Exhibit 16.1
McGladrey & Pullen, L.L.P.
Certified Public Accountants
April 8, 2009
Securities and Exchange Commission
Washington, D.C. 20549
Commissioners:
We have read M&F Bancorp, Inc.’s statements included under Item 4.01 of its Form 8-K for April 8, 2009, and we agree with such statements concerning our Firm.
/s/ McGladrey & Pullen, LLP
McGladrey & Pullen, LLP