Patriot National Bancorp (PNBK) 10-Q 12 May 15 2015 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2015	Apr. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	PATRIOT NATIONAL BANCORP INC
Document Type	10-Q
Current Fiscal Year End Date	-19
Entity Common Stock, Shares Outstanding		3,953,949
Amendment Flag	FALSE
Entity Central Index Key	1098146
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Smaller Reporting Company
Entity Well-known Seasoned Issuer	No
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1

Consolidated_Balance_Sheets_Cu

Consolidated Balance Sheets (Current Period Unaudited) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
Cash and due from banks:
Noninterest bearing deposits and cash	$2,080		$2,095
Interest bearing deposits	63,878		71,163
Total cash and cash equivalents	65,958		73,258
Securities:
Available for sale securities, at fair value (Note 2)	32,738		33,682
Other Investments	4,450		4,450
Federal Reserve Bank stock, at cost	2,020		2,058
Federal Home Loan Bank stock, at cost	6,628		6,628
Total securities	45,836		46,818
Loans receivable (net of allowance for loan losses: 2015: $5,193 2014: $4,924) (Note 3)	494,166		471,984
Accrued interest and dividends receivable	1,974		1,918
Premises and equipment, net	23,056		22,357
Deferred tax asset (Note 6)	14,621		14,926
Other assets	1,495		1,363
Total assets	647,106		632,624
Deposits (Note 4):
Noninterest bearing deposits	70,331		63,398
Interest bearing deposits	386,776		379,635
Total deposits	457,107		443,033
Federal Home Loan Bank borrowings	120,000		120,000
Junior subordinated debt owed to unconsolidated trust	8,248		8,248
Accrued expenses and other liabilities	2,450		2,608
Total liabilities	587,805		573,889
Commitments and Contingencies (Note 9)
Shareholders' equity (1) (Note 7)
Preferred stock, no par value; 1,000,000 shares authorized, no shares issued and outstanding
3,953,949 shares outstanding. 2014 : 3,952,179 shares issued; 3,951,009 shares outstanding	396	[1]	395	[1]
Additional paid-in capital (Note 5)	105,865	[1]	105,752	[1]
Accumulated deficit	-46,686	[1]	-46,975	[1]
Less: Treasury stock, at cost: 2015 and 2014, 1,170 shares	-160	[1]	-160	[1]
Accumulated other comprehensive loss (Note 8)	-114	[1]	-277	[1]
Total shareholders' equity	59,301	[1]	58,735	[1]
Total liabilities and shareholders' equity	$647,106	[1]	$632,624	[1]
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Consolidated_Balance_Sheets_Cu1

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
Net of allowance for loan losses (in Dollars)	$5,193		$4,924
Preferred stock, shares authorized	1,000,000		1,000,000
Preferred stock, shares issued	0		0
Preferred stock, shares outstanding	0		0
Preferred stock, par value (in Dollars per share)	$0		$0
Common stock, par value (in Dollars per share)	$0.01	[1]	$0.01	[1]
Common stock, shares authorized	100,000,000	[1]	100,000,000	[1]
Common stock, shares issued	3,955,119	[1]	3,952,179	[1]
Common stock, shares outstanding	3,953,949	[1]	3,951,009	[1]
Treasury stock, shares	1,170	[1]	1,170	[1]
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Consolidated_Statements_of_Ope

Consolidated Statements of Operations [Unaudited] (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015		Dec. 31, 2014
Interest and Dividend Income
Interest and fees on loans	$5,546,000		$4,691,000
Interest on investment securities	116,000		135,000
Dividends on investment securities	57,000		41,000
Other interest income	29,000		12,000
Total interest and dividend income	5,748,000		4,879,000
Interest Expense
Interest on deposits	529,000		637,000
Interest on Federal Home Loan Bank borrowings	71,000		33,000
Interest on subordinated debt	71,000		200,000
Total interest expense	671,000		870,000
Net interest income	5,077,000		4,009,000
Provision for Loan Losses	250,000
Net interest income after provision for loan losses	4,827,000		4,009,000
Non-Interest Income
Loan application, inspection & processing fees	50,000		66,000
Fees and service charges	174,000		219,000
Earnings on cash surrender value of life insurance			121,000
Other income	170,000		187,000
Total non-interest income	394,000		593,000
Non-Interest Expense
Salaries and benefits	2,344,000		1,971,000
Occupancy and equipment expense	955,000		922,000
Data processing expense	250,000		250,000
Advertising and promotional expenses	50,000		51,000
Professional and other outside services	569,000		471,000
Loan administration and processing expenses	22,000		17,000
Regulatory assessments	154,000		230,000
Insurance expense	81,000		97,000
Other real estate operations			16,000
Material and communications	81,000		93,000
Other operating expenses	225,000		165,000
Total non-interest expense	4,731,000		4,283,000
Income before income taxes	490,000		319,000
Provision for income taxes	201,000
Net income	$289,000		$319,000
Basic and diluted income per share (1) (in Dollars per share)	$0.07	[1]	$0.08	[1]
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Net income	$289,000	$319,000
Unrealized holding gains on available for sale securities arising during the period, net of taxes	163,000	393,000
Total comprehensive income	$452,000	$712,000

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity [Unaudited] (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	AOCI Attributable to Parent [Member]	Total
Beginning balance at Dec. 31, 2013	$388,000	$105,484,000	($62,684,000)	($160,000)	($1,187,000)	$41,841,000
Net income (loss)			319,000			319,000
Other comprehensive income					393,000	393,000
Share-based compensation expense		59,000				59,000
Issuance of restricted stock	3,000	-3,000
Ending balance at Mar. 31, 2014	391,000	105,540,000	-62,365,000	-160,000	-794,000	42,612,000
Beginning balance at Dec. 31, 2014	395,000	105,752,000	-46,975,000	-160,000	-277,000	58,735,000	[1]
Net income (loss)			289,000			289,000
Other comprehensive income					163,000	163,000
Share-based compensation expense		114,000				114,000
Issuance of restricted stock	1,000	-1,000
Ending balance at Mar. 31, 2015	$396,000	$105,865,000	($46,686,000)	($160,000)	($114,000)	$59,301,000	[1]
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows [Unaudited] (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Net income	$289,000	$319,000
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of investment premiums	58,000	66,000
Amortization and accretion of purchase loan premiums and discounts, net	127,000	18,000
Provision for loan losses	250,000
Earnings on cash surrender value of life insurance		-121,000
Depreciation and amortization	246,000	293,000
Share-based compensation	114,000	59,000
Deferred income taxes	201,000
Changes in assets and liabilities:
Decrease (increase) in net deferred loan costs	139,000	-13,000
Increase in accrued interest and dividends receivable	-56,000	-12,000
Increase in other assets	-132,000	-58,000
Decrease in accrued expenses and other liabilities	-158,000	-296,000
Net cash provided by operating activities	1,078,000	255,000
Cash Flows from Investing Activities:
Principal repayments on available for sale securities	1,153,000	1,213,000
Redemptions of Federal Reserve Bank stock	38,000
(Increase) decrease in loans	-22,698,000	3,020,000
Purchase of other real estate owned		-264,000
Purchase of bank premises and equipment, net	-945,000	-98,000
Net cash (used in) provided by investing activities	-22,452,000	3,871,000
Cash Flows from Financing Activities:
Net increase (decrease) in deposits	14,074,000	-2,235,000
Increase in FHLB borrowings		23,000,000
Net cash provided by financing activities	14,074,000	20,765,000
Net (decrease) increase in cash and cash equivalents	-7,300,000	24,891,000
Cash and Cash Equivalents:
Beginning	73,258,000	34,866,000
Ending	65,958,000	59,757,000
Supplemental Disclosures of Cash Flow Information
Interest paid	586,000	669,000
Income taxes paid	$3,000

Note_1_Basis_of_Financial_Stat

Note 1 - Basis of Financial Statement Presentation	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Basis of Accounting [Text Block]	Note 1: Basis of Financial Statement Presentation
	The Consolidated Balance Sheet at December 31, 2014 has been derived from the audited financial statements of Patriot National Bancorp, Inc. (“Bancorp” or the “Company”) at that date, but does not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.
	The accompanying unaudited financial statements and related notes have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been omitted. The accompanying consolidated financial statements and related notes should be read in conjunction with the previously filed audited financial statements of Bancorp and notes thereto for the year ended December 31, 2014.
	The information furnished reflects, in the opinion of management, all normal recurring adjustments necessary for a fair presentation of the results for the interim periods presented. The results of operations for the three months ended March 31, 2015 are not necessarily indicative of the results of operations that may be expected for the remainder of 2015.

Note_2_Investment_Securities

Note 2 - Investment Securities	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 2: Investment Securities
	The amortized cost, gross unrealized losses and approximate fair values of available-for-sale securities at March 31, 2015 and December 31, 2014 are as follows:
				Gross
	(in thousands)	Amortized		Unrealized			Fair
		Cost		Losses			Value
	March 31, 2015:
	U.S. Government agency bonds	$	7,500	$	(4	)	$	7,496
	U. S. Government agency mortgage-backed securities		16,424		(148	)		16,276
	Corporate bonds		9,000		(34	)		8,966
		$	32,924	$	(186	)	$	32,738
	December 31, 2014:
	U. S. Government agency bonds	$	7,500	$	(91	)	$	7,409
	U. S. Government agency mortgage-backed securities		17,635		(298	)		17,337
	Corporate bonds		9,000		(64	)		8,936
		$	34,135	$	(453	)	$	33,682
	There were no purchases or sales of available-for-sale securities in 2014 and 2015.
	The following table presents the gross unrealized loss and fair value of Bancorp’s available-for-sale securities, aggregated by the length of time the individual securities have been in a continuous loss position, at March 31, 2015 and December 31, 2014:
		Less Than 12 Months					12 Months or More						Total
	(in thousands)	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	March 31, 2015:
	U.S. Government agency bonds	$	4,996	$	(4	)	$	-		$	-		$	4,996	$	(4	)
	U. S. Government agency mortgage - backed securities		3,460		(11	)		12,816			(137	)		16,276		(148	)
	Corporate bonds		-		-			8,966			(34	)		8,966		(34	)
	Totals	$	8,456	$	(15	)	$	21,782		$	(171	)	$	30,238	$	(186	)
	December 31, 2014:
	U. S. Government agency bonds	$	-	$	-		$	7,409		$	(91	)	$	7,409	$	(91	)
	U. S. Government agency mortgage - backed securities		-		-			17,337			(298	)		17,337		(298	)
	Corporate bonds		-		-			8,936			(64	)		8,936		(64	)
	Totals	$	-	$	-		$	33,682		$	(453	)	$	33,682	$	(453	)
	At March 31, 2015, ten of eleven available-for-sale securities had unrealized holding losses with aggregate depreciation of 0.6% from the amortized cost. At December 31, 2014, all eleven securities had unrealized losses with aggregate depreciation of 1.3% from the amortized cost.
	Bancorp performs a quarterly analysis of those securities that are in an unrealized loss position to determine if those losses qualify as other-than-temporary impairments. This analysis considers the following criteria in its determination: the ability of the issuer to meet its obligations, management’s plans and ability to maintain its investment in the security, the length of time and the amount by which the security has been in a loss position, the interest rate environment, the general economic environment and prospects or projections for improvement or deterioration.
	Management believes that none of the unrealized losses on available-for-sale securities noted above are other than temporary due to the fact that they relate to market interest rate changes on U.S. Government agency debt, corporate debt and mortgage-backed securities issued by U.S. Government agencies. Management considers the issuers of the securities to be financially sound, the corporate bonds are investment grade and the Company expects to receive all contractual principal and interest related to these investments. Because the Company does not intend to sell the investments, and it is not more-likely-than-not that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be at maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2015.
	The amortized cost and fair value of available-for-sale debt securities at March 31, 2015 by contractual maturity are presented below. Actual maturities of mortgage-backed securities may differ from contractual maturities because the mortgages underlying the securities may be prepaid without any penalties. Because mortgage-backed securities are not due at a single maturity date, they are not included in the maturity categories in the following summary:
							Gross
	(in thousands)						Unrealized
		Amortized Cost		Fair Value			Losses
	Maturity:
	Corporate bonds 5 to 10 years	$	9,000	$	8,966		$	(34	)
	U.S. Government agency bonds < 5 years		2,500		2,500			-
	U.S. Government agency bonds 5 to 10 years		5,000		4,996			(4	)
	U.S. Government agency mortgage-backed securities		16,424		16,276			(148	)
	Total	$	32,924	$	32,738		$	(186	)
	At March 31, 2015 and December 31, 2014, securities of $6.8 million and $7.4 million were pledged with the Federal Reserve Bank of New York to secure municipal deposits.

