Axos Financial (AX) 10-Q 29 Jan 15 2015 Q2 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	6 Months Ended
	Dec. 31, 2014	Jan. 23, 2015
Entity Information [Line Items]
Entity Registrant Name	BofI Holding, Inc.
Entity Central Index Key	1299709
Current Fiscal Year End Date	-24
Entity Filer Category	Large Accelerated Filer
Document Type	10-Q
Document Period End Date	31-Dec-14
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q2
Amendment Flag	FALSE
Entity Common Stock, Shares Outstanding		15,076,557

CONDENSED_CONSOLIDATED_BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
ASSETS
Cash and due from banks	$210,039	$155,484
Federal funds sold	100	100
Total cash and cash equivalents	210,139	155,584
Securities:
Trading	7,862	8,066
Available for sale	177,095	214,778
Held-to-maturity fair value $231,527 as of December 2014 and $243,966 as of June 2014	238,392	247,729
Stock of the Federal Home Loan Bank, at cost	44,992	42,770
Loans held for sale, carried at fair value	22,831	20,575
Loans held for sale, at lower of cost or fair value	108,286	114,796
Loans—net of allowance for loan losses of $23,187 as of December 2014 and $18,373 as of June 2014	4,303,661	3,532,841
Accrued interest receivable	14,094	13,863
Furniture, equipment and software—net	7,459	6,707
Deferred income tax	28,292	25,245
Cash surrender value of life insurance	5,716	5,625
Mortgage servicing rights, carried at fair value	1,037	562
Other real estate owned and repossessed vehicles	809	75
Other assets	24,056	13,783
TOTAL ASSETS	5,194,721	4,402,999
Deposits:
Non-interest bearing	267,130	186,786
Interest bearing	3,738,265	2,854,750
Total deposits	4,005,395	3,041,536
Securities sold under agreements to repurchase	35,000	45,000
Advances from the Federal Home Loan Bank	670,000	910,000
Subordinated debentures	5,155	5,155
Accrued interest payable	1,310	1,350
Accounts payable and accrued liabilities and other liabilities	27,439	29,180
Total liabilities	4,744,299	4,032,221
COMMITMENTS AND CONTINGENCIES (Note 8)
STOCKHOLDERS’ EQUITY:
Common stock—$0.01 par value; 50,000,000 shares authorized; 16,015,113 shares issued and 15,021,759 shares outstanding as of December 2014; 15,423,822 shares issued and 14,451,900 shares outstanding as of June 2014	160	154
Additional paid-in capital	250,389	207,579
Accumulated other comprehensive income (loss)—net of tax	-8,917	-10,366
Retained earnings	220,518	183,460
Treasury stock, at cost; 993,354 shares as of December 2014 and 971,922 shares as of June 2014	-16,791	-15,112
Total stockholders’ equity	450,422	370,778
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	5,194,721	4,402,999
Convertible Series A Preferred Stock
STOCKHOLDERS’ EQUITY:
Preferred stock— $0.01 par value; 1,000,000 shares authorized; Series A—$10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of December 2014 and June 2014	$5,063	$5,063

CONDENSED_CONSOLIDATED_BALANCE1

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, except Share data, unless otherwise specified
Assets:
Held to maturity - Fair Value	$231,527	$243,966
Allowance for loan losses	$23,187	$18,373
Stockholders' Equity:
Common stock, par value, in dollars per share	$0.01	$0.01
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares, issued	16,015,113	15,423,822
Common stock, shares outstanding	15,021,759	14,451,900
Preferred Stock, shares authorized	1,000,000	1,000,000
Preferred stock, par or stated value, in dollars per share	$0.01	$0.01
Treasury stock, shares	993,354	971,922
Convertible Series A Preferred Stock
Stockholders' Equity:
Preferred stock, par or stated value, in dollars per share	$10,000	$10,000
Preferred stock, shares issued	515	515
Preferred stock, shares outstanding	515	515

CONDENSED_CONSOLIDATED_STATEME

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$53,392	$34,957	$102,375	$65,342
Investments	5,689	6,270	11,511	12,231
Total interest and dividend income	59,081	41,227	113,886	77,573
INTEREST EXPENSE:
Deposits	8,262	5,717	15,506	11,322
Advances from the Federal Home Loan Bank	2,281	1,504	4,461	2,867
Other borrowings	427	1,179	933	2,446
Total interest expense	10,970	8,400	20,900	16,635
Net interest income	48,111	32,827	92,986	60,938
Provision for loan losses	2,900	1,000	5,400	1,500
Net interest income, after provision for loan losses	45,211	31,827	87,586	59,438
NON-INTEREST INCOME:
Realized gain on sale of securities	587	0	587	208
Other-than-temporary loss on securities:
Total impairment (losses) gains	-1,075	-1,606	-4,647	-1,352
Loss (gain) recognized in other comprehensive income	789	733	3,150	-93
Net impairment loss recognized in earnings	-286	-873	-1,497	-1,445
Fair value gain (loss) on trading securities	-324	-188	-203	435
Total unrealized (loss) gain on securities	-610	-1,061	-1,700	-1,010
Prepayment penalty fee income	1,053	1,174	1,930	1,828
Gain on sale – other	1,090	1,047	2,006	4,136
Mortgage banking income	2,937	3,139	6,000	5,125
Banking service fees and other income	1,640	1,244	3,123	2,233
Total non-interest income	6,697	5,543	11,946	12,520
NON-INTEREST EXPENSE:
Salaries and related costs	10,764	7,960	20,461	15,743
Professional services	797	1,242	1,599	2,921
Occupancy and equipment	832	577	1,553	1,126
Data processing and internet	1,683	1,321	3,197	2,506
Advertising and promotional	1,449	1,214	2,755	1,803
Depreciation and amortization	766	696	1,483	1,417
Real estate owned and repossessed vehicles	51	-164	108	-95
FDIC and regulatory fees	828	547	1,606	1,094
Other general and administrative	1,767	1,911	3,621	3,305
Total non-interest expense	18,937	15,304	36,383	29,820
INCOME BEFORE INCOME TAXES	32,971	22,066	63,149	42,138
INCOME TAXES	13,599	8,912	25,936	16,802
NET INCOME	19,372	13,154	37,213	25,336
NET INCOME ATTRIBUTABLE TO COMMON STOCK	19,294	13,077	37,058	25,181
COMPREHENSIVE INCOME	$18,537	$11,317	$38,662	$24,109
Basic earnings per share, in dollars per share	$1.27	$0.92	$2.47	$1.77
Diluted earnings per share, in dollars per share	$1.26	$0.91	$2.46	$1.77

CONDENSED_CONSOLIDATED_STATEME1

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
NET INCOME	$19,372	$13,154	$37,213	$25,336
Other comprehensive income (loss), net of tax:
Net unrealized gain (loss) from available-for-sale securities, net of tax expense (benefit) of $579 and $793 for the three months ended December 31, 2014 and 2013, and $(105) and $817 for the six months ended December 31, 2014 and 2013, respectively.	-867	-1,190	139	-1,227
Other-than-temporary impairment on held-to-maturity securities recognized in other comprehensive income, net of tax expense (benefit) of $(256) and $431 for the three months ended December 31, 2014 and 2013, and $(1,258) and $0 for the six months ended December 31, 2014 and 2013, respectively.	384	-647	1,662	0
Reclassification of net (gain) loss from available-for-sale securities included in income, net of tax expense (benefit) of $235 and $0 for the three months ended December 31, 2014 and 2013 and $235 and $0 for the six months ended December 31, 2014 and 2013, respectively.	-352	0	-352	0
Other comprehensive income (loss)	-835	-1,837	1,449	-1,227
Comprehensive income	$18,537	$11,317	$38,662	$24,109

CONDENSED_CONSOLIDATED_STATEME2

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
Net unrealized gain (loss) from available-for-sale securities, tax expense (benefit)	$579	$793	($105)	$817
Other-than-temporary impairment on held-to-maturity securities recognized in other comprehensive income, tax expense (benefit)	-256	431	-1,258	0
Reclassification of net (gain) loss from available-for-sale securities included in income, tax expense (benefit)	$235	$0	$235	$0

CONDENSED_CONSOLIDATED_STATEME3

CONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (USD $)	Total	Preferred Stock	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Loss, Net of Income Tax	Treasury Stock
In Thousands, except Share data, unless otherwise specified
Beginning balance at Jun. 30, 2014	$370,778	$5,063	$154	$207,579	$183,460	($10,366)	($15,112)
Treasury stock, beginning balance (in shares) at Jun. 30, 2014	-971,922		-971,922
Common stock, outstanding, beginning balance (in shares) at Jun. 30, 2014	14,451,900		14,451,900
Preferred stock, beginning balance (in shares) at Jun. 30, 2014		515
Common stock, shares, issued, beginning balance (in shares) at Jun. 30, 2014	15,423,822		15,423,822
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	37,213				37,213
Other comprehensive income	1,449					1,449
Cash dividends on preferred stock	-155				-155
Issuance of common stock (in shares)			528,017
Issuance of common stock, amount	38,945		5	38,940
Stock-based compensation expense	3,015			3,015
Restricted stock grants and tax benefits, issued (in shares)			62,974
Restricted stock grants and tax benefits, treasury shares			-21,432
Restricted stock grants, outstanding (in shares)			41,542
Restricted stock grants and tax benefits	-834		1	844			-1,679
Stock option exercises and tax benefits, issued (in shares)	300		300
Stock option exercises and tax benefits, outstanding (in shares)			300
Stock option exercises and tax benefits	11		0	11			0
Ending balance at Dec. 31, 2014	$450,422	$5,063	$160	$250,389	$220,518	($8,917)	($16,791)
Common stock, outstanding, ending balance (in shares) at Dec. 31, 2014	15,021,759		15,021,759
Preferred stock, ending balance (in shares) at Dec. 31, 2014		515
Common stock, shares, issued, ending balance (in shares) at Dec. 31, 2014	16,015,113		16,015,113
Treasury stock, ending balance (in shares) at Dec. 31, 2014	-993,354		-993,354

CONDENSED_CONSOLIDATED_STATEME4

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$37,213	$25,336
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Accretion of discounts on securities	-2,899	-4,302
Net accretion of discounts on loans	-508	-1,181
Stock-based compensation expense	3,015	2,075
Tax benefit from exercise of common stock options and vesting of restricted stock grants	-854	-2,481
Valuation of financial instruments carried at fair value	204	-435
Net gain on sale of investment securities	-587	0
Impairment charge on securities	1,497	1,445
Provision for loan losses	5,400	1,500
Deferred income taxes	-4,175	126
Origination of loans held for sale	-467,946	-377,254
Unrealized (gain) loss on loans held for sale	86	134
Gain on sales of loans held for sale	-8,006	-9,395
Proceeds from sale of loans held for sale	502,520	398,872
Change in fair value of mortgage servicing rights	31	0
(Gain) loss on sale of other real estate and foreclosed assets	36	-233
Depreciation and amortization of furniture, equipment and software	1,483	1,417
Net changes in assets and liabilities which provide (use) cash:
Accrued interest receivable	-231	347
Other assets	-1,417	924
Accrued interest payable	-40	-92
Accounts payable and accrued liabilities	-2,566	24
Net cash provided by (used in) operating activities	62,256	36,827
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of investment securities	-1,000	-68,033
Proceeds from repayment of securities	43,047	59,860
Purchase of stock of Federal Home Loan Bank	-11,850	-16,569
Proceeds from redemption of stock of Federal Home Loan Bank	9,628	8,458
Origination of loans for portfolio	-1,611,283	-1,067,741
Origination of mortgage warehouse loans, net	-4,325	0
Proceeds from sales of other real estate owned and repossessed assets	79	1,824
Principal repayments on loans	816,733	523,009
Net purchases of furniture, equipment and software	-2,235	-1,336
Net cash used in investing activities	-761,206	-560,528
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	963,859	311,090
Proceeds from Federal Home Loan Bank advances	258,000	415,000
Repayment of Federal Home Loan Bank advances	-498,000	-276,417
Repayment of other borrowings and securities sold under agreements to repurchase	-10,000	-15,000
Proceeds from exercise of common stock options	2	239
Proceeds from issuance of common stock	38,945	16,655
Tax benefit from exercise of common stock options and vesting of restricted stock grants	854	2,481
Cash dividends on preferred stock	-155	-155
Net cash provided by financing activities	753,505	453,893
NET CHANGE IN CASH AND CASH EQUIVALENTS	54,555	-69,808
CASH AND CASH EQUIVALENTS—Beginning of year	155,584	201,694
CASH AND CASH EQUIVALENTS—End of period	210,139	131,886
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Interest paid on deposits and borrowed funds	20,874	16,727
Income taxes paid	32,677	13,301
Transfers to other real estate owned and repossessed vehicles from loans	931	1,084
Transfers from loans held for investment to loans held for sale	30,000	31,367
Transfers from loans held for sale to loans held for investment	7,127	1,471
Securities sold but cash not received	$9,539	$0

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	6 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
BASIS OF PRESENTATION	BASIS OF PRESENTATION
	The condensed consolidated financial statements include the accounts of BofI Holding, Inc. and its wholly owned subsidiary, BofI Federal Bank (formerly Bank of Internet USA, the “Bank” and collectively with BofI Holding, Inc., the “Company”). All significant intercompany balances and transactions have been eliminated in consolidation.
	The accompanying interim condensed consolidated financial statements, presented in accordance with accounting principles generally accepted in the United States of America (“GAAP”), are unaudited and reflect all adjustments which, in the opinion of management, are necessary for a fair statement of financial condition and results of operations for the interim periods. All adjustments are of a normal and recurring nature. Results for the six months ended December 31, 2014 are not necessarily indicative of results that may be expected for any other interim period or for the year as a whole. Certain information and note disclosures normally included in the audited annual financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) with respect to interim financial reporting. The accompanying unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and accompanying notes for the year ended June 30, 2014 included in our Annual Report on Form 10-K.

SIGNIFICANT_ACCOUNTING_POLICIE

SIGNIFICANT ACCOUNTING POLICIES	6 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
SIGNIFICANT ACCOUNTING POLICIES	SIGNIFICANT ACCOUNTING POLICIES
	Securities. Debt securities are classified as held-to-maturity and carried at amortized cost when management has both the positive intent and ability to hold them to maturity. Debt securities are classified as available-for-sale when they might be sold before maturity. Trading securities refer to certain types of assets that banks hold for resale at a profit at fair value. Increases or decreases in the fair value of trading securities are recognized in earnings as they occur. Securities available-for-sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax.
	Gains and losses on securities sales are based on a comparison of sales proceeds and the amortized cost of the security sold using the specific identification method. Purchases and sales are recognized on the trade date. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized or accreted using the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. The Company’s portfolios of held-to-maturity and available-for-sale securities are reviewed quarterly for other-than-temporary impairment. In performing this review, management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) whether the Company intends to sell or it is more likely than not that it will be required to sell a security in an unrealized loss position before the Company recovers the security’s amortized cost. If either of these criteria for (4) is met, the entire difference between amortized cost and fair value is recognized in earnings. Alternatively, if the criteria for (4) is not met, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis.
	Loans. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of unearned interest, deferred purchase premiums and discounts, deferred loan origination fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Premiums and discounts on loans purchased as well as loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method.
	Recognition of interest income on all portfolio segments is generally discontinued at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful.
	All interest accrued but not received for loans placed on nonaccrual, is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	Loans Held for Sale. U.S government agency (“agency”) loans originated and intended for sale in the secondary market are carried at fair value. Net unrealized gains and losses are recognized through the income statement. The Bank generally sells its loans with the servicing released to the buyer. Gains and losses on loan sales are recorded as mortgage banking income, based on the difference between sales proceeds and carrying value. Non-agency loans held for sale are carried at the lower of cost or fair value.
	Loans that were originated with the intent and ability to hold for the foreseeable future (loans held in portfolio) but which have been subsequently designated as being held for sale for risk management or liquidity needs are carried at the lower of cost or fair value calculated on an individual loan by loan basis.
	There may be times when loans have been classified as held for sale and for some reason cannot be sold. Loans transferred to a long-term-investment classification from held-for-sale are transferred at the lower of cost or market value on the transfer date. Any difference between the carrying amount of the loan and its outstanding principal balance is recognized as an adjustment to yield by the interest method. A loan cannot be classified as a long-term investment unless the Bank has both the ability and the intent to hold the loan for the foreseeable future or until maturity.
	Allowance for Loan Losses. The allowance for loan losses is maintained at a level estimated to provide for probable incurred losses in the loan portfolio. Management determines the adequacy of the allowance based on reviews of individual loans and pools of loans, recent loss experience, current economic conditions, the risk characteristics of the various categories of loans and other pertinent factors. This evaluation is inherently subjective and requires estimates that are susceptible to significant revision as more information becomes available. The allowance is increased by the provision for loan losses, which is charged against current period operating results and recoveries of loans previously charged-off. The allowance is decreased by the amount of charge-offs of loans deemed uncollectible. Allocations of the allowance may be made for specific loans but the entire allowance is available for any loan that, in management’s judgment, should be charged off. See Note 5 of these financial statement footnotes and the financial statement footnotes for the year ended June 30, 2014 included in our Annual Report on Form 10-K for further information.

