Southern First Bancshares (SFST) 10-Q 1 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	Apr. 28, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	SOUTHERN FIRST BANCSHARES INC
Entity Central Index Key	1090009
Amendment Flag	FALSE
Current Fiscal Year End Date	-19
Document Type	10-Q
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		6,230,820

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Cash and cash equivalents:
Cash and due from banks	$12,674	$9,862
Interest-bearing deposits with banks	6,413	25,849
Federal funds sold	32,637	5,553
Total cash and cash equivalents	51,724	41,264
Investment securities:
Investment securities available for sale	48,526	55,024
Other investments	5,507	6,522
Total investment securities	54,033	61,546
Loans held for sale	14,844	11,765
Loans	909,321	871,446
Less allowance for loan losses	-12,241	-11,752
Loans, net	897,080	859,694
Bank owned life insurance	22,216	22,050
Property and equipment, net	20,718	20,845
Deferred income taxes	5,578	5,509
Other assets	6,444	7,192
Total assets	1,072,637	1,029,865
LIABILITIES
Deposits	850,310	788,907
Federal Home Loan Bank advances and other borrowings	115,200	135,200
Junior subordinated debentures	13,403	13,403
Other liabilities	8,371	9,363
Total liabilities	987,284	946,873
SHAREHOLDERS' EQUITY
Preferred stock, par value $.01 per share, 10,000,000 shares authorized, no shares issued and outstanding at March 31, 2015 and December 31, 2014
Common stock, par value $.01 per share, 10,000,000 shares authorized, 6,230,820 and 6,219,002 shares issued and outstanding at March 31, 2015 and December 31, 2014, respectively	62	62
Nonvested restricted stock	-450	-494
Additional paid-in capital	69,009	68,785
Accumulated other comprehensive income	367	302
Retained earnings	16,365	14,337
Total shareholders' equity	85,353	82,992
Total liabilities and shareholders' equity	$1,072,637	$1,029,865

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Balance Sheets [Abstract]
Preferred stock, par value	$0.01	$0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued
Preferred stock, shares outstanding
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	6,230,820	6,219,002
Common stock, shares outstanding	6,230,820	6,219,002

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest income
Loans	$10,400	$8,818
Investment securities	376	512
Federal funds sold	25	14
Total interest income	10,801	9,344
Interest expense
Deposits	768	680
Borrowings	963	1,020
Total interest expense	1,731	1,700
Net interest income	9,070	7,644
Provision for loan losses	625	1,000
Net interest income after provision for loan losses	8,445	6,644
Noninterest income
Loan and mortgage fee income	1,196	342
Service fees on deposit accounts	227	213
Income from bank owned life insurance	166	162
Gain on sale of investment securities	259
Other income	293	252
Total noninterest income	2,141	969
Noninterest expenses
Compensation and benefits	4,277	3,410
Occupancy	737	727
Real estate owned activity	763	13
Data processing and related costs	585	594
Insurance	202	192
Marketing	238	201
Professional fees	233	223
Other	426	409
Total noninterest expenses	7,461	5,769
Income before income tax expense	3,125	1,844
Income tax expense	1,097	594
Net income	2,028	1,250
Preferred stock dividend		193
Net income available to common shareholders	$2,028	$1,057
Earnings per common share
Basic	$0.33	$0.23
Diluted	$0.31	$0.22
Weighted average common shares outstanding
Basic	6,225,252	4,610,089
Diluted	6,514,873	4,877,448

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Statements of Comprehensive Income (Loss) [Abstract]
Net income	$2,028	$1,250
Unrealized gain on securities available for sale:
Unrealized holding gain arising during the period, pretax	357	1,166
Tax expense	-121	-397
Reclassification of realized gain	-259
Tax expense	88
Other comprehensive income	65	769
Comprehensive income	$2,093	$2,019

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (Unaudited) (USD $)	Total	Common stock	Preferred stock	Nonvested restricted stock	Additional paid-in capital	Accumulated other comprehensive income (loss)	Retained earnings
In Thousands, except Share data, unless otherwise specified
Beginning balance at Dec. 31, 2013	$65,665	$43	$15,299	($636)	$43,585	($1,348)	$8,722
Beginning balance, shares at Dec. 31, 2013		4,319,750	15,299
Net income	1,250						1,250
Preferred stock transactions:
Redemption of preferred stock	-4,057		-4,057
Redemption of preferred stock, shares			-4,057
Cash dividends on Series T preferred stock	-181						-181
Issuance of common stock	5,950	5			5,945
Issuance of common stock, shares		475,000
Proceeds from exercise of stock options	219				219
Proceeds from exercise of stock options, shares		20,823
Issuance of restricted stock				-27	27
Issuance of restricted stock, shares		2,000
Amortization of deferred compensation on restricted stock	49			49
Compensation expense related to stock options, net of tax	111				111
Other comprehensive income	769					769
Balance at Mar. 31, 2014	69,775	48	11,242	-614	49,887	-579	9,791
Balance, shares at Mar. 31, 2014		4,817,573	11,242
Beginning balance at Dec. 31, 2014	82,992	62		-494	68,785	302	14,337
Beginning balance, shares at Dec. 31, 2014		6,219,002
Net income	2,028						2,028
Preferred stock transactions:
Proceeds from exercise of stock options	75	11,818			75
Amortization of deferred compensation on restricted stock	44			44
Compensation expense related to stock options, net of tax	149				149
Other comprehensive income	65					65
Balance at Mar. 31, 2015	$85,353	$62		($450)	$69,009	$367	$16,365
Balance, shares at Mar. 31, 2015		6,230,820

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Operating activities
Net income	$2,028	$1,250
Adjustments to reconcile net income to cash provided by operating activities:
Provision for loan losses	625	1,000
Depreciation and other amortization	299	294
Accretion and amortization of securities discounts and premium, net	73	100
Gain on sale of investment secruities available for sale	-259
Gain on sale of real estate owned	-74
Write-down of real estate owned	737
Compensation expense related to stock options and grants	193	160
Gain on sale of loans held for sale	-1,163	-303
Loans originated and held for sale	-51,110	-12,024
Proceeds from sale of loans held for sale	49,194	12,910
Increase in cash surrender value of bank owned life insurance	-166	-162
Increase in deferred tax asset	-102	-554
(Increase) decrease in other assets, net	11	-17
Decrease in other liabilities	-992	-150
Net cash (used for) provided by operating activities	-706	2,504
Increase (decrease) in cash realized from:
Origination of loans, net	-38,011	-42,614
Purchase of property and equipment	-172	-583
Purchase of investment securities:
Available for sale		-1,292
Other	-124
Payments and maturity of investment securities:
Available for sale	1,010	1,051
Other	1,140	156
Proceeds from sale of investment securities available for sale	5,771
Proceeds from sale of real estate owned	74	50
Net cash used for investing activities	-30,312	-43,232
Increase (decrease) in cash realized from:
Increase in deposits, net	61,403	42,093
Decrease in Federal Home Loan Bank advances and other borrowings	-20,000
Cash dividend on preferred stock		-181
Redemption of preferred stock		-4,057
Issuance of common stock		5,950
Proceeds from the exercise of stock options and warrants	75	219
Net cash provided by financing activities	41,478	44,024
Net increase in cash and cash equivalents	10,460	3,296
Cash and cash equivalents at beginning of the period	41,264	39,203
Cash and cash equivalents at end of the period	51,724	42,499
Cash paid for
Interest	1,835	1,937
Income taxes	1,200	1,147
Schedule of non-cash transactions
Real estate acquired in settlement of loans
Unrealized (gain) loss on securities, net of income taxes	($236)	$769

Nature_of_Business_and_Basis_o

Nature of Business and Basis of Presentation	3 Months Ended
	Mar. 31, 2015
Nature of Business and Basis of Presentation [Abstract]
Nature of Business and Basis of Presentation
	NOTE 1 – Nature of Business and Basis of Presentation
	Business Activity
	Southern First Bancshares, Inc. (the "Company") is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the "Bank") and all of the stock of Greenville First Statutory Trust I and II (collectively, the "Trusts"). The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities. The Bank's primary federal regulator is the Federal Deposit Insurance Corporation (the "FDIC"). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions. The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public.
	Basis of Presentation
	The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three month period ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 as filed with the Securities and Exchange Commission on March 3, 2015. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated.
	Use of Estimates
	The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets.
	Reclassifications
	Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.
	Subsequent Events
	Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure.

Preferred_and_Common_Stock

Preferred and Common Stock	3 Months Ended
	Mar. 31, 2015
Preferred and Common Stock [Abstract]
Preferred and Common Stock	NOTE 2 – Preferred and Common Stock
	On November 12, 2014, the Company issued 1,380,000 shares of its common stock in a public offering at $14.40 per share, including 180,000 shares which were sold to the underwriter pursuant to an option to purchase additional shares to cover any over-allotments. The net proceeds from the offering totaled approximately $18.4 million, after deducting the underwriting discount as well as estimated offering expenses.
	Using proceeds from the public offering, on December 12, 2014, the Company completed the repurchase of the remaining 11,242 shares of Series T preferred stock outstanding at $1,000 par value from third party investors who purchased the shares in July 2012 through a Dutch auction conducted by the U.S. Treasury. As of December 31, 2014, the Company has no shares of preferred stock outstanding.

