as bankrupt accounts and accounts 90 days or more past due.   In accordance with the Company’s charge-off policy, once a loan is deemed uncollectible, 100% of the net investment is charged off, except in the case of a borrower who has filed for bankruptcy.  As of March 31, 2015, bankrupt accounts that had not been charged off were approximately $6.0 million.  Bankrupt accounts 90 days or more past due are reserved at 100% of the gross loan balance.  The Company also considers accounts 90 days or more past due as impaired, and the accounts are reserved at 100% of the gross loan balance.
	Delinquency is the primary credit quality indicator used to determine the credit quality of the Company's receivables (additional requirements from ASC 310-10 are disclosed in Note 2).
Property and Equipment	Property and Equipment
	Property and equipment are stated at cost less accumulated depreciation and amortization.  Depreciation is recorded using the straight-line method over the estimated useful life of the related asset as follows:  building, 40 years; furniture and fixtures, 5 to 10 years; equipment, 3 to 7 years; and vehicles, 3 years.  Amortization of leasehold improvements is recorded using the straight-line method over the lesser of the estimated useful life of the asset or the term of the lease.  Additions to premises and equipment and major replacements or improvements are added at cost.  Maintenance, repairs, and minor replacements are charged to operating expense as incurred.   When assets are retired or otherwise disposed of, the cost and accumulated depreciation are removed from the accounts and any gain or loss is reflected in the consolidated statement of operations.
Operating Leases	Operating Leases
	The Company’s branch leases typically have a lease term of three to five years and contain lessee renewal options and cancellation clauses in the event of regulatory changes.  The Company typically renews its leases for one or more option periods.  Accordingly, the Company amortizes its leasehold improvements over the shorter of their economic lives, which are generally five years, or the lease term that considers renewal periods that are reasonably assured.
Other Assets	Other Assets
	Other assets include cash surrender value of life insurance policies, prepaid expenses, debt issuance costs and other deposits.
Derivatives and Hedging Activities
Intangible Assets and Goodwill	Intangible Assets and Goodwill
	Intangible assets include the cost of acquiring existing customers ("customer lists"), and the fair value assigned to non-compete agreements. Customer lists are amortized on a straight line or accelerated basis over their estimated period of benefit, ranging from 5 to 20 years with a weighted average of approximately 16 years.  Non-compete agreements are amortized on a straight line basis over the term of the agreement, ranging from 2 to 7 years with a weighted average of approximately 5 years.
	Customer lists are allocated at a branch level and are evaluated for impairment at a branch level when a triggering event occurs, in accordance with FASB ASC Topic 360-10-5.  If a triggering event occurs, the impairment loss to the customer list is generally the remaining unamortized customer list balance.  In most acquisitions, the original fair value of the customer list allocated to a branch is less than $100,000, and management believes that in the event a triggering event were to occur, the impairment loss to an unamortized customer list would be immaterial.
	Non-compete agreements are valued at the stated amount paid to the other party for these agreements, which the Company believes approximates the fair value. The fair value of the customer lists is based on a valuation model that utilizes the Company’s historical data to estimate the value of any acquired customer lists.  In a business combination, the remaining excess of the purchase price over the fair value of the tangible assets, customer list, and non-compete agreements is allocated to goodwill.  The branches the Company acquires are small, privately-owned branches, which do not have sufficient historical data to determine customer attrition.  The Company believes that the customers acquired have the same characteristics and perform similarly to its customers.  Therefore, the Company utilized the attrition patterns of its customers when developing the attrition of acquired customers.  This method is re-evaluated periodically.
	The Company evaluates goodwill annually for impairment in the fourth quarter of the fiscal year using the market value-based approach.  The Company has one reporting unit, the consumer finance company, and the Company has multiple components, the lowest level of which is individual branches.  The Company’s components are aggregated for impairment testing because they have similar economic characteristics.
Impairment of Long-Lived Assets	Impairment of Long-Lived Assets
	The Company assesses impairment of long-lived assets, including property and equipment and intangible assets, whenever changes or events indicate that the carrying amount may not be recoverable.  The Company assesses impairment of these assets generally at the branch level based on the operating cash flows of the branch and the Company’s plans for branch closings.  The Company will write down such assets to fair value if, based on an analysis, the sum of the expected future undiscounted cash flows is less than the carrying amount of the assets.  The Company did not record any impairment charges for the fiscal year ended 2015, 2014, or 2013.
Fair Value of Financial Instruments	Fair Value of Financial Instruments
	FASB ASC Topic 825 requires disclosures about the fair value of all financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value.  In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques.  The Company’s financial instruments for the periods reported consist of the following:  cash and cash equivalents, loans receivable, and senior notes payable.  Fair value approximates carrying value for all of these instruments.
	Loans receivable are originated at prevailing market rates and have an average life of approximately 8 months.  Given the short-term nature of these loans, they are continually repriced at current market rates.  The Company’s revolving credit facility has a variable rate based on a margin over LIBOR and reprices with any changes in LIBOR.
Insurance Premiums	Insurance Premiums and Commissions
	Insurance premiums for credit life, accident and health, property and unemployment insurance written in connection with certain loans, net of refunds and applicable advance insurance commissions retained by the Company, are remitted monthly to an insurance company.  All commissions are credited to unearned insurance commissions and recognized as income over the life of the related insurance contracts. The Company recognizes insurance income using the Rule of 78s method for credit life (decreasing term), credit accident and health, unemployment insurance and the Pro Rata method for credit life (level term) and credit property.
Non-filing Insurance	Non-filing Insurance
	Non-filing insurance premiums are charged on certain loans in lieu of recording and perfecting the Company's security interest in the assets pledged.  The premiums and recoveries are remitted to a third party insurance company and are not reflected in the accompanying Consolidated Financial Statements (See Note 8).  Claims paid by the third party insurance company result in a reduction to loan losses.
	Certain losses related to such loans, which are not recoverable through life, accident and health, property, or unemployment insurance claims are reimbursed through non-filing insurance claims subject to policy limitations.  Any remaining losses are charged to the allowance for loan losses.
Income Taxes	Income Taxes
	Income taxes are accounted for under the asset and liability method.  Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards.  Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled.  The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.
	The Company recognizes the effect of income tax positions only if those positions are more likely than not of being sustained.  Recognized income tax positions are measured at the largest amount that is greater than 50% likely of being realized.  Changes in recognition or measurement are reflected in the period in which the change in judgment occurs.
Earnings Per Share	Earnings Per Share
	Earnings per share (“EPS”) are computed in accordance with FASB ASC Topic 260.  Basic EPS includes no dilution and is computed by dividing net income by the weighted-average number of common shares outstanding for the period.  Diluted EPS reflects the potential dilution of securities that could share in the earnings of the Company.  Potential common stock included in the diluted EPS computation consists of stock options and restricted stock , which are computed using the treasury stock method.  See Note 11 for the reconciliation of the numerators and denominators for basic and dilutive EPS calculations.
Stock-Based Compensation	Stock-Based Compensation
	FASB ASC Topic 718-10 requires companies to recognize in the income statement the grant-date fair value of stock options and other equity-based compensation issued to employees.  FASB ASC Topic 718-10 does not change the accounting guidance for share-based payment transactions with parties other than employees provided in FASB ASC Topic 718-10. Under FASB ASC Topic 718-10, the way an award is classified will affect the measurement of compensation cost. Liability-classified awards are remeasured to fair value at each balance-sheet date until the award is settled. Equity-classified awards are measured at grant-date fair value, amortized over the subsequent vesting period, and are not subsequently remeasured. The fair value of non-vested stock awards for the purposes of recognizing stock-based compensation expense is the market price of the stock on the grant date. The fair value of options is estimated on the grant date using the Black-Scholes option pricing model (see Note 12).
	At March 31, 2015, the Company had several share-based employee compensation plans, which are described more fully in Note 12.  The Company uses the modified prospective transition method in accordance with FASB ASC Topic 718. Under this method of transition, compensation cost recognized during fiscal years 2013, 2014, and 2015 was based on the grant-date fair value estimated in accordance with the provisions of FASB ASC Topic 718. Since this compensation cost is based on awards ultimately expected to vest, it has been reduced for estimated forfeitures. FASB ASC Topic 718 requires forfeitures to be estimated at the time of grant and revised, if necessary, in subsequent periods if actual forfeitures differ from those estimates.  The Company has elected to expense grants of awards with graded vesting on a straight-line basis over the requisite service period for each separately vesting portion of the award.
Treasury Stock [Text Block]	Share Repurchases
	The Company's Board of Directors approved a stock repurchase program which authorizes us to repurchase common shares in the open market or in privately negotiated transactions at price levels we deem attractive. On March 10, 2015, the Board of Directors authorized the Company to repurchase up to $25.0 million of the Company’s common stock. This repurchase authorization follows, and is in addition to, similar repurchase authorizations of $25.0 million announced on February 19, 2015 and $25.0 million announced on July 23, 2014. After taking into account all shares repurchased through May 29, 2015, the Company has $11.5 million in aggregate remaining repurchase capacity under all of the Company’s outstanding repurchase authorizations. The timing and actual number of shares repurchased will depend on a variety of factors, including the stock price, corporate and regulatory requirements and other market and economic conditions. Although the repurchase authorizations above have no stated expiration date, the Company’s stock repurchase program may be suspended or discontinued at any time.
Comprehensive Income	Comprehensive Income
	Total comprehensive income consists of net income and other comprehensive income (loss).  The Company’s other comprehensive income (loss) and accumulated other comprehensive income (loss) are comprised of foreign currency translation adjustments.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentration of Risk
	The Company generally serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses and credit card lenders. During the year ended March 31, 2015, the Company operated in fifteen states in the United States as well as in Mexico. For the years ended March 31, 2015, 2014 and 2013, total revenue within the Company's four largest states (Texas, Georgia, Tennessee, S. Carolina) accounted for approximately 54%, 58% and 56%, respectively, of the Company's total revenues.
	The Company maintains amounts in bank accounts which, at times, may exceed federally insured limits. The Company has not experienced losses in such accounts, which are maintained with large domestic banks. Management believes the Company’s exposure to credit risk is minimal for these accounts.
Advertising Costs	Advertising Costs
	Advertising costs are expensed when incurred.  Advertising costs were approximately $17.3 million, $16.1 million and $14.8 million for fiscal years 2015, 2014 and 2013, respectively.
New Accounting Pronouncements Adopted	Accounting Standards to be Adopted
	Revenue from Contracts with Customers
	In May 2014, the Financial Accounting Standards Board issued Accounting Standards Update (“ASU”) No. 2014-09, which supersedes the revenue recognition requirements Topic 605 (Revenue Recognition), and most industry-specific guidance. ASU No. 2014-09 is based on the principle that revenue is recognized to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU No. 2014-09 also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. The guidance allows for either a "full retrospective" adoption or a "modified retrospective" adoption; however, early adoption is not permitted. We are currently evaluating the impact the adoption of this guidance will have on our consolidated financial statements.
	Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern
	In August 2014, the Financial Accounting Standards Board issued Accounting Standards Update (“ASU”) 2014-15, which requires management to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures in certain circumstances. ASU 2014-15 is effective for annual and interim periods beginning after December 15, 2016 with early adoption permitted. We do not believe the adoption of this guidance will have a material impact on our consolidated financial statements.
	Simplifying the Presentation of Debt Issuance Costs
	In April 2015, the Financial Accounting Standards Board issued Accounting Standards Update ("ASU") 2015-03, which requires an entity to present debt issuance costs on the balance sheet as a direct deduction from the related debt liability as opposed to an asset. Amortization of the costs will continue to be reported as interest expense. ASU 2015-03 is effective for annual and interim periods beginning after December 15, 2015 with early adoption permitted. We do not believe the adoption of this guidance will have a material impact on our consolidated financial statements.
	We reviewed all other newly issued accounting pronouncements and concluded that they are either not applicable to our business or are not expected to have a material effect on the consolidated financial statements as a result of future adoption.

