First Federal of Northern Michigan Bancorp (FFNM) 10-K 30 Mar 15 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Mar. 30, 2015	Jun. 30, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	First Federal of Northern Michigan Bancorp, Inc.
Entity Central Index Key	1128227
Entity Filer Category	Smaller Reporting Company
Entity a Well-known Seasoned Issuer	No
Entity a Voluntary Filer	No
Entity's Reporting Status Current	Yes
Document Type	10-K
Document Period End Date	31-Dec-14
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2013
Trading Symbol	FFNM
Amendment Flag	FALSE
Current Fiscal Year End Date	-19
Entity Common Stock, Shares Outstanding		4,034,764
Entity Public Float			$15,400

Consolidated_Balance_Sheet

Consolidated Balance Sheet (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS
Cash and cash equivalents	$11,205	$2,760
Overnight deposits with Federal Home Loan Bank	267	6
Total cash and cash equivalents	11,472	2,766
Deposits held in other financial institutions	8,429
Securities available for sale, at fair value (Note 3)	119,968	50,358
Securities held to maturity (Note 3)	790	2,255
Loans - net (Note 4)	163,647	136,315
Loans held for sale	88	175
Federal Home Loan Bank stock	2,591	3,266
Property and equipment (Note 5)	6,336	5,203
Assets held for sale - net	478
Foreclosed real estate and other repossessed assets	2,823	1,780
Accrued interest receivable	986	745
Intangible assets (Note 7)	1,286	40
Deferred tax asset (Note 10)	851	799
Originated mortgage servicing right - net (Note 6)	710	860
Bank owned life insurance	4,727	4,610
Other assets	685	485
Total assets	325,867	209,657
Liabilities:
Non-interest bearing deposits	56,032	21,047
Interest-bearing deposits (Note 8)	214,702	138,982
Advances from Federal Home Loan Bank (Note 9)	22,885	24,813
Accrued expenses and other liabilities (Note 13)	1,712	1,290
Total liabilities	295,331	186,132
Stockholders' Equity (Note 12)
Common stock ($0.01 par value 20,000,000 shares authorized, 4,034,764 and 3,191,799 shares issued and outstanding) - at December 31, 2014 and 2013 , respectively	40	32
Additional paid-in capital	28,264	23,854
Retained earnings	4,765	2,763
Treasury stock at cost (307,750 shares) - at December 31, 2014 and 2013 , respectively	-2,964	-2,964
Accumulated other comprehensive income (loss)	431	-160
Total stockholders' equity	30,536	23,525
Total liabilities and stockholders' equity	$325,867	$209,657

Consolidated_Balance_Sheet_Par

Consolidated Balance Sheet (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Statement of Financial Position [Abstract]
Common stock, par value per share	$0.01	$0.01
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	4,034,764	3,191,799
Common stock, shares oustanding	4,034,764	3,191,799
Treasury stock, shares	307,750	307,750

Consolidated_Statement_of_Oper

Consolidated Statement of Operations and Comprehensive Income (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Interest income:
Loans, including fees	$7,394	$7,203
Investments
Taxable	781	484
Tax-exempt	158	151
Mortgage-backed securities	767	481
Total interest income	9,100	8,319
Interest expense:
Deposits (Note 8)	818	826
Borrowings	264	324
Total interest expense	1,082	1,150
Net Interest Income - Before provision for loan losses	8,018	7,169
Provision for Loan Losses (Note 4)	284	637
Net Interest Income - After provision for loan losses	7,734	6,532
Other Income
Service charges and other fees	807	857
Net loss on sale of investments	-4
Net gain on sale of loans	206	235
Net (loss) gain on sale of real estate owned and other repossessed assets	-76	3
Loan servicing fees	266	350
Insurance and brokerage commissions	117	126
Bargain purchase gain (Note 2)	1,982
Other	180	194
Total other income	3,478	1,765
Operating Expenses
Compensation and employee benefits (Note 13)	4,961	4,654
FDIC Insurance Premiums	207	184
Amortization of intangible assets	146	119
Advertising	183	130
Occupancy and equipment	1,032	911
Data processing service bureau	345	301
Professional fees	393	427
Collection activity	68	153
Real estate owned & other repossessed assets	272	245
Merger related expenses	266	83
Other	1,090	1,035
Total operating expenses	8,963	8,242
Income - before income tax expense	2,249	55
Income tax expense (Note 10)
Net income	2,249	55
Other Comprehensive Income (Loss):
Unrealized gain (loss) on securities available for sale - net of tax	594	-907
Reclassification adjustment for losses realized in earnings - net of tax	-3
Comprehensive Income (Loss)	$2,840	($852)
Net income per share
Basic (in dollars per share)	$0.70	$0.02
Diluted (in dollars per share)	$0.70	$0.02
Dividends per common share (in dollars per share)	$0.08	$0.02

Consolidated_Statement_of_Chan

Consolidated Statement of Changes in Stockholders' Equity (USD $)	Common Stock [Member]	Treasury Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data
Balance, beginning at Dec. 31, 2012	$32	($2,964)	$23,854	$2,766	$747	$24,435
Balance, beginning, shares at Dec. 31, 2012	3,192
Net income				55		55
Other comprehensive income (loss)					-907	-907
Common dividend declared				-58		-58
Balance, ending at Dec. 31, 2013	32	-2,964	23,854	2,763	-160	23,525
Balance, beginning, shares at Dec. 31, 2013	3,192
Net income				2,249		2,249
Exchange of Alpena Banking Corp Stock	8		4,410			4,418
Exchange of Alpena Banking Corp Stock, shares	843
Other comprehensive income (loss)					591	591
Common dividend declared				-247		-247
Balance, ending at Dec. 31, 2014	$40	($2,964)	$28,264	$4,765	$431	$30,536
Balance, ending, shares at Dec. 31, 2014	4,035

Consolidated_Statement_of_Cash

Consolidated Statement of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities:
Net income (loss)	$2,249	$55
Adjustments to reconcile net income (loss) to net cash from operating activities:
Depreciation and amortization	483	401
Provision for loan loss	284	637
Accretion of acquired loans	-89
Amortization and accretion on securities	578	551
Bargain purchase gain from bank acquisition	-1,982
Loss on sale of investment securities	4
Gain on sale of loans held for sale	-206	-235
Loss (Gain) on sale of property and equipment	23	-12
Loss (Gain) on sale of real estate owned and other repossessed assets	4	-3
Originations of loans held for sale	-13,833	-17,383
Proceeds from sale of loans held for sale	14,126	17,522
Net change in:
Accrued interest receivable	-25	225
Prepaid FDIC insurance premiums		583
Bank owned life insurance	-117	-135
Other assets	128	73
Accrued expenses and other liabilities	86	-236
Net cash provided by operating activities	1,713	2,043
Cash Flows from Investing Activities:
Net cash received in bank acquisition	41,650
Net decrease in loans	3,740	474
Net increase in deposits at other institutions	-7,189
Proceeds from maturity of securities	14,843	14,441
Proceeds from sale of securities available-for-sale	730
Proceeds from sale of FHLB stock	831
Proceeds from sale of property and equipment	3	59
Proceeds from sale of real estate owned and other repossessed assets	556	2,097
Purchase of securities available for sale	-60,636	-15,872
Purchase of premises and equipment	-306	-139
Net cash (used in) provided by investing activities	-5,778	1,060
Cash Flows from Financing Activities:
Net increase in deposits	14,919	1,679
Dividends paid on common stock	-247	-58
Net decrease in Repo Sweep Accts		-3,183
Net increase in advances from borrowers	28	18
Advances from FHLB	17,955	47,005
Repayments of advances from FHLB	-19,884	-48,550
Net cash provided by (used in) financing activities	12,771	-3,089
Net Increase in Cash and Cash Equivalents	8,706	14
Cash and Cash Equivalents - Beginning of year	2,766	2,752
Cash and Cash Equivalents - End of year	11,472	2,766
Supplemental Cash Flow and Noncash Information
Net cash paid for income taxes	20
Cash paid for interest on deposits and borrowings	1,076	1,161
Transfer of loans to real estate owned & other repossessed assets	$1,562	$1,486

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2014
Summary Of Significant Accounting Policies
Summary of Significant Accounting Policies	Note 1 - Summary of Significant Accounting Policies
	Nature of Operations – First Federal of Northern Michigan Bancorp, Inc. (the “Company”) and its subsidiary, First Federal of Northern Michigan (the “Bank”), conduct operations in the northeastern lower peninsula of Michigan. The Company’s primary services include accepting deposits, making commercial, consumer and mortgage loans, and engaging in mortgage banking activities.
	Principles of Consolidation - The consolidated financial statements include the accounts of First Federal of Northern Michigan Bancorp, Inc., First Federal of Northern Michigan, and the Bank’s wholly owned subsidiary, Financial Services & Mortgage Corporation (“FSMC”). FSMC invested in real estate, which includes leasing, selling, developing, and maintaining real estate properties. The 2014 activity of FFNM Agency, Inc. was to collect the stream of income associated with the sale of the Blue Cross/Blue Shield override business to an outside party and, to a lesser extent, the collection of commissions for the sale of non-insured investment products. The final override commission payment was collected in April of 2014 and as a result, this subsidiary was dissolved as of December 31, 2014. All significant intercompany balances and transactions have been eliminated in the consolidation.
	Use of Estimates - The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan and lease loss (“ALLL”), the valuation of investment securities, intangible and deferred tax assets, and mortgage servicing rights.
	Significant Concentrations of Credit Risk - Most of the Company’s activities are with customers located within the northeastern lower peninsula of Michigan. Note 3 discusses the types of securities in which the Company invests. Note 4 discusses the types of lending in which the Company engages. The Company does not have any significant concentrations to any one industry or customer.
	Cash and Cash Equivalents - For the purpose of the consolidated statements of cash flows, cash and cash equivalents include cash and balances due from depository institutions and federal funds sold and interest bearing deposits in other depository institutions which mature within ninety days when purchased.
	Securities – Debt securities that management has the positive intent and ability to hold to maturity are classified as “held to maturity” and recorded at amortized cost. Securities not classified as held to maturity, including equity securities with readily determinable fair values, are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income net of applicable income taxes. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities.
	Management evaluates securities for other-than-temporary impairment (“OTTI”) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. When evaluating investment securities consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions and whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. In analyzing an issuer’s financial condition, the Company may consider whether the securities are issued by the federal government or its agencies, or U.S. Government sponsored enterprises, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. The assessment of whether another-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.
	When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. If a security is determined to be other-than-temporarily impaired, but the entity does not intend to sell the security, only the credit portion of the estimated loss is recognized in earnings, with the other portion of the loss recognized in other comprehensive income.
	Federal Home Loan Bank Stock – Federal Home Loan Bank (FHLB) Stock is carried at cost and is held to allow the Bank to conduct business with the entity. Federal Home Loan Bank sells and purchases its stock at par; therefore cost approximates fair market value.
	Mortgage Banking Activities – The Company routinely sells to investors its originated long-term residential fixed-rate mortgage loans. Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to income.
	Mortgage loans held for sale are generally sold with the mortgage servicing rights retained by the Company. The carrying value of mortgage loans sold is reduced by the cost allocated to the associated mortgage servicing rights. Gains or losses on sales of mortgage loans are recognized based on the difference between the selling price and the carrying value of the related mortgage loans sold.
	The Company enters into commitments to originate loans whereby the interest rate on the loan is determined prior to funding, also known as rate lock commitments. Rate lock commitments on residential mortgage loans that are intended to be sold are considered to be derivatives. Fair value is based on fees currently charged to enter into similar agreements. The fair value of rate lock commitments was insignificant at December 31, 2014 and 2013.
	The Company uses forward contracts as part of its mortgage banking activities. Forward contracts provide for the delivery of financial instruments at a specified future date and at a specified price or yield. The fair value of forward contracts was insignificant at December 31, 2014 and 2013.
	Originated Loans - The Company grants mortgage, commercial, and consumer loans to customers. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding unpaid principal balances adjusted for charge-offs, the ALLL, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield over the contractual life of the loan.
	The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent unless the credit is well-secured and in process of collection. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.
	All interest accrued but not collected, for loans that are placed on nonaccrual or charged off, is reversed against interest income. The interest on these loans is accounted for on the cash basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	Loans Acquired in a Business Combination – Loans acquired in a business combination (acquired loans) consist of loans acquired on August 8, 2014 in the merger with Bank of Alpena. Acquired loans are recorded at fair value as of the acquisition date without a carryover of the associated allowance for loan losses related to these loans, through a fair value discount that was, in part, attributed to credit quality. The estimate of the expected credit losses was determined based on due diligence performed by executive and senior management of the Company. The fair value discount was recorded as a reduction to the acquired loans’ outstanding principal balance in the consolidated financial statements on the merger date.
	The Company accounts for acquired loans, which are recorded at fair value at acquisition, in accordance with ASC Topic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality (ASC 310-30). Under the provisions of ASC 310-30, the Company evaluated each loan individually and determined that loans with an outstanding principal balance of $5.9 million exhibited deteriorated credit quality, and therefore, met the criteria set forth in ASC 310-30. None of the loans acquired were classified as debt securities.
	In accordance with ASC 310-30 with Company elected to evaluate each loan individually for expected future cash flows. Loans will be removed from the acquired loan segment in the event of sale, foreclosure, pay off or being written off as uncollectable. The Company estimates the cash flow to be collected over the remaining life of the loan on a quarterly basis based on a set of assumptions including expectations as to default rates, prepayment rates, and expected loss rates. The Company makes numerous assumptions, interpretations and judgments using internal and third-party credit quality information when determining the probability of collecting all contractual required payments. This is a point in time assessment and inherently subjective due to the nature of the available information and judgment involved.
	The calculation of the fair value of the acquired loans entails estimating the amount and timing of cash flows attributable to both principal and interest expected to be collected on each individual loan, and then discounting those cash flows at a market interest rate. The excess of a loan’s expected cash flow at the acquisition date over its estimated fair value is commonly referred to as “accretable yield”, which is recognized into interest income over the remaining life of the loan on a level-yield basis. The difference between an individual loan’s contractual required principal and interest as of the merger date and the expected cash flows as of the same date is commonly referred to as “nonaccretable difference”, which includes an estimate of future credit losses expected to be incurred over the remaining life of the loan and interest payments that are not expected to be collected. A decrease to the expected cash flows of a loan in subsequent periods will require the Company to record a provision for loan loss. Improvements to expected cash flows of a loan in subsequent periods will result in reversing a portion of the nonaccretable difference, which is then classified as a part of the accretable yield and subsequently recognized into interest income over the estimated remaining life of the loan. A loan will be removed from the acquired loan segment through any one of the following avenues, foreclosed, paid off or written off.
	Allowance for Loan and Lease Losses (ALLL) - The ALLL is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.
	The ALLL is evaluated on a regular basis by management and is based on management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.
	The allowance consists of specific and general components. The specific component relates to loans that are classified as doubtful, substandard or special mention. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of homogeneous loans are collectively evaluated for impairment. The Company does not separately identify individual consumer and residential loans for impairment disclosures until a loss is imminent.
	Troubled debt restructuring of loans is undertaken to improve the likelihood that the loan will be repaid in full under the modified terms in accordance with a reasonable repayment schedule. All modified loans are evaluated to determine whether the loans should be reported as a Troubled Debt Restructure (TDR). A loan is a TDR when the Company, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower by modifying or renewing a loan that the Company would not otherwise consider. To make this determination, the Company must determine whether (a) the borrower is experiencing financial difficulties and (b) the Company granted the borrower a concession. This determination requires consideration of all of the facts and circumstances surrounding the modification. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean the borrower is experiencing financial difficulties.
	Loan Servicing – Servicing assets are recognized as separate assets when rights are retained through the sale of originated residential mortgage loans. Capitalized servicing rights are reported in other assets and are amortized against non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as interest rate, loan type and investor type. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or on a valuation model that calculates the present value of estimated future net servicing income using market based assumptions. Temporary impairment is recognized through a valuation allowance for an individual stratum to the extent that fair value is less than the capitalized amount for the stratum. If it is later determined that all or a portion of the temporary impairment no longer exists, the valuation allowance is reduced through a recovery of income. An other-than-temporary impairment results in a permanent reduction to the carrying value of the servicing asset. Servicing income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income.
	Foreclosed Assets (Including Other Real Estate Owned) - Foreclosed real estate held for sale is carried at the lower of fair value minus estimated costs to sell. Costs of holding foreclosed real estate are charged to expense in the current period, except for significant property improvements, which are capitalized. Valuations are periodically performed by management and an allowance is established by a charge to non-interest expense if the carrying value exceeds the fair value minus estimated costs to sell. Foreclosed real estate is classified as other real estate owned. The net income from operations of foreclosed real estate held for sale is reported in non-interest income.
	Property and Equipment - These assets are recorded at cost, less accumulated depreciation. The Bank uses the straight-line method of recording depreciation for financial reporting. The depreciable lives used by the Company are: land improvements 7-10 years, buildings 7-40 years and equipment 3-10 years. Maintenance and repairs are charged to expense and improvements are capitalized.
	Bank Owned Life Insurance - The Bank has purchased life insurance policies on certain key officers. Bank-owned life insurance is recorded at its cash surrender value, or the amount that can be realized.
	Intangible Assets – The Company has in the past purchased one or more branches from other financial institutions. The analysis of these branch acquisitions led the Company to conclude that in each case, we acquired a business and therefore, the purchase price generally includes the intangible value of the depositor relationships acquired, referred to as core deposit intangible assets. The expected life for core deposit intangible asset is based on the type of products acquired. The amortization periods range from 10 to 15 years and are based on the expected life of the products and relationships. The expected life was determined based on an analysis of the life of similar products within the Company and local competition in the markets where the branches were acquired. The core deposit intangible assets, related to branch purchases, were amortized on a straight line basis.
	In conjunction with the merger with Bank of Alpena, the Company established a $1.4 million core deposit intangible asset. This intangible asset is being amortized over a 10 year period on an accelerated basis. The core deposit intangible is analyzed quarterly for impairment.
	On June 12, 2003, First Federal of Northern Michigan acquired 100% of the stock of the InsuranCenter of Alpena (ICA).
	On February 27, 2009 the Company announced that it had sold the majority of the assets of the InsuranCenter of Alpena.
	At the time of the sale, goodwill of $600 continued to be recorded relating to certain assets of the Company that were not sold in the sale of ICA. The assets retained relate to a future stream of commissions. Management computed an estimated cash flow on this commission using a 6.0% discount rate and determined a fair value of $600. Since the $600 allocation of fair value relates to a finite life asset, the Company re-characterized the goodwill as an amortizable intangible and began amortizing the asset in March, 2009. Pursuant to the agreement, the Company received the final override commission payment in April, 2014.
	Income Taxes - Deferred income tax assets and liabilities are recognized for temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred income tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.
	The Company records a valuation allowance if it believes, based on available evidence, that it is “more likely than not” that the future tax assets recognized will not be realized before their expiration. Realization of the Company’s deferred tax assets is primarily dependent upon the generation of a sufficient level of future taxable income.
	At December 31, 2014 and 2013, management did not believe it was more likely than not that all of the deferred tax assets would be realized. Accordingly, at December 31, 2014 and 2013 a valuation allowance of $3.1 million and $3.2 million was recorded, respectively.
	The net deferred tax asset recorded at December 31, 2014 and 2013 was $851 and $799. See Note 10 for additional information.
	Off Balance Sheet Instruments - In the ordinary course of business, the Company has entered into commitments to extend credit, including commitments under credit card arrangements, commercial letters of credit and standby letters of credit. For letters of credit, a liability is recorded for the fair value of the obligation undertaken in issuing the guarantee.
	Comprehensive Income - Accounting principles generally require that recognized revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component in the equity section of the consolidated statement of financial condition. Such items, along with net income, are components of comprehensive income.
	Accumulated other comprehensive income consists solely of unrealized gains and losses on available for sale securities, reported net of tax of $222 and ($83) at December 31, 2014 and December 31, 2013, respectively.
	Stock-Based Compensation – The Company’s stock based compensation plans are described in detail in Note 12 (Employee Benefit Plans). Compensation expense is recognized for stock options and unvested (restricted) stock awards issued to employees, based on the fair value of these awards at the date of grant. A Black Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common shares at the date of grant is used to estimate the fair value of unvested (restricted) stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period for stock option awards and as the unvested period for nonvested (restricted) stock awards. Certain of theCompany’s share-based awards contain terms that provide for a graded vesting schedule whereby portions of the award vest in increments over the requisite service period.
	The Company granted no options in 2014 and 2013. Compensation costs related to stock options charged to earnings were $0 in 2014 and 2013, respectively.
	Earnings Per Common Share – Basic earnings per common share is computed by dividing net income by the average number of common shares outstanding during the period. The Company uses the treasury stock method to compute diluted earnings per share, which assumes that proceeds from the assumed exercise of stock options would be used to purchase common stock at the average market price during the period. As of December 31, 2014, 136,030 options were not considered dilutive, due to the fact that the option price exceeded the fair value of the shares.
	Earnings per common share have been computed based on the following:
		December 31,
		2014		2013
	Net income	$	2,249	$	55
	Average number of common shares outstanding		3,218,926		2,884,049
	Effect of dilutive options		—		—
	Average number of common shares outstanding used to calculate diluted earnings per common share		3,218,926		2,884,049
	Recent Accounting Pronouncements - The Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2014-09 (ASU 2014-09), “Revenue from Contracts with Customers (Topic 606)”. ASU 2014-09 adopts a standardized approach for revenue recognition and was a joint effort with the International Accounting Standards Board (IASB). The new revenue recognition standard is based on a core principle of recognizing revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU 2014-09 does not apply to financial instruments. ASU 2014-09 is effective for public entities for reporting periods beginning after December 15, 2016 (therefore, for the year ending December 31, 2017 for the Company). Early implementation is not allowed for public companies. Management is currently assessing the impact to the Company’s consolidated financial statements.
	The Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) – Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The ASU clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. The ASU is effective for public entities for reporting beginning after December 15, 2014 (therefore, for the year ending December 31, 2015 for the Company). The ASU can be adopted using either a modified retrospective transition method or a prospective transition method. Adoption of this update is not expected to have a material effect on the consolidated financial statements.