Investment_Securities

Investment Securities	3 Months Ended
	Mar. 31, 2015
Investment Securities [Abstract]
Investment Securities	NOTE 3 – Investment Securities
	The amortized costs and fair value of investment securities are as follows:
		31-Mar-15
		Amortized	Gross Unrealized		Fair
	(dollars in thousands)	Cost	Gains	Losses	Value
	Available for sale
	US government agencies	$   8,764	22	85	8,701
	SBA securities	5,335	-	128	5,207
	State and political subdivisions	13,867	449	32	14,284
	Mortgage-backed securities	20,004	346	16	20,334
	Total investment securities available for sale	$ 47,970	817	261	48,526
		31-Dec-14
		Amortized	Gross Unrealized		Fair
		Cost	Gains	Losses	Value
	Available for sale
	US government agencies	$   8,763	9	215	8,557
	SBA securities	5,336	-	182	5,154
	State and political subdivisions	16,253	598	51	16,800
	Mortgage-backed securities	24,214	341	42	24,513
	Total investment securities available for sale	$54,566	948	490	55,024
	During the first quarter of 2015, we developed a need for additional liquidity as we experienced increased loan demand and, as a result, sold $5.8 million of our mortgage-backed securities and state and municipal obligations and recorded a net gain on sale of investment securities of $259,000.
	Contractual maturities and yields on our investment securities at March 31, 2015 and December 31, 2014 are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
																											31-Mar-15
					Less than one year							One to five years					Five to ten years					Over ten years					Total
	(dollars in thousands)				Amount				Yield			Amount		Yield			Amount		Yield			Amount		Yield			Amount		Yield
	Available for sale
	US government agencies				$	—				—			1,001		2.12%			—		—			7,700		2.43%			8,701		2.39	%
	SBA securities					—				—			—		—			—		—			5,207		1.86%			5,207		1.86	%
	State and political subdivisions					2,072				0.68%			—		—			7,068		3.13%			5,144		2.93%			14,284		2.69	%
	Mortgage-backed securities					—				—			—		—			1,249		1.75%			19,085		2.59%			20,334		2.54	%
	Total				$	2,072				0.68%			1,001		2.12%			8,317		2.92%			37,136		2.50%			48,526		2.48	%
																											31-Dec-14
					Less than one year							One to five years					Five to ten years					Over ten years					Total
					Amount				Yield			Amount		Yield			Amount		Yield			Amount		Yield			Amount		Yield
	Available for sale
	US government agencies				$	—				—			988		2.12	%		—		—			7,569		2.43	%		8,557		2.39	%
	SBA securities					—				—			—		—			—		—			5,154		1.88	%		5,154		1.88	%
	State and political subdivisions					2,082				0.68	%		399		3.14	%		8,465		3.23	%		5,854		3	%		16,800		2.82	%
	Mortgage-backed securities					—				—			—		—			2,118		1.66	%		22,395		2.62	%		24,513		2.54	%
	Total				$	2,082				0.68	%		1,387		2.41	%		10,583		2.91	%		40,972		2.54	%		55,024		2.54	%
	The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities at March 31, 2015 and December 31, 2014, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position.
									31-Mar-15
			Less than 12 months			12 months or longer			Total
	(dollars in thousands)	#	Fair	Unrealized	#	Fair	Unrealized	#	Fair	Unrealized
			value	losses		value	losses		value	losses
	Available for sale
	US government agencies	2	$  7,699	$  85	-	$         -	$       -	2	$   7,699	$     85
	SBA securities	-	-	-	2	5,207	128	2	5,207	128
	State and political subdivisions	2	742	5	4	2,264	27	6	3,006	32
	Mortgage-backed securities	2	4,628	16	-	-	-	2	4,628	16
	Total	6	$13,069	$106	6	$7,471	$  155	12	$20,540	$261
									31-Dec-14
		Less than 12 months			12 months or longer			Total
		#	Fair	Unrealized	#	Fair	Unrealized	#	Fair	Unrealized
			value	losses		value	losses		value	losses
	Available for sale
	US government agencies	-	$         -	$      -	2	$  7,569	$    215	2	$  7,569	$  215
	SBA securities	-	-	-	2	5,154	182	2	5,154	182
	State and political subdivisions	-	-	-	7	3,488	51	7	3,488	51
	Mortgage-backed securities	3	4,407	11	2	4,756	3	5	9,163	42
	Total	3	$ 4,407	$   11	13	$ 20,967	$    479	16	$ 25,374	$  490
	At March 31, 2015, the Company had six individual investments with a fair market value of $13.1 million that were in an unrealized loss position for less than 12 months and six individual investments with a fair market value of $7.5 million that were in an unrealized loss position for 12 months or longer. The unrealized losses were primarily attributable to changes in interest rates, rather than deterioration in credit quality. The individual securities are each investment grade securities. The Company considers the length of time and extent to which the fair value of available-for-sale debt securities have been less than cost to conclude that such securities are not other-than-temporarily impaired. We also consider other factors such as the financial condition of the issuer including credit ratings and specific events affecting the operations of the issuer, volatility of the security, underlying assets that collateralize the debt security, and other industry and macroeconomic conditions. As the Company has no intent to sell securities with unrealized losses and it is not more-likely-than-not that the Company will be required to sell these securities before recovery of amortized cost, we have concluded that these securities are not impaired on an other-than-temporary basis.
	Other investments are comprised of the following and are recorded at cost which approximates fair value.
(dollars in thousands)	31-Mar-15	31-Dec-14
Federal Home Loan Bank stock	$  5,005	6,020
Investment in Trust Preferred securities	403	403
Other investments	99	99
Total other investments	$  5,507	6,522
The Company has evaluated the Federal Home Loan Bank (“FHLB”) stock for impairment and determined that the investment in the FHLB stock is not other than temporarily impaired as of March 31, 2015 and ultimate recoverability of the par value of this investment is probable. All of the FHLB stock is used to collateralize advances with the FHLB.
At March 31, 2015 $20.4 million of securities were pledged as collateral for repurchase agreements from brokers, and approximately $12.0 million of securities were pledged to secure client deposits. At December 31, 2014, $21.8 million of securities were pledged as collateral for repurchase agreements from brokers, and approximately $12.9 million of securities were pledged to secure client deposits.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2015
Loans and Allowance for Loan Losses [Abstract]
Loans and Allowance for Loan Losses	NOTE 4 – Loans and Allowance for Loan Losses
	The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $1.8 million as of March 31, 2015 and December 31, 2014.
		March  31, 2015			31-Dec-14
	(dollars in thousands)	Amount	%  of Total		Amount	%  of Total
	Commercial
	Owner occupied RE	$203,921	22.40%		$191,061	21.90%
	Non-owner occupied RE	190,816	21.00%		183,440	21.10%
	Construction	48,172	5.30%		50,995	5.80%
	Business	162,164	17.80%		149,986	17.20%
	Total commercial loans	605,073	66.50%		575,482	66.00%
	Consumer
	Real estate	153,517	16.90%		146,859	16.90%
	Home equity	95,321	10.50%		95,629	11.00%
	Construction	41,267	4.50%		39,226	4.50%
	Other	14,143	1.60%		14,250	1.60%
	Total consumer loans	304,248	33.50%		295,964	34.00%
	Total gross loans, net of deferred fees	909,321	100.00%		871,446	100.00%
	Less—allowance for loan losses	-12,241			-11,752
	Total loans, net	$897,080			$859,694
	Maturities and Sensitivity of Loans to Changes in Interest Rates
	The information in the following tables summarizes the loan maturity distribution by type and related interest rate characteristics based on the contractual maturities of individual loans, including loans which may be subject to renewal at their contractual maturity. Renewal of such loans is subject to review and credit approval, as well as modification of terms upon maturity. Actual repayments of loans may differ from the maturities reflected below, because borrowers have the right to prepay obligations with or without prepayment penalties.
				31-Mar-15
	(dollars in thousands)		One year	After one	After five	Total
			or less	but within	years
				five years
	Commercial
	Owner occupied RE		$  21,496	106,695	75,730	203,921
	Non-owner occupied RE		44,866	113,925	32,025	190,816
	Construction		10,698	25,761	11,713	48,172
	Business		72,580	77,461	12,123	162,164
	Total commercial loans		149,640	323,842	131,591	605,073
	Consumer
	Real estate		26,051	42,622	84,844	153,517
	Home equity		4,685	28,491	62,145	95,321
	Construction		16,185	2,535	22,547	41,267
	Other		6,994	5,401	1,748	14,143
	Total consumer loans		53,915	79,049	171,284	304,248
	Total gross loans, net of deferred fees		$203,555	402,891	302,875	909,321
	Loans maturing after one year with:
	Fixed interest rates					$525,938
	Floating interest rates					179,828
				31-Dec-14
			One year	After one	After five	Total
			or less	but within	years
				five years
		Commercial
		Owner occupied RE	$  20,737	98,110	72,214	191,061
		Non-owner occupied RE	46,718	104,402	32,320	183,440
		Construction	11,923	25,145	13,927	50,995
		Business	75,718	65,899	8,369	149,986
		Total commercial loans	155,096	293,556	126,830	575,482
		Consumer
		Real estate	21,571	41,549	83,739	146,859
		Home equity	5,645	28,394	61,590	95,629
		Construction	13,531	2,073	23,622	39,226
		Other	7,278	5,637	1,335	14,250
		Total consumer	48,025	77,653	170,286	295,964
		Total gross loan, net of deferred fees	$203,121	371,209	297,116	871,446
		Loans maturing after one year with :
		Fixed interest rates				494,058
		Floating interest rates				174,267
	Portfolio Segment Methodology
Commercial
Commercial loans are assessed for estimated losses by grading each loan using various risk factors identified through periodic reviews. We apply historic grade-specific loss factors to each loan class. In the development of our statistically derived loan grade loss factors, we observe historical losses over 12 quarters for each loan grade. These loss estimates are adjusted as appropriate based on additional analysis of external loss data or other risks identified from current economic conditions and credit quality trends. The allowance also includes an amount for the estimated impairment on nonaccrual commercial loans and commercial loans modified in a troubled debt restructuring (“TDR”), whether on accrual or nonaccrual status.
Consumer
For consumer loans, we determine the allowance on a collective basis utilizing historical losses over 12 quarters to represent our best estimate of inherent loss. We pool loans, generally by loan class with similar risk characteristics. The allowance also includes an amount for the estimated impairment on nonaccrual consumer loans and consumer loans modified in a TDR, whether on accrual or nonaccrual status.
Credit Quality Indicators
Commercial
We manage a consistent process for assessing commercial loan credit quality by monitoring our loan grading trends and past due statistics. All loans are subject to individual risk assessment. Our risk categories include Pass, Special Mention, Substandard, and Doubtful, each of which is defined by banking regulatory agencies. Delinquency statistics are also an important indicator of credit quality in the establishment of our allowance for credit losses.
We categorize our loans into risk categories based on relevant information about the ability of the borrower to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. A description of the general characteristics of the risk grades is as follows:
	·	Pass—These loans range from minimal credit risk to average however still acceptable credit risk.
	·	Special mention—A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date.
	·	Substandard—A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
	·	Doubtful—A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable.
The tables below provide a breakdown of outstanding commercial loans by risk category.
				31-Mar-15
(dollars in thousands)	Owner	Non-owner	Construction	Business	Total
	occupied RE	occupied RE
Pass	$198,503	180,577	46,105	152,750	577,935
Special mention	3,796	3,351	129	4,653	11,929
Substandard	1,622	6,888	1,938	4,761	15,209
Doubtful	-	-	-	-	-
	$203,921	190,816	48,172	162,164	605,073
				31-Dec-14
	Owner	Non-owner	Construction	Business	Total
	occupied RE	occupied RE
Pass	$184,158	173,711	48,140	140,432	546,441
Special mention	5,035	3,376	129	4,715	13,255
Substandard	1,868	6,353	2,726	4,839	15,786
Doubtful	-	-	-	-	-
	$191,061	183,440	50,995	149,986	575,482
The following tables provide past due information for outstanding commercial loans and include loans on nonaccrual status as well as accruing TDRs.
					31-Mar-15
(dollars in thousands)	Owner	Non-owner		Construction	Business		Total
	occupied RE	occupied RE
Current	$203,177	187,072		47,640	160,358		598,247
30-59 days past due	464	129		-	299		892
60-89 days past due	-	60		532	159		751
Greater than 90 Days	280	3,555		-	1,348		5,183
	$203,921	190,816		48,172	162,164		605,073
						31-Dec-14
	Owner		Non-owner	Construction		Business	Total
	occupied RE		occupied RE
Current	$190,801		180,577	50,212		148,317	569,907
30-59 days past due	-		49	-		35	84
60-89 days past due	-		246	-		155	401
Greater than 90 Days	260		2,568	783		1,479	5,090
	$191,061		183,440	50,995		149,986	575,482
As of March 31, 2015 and December 31, 2014, loans 30 days or more past due represented 0.91% and 0.73% of our total loan portfolio, respectively. Commercial loans 30 days or more past due were 0.75% and 0.64% of our total loan portfolio as of March 31, 2015 and December 31, 2014, respectively.
Consumer
We manage a consistent process for assessing consumer loan credit quality by monitoring our loan grading trends and past due statistics. All loans are subject to individual risk assessment. Our categories include Pass, Special Mention, Substandard, and Doubtful, which are defined above. Delinquency statistics are also an important indicator of credit quality in the establishment of our allowance for loan losses.
The tables below provide a breakdown of outstanding consumer loans by risk category.
				31-Mar-15
(dollars in thousands)	Real estate	Home equity	Construction	Other	Total
Pass	$150,687	91,100	41,267	13,972	297,026
Special mention	794	2,976	-	136	3,906
Substandard	2,036	1,245	-	35	3,316
Doubtful	-	-	-	-	-
	$153,517	95,321	41,267	14,143	304,248
				31-Dec-14
	Real estate	Home equity	Construction	Other	Total
Pass	$144,070	91,084	39,226	14,013	288,393
Special mention	953	3,268	-	139	4,360
Substandard	1,836	1,277	-	98	3,211
Doubtful	-	-	-	-	-
	$146,859	95,629	39,226	14,250	295,964
The following tables provide past due information for outstanding consumer loans and include loans on nonaccrual status as well as accruing TDRs.
				31-Mar-15
(dollars in thousands)	Real estate	Home equity	Construction	Other	Total
Current	$152,458	94,919	41,267	14,133	302,777
30-59 days past due	602	84	-	3	689
60-89 days past due	-	130	-	7	137
Greater than 90 Days	457	188	-	-	645
	$153,517	95,321	41,267	14,143	304,248
				31-Dec-14
	Real estate	Home equity	Construction	Other	Total
Current	$146,362	95,311	39,226	14,247	294,146
30-59 days past due	40	-	-	-	40
60-89 days past due	-	130	-	3	133
Greater than 90 Days	457	188	-	-	645
	$146,859	95,629	39,226	14,250	295,964
As of March 31, 2015 and December 31, 2014, consumer loans 30 days or more past due were 0.16% and 0.09%, respectively, of total loans.
Nonperforming assets
The following table shows the nonperforming assets and the related percentage of nonperforming assets to total assets and gross loans. Generally, a loan is placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when we believe, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. A payment of interest on a loan that is classified as nonaccrual is recognized as a reduction in principal when received.
Following is a summary of our nonperforming assets, including nonaccruing TDRs.
(dollars in thousands)		31-Mar-15		31-Dec-14
Commercial
Owner occupied RE		$  280		322
Non-owner occupied RE		3,167		2,344
Construction		-		783
Business		1,130		1,408
Consumer
Real estate		457		457
Home equity		188		188
Construction		-		-
Other		2		1
Nonaccruing troubled debt restructurings		1,301		1,147
Total nonaccrual loans, including nonaccruing TDRs		6,525		6,650
Other real estate owned		2,570		3,307
Total nonperforming assets		$9,095		9,957
Nonperforming assets as a percentage of:
Total assets		0.85%		0.97%
Gross loans		1.00%		1.14%
Total loans over 90 days past due		5,828		5,735
Loans over 90 days past due and still accruing		-		-
Accruing troubled debt restructurings		$  8,336		8,562
Impaired Loans
The table below summarizes key information for impaired loans. Our impaired loans include loans on nonaccrual status and loans modified in a TDR, whether on accrual or nonaccrual status. These impaired loans may have estimated impairment which is included in the allowance for loan losses. Our commercial and consumer impaired loans are evaluated individually to determine the related allowance for loan losses.
		31-Mar-15
		Recorded investment
			Impaired loans
	Unpaid		with related	Related
	Principal	Impaired	allowance for	allowance for
(dollars in thousands)	Balance	loans	loan losses	loan losses
Commercial
Owner occupied RE	$  1,079	1,079	1,079	373
Non-owner occupied RE	9,219	5,308	3,509	918
Construction	1,938	1,938	532	156
Business	4,672	4,262	3,077	2,497
Total commercial	16,908	12,587	8,197	3,944
Consumer
Real estate	1,706	1,706	1,386	672
Home equity	346	346	346	190
Construction	-	-	-	-
Other	222	222	222	222
Total consumer	2,274	2,274	1,954	1,084
Total	$19,182	14,861	10,151	5,028
		31-Dec-14
		Recorded investment
			Impaired loans
	Unpaid		with related	Related
	Principal	Impaired	allowance for	allowance for
	Balance	loans	loan losses	loan losses
Commercial
Owner occupied RE	$  1,122	1,122	1,060	371
Non-owner occupied RE	5,813	4,522	2,777	801
Construction	5,268	2,726	1,315	324
Business	5,385	4,565	3,528	2,464
Total commercial	17,588	12,935	8,680	3,960
Consumer
Real estate	1,620	1,620	1,299	585
Home equity	347	347	347	191
Construction	-	-	-	-
Other	310	310	310	310
Total consumer	2,277	2,277	1,956	1,086
Total	$19,865	15,212	10,636	5,046
The following table provides the average recorded investment in impaired loans and the amount of interest income recognized on impaired loans after impairment by portfolio segment and class.
	Three months ended			Three months ended			Year ended
	31-Mar-15			31-Mar-14			31-Dec-14
(dollars in thousands)	Average	Recognized		Average	Recognized		Average	Recognized
	recorded	interest		recorded	interest		recorded	interest
	investment	income		investment	income		investment	income
Commercial
Owner occupied RE	$  1,101	22		1,930	2		1,568	47
Non-owner occupied RE	4,915	22		5,417	15		5,693	104
Construction	2,332	18		1,829	14		1,977	75
Business	4,413	36		4,724	40		4,522	154
Total commercial	12,761	98		13,900	71		13,760	380
Consumer
Real estate	1,663	11		2,092	12		2,094	53
Home equity	346	2		264	2		251	10
Construction	-	-		-	-		-	-
Other	266	2		221	2		282	13
Total consumer	2,275	15		2,577	16		2,627	76
Total	$15,036	113		16,477	87		16,387	456
Allowance for Loan Losses
The allowance for loan loss is management’s estimate of credit losses inherent in the loan portfolio. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.
We have an established process to determine the adequacy of the allowance for loan losses that assesses the losses inherent in our portfolio. While we attribute portions of the allowance to specific portfolio segments, the entire allowance is available to absorb credit losses inherent in the total loan portfolio. Our process involves procedures to appropriately consider the unique risk characteristics of our commercial and consumer loan portfolio segments. For each portfolio segment, impairment is measured individually for each impaired loan. Our allowance levels are influenced by loan volume, loan grade or delinquency status, historic loss experience and other economic conditions.
The following table summarizes the activity related to our allowance for loan losses by commercial and consumer portfolio segments:
								Three months ended March 31, 2015
	Commercial					Consumer
(dollars in thousands)	Owner occupied RE	Non-owner occupied RE	Construction	Business		Real	Home		Construction	Other	Total
						Estate	equity
Balance, beginning of period	$1,645	2,332	614	3,625		1,714	1,162		236	424	11,752
Provision for loan losses	259	295	-149	183		109	-		15	-87	625
Loan charge-offs	-	-78	-	-66		-	-		-	-1	-145
Loan recoveries	-	2	-	7		-	-		-	-	9
Net loan charge-offs	-	-76	-	-59		-	-		-	-1	-136
Balance, end of period	$1,904	2,551	465	3,749		1,823	1,162		251	336	12,241
Net charge-offs to average loans (annualized)											0.06%
Allowance for loan losses to gross loans											1.35%
Allowance for loan losses to nonperforming loans											187.61%
								Three months ended March 31, 2014
	Commercial					Consumer
(dollars in thousands)	Owner occupied RE	Non-owner occupied RE	Construction	Business		Real	Home		Construction	Other	Total
						Estate	equity
Balance, beginning of period	$1,880	2,633	397	3,329		1,091	644		99	140	10,213
Provision for loan losses	13	780	4	43		151	82		5	-78	1,000
Loan charge-offs	-	-434	-	-		-	-76		-	-2	-512
Loan recoveries	-	-	-	11		-	1		-	-	12
Net loan charge-offs	-	-434	-	11		-	-75		-	-2	-500
Balance, end of period	$1,893	2,979	401	3,383		1,242	651		104	60	10,713
Net charge-offs to average loans (annualized)											0.27%
Allowance for loan losses to gross loans											1.38%
Allowance for loan losses to nonperforming loans											120.99%
The following table disaggregates our allowance for loan losses and recorded investment in loans by impairment methodology.
						31-Mar-15
	Allowance for loan losses				Recorded investment in loans
(dollars in thousands)	Commercial	Consumer	Total		Commercial	Consumer	Total
Individually evaluated	$3,944	1,084	5,028		12,587	2,274	14,861
Collectively evaluated	4,725	2,488	7,213		592,486	301,974	894,460
Total	$8,669	3,572	12,241		605,073	304,248	909,321
						31-Dec-14
	Allowance for loan losses				Recorded investment in loans
	Commercial	Consumer	Total		Commercial	Consumer	Total
Individually evaluated	$3,960	1,086	5,046		12,935	2,277	15,212
Collectively evaluated	4,256	2,450	6,706		562,547	293,687	856,234
Total	$8,216	3,536	11,752		575,482	295,964	871,446