Allowance_for_Loan_Losses_and_1

Allowance for Loan Losses and Credit Quality Indicators (Tables)	12 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Summary of changes in the allowance for loan losses	The following is a summary of the changes in the allowance for loan losses for the years ended March 31, 2015, 2014, and 2013:
		2015			2014		2013
	Balance at beginning of period	$	63,254,940		59,980,842		54,507,299
	Provision for loan losses	118,829,863			126,575,392		114,322,525
	Loan losses	(126,093,332		)	(137,307,358	)	(121,514,261	)
	Recoveries	15,467,059			14,287,889		12,471,699
	Translation adjustment	(1,020,542		)	(281,825	)	193,580
	Balance at end of period	$	70,437,988		63,254,940		59,980,842
Summary of loans individually and collectively evaluated for impairment	The following is a summary of loans individually and collectively evaluated for impairment for the period indicated:
	March 31, 2015	Loans individually			Loans collectively		Total
		evaluated for			evaluated for
		impairment			impairment
		(impaired loans)
	Gross loans in bankruptcy, excluding contractually delinquent	$	4,821,691		—		4,821,691
	Gross loans contractually delinquent	48,262,853			—		48,262,853
	Loans not contractually delinquent and not in bankruptcy	—			1,057,060,538		1,057,060,538
	Gross loan balance	53,084,544			1,057,060,538		1,110,145,082
	Unearned interest and fees	(13,115,117		)	(284,287,287	)	(297,402,404	)
	Net loans	39,969,427			772,773,251		812,742,678
	Allowance for loan losses	(35,352,658		)	(35,085,330	)	(70,437,988	)
	Loans, net of allowance for loan losses	$	4,616,769		737,687,921		742,304,690
	March 31, 2014	Loans individually			Loans collectively		Total
		evaluated for			evaluated for
		impairment			impairment
		(impaired loans)
	Gross loans in bankruptcy, excluding contractually delinquent	$	5,402,715		—		5,402,715
	Gross loans contractually delinquent	27,556,583			—		27,556,583
	Loans not contractually delinquent and not in bankruptcy	—			1,079,348,037		1,079,348,037
	Gross loan balance	32,959,298			1,079,348,037		1,112,307,335
	Unearned interest and fees	(6,721,702		)	(291,665,818	)	(298,387,520	)
	Net loans	26,237,596			787,682,219		813,919,815
	Allowance for loan losses	(21,064,497		)	(42,190,443	)	(63,254,940	)
	Loans, net of allowance for loan losses	$	5,173,099		745,491,776		750,664,875
Assessment of the credit quality	The following is an assessment of the credit quality for the period indicated:
		March 31,			March 31,
		2015			2014
	Credit risk
	Consumer loans- non-bankrupt accounts	$	1,104,179,016		1,106,428,510
	Consumer loans- bankrupt accounts	5,966,066			5,878,825
	Total gross loans	$	1,110,145,082		1,112,307,335
	Consumer credit exposure
	Credit risk profile based on payment activity, performing	$	1,032,984,546		1,053,037,073
	Contractual non-performing, 60 days or more delinquent (1)	77,160,536			59,270,262
	Total gross loans	$	1,110,145,082		1,112,307,335
	Delinquent refinance	$	23,957,779		22,907,734
	Credit risk profile based on customer type
	New borrower	$	146,376,318		151,025,603
	Former borrower	110,149,558			102,514,264
	Refinance	829,661,427			835,859,734
	Delinquent refinance	23,957,779			22,907,734
	Total gross loans	$	1,110,145,082		1,112,307,335
Summary of the past due receivables	The following is a summary of the past due receivables as of:
		March 31,			March 31,		March 31,
		2015			2014		2013
	Contractual basis:
	30-60 days past due	$	43,663,540		37,713,414		37,674,267
	61-90 days past due	26,027,649			30,607,515		22,773,063
	91 days or more past due	51,132,887			28,662,747		23,941,210
	Total	$	120,824,076		96,983,676		84,388,540
	Percentage of period-end gross loans receivable	10.9		%	8.7	%	7.9	%

Property_and_Equipment_Tables

Property and Equipment (Tables)	12 Months Ended
	Mar. 31, 2015
Property, Plant and Equipment [Abstract]
Property and Equipment	Property and equipment consist of:
		March 31, 2015			March 31, 2014
	Land	$	576,977		250,443
	Building and leasehold improvements	20,361,536			19,083,381
	Furniture and equipment	43,901,426			41,422,708
		64,839,939			60,756,532
	Less accumulated depreciation and amortization	(38,933,432		)	(35,930,294	)
	Total	$	25,906,507		24,826,238

