Affirmative Insurance S-1/A IPO registration (amended)

Exhibit 99.1

CONSENT OF DIRECTOR NOMINEE

Affirmative Insurance Holdings, Inc., a Delaware corporation (the “Company”) has filed a Registration Statement on Form S-1 (File No. 333-113793) (together with any amendments, the “Registration Statement”) registering shares of the Company’s common stock, par value $0.01 per share, for issuance pursuant to an initial public offering (the “Offering”). As required by Rule 438 under the Securities Act of 1933, as amended, I hereby consent to being named in the Registration Statement as a person who has agreed to serve as a director of the Company beginning immediately prior to the completion of the Offering and to all references to me in connection therewith contained in the Registration Statement.

Dated this 30^th day of April, 2004.

/s/ Lucius E. Burch

Lucius E. Burch, III