Troubled_Debt_Restructurings

Troubled Debt Restructurings	3 Months Ended
	Mar. 31, 2015
Troubled Debt Restructurings [Abstract]
Troubled Debt Restructurings	NOTE 5 – Troubled Debt Restructurings
	At March 31, 2015, we had 37 loans totaling $9.6 million and at December 31, 2014 we had 37 loans totaling $9.7 million, which we considered as TDRs. The Company considers a loan to be a TDR when the debtor experiences financial difficulties and the Company grants a concession to the debtor that it would not normally consider. Concessions can relate to the contractual interest rate, maturity date, or payment structure of the note. As part of our workout plan for individual loan relationships, we may restructure loan terms to assist borrowers facing financial challenges in the current economic environment. To date, we have restored three commercial loans previously classified as TDRs to accrual status.
	The following table summarizes the concession at the time of modification and the recorded investment in our TDRs before and after their modification during the three months ended March 31, 2015 and 2014, respectively.
		For the three months ended March 31, 2015
							Pre-modification		Post-modification
		Renewals	Reduced	Converted	Maturity	Total	outstanding		outstanding
		deemed a	or deferred	to interest	date	Number	recorded		recorded
	(dollars in thousands)	concession	payments	only	extensions	of loans	investment		investment
	Commercial
	Owner occupied RE	-	-	-	-	-	$	-	$	-
	Non-owner occupied RE	-	-	-	1	1	58		58
	Construction	-	-	-	-	-	-		-
	Business	-	-	-	-	-	-		-
	Consumer
	Real estate	-	-	-	-	-	-		-
	Home equity	-	-	-	-	-	-		-
	Construction	-	-	-	-	-	-		-
	Other	-	-	-	-	-	-		-
	Total loans	-	-	-	1	1	$	58	$	58
		For the three months ended March 31, 2014
							Pre-modification		Post-modification
		Renewals	Reduced	Converted	Maturity	Total	outstanding		outstanding
		deemed a	or deferred	to interest	date	Number	recorded		recorded
	(dollars in thousands)	concession	payments	only	extensions	of loans	investment		investment
	Commercial
	Owner occupied RE	-	-	-	-	-	$	-	$	-
	Non-owner occupied RE	-	-	-	1	1	49		49
	Construction	-	-	-	-	-	-		-
	Business	-	-	-	2	2	339		340
	Consumer
	Real estate	-	-	1	-	1	116		116
	Home equity	-	-	-	-	-	-		-
	Construction	-	-	-	-	-	-		-
	Other	-	-	-	-	-	-		-
	Total loans	-	-	1	3	4	$	504	$	505
	The following table summarizes loans modified as TDRs at March 31, 2015 and 2014 for which there was a payment default (60 days past due) within 12 months of the restructuring date.
			For the three months ended March 31,
		2015			2014
		Number of		Recorded	Number of	Recorded
	(dollars in thousands)	Loans		Investment	Loans	Investment
	Commercial
	Owner occupied RE	-		$        -	-	$              -
	Non-owner occupied RE	-		-	2	3,357
	Construction	-		-	-	-
	Business	-		-	1	98
	Consumer
	Real estate	-		-	-	-
	Home equity	-		-	-	-
	Construction	-		-	-	-
	Other	-		-	-	-
	Total loans	-		$      -	3	$      3,455

Fair_Value_Accounting

Fair Value Accounting	3 Months Ended
	Mar. 31, 2015
Fair Value Accounting [Abstract]
Fair Value Accounting
	NOTE 6 – Fair Value Accounting
	FASB ASC 820, “Fair Value Measurement and Disclosures,” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:
		Level 1 – Quoted market price in active markets
		Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include certain debt and equity securities that are traded in an active exchange market.
		Level 2 – Significant other observable inputs
		Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities and mortgage-backed securities that are held in the Company’s available-for-sale portfolio and valued by a third-party pricing service, as well as certain impaired loans.
		Level 3 – Significant unobservable inputs
		Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.  These methodologies may result in a significant portion of the fair value being derived from unobservable data.
	Following is a description of valuation methodologies used for assets recorded at fair value.
	Investment Securities
	Securities available for sale are valued on a recurring basis at quoted market prices where available.  If quoted market prices are not available, fair values are based on quoted market prices of comparable securities.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds.  Level 2 securities include mortgage-backed securities and debentures issued by government sponsored entities,
	municipal bonds and corporate debt securities. In certain cases where there is limited activity or less transparency around inputs to valuations, securities are classified as Level 3 within the valuation hierarchy. Securities held to maturity are valued at quoted market prices or dealer quotes similar to securities available for sale.  The carrying value of Other Investments, such as Federal Reserve Bank and FHLB stock, approximates fair value based on their redemption provisions.
	Loans Held for Sale
	Loans held for sale include mortgage loans and are carried at the lower of cost or market value. The fair values of mortgage loans held for sale are based on current market rates from investors within the secondary market for loans with similar characteristics. Carrying value approximates fair value.
	Loans
	The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan may be considered impaired and an allowance for loan losses may be established.  Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures the impairment in accordance with FASB ASC 310, “Receivables.” The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value, and discounted cash flows.  Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.  At March 31, 2015, substantially all of the impaired loans were evaluated based on the fair value of the collateral.  In accordance with FASB ASC 820, “Fair Value Measurement and Disclosures,” impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company considers the impaired loan as nonrecurring Level 2. The Company’s current loan and appraisal policies require the Bank to obtain updated appraisals on an “as is” basis at renewal, or in the case of an impaired loan, on an annual basis, either through a new external appraisal or an appraisal evaluation. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the impaired loan as nonrecurring Level 3. The fair value of impaired loans may also be estimated using the present value of expected future cash flows to be realized on the loan, which is also considered a Level 3 valuation. These fair value estimates are subject to fluctuations in assumptions about the amount and timing of expected cash flows as well as the choice of discount rate used in the present value calculation.
	Other Real Estate Owned (“OREO”)
	OREO, consisting of properties obtained through foreclosure or in satisfaction of loans, is reported at the lower of cost or fair value, determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for estimated selling costs (Level 2).  At the time of foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance for loan losses.  Gains or losses on sale and generally any subsequent adjustments to the value are recorded as a component of real estate owned activity. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the OREO as nonrecurring Level 3.
	Assets and Liabilities Recorded at Fair Value on a Recurring Basis
	The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis as of March 31, 2015 and December 31, 2014.
				31-Mar-15
	(dollars in thousands)	Level 1	Level 2	Level 3	Total
	Assets
	Securities available for sale
	US government agencies	$       -	8,701	-	8,701
	SBA securities	-	5,207	-	5,207
	State and political subdivisions	-	14,284	-	14,284
	Mortgage-backed securities	-	20,334	-	20,334
	Total assets measured at fair value on a recurring basis	$       -	48,526	-	48,526
				31-Dec-14
		Level 1	Level 2	Level 3	Total
	Assets
	Securities available for sale
	US government agencies	$       -	8,557	-	8,557
	SBA securities	-	5,154	-	5,154
	State and political subdivisions	-	16,800	-	16,800
	Mortgage-backed securities	-	24,513	-	24,513
	Total assets measured at fair value on a recurring basis	$       -	55,024	-	55,024
	The Company has no liabilities carried at fair value or measured at fair value on a recurring basis as of March 31, 2015 and December 31, 2014.
	Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis
	The Company is predominantly an asset based lender with real estate serving as collateral on more than 80% of loans as of March 31, 2015. Loans which are deemed to be impaired are valued net of the allowance for loan losses, and other real estate owned is valued at the lower of cost or net realizable value of the underlying real estate collateral. Such market values are generally obtained using independent appraisals, which the Company considers to be level 2 inputs. The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis as of March 31, 2015 and December 31, 2014.
				As of March 31, 2015
	(dollars in thousands)	Level 1	Level 2	Level 3	Total
	Assets
	Impaired loans	$       -	9,465	368	9,833
	Other real estate owned	-	2,303	267	2,570
	Total assets measured at fair value on a nonrecurring basis	$       -	11,768	635	12,403
				As of December 31, 2014
		Level 1	Level 2	Level 3	Total
	Assets
	Impaired loans	$       -	9,461	705	10,166
	Other real estate owned	-	3,040	267	3,307
	Total assets measured at fair value on a nonrecurring basis	$       -	12,501	972	13,473
	The Company has no liabilities carried at fair value or measured at fair value on a nonrecurring basis as of March 31, 2015 and December 31, 2014.
	For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of March 31, 2015, the significant unobservable inputs used in the fair value measurements were as follows:
		Valuation Technique	Significant Unobservable Inputs	Range of Inputs
	Impaired loans	Appraised Value/ Discounted Cash Flows	Discounts to appraisals or cash	0-25%
			flows for estimated holding and/or
			selling costs or age of appraisal
	Other real estate owned	Appraised Value/ Comparable Sales	Discounts to appraisals for	0-25%
			estimated holding or selling costs
	Fair Value of Financial Instruments
Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities.
The following is a description of valuation methodologies used to estimate fair value for certain other financial instruments.
Fair value approximates carrying value for the following financial instruments due to the short-term nature of the instrument: cash and due from banks, federal funds sold, federal funds purchased, and securities sold under agreement to repurchase.
Deposits – Fair value for demand deposit accounts and interest-bearing accounts with no fixed maturity date is equal to the carrying value. The fair value of certificate of deposit accounts are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.
FHLB Advances and Other Borrowings – Fair value for FHLB advances and other borrowings are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.
Junior subordinated debentures – Fair value for junior subordinated debentures are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.
The Company has used management’s best estimate of fair value based on the above assumptions. Thus, the fair values presented may not be the amounts that could be realized in an immediate sale or settlement of the instrument. In addition, any income taxes or other expenses, which would be incurred in an actual sale or settlement, are not taken into consideration in the fair value presented.
The estimated fair values of the Company’s financial instruments at March 31, 2015 and December 31, 2014 are as follows:
			31-Mar-15
(dollars in thousands)	Carrying	Fair	Level 1	Level 2	Level 3
	Amount	Value
Financial Assets:
Cash and cash equivalents	$  51,724	51,724	51,724	-	-
Other investments, at cost	5,507	5,507	-	-	5,507
Loans held for sale	14,844	14,844	-	14,844	-
Loans, net	897,080	897,167	-	9,465	887,702
Financial Liabilities:
Deposits	850,310	811,377	-	811,377	-
FHLB and other borrowings	115,200	123,660	-	123,660	-
Junior subordinated debentures	13,403	6,888	-	6,888	-
			31-Dec-14
	Carrying	Fair	Level 1	Level 2	Level 3
	Amount	Value
Financial Assets:
Cash and cash equivalents	$  41,264	41,264	41,264	-	-
Other investments, at cost	6,522	6,522	-	-	6,522
Loans held for sale	11,765	11,765	-	11,765	-
Loans, net	859,694	860,215	-	9,461	850,754
Financial Liabilities:
Deposits	788,907	748,497	-	748,497	-
FHLB and other borrowings	135,200	144,156	-	144,156	-
Junior subordinated debentures	13,403	6,823	-	6,823	-