Intangible_Assets_Tables

Intangible Assets (Tables)	12 Months Ended
	Mar. 31, 2015
Intangible Assets, Net (Excluding Goodwill) [Abstract]
Gross carrying amount and related accumulated amortization of definite-lived intangible assets	The following table provides the gross carrying amount and related accumulated amortization of definite-lived intangible assets:
		March 31, 2015					March 31, 2014
		Gross Carrying		Accumulated		Net Intangible Asset	Gross Carrying		Accumulated		Net Intangible Asset
		Amount		Amortization			Amount		Amortization
	Cost of customer lists	$	22,539,218	(19,282,316	)	3,256,902	$	22,255,204	(18,630,930	)	3,624,274
	Value assigned to non-compete agreements	8,349,643		(8,242,792	)	106,851	8,324,643		(8,171,107	)	153,536
	Total	$	30,888,861	(27,525,108	)	3,363,753	$	30,579,847	(26,802,037	)	3,777,810

Goodwill_Tables

Goodwill (Tables)	12 Months Ended
	Mar. 31, 2015
Goodwill [Abstract]
Changes in the carrying amount of goodwill	The following summarizes the changes in the carrying amount of goodwill for the year ended March 31, 2015 and 2014:
		2015			2014
	Balance at beginning of year:
	Goodwill	$	5,992,520		5,921,681
	Accumulated goodwill impairment losses	(25,393		)	(25,393	)
	Goodwill acquired during the year	$	154,331		70,839
	Impairment losses	—			—
	Balance at end of year:
	Goodwill	$	6,146,851		5,992,520
	Accumulated goodwill impairment losses	(25,393		)	(25,393	)
	Total	$	6,121,458		5,967,127

Notes_Payable_Tables

Notes Payable (Tables)	12 Months Ended
	Mar. 31, 2015
Debt Disclosure [Abstract]
Aggregate annual maturities of the notes payable	As of March 31, 2015, the aggregate annual maturities of the notes payable for each of the fiscal years subsequent to March 31, 2015 were as follows:
	2016	$	—
	2017	501,150,000
	2018	—
	2019	—
	2020	—
	Total future debt payments	$	501,150,000

Insurance_Commissions_and_Othe1

Insurance Commissions and Other Income (Tables)	12 Months Ended
	Mar. 31, 2015
Insurance Commissions and other income [Abstract]
Insurance Commissions and Other Income	Insurance commissions and other income for the years ending March 31, 2015, 2014 and 2013 consist of:
		2015		2014	2013
	Insurance commissions	$	47,822,485	50,379,798	51,345,424
	Tax return preparation revenue	9,896,378		9,118,639	8,696,976
	Auto club membership revenue	3,671,192		4,585,904	5,493,653
	World Class Buying Club revenue	2,438,314		3,881,915	4,761,257
	Net gain on sale of loans receivable	16,027,999		—	—
	Other	6,079,167		7,527,094	7,925,072
	Insurance commissions and other income	$	85,935,535	75,493,350	78,222,382

Nonfiling_Insurance_Tables

Non-filing Insurance (Tables)	12 Months Ended
	Mar. 31, 2015
Non-file Insurance [Abstract]
Non-filing Insurance	The Company maintains non-filing insurance coverage with an unaffiliated insurance company.  The following is a summary of the non-filing insurance activity for the years ended March 31, 2015, 2014 and 2013:
		2015		2014	2013
	Insurance premiums written	$	6,804,275	7,241,274	7,361,547
	Recoveries on claims paid	$	1,128,347	1,086,381	1,005,757
	Claims paid	$	7,196,437	7,501,154	7,576,902

Leases_Tables

Leases (Tables)	12 Months Ended
	Mar. 31, 2015
Leases [Abstract]
Schedule of future minimum rental payments for operating leases	The future minimum lease payments under noncancelable operating leases as of March 31, 2015, are as follows:
	2016	$	23,387,035
	2017	15,604,656
	2018	7,832,098
	2019	2,507,233
	2020	1,005,752
	Thereafter	119,045
	Total future minimum lease payments	$	50,455,819

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Income tax expense (benefit)	Income tax expense (benefit) consists of:
		Current			Deferred		Total
	Year ended March 31, 2015
	U.S. Federal	$	61,284,206		(3,524,067	)	57,760,139
	State and local	6,112,487			(411,543	)	5,700,944
	Foreign	1,631,605			104,193		1,735,798
		$	69,028,298		(3,831,417	)	65,196,881
	Year ended March 31, 2014
	U.S. Federal	$	59,218,428		(3,513,833	)	55,704,595
	State and local	6,679,439			(428,210	)	6,251,229
	Foreign	1,836,599			(156,150	)	1,680,449
		$	67,734,466		(4,098,193	)	63,636,273
	Year ended March 31, 2013
	U.S. Federal	$	63,140,638		(8,792,012	)	54,348,626
	State and local	8,372,748			(857,958	)	7,514,790
	Foreign	1,629,695			(1,292,028	)	337,667
		$	73,143,081		(10,941,998	)	62,201,083
Income tax expense reconciliation to U.S federal income tax rate to pretax income	Income tax expense was $65,196,881, $63,636,273 and $62,201,083, for the years ended March 31, 2015, 2014 and 2013, respectively, and differed from the amounts computed by applying the U.S. federal income tax rate of 35% to pretax income from continuing operations as a result of the following:
		2015			2014		2013
	Expected income tax	$	61,610,619		59,585,472		58,201,791
	Increase (reduction) in income taxes resulting from:
	State tax, net of federal benefit	3,705,614			4,063,299		4,884,614
	Insurance income exclusion	(73,826		)	(86,189	)	(123,289	)
	Uncertain tax positions	1,914,990			3,001,452		283,084
	State tax adjustment for amended returns	—			(1,937,724	)	—
	Foreign income adjustments	(1,453,438		)	(1,487,116	)	(961,771	)
	Other, net	(507,078		)	497,079		(83,346	)
		$	65,196,881		63,636,273		62,201,083
Tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at March 31, 2015 and 2014 are presented below:
		2015			2014
	Deferred tax assets:
	Allowance for doubtful accounts	$	27,337,684		24,701,417
	Unearned insurance commissions	12,814,428			13,042,940
	Accrued expenses primarily related to employee benefits	15,787,850			11,176,823
	Reserve for uncollectible interest	1,103,603			2,147,953
	Convertible notes	75,628			226,938
	Other	915,468			551,312
	Gross deferred tax assets	58,034,661			51,847,383
	Less valuation allowance	(1,274		)	(1,274	)
	Net deferred tax assets	58,033,387			51,846,109
	Deferred tax liabilities:
	Fair value adjustment for loans	(12,186,719		)	(10,409,728	)
	Property and equipment	(4,079,130		)	(4,072,587	)
	Intangible assets	(1,842,004		)	(1,636,414	)
	Deferred net loan origination fees	(1,851,672		)	(1,652,645	)
	Prepaid expenses	(728,257		)	(560,546	)
	Gross deferred tax liabilities	(20,687,782		)	(18,331,920	)
	Deferred income taxes, net	$	37,345,605		33,514,189
Reconciliation of the beginning and ending amount of unrecognized tax benefits	A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:
	Unrecognized tax benefits balance at March 31, 2014	$	5,810,712
	Gross increases for tax positions of current year	2,209,048
	Gross increases for tax positions of prior years	—
	Federal and state tax settlements	—
	Lapse of statute of limitations	(398,433		)
	Unrecognized tax benefits balance at March 31, 2015	$	7,621,327

