Guaranty Bancorp 10-Q 30 Oct 13 2013 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2013	Oct. 28, 2013
Document And Entity Information [Abstract]
Entity Registrant Name	Guaranty Bancorp
Entity Central Index Key	1324410
Document Type	10-Q
Document Period End Date	30-Sep-13
Amendment Flag	FALSE
Current Fiscal Year End Date	-19
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		21,390,163
Document Fiscal Year Focus	2013
Document Fiscal Period Focus	Q3

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2013		Dec. 31, 2012
Assets
Cash and due from banks	$33,465,000		$163,217,000
Time deposits with banks			8,000,000
Securities available for sale, at fair value	422,421,000		413,382,000
Securities held to maturity (fair value of $32,267 and $32,290 at September 30, 2013 and December 31, 2012)	33,385,000		31,283,000
Bank stocks, at cost	15,451,000		14,262,000
Total investments	471,257,000		458,927,000
Loans, net of unearned loan fees	1,293,252,000		1,158,749,000
Less allowance for loan losses	-20,450,000		-25,142,000
Net loans	1,272,802,000		1,133,607,000
Premises and equipment, net	45,846,000		46,918,000
Other real estate owned and foreclosed assets	6,211,000		19,580,000
Other intangible assets, net	7,232,000		9,348,000
Securities sold, not yet settled			5,878,000
Bank owned life insurance	31,156,000		15,564,000
Other assets	28,222,000		25,899,000
Total assets	1,896,191,000		1,886,938,000
Deposits:
Noninterest-bearing demand	525,330,000		564,215,000
Interest-bearing demand and NOW	351,380,000		285,679,000
Money market	313,585,000		312,724,000
Savings	108,242,000		100,704,000
Time	183,978,000		191,434,000
Total deposits	1,482,515,000		1,454,756,000
Securities sold under agreements to repurchase and federal funds purchased	29,139,000		67,040,000
Borrowings	162,701,000		110,163,000
Subordinated debentures	25,774,000		41,239,000
Securities purchased, not yet settled			16,943,000
Interest payable and other liabilities	7,794,000		8,597,000
Total liabilities	1,707,923,000		1,698,738,000
Stockholders' equity:
Common stock	24,000	[1],[2]	23,000	[1],[2]
Additional paid-in capital - common stock	706,435,000		705,366,000
Accumulated deficit	-409,060,000		-417,957,000
Accumulated other comprehensive income (loss)	-6,665,000		3,165,000
Treasury stock, at cost, 2,200,771 and 2,194,003 shares, respectively	-102,466,000	[2]	-102,397,000	[2]
Total stockholders' equity	188,268,000		188,200,000
Total liabilities and stockholders' equity	$1,896,191,000		$1,886,938,000
[1]	Common stock—$0.001 par value; 30,000,000 shares authorized; 23,591,183 shares issued and 21,390,412 shares outstanding at September 30, 2013 (includes 515,816 shares of unvested restricted stock); 23,363,524 shares issued and 21,169,521 shares outstanding at December 31, 2012 (includes 339,359 shares of unvested restricted stock).
[2]	Share amounts have been adjusted to reflect the Company's 1-for-5 reverse stock split on May 20, 2013.

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
	security
Consolidated Balance Sheets [Abstract]
Total securities held to maturity, Fair value	$32,267	$32,290
Common stock, par value (in dollars per share)	$0.00	$0.00
Common stock, shares authorized	30,000,000	30,000,000
Common stock, shares issued	23,591,183	23,363,524
Common stock, shares outstanding	21,390,412	21,169,521
Common stock, unvested restricted stock	515,816	339,359
Treasury stock, shares	2,200,771	2,194,003
Reverse stock split ratio	0.2

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (USD $)	3 Months Ended				9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012
Interest income:
Loans, including fees	$14,487		$14,030		$42,673		$43,023
Investment securities:
Taxable	2,408		1,860		6,995		6,619
Tax-exempt	719		632		2,298		1,867
Dividends	169		164		495		475
Federal funds sold and other	6		105		107		205
Total interest income	17,789		16,791		52,568		52,189
Interest expense:
Deposits	630		697		1,880		2,185
Securities sold under agreement to repurchase and federal funds purchased	10		21		39		45
Borrowings	883		837		2,550		2,491
Subordinated debentures	204		725		920		2,274
Total interest expense	1,727		2,280		5,389		6,995
Net interest income	16,062		14,511		47,179		45,194
Provision for loan losses	142				142		1,500
Net interest income, after provision for loan losses	15,920		14,511		47,037		43,694
Noninterest income:
Customer service and other fees	3,038		2,616		8,676		7,269
Gain on sale of securities	20		746		74		1,710
Gain on sale of SBA loans	207		203		630		203
Other	399		250		945		643
Total noninterest income	3,664		3,815		10,325		9,825
Noninterest expense:
Salaries and employee benefits	7,242		6,466		21,896		19,937
Occupancy expense	1,572		1,712		4,782		5,703
Furniture and equipment	709		779		2,215		2,383
Amortization of intangible assets	703		803		2,116		2,326
Other real estate owned, net	-200		348		-123		1,161
Insurance and assessments	629		771		1,878		2,460
Professional fees	886		1,062		2,650		2,546
Prepayment penalty on subordinated debentures					629
Impairment of long-lived assets							2,750
Other general and administrative	2,395		2,253		6,964		6,926
Total noninterest expense	13,936		14,194		43,007		46,192
Income before income taxes	5,648		4,132		14,355		7,327
Income tax expense (benefit)	1,797		1,302		4,414		-4,612
Net income	3,851		2,830		9,941		11,939
Unrealized gains (losses) on securities:
Change in net unrealized gains (losses)	-657		2,406		-9,968		2,654
Less: Reclassification adjustments for net losses (gains) included in net income	-12		-462		-46		-1,060
Unrealized gains (losses) on derivatives:
Change in net unrealized gains (losses)	-87				184
Less: Reclassification adjustments for hedge ineffectiveness included in net income	1
Other comprehensive income (loss)	-755		1,944		-9,830		1,594
Total comprehensive income	$3,096		$4,774		$111		$13,533
Earnings per common share-basic:	$0.18	[1]	$0.14	[1]	$0.48	[1]	$0.57	[1]
Earnings per common share-diluted:	$0.18	[1]	$0.14	[1]	$0.47	[1]	$0.57	[1]
Dividends declared per common share:	$0.03	[1]			$0.05	[1]
Weighted average common shares outstanding-basic	20,873,601	[1]	20,787,967	[1]	20,861,175	[1]	20,783,149	[1]
Weighted average common shares outstanding-diluted	20,981,555	[1]	20,873,343	[1]	20,954,687	[1]	20,876,931	[1]
[1]	Share amounts have been adjusted to reflect the Company's 1-for-5 reverse stock split on May 20, 2013.

Consolidated_Statements_Of_Com1

Consolidated Statements Of Comprehensive Income (Parenthetical)	9 Months Ended
	Sep. 30, 2013
	security
Consolidated Statements Of Comprehensive Income [Abstract]
Reverse stock split ratio	0.2

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholders' Equity And Comprehensive Income (Loss) (USD $)		Common Stock Shares Outstanding and to be Issued [Member]	Common Stock and Additional Paid-in Capital [Member]	Treasury Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data, unless otherwise specified			USD ($)	USD ($)	USD ($)	USD ($)	USD ($)
Balance at Dec. 31, 2011			$704,698	($102,354)	($433,016)	$1,683	$171,011
Balance (in shares) at Dec. 31, 2011	[1]	21,087,324
Comprehensive income:
Net income					11,939		11,939
Other comprehensive loss						1,594	1,594
Stock compensation awards, net of forfeitures (in shares)	[1]	165,220
Earned stock award compensation, net			540				540
Repurchase of common stock				-11			-11
Repurchase of common stock (in shares)	[1]	-1,214
Balance at Sep. 30, 2012			705,238	-102,365	-421,077	3,277	185,073
Balance (in shares) at Sep. 30, 2012	[1]	21,251,330
Balance at Dec. 31, 2012			705,389	-102,397	-417,957	3,165	188,200
Balance (in shares) at Dec. 31, 2012	[1]	21,169,521
Comprehensive income:
Net income					9,941		9,941
Other comprehensive loss						-9,830	-9,830
Stock compensation awards, net of forfeitures (in shares)	[1]	227,659
Earned stock award compensation, net			1,070				1,070
Repurchase of common stock				-69			-69
Repurchase of common stock (in shares)	[1]	-6,768
Dividends paid					-1,044		-1,044
Balance at Sep. 30, 2013			$706,459	($102,466)	($409,060)	($6,665)	$188,268
Balance (in shares) at Sep. 30, 2013	[1]	21,390,412
[1]	Share amounts have been adjusted to reflect the Company's 1-for-5 reverse stock split on May 20, 2013.

Consolidated_Statements_Of_Cha1

Consolidated Statements Of Changes In Stockholders' Equity And Comprehensive Income (Loss) (Parenthetical)	9 Months Ended
	Sep. 30, 2013
	security
Consolidated Statements Of Changes In Stockholders' Equity And Comprehensive Income (Loss) [Abstract]
Reverse stock split ratio	0.2

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:
Net income	$9,941	$11,939
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	3,688	4,541
Provision for loan losses	142	1,500
Impairment of long-lived assets		2,750
Stock compensation, net	1,070	540
Gain on sale of securities	-74	-1,710
Gain on sale of SBA loans	-630	-203
Prepayment penalty on subordinated debentures	629
Loss (gain) on sale of other assets		-57
Proceeds from the sale of loans originated with intent to sell	3,614	2,024
Loss (gain), net and valuation adjustments on real estate owned	-461	1,220
Other	-392	-503
Net change in:
Other assets	3,847	-6,155
Interest payable and other liabilities	-814	-9,825
Net cash from operating activities	20,560	6,061
Activity in available for sale securities:
Sales, maturities, prepayments, and calls	64,318	131,773
Purchases	-102,211	-194,393
Activity in held to maturity securities and bank stocks:
Sales, maturities, prepayments and calls	7,556	3,648
Purchases	-10,735	-10,460
Loan originations net of principal collections	-138,769	-33,460
Redemption (purchase) of time deposits with banks	8,000	-20,000
Cash outlays related to acquisitions		-1,368
Proceeds from sale of other assets		1,225
Purchase of bank-owned life insurance contracts	-15,000
Proceeds from sale of other real estate owned and foreclosed assets	8,454	7,370
Proceeds from sale of SBA loans held for sale	3,386	211
Additions to premises and equipment	-500	-414
Net cash from investing activities	-175,501	-115,868
Cash flows from financing activities:
Net change in deposits	27,759	81,310
Net change in short-term borrowings	52,550
Repayment of borrowings	-12	-11
Redemption of subordinated debentures	-16,094
Stockholder dividends	-1,044
Net change in federal funds purchased and repurchase agreements	-37,901	67,117
Repurchase of common stock	-69	-11
Net cash from financing activities	25,189	148,405
Net change in cash and cash equivalents	-129,752	38,598
Cash and cash equivalents, beginning of period	163,217	109,225
Cash and cash equivalents, end of period	33,465	147,823
Supplemental disclosure of noncash activities:
Financing of the sale of other real estate owned	$8,576