FAIR_VALUE

FAIR VALUE	6 Months Ended
	Dec. 31, 2014
Fair Value Disclosures [Abstract]
FAIR VALUE	FAIR VALUE
	Fair value is defined as the price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Accounting Standards Codification Topic 820, Fair Value Measurement, also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:
	Level 1:	Quoted prices in active markets for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 1 assets and liabilities include debt and equity securities that are actively traded in an exchange or over-the-counter market and are highly liquid, such as, among other assets and securities, certain U.S. treasury and other U.S. government debt.
	Level 2:	Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets include securities with quoted prices that are traded less frequently than exchange-traded instruments and whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data.
	Level 3:	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models such as discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.
	When available, the Company generally uses quoted market prices to determine fair value, in which case the items are classified in Level 1. In some cases where a market price is available, the Company will make use of acceptable practical expedients (such as matrix pricing) to calculate fair value, in which case the items are classified in Level 2.
	The Company considers relevant and observable market prices in its valuations where possible. The frequency of transactions, the size of the bid-ask spread and the nature of the participants are some of the factors the Company uses to help determine whether a market is active and orderly or inactive and not orderly. Price quotes based upon transactions that are not orderly are not considered to be determinative of fair value and should be given little, if any, weight in measuring fair value.
	If quoted market prices are not available, fair value is based upon internally developed valuation techniques that use, where possible, current market-based or independently sourced market parameters, such as interest rates, credit spreads, housing value forecasts, etc. Items valued using such internally generated valuation techniques are classified according to the lowest level input or value driver that is significant to the valuation. Thus, an item may be classified in Level 3 even though there may be some significant inputs that are readily observable.
	The following section describes the valuation methodologies used by the Company to measure various financial instruments at fair value, including an indication of the level in the fair value hierarchy in which each instrument is generally classified:
	Securities—trading. Trading securities are recorded at fair value. The trading portfolio consists of two different issues of floating-rate debt securities collateralized by pools of bank trust preferred securities. Recent liquidity and economic uncertainty have made the market for collateralized debt obligations less active or inactive. As quoted market prices are not available, the Level 3 fair values for these securities are determined by the Company utilizing industry-standard tools to calculate the net present value of the expected cash flows available to the securities from the underlying assets. The Company’s expected cash flows are calculated for each security and include the impact of actual and forecasted bank defaults within each collateral pool as well as structural features of the security’s tranche such as lock outs, subordination and overcollateralization. The forecast of underlying bank defaults in each pool is based upon a quarterly financial update including the trend in non-performing assets, the allowance for loan losses and the underlying bank’s capital ratios. Also a factor is the Company’s loan loss experience in the local economy in which the bank operates. At December 31, 2014, the Company’s forecast of cash flows for both securities includes actual and forecasted defaults totaling 25.5% of all banks in the collateral pools, compared to 22.9% of the banks actually in default. The expected cash flows reflect the Company’s best estimate of all pool losses which are then applied to the overcollateralization reserve and the subordinated tranches to determine the cash flows. The Company selects a discount rate margin based upon the spread between U.S. Treasury rates and the market rates for active credit grades for financial companies. The discount margin when added to the U.S. Treasury rate determines the discount rate, reflecting primarily market liquidity and interest rate risk since expected credit loss is included in the cash flows. At December 31, 2014, the Company used a weighted average discount margin of 450 basis points above U.S. Treasury rates to calculate the net present value of the expected cash flows and the fair value of its trading securities.
	The Level 3 fair values determined by the Company for its trading securities rely heavily on management’s assumptions as to the future credit performance of the collateral banks, the impact of the global and regional economic activity, the timing of forecasted defaults and the discount rate applied to cash flows. The fair value of the trading securities at December 31, 2014 is sensitive to an increase or decrease in the discount rate. An increase in the discount margin of 100 basis points would have reduced the total fair value of the trading securities and decreased net income before income tax by $885. A decrease in the discount margin of 100 basis points would have increased the total fair value of the trading securities and increased net income before income tax by $1,041.
	Securities—available-for-sale and held-to-maturity. Available-for-sale securities are recorded at fair value and consist of residential mortgage-backed securities (“RMBS”) issued by U.S. agencies, non-agencies, collateralized loan obligations, and municipals. Held-to-maturity securities are recorded at amortized cost and consist of RMBS issued by U.S. agencies, RMBS issued by non-agencies, and municipals. Fair value for U.S. agency securities is generally based on quoted market prices of similar securities used to form a dealer quote or a pricing matrix. There continues to be significant illiquidity in the market for RMBS issued by non-agencies, impacting the availability and reliability of transparent pricing. As orderly quoted market prices are not available, the Level 3 fair values for these securities are determined by the Company utilizing industry-standard tools to calculate the net present value of the expected cash flows available to the securities from the underlying mortgage assets. The Company computes Level 3 fair values for each non-agency RMBS in the same manner (as described below) whether available-for-sale or held-to-maturity.
	To determine the performance of the underlying mortgage loan pools, the Company estimates prepayments, defaults, and loss severities based on a number of macroeconomic factors, including housing price changes, unemployment rates, interest rates and borrower attributes such as credit score and loan documentation at the time of origination. The Company inputs for each security a projection of monthly default rates, loss severity rates and voluntary prepayment rates for the underlying mortgages for the remaining life of the security to determine the expected cash flows. The projections of default rates are derived by the Company from the historic default rate observed in the pool of loans collateralizing the security, increased by and decreased by the forecasted increase or decrease in the national unemployment rate. The projections of loss severity rates are derived by the Company from the historic loss severity rate observed in the pool of loans, increased by (and decreased by) the forecasted decrease or increase in the national home price appreciation (“HPA”) index. The largest factors influencing the Company’s modeling of the monthly default rate are unemployment and housing price appreciation. The most updated national unemployment rate announced prior to the end of the period covered by this report (reported for November 2014) was 5.8%, down from the high of 10% in October 2009. Consensus estimates for unemployment are that the rate will continue to decline. Going forward, the Company is projecting lower monthly default rates. The range of loss severity rates applied to each default used in the Company’s projections at December 31, 2014 are from 28.5% up to 97.9% based upon individual bond historical performance. The default rates and the severities are projected for every non-agency RMBS security held by the Company and will vary monthly based upon the actual performance of the security and the macroeconomic factors discussed above.
	To determine the discount rates used to compute the present value of the expected cash flows for these non-agency RMBS securities, the Company separates the securities by the borrower characteristics in the underlying pool. Specifically, “prime” securities generally have borrowers with higher FICO scores and better documentation of income. “Alt-A” securities generally have borrowers with a little lower FICO and a little less documentation of income. “Pay-option ARMs” are Alt-A securities with borrowers that tend to pay the least amount of principal (or increase their loan balance through negative amortization). The Company calculates separate discount rates for prime, Alt-A and Pay-option ARM non-agency RMBS securities using market-participant assumptions for risk, capital and return on equity. The range of annual default rates used in the Company’s projections at December 31, 2014 are from 0.7% up to 17.7% with prime securities tending toward the lower end of the range and Alt-A and Pay-option ARMs tending toward the higher end of the range. The Company applies its discount rates to the projected monthly cash flows which already reflect the full impact of all forecasted losses using the assumptions described above. When calculating present value of the expected cash flows at December 31, 2014, the Company computed its discount rates as a spread between 239 and 925 basis points over the interpolated swap curve with prime securities tending toward the lower end of the range and Alt-A and Pay-option ARMs tending toward the higher end of the range.
	Loans Held for Sale. Loans held for sale at fair value are primarily single-family and multifamily residential loans. The fair value of residential loans held for sale is determined by pricing for comparable assets or by existing forward sales commitment prices with investors.
	Impaired Loans. Impaired loans are loans which are inadequately protected by the current net worth and paying capacity of the borrowers or the collateral pledged. The accrual of interest income has been discontinued for impaired loans. The impaired loans are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. The Company assesses loans individually and identifies impairment when the loan is classified as impaired or has been restructured or management has serious doubts about the future collectibility of principal and interest, even though the loans may currently be performing. The fair value of an impaired loan is determined based on an observable market price or current appraised value of the underlying collateral. The fair value of impaired loans with specific write-offs or allocations of the allowance for loan losses are generally based on recent real estate appraisals or internal valuation analyses consistent with the methodology used in real estate appraisals and include other third-party valuations and analysis of cash flows. These appraisals and analyses are updated at least on an annual basis. The Company primarily obtains real estate appraisals and in the rare cases where an appraisal cannot be obtained, the Company performs an internal valuation analysis. These appraisals and analyses may utilize a single valuation approach or a combination of approaches including comparable sales and income approaches. The sales comparison approach uses at least three recent similar property sales to help determine the fair value of the property being appraised. The income approach is calculated by taking the net operating income generated by the collateral property of the rent collected and dividing it by an assumed capitalization rate. Adjustments are routinely made in the process by the appraisers to account for differences between the comparable sales and income data available. When measuring the fair value of the impaired loan based upon the projected sale of the underlying collateral, the Company subtracts the costs expected to be incurred for the transfer of the underlying collateral, which includes items such as sales commissions, delinquent taxes and insurance premiums. These adjustments to the estimated fair value of non-performing loans may result in increases or decreases to the provision for loan losses recorded in current earnings. Such adjustments are typically significant and result in a Level 3 classification for the inputs for determining fair value.
	Other Real Estate Owned and Repossessed Vehicles. Non-recurring adjustments to certain commercial and residential real estate properties classified as other real estate owned (“OREO”) are measured at the lower of carrying amount or fair value, less estimated costs to sell. Fair values are generally based on third-party appraisals of the property, resulting in a Level 3 classification. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized.
	Mortgage Servicing Rights. The Company initially records all mortgage servicing rights (“MSRs”) at fair value and accounts for MSRs at fair value during the life of the MSR, with changes in fair value recorded through current period earnings. Fair value adjustments encompass market-driven valuation changes as well as modeled amortization involving the run-off of value that occurs due to the passage of time as individual loans are paid by borrowers. Market expectations about loan duration, and correspondingly the expected term of future servicing cash flows, may vary from time to time due to changes in expected prepayment activity, especially when interest rates rise or fall. Market expectations of increased loan prepayment speeds may negatively impact the fair value of the single family MSRs. Fair value is also dependent on the discount rate used in calculating present value, which is imputed from observable market activity and market participants and results in Level 3 classification. Management reviews and adjusts the discount rate on an ongoing basis. An increase in the discount rate would reduce the estimated fair value of the MSRs asset.
	Mortgage Banking Derivatives. Level 3 fair values for mortgage banking derivatives are either based upon prices in active secondary markets for identical securities or based on quoted market prices of similar assets used to form a dealer quote or a pricing matrix. If no such quoted price exists, the fair value of a commitment is determined by quoted prices for a similar commitment or commitments, adjusted for the specific attributes of each commitment. These fair values are then adjusted for items such as fallout and estimated costs to originate the loan.
	The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values.  While management believes the Company’s valuation methodologies are appropriate and consistent with or, in some cases, more conservative than other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the relevant reporting date.
	The following table sets forth the Company’s financial assets and liabilities measured at fair value on a recurring basis at December 31, 2014 and June 30, 2014. Assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement:
		December 31, 2014
	(Dollars in thousands)	Quoted Prices in				Significant Other			Significant			Total
		Active Markets				Observable			Unobservable
		for Identical				Inputs			Inputs
		Assets				(Level 2)			(Level 3)
		(Level 1)
	ASSETS:
	Securities—Trading: Collateralized Debt Obligations	$	—			$	—		$	7,862		$	7,862
	Securities—Available-for-Sale:
	Agency Debt	$	—			$	—		$	—		$	—
	Agency RMBS	—				54,882			—			54,882
	Non-Agency RMBS	—				—			31,926			31,926
	Municipal	—				19,944			—			19,944
	Other Debt Securities	—				70,343			—			70,343
	Total—Securities—Available-for-Sale	$	—			$	145,169		$	31,926		$	177,095
	Loans Held for Sale	$	—			$	22,831		$	—		$	22,831
	Mortgage Servicing Rights	$	—			$	—		$	1,037		$	1,037
	Other assets – Derivative Instruments	$	—			$	—		$	1,053		$	1,053
	LIABILITIES:
	Other liabilities – Derivative Instruments	$	—			$	—		$	394		$	394
		June 30, 2014
	(Dollars in thousands)	Quoted Prices in				Significant Other			Significant			Total
		Active Markets				Observable			Unobservable
		for Identical				Inputs			Inputs
		Assets				(Level 2)			(Level 3)
		(Level 1)
	ASSETS:
	Securities—Trading: Collateralized Debt Obligations	$	—			$	—		$	8,066		$	8,066
	Securities—Available-for-Sale:
	Agency Debt	$	—			$	—		$	—		$	—
	Agency RMBS	—				59,880			—			59,880
	Non-Agency RMBS	—				—			37,409			37,409
	Municipal	—				28,943			—			28,943
	Other Debt Securities	—				88,546			—			88,546
	Total—Securities—Available-for-Sale	$	—			$	177,369		$	37,409		$	214,778
	Loans Held for Sale	$	—			$	20,575		$	—		$	20,575
	Mortgage Servicing Rights	$	—			$	—		$	562		$	562
	Other assets – Derivative Instruments	$	—			$	—		$	1,364		$	1,364
	LIABILITIES:
	Other liabilities – Derivative Instruments	$	—			$	—		$	489		$	489
	The following tables present additional information about assets measured at fair value on a recurring basis and for which the Company has utilized Level 3 inputs to determine fair value:
		For the Three Months Ended
		December 31, 2014
(Dollars in thousands)	Securities – Trading: Collateralized Debt Obligations				Securities – Available-for-Sale: Non-Agency RMBS			Mortgage Servicing Rights			Derivative Instruments, net			Total
Assets:
Opening Balance	$	8,187			$	34,171		$	749		$	943		$	44,050
Transfers into Level 3	—				—			—			—			—
Transfers out of Level 3	—				—			—			—			—
Total gains or losses for the period:
Included in earnings—Sale of mortgage-backed securities	—				—			—			—			—
Included in earnings—Fair value gain (loss) on trading securities	(325		)		—			—			—			(325		)
Included in earnings—Mortgage banking income	—				—			(38		)	(284		)	(322		)
Included in other comprehensive income	—				(981		)	—			—			(981		)
Purchases, issues, sales and settlements:
Purchases	—				—			326			—			326
Issues	—				—			—			—			—
Sales	—				—			—			—			—
Settlements	—				(1,099		)	—			—			(1,099		)
Other-than-temporary impairment	—				(165		)	—			—			(165		)
Closing balance	$	7,862			$	31,926		$	1,037		$	659		$	41,484
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period	$	(325	)		$	—		$	(38	)	$	(284	)	$	(647	)
	For the Six Months Ended
	December 31, 2014
(Dollars in thousands)	Securities – Trading: Collateralized Debt Obligations				Securities – Available-for-Sale: Non-Agency RMBS			Mortgage Servicing Rights			Derivative Instruments, net			Total
Assets:
Opening Balance	$	8,066			$	37,409		$	562		$	875		$	46,912
Transfers into Level 3	—				—			—			—			—
Transfers out of Level 3	—				—			—			—			—
Total gains or losses for the period:
Included in earnings—Sale of mortgage-backed securities	—				—			—			—			—
Included in earnings—Fair value gain (loss) on trading securities	(204		)		—			—			—			(204		)
Included in earnings—Mortgage banking	—				—			(35		)	(216		)	(251		)
Included in other comprehensive income	—				(1,119		)	—			—			(1,119		)
Purchases, issues, sales and settlements:
Purchases	—				—			510			—			510
Issues	—				—			—			—			—
Sales	—				—			—			—			—
Settlements	—				(4,150		)	—			—			(4,150		)
Other-than-temporary impairment	—				(214		)	—			—			(214		)
Closing balance	$	7,862			$	31,926		$	1,037		$	659		$	41,484
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period	$	(204	)		$	—		$	(35	)	$	(216	)	$	(455	)
	For the Three Months Ended
	December 31, 2013
(Dollars in thousands)	Securities – Trading: Collateralized Debt Obligations				Securities – Available-for-Sale: Non-Agency RMBS			Derivative Instruments, net			Total
Assets:
Opening Balance	$	7,734			$	44,780		$	322		$	52,836
Transfers into Level 3	—				—			—			—
Transfers out of Level 3	—				—			—			—
Total gains or losses for the period:
Included in earnings—Sale of mortgage-backed securities	—				—			—			—
Included in earnings—Fair value gain on trading securities	(188		)		—			—			(188		)
Included in earnings—Mortgage banking	—				—			733			733
Included in other comprehensive income	—				(1,362		)	—			(1,362		)
Purchases, issues, sales and settlements:
Purchases	—				—			—			—
Issues	—				—			—			—
Sales	—				—			—			—
Settlements	—				(2,576		)	—			(2,576		)
Other-than-temporary impairment	—				(1		)	—			(1		)
Closing balance	$	7,546			$	40,841		$	1,055		$	49,442
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period	$	(188	)		$	—		$	733		$	545
	For the Six Months Ended
	December 31, 2013
(Dollars in thousands)	Securities – Trading: Collateralized Debt Obligations				Securities – Available-for-Sale: Non-Agency RMBS			Derivative Instruments, net			Total
Assets:
Opening Balance	$	7,111			$	49,284		$	2,222		$	58,617
Transfers into Level 3	—				—			—			—
Transfers out of Level 3	—				—			—			—
Total gains or losses for the period:
Included in earnings—Sale of mortgage-backed securities	—				—			—			—
Included in earnings—Fair value gain (loss) on trading securities	435				—			—			435
Included in earnings—Mortgage banking	—				—			(1,167		)	(1,167		)
Included in other comprehensive income	—				(918		)	—			(918		)
Purchases, issues, sales and settlements:
Purchases	—				—			—			—
Issues	—				—			—			—
Sales	—				—			—			—
Settlements	—				(7,524		)	—			(7,524		)
Other-than-temporary impairment	—				(1		)	—			(1		)
Closing balance	$	7,546			$	40,841		$	1,055		$	49,442
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period	$	435			$	—		$	(1,167	)	$	(732	)
The table below summarizes the quantitative information about level 3 fair value measurements at the periods indicated:
	December 31, 2014
(Dollars in thousands)	Fair Value			Valuation Technique	Unobservable Input	Range (Weighted Average)
Securities – Trading:	$	7,862		Discounted Cash Flow	Total Projected Defaults,	18.8 to 31.5% (25.5%)
Collateralized Debt Obligations					Discount Rate over Treasury	4.5 to 4.5% (4.5%)
Securities – Available-for-Sale:	$	31,926		Discounted Cash Flow	Constant Prepayment Rate,	2.5 to 56.9% (9.8%)
Non-agency RMBS					Constant Default Rate,	0.7 to 17.7% (5.8%)
					Loss Severity,	28.5 to 97.9% (62.3%)
					Discount Rate over LIBOR	2.4 to 9.3% (6.0%)
Mortgage Servicing Rights	$	1,037		Discounted Cash Flow	Constant Prepayment Rate,	4.1 to 12.1% (7.4%)
					Expected Life (in years),	4.0 to 8.2 (7.1)
					Discount Rate	10.0 to 11.5% (10.2%)
Derivative Instruments, net	$	659		Sales Comparison Approach	Projected Sales Profit of Underlying Loans	0.5 to 1.5%
	June 30, 2014
(Dollars in thousands)	Fair Value			Valuation Technique	Unobservable Input	Range (Weighted Average)
Securities – Trading:	$	8,066		Discounted Cash Flow	Total Projected Defaults,	19.0 to 26.6% (23.1%)
Collateralized Debt Obligations					Discount Rate over Treasury	4.0 to 4.0% (4.0%)
Securities – Available-for-Sale:	$	37,409		Discounted Cash Flow	Constant Prepayment Rate,	0.1 to 27.8 (10.0%)
Non-agency RMBS					Constant Default Rate,	0.0 to 21.7% (5.6%)
					Loss Severity,	1.6 to 87.9% (61.7%)
					Discount Rate over LIBOR	2.5 to 8.4% (5.2%)
Mortgage Servicing Rights	$	562		Discounted Cash Flow	Constant Prepayment Rate,	5.6 to 7.4% (7.4%)
					Expected Life (in years),	3.6 to 8.3 (7.1)
					Discount Rate	10.0 to 11.5% (10.1%)
Derivative Instruments, net	$	875		Sales Comparison Approach	Projected Sales Profit of Underlying Loans	0.5 to 1.5%
The significant unobservable inputs used in the fair value measurement of the Company’s residential mortgage-backed securities are prepayment rates, probability of default, and loss severity in the event of default. Significant increases (decreases) in any of those inputs in isolation would result in a significantly lower (higher) fair value measurement. Generally, a change in the assumption used for the probability of default is accompanied by a directionally similar change in the assumption used for the loss severity and a directionally opposite change in the assumption used for prepayment rates.
The table below summarizes changes in unrealized gains and losses and interest income recorded in earnings for level 3 trading assets and liabilities that are still held at the periods indicated:
	For the Three Months Ended							For the Six Months Ended
	December 31,							December 31,
(Dollars in thousands)	2014				2013			2014			2013
Interest income on investments	$	56			$	57		$	112		$	115
Fair value adjustment	(324		)		(188		)	(203		)	435
Total	$	(268	)		$	(131	)	$	(91	)	$	550
The table below summarizes assets measured for impairment on a non-recurring basis:
	December 31, 2014
(Dollars in thousands)	Quoted Prices in				Significant Other			Significant			Balance
	Active Markets				Observable			Unobservable
	for Identical				Inputs			Inputs
	Assets				(Level 2)			(Level 3)
	(Level 1)
Impaired Loans:
Single family real estate secured:
Mortgage	$	—			$	—		$	27,606		$	27,606
Home equity	—				—			51			51
Multifamily real estate secured	—				—			5,138			5,138
Commercial real estate secured	—				—			2,175			2,175
Auto and RV secured	—				—			457			457
Total	$	—			$	—		$	35,427		$	35,427
Other real estate owned and repossessed vehicles:
Single family real estate secured:
Mortgage	$	—			$	—		$	699		$	699
Auto and RV secured	—				—			110			110
Total	$	—			$	—		$	809		$	809
HTM Securities – Non-Agency RMBS	$	—			$	—		$	85,118		$	85,118
	June 30, 2014
(Dollars in thousands)	Quoted Prices in				Significant Other			Significant			Balance
	Active Markets				Observable			Unobservable
	for Identical				Inputs			Inputs
	Assets				(Level 2)			(Level 3)
	(Level 1)
Impaired Loans:
Single family real estate secured:
Mortgage	$	—			$	—		$	13,385		$	13,385
Home equity	—				—			168			168
Multifamily real estate secured	—				—			4,301			4,301
Commercial real estate secured	—				—			4,376			4,376
Auto and RV secured	—				—			534			534
Total	$	—			$	—		$	22,764		$	22,764
Other real estate owned and foreclosed assets:
Auto and RV secured	$	—			$	—		$	75		$	75
HTM Securities – Non-Agency RMBS	$	—			$	—		$	91,297		$	91,297
Impaired loans measured for impairment on a non-recurring basis using the fair value of the collateral for collateral-dependent loans have a carrying amount of $35,427, after charge-offs of $242 for the six months ended December 31, 2014, and life to date charge-offs of $5,792. Impaired loans had a related allowance of $1,177 at December 31, 2014.
Other real estate owned and foreclosed assets, which are measured at the lower of carrying value or fair value less costs to sell, had a net carrying amount of $809 after charge-offs of $34 for the three months ended December 31, 2014. Our other real estate owned and foreclosed assets had a net carrying amount of $75 after charge-offs of $0 during the year ended June 30, 2014.
Held-to-maturity securities measured for impairment on a non-recurring basis had a fair value of $85,118 and a carrying amount of $90,226 at December 31, 2014, after net impairment charges to income of $1,164 and changes to other comprehensive income of $2,280 during the six months ended December 31, 2014. The Company recognized net impairment charges to income of $572 and changes in other comprehensive loss of $1,078 for the six months ended December 31, 2013. These held-to-maturity securities are valued using Level 3 inputs.
The Company has elected the fair value option for Agency loans held for sale. These loans are intended for sale and the Company believes that the fair value is the best indicator of the resolution of these loans. Interest income is recorded based on the contractual terms of the loan. None of these loans are 90 days or more past due nor on nonaccrual as of December 31, 2014 and June 30, 2014.
As of December 31, 2014 and June 30, 2014, the aggregate fair value, contractual balance (including accrued interest), and gain was as follows:
(Dollars in thousands)	December 31, 2014				June 30, 2014
Aggregate fair value	$	22,831			$	20,575
Contractual balance	22,314				20,138
Gain	$	517			$	437
The total amount of gains and losses from changes in fair value included in earnings for the period indicated below for loans held for sale were:
	For the Three Months Ended							For the Six Months Ended
	December 31,							December 31,
(Dollars in thousands)	2014				2013			2014			2013
Interest income	$	149			$	195		$	303		$	390
Change in fair value	(152		)		327			(130		)	(1,696		)
Total	$	(3	)		$	522		$	173		$	(1,306	)
The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at the periods indicated:
	December 31, 2014
(Dollars in thousands)	Fair Value			Valuation Technique(s)	Unobservable Input	Range (Weighted Average) 1
Impaired loans:
Single family real estate secured:
Mortgage	$	27,606		Sales comparison approach	Adjustment for differences between the comparable sales	-32.3 to 37.2% (3.2%)
Home equity	$	51		Sales comparison approach	Adjustment for differences between the comparable sales	-44.0 to 68.0% (7.1%)
Multifamily real estate secured	$	5,138		Sales comparison approach, income approach,	Adjustment for differences between the comparable sales and adjustments for differences in net operating income expectations, Capitalization rate	-37.7 to 71.9% (10.8%)
				Discounted cash flows
Commercial real estate secured	$	2,175		Sales comparison approach and income approach	Adjustment for differences between the comparable sales and adjustments for differences in net operating income expectations, Capitalization rate	-54.6 to 22.9% (-32.7%)
Auto and RV secured	$	457		Sales comparison approach	Adjustment for differences between the comparable sales	0.0 to 26.7% (10.3%)
Other real estate owned:
Single family real estate secured:
Mortgage	$	699		Sales comparison approach	Adjustment for differences between the comparable sales	-9.3 to 24.5% (7.4%)
Auto and RV secured	$	110		Sales comparison approach	Adjustment for differences between the comparable sales	0.0 to 22.5% (10.2%)
HTM Securities – Non-Agency RMBS	$	85,118		Discounted cash flow	Constant prepayment rate,	2.5 to 19.4% (9.3%)
					constant default rate,	1.4 to 17.7% (6.1%)
					loss severity,	31.5 to 76.9% (62.3%)
					discount rate over LIBOR	3.0 to 9.3% (7.1%)
	June 30, 2014
(Dollars in thousands)	Fair Value			Valuation Technique(s)	Unobservable Input	Range (Weighted Average) 1
Impaired loans:
Single family real estate secured:
Mortgage	$	13,385		Sales comparison approach	Adjustment for differences between the comparable sales	-28.7 to 35.1% (1.3%)
Home equity	$	168		Sales comparison approach	Adjustment for differences between the comparable sales	-20.0 to 42.7% (10.1%)
Multifamily real estate secured	$	4,301		Sales comparison approach and income approach	Adjustment for differences between the comparable sales and adjustments for differences in net operating income expectations, Capitalization rate	-43.3 to 65.0% (13.1%)
Commercial real estate secured	$	4,376		Sales comparison approach and income approach	Adjustment for differences between the comparable sales and adjustments for differences in net operating income expectations, Capitalization rate	-84.1 to 82.4% (-22.1%)
Auto and RV secured	$	534		Sales comparison approach	Adjustment for differences between the comparable sales	0.0 to 27.4% (10.3%)
Other real estate owned:
Auto and RV secured	$	75		Sales comparison approach	Adjustment for differences between the comparable sales	-84.0 to 41.3% (-32.8%)
HTM Securities – Non-Agency RMBS	$	91,297		Discounted cash flow	Constant prepayment rate,	0.1 to 16.3% (10.2%)
					constant default rate,	0.0 to 11.1% (5.9%)
					loss severity,	3.5 to 76.5% (61.2%)
					discount rate over LIBOR	2.7 to 8.4% (6.2%)
_____________________
1 For impaired loans and other real estate owned the ranges shown may vary positively or negatively based on the comparable sales reported in the current appraisal. In certain instances, the range can be significant due to small sample sizes and in some cases the property being valued having limited comparable sales with similar characteristics at the time the current appraisal is conducted.
Fair value of Financial Instruments
The carrying amounts and estimated fair values of financial instruments at December 31, 2014 and June 30, 2014 were as follows:
	December 31, 2014
					Fair Value
(Dollars in thousands)	Carrying				Level 1			Level 2			Level 3			Total Fair Value
	Amount
Financial assets:
Cash and cash equivalents	$	210,139			$	210,139		$	—		$	—		$	210,139
Securities trading	7,862				—			—			7,862			7,862
Securities available-for-sale	177,095				—			145,169			31,926			177,095
Securities held-to-maturity	238,392				—			88,351			143,176			231,527
Loans held for sale, at fair value	22,831				—			22,831			—			22,831
Loans held for sale, at lower of cost or fair value	108,286				—			—			108,286			108,286
Loans held for investment—net	4,303,661				—			—			4,407,031			4,407,031
Accrued interest receivable	14,094				—			—			14,094			14,094
Financial liabilities:
Time deposits and savings	4,005,395				—			4,069,533			—			4,069,533
Securities sold under agreements to repurchase	35,000				—			38,172			—			38,172
Advances from the Federal Home Loan Bank	670,000				—			676,138			—			676,138
Subordinated debentures and other borrowings	5,155				—			5,280			—			5,280
Accrued interest payable	1,310				—			1,310			—			1,310
	June 30, 2014
	Fair Value
(Dollars in thousands)	Carrying				Level 1			Level 2			Level 3			Total Fair Value
	Amount
Financial assets:
Cash and cash equivalents	$	155,584			$	155,584		$	—		$	—		$	155,584
Securities trading	8,066				—			—			8,066			8,066
Securities available-for-sale	214,778				—			177,369			37,409			214,778
Securities held-to-maturity	247,729				—			89,408			154,557			243,965
Loans held for sale, at fair value	20,575				—			20,575						20,575
Loans held for sale, at lower of cost or fair value	114,796				—			—			114,840			114,840
Loans held for investment—net	3,532,841				—			—			3,632,841			3,632,841
Accrued interest receivable	13,863				—			—			13,863			13,863
Financial liabilities:
Time deposits and savings	3,041,536				—			3,066,830			—			3,066,830
Securities sold under agreements to repurchase	45,000				—			48,883			—			48,883
Advances from the Federal Home Loan Bank	910,000				—			917,184			—			917,184
Subordinated debentures and other borrowings	5,155				—			5,284			—			5,284
Accrued interest payable	1,350				—			1,350			—			1,350
The methods and assumptions, not previously presented, used to estimate fair value are described as follows: Carrying amount is the estimated fair value for cash and cash equivalents, interest bearing deposits, accrued interest receivable and payable, demand deposits, short-term debt, and variable rate loans or deposits that reprice frequently and fully. For fixed rate loans, deposits, borrowings or subordinated debt and for variable rate loans, deposits, borrowings or subordinated debt with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk. A discussion of the methods of valuing trading securities, available for sale securities and loans held for sale can be found earlier in this footnote. The carrying amount of stock of the Federal Home Loan Bank (“FHLB”) approximates the estimated fair value of this investment. The fair value of off-balance sheet items is not considered material.

SECURITIES

SECURITIES	6 Months Ended
	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES
	The amortized cost, carrying amount and fair value for the major categories of securities trading, available-for-sale, and held-to-maturity at December 31, 2014 and June 30, 2014 were:
		December 31, 2014
		Trading				Available-for-sale											Held-to-maturity
	(Dollars in thousands)	Fair				Amortized			Unrealized			Unrealized			Fair		Carrying			Unrecognized		Unrecognized			Fair
		Value				Cost			Gains			Losses			Value		Amount			Gains		Losses			Value
	Mortgage-backed securities (RMBS):
	U.S. agencies1	$	—			$	54,582		$	926		$	(626	)	$	54,882	$	45,483		$	1,668	$	—		$	47,151
	Non-agency2	—				29,158			3,154			(386		)	31,926		156,894			6,539		(20,257		)	143,176
	Total mortgage-backed securities	—				83,740			4,080			(1,012		)	86,808		202,377			8,207		(20,257		)	190,327
	Other debt securities:
	Municipal	—				19,414			530			—			19,944		36,015			5,185		—			41,200
	Non-agency	7,862				70,133			492			(282		)	70,343		—			—		—			—
	Total other debt securities	7,862				89,547			1,022			(282		)	90,287		36,015			5,185		—			41,200
	Total debt securities	$	7,862			$	173,287		$	5,102		$	(1,294	)	$	177,095	$	238,392		$	13,392	$	(20,257	)	$	231,527
		June 30, 2014
		Trading				Available-for-sale											Held-to-maturity
	(Dollars in thousands)	Fair				Amortized			Unrealized			Unrealized			Fair		Carrying			Unrecognized		Unrecognized			Fair
		Value				Cost			Gains			Losses			Value		Amount			Gains		Losses			Value
	Mortgage-backed securities (RMBS):
	U.S. agencies1	$	—			$	60,670		$	1,060		$	(1,850	)	$	59,880	$	47,982		$	1,895	$	—		$	49,877
	Non-agency2	—				33,521			4,077			(189		)	37,409		163,695			6,352		(15,490		)	154,557
	Total mortgage-backed securities	—				94,191			5,137			(2,039		)	97,289		211,677			8,247		(15,490		)	204,434
	Other debt securities:
	Municipal	—				28,522			425			(4		)	28,943		36,052			3,480		—			39,532
	Non-agency	8,066				87,913			687			(54		)	88,546		—			—		—			—
	Total other debt securities	8,066				116,435			1,112			(58		)	117,489		36,052			3,480		—			39,532
	Total debt securities	$	8,066			$	210,626		$	6,249		$	(2,097	)	$	214,778	$	247,729		$	11,727	$	(15,490	)	$	243,966
	__________________________________
	1.	U.S. government-backed or government sponsored enterprises including Fannie Mae, Freddie Mac and Ginnie Mae.
	2.	Private sponsors of securities collateralized primarily by pools of 1-4 family residential first mortgages. Primarily super senior securities secured by prime, Alt-A or pay-option ARM mortgages.
	The Company’s non-agency RMBS available-for-sale portfolio with a total fair value of $31,926 at December 31, 2014 consists of twenty-one different issues of super senior securities with a fair value of $20,034; one senior structured whole loan security with a fair value of $11,609 and three mezzanine z-tranche securities with a fair value of $283 collateralized by seasoned prime and Alt-A first-lien mortgages. The Company acquired its mezzanine z-tranche securities in fiscal 2009 and accounts for them by measuring the excess of cash flows expected at acquisition over the purchase price (accretable yield) and recognizes interest income over the remaining life of the security.
	The non-agency RMBS held-to-maturity portfolio with a carrying value of $156,894 at December 31, 2014 consists of 77 different issues of super senior securities totaling $154,752 and one senior-support security with a carrying value of $2,142. Debt securities with evidence of credit quality deterioration since issuance and for which it is probable at purchase that the Company will be unable to collect all of the par value of the security are accounted for under ASC Topic 310, Accounting for Loans and Debt Securities Acquired with Deteriorated Credit Quality (“ASC Topic 310”). Under ASC Topic 310, the excess of cash flows expected at acquisition over the purchase price is referred to as the accretable yield and is recognized in interest income over the remaining life of the security. The Company has one senior support security that it acquired at a significant discount that evidenced credit deterioration at acquisition and is accounted for under ASC Topic 310. For a cost of $17,740 the Company acquired the senior support security with a contractual par value of $30,560 and accretable and non-accretable discounts that were projected to be $9,015 and $3,805, respectively. Since acquisition, repayments from the security have been received more rapidly than projected at acquisition, but expected total payments have declined, resulting in a determination that the security was other-than-temporarily impaired and a charge of $572 was recorded for the fiscal 2014 year and a charge of $0 for the six months ended December 31, 2014. At December 31, 2014 the security had a remaining contractual par value of zero and amortizable and non-amortizable premium are currently projected to be zero and $2,472, respectively.
	The current face amounts of debt securities available-for-sale and held-to-maturity that were pledged to secure borrowings at December 31, 2014 and June 30, 2014 were $41,076 and $67,605 respectively.
	The securities with unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position were as follows:
		December 31, 2014
		Available-for-sale securities in loss position for																		Held-to-maturity securities in loss position for
		Less Than							More Than						Total					Less Than					More Than					Total
		12 Months							12 Months											12 Months					12 Months
	(Dollars in thousands)	Fair				Gross			Fair			Gross			Fair		Gross			Fair		Gross			Fair		Gross			Fair		Gross
		Value				Unrealized			Value			Unrealized			Value		Unrealized			Value		Unrealized			Value		Unrealized			Value		Unrealized
						Losses						Losses					Losses					Losses					Losses					Losses
	RMBS:
	U.S. agencies	$	365			$	(2	)	$	26,180		$	(624	)	$	26,545	$	(626	)	$	—	$	—		$	—	$	—		$	—	$	—
	Non-agency	3,784				(11		)	2,101			(375		)	5,885		(386		)	34,606		(2,849		)	63,365		(17,408		)	97,971		(20,257		)
	Total RMBS securities	4,149				(13		)	28,281			(999		)	32,430		(1,012		)	34,606		(2,849		)	63,365		(17,408		)	97,971		(20,257		)
	Other Debt:
	U.S. agencies	—				—			—			—			—		—			—		—			—		—			—		—
	Municipal Debt	—				—			—			—			—		—			—		—			—		—			—		—
	Non-agency	33,129				(282		)	—			—			33,129		(282		)	—		—			—		—			—		—
	Total Other Debt	33,129				(282		)	—			—			33,129		(282		)	—		—			—		—			—		—
	Total debt securities	$	37,278			$	(295	)	$	28,281		$	(999	)	$	65,559	$	(1,294	)	$	34,606	$	(2,849	)	$	63,365	$	(17,408	)	$	97,971	$	(20,257	)
		June 30, 2014
		Available-for-sale securities in loss position for																		Held-to-maturity securities in loss position for
		Less Than							More Than						Total					Less Than					More Than					Total
		12 Months							12 Months											12 Months					12 Months
	(Dollars in thousands)	Fair				Gross			Fair			Gross			Fair		Gross			Fair		Gross			Fair		Gross			Fair		Gross
		Value				Unrealized			Value			Unrealized			Value		Unrealized			Value		Unrealized			Value		Unrealized			Value		Unrealized
						Losses						Losses					Losses					Losses					Losses					Losses
	RMBS:
	U.S. agencies	$	—			$	—		$	25,498		$	(1,850	)	$	25,498	$	(1,850	)	$	—	$	—		$	1	$	—		$	1	$	—
	Non-agency	1,819				(33		)	2,402			(156		)	4,221		(189		)	5,871		(400		)	66,974		(15,090		)	72,845		(15,490		)
	Total RMBS securities	1,819				(33		)	27,900			(2,006		)	29,719		(2,039		)	5,871		(400		)	66,975		(15,090		)	72,846		(15,490		)
	Other Debt:
U.S. agencies	—				—			—			—			—		—			—		—			—		—			—		—
Municipal Debt	47				—			2,257			(4		)	2,304		(4		)	—		—			—		—			—		—
Non-agency	5,365				(48		)	1,389			(6		)	6,754		(54		)	—		—			—		—			—		—
Total Other Debt	5,412				(48		)	3,646			(10		)	9,058		(58		)	—		—			—		—			—		—
Total debt securities	$	7,231			$	(81	)	$	31,546		$	(2,016	)	$	38,777	$	(2,097	)	$	5,871	$	(400	)	$	66,975	$	(15,090	)	$	72,846	$	(15,490	)
There were 34 securities that were in a continuous loss position at December 31, 2014 for a period of more than 12 months. There were 35 securities that were in a continuous loss position at June 30, 2014 for a period of more than 12 months. The following table summarizes amounts of credit loss recognized in the income statement through other-than-temporary impairment charges which reduced non-interest income:
	For the Three Months Ended							For the Six Months Ended
	December 31,							December 31,
(Dollars in thousands)	2014				2013			2014			2013
Beginning balance	$	(19,351	)		$	(15,909	)	$	(18,139	)	$	(15,336	)
Additions for the amounts related to credit loss for which an other-than-temporary impairment was not previously recognized	—				—			(39		)	—
Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized	(285		)		(873		)	(1,458		)	(1,446		)
Ending balance	$	(19,636	)		$	(16,782	)	$	(19,636	)	$	(16,782	)
At December 31, 2014, non-agency RMBS with a total carrying amount of $100,000 were determined to have cumulative credit losses of $19,636 of which $285 was recognized in earnings during the three months ended December 31, 2014. This quarter’s other-than-temporary impairment of $285 is related to seven non-agency RMBS with a total carrying amount of $5,964. The Company measures its non-agency RMBS in an unrecognized loss position at the end of the reporting period for other-than-temporary impairment by comparing the present value of the cash flows currently expected to be collected from the security with its amortized cost basis. If the calculated present value is lower than the amortized cost, the difference is the credit component of an other-than-temporary impairment of its debt securities. The excess of present value over the fair value of the security (if any) is the non-credit component only if the Company does not intend to sell the security and will not be required to sell the security before recovery of its amortized cost basis. The credit component of the other-than-temporary impairment is recorded as a loss in earnings and the non-credit component as a charge to other comprehensive income, net of the related income tax benefit.
To determine the cash flow expected to be collected and to calculate the present value for purposes of testing for other-than-temporary impairment, the Company utilizes the same industry-standard tool and the same cash flows as those calculated for Level 3 fair values as discussed in Note 3 – Fair Value. The discount rates used to compute the present value of the expected cash flows for purposes of testing for the credit component of the other-than-temporary impairment are either the implicit rate calculated in each of the Company’s securities at acquisition or the last accounting yield. The Company calculates the implicit rate at acquisition based on the contractual terms of the security, considering scheduled payments (and minimum payments in the case of pay-option ARMs) without prepayment assumptions. Once the discount rate (or discount margin in the case of floating rate securities) is calculated as described above, the discount is used in the industry-standard model to calculate the present value of the cash flows.
The gross gains and losses realized through earnings upon the sale of available-for-sale securities were as follows:
	For the Three Months Ended						For the Six Months Ended
	December 31,						December 31,
(Dollars in thousands)	2014			2013			2014		2013
Proceeds	9,614			—			9,614		—
Gross realized gains	587			—			587		—
Gross realized losses	—			—			—		—
Net gain on securities	587			—			587		—
The Company had recorded unrealized gains and unrealized losses in accumulated other comprehensive loss as follows:
(Dollars in thousands)	December 31,				June 30,
	2014				2014
Available-for-sale debt securities—net unrealized gains	$	3,809			$	4,151
Held-to-maturity debt securities—non-credit related	(18,513		)		(21,433		)
Subtotal	(14,704		)		(17,282		)
Tax benefit	5,787				6,916
Net unrealized loss on investment securities in accumulated other comprehensive loss	$	(8,917	)		$	(10,366	)
The expected maturity distribution of the Company’s mortgage-backed securities and the contractual maturity distribution of the Company’s other debt securities classified as available-for-sale and held-to-maturity at December 31, 2014 were:
	December 31, 2014
	Trading				Available for sale						Held-to-maturity
(Dollars in thousands)	Fair				Amortized			Fair			Carrying			Fair
	Value				Cost			Value			Amount			Value
RMBS—U.S. agencies1:
Due within one year	$	—			$	4,478		$	4,445		$	1,545		$	1,613
Due one to five years	—				14,551			14,502			5,877			6,134
Due five to ten years	—				12,994			13,051			6,603			6,886
Due after ten years	—				22,559			22,884			31,458			32,518
Total RMBS—U.S. agencies1	—				54,582			54,882			45,483			47,151
RMBS—Non-agency:
Due within one year	—				4,758			5,134			17,687			16,451
Due one to five years	—				11,395			12,188			48,318			44,880
Due five to ten years	—				4,833			5,125			36,053			33,042
Due after ten years	—				8,172			9,479			54,836			48,803
Total RMBS—Non-agency	—				29,158			31,926			156,894			143,176
Other debt:
Due within one year	—				16,300			16,259			930			1,061
Due one to five years	—				61,034			61,428			4,317			4,926
Due five to ten years	—				5,432			5,563			6,778			7,738
Due after ten years	7,862				6,781			7,037			23,990			27,475
Total other debt	7,862				89,547			90,287			36,015			41,200
Total	$	7,862			$	173,287		$	177,095		$	238,392		$	231,527
__________________________
1. RMBS distributions include impact of expected prepayments and other timing factors.