Earnings_Per_Common_Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2015
Earnings Per Common Share [Abstract]
Earnings Per Common Share	NOTE 7 – Earnings Per Common Share
	The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the three month periods ended March 31, 2015 and 2014. Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options that were outstanding at March 31, 2015. The assumed conversion of stock options can create a difference between basic and dilutive net income per common share. At March 31, 2015 and 2014, there were 170,875 and 114,124 options, respectively, that were not considered in computing diluted earnings per common share because they were anti-dilutive.
		Three months ended March 31,
	(dollars in thousands, except share data)	2015	2014
	Numerator:
	Net income	$2,028	1,250
	Less:      Preferred stock dividend	-	193
	Net income available to common shareholders	$2,028	1,057
	Denominator:
	Weighted-average common shares outstanding – basic	6,225,252	4,610,089
	Common stock equivalents	289,621	267,359
	Weighted-average common shares outstanding – diluted	6,514,873	4,877,448
	Earnings per common share:
	Basic	$0.33	0.23
	Diluted	$0.31	0.22

Nature_of_Business_and_Basis_o1

Nature of Business and Basis of Presentation (Policies)	3 Months Ended
	Mar. 31, 2015
Nature of Business and Basis of Presentation [Abstract]
Business Activity	Business Activity
	Southern First Bancshares, Inc. (the "Company") is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the "Bank") and all of the stock of Greenville First Statutory Trust I and II (collectively, the "Trusts"). The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities. The Bank's primary federal regulator is the Federal Deposit Insurance Corporation (the "FDIC"). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions. The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public.
Basis of Presentation	Basis of Presentation
	The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three month period ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 as filed with the Securities and Exchange Commission on March 3, 2015. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated.
Use of Estimates	Use of Estimates
	The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets.
Reclassifications	Reclassifications
	Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.
Subsequent Events	Subsequent Events
	Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure.

Investment_Securities_Tables

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2015
Investment Securities [Abstract]
Amortized costs and fair value of investment securities
		31-Mar-15
		Amortized	Gross Unrealized		Fair
	(dollars in thousands)	Cost	Gains	Losses	Value
	Available for sale
	US government agencies	$   8,764	22	85	8,701
	SBA securities	5,335	-	128	5,207
	State and political subdivisions	13,867	449	32	14,284
	Mortgage-backed securities	20,004	346	16	20,334
	Total investment securities available for sale	$ 47,970	817	261	48,526
		31-Dec-14
		Amortized	Gross Unrealized		Fair
		Cost	Gains	Losses	Value
	Available for sale
	US government agencies	$   8,763	9	215	8,557
	SBA securities	5,336	-	182	5,154
	State and political subdivisions	16,253	598	51	16,800
	Mortgage-backed securities	24,214	341	42	24,513
	Total investment securities available for sale	$54,566	948	490	55,024
Summary of contractual maturities and yields
																											31-Mar-15
					Less than one year							One to five years					Five to ten years					Over ten years					Total
	(dollars in thousands)				Amount				Yield			Amount		Yield			Amount		Yield			Amount		Yield			Amount		Yield
	Available for sale
	US government agencies				$	—				—			1,001		2.12%			—		—			7,700		2.43%			8,701		2.39	%
	SBA securities					—				—			—		—			—		—			5,207		1.86%			5,207		1.86	%
	State and political subdivisions					2,072				0.68%			—		—			7,068		3.13%			5,144		2.93%			14,284		2.69	%
	Mortgage-backed securities					—				—			—		—			1,249		1.75%			19,085		2.59%			20,334		2.54	%
	Total				$	2,072				0.68%			1,001		2.12%			8,317		2.92%			37,136		2.50%			48,526		2.48	%
																											31-Dec-14
					Less than one year							One to five years					Five to ten years					Over ten years					Total
					Amount				Yield			Amount		Yield			Amount		Yield			Amount		Yield			Amount		Yield
	Available for sale
	US government agencies				$	—				—			988		2.12	%		—		—			7,569		2.43	%		8,557		2.39	%
	SBA securities					—				—			—		—			—		—			5,154		1.88	%		5,154		1.88	%
	State and political subdivisions					2,082				0.68	%		399		3.14	%		8,465		3.23	%		5,854		3	%		16,800		2.82	%
	Mortgage-backed securities					—				—			—		—			2,118		1.66	%		22,395		2.62	%		24,513		2.54	%
	Total				$	2,082				0.68	%		1,387		2.41	%		10,583		2.91	%		40,972		2.54	%		55,024		2.54	%
Summary of gross unrealized losses on investment securities and fair market value of related securities
									31-Mar-15
			Less than 12 months			12 months or longer			Total
	(dollars in thousands)	#	Fair	Unrealized	#	Fair	Unrealized	#	Fair	Unrealized
			value	losses		value	losses		value	losses
	Available for sale
	US government agencies	2	$  7,699	$  85	-	$         -	$       -	2	$   7,699	$     85
	SBA securities	-	-	-	2	5,207	128	2	5,207	128
	State and political subdivisions	2	742	5	4	2,264	27	6	3,006	32
	Mortgage-backed securities	2	4,628	16	-	-	-	2	4,628	16
	Total	6	$13,069	$106	6	$7,471	$  155	12	$20,540	$261
									31-Dec-14
		Less than 12 months			12 months or longer			Total
		#	Fair	Unrealized	#	Fair	Unrealized	#	Fair	Unrealized
			value	losses		value	losses		value	losses
	Available for sale
	US government agencies	-	$         -	$      -	2	$  7,569	$    215	2	$  7,569	$  215
	SBA securities	-	-	-	2	5,154	182	2	5,154	182
	State and political subdivisions	-	-	-	7	3,488	51	7	3,488	51
	Mortgage-backed securities	3	4,407	11	2	4,756	3	5	9,163	42
	Total	3	$ 4,407	$   11	13	$ 20,967	$    479	16	$ 25,374	$  490
Summary of other investments
	(dollars in thousands)	31-Mar-15	31-Dec-14
	Federal Home Loan Bank stock	$  5,005	6,020
	Investment in Trust Preferred securities	403	403
	Other investments	99	99
	Total other investments	$  5,507	6,522