Organization_Operations_And_Ba

Organization, Operations And Basis Of Presentation	9 Months Ended
	Sep. 30, 2013
Organization, Operations And Basis Of Presentation [Abstract]
Organization, Operations and Basis of Presentation	(1)Organization, Operations and Basis of Presentation
	Guaranty Bancorp is a bank holding company registered under the Bank Holding Company Act of 1956, as amended, and headquartered in Colorado.
	The Company’s principal business is to serve as a holding company for its bank subsidiary, Guaranty Bank and Trust Company, referred to as the “Bank”.
	References to “Company,” “us,” “we,” and “our” refer to Guaranty Bancorp on a consolidated basis. References to “Guaranty Bancorp” or to the “holding company” refer to the parent company on a stand-alone basis. References to the “Bank” refer to Guaranty Bank and Trust Company, the Company’s wholly owned bank subsidiary.
	The Bank is a full-service community bank offering an array of banking products and services to the communities it serves along the Front Range of Colorado, including accepting time and demand deposits and originating commercial loans (including energy loans), real estate loans (including jumbo mortgages), Small Business Administration guaranteed loans (“SBA”) and consumer loans. The Bank and its wholly owned subsidiary, Private Capital Management, LLC (“PCM”) provide wealth management services, including private banking, investment management and trust services. Substantially all of the Bank’s loans are secured by specific items of collateral, including business assets, commercial and residential real estate, which include land or improved land and consumer assets. Commercial loans are expected to be repaid from cash flow from the operations of businesses that have taken out the loans. There are no significant concentrations of loans to any one industry or customer. The ability of customers to repay their loans is generally dependent on the real estate market and general economic conditions prevailing in Colorado, among other factors.
	(a)Basis of Presentation
	The accounting and reporting policies of the Company conform to generally accepted accounting principles in the United States of America and prevailing practices within the financial services industry. All material intercompany balances and transactions have been eliminated in consolidation. The Company’s financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair presentation of its financial position and results of operations for the periods presented. All such adjustments are of a normal and recurring nature. Subsequent events have been evaluated through the date of financial statements issuance.
	Certain information and note disclosures normally included in consolidated financial statements prepared in accordance with generally accepted accounting principles in the United States of America have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”). The interim operating results presented in these financial statements are not necessarily indicative of operating results for the full year. For further information, refer to the consolidated financial statements and notes included in the Company’s Annual Report on Form 10-K/A, for the year ended December 31, 2012.
	(b)Use of Estimates
	The preparation of the consolidated financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the consolidated balance sheets and income and expense for the periods presented. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant changes include the assessment for impairment of certain investment securities, the allowance for loan losses, deferred tax assets and liabilities, impairment of other intangible assets and long-lived assets, stock compensation expense and other real estate owned (“OREO”). Assumptions and factors used in these estimates are evaluated on an annual basis and whenever events or changes in circumstances indicate that the previous assumptions and factors have changed. The results of such evaluation could result in adjustments to our estimates.
	(c)Time Deposits with Banks
	The Company may invest in short term, fully insured time deposits with other banks through the Certificate of Deposit Account Registry Service
	(d)Loans, Loan Commitments and Related Financial Instruments
	The Company extends commercial,  real estate, agricultural and consumer loans to customers. A substantial portion of the loan portfolio consists of commercial and real estate loans throughout the Front Range of Colorado. The ability of the Company’s borrowers to honor their contracts is generally dependent upon the real estate and general economic conditions prevailing in Colorado, among other factors.
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding unpaid principal balances, adjusted for charge-offs, the allowance for loan losses and any deferred fees or costs. Accounting for loans is performed consistently across all portfolio segments and classes.
	A portfolio segment is defined in accounting guidance as the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses. A class is defined in accounting guidance as a group of loans having similar initial measurement attributes, risk characteristics and methods for monitoring and assessing risk.
	Interest income is accrued on the unpaid principal balance. Loan origination fees, net of direct origination costs, are deferred and recognized as an adjustment to the related loan yield using the effective interest method without anticipating prepayments.
	The accrual of interest on loans is discontinued (and the loan is put on nonaccrual status) at the time the loan is 90 days past due unless the loan is well secured and in process of collection. The time at which a loan enters past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off prior to the date on which they would otherwise enter past due status if collection of principal or interest is considered doubtful.
	The interest on a  nonaccrual loan is accounted for using the cash-basis method, until the loan qualifies for a return to the accrual basis method, and any payments received on a  nonaccrual loan are applied first to the principal balance of the loan. A loans is returned to accrual status after the delinquent borrower’s financial condition has improved, when all the principal and interest amounts contractually due are brought current and when the likelihood of the borrower making future timely payments are reasonably assured.
	Financial instruments include off‑balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The face amount of each item represents our total exposure to loss with respect to the item, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
	The Company recognizes a liability in relation to these commitments that is intended to represent the estimated future losses on the commitments. In calculating the amount of this liability,  we consider the amount of our off-balance sheet commitments, estimated utilization factors and loan specific risk factors. The Company’s liability for unfunded commitments is calculated quarterly with the balance included under “other liabilities” in the consolidated balance sheet.
	(e)Allowance for Loan Losses
	The allowance for loan losses is a valuation allowance for probable incurred loan losses and is reported as a reduction of outstanding loan balances.
	Management evaluates the amount of the allowance on a regular basis based upon its periodic review of the collectability of the Company’s loans. Factors affecting the collectability of the loans include management’s historical experience, the nature and volume of the loan portfolio, adverse situations that may affect borrowers’ ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. Management maintains the allowance for loan losses at a level that it deems appropriate to adequately provide for known and inherent risks in the loan portfolio and other extensions of credit. The Company’s methodology for estimating the allowance is consistent across all portfolio segments and classes of loans.
	Loans deemed to be uncollectible are charged off and deducted from the allowance. The Company’s loan portfolio primarily consists of non-homogeneous commercial and real estate loans where charge-offs are considered on a loan-by-loan basis based on the facts and circumstances, including management’s evaluation of collateral values in comparison to book values on real estate-dependent loans. Charge-offs on smaller balance unsecured homogenous type loans such as overdrafts and ready reserves are recognized by the time the loan in question is 90 days past due. The provision for loan losses and recoveries on loans previously charged-off are added to the allowance.
	The allowance consists of both a specific and a  general component. The specific component relates to loans that are individually classified as impaired. All loans are subject to individual impairment evaluation should the facts and circumstances pertinent suggest that such evaluation is necessary. Factors considered by management in determining impairment include the loan’s payment status and the probability of collecting scheduled principal and interest payments when they become due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the original underlying loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. If a loan is impaired, a portion, if any, of the allowance is allocated so that the loan is reported at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from collateral. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral-dependent loan, the loan is reported at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with its accounting policy for the allowance for loan losses.
	The general component of the allowance covers all other loans not identified as impaired and is determined by calculating losses recognized by portfolio segment over the preceding four years and adjusted to reflect current factors. In performing this calculation, loans are aggregated  into one of three portfolio segments: Real Estate, Consumer and Commercial & Other. Risk factors impacting loans in each of these portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued high unemployment and reduced credit availability and lack of confidence in a sustainable recovery. The actual loss experience is adjusted for management’s estimate of the impact of other factors based on the risks present for each portfolio segment. These other factors include consideration of the following: the overall level of concentrations and trends of “substandard” and “watch” loans,  loan concentrations within a portfolio segment or division of a portfolio segment, identification of certain loan types with higher risk than other loans, existing internal risk factors, loan growth dynamics and management’s evaluation of the impact of local and national economic conditions on each of the Company’s loan types.
	(f)Other Real Estate Owned and Foreclosed Assets
	Assets acquired through or in lieu of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. If the asset’s fair value declines subsequent to the assets’ acquisition, a valuation allowance is recorded through expense. Operating revenues and expenses of these assets and reductions in the fair value of the assets are included in noninterest expense. Gains and losses on their disposition are also included in noninterest expense.
	(g)Other Intangible Assets
	Intangible assets acquired in a business combination are amortized over their estimated useful lives to their estimated residual values and evaluated for impairment whenever changes in circumstances indicate that such an evaluation is necessary.
	Core deposit intangible assets, referred to as CDI assets are recognized at the time of their acquisition based on valuations prepared by independent third parties or other estimates of fair value. In preparing such valuations, management considers variables such as deposit servicing costs, attrition rates, and market discount rates. CDI assets are amortized to expense over their useful lives, ranging from seven years to 15 years.
	Customer relationship intangible assets are recognized at the time of their acquisition based upon management’s estimate of their fair value. In preparing such valuations, management considers variables such as growth in existing customer base, attrition rates and market discount rates. The customer relationship intangible asset is amortized to expense over its useful life, which has been estimated at ten years.
	(h) Impairment of Long-Lived Assets
	Long-lived assets, such as premises and equipment, and finite-lived intangible assets subject to amortization, are reviewed for impairment whenever events or changes in circumstances indicate that the carrying value of an asset may not be recoverable. The recoverability of assets to be held and used is measured by a comparison of the carrying value of the asset to the estimated undiscounted future cash flows expected to be generated by the asset. If the carrying value of an asset exceeds its estimated undiscounted future cash flows, an impairment charge is recognized by the amount by which the carrying value of the asset exceeds the fair value of the asset, less costs to sell.
	Assets to be disposed of are reported at the lower of their carrying value or fair value less costs to sell, and are no longer depreciated. In 2012, the Company recorded an impairment related to two bank buildings that were later transferred to assets held for sale. At September 30, 2013, one of these properties remained held for sale.
	(i)	Derivative Instruments
	The Company records all derivatives on its consolidated balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Company has elected to designate a derivative in a hedging relationship and apply hedge accounting and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Derivatives designated and qualifying as a hedge of the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Hedge accounting generally provides for the matching of the timing of gain or loss recognition on the hedging instrument with the recognition of the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk in a fair value hedge or the earnings effect of the hedged forecasted transactions in a cash flow hedge. The Company may enter into derivative contracts that are intended to economically hedge certain of its risks, even though hedge accounting does not apply or the Company elects not to apply hedge accounting.
	(j)Stock Incentive Plan
	The Company’s Amended and Restated 2005 Stock Incentive Plan (the “Incentive Plan”) provides for the grant of stock options, stock awards, stock units awards, performance stock awards, stock appreciation rights, and other equity-based awards representing up to a total of 1,700,000 shares of voting common stock to key employees, nonemployee directors, consultants and prospective employees. At September 30, 2013, the Company has only granted stock awards. The Company recognizes stock compensation cost for services received in a share-based payment transaction over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. The compensation cost of employee and director services received in exchange for stock awards is based on the grant date fair value of the award (as determined by quoted market prices). Stock compensation expense recognized reflects estimated forfeitures and is adjusted as necessary to reflect actual forfeitures. The Company has issued stock awards that vest based on service periods from one to four years, and stock awards that vest based on certain performance conditions. The maximum contractual term for these performance-based stock awards is December 31, 2015. At September 30, 2013, certain performance-based stock awards were expected to vest prior to the end of their contractual term, while approximately 74,819 shares were not expected to vest prior to the end of their respective contractual terms, based on current projections in comparison to performance conditions. Should these expectations change, additional expense could be recorded or reversed in future periods.
	(k)    Income Taxes
	Income tax expense is the total of the current year’s income tax payable or refundable and the increase or decrease in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carry forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period of the enactment date.
	Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion, or the entire deferred tax asset will not be realized. In assessing the Company’s likelihood of realizing deferred tax assets, management evaluates both positive and negative evidence, including the existence of any cumulative losses in the current year and the prior two years, the amount of taxes paid in available carry-back years, forecasts of future income, taking into account applicable tax planning strategies, and assessments of current and future economic and business conditions. This analysis is updated quarterly and adjusted as necessary. At September 30, 2013 and December 31, 2012, the Company had a net deferred tax asset of $16,873,000 and $14,990,000, respectively, which includes the net unrealized gain (loss) on securities. After analyzing the composition of and changes in the deferred tax assets and liabilities, consideration of the Company’s forecasted future taxable income, and various tax planning strategies, including the intent to hold the securities available for sale that were in a loss position until maturity, management determined that as of September 30, 2013 it is “more likely than not” that the net deferred tax asset will be fully realized. There was no valuation allowance as of September 30, 2013.
	At September 30, 2013 and December 31, 2012, the Company did not have any uncertain tax positions for which a tax benefit was disallowed under current accounting guidance. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely to be realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
	The Company and the Bank are subject to U.S. federal income tax and State of Colorado income tax. The Company is no longer subject to examination by Federal or State taxing authorities for years before 2008 except to the extent of the amount of the 2009 carryback claim for a refund filed in 2010 with respect to 2004 through 2006. At September 30, 2013 and December 31, 2012, the Company did not have any unrecognized tax benefits. The Company does not expect the amount of any unrecognized tax benefits to significantly change in the next twelve months. The Company recognizes interest related to income tax matters as interest expense and penalties related to income tax matters as other noninterest expense. At September 30, 2013 and December 31, 2012, the Company did not have any amounts accrued for interest and/or penalties.
	(l)Earnings per Common Share
	Basic earnings per common share represents the earnings allocable to common stockholders divided by the weighted average number of common shares outstanding during the period. When there is a loss, generally there is no difference between basic and diluted loss per common shares as any potential additional common shares are typically anti-dilutive as they decrease the loss per common share. Dilutive common shares that may be issued by the Company represent unvested stock awards subject to a service or performance condition. Earnings per common share have been computed based on the following calculation of weighted average shares outstanding:
		Three Months Ended September 30,		Nine Months Ended September 30,
		2013	2012	2013	2012
	Average common shares outstanding(1)	20,873,601	20,787,967	20,861,175	20,783,149
	Effect of dilutive unvested stock grants (1)(2)	107,954	85,376	93,512	93,782
	Average shares outstanding for calculated diluted
	earnings per common share	20,981,555	20,873,343	20,954,687	20,876,931
	(1)Share amounts have been adjusted to reflect the Company's 1-for-5  reverse stock split on May 20, 2013.
	(2)The impact of unvested stock grants representing 515,816 shares at September 30, 2013 had a dilutive impact of 107,954 and 93,512 shares in the diluted earnings per share calculation for the three and nine months ended September 30, 2013, respectively. The impact of unvested stock grants representing 462,917 shares at September 30, 2012 had a dilutive impact of 85,376 and 93,782 shares in the diluted earnings per share calculation for the three and nine months ended September 30, 2012, respectively.
	(m)    Recently Issued Accounting Standards
	Adoption of New Accounting Standards:
	In February 2013, the Financial Accounting Standards Board (the “FASB”) issued an accounting standards update to finalize the reporting requirements for reclassifications of amounts out of accumulated other comprehensive income (“AOCI”). Items reclassified out of AOCI and into net income in their entirety must have the effect of the reclassification disclosed according to the respective income statement line item. This information must be provided either on the face of the financial statements by income statement line item, or in a footnote. For public companies, the amendments in the update became effective for interim and annual periods beginning on or after December 15, 2012. At September 30, 2013, the impact of this update on the Company’s disclosures was not material.
	Newly Issued but not yet Effective Accounting Standards:
	In July of 2013 the FASB issued an accounting standards update to reduce the diversity in the accounting practice with respect to the presentation of unrecognized tax benefits when net operating loss or credit carryforwards are present.  The provisions of this update require the separate presentation of tax benefits related to net operating loss carryforwards and credit carryforwards apart from other deferred tax assets. For public companies, the amendments of the update become effective for fiscal years, and interim periods within those years, beginning subsequent to December 15, 2013.  We expect that the only impact of the update will be for the Company to provide additional disclosure surrounding its recorded net operating loss and credit carryforwards.
	(n)  Reclassifications
	Certain reclassifications of prior year balances have been made to conform to the current year presentation. These reclassifications had no impact on the Company’s consolidated financial position, results of operations or net change in cash and cash equivalents. Share and per share amounts have been adjusted to reflect the Company’s 1-for-5 reverse stock split on May 20, 2013.