LOANS_ALLOWANCE_FOR_LOAN_LOSS

LOANS & ALLOWANCE FOR LOAN LOSS	6 Months Ended
	Dec. 31, 2014
Receivables [Abstract]
LOANS & ALLOWANCE FOR LOAN LOSS	LOANS & ALLOWANCE FOR LOAN LOSSES
	The following table sets forth the composition of the loan portfolio as of the dates indicated:
	(Dollars in thousands)	December 31, 2014			June 30, 2014
	Single family real estate secured:
	Mortgage	$	2,527,281		$	1,918,626
	Home equity	4,267			12,690
	Warehouse and other1	387,451			370,717
	Multifamily real estate secured	1,168,999			978,511
	Commercial real estate secured	18,550			24,061
	Auto and RV secured	13,516			14,740
	Factoring	112,545			118,945
	Commercial & Industrial	139,533			152,619
	Other	611			1,971
	Total gross loans	4,372,753			3,592,880
	Allowance for loan losses	(23,187		)	(18,373		)
	Unaccreted discounts and loan fees	(45,905		)	(41,666		)
	Total net loans	$	4,303,661		$	3,532,841
	__________________________________
	1.	The balance of single family warehouse loans was $97,245 at December 31, 2014 and $92,920 at June 30, 2014. The remainder of the balance is attributable to single family lender finance loans.
	Allowance for Loan Losses. The Company’s goal is to maintain the allowance for loan losses (sometimes referred to as the “allowance”) at a level that is considered to be commensurate with estimated probable incurred credit losses in the portfolio. Although the adequacy of the allowance is reviewed quarterly, management performs an ongoing assessment of the risks inherent in the portfolio. While the Company believes that the allowance for loan losses is adequate at December 31, 2014, future additions to the allowance will be subject to continuing evaluation of estimated and known, as well as inherent, risks in the loan portfolio.
	Allowance for Loan Loss Disclosures. The assessment of the adequacy of the Company’s allowance for loan losses is based upon a number of quantitative and qualitative factors, including levels and trends of past due and nonaccrual loans, change in volume and mix of loans, collateral values and charge-off history.
	The Company provides general loan loss reserves for its recreational vehicle (“RV”) and auto loans based upon the borrower credit score at the time of origination and the Company’s loss experience to date. The allowance for loan loss for the RV and auto loan portfolio at December 31, 2014 was determined by classifying each outstanding loan according to semi-annually refreshed FICO score and providing loss rates. The Company had $13,059 of RV and auto loan balances subject to general reserves as follows: FICO greater than or equal to 770: $3,333; 715 – 769: $4,399; 700 – 714: $1,027; 660 – 699: $2,296 and less than 660: $2,004.
	The Company provides general loan loss reserves for mortgage loans based upon the size and class of the mortgage loan and the loan-to-value ratio (“LTV”) at date of origination. The Company divides the LTV analysis into two classes, separating the purchased loans from the loans underwritten directly by the Company. Based on historical performance, the Company concluded that originated loans require lower estimated loss rates than purchased loans. The allowance for each class is determined by dividing the outstanding unpaid balance for each loan by the loan-to-value and applying a loss rates. The LTV groupings for each significant mortgage class are as follows:
	The Company had $2,499,675 of single family mortgage portfolio loan balances subject to general reserves as follows: LTV less than or equal to 60%: $1,400,432; 61% – 70%: $899,598; 71% – 80%: $174,131; and greater than 80%: $25,514.
	The Company had $1,163,861 of multifamily mortgage portfolio loan balances subject to general reserves as follows: LTV less than or equal to 55%: $514,885; 56% – 65%: $380,633; 66% – 75%: $255,634; 76% – 80%: $11,847 and greater than 80%: $862.
	The Company had $16,375 of commercial real estate loan balances subject to general reserves as follows: LTV less than or equal to 50%: $11,068; 51% – 60%: $3,889; 61% – 70%: $1,418; and 71% – 80%: $0.
	The Company’s lender finance portfolio consists of business loans well-collateralized by residential real estate. The Company’s commercial & industrial portfolio consists of business loans well-collateralized by business assets. The Company’s other portfolio consists of other consumer loans. The Company allocates its allowance for loan loss for these asset types based on qualitative factors which consider the value of the collateral and the financial position of the issuer of the receivables.
	The following table summarizes activity in the allowance for loan losses by portfolio classes for the periods indicated:
		For the Three Months Ended December 31, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home Equity			Warehouse & Other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other/Consumer			Total
	Balance at October 1, 2014	$	9,807		$	113		$	1,216		$	4,022		$	965		$	1,160		$	311		$	2,882		$	19		$	20,495
	Provision for loan loss	1,983			(19		)	369			212			176			(50		)	(41		)	271			(1		)	2,900
	Charge-offs	(3		)	—			—			—			(156		)	(75		)	—			—			—			(234		)
	Recoveries	5			3			—			—			—			18			—			—			—			26
	Balance at December 31, 2014	$	11,792		$	97		$	1,585		$	4,234		$	985		$	1,053		$	270		$	3,153		$	18		$	23,187
		For the Three Months Ended December 31, 2013
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home Equity			Warehouse & Other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other/Consumer			Total
	Balance at October 1, 2013	$	5,418		$	152		$	890		$	3,867		$	995		$	1,295		$	195		$	1,489		$	245		$	14,546
	Provision for loan loss	647			(9		)	126			(748		)	653			6			45			514			(234		)	1,000
	Charge-offs	(3		)	(12		)	—			(250		)	—			(121		)	—			—			(2		)	(388		)
	Recoveries	2			7			—			—			—			26			—			—			7			42
	Balance at December 31, 2013	$	6,064		$	138		$	1,016		$	2,869		$	1,648		$	1,206		$	240		$	2,003		$	16		$	15,200
		For the Six Months Ended December 31, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home Equity			Warehouse & Other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other/Consumer			Total
	Balance at July 1, 2014	$	7,959		$	134		$	1,259		$	3,785		$	1,035		$	812		$	279		$	3,048		$	62		$	18,373
	Provision for loan loss	3,865			(43		)	326			749			106			351			(9		)	105			(50		)	5,400
	Charge-offs	(40		)	—			—			(300		)	(156		)	(146		)	—			—			—			(642		)
	Recoveries	8			6			—			—			—			36			—			—			6			56
	Balance at December 31, 2014	$	11,792		$	97		$	1,585		$	4,234		$	985		$	1,053		$	270		$	3,153		$	18		$	23,187
		For the Six Months Ended December 31, 2013
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home Equity			Warehouse & Other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other/Consumer			Total
	Balance at July 1, 2013	$	4,812		$	183		$	1,250		$	3,186		$	1,378		$	1,536		$	201		$	1,623		$	13		$	14,182
	Provision for loan loss	1,351			(47		)	(234		)	(67		)	270			(210		)	39			380			18			1,500
	Charge-offs	(101		)	(12		)	—			(250		)	—			(151		)	—			—			(28		)	(542		)
	Recoveries	2			14			—			—			—			31			—			—			13			60
	Balance at December 31, 2013	$	6,064		$	138		$	1,016		$	2,869		$	1,648		$	1,206		$	240		$	2,003		$	16		$	15,200
	The following table presents our loans evaluated individually for impairment by class:
		December 31, 2014
	(Dollars in thousands)	Unpaid			Principal Balance Adjustment			Unpaid Book Balance			Accrued Interest /			Recorded Investment			Related Allowance
		Principal Balance									Origination Fees
With no related allowance recorded:
Single Family Real Estate Secured:
Mortgage:
Purchased	$	8,296		$	2,343		$	5,953		$	10		$	5,963		$	—
Home Equity:
In-house originated	87			85			2			—			2			—
Multifamily Real Estate Secured:
Purchased	2,593			834			1,759			9			1,768			—
Commercial Real Estate Secured:
Purchased	3,666			1,491			2,175			17			2,192			—
Auto and RV Secured:
In-house originated	1,400			1,039			361			23			384			—
With an allowance recorded:
Single Family Real Estate Secured:
Mortgage:
In-house originated	19,069			—			19,069			78			19,147			1,123
Purchased	2,584			—			2,584			26			2,610			45
Home Equity:
In-house originated	49			—			49			1			50			1
Multifamily Real Estate Secured:
In-house originated	3,379			—			3,379			3			3,382			2
Auto and RV Secured:
In-house originated	96			—			96			1			97			6
Total	$	41,219		$	5,792		$	35,427		$	168		$	35,595		$	1,177
As a % of total gross loans	0.94		%	0.13		%	0.81		%	—		%	0.81		%	0.03		%
	June 30, 2014
(Dollars in thousands)	Unpaid Principal Balance			Principal Balance Adjustment			Unpaid Book Balance			Accrued Interest /			Recorded Investment			Related Allowance
										Origination Fees
With no related allowance recorded:
Single Family Real Estate Secured:
Mortgage:
Purchased	$	7,413		$	2,189		$	5,224		$	223		$	5,447		$	—
Home Equity:
In-house originated	88			83			5			9			14			—
Multifamily Real Estate Secured:
In-house originated	2,615			746			1,869			5			1,874			—
Commercial Real Estate Secured:
Purchased	3,670			1,297			2,373			133			2,506			—
Auto and RV Secured:
In-house originated	1,561			1,072			489			27			516			—
With an allowance recorded:
Single Family Real Estate Secured:
Mortgage:
In-house originated	4,074			—			4,074			22			4,096			14
Purchased	4,087			—			4,087			53			4,140			19
Home Equity:
In-house originated	163			—			163			—			163			1
Multifamily Real Estate Secured:
In-house originated	2,307			—			2,307			22			2,329			3
Purchased	125			—			125			—			125			1
Commercial Real Estate Secured:
Purchased	2,003			—			2,003			2			2,005			38
Auto and RV Secured:
In-house originated	45			—			45			1			46			1
Total	$	28,151		$	5,387		$	22,764		$	497		$	23,261		$	77
As a % of total gross loans	0.78		%	0.15		%	0.63		%	0.01		%	0.65		%	—		%
The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method:
	December 31, 2014
	Single Family Real Estate Secured
(Dollars in thousands)	Mortgage			Home			Warehouse and other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
				Equity
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	1,168		$	1		$	—		$	2		$	—		$	6		$	—		$	—		$	—		$	1,177
Collectively evaluated for impairment	10,624			96			1,585			4,232			985			1,047			270			3,153			18			22,010
Total ending allowance balance	$	11,792		$	97		$	1,585		$	4,234		$	985		$	1,053		$	270		$	3,153		$	18		$	23,187
Loans:
Loans individually evaluated for impairment1	$	27,606		$	51		$	—		$	5,138		$	2,175		$	457		$	—		$	—		$	—		$	35,427
Loans collectively evaluated for impairment	2,499,675			4,216			387,451			1,163,861			16,375			13,059			112,545			139,533			611			4,337,326
Principal loan balance	2,527,281			4,267			387,451			1,168,999			18,550			13,516			112,545			139,533			611			4,372,753
Unaccreted discounts and loan fees	10,881			(4		)	(1,879		)	3,219			(34		)	176			(57,734		)	(530		)	—			(45,905		)
Accrued interest receivable	5,282			4			547			3,929			5			76			411			1,048			—			11,302
Total recorded investment in loans	$	2,543,444		$	4,267		$	386,119		$	1,176,147		$	18,521		$	13,768		$	55,222		$	140,051		$	611		$	4,338,150
________________
1. Loans evaluated for impairment include Troubled Debt Restructurings (“TDRs”) that have been performing for more than six months.
	June 30, 2014
	Single Family Real Estate Secured
(Dollars in thousands)	Mortgage			Home			Warehouse and other			Multifamily Real Estate Secured			Commercial Real Estate			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
				Equity									Secured
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	33		$	1		$	—		$	4		$	38		$	1		$	—		$	—		$	—		$	77
Collectively evaluated for impairment	7,926			133			1,259			3,781			997			811			279			3,048			62			18,296
Total ending allowance balance	$	7,959		$	134		$	1,259		$	3,785		$	1,035		$	812		$	279		$	3,048		$	62		$	18,373
Loans:
Loans individually evaluated for impairment1	$	13,385		$	168		$	—		$	4,301		$	4,376		$	534		$	—		$	—		$	—		$	22,764
Loans collectively evaluated for impairment	1,905,241			12,522			370,717			974,210			19,685			14,206			118,945			152,619			1,971			3,570,116
Principal loan balance	1,918,626			12,690			370,717			978,511			24,061			14,740			118,945			152,619			1,971			3,592,880
Unaccreted discounts and loan fees	7,138			(11		)	(2,055		)	2,336			(37		)	215			(48,546		)	(706		)	—			(41,666		)
Accrued interest receivable	5,947			39			433			3,704			45			74			163			825			—			11,230
Total recorded investment in loans	$	1,931,711		$	12,718		$	369,095		$	984,551		$	24,069		$	15,029		$	70,562		$	152,738		$	1,971		$	3,562,444
________________
1. Loans evaluated for impairment include TDRs that have been performing for more than six months.
Credit Quality Disclosures. Non-performing loans consisted of the following:
(Dollars in thousands)	December 31,			June 30,
	2014			2014
Single Family Real Estate Secured:
Mortgage:
In-house originated	$	19,069		$	4,073
Purchased	8,002			8,323
Home Equity:
In-house originated	51			168
Multifamily Real Estate Secured:
In-house originated	3,379			2,307
Purchased	1,759			1,995
Commercial Real Estate Secured:
Purchased	2,175			2,985
Total non-performing loans secured by real estate	34,435			19,851
Auto and RV Secured	457			534
Total non-performing loans	$	34,892		$	20,385
Non-performing loans to total loans	0.8		%	0.57		%
The Company has no loans over 90 days delinquent that are still accruing interest at December 31, 2014. Approximately 77.59% of the Company’s non-performing loans are single family first mortgages already written down to 47.55% in aggregate, of the original appraisal value of the underlying properties. Generally these loans have experienced longer delays completing the foreclosure process due to the poor servicing practices of one of our seller servicers.
The following table provides the outstanding unpaid balance of loans that are performing and non-performing by portfolio class:
	December 31, 2014
	Single Family Real Estate Secured
(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
				Equity
Performing	$	2,500,210		$	4,216		$	387,451		$	1,163,861		$	16,375		$	13,059		$	112,545		$	139,533		$	611		$	4,337,861
Non-performing	27,071			51			—			5,138			2,175			457			—			—			—			34,892
Total	$	2,527,281		$	4,267		$	387,451		$	1,168,999		$	18,550		$	13,516		$	112,545		$	139,533		$	611		$	4,372,753
	June 30, 2014
	Single Family Real Estate Secured
(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
				Equity
Performing	$	1,906,230		$	12,522		$	370,717		$	974,209		$	21,076		$	14,206		$	118,945		$	152,619		$	1,971		$	3,572,495
Non-performing	12,396			168			—			4,302			2,985			534			—			—			—			20,385
Total	$	1,918,626		$	12,690		$	370,717		$	978,511		$	24,061		$	14,740		$	118,945		$	152,619		$	1,971		$	3,592,880
The Company divides loan balances when determining general loan loss reserves between purchases and originations as follows:
	December 31, 2014
	Single Family Real Estate Secured: Mortgage									Multifamily Real Estate Secured									Commercial Real Estate Secured
(Dollars in thousands)	Origination			Purchase			Total			Origination			Purchase			Total			Origination			Purchase			Total
Performing	$	2,402,230		$	97,980		$	2,500,210		$	1,018,014		$	145,847		$	1,163,861		$	3,556		$	12,819		$	16,375
Non-performing	19,069			8,002			27,071			3,379			1,759			5,138			—			2,175			2,175
Total	$	2,421,299		$	105,982		$	2,527,281		$	1,021,393		$	147,606		$	1,168,999		$	3,556		$	14,994		$	18,550
	June 30, 2014
	Single Family Real Estate Secured: Mortgage									Multifamily Real Estate Secured									Commercial Real Estate Secured
(Dollars in thousands)	Origination			Purchase			Total			Origination			Purchase			Total			Origination			Purchase			Total
Performing	$	1,797,526		$	108,704		$	1,906,230		$	816,682		$	157,527		$	974,209		$	6,164		$	14,912		$	21,076
Non-performing	4,073			8,323			12,396			2,307			1,995			4,302			—			2,985			2,985
Total	$	1,801,599		$	117,027		$	1,918,626		$	818,989		$	159,522		$	978,511		$	6,164		$	17,897		$	24,061
From time to time the Company modifies loan terms temporarily for borrowers who are experiencing financial stress. These loans are performing and accruing and will generally return to the original loan terms after the modification term expires.
Approximately 14.75% of our non-performing loans at December 31, 2014 were considered TDRs, compared to 19.60% at June 30, 2014. Borrowers that make timely payments after TDRs are considered non-performing for at least six months. Generally, after six months of timely payments, those TDRs are reclassified from the non-performing loan category to the performing loan category and any previously deferred interest income is recognized.
The Company classifies these loans as performing loans temporarily modified as TDR and are included in impaired loans as follows:
	December 31, 2014
	Single Family Real Estate Secured
(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
				Equity
Performing loans temporarily modified as TDR	$	535		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	535
Non-performing loans	27,071			51			—			5,138			2,175			457			—			—			—			34,892
Total impaired loans	$	27,606		$	51		$	—		$	5,138		$	2,175		$	457		$	—		$	—		$	—		$	35,427
	June 30, 2014
	Single Family Real Estate Secured
(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
				Equity
Performing loans temporarily modified as TDR	$	989		$	—		$	—		$	—		$	1,390		$	—		$	—		$	—		$	—		$	2,379
Non-performing loans	12,396			168			—			4,302			2,985			534			—			—			—			20,385
Total impaired loans	$	13,385		$	168		$	—		$	4,302		$	4,375		$	534		$	—		$	—		$	—		$	22,764
The Company recognizes interest on performing loans temporarily modified as TDR, which is shown in conjunction with average balances as follows:
	For the Three Months Ended December 31, 2014
	Single Family Real Estate Secured
(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
				Equity
Interest income recognized on performing TDRs	$	6		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	6
Average balances of performing TDRs	$	537		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	537
Average balances of impaired loans	$	21,517		$	34		$	—		$	5,691		$	3,242		$	460		$	—		$	—		$	—		$	30,944
	For the Three Months Ended December 31, 2013
	Single Family Real Estate Secured
(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
				Equity
Interest income recognized on performing TDRs	$	10		$	1		$	—		$	—		$	—		$	14		$	—		$	—		$	—		$	25
Average balances of performing TDRs	$	1,006		$	39		$	—		$	543		$	941		$	696		$	—		$	—		$	—		$	3,225
Average balances of impaired loans	$	10,390		$	43		$	—		$	4,417		$	3,046		$	1,049		$	19		$	—		$	1		$	18,965
	For the Six Months Ended December 31, 2014
	Single Family Real Estate Secured
(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
				Equity
Interest income recognized on performing TDRs	$	12		$	—		$	—		$	—		$	20		$	—		$	—		$	—		$	—		$	32
Average balances of performing TDRs	$	687		$	—		$	—		$	—		$	463		$	—		$	—		$	—		$	—		$	1,150
Average balances of impaired loans	$	18,806		$	78		$	—		$	5,228		$	3,620		$	485		$	—		$	—		$	—		$	28,217
	For the Six Months Ended December 31, 2013
	Single Family Real Estate Secured
(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
				Equity
Interest income recognized on performing TDRs	$	20		$	1		$	—		$	—		$	—		$	28		$	—		$	—		$	—		$	49
Average balances of performing TDRs	$	1,010		$	37		$	—		$	1,084		$	1,180		$	779		$	—		$	—		$	—		$	4,090
Average balances of impaired loans	$	10,855		$	49		$	—		$	4,658		$	3,295		$	1,165		$	19		$	—		$	9		$	20,050
The Company’s loan modifications primarily included single family, multifamily and commercial loans of which included one or a combination of the following: a reduction of the stated interest rate or delinquent property taxes that were paid by the Bank and either repaid by the borrower over a one year period or capitalized and amortized over the remaining life of the loan. The Company’s loan modifications also included RV loans in which borrowers were able to make interest-only payments for a period of six months to one year which then reverted back to fully amortizing.
Credit Quality Indicators
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans based on credit risk. The Company uses the following definitions for risk ratings.
Pass. Loans classified as pass are well protected by the current net worth and paying capacity of the obligor or by the fair value, less cost to acquire and sell, of any underlying collateral in a timely manner.
Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date.
Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
The Company reviews and grades loans following a continuous loan review process, featuring coverage of all loan types and business lines at least quarterly. Continuous reviewing provides more effective risk monitoring because it immediately tests for potential impacts caused by changes in personnel, policy, products or underwriting standards.
The following table presents the composition of the Company’s loan portfolio by credit quality indicators:
	December 31, 2014
(Dollars in thousands)	Pass			Special			Substandard			Doubtful			Total
				Mention
Single Family Real Estate Secured:
Mortgage:
In-house originated	$	2,396,807		$	5,423		$	19,069		$	—		$	2,421,299
Purchased	96,815			36			9,131			—			105,982
Home Equity:
In-house originated	4,099			—			168			—			4,267
Warehouse and other:
In-house originated	387,451			—			—			—			387,451
Multifamily Real Estate Secured:
In-house originated	1,003,161			12,397			5,835			—			1,021,393
Purchased	139,554			5,190			2,862			—			147,606
Commercial Real Estate Secured:
In-house originated	2,545			1,011			—			—			3,556
Purchased	10,437			2,074			2,483			—			14,994
Auto and RV Secured:
In-house originated	12,931			76			509			—			13,516
Factoring:
In-house originated	112,545			—			—			—			112,545
Commercial & Industrial:
In-house originated	127,546			11,987			—			—			139,533
Other	611			—			—			—			611
Total	$	4,294,502		$	38,194		$	40,057		$	—		$	4,372,753
As a % of total gross loans	98.21		%	0.87		%	0.92		%	—		%	100		%
	June 30, 2014
(Dollars in thousands)	Pass			Special			Substandard			Doubtful			Total
				Mention
Single Family Real Estate Secured:
Mortgage:
In-house originated	$	1,784,694		$	11,083		$	5,822		$	—		$	1,801,599
Purchased	104,457			3,030			9,540			—			117,027
Home Equity:
In-house originated	4,035			30			168			—			4,233
Purchased	8,457			—			—			—			8,457
Warehouse and other:
In-house originated	370,717			—			—			—			370,717
Multifamily Real Estate Secured:
In-house originated	796,119			16,068			6,802			—			818,989
Purchased	150,534			2,896			6,092			—			159,522
Commercial Real Estate Secured:
In-house originated	6,164			—			—			—			6,164
Purchased	13,211			—			4,686			—			17,897
Auto and RV Secured:
In-house originated	13,943			145			652			—			14,740
Factoring:
In-house originated	118,945			—			—			—			118,945
Commercial & Industrial:
In-house originated	152,619			—			—			—			152,619
Other	1,971			—			—			—			1,971
Total	$	3,525,866		$	33,252		$	33,762		$	—		$	3,592,880
As a % of total gross loans	98.13		%	0.93		%	0.94		%	—		%	100		%
The Company considers the performance of the loan portfolio and its impact on the allowance for loan losses. The Company also evaluates credit quality based on the aging status of its loans. The following table provides the outstanding unpaid balance of loans that are past due 30 days or more by portfolio class as of the period indicated:
	December 31, 2014
(Dollars in thousands)	30-59 Days Past Due			60-89 Days Past Due			90+ Days Past Due			Total
Single family real estate secured:
Mortgage:
In-house originated	$	382		$	1,278		$	17,210		$	18,870
Purchased	1,329			163			4,253			5,745
Home equity:
In-house originated	19			125			30			174
Multifamily real estate secured:
In-house originated	859			—			617			1,476
Purchased	471			321			—			792
Commercial real estate secured:
Purchased	—			—			382			382
Auto and RV secured	251			88			73			412
Total	$	3,311		$	1,975		$	22,565		$	27,851
As a % of total gross loans	0.07		%	0.05		%	0.52		%	0.64		%
	June 30, 2014
(Dollars in thousands)	30-59 Days Past Due			60-89 Days Past Due			90+ Days Past Due			Total
Single family real estate secured:
Mortgage
In-house originated	$	4,519		$	489		$	2,660		$	7,668
Purchased	1,468			390			3,661			5,519
Home equity
In-house originated	21			—			—			21
Multifamily real estate secured
In-house originated	291			—			293			584
Purchased	—			—			125			125
Commercial real estate secured
Purchased	—			—			383			383
Auto and RV secured	177			—			64			241
Factoring	48			—			—			48
Commercial and industrial	—			328			—			328
Total	$	6,524		$	1,207		$	7,186		$	14,917
As a % of total gross loans	0.18		%	0.04		%	0.2		%	0.42		%

STOCKBASED_COMPENSATION

STOCK-BASED COMPENSATION	6 Months Ended
	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
STOCK-BASED COMPENSATION	STOCK-BASED COMPENSATION
	The Company has three equity incentive plans, the 2014 Stock Incentive Plan (“2014 Plan”), the 2004 Stock Incentive Plan (“2004 Plan”) and the 1999 Stock Option Plan (collectively, the “Plans”), which provides for the granting of non-qualified and incentive stock options, restricted stock and restricted stock units, stock appreciation rights and other awards to employees, directors and consultants.
	1999 Stock Option Plan. In July 1999, the Company’s Board of Directors approved the 1999 Stock Option Plan (“1999 Plan”) and in August 2001, the Company’s shareholders approved an amendment to the 1999 Plan such that 15% of the outstanding shares of the Company would always be available for grants under the 1999 Plan. The 1999 Plan is designed to encourage selected employees and directors to improve operations and increase profits, and to accept or continue employment or association with the Company through participation in the growth in the value of the common stock. The 1999 Plan requires that option exercise prices be not less than fair market value per share of common stock on the option grant date for incentive and non-qualified options. The options issued under the 1999 Plan generally vest in between three and five years. Option expiration dates are established by the plan administrator but may not be later than 10 years after the date of the grant.
	In November 2007, the shareholders of the Company approved the termination of the 1999 Plan. No new option awards will be made under the 1999 Plan and the outstanding awards under the 1999 Plan will continue to be subject to the terms and conditions of the 1999 Plan.
	2004 Stock Incentive Plan. In October 2004, the Company’s Board of Directors and the stockholders approved the 2004 Plan. In November 2007, the 2004 Plan was amended and approved by the Company’s stockholders. The maximum number of shares of common stock available for issuance under the 2004 Plan is 14.8% of the Company’s outstanding common stock measured from time to time. In addition, the number of shares of the Company’s common stock reserved for issuance will also automatically increase by an additional 1.5% on the first day of each of four fiscal years starting July 1, 2007. With the stockholders approving the 2014 Plan in October 2014, no further awards will be made under the 2004 Plan and the 2004 Plan will remain in effect only so long as awards made thereunder remain outstanding.
	2014 Stock Incentive Plan. In September and October 2014, the Company’s Board of Directors and stockholders approved the 2014 Plan, respectively. The maximum number of shares of common stock available for issuance under the 2014 Plan is 920,000.
	Stock Options. At December 31, 2014 and at June 30, 2014, all expense related to stock option grants has been fully recognized.
	A summary of stock option activity under the Plans during the periods indicated is presented below:
		Number of		Weighted-Average
		Shares		Exercise Price
				Per Share
	Outstanding—June 30, 2013	162,482		$	8.81
	Granted	—		—
	Exercised	(55,532	)	9
	Cancelled	—		—
	Outstanding—June 30, 2014	106,950		$	8.71
	Granted	—		—
	Exercised	(300	)	7.35
	Cancelled	—		—
	Outstanding—December 31, 2014	106,650		$	8.71
	Options exercisable—June 30, 2013	162,482		$	8.81
	Options exercisable—June 30, 2014	106,950		$	8.71
	Options exercisable—December 31, 2014	106,650		$	8.71
	The following table summarizes information on currently outstanding and exercisable options:
	As of December 31, 2014
	Options Outstanding						Options Exercisable
	Exercise			Number		Weighted-Average	Number	Weighted-
	Prices			Outstanding		Remaining	Exercisable	Average
						Contractual Life (Years)		Exercise Price
	$	7.35		34,250		1.57	34,250	$	7.35
	8.5			7,500		0.91	7,500	8.5
	9.2			7,500		0.64	7,500	9.2
	9.5			57,400		0.57	57,400	9.5
				106,650		0.92	106,650
	The aggregate intrinsic value of options outstanding and options exercisable under the Plans at December 31, 2014 was $7,369, respectively.
	Restricted Stock and Restricted Stock Units. Employees and directors are eligible to receive grants of restricted stock and restricted stock units. The Company determines stock-based compensation expense using the fair value method. The fair value of restricted stock and restricted stock units is equal to the closing sale price of the Company’s common stock on the date of grant.
	During the six months ended December 31, 2014 and 2013, the Company granted 157,606 and 129,141 restricted stock units, respectively, to employees and directors. Restricted stock unit awards (“RSUs”) granted during these quarters vest over three years, one-third on each anniversary date, except for any RSUs granted to our CEO, which vest one-fourth on each fiscal year end.
	The Company’s income before income taxes and net income for the three months ended December 31, 2014 and December 2013 included stock award expense was $1,696 and $1,109, with total income tax benefit of $700 and $448, respectively. For the six months ended December 31, 2014 and 2013, stock awards expense was $3,015 and $2,075, with total income tax benefit of $1,239 and $838 respectively. The Company recognizes compensation expense based upon the grant-date fair value divided by the vesting and the service period between each vesting date. At December 31, 2014, unrecognized compensation expense related to non-vested awards aggregated to $17,187 and is expected to be recognized in future periods as follows:
	(Dollars in thousands)	Stock Award
		Compensation
		Expense
	For the fiscal year remainder:
	2015	$	3,568
	2016	6,656
	2017	5,030
	2018	1,933
	Total	$	17,187
	The following table presents the status and changes in restricted stock grants for the periods indicated:
		Restricted Stock		Weighted-Average
		and Restricted		Grant-Date
		Stock Unit Shares		Fair Value
	Non-vested balance at July 1, 2013	298,485		$	22.13
	Granted	132,944		59.91
	Vested	(169,760	)	23.37
	Cancelled	(25,230	)	34.41
	Non-vested balance at June 30, 2014	236,439		$	41.17
	Granted	157,606		77.09
	Vested	(62,974	)	30.13
	Cancelled	(7,451	)	54.33
	Non-vested balance at December 31, 2014	323,620		$	60.51
	The total fair value of shares vested for the three and six months ended December 31, 2014 was $1,395 and $4,935. The total fair value of shares vested for the three and six months ended December 31, 2013 was $1,640 and $5,877.
	2004 Employee Stock Purchase Plan. In October 2004, the Company’s Board of Directors and stockholders approved the 2004 Employee Stock Purchase Plan, which is intended to qualify as an “Employee Stock Purchase Plan” under Section 423 of the Internal Revenue Code. An aggregate total of 500,000 shares of the Company’s common stock has been reserved for issuance and will be available for purchase under the 2004 Employee Stock Purchase Plan. In October 2014, the 2004 Employee Stock Purchase Plan expired with no shares issued.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	6 Months Ended
	Dec. 31, 2014
Earnings Per Share [Abstract]
EARNINGS PER SHARE (EPS)	EARNINGS PER SHARE (“EPS”)
	Basic EPS excludes dilution and is computed by dividing net income or loss available to common shareholders by the weighted average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if stock options or other contracts to issue common stock were exercised or converted to common stock that would then share in the Company’s earnings.
	The following table presents the calculation of basic and diluted EPS:
		Three Months Ended						Six Months Ended
		December 31,						December 31,
	(Dollars in thousands, except per share data)	2014			2013			2014			2013
	Earnings Per Common Share
	Net income	$	19,372		$	13,154		$	37,213		$	25,336
	Preferred stock dividends	(78		)	(77		)	(155		)	(155		)
	Net income attributable to common shareholders	$	19,294		$	13,077		$	37,058		$	25,181
	Average common shares issued and outstanding	14,891,544			13,934,068			14,701,455			13,853,538
	Average unvested RSU shares	313,268			341,637			294,339			336,030
	Total qualifying shares	15,204,812			14,275,705			14,995,794			14,189,568
	Earnings per common share	$	1.27		$	0.92		$	2.47		$	1.77
	Diluted Earnings Per Common Share
	Net income attributable to common shareholders	$	19,294		$	13,077		$	37,058		$	25,181
	Preferred stock dividends to dilutive convertible preferred	—			—			—			—
	Dilutive net income attributable to common shareholders	$	19,294		$	13,077		$	37,058		$	25,181
	Average common shares issued and outstanding	15,204,812			14,275,705			14,995,794			14,189,568
	Dilutive effect of stock options	58,755			74,519			58,804			77,150
	Dilutive effect of convertible preferred stock	—			—			—			—
	Total dilutive common shares issued and outstanding	15,263,567			14,350,224			15,054,598			14,266,718
	Diluted earnings per common share	$	1.26		$	0.91		$	2.46		$	1.77

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	6 Months Ended
	Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	COMMITMENTS AND CONTINGENCIES
	Credit-Related Financial Instruments. The Company is a party to credit-related financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments are commitments to extend credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets.
	The Company’s exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance-sheet instruments.
	At December 31, 2014, the Company had commitments to originate $37,929 in fixed rate loans and $110,617 in variable rate loans, totaling an aggregate outstanding principal balance of $148,546. Our fixed rate loan commitments to originate had rates ranging from 2.88% to 8.32%. At December 31, 2014, the Company also had commitments to sell $46,199 in fixed rate loans and $7,283 in variable rate loans, totaling an aggregate outstanding principal balance of $53,482.
	Commitments to extend credit are agreements to lend to a customer so long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for equity lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer.
	Deposits. The Bank entered into a purchase and assumption agreement to assume approximately $125,000 of FDIC-insured deposits including individual checking, money market savings, and CD accounts. Under the Agreement, the Bank will receive approximately $125,000 in cash at the closing date and will assume deposits at par with no purchase premium. The deposit transfer transaction is subject to prior approval by the Office of the Comptroller of the Currency and to other standard closing conditions. The closing of the transaction is targeted for the second calendar quarter of fiscal 2015.