Note_3_Loans_Receivable_and_Al

Note 3 - Loans Receivable and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 3: Loans Receivable and Allowance for Loan Losses
	A summary of the Company’s loan portfolio at March 31, 2015 and December 31, 2014 is as follows:
	(in thousands)		March 31,			December 31,
			2015			2014
	Commercial		$	52,476		$	53,973
	Commercial Real Estate			281,387			254,505
	Construction			7,024			3,096
	Construction to permanent			9,988			10,627
	Residential			102,521			108,543
	Consumer			45,963			46,164
	Total Loans			499,359			476,908
	Allowance for loan losses			(5,193	)		(4,924	)
	Loans receivable, net		$	494,166		$	471,984
	The Company's lending activities are conducted principally in Fairfield and New Haven Counties in Connecticut and Westchester County in New York. The Company originates commercial real estate loans, commercial business loans, construction loans and a variety of consumer loans. In addition, the Company previously had originated loans on residential real estate. All residential and commercial mortgage loans are collateralized primarily by first or second mortgages on real estate. The ability and willingness of borrowers to satisfy their loan obligations is dependent to some degree on the status of the regional economy as well as upon the regional real estate market. Accordingly, the ultimate collectability of a substantial portion of the loan portfolio and the recovery of a substantial portion of any resulting real estate acquired is susceptible to changes in market conditions.
	The Company has established credit policies applicable to each type of lending activity in which it engages, evaluates the creditworthiness of each customer and, in most cases, extends credit of up to 75% of the market value of the collateral for commercial real estate at the date of the credit extension depending on the Company's evaluation of the borrowers' creditworthiness and type of collateral and up to 80% for multi–family real estate. In the case of construction loans, the maximum loan-to-value is 75% of the “as completed” appraised value. The appraised value of collateral is monitored on an ongoing basis and additional collateral is requested when warranted. Real estate is the primary form of collateral. Other important forms of collateral are accounts receivable, inventory, other business assets, marketable securities and time deposits.
	Risk characteristics of the Company’s portfolio classes include the following:
	Commercial Real Estate Loans – In underwriting commercial real estate loans, the Company evaluates both the prospective borrower’s ability to make timely payments on the loan and the value of the property securing the loans. Repayment of such loans may be negatively impacted should there be a substantial decline in the value of the property securing the loan or decline in general economic conditions. Where the owner occupies the property, the Company also evaluates the business ability to repay the loan on a timely basis. In addition, the Company may require personal guarantees, lease assignments and/or the guarantee of the operating company when the property is owner occupied.
	Commercial and Industrial Loans – The Company’s commercial and industrial loan portfolio consists primarily of commercial business loans and lines of credit to businesses and professionals. These loans are usually made to finance accounts receivable, the purchase of inventory or new or used equipment and for other short or long-term working capital purposes. These loans are generally secured by business assets, but are also occasionally offered on an unsecured basis. In granting this type of loan, the Company primarily looks to the borrower’s cash flow as the source of repayment with collateral and personal guarantees when obtained, as a secondary source. Payments on such loans are often dependent upon the successful operation of the underlying business. Repayment of such loans may therefore be negatively impacted by adverse changes in economic conditions, management’s inability to effectively manage the business, claims of others against the borrower’s assets which may take priority over the Company’s claims against assets, death or disability of the borrower or loss of market share for the borrower’s products or services.
	Residential Real Estate Loans – Home equity loans secured by real estate properties are offered by the Company. The Company no longer offers residential mortgages, having exited this business in 2013. Repayment of residential real estate loans may be negatively impacted should the borrower have financial difficulties, should there be a significant decline in the value of the property securing the loan or should there be a decline in general economic conditions.
	Construction Loans – Construction loans are short-term loans (generally up to 18 months) secured by land for either residential or commercial development. The loans are generally made for acquisition and improvements. Funds are disbursed as phases of construction are completed. Construction loans are generally personally guaranteed by the principal(s). Repayment of such loans may be negatively impacted by the builders’ inability to complete construction, by a downturn in the new construction market, by a significant increase in interest rates or by a decline in general economic conditions.
	Other/Consumer Loans – The Company also offers installment loans, credit cards, consumer overdraft and home equity lines of credit to individuals.  Repayments of such loans are often dependent on the personal income of the borrower which may be negatively impacted by adverse changes in economic conditions. The Company does not place a high emphasis on originating these types of loans.
	The Company does not have any lending programs commonly referred to as subprime lending. Subprime lending generally targets borrowers with weakened credit histories typically characterized by payment delinquencies, previous charge-offs, judgments, bankruptcies, or borrowers with questionable repayment capacity as evidenced by low credit scores or high debt-burdened ratios.
	The following table sets forth activity in our allowance for loan losses, by loan type, for the three months ended March 31, 2015. The following table also details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
	(in thousands)
	Three months ended March 31, 2015		Commercial			Commercial Real Estate			Construction		Construction			Residential			Consumer			Unallocated		Total
											to Permanent
	Allowance for loan losses:
	Beginning Balance		$	1,918		$	1,419		$	63	$	215		$	831		$	478		$	-	$	4,924
	Charge-offs			-			-			-		-			(3	)		(7	)		-		(10	)
	Recoveries			16			-			-		5			-			8			-		29
	Provision			(637	)		605			159		(29	)		(98	)		232			18		250
	Ending Balance		$	1,297		$	2,024		$	222	$	191		$	730		$	711		$	18	$	5,193
	Ending balance: individually evaluated for impairment		$	-		$	-		$	-	$	-		$	-		$	-		$	-	$	-
	Ending balance: collectively evaluated for impairment			1,297			2,024			222		191			730			711			18		5,193
	Total Allowance for Loan Losses		$	1,297		$	2,024		$	222	$	191		$	730		$	711		$	18	$	5,193
	31-Mar-15
	Total Loans ending balance		$	52,476		$	281,387		$	7,024	$	9,988		$	102,521		$	45,963		$	-	$	499,359
	Ending balance: individually evaluated for impairment		$	-		$	8,272		$	-	$	-		$	3,406		$	552		$	-	$	12,230
	Ending balance: collectively evaluated for impairment		$	52,476		$	273,115		$	7,024	$	9,988		$	99,115		$	45,411		$	-	$	487,129
	The following table sets forth activity in our allowance for loan losses, by loan type, for the three months ended March 31, 2014. The following table also details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
	(in thousands)
	Three months ended March 31, 2014		Commercial			Commercial Real Estate			Construction		Construction			Residential			Consumer			Unallocated		Total
											to Permanent
	Allowance for loan losses:
	Beginning Balance		$	2,285		$	1,585		$	260	$	25		$	795		$	534		$	197	$	5,681
	Charge-offs			(9	)		-			-		-			(178	)		(30	)		-		(217	)
	Recoveries			-			-			-		-			15			1			-		16
	Provision			95			(265	)		-		9			72			34			55	$	-
	Ending Balance		$	2,371		$	1,320		$	260	$	34		$	704		$	539		$	252	$	5,480
	Ending balance: individually evaluated for impairment		$	1,500		$	17		$	260	$	-		$	21		$	2		$	-	$	1,800
	Ending balance: collectively evaluated for impairment			871			1,303			-		34			683			537			252		3,680
	Total Allowance for Loan Losses		$	2,371		$	1,320		$	260	$	34		$	704		$	539		$	252	$	5,480
	31-Mar-14
	Total Loans ending balance		$	38,838		$	217,674		$	260	$	12,718		$	103,766		$	47,347		$	-	$	420,603
	Ending balance: individually evaluated for impairment		$	6,052		$	8,855		$	260	$	-		$	5,192		$	588		$	-	$	20,947
	Ending balance: collectively evaluated for impairment		$	32,786		$	208,819		$	-	$	12,718		$	98,574		$	46,759		$	-	$	399,656
	The following table details for the year ended December 31, 2014 the amount of loans receivable that were evaluated individually, and collectively, for impairment, and the related portion of the allowance for the loans losses that was allocated to each loan portfolio segment:
	(in thousands)
	31-Dec-14		Commercial			Commercial Real Estate			Construction		Construction to Permanent			Residential			Consumer			Total
	Ending balance: individually evaluated for impairment		$	-		$	-		$	-	$	-		$	-		$	7		$	7
	Ending balance: collectively evaluated for impairment			1,918			1,419			63		215			831			471			4,917
	Total Allowance for Loan Losses		$	1,918		$	1,419		$	63	$	215		$	831		$	478		$	4,924
	Total Loans ending balance		$	53,973		$	254,505		$	3,096	$	10,627		$	108,543		$	46,164		$	476,908
	Ending balance: individually evaluated for impairment			2			7,398			-		-			3,764			560			11,724
Ending balance: collectively evaluated for impairment		$	53,971		$	247,107		$	3,096	$	10,627		$	104,779		$	45,604		$	465,184
The Company monitors the credit quality of its loans receivable in an ongoing manner. Credit quality is monitored by reviewing certain credit quality indicators and trends, including but not limited to, loan to value ratios, debt service coverage ratios, debt to worth ratios, profitability ratios, cash flows, and credit scores.
Appraisals on properties securing non-performing loans and Other Real Estate Owned (“OREO”) are updated annually. We update our impairment analysis monthly based on the most recent appraisal as well as other factors (such as senior lien positions, property taxes, etc.).
The majority of the Company’s impaired loans have been resolved through courses of action other than via liquidations of real estate collateral through OREO. These include normal loan payoffs, the traditional workout process, triggering personal guarantee obligations, and troubled debt restructurings. However, as loan workout efforts progress to a point where the bank’s liquidation of real estate collateral is the likely outcome, the impairment analysis is updated to reflect actual recent experience with bank sales of OREO properties.
A disposition discount is built into our impairment analysis and reflected in our allowance once a property is determined to be a likely OREO (e.g. foreclosure is probable). To determine the discount we compare the average sales prices of our prior OREO properties to the appraised value that was obtained as of the date when we took title to the property. The difference is the bank-owned disposition discount.
The Company has a risk rating system as part of the risk assessment of its loan portfolio. The Company’s lending officers are required to assign a risk rating to each loan in their portfolio at origination, which is ratified or modified by the Committee to which the loan is submitted for approval. When the lender learns of important financial developments, the risk rating is reviewed and adjusted if necessary. Similarly, the Loan Committee can adjust a risk rating. The Company employs a system to ensure an independent review of the ratings annually for commercial credits over $250,000.
The Company uses an independent third party loan reviewer who performs quarterly reviews of a sample of loans, validating the Bank’s risk ratings assigned to such loans. Any upgrades to classified loans must be approved by the Management Loan Committee.
When assigning a risk rating to a loan, management utilizes the Bank’s internal eleven-point risk rating system. An asset is considered “special mention” when it has a potential weakness based on objective evidence, but does not currently expose the Company to sufficient risk to warrant classification in one of the following categories:
	●	An asset is considered “substandard” if it is not adequately protected by the current net worth and paying capacity of the obligor or the collateral pledged, if any. Substandard assets have well defined weaknesses based on objective evidence, and are characterized by the “distinct possibility” that the Company will sustain “some loss” if the deficiencies are not corrected.
	●	Assets classified as “doubtful” have all of the weaknesses inherent in those classified “substandard” with the added characteristic that the weaknesses present make “collection or liquidation in full,” on the basis of currently existing facts, conditions, and values, “highly questionable and improbable.”
Charge–off generally commences after the loan is classified “doubtful” to reduce the loan to its recoverable balance. If the account is classified as “loss”, the full balance is charged off regardless of the potential recovery from the sale of the collateral. That amount is recognized as a recovery after the collateral is sold.
In accordance with FFIEC (“Federal Financial Institutions Examination Council”) published policies establishing uniform criteria for the classification of retail credit based on delinquency status, “Open-end” credits are charged-off when 180 days delinquent and “Closed-end” credits are charged-off when 120 days delinquent.
Included in loans receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The unpaid principal balances of loans on nonaccrual status and considered impaired were $515,000 at March 31, 2015 and $866,000 at December 31, 2014. If non-accrual loans had been performing in accordance with their contractual terms, the Company would have recorded approximately $4,000 of additional income during the quarter ended March 31, 2015 and $33,000 during the quarter ended March 31, 2014.
The following table sets forth the detail, and delinquency status, of non-accrual loans at March 31, 2015 :
(in thousands)		Non-Accrual Loans
2015		31-60 Days			61-90 Days Past Due			Greater Than 90 Days		Total Past Due			Current			Total Non-Accrual Loans
		Past Due
Commercial Real Estate Substandard		$	-		$	-		$	-	$	-		$	135		$	135
Total Commercial Real Estate		$	-		$	-		$	-	$	-		$	135		$	135
Residential Real Estate Substandard		$	-		$	-		$	380	$	380		$	-		$	380
Total Residential Real Estate		$	-		$	-		$	380	$	380		$	-		$	380
Total		$	-		$	-		$	380	$	380		$	135		$	515
Generally, loans are placed on non-accruing status when they become 90 days or more delinquent, and remain on non-accrual status until they are brought current, have at least six months of performance under the loan terms, and factors indicating reasonable doubt about the timely collection of payments no longer exist. Therefore, loans may be current in accordance with their loan terms, or may be less than 90 days delinquent and still be on a non-accruing status.
At March 31, 2015, $135,000 or 26% of the non-accruing loan balance of $515,000 was current and being applied to principal.
There was one loan of $1.5 million that was past due ninety days or more and accruing interest at March 31, 2015. This is a residential mortgage loan which had been in non-accrual status from September 2012 until December 31, 2014. The customer has been making regular payments since September 2013, however, the loan is greater than 90 days past due because not all prior payments owed have not been brought current.
At December 31, 2014, there were five loans totaling $1.8 million which were past due ninety days or more and accruing interest. One loan of $1.6 million was the residential mortgage loan discussed above. The other four loans were mature lines of credit totaling $279,000, which were in the process of renewal. Three of these loans were renewed, and one paid off.
The following table sets forth the detail, and delinquency status, of non-accrual loans at December 31, 2014:
(in thousands)		Non-Accrual Loans
2014		31-60 Days Past Due			61-90 Days Past Due			Greater Than 90 Days		Total Past Due			Current			Total Non-Accrual Loans
Commercial
Substandard		$	-		$	-		$	2	$	2		$	-		$	2
Total Commercial		$	-		$	-		$	2	$	2		$	-		$	2
Commercial Real Estate
Substandard		$	-		$	-		$	-	$	-		$	138		$	138
Total Commercial Real Estate		$	-		$	-		$	-	$	-		$	138		$	138
Residential Real Estate
Substandard		$	-		$	-		$	719	$	719		$	-		$	719
Total Residential Real Estate		$	-		$	-		$	719	$	719		$	-		$	719
Consumer
Substandard		$	-		$	-		$	7	$	7		$	-		$	7
Total Consumer		$	-		$	-		$	7	$	7		$	-		$	7
Total		$	-		$	-		$	728	$	728		$	138		$	866
The following table sets forth the detail and delinquency status of loans receivable, by performing and non-performing loans at March 31, 2015.
(in thousands)		Performing (Accruing) Loans
2015		31-60 Days Past Due			61-90 Days Past Due			Greater Than 90 Days		Total Past Due			Current			Total Performing Loans			Total Non-Accrual Loans		Total Loans
Commercial
Pass		$	40		$	-		$	-	$	40		$	46,732		$	46,772		$	-	$	46,772
Special Mention			-			-			-		-			113			113			-		113
Substandard			-			-			-		-			5,591			5,591			-		5,591
Total Commercial		$	40		$	-		$	-	$	40		$	52,436		$	52,476		$	-	$	52,476
Commercial Real Estate
Pass		$	-		$	-		$	-	$	-		$	271,956		$	271,956		$	-	$	271,956
Special Mention			1,032			-			-		1,032			5,986			7,018			-		7,018
Substandard			-			-			-		-			2,278			2,278			135		2,413
Total Commercial Real Estate		$	1,032		$	-		$	-	$	1,032		$	280,220		$	281,252		$	135	$	281,387
Construction
Pass		$	-		$	-		$	-	$	-		$	7,024		$	7,024		$	-	$	7,024
Total Construction		$	-		$	-		$	-	$	-		$	7,024		$	7,024		$	-	$	7,024
Construction to Permanent
Pass		$	-		$	-		$	-	$	-		$	9,988		$	9,988		$	-	$	9,988
Total Construction to Permanent		$	-		$	-		$	-	$	-		$	9,988		$	9,988		$	-	$	9,988
Residential Real Estate
Pass		$	30		$	178		$	1,537	$	1,745		$	100,396		$	102,141		$	-	$	102,141
Substandard			-			-			-		-			-			-			380		380
Total Residential Real Estate		$	30		$	178		$	1,537	$	1,745		$	100,396		$	102,141		$	380	$	102,521
Consumer
Pass		$	4		$	99		$	-	$	103		$	45,860		$	45,963		$	-	$	45,963
Total Consumer		$	4		$	99		$	-	$	103		$	45,860		$	45,963		$	-	$	45,963
Total
Pass		$	74		$	277		$	1,537	$	1,888		$	481,956		$	483,844		$	-	$	483,844
Special Mention			1,032			-			-		1,032			6,099			7,131			-		7,131
Substandard			-			-			-		-			7,869			7,869			515		8,384
Grand Total		$	1,106		$	277		$	1,537	$	2,920		$	495,924		$	498,844		$	515	$	499,359
The following table sets forth the detail and delinquency status of loans receivable, by performing and non-performing loans at December 31, 2014.
(in thousands)		Performing (Accruing) Loans
2014		31-60 Days Past Due			61-90 Days Past Due			Greater Than 90 Days		Total Past Due			Current			Total Performing Loans			Total Non-Accrual Loans		Total Loans
Commercial
Pass		$	1,520		$	-		$	279	$	1,799		$	46,279		$	48,078		$	-	$	48,078
Special Mention			-			-			-		-			121			121			-		121
Substandard			-			-			-		-			5,772			5,772			2		5,774
Total Commercial		$	1,520		$	-		$	279	$	1,799		$	52,172		$	53,971		$	2	$	53,973
Commercial Real Estate
Pass		$	-		$	-		$	-	$	-		$	248,132		$	248,132		$	-	$	248,132
Special Mention			1,041			-			-		1,041			2,887			3,928			-		3,928
Substandard			-			815			-		815			1,492			2,307			138		2,445
Total Commercial Real Estate		$	1,041		$	815		$	-	$	1,856		$	252,511		$	254,367		$	138	$	254,505
Construction
Pass		$	-		$	-		$	-	$	-		$	3,096		$	3,096		$	-	$	3,096
Total Construction		$	-		$	-		$	-	$	-		$	3,096		$	3,096		$	-	$	3,096
Construction to Permanent
Pass		$	-		$	-		$	-	$	-		$	10,627		$	10,627		$	-	$	10,627
Total Construction to Permanent		$	-		$	-		$	-	$	-		$	10,627		$	10,627		$	-	$	10,627
Residential Real Estate
Pass		$	172		$	87		$	1,553	$	1,812		$	106,012		$	107,824		$	-	$	107,824
Substandard			-			-			-		-			-			-			719		719
Total Residential Real Estate		$	172		$	87		$	1,553	$	1,812		$	106,012		$	107,824		$	719	$	108,543
Consumer
Pass		$	-		$	2		$	-	$	2		$	46,155		$	46,157		$	-	$	46,157
Substandard			-			-			-		-			-			-			7		7
Total Consumer		$	-		$	2		$	-	$	2		$	46,155		$	46,157		$	7	$	46,164
Total
Pass		$	1,692		$	89		$	1,832	$	3,613		$	460,301		$	463,914		$	-	$	463,914
Special Mention			1,041			-			-		1,041			3,008			4,049			-		4,049
Substandard			-			815			-		815			7,264			8,079			866		8,945
Grand Total		$	2,733		$	904		$	1,832	$	5,469		$	470,573		$	476,042		$	866	$	476,908
Impaired loans consist of non-accrual loans, TDRs, and loans previously classified as TDRs that have been upgraded. The recorded investment of impaired loans at March 31, 2015 and December 31, 2014 was $12.2 million and $11.7 million, with related allowances of $0 and $7,000 respectively.
The following table summarizes impaired loans by loan portfolio class as of March 31, 2015
(in thousands)		Recorded Investment			Unpaid Principal Balance			Related Allowance
With no related allowance recorded:
Commercial		$	-		$	101		$	-
Commercial Real Estate			8,272			9,113			-
Construction			-			287			-
Residential			3,406			3,433			-
Consumer			552			639			-
Total:		$	12,230		$	13,573		$	-
With an allowance recorded:
Commercial		$	-		$	-		$	-
Commercial Real Estate			-			-			-
Construction			-			-			-
Residential			-			-			-
Consumer			-			-			-
Total:		$	-		$	-		$	-
Commercial		$	-		$	101		$	-
Commercial Real Estate			8,272			9,113			-
Construction			-			287			-
Residential			3,406			3,433			-
Consumer			552			639			-
Total:		$	12,230		$	13,573		$	-
The following table summarizes impaired loans by loan portfolio class as of December 31, 2014
(in thousands)		Recorded Investment			Unpaid Principal Balance			Related Allowance
With no related allowance recorded:
Commercial		$	2		$	104		$	-
Commercial Real Estate			7,398			8,249			-
Construction			-			732			-
Residential			3,764			3,793			-
Consumer			553			633			-
Total:		$	11,717		$	13,511		$	-
With an allowance recorded:
Commercial		$	-		$	-		$	-
Commercial Real Estate			-			-			-
Construction			-			-			-
Residential			-			-			-
Consumer			7			7			7
Total:		$	7		$	7		$	7
Commercial		$	2		$	104		$	-
Commercial Real Estate			7,398			8,249			-
Construction			-			732			-
Residential			3,764			3,793			-
Consumer			560			640			7
Total:		$	11,724		$	13,518		$	7
Included in the tables above at March 31, 2015 and December 31, 2014 are loans with carrying balances of $12.2 million and $11.7 million that required no specific reserves in our allowance for loan losses. Loans that did not require specific reserves have sufficient collateral values, less costs to sell, supporting the carrying balances of the loans. In some cases, there may be no specific reserves because the Company already charged-off the specific impairment. Once a borrower is in default, the Company is under no obligation to advance additional funds on unused commitments.
On a case-by-case basis, the Company may agree to modify the contractual terms of a borrower’s loan to assist customers who may be experiencing financial difficulty. If the borrower is experiencing financial difficulties and a concession has been made, the loan is classified as a troubled debt restructured loan.
The following table summarizes additional information regarding impaired loans for three months ended March 31, 2015 and 2014.
		Three Months Ended March 31
		2015						2014
(in thousands)		Average Recorded Investment			Interest Income Recognized			Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial		$	1		$	-		$	2		86
Commercial Real Estate			8,296			95			7,941		72
Construction			-			-			-		-
Construction to Permanent			-			-			788		-
Residential			3,525			32			4,821		32
Consumer			552			4			588		9
Total:		$	12,374		$	131		$	14,140	$	199
With an allowance recorded:
Commercial		$	-		$	-		$	6,078	$	-
Commercial Real Estate			-			-			158		-
Construction			-			-			260		-
Residential			-			-			662		-
Consumer			2			-			2		-
Total:		$	2		$	-		$	7,160
Commercial		$	1		$	-		$	6,080	$	86
Commercial Real Estate			8,296			95			8,099		72
Construction			-			-			260		-
Residential			3,525			32			5,483		32
Consumer			554			4			590		9
Total:		$	12,376		$	131		$	21,300	$	199
No loans were modified in troubled debt restructurings during the three months ended March 31, 2015.
Notes to consolidated financial statements (Unaudited)
Substantially all of our troubled debt restructured loan modifications involve lowering the monthly payments on such loans through either a reduction in interest rate below market rate, an extension of the term of the loan, or a combination of these two methods. These modifications rarely result in the forgiveness of principal or accrued interest. In addition, we frequently obtain additional collateral or guarantor support when modifying commercial loans. If the borrower had demonstrated performance under the previous terms and our underwriting process shows the borrower has the capacity to continue to perform under the restructured terms, the loan will continue to accrue interest. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally six consecutive months of payments) and both principal and interest are deemed collectible. All troubled debt restructurings are classified as impaired loans, which are individually evaluated for impairment.