Business_Combinations

Business Combinations	12 Months Ended
	Dec. 31, 2014
Business Combinations [Abstract]
Business Combinations	Note 2 - Business Combinations
	As of August 8, 2014 (“Merger Date”), the Company completed its merger with Alpena Banking Corporation and its wholly owned subsidiary Bank of Alpena (“Alpena”). Alpena had one branch office and $102.9 million in assets as of August 8, 2014. The results of operations due to the merger have been included in the Company’s results since the Merger Date. The merger was effected by the issuance of shares of the Company’s common stock to Alpena Banking Corporation shareholders. Each share of Alpena’s common stock was converted into the right to receive 1.549 shares of the Company’s common stock, with cash paid in lieu of fractional shares. The conversion of Alpena’s shares resulted in the issuance of 842,965 shares of the Company’s common stock.
	The business combination was recorded using the acquisition method of accounting and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at estimated fair values on the Merger Date. The following table provides the purchase price calculation as of December 31, 2014 and the identifiable assets acquired and liabilities assumed at their estimated fair values. A bargain purchase gain resulted from the business combination due to the fair value of the net assets acquired exceeding the value of the stock issued as consideration in the transaction. These fair value measurements are based on third-party valuations and are subject to refinement for up to one year after the Merger Date based on additional information that may be obtained by us that existed on the Merger Date.
	First Federal of Northern Michigan Bancorp, Inc. common stock issued for Alpena Banking Corporation common shares		843
	Price per share, based on First Federal of Northern Michigan Bancorp, Inc. closing price on August 8, 2014	$	5.59
	Total purchase price	$	4,712
	Preliminary Statement of Net Assets Acquired Fair Value:
	Assets
	Cash and cash equivalents	$	41,650
	Securities		24,008
	Loans		33,051
	Premises and Equipment		1,667
	Core Deposit Intangible		1,392
	Deferred Tax Asset		337
	Other Assets		467
	Total Assets	$	102,572
	Liabilities
	Deposits		95,787
	Other Liabilities		91
	Total Liabilities	$	95,878
	Net Identifiable Assets Acquired				$	6,694
	Bargain Purchase Gain				$	(1,982	)
	The results of operations for the year ended December 31, 2014 include the operating results of the combined entities cfor the 143 days subsequent to the Merger Date. Alpena’s results of operations prior to the Merger Date are not included in the Company’s consolidated statement of comprehensive income.
	We incurred merger related expenses of $266 during 2014. These expenses were for professional services such as legal, accounting and contractual arrangements for consulting services.
	The following table provides the pro forma information for the results of operations for the years ended December 31, 2014 and 2013, as if the merger had occurred on January 1 of each year. These adjustments reflect the impact of certain purchase accounting fair value measurements, primarily on the loan and deposit portfolios of Bank of Alpena. In addition, the $266 in merger-related costs noted above are included in each period presented. Further operating cost savings are expected along with additional business synergies as a result of the merger which are not presented in the pro forma amounts. These pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organizations that would have been achieved had the merger occurred at the beginning of each period presented, nor are they intended to represent or be indicative of future results of the Company.
		For the Year Ended
		December 31,
		2014				2013
	Net interest income	$	9,554			$	9,602
	Non-interest income		3,631				2,079
	Non-interest expense		10,502				11,064
	Net income		2,316				190
	Net income per basic and diluted share		0.72				0.07
	Weighted average shares outstanding		3,219				2,884
	In most instances, determining the fair value of the acquired assets and assumed liabilities required the Company to estimate the cash flows expected to result from those assets and liabilities and to discount those cash flows at appropriate rates of interest. The most significant of those determinations related to the valuation of acquired loans. For such loans, the excess cash flows expected at merger over the estimated fair value is recognized as interest income over the remaining lives of the loans. The difference between contractually required payments at merger and the cash flows expected to be collected at merger reflects the impact of estimated credit losses and other factors, such as prepayments. In accordance with the applicable accounting guidance for business combinations, there was no carry-over of Alpena’s previously established allowance for loan losses.
	The acquired loans were divided into loans with evidence of credit quality deterioration, which are accounting for under ASC 310-30 (“acquired impaired”), and loans that do not meet the criteria, which are accounted for under ACC 310-20 (“acquired non-impaired”). In addition, the loans are further categorized into different pools based primarily on the type and purpose of the loan.
		Acquired				Acquired			Acquired
		Impaired				Non-Impaired			Total
		(in thousands)
	Real estate loans:
	Residential mortgages	$	397			$	6,992		$	7,389
	Commercial Loans:
	Construction - real estate		—				109			109
	Secured by real estate		3,070				14,721			17,791
	Other		1,201				4,213			5,414
	Total commercial loans		4,271				19,043			23,314
	Consumer loans:
	Secured by real state		30				1,567			1,598
	Other		—				750			750
	Total consumer loans		30				2,318			2,348
	Total Loans at acqusition date	$	4,698			$	28,353		$	33,051
		Acquired				Acquired			Acquired
		Impaired				Non-Impaired			Total
		(in thousands)
	Loans acquired- contractual required payments	$	5,930			$	28,587		$	34,517
	Non accretable difference		(1,232	)			—			(1,232	)
	Expected cash flows		4,698				28,587			33,285
	Accretable yield		—				(234	)		(234	)
	Carrying balance at acquisition date	$	4,698			$	28,353		$	33,051

Securities

Securities	12 Months Ended
	Dec. 31, 2014
Securities
Securities	Note 3 – Securities
	Investment securities have been classified according to management’s intent. The carrying value and estimated fair value of securities are as follows:
		31-Dec-14
		Amortized		Gross			Gross			Market
		Cost		Unrealized			Unrealized			Value
				Gains			Losses
	Securities Available for Sale
	U.S. Treasury securities and obligations of U.S. government corporations and agencies	$	31,221	$	58		$	(57	)	$	31,222
	Municipal notes		22,894		369			(129	)		23,134
	Corporate securities		1,549		12			—			1,561
	Mortgage-backed securities		63,648		515			(117	)		64,046
	Equity securities		3		2			—			5
	Total	$	119,315	$	956		$	(303	)	$	119,968
	Securities Held to Maturity
	Municipal notes	$	790	$	118		$	—		$	908
			31-Dec-13
			Amortized		Gross			Gross			Market
			Cost		Unrealized			Unrealized			Value
					Gains			Losses
	Securities Available for Sale
	U.S. Treasury securities and obligations of  U.S. government corporations and agencies	$	7,111	$	36		$	(105	)	$	7,042
	Municipal notes		13,694		216			(301	)		13,609
	Corporate securities		1,085		12			—			1,097
	Mortgage-backed securities		28,708		279			(384	)		28,603
	Equity securities		3		4			—			7
	Total	$	50,601	$	547		$	(790	)	$	50,358
	Securities Held to Maturity
	Municipal notes	$	2,255	$	145		$	—		$	2,400
	The amortized cost and estimated market value of securities at December 31, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		31-Dec-14
		Amortized		Market
		Cost		Value
	Available For Sale:
	Due in one year or less	$	5,069	$	5,092
	Due after one year through five years		38,827		38,843
	Due in five year through ten years		10,478		10,562
	Due after ten years		1,290		1,420
	Subtotal		55,664		55,917
	Equity securities		3		5
	Mortgage-backed securities		63,648		64,046
	Total	$	119,315	$	119,968
	Held To Maturity
	Due in one year or less	$	45	$	45
	Due after one year through five years		200		218
	Due in five year through ten years		315		365
	Due after ten years		230		280
	Total	$	790	$	908
	At December 31, 2014 and 2013, securities with a fair value of $35.0 million and $36.0 million, respectively, were pledged to FHLB advances and borrowings from the Federal Reserve discount window.
	Gross proceeds from the sale of available-for-sale securities for the years ended December 31, 2014 and 2013 were $730 and $0, respectively, resulting in gross gains of $1 and $0, respectively, and gross losses of $5 and $0, respectively. The tax benefit applicable to the net realized loss amounted to $2 and $0, respectively.
	The following is a summary of securities that had unrealized losses at December 31, 2014 and 2013. The information is presented for securities that have been in an unrealized loss position for less than 12 months and for more than 12 months. At December 31, 2014, the Company held 72 securities with unrealized losses totaling $303. At December 31, 2013 there were 39 securities with unrealized losses totaling $790.
	There are temporary reasons why securities may be valued at less than amortized cost. Temporary reasons are that the current levels of interest rates as compared to the coupons on the securities held by the Company are higher and impairment is not due to credit deterioration. The Company has the intent and the ability to hold these securities until their value recovers, which may be until maturity.
		31-Dec-14											31-Dec-13
				Gross						Gross Unrealized					Gross					Gross
				Unrealized						Losses					Unrealized					Unrealized
				Losses											Losses					Losses
		Fair		Less than			Fair			12 months			Fair		Less than			Fair		12 months
		Value		12 months			Value			or longer			Value		12 months			Value		or longer
	Available For Sale:
	U.S. Treasury securities and obligations of U.S. government corporations and agencies	$	13,672	$	(28	)	$	971		$	(29	)	$	—	$	—		$	894	$	(105	)
	Corporate and other securities
	Municipal notes		9,506		(54	)		4,039			(75	)		7,902		(243	)		1,668		(58	)
	Mortgage-backed securities		9,923		(31	)		4,666			(86	)		14,471		(334	)		2,052		(50	)
	Equity securities		—		—			—			—			—		—			—		—
	Total Securities available for sale	$	33,101	$	(113	)	$	9,676		$	(190	)	$	22,373	$	(577	)	$	4,614	$	(213	)
Held to Maturity:
Municipal notes		—		—			—			—			—		—			—		—
Total Securities held to maturity	$	—	$	—		$	—		$	—		$	—	$	—		$	—	$	—
On a quarterly basis, the Company performs a comprehensive security-level impairment assessment on all securities in an unrealized loss position to determine if other-than-temporary impairment (“OTTI”) exists. An unrealized loss exists when the current fair value of an individual security is less than its amortized cost basis. For debt securities, an OTTI loss must be recognized for a debt security in an unrealized loss position if the Company intends to sell the security or it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis. In this situation, the amount of loss recognized in income is equal to the difference between the fair value and the amortized cost basis of the individual security. If the Company does not expect to sell the security, the Company must evaluate the expected cash flows to be received to determine if a credit loss has occurred. If a credit loss is present, only the amount of impairment associated with the credit loss is recognized in income. The portion of the unrealized loss relating to other factors, such as liquidity conditions in the market or changes in market interest rates, is recorded in other comprehensive income.
The security-level assessment is performed on each security, regardless of the classification of the security as available for sale or held to maturity. The assessments are based on the nature of the securities, the financial condition of the issuer, the extent and duration of the securities, the extent and duration of the loss and the intent and whether management intends to sell or it is more likely than not that it will be required to sell a security before recovery of its amortized cost basis, which may be maturity. For those securities for which the assessment shows the Company will recover the entire cost basis, management does not intend to sell these securities and it is not more likely than not that the Company will be required to sell them before the anticipated recovery of the amortized cost basis, the gross unrealized losses are recognized in other comprehensive income, net of tax.
Management does not believe that the investment securities that were in an unrealized loss position as of December 31, 2014 represent an other-than-temporary impairment. Total gross unrealized losses were primarily attributable to changes in interest rates, relative to when the investment securities were purchased, and not due to the credit quality of the investment securities. The Company does not intend to sell the investment securities that were in an unrealized loss position and it is not more likely than not that the Company will be required to sell the investment securities before recovery of their amortized cost bases, which may be at maturity.

Loans

Loans	12 Months Ended
	Dec. 31, 2014
Loans
Loans	Note 4 – Loans
	Loans at December 31, 2014 and 2013 are summarized as follows:
			31-Dec
			2014				2013
	Real estate loans - One- to four-family residential		$	71,828			$	63,839
	Commercial loans:
	Secured by real estate			63,606				51,899
	Other			19,000				12,451
	Total commercial loans			82,606				64,350
	Consumer loans:
	Secured by real estate			9,502				8,730
	Other			1,403				1,165
	Total consumer loans			10,905				9,895
	Total gross loans			165,339				138,084
	Less:
	Net deferred loan fees			263				297
	Allowance for loan losses			1,429				1,472
	Total loans - net		$	163,647			$	136,315
	As of December 31, 2014 the total outstanding balance and carrying value of acquired impaired loans was $5.2 million and $4.7 million, respectively. Changes to the accretable yield for acquired impaired loans were as follows as of December 31, 2014:
			Acquired				Acquired				Acquired
			Impaired				Non-				Total
			Non-				Impaired
			accretable				Accretable
	Beginning of year		$	—			$	—			$	—
	Net discount associated with acquired loans			(1,456	)			(234	)			(1,690	)
	Accretion of discount for credit spread			—				26				26
	Loans paid off through December 31, 2014			224				—				224
			$	(1,232	)		$	(208	)		$	(1,440	)
	Final loan maturities and rate sensitivity of the loan portfolio are as follows:
			31-Dec-14
			Less Than				One Year				After				Total
			One Year				to Five				Five
							Years				Years
	Originated Loans:
	Loans at fixed interest rates		$	3,983			$	31,560			$	50,507			$	86,050
	Loans at variable interest rates			7,731				8,381				34,035				50,147
	Total		$	11,714			$	39,941			$	84,542			$	136,197
			31-Dec-14
				Less Than				One Year				After				Total
				One Year				to Five				Five
								Years				Years
	Acquired Loans :
	Loans at fixed interest rates		$	1,796			$	9,502			$	1,165			$	12,463
	Loans at variable interest rates			2,024				3,773				10,882				16,679
	Total		$	3,820			$	13,275			$	12,047			$	29,142
	Certain directors and executive officers of the Company were loan customers of the Bank during 2014 and 2013. Such loans were made in the ordinary course of business and do not involve more than a normal risk of collectability. An analysis of aggregate loans outstanding to directors and executive officers for the years ended December 31, 2014 and 2013 are as follows:
			December 31,
			2014				2013
	Aggregate balance - Beginning of Period		$	3,168			$	3,340
	New loans			1,070				2,524
	Repayments			(1,135	)			(2,491	)
	Net change in directors and officers(1)			3,134				(205	)
	Aggregate balance - End of Period		$	6,237			$	3,168
	(1) Represents the addition or removal of new officer and directors during the year.
	The following tables illustrate the contractual aging of the recorded investment in past due loans by class of loans as of December 31, 2014 and 2013:
							As of December 31, 2014
			30 - 59 Days				60 - 89 Days				Greater than							Current			Total Loans		Recorded
			Past Due				Past Due				90 Days				Total								Investment > 90
															Past Due								Days andAccruing
	Originated Loans:
	Commercial Real Estate:
	Commercial Real Estate - construction		$	—			$	—			$	—			$	—		$	1,443		$1,443		$	—
	Commercial Real Estate - other			10				195				—				205			46,103		46,308			—
	Commercial - non real estate			—				—				—				—			14,544		14,544			—
Consumer:
Consumer - Real Estate			107				4				7				118			7,684		7,802			—
Consumer - Other			3				—				3				6			1,152		1,158			3
Residential:
Residential			1,484				746				386				2,616			62,326		64,942			87
Total		$	1,604			$	945			$	396			$	2,945		$	133,252		$136,197		$	90
						As of December 31, 2014
		30 - 59 Days				60 - 89 Days				Greater than							Current			Total Loans				Recorded
		Past Due				Past Due				90 Days				Total										Investment > 90
														Past Due										Days and
																								Accruing
Acquired Loans:
Commercial Real Estate:
Commercial Real Estate - construction		$	—			$	—			$	—			$	—		$	—		$	—			$	—
Commercial Real Estate - other			125				128				93				346			15,604			15,950				—
Commercial - non real estate			—				40				104				144			4,217			4,361				—
Consumer:
Consumer - Real Estate			123				—				—				123			1,609			1,732				—
Consumer - Other			—				—				—				—			213			213				—
Residential:
Residential			147				56				461				664			6,222			6,886				225
Total		$	395			$	224			$	658			$	1,277		$	27,865		$	29,142			$	225
						As of December 31, 2013
		30 - 59 Days Past Due				60 - 89 Days Past Due				Greater than 90 Days				Total			Current			Total Loans				Recorded
														Past Due										Investment > 90
																								Days and
																								Accruing
Commercial Real Estate:
Commercial Real Estate - construction		$	—			$	—			$	173			$	173		$	—		$	173			$	—
Commercial Real Estate - other			—				521				1,441				1,962			49,764			51,726				—
Commercial - non real estate			33				20				—				53			12,398			12,451				—
Consumer:
Consumer - Real Estate			54				55				—				109			8,621			8,730				—
Consumer - Other			—				4				2				6			1,159			1,165				2
Residential:
Residential			1,973				393				353				2,719			61,120			63,839				24
Total		$	2,060			$	993			$	1,969			$	5,022		$	133,062		$	138,084			$	26
The Bank uses an eight tier risk rating system to grade its commercial loans. The grade of a loan may change during the life of the loans. The risk ratings are described as follows:
Risk Grade 1 (Excellent) - Prime loans based on liquid collateral, with adequate margin or supported by strong financial statements. Probability of serious financial deterioration is unlikely. High liquidity, minimum risk, strong ratios, and low handling costs are common to these loans. This classification also includes all loans secured by certificates of deposit or cash equivalents.
Risk Grade 2 (Good) - Desirable loans of somewhat less stature than Grade 1, but with strong financial statements. Probability of serious financial deterioration is unlikely. These loans possess a sound repayment source (and/or a secondary source). These loans represent less than the normal degree of risk associated with the type of financing contemplated.
Risk Grade 3 (Satisfactory) - Satisfactory loans of average risk – may have some minor deficiency or vulnerability to changing economic conditions, but still fully collectible. There may be some minor weakness but with offsetting features or other support readily available. These loans present a normal degree of risk associated with the type of financing. Actual and projected indicators and market conditions provide satisfactory assurance that the credit shall perform in accordance with agreed terms.
Risk Grade 4 (Acceptable) - Loans considered satisfactory, but which are of slightly “below average” credit risk due to financial weaknesses or uncertainty. The loans warrant a somewhat higher than average level of monitoring to insure that weaknesses do not advance. The level of risk is considered acceptable and within normal underwriting guidelines, so long as the loan is given the proper level of management supervision.
Risk Grade 4.5 (Monitored) - Loans are considered “below average” and monitored more closely due to some credit deficiency that poses additional risk but is not considered adverse to the point of being a “classified” credit. Possible reasons for additional monitoring may include characteristics such as temporary negative debt service coverage due to weak economic conditions; borrower may have experienced recent losses from operations, declining equity and/or increasing leverage, or marginal liquidity that may affect long-term sustainability. Loans of this grade have a higher degree of risk and warrant close monitoring to insure against further deterioration.
Risk Grade 5 (Other Assets Especially Mentioned) (OAEM) - Loans which possess some credit deficiency or potential weakness, which deserve close attention, but which do not yet warrant substandard classification. Such loans pose unwarranted financial risk that, if not corrected, could weaken the loan and increase risk in the future.
Risk Grade 6 (Substandard) - Loans are “substandard” whose full, final collectability does not appear to be a matter of serious doubt, but which nevertheless portray some form of well defined weakness that requires close supervision by Bank management. The noted weaknesses involve more than normal banking risk. One or more of the following characteristics may be exhibited in loans classified Substandard: (1) Loans possess a defined credit weakness and the likelihood that the loan shall be paid from the primary source of repayment is uncertain; (2) Loans are not adequately protected by the current net worth and/or paying capacity of the obligor; (3) primary source of repayment is gone, and the Bank is forced to rely on a secondary source of repayment such as collateral liquidation or guarantees; (4) distinct possibility that the Bank shall sustain some loss if deficiencies are not corrected; (5) unusual courses of action are needed to maintain a high probability of repayment; (6) the borrower is not generating enough cash flow to repay loan principal, however, continues to make interest payments; (7) the Bank is forced into a subordinated or unsecured position due to flaws in documentation; (8) loans have been restructured so that payment schedules, terms, and collateral represent concessions to the borrower when compared to normal loan terms; (9) the Bank is contemplating foreclosure or legal action due to the apparent deterioration in the loan; or (10) there is a significant deterioration in the market conditions and the borrower is highly vulnerable to these conditions.
Grade 7 (Doubtful) - Loans have all the weaknesses of those classified Substandard. Additionally, however, these weaknesses make collection or liquidation in full, based on existing conditions, improbable. Loans in this category are typically not performing in conformance with established terms and conditions. Full repayment is considered “Doubtful”, but extent of loss is not currently determinable.
Risk Grade 8 (Loss) - Loans are considered uncollectible and of such little value, that continuing to carry them as an asset on the Bank’s financial statements is not feasible.
The following tables present the risk category of loans by class of loans based on the most recent analysis performed as of December 31, 2014 and 2013:
As of December 31, 2014
Originated Loans:
				Commercial Real Estate				Commercial Real Estate
Loan Grade				Construction				Other				Commercial
	1-2			$	—			$	—			$	31
	3				—				13,565				6,088
	4				1,443				21,757				7,538
	4.5				—				3,553				252
	5				—				6,040				635
	6				—				1,393				—
	7				—				—				—
	8				—				—				—
	Total			$	1,443			$	46,308			$	14,544
As of December 31, 2014
Acquired Loans:
				Commercial Real Estate				Commercial Real Estate
Loan Grade				Construction				Other				Commercial
	1-2			$	—			$	280			$	1,188
	3				—				2,696				876
	4				—				10,905				970
	4.5				—				337				21
	5				—				1,176				1,150
	6				—				547				156
	7				—				9				0
	8				—				—				0
	Total			$	—			$	15,950			$	4,361
As of December 31, 2013
				Commercial Real Estate				Commercial Real Estate
Loan Grade				Construction				Other				Commercial
	1-2			$	—			$	—			$	—
	3				—				16,187				5,602
	4				—				27,789				6,699
	5				—				4,835				45
	6				173				2,915				105
	7				—				—				—
	8				—				—				—
	Total			$	173			$	51,726			$	12,451
For residential real estate and other consumer credit the Company also evaluates credit quality based on the aging status of the loan and by payment activity. Loans 60 or more days past due are monitored by the collection committee.
The following tables present the risk category of loans by class based on the most recent analysis performed as of December 31, 2014 and 2013.
As of December 31, 2014
						Consumer -
		Residential				Real Estate				Consumer - Other
Originated Loans:
Loan Grade:
Pass		$	64,397			$	7,778			$	1,155
Special Mention			—				—				—
Substandard			545				24				3
Total		$	64,942			$	7,802			$	1,158
							Consumer -
			Residential				Real Estate				Consumer - Other
Acquired Loans:
Loan Grade:
Pass		$	6,335			$	1,731			$	213
Special Mention			—				—				—
Substandard			551				1				—
Total		$	6,886			$	1,732			$	213
As of December 31, 2013
						Consumer -
		Residential				Real Estate				Consumer - Other
Loan Grade:
Pass		$	63,164			$	8,723			$	1,163
Special Mention			—				7				2
Substandard			675
Total		$	63,839			$	8,730			$	1,165
The following tables present the recorded investment in non-accrual loans by class as of December 31, 2014 and 2013:
As of December 31
		2014				2013
Originated Loans:
Commercial Real Estate:
Commercial Real Estate - construction		$	—			$	173
Commercial Real Estate - other			486				1,454
Commercial			77				—
Consumer:
Consumer - real estate			25				7
Consumer - other			—				—
Residential:
Residential			750				651
Total		$	1,338			$	2,285
The following tables present loans individually evaluated for impairment by class of loans as of December 31, 2014
and 2013:
														For the Twelve Months Ended
Impaired Loans														December 31,
As of December 31, 2014														2014
		Unpaid Principal				Recorded				Related				Average			Interest
		Balance				Investment				Allowance				Recorded			Income
														Investment			Recognized
With no related allowance recorded:
Commercial		$	—			$	—			$	—			$	—		$	—
Commercial Real Estate - Construction			—				—				—				—			—
Commercial Real Estate - Other			1,431				1,430				—				1,482			84
Consumer - Real Estate			26				24				—				26			—
Consumer - Other			—				—				—				—			—
Residential			781				618				—				635			14
With a specific allowance recorded:
Commercial			—				—				—				—			—
Commercial Real Estate - Construction			—				—				—				—			—
Commercial Real Estate - Other			386				386				10				393			18
Consumer - Real Estate			—				—				—				—			—
Consumer - Other			—				—				—				—			—
Residential			—				—				—				—			—
Totals:
Commercial		$	—			$	—			$	—			$	—		$	—
Commercial Real Estate - Construction		$	—			$	—			$	—			$	—		$	—
Commercial Real Estate - Other		$	1,817			$	1,816			$	10			$	1,875		$	102
Consumer - Real Estate		$	26			$	24			$	—			$	26		$	—
Consumer - Other		$	—			$	—			$	—			$	—		$	—
Residential		$	781			$	618			$	—			$	635		$	14
														For the Twelve Months Ended
Impaired Loans														December 31,
As of December 31, 2013														2013
		Unpaid Principal				Recorded				Related				Average			Interest
		Balance				Investment				Allowance				Recorded			Income
														Investment			Recognized
With no related allowance recorded:
Commercial		$	—			$	—			$	—			$	—		$	—
Commercial Real Estate - Construction			—				—				—				—			—
Commercial Real Estate - Other			1,789				1,788				—				1,894			104
Consumer - Real Estate			8				7				—				7			—
Consumer - Other			—				—				—				—			—
Residential			954				722				—				727			6
With a specific allowance recorded:
Commercial			—				—				—				—			—
Commercial Real Estate - Construction			1,589				173				48				173			—
Commercial Real Estate - Other			3,980				3,391				182				3,397			94
Consumer - Real Estate			—				—				—				—			—
Consumer - Other			—				—				—				—			—
Residential			53				30				5				30			—
Totals:
Commercial		$	—			$	—			$	—			$	—		$	—
Commercial Real Estate - Construction		$	1,589			$	173			$	48			$	173		$	—
Commercial Real Estate - Other		$	5,769			$	5,179			$	182			$	5,291		$	198
Consumer - Real Estate		$	8			$	7			$	—			$	7		$	—
Consumer - Other		$	—			$	—			$	—			$	—		$	—
Residential		$	1,007			$	752			$	5			$	757		$	6
As of December 31, 2014 no additional funds are committed to be advanced in connection with impaired loans.
A restructuring of debt constitutes a troubled debt restructuring (“TDR”) if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. That concession either stems from an agreement between the creditor and the debtor or is imposed by law or a court. The Company adheres to ASC 310-40, Troubled Debt Restructurings by Creditors, to determine whether a TDR applies in a particular instance. Prior to loans being modified and classified as a TDR, specific reserves are generally assessed, as most of these loans have been specifically allocated for as part of the Company’s normal loan loss provisioning methodology. The Company allocated $10 and $230 reserves for the TDR loans at December 31, 2014 and December 31, 2013, respectively. The Company classifies all TDR loans as impaired loans in the table above.
The following table summarizes the loans that were modified as a TDR during the period ended December 31, 2014 and 2013.
			For the Twelve Months Ended
			31-Dec-14
							Pre-Modification				Post-Modification				Troubled Debt Restructurings
															That Subsequently Defaulted
			Number of				Outstanding Recorded				Outstanding Recorded				Number of			Recorded
			Contracts				Investments				Investment				Contracts			Investment
Commercial Real Estate - Construction			—			$	—			$	—				—		$	—
Commercial Real Estate - Other			—				—				—				—			—
Commercial - non real estate			—				—				—				—			—
Residential			—				—				—				—			—
Total			—			$	—			$	—				—		$	—
For the Twelve Months Ended
31-Dec-13
														Troubled Debt Restructurings
						Pre-Modification				Post-Modification				That Subsequently Defaulted
		Number of				Outstanding Recorded				Outstanding Recorded				Number of			Recorded
		Contracts				Investments				Investment				Contracts			Investment
Commerical Real Estate - Construction			—			$	—			$	—				—		$	—
Commercial Real Estate - Other			1				412				412				—			—
Consumer - Real Estate			—				—				—				—			—
Residential			2				337				337				—			—
Total			3			$	749			$	749				—		$	—
A modification of a loan constitutes a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company offers various types of concessions when modifying a loan, however, forgiveness of principal is rarely granted. Commercial loans modified in a TDR often involve temporary interest-only payments, term extensions, and converting revolving credit lines to term loans.
Additional collateral, a co-borrower, or a guarantor may be requested. Commercial mortgage and construction loans modified in a TDR often involve reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, or substituting or adding a new borrower or guarantor.
Loans modified in a TDR may be on non-accrual status and partial charge-offs have in some cases already been taken against the outstanding loan balance. As a result, loans modified in a TDR for the Company may have the financial effect of increasing the specific allowance associated with the loan. The allowance for impaired loans that have been modified in a TDR is measured based on the estimated fair value of the collateral, less any selling costs, if the loan is collateral dependent or on the present value of expected future cash flows discounted at the loan’s effective interest rate if the loan is performing in accordance with the modified terms. Management exercises significant judgment in developing these estimates.
The regulatory guidance requires loans to be accounted for as collateral-dependent loans when borrowers have filed Chapter 7 bankruptcy, the debt has been discharged and the borrower has not reaffirmed the debt, regardless of the delinquency status of the loan. The filing of bankruptcy by the borrower is evidence of financial difficulty and the discharge of the obligation by the bankruptcy court is deemed to be a concession granted to the borrower.
At December 31, 2014, there were no additional commitments to lend additional funds to the related debtors whose terms have been modified in a TDR.
The Bank uses the following guidelines as stated in policy to determine when to realize a charge-off, whether a partial or full loan balance. A charge down in whole or in part is realized when unsecured consumer loans, credit card credits and overdraft lines of credit reach 90 days delinquency. At 120 days delinquent, secured consumer loans are charged down to the value of collateral, if repossession of the collateral is assured and/or in the process of repossession. Consumer mortgage loan deficiencies are charged down upon the sale of the collateral or sooner upon the recognition of collateral deficiency. Commercial credits are charged down at 90 days delinquency, unless an established and approved work-out plan is in place or litigation of the credit will likely result in recovery of the loan balance. Upon notification of bankruptcy, unsecured debt is charged off. Additional charge-off may be realized as further unsecured positions are recognized.
The ALLL has a direct impact on the provision expense. An increase in the ALLL is funded through recoveries and provision expense.
Activity in the ALLL was as follows for the years ended December 31, 2014 and 2013:
For the Year Ended December 31, 2014
		Commercial				Commercial								Consumer
		Construction				Real Estate				Commercial				Real Estate			Consumer			Residential				Unallocated		Total
Allowance for credit losses:
Beginning Balance		$	48			$	444			$	63			$	62		$	21		$	784			$	50	$	1,472
Charge-offs			(12	)			(241	)			—				(14	)		(24	)		(177	)			—		(468	)
Recoveries			—				54				2				30			—			55				—		141
Provision			(28	)			50				29				(45	)		22			207				49		284
Ending Balance		$	8			$	307			$	94			$	33		$	19		$	869			$	99	$	1,429
Ending balance: individually evaluated for impairment		$	—			$	10			$	—			$	—		$	—		$	—			$	—	$	10
Ending balance: loans collectively evaluated for impairment		$	8			$	297			$	94			$	33		$	19		$	869			$	99	$	1,419
Loans:
Ending Balance		$	1,443			$	62,163			$	19,000			$	9,502		$	1,403		$	71,828			$	—	$	165,339
Ending balance: individually evaluated for impairment		$	—			$	1,816			$	—			$	24		$	—		$	618			$	—	$	2,458
Ending balance: loans collectively evaluated for impairment		$	1,443			$	44,492			$	14,544			$	7,778		$	1,158		$	64,324			$	—	$	133,739
Acquired loans not subject to loan loss reserve		$	—			$	15,855			$	4,456			$	1,700		$	245		$	6,886			$	—	$	29,142
For the Year Ended December 31, 2013
		Commercial Construction				Commercial Real Estate				Commercial				Consumer Real Estate			Consumer			Residential				Unallocated		Total
Allowance for credit losses:
Beginning Balance		$	64			$	579			$	69			$	99		$	33		$	906			$	—	$	1,750
Charge-offs			—				(674	)			—				(40	)		(13	)		(464	)			—		(1,191	)
Recoveries			—				114				—				36			6			120				—		276
Provision			(16	)			425				(6	)			(33	)		(5	)		222				50		637
Ending Balance		$	48			$	444			$	63			$	62		$	21		$	784			$	50	$	1,472
Ending balance: individually evaluated for impairment		$	48			$	182			$	—			$	—		$	—		$	5			$	—	$	235
Ending balance: loans collectively evaluated for impairment		$	—			$	262			$	63			$	62		$	21		$	779			$	50	$	1,237
Loans:
Ending Balance		$	173			$	51,726			$	12,451			$	8,730		$	1,165		$	63,839			$	—	$	138,084
Ending balance: individually evaluated for impairment		$	173			$	5,179			$	—			$	7		$	—		$	752			$	—	$	6,111
Ending balance: loans collectively evaluated for impairment		$	—			$	46,547			$	12,451			$	8,723		$	1,165		$	63,087			$	—	$	131,973