RELATED_PARTY_TRANSACTIONS

RELATED PARTY TRANSACTIONS	6 Months Ended
	Dec. 31, 2014
Related Party Transactions [Abstract]
RELATED PARTY TRANSACTIONS	RELATED PARTY TRANSACTIONS
	In the ordinary course of business, the Company has granted related party loans collateralized by real property to officers, directors and their affiliates that are considered to be insiders by regulation. There were no new related party loans granted under the provisions of the employee loan program and no refinances of existing loans during the six months ended December 31, 2014, and no refinances of existing loans and no new loans during the six months ended December 31, 2013.

SIGNIFICANT_ACCOUNTING_POLICIE1

SIGNIFICANT ACCOUNTING POLICIES (Policies)	6 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
Securities	Securities. Debt securities are classified as held-to-maturity and carried at amortized cost when management has both the positive intent and ability to hold them to maturity. Debt securities are classified as available-for-sale when they might be sold before maturity. Trading securities refer to certain types of assets that banks hold for resale at a profit at fair value. Increases or decreases in the fair value of trading securities are recognized in earnings as they occur. Securities available-for-sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax.
	Gains and losses on securities sales are based on a comparison of sales proceeds and the amortized cost of the security sold using the specific identification method. Purchases and sales are recognized on the trade date. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized or accreted using the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. The Company’s portfolios of held-to-maturity and available-for-sale securities are reviewed quarterly for other-than-temporary impairment. In performing this review, management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) whether the Company intends to sell or it is more likely than not that it will be required to sell a security in an unrealized loss position before the Company recovers the security’s amortized cost. If either of these criteria for (4) is met, the entire difference between amortized cost and fair value is recognized in earnings. Alternatively, if the criteria for (4) is not met, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis.
Loans	Loans. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of unearned interest, deferred purchase premiums and discounts, deferred loan origination fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Premiums and discounts on loans purchased as well as loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method.
	Recognition of interest income on all portfolio segments is generally discontinued at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful.
	All interest accrued but not received for loans placed on nonaccrual, is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Loans Held for Sale	Loans Held for Sale. U.S government agency (“agency”) loans originated and intended for sale in the secondary market are carried at fair value. Net unrealized gains and losses are recognized through the income statement. The Bank generally sells its loans with the servicing released to the buyer. Gains and losses on loan sales are recorded as mortgage banking income, based on the difference between sales proceeds and carrying value. Non-agency loans held for sale are carried at the lower of cost or fair value.
	Loans that were originated with the intent and ability to hold for the foreseeable future (loans held in portfolio) but which have been subsequently designated as being held for sale for risk management or liquidity needs are carried at the lower of cost or fair value calculated on an individual loan by loan basis.
	There may be times when loans have been classified as held for sale and for some reason cannot be sold. Loans transferred to a long-term-investment classification from held-for-sale are transferred at the lower of cost or market value on the transfer date. Any difference between the carrying amount of the loan and its outstanding principal balance is recognized as an adjustment to yield by the interest method. A loan cannot be classified as a long-term investment unless the Bank has both the ability and the intent to hold the loan for the foreseeable future or until maturity.
Allowance for Loan Losses	Allowance for Loan Losses. The allowance for loan losses is maintained at a level estimated to provide for probable incurred losses in the loan portfolio. Management determines the adequacy of the allowance based on reviews of individual loans and pools of loans, recent loss experience, current economic conditions, the risk characteristics of the various categories of loans and other pertinent factors. This evaluation is inherently subjective and requires estimates that are susceptible to significant revision as more information becomes available. The allowance is increased by the provision for loan losses, which is charged against current period operating results and recoveries of loans previously charged-off. The allowance is decreased by the amount of charge-offs of loans deemed uncollectible. Allocations of the allowance may be made for specific loans but the entire allowance is available for any loan that, in management’s judgment, should be charged off. See Note 5 of these financial statement footnotes and the financial statement footnotes for the year ended June 30, 2014 included in our Annual Report on Form 10-K for further information.

FAIR_VALUE_Tables

FAIR VALUE (Tables)	6 Months Ended
	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets and Liabilities are Classified in their Entirety Based on the Lowest Level of Input that is Significant to the Fair Value Measurement	The following table sets forth the Company’s financial assets and liabilities measured at fair value on a recurring basis at December 31, 2014 and June 30, 2014. Assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement:
		December 31, 2014
	(Dollars in thousands)	Quoted Prices in				Significant Other			Significant			Total
		Active Markets				Observable			Unobservable
		for Identical				Inputs			Inputs
		Assets				(Level 2)			(Level 3)
		(Level 1)
	ASSETS:
	Securities—Trading: Collateralized Debt Obligations	$	—			$	—		$	7,862		$	7,862
	Securities—Available-for-Sale:
	Agency Debt	$	—			$	—		$	—		$	—
	Agency RMBS	—				54,882			—			54,882
	Non-Agency RMBS	—				—			31,926			31,926
	Municipal	—				19,944			—			19,944
	Other Debt Securities	—				70,343			—			70,343
	Total—Securities—Available-for-Sale	$	—			$	145,169		$	31,926		$	177,095
	Loans Held for Sale	$	—			$	22,831		$	—		$	22,831
	Mortgage Servicing Rights	$	—			$	—		$	1,037		$	1,037
	Other assets – Derivative Instruments	$	—			$	—		$	1,053		$	1,053
	LIABILITIES:
	Other liabilities – Derivative Instruments	$	—			$	—		$	394		$	394
		June 30, 2014
	(Dollars in thousands)	Quoted Prices in				Significant Other			Significant			Total
		Active Markets				Observable			Unobservable
		for Identical				Inputs			Inputs
		Assets				(Level 2)			(Level 3)
		(Level 1)
	ASSETS:
	Securities—Trading: Collateralized Debt Obligations	$	—			$	—		$	8,066		$	8,066
	Securities—Available-for-Sale:
	Agency Debt	$	—			$	—		$	—		$	—
	Agency RMBS	—				59,880			—			59,880
	Non-Agency RMBS	—				—			37,409			37,409
	Municipal	—				28,943			—			28,943
	Other Debt Securities	—				88,546			—			88,546
	Total—Securities—Available-for-Sale	$	—			$	177,369		$	37,409		$	214,778
	Loans Held for Sale	$	—			$	20,575		$	—		$	20,575
	Mortgage Servicing Rights	$	—			$	—		$	562		$	562
	Other assets – Derivative Instruments	$	—			$	—		$	1,364		$	1,364
	LIABILITIES:
	Other liabilities – Derivative Instruments	$	—			$	—		$	489		$	489
Additional Information About Assets Measured at Fair Value on a Recurring Basis and for which the Company has Utilized Level 3 Inputs to Determine Fair Value	The following tables present additional information about assets measured at fair value on a recurring basis and for which the Company has utilized Level 3 inputs to determine fair value:
		For the Three Months Ended
		December 31, 2014
	(Dollars in thousands)	Securities – Trading: Collateralized Debt Obligations				Securities – Available-for-Sale: Non-Agency RMBS			Mortgage Servicing Rights			Derivative Instruments, net			Total
	Assets:
	Opening Balance	$	8,187			$	34,171		$	749		$	943		$	44,050
	Transfers into Level 3	—				—			—			—			—
	Transfers out of Level 3	—				—			—			—			—
	Total gains or losses for the period:
	Included in earnings—Sale of mortgage-backed securities	—				—			—			—			—
	Included in earnings—Fair value gain (loss) on trading securities	(325		)		—			—			—			(325		)
	Included in earnings—Mortgage banking income	—				—			(38		)	(284		)	(322		)
	Included in other comprehensive income	—				(981		)	—			—			(981		)
	Purchases, issues, sales and settlements:
	Purchases	—				—			326			—			326
	Issues	—				—			—			—			—
	Sales	—				—			—			—			—
	Settlements	—				(1,099		)	—			—			(1,099		)
	Other-than-temporary impairment	—				(165		)	—			—			(165		)
	Closing balance	$	7,862			$	31,926		$	1,037		$	659		$	41,484
	Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period	$	(325	)		$	—		$	(38	)	$	(284	)	$	(647	)
		For the Six Months Ended
		December 31, 2014
	(Dollars in thousands)	Securities – Trading: Collateralized Debt Obligations				Securities – Available-for-Sale: Non-Agency RMBS			Mortgage Servicing Rights			Derivative Instruments, net			Total
	Assets:
	Opening Balance	$	8,066			$	37,409		$	562		$	875		$	46,912
	Transfers into Level 3	—				—			—			—			—
	Transfers out of Level 3	—				—			—			—			—
	Total gains or losses for the period:
	Included in earnings—Sale of mortgage-backed securities	—				—			—			—			—
	Included in earnings—Fair value gain (loss) on trading securities	(204		)		—			—			—			(204		)
	Included in earnings—Mortgage banking	—				—			(35		)	(216		)	(251		)
	Included in other comprehensive income	—				(1,119		)	—			—			(1,119		)
	Purchases, issues, sales and settlements:
	Purchases	—				—			510			—			510
	Issues	—				—			—			—			—
	Sales	—				—			—			—			—
	Settlements	—				(4,150		)	—			—			(4,150		)
	Other-than-temporary impairment	—				(214		)	—			—			(214		)
	Closing balance	$	7,862			$	31,926		$	1,037		$	659		$	41,484
	Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period	$	(204	)		$	—		$	(35	)	$	(216	)	$	(455	)
		For the Three Months Ended
		December 31, 2013
	(Dollars in thousands)	Securities – Trading: Collateralized Debt Obligations				Securities – Available-for-Sale: Non-Agency RMBS			Derivative Instruments, net			Total
	Assets:
	Opening Balance	$	7,734			$	44,780		$	322		$	52,836
	Transfers into Level 3	—				—			—			—
	Transfers out of Level 3	—				—			—			—
	Total gains or losses for the period:
	Included in earnings—Sale of mortgage-backed securities	—				—			—			—
	Included in earnings—Fair value gain on trading securities	(188		)		—			—			(188		)
	Included in earnings—Mortgage banking	—				—			733			733
	Included in other comprehensive income	—				(1,362		)	—			(1,362		)
	Purchases, issues, sales and settlements:
	Purchases	—				—			—			—
	Issues	—				—			—			—
	Sales	—				—			—			—
	Settlements	—				(2,576		)	—			(2,576		)
	Other-than-temporary impairment	—				(1		)	—			(1		)
	Closing balance	$	7,546			$	40,841		$	1,055		$	49,442
	Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period	$	(188	)		$	—		$	733		$	545
		For the Six Months Ended
		December 31, 2013
	(Dollars in thousands)	Securities – Trading: Collateralized Debt Obligations				Securities – Available-for-Sale: Non-Agency RMBS			Derivative Instruments, net			Total
Assets:
Opening Balance	$	7,111			$	49,284		$	2,222		$	58,617
Transfers into Level 3	—				—			—			—
Transfers out of Level 3	—				—			—			—
Total gains or losses for the period:
Included in earnings—Sale of mortgage-backed securities	—				—			—			—
Included in earnings—Fair value gain (loss) on trading securities	435				—			—			435
Included in earnings—Mortgage banking	—				—			(1,167		)	(1,167		)
Included in other comprehensive income	—				(918		)	—			(918		)
Purchases, issues, sales and settlements:
Purchases	—				—			—			—
Issues	—				—			—			—
Sales	—				—			—			—
Settlements	—				(7,524		)	—			(7,524		)
Other-than-temporary impairment	—				(1		)	—			(1		)
Closing balance	$	7,546			$	40,841		$	1,055		$	49,442
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period	$	435			$	—		$	(1,167	)	$	(732	)
Changes in Unrealized Gains and Losses and Interest Income Recorded in Earnings for Level 3 Trading Assets and Liabilities	The table below summarizes changes in unrealized gains and losses and interest income recorded in earnings for level 3 trading assets and liabilities that are still held at the periods indicated:
		For the Three Months Ended							For the Six Months Ended
		December 31,							December 31,
	(Dollars in thousands)	2014				2013			2014			2013
	Interest income on investments	$	56			$	57		$	112		$	115
	Fair value adjustment	(324		)		(188		)	(203		)	435
	Total	$	(268	)		$	(131	)	$	(91	)	$	550
Fair Value Assets Measured on Nonrecurring Basis	The table below summarizes assets measured for impairment on a non-recurring basis:
		December 31, 2014
	(Dollars in thousands)	Quoted Prices in				Significant Other			Significant			Balance
		Active Markets				Observable			Unobservable
		for Identical				Inputs			Inputs
		Assets				(Level 2)			(Level 3)
		(Level 1)
	Impaired Loans:
	Single family real estate secured:
	Mortgage	$	—			$	—		$	27,606		$	27,606
	Home equity	—				—			51			51
	Multifamily real estate secured	—				—			5,138			5,138
	Commercial real estate secured	—				—			2,175			2,175
	Auto and RV secured	—				—			457			457
	Total	$	—			$	—		$	35,427		$	35,427
	Other real estate owned and repossessed vehicles:
	Single family real estate secured:
	Mortgage	$	—			$	—		$	699		$	699
	Auto and RV secured	—				—			110			110
	Total	$	—			$	—		$	809		$	809
	HTM Securities – Non-Agency RMBS	$	—			$	—		$	85,118		$	85,118
		June 30, 2014
	(Dollars in thousands)	Quoted Prices in				Significant Other			Significant			Balance
		Active Markets				Observable			Unobservable
		for Identical				Inputs			Inputs
		Assets				(Level 2)			(Level 3)
		(Level 1)
	Impaired Loans:
	Single family real estate secured:
	Mortgage	$	—			$	—		$	13,385		$	13,385
	Home equity	—				—			168			168
	Multifamily real estate secured	—				—			4,301			4,301
	Commercial real estate secured	—				—			4,376			4,376
	Auto and RV secured	—				—			534			534
	Total	$	—			$	—		$	22,764		$	22,764
	Other real estate owned and foreclosed assets:
	Auto and RV secured	$	—			$	—		$	75		$	75
	HTM Securities – Non-Agency RMBS	$	—			$	—		$	91,297		$	91,297
Aggregate Fair Value, Contractual Balance, and Gains	As of December 31, 2014 and June 30, 2014, the aggregate fair value, contractual balance (including accrued interest), and gain was as follows:
	(Dollars in thousands)	December 31, 2014				June 30, 2014
	Aggregate fair value	$	22,831			$	20,575
	Contractual balance	22,314				20,138
	Gain	$	517			$	437
	The total amount of gains and losses from changes in fair value included in earnings for the period indicated below for loans held for sale were:
		For the Three Months Ended							For the Six Months Ended
		December 31,							December 31,
	(Dollars in thousands)	2014				2013			2014			2013
	Interest income	$	149			$	195		$	303		$	390
	Change in fair value	(152		)		327			(130		)	(1,696		)
	Total	$	(3	)		$	522		$	173		$	(1,306	)
Carrying Amounts and Estimated Fair Values of Financial Instruments at Period-end	The carrying amounts and estimated fair values of financial instruments at December 31, 2014 and June 30, 2014 were as follows:
		December 31, 2014
						Fair Value
	(Dollars in thousands)	Carrying				Level 1			Level 2			Level 3			Total Fair Value
		Amount
	Financial assets:
	Cash and cash equivalents	$	210,139			$	210,139		$	—		$	—		$	210,139
	Securities trading	7,862				—			—			7,862			7,862
	Securities available-for-sale	177,095				—			145,169			31,926			177,095
	Securities held-to-maturity	238,392				—			88,351			143,176			231,527
	Loans held for sale, at fair value	22,831				—			22,831			—			22,831
	Loans held for sale, at lower of cost or fair value	108,286				—			—			108,286			108,286
	Loans held for investment—net	4,303,661				—			—			4,407,031			4,407,031
	Accrued interest receivable	14,094				—			—			14,094			14,094
	Financial liabilities:
	Time deposits and savings	4,005,395				—			4,069,533			—			4,069,533
	Securities sold under agreements to repurchase	35,000				—			38,172			—			38,172
	Advances from the Federal Home Loan Bank	670,000				—			676,138			—			676,138
	Subordinated debentures and other borrowings	5,155				—			5,280			—			5,280
	Accrued interest payable	1,310				—			1,310			—			1,310
		June 30, 2014
		Fair Value
	(Dollars in thousands)	Carrying				Level 1			Level 2			Level 3			Total Fair Value
		Amount
	Financial assets:
	Cash and cash equivalents	$	155,584			$	155,584		$	—		$	—		$	155,584
	Securities trading	8,066				—			—			8,066			8,066
	Securities available-for-sale	214,778				—			177,369			37,409			214,778
	Securities held-to-maturity	247,729				—			89,408			154,557			243,965
	Loans held for sale, at fair value	20,575				—			20,575						20,575
	Loans held for sale, at lower of cost or fair value	114,796				—			—			114,840			114,840
	Loans held for investment—net	3,532,841				—			—			3,632,841			3,632,841
	Accrued interest receivable	13,863				—			—			13,863			13,863
	Financial liabilities:
	Time deposits and savings	3,041,536				—			3,066,830			—			3,066,830
	Securities sold under agreements to repurchase	45,000				—			48,883			—			48,883
	Advances from the Federal Home Loan Bank	910,000				—			917,184			—			917,184
	Subordinated debentures and other borrowings	5,155				—			5,284			—			5,284
	Accrued interest payable	1,350				—			1,350			—			1,350
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Quantitative Information About Level 3 Fair Value Measurements	The table below summarizes the quantitative information about level 3 fair value measurements at the periods indicated:
		December 31, 2014
	(Dollars in thousands)	Fair Value			Valuation Technique	Unobservable Input	Range (Weighted Average)
	Securities – Trading:	$	7,862		Discounted Cash Flow	Total Projected Defaults,	18.8 to 31.5% (25.5%)
	Collateralized Debt Obligations					Discount Rate over Treasury	4.5 to 4.5% (4.5%)
	Securities – Available-for-Sale:	$	31,926		Discounted Cash Flow	Constant Prepayment Rate,	2.5 to 56.9% (9.8%)
	Non-agency RMBS					Constant Default Rate,	0.7 to 17.7% (5.8%)
						Loss Severity,	28.5 to 97.9% (62.3%)
						Discount Rate over LIBOR	2.4 to 9.3% (6.0%)
	Mortgage Servicing Rights	$	1,037		Discounted Cash Flow	Constant Prepayment Rate,	4.1 to 12.1% (7.4%)
						Expected Life (in years),	4.0 to 8.2 (7.1)
						Discount Rate	10.0 to 11.5% (10.2%)
	Derivative Instruments, net	$	659		Sales Comparison Approach	Projected Sales Profit of Underlying Loans	0.5 to 1.5%
		June 30, 2014
	(Dollars in thousands)	Fair Value			Valuation Technique	Unobservable Input	Range (Weighted Average)
	Securities – Trading:	$	8,066		Discounted Cash Flow	Total Projected Defaults,	19.0 to 26.6% (23.1%)
	Collateralized Debt Obligations					Discount Rate over Treasury	4.0 to 4.0% (4.0%)
	Securities – Available-for-Sale:	$	37,409		Discounted Cash Flow	Constant Prepayment Rate,	0.1 to 27.8 (10.0%)
	Non-agency RMBS					Constant Default Rate,	0.0 to 21.7% (5.6%)
						Loss Severity,	1.6 to 87.9% (61.7%)
						Discount Rate over LIBOR	2.5 to 8.4% (5.2%)
	Mortgage Servicing Rights	$	562		Discounted Cash Flow	Constant Prepayment Rate,	5.6 to 7.4% (7.4%)
						Expected Life (in years),	3.6 to 8.3 (7.1)
						Discount Rate	10.0 to 11.5% (10.1%)
	Derivative Instruments, net	$	875		Sales Comparison Approach	Projected Sales Profit of Underlying Loans	0.5 to 1.5%
Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Quantitative Information About Level 3 Fair Value Measurements	he following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at the periods indicated:
		December 31, 2014
	(Dollars in thousands)	Fair Value			Valuation Technique(s)	Unobservable Input	Range (Weighted Average) 1
	Impaired loans:
	Single family real estate secured:
	Mortgage	$	27,606		Sales comparison approach	Adjustment for differences between the comparable sales	-32.3 to 37.2% (3.2%)
	Home equity	$	51		Sales comparison approach	Adjustment for differences between the comparable sales	-44.0 to 68.0% (7.1%)
	Multifamily real estate secured	$	5,138		Sales comparison approach, income approach,	Adjustment for differences between the comparable sales and adjustments for differences in net operating income expectations, Capitalization rate	-37.7 to 71.9% (10.8%)
					Discounted cash flows
	Commercial real estate secured	$	2,175		Sales comparison approach and income approach	Adjustment for differences between the comparable sales and adjustments for differences in net operating income expectations, Capitalization rate	-54.6 to 22.9% (-32.7%)
	Auto and RV secured	$	457		Sales comparison approach	Adjustment for differences between the comparable sales	0.0 to 26.7% (10.3%)
	Other real estate owned:
	Single family real estate secured:
	Mortgage	$	699		Sales comparison approach	Adjustment for differences between the comparable sales	-9.3 to 24.5% (7.4%)
	Auto and RV secured	$	110		Sales comparison approach	Adjustment for differences between the comparable sales	0.0 to 22.5% (10.2%)
	HTM Securities – Non-Agency RMBS	$	85,118		Discounted cash flow	Constant prepayment rate,	2.5 to 19.4% (9.3%)
						constant default rate,	1.4 to 17.7% (6.1%)
						loss severity,	31.5 to 76.9% (62.3%)
						discount rate over LIBOR	3.0 to 9.3% (7.1%)
		June 30, 2014
	(Dollars in thousands)	Fair Value			Valuation Technique(s)	Unobservable Input	Range (Weighted Average) 1
	Impaired loans:
	Single family real estate secured:
	Mortgage	$	13,385		Sales comparison approach	Adjustment for differences between the comparable sales	-28.7 to 35.1% (1.3%)
	Home equity	$	168		Sales comparison approach	Adjustment for differences between the comparable sales	-20.0 to 42.7% (10.1%)
	Multifamily real estate secured	$	4,301		Sales comparison approach and income approach	Adjustment for differences between the comparable sales and adjustments for differences in net operating income expectations, Capitalization rate	-43.3 to 65.0% (13.1%)
	Commercial real estate secured	$	4,376		Sales comparison approach and income approach	Adjustment for differences between the comparable sales and adjustments for differences in net operating income expectations, Capitalization rate	-84.1 to 82.4% (-22.1%)
	Auto and RV secured	$	534		Sales comparison approach	Adjustment for differences between the comparable sales	0.0 to 27.4% (10.3%)
	Other real estate owned:
	Auto and RV secured	$	75		Sales comparison approach	Adjustment for differences between the comparable sales	-84.0 to 41.3% (-32.8%)
	HTM Securities – Non-Agency RMBS	$	91,297		Discounted cash flow	Constant prepayment rate,	0.1 to 16.3% (10.2%)
						constant default rate,	0.0 to 11.1% (5.9%)
						loss severity,	3.5 to 76.5% (61.2%)
						discount rate over LIBOR	2.7 to 8.4% (6.2%)
	_____________________
	1 For impaired loans and other real estate owned the ranges shown may vary positively or negatively based on the comparable sales reported in the current appraisal. In certain instances, the range can be significant due to small sample sizes and in some cases the property being valued having limited comparable sales with similar characteristics at the time the current appraisal is conducted.