Note_4_Deposits

Note 4 - Deposits	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Deposit Liabilities Disclosures [Text Block]	Note 4:     Deposits
	The following table is a summary of the Company’s deposits at:
		March 31,		December 31,
	(in thousands)	2015		2014
	Non-interest bearing	$	70,331	$	63,398
	Interest bearing
	NOW		26,673		26,269
	Savings		96,846		93,790
	Money market		23,824		24,650
	Time certificates, less than $100,000		99,691		106,340
	Time certificates, $100,000 or more		91,533		97,876
	Brokered Deposits		48,209		30,710
	Total interest bearing		386,776		379,635
	Total Deposits	$	457,107	$	443,033

Note_5_ShareBased_Compensation

Note 5 - Share-Based Compensation	3 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	Note 5: Share-Based Compensation
	The Company maintains the Patriot National Bancorp, Inc. 2012 Stock Plan to provide an incentive to directors and employees of the Company by the grant of options, restricted stock awards or phantom stock units. The Plan provides for the issuance of up to 3,000,000 shares of the Company’s common stock subject to certain Plan limitations. As of March 31, 2015, 2,878,805 shares of stock remain available for issuance under the Plan. The vesting of restricted stock awards and options may be accelerated in accordance with terms of the plan. The Compensation Committee shall determine the vesting of restricted stock awards and stock options. Restricted stock grants are available to directors and employees and generally vest in annual installments over a three, four or five year period from the date of grant. The Company is expensing the grant date fair value of all share-based compensation over the requisite vesting periods on a prorated straight-line basis.
	During the three months ended March 31, 2015 and March 31, 2014, the Company recorded $114,000 and $59,000 of total stock-based compensation, respectively. During the three months ended March 31, 2015, there were 2,940 shares granted under the 2012 Stock Plan.
	The following is a summary of the status of the Company’s restricted shares as of March 31, 2015, and changes therein during the period then ended.
		Number of Shares Awarded (1)			Weighted Average Grant Date Fair Value (1)
	Non-vested at December 31, 2014		79,208		$	12.79
	Granted		2,940			17
	Vested		(225	)		17.25
	Non-vested at March 31, 2015		81,923		$	12.93
	(1) All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.
	Expected future stock award expense related to the non-vested restricted awards as of March 31, 2015, is $988,000 over an average period of 2.66 years.
	The Company had no outstanding stock options at March 31, 2015.

Note_6_Income_Taxes

Note 6 - Income Taxes	3 Months Ended
	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	Note 6: Income Taxes
	For the three month period ended March 31, 2015, the bank recorded income tax expense of approximately $201,000. This compares to no income tax benefit or expense for the three month period ended March 31, 2014. Bancorp began to recognize income tax expense in the quarter ended December 31, 2014 after the reversal of $16.8 million of its deferred tax asset valuation allowance in the third quarter of 2014.
	Deferred tax assets decreased $0.3 million from $14.9 million at December 31, 2014 to $14.6 million at March 31, 2015. This decrease was primarily due to deferred taxes being applied to the tax liability on current year taxable income, in addition to a reduction due to unrealized security gains.
	The Bank will continue to evaluate its ability to realize its net deferred tax asset. If future evidence suggests that it is more likely than not that a portion of the deferred tax asset will not be realized, the valuation allowance may be increased.

Note_7_Income_Per_Share

Note 7 - Income Per Share	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	Note 7: Income per share
	The Company is required to present basic income (loss) per share and diluted income (loss) per share in its consolidated statements of operations. Basic income (loss) per share amounts are computed by dividing net income (loss) by the weighted average number of common shares outstanding. Diluted income (loss) per share reflects additional common shares that would have been outstanding if potentially dilutive common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate to outstanding stock options and would be determined using the treasury stock method. The Company is also required to provide a reconciliation of the numerator and denominator used in the computation of both basic and diluted income (loss) per share.
	Non-vested restricted stock awards did not have an impact on the diluted earnings per share and the Company had no outstanding stock options. The following is information about the computation of income per share for the three months ended March 31, 2015 and 2014:
	Three months ended March 31, 2015	Net Income		Weighted Average Common Shares Outstanding (1)		Amount (1)
	Basic Earnings Per Share	$	289,000		3,871,849	$	0.07
	Effect of Dilutive Securities
	Non-vested Restricted Stock Grants	N/A			81,923	N/A
	Diluted Earnings Per Share	$	289,000		3,953,772	$	0.07
	Three months ended March 31, 2014	Net Income		Weighted Average Common Shares Outstanding (1)		Amount (1)
	Basic Earnings Per Share	$	319,000		3,849,318	$	0.08
	Effect of Dilutive Securities
	Non-vested Restricted Stock Grants	N/A			62,488	N/A
	Diluted Earnings Per Share	$	319,000		3,911,806	$	0.08
	(1) All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Note_8_Other_Comprehensive_Inc

Note 8 - Other Comprehensive Income	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Comprehensive Income (Loss) Note [Text Block]	Note 8: Other Comprehensive Income
	Other comprehensive income, which is comprised solely of the change in unrealized gains and losses on available-for-sale securities, is as follows:
		Three Months Ended
		March 31, 2015
		Before Tax				Net of Tax
	(in thousands)	Amount		Tax Effect		Amount
	Unrealized holding gains arising during the period	$	267	$	-104	$	163
		Three Months Ended
		March 31, 2014
		Before Tax				Net of Tax
		Amount		Tax Effect		Amount
	Unrealized holding gains arising during the period	$	393	$	-	$	393

Note_9_Financial_Instruments_w

Note 9 - Financial Instruments with Off-Balance Sheet Risk	3 Months Ended
	Mar. 31, 2015
Risks and Uncertainties [Abstract]
Concentration Risk Disclosure [Text Block]	Note 9: Financial Instruments with Off-Balance Sheet Risk
	In the normal course of business, the Company is a party to financial instruments with off-balance-sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit and involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheet. The contractual amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments.
	The contractual amount of commitments to extend credit and standby letters of credit represent the total amount of potential accounting loss should: the contracts be fully drawn upon; the customers default; and the value of any existing collateral becomes worthless. The Company uses the same credit policies in approving commitments and conditional obligations as it does for on-balance-sheet instruments and evaluates each customer’s creditworthiness on a case-by-case basis. Management believes that the Company controls the credit risk of these financial instruments through credit approvals, credit limits, monitoring procedures and the receipt of collateral as deemed necessary.
	Financial instruments whose contractual amounts represent credit risk at March 31, 2015 are as follows:
	Commitments to extend credit:	(in thousands)
	Future loan commitments	$	9,629
	Home equity lines of credit		24,783
	Unused lines of credit		24,117
	Undisbursed construction loans		8,244
	Financial standby letters of credit		1,125
		$	67,898
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments to extend credit generally have fixed expiration dates, or other termination clauses, and may require payment of a fee by the borrower. Since these commitments could expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include residential and commercial property, deposits and securities. The bank has established a reserve of $5,000 as of March 31, 2015 for these commitments which are included in accrued expenses and other liabilities.
	Standby letters of credit are written commitments issued by the Company to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Guarantees that are not derivative contracts are recorded on the Company’s consolidated balance sheet at their fair value at inception.