Property_and_Equipment

Property and Equipment	12 Months Ended
	Dec. 31, 2014
Property And Equipment
Property and Equipment	Note 5 - Property and Equipment
	A summary of property and equipment is as follows:
		December 31,
		2014		2013
	Land	$	1,271	$	1,071
	Land improvements		195		182
	Buildings		7,058		6,237
	Equipment		3,959		3,523
	Total property and equipment		12,483		11,013
	Accumulated depreciation		6,147		5,810
	Net property and equipment	$	6,336	$	5,203
	Depreciation expense was $337 and $283 for the periods ended December 31, 2014 and 2013, respectively.

Servicing

Servicing	12 Months Ended
	Dec. 31, 2014
Servicing
Servicing	Note 6 – Servicing
	Loans serviced for others are not included in the accompanying consolidated balance sheet. The unpaid principal balances of mortgage and other loans serviced for others were approximately $125.4 million and $131.7 million at December 31, 2014 and 2013, respectively. The key economic assumptions used in determining the fair value of the mortgage servicing rights are as follows:
		December 31,
		2014			2013
	Annual constant prepayment speed (CPR)		11.46	%		10.27	%
	Weighted average life (in months)		244			244
	Discount rate		9.38	%		9.26	%
	The fair value of our mortgage servicing rights was estimated to be $1.0 million and $1.1 million at December 31, 2014 and December 31, 2013, respectively. At December 31, 2012 a valuation allowance of $19 was established against the mortgage servicing rights associated with our 20-year fixed-rate sold loans. Based on decreased prepayment speeds within the 20-year fixed rate tranche, the valuation allowance was removed in 2013.
	The following table summarizes mortgage servicing rights capitalized and amortized, along with the aggregate activity in related valuation allowances:
		December 31,
		2014			2013
	Balance - beginning of period:	$	860		$	1,035
	Originated mortgage servicing rights capitalized		111			151
	Amortization of mortgage servicing rights		(261	)		(326	)
	Balance - end of period		710			860
	Valuation allowances:
	Balance - beginning of period		—			(19	)
	Reductions		—			19
	Balance - end of period (net of allowances)	$	710		$	860

Intangible_Assets

Intangible Assets	12 Months Ended
	Dec. 31, 2014
Intangible Assets
Intangible Assets	Note 7 - Intangible Assets
	Intangible assets of the Company are summarized as follows:
			31-Dec-14
			Gross Carrying Amount				Accumulated Amortization		Net Carrying Amount
	Amortized intangible assets:
	Core deposit (merger)			1,392				106	$	1,286
	Core deposit (purchase)		$	25			$	25		—
	Commission residual			600				600		—
	Total		$	2,017			$	731	$	1,286
				December 31, 2013
				Gross Carrying Amount				Accumulated Amortization		Net Carrying Amount
	Amortized intangible assets:
	Core deposit		$	25			$	24	$	1
	Commission residual			600				561		39
	Total		$	625			$	585	$	40
	Amortization expense was $146 and $118 for the periods ended December 31, 2014 and 2013, respectively.
	In accordance with the merger with Bank of Alpena in 2014, the Company recorded $1.4 million in core deposit intangible assets.
	The estimated future amortization expense on core deposit intangible assets for the years ending after December 31, 2014 are as follows:
					Amortization
					Expense
		2015			$	243
		2016				217
		2017				192
		2018				167
		2019				141
		Thereafter				326
		Total			$	1,286

Deposits

Deposits	12 Months Ended
	Dec. 31, 2014
Deposits [Abstract]
Deposits	Note 8 - Deposits
	Deposit accounts, by type and range of rates, consist of the following:
		December 31,
		2014		2013
	Account Type
	NOW accounts and MMDA	$	107,935	$	50,222
	Regular savings accounts		29,846		22,037
	Total		137,781		72,259
	Certificate of Deposit Rates
	0.10 percent to 0.99 percent		42,302		40,259
	1.00 percent to 1.99 percent		27,362		17,715
	2.00 percent to 2.99 percent		6,092		7,130
	3.00 percent to 3.99 percent		1,050		1,486
	4.00 percent to 4.99 percent		115		133
	Total certificate of deposits		76,921		66,723
	Total interest-bearing deposits	$	214,702	$	138,982
	Certificates of deposit $100 or greater at December 31, 2014 and 2013 were $28.1 million and $22.9 million, respectively.
	The following table sets forth the amount and maturities of certificates of deposit:
		31-Dec-14
		Amount Due
	Rate	Less than		2-Jan		3-Feb		5-Mar		Greater		Total
		1 Year		Years		Years		Years		than
										5 Years
	0.10 percent to 0.99 percent	$	33,161	$	8,214	$	532	$	395	$	—	$	42,302
	1.00 percent to 1.99 percent		1,419		6,884		6,398		12,394		267		27,362
	2.00 percent to 2.99 percent		4,022		696		47		323		1,004		6,092
	3.00 percent to 3.99 percent		502		—		12		536		—		1,050
	4.00 percent to 4.99 percent		45		17		53		—		—		115
	Total	$	39,149	$	15,811	$	7,042	$	13,648	$	1,271	$	76,921
	Interest expense on deposits is summarized as follows:
		Year Ended December 31,
		2014		2013
	NOW and MMDAs	$	141	$	98
	Regular savings		13		11
	Certificates of deposit		664		717
	Total	$	818	$	826
	Deposits from related parties held by the Bank at December 31, 2014 and 2013 amounted to $13.3 million and $632, respectively.

Federal_Home_Loan_Bank_and_Fed

Federal Home Loan Bank and Federal Reserve Advances	12 Months Ended
	Dec. 31, 2014
Federal Home Loan Bank And Federal Reserve Advances
Federal Home Loan Bank and Federal Reserve Advances	Note 9 - Federal Home Loan Bank and Federal Reserve Advances
	The Bank has advances from the Federal Home Loan Bank of Indianapolis. Interest rates range from 0.32% to 2.21% with a weighted average interest rate of 1.17%. These advances contain varying maturity dates through January 3, 2023 with a weighted average maturity of approximately 27 months. The advances are collateralized by approximately $48.9 million and $49.6 million of mortgage loans as of December 31, 2014 and 2013, respectively. In addition, at December 31, 2014 and 2013, securities with a carrying value of $21.2 million and $20.4 million, respectively, were pledged as collateral for Federal Home Loan Bank advances. Available borrowings with the Federal Home Loan Bank at December 31, 2014 totaled $56.4 million, of which $22.9 million was outstanding.
	The advances are subject to prepayment penalties subject to the provisions and conditions of the credit policy of the Federal Home Loan Bank. Future maturities of the advances are as follows:
	31-Dec-14
	Years Ending		Amount		Weighted Average
	31-Dec				Interest Rate
		2015	$	4,890		0.71
		2016		8,561		1.1
		2017		4,362		1.7
		2018		3,303		1.1
		2019		1,460		1.56
		Thereafter		309		1.61
		Total	$	22,885		1.17
	The Bank had $0 and $1.5 million of variable rate advances outstanding as of December 31, 2014 and 2013, respectively.
	In 2009, the Bank entered into a discount window loan agreement with the Federal Reserve Bank that allows for advances up to seventy-five percent of the collateral balance. As of December 31, 2014, these advances are secured by investment securities with a fair value of approximately $8.7 million and are generally due within 28 days from the date of the advance. The interest rate on the advances is based on the quoted Federal Reserve discount window rate (effective rate of 0.75 percent as of December 31, 2014). At December 31, 2014 and 2013, the Bank had no outstanding advances.

Federal_Income_Tax

Federal Income Tax	12 Months Ended
	Dec. 31, 2014
Federal Income Tax
Federal Income Tax	Note 10 - Federal Income Tax
	Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be reversed.
	The Company and the Bank file a consolidated Federal income tax return. The analysis of the consolidated provision for federal income tax is as follows:
		Year Ended December 31,
		2014			2013
	Current provision	$	—		$	—
	Deferred benefit		807			(57	)
	Change in valuation allowance		(807	)		57
	Total	$	—		$	—
	A reconciliation of the federal income tax expense and the amount computed by applying the statutory federal income tax rate (34 percent) to income before federal income tax is as follows:
		Year Ended December 31,
		2014			2013
	Tax expense at statutory rate	$	765		$	19
	Increase (decrease) from:
	Change in valuation allowance, including bargain purchase gain		(807	)		57
	Tax-exempt interest		(52	)		(52	)
	Other		94			(24	)
	Total income tax expense	$	—		$	—
	The net deferred tax asset was comprised of the following temporary differences:
		December 31,
		2014			2013
	Deferred tax assets:
	Acquired loans	$	565		$	—
	Other real estate owned		202			92
	Non-accrual loan interest		155			49
	Directors’ benefit plan		251			272
	Net operating loss carryforward		4,177			3,684
	Investment in subsidiary		—			784
	Net deferred loan origination fees		89			101
	Unrealized loss on available-for-sale securities		—			83
	Other		90			246
	Total deferred tax assets		5,529			5,311
	Less: valuation allowance		3,090			3,223
	Deferred tax liabilities:
	Allowance for loan losses		306			322
	Mortgage servicing rights		242			292
	Partnership losses		132			124
	Unrealized gain on available-for-sale securities		222			—
	Depreciation		115			344
	Core deposit intangible		437			—
	Other		134			207
	Total deferred tax liabilities		1,588			1,289
	Net deferred tax asset	$	851		$	799
	The Company has net operating loss carryforwards of approximately $12.3 million generated from December 31, 2007 through December 31, 2014 that are available to reduce total taxable income through the years ending December 31, 2033.
	For tax years beginning prior to January 1, 1996, a qualified thrift institution was allowed a bad debt deduction for tax purposes based on a percentage of taxable income or on actual experience. The Bank used the percentage of taxable income method through December 31, 1995.
	A deferred tax liability has not been recognized for the tax bad debt base year reserves of the Bank. The base year reserves are the balance of reserves as of December 31, 1987. At December 31, 2014 and 2013, the amount of those reserves was approximately $60. The amount of the unrecognized deferred tax liability at December 31, 2014 and 2013 was approximately $20.

Off_Balance_Sheet_Risk_Commitm

Off Balance Sheet Risk Commitments and Contingencies	12 Months Ended
	Dec. 31, 2014
Off Balance Sheet Risk Commitments And Contingencies
Off Balance Sheet Risk Commitments and Contingencies	Note 11 – Off-Balance Sheet Risk Commitments and Contingencies
	The Company is a party to credit-related financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit, and commercial letters of credit. These financial instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statement of financial condition.
	The Bank’s exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance-sheet instruments. The following financial instruments were outstanding whose contract amounts represent credit risk:
		December 31,
		2014		2013
	Commitments to grant loans	$	9,020	$	5,936
	Unfunded commitments under lines of credit		15,022		12,940
	Commercial and standby letters of credit		134		59
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for equity lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer.
	Unfunded commitments under commercial lines of credit, revolving credit lines, and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. In most cases, these lines of credit are collateralized and usually do not contain a specified maturity date and may not be drawn upon to the total extent to which the Company is committed.
	Commercial and standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those letters of credit are primarily used to support public and private borrowing arrangements. Essentially all letters of credit issued have expiration dates within one year. Fees earned on commercial and standby letters of credit are required to be deferred over the contractual life of the letter of credit. The Company determined that the fair value of guarantees on standby letters of credit has an immaterial effect on the financial results at December 31, 2014 and 2013.
	To reduce credit risk related to the use of credit-related financial instruments, the Company generally holds collateral supporting those commitments if deemed necessary. The amount and nature of the collateral obtained is based on the Company’s credit evaluation of the customer. Collateral held varies, but may include cash, securities, accounts receivable, inventory, property, plant, equipment, and real estate.
	If the counterparty does not have the right and ability to redeem the collateral or the Company is permitted to sell or repledge the collateral on short notice, the Company records the collateral in its balance sheet at fair value with a corresponding obligation to return it.
	Various legal claims also arise from time to time in the normal course of business, which, in the opinion of management, will have no material effect on the Company’s financial statements.

Stockholders_Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2014
Stockholders' Equity (Note 12)
Stockholders' Equity	Note 12 - Stockholders’ Equity
	Payment of dividends on the common stock is subject to determination and declaration by the Board of Directors and depends on a number of factors, including capital requirements, regulatory limitation on payment of dividends, the Bank’s results of operations and financialcondition, tax considerations, and general economic conditions.
	The Bank is subject to various regulatory capital requirements administered by the Office of the Comptroller of the Currency (OCC). Failure to meet certain capital requirements can initiate certain mandatory and possibly additional discretionary action by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators regarding components, risk-weightings, and other factors.
	During the most recent regulatory examination, the OCC categorized the Bank as “well-capitalized” per definition of 12 CFR Section 565.4(b)(1). To be categorized as well-capitalized, the Bank must maintain minimum total risk-based, tier 1 risk based, and tangible equity ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the Bank’s categorization. Consolidated data has not been disclosed as the amounts and ratios are not significantly different.
	In 2013 the federal banking agencies issued revisions to the existing capital rules to incorporate certain changes to the Basel capital framework, including Basel III and other elements. The intent is to strengthen the definition of regulatory capital, increase risk-based capital requirements, and make selected changes to the calculation of risk-weighted assets. Beginning January 1, 2015, banks transitioned to the new rules and will report results with the first call report of 2015. As part of the new rules there are several provisions affecting the Company, such as the implementation of a new common tier ratio, the start of a capital conservation buffer, and increased prompt corrective action capital adequacy thresholds.
		Actual					For Capital					To be Categorized as
							Adequacy Purposes					Well-Capitalized Under
												Prompt Corrective
												Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
		(Dollars in Thousands)
	31-Dec-14
	Total capital (to risk-weighted assets)	$	29,092		16.9	%	$	13,778		8	%	$	17,223		10	%
	Tier 1 capital (to risk-weighted assets)	$	27,662		16.1	%	$	6,889		4	%	$	10,334		6	%
	Tangible capital (to tangible assets)	$	27,662		8.5	%	$	4,858		1.5	%	$	6,477		2	%
	31-Dec-13
	Total capital (to risk-weighted assets)	$	24,033		17.9	%	$	10,748		8	%	$	13,436		10	%
	Tier 1 capital (to risk-weighted assets)	$	22,563		16.8	%	$	5,374		4	%	$	8,061		6	%
	Tangible capital (to tangible assets)	$	22,563		10.8	%	$	3,137		1.5	%	$	4,183		2	%

Employee_Benefit_Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2014
Employee Benefit Plans
Employee Benefit Plans	Note 13 - Employee Benefit Plan
	Defined Benefit Pension Plan
	The Bank is a participant in the multiemployer Financial Institutions Retirement Fund (FIRF or the “Plan”), which covers substantially all of its officers and employees. The defined benefit plan covers all employees who have completed one year of service, attained age 21, and worked at least 1,000 hours during the year. Normal retirement age is 65, with reduced benefits available at age 55. The Bank’s contributions are determined by FIRF and generally represent the normal cost of the Plan. Specific Plan assets and accumulated benefit information for the Bank’s portion of the Plan are not available. Under the Employee Retirement Income Security Act of 1974 (ERISA), a contributor to a multiemployer pension plan may be liable in the event of complete or partial withdrawal for the benefit payments guaranteed under ERISA. Effective July 1, 2005 the plan was frozen as to current participants and any new employees hired after July 1, 2004 were excluded from the plan. The expense of the Plan allocated to the Bank was $103 and $72 for the years ended December 31, 2014 and 2013, respectively.
	401(k) Savings Plan
	The Bank has a 401(k) savings plan covering substantially all of its employees who meet certain age and service requirements. Contributions to the plan by the Bank are discretionary in nature in such amounts determined by the Board of Directors. The expense under the plan for the years ended December 31, 2014 and 2013 was $96 and $89, respectively.
	Nonqualified Deferred Compensation Plan
	The Bank has a nonqualified deferred compensation plan for certain of its directors. Through 1998, each eligible director could voluntarily defer all or part of his or her director’s fees to participate in the program. The plan is currently unfunded and amounts deferred are unsecured and remain subject to claims of the Bank’s general creditors.
	Directors are paid once they reach normal retirement age or sooner for reason of death, total disability, or termination. The Bank may terminate the plan at any time. The amount recorded under the plan totaled approximately $738 and $801 at December 31, 2014 and 2013, respectively. The expense under the plan for the years ended December 31, 2014 and 2013 was $73 and $78, respectively.
	Employee Stock Ownership Plan
	Effective January 1, 1994, the Bank implemented an employee stock ownership plan (ESOP). The ESOP covers substantially all employees who have completed one year of service, attained age 21, and worked at least 1,000 hours during the year. To fund the ESOP, the Bank borrowed $480 from an outside party to purchase 48,000 shares of the Company’s common stock at $10 per share. The ESOP note was payable quarterly with interest at the prime rate and was retired in 1999. All of the 1994 shares were allocated as of December 31, 1999. Compensation expense is measured by the fair value of ESOP shares allocated to participants during a fiscal year.
	Pursuant to the 2005 second-step conversion and stock offering, the shareholders of the Company approved the purchase of 8% of shares sold in the stock offering by the ESOP. The Company provided a loan to the ESOP, which was used to purchase 138,709 shares of the Company’s common stock in the stock offering at $10 per share. The loan bore interest at a rate equal to the current prime rate, adjustable on January 1 of each year and provided for repayment of principal over the 15 year term of the loan. Since the Company provided the loan to the ESOP, the note receivable was not included in the Company’s balance sheet. Accordingly, the Company did not recognize interest income on the loan.
	The Company made annual contributions to the ESOP sufficient to support the debt service of the loan. The loan was secured by the shares purchased, which were held in a suspense account for allocation among the participants as the loan is paid. Dividends paid on unallocated shares were not considered dividends for financial reporting purposes and were used to pay principal and interest on the ESOP loan. Dividends on allocated shares are charged to retained earnings.
	The loan was paid in full as of December 31, 2009.
	Compensation expense is recognized for the ESOP equal to the average fair value of shares committed to be released for allocation to participant accounts. Any difference between the average fair value of shares committed to be released for allocation and the ESOP’s original acquisition cost is charged or credited to stockholders’ equity (additional paid-in capital). During the years ended December 31, 2014 and 2013, respectively, 0 and 2,793 shares were sold into the open market and no shares were purchased from the open market. Total compensation expense was $0 for both the years ended December 31, 2014 and 2013.
	As of December 31, 2014 this benefit plan was terminated and funds have been distributed to the participants or rolled over into an individual retirement accounts (IRA) or the 401(k) plan savings plan.
	Stock-Based Compensation Plans
	The Company’s 1996 Stock Option Plan (the “1996 Plan”), which was approved by shareholders, permits the grant of stock options to its directors and employees for up to 127,491 shares of common stock (retroactively adjusted for the exchange ratio applied in the Company’s 2005 stock offering and related second-step conversion). The Company’s 2006 Stock-Based Incentive Plan (the “2006 Plan”), which was approved by the shareholders on May 17, 2006, permits the award of up to 242,740 shares of common stock of which the maximum number to be granted as Stock Options is 173,386 and the maximum that can be granted as Restricted Stock Awards is 69,354. Option awards are granted with an exercise price equal to the market price of the Company’s stock at the date of grant; those option awards generally vest based on five years of continual service and have ten year contractual terms. Certain options provide for accelerated vesting if there is a change in control (as defined in the Plans). Shares issued under the Plan and exercised pursuant to the exercise of the stock option plan may be either authorized but unissued shares or reacquired shares held by the Company as treasury stock.
	Stock Options - A summary of option activity under the Plans during the years ended December 31, 2014 and 2013 is presented below:
	Options	Shares			Weighted-		Weighted-Average		Aggregate
					Average		Remaining		Intrinsic
					Exercise Price		Contractual Term		Value
							(Years)
	Outstanding at January 1, 2013		167,620		$	9.53		3.38		—
	Granted		—		$	0
	Exercised		—		$	0
	Forfeited or Expired		(17,590	)	$	9.6
	Outstanding at December 31, 2013		150,030		$	9.52		2.4		—
	Granted		—		$	0
	Exercised		—		$	0
	Forfeited or expired		(14,000	)	$	9.3
	Oustanding at December 31, 2014		136,030		$	9.54		1.4		—
	Options Exercisable at December 31, 2014		136,030		$	9.54		1.4		—
	There were 63,256 shares available for future granting of options as of December 31, 2014.
	The aggregate intrinsic value of outstanding options shown in the table above represents the total pretax intrinsic value (i.e. the difference between the Company’s closing stock price of $5.49 on December 31, 2014 and the exercise price times the number of shares) that would have been received by the option holder had all option holders exercised their options on December 31, 2014. The amount changes based on the fair market value of the stock. This value was $0.00 at both December 31, 2014 and 2013. The exercise prices for the stock options range from $9.07 to $9.65 per share.
	As of December 31, 2014, the total compensation cost of the Plans was fully recognized. The total fair value of shares vested during the year ended December 31, 2014 and 2013 was $0 and $0, respectively. Compensation expense for 2014 and 2013 related to options granted under this plan was $0 and $0, respectively.
	All stock options were fully vested at December 31, 2014 and 2013, respectively.
	Restricted Stock Awards – The Company did not grant any award shares during the years ended December 31, 2014 and 2013. Compensation expense for 2014 and 2013 related to awards granted under this plan was $0 and $0, respectively.
	The shares vest over a five year service period. As of December 31, 2014, the total compensation cost of the Plan was fully recognized. In addition, there were no restricted stock awards under the plan that were unvested at December 31, 2014 and 2013, respectively.
	There were 5,304 shares available for future grants of award shares at December 31, 2014.