SECURITIES_Tables

SECURITIES (Tables)	6 Months Ended
	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Marketable Securities	The amortized cost, carrying amount and fair value for the major categories of securities trading, available-for-sale, and held-to-maturity at December 31, 2014 and June 30, 2014 were:
		December 31, 2014
		Trading				Available-for-sale											Held-to-maturity
	(Dollars in thousands)	Fair				Amortized			Unrealized			Unrealized			Fair		Carrying			Unrecognized		Unrecognized			Fair
		Value				Cost			Gains			Losses			Value		Amount			Gains		Losses			Value
	Mortgage-backed securities (RMBS):
	U.S. agencies1	$	—			$	54,582		$	926		$	(626	)	$	54,882	$	45,483		$	1,668	$	—		$	47,151
	Non-agency2	—				29,158			3,154			(386		)	31,926		156,894			6,539		(20,257		)	143,176
	Total mortgage-backed securities	—				83,740			4,080			(1,012		)	86,808		202,377			8,207		(20,257		)	190,327
	Other debt securities:
	Municipal	—				19,414			530			—			19,944		36,015			5,185		—			41,200
	Non-agency	7,862				70,133			492			(282		)	70,343		—			—		—			—
	Total other debt securities	7,862				89,547			1,022			(282		)	90,287		36,015			5,185		—			41,200
	Total debt securities	$	7,862			$	173,287		$	5,102		$	(1,294	)	$	177,095	$	238,392		$	13,392	$	(20,257	)	$	231,527
		June 30, 2014
		Trading				Available-for-sale											Held-to-maturity
	(Dollars in thousands)	Fair				Amortized			Unrealized			Unrealized			Fair		Carrying			Unrecognized		Unrecognized			Fair
		Value				Cost			Gains			Losses			Value		Amount			Gains		Losses			Value
	Mortgage-backed securities (RMBS):
	U.S. agencies1	$	—			$	60,670		$	1,060		$	(1,850	)	$	59,880	$	47,982		$	1,895	$	—		$	49,877
	Non-agency2	—				33,521			4,077			(189		)	37,409		163,695			6,352		(15,490		)	154,557
	Total mortgage-backed securities	—				94,191			5,137			(2,039		)	97,289		211,677			8,247		(15,490		)	204,434
	Other debt securities:
	Municipal	—				28,522			425			(4		)	28,943		36,052			3,480		—			39,532
	Non-agency	8,066				87,913			687			(54		)	88,546		—			—		—			—
	Total other debt securities	8,066				116,435			1,112			(58		)	117,489		36,052			3,480		—			39,532
	Total debt securities	$	8,066			$	210,626		$	6,249		$	(2,097	)	$	214,778	$	247,729		$	11,727	$	(15,490	)	$	243,966
	__________________________________
	1.	U.S. government-backed or government sponsored enterprises including Fannie Mae, Freddie Mac and Ginnie Mae.
	2.	Private sponsors of securities collateralized primarily by pools of 1-4 family residential first mortgages. Primarily super senior securities secured by prime, Alt-A or pay-option ARM mortgages.
Schedule of Unrealized Loss on Investments	The securities with unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position were as follows:
		December 31, 2014
		Available-for-sale securities in loss position for																		Held-to-maturity securities in loss position for
		Less Than							More Than						Total					Less Than					More Than					Total
		12 Months							12 Months											12 Months					12 Months
	(Dollars in thousands)	Fair				Gross			Fair			Gross			Fair		Gross			Fair		Gross			Fair		Gross			Fair		Gross
		Value				Unrealized			Value			Unrealized			Value		Unrealized			Value		Unrealized			Value		Unrealized			Value		Unrealized
						Losses						Losses					Losses					Losses					Losses					Losses
	RMBS:
	U.S. agencies	$	365			$	(2	)	$	26,180		$	(624	)	$	26,545	$	(626	)	$	—	$	—		$	—	$	—		$	—	$	—
	Non-agency	3,784				(11		)	2,101			(375		)	5,885		(386		)	34,606		(2,849		)	63,365		(17,408		)	97,971		(20,257		)
	Total RMBS securities	4,149				(13		)	28,281			(999		)	32,430		(1,012		)	34,606		(2,849		)	63,365		(17,408		)	97,971		(20,257		)
	Other Debt:
	U.S. agencies	—				—			—			—			—		—			—		—			—		—			—		—
	Municipal Debt	—				—			—			—			—		—			—		—			—		—			—		—
	Non-agency	33,129				(282		)	—			—			33,129		(282		)	—		—			—		—			—		—
	Total Other Debt	33,129				(282		)	—			—			33,129		(282		)	—		—			—		—			—		—
	Total debt securities	$	37,278			$	(295	)	$	28,281		$	(999	)	$	65,559	$	(1,294	)	$	34,606	$	(2,849	)	$	63,365	$	(17,408	)	$	97,971	$	(20,257	)
		June 30, 2014
		Available-for-sale securities in loss position for																		Held-to-maturity securities in loss position for
		Less Than							More Than						Total					Less Than					More Than					Total
		12 Months							12 Months											12 Months					12 Months
	(Dollars in thousands)	Fair				Gross			Fair			Gross			Fair		Gross			Fair		Gross			Fair		Gross			Fair		Gross
		Value				Unrealized			Value			Unrealized			Value		Unrealized			Value		Unrealized			Value		Unrealized			Value		Unrealized
						Losses						Losses					Losses					Losses					Losses					Losses
	RMBS:
	U.S. agencies	$	—			$	—		$	25,498		$	(1,850	)	$	25,498	$	(1,850	)	$	—	$	—		$	1	$	—		$	1	$	—
	Non-agency	1,819				(33		)	2,402			(156		)	4,221		(189		)	5,871		(400		)	66,974		(15,090		)	72,845		(15,490		)
	Total RMBS securities	1,819				(33		)	27,900			(2,006		)	29,719		(2,039		)	5,871		(400		)	66,975		(15,090		)	72,846		(15,490		)
	Other Debt:
	U.S. agencies	—				—			—			—			—		—			—		—			—		—			—		—
	Municipal Debt	47				—			2,257			(4		)	2,304		(4		)	—		—			—		—			—		—
	Non-agency	5,365				(48		)	1,389			(6		)	6,754		(54		)	—		—			—		—			—		—
	Total Other Debt	5,412				(48		)	3,646			(10		)	9,058		(58		)	—		—			—		—			—		—
	Total debt securities	$	7,231			$	(81	)	$	31,546		$	(2,016	)	$	38,777	$	(2,097	)	$	5,871	$	(400	)	$	66,975	$	(15,090	)	$	72,846	$	(15,490	)
Other than Temporary Impairment, Credit Losses Recognized in Earnings	The following table summarizes amounts of credit loss recognized in the income statement through other-than-temporary impairment charges which reduced non-interest income:
		For the Three Months Ended							For the Six Months Ended
		December 31,							December 31,
	(Dollars in thousands)	2014				2013			2014			2013
	Beginning balance	$	(19,351	)		$	(15,909	)	$	(18,139	)	$	(15,336	)
	Additions for the amounts related to credit loss for which an other-than-temporary impairment was not previously recognized	—				—			(39		)	—
	Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized	(285		)		(873		)	(1,458		)	(1,446		)
	Ending balance	$	(19,636	)		$	(16,782	)	$	(19,636	)	$	(16,782	)
Schedule of Realized Gain (Loss)	The gross gains and losses realized through earnings upon the sale of available-for-sale securities were as follows:
		For the Three Months Ended						For the Six Months Ended
		December 31,						December 31,
	(Dollars in thousands)	2014			2013			2014		2013
	Proceeds	9,614			—			9,614		—
	Gross realized gains	587			—			587		—
	Gross realized losses	—			—			—		—
	Net gain on securities	587			—			587		—
Unrealized Gain (Loss) on Investments	The Company had recorded unrealized gains and unrealized losses in accumulated other comprehensive loss as follows:
	(Dollars in thousands)	December 31,				June 30,
		2014				2014
	Available-for-sale debt securities—net unrealized gains	$	3,809			$	4,151
	Held-to-maturity debt securities—non-credit related	(18,513		)		(21,433		)
	Subtotal	(14,704		)		(17,282		)
	Tax benefit	5,787				6,916
	Net unrealized loss on investment securities in accumulated other comprehensive loss	$	(8,917	)		$	(10,366	)
Investments Classified by Contractual Maturity Date	The expected maturity distribution of the Company’s mortgage-backed securities and the contractual maturity distribution of the Company’s other debt securities classified as available-for-sale and held-to-maturity at December 31, 2014 were:
		December 31, 2014
		Trading				Available for sale						Held-to-maturity
	(Dollars in thousands)	Fair				Amortized			Fair			Carrying			Fair
		Value				Cost			Value			Amount			Value
	RMBS—U.S. agencies1:
	Due within one year	$	—			$	4,478		$	4,445		$	1,545		$	1,613
	Due one to five years	—				14,551			14,502			5,877			6,134
	Due five to ten years	—				12,994			13,051			6,603			6,886
	Due after ten years	—				22,559			22,884			31,458			32,518
	Total RMBS—U.S. agencies1	—				54,582			54,882			45,483			47,151
	RMBS—Non-agency:
	Due within one year	—				4,758			5,134			17,687			16,451
	Due one to five years	—				11,395			12,188			48,318			44,880
	Due five to ten years	—				4,833			5,125			36,053			33,042
	Due after ten years	—				8,172			9,479			54,836			48,803
	Total RMBS—Non-agency	—				29,158			31,926			156,894			143,176
	Other debt:
	Due within one year	—				16,300			16,259			930			1,061
	Due one to five years	—				61,034			61,428			4,317			4,926
	Due five to ten years	—				5,432			5,563			6,778			7,738
	Due after ten years	7,862				6,781			7,037			23,990			27,475
	Total other debt	7,862				89,547			90,287			36,015			41,200
	Total	$	7,862			$	173,287		$	177,095		$	238,392		$	231,527
	__________________________
	1. RMBS distributions include impact of expected prepayments and other timing factors.

LOANS_ALLOWANCE_FOR_LOAN_LOSS_

LOANS & ALLOWANCE FOR LOAN LOSS (Tables)	6 Months Ended
	Dec. 31, 2014
Receivables [Abstract]
Schedule of Loans by Loan Portfolio	The following table sets forth the composition of the loan portfolio as of the dates indicated:
	(Dollars in thousands)	December 31, 2014			June 30, 2014
	Single family real estate secured:
	Mortgage	$	2,527,281		$	1,918,626
	Home equity	4,267			12,690
	Warehouse and other1	387,451			370,717
	Multifamily real estate secured	1,168,999			978,511
	Commercial real estate secured	18,550			24,061
	Auto and RV secured	13,516			14,740
	Factoring	112,545			118,945
	Commercial & Industrial	139,533			152,619
	Other	611			1,971
	Total gross loans	4,372,753			3,592,880
	Allowance for loan losses	(23,187		)	(18,373		)
	Unaccreted discounts and loan fees	(45,905		)	(41,666		)
	Total net loans	$	4,303,661		$	3,532,841
	__________________________________
	1.	The balance of single family warehouse loans was $97,245 at December 31, 2014 and $92,920 at June 30, 2014. The remainder of the balance is attributable to single family lender finance loans.
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent	The following table summarizes activity in the allowance for loan losses by portfolio classes for the periods indicated:
		For the Three Months Ended December 31, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home Equity			Warehouse & Other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other/Consumer			Total
	Balance at October 1, 2014	$	9,807		$	113		$	1,216		$	4,022		$	965		$	1,160		$	311		$	2,882		$	19		$	20,495
	Provision for loan loss	1,983			(19		)	369			212			176			(50		)	(41		)	271			(1		)	2,900
	Charge-offs	(3		)	—			—			—			(156		)	(75		)	—			—			—			(234		)
	Recoveries	5			3			—			—			—			18			—			—			—			26
	Balance at December 31, 2014	$	11,792		$	97		$	1,585		$	4,234		$	985		$	1,053		$	270		$	3,153		$	18		$	23,187
		For the Three Months Ended December 31, 2013
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home Equity			Warehouse & Other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other/Consumer			Total
	Balance at October 1, 2013	$	5,418		$	152		$	890		$	3,867		$	995		$	1,295		$	195		$	1,489		$	245		$	14,546
	Provision for loan loss	647			(9		)	126			(748		)	653			6			45			514			(234		)	1,000
	Charge-offs	(3		)	(12		)	—			(250		)	—			(121		)	—			—			(2		)	(388		)
	Recoveries	2			7			—			—			—			26			—			—			7			42
	Balance at December 31, 2013	$	6,064		$	138		$	1,016		$	2,869		$	1,648		$	1,206		$	240		$	2,003		$	16		$	15,200
		For the Six Months Ended December 31, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home Equity			Warehouse & Other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other/Consumer			Total
	Balance at July 1, 2014	$	7,959		$	134		$	1,259		$	3,785		$	1,035		$	812		$	279		$	3,048		$	62		$	18,373
	Provision for loan loss	3,865			(43		)	326			749			106			351			(9		)	105			(50		)	5,400
	Charge-offs	(40		)	—			—			(300		)	(156		)	(146		)	—			—			—			(642		)
	Recoveries	8			6			—			—			—			36			—			—			6			56
	Balance at December 31, 2014	$	11,792		$	97		$	1,585		$	4,234		$	985		$	1,053		$	270		$	3,153		$	18		$	23,187
		For the Six Months Ended December 31, 2013
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home Equity			Warehouse & Other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other/Consumer			Total
	Balance at July 1, 2013	$	4,812		$	183		$	1,250		$	3,186		$	1,378		$	1,536		$	201		$	1,623		$	13		$	14,182
	Provision for loan loss	1,351			(47		)	(234		)	(67		)	270			(210		)	39			380			18			1,500
	Charge-offs	(101		)	(12		)	—			(250		)	—			(151		)	—			—			(28		)	(542		)
	Recoveries	2			14			—			—			—			31			—			—			13			60
	Balance at December 31, 2013	$	6,064		$	138		$	1,016		$	2,869		$	1,648		$	1,206		$	240		$	2,003		$	16		$	15,200
Impaired Financing Receivables	The following table presents our loans evaluated individually for impairment by class:
		December 31, 2014
	(Dollars in thousands)	Unpaid			Principal Balance Adjustment			Unpaid Book Balance			Accrued Interest /			Recorded Investment			Related Allowance
		Principal Balance									Origination Fees
	With no related allowance recorded:
	Single Family Real Estate Secured:
	Mortgage:
	Purchased	$	8,296		$	2,343		$	5,953		$	10		$	5,963		$	—
	Home Equity:
	In-house originated	87			85			2			—			2			—
	Multifamily Real Estate Secured:
	Purchased	2,593			834			1,759			9			1,768			—
	Commercial Real Estate Secured:
	Purchased	3,666			1,491			2,175			17			2,192			—
	Auto and RV Secured:
	In-house originated	1,400			1,039			361			23			384			—
	With an allowance recorded:
	Single Family Real Estate Secured:
	Mortgage:
	In-house originated	19,069			—			19,069			78			19,147			1,123
	Purchased	2,584			—			2,584			26			2,610			45
	Home Equity:
	In-house originated	49			—			49			1			50			1
	Multifamily Real Estate Secured:
	In-house originated	3,379			—			3,379			3			3,382			2
	Auto and RV Secured:
	In-house originated	96			—			96			1			97			6
	Total	$	41,219		$	5,792		$	35,427		$	168		$	35,595		$	1,177
	As a % of total gross loans	0.94		%	0.13		%	0.81		%	—		%	0.81		%	0.03		%
		June 30, 2014
	(Dollars in thousands)	Unpaid Principal Balance			Principal Balance Adjustment			Unpaid Book Balance			Accrued Interest /			Recorded Investment			Related Allowance
											Origination Fees
	With no related allowance recorded:
	Single Family Real Estate Secured:
	Mortgage:
	Purchased	$	7,413		$	2,189		$	5,224		$	223		$	5,447		$	—
	Home Equity:
	In-house originated	88			83			5			9			14			—
	Multifamily Real Estate Secured:
	In-house originated	2,615			746			1,869			5			1,874			—
	Commercial Real Estate Secured:
	Purchased	3,670			1,297			2,373			133			2,506			—
	Auto and RV Secured:
	In-house originated	1,561			1,072			489			27			516			—
	With an allowance recorded:
	Single Family Real Estate Secured:
	Mortgage:
	In-house originated	4,074			—			4,074			22			4,096			14
	Purchased	4,087			—			4,087			53			4,140			19
	Home Equity:
	In-house originated	163			—			163			—			163			1
	Multifamily Real Estate Secured:
	In-house originated	2,307			—			2,307			22			2,329			3
	Purchased	125			—			125			—			125			1
	Commercial Real Estate Secured:
	Purchased	2,003			—			2,003			2			2,005			38
	Auto and RV Secured:
	In-house originated	45			—			45			1			46			1
	Total	$	28,151		$	5,387		$	22,764		$	497		$	23,261		$	77
	As a % of total gross loans	0.78		%	0.15		%	0.63		%	0.01		%	0.65		%	—		%
Allowance for Credit Losses on Financing Receivables	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method:
		December 31, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home			Warehouse and other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
					Equity
	Allowance for loan losses:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment	$	1,168		$	1		$	—		$	2		$	—		$	6		$	—		$	—		$	—		$	1,177
	Collectively evaluated for impairment	10,624			96			1,585			4,232			985			1,047			270			3,153			18			22,010
	Total ending allowance balance	$	11,792		$	97		$	1,585		$	4,234		$	985		$	1,053		$	270		$	3,153		$	18		$	23,187
	Loans:
	Loans individually evaluated for impairment1	$	27,606		$	51		$	—		$	5,138		$	2,175		$	457		$	—		$	—		$	—		$	35,427
	Loans collectively evaluated for impairment	2,499,675			4,216			387,451			1,163,861			16,375			13,059			112,545			139,533			611			4,337,326
	Principal loan balance	2,527,281			4,267			387,451			1,168,999			18,550			13,516			112,545			139,533			611			4,372,753
	Unaccreted discounts and loan fees	10,881			(4		)	(1,879		)	3,219			(34		)	176			(57,734		)	(530		)	—			(45,905		)
	Accrued interest receivable	5,282			4			547			3,929			5			76			411			1,048			—			11,302
	Total recorded investment in loans	$	2,543,444		$	4,267		$	386,119		$	1,176,147		$	18,521		$	13,768		$	55,222		$	140,051		$	611		$	4,338,150
	________________
	1. Loans evaluated for impairment include Troubled Debt Restructurings (“TDRs”) that have been performing for more than six months.
		June 30, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home			Warehouse and other			Multifamily Real Estate Secured			Commercial Real Estate			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
					Equity									Secured
	Allowance for loan losses:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment	$	33		$	1		$	—		$	4		$	38		$	1		$	—		$	—		$	—		$	77
	Collectively evaluated for impairment	7,926			133			1,259			3,781			997			811			279			3,048			62			18,296
	Total ending allowance balance	$	7,959		$	134		$	1,259		$	3,785		$	1,035		$	812		$	279		$	3,048		$	62		$	18,373
	Loans:
	Loans individually evaluated for impairment1	$	13,385		$	168		$	—		$	4,301		$	4,376		$	534		$	—		$	—		$	—		$	22,764
	Loans collectively evaluated for impairment	1,905,241			12,522			370,717			974,210			19,685			14,206			118,945			152,619			1,971			3,570,116
	Principal loan balance	1,918,626			12,690			370,717			978,511			24,061			14,740			118,945			152,619			1,971			3,592,880
	Unaccreted discounts and loan fees	7,138			(11		)	(2,055		)	2,336			(37		)	215			(48,546		)	(706		)	—			(41,666		)
	Accrued interest receivable	5,947			39			433			3,704			45			74			163			825			—			11,230
	Total recorded investment in loans	$	1,931,711		$	12,718		$	369,095		$	984,551		$	24,069		$	15,029		$	70,562		$	152,738		$	1,971		$	3,562,444
	________________
	1. Loans evaluated for impairment include TDRs that have been performing for more than six months.
Schedule of Financing Receivables, Non Accrual Status	Non-performing loans consisted of the following:
	(Dollars in thousands)	December 31,			June 30,
		2014			2014
	Single Family Real Estate Secured:
	Mortgage:
	In-house originated	$	19,069		$	4,073
	Purchased	8,002			8,323
	Home Equity:
	In-house originated	51			168
	Multifamily Real Estate Secured:
	In-house originated	3,379			2,307
	Purchased	1,759			1,995
	Commercial Real Estate Secured:
	Purchased	2,175			2,985
	Total non-performing loans secured by real estate	34,435			19,851
	Auto and RV Secured	457			534
	Total non-performing loans	$	34,892		$	20,385
	Non-performing loans to total loans	0.8		%	0.57		%
Schedule of Loans, Performing and Non-performing	The following table provides the outstanding unpaid balance of loans that are performing and non-performing by portfolio class:
		December 31, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
					Equity
	Performing	$	2,500,210		$	4,216		$	387,451		$	1,163,861		$	16,375		$	13,059		$	112,545		$	139,533		$	611		$	4,337,861
	Non-performing	27,071			51			—			5,138			2,175			457			—			—			—			34,892
	Total	$	2,527,281		$	4,267		$	387,451		$	1,168,999		$	18,550		$	13,516		$	112,545		$	139,533		$	611		$	4,372,753
		June 30, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
					Equity
	Performing	$	1,906,230		$	12,522		$	370,717		$	974,209		$	21,076		$	14,206		$	118,945		$	152,619		$	1,971		$	3,572,495
	Non-performing	12,396			168			—			4,302			2,985			534			—			—			—			20,385
	Total	$	1,918,626		$	12,690		$	370,717		$	978,511		$	24,061		$	14,740		$	118,945		$	152,619		$	1,971		$	3,592,880
	The Company divides loan balances when determining general loan loss reserves between purchases and originations as follows:
		December 31, 2014
		Single Family Real Estate Secured: Mortgage									Multifamily Real Estate Secured									Commercial Real Estate Secured
	(Dollars in thousands)	Origination			Purchase			Total			Origination			Purchase			Total			Origination			Purchase			Total
	Performing	$	2,402,230		$	97,980		$	2,500,210		$	1,018,014		$	145,847		$	1,163,861		$	3,556		$	12,819		$	16,375
	Non-performing	19,069			8,002			27,071			3,379			1,759			5,138			—			2,175			2,175
	Total	$	2,421,299		$	105,982		$	2,527,281		$	1,021,393		$	147,606		$	1,168,999		$	3,556		$	14,994		$	18,550
		June 30, 2014
		Single Family Real Estate Secured: Mortgage									Multifamily Real Estate Secured									Commercial Real Estate Secured
	(Dollars in thousands)	Origination			Purchase			Total			Origination			Purchase			Total			Origination			Purchase			Total
	Performing	$	1,797,526		$	108,704		$	1,906,230		$	816,682		$	157,527		$	974,209		$	6,164		$	14,912		$	21,076
	Non-performing	4,073			8,323			12,396			2,307			1,995			4,302			—			2,985			2,985
	Total	$	1,801,599		$	117,027		$	1,918,626		$	818,989		$	159,522		$	978,511		$	6,164		$	17,897		$	24,061
Troubled Debt Restructurings on Financing Receivables	The Company classifies these loans as performing loans temporarily modified as TDR and are included in impaired loans as follows:
		December 31, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
					Equity
	Performing loans temporarily modified as TDR	$	535		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	535
	Non-performing loans	27,071			51			—			5,138			2,175			457			—			—			—			34,892
	Total impaired loans	$	27,606		$	51		$	—		$	5,138		$	2,175		$	457		$	—		$	—		$	—		$	35,427
		June 30, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
					Equity
	Performing loans temporarily modified as TDR	$	989		$	—		$	—		$	—		$	1,390		$	—		$	—		$	—		$	—		$	2,379
	Non-performing loans	12,396			168			—			4,302			2,985			534			—			—			—			20,385
	Total impaired loans	$	13,385		$	168		$	—		$	4,302		$	4,375		$	534		$	—		$	—		$	—		$	22,764
	The Company recognizes interest on performing loans temporarily modified as TDR, which is shown in conjunction with average balances as follows:
		For the Three Months Ended December 31, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
					Equity
	Interest income recognized on performing TDRs	$	6		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	6
	Average balances of performing TDRs	$	537		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	537
	Average balances of impaired loans	$	21,517		$	34		$	—		$	5,691		$	3,242		$	460		$	—		$	—		$	—		$	30,944
		For the Three Months Ended December 31, 2013
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
					Equity
	Interest income recognized on performing TDRs	$	10		$	1		$	—		$	—		$	—		$	14		$	—		$	—		$	—		$	25
	Average balances of performing TDRs	$	1,006		$	39		$	—		$	543		$	941		$	696		$	—		$	—		$	—		$	3,225
	Average balances of impaired loans	$	10,390		$	43		$	—		$	4,417		$	3,046		$	1,049		$	19		$	—		$	1		$	18,965
		For the Six Months Ended December 31, 2014
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
					Equity
	Interest income recognized on performing TDRs	$	12		$	—		$	—		$	—		$	20		$	—		$	—		$	—		$	—		$	32
	Average balances of performing TDRs	$	687		$	—		$	—		$	—		$	463		$	—		$	—		$	—		$	—		$	1,150
	Average balances of impaired loans	$	18,806		$	78		$	—		$	5,228		$	3,620		$	485		$	—		$	—		$	—		$	28,217
		For the Six Months Ended December 31, 2013
		Single Family Real Estate Secured
	(Dollars in thousands)	Mortgage			Home			Warehouse & other			Multifamily Real Estate Secured			Commercial Real Estate Secured			Auto and RV Secured			Factoring			Commercial & Industrial			Other			Total
					Equity
	Interest income recognized on performing TDRs	$	20		$	1		$	—		$	—		$	—		$	28		$	—		$	—		$	—		$	49
	Average balances of performing TDRs	$	1,010		$	37		$	—		$	1,084		$	1,180		$	779		$	—		$	—		$	—		$	4,090
	Average balances of impaired loans	$	10,855		$	49		$	—		$	4,658		$	3,295		$	1,165		$	19		$	—		$	9		$	20,050
Financing Receivable Credit Quality Indicators	The following table presents the composition of the Company’s loan portfolio by credit quality indicators:
		December 31, 2014
	(Dollars in thousands)	Pass			Special			Substandard			Doubtful			Total
					Mention
	Single Family Real Estate Secured:
	Mortgage:
	In-house originated	$	2,396,807		$	5,423		$	19,069		$	—		$	2,421,299
	Purchased	96,815			36			9,131			—			105,982
	Home Equity:
	In-house originated	4,099			—			168			—			4,267
	Warehouse and other:
	In-house originated	387,451			—			—			—			387,451
	Multifamily Real Estate Secured:
	In-house originated	1,003,161			12,397			5,835			—			1,021,393
	Purchased	139,554			5,190			2,862			—			147,606
	Commercial Real Estate Secured:
	In-house originated	2,545			1,011			—			—			3,556
	Purchased	10,437			2,074			2,483			—			14,994
	Auto and RV Secured:
	In-house originated	12,931			76			509			—			13,516
	Factoring:
	In-house originated	112,545			—			—			—			112,545
	Commercial & Industrial:
	In-house originated	127,546			11,987			—			—			139,533
	Other	611			—			—			—			611
	Total	$	4,294,502		$	38,194		$	40,057		$	—		$	4,372,753
	As a % of total gross loans	98.21		%	0.87		%	0.92		%	—		%	100		%
		June 30, 2014
	(Dollars in thousands)	Pass			Special			Substandard			Doubtful			Total
					Mention
	Single Family Real Estate Secured:
	Mortgage:
	In-house originated	$	1,784,694		$	11,083		$	5,822		$	—		$	1,801,599
	Purchased	104,457			3,030			9,540			—			117,027
	Home Equity:
	In-house originated	4,035			30			168			—			4,233
	Purchased	8,457			—			—			—			8,457
	Warehouse and other:
	In-house originated	370,717			—			—			—			370,717
	Multifamily Real Estate Secured:
	In-house originated	796,119			16,068			6,802			—			818,989
	Purchased	150,534			2,896			6,092			—			159,522
	Commercial Real Estate Secured:
	In-house originated	6,164			—			—			—			6,164
	Purchased	13,211			—			4,686			—			17,897
	Auto and RV Secured:
	In-house originated	13,943			145			652			—			14,740
	Factoring:
	In-house originated	118,945			—			—			—			118,945
	Commercial & Industrial:
	In-house originated	152,619			—			—			—			152,619
	Other	1,971			—			—			—			1,971
	Total	$	3,525,866		$	33,252		$	33,762		$	—		$	3,592,880
	As a % of total gross loans	98.13		%	0.93		%	0.94		%	—		%	100		%
Past Due Financing Receivables	The following table provides the outstanding unpaid balance of loans that are past due 30 days or more by portfolio class as of the period indicated:
		December 31, 2014
	(Dollars in thousands)	30-59 Days Past Due			60-89 Days Past Due			90+ Days Past Due			Total
	Single family real estate secured:
	Mortgage:
	In-house originated	$	382		$	1,278		$	17,210		$	18,870
	Purchased	1,329			163			4,253			5,745
	Home equity:
	In-house originated	19			125			30			174
	Multifamily real estate secured:
	In-house originated	859			—			617			1,476
	Purchased	471			321			—			792
	Commercial real estate secured:
	Purchased	—			—			382			382
	Auto and RV secured	251			88			73			412
	Total	$	3,311		$	1,975		$	22,565		$	27,851
	As a % of total gross loans	0.07		%	0.05		%	0.52		%	0.64		%
		June 30, 2014
	(Dollars in thousands)	30-59 Days Past Due			60-89 Days Past Due			90+ Days Past Due			Total
	Single family real estate secured:
	Mortgage
	In-house originated	$	4,519		$	489		$	2,660		$	7,668
	Purchased	1,468			390			3,661			5,519
	Home equity
	In-house originated	21			—			—			21
	Multifamily real estate secured
	In-house originated	291			—			293			584
	Purchased	—			—			125			125
	Commercial real estate secured
	Purchased	—			—			383			383
	Auto and RV secured	177			—			64			241
	Factoring	48			—			—			48
	Commercial and industrial	—			328			—			328
	Total	$	6,524		$	1,207		$	7,186		$	14,917
	As a % of total gross loans	0.18		%	0.04		%	0.2		%	0.42		%

STOCKBASED_COMPENSATION_Tables

STOCK-BASED COMPENSATION (Tables)	6 Months Ended
	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Summary of stock option activity	A summary of stock option activity under the Plans during the periods indicated is presented below:
		Number of		Weighted-Average
		Shares		Exercise Price
				Per Share
	Outstanding—June 30, 2013	162,482		$	8.81
	Granted	—		—
	Exercised	(55,532	)	9
	Cancelled	—		—
	Outstanding—June 30, 2014	106,950		$	8.71
	Granted	—		—
	Exercised	(300	)	7.35
	Cancelled	—		—
	Outstanding—December 31, 2014	106,650		$	8.71
	Options exercisable—June 30, 2013	162,482		$	8.81
	Options exercisable—June 30, 2014	106,950		$	8.71
	Options exercisable—December 31, 2014	106,650		$	8.71
Table summarizing outstanding and exercisable options	The following table summarizes information on currently outstanding and exercisable options:
	As of December 31, 2014
	Options Outstanding						Options Exercisable
	Exercise			Number		Weighted-Average	Number	Weighted-
	Prices			Outstanding		Remaining	Exercisable	Average
						Contractual Life (Years)		Exercise Price
	$	7.35		34,250		1.57	34,250	$	7.35
	8.5			7,500		0.91	7,500	8.5
	9.2			7,500		0.64	7,500	9.2
	9.5			57,400		0.57	57,400	9.5
				106,650		0.92	106,650
Unrecognized compensation expense related to non-vested awards, to be recognized in the future	At December 31, 2014, unrecognized compensation expense related to non-vested awards aggregated to $17,187 and is expected to be recognized in future periods as follows:
	(Dollars in thousands)	Stock Award
		Compensation
		Expense
	For the fiscal year remainder:
	2015	$	3,568
	2016	6,656
	2017	5,030
	2018	1,933
	Total	$	17,187
Status and changes in restricted stock grants	The following table presents the status and changes in restricted stock grants for the periods indicated:
		Restricted Stock		Weighted-Average
		and Restricted		Grant-Date
		Stock Unit Shares		Fair Value
	Non-vested balance at July 1, 2013	298,485		$	22.13
	Granted	132,944		59.91
	Vested	(169,760	)	23.37
	Cancelled	(25,230	)	34.41
	Non-vested balance at June 30, 2014	236,439		$	41.17
	Granted	157,606		77.09
	Vested	(62,974	)	30.13
	Cancelled	(7,451	)	54.33
	Non-vested balance at December 31, 2014	323,620		$	60.51