Note_10_Regulatory_and_Operati

Note 10 - Regulatory and Operational Matters	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 10: Regulatory and Operational Matters
	The Company’s and the Bank’s capital and capital ratios at March 31, 2015 and December 31, 2014 were:
							Capital Requirements
		Actual					Minimum					Well Capitalized
	(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
	31-Mar-15
	The Company:
	Tier 1 Leverage Capital (to Average Assets)	$	57,129		9.23	%	$	24,753		4	%	$	30,941		5	%
	Common Equity Tier 1 Capital (to Risk Weighted Assets)		49,129		10.03	%		22,044		4.5	%		31,842		6.5	%
	Tier 1 Capital (to Risk Weighted Assets)		57,129		11.66	%		29,393		6	%		39,190		8	%
	Total Capital (to Risk Weighted Assets)		62,322		12.72	%		39,190		8	%		48,988		10	%
	The Bank:
	Tier 1 Leverage Capital (to Average Assets)	$	57,221		9.25	%	$	24,746		4	%	$	30,932		5	%
	Common Equity Tier 1 Capital (to Risk Weighted Assets)		57,221		11.69	%		22,033		4.5	%		31,826		6.5	%
	Tier 1 Capital (to Risk Weighted Assets)		57,221		11.69	%		29,378		6	%		39,170		8	%
	Total Capital (to Risk Weighted Assets)		62,414		12.75	%		39,170		8	%		48,963		10	%
	31-Dec-14
	The Company:
	Tier 1 Leverage Capital (to Average Assets)	$	58,218		9.62	%	$	24,210		4	%	$	30,262		5	%
	Tier 1 Capital (to Risk Weighted Assets)		58,218		12.98	%		17,942		4	%		26,913		6	%
	Total Capital (to Risk Weighted Assets)		63,142		14.08	%		35,884		8	%		44,855		10	%
	The Bank:
	Tier 1 Leverage Capital (to Average Assets)	$	58,227		9.63	%	$	24,198		4	%	$	30,247		5	%
	Tier 1 Capital (to Risk Weighted Assets)		58,227		12.98	%		17,946		4	%		26,918		6	%
	Total Capital (to Risk Weighted Assets)		63,151		14.08	%		35,891		8	%		44,864		10	%

Note_11_Fair_Value_and_Interes

Note 11 - Fair Value and Interest Rate Risk	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	Note 11: Fair Value and Interest Rate Risk
	The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. A fair value hierarchy has been established that prioritizes the inputs used to measure fair value, requiring entities to maximize the use of observable inputs. Observable inputs reflect market data obtained from independent sources, while unobservable inputs generally require significant management judgment.
	The three levels within the fair value hierarchy are as follows:
		●	Level 1- Unadjusted quoted market prices for identical assets or liabilities in active markets that the entity has the ability to access at the measurement date (such as active exchange-traded equity securities and certain U.S. and government agency debt securities).
		●	Level 2- Observable inputs other than quoted prices included in Level 1, such as:
		■	quoted prices for similar assets or liabilities in active markets (such as U.S. agency and government sponsored mortgage-backed securities)
		■	quoted prices for identical or similar assets or liabilities in less active markets (such as certain U.S. and government agency debt securities, and corporate and municipal debt securities that trade infrequently)
		■	Other inputs that are observable for substantially the full term of the asset or liability (i.e. interest rates, yield curves, prepayment speeds, default rates, etc.)
		●	Level 3- Valuation techniques that require unobservable inputs that are supported by little or no market activity and are significant to the fair value measurement of the asset or liability (such as pricing and discounted cash flow models that typically reflect management’s estimates of the assumptions a market participant would use in pricing the asset or liability).
	A description of the valuation methodologies used for assets and liabilities recorded at fair value, and for estimating fair value for financial and non-financial instruments not recorded at fair value, is set forth below.
	Cash and due from banks, federal funds sold, short-term investments and accrued interest receivable and payable: The carrying amount is a reasonable estimate of fair value and accordingly these are classified as Level 1. These financial instruments are not recorded at fair value on a recurring basis.
	Available-for-Sale Securities: These financial instruments are recorded at fair value on a recurring basis in the financial statements. The prices for these instruments are obtained through an independent pricing service or dealer market participants with whom the Company has historically transacted both purchases and sales of investment securities. Management reviews the data and assumptions used in pricing the securities by its third party provider to ensure the highest level of significant inputs are derived from market observable data.
	Other Investments: The Bank’s investment portfolio includes the Solomon Hess SBA Loan Fund totaling $4.5 million. This investment is utilized for the purposes of the Bank satisfying its CRA lending requirements. As this fund operates as a private fund, shares in the Fund are not publicly traded and therefore have no readily determinable market value. An investment in the Fund is reported in the financial statements at cost, as adjusted for income, losses, and cash distributions attributable to the investment.
	Loans: For variable rate loans, which reprice frequently and have no significant change in credit risk, carrying values are a reasonable estimate of fair values, adjusted for credit losses inherent in the portfolios. The fair value of fixed rate loans is estimated by discounting the future cash flows using the period end rates, estimated by using local market data, at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, adjusted for credit losses inherent in the portfolios. As estimates are dependent on management’s observations, loans are classified as Level 3. The Company does not record loans at fair value on a recurring basis. However, from time to time, nonrecurring fair value adjustments to collateral-dependent impaired loans are recorded to reflect partial write-downs based on the observable market price or current appraised value of collateral. Fair values estimated in this manner do not fully incorporate an exit-price approach to fair value, but instead are based on a comparison to current market rates for comparable loans.
	Other Real Estate Owned: The fair value of OREO properties the Company may obtain is based on the estimated current property valuations less estimated selling costs. When the fair value is based on current observable appraised values, OREO is classified within Level 2. The Company classifies the OREO within Level 3 when unobservable adjustments are made to appraised values. The Company does not record other real estate owned at fair value on a recurring basis.
	Deposits: The fair value of demand deposits, regular savings and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposit and other time deposits is estimated using a discounted cash flow calculation that applies interest rates currently being offered for deposits of similar remaining maturities, estimated using local market data, to a schedule of aggregated expected maturities on such deposits. The Company does not record deposits at fair value on a recurring basis.
	Junior Subordinated Debt: Junior subordinated debt reprices quarterly and as a result the carrying amount is considered a reasonable estimate of fair value. The Company does not record junior subordinated debt at fair value on a recurring basis.
	Federal Home Loan Bank Borrowings: The fair value of the advances is estimated using a discounted cash flow calculation that applies current Federal Home Loan Bank interest rates for advances of similar maturity to a schedule of maturities of such advances. The Company does not record these borrowings at fair value on a recurring basis.
	Off-balance sheet instruments: Fair values for the Company’s off-balance-sheet instruments (lending commitments) are based on interest rate changes and fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The Company does not record its off-balance-sheet instruments at fair value on a recurring basis.
	The following table details the financial assets measured at fair value on a recurring basis as of March 31, 2015 and December 31, 2014, and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine fair value:
			Quoted Prices in				Significant				Significant
	(in thousands)		Active Markets				Observable				Unobservable			Balance
			for Identical Assets				Inputs				Inputs			as of
	31-Mar-15		(Level 1)				(Level 2)				(Level 3)			31-Mar-15
	U.S. Government agency mortgage- backed securities		$	-			$	16,276			$	-		$	16,276
	U.S. Government agency bonds			-				7,496				-			7,496
	Corporate bonds			-				8,966				-			8,966
	Securities available for sale		$	-			$	32,738			$	-		$	32,738
			Quoted Prices in				Significant				Significant
			Active Markets				Observable				Unobservable			Balance
			for Identical Assets				Inputs				Inputs			as of
	31-Dec-14		(Level 1)				(Level 2)				(Level 3)			31-Dec-14
	U.S. Government agency mortgage- backed securities		$	-			$	17,337			$	-		$	17,337
	U.S. Government agency bonds			-				7,409				-			7,409
	Corporate bonds			-				8,936				-			8,936
	Securities available for sale		$	-			$	33,682			$	-		$	33,682
	There were no transfers of assets between levels 1, 2 or 3 as of March 31, 2015 or December 31, 2014. Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment).
	The following reflects financial assets measured at fair value on a non-recurring basis as of March 31, 2015 and December 31, 2014, segregated by the level of the valuation inputs within the fair value hierarchy utilized:
			Quoted Prices in				Significant				Significant
	(in thousands)		Active Markets				Observable				Unobservable
			for Identical Assets				Inputs				Inputs			Balance
			(Level 1)				(Level 2)				(Level 3)
	31-Mar-15
	Impaired loans		$	-			$	-			$	535		$	535
	31-Dec-14
	Impaired loans		$	-			$	-			$	859		$	859
	(in thousands)		Quantitative Information about Level 3 Fair Value Measurements
	Asset Description		Fair Value			Valuation		Unobservable		Range
						Technique		Input		(Weighted Average)
	31-Mar-15
	Impaired loans		$	535		Fair Value of Collateral (1)		Appraised Value (2)			14%-23%	(16%)	(3)
	31-Dec-14
	Impaired loans		$	859		Fair Value of Collateral (1)		Appraised Value (2)			8%-22%	(13%)	(3)
		-1	Fair value is generally determined through independent appraisals of the underlying collateral, which include Level 3 inputs that are not identifiable.
		-2	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
		-3	The range and weighted average of qualitative factors such as economic conditions and estimated liquidation expenses are presented as a percent of the appraised value.
	The Company discloses fair value information about financial instruments, whether or not recognized in the consolidated balance sheet, for which it is practicable to estimate that value. Certain financial instruments are excluded from disclosure requirements and, accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.
	The estimated fair value amounts have been measured as of March 31, 2015 and December 31, 2014 and have not been reevaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair value of these financial instruments subsequent to the respective reporting dates may be different than amounts reported on those dates.
	The information presented should not be interpreted as an estimate of the fair value of the Company since a fair value calculation is only required for a limited portion of the Company’s assets and liabilities. Due to the wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other bank holding companies may not be meaningful.
	The following is a summary of the carrying amounts and estimated fair values of the Company’s financial instruments not measured and not reported at fair value on the consolidated balance sheets at March 31, 2015 and December 31, 2014:
				31-Mar-15								31-Dec-14
	(in thousands)	Fair Value		Carrying				Estimated				Carrying			Estimated
		Hierarchy		Amount				Fair Value				Amount			Fair Value
	Financial Assets:
Cash and noninterest bearing balances due from banks	Level 1		$	2,080			$	2,080			$	2,095		$	2,095
Interest-bearing deposits due from banks	Level 1			63,878				63,878				71,163			71,163
Other investments	Level 2			4,450				4,450				4,450			4,450
Federal Reserve Bank stock	Level 2			2,020				2,020				2,058			2,058
Federal Home Loan Bank stock	Level 2			6,628				6,628				6,628			6,628
Loans receivable, net	Level 3			494,166				499,383				471,984			476,631
Accrued interest receivable	Level 1			1,974				1,974				1,918			1,918
Financial Liabilities:
Demand deposits	Level 1		$	70,331			$	70,331			$	63,398		$	63,398
Savings deposits	Level 1			96,846				96,846				93,790			93,790
Money market deposits	Level 1			23,824				23,824				24,650			24,650
NOW accounts	Level 1			26,673				26,673				26,269			26,269
Time deposits	Level 2			191,224				191,331				204,216			204,262
Brokered Deposits	Level 1			48,209				48,209				30,710			30,710
FHLB Borrowings	Level 2			120,000				120,000				120,000			120,000
Subordinated debentures	Level 2			8,248				8,248				8,248			8,248
Accrued interest payable	Level 1			251				251				167			167
The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Company’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities to the extent possible to mitigate interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Company’s overall interest rate risk.
Off-balance sheet instruments
Loan commitments on which the committed interest rate is less than the current market rate were insignificant at March 31, 2015 and December 31, 2014. The estimated fair value of fee income on letters of credit at March 31, 2015 and December 31, 2014 was also insignificant.

Note_12_Recent_Accounting_Pron

Note 12 - Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2015
Table Text Block [Abstract]
Schedule of New Accounting Pronouncements and Changes in Accounting Principles [Table Text Block]	Note 12:     Recent Accounting Pronouncements
	Recently Issued Accounting Standards Updates
	ASU 2014-14, “Receivables - Troubled Debt Restructuring by Creditors (Subtopic 310-40)” – Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure which will require creditors to derecognize certain foreclosed government-guaranteed mortgage loans and to recognize a separate other receivable that is measured at the amount the creditor expects to recover from the guarantor, and to treat the guarantee and the receivable as a single unit of account. ASU 2014-14 is effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. For entities other than public business entities, the ASU is effective for annual periods ending after December 15, 2015, and interim periods beginning after December 15, 2015. An entity can elect a prospective or a modified retrospective transition method, but must use the same transition method that it elected under FASB ASU No. 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. Early adoption, including adoption in an interim period, is permitted if the entity already adopted ASU 2014-04. The application of this guidance did not have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-12, Compensation-Stock Compensation (Topic 718) “Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (a consensus of the FASB Emerging Issues Task Force).” – The ASU provides explicit guidance to account for a performance target that could be achieved after the requisite service period as a performance condition. For awards within the scope of this Update, the Task Force decided that an entity should apply existing guidance in Topic 718 as it relates to share-based payments with performance conditions that affect vesting. Consistent with that guidance, performance conditions that affect vesting should not be reflected in estimating the fair value of an award at the grant date. Compensation cost should be recognized when it is probable that the performance target will be achieved and should represent the compensation cost attributable to the period for which the requisite service has already been rendered. If the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The amendments are effective for annual and interim periods beginning after January 1, 2016. The Company does not expect the application of this guidance to have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” – which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. The ASU will replace most existing revenue recognition guidance in GAAP when it becomes effective. The new standard is effective for the Company on January 1, 2017. Early application is not permitted. The standard permits the use of either the retrospective or cumulative effect transition method. The Company is evaluating the effect that ASU 2014-09 will have on its consolidated financial statements and related disclosures. The Company has not yet selected a transition method nor has it determined the effect of the standard on its ongoing financial reporting.
	ASU No. 2014-04, “Receivables – Troubled Debt Restructuring by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure,” was issued to clarify that when an in substance repossession or foreclosure occurs, a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU 2014-04 is effective for annual reporting periods beginning after December 15, 2014. The application of this guidance did not have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-01, “Accounting for Investments in Qualified Affordable Housing Projects (Topic 323)“- allows an entity that invests in low income housing projects and meets all the specified conditions to use the proportional amortization method to account for the costs of those investments. The effective date is for annual periods and interim periods within those annual periods beginning after December 15, 2014. The application of this guidance did not have a material impact on the Company's consolidated financial statements.