Fair_Value_Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2014
Fair Value Measurements
FAIR VALUE MEASUREMENTS	Note 14 - Fair Value Measurements
	Accounting standards require certain assets and liabilities be reported at fair value in the financial statements and provide a framework for establishing that fair value. The framework for determining fair value is based on a hierarchy that prioritizes the inputs and valuation techniques used to measure fair value.
	The following tables present information about the Company’s assets measured at fair value on a recurring basis at December 31, 2014 and 2013 and the valuation techniques used by the Company to determine those fair values.
	In general, fair values determined by Level 1 inputs use quoted prices in active markets for identical assets that the Company has the ability to access.
	Fair values determined by Level 2 inputs use other inputs that are observable, either directly or indirectly. These Level 2 inputs include quoted prices for similar assets in active markets and other inputs such as interest rates and yield curves that are observable at commonly quoted intervals.
	Level 3 inputs are unobservable inputs, including inputs that are available in situations where there is little, if any, market activity for the related asset. These Level 3 fair value measurements are based primarily on management’s own estimates using pricing models, discounted cash flow methodologies, or similar techniques taking into account the characteristics of the asset.
	In instances whereby inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset.
	Assets and Liabilities Measured at Fair Value on a Recurring Basis at December 31, 2014
		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable		Balance at December 31, 2014
		(Level 1)		(Level 2)		Inputs
						(Level 3)
	Investment securities - available-for-sale:
	U.S. Treasury securities and obligations of U.S. government corporations and agencies	$	—	$	31,223	$	—	$	31,223
	Municipal notes		—		23,133		—		23,133
	Corporate securities		—		1,561				1,561
	Mortgage-backed securities		—		64,046		—		64,046
	Equity securities		5		—		—		5
	Total investment securities - available-for-sale	$	5	$	119,963	$	—	$	119,968
	Assets and Liabilities Measured at Fair Value on a Recurring Basis at December 31, 2013
		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable		Balance at December 31, 2013
		(Level 1)		(Level 2)		Inputs
						(Level 3)
	Investment securities - available-for-sale:
	U.S. Treasury securities and obligations of U.S. government corporations and agencies	$	—	$	7,042	$	—	$	7,042
	Municipal notes		—		13,609		—		13,609
	Corporate securities		—		1,097				1,097
	Mortgage-backed securities		—		28,603		—		28,603
	Equity securities		7		—		—		7
	Total investment securities - available-for-sale	$	7	$	50,351	$	—	$	50,358
	Fair value measurements of U.S. Government agencies and mortgage backed securities use pricing models that vary and may consider various assumptions, including time value, yield curves, volatility factors, prepayment speeds, default rates, loss severity, current market and contractual prices for the underlying financial instruments, as well as other relevant economic measures.
	There were no transfers between Levels 1 and 2 of the fair value hierarchy during the years ended December 31, 2014 and 2013. For the available for sale securities, the Company obtains fair value measurements from an independent third-party service.
	The Company also has assets that under certain conditions are subject to measurement at fair value on a nonrecurring basis. These assets include impaired loans (see Note 4) and other real estate owned.
	The change in fair value of impaired loans is recorded through the ALLL. The Company estimates the fair value of impaired loans based on Level 3 inputs which include the present value of expected future cash flows using management’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals).
	Other real estate owned assets are reported in the following table at initial recognition of impairment and on an ongoing basis until recovery or charge-off. At the time of foreclosure or repossession, real estate owned and repossessed assets are adjusted to fair value less estimated costs to sell, establishing a new cost basis. At that time, they are reported in the Company’s fair value disclosures in the following nonrecurring tables:
	Assets Measured at Fair Value on a Nonrecurring Basis at December 31, 2014
		Balance at December 31, 2014		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
				(Level 1)
	Originated Assets:
	Impaired loans accounted for under FASB ASC 310-10	$	1,806	$	—	$	—	$	1,806
	Other real estate owned -residential mortgages		336		—		—		336
	Other real estate owned - commercial		1,628		—		—		1,628
	Other repossessed assets		860		—		—		860
	Total assets at fair value on a non-recurring basis							$	4,630
	Acquired Assets:
	Impaired loans accounted for under FASB ASC 310-10	$	396	$	—	$	—	$	396
	Other real estate owned -residential mortgages		—		—		—		—
			—
	Other real estate owned - commercial		—		—		—		—
	Other repossessed assets		—		—		—		—
	Total assets at fair value on a non-recurring basis							$	396
	Assets Measured at Fair Value on a Nonrecurring Basis at December 31, 2013
		Balance at December 31, 2013		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
				(Level 1)
	Impaired loans accounted for under FASB ASC 310-10	$	5,122	$	—	$	—	$	5,122
	Other real estate owned -residential mortgages		285		—		—		285
	Other real estate owned - commercial		472		—		—		472
	Other repossessed assets		1,023		—		—		1,023
	Total assets at fair value on a non-recurring basis							$	6,902
	The following methods and assumptions were used by the Company in estimating fair value disclosures for financial instruments:
	Cash and Cash Equivalents - The carrying amounts of cash and short-term instruments approximate fair values.
	Securities - Fair values of securities are based on quoted market prices. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.
	Loans Receivable - For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for other loans are estimated using discounted cash flow analysis, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Fair values of nonperforming loans are estimated using discounted cash flow analysis or underlying collateral values, where applicable.
	Federal Home Loan Bank Stock - The carrying value of Federal Home Loan Bank stock approximates fair value based on the redemption provisions of the Federal Home Loan Bank.
	Deposit Liabilities - The fair values disclosed for demand deposits are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). The carrying amounts of variable-rate, fixed-term money market accounts and certificates of deposit approximate their fair values at the reporting date. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.
Federal Home Loan Bank Advances - The estimated fair value of the fixed and variable rate Federal Home Loan Bank advances are estimated by discounting the related cash flows using the rates currently available for similarly structured borrowings with similar maturities.
Accrued Interest - The carrying amounts of accrued interest approximate fair value.
Other Financial Instruments - The fair value of other financial instruments, including loan commitments and unfunded letters of credit, based on discounted cash flow analyses, is not material.
The estimated fair values and related carrying amounts of the Company’s financial instruments as of December 31, 2014 and 2013 are as follows:
31-Dec-14	Carrying		Level 1		Level 2		Level 3		Total Estimated Fair Value
	Value
	(dollars in thousands)
Financial assets:
Cash and cash equivalents	$	11,254	$	11,254	$	—	$	—	$	11,254
Deposits held at other financial institutions		8,429		—		8,424		—		8,424
Securities available for sale		119,968		—		119,968		—		119,968
Securities held to maturity		790		—		908		—		908
Loans held for sale		88						90		90
Loans receivable - net		163,646		—		—		163,690		163,690
Federal Home Loan Bank stock		2,591		—		2,591		—		2,591
Accrued interest receivable		986		—		—		986		986
Financial liabilities:
Customer deposits		270,734		—		271,200		—		271,200
Federal Home Loan Bank advances		22,885		—		22,696		—		22,696
Accrued interest payable		101		—		—		101		101
31-Dec-13	Carrying		Level 1		Level 2		Level 3		Total Estimated Fair Value
	Value
	(dollars in thousands)
Financial assets:
Cash and cash equivalents	$	2,766	$	2,766	$	—	$	—	$	2,766
Securities available for sale		50,358		—		50,358		—		50,358
Securities held to maturity		2,255		—		2,400		—		2,400
Loans held for sale		175						178		178
Loans receivable - net		136,315		—		—		135,172		135,172
Federal Home Loan Bank stock		3,266		—		3,266		—		3,266
Accrued interest receivable		745		—		—		745		745
Financial liabilities:
Customer deposits		160,029		—		160,784		—		160,784
Federal Home Loan Bank advances		24,813		—		24,458		—		24,458
Accrued interest payable		89		—		—		89		89

Restrictions_on_Dividends

Restrictions on Dividends	12 Months Ended
	Dec. 31, 2014
Restrictions On Dividends
Restrictions on Dividends	Note 15 - Restrictions on Dividends
	Dividends paid by the Bank are the primary source of funds available to the Company for payment of dividends to shareholders and for other working capital needs. The payment of dividends by the Bank to the Company is subject to restrictions by the Office of the Comptroller of Currency (OCC). These restrictions generally limit dividends to the current and prior two years’ retained earnings. In addition to these restrictions, as a practical matter, dividend payments cannot reduce regulatory capital levels below the Bank’s regulatory capital requirements and minimum regulatory guidelines. Future dividend payments by the Company will be based on future earnings and the approval of the OCC.

ParentOnly_Financial_Statement

Parent-Only Financial Statements	12 Months Ended
	Dec. 31, 2014
Parent-Only Financial Statements
Parent-Only Financial Statements	Note 16 - Parent-Only Financial Statements
	The following represents the condensed financial statements of First Federal of Northern Michigan Bancorp, Inc. (“Parent”) only. The Parent-only financial information should be read in conjunction with the Company’s consolidated financial statements.
	Condensed parent company financial statements, which include transactions with the subsidiary, are as follows (000s omitted):
		December 31,
		2014			2013
	Assets
	Cash at subsidiary bank	$	481		$	510
	Investment in subsidiary		29,731			22,701
	Deferred tax asset		318			318
	Other assets		6			1
	Total assets	$	30,536		$	23,530
	Liabilities and Stockholders’ Equity
	Liabilities	$	—		$	5
	Stockholders’ equity		30,536			23,525
	Total liabilities and stockholders’ equity	$	30,536		$	23,530
		December 31,
		2014			2013
	Operating income	$	—		$	—
	Dividend income		500			—
	Operating expense		(271	)		(249	)
	Income (Loss) before income taxes and equity in undistributed net income of subsidiary bank		229			(249	)
	Income tax benefit		—			—
	Income (Loss) before equity in undistributed loss of subsidiary bank		229			(249	)
	Equity in undistributed net income of subsidiary bank		2,020			304
	Net income	$	2,249		$	55
	Statements of Operations:
		December 31,
		2014			2013
	Cash Flows from Operating Activities
	Net income	$	2,249		$	55
	Adjustments to reconcile net income to net cash from operating activities:
	Dividend from subsidiary bank	$	500
	Stock options/awards		—			—
	Equity in undistributed net income of subsidiary bank		(2,520	)		(304	)
	Net change in other liabilities		(6	)		1
	Net change in other assets		(5	)		(1	)
	Cash Flows from Financing Activities
	Dividends paid		(247	)		(58	)
	Net cash used in operating activities		(2,278	)		(362	)
	Net Decrease in Cash		(29	)		(307	)
	Cash - Beginning of year		510			817
	Cash - End of year	$	481		$	510

Quarterly_Results_of_Operation

Quarterly Results of Operations (Unaudited)	12 Months Ended
	Dec. 31, 2014
Quarterly Results Of Operations
Quarterly Results of Operations (Unaudited)	Note 17 - Quarterly Results of Operations (Unaudited)
	The following tables summarize the Company’s quarterly results for the fiscal years ended December 31, 2014 and 2013:
		For the Three-Month Period Ending
		March 31,		June 30,			September 30,		December 31,
		2014		2014			2014		2014
	Interest income	$	2,045	$	2,025		$	2,387	$	2,643
	Interest expense		249		259			270		304
	Net interest income		1,796		1,766			2,117		2,339
	Provision for loan losses		16		—			257		11
	Other income		336		344			2,224		574
	Other expenses		1,895		2,016			2,470		2,582
	Income - before income tax expense		221		94			1,614		320
	Income tax expense		—		—			—		—
	Net income	$	221	$	94		$	1,614	$	320
	Net income per share
	Basic	$	0.08	$	0.03		$	0.48	$	0.11
	Diluted	$	0.08	$	0.03		$	0.48	$	0.11
	Weighted average number of shares outstanding - basic and dilutive		2,884		2,884			3,370		3,019
	Cash dividends declared per common share	$	0.02	$	0.02		$	0.02	$	0.02
		For the Three-Month Period Ending
		March 31,		June 30,			September 30,		December 31,
		2013		2013			2013		2013
	Interest income	$	2,085	$	2,095		$	2,065	$	2,074
	Interest expense		321		285			274		270
	Net interest income		1,764		1,810			1,791		1,804
	Provision for loan losses		144		196			32		265
	Other income		440		465			459		401
	Other expenses		1,992		2,082			2,036		2,132
	Income (loss) - before income tax expense (benefit)		68		(3	)		182		(192	)
	Income tax expense		—		—			—		—
	Net income (loss)	$	68	$	(3	)	$	182	$	(192	)
	Net income (loss) per share
	Basic	$	0.02	$	—		$	0.06	$	(0.07	)
	Diluted	$	0.02	$	—		$	0.06	$	(0.07	)
	Weighted average number of shares outstanding - basic and dilutive		2,884		2,884			2,884		2,884
	Cash dividends declared per common share	$	—	$	—		$	—	$	0.02

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2014
Summary Of Significant Accounting Policies Policies
Nature Of Operation	Nature of Operations – First Federal of Northern Michigan Bancorp, Inc. (the “Company”) and its subsidiary, First Federal of Northern Michigan (the “Bank”), conduct operations in the northeastern lower peninsula of Michigan. The Company’s primary services include accepting deposits, making commercial, consumer and mortgage loans, and engaging in mortgage banking activities.
Principles of Consolidation	Principles of Consolidation - The consolidated financial statements include the accounts of First Federal of Northern Michigan Bancorp, Inc., First Federal of Northern Michigan, and the Bank’s wholly owned subsidiary, Financial Services & Mortgage Corporation (“FSMC”). FSMC invested in real estate, which includes leasing, selling, developing, and maintaining real estate properties. The 2014 activity of FFNM Agency, Inc. was to collect the stream of income associated with the sale of the Blue Cross/Blue Shield override business to an outside party and, to a lesser extent, the collection of commissions for the sale of non-insured investment products. The final override commission payment was collected in April of 2014 and as a result, this subsidiary was dissolved as of December 31, 2014. All significant intercompany balances and transactions have been eliminated in the consolidation.
Use of Estimates	Use of Estimates - The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan and lease loss (“ALLL”), the valuation of investment securities, intangible and deferred tax assets, and mortgage servicing rights.
Significant Group Concentrations of Credit Risk	Significant Concentrations of Credit Risk - Most of the Company’s activities are with customers located within the northeastern lower peninsula of Michigan. Note 3 discusses the types of securities in which the Company invests. Note 4 discusses the types of lending in which the Company engages. The Company does not have any significant concentrations to any one industry or customer.
Cash and Cash Equivalents	Cash and Cash Equivalents - For the purpose of the consolidated statements of cash flows, cash and cash equivalents include cash and balances due from depository institutions and federal funds sold and interest bearing deposits in other depository institutions which mature within ninety days when purchased.
Securities	Securities – Debt securities that management has the positive intent and ability to hold to maturity are classified as “held to maturity” and recorded at amortized cost. Securities not classified as held to maturity, including equity securities with readily determinable fair values, are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income net of applicable income taxes. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities.
	Management evaluates securities for other-than-temporary impairment (“OTTI”) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. When evaluating investment securities consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions and whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. In analyzing an issuer’s financial condition, the Company may consider whether the securities are issued by the federal government or its agencies, or U.S. Government sponsored enterprises, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. The assessment of whether another-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.
	When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. If a security is determined to be other-than-temporarily impaired, but the entity does not intend to sell the security, only the credit portion of the estimated loss is recognized in earnings, with the other portion of the loss recognized in other comprehensive income.
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock – Federal Home Loan Bank (FHLB) Stock is carried at cost and is held to allow the Bank to conduct business with the entity. Federal Home Loan Bank sells and purchases its stock at par; therefore cost approximates fair market value.
Mortgage Banking Activities	Mortgage Banking Activities – The Company routinely sells to investors its originated long-term residential fixed-rate mortgage loans. Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to income.
	Mortgage loans held for sale are generally sold with the mortgage servicing rights retained by the Company. The carrying value of mortgage loans sold is reduced by the cost allocated to the associated mortgage servicing rights. Gains or losses on sales of mortgage loans are recognized based on the difference between the selling price and the carrying value of the related mortgage loans sold.
	The Company enters into commitments to originate loans whereby the interest rate on the loan is determined prior to funding, also known as rate lock commitments. Rate lock commitments on residential mortgage loans that are intended to be sold are considered to be derivatives. Fair value is based on fees currently charged to enter into similar agreements. The fair value of rate lock commitments was insignificant at December 31, 2014 and 2013.
	The Company uses forward contracts as part of its mortgage banking activities. Forward contracts provide for the delivery of financial instruments at a specified future date and at a specified price or yield. The fair value of forward contracts was insignificant at December 31, 2014 and 2013.
Loans	Originated Loans - The Company grants mortgage, commercial, and consumer loans to customers. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding unpaid principal balances adjusted for charge-offs, the ALLL, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield over the contractual life of the loan.
	The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent unless the credit is well-secured and in process of collection. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.
	All interest accrued but not collected, for loans that are placed on nonaccrual or charged off, is reversed against interest income. The interest on these loans is accounted for on the cash basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Loans Acquired in a Business Combination	Loans Acquired in a Business Combination – Loans acquired in a business combination (acquired loans) consist of loans acquired on August 8, 2014 in the merger with Bank of Alpena. Acquired loans are recorded at fair value as of the acquisition date without a carryover of the associated allowance for loan losses related to these loans, through a fair value discount that was, in part, attributed to credit quality. The estimate of the expected credit losses was determined based on due diligence performed by executive and senior management of the Company. The fair value discount was recorded as a reduction to the acquired loans’ outstanding principal balance in the consolidated financial statements on the merger date.
	The Company accounts for acquired loans, which are recorded at fair value at acquisition, in accordance with ASC Topic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality (ASC 310-30). Under the provisions of ASC 310-30, the Company evaluated each loan individually and determined that loans with an outstanding principal balance of $5.9 million exhibited deteriorated credit quality, and therefore, met the criteria set forth in ASC 310-30. None of the loans acquired were classified as debt securities.
	In accordance with ASC 310-30 with Company elected to evaluate each loan individually for expected future cash flows. Loans will be removed from the acquired loan segment in the event of sale, foreclosure, pay off or being written off as uncollectable. The Company estimates the cash flow to be collected over the remaining life of the loan on a quarterly basis based on a set of assumptions including expectations as to default rates, prepayment rates, and expected loss rates. The Company makes numerous assumptions, interpretations and judgments using internal and third-party credit quality information when determining the probability of collecting all contractual required payments. This is a point in time assessment and inherently subjective due to the nature of the available information and judgment involved.
	The calculation of the fair value of the acquired loans entails estimating the amount and timing of cash flows attributable to both principal and interest expected to be collected on each individual loan, and then discounting those cash flows at a market interest rate. The excess of a loan’s expected cash flow at the acquisition date over its estimated fair value is commonly referred to as “accretable yield”, which is recognized into interest income over the remaining life of the loan on a level-yield basis. The difference between an individual loan’s contractual required principal and interest as of the merger date and the expected cash flows as of the same date is commonly referred to as “nonaccretable difference”, which includes an estimate of future credit losses expected to be incurred over the remaining life of the loan and interest payments that are not expected to be collected. A decrease to the expected cash flows of a loan in subsequent periods will require the Company to record a provision for loan loss. Improvements to expected cash flows of a loan in subsequent periods will result in reversing a portion of the nonaccretable difference, which is then classified as a part of the accretable yield and subsequently recognized into interest income over the estimated remaining life of the loan. A loan will be removed from the acquired loan segment through any one of the following avenues, foreclosed, paid off or written off.
Allowance for Loan and Lease Losses (ALLL)	Allowance for Loan and Lease Losses (ALLL) - The ALLL is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.
	The ALLL is evaluated on a regular basis by management and is based on management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.
	The allowance consists of specific and general components. The specific component relates to loans that are classified as doubtful, substandard or special mention. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of homogeneous loans are collectively evaluated for impairment. The Company does not separately identify individual consumer and residential loans for impairment disclosures until a loss is imminent.
	Troubled debt restructuring of loans is undertaken to improve the likelihood that the loan will be repaid in full under the modified terms in accordance with a reasonable repayment schedule. All modified loans are evaluated to determine whether the loans should be reported as a Troubled Debt Restructure (TDR). A loan is a TDR when the Company, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower by modifying or renewing a loan that the Company would not otherwise consider. To make this determination, the Company must determine whether (a) the borrower is experiencing financial difficulties and (b) the Company granted the borrower a concession. This determination requires consideration of all of the facts and circumstances surrounding the modification. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean the borrower is experiencing financial difficulties.
Loan Servicing	Loan Servicing – Servicing assets are recognized as separate assets when rights are retained through the sale of originated residential mortgage loans. Capitalized servicing rights are reported in other assets and are amortized against non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as interest rate, loan type and investor type. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or on a valuation model that calculates the present value of estimated future net servicing income using market based assumptions. Temporary impairment is recognized through a valuation allowance for an individual stratum to the extent that fair value is less than the capitalized amount for the stratum. If it is later determined that all or a portion of the temporary impairment no longer exists, the valuation allowance is reduced through a recovery of income. An other-than-temporary impairment results in a permanent reduction to the carrying value of the servicing asset. Servicing income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income.
Foreclosed Assets (Including Other Real Estate Owned)	Foreclosed Assets (Including Other Real Estate Owned) - Foreclosed real estate held for sale is carried at the lower of fair value minus estimated costs to sell. Costs of holding foreclosed real estate are charged to expense in the current period, except for significant property improvements, which are capitalized. Valuations are periodically performed by management and an allowance is established by a charge to non-interest expense if the carrying value exceeds the fair value minus estimated costs to sell. Foreclosed real estate is classified as other real estate owned. The net income from operations of foreclosed real estate held for sale is reported in non-interest income.
Property and Equipment	Property and Equipment - These assets are recorded at cost, less accumulated depreciation. The Bank uses the straight-line method of recording depreciation for financial reporting. The depreciable lives used by the Company are: land improvements 7-10 years, buildings 7-40 years and equipment 3-10 years. Maintenance and repairs are charged to expense and improvements are capitalized.
Bank Owned Life Insurance	Bank Owned Life Insurance - The Bank has purchased life insurance policies on certain key officers. Bank-owned life insurance is recorded at its cash surrender value, or the amount that can be realized.
Intangible Assets	Intangible Assets – The Company has in the past purchased one or more branches from other financial institutions. The analysis of these branch acquisitions led the Company to conclude that in each case, we acquired a business and therefore, the purchase price generally includes the intangible value of the depositor relationships acquired, referred to as core deposit intangible assets. The expected life for core deposit intangible asset is based on the type of products acquired. The amortization periods range from 10 to 15 years and are based on the expected life of the products and relationships. The expected life was determined based on an analysis of the life of similar products within the Company and local competition in the markets where the branches were acquired. The core deposit intangible assets, related to branch purchases, were amortized on a straight line basis.
	In conjunction with the merger with Bank of Alpena, the Company established a $1.4 million core deposit intangible asset. This intangible asset is being amortized over a 10 year period on an accelerated basis. The core deposit intangible is analyzed quarterly for impairment.
	On June 12, 2003, First Federal of Northern Michigan acquired 100% of the stock of the InsuranCenter of Alpena (ICA).
	On February 27, 2009 the Company announced that it had sold the majority of the assets of the InsuranCenter of Alpena.
	At the time of the sale, goodwill of $600 continued to be recorded relating to certain assets of the Company that were not sold in the sale of ICA. The assets retained relate to a future stream of commissions. Management computed an estimated cash flow on this commission using a 6.0% discount rate and determined a fair value of $600. Since the $600 allocation of fair value relates to a finite life asset, the Company re-characterized the goodwill as an amortizable intangible and began amortizing the asset in March, 2009. Pursuant to the agreement, the Company received the final override commission payment in April, 2014.
Income Taxes	Income Taxes - Deferred income tax assets and liabilities are recognized for temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred income tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.
	The Company records a valuation allowance if it believes, based on available evidence, that it is “more likely than not” that the future tax assets recognized will not be realized before their expiration. Realization of the Company’s deferred tax assets is primarily dependent upon the generation of a sufficient level of future taxable income.
	At December 31, 2014 and 2013, management did not believe it was more likely than not that all of the deferred tax assets would be realized. Accordingly, at December 31, 2014 and 2013 a valuation allowance of $3.1 million and $3.2 million was recorded, respectively.
	The net deferred tax asset recorded at December 31, 2014 and 2013 was $851 and $799. See Note 10 for additional information.
Off Balance Sheet Instruments	Off Balance Sheet Instruments - In the ordinary course of business, the Company has entered into commitments to extend credit, including commitments under credit card arrangements, commercial letters of credit and standby letters of credit. For letters of credit, a liability is recorded for the fair value of the obligation undertaken in issuing the guarantee.
Comprehensive Income	Comprehensive Income - Accounting principles generally require that recognized revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component in the equity section of the consolidated statement of financial condition. Such items, along with net income, are components of comprehensive income.
	Accumulated other comprehensive income consists solely of unrealized gains and losses on available for sale securities, reported net of tax of $222 and ($83) at December 31, 2014 and December 31, 2013, respectively.
Stock-Based Compensation	Stock-Based Compensation – The Company’s stock based compensation plans are described in detail in Note 12 (Employee Benefit Plans). Compensation expense is recognized for stock options and unvested (restricted) stock awards issued to employees, based on the fair value of these awards at the date of grant. A Black Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common shares at the date of grant is used to estimate the fair value of unvested (restricted) stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period for stock option awards and as the unvested period for nonvested (restricted) stock awards. Certain of theCompany’s share-based awards contain terms that provide for a graded vesting schedule whereby portions of the award vest in increments over the requisite service period.
	The Company granted no options in 2014 and 2013. Compensation costs related to stock options charged to earnings were $0 in 2014 and 2013, respectively.
Earnings Per Common Share	Earnings Per Common Share – Basic earnings per common share is computed by dividing net income by the average number of common shares outstanding during the period. The Company uses the treasury stock method to compute diluted earnings per share, which assumes that proceeds from the assumed exercise of stock options would be used to purchase common stock at the average market price during the period. As of December 31, 2014, 136,030 options were not considered dilutive, due to the fact that the option price exceeded the fair value of the shares.
	Earnings per common share have been computed based on the following:
		December 31,
		2014		2013
	Net income	$	2,249	$	55
	Average number of common shares outstanding		3,218,926		2,884,049
	Effect of dilutive options		—		—
	Average number of common shares outstanding used to calculate diluted earnings per common share		3,218,926		2,884,049
Recent Accounting Pronouncements	Recent Accounting Pronouncements - The Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2014-09 (ASU 2014-09), “Revenue from Contracts with Customers (Topic 606)”. ASU 2014-09 adopts a standardized approach for revenue recognition and was a joint effort with the International Accounting Standards Board (IASB). The new revenue recognition standard is based on a core principle of recognizing revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU 2014-09 does not apply to financial instruments. ASU 2014-09 is effective for public entities for reporting periods beginning after December 15, 2016 (therefore, for the year ending December 31, 2017 for the Company). Early implementation is not allowed for public companies. Management is currently assessing the impact to the Company’s consolidated financial statements.
	The Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) – Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The ASU clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. The ASU is effective for public entities for reporting beginning after December 15, 2014 (therefore, for the year ending December 31, 2015 for the Company). The ASU can be adopted using either a modified retrospective transition method or a prospective transition method. Adoption of this update is not expected to have a material effect on the consolidated financial statements.