Securities

Securities	9 Months Ended
	Sep. 30, 2013
Securities [Abstract]
Securities	(2)Securities
	The fair value of available for sale debt securities and the related gross unrealized gains and losses recognized in AOCI were as follows at the dates presented:
		30-Sep-13
			Fair		Gross		Gross		Amortized
			Value		Unrealized		Unrealized		Cost
					Gains		Losses
			(In thousands)
	Securities available for sale:
	State and municipal	$	55,336	$	104	$	-2,040	$	57,272
	Mortgage-backed - agency / residential		267,552		1,783		-6,844		272,613
	Mortgage-backed - private / residential		629		4		-		625
	Asset-backed		22,936		-		-1,793		24,729
	Marketable equity		1,535		-		-		1,535
	Trust preferred		32,350		302		-2,646		34,694
	Corporate		42,083		322		-241		42,002
	Total securities available for sale	$	422,421	$	2,515	$	-13,564	$	433,470
		31-Dec-12
	Securities available for sale:		Fair		Gross		Gross		Amortized
			Value		Unrealized		Unrealized		Cost
					Gains		Losses
	State and municipal	$	65,244	$	519	$	-116	$	64,841
	Mortgage-backed - agency / residential		264,283		4,342		-411		260,352
	Mortgage-backed - private / residential		720		-		-5		725
	Asset-backed		20,511		147		-7		20,371
	Marketable equity		1,535		-		-		1,535
	Trust preferred		32,840		794		-594		32,640
	Corporate		28,249		528		-91		27,812
	Total securities available for sale	$	413,382	$	6,330	$	-1,224	$	408,276
	The carrying amount, unrecognized gains/losses and fair value of securities held to maturity were as follows at the dates presented:
			Amortized		Gross		Gross		Fair
			Cost		Unrealized		Unrealized		Value
					Gains		Losses
	September 30, 2013:
	State and municipal	$	19,249	$	1	$	-1,441	$	17,809
	Mortgage-backed - agency / residential		14,136		393		-71		14,458
		$	33,385	$	394	$	-1,512	$	32,267
	December 31, 2012:
	State and municipal	$	12,627	$	83	$	-44	$	12,666
	Mortgage-backed - agency / residential		18,656		968		-		19,624
		$	31,283	$	1,051	$	-44	$	32,290
	The proceeds from sales and calls of securities and the associated gains are listed below:
			Three Months Ended September 30,					Nine Months Ended September 30,
			2013		2012			2013		2012
			(In thousands)
	Proceeds	$	2,900	$	32,364		$	10,400	$	62,994
	Gross gains		20		746			74		1,777
	Gross losses		-		-			-		-67
	Net tax expense related to gains
	(losses) on sale		8		284			28		650
	The amortized cost and estimated fair value of available for sale securities by contractual maturity at September 30, 2013 are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to prepay obligations with or without prepayment penalties.
			Available for Sale (AFS)
			Amortized Cost		Fair Value
			(In thousands)
	Securities available for sale:
	Due in one year or less	$	600	$	605
	Due after one year through five years		17,813		18,033
	Due after five years through ten years		29,846		29,711
	Due after ten years		110,439		104,356
	Total AFS, excluding MBS and marketable equity securities		158,698		152,705
	Mortgage-backed and marketable equity securities		274,772		269,716
	Total securities available for sale	$	433,470	$	422,421
			Held to Maturity (HTM)
			Amortized Cost		Fair Value
			(In thousands)
Securities held to maturity:
Due after one year through five years	$	1,428	$	1,430
Due after five years through ten years		3,259		3,182
Due after ten years		14,562		13,197
Total HTM, excluding MBS		19,249		17,809
Mortgage-backed - agency / residential		14,136		14,458
Total securities held to maturity	$	33,385	$	32,267
The following tables present the fair value and the unrealized loss on securities that were temporarily impaired as of September 30, 2013 and December 31, 2012, aggregated by major security type and length of time in a continuous unrealized loss position:
30-Sep-13		Less than 12 Months						12 Months or More					Total
		Fair			Unrealized			Fair			Unrealized		Fair		Unrealized
		Value			Losses			Value			Losses		Value		Losses
		(In thousands)
Description of securities:
Available for sale:
State and municipal	$	50,546		$	-2,040		$	-		$	-	$	50,546	$	-2,040
Mortgage-backed - agency /
residential		173,301			-6,704			12,710			-140		186,011		-6,844
Mortgage-backed - private /
residential		-			-			-			-		-		-
Asset-backed		22,936			-1,793			-			-		22,936		-1,793
Trust preferred		14,842			-846			8,200			-1,800		23,042		-2,646
Corporate		18,744			-241			-			-		18,744		-241
Held to maturity:
State and municipal		16,379			-1,441			-			-		16,379		-1,441
Mortgage-backed - agency /
residential		5,518			-71			-			-		5,518		-71
Total temporarily impaired	$	302,266		$	-13,136		$	20,910		$	-1,940	$	323,176	$	-15,076
31-Dec-12		Less than 12 Months						12 Months or More					Total
		Fair			Unrealized			Fair			Unrealized		Fair		Unrealized
		Value			Losses			Value			Losses		Value		Losses
		(In thousands)
Description of securities:
Available for sale:
State and municipal	$	5,732		$	-116		$	-		$	-	$	5,732	$	-116
Mortgage-backed - agency /
residential		38,419			-353			6,038			-58		44,457		-411
Mortgage-backed - private /
residential		-			-			720			-5		720		-5
Asset-backed		5,174			-7			-			-		5,174		-7
Trust preferred		1,594			-21			9,427			-573		11,021		-594
Corporate		4,944			-91			-			-		4,944		-91
Held to maturity:
State and municipal		4,124			-44			-			-		4,124		-44
Total temporarily impaired	$	59,987		$	-632		$	16,185		$	-636	$	76,172	$	-1,268
In determining whether or not there is an other-than-temporary-impairment (“OTTI”) for a  security, management considers many factors, including: (1) the length of time for which and the extent to which the security’s fair value has been less than cost, (2) the financial condition and near-term prospects of the security’s issuer, (3) whether the decline in the security’s value was affected by macroeconomic conditions, and (4) whether the Company intends to sell the security and whether it is more likely than not that the Company will be required to sell the security before recovering its fair value. The assessment of whether an OTTI exists involves a high degree of subjectivity and judgment and is based on the information available to management at a particular point in time.
During the fourth quarter 2010, the Company recognized an OTTI of $3,500,000. During the first quarter 2013,  the Company foreclosed on the real estate securing the bond on which the OTTI was recognized. At the time of the transfer, no additional impairment was recognized. There are no accumulated credit losses on any of the Company’s securities as of September 30, 2013.
At September 30, 2013, there were 123 individual securities in an unrealized loss position, including seven individual securities that had been in a continuous unrealized loss position for 12 months or longer. Management has evaluated these securities in addition to the remaining 116 securities in an unrealized loss position and has determined that the decline in value since their purchase dates was primarily attributable to changes in market interest rates. At September 30, 2013, the Company did not intend to sell, and did not consider it likely that it would be required to sell, any of these securities prior to recovery in their fair value.
The Company’s unrated and rated municipal bond securities, along with the Company’s other rated investment securities, are subject to an annual internal review process that management has historically performed annually in the fourth quarter. The review process considers a review of the securities’ issuers’ most recent financial statements, including the expected sufficiency of the issuers’ cash flows and timeliness of their interest payments. In addition, management considers any interim information reasonably made available to it that would prompt the need for more frequent review. At September 30, 2013, the Company’s unrated municipal bonds were approximately 8.7% of the carrying value of the Company’s entire municipal bond portfolio.
At September 30, 2013, a hospital revenue bond with a book value of $35,755,000 accounted for 19.0% of total stockholders’ equity. This amortizing tax-exempt bond was issued by a hospital in the Company’s footprint and is secured by a pledge of revenues and a  deed of trust from the hospital, carries an interest rate of 4.75% and matures December 1, 2031. Utilizing the discounted cash flow method and an estimate of current market rates for similar bonds, management determined the estimated fair value of this bond as of September 30, 2013 was in a loss position.  Management determined that the estimated fair value of this bond as of December 31, 2012 approximated its par value.  In addition to conducting its annual review of unrated municipal bonds, the most recent of which was completed in the fourth quarter 2012, management conducts a quarterly review of the hospital’s financial statements. To date, the bond has paid principal and interest in accordance with its contractual terms.
Management concluded that the unrealized loss positions on securities are a result of the level of market interest rates and not a result of the underlying issuers’ ability to repay. Accordingly, there has been no OTTI recognized on the securities in the Company’s investment portfolio during 2013.