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	3 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting Standards Updates
	ASU 2014-14, “Receivables - Troubled Debt Restructuring by Creditors (Subtopic 310-40)” – Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure which will require creditors to derecognize certain foreclosed government-guaranteed mortgage loans and to recognize a separate other receivable that is measured at the amount the creditor expects to recover from the guarantor, and to treat the guarantee and the receivable as a single unit of account. ASU 2014-14 is effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. For entities other than public business entities, the ASU is effective for annual periods ending after December 15, 2015, and interim periods beginning after December 15, 2015. An entity can elect a prospective or a modified retrospective transition method, but must use the same transition method that it elected under FASB ASU No. 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. Early adoption, including adoption in an interim period, is permitted if the entity already adopted ASU 2014-04. The application of this guidance did not have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-12, Compensation-Stock Compensation (Topic 718) “Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (a consensus of the FASB Emerging Issues Task Force).” – The ASU provides explicit guidance to account for a performance target that could be achieved after the requisite service period as a performance condition. For awards within the scope of this Update, the Task Force decided that an entity should apply existing guidance in Topic 718 as it relates to share-based payments with performance conditions that affect vesting. Consistent with that guidance, performance conditions that affect vesting should not be reflected in estimating the fair value of an award at the grant date. Compensation cost should be recognized when it is probable that the performance target will be achieved and should represent the compensation cost attributable to the period for which the requisite service has already been rendered. If the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The amendments are effective for annual and interim periods beginning after January 1, 2016. The Company does not expect the application of this guidance to have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” – which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. The ASU will replace most existing revenue recognition guidance in GAAP when it becomes effective. The new standard is effective for the Company on January 1, 2017. Early application is not permitted. The standard permits the use of either the retrospective or cumulative effect transition method. The Company is evaluating the effect that ASU 2014-09 will have on its consolidated financial statements and related disclosures. The Company has not yet selected a transition method nor has it determined the effect of the standard on its ongoing financial reporting.
	ASU No. 2014-04, “Receivables – Troubled Debt Restructuring by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure,” was issued to clarify that when an in substance repossession or foreclosure occurs, a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU 2014-04 is effective for annual reporting periods beginning after December 15, 2014. The application of this guidance did not have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-01, “Accounting for Investments in Qualified Affordable Housing Projects (Topic 323)“- allows an entity that invests in low income housing projects and meets all the specified conditions to use the proportional amortization method to account for the costs of those investments. The effective date is for annual periods and interim periods within those annual periods beginning after December 15, 2014. The application of this guidance did not have a material impact on the Company's consolidated financial statements.

Note_2_Investment_Securities_T

Note 2 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Available-for-sale Securities [Table Text Block]				Gross
	(in thousands)	Amortized		Unrealized			Fair
		Cost		Losses			Value
	March 31, 2015:
	U.S. Government agency bonds	$	7,500	$	(4	)	$	7,496
	U. S. Government agency mortgage-backed securities		16,424		(148	)		16,276
	Corporate bonds		9,000		(34	)		8,966
		$	32,924	$	(186	)	$	32,738
	December 31, 2014:
	U. S. Government agency bonds	$	7,500	$	(91	)	$	7,409
	U. S. Government agency mortgage-backed securities		17,635		(298	)		17,337
	Corporate bonds		9,000		(64	)		8,936
		$	34,135	$	(453	)	$	33,682
Schedule of Unrealized Loss on Investments [Table Text Block]		Less Than 12 Months					12 Months or More						Total
	(in thousands)	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	March 31, 2015:
	U.S. Government agency bonds	$	4,996	$	(4	)	$	-		$	-		$	4,996	$	(4	)
	U. S. Government agency mortgage - backed securities		3,460		(11	)		12,816			(137	)		16,276		(148	)
	Corporate bonds		-		-			8,966			(34	)		8,966		(34	)
	Totals	$	8,456	$	(15	)	$	21,782		$	(171	)	$	30,238	$	(186	)
	December 31, 2014:
	U. S. Government agency bonds	$	-	$	-		$	7,409		$	(91	)	$	7,409	$	(91	)
	U. S. Government agency mortgage - backed securities		-		-			17,337			(298	)		17,337		(298	)
	Corporate bonds		-		-			8,936			(64	)		8,936		(64	)
	Totals	$	-	$	-		$	33,682		$	(453	)	$	33,682	$	(453	)
Investments Classified by Contractual Maturity Date [Table Text Block]							Gross
	(in thousands)						Unrealized
		Amortized Cost		Fair Value			Losses
	Maturity:
	Corporate bonds 5 to 10 years	$	9,000	$	8,966		$	(34	)
	U.S. Government agency bonds < 5 years		2,500		2,500			-
	U.S. Government agency bonds 5 to 10 years		5,000		4,996			(4	)
	U.S. Government agency mortgage-backed securities		16,424		16,276			(148	)
	Total	$	32,924	$	32,738		$	(186	)

Note_3_Loans_Receivable_and_Al1

Note 3 - Loans Receivable and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(in thousands)	March 31,			December 31,
		2015			2014
	Commercial	$	52,476		$	53,973
	Commercial Real Estate		281,387			254,505
	Construction		7,024			3,096
	Construction to permanent		9,988			10,627
	Residential		102,521			108,543
	Consumer		45,963			46,164
	Total Loans		499,359			476,908
	Allowance for loan losses		(5,193	)		(4,924	)
	Loans receivable, net	$	494,166		$	471,984
Allowance for Credit Losses on Financing Receivables [Table Text Block]	(in thousands)
	Three months ended March 31, 2015	Commercial			Commercial Real Estate			Construction		Construction			Residential			Consumer			Unallocated		Total
										to Permanent
	Allowance for loan losses:
	Beginning Balance	$	1,918		$	1,419		$	63	$	215		$	831		$	478		$	-	$	4,924
	Charge-offs		-			-			-		-			(3	)		(7	)		-		(10	)
	Recoveries		16			-			-		5			-			8			-		29
	Provision		(637	)		605			159		(29	)		(98	)		232			18		250
	Ending Balance	$	1,297		$	2,024		$	222	$	191		$	730		$	711		$	18	$	5,193
	Ending balance: individually evaluated for impairment	$	-		$	-		$	-	$	-		$	-		$	-		$	-	$	-
	Ending balance: collectively evaluated for impairment		1,297			2,024			222		191			730			711			18		5,193
	Total Allowance for Loan Losses	$	1,297		$	2,024		$	222	$	191		$	730		$	711		$	18	$	5,193
	31-Mar-15
	Total Loans ending balance	$	52,476		$	281,387		$	7,024	$	9,988		$	102,521		$	45,963		$	-	$	499,359
	Ending balance: individually evaluated for impairment	$	-		$	8,272		$	-	$	-		$	3,406		$	552		$	-	$	12,230
	Ending balance: collectively evaluated for impairment	$	52,476		$	273,115		$	7,024	$	9,988		$	99,115		$	45,411		$	-	$	487,129
	(in thousands)
	Three months ended March 31, 2014	Commercial			Commercial Real Estate			Construction		Construction			Residential			Consumer			Unallocated		Total
										to Permanent
	Allowance for loan losses:
	Beginning Balance	$	2,285		$	1,585		$	260	$	25		$	795		$	534		$	197	$	5,681
	Charge-offs		(9	)		-			-		-			(178	)		(30	)		-		(217	)
	Recoveries		-			-			-		-			15			1			-		16
	Provision		95			(265	)		-		9			72			34			55	$	-
	Ending Balance	$	2,371		$	1,320		$	260	$	34		$	704		$	539		$	252	$	5,480
	Ending balance: individually evaluated for impairment	$	1,500		$	17		$	260	$	-		$	21		$	2		$	-	$	1,800
	Ending balance: collectively evaluated for impairment		871			1,303			-		34			683			537			252		3,680
	Total Allowance for Loan Losses	$	2,371		$	1,320		$	260	$	34		$	704		$	539		$	252	$	5,480
	31-Mar-14
	Total Loans ending balance	$	38,838		$	217,674		$	260	$	12,718		$	103,766		$	47,347		$	-	$	420,603
	Ending balance: individually evaluated for impairment	$	6,052		$	8,855		$	260	$	-		$	5,192		$	588		$	-	$	20,947
	Ending balance: collectively evaluated for impairment	$	32,786		$	208,819		$	-	$	12,718		$	98,574		$	46,759		$	-	$	399,656
	(in thousands)
	31-Dec-14	Commercial			Commercial Real Estate			Construction		Construction to Permanent			Residential			Consumer			Total
	Ending balance: individually evaluated for impairment	$	-		$	-		$	-	$	-		$	-		$	7		$	7
	Ending balance: collectively evaluated for impairment		1,918			1,419			63		215			831			471			4,917
	Total Allowance for Loan Losses	$	1,918		$	1,419		$	63	$	215		$	831		$	478		$	4,924
	Total Loans ending balance	$	53,973		$	254,505		$	3,096	$	10,627		$	108,543		$	46,164		$	476,908
	Ending balance: individually evaluated for impairment		2			7,398			-		-			3,764			560			11,724
	Ending balance: collectively evaluated for impairment	$	53,971		$	247,107		$	3,096	$	10,627		$	104,779		$	45,604		$	465,184
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	(in thousands)	Non-Accrual Loans
	2015	31-60 Days			61-90 Days Past Due			Greater Than 90 Days		Total Past Due			Current			Total Non-Accrual Loans
		Past Due
	Commercial Real Estate Substandard	$	-		$	-		$	-	$	-		$	135		$	135
	Total Commercial Real Estate	$	-		$	-		$	-	$	-		$	135		$	135
	Residential Real Estate Substandard	$	-		$	-		$	380	$	380		$	-		$	380
	Total Residential Real Estate	$	-		$	-		$	380	$	380		$	-		$	380
	Total	$	-		$	-		$	380	$	380		$	135		$	515
	(in thousands)	Non-Accrual Loans
	2014	31-60 Days Past Due			61-90 Days Past Due			Greater Than 90 Days		Total Past Due			Current			Total Non-Accrual Loans
	Commercial
	Substandard	$	-		$	-		$	2	$	2		$	-		$	2
	Total Commercial	$	-		$	-		$	2	$	2		$	-		$	2
	Commercial Real Estate
	Substandard	$	-		$	-		$	-	$	-		$	138		$	138
	Total Commercial Real Estate	$	-		$	-		$	-	$	-		$	138		$	138
	Residential Real Estate
	Substandard	$	-		$	-		$	719	$	719		$	-		$	719
	Total Residential Real Estate	$	-		$	-		$	719	$	719		$	-		$	719
	Consumer
	Substandard	$	-		$	-		$	7	$	7		$	-		$	7
	Total Consumer	$	-		$	-		$	7	$	7		$	-		$	7
	Total	$	-		$	-		$	728	$	728		$	138		$	866
Schedule of Financing Receivables Performing and Non-Accrual Status [Table Text Block]	(in thousands)	Performing (Accruing) Loans
	2015	31-60 Days Past Due			61-90 Days Past Due			Greater Than 90 Days		Total Past Due			Current			Total Performing Loans			Total Non-Accrual Loans		Total Loans
	Commercial
	Pass	$	40		$	-		$	-	$	40		$	46,732		$	46,772		$	-	$	46,772
	Special Mention		-			-			-		-			113			113			-		113
	Substandard		-			-			-		-			5,591			5,591			-		5,591
	Total Commercial	$	40		$	-		$	-	$	40		$	52,436		$	52,476		$	-	$	52,476
	Commercial Real Estate
	Pass	$	-		$	-		$	-	$	-		$	271,956		$	271,956		$	-	$	271,956
	Special Mention		1,032			-			-		1,032			5,986			7,018			-		7,018
	Substandard		-			-			-		-			2,278			2,278			135		2,413
	Total Commercial Real Estate	$	1,032		$	-		$	-	$	1,032		$	280,220		$	281,252		$	135	$	281,387
	Construction
	Pass	$	-		$	-		$	-	$	-		$	7,024		$	7,024		$	-	$	7,024
	Total Construction	$	-		$	-		$	-	$	-		$	7,024		$	7,024		$	-	$	7,024
	Construction to Permanent
	Pass	$	-		$	-		$	-	$	-		$	9,988		$	9,988		$	-	$	9,988
	Total Construction to Permanent	$	-		$	-		$	-	$	-		$	9,988		$	9,988		$	-	$	9,988
	Residential Real Estate
	Pass	$	30		$	178		$	1,537	$	1,745		$	100,396		$	102,141		$	-	$	102,141
	Substandard		-			-			-		-			-			-			380		380
	Total Residential Real Estate	$	30		$	178		$	1,537	$	1,745		$	100,396		$	102,141		$	380	$	102,521
	Consumer
	Pass	$	4		$	99		$	-	$	103		$	45,860		$	45,963		$	-	$	45,963
	Total Consumer	$	4		$	99		$	-	$	103		$	45,860		$	45,963		$	-	$	45,963
	Total
	Pass	$	74		$	277		$	1,537	$	1,888		$	481,956		$	483,844		$	-	$	483,844
	Special Mention		1,032			-			-		1,032			6,099			7,131			-		7,131
	Substandard		-			-			-		-			7,869			7,869			515		8,384
	Grand Total	$	1,106		$	277		$	1,537	$	2,920		$	495,924		$	498,844		$	515	$	499,359
	(in thousands)	Performing (Accruing) Loans
	2014	31-60 Days Past Due			61-90 Days Past Due			Greater Than 90 Days		Total Past Due			Current			Total Performing Loans			Total Non-Accrual Loans		Total Loans
	Commercial
	Pass	$	1,520		$	-		$	279	$	1,799		$	46,279		$	48,078		$	-	$	48,078
	Special Mention		-			-			-		-			121			121			-		121
	Substandard		-			-			-		-			5,772			5,772			2		5,774
	Total Commercial	$	1,520		$	-		$	279	$	1,799		$	52,172		$	53,971		$	2	$	53,973
	Commercial Real Estate
	Pass	$	-		$	-		$	-	$	-		$	248,132		$	248,132		$	-	$	248,132
	Special Mention		1,041			-			-		1,041			2,887			3,928			-		3,928
	Substandard		-			815			-		815			1,492			2,307			138		2,445
	Total Commercial Real Estate	$	1,041		$	815		$	-	$	1,856		$	252,511		$	254,367		$	138	$	254,505
	Construction
	Pass	$	-		$	-		$	-	$	-		$	3,096		$	3,096		$	-	$	3,096
	Total Construction	$	-		$	-		$	-	$	-		$	3,096		$	3,096		$	-	$	3,096
	Construction to Permanent
	Pass	$	-		$	-		$	-	$	-		$	10,627		$	10,627		$	-	$	10,627
	Total Construction to Permanent	$	-		$	-		$	-	$	-		$	10,627		$	10,627		$	-	$	10,627
	Residential Real Estate
	Pass	$	172		$	87		$	1,553	$	1,812		$	106,012		$	107,824		$	-	$	107,824
	Substandard		-			-			-		-			-			-			719		719
	Total Residential Real Estate	$	172		$	87		$	1,553	$	1,812		$	106,012		$	107,824		$	719	$	108,543
	Consumer
	Pass	$	-		$	2		$	-	$	2		$	46,155		$	46,157		$	-	$	46,157
	Substandard		-			-			-		-			-			-			7		7
	Total Consumer	$	-		$	2		$	-	$	2		$	46,155		$	46,157		$	7	$	46,164
	Total
	Pass	$	1,692		$	89		$	1,832	$	3,613		$	460,301		$	463,914		$	-	$	463,914
	Special Mention		1,041			-			-		1,041			3,008			4,049			-		4,049
	Substandard		-			815			-		815			7,264			8,079			866		8,945
	Grand Total	$	2,733		$	904		$	1,832	$	5,469		$	470,573		$	476,042		$	866	$	476,908
Impaired Financing Receivables [Table Text Block]	(in thousands)	Recorded Investment			Unpaid Principal Balance			Related Allowance
	With no related allowance recorded:
	Commercial	$	-		$	101		$	-
	Commercial Real Estate		8,272			9,113			-
	Construction		-			287			-
	Residential		3,406			3,433			-
	Consumer		552			639			-
	Total:	$	12,230		$	13,573		$	-
	With an allowance recorded:
	Commercial	$	-		$	-		$	-
	Commercial Real Estate		-			-			-
	Construction		-			-			-
	Residential		-			-			-
	Consumer		-			-			-
	Total:	$	-		$	-		$	-
	Commercial	$	-		$	101		$	-
	Commercial Real Estate		8,272			9,113			-
	Construction		-			287			-
	Residential		3,406			3,433			-
	Consumer		552			639			-
	Total:	$	12,230		$	13,573		$	-
	(in thousands)	Recorded Investment			Unpaid Principal Balance			Related Allowance
	With no related allowance recorded:
	Commercial	$	2		$	104		$	-
	Commercial Real Estate		7,398			8,249			-
	Construction		-			732			-
	Residential		3,764			3,793			-
	Consumer		553			633			-
	Total:	$	11,717		$	13,511		$	-
	With an allowance recorded:
	Commercial	$	-		$	-		$	-
	Commercial Real Estate		-			-			-
	Construction		-			-			-
	Residential		-			-			-
	Consumer		7			7			7
	Total:	$	7		$	7		$	7
	Commercial	$	2		$	104		$	-
	Commercial Real Estate		7,398			8,249			-
	Construction		-			732			-
	Residential		3,764			3,793			-
	Consumer		560			640			7
	Total:	$	11,724		$	13,518		$	7
		Three Months Ended March 31
		2015						2014
	(in thousands)	Average Recorded Investment			Interest Income Recognized			Average Recorded Investment		Interest Income Recognized
	With no related allowance recorded:
	Commercial	$	1		$	-		$	2		86
	Commercial Real Estate		8,296			95			7,941		72
	Construction		-			-			-		-
	Construction to Permanent		-			-			788		-
	Residential		3,525			32			4,821		32
	Consumer		552			4			588		9
	Total:	$	12,374		$	131		$	14,140	$	199
	With an allowance recorded:
	Commercial	$	-		$	-		$	6,078	$	-
	Commercial Real Estate		-			-			158		-
	Construction		-			-			260		-
	Residential		-			-			662		-
	Consumer		2			-			2		-
	Total:	$	2		$	-		$	7,160
	Commercial	$	1		$	-		$	6,080	$	86
	Commercial Real Estate		8,296			95			8,099		72
	Construction		-			-			260		-
	Residential		3,525			32			5,483		32
Consumer		554			4			590		9
Total:	$	12,376		$	131		$	21,300	$	199