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Composition of loan portfolio
		March  31, 2015			31-Dec-14
	(dollars in thousands)	Amount	%  of Total		Amount	%  of Total
	Commercial
	Owner occupied RE	$203,921	22.40%		$191,061	21.90%
	Non-owner occupied RE	190,816	21.00%		183,440	21.10%
	Construction	48,172	5.30%		50,995	5.80%
	Business	162,164	17.80%		149,986	17.20%
	Total commercial loans	605,073	66.50%		575,482	66.00%
	Consumer
	Real estate	153,517	16.90%		146,859	16.90%
	Home equity	95,321	10.50%		95,629	11.00%
	Construction	41,267	4.50%		39,226	4.50%
	Other	14,143	1.60%		14,250	1.60%
	Total consumer loans	304,248	33.50%		295,964	34.00%
	Total gross loans, net of deferred fees	909,321	100.00%		871,446	100.00%
	Less—allowance for loan losses	-12,241			-11,752
	Total loans, net	$897,080			$859,694
Loan maturity distribution by type and related interest rate
				31-Mar-15
	(dollars in thousands)		One year	After one	After five	Total
			or less	but within	years
				five years
	Commercial
	Owner occupied RE		$  21,496	106,695	75,730	203,921
	Non-owner occupied RE		44,866	113,925	32,025	190,816
	Construction		10,698	25,761	11,713	48,172
	Business		72,580	77,461	12,123	162,164
	Total commercial loans		149,640	323,842	131,591	605,073
	Consumer
	Real estate		26,051	42,622	84,844	153,517
	Home equity		4,685	28,491	62,145	95,321
	Construction		16,185	2,535	22,547	41,267
	Other		6,994	5,401	1,748	14,143
	Total consumer loans		53,915	79,049	171,284	304,248
	Total gross loans, net of deferred fees		$203,555	402,891	302,875	909,321
	Loans maturing after one year with:
	Fixed interest rates					$525,938
	Floating interest rates					179,828
				31-Dec-14
			One year	After one	After five	Total
			or less	but within	years
				five years
		Commercial
		Owner occupied RE	$  20,737	98,110	72,214	191,061
		Non-owner occupied RE	46,718	104,402	32,320	183,440
		Construction	11,923	25,145	13,927	50,995
		Business	75,718	65,899	8,369	149,986
		Total commercial loans	155,096	293,556	126,830	575,482
		Consumer
		Real estate	21,571	41,549	83,739	146,859
		Home equity	5,645	28,394	61,590	95,629
		Construction	13,531	2,073	23,622	39,226
		Other	7,278	5,637	1,335	14,250
		Total consumer	48,025	77,653	170,286	295,964
		Total gross loan, net of deferred fees	$203,121	371,209	297,116	871,446
		Loans maturing after one year with :
		Fixed interest rates				494,058
		Floating interest rates				174,267
Summary of nonperforming assets, including nonaccruing TDRs
	(dollars in thousands)		31-Mar-15		31-Dec-14
	Commercial
	Owner occupied RE		$  280		322
	Non-owner occupied RE		3,167		2,344
	Construction		-		783
	Business		1,130		1,408
	Consumer
	Real estate		457		457
	Home equity		188		188
	Construction		-		-
	Other		2		1
	Nonaccruing troubled debt restructurings		1,301		1,147
	Total nonaccrual loans, including nonaccruing TDRs		6,525		6,650
	Other real estate owned		2,570		3,307
	Total nonperforming assets		$9,095		9,957
	Nonperforming assets as a percentage of:
	Total assets		0.85%		0.97%
	Gross loans		1.00%		1.14%
	Total loans over 90 days past due		5,828		5,735
	Loans over 90 days past due and still accruing		-		-
	Accruing troubled debt restructurings		$  8,336		8,562
Summary of key information for impaired loans
			31-Mar-15
			Recorded investment
				Impaired loans
		Unpaid		with related	Related
		Principal	Impaired	allowance for	allowance for
	(dollars in thousands)	Balance	loans	loan losses	loan losses
	Commercial
	Owner occupied RE	$  1,079	1,079	1,079	373
	Non-owner occupied RE	9,219	5,308	3,509	918
	Construction	1,938	1,938	532	156
	Business	4,672	4,262	3,077	2,497
	Total commercial	16,908	12,587	8,197	3,944
	Consumer
	Real estate	1,706	1,706	1,386	672
	Home equity	346	346	346	190
	Construction	-	-	-	-
	Other	222	222	222	222
	Total consumer	2,274	2,274	1,954	1,084
	Total	$19,182	14,861	10,151	5,028
			31-Dec-14
			Recorded investment
				Impaired loans
		Unpaid		with related	Related
		Principal	Impaired	allowance for	allowance for
		Balance	loans	loan losses	loan losses
	Commercial
	Owner occupied RE	$  1,122	1,122	1,060	371
	Non-owner occupied RE	5,813	4,522	2,777	801
	Construction	5,268	2,726	1,315	324
	Business	5,385	4,565	3,528	2,464
	Total commercial	17,588	12,935	8,680	3,960
	Consumer
	Real estate	1,620	1,620	1,299	585
	Home equity	347	347	347	191
	Construction	-	-	-	-
	Other	310	310	310	310
	Total consumer	2,277	2,277	1,956	1,086
	Total	$19,865	15,212	10,636	5,046
Average recorded investment and interest income recognized on impaired loans
		Three months ended			Three months ended			Year ended
		31-Mar-15			31-Mar-14			31-Dec-14
	(dollars in thousands)	Average	Recognized		Average	Recognized		Average	Recognized
		recorded	interest		recorded	interest		recorded	interest
		investment	income		investment	income		investment	income
	Commercial
	Owner occupied RE	$  1,101	22		1,930	2		1,568	47
	Non-owner occupied RE	4,915	22		5,417	15		5,693	104
	Construction	2,332	18		1,829	14		1,977	75
	Business	4,413	36		4,724	40		4,522	154
	Total commercial	12,761	98		13,900	71		13,760	380
	Consumer
	Real estate	1,663	11		2,092	12		2,094	53
	Home equity	346	2		264	2		251	10
	Construction	-	-		-	-		-	-
	Other	266	2		221	2		282	13
	Total consumer	2,275	15		2,577	16		2,627	76
	Total	$15,036	113		16,477	87		16,387	456
Summary of allowance for loan losses by commercial and consumer portfolio segments
									Three months ended March 31, 2015
		Commercial					Consumer
	(dollars in thousands)	Owner occupied RE	Non-owner occupied RE	Construction	Business		Real	Home		Construction	Other	Total
							Estate	equity
	Balance, beginning of period	$1,645	2,332	614	3,625		1,714	1,162		236	424	11,752
	Provision for loan losses	259	295	-149	183		109	-		15	-87	625
	Loan charge-offs	-	-78	-	-66		-	-		-	-1	-145
	Loan recoveries	-	2	-	7		-	-		-	-	9
	Net loan charge-offs	-	-76	-	-59		-	-		-	-1	-136
	Balance, end of period	$1,904	2,551	465	3,749		1,823	1,162		251	336	12,241
	Net charge-offs to average loans (annualized)											0.06%
	Allowance for loan losses to gross loans											1.35%
	Allowance for loan losses to nonperforming loans											187.61%
									Three months ended March 31, 2014
		Commercial					Consumer
	(dollars in thousands)	Owner occupied RE	Non-owner occupied RE	Construction	Business		Real	Home		Construction	Other	Total
							Estate	equity
	Balance, beginning of period	$1,880	2,633	397	3,329		1,091	644		99	140	10,213
	Provision for loan losses	13	780	4	43		151	82		5	-78	1,000
	Loan charge-offs	-	-434	-	-		-	-76		-	-2	-512
	Loan recoveries	-	-	-	11		-	1		-	-	12
	Net loan charge-offs	-	-434	-	11		-	-75		-	-2	-500
	Balance, end of period	$1,893	2,979	401	3,383		1,242	651		104	60	10,713
	Net charge-offs to average loans (annualized)											0.27%
	Allowance for loan losses to gross loans											1.38%
	Allowance for loan losses to nonperforming loans											120.99%
Allowance for loan losses and recorded investment in loans by impairment methodology
							31-Mar-15
		Allowance for loan losses				Recorded investment in loans
	(dollars in thousands)	Commercial	Consumer	Total		Commercial	Consumer	Total
	Individually evaluated	$3,944	1,084	5,028		12,587	2,274	14,861
	Collectively evaluated	4,725	2,488	7,213		592,486	301,974	894,460
	Total	$8,669	3,572	12,241		605,073	304,248	909,321
							31-Dec-14
		Allowance for loan losses				Recorded investment in loans
		Commercial	Consumer	Total		Commercial	Consumer	Total
	Individually evaluated	$3,960	1,086	5,046		12,935	2,277	15,212
	Collectively evaluated	4,256	2,450	6,706		562,547	293,687	856,234
	Total	$8,216	3,536	11,752		575,482	295,964	871,446
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Summary of breakdown of outstanding loans by risk category
					31-Mar-15
	(dollars in thousands)	Owner	Non-owner	Construction	Business	Total
		occupied RE	occupied RE
	Pass	$198,503	180,577	46,105	152,750	577,935
	Special mention	3,796	3,351	129	4,653	11,929
	Substandard	1,622	6,888	1,938	4,761	15,209
	Doubtful	-	-	-	-	-
		$203,921	190,816	48,172	162,164	605,073
					31-Dec-14
		Owner	Non-owner	Construction	Business	Total
		occupied RE	occupied RE
	Pass	$184,158	173,711	48,140	140,432	546,441
	Special mention	5,035	3,376	129	4,715	13,255
	Substandard	1,868	6,353	2,726	4,839	15,786
	Doubtful	-	-	-	-	-
		$191,061	183,440	50,995	149,986	575,482
Outstanding loans which include loans on nonaccrual by past due status
						31-Mar-15
	(dollars in thousands)	Owner	Non-owner		Construction	Business		Total
		occupied RE	occupied RE
	Current	$203,177	187,072		47,640	160,358		598,247
	30-59 days past due	464	129		-	299		892
	60-89 days past due	-	60		532	159		751
	Greater than 90 Days	280	3,555		-	1,348		5,183
		$203,921	190,816		48,172	162,164		605,073
							31-Dec-14
		Owner		Non-owner	Construction		Business	Total
		occupied RE		occupied RE
	Current	$190,801		180,577	50,212		148,317	569,907
	30-59 days past due	-		49	-		35	84
	60-89 days past due	-		246	-		155	401
	Greater than 90 Days	260		2,568	783		1,479	5,090
		$191,061		183,440	50,995		149,986	575,482
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Summary of breakdown of outstanding loans by risk category
					31-Mar-15
	(dollars in thousands)	Real estate	Home equity	Construction	Other	Total
	Pass	$150,687	91,100	41,267	13,972	297,026
	Special mention	794	2,976	-	136	3,906
	Substandard	2,036	1,245	-	35	3,316
	Doubtful	-	-	-	-	-
		$153,517	95,321	41,267	14,143	304,248
					31-Dec-14
		Real estate	Home equity	Construction	Other	Total
	Pass	$144,070	91,084	39,226	14,013	288,393
	Special mention	953	3,268	-	139	4,360
	Substandard	1,836	1,277	-	98	3,211
	Doubtful	-	-	-	-	-
		$146,859	95,629	39,226	14,250	295,964
Outstanding loans which include loans on nonaccrual by past due status
					31-Mar-15
	(dollars in thousands)	Real estate	Home equity	Construction	Other	Total
	Current	$152,458	94,919	41,267	14,133	302,777
	30-59 days past due	602	84	-	3	689
	60-89 days past due	-	130	-	7	137
	Greater than 90 Days	457	188	-	-	645
		$153,517	95,321	41,267	14,143	304,248
					31-Dec-14
		Real estate	Home equity	Construction	Other	Total
	Current	$146,362	95,311	39,226	14,247	294,146
	30-59 days past due	40	-	-	-	40
	60-89 days past due	-	130	-	3	133
	Greater than 90 Days	457	188	-	-	645
		$146,859	95,629	39,226	14,250	295,964

Troubled_Debt_Restructurings_T

Troubled Debt Restructurings (Tables)	3 Months Ended
	Mar. 31, 2015
Troubled Debt Restructurings [Abstract]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
		For the three months ended March 31, 2015
							Pre-modification		Post-modification
		Renewals	Reduced	Converted	Maturity	Total	outstanding		outstanding
		deemed a	or deferred	to interest	date	Number	recorded		recorded
	(dollars in thousands)	concession	payments	only	extensions	of loans	investment		investment
	Commercial
	Owner occupied RE	-	-	-	-	-	$	-	$	-
	Non-owner occupied RE	-	-	-	1	1	58		58
	Construction	-	-	-	-	-	-		-
	Business	-	-	-	-	-	-		-
	Consumer
	Real estate	-	-	-	-	-	-		-
	Home equity	-	-	-	-	-	-		-
	Construction	-	-	-	-	-	-		-
	Other	-	-	-	-	-	-		-
	Total loans	-	-	-	1	1	$	58	$	58
		For the three months ended March 31, 2014
							Pre-modification		Post-modification
		Renewals	Reduced	Converted	Maturity	Total	outstanding		outstanding
		deemed a	or deferred	to interest	date	Number	recorded		recorded
	(dollars in thousands)	concession	payments	only	extensions	of loans	investment		investment
	Commercial
	Owner occupied RE	-	-	-	-	-	$	-	$	-
	Non-owner occupied RE	-	-	-	1	1	49		49
	Construction	-	-	-	-	-	-		-
	Business	-	-	-	2	2	339		340
	Consumer
	Real estate	-	-	1	-	1	116		116
	Home equity	-	-	-	-	-	-		-
	Construction	-	-	-	-	-	-		-
	Other	-	-	-	-	-	-		-
	Total loans	-	-	1	3	4	$	504	$	505
Summary of loans modified as TDRs within the previous 12-month period
			For the three months ended March 31,
		2015			2014
		Number of		Recorded	Number of	Recorded
	(dollars in thousands)	Loans		Investment	Loans	Investment
	Commercial
	Owner occupied RE	-		$        -	-	$              -
	Non-owner occupied RE	-		-	2	3,357
	Construction	-		-	-	-
	Business	-		-	1	98
	Consumer
	Real estate	-		-	-	-
	Home equity	-		-	-	-
	Construction	-		-	-	-
	Other	-		-	-	-
	Total loans	-		$      -	3	$      3,455

Fair_Value_Accounting_Tables

Fair Value Accounting (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Accounting [Abstract]
Schedule of assets and liabilities measured at fair value on recurring basis
				31-Mar-15
	(dollars in thousands)	Level 1	Level 2	Level 3	Total
	Assets
	Securities available for sale
	US government agencies	$       -	8,701	-	8,701
	SBA securities	-	5,207	-	5,207
	State and political subdivisions	-	14,284	-	14,284
	Mortgage-backed securities	-	20,334	-	20,334
	Total assets measured at fair value on a recurring basis	$       -	48,526	-	48,526
				31-Dec-14
		Level 1	Level 2	Level 3	Total
	Assets
	Securities available for sale
	US government agencies	$       -	8,557	-	8,557
	SBA securities	-	5,154	-	5,154
	State and political subdivisions	-	16,800	-	16,800
	Mortgage-backed securities	-	24,513	-	24,513
	Total assets measured at fair value on a recurring basis	$       -	55,024	-	55,024
Schedule of assets and liabilities measured on a nonrecurring basis
				As of March 31, 2015
	(dollars in thousands)	Level 1	Level 2	Level 3	Total
	Assets
	Impaired loans	$       -	9,465	368	9,833
	Other real estate owned	-	2,303	267	2,570
	Total assets measured at fair value on a nonrecurring basis	$       -	11,768	635	12,403
				As of December 31, 2014
		Level 1	Level 2	Level 3	Total
	Assets
	Impaired loans	$       -	9,461	705	10,166
	Other real estate owned	-	3,040	267	3,307
	Total assets measured at fair value on a nonrecurring basis	$       -	12,501	972	13,473
Schedule of unobservable inputs used in the fair value measurements
		Valuation Technique	Significant Unobservable Inputs	Range of Inputs
	Impaired loans	Appraised Value/ Discounted Cash Flows	Discounts to appraisals or cash	0-25%
			flows for estimated holding and/or
			selling costs or age of appraisal
	Other real estate owned	Appraised Value/ Comparable Sales	Discounts to appraisals for	0-25%
			estimated holding or selling costs
Estimated fair values of the Company's financial instruments
				31-Mar-15
	(dollars in thousands)	Carrying	Fair	Level 1	Level 2	Level 3
		Amount	Value
	Financial Assets:
	Cash and cash equivalents	$  51,724	51,724	51,724	-	-
	Other investments, at cost	5,507	5,507	-	-	5,507
	Loans held for sale	14,844	14,844	-	14,844	-
	Loans, net	897,080	897,167	-	9,465	887,702
	Financial Liabilities:
	Deposits	850,310	811,377	-	811,377	-
	FHLB and other borrowings	115,200	123,660	-	123,660	-
	Junior subordinated debentures	13,403	6,888	-	6,888	-
				31-Dec-14
		Carrying	Fair	Level 1	Level 2	Level 3
		Amount	Value
	Financial Assets:
	Cash and cash equivalents	$  41,264	41,264	41,264	-	-
	Other investments, at cost	6,522	6,522	-	-	6,522
	Loans held for sale	11,765	11,765	-	11,765	-
	Loans, net	859,694	860,215	-	9,461	850,754
	Financial Liabilities:
	Deposits	788,907	748,497	-	748,497	-
	FHLB and other borrowings	135,200	144,156	-	144,156	-
	Junior subordinated debentures	13,403	6,823	-	6,823	-