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	12 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Summary of basic and diluted average common shares outstanding	The following is a reconciliation of the numerators and denominators of the basic and diluted EPS calculations:
		For the year ended March 31, 2015
		Income		Shares	Per Share
		(Numerator)		(Denominator)	Amount
	Basic EPS
	Income available to common shareholders	$	110,833,458	9,146,003	$	12.12
	Effect of Dilutive Securities Options and restricted stock	—		170,626
	Diluted EPS
	Income available to common shareholders plus assumed exercises of stock options	$	110,833,458	9,316,629	$	11.9
		For the year ended March 31, 2014
		Income		Shares	Per Share Amount
		(Numerator)		(Denominator)
	Basic EPS
	Income available to common shareholders	$	106,607,932	10,876,557	$	9.8
	Effect of Dilutive Securities Options and restricted stock	—		229,153
	Diluted EPS
	Income available to common shareholders plus assumed exercises of stock options	$	106,607,932	11,105,710	$	9.6
		For the year ended March 31, 2013
		Income		Shares	Per Share Amount
		(Numerator)		(Denominator)
	Basic EPS
	Income available to common shareholders	$	104,089,748	12,728,360	$	8.18
	Effect of Dilutive Securities Options and restricted stock	—		274,776
	Diluted EPS
	Income available to common shareholders plus assumed exercises of stock options	$	104,089,748	13,003,136	$	8
Schedule of Error Corrections and Prior Period Adjustments [Table Text Block]	The Company evaluated the materiality of these errors in accordance with SEC Staff Accounting Bulletin No. 99, Materiality, SEC Staff Accounting Bulletin No. 108, Considering the Effects of Prior Year Misstatements When Quantifying Misstatements in Current Year Financial Statements, and Accounting Standards Codification 250, Accounting for Changes and Error Corrections, and concluded that these errors, individually and in the aggregate, were immaterial to all prior periods impacted. While the adjustments were immaterial, the Company has elected to revise its previously reported basic and diluted earnings per share as shown in the following table:
			Year Ended March 31, 2014		Year Ended March 31, 2013
			As Reported	As Revised	As Reported		As Revised
	Net income (numerator)		106,607,932	106,607,932	104,089,748		104,089,748
	Basic:
	Weighted average common shares outstanding (denominator)		11,391,706	10,876,557	12,940,007		12,728,360
	Diluted:
	Weighted average common shares outstanding		11,391,706	10,876,557	12,940,007		12,728,360
	Dilutive potential restricted stock and stock options		349,599	229,153	274,264		274,776
	Weighted average common shares outstanding (denominator)		11,741,305	11,105,710	13,214,271		13,003,136
	Net income per common share:
	Basic		9.36	9.8	8.04		8.18
	Diluted		9.08	9.6	7.88		8

Benefit_Plans_Tables

Benefit Plans (Tables)	12 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of weighted-average assumptions	This fair value was estimated at grant date using the weighted-average assumptions listed below.
		2015		2014		2013
	Dividend yield	0	%	0	%	0	%
	Expected volatility	44.62	%	53.91	%	56.15	%
	Average risk-free interest rate	1.77	%	1.51	%	0.8	%
	Expected life	6.1 years		5.4 years		5.6 years
Summary schedule of stock option activity	Option activity for the year ended March 31, 2015 was as follows:
		Shares		Weighted			Weighted	Aggregate
				Average			Average	Intrinsic
				Exercise			Remaining	Value
				Price			Contractual Term
	Options outstanding, beginning of year	1,096,000		$	63.79
	Granted	193,525		76.57
	Exercised	(159,348	)	41.05
	Forfeited	(39,532	)	69.2
	Expired	(6,878	)	75.82
	Options outstanding, end of period	1,083,767		$	69.15		7.43	$	8,303,057
	Options exercisable, end of period	340,883		$	58.01		5.88	$	5,871,954
Intrinsic value of options exercised	The total intrinsic value of options exercised during the periods ended March 31, 2015, 2014 and 2013 was as follows:
	2015		2014	2013
	$6,454,022		$13,844,546	$14,049,751
Shares vesting based on the compounded annual EPS growth	following performance goals as of March 31, 2015:
	EPS Target		Restricted Shares Eligible for Vesting
			(Percentage of Award)
	$10.29		100%
	$9.76		67%
	$9.26		33%
	Below $9.26		0%
	The remaining unforfeited 7,275 shares vested on April 30, 2014 based on the Company’s compounded annual EPS growth according to the following schedule:
	Vesting Percentage		Compounded Annual EPS Growth
	100%		15% or higher
	67%		12% - 14.99%
	33%		10% - 11.99%
	0%		Below 10%
	the following performance goals during any successive trailing four quarters during the measurement period ending on March 31, 2017:
	Trailing 4 quarter EPS Target		Restricted Shares Eligible for Vesting
			(Percentage of Award)
	$13.00		25%
	$14.50		25%
	$16.00		25%
	$18.00		25%
Summary of the status and changes restricted stock	A summary of the status of the Company’s restricted stock as of March 31, 2015, and changes during the year ended March 31, 2015, are presented below:
		Shares		Weighted Average Fair
				Value at Grant Date
	Outstanding at March 31, 2014	461,959		$	76.49
	Granted during the period	—		—
	Vested during the period	(12,615	)	67.7
	Forfeited during the period	(15,594	)	73.84
	Outstanding at March 31, 2015	433,750		$	76.84
Share-based compensation included as a component of net income	Total share-based compensation included as a component of net income during the years ended March 31, 2015, 2014 and 2013 was as follows:
		2015			2014		2013
	Share-based compensation related to equity classified units:
	Share-based compensation related to stock options	$	8,133,812		9,678,724		7,322,653
	Share-based compensation related to restricted stock	8,138,643			6,026,553		4,818,956
	Total share-based compensation related to equity classified awards	$	16,272,455		15,705,277		12,141,609

Acquisitions_Tables

Acquisitions (Tables)	12 Months Ended
	Mar. 31, 2015
Business Combinations [Abstract]
Acquisition activity	The following table sets forth the acquisition activity of the Company for the years ended March 31, 2015, 2014, and 2013 years:
		2015		2014	2013
	Number of business combinations	2		1	3
	Number of asset purchases	3		6	9
	Total acquisitions	5		7	12
	Purchase price	$	1,979,494	1,055,986	2,649,000
	Tangible assets:
	Loans receivable, net	1,512,149		773,049	1,925,000
	Property and equipment	4,000		1,500	8,000
		1,516,149		774,549	1,933,000
	Excess of purchase prices over carrying value of net tangible assets	$	463,345	281,437	716,000
	Customer lists	$	284,014	175,000	451,000
	Non-compete agreements	25,000		35,000	60,000
	Goodwill	154,331		70,839	205,000

Fair_Value_Tables

Fair Value (Tables)	12 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Book value and estimated fair value of the Company's long-term debt	The carrying amount and estimated fair values of the Company’s financial instruments summarized by level are as follows:
		March 31, 2015				March 31, 2014
		Carrying Value		Estimated Fair Value		Carrying Value		Estimated Fair Value
	ASSETS
	Level 1 inputs
	Cash and cash equivalents	$	38,338,935	$	38,338,935	$	19,569,683	$	19,569,683
	Level 3 inputs
	Loans receivable, net	742,304,690		742,304,690		750,664,875		750,664,875
	LIABILITIES
	Level 3 inputs
	Senior notes payable	501,150,000		501,150,000		505,500,000		505,500,000

Quarterly_Information_Unaudite1

Quarterly Information (Unaudited) (Tables)	12 Months Ended
	Mar. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule of quarterly financial information	The following sets forth selected quarterly operating data:
		2015					2014
		First		Second	Third	Fourth	First	Second	Third	Fourth
		(Dollars in thousands, except for earnings per share data)
	Total revenues	$	145,926	148,185	148,704	167,398	140,315	145,046	155,198	158,704
	Provision for loan losses	30,893		36,161	38,293	13,483	28,703	38,188	41,116	18,569
	General and administrative  expenses	73,325		71,677	75,639	71,410	70,287	67,070	72,003	71,887
	Interest expense	5,564		6,026	6,038	5,673	4,676	5,281	5,546	5,692
	Income tax expense	13,588		13,047	10,245	28,317	13,537	12,942	13,579	23,579
	Net income	$	22,556	21,274	18,489	48,515	23,112	21,565	22,954	38,977
	Earnings per share:
	Basic	$	2.36	2.34	2.04	5.45	2.02	1.95	2.14	3.8
	Diluted	$	2.32	2.3	2.01	5.34	1.98	1.91	2.1	3.73