Loans

Loans	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]
Loans	(3)Loans
	A summary of net loans held for investment by loan type at the dates indicated is as follows:
			September 30,		December 31,
			2013		2012
			(In thousands)
	Commercial and residential real estate	$	823,442	$	737,537
	Construction		82,711		72,842
	Commercial		280,577		237,199
	Agricultural		10,453		9,417
	Consumer		60,876		63,095
	SBA		32,454		37,207
	Other		3,471		3,043
	Total gross loans		1,293,984		1,160,340
	Unearned loan fees		-732		-1,591
	Loans, net of unearned loan fees		1,293,252		1,158,749
	Less allowance for loan losses		-20,450		-25,142
	Net loans	$	1,272,802	$	1,133,607
	Activity in the allowance for loan losses for the period indicated is as follows:
			Three Months Ended September 30,						Nine Months Ended September 30,
			2013			2012			2013			2012
			(In thousands)
	Balance, beginning of period	$	20,218		$	29,307		$	25,142		$	34,661
	Provision for loan losses		142			-			142			1,500
	Loans charged-off		-110			-1,067			-6,629			-9,500
	Recoveries on loans previously
	charged-off		200			357			1,795			1,936
	Balance, end of period	$	20,450		$	28,597		$	20,450		$	28,597
	The Company’s additional disclosures relating to loans and the allowance for loan losses are broken out into two subsets, portfolio segment and class. The portfolio segment level is defined as the level where financing receivables are aggregated in developing the Company’s systematic method for calculating its allowance for loan losses. The class level is the second level at which credit information is presented and represents the categorization of financing related receivables at a slightly less aggregated level than the portfolio segment level. Data presented according to class is dependent upon the underlying purpose of the loan, whereas loan data organized by portfolio segment is determined by the loan’s underlying collateral, and as a result, disclosures broken out by portfolio segment versus class may not be in agreement.
	The following table provides detail for the ending balances in the Company’s allowance for loan losses and loans held for investment, broken down by portfolio segment as of the dates indicated. In addition, the table also provides a rollforward by portfolio segment of the allowance for loan losses for the three and nine months ended September 30, 2013 and for the three and nine months ended September 30, 2012. The detail provided for the amount of the allowance for loan losses and loans individually versus collectively evaluated for impairment (i.e., the general component versus the specific component of the allowance for loan losses) corresponds to the Company’s systematic methodology for estimating its allowance for loan losses.
			Real Estate			Consumer and			Commercial			Total
						Installment			and Other
			(In thousands)
	Allowance for Loan Losses
	Balance as of December 31, 2012	$	19,550		$	76		$	5,516		$	25,142
	Charge-offs		-5,670			-27			-932			-6,629
	Recoveries		1,647			24			124			1,795
	Provision (credit)		1,404			-69			-1,193			142
	Balance as of September 30, 2013	$	16,931		$	4		$	3,515		$	20,450
	Balance as of June 30, 2013	$	17,095		$	136		$	2,987		$	20,218
	Charge-offs		-92			-12			-6			-110
	Recoveries		182			6			12			200
	Provision (credit)		-254			-126			522			142
	Balance as of September 30, 2013	$	16,931		$	4		$	3,515		$	20,450
	Balances at September 30, 2013:
	Allowance for Loan Losses
	Individually evaluated	$	954		$	-		$	496		$	1,450
	Collectively evaluated		15,977			4			3,019			19,000
	Total	$	16,931		$	4		$	3,515		$	20,450
	Loans
	Individually evaluated	$	19,897		$	-		$	698		$	20,595
	Collectively evaluated		1,043,417			4,090			225,150			1,272,657
	Total	$	1,063,314		$	4,090		$	225,848		$	1,293,252
			Real Estate			Consumer and			Commercial			Total
						Installment			and Other
			(In thousands)
	Allowance for Loan Losses
	Balance as of December 31, 2011	$	29,080		$	136		$	5,445		$	34,661
	Charge-offs		-3,666			-71			-5,763			-9,500
	Recoveries		1,795			43			98			1,936
	Provision (credit)		-4,535			-23			6,058			1,500
	Balance as of September 30, 2012	$	22,674		$	85		$	5,838		$	28,597
	Balance as of June 30, 2012	$	23,547		$	92		$	5,668		$	29,307
	Charge-offs		-1,020			-16			-31			-1,067
	Recoveries		278			18			61			357
Provision (credit)		-131			-9			140			-
Balance as of September 30, 2012	$	22,674		$	85		$	5,838		$	28,597
Balances at September 30, 2012:
Allowance for Loan Losses
Individually evaluated	$	3,507		$	-		$	267		$	3,774
Collectively evaluated		19,167			85			5,571			24,823
Total	$	22,674		$	85		$	5,838		$	28,597
Loans
Individually evaluated	$	20,154		$	7		$	1,567		$	21,728
Collectively evaluated		921,039			4,580			171,621			1,097,240
Total	$	941,193		$	4,587		$	173,188		$	1,118,968
Balances at December 31, 2012:
Allowance for Loan Losses
Individually evaluated	$	1,656		$	-		$	998		$	2,654
Collectively evaluated		17,894			76			4,518			22,488
Total	$	19,550		$	76		$	5,516		$	25,142
Loans
Individually evaluated	$	16,223		$	6		$	1,525		$	17,754
Collectively evaluated		953,429			4,419			183,147			1,140,995
Total	$	969,652		$	4,425		$	184,672		$	1,158,749
The following table provides additional detail with respect to impaired loans broken out according to class as of the dates indicated. The recorded investment included in the following table represents customer balances net of any partial charge-offs recognized on the loans, net of any deferred fees and costs. As nearly all of the Company’s impaired loans at September 30, 2013 and December 31, 2012 were on nonaccrual status, recorded investment excludes any insignificant amount of accrued interest receivable on loans 90-days or more past due and still accruing. The unpaid balance represents the recorded balance prior to any partial charge-offs. Interest income recognized year-to-date may exclude an immaterial amount of interest income on matured loans that are 90 days or more past due, but that are in the process of being renewed and thus are still accruing.
30-Sep-13		Recorded			Unpaid			Related			Average			Interest
		Investment			Balance			Allowance			Recorded			Income
											Investment			Recognized
											YTD			YTD
		(In thousands)
Impaired loans with no related allowance:
Commercial and residential real estate	$	4,688		$	5,519		$	-		$	5,728		$	19
Construction		10,686			10,938			-			5,375			-
Commercial		121			144			-			289			-
Consumer		463			721			-			420			-
Other		287			645			-			723			-
Total	$	16,245		$	17,967		$	-		$	12,535		$	19
Impaired loans with a related allowance:
Commercial and residential real estate	$	2,502			3,142			441			5,998			53
Construction		-			-			-			2,735			-
Commercial		901			1,089			686			1,287			-
Consumer		240			263			82			534			-
Other		707			802			241			244			-
Total	$	4,350		$	5,296		$	1,450		$	10,798		$	53
Total impaired loans:
Commercial and residential real estate	$	7,190			8,661			441			11,726			72
Construction		10,686			10,938			-			8,110			-
Commercial		1,022			1,233			686			1,576			-
Consumer		703			984			82			954			-
Other		994			1,447			241			967			-
Total impaired loans	$	20,595		$	23,263		$	1,450		$	23,333		$	72
31-Dec-12		Recorded			Unpaid			Related			Average			Interest
		Investment			Balance			Allowance			Recorded			Income
											Investment			Recognized
											YTD			YTD
		(In thousands)
Impaired loans with no related allowance:
Commercial and residential real estate	$	7,897		$	8,352		$	-		$	7,983		$	188
Construction		-			-			-			104			-
Commercial		204			284			-			3,247			-
Consumer		616			668			-			1,136			-
Other		1,231			1,959			-			839			-
Total	$	9,948		$	11,263		$	-		$	13,309		$	188
Impaired loans with a related allowance:
Commercial and residential real estate		4,199			5,000			831			7,121			18
Construction		-			-			-			-			-
Commercial		2,801			4,279			1,531			2,218			-
Consumer		716			978			232			545			-
Other		90			185			60			513			-
Total	$	7,806		$	10,442		$	2,654		$	10,397		$	18
Total impaired loans:
Commercial and residential real estate		12,096			13,352			831			15,104			206
Construction		-			-			-			104			-
Commercial		3,005			4,563			1,531			5,465			-
Consumer		1,332			1,646			232			1,681			-
Other		1,321			2,144			60			1,352			-
Total impaired loans	$	17,754		$	21,705		$	2,654		$	23,706		$	206
The gross year-to-date interest income that would have been recorded had the nonaccrual loans been current in accordance with their original terms was $998,000 for the nine months ended September 30, 2013 and $1,029,000 for the nine months ended September 30, 2012.
The following tables summarize by class loans classified as past due in excess of 30 days or more in addition to those loans classified as nonaccrual:
30-Sep-13		30-89		90 Days +		Nonaccrual		Total		Total
		Days Past		Past Due		Loans		Past Due		Loans
		Due		and Still
				Accruing
		(In thousands)
Commercial and residential
real estate	$	502	$	-	$	4,690	$	5,192	$	822,976
Construction		-		-		10,686		10,686		82,664
Commercial		28		-		1,022		1,050		280,418
Consumer		496		-		703		1,199		60,842
Other		-		-		994		994		46,352
Total	$	1,026	$	-	$	18,095	$	19,121	$	1,293,252
31-Dec-12		30-89		90 Days +		Nonaccrual		Total		Total
		Days Past		Past Due		Loans		Past Due		Loans
		Due		and Still
				Accruing
		(In thousands)
Commercial and residential
real estate	$	832	$	224	$	8,034	$	9,090	$	736,524
Construction		-		-		-		-		72,742
Commercial		2,671		-		3,005		5,676		236,874
Consumer		140		-		1,332		1,472		63,009
Other		627		-		1,321		1,948		49,600
Total	$	4,270	$	224	$	13,692	$	18,186	$	1,158,749
The Company categorizes loans into risk categories based on relevant information about the ability of a particular borrower to service its debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company uses the following definitions for risk ratings, which are consistent with the definitions used in supervisory guidance:
Substandard.  Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral, if any, pledged to secure the loan. Loans so classified have a well-defined weakness or weaknesses that jeopardize the collection of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Doubtful.  Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above are considered to be non-classified loans.
The following tables provide detail for the risk categories of loans by class of loans based on the most recent credit analysis performed as of the dates indicated:
30-Sep-13		Commercial		Construction		Commercial		Consumer		Other		Total
		& Residential				Loans
		Real Estate
		(In thousands)
Non-classified	$	812,540	$	72,025	$	278,807	$	59,019	$	43,815	$	1,266,206
Substandard		10,902		10,686		1,770		1,857		2,563		27,778
Doubtful		-		-		-		-		-		-
Subtotal		823,442		82,711		280,577		60,876		46,378		1,293,984
Less: Unearned loan fees		-466		-47		-159		-34		-26		-732
Loans, net of unearned loan fees	$	822,976	$	82,664	$	280,418	$	60,842	$	46,352	$	1,293,252
31-Dec-12		Commercial		Construction		Commercial		Consumer		Other		Total
		& Residential				Loans
		Real Estate
		(In thousands)
Non-classified	$	709,281	$	72,842	$	232,751	$	60,517	$	46,720	$	1,122,111
Substandard		28,256		-		4,448		2,578		2,947		38,229
Doubtful		-		-		-		-		-		-
Subtotal		737,537		72,842		237,199		63,095		49,667		1,160,340
Less: Unearned loan fees		-1,013		-100		-325		-86		-67		-1,591
Loans, net of unearned loan fees	$	736,524	$	72,742	$	236,874	$	63,009	$	49,600	$	1,158,749
The book balance of troubled debt restructurings at September 30, 2013 and December 31, 2012 was $7,059,000 and  $8,497,000, respectively. Management has established approximately $985,000 and  $1,551,000 in specific reserves with respect to these loans as of September 30, 2013 and December 31, 2012. As of both September 30, 2013 and December 31, 2012, the Company had no material additional amounts committed on loans classified as troubled debt restructurings.
During the third quarter 2013, management made nine loan modifications with respect to outstanding troubled debt restructurings. The modifications involved the extension of maturity on seven nonaccrual loans and the forgiveness of debt on two nonaccrual loans which resulted in the recognition of charge-offs of approximately $90,000.
During the nine months ended September 30, 2013, management made 12 loan modifications, including the nine modifications discussed above, along with three additional troubled debt restructurings that included a reduction in interest rate, a payment restructure, and the forgiveness of debt.   In aggregate, as a result of these modifications, the Company recognized charge-offs of approximately $266,000.
The following tables present loans by class modified as troubled debt restructurings that occurred during the three and nine months ended September 30, 2013 and September 30, 2012 (in thousands):
Three Months Ended September 30, 2013:
Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
	Loans			Outstanding Recorded			Outstanding Recorded
				Investment			Investment
Commercial and residential
real estate	6		$	2,239		$	2,147
Construction	-			-			-
Commercial	2			299			299
Consumer	1			21			21
Other	-			-			-
Total	9		$	2,559		$	2,467
Nine Months Ended September 30, 2013:
Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
	Loans			Outstanding Recorded			Outstanding Recorded
				Investment			Investment
Commercial and residential
real estate	8		$	4,711		$	4,445
Construction	-			-			-
Commercial	3			483			483
Consumer	1			21			21
Other	-			-			-
Total	12		$	5,215		$	4,949
Three Months Ended September 30, 2012:
Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
	Loans			Outstanding Recorded			Outstanding Recorded
				Investment			Investment
Commercial and residential
real estate	2		$	928		$	928
Construction	-			-			-
Commercial	-			-			-
Consumer	-			-			-
Other	-			-			-
Total	2		$	928		$	928
Nine Months Ended September 30, 2012:
Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
	Loans			Outstanding Recorded			Outstanding Recorded
				Investment			Investment
Commercial and residential
real estate	8		$	6,710		$	5,494
Construction	-			-			-
Commercial	1			2,144			1,034
Consumer	-			-			-
Other	-			-			-
Total	9		$	8,854		$	6,528
A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. A single default occurred on troubled debt restructurings during the nine months ended September 30, 2013, and as a result, a $133,000 charge-off was taken on the loan. There were no defaults on troubled debt restructurings during the three months ended September 30, 2013.