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2014
Summary Of Significant Accounting Policies Tables
Schedule of weighted average number of common shares outstanding
	Earnings per common share have been computed based on the following:
		December 31,
		2014		2013
	Net income	$	2,249	$	55
	Average number of common shares outstanding		3,218,926		2,884,049
	Effect of dilutive options		—		—
	Average number of common shares outstanding used to calculate diluted earnings per common share		3,218,926		2,884,049

Business_Combinations_Tables

Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2014
Business Combinations [Abstract]
Schedule of purchase price of acquisition
	First Federal of Northern Michigan Bancorp, Inc. common stock issued for Alpena Banking Corporation common shares		843
	Price per share, based on First Federal of Northern Michigan Bancorp, Inc. closing price on August 8, 2014	$	5.59
	Total purchase price	$	4,712
	Preliminary Statement of Net Assets Acquired Fair Value:
	Assets
	Cash and cash equivalents	$	41,650
	Securities		24,008
	Loans		33,051
	Premises and Equipment		1,667
	Core Deposit Intangible		1,392
	Deferred Tax Asset		337
	Other Assets		467
	Total Assets	$	102,572
	Liabilities
	Deposits		95,787
	Other Liabilities		91
	Total Liabilities	$	95,878
	Net Identifiable Assets Acquired				$	6,694
	Bargain Purchase Gain				$	(1,982	)
Schedule of the unaudited pro forma information for the results of operations	The following table provides the pro forma information for the results of operations for the years ended December 31, 2014 and 2013, as if the merger had occurred on January 1 of each year. These adjustments reflect the impact of certain purchase accounting fair value measurements, primarily on the loan and deposit portfolios of Bank of Alpena. In addition, the $266 in merger-related costs noted above are included in each period presented. Further operating cost savings are expected along with additional business synergies as a result of the merger which are not presented in the pro forma amounts. These pro forma results are presented for illustrative purposes only and are not intended to represent or be indicative of the actual results of operations of the combined banking organizations that would have been achieved had the merger occurred at the beginning of each period presented, nor are they intended to represent or be indicative of future results of the Company.
		For the Year Ended
		December 31,
		2014				2013
	Net interest income	$	9,554			$	9,602
	Non-interest income		3,631				2,079
	Non-interest expense		10,502				11,064
	Net income		2,316				190
	Net income per basic and diluted share		0.72				0.07
	Weighted average shares outstanding		3,219				2,884
Schedule of acquired loans		Acquired				Acquired			Acquired
		Impaired				Non-Impaired			Total
		(in thousands)
	Real estate loans:
	Residential mortgages	$	397			$	6,992		$	7,389
	Commercial Loans:
	Construction - real estate		—				109			109
	Secured by real estate		3,070				14,721			17,791
	Other		1,201				4,213			5,414
	Total commercial loans		4,271				19,043			23,314
	Consumer loans:
	Secured by real state		30				1,567			1,598
	Other		—				750			750
	Total consumer loans		30				2,318			2,348
	Total Loans at acqusition date	$	4,698			$	28,353		$	33,051
		Acquired				Acquired			Acquired
		Impaired				Non-Impaired			Total
		(in thousands)
	Loans acquired- contractual required payments	$	5,930			$	28,587		$	34,517
	Non accretable difference		(1,232	)			—			(1,232	)
	Expected cash flows		4,698				28,587			33,285
	Accretable yield		—				(234	)		(234	)
	Carrying balance at acquisition date	$	4,698			$	28,353		$	33,051

Securities_Tables

Securities (Tables)	12 Months Ended
	Dec. 31, 2014
Securities Tables
Schedule of carrying value and estimated fair value of securities	Investment securities have been classified according to management’s intent. The carrying value and estimated fair value of securities are as follows:
		31-Dec-14
		Amortized		Gross			Gross			Market
		Cost		Unrealized			Unrealized			Value
				Gains			Losses
	Securities Available for Sale
	U.S. Treasury securities and obligations of U.S. government corporations and agencies	$	31,221	$	58		$	(57	)	$	31,222
	Municipal notes		22,894		369			(129	)		23,134
	Corporate securities		1,549		12			—			1,561
	Mortgage-backed securities		63,648		515			(117	)		64,046
	Equity securities		3		2			—			5
	Total	$	119,315	$	956		$	(303	)	$	119,968
	Securities Held to Maturity
	Municipal notes	$	790	$	118		$	—		$	908
			31-Dec-13
			Amortized		Gross			Gross			Market
			Cost		Unrealized			Unrealized			Value
					Gains			Losses
	Securities Available for Sale
	U.S. Treasury securities and obligations of  U.S. government corporations and agencies	$	7,111	$	36		$	(105	)	$	7,042
	Municipal notes		13,694		216			(301	)		13,609
	Corporate securities		1,085		12			—			1,097
	Mortgage-backed securities		28,708		279			(384	)		28,603
	Equity securities		3		4			—			7
	Total	$	50,601	$	547		$	(790	)	$	50,358
	Securities Held to Maturity
	Municipal notes	$	2,255	$	145		$	—		$	2,400
Schedule of amortized cost and market value of securities by maturity
		31-Dec-14
		Amortized		Market
		Cost		Value
	Available For Sale:
	Due in one year or less	$	5,069	$	5,092
	Due after one year through five years		38,827		38,843
	Due in five year through ten years		10,478		10,562
	Due after ten years		1,290		1,420
	Subtotal		55,664		55,917
	Equity securities		3		5
	Mortgage-backed securities		63,648		64,046
	Total	$	119,315	$	119,968
	Held To Maturity
	Due in one year or less	$	45	$	45
	Due after one year through five years		200		218
	Due in five year through ten years		315		365
	Due after ten years		230		280
	Total	$	790	$	908
Summary of Temporily Impaired Investments Impaired	There are temporary reasons why securities may be valued at less than amortized cost. Temporary reasons are that the current levels of interest rates as compared to the coupons on the securities held by the Company are higher and impairment is not due to credit deterioration. The Company has the intent and the ability to hold these securities until their value recovers, which may be until maturity.
		31-Dec-14											31-Dec-13
				Gross						Gross Unrealized					Gross					Gross
				Unrealized						Losses					Unrealized					Unrealized
				Losses											Losses					Losses
		Fair		Less than			Fair			12 months			Fair		Less than			Fair		12 months
		Value		12 months			Value			or longer			Value		12 months			Value		or longer
	Available For Sale:
	U.S. Treasury securities and obligations of U.S. government corporations and agencies	$	13,672	$	(28	)	$	971		$	(29	)	$	—	$	—		$	894	$	(105	)
	Corporate and other securities
	Municipal notes		9,506		(54	)		4,039			(75	)		7,902		(243	)		1,668		(58	)
	Mortgage-backed securities		9,923		(31	)		4,666			(86	)		14,471		(334	)		2,052		(50	)
	Equity securities		—		—			—			—			—		—			—		—
	Total Securities available for sale	$	33,101	$	(113	)	$	9,676		$	(190	)	$	22,373	$	(577	)	$	4,614	$	(213	)
	Held to Maturity:
	Municipal notes		—		—			—			—			—		—			—		—
	Total Securities held to maturity	$	—	$	—		$	—		$	—		$	—	$	—		$	—	$	—

Loans_Tables

Loans (Tables)	12 Months Ended
	Dec. 31, 2014
Loans Tables
Schedule of composition of loans categorized by the type of loan	Loans at December 31, 2014 and 2013 are summarized as follows:
		31-Dec
		2014			2013
	Real estate loans - One- to four-family residential	$	71,828		$	63,839
	Commercial loans:
	Secured by real estate		63,606			51,899
	Other		19,000			12,451
	Total commercial loans		82,606			64,350
	Consumer loans:
	Secured by real estate		9,502			8,730
	Other		1,403			1,165
	Total consumer loans		10,905			9,895
	Total gross loans		165,339			138,084
	Less:
	Net deferred loan fees		263			297
	Allowance for loan losses		1,429			1,472
	Total loans - net	$	163,647		$	136,315
	Final loan maturities and rate sensitivity of the loan portfolio are as follows:
		31-Dec-14
		Less Than			One Year			After			Total
		One Year			to Five			Five
					Years			Years
	Originated Loans:
	Loans at fixed interest rates	$	3,983		$	31,560		$	50,507		$	86,050
	Loans at variable interest rates		7,731			8,381			34,035			50,147
	Total	$	11,714		$	39,941		$	84,542		$	136,197
		31-Dec-14
			Less Than			One Year			After			Total
			One Year			to Five			Five
						Years			Years
	Acquired Loans :
	Loans at fixed interest rates	$	1,796		$	9,502		$	1,165		$	12,463
	Loans at variable interest rates		2,024			3,773			10,882			16,679
	Total	$	3,820		$	13,275		$	12,047		$	29,142
Schedule of the change in accretable and nonaccretable yields of acquired impaired loans	Changes to the accretable yield for acquired impaired loans were as follows as of December 31, 2014:
		Acquired			Acquired			Acquired
		Impaired			Non-			Total
		Non-			Impaired
		accretable			Accretable
	Beginning of year	$	—		$	—		$	—
	Net discount associated with acquired loans		(1,456	)		(234	)		(1,690	)
	Accretion of discount for credit spread		—			26			26
	Loans paid off through December 31, 2014		224			—			224
		$	(1,232	)	$	(208	)	$	(1,440	)
Schedule of loans to executives and directors	Certain directors and executive officers of the Company were loan customers of the Bank during 2014 and 2013. Such loans were made in the ordinary course of business and do not involve more than a normal risk of collectability. An analysis of aggregate loans outstanding to directors and executive officers for the years ended December 31, 2014 and 2013 are as follows:
		December 31,
		2014			2013
	Aggregate balance - Beginning of Period	$	3,168		$	3,340
	New loans		1,070			2,524
	Repayments		(1,135	)		(2,491	)
	Net change in directors and officers(1)		3,134			(205	)
	Aggregate balance - End of Period	$	6,237		$	3,168
	(1) Represents the addition or removal of new officer and directors during the year.
Schedule of aging of past due loans by class	The following tables illustrate the contractual aging of the recorded investment in past due loans by class of loans as of December 31, 2014 and 2013:
					As of December 31, 2014
		30 - 59 Days			60 - 89 Days			Greater than						Current			Total Loans		Recorded
		Past Due			Past Due			90 Days			Total								Investment > 90
											Past Due								Days andAccruing
	Originated Loans:
	Commercial Real Estate:
	Commercial Real Estate - construction	$	—		$	—		$	—		$	—		$	1,443		$1,443		$	—
	Commercial Real Estate - other		10			195			—			205			46,103		46,308			—
	Commercial - non real estate		—			—			—			—			14,544		14,544			—
	Consumer:
	Consumer - Real Estate		107			4			7			118			7,684		7,802			—
	Consumer - Other		3			—			3			6			1,152		1,158			3
	Residential:
	Residential		1,484			746			386			2,616			62,326		64,942			87
	Total	$	1,604		$	945		$	396		$	2,945		$	133,252		$136,197		$	90
					As of December 31, 2014
		30 - 59 Days			60 - 89 Days			Greater than						Current			Total Loans				Recorded
		Past Due			Past Due			90 Days			Total										Investment > 90
											Past Due										Days and
																					Accruing
	Acquired Loans:
	Commercial Real Estate:
	Commercial Real Estate - construction	$	—		$	—		$	—		$	—		$	—		$	—			$	—
	Commercial Real Estate - other		125			128			93			346			15,604			15,950				—
	Commercial - non real estate		—			40			104			144			4,217			4,361				—
	Consumer:
	Consumer - Real Estate		123			—			—			123			1,609			1,732				—
	Consumer - Other		—			—			—			—			213			213				—
	Residential:
	Residential		147			56			461			664			6,222			6,886				225
	Total	$	395		$	224		$	658		$	1,277		$	27,865		$	29,142			$	225
					As of December 31, 2013
		30 - 59 Days Past Due			60 - 89 Days Past Due			Greater than 90 Days			Total			Current			Total Loans				Recorded
											Past Due										Investment > 90
																					Days and
																					Accruing
	Commercial Real Estate:
	Commercial Real Estate - construction	$	—		$	—		$	173		$	173		$	—		$	173			$	—
	Commercial Real Estate - other		—			521			1,441			1,962			49,764			51,726				—
	Commercial - non real estate		33			20			—			53			12,398			12,451				—
	Consumer:
	Consumer - Real Estate		54			55			—			109			8,621			8,730				—
	Consumer - Other		—			4			2			6			1,159			1,165				2
	Residential:
	Residential		1,973			393			353			2,719			61,120			63,839				24
	Total	$	2,060		$	993		$	1,969		$	5,022		$	133,062		$	138,084			$	26
Schedule of loans by risk category	The following tables present the risk category of loans by class based on the most recent analysis performed as of December 31, 2014 and 2013.
	As of December 31, 2014
					Consumer -
		Residential			Real Estate			Consumer - Other
	Originated Loans:
	Loan Grade:
	Pass	$	64,397		$	7,778		$	1,155
	Special Mention		—			—			—
	Substandard		545			24			3
	Total	$	64,942		$	7,802		$	1,158
						Consumer -
			Residential			Real Estate			Consumer - Other
	Acquired Loans:
	Loan Grade:
	Pass	$	6,335		$	1,731		$	213
	Special Mention		—			—			—
	Substandard		551			1			—
	Total	$	6,886		$	1,732		$	213
	As of December 31, 2013
					Consumer -
		Residential			Real Estate			Consumer - Other
	Loan Grade:
	Pass	$	63,164		$	8,723		$	1,163
	Special Mention		—			7			2
	Substandard		675
	Total	$	63,839		$	8,730		$	1,165
	The following tables present the risk category of loans by class based on the most recent analysis performed as of December 31, 2014 and 2013.
	As of December 31, 2014
					Consumer -
		Residential			Real Estate			Consumer - Other
	Originated Loans:
	Loan Grade:
	Pass	$	64,397		$	7,778		$	1,155
	Special Mention		—			—			—
	Substandard		545			24			3
	Total	$	64,942		$	7,802		$	1,158
						Consumer -
			Residential			Real Estate			Consumer - Other
	Acquired Loans:
	Loan Grade:
	Pass	$	6,335		$	1,699		$	245
	Special Mention		—			—			—
	Substandard		551			1			—
	Total	$	6,886		$	1,700		$	245
	As of December 31, 2013
					Consumer -
		Residential			Real Estate			Consumer - Other
	Loan Grade:
	Pass	$	63,164		$	8,723		$	1,163
	Special Mention		—			7			2
	Substandard		675
	Total	$	63,839		$	8,730		$	1,165
Schedule of recorded investment in non-accrual loans by class	The following tables present the recorded investment in non-accrual loans by class as of December 31, 2014 and 2013:
	As of December 31
		2014			2013
	Originated Loans:
	Commercial Real Estate:
	Commercial Real Estate - construction	$	—		$	173
	Commercial Real Estate - other		486			1,454
	Commercial		77			—
	Consumer:
	Consumer - real estate		25			7
	Consumer - other		—			—
	Residential:
	Residential		750			651
	Total	$	1,338		$	2,285
Schedule of loans individually evaluated for impairment	The following tables present loans individually evaluated for impairment by class of loans as of December 31, 2014
	and 2013:
											For the Twelve Months Ended
	Impaired Loans										December 31,
	As of December 31, 2014										2014
		Unpaid Principal			Recorded			Related			Average			Interest
		Balance			Investment			Allowance			Recorded			Income
											Investment			Recognized
	With no related allowance recorded:
	Commercial	$	—		$	—		$	—		$	—		$	—
	Commercial Real Estate - Construction		—			—			—			—			—
	Commercial Real Estate - Other		1,431			1,430			—			1,482			84
	Consumer - Real Estate		26			24			—			26			—
	Consumer - Other		—			—			—			—			—
	Residential		781			618			—			635			14
	With a specific allowance recorded:
	Commercial		—			—			—			—			—
	Commercial Real Estate - Construction		—			—			—			—			—
	Commercial Real Estate - Other		386			386			10			393			18
	Consumer - Real Estate		—			—			—			—			—
	Consumer - Other		—			—			—			—			—
	Residential		—			—			—			—			—
	Totals:
	Commercial	$	—		$	—		$	—		$	—		$	—
	Commercial Real Estate - Construction	$	—		$	—		$	—		$	—		$	—
	Commercial Real Estate - Other	$	1,817		$	1,816		$	10		$	1,875		$	102
	Consumer - Real Estate	$	26		$	24		$	—		$	26		$	—
	Consumer - Other	$	—		$	—		$	—		$	—		$	—
	Residential	$	781		$	618		$	—		$	635		$	14
											For the Twelve Months Ended
	Impaired Loans										December 31,
	As of December 31, 2013										2013
		Unpaid Principal			Recorded			Related			Average			Interest
		Balance			Investment			Allowance			Recorded			Income
											Investment			Recognized
	With no related allowance recorded:
	Commercial	$	—		$	—		$	—		$	—		$	—
	Commercial Real Estate - Construction		—			—			—			—			—
	Commercial Real Estate - Other		1,789			1,788			—			1,894			104
	Consumer - Real Estate		8			7			—			7			—
	Consumer - Other		—			—			—			—			—
	Residential		954			722			—			727			6
	With a specific allowance recorded:
	Commercial		—			—			—			—			—
	Commercial Real Estate - Construction		1,589			173			48			173			—
	Commercial Real Estate - Other		3,980			3,391			182			3,397			94
	Consumer - Real Estate		—			—			—			—			—
	Consumer - Other		—			—			—			—			—
	Residential		53			30			5			30			—
	Totals:
	Commercial	$	—		$	—		$	—		$	—		$	—
	Commercial Real Estate - Construction	$	1,589		$	173		$	48		$	173		$	—
	Commercial Real Estate - Other	$	5,769		$	5,179		$	182		$	5,291		$	198
	Consumer - Real Estate	$	8		$	7		$	—		$	7		$	—
	Consumer - Other	$	—		$	—		$	—		$	—		$	—
	Residential	$	1,007		$	752		$	5		$	757		$	6
Schedule of loans modified as troubled debt restructurings	The following table summarizes the loans that were modified as a TDR during the period ended December 31, 2014 and 2013.
			For the Twelve Months Ended
			31-Dec-14
						Pre-Modification			Post-Modification			Troubled Debt Restructurings
												That Subsequently Defaulted
			Number of			Outstanding Recorded			Outstanding Recorded			Number of			Recorded
			Contracts			Investments			Investment			Contracts			Investment
	Commercial Real Estate - Construction		—		$	—		$	—			—		$	—
	Commercial Real Estate - Other		—			—			—			—			—
	Commercial - non real estate		—			—			—			—			—
	Residential		—			—			—			—			—
	Total		—		$	—		$	—			—		$	—
	For the Twelve Months Ended
	31-Dec-13
											Troubled Debt Restructurings
					Pre-Modification			Post-Modification			That Subsequently Defaulted
		Number of			Outstanding Recorded			Outstanding Recorded			Number of			Recorded
		Contracts			Investments			Investment			Contracts			Investment
	Commerical Real Estate - Construction		—		$	—		$	—			—		$	—
	Commercial Real Estate - Other		1			412			412			—			—
	Consumer - Real Estate		—			—			—			—			—
	Residential		2			337			337			—			—
	Total		3		$	749		$	749			—		$	—
Schedule of activity for allowance for loan losses	Activity in the ALLL was as follows for the years ended December 31, 2014 and 2013:
	For the Year Ended December 31, 2014
		Commercial			Commercial						Consumer
		Construction			Real Estate			Commercial			Real Estate			Consumer			Residential				Unallocated		Total
	Allowance for credit losses:
	Beginning Balance	$	48		$	444		$	63		$	62		$	21		$	784			$	50	$	1,472
	Charge-offs		(12	)		(241	)		—			(14	)		(24	)		(177	)			—		(468	)
	Recoveries		—			54			2			30			—			55				—		141
	Provision		(28	)		50			29			(45	)		22			207				49		284
	Ending Balance	$	8		$	307		$	94		$	33		$	19		$	869			$	99	$	1,429
	Ending balance: individually evaluated for impairment	$	—		$	10		$	—		$	—		$	—		$	—			$	—	$	10
	Ending balance: loans collectively evaluated for impairment	$	8		$	297		$	94		$	33		$	19		$	869			$	99	$	1,419
	Loans:
	Ending Balance	$	1,443		$	62,163		$	19,000		$	9,502		$	1,403		$	71,828			$	—	$	165,339
	Ending balance: individually evaluated for impairment	$	—		$	1,816		$	—		$	24		$	—		$	618			$	—	$	2,458
	Ending balance: loans collectively evaluated for impairment	$	1,443		$	44,492		$	14,544		$	7,778		$	1,158		$	64,324			$	—	$	133,739
	Acquired loans not subject to loan loss reserve	$	—		$	15,855		$	4,456		$	1,700		$	245		$	6,886			$	—	$	29,142
	For the Year Ended December 31, 2013
		Commercial Construction			Commercial Real Estate			Commercial			Consumer Real Estate			Consumer			Residential				Unallocated		Total
	Allowance for credit losses:
	Beginning Balance	$	64		$	579		$	69		$	99		$	33		$	906			$	—	$	1,750
	Charge-offs		—			(674	)		—			(40	)		(13	)		(464	)			—		(1,191	)
	Recoveries		—			114			—			36			6			120				—		276
	Provision		(16	)		425			(6	)		(33	)		(5	)		222				50		637
	Ending Balance	$	48		$	444		$	63		$	62		$	21		$	784			$	50	$	1,472
	Ending balance: individually evaluated for impairment	$	48		$	182		$	—		$	—		$	—		$	5			$	—	$	235
	Ending balance: loans collectively evaluated for impairment	$	—		$	262		$	63		$	62		$	21		$	779			$	50	$	1,237
	Loans:
	Ending Balance	$	173		$	51,726		$	12,451		$	8,730		$	1,165		$	63,839			$	—	$	138,084
	Ending balance: individually evaluated for impairment	$	173		$	5,179		$	—		$	7		$	—		$	752			$	—	$	6,111
	Ending balance: loans collectively evaluated for impairment	$	—		$	46,547		$	12,451		$	8,723		$	1,165		$	63,087			$	—	$	131,973

Property_and_Equipment_Tables

Property and Equipment (Tables)	12 Months Ended
	Dec. 31, 2014
Property And Equipment Tables
Schedule of property and equipment	A summary of property and equipment is as follows:
		December 31,
		2014		2013
	Land	$	1,271	$	1,071
	Land improvements		195		182
	Buildings		7,058		6,237
	Equipment		3,959		3,523
	Total property and equipment		12,483		11,013
	Accumulated depreciation		6,147		5,810
	Net property and equipment	$	6,336	$	5,203

Servicing_Tables

Servicing (Tables)	12 Months Ended
	Dec. 31, 2014
Servicing Tables
Schedule of assumptions used in determining the fair value of mortgage servicing rights	The key economic assumptions used in determining the fair value of the mortgage servicing rights are as follows:
		December 31,
		2014			2013
	Annual constant prepayment speed (CPR)		11.46	%		10.27	%
	Weighted average life (in months)		244			244
	Discount rate		9.38	%		9.26	%
Schedule of activity in mortgage servicing rights	The following table summarizes mortgage servicing rights capitalized and amortized, along with the aggregate activity in related valuation allowances:
		December 31,
		2014			2013
	Balance - beginning of period:	$	860		$	1,035
	Originated mortgage servicing rights capitalized		111			151
	Amortization of mortgage servicing rights		(261	)		(326	)
	Balance - end of period		710			860
	Valuation allowances:
	Balance - beginning of period		—			(19	)
	Reductions		—			19
	Balance - end of period (net of allowances)	$	710		$	860

Intangible_Assets_Tables

Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2014
Intangible Assets Tables
Schedule of intangible assets	Intangible assets of the Company are summarized as follows:
			31-Dec-14
			Gross Carrying Amount				Accumulated Amortization		Net Carrying Amount
	Amortized intangible assets:
	Core deposit (merger)			1,392				106	$	1,286
	Core deposit (purchase)		$	25			$	25		—
	Commission residual			600				600		—
	Total		$	2,017			$	731	$	1,286
				December 31, 2013
				Gross Carrying Amount				Accumulated Amortization		Net Carrying Amount
	Amortized intangible assets:
	Core deposit		$	25			$	24	$	1
	Commission residual			600				561		39
	Total		$	625			$	585	$	40
Schedule of remaining amortization expense	The estimated future amortization expense on core deposit intangible assets for the years ending after December 31, 2014 are as follows:
					Amortization
					Expense
		2015			$	243
		2016				217
		2017				192
		2018				167
		2019				141
		Thereafter				326
		Total			$	1,286