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Common Share [Abstract]
Schedule of earnings per share reconciliation
		Three months ended March 31,
	(dollars in thousands, except share data)	2015	2014
	Numerator:
	Net income	$2,028	1,250
	Less:      Preferred stock dividend	-	193
	Net income available to common shareholders	$2,028	1,057
	Denominator:
	Weighted-average common shares outstanding – basic	6,225,252	4,610,089
	Common stock equivalents	289,621	267,359
	Weighted-average common shares outstanding – diluted	6,514,873	4,877,448
	Earnings per common share:
	Basic	$0.33	0.23
	Diluted	$0.31	0.22

Preferred_and_Common_Stock_Det

Preferred and Common Stock (Details) (USD $)	0 Months Ended
In Millions, except Share data, unless otherwise specified	Dec. 12, 2014	Nov. 12, 2014	Mar. 31, 2015	Dec. 31, 2014
Preferred and Common Stock (Textual)
Issuance of common stock, shares		1,380,000
Offering price per share		$14.40
Net proceeds from offering		$18.40
Preferred stock, par value	$1,000		$0.01	$0.01
Number of preferred stock repurchased	11,242
Over-Allotment Option [Member]
Preferred and Common Stock (Textual)
Issuance of common stock, shares		180,000

Investment_Securities_Details

Investment Securities (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Available for sale
Total investment securities available for sale, Amortized Cost	$47,970	$54,566
Total investment securities available for sale, Gross Unrealized Gains	817	948
Total investment securities available for sale, Gross Unrealized Losses	261	490
Available-for-sale securities, investment securities, Fair Value	48,526	55,024
US Government agencies [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	8,764	8,763
Total investment securities available for sale, Gross Unrealized Gains	22	9
Total investment securities available for sale, Gross Unrealized Losses	85	215
Available-for-sale securities, investment securities, Fair Value	8,701	8,557
SBA securities [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	5,335	5,336
Total investment securities available for sale, Gross Unrealized Gains
Total investment securities available for sale, Gross Unrealized Losses	128	182
Available-for-sale securities, investment securities, Fair Value	5,207	5,154
States and Political Subdivisions [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	13,867	16,253
Total investment securities available for sale, Gross Unrealized Gains	449	598
Total investment securities available for sale, Gross Unrealized Losses	32	51
Available-for-sale securities, investment securities, Fair Value	14,284	16,800
Mortgage Backed Securities [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	20,004	24,214
Total investment securities available for sale, Gross Unrealized Gains	346	341
Total investment securities available for sale, Gross Unrealized Losses	16	42
Available-for-sale securities, investment securities, Fair Value	$20,334	$24,513

Investment_Securities_Details_

Investment Securities (Details 1) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Loan maturity distribution by type and related interest rate
Available-for-sale Securities, Contractual Maturities, Less than one year, Value	$2,072	$2,082
Available-for-sale Securities, Contractual Maturities, Less than one year, Yield	0.68%	0.68%
Available-for-sale Securities, Contractual Maturities, One to Five Years, Value	1,001	1,387
Available-for-sale Securities, Contractual Maturities, One to Five Years, Yield	2.12%	2.14%
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Value	8,317	10,583
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Yield	2.92%	2.91%
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Value	37,136	40,972
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Yield	2.50%	2.54%
Investment securities available for sale, Value	48,526	55,024
Available-for-sale Securities, Contractual Securities, Yield Total	2.48%	2.54%
US Government agencies [Member]
Loan maturity distribution by type and related interest rate
Available-for-sale Securities, Contractual Maturities, Less than one year, Value
Available-for-sale Securities, Contractual Maturities, Less than one year, Yield
Available-for-sale Securities, Contractual Maturities, One to Five Years, Value	1,001	988
Available-for-sale Securities, Contractual Maturities, One to Five Years, Yield	2.12%	2.12%
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Value
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Yield
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Value	7,700	7,569
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Yield	2.43%	2.43%
Investment securities available for sale, Value	8,701	8,557
Available-for-sale Securities, Contractual Securities, Yield Total	2.39%	2.39%
SBA securities [Member]
Loan maturity distribution by type and related interest rate
Available-for-sale Securities, Contractual Maturities, Less than one year, Value
Available-for-sale Securities, Contractual Maturities, Less than one year, Yield
Available-for-sale Securities, Contractual Maturities, One to Five Years, Value
Available-for-sale Securities, Contractual Maturities, One to Five Years, Yield
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Value
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Yield
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Value	5,207	5,154
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Yield	1.86%	1.88%
Investment securities available for sale, Value	5,207	5,154
Available-for-sale Securities, Contractual Securities, Yield Total	1.86%	1.88%
States and Political Subdivisions [Member]
Loan maturity distribution by type and related interest rate
Available-for-sale Securities, Contractual Maturities, Less than one year, Value	2,072	2,082
Available-for-sale Securities, Contractual Maturities, Less than one year, Yield	0.68%	0.68%
Available-for-sale Securities, Contractual Maturities, One to Five Years, Value		399
Available-for-sale Securities, Contractual Maturities, One to Five Years, Yield		3.14%
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Value	7,068	8,465
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Yield	3.13%	3.23%
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Value	5,144	5,854
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Yield	2.93%	3.00%
Investment securities available for sale, Value	14,284	16,800
Available-for-sale Securities, Contractual Securities, Yield Total	2.69%	2.82%
Mortgage Backed Securities [Member]
Loan maturity distribution by type and related interest rate
Available-for-sale Securities, Contractual Maturities, Less than one year, Value
Available-for-sale Securities, Contractual Maturities, Less than one year, Yield
Available-for-sale Securities, Contractual Maturities, One to Five Years, Value
Available-for-sale Securities, Contractual Maturities, One to Five Years, Yield
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Value	1,249	2,118
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Yield	1.75%	1.66%
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Value	19,085	22,395
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Yield	2.59%	2.62%
Investment securities available for sale, Value	$20,334	$24,513
Available-for-sale Securities, Contractual Securities, Yield Total	2.54%	2.54%

Investment_Securities_Details_1

Investment Securities (Details 2) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	Investment	Investment
Summary of gross unrealized losses on investment securities and fair market value of related securities
Number of investments, Less than 12 months	6	3
Available-for-sale Securities, Less than 12 months, Fair Value	$13,069	$4,407
Available-for-sale Securities, Less than 12 Months, Unrealized losses	106	11
Number of investments, 12 months or longer	6	13
Available-for-sale Securities, 12 months or longer, Fair Value	7,471	20,967
Available-for-sale Securities, 12 Months or Longer, Unrealized losses	155	479
Number of investments, Total	12	16
Available-for-sale Securities, Fair Value, Total	20,540	25,374
Available-for-sale Securities, Unrealized Losses, Total	261	490
US Government agencies [Member]
Summary of gross unrealized losses on investment securities and fair market value of related securities
Number of investments, Less than 12 months	2
Available-for-sale Securities, Less than 12 months, Fair Value	7,699
Available-for-sale Securities, Less than 12 Months, Unrealized losses	85
Number of investments, 12 months or longer		2
Available-for-sale Securities, 12 months or longer, Fair Value		7,569
Available-for-sale Securities, 12 Months or Longer, Unrealized losses		215
Number of investments, Total	2	2
Available-for-sale Securities, Fair Value, Total	7,699	7,569
Available-for-sale Securities, Unrealized Losses, Total	85	215
SBA securities [Member]
Summary of gross unrealized losses on investment securities and fair market value of related securities
Number of investments, Less than 12 months
Available-for-sale Securities, Less than 12 months, Fair Value
Available-for-sale Securities, Less than 12 Months, Unrealized losses
Number of investments, 12 months or longer	2	2
Available-for-sale Securities, 12 months or longer, Fair Value	5,207	5,154
Available-for-sale Securities, 12 Months or Longer, Unrealized losses	128	182
Number of investments, Total	2	2
Available-for-sale Securities, Fair Value, Total	5,207	5,154
Available-for-sale Securities, Unrealized Losses, Total	128	182
States and Political Subdivisions [Member]
Summary of gross unrealized losses on investment securities and fair market value of related securities
Number of investments, Less than 12 months	2
Available-for-sale Securities, Less than 12 months, Fair Value	742
Available-for-sale Securities, Less than 12 Months, Unrealized losses	5
Number of investments, 12 months or longer	4	7
Available-for-sale Securities, 12 months or longer, Fair Value	2,264	3,488
Available-for-sale Securities, 12 Months or Longer, Unrealized losses	27	51
Number of investments, Total	6	7
Available-for-sale Securities, Fair Value, Total	3,006	3,488
Available-for-sale Securities, Unrealized Losses, Total	32	51
Mortgage Backed Securities [Member]
Summary of gross unrealized losses on investment securities and fair market value of related securities
Number of investments, Less than 12 months	2	3
Available-for-sale Securities, Less than 12 months, Fair Value	4,628	4,407
Available-for-sale Securities, Less than 12 Months, Unrealized losses	16	11
Number of investments, 12 months or longer		2
Available-for-sale Securities, 12 months or longer, Fair Value		4,756
Available-for-sale Securities, 12 Months or Longer, Unrealized losses		3
Number of investments, Total	2	5
Available-for-sale Securities, Fair Value, Total	4,628	9,163
Available-for-sale Securities, Unrealized Losses, Total	$16	$42

Investment_Securities_Details_2

Investment Securities (Details 3) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Other investments
Federal Home Loan Bank stock	$5,005	$6,020
Investment in Trust Preferred securities	403	403
Other investments	99	99
Other investments, Carrying Amount	$5,507	$6,522

Investment_Securities_Details_3

Investment Securities (Details Textual) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
	Investment	Investment
Investment Securities (Textual)
Number of investments, Less than 12 months	6	3
Number of investments, 12 months or longer	6	13
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	$5,800,000
Gain on sale of investment securities	259,000
Fair Market Value, less than 12 months	13,100,000
Fair Market Value,12 months or longer	7,500,000
Securities pledged as collateral for repurchase agreements from brokers	20,400,000	21,800,000
Securities pledged to secure client deposit	$12,000,000	$12,900,000

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Composition of loan portfolio
Total commercial loans	$605,073	$575,482
Total consumer loans	304,248	295,964
Total gross loans, net of deferred fees	909,321	871,446
Total gross loans, net of deferred fees, (Percentage)	100.00%	100.00%
Less allowance for loan losses	-12,241	-11,752
Total loans, net	897,080	859,694
Commercial [Member]
Composition of loan portfolio
Total commercial loans	605,073	575,482
Total commercial loans, (Percentage)	66.50%	66.00%
Total gross loans, net of deferred fees	605,073	575,482
Commercial [Member] | Owner occupied RE [Member]
Composition of loan portfolio
Total commercial loans	203,921	191,061
Total commercial loans, (Percentage)	22.40%	21.90%
Commercial [Member] | Non-owner occupied RE [Member]
Composition of loan portfolio
Total commercial loans	190,816	183,440
Total commercial loans, (Percentage)	21.00%	21.10%
Commercial [Member] | Construction [Member]
Composition of loan portfolio
Total commercial loans	48,172	50,995
Total commercial loans, (Percentage)	5.30%	5.80%
Commercial [Member] | Business [Member]
Composition of loan portfolio
Total commercial loans	162,164	149,986
Total commercial loans, (Percentage)	17.80%	17.20%
Consumer [Member]
Composition of loan portfolio
Total consumer loans	304,248	295,964
Total consumer loans, (Percentage)	33.50%	34.00%
Total gross loans, net of deferred fees	304,248	295,964
Consumer [Member] | Real estate [Member]
Composition of loan portfolio
Total consumer loans	153,517	146,859
Total consumer loans, (Percentage)	16.90%	16.90%
Consumer [Member] | Home equity [Member]
Composition of loan portfolio
Total consumer loans	95,321	95,629
Total consumer loans, (Percentage)	10.50%	11.00%
Consumer [Member] | Construction [Member]
Composition of loan portfolio
Total consumer loans	41,267	39,226
Total consumer loans, (Percentage)	4.50%	4.50%
Consumer [Member] | Other [Member]
Composition of loan portfolio
Total consumer loans	$14,143	$14,250
Total consumer loans, (Percentage)	1.60%	1.60%