Other_Real_Estate_Owned

Other Real Estate Owned	9 Months Ended
	Sep. 30, 2013
Other Real Estate Owned [Abstract]
Other Real Estate Owned	(4)Other Real Estate Owned
	Changes in the carrying amount of the Company’s OREO for the nine months ended September 30, 2013 and September 30, 2012 were as follows (in thousands):
	Balance, January 1, 2012	$	29,027
	Additions to OREO		3,095
	Dispositions of OREO		-7,370
	Net loss on sale and valuation adjustments		-1,220
	Balance, September 30, 2012	$	23,532
	Balance, January 1, 2013	$	19,580
	Additions to OREO		3,200
	Dispositions of OREO		-17,030
	Net gain on sale and valuation adjustments		461
	Balance, September 30, 2013	$	6,211
	Expenses related to foreclosed assets include:
			Three Months Ended September 30,				Nine Months Ended September 30,
			2013		2012		2013		2012
			(In thousands)
	Net (gain)/loss on sale and valuation
	adjustments	$	-161	$	46	$	-461	$	1,220
	Operating expenses, net of rental (income)		-39		302		338		-59
	Total expenses related to foreclosed assets	$	-200	$	348	$	-123	$	1,161

Other_Intangible_Assets

Other Intangible Assets	9 Months Ended
	Sep. 30, 2013
Other Intangible Assets [Abstract]
Other Intangible Assets	(5)Other Intangible Assets
	Other intangible assets with finite lives are amortized over their respective estimated useful lives to their estimated residual values. As of September 30, 2013, the Company had intangible assets comprised of its core deposit intangible assets and a  customer relationship intangible asset.
	The following table presents the gross amounts of core deposit intangible assets and a  customer relationship intangible asset and the related accumulated amortization at the dates indicated:
				September 30,		December 31,
		Useful Life		2013		2012
				(In thousands)
	Core deposit intangible assets	7 - 15 years	$	62,975	$	62,975
	Core deposit intangible assets accumulated amortization			-57,973		-56,046
	Core deposit intangible assets, net		$	5,002	$	6,929
	Customer relationship intangible asset	10 years		2,524		2,524
	Customer relationship intangible asset accumulated amortization			-294		-105
	Customer relationship intangible asset, net		$	2,230	$	2,419
	Total other intangible assets, net		$	7,232	$	9,348
	Following is the aggregate amortization expense recognized in each period:
				Three Months Ended September 30,				Nine Months Ended September 30,
				2013		2012		2013		2012
				(In thousands)
	Amortization expense		$	703	$	803	$	2,116	$	2,326

Borrowings

Borrowings	9 Months Ended
	Sep. 30, 2013
Borrowings [Abstract]
Borrowings	(6)Borrowings
	At September 30, 2013, the Company’s outstanding borrowings were $162,701,000 as compared to $110,163,000 at December 31, 2012. These borrowings at September 30, 2013 consisted of $110,151,000 of term notes and $52,550,000 of advances on our line of credit, both with the Federal Home Loan Bank (the “FHLB”). At December 31, 2012, outstanding borrowings consisted only of term borrowings with the FHLB.
	The Company has an advance, pledge and security agreement with the FHLB and had pledged qualifying loans and securities in the amount of $355,889,000 at September 30, 2013 and $316,996,000 at December 31, 2012. The maximum credit allowance for future borrowings, including term notes and advances on the line of credit, was $193,188,000 at September 30, 2013 and $206,833,000 at December 31, 2012.
	The interest rate on the line of credit varies with the federal funds rate, and was 0.18% at September 30, 2013. The term notes have fixed interest rates that range from 2.52% to 4.43%, with a weighted average rate of 2.97%, and remaining maturities as of September 30, 2013 ranging from one to 52  months.

Income_Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2013
Income Taxes [Abstract]
Income Taxes	(7)Income Taxes
	At September 30, 2013 the Company had net deferred tax assets of $16,873,000 compared to  $14,990,000 at December 31, 2012. A valuation allowance is recognized for a deferred tax asset if, based on the weight of available evidence, it is more likely-than-not that some portion of the entire deferred tax asset will not be realized. The ultimate realization of a deferred tax asset is dependent upon the generation of future taxable income during the periods in which the temporary differences responsible for the deferred tax asset become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income and tax planning strategies in making an assessment regarding the realizability of deferred tax assets. Based upon the historical levels of taxable income and projections of future taxable income over the periods in which existing deferred tax assets, including net operating loss carryforwards, are expected to become deductible, management determined that the realization of the deferred tax asset was more likely-than-not and as a result, the Company has not recognized a valuation allowance. The Company recorded tax expense for the first nine months of 2013 of $4,414,000.  The amount of deferred tax assets considered realizable, however, could be reduced in a subsequent quarter if unexpected losses are realized or if estimates of future taxable income are reduced.

