Peoples Bancorp of North Carolina (PEBK) 10-Q2020 Q1 Quarterly report

Filed: 8 May 20, 2:10pm

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New words: abated, add, administered, Aid, aimed, ALLL, ambiguity, announced, appointment, arisen, automatically, broad, categorize, cautionary, cease, China, cleaning, close, closed, commerce, concentrated, confidence, confirm, costly, criteria, critical, curtailed, curtailment, damage, declaration, declared, deem, deficiency, deny, designed, digital, dislocation, distancing, distribution, downgraded, dynamic, earmarked, economy, employee, enacted, encouraged, endure, enroll, essential, exhausted, expanded, eXtensible, facilitate, Facilitation, facility, forbearance, Force, forward, furloughed, global, globally, governmental, Governor, hard, harm, health, hospitality, hotel, Interagency, isolate, job, Joint, Language, larger, led, lender, Main, maintenance, mandatory, manner, mobile, MSELF, MSNLF, Municipal, newly, noncompliance, occur, occurrence, online, onset, outbreak, outcome, pandemic, passed, passing, paycheck, people, percent, personnel, physical, PPP, predict, President, produce, promote, prudent, prudently, Reform, remote, remotely, removing, reopen, reopened, reputation, reputational, restaurant, round, SBA, schedule, Secondary, shelter, short, social, stay, Street, struggling, suitable, Task, temporarily, theworld, timeframe, tranche, travel, trillion, triple, Trump, unanticipated, unavailability, uncertain, unknown, unprecedented, unsecured, upsized, variety, website, work, working, World, York

Removed: award, challenge, Improving

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EXHIBIT (32)

PEOPLES BANCORP OF NORTH CAROLINA, INC.

Certification of Periodic Financial Report

Pursuant to 18 U.S.C. Section 1350

Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, each of the undersigned officers of Peoples Bancorp of North Carolina, Inc. (the “Company”) certifies that the Quarterly Report on Form 10-Q of the Company for the quarter ended March 31, 2020 fully complies with the requirements of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934 and information contained in that Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of the Company.



Date: May 8, 2020	By:	/s/ Lance A. Sellers
		Lance A. Sellers
		Chief Executive Officer



Date: May 8, 2020	By:	/s/ A. Joseph Lampron, Jr.
		A. Joseph Lampron, Jr.
		Executive Vice President and Chief Financial Officer (Principal Financial and Principal Accounting Officer)

*This certification is made solely for purpose of 18 U.S.C. Section 1350, subject to the knowledge standard contained therein, and not for any other purpose.