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 1) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	$203,555	$203,121
Total gross loans, net of deferred fees, After one but within five years	402,891	371,209
Total gross loans, net of deferred fees, After five years	302,875	297,116
Total gross loans, net of deferred fees	909,321	871,446
Loans maturing after one year with fixed interest rates	525,938	494,058
Loans maturing after one year with floating interest rates	179,828	174,267
Commercial [Member]
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	149,640	155,096
Total gross loans, net of deferred fees, After one but within five years	323,842	293,556
Total gross loans, net of deferred fees, After five years	131,591	126,830
Total gross loans, net of deferred fees	605,073	575,482
Commercial [Member] | Owner occupied RE [Member]
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	21,496	20,737
Total gross loans, net of deferred fees, After one but within five years	106,695	98,110
Total gross loans, net of deferred fees, After five years	75,730	72,214
Total gross loans, net of deferred fees	203,921	191,061
Commercial [Member] | Non-owner occupied RE [Member]
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	44,866	46,718
Total gross loans, net of deferred fees, After one but within five years	113,925	104,402
Total gross loans, net of deferred fees, After five years	32,025	32,320
Total gross loans, net of deferred fees	190,816	183,440
Commercial [Member] | Construction [Member]
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	10,698	11,923
Total gross loans, net of deferred fees, After one but within five years	25,761	25,145
Total gross loans, net of deferred fees, After five years	11,713	13,927
Total gross loans, net of deferred fees	48,172	50,995
Commercial [Member] | Business [Member]
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	72,580	75,718
Total gross loans, net of deferred fees, After one but within five years	77,461	65,899
Total gross loans, net of deferred fees, After five years	12,123	8,369
Total gross loans, net of deferred fees	162,164	149,986
Consumer [Member]
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	53,915	48,025
Total gross loans, net of deferred fees, After one but within five years	79,049	77,653
Total gross loans, net of deferred fees, After five years	171,284	170,286
Total gross loans, net of deferred fees	304,248	295,964
Consumer [Member] | Real estate [Member]
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	26,051	21,571
Total gross loans, net of deferred fees, After one but within five years	42,622	41,549
Total gross loans, net of deferred fees, After five years	84,844	83,739
Total gross loans, net of deferred fees	153,517	146,859
Consumer [Member] | Home equity [Member]
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	4,685	5,645
Total gross loans, net of deferred fees, After one but within five years	28,491	28,394
Total gross loans, net of deferred fees, After five years	62,145	61,590
Total gross loans, net of deferred fees	95,321	95,629
Consumer [Member] | Construction [Member]
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	16,185	13,531
Total gross loans, net of deferred fees, After one but within five years	2,535	2,073
Total gross loans, net of deferred fees, After five years	22,547	23,622
Total gross loans, net of deferred fees	41,267	39,226
Consumer [Member] | Other [Member]
Loan maturity distribution by type and related interest rate
Total gross loans, net of deferred fees, One year or less	6,994	7,278
Total gross loans, net of deferred fees, After one but within five years	5,401	5,637
Total gross loans, net of deferred fees, After five years	1,748	1,335
Total gross loans, net of deferred fees	$14,143	$14,250

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	$605,073	$575,482
Outstanding consumer loans	304,248	295,964
Owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	203,921	191,061
Non-owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	190,816	183,440
Real estate [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	153,517	146,859
Home equity [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	95,321	95,629
Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	48,172	50,995
Outstanding consumer loans	41,267	39,226
Business [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	162,164	149,986
Other [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	14,143	14,250
Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	577,935	546,441
Outstanding consumer loans	297,026	288,393
Pass [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	198,503	184,158
Pass [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	180,577	173,711
Pass [Member] | Real estate [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	150,687	144,070
Pass [Member] | Home equity [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	91,100	91,084
Pass [Member] | Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	46,105	48,140
Outstanding consumer loans	41,267	39,226
Pass [Member] | Business [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	152,750	140,432
Pass [Member] | Other [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	13,972	14,013
Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	11,929	13,255
Outstanding consumer loans	3,906	4,360
Special Mention [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	3,796	5,035
Special Mention [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	3,351	3,376
Special Mention [Member] | Real estate [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	794	953
Special Mention [Member] | Home equity [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	2,976	3,268
Special Mention [Member] | Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	129	129
Outstanding consumer loans
Special Mention [Member] | Business [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	4,653	4,715
Special Mention [Member] | Other [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	136	139
Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	15,209	15,786
Outstanding consumer loans	3,316	3,211
Substandard [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	1,622	1,868
Substandard [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	6,888	6,353
Substandard [Member] | Real estate [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	2,036	1,836
Substandard [Member] | Home equity [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	1,245	1,277
Substandard [Member] | Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	1,938	2,726
Outstanding consumer loans
Substandard [Member] | Business [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	4,761	4,839
Substandard [Member] | Other [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	35	98
Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Outstanding consumer loans
Doubtful [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Doubtful [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Doubtful [Member] | Real estate [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Doubtful [Member] | Home equity [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Doubtful [Member] | Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Outstanding consumer loans
Doubtful [Member] | Business [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Doubtful [Member] | Other [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 3) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Total commercial loans	$605,073	$575,482
Total consumer loans	304,248	295,964
Commercial [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Current	598,247	569,907
30-59 days past due	892	84
60-89 days past due	751	401
Greater than 90 Days	5,183	5,090
Total commercial loans	605,073	575,482
Commercial [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Current	203,177	190,801
30-59 days past due	464
60-89 days past due
Greater than 90 Days	280	260
Total commercial loans	203,921	191,061
Commercial [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Current	187,072	180,577
30-59 days past due	129	49
60-89 days past due	60	246
Greater than 90 Days	3,555	2,568
Total commercial loans	190,816	183,440
Commercial [Member] | Construction [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Current	47,640	50,212
30-59 days past due
60-89 days past due	532
Greater than 90 Days		783
Total commercial loans	48,172	50,995
Commercial [Member] | Business [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Current	160,358	148,317
30-59 days past due	299	35
60-89 days past due	159	155
Greater than 90 Days	1,348	1,479
Total commercial loans	162,164	149,986
Consumer [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Current	302,777	294,146
30-59 days past due	689	40
60-89 days past due	137	133
Greater than 90 Days	645	645
Total consumer loans	304,248	295,964
Consumer [Member] | Real estate [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Current	152,458	146,362
30-59 days past due	602	40
60-89 days past due
Greater than 90 Days	457	457
Total consumer loans	153,517	146,859
Consumer [Member] | Home equity [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Current	94,919	95,311
30-59 days past due	84
60-89 days past due	130	130
Greater than 90 Days	188	188
Total consumer loans	95,321	95,629
Consumer [Member] | Construction [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Current	41,267	39,226
30-59 days past due
60-89 days past due
Greater than 90 Days
Total consumer loans	41,267	39,226
Consumer [Member] | Other [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs
Current	14,133	14,247
30-59 days past due	3
60-89 days past due	7	3
Greater than 90 Days
Total consumer loans	$14,143	$14,250

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 4) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Summary of nonperforming assets including nonaccruing TDRs
Nonaccruing troubled debt restructurings	$1,301	$1,147
Total nonaccrual loans, including nonaccruing TDRs	6,525	6,650
Other real estate owned	2,570	3,307
Total nonperforming assets	9,095	9,957
Nonperforming assets as a percentage of:
Total assets	0.85%	0.97%
Gross loans	1.00%	1.14%
Total loans over 90 days past due	5,828	5,735
Loans over 90 days past due and still accruing
Accruing troubled debt restructurings	8,336	8,562
Commercial [Member] | Owner occupied RE [Member]
Summary of nonperforming assets including nonaccruing TDRs
Total nonaccrual loans, including nonaccruing TDRs	280	322
Commercial [Member] | Non-owner occupied RE [Member]
Summary of nonperforming assets including nonaccruing TDRs
Total nonaccrual loans, including nonaccruing TDRs	3,167	2,344
Commercial [Member] | Construction [Member]
Summary of nonperforming assets including nonaccruing TDRs
Total nonaccrual loans, including nonaccruing TDRs		783
Commercial [Member] | Business [Member]
Summary of nonperforming assets including nonaccruing TDRs
Total nonaccrual loans, including nonaccruing TDRs	1,130	1,408
Consumer [Member] | Real estate [Member]
Summary of nonperforming assets including nonaccruing TDRs
Total nonaccrual loans, including nonaccruing TDRs	457	457
Consumer [Member] | Home equity [Member]
Summary of nonperforming assets including nonaccruing TDRs
Total nonaccrual loans, including nonaccruing TDRs	188	188
Consumer [Member] | Construction [Member]
Summary of nonperforming assets including nonaccruing TDRs
Total nonaccrual loans, including nonaccruing TDRs
Consumer [Member] | Other [Member]
Summary of nonperforming assets including nonaccruing TDRs
Total nonaccrual loans, including nonaccruing TDRs	$2	$1

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details 5) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Summary of key information for impaired loans
Unpaid Principal Balance	$19,182	$19,865
Impaired Loans	14,861	15,212
Impaired loans with related allowance for loan losses	10,151	10,636
Related allowance for loan losses	5,028	5,046
Commercial [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	16,908	17,588
Impaired Loans	12,587	12,935
Impaired loans with related allowance for loan losses	8,197	8,680
Related allowance for loan losses	3,944	3,960
Commercial [Member] | Owner occupied RE [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	1,079	1,122
Impaired Loans	1,079	1,122
Impaired loans with related allowance for loan losses	1,079	1,060
Related allowance for loan losses	373	371
Commercial [Member] | Non-owner occupied RE [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	9,219	5,813
Impaired Loans	5,308	4,522
Impaired loans with related allowance for loan losses	3,509	2,777
Related allowance for loan losses	918	801
Commercial [Member] | Construction [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	1,938	5,268
Impaired Loans	1,938	2,726
Impaired loans with related allowance for loan losses	532	1,315
Related allowance for loan losses	156	324
Commercial [Member] | Business [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	4,672	5,385
Impaired Loans	4,262	4,565
Impaired loans with related allowance for loan losses	3,077	3,528
Related allowance for loan losses	2,497	2,464
Consumer [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	2,274	2,277
Impaired Loans	2,274	2,277
Impaired loans with related allowance for loan losses	1,954	1,956
Related allowance for loan losses	1,084	1,086
Consumer [Member] | Real estate [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	1,706	1,620
Impaired Loans	1,706	1,620
Impaired loans with related allowance for loan losses	1,386	1,299
Related allowance for loan losses	672	585
Consumer [Member] | Home equity [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	346	347
Impaired Loans	346	347
Impaired loans with related allowance for loan losses	346	347
Related allowance for loan losses	190	191
Consumer [Member] | Construction [Member]
Summary of key information for impaired loans
Unpaid Principal Balance
Impaired Loans
Impaired loans with related allowance for loan losses
Related allowance for loan losses
Consumer [Member] | Other [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	222	310
Impaired Loans	222	310
Impaired loans with related allowance for loan losses	222	310
Related allowance for loan losses	$222	$310

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses (Details 6) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	$15,036	$16,477	$16,387
Recognized interest income	113	87	456
Commercial [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	12,761	13,900	13,760
Recognized interest income	98	71	380
Commercial [Member] | Owner occupied RE [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	1,101	1,930	1,568
Recognized interest income	22	2	47
Commercial [Member] | Non-owner occupied RE [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	4,915	5,417	5,693
Recognized interest income	22	15	104
Commercial [Member] | Construction [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	2,332	1,829	1,977
Recognized interest income	18	14	75
Commercial [Member] | Business [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	4,413	4,724	4,522
Recognized interest income	36	40	154
Consumer [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	2,275	2,577	2,627
Recognized interest income	15	16	76
Consumer [Member] | Real estate [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	1,663	2,092	2,094
Recognized interest income	11	12	53
Consumer [Member] | Home equity [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	346	264	251
Recognized interest income	2	2	10
Consumer [Member] | Construction [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment
Recognized interest income
Consumer [Member] | Other [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	266	221	282
Recognized interest income	$2	$2	$13

Loans_and_Allowance_for_Loan_L9

Loans and Allowance for Loan Losses (Details 7) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Summary of activity related to our allowance for loan losses
Balance, beginning of period	$11,752	$10,213
Provision for loan losses	625	1,000
Loan charge-offs	-145	-512
Loan recoveries	9	12
Net loan charge-offs	-136	-500
Balance, end of period	12,241	10,713
Net charge-offs to average loans (annualized)	0.06%	0.27%
Allowance for loan losses to gross loans	1.35%	1.38%
Allowance for loan losses to nonperforming loans	187.61%	120.99%
Commercial [Member] | Owner occupied RE [Member]
Summary of activity related to our allowance for loan losses
Balance, beginning of period	1,645	1,880
Provision for loan losses	259	13
Loan charge-offs
Loan recoveries
Net loan charge-offs
Balance, end of period	1,904	1,893
Commercial [Member] | Non-owner occupied RE [Member]
Summary of activity related to our allowance for loan losses
Balance, beginning of period	2,332	2,633
Provision for loan losses	295	780
Loan charge-offs	-78	-434
Loan recoveries	2
Net loan charge-offs	-76	-434
Balance, end of period	2,551	2,979
Commercial [Member] | Construction [Member]
Summary of activity related to our allowance for loan losses
Balance, beginning of period	614	397
Provision for loan losses	-149	4
Loan charge-offs
Loan recoveries
Net loan charge-offs
Balance, end of period	465	401
Commercial [Member] | Business [Member]
Summary of activity related to our allowance for loan losses
Balance, beginning of period	3,625	3,329
Provision for loan losses	183	43
Loan charge-offs	-66
Loan recoveries	7	11
Net loan charge-offs	-59	11
Balance, end of period	3,749	3,383
Consumer [Member] | Real estate [Member]
Summary of activity related to our allowance for loan losses
Balance, beginning of period	1,714	1,091
Provision for loan losses	109	151
Loan charge-offs
Loan recoveries
Net loan charge-offs
Balance, end of period	1,823	1,242
Consumer [Member] | Home equity [Member]
Summary of activity related to our allowance for loan losses
Balance, beginning of period	1,162	644
Provision for loan losses		82
Loan charge-offs		-76
Loan recoveries		1
Net loan charge-offs		-75
Balance, end of period	1,162	651
Consumer [Member] | Construction [Member]
Summary of activity related to our allowance for loan losses
Balance, beginning of period	236	99
Provision for loan losses	15	5
Loan charge-offs
Loan recoveries
Net loan charge-offs
Balance, end of period	251	104
Consumer [Member] | Other [Member]
Summary of activity related to our allowance for loan losses
Balance, beginning of period	424	140
Provision for loan losses	-87	-78
Loan charge-offs	-1	-2
Loan recoveries
Net loan charge-offs	-1	-2
Balance, end of period	$336	$60