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details) (USD $)	3 Months Ended								12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013	29-May-15	Mar. 10, 2015	Feb. 19, 2015	Jul. 23, 2014
									segments
Schedule of Subsidiaries Information [Line Items]
Stock Repurchase Program, Authorized Amount													$25,000,000	$25,000,000	$25,000,000
Nature of Operations [Text Block]									Nature of Operations
									The Company is a small-loan consumer finance company headquartered in Greenville, South Carolina, that offers short-term small loans, medium-term larger loans, related credit insurance products and ancillary products and services to individuals who have limited access to other sources of consumer credit.  It also offers income tax return preparation services to its customer base and to others.
									The Company also markets computer software and related services to financial services companies through its ParaData Financial Systems (“ParaData”) subsidiary.
									As of March 31, 2015, the Company operated 1,172 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, and Wisconsin.  The Company also operated 148 branches in Mexico.  The Company is subject to numerous lending regulations that vary by jurisdiction.
Business Segments [Abstract]
Number of reportable segments									1
Total assets	866,130,719				850,027,561				866,130,719	850,027,561
Total revenues	167,398,000	148,704,000	148,185,000	145,926,000	158,704,000	155,198,000	145,046,000	140,315,000	610,212,876	599,263,399	563,636,086
Cash and Cash Equivalents [Abstract]
Periods of maturity of highly liquid investments (in months)									3 months
Loans and Interest Income [Abstract]
Direct consumer loans, Maximum	4,000								4,000
Consumer direct cash loan terms, Maximum (in months)									42 months
Percentage of present value of new loan terms to remaining cash flows under original loan, Minimum (in hundredths)	10.00%								10.00%
Allowance for loan losses [Abstract]
Principal loans more than ninety days past due included in loan loss reserves (in hundredths)	100.00%								100.00%
General reserve percentage									4.25%
Average loan life									8 months
Impaired loans [Abstract]
Number of days past due for loans to be classified as impaired, Minimum (in days)									90 days or more
Net investment in loans deemed uncollectible charged-off (in hundredths)	100.00%								100.00%
Bankrupt accounts that had not been charged off	6,000,000								6,000,000
Accounts past due, reserved (in hundredths)	100.00%								100.00%
Restricted Cash and Cash Equivalents	1,100,000				700,000				1,100,000	700,000
Loans and Leases Receivable, Gross, Carrying Amount, Consumer	1,110,145,082				1,112,307,335				1,110,145,082	1,112,307,335
Stock Repurchase Program, Remaining Authorized Repurchase Amount												11,500,000
ParaData [Member]
Business Segments [Abstract]
Number of finance companies provided data processing systems									102
Total assets	200,000				1,300,000				200,000	1,300,000
Percentage of consolidated assets, Maximum (in hundredths)									1.00%
Percentage of consolidated revenues, Maximum (in hundredths)									1.00%	1.00%
Total revenues									2,100,000	2,400,000	2,100,000
Minimum [Member]
Allowance for loan losses [Abstract]
Historial loss ratio, percentage									12.90%
Maximum [Member]
Allowance for loan losses [Abstract]
Historial loss ratio, percentage									16.70%
Small loans [Member]
Schedule of Subsidiaries Information [Line Items]
Loans and Leases Receivable, Gross, Consumer	661,635,284				676,760,815				661,635,284	676,760,815
Large loans [Member] [Member]
Schedule of Subsidiaries Information [Line Items]
Loans and Leases Receivable, Gross, Consumer	439,279,986				422,771,805				439,279,986	422,771,805
Sales finance loans [Member]
Schedule of Subsidiaries Information [Line Items]
Loans and Leases Receivable, Gross, Consumer	9,229,812				12,774,715				9,229,812	12,774,715
UNITED STATES
Impaired loans [Abstract]
Number of offices operated in the United States of America	1,172								1,172
MEXICO
Business Segments [Abstract]
Segment Reporting, Measurement Differences Between Segment and Consolidated Profit (Loss)									0.026146195	0.021085677
Total revenues									$52,400,000	$50,600,000	$41,100,000
Segment Reporting, Measurement Differences Between Segment and Consolidated Profit (Loss)									0.085862302	0.084384878	0.072984505
Impaired loans [Abstract]
Number of offices operated in the United States of America	148								148

Summary_of_Significant_Account3

Summary of Significant Accounting Policies (Details 1)	12 Months Ended
	Mar. 31, 2015
Operating Leases [Abstract]
Operating lease terms, Minimum (in years)	3 years
Operating lease terms, Maximum (in years)	5 years
Amortization period for leasehold improvements operating leases (in years)	5 years
Building [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life (in years)	40 years
Furniture and fixtures [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life (in years)	5 years
Furniture and fixtures [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life (in years)	10 years
Equipment [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life (in years)	3 years
Equipment [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life (in years)	7 years
Vehicles [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life (in years)	3 years

Summary_of_Significant_Account4

Summary of Significant Accounting Policies (Additional Disclosures) (Details) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
	segments
	states
	offices
Finite-Lived Intangible Assets [Line Items]
Number of reportable segments	1
Number of offices recording goodwill	92
Fair Value of Financial Instruments [Abstract]
Average loan life	8 months
Income Taxes [Abstract]
Income tax position, likelihood of being sustained (in hundredths)	50.00%
Concentration of Risk [Abstract]
Number of states in which entity operates	15
Number of states with largest concentration of revenue	4
Concentration Risk, Percentage	54.00%	58.00%	56.00%
Advertising Costs [Abstract]
Advertising	$17,299,665	$16,062,076	$14,849,980
Customer lists [Member]
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible assets, useful life (in years)	16 years
Customer lists [Member] | Minimum [Member]
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible assets, useful life (in years)	5 years
Customer lists [Member] | Maximum [Member]
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible assets, useful life (in years)	20 years
Noncompete Agreements [Member]
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible assets, useful life (in years)	5 years

Summary_of_Significant_Account5

Summary of Significant Accounting Policies Income statement revision (Details) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Interest and fee income	$524,277,341	$523,770,049	$485,413,704
Personnel	192,419,147	187,444,744	178,009,856
Scenario, Previously Reported [Member]
Interest and fee income		542,155,900	505,495,331
Personnel		202,794,384	194,422,717
Other expense		40,840,744	38,794,090
Scenario, Actual [Member]
Interest and fee income		523,770,049	485,413,704
Personnel		187,444,744	178,009,856
Other expense		$37,804,532	$35,125,324

Allowance_for_Loan_Losses_and_2

Allowance for Loan Losses and Credit Quality Indicators (Details) (USD $)	3 Months Ended								12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Allowance for Loan Losses [Roll Forward]
Balance at beginning of period				$63,254,940				$59,980,842	$63,254,940	$59,980,842	$54,507,299
Provision for loan losses	13,483,000	38,293,000	36,161,000	30,893,000	18,569,000	41,116,000	38,188,000	28,703,000	118,829,863	126,575,392	114,322,525
Loan losses									-126,093,332	-137,307,358	-121,514,261
Recoveries									15,467,059	14,287,889	12,471,699
Translation adjustment									-1,020,542	-281,825	193,580
Balance at end of period	70,437,988				63,254,940				70,437,988	63,254,940	59,980,842
Summary of loans individually and collectively evaluated for impairment [Abstract]
Bankruptcy, gross loans	4,821,691				5,402,715				4,821,691	5,402,715
91 days or more delinquent, excluding bankruptcy	48,262,853				27,556,583				48,262,853	27,556,583
Loans less than 91 days delinquent and not in bankruptcy	1,057,060,538				1,079,348,037				1,057,060,538	1,079,348,037
Gross loan balance	1,110,145,082				1,112,307,335				1,110,145,082	1,112,307,335
Unearned interest and fees	-297,402,404				-298,387,520				-297,402,404	-298,387,520
Net loans	812,742,678				813,919,815				812,742,678	813,919,815
Allowance for loan losses	-70,437,988				-63,254,940				-70,437,988	-63,254,940	-59,980,842
Loans receivable, net	742,304,690				750,664,875				742,304,690	750,664,875
Loans individually evaluated for impairment (impaired loans) [Member]
Allowance for Loan Losses [Roll Forward]
Balance at end of period	35,352,658				21,064,497				35,352,658	21,064,497
Summary of loans individually and collectively evaluated for impairment [Abstract]
Bankruptcy, gross loans	4,821,691				5,402,715				4,821,691	5,402,715
91 days or more delinquent, excluding bankruptcy	48,262,853				27,556,583				48,262,853	27,556,583
Loans less than 91 days delinquent and not in bankruptcy	0				0				0	0
Gross loan balance	53,084,544				32,959,298				53,084,544	32,959,298
Unearned interest and fees	-13,115,117				-6,721,702				-13,115,117	-6,721,702
Net loans	39,969,427				26,237,596				39,969,427	26,237,596
Allowance for loan losses	-35,352,658				-21,064,497				-35,352,658	-21,064,497
Loans receivable, net	4,616,769				5,173,099				4,616,769	5,173,099
Loans collectively evaluated for impairment [Member]
Allowance for Loan Losses [Roll Forward]
Balance at end of period	35,085,330				42,190,443				35,085,330	42,190,443
Summary of loans individually and collectively evaluated for impairment [Abstract]
Bankruptcy, gross loans	0				0				0	0
91 days or more delinquent, excluding bankruptcy	0				0				0	0
Loans less than 91 days delinquent and not in bankruptcy	1,057,060,538				1,079,348,037				1,057,060,538	1,079,348,037
Gross loan balance	1,057,060,538				1,079,348,037				1,057,060,538	1,079,348,037
Unearned interest and fees	-284,287,287				-291,665,818				-284,287,287	-291,665,818
Net loans	772,773,251				787,682,219				772,773,251	787,682,219
Allowance for loan losses	-35,085,330				-42,190,443				-35,085,330	-42,190,443
Loans receivable, net	$737,687,921				$745,491,776				$737,687,921	$745,491,776