Subordinated_Debentures_And_Tr

Subordinated Debentures And Trust Preferred Securities	9 Months Ended
	Sep. 30, 2013
Subordinated Debentures And Trust Preferred Securities [Abstract]
Subordinated Debentures and Trust Preferred Securities	(8) Subordinated Debentures and Trust Preferred Securities
	At September 30, 2013, the Company’s outstanding subordinated debentures were $25,774,000 compared to $41,239,000 at December 31, 2012. During the first quarter 2013, the Company redeemed the subordinated debentures issued by CenBank Trusts I and II. As a result of the early redemption of these instruments, the Company recognized an aggregate prepayment penalty of $629,000. Prior to their early redemption on March 7, 2013 and February 22, 2013, the CenBank Trusts I and II accrued interest at 10.60% and 10.20%, respectively.
	The Company’s remaining subordinated debentures were issued in two separate series. Each issuance has a maturity of 30 years from its date of issuance. The subordinated debentures were issued to trusts established by the Company, which in turn issued $25,000,000 of trust preferred securities (TruPS”). Generally and with certain limitations, the Company is permitted to call the debentures subsequent to the first five or ten years, as applicable, after issuance, if certain conditions are met, or at any time upon the occurrence and continuation of certain changes in either the tax treatment or the capital treatment of the trusts, the debentures or the preferred securities. The Guaranty Capital Trust III TruPS became callable at each quarterly interest payment date starting on July 7, 2008. The CenBank Trust III TruPS became callable at each quarterly interest payment date starting on April 15, 2009.
	As of September 30, 2013, the Company was in compliance with all financial covenants of these remaining subordinated debentures.
	At September 30, 2013 the Company had accrued, unpaid interest on its subordinated debentures of approximately $204,000 compared to $707,000 at December 31, 2012.  Interest payable on subordinated debentures is included in interest payable and other liabilities, on the consolidated balance sheets. Under the terms of each indenture pursuant to which the respective subordinated debentures were issued, the Company has the ability to defer interest on the debentures for a period of up to 60 months as long as it is in compliance with all covenants of the respective indenture. Such a deferral is not an event of default under each indenture and interest on the debentures continues to accrue during the deferral period.  No interest is being deferred at this time.
	The Company is not considered the primary beneficiary of the trusts that issued the TruPS (variable interest entities); therefore, the trusts are not consolidated in the Company’s financial statements and the subordinated debentures are shown as liabilities. The Company’s investment in the common stock of each trust is included in other assets in the Company’s consolidated balance sheets.
	Although the securities issued by each of the trusts are not included as a component of stockholders’ equity in the consolidated balance sheets, they are treated as capital for regulatory purposes. Specifically, under applicable regulatory guidelines, the $25,000,000 of TruPS issued by the trusts qualify as Tier 1 capital, up to a maximum of 25% of capital on an aggregate basis. Any amount that exceeds 25% qualifies as Tier 2 capital. At September 30, 2013, the full $25,000,000 of the TruPS qualified as Tier 1 capital.
	Under the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”), certain TruPS are no longer eligible to be included as Tier 1 capital for regulatory purposes. However, an exception to this statutory prohibition applies to securities issued prior to May 19, 2010 by bank holding companies with less than $15 billion of total assets. Because the Company has less than $15 billion in total assets and issued all of its TruPS prior to May 19, 2010, the Company’s TruPS will continue to be eligible to be treated as Tier 1 capital, subject to other rules and limitations.
	The following table summarizes the terms of each outstanding subordinated debenture issuance at September 30, 2013 (dollars in thousands):
		Date Issued	Amount	Maturity Date	Call Date *	Fixed or Variable	Rate Adjuster		Current Rate		Next Rate Reset Date
	CenBank Trust III	4/8/04	15,464	4/15/34	1/15/14	Variable	LIBOR + 2.65	%	2.92	%	1/15/14
	Guaranty Capital Trust III	6/30/03	10,310	7/7/33	1/7/14	Variable	LIBOR + 3.10	%	3.37	%	1/7/14
	*   Call date represents the earliest or next date the Company can call the debentures

Commitments

Commitments	9 Months Ended
	Sep. 30, 2013
Commitments [Abstract]
Commitments
	(9)Commitments
	The Company enters into credit-related financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and commercial letters of credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets.
	The Company’s exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance sheet instruments.
	At the dates indicated, the following financial instruments were outstanding whose contract amounts represented credit risk:
			September 30,		December 31,
			2013		2012
			(In thousands)
	Commitments to extend credit:
	Variable	$	279,729	$	268,703
	Fixed		42,981		52,176
	Total commitments to extend credit	$	322,710	$	320,879
	Standby letters of credit	$	12,280	$	14,315
	At September 30, 2013, the rates on the fixed rate commitments to extend credit ranged from 2.36% to 7.25%.
	A commitment to extend credit is an agreement to lend to a customer as long as there is no violation of any condition established in the underlying contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Several of the commitments may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. Off-balance sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies used for loans are used to make such commitments, including obtaining collateral, if necessary, at exercise of the commitment.
	A commitment to extend credit under an overdraft protection agreement is a commitment for a  possible future extension of credit to an existing deposit customer. These lines of credit are uncollateralized and usually do not contain a specified maturity date and may not be drawn upon to the total extent to which the Company is committed.
	Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those letters of credit are primarily issued to support public and private borrowing arrangements. A majority of letters of credit issued have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Company generally holds collateral supporting those commitments if deemed necessary.