Note_4_Deposits_Tables

Note 4 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Schedule of Deposits [Table Text Block]		March 31,		December 31,
	(in thousands)	2015		2014
	Non-interest bearing	$	70,331	$	63,398
	Interest bearing
	NOW		26,673		26,269
	Savings		96,846		93,790
	Money market		23,824		24,650
	Time certificates, less than $100,000		99,691		106,340
	Time certificates, $100,000 or more		91,533		97,876
	Brokered Deposits		48,209		30,710
	Total interest bearing		386,776		379,635
	Total Deposits	$	457,107	$	443,033

Note_5_ShareBased_Compensation1

Note 5 - Share-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]		Number of Shares Awarded (1)			Weighted Average Grant Date Fair Value (1)
	Non-vested at December 31, 2014		79,208		$	12.79
	Granted		2,940			17
	Vested		(225	)		17.25
	Non-vested at March 31, 2015		81,923		$	12.93

Note_7_Income_Per_Share_Tables

Note 7 - Income Per Share (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three months ended March 31, 2015	Net Income		Weighted Average Common Shares Outstanding (1)		Amount (1)
	Basic Earnings Per Share	$	289,000		3,871,849	$	0.07
	Effect of Dilutive Securities
	Non-vested Restricted Stock Grants	N/A			81,923	N/A
	Diluted Earnings Per Share	$	289,000		3,953,772	$	0.07
	Three months ended March 31, 2014	Net Income		Weighted Average Common Shares Outstanding (1)		Amount (1)
	Basic Earnings Per Share	$	319,000		3,849,318	$	0.08
	Effect of Dilutive Securities
	Non-vested Restricted Stock Grants	N/A			62,488	N/A
	Diluted Earnings Per Share	$	319,000		3,911,806	$	0.08

Note_8_Other_Comprehensive_Inc1

Note 8 - Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Schedule of Other Comprehensive Income Change in Unrealized Gains and Losses on Available for Sale Securities [Table Text Block]		Three Months Ended
		March 31, 2015
		Before Tax				Net of Tax
	(in thousands)	Amount		Tax Effect		Amount
	Unrealized holding gains arising during the period	$	267	$	-104	$	163
		Three Months Ended
		March 31, 2014
		Before Tax				Net of Tax
		Amount		Tax Effect		Amount
	Unrealized holding gains arising during the period	$	393	$	-	$	393

Note_9_Financial_Instruments_w1

Note 9 - Financial Instruments with Off-Balance Sheet Risk (Tables)	3 Months Ended
	Mar. 31, 2015
Risks and Uncertainties [Abstract]
Schedule of Commitment to Extended Credit [Table Text Block]	Commitments to extend credit:	(in thousands)
	Future loan commitments	$	9,629
	Home equity lines of credit		24,783
	Unused lines of credit		24,117
	Undisbursed construction loans		8,244
	Financial standby letters of credit		1,125
		$	67,898

Note_10_Regulatory_and_Operati1

Note 10 - Regulatory and Operational Matters (Tables)	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]							Capital Requirements
		Actual					Minimum					Well Capitalized
	(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
	31-Mar-15
	The Company:
	Tier 1 Leverage Capital (to Average Assets)	$	57,129		9.23	%	$	24,753		4	%	$	30,941		5	%
	Common Equity Tier 1 Capital (to Risk Weighted Assets)		49,129		10.03	%		22,044		4.5	%		31,842		6.5	%
	Tier 1 Capital (to Risk Weighted Assets)		57,129		11.66	%		29,393		6	%		39,190		8	%
	Total Capital (to Risk Weighted Assets)		62,322		12.72	%		39,190		8	%		48,988		10	%
	The Bank:
	Tier 1 Leverage Capital (to Average Assets)	$	57,221		9.25	%	$	24,746		4	%	$	30,932		5	%
	Common Equity Tier 1 Capital (to Risk Weighted Assets)		57,221		11.69	%		22,033		4.5	%		31,826		6.5	%
	Tier 1 Capital (to Risk Weighted Assets)		57,221		11.69	%		29,378		6	%		39,170		8	%
	Total Capital (to Risk Weighted Assets)		62,414		12.75	%		39,170		8	%		48,963		10	%
	31-Dec-14
	The Company:
	Tier 1 Leverage Capital (to Average Assets)	$	58,218		9.62	%	$	24,210		4	%	$	30,262		5	%
	Tier 1 Capital (to Risk Weighted Assets)		58,218		12.98	%		17,942		4	%		26,913		6	%
	Total Capital (to Risk Weighted Assets)		63,142		14.08	%		35,884		8	%		44,855		10	%
	The Bank:
	Tier 1 Leverage Capital (to Average Assets)	$	58,227		9.63	%	$	24,198		4	%	$	30,247		5	%
	Tier 1 Capital (to Risk Weighted Assets)		58,227		12.98	%		17,946		4	%		26,918		6	%
	Total Capital (to Risk Weighted Assets)		63,151		14.08	%		35,891		8	%		44,864		10	%

Note_11_Fair_Value_and_Interes1

Note 11 - Fair Value and Interest Rate Risk (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]			Quoted Prices in				Significant				Significant
	(in thousands)		Active Markets				Observable				Unobservable			Balance
			for Identical Assets				Inputs				Inputs			as of
	31-Mar-15		(Level 1)				(Level 2)				(Level 3)			31-Mar-15
	U.S. Government agency mortgage- backed securities		$	-			$	16,276			$	-		$	16,276
	U.S. Government agency bonds			-				7,496				-			7,496
	Corporate bonds			-				8,966				-			8,966
	Securities available for sale		$	-			$	32,738			$	-		$	32,738
			Quoted Prices in				Significant				Significant
			Active Markets				Observable				Unobservable			Balance
			for Identical Assets				Inputs				Inputs			as of
	31-Dec-14		(Level 1)				(Level 2)				(Level 3)			31-Dec-14
	U.S. Government agency mortgage- backed securities		$	-			$	17,337			$	-		$	17,337
	U.S. Government agency bonds			-				7,409				-			7,409
	Corporate bonds			-				8,936				-			8,936
	Securities available for sale		$	-			$	33,682			$	-		$	33,682
Fair Value Measurements, Nonrecurring [Table Text Block]			Quoted Prices in				Significant				Significant
	(in thousands)		Active Markets				Observable				Unobservable
			for Identical Assets				Inputs				Inputs			Balance
			(Level 1)				(Level 2)				(Level 3)
	31-Mar-15
	Impaired loans		$	-			$	-			$	535		$	535
	31-Dec-14
	Impaired loans		$	-			$	-			$	859		$	859
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	(in thousands)		Quantitative Information about Level 3 Fair Value Measurements
	Asset Description		Fair Value			Valuation		Unobservable		Range
						Technique		Input		(Weighted Average)
	31-Mar-15
	Impaired loans		$	535		Fair Value of Collateral (1)		Appraised Value (2)			14%-23%	(16%)	(3)
	31-Dec-14
	Impaired loans		$	859		Fair Value of Collateral (1)		Appraised Value (2)			8%-22%	(13%)	(3)
Fair Value, by Balance Sheet Grouping [Table Text Block]				31-Mar-15								31-Dec-14
	(in thousands)	Fair Value		Carrying				Estimated				Carrying			Estimated
		Hierarchy		Amount				Fair Value				Amount			Fair Value
	Financial Assets:
	Cash and noninterest bearing balances due from banks	Level 1		$	2,080			$	2,080			$	2,095		$	2,095
	Interest-bearing deposits due from banks	Level 1			63,878				63,878				71,163			71,163
	Other investments	Level 2			4,450				4,450				4,450			4,450
	Federal Reserve Bank stock	Level 2			2,020				2,020				2,058			2,058
	Federal Home Loan Bank stock	Level 2			6,628				6,628				6,628			6,628
	Loans receivable, net	Level 3			494,166				499,383				471,984			476,631
	Accrued interest receivable	Level 1			1,974				1,974				1,918			1,918
	Financial Liabilities:
	Demand deposits	Level 1		$	70,331			$	70,331			$	63,398		$	63,398
	Savings deposits	Level 1			96,846				96,846				93,790			93,790
	Money market deposits	Level 1			23,824				23,824				24,650			24,650
	NOW accounts	Level 1			26,673				26,673				26,269			26,269
	Time deposits	Level 2			191,224				191,331				204,216			204,262
	Brokered Deposits	Level 1			48,209				48,209				30,710			30,710
	FHLB Borrowings	Level 2			120,000				120,000				120,000			120,000
	Subordinated debentures	Level 2			8,248				8,248				8,248			8,248
	Accrued interest payable	Level 1			251				251				167			167

Note_2_Investment_Securities_D

Note 2 - Investment Securities (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified
Note 2 - Investment Securities (Details) [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	10	11
Unrealized Holding Losses Depreciation Percentage from Amortized Cost	0.60%	1.30%
Municipal Deposits Securities [Member]
Note 2 - Investment Securities (Details) [Line Items]
Available-for-sale Securities Pledged as Collateral (in Dollars)	6.8	7.4

Note_2_Investment_Securities_D1

Note 2 - Investment Securities (Details) - Investment Securities (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	$32,924	$34,135
Available-for-sale securities	32,738	33,682
Available-for-sale securities, gross unrealized losses	-186	-453
US Government Agencies Debt Securities 5 Years [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	7,500
Available-for-sale securities	7,496
Available-for-sale securities, gross unrealized losses	-4
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	16,424	17,635
Available-for-sale securities	16,276	17,337
Available-for-sale securities, gross unrealized losses	-148	-298
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	9,000	9,000
Available-for-sale securities	8,966	8,936
Available-for-sale securities, gross unrealized losses	-34	-64
US Government Agencies Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost		7,500
Available-for-sale securities		7,409
Available-for-sale securities, gross unrealized losses		($91)

Note_2_Investment_Securities_D2

Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]
Available-for-sale securities in continuous loss position, less than 12 months, fair value	$8,456
Available-for-sale securities in continuous loss position, less than 12 months, unrealized loss	-15
Available-for-sale securities in continuous loss position, 12 months or more, fair value	21,782	33,682
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss	-171	-453
Available-for-sale securities in continuous loss position, fair value	30,238	33,682
Available-for-sale securities in continuous loss position, unrealized loss	-186	-453
US Government Agencies Debt Securities [Member]
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]
Available-for-sale securities in continuous loss position, less than 12 months, fair value	4,996
Available-for-sale securities in continuous loss position, less than 12 months, unrealized loss	-4
Available-for-sale securities in continuous loss position, 12 months or more, fair value		7,409
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss		-91
Available-for-sale securities in continuous loss position, fair value	4,996	7,409
Available-for-sale securities in continuous loss position, unrealized loss	-4	-91
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]
Available-for-sale securities in continuous loss position, less than 12 months, fair value	3,460
Available-for-sale securities in continuous loss position, less than 12 months, unrealized loss	-11
Available-for-sale securities in continuous loss position, 12 months or more, fair value	12,816	17,337
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss	-137	-298
Available-for-sale securities in continuous loss position, fair value	16,276	17,337
Available-for-sale securities in continuous loss position, unrealized loss	-148	-298
Corporate Debt Securities [Member]
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]
Available-for-sale securities in continuous loss position, 12 months or more, fair value	8,966	8,936
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss	-34	-64
Available-for-sale securities in continuous loss position, fair value	8,966	8,936
Available-for-sale securities in continuous loss position, unrealized loss	($34)	($64)