Allowance_for_Loan_Losses_and_3

Allowance for Loan Losses and Credit Quality Indicators (Assessment of Credit Quality) (Details) (USD $)	Mar. 31, 2015	Mar. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Deferred Income		$298,387,520
Loans and Leases Receivable, Gross, Carrying Amount, Consumer	1,110,145,082	1,112,307,335
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	77,160,536	59,270,262
New borrower [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount, Consumer	146,376,318	151,025,603
Former borrower [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount, Consumer	110,149,558	102,514,264
Refinance [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount, Consumer	829,661,427	835,859,734
Delinquent refinance [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount, Consumer	23,957,779	22,907,734
Consumer loans- non-bankrupt accounts [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount, Consumer	1,104,179,016	1,106,428,510
Consumer loans- bankrupt accounts [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount, Consumer	5,966,066	5,878,825
Performing Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount, Consumer	$1,032,984,546	$1,053,037,073

Allowance_for_Loan_Losses_and_4

Allowance for Loan Losses and Credit Quality Indicators (Summary of Past Due Receivables) (Details) (Contractual basis [Member], USD $)	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Contractual basis [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	$43,663,540	$37,713,414
30-60 days past due			37,674,267
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	26,027,649	30,607,515
61-90 days past due			22,773,063
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	51,132,887	28,662,747
91 days or more past due			23,941,210
Total	$120,824,076	$96,983,676	$84,388,540
Percentage of period end gross loans receivable	10.90%	8.70%	7.90%

Property_and_Equipment_Details

Property and Equipment (Details) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Property, Plant and Equipment [Line Items]
Property, plant and equipment, gross	$64,839,939	$60,756,532
Less accumulated depreciation and amortization	-38,933,432	-35,930,294
Total	25,906,507	24,826,238
Depreciation	6,538,638	6,282,255	6,442,292
Land [Member]
Property, Plant and Equipment [Line Items]
Property, plant and equipment, gross	576,977	250,443
Building and leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Property, plant and equipment, gross	20,361,536	19,083,381
Furniture and equipment [Member]
Property, Plant and Equipment [Line Items]
Property, plant and equipment, gross	$43,901,426	$41,422,708

Intangible_Assets_Details

Intangible Assets (Details) (USD $)	Mar. 31, 2015	Mar. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$30,888,861	$30,579,847
Accumulated Amortization	-27,525,108	-26,802,037
Finite-Lived Intangible Assets, Net	3,363,753	3,777,810
Estimated amortization expense for intangible assets for future years [Abstract]
2014	500,000
2015	400,000
2016	400,000
2017	300,000
2018	300,000
Thereafter	1,300,000
Cost of acquiring existing customers [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	22,539,218	22,255,204
Accumulated Amortization	-19,282,316	-18,630,930
Finite-Lived Intangible Assets, Net	3,256,902	3,624,274
Noncompete Agreements [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	8,349,643	8,324,643
Accumulated Amortization	-8,242,792	-8,171,107
Finite-Lived Intangible Assets, Net	$106,851	$153,536

Goodwill_Details

Goodwill (Details) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Balance at beginning of year
Goodwill	$5,992,520	$5,921,681
Accumulated goodwill impairment losses	-25,393	-25,393
Goodwill acquired during the year	154,331	70,839
Impairment losses	0	0
Balance at end of year
Goodwill	6,146,851	5,992,520
Accumulated goodwill impairment losses	-25,393	-25,393
Goodwill, net	$6,121,458	$5,967,127

Notes_Payable_Details

Notes Payable (Details) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Line of Credit Facility [Line Items]
Letters of Credit Outstanding, Amount	$750,000
Aggregate annual maturities of notes payable [Abstract]
2014	0
2015	501,150,000
2016	0
2017	0
2018	0
Total long-term debt	501,150,000
Revolving Credit Facility [Member]
Line of Credit Facility [Line Items]
Maximum borrowing capacity	680,000,000
Amount outstanding	501,200,000
Description of variable rate basis	LIBOR
Basis spread on variable rate (in hundredths)	3.00%
Debt instrument interest rate, Minimum (in hundredths)	4.00%
Debt instrument effective interest rate (in hundredths)	4.30%	4.40%
Unused amount available	81,500,000
Additional remaining borrowing capacity	96,600,000
Commitment fee percentage (in hundredths)	0.40%
Expiration date	15-Jun-16
Junior subordinated notes payable [Member]
Line of Credit Facility [Line Items]
Maximum borrowing capacity	$75,000,000

Insurance_Commissions_and_Othe2

Insurance Commissions and Other Income (Details) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Components of Other Income [Line Items]
Insurance commissions and other income	$85,935,535	$75,493,350	$78,222,382
Gain (Loss) on Sales of Consumer Loans	16,027,999	0	0
Insurance commissions [Member]
Components of Other Income [Line Items]
Insurance commissions and other income	47,822,485	50,379,798	51,345,424
Tax return preparation revenue [Member]
Components of Other Income [Line Items]
Insurance commissions and other income	9,896,378	9,118,639	8,696,976
Auto club membership revenue [Member]
Components of Other Income [Line Items]
Insurance commissions and other income	3,671,192	4,585,904	5,493,653
World Class Buying Club revenue [Member]
Components of Other Income [Line Items]
Insurance commissions and other income	2,438,314	3,881,915	4,761,257
Other [Member]
Components of Other Income [Line Items]
Insurance commissions and other income	$6,079,167	$7,527,094	$7,925,072

Nonfiling_Insurance_Details

Non-filing Insurance (Details) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Non-file Insurance [Abstract]
Insurance premiums written	$6,804,275	$7,241,274	$7,361,547
Recoveries on claims paid	1,128,347	1,086,381	1,005,757
Claims paid	$7,196,437	$7,501,154	$7,576,902

Leases_Details

Leases (Details) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Future minimum lease payments under noncancelable operating leases [Abstract]
2014	$23,387,035
2015	15,604,656
2016	7,832,098
2017	2,507,233
2018	1,005,752
Thereafter	119,045
Total future minimum lease payments	50,455,819
Operating Leases [Abstract]
Operating lease terms, Minimum (in years)	3 years
Operating lease terms, Maximum (in years)	5 years
Foreign Currency Exchange Rate, Translation	15
Rental expense	26,000,000	23,900,000	21,900,000
Mexico, Pesos
Future minimum lease payments under noncancelable operating leases [Abstract]
Total future minimum lease payments	$56,700,000

Income_Taxes_Details

Income Taxes (Details) (USD $)	3 Months Ended								12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Income Tax Contingency [Line Items]
Significant (Increase) Decrease in Unrecognized Tax Benefits is Reasonably Possible, Estimated Range of Change, Lower Bound	$4,400,000								$4,400,000
Income tax expense	28,317,000	10,245,000	13,047,000	13,588,000	23,579,000	13,579,000	12,942,000	13,537,000	65,196,881	63,636,273	62,201,083
U.S. federal income tax rate (in hundredths)									35.00%
Valuation allowance for deferred tax assets	1,274				1,274				1,274	1,274
Total gross unrecognized tax benefits including interest	8,600,000				6,400,000				8,600,000	6,400,000
Unrecognized tax benefits that are permanent in nature and, if recognized, would affect the annual effective tax rate	6,600,000				4,600,000				6,600,000	4,600,000
Accrued gross interest	940,805				614,279				940,805	614,279
Current period gross interest expense									474,484	379,417	240,609
Servicios World Acceptance Corporation de Mexico, S. de R.L. de C.V. [Member]
Income Tax Contingency [Line Items]
Cumulative undistributed net earnings permanently reinvested in Mexican foreign subsidiaries	23,500,000								23,500,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Undistributed Earnings of Foreign Subsidiaries	$20,600,000								$20,600,000