Fair_Value_Measurements_And_Fa

Fair Value Measurements And Fair Value Of Financial Instruments	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements And Fair Value Of Financial Instruments [Abstract]
Fair Value Measurements and Fair Value of Financial Instruments	(10)  Fair Value Measurements and Fair Value of Financial Instruments
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:
	Level 1 - Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets.
	Level 2 - Significant other observable inputs other than Level 1 prices such as quoted prices in markets that are not active, quoted prices for similar assets, or other inputs that are observable, either directly or indirectly, for substantially the full term of the asset.
	Level 3 - Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. Transfers of financial instruments between levels within the fair value hierarchy are recognized on the date management determines that the underlying circumstances or assumptions have changed.
	The fair values of securities available for sale are generally determined by matrix pricing, which is a mathematical technique widely used in the financial industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). For securities where market values of similar securities are not available management utilizes a discounted cash flow model or other model requiring unobservable inputs to estimate fair value (Level 3 inputs). The valuation of the Company’s Level 3 bonds is highly sensitive to changes in unobservable inputs.
	Currently, the Company uses interest rate swaps to manage interest rate risk. The fair value of interest rate swaps are determined using the market standard methodology of netting the discounted future fixed cash payments (or receipts) and the discounted expected variable cash receipts (or payments). The variable cash receipts (or payments) are based on the expectation of future interest rates (forward curves) derived from observed market interest rate curves (Level 2 inputs). The Company considers the value of the swap to be highly sensitive to fluctuations in interest rates.
	Impaired loans are evaluated and valued at the time the loan is identified as impaired, at the lower of cost or fair value. Fair value is measured based on the value of the collateral securing these loans and is classified at a Level 3 in the fair value hierarchy. Collateral values are determined based on appraisals performed by qualified licensed appraisers hired by the Company and then further adjusted if warranted based on relevant facts and circumstances. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions management considers the fair value of impaired loans to be highly sensitive to changes in market conditions.
	OREO is valued at the time the loan is foreclosed upon and the asset is transferred to OREO. The value is based primarily on third party appraisals, less costs to sell. The appraised value may be adjusted if warranted based on relevant facts and circumstances. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. OREO is reviewed and evaluated on at least an annual basis for additional impairment and adjusted accordingly, based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of OREO properties and because of the relationship between fair value and general economic conditions management considers the fair value of OREO to be highly sensitive to changes in market conditions.
	Financial Assets and Liabilities Measured on a Recurring Basis
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
			Quoted Prices in		Significant		Significant		Balance
			Active Markets		Other Observable		Unobservable
			for Identical		Inputs (Level 2)		Inputs (Level 3)
			Assets (Level 1)
			(In thousands)
	Assets/Liabilities at September 30, 2013
	State and municipal securities	$	-	$	17,191	$	38,145	$	55,336
	Mortgage-backed securities – agency /
	residential		-		267,552		-		267,552
	Mortgage-backed securities – private /
	residential		-		629		-		629
	Asset-backed securities		-		22,936		-		22,936
	Marketable equity securities		-		1,535		-		1,535
	Trust preferred securities		-		32,350		-		32,350
	Corporate securities		-		42,083		-		42,083
	Interest rate swaps - cash flow hedge		-		200		-		200
	Assets/Liabilities at December 31, 2012
	State and municipal securities	$	-	$	15,355	$	49,889	$	65,244
	Mortgage-backed securities – agency /
	residential		-		264,283		-		264,283
	Mortgage-backed securities – private /
	residential		-		720		-		720
	Asset-backed securities		-		20,511		-		20,511
	Marketable equity securities		-		1,535		-		1,535
	Trust preferred securities		-		32,840		-		32,840
	Corporate securities		-		28,249		-		28,249
	There were no transfers of financial assets and liabilities among Level 1, Level 2 and Level 3 during the nine months ended September 30, 2013. As discussed in footnote (2)” Securities”, the single municipal security for which an OTTI was recognized during the fourth quarter of 2010 was foreclosed upon during the first quarter 2013 and is now included as a Level 3 OREO property.
	The table below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three and nine months ended September 30, 2013 and September 30, 2012:
		State and Municipal Securities
			Three Months Ended				Nine Months Ended
			30-Sep-13				30-Sep-13
			(In thousands)
	Beginning balance	$	40,829			$	49,889
	Total unrealized gains (losses) included in:
	Net income (loss)		21				84
	Other comprehensive income (loss)		195				-614
	Purchases, sales, issuances and settlements, net		-2,900				-11,214
	Transfers in and (out) of Level 3		-				-
	Balance end of period	$	38,145			$	38,145
		State and Municipal Securities
			Three Months Ended				Nine Months Ended
			30-Sep-12				30-Sep-12
			(In thousands)
	Beginning balance	$	50,294			$	50,336
	Total unrealized gains (losses) included in:
	Net income (loss)		-				-
	Other comprehensive income (loss)		777				790
	Purchases, sales, issuances and settlements, net		-55				-110
	Transfers in and (out) of Level 3		-				-
	Balance end of period	$	51,016			$	51,016
	For the three and nine months ended September 30, 2013 and September 30, 2012, the entire amount of other comprehensive income for assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) consisted of changes in unrealized gains and losses on the mark to market of securities designated as available for sale.  For the three and nine months ended September 30, 2013 and September 30, 2012 the amounts included in net income include gains recognized on the sale or call of level three municipal bonds in addition to the accretion of any discount
	The following tables present quantitative information about Level 3 fair value measurements on the Company’s state and municipal securities at September 30, 2013 and December 31, 2012:
30-Sep-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
State and municipal securities	$	37,109	discounted cash flow	discount rate	4%- 5%
State and municipal securities		1,036	matrix pricing	discount rate or yield	N/A*
Total	$	38,145
31-Dec-12		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
State and municipal securities	$	48,025	discounted cash flow	discount rate	4%- 5%
State and municipal securities		814	appraisal	adjustment to comparable sales	29%
State and municipal securities		1,050	matrix pricing	discount rate or yield	N/A*
Total	$	49,889
* The Company relies on a third-party pricing service to value non-rated municipal securities. Because of the lack of credit ratings, management considers the relationship between rates on these securities and benchmarks rates to be unobservable. The unobservable adjustments used by the third-party pricing service were not readily available.
Financial Assets and Liabilities Measured on a Nonrecurring Basis
The following tables present impaired loans measured at fair value on a non-recurring basis as of September 30, 2013 and December 31, 2012. The valuation methodology used to measure the fair value of these loans is described earlier in this Note.
		Quoted Prices in		Significant		Significant		Balance
		Active Markets		Other Observable		Unobservable
		for Identical		Inputs (Level 2)		Inputs (Level 3)
		Assets (Level 1)
		(In thousands)
30-Sep-13
Impaired loans:
Commercial and residential real estate	$	-	$	-	$	2,291	$	2,291
Commercial		-		-		215		215
Consumer		-		-		391		391
Other		-		-		667		667
Total impaired loans	$	-	$	-	$	3,564	$	3,564
		Quoted Prices in		Significant		Significant		Balance
		Active Markets		Other Observable		Unobservable
		for Identical		Inputs (Level 2)		Inputs (Level 3)
		Assets (Level 1)
		(In thousands)
31-Dec-12
Impaired loans:
Commercial and residential real estate	$	-	$	-	$	7,467	$	7,467
Commercial		-		-		1,270		1,270
Consumer		-		-		484		484
Other		-		-		1,152		1,152
Total impaired loans	$	-	$	-	$	10,373	$	10,373
Impaired loans, which are generally measured for impairment using the fair value of collateral, had a carrying amount of $20,595,000 at September 30, 2013, after a  partial charge-off of $1,226,000. In addition, these loans have a specific valuation allowance of $1,450,000 at September 30, 2013. These specific reserves generally represent the deficiency between the net realizable value of the underlying collateral and the Company’s recorded investment. Of the $20,595,000 impaired loan portfolio at September 30, 2013, $5,014,000 were carried at fair value as a result of the aforementioned charge-offs and specific valuation allowances. The remaining $15,581,000 of impaired loans were carried at cost at September 30, 2013, as the fair value of the collateral on these loans exceeded the book value for each individual credit. During the nine months ended September 30, 2013, charge-offs and changes in specific valuation allowances on impaired loans carried at fair value resulted in an additional specific provision for loan losses of $3,631,000.
Impaired loans had a carrying amount of $17,754,000 at December 31, 2012, after a partial charge-off of $3,951,000. In addition, these loans had a specific valuation allowance of $2,654,000 at December 31, 2012. Of the $17,754,000 impaired loan portfolio at December 31, 2012, $13,027,000 were carried at fair value as a result of the aforementioned charge-offs and specific valuation allowances. The remaining $4,727,000 of impaired loans were carried at cost at December 31, 2012, as the fair value of the collateral on these loans exceeded the book value for each individual credit.
Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above.
The following tables present quantitative information about Level 3 fair value measurements for impaired loans measured at fair value on a non-recurring basis as of September 30, 2013 and December 31, 2012.
30-Sep-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
Impaired loans:
Commercial and residential real estate	$	2,291	sales comparison	adjustment to comparable sales	5% - 15%
			discounted cash flow	discount rate	1%- 2%
Commercial		215	discounted cash flow	discount rate	5% - 6%
Consumer		391	sales comparison	adjustment to comparable sales	10% - 20%
Other		667	sales comparison	adjustment to comparable sales	7% - 12%
Total impaired loans	$	3,564
31-Dec-12		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
Impaired loans:
Commercial and residential real estate	$	7,467	income approach	capitalization rate	8% - 10%
			sales comparison	adjustment to comparable sales	8% - 25%
Commercial		1,270	discounted cash flow	discount rate	10%
Consumer		484	sales comparison	adjustment to comparable sales	19% - 26%
Other		1,152	sales comparison	adjustment to comparable sales	5% - 25%
			income approach	capitalization rate	10%
Total impaired loans	$	10,373
Nonfinancial Assets and Liabilities Measured on a Nonrecurring Basis
Nonfinancial assets and liabilities measured at fair value on a nonrecurring basis are summarized below:
		Quoted Prices in		Significant		Significant		Balance
		Active Markets		Other Observable		Unobservable
		for Identical		Inputs (Level 2)		Inputs (Level 3)
		Assets (Level 1)
		(In thousands)
30-Sep-13
Other real estate owned and foreclosed assets:
Commercial real estate	$	-	$	-	$	2,578	$	2,578
Land		-		-		3,633		3,633
Total other real estate owned and foreclosed assets	$	-	$	-	$	6,211	$	6,211
31-Dec-12
Other real estate owned and foreclosed assets:
Commercial real estate	$	-	$	-	$	15,507	$	15,507
Land		-		-		4,073		4,073
Total other real estate owned and foreclosed assets	$	-	$	-	$	19,580	$	19,580
OREO had a carrying amount of $6,211,000 at September 30, 2013, which is made up of an outstanding balance of $15,214,000, with a valuation allowance of $9,003,000. OREO write-downs and sales resulted in the valuation allowance decreasing by $95,000 in the third quarter 2013.
OREO had a carrying amount of $19,580,000 at December 31, 2012, which was made up of an outstanding balance of $36,012,000, with a valuation allowance of $16,432,000.
The following table presents quantitative information about Level 3 fair value measurements for OREO measured at fair value on a non-recurring basis as of September 30, 2013.
30-Sep-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
Other real estate owned and
foreclosed assets:
Commercial real estate	$	2,578	income approach	capitalization rate	8% - 12%
			contract negotiations	buyer's offer	N/A*
			broker opinion	discount to broker opinion	10% - 20%
Land		3,633	sales comparison	adjustment to comparable sales	18% - 55%
Total other real estate owned and
foreclosed assets	$	6,211
* The Company evaluates offers made by buyers for OREO based on the economic facts and circumstances impacting each property. Purchase offers are not always based on observable market data and it is not always feasible to disclose an adjustment to these purchase offers to the recorded fair value of these properties.
31-Dec-12		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
Other real estate owned and
foreclosed assets:
Commercial real estate	$	15,507	income approach	capitalization rate	6% - 11%
			contract negotiations	adjustment to appraised value	34%
Land		4,073	sales comparison	adjustment to comparable sales	18% - 55%
Total other real estate owned and
foreclosed assets	$	19,580
Fair Value of Financial Instruments
The estimated fair values, and related carrying amounts, of the Company’s financial instruments are as follows:
				Fair Value Measurements at September 30, 2013:
		Carrying Amount		Level 1		Level 2		Level 3		Total
		(In thousands)
Financial assets:
Cash and cash equivalents	$	33,465	$	33,465	$	-	$	-	$	33,465
Securities available for sale		422,421		-		384,276		38,145		422,421
Securities held to maturity		33,385		-		32,267		-		32,267
Bank stocks		15,451		n/a		n/a		n/a		n/a
Loans, net		1,272,802		-		-		1,266,207		1,266,207
Accrued interest receivable		5,872		-		5,872		-		5,872
Interest rate swap - cash flow hedge		200		-		200		-		200
Financial liabilities:
Deposits	$	1,482,515	$	-	$	1,481,179	$	-	$	1,481,179
Federal funds purchased and sold under
agreements to repurchase		29,139		-		29,139		-		29,139
Short-term borrowings		52,550		-		52,550		-		52,550
Subordinated debentures		25,774		-		-		18,412		18,412
Long-term borrowings		110,151		-		118,176		-		118,176
Accrued interest payable		592		-		592		-		592
				Fair Value Measurements at December 31, 2012:
		Carrying Amount		Level 1		Level 2		Level 3		Total
		(In thousands)
Financial assets:
Cash and cash equivalents	$	163,217	$	163,217	$	-	$	-	$	163,217
Time deposits with banks		8,000		8,000		-		-		8,000
Securities available for sale		413,382		-		363,493		49,889		413,382
Securities held to maturity		31,283		-		32,290		-		32,290
Bank stocks		14,262		n/a		n/a		n/a		n/a
Loans, net		1,133,607		-		-		1,169,920		1,169,920
Accrued interest receivable		4,896		-		4,896		-		4,896
Financial liabilities:
Deposits	$	1,454,756	$	-	$	1,454,452	$	-	$	1,454,452
Federal funds purchased and sold under
agreements to repurchase		67,040		-		67,040		-		67,040
Subordinated debentures		41,239		-		-		33,848		33,848
Long-term borrowings		110,163		-		120,941		-		120,941
Accrued interest payable		1,126		-		1,126		-		1,126
The fair value of a financial instrument is the current amount that would be exchanged between willing parties, other than in a forced liquidation. Fair value is best determined based upon quoted market prices.  However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.
Certain financial instruments and all nonfinancial instruments are excluded from the disclosure requirements. Therefore, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company.
The following methods and assumptions are used by the Company in estimating fair value disclosures for financial instruments:
(a) Cash and Cash Equivalents and Time Deposits with Banks
The carrying amounts of cash and short-term instruments approximate fair values (Level 1).
(b) Securities and Bank Stocks
Fair values for securities available for sale and held to maturity are generally determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). For positions that are not traded in active markets or are subject to transfer restrictions (i.e., bonds valued with Level 3 inputs), management uses a combination of reviews of the underlying financial statements, appraisals and management’s judgment regarding credit quality and intent to sell in order to determine the value of the bond.
It is not practical to determine the fair value of bank stocks due to restrictions placed on the transferability of FHLB stock, Federal Reserve Bank stock and Bankers’ Bank of the West stock. These three stocks comprise the majority of the balance of bank stocks.
(c) Loans
For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values (Level 3). Fair values for other loans (e.g., commercial real estate and investment property mortgage loans, commercial loans) are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality (Level 3). Impaired loans are valued at the lower of cost or fair value as described above in this note. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.
(d) Deposits
The fair values of demand deposits (e.g., interest and non-interest checking, passbook savings, and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) (Level 2). The carrying amounts of variable rate, fixed-term money market accounts and certificates of deposit approximate their fair values at the reporting date (Level 2). Fair values for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits (Level 2).
(e) Short-term Borrowings
The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within ninety days approximate their fair values (Level 2).
(f) Long-term Borrowings
The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements (Level 2).
(g) Subordinated Debentures
The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements (Level 3).
(h) Accrued Interest Receivable/Payable
The carrying amounts of accrued interest approximate fair value (Level 2).
(i) Interest Rate Swaps, net
The fair value of interest rate swaps are determined using the market standard methodology of netting the discounted future fixed cash payments (or receipts) and the discounted expected variable cash receipts (or payments). The variable cash receipts (or payments) are based on the expectation of future interest rates (forward curves) derived from observed market interest rate curves (Level 2).
Off-balance Sheet Instruments
Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not material.

Derivatives_And_Hedging_Activi

Derivatives And Hedging Activities

9 Months Ended

Sep. 30, 2013

Derivatives And Hedging Activities [Abstract]

Derivative And Hedging Activities

(11)   Derivatives and Hedging Activities

The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company utilizes derivative financial instruments to assist in the management of interest rate risk, primarily helping to secure long term borrowing rates. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the payment or receipt of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s derivative financial instruments are used to manage differences in the amount, timing, and duration of the Company’s known or expected cash payments or receipts principally related to certain variable-rate borrowings. The Company does not use derivatives for trading or speculative purposes.

The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the consolidated balance sheet as of September 30, 2013 and December 31, 2012.

Balance

Fair Value

Sheet

September 30,

December 31,

Location

2013

2012

(In thousands)

Derivatives designated as hedging instruments

Assets:

Interest rate swaps

Other assets

$

200

$

-

Liabilities:

Interest rate swaps

Other liabilities

$

-

$

-

The Company’s objectives in using interest rate derivatives are to add stability and predictability to interest expense and to manage the Company’s exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate swaps as part of its interest rate risk management strategy. For hedges of the Company’s variable-rate borrowings, interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed payments. As of September 30, 2013, the Company had one interest rate swap with a notional amount of $25,000,000 that was designated as a cash flow hedge associated with the Company’s forecasted variable-rate borrowings. The swap is forward-starting and is not effective until June 2015.