Note_2_Investment_Securities_D3

Note 2 - Investment Securities (Details) - Investment Debt Securities by Contractual Maturity (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Maturity:
Bonds Five years to 10 Year- Gross unrealized losses	($186)	($453)
U.S. Government agency mortgage-backed securities	-186	-453
Total	32,924	34,135
Total	32,738	33,682
Total	-186	-453
Corporate Debt Securities [Member]
Maturity:
Bonds Five years to 10 Year- Amortized cost	9,000
Bonds Five years to 10 Year- Fair value	8,966
Bonds Five years to 10 Year- Gross unrealized losses	-34	-64
U.S. Government agency mortgage-backed securities	-34	-64
Total	9,000	9,000
Total	8,966	8,936
Total	-34	-64
US Government Agencies Debt Securities 5 Years [Member]
Maturity:
Bonds Five years to 10 Year- Gross unrealized losses	-4
U.S. Government agency mortgage-backed securities	-4
U.S. Government agency bonds 5 years	2,500
U.S. Government agency bonds 5 years	2,500
Total	7,500
Total	7,496
Total	-4
US Government Agencies Debt Securities > 5 Years [Member]
Maturity:
Bonds Five years to 10 Year- Amortized cost	5,000
Bonds Five years to 10 Year- Fair value	4,996
Bonds Five years to 10 Year- Gross unrealized losses	-4
U.S. Government agency mortgage-backed securities	-4
Total	-4
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Maturity:
Bonds Five years to 10 Year- Gross unrealized losses	-148	-298
U.S. Government agency mortgage-backed securities	16,424
U.S. Government agency mortgage-backed securities	16,276
U.S. Government agency mortgage-backed securities	-148	-298
Total	16,424	17,635
Total	16,276	17,337
Total	($148)	($298)

Note_3_Loans_Receivable_and_Al2

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Maximum Period of Credit Extension of Construction Loans	18 months
Period for Charged Off of Open-End Credits	180 days
Period for Charged Off of Close-End Credits	120 days
Recorded Balance of Non-Accrual Loans	$515,000		$866,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	4,000	33,000
Maximum Period for Charged Off of Consumer Installment Loans	90 days
Performance Period Under Loan Terms			6 months
Percent of NonAccruing Loan Balance	26.00%
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	1,500,000		1,800,000
Impaired Financing Receivable, Recorded Investment	12,230,000		11,724,000
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0		7,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	12,230,000		11,717,000
Financing Receivable Modifications Number of Contracts During Period	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Mortgage [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Number of Accruing Loans			1
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Line of Credit [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Number of Accruing Loans			4
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Number of Accruing Loans	1		5
Commercial Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Maximum Percentage of Credit Extension Based on Market Value of Collateral	75.00%
Impaired Financing Receivable, Recorded Investment			2,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment			2,000
Multi-family Real Estate [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Maximum Percentage of Credit Extension Based on Market Value of Collateral	80.00%
Construction to Permanent [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Percentage of Maximum Loan to Value	75.00%
Residential Mortgage [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing			1,600,000
Non-Accrual Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Recorded Investment, Current	135,000
Line of Credit [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing			$279,000

Note_3_Loans_Receivable_and_Al3

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Companybs Loan Portfolio (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$499,359	$476,908	$420,603
Allowance for loan losses	-5,193	-4,924	-5,480	-5,681
Loans receivable, net	494,166	471,984
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	52,476	53,973
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	281,387	254,505
Real Estate Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	7,024	3,096
Real Estate Construction to Permanent [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	9,988	10,627
Residential Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	102,521	108,543
Consumer Installment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$45,963	$46,164

Note_3_Loans_Receivable_and_Al4

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Allowance for Loan Losses to Loan Portfolio Segment (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	$4,924	$5,681
Charge-offs	-10	-217
Recoveries	29	16
Provision	250
Ending Balance	5,193	5,480
Ending balance: individually evaluated for impairment		1,800	7
Ending balance: collectively evaluated for impairment	5,193	3,680	4,917
Total Allowance for Loan Losses	5,193	5,480
Total Loans ending balance	499,359	420,603	476,908
Ending balance: individually evaluated for impairment	12,230	20,947	11,724
Ending balance: collectively evaluated for impairment	487,129	399,656	465,184
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,918	2,285
Charge-offs	0	-9
Recoveries	16	0
Provision	-637	95
Ending Balance	1,297	2,371
Ending balance: individually evaluated for impairment		1,500
Ending balance: collectively evaluated for impairment	1,297	871	1,918
Total Allowance for Loan Losses	1,297	2,371
Total Loans ending balance	52,476	38,838	53,973
Ending balance: individually evaluated for impairment		6,052	2
Ending balance: collectively evaluated for impairment	52,476	32,786	53,971
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,419	1,585
Charge-offs	0	0
Recoveries	0	0
Provision	605	-265
Ending Balance	2,024	1,320
Ending balance: individually evaluated for impairment		17
Ending balance: collectively evaluated for impairment	2,024	1,303	1,419
Total Allowance for Loan Losses	2,024	1,320
Total Loans ending balance	281,387	217,674	254,505
Ending balance: individually evaluated for impairment	8,272	8,855	7,398
Ending balance: collectively evaluated for impairment	273,115	208,819	247,107
Real Estate Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	63	260
Charge-offs	0	0
Recoveries	0	0
Provision	159	0
Ending Balance	222	260
Ending balance: individually evaluated for impairment		260
Ending balance: collectively evaluated for impairment	222		63
Total Allowance for Loan Losses	222	260
Total Loans ending balance	7,024	260	3,096
Ending balance: individually evaluated for impairment		260
Ending balance: collectively evaluated for impairment	7,024		3,096
Construction to Permanent [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	215	25
Charge-offs	0	0
Recoveries	5	0
Provision	-29	9
Ending Balance	191	34
Ending balance: collectively evaluated for impairment	191	34	215
Total Allowance for Loan Losses	191	34
Total Loans ending balance	9,988	12,718	10,627
Ending balance: collectively evaluated for impairment	9,988	12,718	10,627
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	831	795
Charge-offs	-3	-178
Recoveries	0	15
Provision	-98	72
Ending Balance	730	704
Ending balance: individually evaluated for impairment		21
Ending balance: collectively evaluated for impairment	730	683	831
Total Allowance for Loan Losses	730	704
Total Loans ending balance	102,521	103,766	108,543
Ending balance: individually evaluated for impairment	3,406	5,192	3,764
Ending balance: collectively evaluated for impairment	99,115	98,574	104,779
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	478	534
Charge-offs	-7	-30
Recoveries	8	1
Provision	232	34
Ending Balance	711	539
Ending balance: individually evaluated for impairment		2	7
Ending balance: collectively evaluated for impairment	711	537	471
Total Allowance for Loan Losses	711	539
Total Loans ending balance	45,963	47,347	46,164
Ending balance: individually evaluated for impairment	552	588	560
Ending balance: collectively evaluated for impairment	45,411	46,759	45,604
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	0	197
Charge-offs	0	0
Recoveries	0	0
Provision	18	55
Ending Balance	18	252
Ending balance: collectively evaluated for impairment	18	252
Total Allowance for Loan Losses	$18	$252

Note_3_Loans_Receivable_and_Al5

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans (Non-Accrual and Past Due Loans [Member], USD $)	Mar. 31, 2015	Dec. 31, 2014
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues	$380,000	$728,000
Non-Accrual Loans, Current	135,000	138,000
Total Non Accrual Loans	515,000	866,000
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non-Accrual Loans, Current	135,000	138,000
Total Non Accrual Loans	135,000	138,000
Commercial Real Estate Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non-Accrual Loans, Current	135,000	138,000
Total Non Accrual Loans	135,000	138,000
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues	380,000	719,000
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues	380,000	719,000
Residential Portfolio Segment [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues	380,000	719,000
Total Non Accrual Loans	380,000	719,000
Residential Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues	380,000	719,000
Total Non Accrual Loans	380,000	719,000
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues		2,000
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues		2,000
Commercial Portfolio Segment [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues		2,000
Total Non Accrual Loans		2,000
Commercial Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues		2,000
Total Non Accrual Loans		2,000
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues		7,000
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues		7,000
Consumer Portfolio Segment [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues		7,000
Total Non Accrual Loans		7,000
Consumer Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues		7,000
Total Non Accrual Loans		7,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]
Non Accrual Loans- Past dues	$380,000	$728,000

Note_3_Loans_Receivable_and_Al6

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Loans Receivable	$499,359,000	$476,908,000	$420,603,000
Real Estate Construction [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Current	7,024,000	3,096,000
Total Loan Balances	7,024,000	3,096,000
Total Loans Receivable	7,024,000	3,096,000
Real Estate Construction to Permanent [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Current	9,988,000	10,627,000
Total Loan Balances	9,988,000	10,627,000
Total Loans Receivable	9,988,000	10,627,000
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	40,000	1,520,000
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	40,000	1,520,000
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due		279,000
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due		279,000
Commercial Portfolio Segment [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	40,000	1,799,000
Current	46,732,000	46,279,000
Total Loan Balances	46,772,000	48,078,000
Total Loans Receivable	46,772,000	48,078,000
Commercial Portfolio Segment [Member] | Performing and Accruing Loans [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Current	113,000	121,000
Total Loan Balances	113,000	121,000
Total Loans Receivable	113,000	121,000
Commercial Portfolio Segment [Member] | Performing and Accruing Loans [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Current	5,591,000	5,772,000
Total Loan Balances	5,591,000	5,772,000
Total Non-Accrual and Past Due Loans		2,000
Total Loans Receivable	5,591,000	5,774,000
Commercial Portfolio Segment [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	40,000	1,799,000
Current	52,436,000	52,172,000
Total Loan Balances	52,476,000	53,971,000
Total Non-Accrual and Past Due Loans		2,000
Total Loans Receivable	52,476,000	53,973,000
Commercial Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Loans Receivable	52,476,000	53,973,000	38,838,000
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,032,000	1,041,000
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,032,000	1,041,000
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Performing and Accruing Loans [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due		815,000
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due		815,000
Commercial Real Estate Portfolio Segment [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Current	271,956,000	248,132,000
Total Loan Balances	271,956,000	248,132,000
Total Loans Receivable	271,956,000	248,132,000
Commercial Real Estate Portfolio Segment [Member] | Performing and Accruing Loans [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,032,000	1,041,000
Current	5,986,000	2,887,000
Total Loan Balances	7,018,000	3,928,000
Total Loans Receivable	7,018,000	3,928,000
Commercial Real Estate Portfolio Segment [Member] | Performing and Accruing Loans [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due		815,000
Current	2,278,000	1,492,000
Total Loan Balances	2,278,000	2,307,000
Total Non-Accrual and Past Due Loans	135,000	138,000
Total Loans Receivable	2,413,000	2,445,000
Commercial Real Estate Portfolio Segment [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,032,000	1,856,000
Current	280,220,000	252,511,000
Total Loan Balances	281,252,000	254,367,000
Total Non-Accrual and Past Due Loans	135,000	138,000
Total Loans Receivable	281,387,000	254,505,000
Commercial Real Estate Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Loans Receivable	281,387,000	254,505,000	217,674,000
Real Estate Construction [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Current	7,024,000	3,096,000
Total Loan Balances	7,024,000	3,096,000
Total Loans Receivable	7,024,000	3,096,000
Real Estate Construction [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Loans Receivable	7,024,000	3,096,000	260,000
Construction to Permanent [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Current	9,988,000	10,627,000
Total Loan Balances	9,988,000	10,627,000
Total Loans Receivable	9,988,000	10,627,000
Construction to Permanent [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Loans Receivable	9,988,000	10,627,000	12,718,000
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	30,000	172,000
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	30,000	172,000
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	178,000	87,000
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	178,000	87,000
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,537,000	1,553,000
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,537,000	1,553,000
Residential Portfolio Segment [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,745,000	1,812,000
Current	100,396,000	106,012,000
Total Loan Balances	102,141,000	107,824,000
Total Loans Receivable	102,141,000	107,824,000
Residential Portfolio Segment [Member] | Performing and Accruing Loans [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Non-Accrual and Past Due Loans	380,000	719,000
Total Loans Receivable	380,000	719,000
Residential Portfolio Segment [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,745,000	1,812,000
Current	100,396,000	106,012,000
Total Loan Balances	102,141,000	107,824,000
Total Non-Accrual and Past Due Loans	380,000	719,000
Total Loans Receivable	102,521,000	108,543,000
Residential Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Loans Receivable	102,521,000	108,543,000	103,766,000
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	4,000
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	4,000
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	99,000	2,000
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	99,000	2,000
Consumer Portfolio Segment [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	103,000	2,000
Current	45,860,000	46,155,000
Total Loan Balances	45,963,000	46,157,000
Total Loans Receivable	45,963,000	46,157,000
Consumer Portfolio Segment [Member] | Performing and Accruing Loans [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Non-Accrual and Past Due Loans		7,000
Total Loans Receivable		7,000
Consumer Portfolio Segment [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	103,000	2,000
Current	45,860,000	46,155,000
Total Loan Balances	45,963,000	46,157,000
Total Non-Accrual and Past Due Loans		7,000
Total Loans Receivable	45,963,000	46,164,000
Consumer Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Loans Receivable	45,963,000	46,164,000	47,347,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	74,000	1,692,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,032,000	1,041,000
Financing Receivables, 30 to 59 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,106,000	2,733,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	277,000	89,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Performing and Accruing Loans [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due		815,000
Financing Receivables, 60 to 89 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	277,000	904,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,537,000	1,832,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,537,000	1,832,000
Performing and Accruing Loans [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,888,000	3,613,000
Current	481,956,000	460,301,000
Total Loan Balances	483,844,000	463,914,000
Total Loans Receivable	483,844,000	463,914,000
Performing and Accruing Loans [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	1,032,000	1,041,000
Current	6,099,000	3,008,000
Total Loan Balances	7,131,000	4,049,000
Total Loans Receivable	7,131,000	4,049,000
Performing and Accruing Loans [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due		815,000
Current	7,869,000	7,264,000
Total Loan Balances	7,869,000	8,079,000
Total Non-Accrual and Past Due Loans	515,000	866,000
Total Loans Receivable	8,384,000	8,945,000
Performing and Accruing Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Total Past due	2,920,000	5,469,000
Current	495,924,000	470,573,000
Total Loan Balances	498,844,000	476,042,000
Total Non-Accrual and Past Due Loans	515,000	866,000
Total Loans Receivable	$499,359,000	$476,908,000