Income_Taxes_Details_1

Income Taxes (Details 1) (USD $)	3 Months Ended								12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Current Income Tax Expense (Benefit) [Abstract]
U.S. Federal									$61,284,206	$59,218,428	$63,140,638
State and local									6,112,487	6,679,439	8,372,748
Foreign									1,631,605	1,836,599	1,629,695
Current income tax expense									69,028,298	67,734,466	73,143,081
Deferred Income Tax Expense (Benefit) [Abstract]
U.S. Federal									-3,524,067	-3,513,833	-8,792,012
State and local									-411,543	-428,210	-857,958
Foreign									104,193	-156,150	-1,292,028
Deferred income tax benefit									-3,831,417	-4,098,193	-10,941,998
Income Tax Expense (Benefit) [Abstract]
U.S. Federal									57,760,139	55,704,595	54,348,626
State and local									5,700,944	6,251,229	7,514,790
Foreign									1,735,798	1,680,449	337,667
Income tax expense reconciliation to U.S. federal tax rate [Abstract]
Expected income tax									61,610,619	59,585,472	58,201,791
Increase (reduction) in income taxes resulting from:
State tax, net of federal benefit									3,705,614	4,063,299	4,884,614
Insurance income exclusion									-73,826	-86,189	-123,289
Uncertain tax positions									1,914,990	3,001,452	283,084
Tax Adjustments, Settlements, and Unusual Provisions									0	-1,937,724	0
Foreign income adjustments									-1,453,438	-1,487,116	-961,771
Other, net									-507,078	497,079	-83,346
Income taxes	28,317,000	10,245,000	13,047,000	13,588,000	23,579,000	13,579,000	12,942,000	13,537,000	65,196,881	63,636,273	62,201,083
Deferred tax assets:
Allowance for doubtful accounts	27,337,684				24,701,417				27,337,684	24,701,417
Unearned insurance commissions	12,814,428				13,042,940				12,814,428	13,042,940
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Employee Benefits	15,787,850				11,176,823				15,787,850	11,176,823
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals	1,103,603				2,147,953				1,103,603	2,147,953
Convertible notes	75,628				226,938				75,628	226,938
Other	915,468				551,312				915,468	551,312
Gross deferred tax assets	58,034,661				51,847,383				58,034,661	51,847,383
Less valuation allowance	-1,274				-1,274				-1,274	-1,274
Net deferred tax assets	58,033,387				51,846,109				58,033,387	51,846,109
Deferred tax liabilities:
Fair value adjustment for loans	-12,186,719				-10,409,728				-12,186,719	-10,409,728
Property and equipment	-4,079,130				-4,072,587				-4,079,130	-4,072,587
Intangible assets	-1,842,004				-1,636,414				-1,842,004	-1,636,414
Deferred net loan origination fees	-1,851,672				-1,652,645				-1,851,672	-1,652,645
Prepaid expenses	-728,257				-560,546				-728,257	-560,546
Gross deferred tax liabilities	-20,687,782				-18,331,920				-20,687,782	-18,331,920
Net deferred tax assets	37,345,605				33,514,189				37,345,605	33,514,189
Reconciliation of the beginning and ending amount of unrecognized tax benefits [Roll Forward]
Unrecognized tax benefits balance at beginning of period				5,810,712					5,810,712
Gross increases for tax positions of current year									2,209,048
Gross increases for tax positions of prior years									0
Federal and state tax settlements									0
Lapse of statute of limitations									-398,433
Unrecognized tax benefits balance at end of period	$7,621,327				$5,810,712				$7,621,327	$5,810,712

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended								12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Income (Numerator)
Net income	$48,515,000	$18,489,000	$21,274,000	$22,556,000	$38,977,000	$22,954,000	$21,565,000	$23,112,000	$110,833,458	$106,607,932	$104,089,748
Shares (Denominator)
Income available to common shareholders (in shares)									9,146,003	10,876,557	12,728,360
Effect of Dilutive Securities Options and restricted stock (in shares)									170,626	229,153	274,776
Diluted (in shares)									9,316,629	11,105,710	13,003,136
Per Share Amount
Basic (in dollars per share)	$5.45	$2.04	$2.34	$2.36	$3.80	$2.14	$1.95	$2.02	$12.12	$9.80	$8.18
Diluted (in dollars per share)	$5.34	$2.01	$2.30	$2.32	$3.73	$2.10	$1.91	$1.98	$11.90	$9.60	$8
Antidilutive options excluded from computation of diluted earnings per share (in shares)									543,879	404,421	403,123

Earnings_Per_Share_Earnings_pe

Earnings Per Share Earnings per share correction (Details) (USD $)	3 Months Ended								12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Net Income (Loss) Attributable to Parent	$48,515,000	$18,489,000	$21,274,000	$22,556,000	$38,977,000	$22,954,000	$21,565,000	$23,112,000	$110,833,458	$106,607,932	$104,089,748
Basic (in shares)									9,146,003	10,876,557	12,728,360
Effect of Dilutive Securities Options and restricted stock (in shares)									170,626	229,153	274,776
Diluted (in shares)									9,316,629	11,105,710	13,003,136
Basic (in dollars per share)	$5.45	$2.04	$2.34	$2.36	$3.80	$2.14	$1.95	$2.02	$12.12	$9.80	$8.18
Diluted (in dollars per share)	$5.34	$2.01	$2.30	$2.32	$3.73	$2.10	$1.91	$1.98	$11.90	$9.60	$8
Scenario, Previously Reported [Member]
Basic (in shares)										11,391,706
Scenario, Actual [Member]
Basic (in shares)										10,876,557	12,728,360
Effect of Dilutive Securities Options and restricted stock (in shares)										229,153	274,776
Diluted (in shares)										11,105,710	13,003,136
Basic (in dollars per share)										$9.80	$8.18
Diluted (in dollars per share)										$9.60	$8
Scenario, Previously Reported [Member]
Basic (in shares)										11,391,706	12,940,007
Effect of Dilutive Securities Options and restricted stock (in shares)										349,599	274,264
Diluted (in shares)										11,741,305	13,214,271
Basic (in dollars per share)										$9.36	$8.04
Diluted (in dollars per share)										$9.08	$7.88