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	6 Months Ended
	Dec. 31, 2014
Earnings Per Share [Abstract]
Calculation of basic and diluted EPS	The following table presents the calculation of basic and diluted EPS:
		Three Months Ended						Six Months Ended
		December 31,						December 31,
	(Dollars in thousands, except per share data)	2014			2013			2014			2013
	Earnings Per Common Share
	Net income	$	19,372		$	13,154		$	37,213		$	25,336
	Preferred stock dividends	(78		)	(77		)	(155		)	(155		)
	Net income attributable to common shareholders	$	19,294		$	13,077		$	37,058		$	25,181
	Average common shares issued and outstanding	14,891,544			13,934,068			14,701,455			13,853,538
	Average unvested RSU shares	313,268			341,637			294,339			336,030
	Total qualifying shares	15,204,812			14,275,705			14,995,794			14,189,568
	Earnings per common share	$	1.27		$	0.92		$	2.47		$	1.77
	Diluted Earnings Per Common Share
	Net income attributable to common shareholders	$	19,294		$	13,077		$	37,058		$	25,181
	Preferred stock dividends to dilutive convertible preferred	—			—			—			—
	Dilutive net income attributable to common shareholders	$	19,294		$	13,077		$	37,058		$	25,181
	Average common shares issued and outstanding	15,204,812			14,275,705			14,995,794			14,189,568
	Dilutive effect of stock options	58,755			74,519			58,804			77,150
	Dilutive effect of convertible preferred stock	—			—			—			—
	Total dilutive common shares issued and outstanding	15,263,567			14,350,224			15,054,598			14,266,718
	Diluted earnings per common share	$	1.26		$	0.91		$	2.46		$	1.77

FAIR_VALUE_ASSETS_AND_LIABILIT

FAIR VALUE - ASSETS AND LIABILITIES MEASURED ON RECURRING BASIS (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities trading	$7,862	$8,066
Securities available for sale	177,095	214,778
Loans held for sale, carried at fair value	22,831	20,575
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities trading	0	0
Securities available for sale	0	0
Loans held for sale, carried at fair value	0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities trading	0	0
Securities available for sale	145,169	177,369
Loans held for sale, carried at fair value	22,831	20,575
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities trading	7,862	8,066
Securities available for sale	31,926	37,409
Loans held for sale, carried at fair value	0
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	177,095	214,778
Loans held for sale, carried at fair value	22,831	20,575
Mortgage servicing rights	1,037	562
Other assets - Derivative instruments	1,053	1,364
Other liabilities - Derivative instruments	394	489
Recurring | Collateralized Debt Obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities trading	7,862	8,066
Recurring | Agency Debt
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | U.S. Agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	54,882	59,880
Recurring | Non-agency RMBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	31,926	37,409
Recurring | Municipal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	19,944	28,943
Recurring | Other Debt Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	70,343	88,546
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Loans held for sale, carried at fair value	0	0
Mortgage servicing rights	0	0
Other assets - Derivative instruments	0	0
Other liabilities - Derivative instruments	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateralized Debt Obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities trading	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Agency Debt
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Non-agency RMBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Other Debt Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	145,169	177,369
Loans held for sale, carried at fair value	22,831	20,575
Mortgage servicing rights	0	0
Other assets - Derivative instruments	0	0
Other liabilities - Derivative instruments	0	0
Recurring | Significant Other Observable Inputs (Level 2) | Collateralized Debt Obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities trading	0	0
Recurring | Significant Other Observable Inputs (Level 2) | Agency Debt
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | Significant Other Observable Inputs (Level 2) | U.S. Agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	54,882	59,880
Recurring | Significant Other Observable Inputs (Level 2) | Non-agency RMBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | Significant Other Observable Inputs (Level 2) | Municipal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	19,944	28,943
Recurring | Significant Other Observable Inputs (Level 2) | Other Debt Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	70,343	88,546
Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	31,926	37,409
Loans held for sale, carried at fair value	0	0
Mortgage servicing rights	1,037	562
Other assets - Derivative instruments	1,053	1,364
Other liabilities - Derivative instruments	394	489
Recurring | Significant Unobservable Inputs (Level 3) | Collateralized Debt Obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities trading	7,862	8,066
Recurring | Significant Unobservable Inputs (Level 3) | Agency Debt
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | Significant Unobservable Inputs (Level 3) | U.S. Agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Non-agency RMBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	31,926	37,409
Recurring | Significant Unobservable Inputs (Level 3) | Municipal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Other Debt Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$0	$0

FAIR_VALUE_LEVEL_3_ASSETS_MEAS

FAIR VALUE - LEVEL 3 ASSETS MEASURED ON RECURRING BASIS (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Other-than-temporary impairment	($286)	($873)	($1,497)	($1,445)
Recurring | Level 3
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Opening balance	44,050	52,836	46,912	58,617
Transfers into Level 3	0	0	0	0
Transfers out of Level 3	0	0	0	0
Total gains or losses for the period - Included in earnings	-322	733	-251	-1,167
Total gains or losses for the period - Included in other comprehensive income	-981	-1,362	-1,119	-918
Purchases	326	0	510	0
Issuances	0	0	0	0
Sales	0	0	0	0
Settlements	-1,099	-2,576	-4,150	-7,524
Other-than-temporary impairment	-165	-1	-214	-1
Closing balance	41,484	49,442	41,484	49,442
Change in unrealized gains and losses for the period included in earnings for assets held at the end of the reporting period	-647	545	-455	-732
Recurring | Level 3 | Collateralized Debt Obligations
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Opening balance	8,187	7,734	8,066	7,111
Transfers into Level 3	0	0	0	0
Transfers out of Level 3	0	0	0	0
Total gains or losses for the period - Included in earnings	-325	-188	-204	435
Total gains or losses for the period - Included in other comprehensive income	0	0		0
Purchases	0	0	0	0
Issuances	0	0	0	0
Sales	0	0	0	0
Settlements	0	0	0	0
Other-than-temporary impairment	0	0	0	0
Closing balance	7,862	7,546	7,862	7,546
Change in unrealized gains and losses for the period included in earnings for assets held at the end of the reporting period	-325	-188	-204	435
Recurring | Level 3 | Non-agency RMBS
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Opening balance	34,171	44,780	37,409	49,284
Transfers into Level 3	0	0	0	0
Transfers out of Level 3	0	0	0	0
Total gains or losses for the period - Included in earnings	0	0	0	0
Total gains or losses for the period - Included in other comprehensive income	-981	-1,362	-1,119	-918
Purchases	0	0	0	0
Issuances	0	0	0	0
Sales	0	0	0	0
Settlements	-1,099	-2,576	-4,150	-7,524
Other-than-temporary impairment	-165	-1	-214	-1
Closing balance	31,926	40,841	31,926	40,841
Change in unrealized gains and losses for the period included in earnings for assets held at the end of the reporting period	0	0	0	0
Recurring | Level 3 | Mortgage Servicing Rights
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Opening balance	749		562
Transfers into Level 3	0		0
Transfers out of Level 3	0		0
Total gains or losses for the period - Included in earnings	-38		-35
Purchases	326		510
Issuances	0		0
Sales	0		0
Settlements	0		0
Other-than-temporary impairment	0		0
Closing balance	1,037		1,037
Change in unrealized gains and losses for the period included in earnings for assets held at the end of the reporting period	-38		-35
Recurring | Level 3 | Derivative Instruments, net
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Opening balance	943	322	875	2,222
Transfers into Level 3	0	0	0	0
Transfers out of Level 3	0	0	0	0
Total gains or losses for the period - Included in earnings	-284	733	-216	-1,167
Purchases	0	0	0	0
Issuances	0	0	0	0
Sales	0	0	0	0
Settlements	0	0	0	0
Other-than-temporary impairment	0	0	0	0
Closing balance	659	1,055	659	1,055
Change in unrealized gains and losses for the period included in earnings for assets held at the end of the reporting period	($284)	$733	($216)	($1,167)

FAIR_VALUE_QUANTITATIVE_INFORM

FAIR VALUE - QUANTITATIVE INFORMATION FOR LEVEL 3 FAIR VALUE MEASURMENTS (RECURRING) (Details) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2014
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities trading	7,862	8,066
Securities available for sale	177,095	214,778
Collateralized Debt Obligations | Discounted cash flows
Fair Value, Option, Quantitative Disclosures [Line Items]
Total projected defaults	25.50%
Recurring
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities available for sale	177,095	214,778
Servicing Asset at Fair Value, Amount	1,037	562
Recurring | Collateralized Debt Obligations
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities trading	7,862	8,066
Recurring | Non-agency RMBS
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities available for sale	31,926	37,409
Level 1
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities trading	0	0
Securities available for sale	0	0
Level 1 | Recurring
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities available for sale	0	0
Servicing Asset at Fair Value, Amount	0	0
Level 1 | Recurring | Collateralized Debt Obligations
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities trading	0	0
Level 1 | Recurring | Non-agency RMBS
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities available for sale	0	0
Level 2
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities trading	0	0
Securities available for sale	145,169	177,369
Level 2 | Recurring
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities available for sale	145,169	177,369
Servicing Asset at Fair Value, Amount	0	0
Level 2 | Recurring | Collateralized Debt Obligations
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities trading	0	0
Level 2 | Recurring | Non-agency RMBS
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities available for sale	0	0
Level 3
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities trading	7,862	8,066
Securities available for sale	31,926	37,409
Level 3 | Non-agency RMBS | Minimum | Discounted cash flows
Fair Value, Option, Quantitative Disclosures [Line Items]
Total projected defaults	0.70%
Loss Severity	28.50%
Level 3 | Non-agency RMBS | Maximum | Discounted cash flows
Fair Value, Option, Quantitative Disclosures [Line Items]
Total projected defaults	17.70%
Loss Severity	97.90%
Level 3 | Recurring
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities available for sale	31,926	37,409
Servicing Asset at Fair Value, Amount	1,037	562
Level 3 | Recurring | Collateralized Debt Obligations
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities trading	7,862	8,066
Level 3 | Recurring | Collateralized Debt Obligations | Minimum | Discounted cash flows
Fair Value, Option, Quantitative Disclosures [Line Items]
Total projected defaults	18.80%	19.00%
Discount Rate over Treasury/LIBOR	4.50%	4.00%
Level 3 | Recurring | Collateralized Debt Obligations | Maximum | Discounted cash flows
Fair Value, Option, Quantitative Disclosures [Line Items]
Total projected defaults	31.50%	26.60%
Discount Rate over Treasury/LIBOR	4.50%	4.00%
Level 3 | Recurring | Collateralized Debt Obligations | Weighted Average | Discounted cash flows
Fair Value, Option, Quantitative Disclosures [Line Items]
Total projected defaults	25.50%	23.10%
Discount Rate over Treasury/LIBOR	4.50%	4.00%
Level 3 | Recurring | Non-agency RMBS
Fair Value, Option, Quantitative Disclosures [Line Items]
Securities available for sale	31,926	37,409
Level 3 | Recurring | Non-agency RMBS | Minimum | Discounted cash flows
Fair Value, Option, Quantitative Disclosures [Line Items]
Discount Rate over Treasury/LIBOR	2.40%	2.50%
Constant Prepayment Rate	2.50%	0.10%
Constant Default Rate	0.70%	0.10%
Loss Severity	28.50%	1.60%
Level 3 | Recurring | Non-agency RMBS | Maximum | Discounted cash flows
Fair Value, Option, Quantitative Disclosures [Line Items]
Discount Rate over Treasury/LIBOR	9.30%	8.40%
Constant Prepayment Rate	56.90%	27.80%
Constant Default Rate	17.70%	21.70%
Loss Severity	97.50%	87.90%
Level 3 | Recurring | Non-agency RMBS | Weighted Average | Discounted cash flows
Fair Value, Option, Quantitative Disclosures [Line Items]
Discount Rate over Treasury/LIBOR	6.00%	5.20%
Constant Prepayment Rate	9.80%	10.00%
Constant Default Rate	5.80%	5.60%
Loss Severity	62.30%	61.70%
Level 3 | Recurring | Mortgage Servicing Rights | Minimum | Sales comparison approach
Fair Value, Option, Quantitative Disclosures [Line Items]
Discount Rate over Treasury/LIBOR	10.00%	10.00%
Constant Prepayment Rate	4.10%	5.60%
Life	4 years	3 years 7 months
Level 3 | Recurring | Mortgage Servicing Rights | Maximum | Sales comparison approach
Fair Value, Option, Quantitative Disclosures [Line Items]
Discount Rate over Treasury/LIBOR	11.50%	11.50%
Constant Prepayment Rate	12.10%	7.40%
Life	8 years 2 months 12 days	8 years 4 months
Level 3 | Recurring | Mortgage Servicing Rights | Weighted Average | Sales comparison approach
Fair Value, Option, Quantitative Disclosures [Line Items]
Discount Rate over Treasury/LIBOR	10.20%	10.10%
Constant Prepayment Rate	7.40%	7.40%
Life	7 years 1 month 6 days	7 years 1 month
Level 3 | Recurring | Derivative Instruments, net
Fair Value, Option, Quantitative Disclosures [Line Items]
Servicing Asset at Fair Value, Amount	1,037	562
Derivative instruments, net	659	875
Level 3 | Recurring | Derivative Instruments, net | Minimum | Sales comparison approach
Fair Value, Option, Quantitative Disclosures [Line Items]
Projected Sales Profit of Underlying Loans	0.50%	0.50%
Level 3 | Recurring | Derivative Instruments, net | Maximum | Sales comparison approach
Fair Value, Option, Quantitative Disclosures [Line Items]
Projected Sales Profit of Underlying Loans	1.50%	1.50%

FAIR_VALUE_LEVEL_3_UNREALIZED_

FAIR VALUE - LEVEL 3 UNREALIZED GAIN (LOSS) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair value adjustment	($324)	($188)	($203)	$435
Significant Unobservable Inputs (Level 3)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Interest income on investments	56	57	112	115
Fair value adjustment	-324	-188	-203	435
Total	($268)	($131)	($91)	$550

FAIR_VALUE_ASSETS_MEASURED_NON

FAIR VALUE - ASSETS MEASURED NONRECURRING BASIS (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Held to maturity - Fair Value	$231,527	$243,966
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Held to maturity - Fair Value	0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Held to maturity - Fair Value	88,351	89,408
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Held to maturity - Fair Value	143,176	154,557
Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	35,427	22,764
Other real estate owned and foreclosed assets, fair value	809
Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Other real estate owned and foreclosed assets, fair value	0
Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Other real estate owned and foreclosed assets, fair value	0
Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	35,427	22,764
Other real estate owned and foreclosed assets, fair value	809
Other Real Estate Owned Single Family | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned and foreclosed assets, fair value	699
Other Real Estate Owned Single Family | Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned and foreclosed assets, fair value	0
Other Real Estate Owned Single Family | Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned and foreclosed assets, fair value	0
Other Real Estate Owned Single Family | Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned and foreclosed assets, fair value	699
Other Real Estate Owned, RV/Auto | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned and foreclosed assets, fair value	110	75
Other Real Estate Owned, RV/Auto | Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned and foreclosed assets, fair value	0	0
Other Real Estate Owned, RV/Auto | Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned and foreclosed assets, fair value	0	0
Other Real Estate Owned, RV/Auto | Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned and foreclosed assets, fair value	110	75
Non-agency RMBS | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Held to maturity - Fair Value	85,118	91,297
Non-agency RMBS | Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Held to maturity - Fair Value	0	0
Non-agency RMBS | Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Held to maturity - Fair Value	0	0
Non-agency RMBS | Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Held to maturity - Fair Value	85,118	91,297
Single family, Mortgage | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	27,606	13,385
Single family, Mortgage | Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Single family, Mortgage | Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Single family, Mortgage | Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	27,606	13,385
Home Equity | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	51	168
Home Equity | Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Home Equity | Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Home Equity | Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	51	168
Multi-family | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	5,138	4,301
Multi-family | Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Multi-family | Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Multi-family | Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	5,138	4,301
Commercial Real Estate Secured | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	2,175	4,376
Commercial Real Estate Secured | Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Commercial Real Estate Secured | Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Commercial Real Estate Secured | Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	2,175	4,376
Auto and RV secured | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	457	534
Auto and RV secured | Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Auto and RV secured | Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	0	0
Auto and RV secured | Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	$457	$534

FAIR_VALUE_ASSETS_MEASURED_ON_

FAIR VALUE - ASSETS MEASURED ON NONRECURRING BASIS NARRATIVE (Details) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Allowance on impaired loans	$1,177		$1,177		$77
Securities held to maturity	231,527		231,527		243,966
Held-to-maturity securities, impairment charged to income			0		-572
Held-to-maturity securities, impairment charged to other comprehensive income	-789	-733	-3,150	93
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities held to maturity	143,176		143,176		154,557
Carrying Amount
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities held to maturity	238,392		238,392		247,729
Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	35,427		35,427		22,764
Allowance on impaired loans	1,177		1,177
Other real estate owned and foreclosed assets, fair value	809		809
Held-to-maturity securities, impairment charged to other comprehensive income			-2,280	-1,078
Nonrecurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value	35,427		35,427		22,764
Other real estate owned and foreclosed assets, fair value	809		809
Nonrecurring | Impaired Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, write-off			242
Impaired loans, additional provision for loan losses			5,792
Nonrecurring | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, write-off	34				0
Nonrecurring | Other real estate owned | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned and foreclosed assets, fair value					75
Nonrecurring | Non-agency RMBS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities held to maturity	85,118		85,118		91,297
Held-to-maturity securities, impairment charged to income			-1,164	-572
Nonrecurring | Non-agency RMBS | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities held to maturity	85,118		85,118		91,297
Nonrecurring | Non-agency RMBS | Carrying Amount | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities held to maturity	$90,226		$90,226

FAIR_VALUE_LOANS_HELDFORSALE_D

FAIR VALUE - LOANS HELD-FOR-SALE (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Jun. 30, 2014
Fair Value Disclosures [Abstract]
Aggregate fair value	$22,831		$22,831		$20,575
Contractual balance	22,314		22,314		20,138
Gain	517		517		437
Interest income	149	195	303	390
Change in fair value	-152	327	-130	-1,696
Total Change in fair value	($3)	$522	$173	($1,306)

FAIR_VALUE_QUANTITATIVE_INFORM1

FAIR VALUE - QUANTITATIVE INFORMATION FOR LEVEL 3 FAIR VALUE MEASURMENTS (NONRECURRING) (Details) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2014
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Securities held to maturity	231,527	243,966
Allowance on impaired loans	1,177	77
Securities available for sale	177,095	214,778
Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Securities held to maturity	143,176	154,557
Securities available for sale	31,926	37,409
Level 3 | Non-agency RMBS | Minimum | Discounted cash flows
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Loss Severity	28.50%
Level 3 | Non-agency RMBS | Maximum | Discounted cash flows
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Loss Severity	97.90%
Nonrecurring
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	35,427	22,764
Other real estate owned and foreclosed assets, fair value	809
Allowance on impaired loans	1,177
Nonrecurring | Other Real Estate Owned Single Family
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Other real estate owned and foreclosed assets, fair value	699
Nonrecurring | Other Real Estate Owned, RV/Auto
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Other real estate owned and foreclosed assets, fair value	110	75
Nonrecurring | Non-agency RMBS
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Securities held to maturity	85,118	91,297
Nonrecurring | Single Family
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	27,606	13,385
Nonrecurring | Home Equity
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	51	168
Nonrecurring | Multi-family
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	5,138	4,301
Nonrecurring | Commercial Real Estate Secured
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	2,175	4,376
Nonrecurring | RV / Auto
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	457	534
Nonrecurring | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	35,427	22,764
Other real estate owned and foreclosed assets, fair value	809
Nonrecurring | Level 3 | Other Real Estate Owned Single Family
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Other real estate owned and foreclosed assets, fair value	699
Nonrecurring | Level 3 | Other Real Estate Owned Single Family | Minimum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	-9.30%
Nonrecurring | Level 3 | Other Real Estate Owned Single Family | Maximum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	24.50%
Nonrecurring | Level 3 | Other Real Estate Owned Single Family | Weighted Average | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	7.40%
Nonrecurring | Level 3 | Other Real Estate Owned, RV/Auto
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Other real estate owned and foreclosed assets, fair value	110	75
Nonrecurring | Level 3 | Other Real Estate Owned, RV/Auto | Minimum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	0.00%	-84.00%
Nonrecurring | Level 3 | Other Real Estate Owned, RV/Auto | Maximum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	22.00%	41.30%
Nonrecurring | Level 3 | Other Real Estate Owned, RV/Auto | Weighted Average | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	10.20%	-32.80%
Nonrecurring | Level 3 | Non-agency RMBS
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Securities held to maturity	85,118	91,297
Nonrecurring | Level 3 | Non-agency RMBS | Minimum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Constant Prepayment Rate		0.10%
Constant Default Rate		0.00%
Loss Severity		3.50%
Discount Rate over Treasury/LIBOR		2.70%
Nonrecurring | Level 3 | Non-agency RMBS | Minimum | Discounted cash flows
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Constant Prepayment Rate	2.50%
Constant Default Rate	1.40%
Loss Severity	31.50%
Discount Rate over Treasury/LIBOR	3.00%
Nonrecurring | Level 3 | Non-agency RMBS | Maximum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Constant Prepayment Rate		16.30%
Constant Default Rate		11.10%
Loss Severity		76.50%
Discount Rate over Treasury/LIBOR		8.40%
Nonrecurring | Level 3 | Non-agency RMBS | Maximum | Discounted cash flows
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Constant Prepayment Rate	19.40%
Constant Default Rate	17.70%
Loss Severity	76.90%
Discount Rate over Treasury/LIBOR	9.30%
Nonrecurring | Level 3 | Non-agency RMBS | Weighted Average | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Constant Prepayment Rate		10.20%
Constant Default Rate		5.90%
Loss Severity		61.20%
Discount Rate over Treasury/LIBOR		6.20%
Nonrecurring | Level 3 | Non-agency RMBS | Weighted Average | Discounted cash flows
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Constant Prepayment Rate	9.30%
Constant Default Rate	6.10%
Loss Severity	62.30%
Discount Rate over Treasury/LIBOR	7.10%
Nonrecurring | Level 3 | Single Family
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	27,606	13,385
Nonrecurring | Level 3 | Single Family | Minimum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	-32.30%	-28.70%
Nonrecurring | Level 3 | Single Family | Maximum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	37.20%	35.10%
Nonrecurring | Level 3 | Single Family | Weighted Average | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	3.20%	1.30%
Nonrecurring | Level 3 | Home Equity
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	51	168
Nonrecurring | Level 3 | Home Equity | Minimum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	-44.00%	-20.00%
Nonrecurring | Level 3 | Home Equity | Maximum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	68.00%	42.70%
Nonrecurring | Level 3 | Home Equity | Weighted Average | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	7.10%	10.10%
Nonrecurring | Level 3 | Multi-family
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	5,138	4,301
Nonrecurring | Level 3 | Multi-family | Minimum | Sales comparison approach and income approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	-37.70%	-43.30%
Nonrecurring | Level 3 | Multi-family | Maximum | Sales comparison approach and income approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	71.90%	65.00%
Nonrecurring | Level 3 | Multi-family | Weighted Average | Sales comparison approach and income approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	10.80%	13.10%
Nonrecurring | Level 3 | Commercial Real Estate Secured
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	2,175	4,376
Nonrecurring | Level 3 | Commercial Real Estate Secured | Minimum | Sales comparison approach and income approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	-54.60%	-84.10%
Nonrecurring | Level 3 | Commercial Real Estate Secured | Maximum | Sales comparison approach and income approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	22.90%	82.40%
Nonrecurring | Level 3 | Commercial Real Estate Secured | Weighted Average | Sales comparison approach and income approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	-32.70%	-22.10%
Nonrecurring | Level 3 | RV / Auto
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans, fair value	457	534
Nonrecurring | Level 3 | RV / Auto | Minimum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	0.00%	0.00%
Nonrecurring | Level 3 | RV / Auto | Maximum | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	26.70%	27.40%
Nonrecurring | Level 3 | RV / Auto | Weighted Average | Sales comparison approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability Adjustments	10.30%	10.30%

FAIR_VALUE_INPUTS_Details

FAIR VALUE - INPUTS (Details) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2014	Nov. 30, 2014	Oct. 31, 2009
	securities
Collateralized Debt Obligations
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Number of collateralized debt securities in trading portfolio	2
Collateralized Debt Obligations | Discounted cash flows
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Probability of actual and forecasted defaults	25.50%
Percentage of actual defaults	22.90%
Description of variable rate basis	U.S. Treasury
Collateralized Debt Obligations | Discounted cash flows | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Percent increase in discount rate	1.00%
Effect on net income before tax from one percentage point increase in discount rate	885
Percent decrease in discount rate	1.00%
Effect on net income before tax from one percentage point decrease in discount rate	1,041
Collateralized Debt Obligations | Weighted Average | Discounted cash flows | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate, Basis Spread on Variable Rate	4.50%
Non-agency RMBS | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Unemployment rate			5.80%	10.00%
Non-agency RMBS | Minimum | Discounted cash flows
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate, Basis Spread on Variable Rate	2.39%
Non-agency RMBS | Minimum | Discounted cash flows | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Probability of actual and forecasted defaults	0.70%
Loss Severity	28.50%
Non-agency RMBS | Maximum | Discounted cash flows
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate, Basis Spread on Variable Rate	9.25%
Non-agency RMBS | Maximum | Discounted cash flows | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Probability of actual and forecasted defaults	17.70%
Loss Severity	97.90%
Recurring
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Servicing Asset at Fair Value, Amount	1,037	562
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Servicing Asset at Fair Value, Amount	0	0
Recurring | Significant Other Observable Inputs (Level 2)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Servicing Asset at Fair Value, Amount	0	0
Recurring | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Servicing Asset at Fair Value, Amount	1,037	562
Recurring | Collateralized Debt Obligations | Minimum | Discounted cash flows | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Probability of actual and forecasted defaults	18.80%	19.00%
Recurring | Collateralized Debt Obligations | Maximum | Discounted cash flows | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Probability of actual and forecasted defaults	31.50%	26.60%
Recurring | Collateralized Debt Obligations | Weighted Average | Discounted cash flows | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Probability of actual and forecasted defaults	25.50%	23.10%
Recurring | Non-agency RMBS | Minimum | Discounted cash flows | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Loss Severity	28.50%	1.60%
Recurring | Non-agency RMBS | Maximum | Discounted cash flows | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Loss Severity	97.50%	87.90%
Recurring | Non-agency RMBS | Weighted Average | Discounted cash flows | Significant Unobservable Inputs (Level 3)
Fair Value Inputs, Equity, Quantitative Information [Line Items]
Loss Severity	62.30%	61.70%

FAIR_VALUE_FAIR_VALUE_BY_BALAN

FAIR VALUE - FAIR VALUE BY BALANCE SHEET GROUPING (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Financial assets:
Securities trading	$7,862	$8,066
Securities available for sale	177,095	214,778
Securities held to maturity	231,527	243,966
Loans held for sale	22,831	20,575
Loans held for sale, at lower of cost or fair value	108,286	114,796
Carrying Amount
Financial assets:
Cash and cash equivalents	210,139	155,584
Securities trading	7,862	8,066
Securities available for sale	177,095	214,778
Securities held to maturity	238,392	247,729
Stock of the Federal Home Loan Bank		0
Loans held for sale	22,831	20,575
Loans held for sale, at lower of cost or fair value	108,286	114,796
Loans held for investment—net	4,303,661	3,532,841
Accrued interest receivable	14,094	13,863
Financial liabilities:
Time deposits and savings	4,005,395	3,041,536
Securities sold under agreements to repurchase	35,000	45,000
Advances from the Federal Home Loan Bank	670,000	910,000
Subordinated debentures and other borrowings	5,155	5,155
Accrued interest payable	1,310	1,350
Total
Financial assets:
Cash and cash equivalents	210,139	155,584
Securities trading	7,862	8,066
Securities available for sale	177,095	214,778
Securities held to maturity	231,527	243,965
Loans held for sale	22,831	20,575
Loans held for sale, at lower of cost or fair value	108,286	114,840
Loans held for investment—net	4,407,031	3,632,841
Accrued interest receivable	14,094	13,863
Financial liabilities:
Time deposits and savings	4,069,533	3,066,830
Securities sold under agreements to repurchase	38,172	48,883
Advances from the Federal Home Loan Bank	676,138	917,184
Subordinated debentures and other borrowings	5,280	5,284
Accrued interest payable	1,310	1,350
Level 1
Financial assets:
Cash and cash equivalents	210,139	155,584
Securities trading	0	0
Securities available for sale	0	0
Securities held to maturity	0	0
Loans held for sale	0	0
Loans held for sale, at lower of cost or fair value	0	0
Loans held for investment—net	0	0
Accrued interest receivable	0	0
Financial liabilities:
Time deposits and savings	0	0
Securities sold under agreements to repurchase	0	0
Advances from the Federal Home Loan Bank	0	0
Subordinated debentures and other borrowings	0	0
Accrued interest payable	0	0
Level 2
Financial assets:
Cash and cash equivalents	0	0
Securities trading	0	0
Securities available for sale	145,169	177,369
Securities held to maturity	88,351	89,408
Loans held for sale	22,831	20,575
Loans held for sale, at lower of cost or fair value	0	0
Loans held for investment—net	0	0
Accrued interest receivable	0	0
Financial liabilities:
Time deposits and savings	4,069,533	3,066,830
Securities sold under agreements to repurchase	38,172	48,883
Advances from the Federal Home Loan Bank	676,138	917,184
Subordinated debentures and other borrowings	5,280	5,284
Accrued interest payable	1,310	1,350
Level 3
Financial assets:
Cash and cash equivalents	0	0
Securities trading	7,862	8,066
Securities available for sale	31,926	37,409
Securities held to maturity	143,176	154,557
Loans held for sale	0
Loans held for sale, at lower of cost or fair value	108,286	114,840
Loans held for investment—net	4,407,031	3,632,841
Accrued interest receivable	14,094	13,863
Financial liabilities:
Time deposits and savings	0	0
Securities sold under agreements to repurchase	0	0
Advances from the Federal Home Loan Bank	0	0
Subordinated debentures and other borrowings	0	0
Accrued interest payable	$0	$0

SECURITIES_NARRATIVE_Details

SECURITIES - NARRATIVE (Details) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Jun. 30, 2014
Marketable Securities [Line Items]
Securities available for sale	$177,095		$214,778
Held-to-maturity Securities, Transfers [Abstract]
Held-to-maturity, Carrying Amount	238,392		247,729
Debt securities available-for-sale and held-to-maturity pledged to secure borrowings	41,076		67,605
Certain Loans Acquired in Transfer Accounted for as Debt Securities [Abstract]
Held-to-maturity securities, impairment charged to income	0		572
Non-agency
Marketable Securities [Line Items]
Securities available for sale	31,926	[1]	37,409	[1]
RMBS, Super Senior Securities
Marketable Securities [Line Items]
Securities available for sale	20,034
Available-for-sale, Number of Securities	21
Held-to-maturity Securities, Transfers [Abstract]
Held-to-maturity, Carrying Amount	154,752
Held-to-maturity, Number of Securities	77
RMBS, Senior Structured Whole Loan Securities
Marketable Securities [Line Items]
Securities available for sale	11,609
Available-for-sale, Number of Securities	1
RMBS, Mezzanine Z-Tranche Securities
Marketable Securities [Line Items]
Securities available for sale	283
Available-for-sale, Number of Securities	3
Mortgage-backed securities (RMBS)
Marketable Securities [Line Items]
Securities available for sale	86,808		97,289
Held-to-maturity Securities, Transfers [Abstract]
Held-to-maturity, Carrying Amount	156,894
RMBS, Senior-Support Securities
Held-to-maturity Securities, Transfers [Abstract]
Held-to-maturity, Carrying Amount	2,142
Held-to-maturity, Number of Securities	1
Certain Loans Acquired in Transfer Accounted for as Debt Securities [Abstract]
Number of securities account for as debt security	1
Cost of securities acquired in transfer	17,740
Carrying amount of securities acquired in transfer	0
RMBS, Senior-Support Securities | Reported
Certain Loans Acquired in Transfer Accounted for as Debt Securities [Abstract]
Carrying amount of securities acquired in transfer	30,560
Accretable yield of securities acquired in transfer, forecasted	9,015
Nonaccretable yield of securities acquired in transfer, forecasted	3,805
Amortizable premium of securities acquired in transfer, forecasted	0
Nonamortizable premium of securities acquired in transfer, forecasted	$2,472
[1]	Private sponsors of securities collateralized primarily by pools of 1-4 family residential first mortgages. Primarily super senior securities secured by prime, Alt-A or pay-option ARM mortgages.