Deposits_Tables

Deposits (Tables)	12 Months Ended
	Dec. 31, 2014
Deposits Tables
Schedule of deposit liabilities, by type and range	Deposit accounts, by type and range of rates, consist of the following:
		December 31,
		2014		2013
	Account Type
	NOW accounts and MMDA	$	107,935	$	50,222
	Regular savings accounts		29,846		22,037
	Total		137,781		72,259
	Certificate of Deposit Rates
	0.10 percent to 0.99 percent		42,302		40,259
	1.00 percent to 1.99 percent		27,362		17,715
	2.00 percent to 2.99 percent		6,092		7,130
	3.00 percent to 3.99 percent		1,050		1,486
	4.00 percent to 4.99 percent		115		133
	Total certificate of deposits		76,921		66,723
	Total interest-bearing deposits	$	214,702	$	138,982
Schedule of maturities of certificates of deposit	The following table sets forth the amount and maturities of certificates of deposit:
		31-Dec-14
		Amount Due
	Rate	Less than		2-Jan		3-Feb		5-Mar		Greater		Total
		1 Year		Years		Years		Years		than
										5 Years
	0.10 percent to 0.99 percent	$	33,161	$	8,214	$	532	$	395	$	—	$	42,302
	1.00 percent to 1.99 percent		1,419		6,884		6,398		12,394		267		27,362
	2.00 percent to 2.99 percent		4,022		696		47		323		1,004		6,092
	3.00 percent to 3.99 percent		502		—		12		536		—		1,050
	4.00 percent to 4.99 percent		45		17		53		—		—		115
	Total	$	39,149	$	15,811	$	7,042	$	13,648	$	1,271	$	76,921
Schedule of interest expense on deposits	Interest expense on deposits is summarized as follows:
		Year Ended December 31,
		2014		2013
	NOW and MMDAs	$	141	$	98
	Regular savings		13		11
	Certificates of deposit		664		717
	Total	$	818	$	826

Federal_Home_Loan_Bank_and_Fed1

Federal Home Loan Bank and Federal Reserve Advances (Tables)	12 Months Ended
	Dec. 31, 2014
Federal Home Loan Bank And Federal Reserve Advances Tables
Schedule of the Future Maturities of Federal Home Loan Bank Advances	Future maturities of the advances are as follows:
	31-Dec-14
	Years Ending		Amount		Weighted Average
	31-Dec				Interest Rate
		2015	$	4,890		0.71
		2016		8,561		1.1
		2017		4,362		1.7
		2018		3,303		1.1
		2019		1,460		1.56
		Thereafter		309		1.61
		Total	$	22,885		1.17

Federal_Income_Tax_Tables

Federal Income Tax (Tables)	12 Months Ended
	Dec. 31, 2014
Federal Income Tax Tables
Schedule of components of Federal income tax	The Company and the Bank file a consolidated Federal income tax return. The analysis of the consolidated provision for federal income tax is as follows:
		Year Ended December 31,
		2014			2013
	Current provision	$	—		$	—
	Deferred benefit		807			(57	)
	Change in valuation allowance		(807	)		57
	Total	$	—		$	—
Schedule of effective income tax rate reconciliation	A reconciliation of the federal income tax expense and the amount computed by applying the statutory federal income tax rate (34 percent) to income before federal income tax is as follows:
		Year Ended December 31,
		2014			2013
	Tax expense at statutory rate	$	765		$	19
	Increase (decrease) from:
	Change in valuation allowance, including bargain purchase gain		(807	)		57
	Tax-exempt interest		(52	)		(52	)
	Other		94			(24	)
	Total income tax expense	$	—		$	—
Schedule of deferred tax assets	The net deferred tax asset was comprised of the following temporary differences:
		December 31,
		2014			2013
	Deferred tax assets:
	Acquired loans	$	565		$	—
	Other real estate owned		202			92
	Non-accrual loan interest		155			49
	Directors’ benefit plan		251			272
	Net operating loss carryforward		4,177			3,684
	Investment in subsidiary		—			784
	Net deferred loan origination fees		89			101
	Unrealized loss on available-for-sale securities		—			83
	Other		90			246
	Total deferred tax assets		5,529			5,311
	Less: valuation allowance		3,090			3,223
	Deferred tax liabilities:
	Allowance for loan losses		306			322
	Mortgage servicing rights		242			292
	Partnership losses		132			124
	Unrealized gain on available-for-sale securities		222			—
	Depreciation		115			344
	Core deposit intangible		437			—
	Other		134			207
	Total deferred tax liabilities		1,588			1,289
	Net deferred tax asset	$	851		$	799

Off_Balance_Sheet_Risk_Commitm1

Off Balance Sheet Risk Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2014
Off Balance Sheet Risk Commitments And Contingencies Tables
Outstanding Commitments to Originate Loans	The Bank’s exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance-sheet instruments. The following financial instruments were outstanding whose contract amounts represent credit risk:
		December 31,
		2014		2013
	Commitments to grant loans	$	9,020	$	5,936
	Unfunded commitments under lines of credit		15,022		12,940
	Commercial and standby letters of credit		134		59

Stockholders_Equity_Tables

Stockholders' Equity (Tables)	12 Months Ended
	Dec. 31, 2014
Stockholders Equity Tables
Schedule of regulatory compliance	As part of the new rules there are several provisions affecting the Company, such as the implementation of a new common tier ratio, the start of a capital conservation buffer, and increased prompt corrective action capital adequacy thresholds.
		Actual					For Capital					To be Categorized as
							Adequacy Purposes					Well-Capitalized Under
												Prompt Corrective
												Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
		(Dollars in Thousands)
	31-Dec-14
	Total capital (to risk-weighted assets)	$	29,092		16.9	%	$	13,778		8	%	$	17,223		10	%
	Tier 1 capital (to risk-weighted assets)	$	27,662		16.1	%	$	6,889		4	%	$	10,334		6	%
	Tangible capital (to tangible assets)	$	27,662		8.5	%	$	4,858		1.5	%	$	6,477		2	%
	31-Dec-13
	Total capital (to risk-weighted assets)	$	24,033		17.9	%	$	10,748		8	%	$	13,436		10	%
	Tier 1 capital (to risk-weighted assets)	$	22,563		16.8	%	$	5,374		4	%	$	8,061		6	%
	Tangible capital (to tangible assets)	$	22,563		10.8	%	$	3,137		1.5	%	$	4,183		2	%

Employee_Benefit_Plans_Tables

Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2014
Employee Benefit Plans Tables
Summary of stock option activity	A summary of option activity under the Plans during the years ended December 31, 2014 and 2013 is presented below:
	Options	Shares			Weighted-		Weighted-Average		Aggregate
					Average		Remaining		Intrinsic
					Exercise Price		Contractual Term		Value
							(Years)
	Outstanding at January 1, 2013		167,620		$	9.53		3.38		—
	Granted		—		$	0
	Exercised		—		$	0
	Forfeited or Expired		(17,590	)	$	9.6
	Outstanding at December 31, 2013		150,030		$	9.52		2.4		—
	Granted		—		$	0
	Exercised		—		$	0
	Forfeited or expired		(14,000	)	$	9.3
	Oustanding at December 31, 2014		136,030		$	9.54		1.4		—
	Options Exercisable at December 31, 2014		136,030		$	9.54		1.4		—

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2014
Fair Value Measurements Tables
Schedule of assets and liabilities measured at fair value on a recurring basis	In instances whereby inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset.
	Assets and Liabilities Measured at Fair Value on a Recurring Basis at December 31, 2014
		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable		Balance at December 31, 2014
		(Level 1)		(Level 2)		Inputs
						(Level 3)
	Investment securities - available-for-sale:
	U.S. Treasury securities and obligations of U.S. government corporations and agencies	$	—	$	31,223	$	—	$	31,223
	Municipal notes		—		23,133		—		23,133
	Corporate securities		—		1,561				1,561
	Mortgage-backed securities		—		64,046		—		64,046
	Equity securities		5		—		—		5
	Total investment securities - available-for-sale	$	5	$	119,963	$	—	$	119,968
	Assets and Liabilities Measured at Fair Value on a Recurring Basis at December 31, 2013
		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable		Balance at December 31, 2013
		(Level 1)		(Level 2)		Inputs
						(Level 3)
	Investment securities - available-for-sale:
	U.S. Treasury securities and obligations of U.S. government corporations and agencies	$	—	$	7,042	$	—	$	7,042
	Municipal notes		—		13,609		—		13,609
	Corporate securities		—		1,097				1,097
	Mortgage-backed securities		—		28,603		—		28,603
	Equity securities		7		—		—		7
	Total investment securities - available-for-sale	$	7	$	50,351	$	—	$	50,358
Schedule of assets measured at fair value on a nonrecurring basis	Other real estate owned assets are reported in the following table at initial recognition of impairment and on an ongoing basis until recovery or charge-off. At the time of foreclosure or repossession, real estate owned and repossessed assets are adjusted to fair value less estimated costs to sell, establishing a new cost basis. At that time, they are reported in the Company’s fair value disclosures in the following nonrecurring tables:
	Assets Measured at Fair Value on a Nonrecurring Basis at December 31, 2014
		Balance at December 31, 2014		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
				(Level 1)
	Originated Assets:
	Impaired loans accounted for under FASB ASC 310-10	$	1,806	$	—	$	—	$	1,806
	Other real estate owned -residential mortgages		336		—		—		336
	Other real estate owned - commercial		1,628		—		—		1,628
	Other repossessed assets		860		—		—		860
	Total assets at fair value on a non-recurring basis							$	4,630
	Acquired Assets:
	Impaired loans accounted for under FASB ASC 310-10	$	396	$	—	$	—	$	396
	Other real estate owned -residential mortgages		—		—		—		—
			—
	Other real estate owned - commercial		—		—		—		—
	Other repossessed assets		—		—		—		—
	Total assets at fair value on a non-recurring basis							$	396
	Assets Measured at Fair Value on a Nonrecurring Basis at December 31, 2013
		Balance at December 31, 2013		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
				(Level 1)
	Impaired loans accounted for under FASB ASC 310-10	$	5,122	$	—	$	—	$	5,122
	Other real estate owned -residential mortgages		285		—		—		285
	Other real estate owned - commercial		472		—		—		472
	Other repossessed assets		1,023		—		—		1,023
	Total assets at fair value on a non-recurring basis							$	6,902
Schedule of carrying value and estimated fair values of Financial Instruments	The estimated fair values and related carrying amounts of the Company’s financial instruments as of December 31, 2014 and 2013 are as follows:
	31-Dec-14	Carrying		Level 1		Level 2		Level 3		Total Estimated Fair Value
		Value
		(dollars in thousands)
	Financial assets:
	Cash and cash equivalents	$	11,254	$	11,254	$	—	$	—	$	11,254
	Deposits held at other financial institutions		8,429		—		8,424		—		8,424
	Securities available for sale		119,968		—		119,968		—		119,968
	Securities held to maturity		790		—		908		—		908
	Loans held for sale		88						90		90
	Loans receivable - net		163,646		—		—		163,690		163,690
	Federal Home Loan Bank stock		2,591		—		2,591		—		2,591
	Accrued interest receivable		986		—		—		986		986
	Financial liabilities:
	Customer deposits		270,734		—		271,200		—		271,200
	Federal Home Loan Bank advances		22,885		—		22,696		—		22,696
	Accrued interest payable		101		—		—		101		101
	31-Dec-13	Carrying		Level 1		Level 2		Level 3		Total Estimated Fair Value
		Value
		(dollars in thousands)
	Financial assets:
	Cash and cash equivalents	$	2,766	$	2,766	$	—	$	—	$	2,766
	Securities available for sale		50,358		—		50,358		—		50,358
	Securities held to maturity		2,255		—		2,400		—		2,400
	Loans held for sale		175						178		178
	Loans receivable - net		136,315		—		—		135,172		135,172
	Federal Home Loan Bank stock		3,266		—		3,266		—		3,266
	Accrued interest receivable		745		—		—		745		745
	Financial liabilities:
	Customer deposits		160,029		—		160,784		—		160,784
	Federal Home Loan Bank advances		24,813		—		24,458		—		24,458
	Accrued interest payable		89		—		—		89		89

ParentOnly_Financial_Statement1

Parent-Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2014
Parent-Only Financial Statements Tables
Schedule of condensed balance sheet	Condensed parent company financial statements, which include transactions with the subsidiary, are as follows (000s omitted):
		December 31,
		2014			2013
	Assets
	Cash at subsidiary bank	$	481		$	510
	Investment in subsidiary		29,731			22,701
	Deferred tax asset		318			318
	Other assets		6			1
	Total assets	$	30,536		$	23,530
	Liabilities and Stockholders’ Equity
	Liabilities	$	—		$	5
	Stockholders’ equity		30,536			23,525
	Total liabilities and stockholders’ equity	$	30,536		$	23,530
Schedule of condensed income statement		December 31,
		2014			2013
	Operating income	$	—		$	—
	Dividend income		500			—
	Operating expense		(271	)		(249	)
	Income (Loss) before income taxes and equity in undistributed net income of subsidiary bank		229			(249	)
	Income tax benefit		—			—
	Income (Loss) before equity in undistributed loss of subsidiary bank		229			(249	)
	Equity in undistributed net income of subsidiary bank		2,020			304
	Net income	$	2,249		$	55
Schedule of condensed cash flow statement
		December 31,
		2014			2013
	Cash Flows from Operating Activities
	Net income	$	2,249		$	55
	Adjustments to reconcile net income to net cash from operating activities:
	Dividend from subsidiary bank	$	500
	Stock options/awards		—			—
	Equity in undistributed net income of subsidiary bank		(2,520	)		(304	)
	Net change in other liabilities		(6	)		1
	Net change in other assets		(5	)		(1	)
	Cash Flows from Financing Activities
	Dividends paid		(247	)		(58	)
	Net cash used in operating activities		(2,278	)		(362	)
	Net Decrease in Cash		(29	)		(307	)
	Cash - Beginning of year		510			817
	Cash - End of year	$	481		$	510

Quarterly_Results_of_Operation1

Quarterly Results of Operations (Tables)	12 Months Ended
	Dec. 31, 2014
Quarterly Results Of Operations Tables
Schedule of quarterly results of operations	The following tables summarize the Company’s quarterly results for the fiscal years ended December 31, 2014 and 2013:
		For the Three-Month Period Ending
		March 31,		June 30,			September 30,		December 31,
		2014		2014			2014		2014
	Interest income	$	2,045	$	2,025		$	2,387	$	2,643
	Interest expense		249		259			270		304
	Net interest income		1,796		1,766			2,117		2,339
	Provision for loan losses		16		—			257		11
	Other income		336		344			2,224		574
	Other expenses		1,895		2,016			2,470		2,582
	Income - before income tax expense		221		94			1,614		320
	Income tax expense		—		—			—		—
	Net income	$	221	$	94		$	1,614	$	320
	Net income per share
	Basic	$	0.08	$	0.03		$	0.48	$	0.11
	Diluted	$	0.08	$	0.03		$	0.48	$	0.11
	Weighted average number of shares outstanding - basic and dilutive		2,884		2,884			3,370		3,019
	Cash dividends declared per common share	$	0.02	$	0.02		$	0.02	$	0.02
		For the Three-Month Period Ending
		March 31,		June 30,			September 30,		December 31,
		2013		2013			2013		2013
	Interest income	$	2,085	$	2,095		$	2,065	$	2,074
	Interest expense		321		285			274		270
	Net interest income		1,764		1,810			1,791		1,804
	Provision for loan losses		144		196			32		265
	Other income		440		465			459		401
	Other expenses		1,992		2,082			2,036		2,132
	Income (loss) - before income tax expense (benefit)		68		(3	)		182		(192	)
	Income tax expense		—		—			—		—
	Net income (loss)	$	68	$	(3	)	$	182	$	(192	)
	Net income (loss) per share
	Basic	$	0.02	$	—		$	0.06	$	(0.07	)
	Diluted	$	0.02	$	—		$	0.06	$	(0.07	)
	Weighted average number of shares outstanding - basic and dilutive		2,884		2,884			2,884		2,884
	Cash dividends declared per common share	$	—	$	—		$	—	$	0.02

Summary_of_Significant_Account3

Summary of Significant Accounting Policies (Details Narrative) (USD $)	0 Months Ended	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Feb. 27, 2010	Dec. 31, 2014	Dec. 31, 2013	Feb. 27, 2009	Jun. 12, 2004
Goodwill				$600
Discount rate	6.00%
Deferred tax valuation allowance		3,090	3,223
Deferred tax asset, net		851	799
Stock-based compensation expense			0
Antidilutive options		136,030
Land Improvements [Member] | Upper Range [Member]
Useful lives of property and equipment		10 years
Land Improvements [Member] | Lower Range [Member]
Useful lives of property and equipment		7 years
Buildings [Member] | Upper Range [Member]
Useful lives of property and equipment		40 years
Buildings [Member] | Lower Range [Member]
Useful lives of property and equipment		7 years
Equipment [Member] | Upper Range [Member]
Useful lives of property and equipment		10 years
Equipment [Member] | Lower Range [Member]
Useful lives of property and equipment		3 years
Core Deposits [Member] | Upper Range [Member]
Useful lives of intangible assets		15 years
Core Deposits [Member] | Lower Range [Member]
Useful lives of intangible assets		10 years
Parent Company [Member]
Stock-based compensation expense
InsuranCenter of Alpena [Member]
Ownership interest					100.00%

Summary_of_Significant_Account4

Summary of Significant Accounting Policies (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Common Share:
Net income	$320	$1,614	$94	$221	($192)	$182	($3)	$68	$2,249	$55
Average number of common shares outstanding									3,218,926	2,884,049
Effect of dilutive options
Average number of common shares outstanding used to calculate diluted earnings per common share									3,218,926	2,884,049

Business_Combinations_Details_

Business Combinations (Details Narrative) (USD $)	12 Months Ended		0 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Aug. 08, 2014
Total assets	$325,867	$209,657
Merger related expense	266	83
Bank of Alpena [Member]
Number of branch offices	1
Total assets	$102,900
Shares converted in merger, share ratio			$1.55
Shares issued for Alpena Banking corporation shares			842,965

Business_Combinations_Details

Business Combinations (Details) (Bank of Alpena [Member], USD $)	0 Months Ended
In Thousands, except Share data, unless otherwise specified	Aug. 08, 2014
Bank of Alpena [Member]
Shares issued for Alpena Banking corporation shares	842,965
Price per share	$5.59
Total purchase price	$4,712

Business_Combinations_Details_1

Business Combinations (Details 1) (USD $)	12 Months Ended	0 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Aug. 08, 2014
Liabilities
Bargain Purchase Gain	($1,982)
Bank of Alpena [Member]
Assets
Cash and cash equivalents		41,650
Securities		24,008
Loans		33,051
Premises and Equipment		1,667
Core Deposit Intangible		1,392
Deferred Tax Asset		337
Other Assets		467
Total Assets		102,572
Liabilities
Deposits		95,787
Other Liabilities		91
Total Liabilities		95,878
Net Identifable Assets Acquired		6,694
Bargain Purchase Gain		$1,982

Business_Combinations_Details_2

Business Combinations (Details 2) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Pro-forma results
Net interest income	$2,339	$2,117	$1,766	$1,796	$1,804	$1,791	$1,810	$1,764	$8,018	$7,169
Weighted average shares outstanding	3,019	3,370	2,884	2,884	2,884	2,884	2,884	2,884
Bank of Alpena [Member]
Pro-forma results
Net interest income									9,554	9,602
Net interest income									3,631	2,079
Non-interest expense									10,502	11,064
Net income									$2,316	$190
Net income per diluted shares									$0.72	$0.07
Weighted average shares outstanding									3,219	2,884

Business_Combinations_Details_3

Business Combinations (Details 3) (Bank of Alpena [Member], USD $)	Aug. 08, 2014
In Thousands, unless otherwise specified
Impaired acquired loans	$4,698
Non-impaired acquired loans	28,353
Acquired loans	33,051
Residential Mortgage [Member]
Impaired acquired loans	397
Non-impaired acquired loans	6,992
Acquired loans	7,389
Commercial Real Estate Construction [Member]
Impaired acquired loans
Non-impaired acquired loans	109
Acquired loans	109
Commercial Secured by Real Estate [Member]
Impaired acquired loans	3,070
Non-impaired acquired loans	14,721
Acquired loans	17,791
Commercial Real Estate Other [Member]
Impaired acquired loans	1,201
Non-impaired acquired loans	4,213
Acquired loans	5,414
Commercial Loans [Member]
Impaired acquired loans	4,271
Non-impaired acquired loans	19,043
Acquired loans	23,314
Total Consumer Loans [Member]
Impaired acquired loans	30
Non-impaired acquired loans	1,567
Acquired loans	1,598
Consumer Other [Member]
Impaired acquired loans
Non-impaired acquired loans	750
Acquired loans	756
Total Consumer Loans [Member]
Impaired acquired loans	30
Non-impaired acquired loans	2,318
Acquired loans	$2,348

Business_Combinations_Details_4

Business Combinations (Details 4) (Bank of Alpena [Member], USD $)	Aug. 08, 2014
In Thousands, unless otherwise specified
Loans acquired - contractual required payments	$34,517
Non accretable difference	-1,232
Expected cash flows	33,285
Accretable yield	-234
Acquired loans	33,051
Impaired Loans [Member]
Loans acquired - contractual required payments	5,930
Non accretable difference	-1,232
Expected cash flows	4,698
Acquired loans	4,698
Non-Impaired Loans [Member]
Loans acquired - contractual required payments	28,587
Non accretable difference
Expected cash flows	28,587
Accretable yield	-234
Acquired loans	$28,353

Securities_Details_Narrative

Securities (Details Narrative) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	Number	Number
Securities Details Narrative
Securities pledged as collateral	$35,000	$36,000
Gross proceeds from sale of securities	730	0
Gross gains from sale of securities	1	0
Gross losses from sale of securities	5	0
Tax effect from sale of securities	2	0
Number of securities with an unrealized loss	72	39
Fair value of securities with an unrealized loss	$303	$790

Securities_Details

Securities (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Available for Sale
Available for Sale, Amortized Cost	$119,315	$50,601
Available for Sale, Gross Unrealized Gains	956	547
Available for Sale, Gross Unrealized (Losses)	-303	-790
Available for Sale, Market Value	119,968	50,358
Held to Maturity
Held to Maturity, Amortized Cost	790	2,255
Held to Maturity, Market Value	908
US Treasury Securities and Obligations of US Government Corporations and Agencies [Member]
Available for Sale
Available for Sale, Amortized Cost	31,221	7,111
Available for Sale, Gross Unrealized Gains	58	36
Available for Sale, Gross Unrealized (Losses)	-57	-105
Available for Sale, Market Value	31,222	7,042
Municipal Notes [Member]
Available for Sale
Available for Sale, Amortized Cost	22,894	13,694
Available for Sale, Gross Unrealized Gains	369	216
Available for Sale, Gross Unrealized (Losses)	-129	-301
Available for Sale, Market Value	23,134	13,609
Held to Maturity
Held to Maturity, Amortized Cost	790	2,255
Held to Maturity Securities, Gross Unrealized Gains	118	145
Held to Maturity Securities, Gross Unrealized (Losses)
Held to Maturity, Market Value	908	2,400
Corporate Securities [Member]
Available for Sale
Available for Sale, Amortized Cost	1,549	1,085
Available for Sale, Gross Unrealized Gains	12	12
Available for Sale, Gross Unrealized (Losses)
Available for Sale, Market Value	1,561	1,097
Mortgage Backed Securities [Member]
Available for Sale
Available for Sale, Amortized Cost	63,648	28,708
Available for Sale, Gross Unrealized Gains	515	279
Available for Sale, Gross Unrealized (Losses)	-117	-384
Available for Sale, Market Value	64,046	28,603
Equity Securities [Member]
Available for Sale
Available for Sale, Amortized Cost	3	3
Available for Sale, Gross Unrealized Gains	2	4
Available for Sale, Gross Unrealized (Losses)
Available for Sale, Market Value	$5	$7

Securities_Details_1

Securities (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amortized cost:
Total	$119,315
Fair Value:
Total	119,968
Amortized Cost:
Due in one year or less	45
Due after one year through five years	200
Due after five years through ten years	315
Due after ten years	230
Total	790
Fair Value:
Due in one year or less	45
Due after one year through five years	218
Due after five years through ten years	365
Due after ten years	280
Total	908
Municipal Notes [Member]
Fair Value:
Total	908	2,400
Equity Securities [Member]
Amortized cost:
Total	3
Fair Value:
Total	5
Mortgage Backed Securities [Member]
Amortized cost:
Total	63,648
Fair Value:
Total	64,046
Available-for-sale Securities
Amortized cost:
Due in one year or less	5,069
Due after one year through five years	38,827
Due after five years through ten years	10,478
Due after ten years	1,290
Total	55,664
Fair Value:
Due in one year or less	5,092
Due after one year through five years	38,843
Due after five years through ten years	10,562
Due after ten years	1,420
Total	$55,917

Securities_Details_2

Securities (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Securities available for sale
Fair Value Less Than 12 Months	$33,101	$22,373
Unrealized Loss Less Than 12 Months	-113	-577
Fair Value Less Than 12 Months or Longer	9,676	4,614
Unrealized Loss Less Than 12 Months or Longer	-190	-213
Securities Held to Maturity
Fair Value Less Than 12 Months
Unrealized Loss Less Than 12 Months
Fair Value Less Than 12 Months or Longer
Unrealized Loss Less Than 12 Months or Longer
US Treasury Securities and Obligations of US Government Corporations and Agencies [Member]
Securities available for sale
Fair Value Less Than 12 Months	13,672
Unrealized Loss Less Than 12 Months	-28
Fair Value Less Than 12 Months or Longer	971	894
Unrealized Loss Less Than 12 Months or Longer	-29	-105
Municipal Notes [Member]
Securities available for sale
Fair Value Less Than 12 Months	9,506	7,902
Unrealized Loss Less Than 12 Months	-54	-243
Fair Value Less Than 12 Months or Longer	4,039	1,668
Unrealized Loss Less Than 12 Months or Longer	-75	-58
Securities Held to Maturity
Fair Value Less Than 12 Months
Unrealized Loss Less Than 12 Months
Fair Value Less Than 12 Months or Longer
Unrealized Loss Less Than 12 Months or Longer
Mortgage Backed Securities [Member]
Securities available for sale
Fair Value Less Than 12 Months	9,923	14,471
Unrealized Loss Less Than 12 Months	-31	-334
Fair Value Less Than 12 Months or Longer	4,666	2,052
Unrealized Loss Less Than 12 Months or Longer	-86	-50
Equity Securities [Member]
Securities available for sale
Fair Value Less Than 12 Months
Unrealized Loss Less Than 12 Months
Fair Value Less Than 12 Months or Longer
Unrealized Loss Less Than 12 Months or Longer

Loans_Details_Narrative

Loans (Details Narrative) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans Details Narrative
Valuation allowance for TDR Loans	$10	$230

Loans_Details

Loans (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Gross loans	$165,339	$138,084
Net deferred loan fees	263	297
Allowance for loan losses	1,429	1,472	1,750
Total loans, net	163,647	136,315
One-to-Four Family Residential Real Estate [Member]
Gross loans	71,828	63,839
Allowance for loan losses	869	784	906
Commercial Real Estate [Member]
Gross loans	63,606	51,899
Allowance for loan losses	307	444	579
Commercial Non Real Estate [Member]
Gross loans	19,000	12,451
Commercial Loans [Member]
Gross loans	82,606	64,350
Allowance for loan losses	94	63	69
Consumer Real Estate [Member]
Gross loans	9,502	8,730
Allowance for loan losses	33	62	99
Consumer Other [Member]
Gross loans	1,403	1,165
Total Consumer Loans [Member]
Gross loans	10,905	9,895
Allowance for loan losses	$19	$21	$33

Loans_Details_1

Loans (Details 1) (Acquired Loans [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
Beginning of year
Net discount associated with accretable and non-accretable loans acquired during period	-1,690
Accretion of discount for credit spread	26
Loans paid off	224
End of year	-1,440
Impaired Loans Non-Accretable [Member]
Beginning of year
Net discount associated with accretable and non-accretable loans acquired during period	-1,456
Accretion of discount for credit spread
Loans paid off	224
End of year	-1,232
Non-Impaired Loans Accretable [Member]
Beginning of year
Net discount associated with accretable and non-accretable loans acquired during period	-234
Accretion of discount for credit spread	26
Loans paid off
End of year	($208)

Loans_Details_2

Loans (Details 2) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Gross loans	$165,339	$138,084
Orginated Loans and Leases [Member]
Loans at fixed interest rates	86,050
Loans at variable interest rates	50,147
Gross loans	136,197
Orginated Loans and Leases [Member] | Maturing Within One Year [Member]
Loans at fixed interest rates	3,983
Loans at variable interest rates	7,731
Gross loans	11,714
Orginated Loans and Leases [Member] | Maturing One Year to Five Years [Member]
Loans at fixed interest rates	31,560
Loans at variable interest rates	8,381
Gross loans	39,941
Orginated Loans and Leases [Member] | Maturing Five Years to Ten Years [Member]
Loans at fixed interest rates	50,507
Loans at variable interest rates	34,035
Gross loans	84,542
Acquired Loans [Member]
Loans at fixed interest rates	12,463
Loans at variable interest rates	16,679
Gross loans	29,142
Acquired Loans [Member] | Maturing Within One Year [Member]
Loans at fixed interest rates	1,796
Loans at variable interest rates	2,024
Gross loans	3,820
Acquired Loans [Member] | Maturing One Year to Five Years [Member]
Loans at fixed interest rates	9,502
Loans at variable interest rates	3,773
Gross loans	13,275
Acquired Loans [Member] | Maturing Five Years to Ten Years [Member]
Loans at fixed interest rates	1,165
Loans at variable interest rates	10,882
Gross loans	$12,047

Loans_Details_3

Loans (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013
Loans receivable from executive officers and directors
Loans outstanding, beginning	$3,168		$3,340
New loans	1,070		2,524
Repayments	-1,135		-2,491
Net change in directors and officers	3,134	[1]	-205	[1]
Loans outstanding, ending	$6,237		$3,168
[1]	Represents the addition or removal of new officer and directors during the year.

