Western New England Bancorp 10K 2018 Annual report | WNEB Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. freshman Avg

New words: abusive, accessing, accidental, accommodation, accompanyingManagement, ACH, advisor, aftermath, aggravate, Air, Airport, ALCO, Atlantic, attempted, attention, bad, Basketball, Baystate, bond, budget, built, Bus, Candle, carefully, CDs, charted, chemical, choice, circumstance, circumvention, clean, clearing, commerce, compelling, competitor, compromise, condominium, confidential, constantly, constitute, contaminated, contamination, conventional, cooperative, corruption, Cream, cultivate, cyber, cybersecurity, decay, deceptive, Deciding, deflation, delegated, delivery, desirable, destroy, disaster, disease, disseminated, distracting, diversification, driver, DRSPP, DTA, dynamic, earthquake, Eastern, emanating, embezzlement, engineering, entry, environmental, equivalent, ethical, evolve, exact, Explanation, Exposition, extremely, fact, Fame, faster, FCA, fed, FFCB, FHLMC, fire, flood, fluctuate, FNMA, force, fraudulent, Friendly, frozen, FTC, fulfill, fundamental, gas, geographic, geopolitical, Hall, Hasbro, heavily, heightened, HMDA, horizon, human, hurricane, hypothetical, Ice, illegal, immaterial, impossible, impression, improper, increasingly, infrastructure, injury, insight, inspection, intensify, Interbank, investigate, investigation, IOLTA, IRA, jointly, Kingdom, launched, lessen, letter, liable, LIBOR, London, lose, magnitude, malware, media, memoranda, MGM, MINE, moderate, mouth, multifamily, negotiable, neighboring, nominee, nonfarm, nonresidential, obligor, ofWestern, oil, oriented, outlined, Pan, people, perception, perfection, persuading, Peter, phishing, pollution, precision, promptly, prudence, prudent, pursuance, purview, quickly, raw, Recessionary, referencing, regularly, reminding, Resell, residence, resolved, revolving, robbery, role, RSA, salvage, scenario, site, sixty, social, sophistication, sovereign, spa, stakeholder, steeply, stockholder, stolen, stop, stretch, strong, SUPPLEMENTARY, sustained, telephone, terrorist, tolerance, tool, tornado, tourism, toxic, traditionally, training, transparency, trend, turbulence, UDAAP, UDAP, unacceptable, undesirable, unethical, unexpected, unfair, unfounded, University, Unjustified, unreasonable, unrelated, UNRESOLVED, unrest, upgrade, vacation, violence, Wesson, Westover, wholesale, wholly, wire, word, workout, world, Yankee

Removed: advance, aggregated, amortizing, analyze, analyzing, appraiser, approve, assure, attached, attack, balanced, basing, BBN, bearing, budgetary, build, calling, capitalization, careful, character, closed, CLTV, Codification, coin, commencement, commensurate, complement, constant, consultant, continuance, Counsel, declining, decreasing, depict, disburse, divorce, document, elimination, entail, escrow, executing, facilitating, FHA, FHLBB, Finally, Fitch, floating, floor, forbearance, formulated, Ginnie, goal, grown, harmed, headquarter, implemented, incremental, incurring, insolvency, installment, instituted, interrelated, introduce, investee, job, leasehold, lifetime, linked, lost, LTV, misappropriated, modeled, modernization, Moody, motivate, network, ninety, obsolescence, occasional, occasionally, occupied, ordered, page, partial, passbook, permitting, PNC, Poor, post, postponement, prepaid, presenting, privately, proceeding, promised, protecting, qualify, recommended, refinance, refinanced, reinvested, reinvesting, remit, repossessed, residual, room, RPA, static, stream, stringent, suited, supersede, supplemental, supplementing, supply, swept, tiered, transactional, transmitting, unissued, VA, validate, verify, vulnerability, warranted

Name		Jurisdiction of Incorporation
Westfield Bank		United States (federally chartered savings bank)
WFD Securities, Inc.		Massachusetts

Name		Jurisdiction of Incorporation
Elm Street Securities Corporation		Massachusetts
WB Real Estate Holdings, LLC		Massachusetts
CSB Colts, Inc.		Massachusetts

Western New England Bancorp (WNEB) 10-K2018 FY Annual report

Content analysis