Recovered_Sheet1

Loans and Allowance for Loan Losses (Details 8) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Allowance for loan losses and recorded investment in loans by impairment methodology
Allowance for loan losses, Individually evaluated	$5,028	$5,046
Allowance for loan losses, Collectively evaluated	7,213	6,706
Allowance for loan losses, Total	12,241	11,752
Recorded investment in loans, Individually evaluated	14,861	15,212
Recorded investment in loans, Collectively evaluated	894,460	856,234
Total gross loans, net of deferred fees	909,321	871,446
Commercial [Member]
Allowance for loan losses and recorded investment in loans by impairment methodology
Allowance for loan losses, Individually evaluated	3,944	3,960
Allowance for loan losses, Collectively evaluated	4,725	4,256
Allowance for loan losses, Total	8,669	8,216
Recorded investment in loans, Individually evaluated	12,587	12,935
Recorded investment in loans, Collectively evaluated	592,486	562,547
Total gross loans, net of deferred fees	605,073	575,482
Consumer [Member]
Allowance for loan losses and recorded investment in loans by impairment methodology
Allowance for loan losses, Individually evaluated	1,084	1,086
Allowance for loan losses, Collectively evaluated	2,488	2,450
Allowance for loan losses, Total	3,572	3,536
Recorded investment in loans, Individually evaluated	2,274	2,277
Recorded investment in loans, Collectively evaluated	301,974	293,687
Total gross loans, net of deferred fees	$304,248	$295,964

Recovered_Sheet2

Loans and Allowance for Loan Losses (Details Textual) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified
Loan and Allowance For Loan Losses (Textual)
Net of deferred loan fees and costs	$1.80	$1.80
Part of loans of 30 days or More past due as a percentage of total loan portfolio	0.91%	0.73%
Commercial [Member]
Loan and Allowance For Loan Losses (Textual)
Part of loans of 30 days or More past due as a percentage of total loan portfolio	0.75%	0.64%
Consumer [Member]
Loan and Allowance For Loan Losses (Textual)
Part of loans of 30 days or More past due as a percentage of total loan portfolio	0.16%	0.09%

Troubled_Debt_Restructurings_D

Troubled Debt Restructurings (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
	Investment	Investment
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed concession
Reduced or deferred payments
Converted to interest only		1
Maturity date extensions	1	3
Total number of loans	1	4
Pre-modification outstanding recorded investment	$58	$504
Post-modification outstanding recorded investment	58	505
Commercial [Member] | Owner occupied [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed concession
Reduced or deferred payments
Converted to interest only
Maturity date extensions
Total number of loans
Pre-modification outstanding recorded investment
Post-modification outstanding recorded investment
Commercial [Member] | Non-owner occupied [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed concession
Reduced or deferred payments
Converted to interest only
Maturity date extensions	1	1
Total number of loans	1	1
Pre-modification outstanding recorded investment	58	49
Post-modification outstanding recorded investment	58	49
Commercial [Member] | Construction [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed concession
Reduced or deferred payments
Converted to interest only
Maturity date extensions
Total number of loans
Pre-modification outstanding recorded investment
Post-modification outstanding recorded investment
Commercial [Member] | Business [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed concession
Reduced or deferred payments
Converted to interest only
Maturity date extensions		2
Total number of loans		2
Pre-modification outstanding recorded investment		339
Post-modification outstanding recorded investment		340
Consumer [Member] | Real estate [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed concession
Reduced or deferred payments
Converted to interest only		1
Maturity date extensions
Total number of loans		1
Pre-modification outstanding recorded investment		116
Post-modification outstanding recorded investment		116
Consumer [Member] | Home equity [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed concession
Reduced or deferred payments
Converted to interest only
Maturity date extensions
Total number of loans
Pre-modification outstanding recorded investment
Post-modification outstanding recorded investment
Consumer [Member] | Construction [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed concession
Reduced or deferred payments
Converted to interest only
Maturity date extensions
Total number of loans
Pre-modification outstanding recorded investment
Post-modification outstanding recorded investment
Consumer [Member] | Other [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed concession
Reduced or deferred payments
Converted to interest only
Maturity date extensions
Total number of loans
Pre-modification outstanding recorded investment
Post-modification outstanding recorded investment

Troubled_Debt_Restructurings_D1

Troubled Debt Restructurings (Details 1) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
	Investment	Investment
Summary of TDRs past due more than 60 days and subsequently defaulted
Number of loans		3
Recorded investment		$3,455
Commercial [Member] | Owner occupied RE [Member]
Summary of TDRs past due more than 60 days and subsequently defaulted
Number of loans
Recorded investment
Commercial [Member] | Non-owner occupied RE [Member]
Summary of TDRs past due more than 60 days and subsequently defaulted
Number of loans		2
Recorded investment		3,357
Commercial [Member] | Construction [Member]
Summary of TDRs past due more than 60 days and subsequently defaulted
Number of loans
Recorded investment
Commercial [Member] | Business [Member]
Summary of TDRs past due more than 60 days and subsequently defaulted
Number of loans		1
Recorded investment		98
Consumer [Member] | Construction [Member]
Summary of TDRs past due more than 60 days and subsequently defaulted
Number of loans
Recorded investment
Consumer [Member] | Real estate [Member]
Summary of TDRs past due more than 60 days and subsequently defaulted
Number of loans
Recorded investment
Consumer [Member] | Home equity [Member]
Summary of TDRs past due more than 60 days and subsequently defaulted
Number of loans
Recorded investment
Consumer [Member] | Other [Member]
Summary of TDRs past due more than 60 days and subsequently defaulted
Number of loans
Recorded investment

Troubled_Debt_Restructurings_D2

Troubled Debt Restructurings (Details Textual) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	Investment	Investment
Troubled Debt Restructurings (Textual)
Total number of loans classified under troubled debt restructurings (TDRs)	37	37
Total sum of loans classified as troubled debt restructurings (TDRs)	$9.60	$9.70
Number of months previous loan payment defaulted	12 month period

Fair_Value_Accounting_Details

Fair Value Accounting (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Securities available for sale:
Mortgage-backed securities	$5,800
Fair Value, Measurements, Recurring [Member]
Securities available for sale:
US Government agencies	8,701	8,557
SBA securities	5,207	5,154
State and political subdivisions	14,284	16,800
Mortgage-backed securities	20,334	24,513
Total assets measured at fair value on a recurring basis	48,526	55,024
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale:
US Government agencies
SBA securities
State and political subdivisions
Mortgage-backed securities
Total assets measured at fair value on a recurring basis
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale:
US Government agencies	8,701	8,557
SBA securities	5,207	5,154
State and political subdivisions	14,284	16,800
Mortgage-backed securities	20,334	24,513
Total assets measured at fair value on a recurring basis	48,526	55,024
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale:
US Government agencies
SBA securities
State and political subdivisions
Mortgage-backed securities
Total assets measured at fair value on a recurring basis

Fair_Value_Accounting_Details_

Fair Value Accounting (Details 1) (Fair Value, Measurements, Nonrecurring [Member], USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Schedule of assets and liabilities measured on a nonrecurring basis
Impaired loans	$9,833	$10,166
Other real estate owned	2,570	3,307
Total assets measured at fair value on a nonrecurring basis	12,403	13,473
Fair Value, Inputs, Level 1 [Member]
Schedule of assets and liabilities measured on a nonrecurring basis
Impaired loans
Other real estate owned
Total assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member]
Schedule of assets and liabilities measured on a nonrecurring basis
Impaired loans	9,465	9,461
Other real estate owned	2,303	3,040
Total assets measured at fair value on a nonrecurring basis	11,768	12,501
Fair Value, Inputs, Level 3 [Member]
Schedule of assets and liabilities measured on a nonrecurring basis
Impaired loans	368	705
Other real estate owned	267	267
Total assets measured at fair value on a nonrecurring basis	$635	$972

Fair_Value_Accounting_Details_1

Fair Value Accounting (Details 2)	3 Months Ended
	Mar. 31, 2015
Impaired loans [Member]
Schedule of unobservable inputs used in the fair value measurements
Valuation Technique	Appraised Value/ Discounted Cash Flows
Significant Unobservable Inputs	Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal
Impaired loans [Member] | Maximum [Member]
Schedule of unobservable inputs used in the fair value measurements
Range of Inputs	25.00%
Impaired loans [Member] | Minimum [Member]
Schedule of unobservable inputs used in the fair value measurements
Range of Inputs	0.00%
Other real estate owned [Member]
Schedule of unobservable inputs used in the fair value measurements
Valuation Technique	Appraised Value/ Comparable Sales
Significant Unobservable Inputs	Discounts to appraisals for estimated holding or selling costs
Other real estate owned [Member] | Maximum [Member]
Schedule of unobservable inputs used in the fair value measurements
Range of Inputs	25.00%
Other real estate owned [Member] | Minimum [Member]
Schedule of unobservable inputs used in the fair value measurements
Range of Inputs	0.00%

Fair_Value_Accounting_Details_2

Fair Value Accounting (Details 3) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets:
Cash and cash equivalents, Carrying Amount	$51,724	$41,264	$42,499	$39,203
Other investments, Carrying Amount	5,507	6,522
Loans held for sale, Carrying Amount	14,844	11,765
Loans, net, Carrying Amount	897,080	859,694
Cash and cash equivalents, Fair Value	51,724	41,264
Other investments, at cost, Fair Value	5,507	6,522
Loans held for sale, Fair Value	14,844	11,765
Loans, net, Fair Value	897,167	860,215
Financial Liabilities:
Deposits, Carrying Amount	850,310	788,907
FHLB and other borrowings, Carrying Amount	115,200	135,200
Junior subordinated debentures, Carrying Amount	13,403	13,403
Deposits, Fair Value	811,377	748,497
FHLB and other borrowings, Fair Value	123,660	144,156
Junior subordinated debentures, Fair Value	6,888	6,823
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Financial Assets:
Cash and cash equivalents, Fair Value	51,724	41,264
Other investments, at cost, Fair Value
Loans held for sale, Fair Value
Loans, net, Fair Value
Financial Liabilities:
Deposits, Fair Value
FHLB and other borrowings, Fair Value
Junior subordinated debentures, Fair Value
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Financial Assets:
Cash and cash equivalents, Fair Value
Other investments, at cost, Fair Value
Loans held for sale, Fair Value	14,844	11,765
Loans, net, Fair Value	9,465	9,461
Financial Liabilities:
Deposits, Fair Value	811,377	748,497
FHLB and other borrowings, Fair Value	123,660	144,156
Junior subordinated debentures, Fair Value	6,888	6,823
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Financial Assets:
Cash and cash equivalents, Fair Value
Other investments, at cost, Fair Value	5,507	6,522
Loans held for sale, Fair Value
Loans, net, Fair Value	887,702	850,754
Financial Liabilities:
Deposits, Fair Value
FHLB and other borrowings, Fair Value
Junior subordinated debentures, Fair Value

Fair_Value_Accounting_Details_3

Fair Value Accounting (Details Textual)	3 Months Ended
	Mar. 31, 2015
Fair Value Accounting (Textual)
Percentage of loans collateralize by real estate	More than 80

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Numerator:
Net income	$2,028	$1,250
Less: Preferred stock dividend		193
Net income available to common shareholders	$2,028	$1,057
Denominator:
Weighted-average common shares outstanding - basic	6,225,252	4,610,089
Common stock equivalents	289,621	267,359
Weighted-average common shares outstanding - diluted	6,514,873	4,877,448
Earnings per common share:
Basic	$0.33	$0.23
Diluted	$0.31	$0.22

Earnings_Per_Common_Share_Deta1

Earnings Per Common Share (Details Textual)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Common Share (Textual)
Antidilutive securities excluded from computation of earnings per share, amount	170,875	114,124