Note_3_Loans_Receivable_and_Al7

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Impaired Loans (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
With no related allowance recorded:
With no related allowance recorded-Recorded Investment	$12,230,000		$11,717,000
With no related allowance recorded-Unpaid Principal Balance	13,573,000		13,511,000
With no related allowance recorded-Average Recorded Investment	12,374,000	14,140,000
With no related allowance recorded-Interest Income Recognized	131,000	199,000
With an allowance recorded:
With related allowance recorded-Recorded Investment	0		7,000
With related allowance recorded-Unpaid Principal Balance			7,000
With related allowance recorded-Related Allowance			7,000
With related allowance recorded-Average Recorded Investment	2,000	7,160,000
Impaired loans	12,230,000		11,724,000
Unpaid Principal Balance	13,573,000		13,518,000
Related Allowance			7,000
Average Recorded Investment	12,376,000	21,300,000
Interest Income Recognized	131,000	199,000
Commercial Portfolio Segment [Member]
With no related allowance recorded:
With no related allowance recorded-Recorded Investment			2,000
With no related allowance recorded-Unpaid Principal Balance	101,000		104,000
With no related allowance recorded-Average Recorded Investment	1,000	2,000
With no related allowance recorded-Interest Income Recognized		86,000
With an allowance recorded:
With related allowance recorded-Average Recorded Investment		6,078,000
Impaired loans			2,000
Unpaid Principal Balance	101,000		104,000
Average Recorded Investment	1,000	6,080,000
Interest Income Recognized		86,000
Commercial Real Estate Portfolio Segment [Member]
With no related allowance recorded:
With no related allowance recorded-Recorded Investment	8,272,000		7,398,000
With no related allowance recorded-Unpaid Principal Balance	9,113,000		8,249,000
With no related allowance recorded-Average Recorded Investment	8,296,000	7,941,000
With no related allowance recorded-Interest Income Recognized	95,000	72,000
With an allowance recorded:
With related allowance recorded-Average Recorded Investment		158,000
Impaired loans	8,272,000		7,398,000
Unpaid Principal Balance	9,113,000		8,249,000
Average Recorded Investment	8,296,000	8,099,000
Interest Income Recognized	95,000	72,000
Real Estate Construction [Member]
With no related allowance recorded:
With no related allowance recorded-Unpaid Principal Balance	287,000		732,000
With an allowance recorded:
With related allowance recorded-Average Recorded Investment		260,000
Unpaid Principal Balance	287,000		732,000
Average Recorded Investment		260,000
Residential Portfolio Segment [Member]
With no related allowance recorded:
With no related allowance recorded-Recorded Investment	3,406,000		3,764,000
With no related allowance recorded-Unpaid Principal Balance	3,433,000		3,793,000
With no related allowance recorded-Average Recorded Investment	3,525,000	4,821,000
With no related allowance recorded-Interest Income Recognized	32,000	32,000
With an allowance recorded:
With related allowance recorded-Average Recorded Investment		662,000
Impaired loans	3,406,000		3,764,000
Unpaid Principal Balance	3,433,000		3,793,000
Average Recorded Investment	3,525,000	5,483,000
Interest Income Recognized	32,000	32,000
Consumer Portfolio Segment [Member]
With no related allowance recorded:
With no related allowance recorded-Recorded Investment	552,000		553,000
With no related allowance recorded-Unpaid Principal Balance	639,000		633,000
With no related allowance recorded-Average Recorded Investment	552,000	588,000
With no related allowance recorded-Interest Income Recognized	4,000	9,000
With an allowance recorded:
With related allowance recorded-Recorded Investment			7,000
With related allowance recorded-Unpaid Principal Balance			7,000
With related allowance recorded-Related Allowance			7,000
With related allowance recorded-Average Recorded Investment	2,000	2,000
Impaired loans	552,000		560,000
Unpaid Principal Balance	639,000		640,000
Related Allowance			7,000
Average Recorded Investment	554,000	590,000
Interest Income Recognized	4,000	9,000
Construction to Permanent [Member]
With no related allowance recorded:
With no related allowance recorded-Average Recorded Investment		$788,000

Note_4_Deposits_Details_Summar

Note 4 - Deposits (Details) - Summary of the Companybs Deposits (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Summary of the Companybs Deposits [Abstract]
Non-interest bearing	$70,331	$63,398
Interest bearing
NOW	26,673	26,269
Savings	96,846	93,790
Money market	23,824	24,650
Time certificates, less than $100,000	99,691	106,340
Time certificates, $100,000 or more	91,533	97,876
Brokered Deposits	48,209	30,710
Total interest bearing	386,776	379,635
Total Deposits	$457,107	$443,033

Note_5_ShareBased_Compensation2

Note 5 - Share-Based Compensation (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Note 5 - Share-Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	3,000,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	2,878,805
Allocated Share-based Compensation Expense	$114,000	$59,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	2,940
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	0
Restricted Stock [Member] | Share-based Compensation Award, Tranche One [Member]
Note 5 - Share-Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Restricted Stock [Member] | Share-based Compensation Award, Tranche Two [Member]
Note 5 - Share-Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	4 years
Restricted Stock [Member] | Share-based Compensation Award, Tranche Three [Member]
Note 5 - Share-Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
Restricted Stock [Member]
Note 5 - Share-Based Compensation (Details) [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	2 years 240 days
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$988,000

Note_5_ShareBased_Compensation3

Note 5 - Share-Based Compensation (Details) - Summary of Restricted Shares (Restricted Stock [Member], USD $)	3 Months Ended
	Mar. 31, 2015		Dec. 31, 2014
Restricted Stock [Member]
Note 5 - Share-Based Compensation (Details) - Summary of Restricted Shares [Line Items]
Number of shares awarded, nonvested shares	81,923	[1]	79,208	[1]
Weighted average grant date fair value, nonvested shares	$12.93	[1]	$12.79	[1]
Granted	2,940	[1]
Granted	$17	[1]
Vested	-225	[1]
Vested	$17.25	[1]
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Note_6_Income_Taxes_Details

Note 6 - Income Taxes (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Income Tax Expense (Benefit)	$201,000	$0
Deferred Tax Assets, Valuation Allowance			16,800,000
Increase (Decrease) in Deferred Income Taxes			-300,000
Deferred Tax Assets, Net	$14,600,000		$14,900,000

Note_7_Income_Per_Share_Detail

Note 7 - Income Per Share (Details)	Mar. 31, 2015
Earnings Per Share [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	0

Note_7_Income_Per_Share_Detail1

Note 7 - Income Per Share (Details) - Computation of Income (Loss) Per Share (USD $)	3 Months Ended			12 Months Ended
	Mar. 31, 2015		Mar. 31, 2014	Dec. 31, 2014
Note 7 - Income Per Share (Details) - Computation of Income (Loss) Per Share [Line Items]
Net income (in Dollars)	$289,000		$319,000	$319,000
Basic Earnings Per Share-O/S	3,871,849	[1]	3,849,318
Basic Earnings Per Share-Amount (in Dollars per share)	$0.07	[1]	$0.08
Effect of Dilutive Securities
Diluted Earnings Per Share-O/S	3,953,772		3,911,806
Diluted Earnings Per Share-Amount (in Dollars per share)	$0.07		$0.08
Restricted Stock [Member]
Effect of Dilutive Securities
Non-vested Restricted Stock Grants- O/s	81,923		62,488
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Note_8_Other_Comprehensive_Inc2

Note 8 - Other Comprehensive Income (Details) - Other Comprehensive Income (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Other Comprehensive Income [Abstract]
Unrealized holding gains arising during the period-Before tax	$267	$393
Unrealized holding gains arising during the period- Tax	-104
Unrealized holding gains arising during the period-Net	$163	$393	$393

Note_9_Financial_Instruments_w2

Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) (USD $)	Mar. 31, 2015
Risks and Uncertainties [Abstract]
Banks Reserve Based on Analysis in Unfunded Commitments	$5,000

Note_9_Financial_Instruments_w3

Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk (USD $)	Mar. 31, 2015
In Thousands, unless otherwise specified
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	$67,898
Future Loan Commitments [Member]
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	9,629
Home Equity Lines of Credit [Member]
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	24,783
Unused Line of Credit [Member]
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	24,117
Undisbursed Construction Loans [Member]
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	8,244
Financial Standy Letter of Credit [Member]
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	$1,125

Note_10_Regulatory_and_Operati2

Note 10 - Regulatory and Operational Matters (Details) - Companybs and Bankbs Actual Capital Amounts and Ratios (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Parent Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital (to Average Assets) Actual Amount	$57,129	$58,218
Tier 1 Capital (to Average Assets) Actual Ratio	9.23%	9.62%
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Amount	24,753	24,210
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	30,941	30,262
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets) Actual Amount	49,129
Common Equity Tier 1 Capital (to Risk Weighted Assets) Actual Ratio	10.03%
Common Equity Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	22,044
Common Equity Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	4.50%
Common Equity Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	31,842
Common Equity Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%
Tier 1 Capital (to Risk Weighted Assets) Actual Amount	57,129	58,218
Tier 1 Capital (to Risk Weighted Assets) Actual Ratio	11.66%	12.98%
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	29,393	17,942
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	6.00%	4.00%
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	39,190	26,913
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	8.00%	6.00%
Total Capital (to Risk Weighted Assets) Actual Amount	62,322	63,142
Total Capital (to Risk Weighted Assets) Actual Ratio	12.72%	14.08%
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	39,190	35,884
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	8.00%	8.00%
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	48,988	44,855
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital (to Average Assets) Actual Amount	57,221	58,227
Tier 1 Capital (to Average Assets) Actual Ratio	9.25%	9.63%
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Amount	24,746	24,198
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	30,932	30,247
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets) Actual Amount	57,221
Common Equity Tier 1 Capital (to Risk Weighted Assets) Actual Ratio	11.69%
Common Equity Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	22,033
Common Equity Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	4.50%
Common Equity Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	31,826
Common Equity Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%
Tier 1 Capital (to Risk Weighted Assets) Actual Amount	57,221	58,227
Tier 1 Capital (to Risk Weighted Assets) Actual Ratio	11.69%	12.98%
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	29,378	17,946
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	6.00%	4.00%
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	39,170	26,918
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	8.00%	6.00%
Total Capital (to Risk Weighted Assets) Actual Amount	62,414	63,151
Total Capital (to Risk Weighted Assets) Actual Ratio	12.75%	14.08%
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	39,170	35,891
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	8.00%	8.00%
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$48,963	$44,864
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%

Note_11_Fair_Value_and_Interes2

Note 11 - Fair Value and Interest Rate Risk (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Note 11 - Fair Value and Interest Rate Risk (Details) [Line Items]
Other Investments	$4,450	$4,450
Solomon Hess SBA Loan Fund [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) [Line Items]
Other Investments	$4,500

Note_11_Fair_Value_and_Interes3

Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	$32,738	$33,682
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	16,276	17,337
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	16,276	17,337
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	16,276	17,337
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	7,496	7,409
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	7,496	7,409
US Government Agencies Debt Securities [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities		7,409
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	8,966	8,936
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	8,966	8,936
Corporate Debt Securities [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	8,966	8,936
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	32,738	33,682
Fair Value, Measurements, Recurring [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	$32,738	$33,682

Note_11_Fair_Value_and_Interes4

Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]
Impaired loans	$12,230	$11,724
Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]
Impaired loans	535	859
Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]
Impaired loans	$535	$859

Note_11_Fair_Value_and_Interes5

Note 11 - Fair Value and Interest Rate Risk (Details) - Quantitative Information About Level 3 Fair Value Measurements (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans (in Dollars)	12,230	11,724
Fair Value of Collateral Approach [Member] | Minimum [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range, percent	14.00%	8.00%
Range, weighed average percent	-14.00%	-8.00%
Fair Value of Collateral Approach [Member] | Maximum [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range, percent	23.00%	22.00%
Range, weighed average percent	-23.00%	-22.00%
Fair Value of Collateral Approach [Member] | Weighted Average [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range, percent	16.00%	13.00%
Range, weighed average percent	-16.00%	-13.00%
Fair Value of Collateral Approach [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans (in Dollars)	535	859

Note_11_Fair_Value_and_Interes6

Note 11 - Fair Value and Interest Rate Risk (Details) - Carrying Amounts and Estimated Fair Values of Financial Instruments (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financial Assets:
Cash and noninterest bearing balances due from banks	$2,080	$2,095
Interest-bearing deposits due from banks	63,878	71,163
Other investments	4,450	4,450
Federal Reserve Bank stock	2,020	2,058
Federal Home Loan Bank stock	6,628	6,628
Loans receivable, net	494,166	471,984
Accrued interest receivable	1,974	1,918
Financial Liabilities:
Savings deposits	96,846	93,790
Money market deposits	23,824	24,650
NOW accounts	26,673	26,269
Brokered Deposits	48,209	30,710
Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and noninterest bearing balances due from banks	2,080	2,095
Cash and noninterest bearing balances due from banks	2,080	2,095
Interest-bearing deposits due from banks	63,878	71,163
Interest-bearing deposits due from banks	63,878	71,163
Accrued interest receivable	1,974	1,918
Accrued interest receivable	1,974	1,918
Financial Liabilities:
Demand deposits	70,331	63,398
Demand deposits	70,331	63,398
Savings deposits	96,846	93,790
Savings deposits	96,846	93,790
Money market deposits	23,824	24,650
Money market deposits	23,824	24,650
NOW accounts	26,673	26,269
NOW accounts	26,673	26,269
Accrued interest payable	251	167
Accrued interest payable	251	167
Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Other investments	4,450	4,450
Other investments	4,450	4,450
Federal Reserve Bank stock	2,020	2,058
Federal Reserve Bank stock	2,020	2,058
Federal Home Loan Bank stock	6,628	6,628
Federal Home Loan Bank stock	6,628	6,628
Financial Liabilities:
Time deposits	191,224	204,216
Time deposits	191,331	204,262
FHLB Borrowings	120,000	120,000
FHLB Borrowings	120,000	120,000
Subordinated debentures	8,248	8,248
Subordinated debentures	8,248	8,248
Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Loans receivable, net	494,166	471,984
Loans receivable, net	499,383	476,631
Financial Liabilities:
Brokered Deposits	48,209	30,710
Brokered Deposits	$48,209	$30,710