Loans_Details_4

Loans (Details 4) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
30-59 Days past due		$2,060
60-89 Days past due		993
Greater than 90 days past due		1,969
Total past due		5,022
Current		133,062
Gross loans	165,339	138,084
Recorded investment > 90 days and accruing		26
Commercial Real Estate Construction [Member]
Greater than 90 days past due		173
Total past due		173
Gross loans		173
Commercial Real Estate Other [Member]
60-89 Days past due		521
Greater than 90 days past due		1,441
Total past due		1,962
Current		49,764
Gross loans		51,726
Commercial Non Real Estate [Member]
30-59 Days past due		33
60-89 Days past due		20
Total past due		53
Current		12,398
Gross loans	19,000	12,451
Consumer Real Estate [Member]
30-59 Days past due		54
60-89 Days past due		55
Total past due		109
Current		8,621
Gross loans	9,502	8,730
Consumer Other [Member]
60-89 Days past due		4
Greater than 90 days past due		2
Total past due		6
Current		1,159
Gross loans	1,403	1,165
Recorded investment > 90 days and accruing		2
One-to-Four Family Residential Real Estate [Member]
30-59 Days past due		1,973
60-89 Days past due		393
Greater than 90 days past due		353
Total past due		2,719
Current		61,120
Gross loans	71,828	63,839
Recorded investment > 90 days and accruing		24
Orginated Loans and Leases [Member]
30-59 Days past due	1,604
60-89 Days past due	945
Greater than 90 days past due	396
Total past due	2,945
Current	133,252
Gross loans	136,197
Recorded investment > 90 days and accruing	90
Orginated Loans and Leases [Member] | Commercial Real Estate Construction [Member]
Current	1,443
Gross loans	1,443
Orginated Loans and Leases [Member] | Commercial Real Estate Other [Member]
30-59 Days past due	10
60-89 Days past due	195
Greater than 90 days past due
Total past due	205
Current	46,103
Gross loans	46,308
Orginated Loans and Leases [Member] | Commercial Non Real Estate [Member]
Current	14,544
Gross loans	14,544
Orginated Loans and Leases [Member] | Consumer Real Estate [Member]
30-59 Days past due	107
60-89 Days past due	4
Greater than 90 days past due	7
Total past due	118
Current	7,684
Gross loans	7,802
Orginated Loans and Leases [Member] | Consumer Other [Member]
30-59 Days past due	3
Greater than 90 days past due	3
Total past due	6
Current	1,152
Gross loans	1,158
Recorded investment > 90 days and accruing	3
Orginated Loans and Leases [Member] | One-to-Four Family Residential Real Estate [Member]
30-59 Days past due	1,484
60-89 Days past due	746
Greater than 90 days past due	386
Total past due	2,616
Current	62,326
Gross loans	64,942
Recorded investment > 90 days and accruing	87
Acquired Loans [Member]
30-59 Days past due	395
60-89 Days past due	224
Greater than 90 days past due	658
Total past due	1,277
Current	27,865
Gross loans	29,142
Recorded investment > 90 days and accruing	225
Acquired Loans [Member] | Commercial Real Estate Construction [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Other [Member]
30-59 Days past due	125
60-89 Days past due	128
Greater than 90 days past due	93
Total past due	346
Current	15,604
Gross loans	15,950
Acquired Loans [Member] | Commercial Non Real Estate [Member]
60-89 Days past due	40
Greater than 90 days past due	104
Total past due	144
Current	4,217
Gross loans	4,361
Acquired Loans [Member] | Consumer Real Estate [Member]
30-59 Days past due	123
Total past due	123
Current	1,609
Gross loans	1,732
Acquired Loans [Member] | Consumer Other [Member]
Current	213
Gross loans	213
Acquired Loans [Member] | One-to-Four Family Residential Real Estate [Member]
30-59 Days past due	147
60-89 Days past due	56
Greater than 90 days past due	461
Total past due	664
Current	6,222
Gross loans	6,886
Recorded investment > 90 days and accruing	$225

Loans_Details_5

Loans (Details 5) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Gross loans	$165,339	$138,084
Commercial Real Estate Construction [Member]
Gross loans		173
Commercial Real Estate Construction [Member] | Risk Grade 1 (Excellent) and Grade 2 (Good) [Member]
Gross loans
Commercial Real Estate Construction [Member] | Risk Grade 3 (Satisfactory) [Member]
Gross loans
Commercial Real Estate Construction [Member] | Risk Grade 4 (Acceptable) [Member]
Gross loans
Commercial Real Estate Construction [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Commercial Real Estate Construction [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans		173
Commercial Real Estate Construction [Member] | Risk Grade 7 (Doubtful) [Member]
Gross loans
Commercial Real Estate Construction [Member] | Risk Grade 8 (Loss) [Member]
Gross loans
Commercial Real Estate Other [Member]
Gross loans		51,726
Commercial Real Estate Other [Member] | Risk Grade 1 (Excellent) and Grade 2 (Good) [Member]
Gross loans
Commercial Real Estate Other [Member] | Risk Grade 3 (Satisfactory) [Member]
Gross loans		16,187
Commercial Real Estate Other [Member] | Risk Grade 4 (Acceptable) [Member]
Gross loans		27,789
Commercial Real Estate Other [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans		4,835
Commercial Real Estate Other [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans		2,915
Commercial Real Estate Other [Member] | Risk Grade 7 (Doubtful) [Member]
Gross loans
Commercial Real Estate Other [Member] | Risk Grade 8 (Loss) [Member]
Gross loans
Commercial Non Real Estate [Member]
Gross loans	19,000	12,451
Commercial Non Real Estate [Member] | Risk Grade 1 (Excellent) and Grade 2 (Good) [Member]
Gross loans
Commercial Non Real Estate [Member] | Risk Grade 3 (Satisfactory) [Member]
Gross loans		5,602
Commercial Non Real Estate [Member] | Risk Grade 4 (Acceptable) [Member]
Gross loans		6,699
Commercial Non Real Estate [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans		45
Commercial Non Real Estate [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans		105
Commercial Non Real Estate [Member] | Risk Grade 7 (Doubtful) [Member]
Gross loans
Commercial Non Real Estate [Member] | Risk Grade 8 (Loss) [Member]
Gross loans
Orginated Loans and Leases [Member]
Gross loans	136,197
Orginated Loans and Leases [Member] | Commercial Real Estate Construction [Member]
Gross loans	1,443
Orginated Loans and Leases [Member] | Commercial Real Estate Construction [Member] | Risk Grade 4 (Acceptable) [Member]
Gross loans	1,443
Orginated Loans and Leases [Member] | Commercial Real Estate Other [Member]
Gross loans	46,308
Orginated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Risk Grade 3 (Satisfactory) [Member]
Gross loans	13,565
Orginated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Risk Grade 4 (Acceptable) [Member]
Gross loans	21,757
Orginated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Risk Grade 4 (Acceptable) and Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans	3,553
Orginated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans	6,040
Orginated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans	1,393
Orginated Loans and Leases [Member] | Commercial Non Real Estate [Member]
Gross loans	14,544
Orginated Loans and Leases [Member] | Commercial Non Real Estate [Member] | Risk Grade 1 (Excellent) and Grade 2 (Good) [Member]
Gross loans	31
Orginated Loans and Leases [Member] | Commercial Non Real Estate [Member] | Risk Grade 3 (Satisfactory) [Member]
Gross loans	6,088
Orginated Loans and Leases [Member] | Commercial Non Real Estate [Member] | Risk Grade 4 (Acceptable) [Member]
Gross loans	7,538
Orginated Loans and Leases [Member] | Commercial Non Real Estate [Member] | Risk Grade 4 (Acceptable) and Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans	252
Orginated Loans and Leases [Member] | Commercial Non Real Estate [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans	635
Acquired Loans [Member]
Gross loans	29,142
Acquired Loans [Member] | Commercial Real Estate Construction [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Risk Grade 1 (Excellent) and Grade 2 (Good) [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Risk Grade 3 (Satisfactory) [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Risk Grade 4 (Acceptable) [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Risk Grade 4 (Acceptable) and Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Risk Grade 7 (Doubtful) [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Risk Grade 8 (Loss) [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Other [Member]
Gross loans	15,950
Acquired Loans [Member] | Commercial Real Estate Other [Member] | Risk Grade 1 (Excellent) and Grade 2 (Good) [Member]
Gross loans	280
Acquired Loans [Member] | Commercial Real Estate Other [Member] | Risk Grade 3 (Satisfactory) [Member]
Gross loans	2,696
Acquired Loans [Member] | Commercial Real Estate Other [Member] | Risk Grade 4 (Acceptable) [Member]
Gross loans	10,905
Acquired Loans [Member] | Commercial Real Estate Other [Member] | Risk Grade 4 (Acceptable) and Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans	337
Acquired Loans [Member] | Commercial Real Estate Other [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans	1,176
Acquired Loans [Member] | Commercial Real Estate Other [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans	547
Acquired Loans [Member] | Commercial Real Estate Other [Member] | Risk Grade 7 (Doubtful) [Member]
Gross loans	9
Acquired Loans [Member] | Commercial Real Estate Other [Member] | Risk Grade 8 (Loss) [Member]
Gross loans
Acquired Loans [Member] | Commercial Non Real Estate [Member]
Gross loans	4,361
Acquired Loans [Member] | Commercial Non Real Estate [Member] | Risk Grade 1 (Excellent) and Grade 2 (Good) [Member]
Gross loans	1,188
Acquired Loans [Member] | Commercial Non Real Estate [Member] | Risk Grade 3 (Satisfactory) [Member]
Gross loans	876
Acquired Loans [Member] | Commercial Non Real Estate [Member] | Risk Grade 4 (Acceptable) [Member]
Gross loans	970
Acquired Loans [Member] | Commercial Non Real Estate [Member] | Risk Grade 4 (Acceptable) and Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans	21
Acquired Loans [Member] | Commercial Non Real Estate [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans	1,150
Acquired Loans [Member] | Commercial Non Real Estate [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans	156
Acquired Loans [Member] | Commercial Non Real Estate [Member] | Risk Grade 7 (Doubtful) [Member]
Gross loans	0
Acquired Loans [Member] | Commercial Non Real Estate [Member] | Risk Grade 8 (Loss) [Member]
Gross loans	$0

Loans_Details_6

Loans (Details 6) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Gross loans	$165,339	$138,084
One-to-Four Family Residential Real Estate [Member]
Gross loans	71,828	63,839
One-to-Four Family Residential Real Estate [Member] | Pass [Member]
Gross loans		63,164
One-to-Four Family Residential Real Estate [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
One-to-Four Family Residential Real Estate [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans		675
Consumer Real Estate [Member]
Gross loans	9,502	8,730
Consumer Real Estate [Member] | Pass [Member]
Gross loans		8,723
Consumer Real Estate [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans		7
Commercial Real Estate Construction [Member]
Gross loans		173
Commercial Real Estate Construction [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Commercial Real Estate Construction [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans		173
Consumer Other [Member]
Gross loans	1,403	1,165
Commercial Real Estate Other [Member]
Gross loans		51,726
Commercial Real Estate Other [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans		4,835
Commercial Real Estate Other [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans		2,915
Orginated Loans and Leases [Member]
Gross loans	136,197
Orginated Loans and Leases [Member] | One-to-Four Family Residential Real Estate [Member]
Gross loans	64,942
Orginated Loans and Leases [Member] | One-to-Four Family Residential Real Estate [Member] | Pass [Member]
Gross loans	64,397
Orginated Loans and Leases [Member] | One-to-Four Family Residential Real Estate [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Orginated Loans and Leases [Member] | One-to-Four Family Residential Real Estate [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans	545
Orginated Loans and Leases [Member] | Consumer Real Estate [Member]
Gross loans	7,802
Orginated Loans and Leases [Member] | Consumer Real Estate [Member] | Pass [Member]
Gross loans	7,778
Orginated Loans and Leases [Member] | Consumer Real Estate [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Orginated Loans and Leases [Member] | Consumer Real Estate [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans	24
Orginated Loans and Leases [Member] | Commercial Real Estate Construction [Member]
Gross loans	1,443
Orginated Loans and Leases [Member] | Consumer Other [Member]
Gross loans	1,158
Orginated Loans and Leases [Member] | Consumer Other [Member] | Pass [Member]
Gross loans	1,155
Orginated Loans and Leases [Member] | Consumer Other [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Orginated Loans and Leases [Member] | Consumer Other [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans	3
Orginated Loans and Leases [Member] | Commercial Real Estate Other [Member]
Gross loans	46,308
Orginated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans	6,040
Orginated Loans and Leases [Member] | Commercial Real Estate Other [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans	1,393
Acquired Loans [Member]
Gross loans	29,142
Acquired Loans [Member] | One-to-Four Family Residential Real Estate [Member]
Gross loans	6,886
Acquired Loans [Member] | One-to-Four Family Residential Real Estate [Member] | Pass [Member]
Gross loans	6,335
Acquired Loans [Member] | One-to-Four Family Residential Real Estate [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Acquired Loans [Member] | One-to-Four Family Residential Real Estate [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans	551
Acquired Loans [Member] | Consumer Real Estate [Member]
Gross loans	1,732
Acquired Loans [Member] | Consumer Real Estate [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Acquired Loans [Member] | Consumer Real Estate [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans	1
Acquired Loans [Member] | Commercial Real Estate Construction [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Pass [Member]
Gross loans	1,731
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Construction [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans
Acquired Loans [Member] | Consumer Other [Member]
Gross loans	213
Acquired Loans [Member] | Consumer Other [Member] | Pass [Member]
Gross loans	213
Acquired Loans [Member] | Consumer Other [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans
Acquired Loans [Member] | Consumer Other [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans
Acquired Loans [Member] | Commercial Real Estate Other [Member]
Gross loans	15,950
Acquired Loans [Member] | Commercial Real Estate Other [Member] | Risk Grade 5 (Other Assets Especially Mentioned) [Member]
Gross loans	1,176
Acquired Loans [Member] | Commercial Real Estate Other [Member] | Risk Grade 6 (Substandard) [Member]
Gross loans	$547

Loans_Details_7

Loans (Details 7) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Recorded investment in non-accrual loans	$1,338	$2,285
Commercial Real Estate Construction [Member]
Recorded investment in non-accrual loans		173
Commercial Real Estate Other [Member]
Recorded investment in non-accrual loans	486	1,454
Consumer Real Estate [Member]
Recorded investment in non-accrual loans	77
Consumer Other [Member]
Recorded investment in non-accrual loans	25	7
One-to-Four Family Residential Real Estate [Member]
Recorded investment in non-accrual loans
Commercial Loans [Member]
Recorded investment in non-accrual loans	$750	$651

Loans_Details_8

Loans (Details 8) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Commercial Real Estate Construction [Member]
With an allowance recorded:
Unpaid Principal		$1,589
Related allowance		173
Recorded Investment		48
Average Recorded Investment		173
Interest income recognized
Total
Unpaid Principal		1,589
Recorded Investment		173
Average Recorded Investment		173
Commercial Real Estate Other [Member]
With no related allowance recorded:
Unpaid Principal	1,431	1,789
Recorded Investment	1,430	1,788
Average Recorded Investment	1,482	1,894
Interest income recognized	84	104
With an allowance recorded:
Unpaid Principal	386	3,980
Related allowance	386	3,391
Recorded Investment	10	182
Average Recorded Investment	393	3,397
Interest income recognized	18	94
Total
Unpaid Principal	1,817	5,769
Recorded Investment	1,816	5,179
Average Recorded Investment	1,875	5,291
Interest income recognized	102	198
Consumer Real Estate [Member]
With no related allowance recorded:
Unpaid Principal	26	8
Recorded Investment	24	7
Average Recorded Investment	26	7
Total
Unpaid Principal	26	8
Recorded Investment	24	7
Average Recorded Investment	26	7
One-to-Four Family Residential Real Estate [Member]
With no related allowance recorded:
Unpaid Principal	781	954
Recorded Investment	618	722
Average Recorded Investment	635	727
Interest income recognized	14	6
With an allowance recorded:
Unpaid Principal		53
Related allowance		30
Recorded Investment		5
Average Recorded Investment		30
Interest income recognized
Total
Unpaid Principal	781	1,007
Recorded Investment	618	752
Average Recorded Investment	635	757
Interest income recognized	$14	$6

Loans_Details_9

Loans (Details 9) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	Number	Number
Troubled Debt Restructuring
Number of contracts		3
Pre-modification outstanding recorded investment		$749
Post-modification outstanding recorded investment		749
Subsequent Default
Number of contracts subsequently defaulted
Recorded investment of contracts subsequently defaulted
Commercial Real Estate Construction [Member]
Troubled Debt Restructuring
Number of contracts
Pre-modification outstanding recorded investment
Post-modification outstanding recorded investment
Subsequent Default
Number of contracts subsequently defaulted
Recorded investment of contracts subsequently defaulted
Commercial Real Estate Other [Member]
Troubled Debt Restructuring
Number of contracts		1
Pre-modification outstanding recorded investment		412
Post-modification outstanding recorded investment		412
Subsequent Default
Number of contracts subsequently defaulted
Recorded investment of contracts subsequently defaulted
Commercial Non Real Estate [Member]
Troubled Debt Restructuring
Number of contracts
Pre-modification outstanding recorded investment
Post-modification outstanding recorded investment
Subsequent Default
Number of contracts subsequently defaulted
Recorded investment of contracts subsequently defaulted
One-to-Four Family Residential Real Estate [Member]
Troubled Debt Restructuring
Number of contracts		2
Pre-modification outstanding recorded investment		337
Post-modification outstanding recorded investment		337
Subsequent Default
Number of contracts subsequently defaulted
Recorded investment of contracts subsequently defaulted
Consumer Real Estate [Member]
Troubled Debt Restructuring
Pre-modification outstanding recorded investment
Post-modification outstanding recorded investment
Subsequent Default
Number of contracts subsequently defaulted
Recorded investment of contracts subsequently defaulted

Loans_Details_10

Loans (Details 10) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Allowance for loan losses:
Beginning Balance				$1,472				$1,750	$1,472	$1,750
Charge offs									-468	-1,191
Recoveries									141	276
Provision	11	257		16	265	32	196	144	284	637
Ending balance	1,429				1,472				1,429	1,472
Individually evaluated for impairment	10				235				10	235
Collectively evaluated for impairment	1,419				1,237				1,419	1,237
Loans receivable (gross):
Gross loans	165,339				138,084				165,339	138,084
Individually evaluated for impairment	2,458				6,111				2,458	6,111
Collectively evaluated for impairment	133,739				131,973				133,739	131,973
Acquired loans not subject to loan loss reserve	29,142								29,142
Commercial Real Estate Construction [Member]
Allowance for loan losses:
Beginning Balance				48				64	48	64
Charge offs									-12
Recoveries
Provision									-28	-16
Ending balance	8				48				8	48
Individually evaluated for impairment					48					48
Collectively evaluated for impairment	8								8
Loans receivable (gross):
Gross loans	1,443				173				1,443	173
Individually evaluated for impairment					173					173
Collectively evaluated for impairment	1,443								1,443
Commercial Real Estate [Member]
Allowance for loan losses:
Beginning Balance				444				579	444	579
Charge offs									-241	-674
Recoveries									54	114
Provision									50	425
Ending balance	307				444				307	444
Individually evaluated for impairment	10				182				10	182
Collectively evaluated for impairment	297				262				297	262
Loans receivable (gross):
Gross loans	62,163				51,726				62,163	51,726
Individually evaluated for impairment	1,816				5,179				1,816	5,179
Collectively evaluated for impairment	44,492				46,547				44,492	46,547
Acquired loans not subject to loan loss reserve	15,855								15,855
Commercial Loans [Member]
Allowance for loan losses:
Beginning Balance				63				69	63	69
Charge offs
Recoveries									2
Provision									29	-6
Ending balance	94				63				94	63
Individually evaluated for impairment
Collectively evaluated for impairment	94				63				94	63
Loans receivable (gross):
Gross loans	19,000				12,451				19,000	12,451
Individually evaluated for impairment
Collectively evaluated for impairment	14,544				12,451				14,544	12,451
Acquired loans not subject to loan loss reserve	4,456								4,456
Consumer Real Estate [Member]
Allowance for loan losses:
Beginning Balance				62				99	62	99
Charge offs									-14	-40
Recoveries									30	36
Provision									-45	-33
Ending balance	33				62				33	62
Individually evaluated for impairment
Collectively evaluated for impairment	33				62				33	62
Loans receivable (gross):
Gross loans	9,502				8,730				9,502	8,730
Individually evaluated for impairment	24				7				24	7
Collectively evaluated for impairment	7,778				8,723				7,778	8,723
Acquired loans not subject to loan loss reserve	1,700								1,700
Total Consumer Loans [Member]
Allowance for loan losses:
Beginning Balance				21				33	21	33
Charge offs									-24	-13
Recoveries										6
Provision									22	-5
Ending balance	19				21				19	21
Individually evaluated for impairment
Collectively evaluated for impairment	19				21				19	21
Loans receivable (gross):
Gross loans	1,403				1,165				1,403	1,165
Individually evaluated for impairment
Collectively evaluated for impairment	1,158				1,165				1,158	1,165
Acquired loans not subject to loan loss reserve	245								245
One-to-Four Family Residential Real Estate [Member]
Allowance for loan losses:
Beginning Balance				784				906	784	906
Charge offs									-177	-464
Recoveries									55	120
Provision									207	222
Ending balance	869				784				869	784
Individually evaluated for impairment					5					5
Collectively evaluated for impairment	869				779				869	779
Loans receivable (gross):
Gross loans	71,828				63,839				71,828	63,839
Individually evaluated for impairment	618				752				618	752
Collectively evaluated for impairment	64,324				63,087				64,324	63,087
Acquired loans not subject to loan loss reserve	6,886								6,886
Unallocated Financing Receivables [Member]
Allowance for loan losses:
Beginning Balance				50					50
Charge offs
Recoveries
Provision									49	50
Ending balance	99				50				99	50
Individually evaluated for impairment
Collectively evaluated for impairment	99				50				99	50
Loans receivable (gross):
Gross loans
Individually evaluated for impairment
Collectively evaluated for impairment

Property_and_Equipment_Details

Property and Equipment (Details Narrative) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Property And Equipment Details Narrative
Depreciation expense	$337	$283

Property_and_Equipment_Details1

Property and Equipment (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total property and equipment	$12,483	$11,013
Accumulated depreciation	6,147	5,810
Net property and equipment	6,336	5,203
Equipment [Member]
Total property and equipment	3,959	3,523
Land Improvements [Member]
Total property and equipment	195	182
Land [Member]
Total property and equipment	1,271	1,071
Buildings [Member]
Total property and equipment	$7,058	$6,237