SECURITIES_AMORTIZED_COST_CARR

SECURITIES - AMORTIZED COST, CARRYING AMOUNT AND FAIR VALUE DISCLOSURES (Details) (USD $)	Dec. 31, 2014		Jun. 30, 2014
In Thousands, unless otherwise specified
Marketable Securities [Line Items]
Securities trading	$7,862		$8,066
Available-for-sale Securities, Amortized Cost Basis	173,287		210,626
Available-for-sale Securities, Unrealized Gains	5,102		6,249
Available-for-sale Securities, Unrealized Losses	-1,294		-2,097
Securities available for sale	177,095		214,778
Held-to-maturity securities, carrying value	238,392		247,729
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	13,392		11,727
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	-20,257		-15,490
Securities held to maturity	231,527		243,966
Mortgage-backed securities (RMBS)
Marketable Securities [Line Items]
Held-to-maturity securities, carrying value	202,377		211,677
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	8,207		8,247
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	-20,257		-15,490
Securities held to maturity	190,327		204,434
U.S. agencies
Marketable Securities [Line Items]
Held-to-maturity securities, carrying value	45,483	[1]	47,982	[1]
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	1,668	[1]	1,895	[1]
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	0	[1]	0	[1]
Securities held to maturity	47,151	[1],[2]	49,877	[1]
Non-agency
Marketable Securities [Line Items]
Held-to-maturity securities, carrying value	156,894	[3]	163,695	[3]
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	6,539	[3]	6,352	[3]
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	-20,257	[3]	-15,490	[3]
Securities held to maturity	143,176	[3]	154,557	[3]
Other Debt Obligations
Marketable Securities [Line Items]
Held-to-maturity securities, carrying value	36,015		36,052
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	5,185		3,480
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	0		0
Securities held to maturity	41,200		39,532
Municipal
Marketable Securities [Line Items]
Held-to-maturity securities, carrying value	36,015		36,052
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	5,185		3,480
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	0		0
Securities held to maturity	41,200		39,532
Non-agency
Marketable Securities [Line Items]
Held-to-maturity securities, carrying value	0		0
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	0		0
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	0		0
Securities held to maturity	0		0
Mortgage-backed securities (RMBS)
Marketable Securities [Line Items]
Securities trading	0		0
Available-for-sale Securities, Amortized Cost Basis	83,740		94,191
Available-for-sale Securities, Unrealized Gains	4,080		5,137
Available-for-sale Securities, Unrealized Losses	-1,012		-2,039
Securities available for sale	86,808		97,289
Held-to-maturity securities, carrying value	156,894
U.S. agencies
Marketable Securities [Line Items]
Securities trading	0	[1]	0	[1]
Available-for-sale Securities, Amortized Cost Basis	54,582	[1]	60,670	[1]
Available-for-sale Securities, Unrealized Gains	926	[1]	1,060	[1]
Available-for-sale Securities, Unrealized Losses	-626	[1]	-1,850	[1]
Securities available for sale	54,882	[1],[2]	59,880	[1]
Non-agency
Marketable Securities [Line Items]
Securities trading	0	[3]	0	[3]
Available-for-sale Securities, Amortized Cost Basis	29,158	[3]	33,521	[3]
Available-for-sale Securities, Unrealized Gains	3,154	[3]	4,077	[3]
Available-for-sale Securities, Unrealized Losses	-386	[3]	-189	[3]
Securities available for sale	31,926	[3]	37,409	[3]
Other Debt Obligations
Marketable Securities [Line Items]
Securities trading	7,862		8,066
Available-for-sale Securities, Amortized Cost Basis	89,547		116,435
Available-for-sale Securities, Unrealized Gains	1,022		1,112
Available-for-sale Securities, Unrealized Losses	-282		-58
Securities available for sale	90,287		117,489
Municipal
Marketable Securities [Line Items]
Securities trading	0		0
Available-for-sale Securities, Amortized Cost Basis	19,414		28,522
Available-for-sale Securities, Unrealized Gains	530		425
Available-for-sale Securities, Unrealized Losses	0		-4
Securities available for sale	19,944		28,943
Non-agency
Marketable Securities [Line Items]
Securities trading	7,862		8,066
Available-for-sale Securities, Amortized Cost Basis	70,133		87,913
Available-for-sale Securities, Unrealized Gains	492		687
Available-for-sale Securities, Unrealized Losses	-282		-54
Securities available for sale	$70,343		$88,546
[1]	U.S. government-backed or government sponsored enterprises including Fannie Mae, Freddie Mac and Ginnie Mae.
[2]	RMBS distributions include impact of expected prepayments and other timing factors.
[3]	Private sponsors of securities collateralized primarily by pools of 1-4 family residential first mortgages. Primarily super senior securities secured by prime, Alt-A or pay-option ARM mortgages.

SECURITIES_SCHEDULE_OF_UNREALI

SECURITIES - SCHEDULE OF UNREALIZED LOSS ON INVESTMENTS (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Available-for-sale securities in loss position for
Available-for-sale securities in loss position for less than 12 months, Fair Value	$37,278	$7,231
Available-for-sale securities in loss position, Gross Unrealized Losses	-295	-81
Available-for-sale securities in loss position for more than 12 months, Fair Value	28,281	31,546
Available-for-sale securities in loss position for more than 12 months, Gross Unrealized Losses	-999	-2,016
Available-for-sale securities in loss position, Total, Fair Value	65,559	38,777
Available-for-sale securities in loss position, Gross Unrealized Losses	-1,294	-2,097
Held-to-maturity securities in loss position for
Held-to-maturity securities in loss position for less than 12 months, Fair Value	34,606	5,871
Held-to-maturity securities in loss position for less than 12 months, Gross Unrealized Losses	-2,849	-400
Held-to-maturity securities in loss position for more than 12 months, Fair Value	63,365	66,975
Held-to-maturity securities in loss position for more than 12 months, Gross Unrealized Losses	-17,408	-15,090
Held-to-maturity securities in loss position, Total, Fair Value	97,971	72,846
Held-to-maturity securities in loss position, Gross Unrealized Losses	-20,257	-15,490
Mortgage-backed securities (RMBS)
Available-for-sale securities in loss position for
Available-for-sale securities in loss position for less than 12 months, Fair Value	4,149	1,819
Available-for-sale securities in loss position, Gross Unrealized Losses	-13	-33
Available-for-sale securities in loss position for more than 12 months, Fair Value	28,281	27,900
Available-for-sale securities in loss position for more than 12 months, Gross Unrealized Losses	-999	-2,006
Available-for-sale securities in loss position, Total, Fair Value	32,430	29,719
Available-for-sale securities in loss position, Gross Unrealized Losses	-1,012	-2,039
Held-to-maturity securities in loss position for
Held-to-maturity securities in loss position for less than 12 months, Fair Value	34,606	5,871
Held-to-maturity securities in loss position for less than 12 months, Gross Unrealized Losses	-2,849	-400
Held-to-maturity securities in loss position for more than 12 months, Fair Value	63,365	66,975
Held-to-maturity securities in loss position for more than 12 months, Gross Unrealized Losses	-17,408	-15,090
Held-to-maturity securities in loss position, Total, Fair Value	97,971	72,846
Held-to-maturity securities in loss position, Gross Unrealized Losses	-20,257	-15,490
U.S. agencies
Available-for-sale securities in loss position for
Available-for-sale securities in loss position for less than 12 months, Fair Value	365	0
Available-for-sale securities in loss position, Gross Unrealized Losses	-2	0
Available-for-sale securities in loss position for more than 12 months, Fair Value	26,180	25,498
Available-for-sale securities in loss position for more than 12 months, Gross Unrealized Losses	-624	-1,850
Available-for-sale securities in loss position, Total, Fair Value	26,545	25,498
Available-for-sale securities in loss position, Gross Unrealized Losses	-626	-1,850
Held-to-maturity securities in loss position for
Held-to-maturity securities in loss position for less than 12 months, Fair Value	0	0
Held-to-maturity securities in loss position for less than 12 months, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position for more than 12 months, Fair Value	0	1
Held-to-maturity securities in loss position for more than 12 months, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position, Total, Fair Value	0	1
Held-to-maturity securities in loss position, Gross Unrealized Losses	0	0
Non-agency
Available-for-sale securities in loss position for
Available-for-sale securities in loss position for less than 12 months, Fair Value	3,784	1,819
Available-for-sale securities in loss position, Gross Unrealized Losses	-11	-33
Available-for-sale securities in loss position for more than 12 months, Fair Value	2,101	2,402
Available-for-sale securities in loss position for more than 12 months, Gross Unrealized Losses	-375	-156
Available-for-sale securities in loss position, Total, Fair Value	5,885	4,221
Available-for-sale securities in loss position, Gross Unrealized Losses	-386	-189
Held-to-maturity securities in loss position for
Held-to-maturity securities in loss position for less than 12 months, Fair Value	34,606	5,871
Held-to-maturity securities in loss position for less than 12 months, Gross Unrealized Losses	-2,849	-400
Held-to-maturity securities in loss position for more than 12 months, Fair Value	63,365	66,974
Held-to-maturity securities in loss position for more than 12 months, Gross Unrealized Losses	-17,408	-15,090
Held-to-maturity securities in loss position, Total, Fair Value	97,971	72,845
Held-to-maturity securities in loss position, Gross Unrealized Losses	-20,257	-15,490
Other Debt Obligations
Available-for-sale securities in loss position for
Available-for-sale securities in loss position for less than 12 months, Fair Value	33,129	5,412
Available-for-sale securities in loss position, Gross Unrealized Losses	-282	-48
Available-for-sale securities in loss position for more than 12 months, Fair Value	0	3,646
Available-for-sale securities in loss position for more than 12 months, Gross Unrealized Losses	0	-10
Available-for-sale securities in loss position, Total, Fair Value	33,129	9,058
Available-for-sale securities in loss position, Gross Unrealized Losses	-282	-58
Held-to-maturity securities in loss position for
Held-to-maturity securities in loss position for less than 12 months, Fair Value	0	0
Held-to-maturity securities in loss position for less than 12 months, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position for more than 12 months, Fair Value	0	0
Held-to-maturity securities in loss position for more than 12 months, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position, Total, Fair Value	0	0
Held-to-maturity securities in loss position, Gross Unrealized Losses	0	0
U.S. agencies
Available-for-sale securities in loss position for
Available-for-sale securities in loss position for less than 12 months, Fair Value	0	0
Available-for-sale securities in loss position, Gross Unrealized Losses	0	0
Available-for-sale securities in loss position for more than 12 months, Fair Value	0	0
Available-for-sale securities in loss position for more than 12 months, Gross Unrealized Losses	0	0
Available-for-sale securities in loss position, Total, Fair Value	0	0
Available-for-sale securities in loss position, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position for
Held-to-maturity securities in loss position for less than 12 months, Fair Value	0	0
Held-to-maturity securities in loss position for less than 12 months, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position for more than 12 months, Fair Value	0	0
Held-to-maturity securities in loss position for more than 12 months, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position, Total, Fair Value	0	0
Held-to-maturity securities in loss position, Gross Unrealized Losses	0	0
Municipal Debt
Available-for-sale securities in loss position for
Available-for-sale securities in loss position for less than 12 months, Fair Value	0	47
Available-for-sale securities in loss position, Gross Unrealized Losses	0	0
Available-for-sale securities in loss position for more than 12 months, Fair Value	0	2,257
Available-for-sale securities in loss position for more than 12 months, Gross Unrealized Losses	0	-4
Available-for-sale securities in loss position, Total, Fair Value	0	2,304
Available-for-sale securities in loss position, Gross Unrealized Losses	0	-4
Held-to-maturity securities in loss position for
Held-to-maturity securities in loss position for less than 12 months, Fair Value	0	0
Held-to-maturity securities in loss position for less than 12 months, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position for more than 12 months, Fair Value	0	0
Held-to-maturity securities in loss position for more than 12 months, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position, Total, Fair Value	0	0
Held-to-maturity securities in loss position, Gross Unrealized Losses	0	0
Non-agency
Available-for-sale securities in loss position for
Available-for-sale securities in loss position for less than 12 months, Fair Value	33,129	5,365
Available-for-sale securities in loss position, Gross Unrealized Losses	-282	-48
Available-for-sale securities in loss position for more than 12 months, Fair Value	0	1,389
Available-for-sale securities in loss position for more than 12 months, Gross Unrealized Losses	0	-6
Available-for-sale securities in loss position, Total, Fair Value	33,129	6,754
Available-for-sale securities in loss position, Gross Unrealized Losses	-282	-54
Held-to-maturity securities in loss position for
Held-to-maturity securities in loss position for less than 12 months, Fair Value	0	0
Held-to-maturity securities in loss position for less than 12 months, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position for more than 12 months, Fair Value	0	0
Held-to-maturity securities in loss position for more than 12 months, Gross Unrealized Losses	0	0
Held-to-maturity securities in loss position, Total, Fair Value	0	0
Held-to-maturity securities in loss position, Gross Unrealized Losses	$0	$0

SECURITIES_OTHER_THAN_TEMPORAR

SECURITIES - OTHER THAN TEMPORARY IMPAIRMENT, CREDIT LOSSES RECOGNIZED IN EARNINGS (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Jun. 30, 2014
	securities		securities		securities
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Number of securities in a continuous loss position	34		34		35
Non-agency
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Beginning balance	($19,351)	($15,909)	($18,139)	($15,336)
Additions for the amounts related to credit loss for which an other-than-temporary impairment was not previously recognized	0	0	-39	0
Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized	-285	-873	-1,458	-1,446
Ending balance	-19,636	-16,782	-19,636	-16,782
Carrying amount of securities with cumulative credit losses	100,000		100,000
OTTI recognized in earnings	285
Number of securities with other than temporary impairment	7		7
Carrying value of securities with other than temporary impairment	$5,964		$5,964

SECURITIES_REALIZED_GAIN_LOSS_

SECURITIES - REALIZED GAIN (LOSS) ON SALE OF SECURITIES (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]
Proceeds	$9,614	$0	$9,614	$0
Gross realized gains	587	0	587	0
Gross realized losses	0	0	0	0
Net gain on securities	$587	$0	$587	$0

SECURITIES_UNREALIZED_GAIN_LOS

SECURITIES - UNREALIZED GAIN (LOSS) ON INVESTMENTS (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Investments, Debt and Equity Securities [Abstract]
Available-for-sale debt securities—net unrealized gains	$3,809	$4,151
Held-to-maturity debt securities—non-credit related	-18,513	-21,433
Subtotal	-14,704	-17,282
Tax benefit (expense)	5,787	6,916
Net unrealized loss on investment securities in accumulated other comprehensive loss	($8,917)	($10,366)

SECURITIES_INVESTMENTS_CLASSIF

SECURITIES - INVESTMENTS CLASSIFIED BY CONTRACTUAL MATURITY DATE (Details) (USD $)	Dec. 31, 2014		Jun. 30, 2014
In Thousands, unless otherwise specified
Marketable Securities [Line Items]
Trading Securities, total fair value	$7,862
Available-for-sale, Amortized Cost:
Available-for-sale, Amortized Cost	173,287
Available-for-sale, Fair Value:
Available-for-sale, Fair Value	177,095		214,778
Held-to-maturity, Carrying Amount:
Held-to-maturity, Amortized Cost	238,392
Held-to-maturity, Fair Value:
Held to maturity - Fair Value	231,527		243,966
Mortgage-backed securities (RMBS)
Held-to-maturity, Fair Value:
Held to maturity - Fair Value	190,327		204,434
U.S. agencies
Held-to-maturity, Carrying Amount:
Due within one year	1,545	[1]
Due one to five years	5,877	[1]
Due five to ten years	6,603	[1]
Due after ten years	31,458	[1]
Held-to-maturity, Amortized Cost	45,483	[1]
Held-to-maturity, Fair Value:
Due within one year	1,613	[1]
Due one to five years	6,134	[1]
Due five to ten years	6,886	[1]
Due after ten years	32,518	[1]
Held to maturity - Fair Value	47,151	[1],[2]	49,877	[2]
Non-agency
Held-to-maturity, Carrying Amount:
Due within one year	17,687
Due one to five years	48,318
Due five to ten years	36,053
Due after ten years	54,836
Held-to-maturity, Amortized Cost	156,894
Held-to-maturity, Fair Value:
Due within one year	16,451
Due one to five years	44,880
Due five to ten years	33,042
Due after ten years	48,803
Held to maturity - Fair Value	143,176	[3]	154,557	[3]
Other Debt Obligations
Held-to-maturity, Carrying Amount:
Due within one year	930
Due one to five years	4,317
Due five to ten years	6,778
Due after ten years	23,990
Held-to-maturity, Amortized Cost	36,015
Held-to-maturity, Fair Value:
Due within one year	1,061
Due one to five years	4,926
Due five to ten years	7,738
Due after ten years	27,475
Held to maturity - Fair Value	41,200		39,532
U.S. agencies
Available-for-sale, Amortized Cost:
Due within one year	4,478	[1]
Due one to five years	14,551	[1]
Due five to ten years	12,994	[1]
Due after ten years	22,559	[1]
Available-for-sale, Amortized Cost	54,582	[1]
Available-for-sale, Fair Value:
Due within one year	4,445	[1]
Due one to five years	14,502	[1]
Due five to ten years	13,051	[1]
Due after ten years	22,884	[1]
Available-for-sale, Fair Value	54,882	[1],[2]	59,880	[2]
Non-agency
Marketable Securities [Line Items]
Trading Securities, Due after ten years	0
Trading Securities, total fair value	0
Available-for-sale, Amortized Cost:
Due within one year	4,758
Due one to five years	11,395
Due five to ten years	4,833
Due after ten years	8,172
Available-for-sale, Amortized Cost	29,158
Available-for-sale, Fair Value:
Due within one year	5,134
Due one to five years	12,188
Due five to ten years	5,125
Due after ten years	9,479
Available-for-sale, Fair Value	31,926	[3]	37,409	[3]
Other Debt Obligations
Marketable Securities [Line Items]
Trading Securities, Due after ten years	7,862
Trading Securities, total fair value	7,862
Available-for-sale, Amortized Cost:
Due within one year	16,300
Due one to five years	61,034
Due five to ten years	5,432
Due after ten years	6,781
Available-for-sale, Amortized Cost	89,547
Available-for-sale, Fair Value:
Due within one year	16,259
Due one to five years	61,428
Due five to ten years	5,563
Due after ten years	7,037
Available-for-sale, Fair Value	$90,287		$117,489
[1]	RMBS distributions include impact of expected prepayments and other timing factors.
[2]	U.S. government-backed or government sponsored enterprises including Fannie Mae, Freddie Mac and Ginnie Mae.
[3]	Private sponsors of securities collateralized primarily by pools of 1-4 family residential first mortgages. Primarily super senior securities secured by prime, Alt-A or pay-option ARM mortgages.

LOANS_ALLOWANCE_FOR_LOAN_LOSS_1

LOANS & ALLOWANCE FOR LOAN LOSS - LOAN PORTFOLIO COMPOSITION (Details) (USD $)	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$4,372,753		$3,592,880
Allowance for loan losses	-23,187	-20,495	-18,373	-15,200	-14,546	-14,182
Unaccreted discounts and loan fees	-45,905		-41,666
Net Loans	4,303,661		3,532,841
Single family warehouse loans	97,245		92,920
Single family, Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,527,281		1,918,626
Allowance for loan losses	-11,792	-9,807	-7,959	-6,064	-5,418	-4,812
Unaccreted discounts and loan fees	10,881		7,138
Home Equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,267		12,690
Allowance for loan losses	-97	-113	-134	-138	-152	-183
Unaccreted discounts and loan fees	-4		-11
Warehouse and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	387,451		370,717
Allowance for loan losses	-1,585	-1,216	-1,259	-1,016	-890	-1,250
Unaccreted discounts and loan fees	-1,879		-2,055
Commercial & Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	139,533		152,619
Allowance for loan losses	-3,153	-2,882	-3,048	-2,003	-1,489	-1,623
Unaccreted discounts and loan fees	-530		-706
Multi-family real estate secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,168,999		978,511
Allowance for loan losses	-4,234	-4,022	-3,785	-2,869	-3,867	-3,186
Unaccreted discounts and loan fees	3,219		2,336
Commercial Real Estate Secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	18,550		24,061
Allowance for loan losses	-985	-965	-1,035	-1,648	-995	-1,378
Unaccreted discounts and loan fees	-34		-37
Auto and RV secured
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13,516		14,740
Allowance for loan losses	-1,053	-1,160	-812	-1,206	-1,295	-1,536
Unaccreted discounts and loan fees	176		215
Factoring
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	112,545		118,945
Allowance for loan losses	-270	-311	-279	-240	-195	-201
Unaccreted discounts and loan fees	-57,734		-48,546
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	611		1,971
Allowance for loan losses	-18	-19	-62	-16	-245	-13
Unaccreted discounts and loan fees	$0		$0

LOANS_ALLOWANCE_FOR_LOAN_LOSS_2

LOANS & ALLOWANCE FOR LOAN LOSS - ALLOWANCE FOR CREDIT LOSS DISCLOSURES (Details) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2014
	class
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	$4,337,326	$3,570,116
Number of classes loans are divided for LTV analysis	2
Auto and RV secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	13,059	14,206
Single family, Mortgage
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	2,499,675	1,905,241
Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	1,163,861	974,210
Commercial Real Estate Secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	16,375	19,685
LTV less than or equal to 60% | Single family, Mortgage
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	1,400,432
LTV 61% - 70% | Single family, Mortgage
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	899,598
LTV 61% - 70% | Commercial Real Estate Secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	1,418
LTV 71% - 80% | Single family, Mortgage
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	174,131
LTV 71% - 80% | Commercial Real Estate Secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	0
LTV greater than 80% | Single family, Mortgage
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	25,514
LTV greater than 80% | Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	862
LTV less than or equal to 55% | Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	514,885
LTV 56% - 65% | Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	380,633
LTV 66% - 75% | Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	255,634
LTV 76% - 80% | Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	11,847
LTV less than or equal to 50% | Commercial Real Estate Secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	11,068
LTV 51% - 60% | Commercial Real Estate Secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	3,889
FICO greater than or equal to 770 | Auto and RV secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	3,333
FICO 715 - 769 | Auto and RV secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	4,399
FICO 700 - 714 | Auto and RV secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	1,027
FICO 660 - 699 | Auto and RV secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	2,296
FICO less than 660 | Auto and RV secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment	$2,004

LOANS_ALLOWANCE_FOR_LOAN_LOSS_3

LOANS & ALLOWANCE FOR LOAN LOSS - ALLOWANCE FOR LOAN LOSS BY PORTFOLIO CLASS (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of period	$20,495	$14,546	$18,373	$14,182
Provision for loan loss	2,900	1,000	5,400	1,500
Charged-offs	-234	-388	-642	-542
Recoveries	26	42	56	60
Balance, end of period	23,187	15,200	23,187	15,200
Single family, Mortgage
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of period	9,807	5,418	7,959	4,812
Provision for loan loss	1,983	647	3,865	1,351
Charged-offs	-3	-3	-40	-101
Recoveries	5	2	8	2
Balance, end of period	11,792	6,064	11,792	6,064
Home Equity
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of period	113	152	134	183
Provision for loan loss	-19	-9	-43	-47
Charged-offs	0	-12	0	-12
Recoveries	3	7	6	14
Balance, end of period	97	138	97	138
Warehouse and other
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of period	1,216	890	1,259	1,250
Provision for loan loss	369	126	326	-234
Charged-offs	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	1,585	1,016	1,585	1,016
Multi-family
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of period	4,022	3,867	3,785	3,186
Provision for loan loss	212	-748	749	-67
Charged-offs	0	-250	-300	-250
Recoveries	0	0	0	0
Balance, end of period	4,234	2,869	4,234	2,869
Commercial Real Estate Secured
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of period	965	995	1,035	1,378
Provision for loan loss	176	653	106	270
Charged-offs	-156	0	-156	0
Recoveries	0	0	0	0
Balance, end of period	985	1,648	985	1,648
Auto and RV secured
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of period	1,160	1,295	812	1,536
Provision for loan loss	-50	6	351	-210
Charged-offs	-75	-121	-146	-151
Recoveries	18	26	36	31
Balance, end of period	1,053	1,206	1,053	1,206
Factoring
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of period	311	195	279	201
Provision for loan loss	-41	45	-9	39
Charged-offs	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	270	240	270	240
Commercial & Industrial
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of period	2,882	1,489	3,048	1,623
Provision for loan loss	271	514	105	380
Charged-offs	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	3,153	2,003	3,153	2,003
Other/Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Balance, beginning of period	19	245	62	13
Provision for loan loss	-1	-234	-50	18
Charged-offs	0	-2	0	-28
Recoveries	0	7	6	13
Balance, end of period	$18	$16	$18	$16

LOANS_ALLOWANCE_FOR_LOAN_LOSS_4

LOANS & ALLOWANCE FOR LOAN LOSS - LOANS INDIVIDUALLY EVALUATED FOR IMPAIRMENT (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Financing Receivable, Evaluated Individually For Impairment, With Related Allowance Recorded [Abstract]
Unpaid Principal Balance	$41,219	$28,151
Charge-off	5,792	5,387
Unpaid Book Balance	35,427	22,764
Accrued Interest /Origination Fees	168	497
Recorded Investment	35,595	23,261
Related Allowance	1,177	77
Financing Receivable, Evaluated Individually For Impairment As a Percentage of Gross Loans [Abstract]
Unpaid Principal Balance, Ratio to All Loans	0.94%	0.78%
Charge-off, Ratio to All Loans	0.13%	0.15%
Unpaid Book Balance, Ratio to All Loans	0.81%	0.63%
Accrued Interest /Origination Fees, Ratio to All Loans	0.00%	0.01%
Recorded Investment, Ratio to All Loans	0.81%	0.65%
Related Allowance, Ratio to All Loans	0.03%	0.00%
Single Family | In-house originated
Financing Receivable, Evaluated Individually For Impairment, With Related Allowance Recorded [Abstract]
Unpaid Principal Balance	19,069	4,074
Charge-off	0	0
Unpaid Book Balance	19,069	4,074
Accrued Interest /Origination Fees	78	22
Recorded Investment	19,147	4,096
Related Allowance	1,123	14
Single Family | Purchased
Financing Receivable, Evaluated Individually For Impairment, With No Related Allowance Recorded [Abstract]
Unpaid Principal Balance	8,296	7,413
Charge-off	2,343	2,189
Unpaid Book Balance	5,953	5,224
Accrued Interest /Origination Fees	10	223
Recorded Investment	5,963	5,447
Financing Receivable, Evaluated Individually For Impairment, With Related Allowance Recorded [Abstract]
Unpaid Principal Balance	2,584	4,087
Charge-off	0	0
Unpaid Book Balance	2,584	4,087
Accrued Interest /Origination Fees	26	53
Recorded Investment	2,610	4,140
Related Allowance	45	19
Home Equity | In-house originated
Financing Receivable, Evaluated Individually For Impairment, With No Related Allowance Recorded [Abstract]
Unpaid Principal Balance	87	88
Charge-off	85	83
Unpaid Book Balance	2	5
Accrued Interest /Origination Fees	0	9
Recorded Investment	2	14
Financing Receivable, Evaluated Individually For Impairment, With Related Allowance Recorded [Abstract]
Unpaid Principal Balance	49	163
Charge-off	0	0
Unpaid Book Balance	49	163
Accrued Interest /Origination Fees	1	0
Recorded Investment	50	163
Related Allowance	1	1
Multi-family | In-house originated
Financing Receivable, Evaluated Individually For Impairment, With No Related Allowance Recorded [Abstract]
Unpaid Principal Balance		2,615
Charge-off		746
Unpaid Book Balance		1,869
Accrued Interest /Origination Fees		5
Recorded Investment		1,874
Financing Receivable, Evaluated Individually For Impairment, With Related Allowance Recorded [Abstract]
Unpaid Principal Balance	3,379	2,307
Charge-off	0	0
Unpaid Book Balance	3,379	2,307
Accrued Interest /Origination Fees	3	22
Recorded Investment	3,382	2,329
Related Allowance	2	3
Multi-family | Purchased
Financing Receivable, Evaluated Individually For Impairment, With No Related Allowance Recorded [Abstract]
Unpaid Principal Balance	2,593
Charge-off	834
Unpaid Book Balance	1,759
Accrued Interest /Origination Fees	9
Recorded Investment	1,768
Financing Receivable, Evaluated Individually For Impairment, With Related Allowance Recorded [Abstract]
Unpaid Principal Balance		125
Charge-off		0
Unpaid Book Balance		125
Accrued Interest /Origination Fees		0
Recorded Investment		125
Related Allowance		1
Commercial Real Estate Secured | Purchased
Financing Receivable, Evaluated Individually For Impairment, With No Related Allowance Recorded [Abstract]
Unpaid Principal Balance	3,666	3,670
Charge-off	1,491	1,297
Unpaid Book Balance	2,175	2,373
Accrued Interest /Origination Fees	17	133
Recorded Investment	2,192	2,506
Financing Receivable, Evaluated Individually For Impairment, With Related Allowance Recorded [Abstract]
Unpaid Principal Balance		2,003
Charge-off		0
Unpaid Book Balance		2,003
Accrued Interest /Origination Fees		2
Recorded Investment		2,005
Related Allowance		38
Auto and RV secured | In-house originated
Financing Receivable, Evaluated Individually For Impairment, With No Related Allowance Recorded [Abstract]
Unpaid Principal Balance	1,400	1,561
Charge-off	1,039	1,072
Unpaid Book Balance	361	489
Accrued Interest /Origination Fees	23	27
Recorded Investment	384	516
Financing Receivable, Evaluated Individually For Impairment, With Related Allowance Recorded [Abstract]
Unpaid Principal Balance	96	45
Charge-off	0	0
Unpaid Book Balance	96	45
Accrued Interest /Origination Fees	1	1
Recorded Investment	97	46
Related Allowance	$6	$1