Benefit_Plans_Details

Benefit Plans (Details) (USD $)	0 Months Ended		12 Months Ended
	Nov. 07, 2011	Nov. 08, 2010	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum contribution from employer			50.00%
Employer matching contribution, percent			6.00%
Amount of cost recognized			$1,470,600	$1,483,712	$1,432,170
Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Rate of Compensation Increase			3.50%
Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Discount Rate			6.00%
Stock Option Plans
Weighted-average fair value at the grant date			$34.50	$43.80	$36.06
Options Activity [Roll Forward]
Exercised (in shares)			-159,348	-332,665	-324,140
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Compensation related to stock option and restricted stock plans			15,968,637	14,913,204	11,165,327
Summary of the status and changes in restricted stock [Roll Forward]
Awards granted (in shares)			303,318	792,073	976,282
Stock Options Plans [Member]
Stock Option Plans
Shares of authorized common stock reserved for issuance (in shares)			4,100,000
Number of shares available for grant (in shares)			209,178
Options Activity [Roll Forward]
Options outstanding, beginning of year (in shares)			1,096,000
Granted (in shares)			193,525
Exercised (in shares)			-159,348
Forfeited (in shares)			-39,532
Expired (in shares)			-6,878
Options outstanding, end of period (in shares)			1,083,767	1,096,000
Options exercisable, end of period (in shares)			340,883
Weighted Average Exercise Price [Roll Forward]
Options outstanding, beginning of year (in dollars per share)			$63.79
Granted (in dollars per share)			$76.57
Exercised (in dollars per share)			$41.05
Forfeited (in dollars per share)			$69.20
Expired (in dollars per share)			$75.82
Options outstanding, end of period (in dollars per share)			$69.15	$63.79
Options exercisable, end of period (in dollars per share)			$58.01
Stock Option Activity Additional Disclosures
Weighted-average remaining contractual term, Options outstanding, end of period			7 years 5 months 5 days
Weighted-average remaining contractual terms, Options exercisable, end of period			5 years 10 months 17 days
Aggregate intrinsic value, Options outstanding, end of period			8,303,057
Aggregate intrinsic value, Options exercisable, end of period			5,871,954
Intrinsic value of options exercised			6,454,022	13,844,546	14,049,751
Compensation Cost Not yet Recognized
Total unrecognized stock-based compensation expense related to non-vested stock options			18,000,000
Weighted average period for recognition			3 years 3 months 15 days
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Compensation related to stock option and restricted stock plans			8,133,812	9,678,724	7,322,653
Weighted average period for recognition			3 years 3 months 15 days
Group A Performance Award [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock Issued During Period, Shares, Share-based Compensation, Gross				8,590	70,800
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures			60,390
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period			12,615
Restricted Stock
Grant date fair value (in dollars per share)			$0
Ratio of restricted stock vesting immediately (in hundredths)	33.33%	33.33%
Ratio of restricted stock vesting after year one (in hundredths)	33.33%	33.33%
Ratio of restricted stock vesting after year two (in hundredths)	33.33%	33.33%
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Compensation related to stock option and restricted stock plans			8,138,643	6,026,553	4,818,956
Summary of the status and changes in restricted stock [Roll Forward]
Outstanding at beginning of period (in shares)			461,959
Awards granted (in shares)			0
Outstanding at end of period (in shares)			433,750	461,959
Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Outstanding at beginning of period (in dollars per share)			$76.49
Grant date fair value (in dollars per share)			$0
Vested during the period, net of cancellations (in dollars per share)			$67.70
Cancelled during the period (in dollars per share)			$73.84
Outstanding at end of period (in dollars per share)			$76.84	$76.49
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options			8,800,000
Stock Issued During Period, Shares, Restricted Stock Award, Forfeited			15,594
Restricted Stock [Member] | 15% or higher [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Vesting Percentage (in hundredths)			100.00%
Restricted Stock [Member] | 12% - 14.99% [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Vesting Percentage (in hundredths)			67.00%
Restricted Stock [Member] | 10% - 11.99% [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Vesting Percentage (in hundredths)			33.00%
Restricted Stock [Member] | Below 10% [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Vesting Percentage (in hundredths)			0.00%
Restricted Stock [Member] | Vesting Percentage 100% [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Compounded Annual EPS Growth, Minimum (in hundredths)			15.00%	15.00%
Restricted Stock [Member] | Vesting Percentage 67% [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Compounded Annual EPS Growth, Minimum (in hundredths)			12.00%	12.00%
Compounded Annual EPS Growth, Maximum (in hundredths)			14.99%	14.99%
Restricted Stock [Member] | Vesting Percentage 33% [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Compounded Annual EPS Growth, Minimum (in hundredths)			10.00%	10.00%
Compounded Annual EPS Growth, Maximum (in hundredths)			11.99%	11.99%
Restricted Stock [Member] | Vesting Percentage 0% [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Compounded Annual EPS Growth, Maximum (in hundredths)			10.00%	10.00%
Restricted Stock [Member] | Service Based Award [Member] | Officers [Member]
Restricted Stock
Grants in period (in shares)	24,200
Grant date fair value (in dollars per share)	67.7
Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Grant date fair value (in dollars per share)	67.7
Restricted Stock [Member] | Service Based Award [Member] | Executive Officers [Member]
Restricted Stock
Grants in period (in shares)	15,077
Grant date fair value (in dollars per share)	67.7
Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Grant date fair value (in dollars per share)	67.7
Restricted Stock [Member] | Performance Based Awards [Member] | Executive Officers [Member]
Restricted Stock
Grants in period (in shares)	11,139		7,275
Grant date fair value (in dollars per share)	67.7
Award vesting date	30-Apr-14
Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Grant date fair value (in dollars per share)	67.7
Equity Securities [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Compensation related to stock option and restricted stock plans			16,272,455	15,705,277
Group B Performance Award [Member] [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock Issued During Period, Shares, Share-based Compensation, Gross				56,660	443,700
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures			373,360
Equity Classified Awards [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Compensation related to stock option and restricted stock plans					12,141,609
Performance Shares [Member]
Compensation Cost Not yet Recognized
Weighted average period for recognition			1 year 7 months 10 days
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
Unrecognized compensation cost related to unvested restricted stock awards granted			6,700,000
Weighted average period for recognition			1 year 7 months 10 days
Maximum [Member] | Stock Options Plans [Member]
Stock Option Plans
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period			10 years
Vesting period			5 years
Maximum [Member] | Restricted Stock [Member] | EPS Target [Member] | Below $9.26 EPS [Member]
Schedule of vesting of restricted shares on basis of compounded annual EPS growth [Abstract]
EPS Target (in dollars per share)			9.26
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Pension and Other Postretirement Benefit Expense			642,710	909,466	1,022,979
Unfunded liability			7,516,249	7,186,076	7,470,918
Annual salary increase used for estimating unfunded liability			3.50%	3.50%
Discount rate used for estimating unfunded liability			6.00%	6.00%
Retirement age used for estimating unfunded liability			65 years	65 years
Expense Reversal [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Pension and Other Postretirement Benefit Expense			$904,138

Benefit_Plans_Stock_Grant_Fair

Benefit Plans- Stock Grant Fair Value Assumptions (Details)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Dividend yield	0.00%	0.00%	0.00%
Expected volatility	44.62%	53.91%	56.15%
Average risk-free interest rate	1.77%	1.51%	0.80%
Expected life	6 years 1 month 14 days	5 years 5 months	5 years 7 months

Acquisitions_Details

Acquisitions (Details) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
	asset_purchase	asset_purchase	business_combination
	acquisition	business_combination	asset_purchase
	business_combination	acquisition	acquisition
Business Acquisition [Line Items]
Number of business combinations	2	1	3
Number of asset purchases	3	6	9
Total acquisitions	5	7	12
Acquired loans term	8 months
Series of Business Acquisitions [Member]
Business Acquisition [Line Items]
Purchase price	1,979,494	1,055,986	2,649,000
Excess of purchase prices over carrying value of net tangible assets			716,000
Finite-lived intangible assets	25,000	35,000	60,000
Goodwill	154,331	70,839	205,000
Intangible Assets, Net (Including Goodwill)	463,345	281,437
Finite-Lived Customer Lists, Gross	284,014	175,000	451,000
Business Combination, Acquired Receivables, Fair Value	1,512,149	773,049	1,925,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	4,000	1,500	8,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net	1,516,149	774,549	1,933,000

Fair_Value_Details

Fair Value (Details) (USD $)	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2012
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Average loan life	8 months
Cash and cash equivalents	$38,338,935	$19,569,683	$11,625,365	$10,768,176
Loans and Leases Receivable, Net Amount	742,304,690	750,664,875
Book value of debt [Abstract]
Senior notes payable	501,150,000	505,500,000
Total long-term debt	501,150,000
Fair Value, Inputs, Level 1 [Member] | Book value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		$19,569,683

Quarterly_Information_Unaudite2

Quarterly Information (Unaudited) (Details) (USD $)	3 Months Ended								12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013
Selected Quarterly Financial Information [Abstract]
Total revenues	$167,398,000	$148,704,000	$148,185,000	$145,926,000	$158,704,000	$155,198,000	$145,046,000	$140,315,000	$610,212,876	$599,263,399	$563,636,086
Provision for loan losses	13,483,000	38,293,000	36,161,000	30,893,000	18,569,000	41,116,000	38,188,000	28,703,000	118,829,863	126,575,392	114,322,525
General and administrative expenses	71,410,000	75,639,000	71,677,000	73,325,000	71,887,000	72,003,000	67,070,000	70,287,000	292,051,518	281,248,432	265,628,767
Interest expense	5,673,000	6,038,000	6,026,000	5,564,000	5,692,000	5,546,000	5,281,000	4,676,000	23,301,156	21,195,370	17,393,963
Income tax expense	28,317,000	10,245,000	13,047,000	13,588,000	23,579,000	13,579,000	12,942,000	13,537,000	65,196,881	63,636,273	62,201,083
Net income	$48,515,000	$18,489,000	$21,274,000	$22,556,000	$38,977,000	$22,954,000	$21,565,000	$23,112,000	$110,833,458	$106,607,932	$104,089,748
Earnings per share:
Basic (in dollars per share)	$5.45	$2.04	$2.34	$2.36	$3.80	$2.14	$1.95	$2.02	$12.12	$9.80	$8.18
Diluted (in dollars per share)	$5.34	$2.01	$2.30	$2.32	$3.73	$2.10	$1.91	$1.98	$11.90	$9.60	$8