Servicing_Details_Narrative

Servicing (Details Narrative) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2014	Dec. 31, 2013
Servicing Details Narrative
Unpaid principal balances of mortgage and other loans serviced for others		$125,400	$131,700
Fair value of mortgage servicing rights		1,000	1,100
Valuation allowance of mortgage servicing rights	$19

Servicing_Details

Servicing (Details)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Servicing Details
Annual constant prepayment speed (CPR)	11.46%	10.27%
Weighted average life	244 months	244 months
Discount rate	9.38%	9.26%

Servicing_Details_1

Servicing (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Rollforward of Mortgage Servicing Rights:
Balance - beginning of period	$860	$1,035
Originated mortgage servicing rights capitalized	111	151
Amortization of mortgage servicing rights	-261	-326
Balance - end of period	710	860
Valuation allowances:
Balance - beginning of period		-19
Additions
Reductions		19
Balance - end of period	$710	$860

Intangible_Assets_Details_Narr

Intangible Assets (Details Narrative) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Intangible Assets Details Narrative
Amortization expense	$146	$119

Intangible_Assets_Details

Intangible Assets (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Gross Carrying Amount	$2,017	$625
Accumulated Amortization	731	585
Total	1,286	40
Commission Residual [Member]
Gross Carrying Amount	600	600
Accumulated Amortization	600	561
Total		39
Core Deposits [Member]
Gross Carrying Amount		25
Accumulated Amortization		24
Total	1,286	1
Core deposit (merger) [Member]
Gross Carrying Amount	1,392
Accumulated Amortization	106
Total	1,286
Core deposit (purchase) [Member]
Gross Carrying Amount	25
Accumulated Amortization	25
Total

Intangible_Assets_Details_1

Intangible Assets (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amortization expense for future fiscal years:
Total	$1,286	$40
Core Deposits [Member]
Amortization expense for future fiscal years:
2015	243
2016	217
2017	192
2018	167
2019	141
Thereafter	326
Total	$1,286	$1

Deposits_Details_Narrative

Deposits (Details Narrative) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Deposits Details Narrative
Certificates of deposit in denominations of $100,000 or more	$28,100	$22,900
Deposits from related parties	$13,300	$632

Deposits_Details

Deposits (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Deposits:
NOW accounts and MMDA	$107,935	$50,222
Regular savings accounts	29,846	22,037
Total	137,781	72,259
Certificates of deposit	76,921	66,723
Total interest-bearing deposits	214,702	138,982
Interest Rates 0.10 percent to 0.99 percent [Member]
Deposits:
Certificates of deposit	42,302	40,259
Interest Rates 4.00 percent to 4.99 percent [Member]
Deposits:
Certificates of deposit	115	133
Interest Rates 3.00 percent to 3.99 percent [Member]
Deposits:
Certificates of deposit	1,050	1,486
Interest Rates 2.00 percent to 2.99 percent [Member]
Deposits:
Certificates of deposit	6,092	7,130
Interest Rates 1.00 percent to 1.99 percent [Member]
Deposits:
Certificates of deposit	$27,362	$17,715
Lower Range [Member] | Interest Rates 0.10 percent to 0.99 percent [Member]
Deposits:
Certificate of Deposit Rates	0.10%
Lower Range [Member] | Interest Rates 4.00 percent to 4.99 percent [Member]
Deposits:
Certificate of Deposit Rates	4.00%
Lower Range [Member] | Interest Rates 3.00 percent to 3.99 percent [Member]
Deposits:
Certificate of Deposit Rates	3.00%
Lower Range [Member] | Interest Rates 2.00 percent to 2.99 percent [Member]
Deposits:
Certificate of Deposit Rates	2.00%
Lower Range [Member] | Interest Rates 1.00 percent to 1.99 percent [Member]
Deposits:
Certificate of Deposit Rates	1.00%
Upper Range [Member] | Interest Rates 0.10 percent to 0.99 percent [Member]
Deposits:
Certificate of Deposit Rates	0.99%
Upper Range [Member] | Interest Rates 4.00 percent to 4.99 percent [Member]
Deposits:
Certificate of Deposit Rates	4.99%
Upper Range [Member] | Interest Rates 3.00 percent to 3.99 percent [Member]
Deposits:
Certificate of Deposit Rates	3.99%
Upper Range [Member] | Interest Rates 2.00 percent to 2.99 percent [Member]
Deposits:
Certificate of Deposit Rates	2.99%
Upper Range [Member] | Interest Rates 1.00 percent to 1.99 percent [Member]
Deposits:
Certificate of Deposit Rates	1.99%

Deposits_Details_1

Deposits (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Maturities of certificates of deposit:
Less than 1 Year	$39,149
1-2 Years	15,811
2-3 Years	7,042
3-5 Years	13,648
Greater than 5 Years	1,271
Certificates of deposit	76,921	66,723
Interest Rates 4.00 percent to 4.99 percent [Member]
Maturities of certificates of deposit:
Less than 1 Year	45
1-2 Years	17
2-3 Years	53
3-5 Years
Greater than 5 Years
Certificates of deposit	115	133
Interest Rates 3.00 percent to 3.99 percent [Member]
Maturities of certificates of deposit:
Less than 1 Year	502
1-2 Years
2-3 Years	12
3-5 Years	536
Greater than 5 Years
Certificates of deposit	1,050	1,486
Interest Rates 2.00 percent to 2.99 percent [Member]
Maturities of certificates of deposit:
Less than 1 Year	4,022
1-2 Years	696
2-3 Years	47
3-5 Years	323
Greater than 5 Years	1,004
Certificates of deposit	6,092	7,130
Interest Rates 1.00 percent to 1.99 percent [Member]
Maturities of certificates of deposit:
Less than 1 Year	1,419
1-2 Years	6,884
2-3 Years	6,398
3-5 Years	12,394
Greater than 5 Years	267
Certificates of deposit	27,362	17,715
Interest Rates 0.10 percent to 0.99 percent [Member]
Maturities of certificates of deposit:
Less than 1 Year	33,161
1-2 Years	8,214
2-3 Years	532
3-5 Years	395
Greater than 5 Years
Certificates of deposit	$42,302	$40,259
Upper Range [Member] | Interest Rates 4.00 percent to 4.99 percent [Member]
Maturities of certificates of deposit:
Interest Rate	4.99%
Upper Range [Member] | Interest Rates 3.00 percent to 3.99 percent [Member]
Maturities of certificates of deposit:
Interest Rate	3.99%
Upper Range [Member] | Interest Rates 2.00 percent to 2.99 percent [Member]
Maturities of certificates of deposit:
Interest Rate	2.99%
Upper Range [Member] | Interest Rates 1.00 percent to 1.99 percent [Member]
Maturities of certificates of deposit:
Interest Rate	1.99%
Upper Range [Member] | Interest Rates 0.10 percent to 0.99 percent [Member]
Maturities of certificates of deposit:
Interest Rate	0.99%
Lower Range [Member] | Interest Rates 4.00 percent to 4.99 percent [Member]
Maturities of certificates of deposit:
Interest Rate	4.00%
Lower Range [Member] | Interest Rates 3.00 percent to 3.99 percent [Member]
Maturities of certificates of deposit:
Interest Rate	3.00%
Lower Range [Member] | Interest Rates 2.00 percent to 2.99 percent [Member]
Maturities of certificates of deposit:
Interest Rate	2.00%
Lower Range [Member] | Interest Rates 1.00 percent to 1.99 percent [Member]
Maturities of certificates of deposit:
Interest Rate	1.00%
Lower Range [Member] | Interest Rates 0.10 percent to 0.99 percent [Member]
Maturities of certificates of deposit:
Interest Rate	0.10%

Deposits_Details_2

Deposits (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Interest expense on deposits:
NOW and MMDAs	$141	$98
Savings accounts	13	11
Certificates of deposit	664	717
Total	$818	$826

Federal_Home_Loan_Bank_and_Fed2

Federal Home Loan Bank and Federal Reserve Advances (Details Narrative) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Lower range of interest rate of FHLB advances	0.32%
Upper range of interest rate of FHLB advances	2.21%
Weighted average interest rate of FHLB advances	1.17%
Year last FHLB advance is due	2023
Weighted average maturity for FHLB advances	27 months
Available borrowings with FHLB	$56,400	$22,900
Variable rate FHLB advances	0	1,500
Percentage of collateral which FRB discount borrowings may not exceed	0.75%
Weighted average interest rate of Federal Reserve Bank borrowings	0.75%
Securities [Member]
Collateral for FHLB advances	21,200	20,400
Collateral for Federal Reserve Bank borrowings	8,700
Mortgage Loans [Member]
Collateral for FHLB advances	$48,900	$49,600

Federal_Home_Loan_Bank_and_Fed3

Federal Home Loan Bank and Federal Reserve Advances (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
FHLB advances maturing in the year ending December 31,
2015	$4,890
2016	8,561
2017	4,362
2018	3,303
2019	1,460
Thereafter	309
Total	$22,885	$24,813
Weighted average interest rate of FHLB advances maturing in the year ending December 31,
2015	0.71%
2016	1.10%
2017	1.70%
2018	1.10%
2019	1.56%
Thereafter	1.61%
Weighted average interest rate of FHLB advances	1.17%

Federal_Income_Tax_Details_Nar

Federal Income Tax (Details Narrative) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Federal Income Tax Details Narrative
Statutory tax rate	34.00%
Net operating loss carryforwards	$12,300
Total deferred tax reserve liabilities	60	60
Unrecognized deferred tax liabilitiy	$20	$20

Federal_Income_Tax_Details

Federal Income Tax (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Federal Income Tax Details
Current provision
Deferred benefit									807	-57
Change in valuation allowance									-807	57
Income tax expense

Federal_Income_Tax_Details_1

Federal Income Tax (Details 1) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Reconciliation of federal income tax expense and statutory federal tax rate:
Tax (benefit) expense at statutory rate									$765	$19
Increase (decrease) from:
Change in valuation allowance									-807	57
Tax-exempt interest									-52	-52
Other									94	-24
Income tax expense

Federal_Income_Tax_Details_2

Federal Income Tax (Details 2) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Deferred tax assets:
Acquired loans	$565
Other real estate owned	202	92
Non-accrual loan interest	155	49
Directors' benefit plan	251	272
Net operating loss carryforward	4,177	3,684
Investment in subsidiary		784
Net deferred loan origination fees	89	101
Unrealized gain on available-for-sale securities		83
Other	90	246
Total deferred tax assets	5,529	5,311
Less: valuation allowance	3,090	3,223
Deferred tax liabilities:
Allowance for loan losses	306	322
Mortgage servicing rights	242	292
Partnership losses	132	124
Unrealized gain on available-for-sale securities	222
Depreciation	115	344
Core deposit intangible	437
Other	134	207
Total deferred tax liabilities	1,588	1,289
Net deferred tax asset	$851	$799

Off_Balance_Sheet_Risk_Commitm2

Off Balance Sheet Risk Commitments and Contingencies (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Commercial and standby letters of credit [Member]
Commitments	$134	$59
Unfunded commitments under lines of credit [Member]
Commitments	15,022	12,940
Commitments to grant loans [Member]
Commitments	$9,020	$5,936

Stockholders_Equity_Details

Stockholders' Equity (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total Capital
Total Capital (to risk-weighted assets)	$29,092	$24,033
Total Capital (to risk-weighted assets) ratio	16.90%	17.90%
Minimum amount of capital for adequacy purposes	13,778	10,748
Minimum amount of capital for adequacy purposes, ratio	8.00%	8.00%
Minimum capital required to be well-capitalized under prompt corrective action provisions	17,223	13,436
Minimum capital required to be well-capitalized under prompt corrective action provisions, ratio	10.00%	10.00%
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital (to risk-weighted assets)	27,662	22,563
Tier 1 Capital (to risk-weighted assets) ratio	16.10%	16.80%
Minimum amount of Tier 1 Capital for adequacy purposes	6,889	5,374
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	4.00%	4.00%
Minimum Tier 1 Capital required to be well-capitalized under prompt corrective action provisions	10,334	8,061
Minimum Tier 1 Capital required to be well-capitalized under prompt corrective action provisions, ratio	6.00%	600.00%
Tier 1 Capital (to average assets)
Tier 1 Capital (to average assets)	27,662	22,563
Tier 1 Capital (to average assets) ratio	8.50%	10.80%
Minimum amount of Tier 1 Capital for adequacy purposes	4,858	3,137
Minimum amount of Tier 1 Capital for adequacy purposes, ratio	1.50%	1.50%
Minimum Tier 1 Capital required to be well-capitalized under prompt corrective action provisions	$6,477	$4,183
Minimum Tier 1 Capital required to be well-capitalized under prompt corrective action provisions, ratio	2.00%	2.00%

Employee_Benefit_Plans_Details

Employee Benefit Plans (Details Narrative) (USD $)	1 Months Ended	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Jan. 31, 1994	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2005	Dec. 31, 2012
Expense recognized for contributions to the defined benefit pension plan		$103	$72
Expense recognized for contributions to the 401(k) plan		96	89
Nonqualified deferred compensation plan balance		738	801
Nonqualified deferred compensation plan expense		73	78
Employee Stock Ownership Plan:
Amount borrowed to fund shares held in ESOP	480
Shares purchased and funded into ESOP	48,000
Price paid per share for shares purchased to fund ESOP	$10			$10
Percentage of shares purchased and funded into ESOP				8.00%
Shares purchased by ESOP using funds loaned by the company				138,709
Loan term				15 years
Shares sold in open market under ESOP			2,793
ESOP compensation expense		0
Stock-Based Compensation Plans:
Share price		$5.49
Stock option exercise price		$9.54	$9.52		$9.53
Share-based Compensation expense			$0
1996 Stock Option Plan [Member]
Stock-Based Compensation Plans:
Number of awards authorized		127,491
2006 Stock-Based Incentive Plan [Member]
Stock-Based Compensation Plans:
Number of awards authorized		242,740
Stock Options [Member]
Stock-Based Compensation Plans:
Shares available for grant		63,256
Stock Options [Member] | Lower Range [Member]
Stock-Based Compensation Plans:
Stock option exercise price		$9.07
Stock Options [Member] | Upper Range [Member]
Stock-Based Compensation Plans:
Stock option exercise price		$9.65
Stock Options [Member] | 2006 Stock-Based Incentive Plan [Member]
Stock-Based Compensation Plans:
Number of awards authorized		173,386
Restricted Stock [Member]
Stock-Based Compensation Plans:
Shares available for grant		5,304
Restricted Stock [Member] | 2006 Stock-Based Incentive Plan [Member]
Stock-Based Compensation Plans:
Number of awards authorized		69,354

Employee_Benefit_Plans_Details1

Employee Benefit Plans (Details 1) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Number of Options
Outstanding, Beginning balance	150,030	167,620
Forfeited or expired	-14,000	-17,590
Outstanding, Ending balance	136,030	150,030
Options Exercisable	136,030
Weighted Average Exercise Price
Outstanding, Beginning Balance	$9.52	$9.53
Forfeited or expired	$9.30	$9.60
Outstanding, Ending Balance	$9.54	$9.52
Options Exercisable	$9.54
Weighted Average Remaining Contractual Term
Outstanding, Begining	2 years 4 months 24 days	3 years 4 months 17 days
Outstanding, ending	1 year 4 months 24 days	2 years 4 months 24 days
Options exercisable	1 year 4 months 24 days

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Securities available for sale	$119,968	$50,358
US Treasury Securities and Obligations of US Government Corporations and Agencies [Member]
Securities available for sale	31,222	7,042
Municipal Notes [Member]
Securities available for sale	23,134	13,609
Corporate Securities [Member]
Securities available for sale	1,561	1,097
Equity Securities [Member]
Securities available for sale	5	7
Mortgage Backed Securities [Member]
Securities available for sale	64,046	28,603
Carrying Value [Member]
Securities available for sale	119,968	50,358
Fair Value [Member]
Securities available for sale	119,968	50,358
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Securities available for sale
Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale	119,968	50,358
Significant Unobservable Inputs (Level 3) [Member]
Securities available for sale
Recurring [Member] | Fair Value [Member]
Securities available for sale	119,968	50,358
Recurring [Member] | Fair Value [Member] | US Treasury Securities and Obligations of US Government Corporations and Agencies [Member]
Securities available for sale	31,223	7,042
Recurring [Member] | Fair Value [Member] | Municipal Notes [Member]
Securities available for sale	23,133	13,609
Recurring [Member] | Fair Value [Member] | Corporate Securities [Member]
Securities available for sale	1,561	1,097
Recurring [Member] | Fair Value [Member] | Equity Securities [Member]
Securities available for sale	5	7
Recurring [Member] | Fair Value [Member] | Mortgage Backed Securities [Member]
Securities available for sale	64,046	28,603
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Securities available for sale	5	7
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | US Treasury Securities and Obligations of US Government Corporations and Agencies [Member]
Securities available for sale
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Municipal Notes [Member]
Securities available for sale
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Corporate Securities [Member]
Securities available for sale
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Equity Securities [Member]
Securities available for sale	5	7
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Mortgage Backed Securities [Member]
Securities available for sale
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale	119,963	50,351
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | US Treasury Securities and Obligations of US Government Corporations and Agencies [Member]
Securities available for sale	31,223	7,042
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Municipal Notes [Member]
Securities available for sale	23,133	13,609
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Corporate Securities [Member]
Securities available for sale	1,561	1,097
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Equity Securities [Member]
Securities available for sale
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Mortgage Backed Securities [Member]
Securities available for sale	64,046	28,603
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Securities available for sale
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | US Treasury Securities and Obligations of US Government Corporations and Agencies [Member]
Securities available for sale
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Municipal Notes [Member]
Securities available for sale
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Equity Securities [Member]
Securities available for sale
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Mortgage Backed Securities [Member]
Securities available for sale

Fair_Value_Measurements_Detail1

Fair Value Measurements (Details 1) (Nonrecurring [Member], USD $)	Dec. 31, 2013	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value [Member]
Fair Value Assets Measured on a Nonrecurring Basis
Impaired loans	$5,352
Other real estate owned - residential mortgages	285
Other real estate owned - commercial	472
Other repossessed assets	1,023
Significant Unobservable Inputs (Level 3) [Member]
Fair Value Assets Measured on a Nonrecurring Basis
Impaired loans	5,352
Other real estate owned - residential mortgages	285
Other real estate owned - commercial	472
Other repossessed assets	1,023
Total assets measured at fair value on a non-recurring basis	6,902
Originated Assets [Member] | Fair Value [Member]
Fair Value Assets Measured on a Nonrecurring Basis
Impaired loans		1,806
Other real estate owned - residential mortgages		336
Other real estate owned - commercial		1,628
Other repossessed assets		860
Total assets measured at fair value on a non-recurring basis		4,630
Originated Assets [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value Assets Measured on a Nonrecurring Basis
Impaired loans		1,806
Other real estate owned - residential mortgages		336
Other real estate owned - commercial		1,628
Other repossessed assets		860
Acquired Assets [Member] | Fair Value [Member]
Fair Value Assets Measured on a Nonrecurring Basis
Impaired loans		396
Other real estate owned - residential mortgages
Other real estate owned - commercial
Other repossessed assets
Acquired Assets [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value Assets Measured on a Nonrecurring Basis
Impaired loans		396
Other real estate owned - residential mortgages
Other real estate owned - commercial
Other repossessed assets
Total assets measured at fair value on a non-recurring basis

Fair_Value_Measurements_Detail2

Fair Value Measurements (Details 2) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets:
Deposits held at other financial institutions	$8,429
Securities available for sale	119,968	50,358
Securities held to maturity	908
Carrying Value [Member]
Financial assets:
Cash and cash equivalents	11,254	2,766
Deposits held at other financial institutions	8,429
Securities available for sale	119,968	50,358
Securities held to maturity	790	2,255
Loans held for sale	88	175
Loans receivable - net	163,646	136,315
Federal Home Loan Bank stock	2,591	3,266
Accrued interest receivable	986	745
Financial liabilities:
Customer deposits	270,734	160,029
Federal Home Loan Bank advances	22,885	24,813
REPO sweep accounts	101	89
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets:
Cash and cash equivalents	11,254	2,766
Deposits held at other financial institutions
Securities available for sale
Securities held to maturity
Loans receivable - net
Federal Home Loan Bank stock
Accrued interest receivable
Financial liabilities:
Customer deposits
Federal Home Loan Bank advances
REPO sweep accounts
Significant Other Observable Inputs (Level 2) [Member]
Financial assets:
Cash and cash equivalents
Deposits held at other financial institutions	8,424
Securities available for sale	119,968	50,358
Securities held to maturity	908	2,400
Loans receivable - net
Federal Home Loan Bank stock	2,591	3,266
Accrued interest receivable
Financial liabilities:
Customer deposits	271,200	160,784
Federal Home Loan Bank advances	22,696	24,458
REPO sweep accounts
Significant Unobservable Inputs (Level 3) [Member]
Financial assets:
Cash and cash equivalents
Deposits held at other financial institutions
Securities available for sale
Securities held to maturity
Loans held for sale	90	178
Loans receivable - net	163,690	135,172
Federal Home Loan Bank stock
Accrued interest receivable	986	745
Financial liabilities:
Customer deposits
Federal Home Loan Bank advances
REPO sweep accounts	101	89
Fair Value [Member]
Financial assets:
Cash and cash equivalents	11,254	2,766
Deposits held at other financial institutions	8,424
Securities available for sale	119,968	50,358
Securities held to maturity	908	2,400
Loans held for sale	90	178
Loans receivable - net	163,690	135,172
Federal Home Loan Bank stock	2,591	3,266
Accrued interest receivable	986	745
Financial liabilities:
Customer deposits	271,200	160,784
Federal Home Loan Bank advances	22,696	24,458
REPO sweep accounts	$101	$89

ParentOnly_Financial_Statement2

Parent-Only Financial Statements (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS
Cash at subsidiary bank	$267	$6
Deferred tax asset	851	799
Other assets	685	485
Total assets	325,867	209,657
LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities	295,331	186,132
Stockholders' equity	30,536	23,525	24,435
Total liabilities and stockholders' equity	325,867	209,657
Parent Company [Member]
ASSETS
Cash at subsidiary bank	481	510
Investment in subsidiary	29,731	22,701
Deferred tax asset	318	318
Other assets	6	1
Total assets	30,536	23,530
LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities		5
Stockholders' equity	30,536	23,525
Total liabilities and stockholders' equity	$30,536	$23,530

ParentOnly_Financial_Statement3

Parent-Only Financial Statements (Details 1) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Income (loss) before income taxes and equity in undistributed net income of subsidiary bank	$320	$1,614	$94	$221	($192)	$182	($3)	$68	$2,249	$55
Income tax expense
Net income	320	1,614	94	221	-192	182	-3	68	2,249	55
Parent Company [Member]
Operating income
Dividend income									500
Operating expense									-271	-249
Income (loss) before income taxes and equity in undistributed net income of subsidiary bank									229	-249
Income tax expense
Income (loss) before equity in undistributed loss of subsidiary bank									229	-249
Equity in undistributed net income (loss) of subsidiary bank									2,020	304
Net income									$2,249	$55

ParentOnly_Financial_Statement4

Parent-Only Financial Statements (Details 2) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities:
Net Income (loss)	$320	$1,614	$94	$221	($192)	$182	($3)	$68	$2,249	$55
Adjustments to reconcile net income (loss) to cash from operating activities:
Stock options/awards										0
Net change in other assets									128	73
Cash Flows from Financing Activities:
Net cash provided by (used in) operating activities									1,713	2,043
Net (Decrease) Increase in Cash and Cash Equivalents									8,706	14
Parent Company [Member]
Cash Flows from Operating Activities:
Net Income (loss)									2,249	55
Adjustments to reconcile net income (loss) to cash from operating activities:
Dividend from subsidiary bank									500
Stock options/awards
Equity in undistributed net (income) of subsidiary bank									-2,020	-304
Net change in other liabilities									-6	1
Net change in other assets									-5	-1
Cash Flows from Financing Activities:
Dividends paid									-247	-58
Net cash provided by (used in) operating activities									-2,278	-362
Net (Decrease) Increase in Cash and Cash Equivalents									-29	-307
Cash and cash equivalents at beginning of period				510				817	510	817
Cash and cash equivalents at end of period	$481				$510				$481	$510

Quarterly_Results_of_Operation2

Quarterly Results of Operations (Unaudited) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Quarterly Results Of Operations Details
Total interest income	$2,643	$2,387	$2,025	$2,045	$2,074	$2,065	$2,095	$2,085	$9,100	$8,319
Total interest expense	304	270	259	249	270	274	285	321	1,082	1,150
Net Interest Income - Before provision for loan losses	2,339	2,117	1,766	1,796	1,804	1,791	1,810	1,764	8,018	7,169
Provision for Loan Losses (Note 4)	11	257		16	265	32	196	144	284	637
Total other income	574	2,224	344	336	401	459	465	440	3,478	1,765
Total operating expenses	2,582	2,470	2,016	1,895	2,132	2,036	2,082	1,992	8,963	8,242
Income (Loss) - before income tax expense	320	1,614	94	221	-192	182	-3	68	2,249	55
Income tax expense (Note 9)
Net income (loss)	$320	$1,614	$94	$221	($192)	$182	($3)	$68	$2,249	$55
Net Income per share - Basic	$0.11	$0.48	$0.03	$0.08	($0.07)	$0.06		$0.02	$0.70	$0.02
Net income per share - diluted	$0.11	$0.48	$0.03	$0.08	($0.07)	$0.06		$0.02	$0.70	$0.02
Weighted Average Number of Shares	3,019	3,370	2,884	2,884	2,884	2,884	2,884	2,884
Dividends per common share	$0.02	$0.02	$0.02	$0.02	$0.02				$0.08	$0.02