LOANS_ALLOWANCE_FOR_LOAN_LOSS_5

LOANS & ALLOWANCE FOR LOAN LOSS - ALLOWANCE FOR LOAN LOSS BY PORTFOLIO SEGMENT (Details) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending allowance balance attributable to loans, individually evaluated for impairment	$1,177		$77
Ending allowance balance attributable to loans, collectively evaluated for impairment	22,010		18,296
Total ending allowance balance	23,187		18,373
Loans individually evaluated for impairment	35,427	[1]	22,764	[2]
Loans collectively evaluated for impairment	4,337,326		3,570,116
Principal loan balance	4,372,753		3,592,880
Unaccreted discounts and loan fees	-45,905		-41,666
Accrued interest receivable	11,302		11,230
Total recorded investment in loans	4,338,150		3,562,444
Loans evaluated for impairment, TDRs performing for period	6 months		6 months
Single Family
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending allowance balance attributable to loans, individually evaluated for impairment	1,168		33
Ending allowance balance attributable to loans, collectively evaluated for impairment	10,624		7,926
Total ending allowance balance	11,792		7,959
Loans individually evaluated for impairment	27,606	[1]	13,385	[2]
Loans collectively evaluated for impairment	2,499,675		1,905,241
Principal loan balance	2,527,281		1,918,626
Unaccreted discounts and loan fees	10,881		7,138
Accrued interest receivable	5,282		5,947
Total recorded investment in loans	2,543,444		1,931,711
Home Equity
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending allowance balance attributable to loans, individually evaluated for impairment	1		1
Ending allowance balance attributable to loans, collectively evaluated for impairment	96		133
Total ending allowance balance	97		134
Loans individually evaluated for impairment	51	[1]	168	[2]
Loans collectively evaluated for impairment	4,216		12,522
Principal loan balance	4,267		12,690
Unaccreted discounts and loan fees	-4		-11
Accrued interest receivable	4		39
Total recorded investment in loans	4,267		12,718
Warehouse and other
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending allowance balance attributable to loans, individually evaluated for impairment	0		0
Ending allowance balance attributable to loans, collectively evaluated for impairment	1,585		1,259
Total ending allowance balance	1,585		1,259
Loans individually evaluated for impairment	0	[1]	0	[2]
Loans collectively evaluated for impairment	387,451		370,717
Principal loan balance	387,451		370,717
Unaccreted discounts and loan fees	-1,879		-2,055
Accrued interest receivable	547		433
Total recorded investment in loans	386,119		369,095
Auto and RV secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending allowance balance attributable to loans, individually evaluated for impairment	6		1
Ending allowance balance attributable to loans, collectively evaluated for impairment	1,047		811
Total ending allowance balance	1,053		812
Loans individually evaluated for impairment	457	[1]	534	[2]
Loans collectively evaluated for impairment	13,059		14,206
Principal loan balance	13,516		14,740
Unaccreted discounts and loan fees	176		215
Accrued interest receivable	76		74
Total recorded investment in loans	13,768		15,029
Commercial & Industrial
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending allowance balance attributable to loans, individually evaluated for impairment	0		0
Ending allowance balance attributable to loans, collectively evaluated for impairment	3,153		3,048
Total ending allowance balance	3,153		3,048
Loans individually evaluated for impairment	0		0	[2]
Loans collectively evaluated for impairment	139,533		152,619
Principal loan balance	139,533		152,619
Unaccreted discounts and loan fees	-530		-706
Accrued interest receivable	1,048		825
Total recorded investment in loans	140,051		152,738
Multi-family real estate secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending allowance balance attributable to loans, individually evaluated for impairment	2		4
Ending allowance balance attributable to loans, collectively evaluated for impairment	4,232		3,781
Total ending allowance balance	4,234		3,785
Loans individually evaluated for impairment	5,138	[1]	4,301	[2]
Loans collectively evaluated for impairment	1,163,861		974,210
Principal loan balance	1,168,999		978,511
Unaccreted discounts and loan fees	3,219		2,336
Accrued interest receivable	3,929		3,704
Total recorded investment in loans	1,176,147		984,551
Commercial Real Estate Secured
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending allowance balance attributable to loans, individually evaluated for impairment	0		38
Ending allowance balance attributable to loans, collectively evaluated for impairment	985		997
Total ending allowance balance	985		1,035
Loans individually evaluated for impairment	2,175	[1]	4,376	[2]
Loans collectively evaluated for impairment	16,375		19,685
Principal loan balance	18,550		24,061
Unaccreted discounts and loan fees	-34		-37
Accrued interest receivable	5		45
Total recorded investment in loans	18,521		24,069
Factoring
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending allowance balance attributable to loans, individually evaluated for impairment	0		0
Ending allowance balance attributable to loans, collectively evaluated for impairment	270		279
Total ending allowance balance	270		279
Loans individually evaluated for impairment	0	[1]	0	[2]
Loans collectively evaluated for impairment	112,545		118,945
Principal loan balance	112,545		118,945
Unaccreted discounts and loan fees	-57,734		-48,546
Accrued interest receivable	411		163
Total recorded investment in loans	55,222		70,562
Other
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending allowance balance attributable to loans, individually evaluated for impairment	0		0
Ending allowance balance attributable to loans, collectively evaluated for impairment	18		62
Total ending allowance balance	18		62
Loans individually evaluated for impairment	0		0	[2]
Loans collectively evaluated for impairment	611		1,971
Principal loan balance	611		1,971
Unaccreted discounts and loan fees	0		0
Accrued interest receivable	0		0
Total recorded investment in loans	$611		$1,971
[1]	Loans evaluated for impairment include Troubled Debt Restructurings (“TDRs”) that have been performing for more than six months.
[2]	Loans evaluated for impairment include TDRs that have been performing for more than six months.

LOANS_ALLOWANCE_FOR_LOAN_LOSS_6

LOANS & ALLOWANCE FOR LOAN LOSS - NONPERFORMING LOANS (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonperforming loans to total loans, percent	0.80%	0.57%
Nonperforming
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	34,892	20,385
Total nonaccrual loans secured by real estate	34,435	19,851
Nonperforming | Single Family | In-house originated
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	19,069	4,073
Nonperforming | Single Family | Purchased
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	8,002	8,323
Nonperforming | Home Equity | In-house originated
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	51	168
Nonperforming | Multi-family | In-house originated
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	3,379	2,307
Nonperforming | Multi-family | Purchased
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	1,759	1,995
Nonperforming | Commercial Real Estate Secured | Purchased
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	2,175	2,985
Nonperforming | RV / Auto
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	457	534

LOANS_ALLOWANCE_FOR_LOAN_LOSS_7

LOANS & ALLOWANCE FOR LOAN LOSS - NONPERFORMING LOANS NARRATIVE (Details)	6 Months Ended
	Dec. 31, 2014	Jun. 30, 2014
	loan
Financing Receivable, Impaired [Line Items]
Number of loans past due	0
Ratio of nonperforming loans considered TDRs	14.75%	19.60%
Non-performing, Single family first mortgages
Financing Receivable, Impaired [Line Items]
Ratio of non-performing loans that are single family mortgage	77.59%
Percentage of aggregate loan balance, after write down	47.55%

LOANS_ALLOWANCE_FOR_LOAN_LOSS_8

LOANS & ALLOWANCE FOR LOAN LOSS - UNPAID PRINCIPAL BALANCE FOR PERFORMING AND NONPERFORMING (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$4,372,753	$3,592,880
Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,337,861	3,572,495
Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	34,892	20,385
Single family, Mortgage
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,527,281	1,918,626
Single family, Mortgage | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,500,210	1,906,230
Single family, Mortgage | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	27,071	12,396
Home Equity
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,267	12,690
Home Equity | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,216	12,522
Home Equity | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	51	168
Warehouse and other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	387,451	370,717
Warehouse and other | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	387,451	370,717
Warehouse and other | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Commercial & Industrial
Financing Receivable, Recorded Investment [Line Items]
Gross loans	139,533	152,619
Commercial & Industrial | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	139,533	152,619
Commercial & Industrial | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Multi-family real estate secured
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,168,999	978,511
Multi-family real estate secured | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,163,861	974,209
Multi-family real estate secured | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	5,138	4,302
Commercial Real Estate Secured
Financing Receivable, Recorded Investment [Line Items]
Gross loans	18,550	24,061
Commercial Real Estate Secured | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	16,375	21,076
Commercial Real Estate Secured | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,175	2,985
Auto and RV secured
Financing Receivable, Recorded Investment [Line Items]
Gross loans	13,516	14,740
Auto and RV secured | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	13,059	14,206
Auto and RV secured | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	457	534
Factoring
Financing Receivable, Recorded Investment [Line Items]
Gross loans	112,545	118,945
Factoring | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	112,545	118,945
Factoring | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	611	1,971
Other | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	611	1,971
Other | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$0	$0

LOANS_ALLOWANCE_FOR_LOAN_LOSS_9

LOANS & ALLOWANCE FOR LOAN LOSS - PERFORMING AND NONPERFORMING BY CLASS AND SOURCE (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$4,372,753	$3,592,880
Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,337,861	3,572,495
Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	34,892	20,385
Single family, Mortgage
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,527,281	1,918,626
Single family, Mortgage | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,500,210	1,906,230
Single family, Mortgage | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	27,071	12,396
Home Equity
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,267	12,690
Home Equity | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,216	12,522
Home Equity | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	51	168
Warehouse and other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	387,451	370,717
Warehouse and other | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	387,451	370,717
Warehouse and other | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Commercial & Industrial
Financing Receivable, Recorded Investment [Line Items]
Gross loans	139,533	152,619
Commercial & Industrial | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	139,533	152,619
Commercial & Industrial | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Multi-family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,168,999	978,511
Multi-family | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,163,861	974,209
Multi-family | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	5,138	4,302
Commercial Real Estate Secured
Financing Receivable, Recorded Investment [Line Items]
Gross loans	18,550	24,061
Commercial Real Estate Secured | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	16,375	21,076
Commercial Real Estate Secured | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,175	2,985
Auto and RV secured
Financing Receivable, Recorded Investment [Line Items]
Gross loans	13,516	14,740
Auto and RV secured | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	13,059	14,206
Auto and RV secured | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	457	534
Factoring
Financing Receivable, Recorded Investment [Line Items]
Gross loans	112,545	118,945
Factoring | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	112,545	118,945
Factoring | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	611	1,971
Other | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	611	1,971
Other | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
In-house originated | Single family, Mortgage
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,421,299	1,801,599
In-house originated | Single family, Mortgage | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,402,230	1,797,526
In-house originated | Single family, Mortgage | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	19,069	4,073
In-house originated | Home Equity
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,267	4,233
In-house originated | Warehouse and other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	387,451	370,717
In-house originated | Commercial & Industrial
Financing Receivable, Recorded Investment [Line Items]
Gross loans	139,533	152,619
In-house originated | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,021,393	818,989
In-house originated | Multi-family | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,018,014	816,682
In-house originated | Multi-family | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	3,379	2,307
In-house originated | Commercial Real Estate Secured
Financing Receivable, Recorded Investment [Line Items]
Gross loans	3,556	6,164
In-house originated | Commercial Real Estate Secured | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	3,556	6,164
In-house originated | Commercial Real Estate Secured | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
In-house originated | Auto and RV secured
Financing Receivable, Recorded Investment [Line Items]
Gross loans	13,516	14,740
In-house originated | Factoring
Financing Receivable, Recorded Investment [Line Items]
Gross loans	112,545	118,945
Purchased | Single family, Mortgage
Financing Receivable, Recorded Investment [Line Items]
Gross loans	105,982	117,027
Purchased | Single family, Mortgage | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	97,980	108,704
Purchased | Single family, Mortgage | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	8,002	8,323
Purchased | Home Equity
Financing Receivable, Recorded Investment [Line Items]
Gross loans		8,457
Purchased | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	147,606	159,522
Purchased | Multi-family | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	145,847	157,527
Purchased | Multi-family | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,759	1,995
Purchased | Commercial Real Estate Secured
Financing Receivable, Recorded Investment [Line Items]
Gross loans	14,994	17,897
Purchased | Commercial Real Estate Secured | Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Gross loans	12,819	14,912
Purchased | Commercial Real Estate Secured | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$2,175	$2,985

Recovered_Sheet1

LOANS & ALLOWANCE FOR LOAN LOSS - TROUBLED DEBT RESTRUCTURINGS BY CLASS (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Jun. 30, 2014
Financing Receivable, Modifications [Line Items]
Performing loans temporarily modified as TDR	$535		$535		$2,379
Non performing loans	34,892		34,892		20,385
Total impaired loans	35,427		35,427		22,764
Interest income recognized on performing TDR's	6	25	32	49
Average balances of performing TDR's	537	3,225	1,150	4,090
Average balances of non-performing loans	30,944	18,965	28,217	20,050
Single family, Mortgage
Financing Receivable, Modifications [Line Items]
Performing loans temporarily modified as TDR	535		535		989
Non performing loans	27,071		27,071		12,396
Total impaired loans	27,606		27,606		13,385
Interest income recognized on performing TDR's	6	10	12	20
Average balances of performing TDR's	537	1,006	687	1,010
Average balances of non-performing loans	21,517	10,390	18,806	10,855
Home Equity
Financing Receivable, Modifications [Line Items]
Performing loans temporarily modified as TDR	0		0		0
Non performing loans	51		51		168
Total impaired loans	51		51		168
Interest income recognized on performing TDR's	0	1	0	1
Average balances of performing TDR's	0	39	0	37
Average balances of non-performing loans	34	43	78	49
Warehouse and other
Financing Receivable, Modifications [Line Items]
Performing loans temporarily modified as TDR	0		0		0
Non performing loans	0		0		0
Total impaired loans	0		0		0
Interest income recognized on performing TDR's	0	0	0	0
Average balances of performing TDR's	0	0	0	0
Average balances of non-performing loans	0	0	0	0
Multi-family
Financing Receivable, Modifications [Line Items]
Performing loans temporarily modified as TDR	0		0		0
Non performing loans	5,138		5,138		4,302
Total impaired loans	5,138		5,138		4,302
Interest income recognized on performing TDR's	0	0	0	0
Average balances of performing TDR's	0	543	0	1,084
Average balances of non-performing loans	5,691	4,417	5,228	4,658
Commercial Real Estate Secured
Financing Receivable, Modifications [Line Items]
Performing loans temporarily modified as TDR	0		0		1,390
Non performing loans	2,175		2,175		2,985
Total impaired loans	2,175		2,175		4,375
Interest income recognized on performing TDR's	0	0	20	0
Average balances of performing TDR's	0	941	463	1,180
Average balances of non-performing loans	3,242	3,046	3,620	3,295
Commercial & Industrial
Financing Receivable, Modifications [Line Items]
Performing loans temporarily modified as TDR	0		0		0
Non performing loans	0		0		0
Total impaired loans	0		0		0
Interest income recognized on performing TDR's	0	0	0	0
Average balances of performing TDR's	0	0	0	0
Average balances of non-performing loans	0	0	0	0
Auto and RV secured
Financing Receivable, Modifications [Line Items]
Performing loans temporarily modified as TDR	0		0		0
Non performing loans	457		457		534
Total impaired loans	457		457		534
Interest income recognized on performing TDR's	0	14	0	28
Average balances of performing TDR's	0	696	0	779
Average balances of non-performing loans	460	1,049	485	1,165
Factoring
Financing Receivable, Modifications [Line Items]
Performing loans temporarily modified as TDR	0		0		0
Non performing loans	0		0		0
Total impaired loans	0		0		0
Interest income recognized on performing TDR's	0	0	0	0
Average balances of performing TDR's	0	0	0	0
Average balances of non-performing loans	0	19	0	19
Other
Financing Receivable, Modifications [Line Items]
Performing loans temporarily modified as TDR	0		0		0
Non performing loans	0		0		0
Total impaired loans	0		0		0
Interest income recognized on performing TDR's	0	0	0	0
Average balances of performing TDR's	0	0	0	0
Average balances of non-performing loans	$0	$1	$0	$9

Recovered_Sheet2

LOANS & ALLOWANCE FOR LOAN LOSS - LOANS BY CREDIT QUALITY INDICATOR (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$4,372,753	$3,592,880
Ratio of Grade Class to Gross Loans	100.00%	100.00%
Single Family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,527,281	1,918,626
Single Family | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,421,299	1,801,599
Single Family | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	105,982	117,027
Home Equity
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,267	12,690
Home Equity | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,267	4,233
Home Equity | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans		8,457
Warehouse and other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	387,451	370,717
Warehouse and other | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	387,451	370,717
Commercial & Industrial
Financing Receivable, Recorded Investment [Line Items]
Gross loans	139,533	152,619
Commercial & Industrial | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	139,533	152,619
Commercial Real Estate Secured
Financing Receivable, Recorded Investment [Line Items]
Gross loans	18,550	24,061
Commercial Real Estate Secured | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	3,556	6,164
Commercial Real Estate Secured | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	14,994	17,897
Multi-family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,168,999	978,511
Multi-family | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,021,393	818,989
Multi-family | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	147,606	159,522
RV / Auto
Financing Receivable, Recorded Investment [Line Items]
Gross loans	13,516	14,740
RV / Auto | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	13,516	14,740
Factoring
Financing Receivable, Recorded Investment [Line Items]
Gross loans	112,545	118,945
Factoring | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	112,545	118,945
Other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	611	1,971
Pass
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,294,502	3,525,866
Ratio of Grade Class to Gross Loans	98.21%	98.13%
Pass | Single Family | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,396,807	1,784,694
Pass | Single Family | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	96,815	104,457
Pass | Home Equity | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,099	4,035
Pass | Home Equity | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans		8,457
Pass | Warehouse and other | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	387,451	370,717
Pass | Commercial & Industrial | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	127,546	152,619
Pass | Commercial Real Estate Secured | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,545	6,164
Pass | Commercial Real Estate Secured | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	10,437	13,211
Pass | Multi-family | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,003,161	796,119
Pass | Multi-family | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	139,554	150,534
Pass | RV / Auto | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	12,931	13,943
Pass | Factoring | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	112,545	118,945
Pass | Other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	611	1,971
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Gross loans	38,194	33,252
Ratio of Grade Class to Gross Loans	0.87%	0.93%
Special Mention | Single Family | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	5,423	11,083
Special Mention | Single Family | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	36	3,030
Special Mention | Home Equity | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	30
Special Mention | Home Equity | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans		0
Special Mention | Warehouse and other | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Special Mention | Commercial & Industrial | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	11,987	0
Special Mention | Commercial Real Estate Secured | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,011	0
Special Mention | Commercial Real Estate Secured | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,074	0
Special Mention | Multi-family | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	12,397	16,068
Special Mention | Multi-family | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	5,190	2,896
Special Mention | RV / Auto | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	76	145
Special Mention | Factoring | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Special Mention | Other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Substandard
Financing Receivable, Recorded Investment [Line Items]
Gross loans	40,057	33,762
Ratio of Grade Class to Gross Loans	0.92%	0.94%
Substandard | Single Family | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	19,069	5,822
Substandard | Single Family | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	9,131	9,540
Substandard | Home Equity | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	168	168
Substandard | Home Equity | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans		0
Substandard | Warehouse and other | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Substandard | Commercial & Industrial | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Substandard | Commercial Real Estate Secured | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Substandard | Commercial Real Estate Secured | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,483	4,686
Substandard | Multi-family | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	5,835	6,802
Substandard | Multi-family | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,862	6,092
Substandard | RV / Auto | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	509	652
Substandard | Factoring | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Substandard | Other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Ratio of Grade Class to Gross Loans	0.00%	0.00%
Doubtful | Single Family | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | Single Family | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | Home Equity | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | Home Equity | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans		0
Doubtful | Warehouse and other | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | Commercial & Industrial | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | Commercial Real Estate Secured | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | Commercial Real Estate Secured | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | Multi-family | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | Multi-family | Purchased
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | RV / Auto | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | Factoring | In-house originated
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful | Other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$0	$0

Recovered_Sheet3

LOANS & ALLOWANCE FOR LOAN LOSS - PAST DUE LOANS (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	$3,311	$6,524
60 to 89 Days Past Due	1,975	1,207
Greater than 90 Days Past Due	22,565	7,186
Total	27,851	14,917
30 to 59 Days Past Due as a Percent of Gross Loans	0.07%	0.18%
60 to 89 Days Past Due as a Percent of Gross Loans	0.05%	0.04%
Greater than 90 Days Past Due as a Percent of Gross Loans	0.52%	0.20%
Total Past Due as a Percent of Gross Loans	0.64%	0.42%
Single Family | In-house originated
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	382	4,519
60 to 89 Days Past Due	1,278	489
Greater than 90 Days Past Due	17,210	2,660
Total	18,870	7,668
Single Family | Purchased
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	1,329	1,468
60 to 89 Days Past Due	163	390
Greater than 90 Days Past Due	4,253	3,661
Total	5,745	5,519
Home Equity | In-house originated
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	19	21
60 to 89 Days Past Due	125	0
Greater than 90 Days Past Due	30	0
Total	174	21
Commercial & Industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due		0
60 to 89 Days Past Due		328
Greater than 90 Days Past Due		0
Total		328
Multi-family | In-house originated
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	859	291
60 to 89 Days Past Due	0	0
Greater than 90 Days Past Due	617	293
Total	1,476	584
Multi-family | Purchased
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	471	0
60 to 89 Days Past Due	321	0
Greater than 90 Days Past Due	0	125
Total	792	125
Commercial Real Estate Secured | Purchased
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	0	0
60 to 89 Days Past Due	0	0
Greater than 90 Days Past Due	382	383
Total	382	383
RV / Auto
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	251	177
60 to 89 Days Past Due	88	0
Greater than 90 Days Past Due	73	64
Total	412	241
Factoring
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due		48
60 to 89 Days Past Due		0
Greater than 90 Days Past Due		0
Total		$48

STOCKBASED_COMPENSATION_Textua

STOCK-BASED COMPENSATION (Textual) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Aug. 31, 2001	Nov. 30, 2007	Jul. 01, 2007
	stock_incentive_pans		stock_incentive_pans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock incentive plans	3		3
Total fair value of shares vested in the period	$1,395	$1,640	$4,935	$5,877
1999 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of outstanding shares always available for grants under plan					15.00%
Contractual term for options granted under plan			10 years
1999 Stock Option Plan | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period for options granted			3 years
1999 Stock Option Plan | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period for options granted			5 years
2004 Stock Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of outstanding shares always available for grants under plan						14.80%
Annual percentage increase to shares available for grant							1.50%
Fiscal years of annual percentage increases to shares available for grant			4 years
2014 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share reserved for issuance	920,000		920,000
2004 Employee Stock Purchase Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share reserved for issuance	500,000		500,000
Stock issued under the plan	0

STOCKBASED_COMPENSATION_STOCK_

STOCK-BASED COMPENSATION - STOCK OPTION ACTIVITY 1 (Details) (USD $)	6 Months Ended	12 Months Ended
	Dec. 31, 2014	Jun. 30, 2014	Jun. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Outstanding, beginning (shares)	106,950	162,482
Granted (shares)	0	0
Exercised (shares)	-300	-55,532
Cancelled (shares)	0	0
Outstanding, ending (shares)	106,650	106,950
Options exercisable (shares)	106,650	106,950	162,482
Outstanding, beginning (Wtd. Avg. Ex. Price)	$8.71	$8.81
Granted (Wtd. Avg. Ex. Price)	$0	$0
Exercised (Wtd. Avg. Ex. Price)	$7.35	$9
Cancelled (Wtd. Avg. Ex. Price)	$0	$0
Outstanding, ending (Wtd. Avg. Ex. Price)	$8.71	$8.71
Options exercisable (Wtd. Avg. Ex. Price)	$8.71	$8.71	$8.81

STOCKBASED_COMPENSATION_STOCK_1

STOCK-BASED COMPENSATION - STOCK OPTION ACTIVITY 2 (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2014	Jun. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Number Outstanding (in shares)	106,650	106,950	162,482
Options Exercisable, Number Exercisable (shares)	106,650	106,950	162,482
Options exercisable, Weighted-Average Exercise Price (in dollars per share)	$8.71	$8.71	$8.81
Intrinsic value of options exercisable	$7,369
$7.35
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Exercise Price (in dollars per share)	$7.35
Options Outstanding, Number Outstanding (in shares)	34,250
Options Outstanding, Weighted-Average Remaining Contractual Life (Years)	1 year 6 months 26 days
Options Exercisable, Number Exercisable (shares)	34,250
Options exercisable, Weighted-Average Exercise Price (in dollars per share)	$7.35
$8.50
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Exercise Price (in dollars per share)	$8.50
Options Outstanding, Number Outstanding (in shares)	7,500
Options Outstanding, Weighted-Average Remaining Contractual Life (Years)	10 months 28 days
Options Exercisable, Number Exercisable (shares)	7,500
Options exercisable, Weighted-Average Exercise Price (in dollars per share)	$8.50
$9.20
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Exercise Price (in dollars per share)	$9.20
Options Outstanding, Number Outstanding (in shares)	7,500
Options Outstanding, Weighted-Average Remaining Contractual Life (Years)	7 months 21 days
Options Exercisable, Number Exercisable (shares)	7,500
Options exercisable, Weighted-Average Exercise Price (in dollars per share)	$9.20
$9.50
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Exercise Price (in dollars per share)	$9.50
Options Outstanding, Number Outstanding (in shares)	57,400
Options Outstanding, Weighted-Average Remaining Contractual Life (Years)	6 months 26 days
Options Exercisable, Number Exercisable (shares)	57,400
Options exercisable, Weighted-Average Exercise Price (in dollars per share)	$9.50
$10.00
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Exercise Price (in dollars per share)
Options Outstanding, Number Outstanding (in shares)	106,650
Options Outstanding, Weighted-Average Remaining Contractual Life (Years)	11 months 1 day
Options Exercisable, Number Exercisable (shares)	106,650
Options exercisable, Weighted-Average Exercise Price (in dollars per share)

STOCKBASED_COMPENSATION_RESTRI

STOCK-BASED COMPENSATION - RESTRICTED STOCK AND RSUs (Details) (USD $)	6 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$3,015	$2,075
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	3,015	2,075
Tax benefit from stock-based compensation	1,239	838
Unrecognized Compensation Expense [Abstract]
2015	3,568
2016	6,656
2017	5,030
2018	1,933
Unrecognized compensation expense, total	$17,187
2004 Stock Incentive Plan | Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period for options granted	3 years
2004 Stock Incentive Plan | Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted stock grants	157,606	129,141

STOCKBASED_COMPENSATION_CHANGE

STOCK-BASED COMPENSATION - CHANGES IN RESTRICTED STOCK GRANTS (Details) (Restricted Stock and Restricted Stock Units, USD $)	6 Months Ended	12 Months Ended
	Dec. 31, 2014	Jun. 30, 2013
Restricted Stock and Restricted Stock Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested balance, beginning (shares)	236,439	298,485
Granted (shares)	157,606	132,944
Vested (shares)	-62,974	-169,760
Canceled (shares)	-7,451	-25,230
Non-vested balance, ending (shares)	323,620
Non-vested balance, beginning (Wtd. Avg. Grant Date FV)	$41.17	$22.13
Granted (Wtd. Avg. Grant Date FV)	$77.09	$59.91
Vested (Wtd. Avg. Grant Date FV)	$30.13	$23.37
Cancelled (Wtd. Avg. Grant Date FV)	$54.33	$34.41
Non-vested balance, ending (Wtd. Avg. Grant Date FV)	$60.51

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Share [Abstract]
Net income	$19,372	$13,154	$37,213	$25,336
Preferred stock dividends	-78	-77	-155	-155
Net income attributable to common shareholders	19,294	13,077	37,058	25,181
Average common shares issued and outstanding	14,891,544	13,934,068	14,701,455	13,853,538
Average unvested RSU shares	313,268	341,637	294,339	336,030
Total qualifying shares	15,204,812	14,275,705	14,995,794	14,189,568
Basic earnings per share, in dollars per share	$1.27	$0.92	$2.47	$1.77
Diluted Earnings Per Common Share
Net income attributable to common shareholders	19,294	13,077	37,058	25,181
Preferred stock dividends to dilutive convertible preferred	0	0	0	0
Dilutive net income attributable to common shareholders	$19,294	$13,077	$37,058	$25,181
Average common shares issued and outstanding	15,204,812	14,275,705	14,995,794	14,189,568
Dilutive effect of stock options	58,755	74,519	58,804	77,150
Dilutive effect of convertible preferred stock	0	0	0	0
Total dilutive common shares issued and outstanding	15,263,567	14,350,224	15,054,598	14,266,718
Diluted earnings per share, in dollars per share	$1.26	$0.91	$2.46	$1.77

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Details) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2015
Loan Origination Commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet, loan origination commitment	$148,546
Loan Origination Commitments | Fixed Interest Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet, loan origination commitment	37,929
Fixed interest rate minimum on commitments to extend credit	2.88%
Fixed interest rate maximum on commitments to extend credit	8.32%
Loan Origination Commitments | Variable Interest Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet, loan origination commitment	110,617
Loan Origination Commitments | Sales commitment
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet, commitment	53,482
Loan Origination Commitments | Sales commitment | Fixed Interest Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet, commitment	46,199
Loan Origination Commitments | Sales commitment | Variable Interest Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet, commitment	7,283
Forecast
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Deposits to be assumed in purchase and assumption agreement		125,000
Cash to be received in purchase and assumption agreement		$125,000

RELATED_PARTY_TRANSACTIONS_Det

RELATED PARTY TRANSACTIONS (Details)	6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
	loan	loan
Related Party Transactions [Abstract]
Number of related party loans granted	0	0
Number of related party loans refinanced	0	0