The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges is recorded in Accumulated Other Comprehensive Income (“AOCI”) and is subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. The ineffective portion of the change in fair value of the derivatives is recognized directly in earnings. The Company’s cash flow hedges are used to hedge the forecasted variable cash outflows associated with forecasted issuances of FHLB advances. During the three and nine months ended September 30, 2013, the income statement effect of hedge ineffectiveness was not material.

Amounts reported in AOCI related to derivatives will be reclassified to interest expense as interest payments are made on the Company’s variable-rate liabilities. Management expects that, during the next twelve months, no amounts will be reclassified as an adjustment to interest expense related to interest rate swaps as the related borrowings which correspond to the hedge are anticipated to be entered into during June of 2015.

The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with another third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. The impact of these customer interest rate swaps on the company’s financial statements was not material for any periods covered by this report.

The table below presents the effect  of the Company’s derivative financial instruments on both comprehensive income and net income for the three and nine months ended September 30, 2013 and 2012.

Income

Three Months Ended

Nine Months Ended

Interest Rate Swaps with

Statement

September 30,

September 30,

Hedge Designation

Location

2013

2012

2013

2012

(In thousands)

Gain or (loss) recognized in OCI on

derivative

Not applicable

$

-87

$

-

$

184

$

-

Gain or (loss) reclassified from

accumulated OCI into income

(ineffective portion)

Interest expense

-1

-

-

-

The Company has agreements with its derivative counterparties that contain a cross-default provision whereby if the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations.

The Company has minimum collateral posting thresholds with certain of its derivative counterparties, and has posted $1,076,000 against its obligations under these agreements. If the Company had breached any of these provisions at September 30, 2013, it could have been required to settle its obligations under the agreements at the termination value.

StockBased_Compensation

Stock-Based Compensation	9 Months Ended
	Sep. 30, 2013
Stock-Based Compensation [Abstract]
Stock-Based Compensation	(12)   Stock-Based Compensation
	Under the Company’s Incentive Plan, the Company’s Board of Directors may grant stock-based compensation awards to nonemployee directors, key employees, consultants and prospective employees under the terms described in the Incentive Plan. Stock-based compensation awards issuable under the Incentive Plan include the grant of options, restricted stock awards, restricted stock unit awards, performance stock awards, stock appreciation rights and other equity based awards. The Incentive Plan provides that eligible participants may be granted shares of Company common stock that are subject to forfeiture until the grantee vests in the stock award based on the established conditions, which may include service conditions, established performance measures or both.
	Prior to the vesting of stock awards that are subject to a service vesting condition, each grantee has the rights of a stockholder with respect to voting the shares of stock represented by the award. The grantee is not entitled to dividend rights with respect to the shares of stock until vesting occurs. Prior to vesting of the stock awards with performance vesting conditions, each grantee has the rights of a stockholder with respect to voting of the shares of stock represented by the award. The recipient is generally not entitled to dividend rights with respect to unvested shares.  Other than the stock awards with service and performance based vesting conditions, no other grants have been made under the Incentive Plan.
	The Incentive Plan authorizes grants of stock-based compensation awards of up to a total of 1,700,000 shares of Company voting common stock, subject to adjustments upon the occurrence of certain events. As of September 30, 2013 and December 31, 2012, there were outstanding awards representing 515,816 and 339,359 shares of unvested stock (net of forfeitures), with 859,456 and 1,087,087 shares remaining available for grant under the Incentive Plan, respectively.
	Of the 515,816 shares represented by unvested awards at September 30, 2013,  approximately 416,000 shares are expected to vest. At September 30, 2013, there were 220,604 shares of restricted stock outstanding that were subject to a performance condition. Management expects that 145,785 of these 220,604 shares will vest and that the remaining shares will expire unvested. The performance shares that are expected to vest relate to awards granted to various key employees. The grant dates of these shares range from February 2011 through February 2013. These performance shares are contingent upon the meeting of certain return on asset and income-related performance measures. The specific number of performance-based shares expected to vest (those that are subject to return on asset and, in some cases, net income performance measures) is determined by actual performance in consideration of the established range of the performance target. Management expects that the targeted performance goals will be met with respect to the performance-based shares awarded in 2012 and 2013 and does not expect to reach the threshold performance criteria for the performance awards granted in 2011, which is consistent with the level of expense currently being recognized over the vesting period. Should this expectation change, additional compensation expense could be recorded in future periods or previously recognized expense could be reversed.
	A summary of the status of unearned stock awards and the change during the period is presented in the table below:
		Shares (1)		Weighted Average Fair
				Value on Award Date (1)
	Unearned at January 1, 2013	339,359	$	7.40
	Awarded	236,599		10.15
	Forfeited	-8,886		8.17
	Vested	-51,256		7.91
	Unearned at September 30, 2013	515,816	$	8.58
	-1	Share and per share amounts have been adjusted to reflect the Company’s 1-for-5 reverse stock split on May 20, 2013.
	The Company recognized $1,070,000 and  $540,000 in stock-based compensation expense for services rendered for the nine months ended September 30, 2013 and September 30, 2012, respectively. The total income tax effect recognized on the consolidated balance sheet for share-based compensation arrangements was a $407,000 benefit for the nine months ended September 30, 2013. At September 30, 2013, compensation cost of $2,465,000 related to unvested awards not yet recognized is expected to be recognized over a weighted-average period of 1.6 years. The fair value of awards that vested in the nine months ended September 30, 2013 was approximately $530,000.

Capital_Ratios

Capital Ratios	9 Months Ended
	Sep. 30, 2013
Capital Ratios [Abstract]
Capital Ratios	(13)   Capital Ratios
	The following table provides the capital ratios of the Company and Bank as of the dates presented, along with the applicable regulatory capital requirements:
		Ratio at		Ratio at		Minimum Capital Requirement		Minimum Requirement for "Well-Capitalized" Institution
		September 30,		December 31,
		2013		2012
	Total Risk-Based Capital Ratio
	Consolidated	14.94	%	16.27	%	8.00	%	N/A
	Guaranty Bank and Trust Company	14.40	%	15.52	%	8.00	%	10.00	%
	Tier 1 Risk-Based Capital Ratio
	Consolidated	13.69	%	15.02	%	4.00	%	N/A
	Guaranty Bank and Trust Company	13.15	%	14.26	%	4.00	%	6.00	%
	Leverage Ratio
	Consolidated	11.50	%	11.93	%	4.00	%	N/A
	Guaranty Bank and Trust Company	11.05	%	11.35	%	4.00	%	5.00	%

Total_Comprehensive_Income

Total Comprehensive Income	9 Months Ended
	Sep. 30, 2013
Total Comprehensive Income [Abstract]
Total Comprehensive Income	(14)  Total Comprehensive Income
	The following tables present the components of other comprehensive income (loss) and total comprehensive income for the periods presented:
			Three Months Ended September 30,				Nine Months Ended September 30,
			2013		2012		2013		2012
			(In thousands)
	Net income	$	3,851	$	2,830	$	9,941	$	11,939
	Other comprehensive income (loss):
	Change in net unrealized gains (losses)
	on investment securities		-1,060		3,882		-16,081		4,282
	Less: Reclassification adjustments for net
	losses (gains) included in net income		-20		-746		-74		-1,710
	Change in net unrealized gains (losses)
	on derivative instruments		-140		-		297		-
	Less: Reclassification adjustments for hedge
	ineffectiveness included in net income		1		-		-		-
	Net unrealized holding gains (losses)		-1,219		3,136		-15,858		2,572
	Income tax benefit (expense)		464		-1,192		6,028		-978
	Other comprehensive income (loss)		-755		1,944		-9,830		1,594
	Total comprehensive income (loss)	$	3,096	$	4,774	$	111	$	13,533
	The tax effect for the amounts reclassified out of accumulated other comprehensive income (loss) are reflected in the income tax expense (benefit) line item on the income statement.
			Three Months Ended September 30, 2013						Three Months Ended September 30, 2012
			Pre-Tax		Tax Effect		Net-of-Tax		Pre-Tax		Tax Effect		Net-of-Tax
			Amount				Amount		Amount				Amount
			(In thousands)
	Unrealized gains and losses on securities:
	Change in net unrealized
	gains (losses)	$	-1,060	$	403	$	-657	$	3,882	$	-1,476	$	2,406
	Less: Reclassification
	adjustments for net
	losses (gains) included in
	net income		-20		8		-12		-746		284		-462
	Unrealized gains and losses on derivatives:
	Change in net unrealized
	gains (losses)		-140		53		-87		-		-		-
	Less: Reclassification
	adjustments for hedge
	ineffectiveness included
	in net income		1		-		1		-		-		-
	Other comprehensive
	income (loss)	$	-1,219	$	464	$	-755	$	3,136	$	-1,192	$	1,944
			Nine Months Ended September 30, 2013						Nine Months Ended September 30, 2012
			Pre-Tax		Tax Effect		Net-of-Tax		Pre-Tax		Tax Effect		Net-of-Tax
			Amount				Amount		Amount				Amount
			(In thousands)
	Unrealized gains and losses on securities:
	Change in net unrealized
	gains (losses)	$	-16,081	$	6,113	$	-9,968	$	4,282	$	-1,628	$	2,654
	Less: Reclassification
	adjustments for net
	losses (gains) included in
	net income		-74		28		-46		-1,710		650		-1,060
	Unrealized gains and losses on derivatives:
	Change in net unrealized
	gains (losses)		297		-113		184		-		-		-
	Less: Reclassification
	adjustments for hedge
	ineffectiveness included
	in net income		-		-		-		-		-		-
	Other comprehensive
	income (loss)	$	-15,858	$	6,028	$	-9,830	$	2,572	$	-978	$	1,594

Legal_Contingencies

Legal Contingencies	9 Months Ended
	Sep. 30, 2013
Legal Contingencies [Abstract]
Legal Contingencies	(15)  Legal Contingencies
	The Company and the Bank are defendants, from time to time, in legal actions arising from transactions conducted in the ordinary course of business. The Company and the Bank believe, after consultations with legal counsel, that the ultimate liability, if any, arising from such actions will not have a material adverse effect on their financial statements.

Organization_Operations_And_Ba1

Organization, Operations, And Basis Of Presenstation (Policy) (Details)	9 Months Ended
	Sep. 30, 2013
Organization, Operations And Basis Of Presentation [Abstract]
Basis of Presentation	(a)Basis of Presentation
	The accounting and reporting policies of the Company conform to generally accepted accounting principles in the United States of America and prevailing practices within the financial services industry. All material intercompany balances and transactions have been eliminated in consolidation. The Company’s financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair presentation of its financial position and results of operations for the periods presented. All such adjustments are of a normal and recurring nature. Subsequent events have been evaluated through the date of financial statements issuance.
	Certain information and note disclosures normally included in consolidated financial statements prepared in accordance with generally accepted accounting principles in the United States of America have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”). The interim operating results presented in these financial statements are not necessarily indicative of operating results for the full year. For further information, refer to the consolidated financial statements and notes included in the Company’s Annual Report on Form 10-K/A, for the year ended December 31, 2012.
Use of Estimates	(b)Use of Estimates
	The preparation of the consolidated financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the consolidated balance sheets and income and expense for the periods presented. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant changes include the assessment for impairment of certain investment securities, the allowance for loan losses, deferred tax assets and liabilities, impairment of other intangible assets and long-lived assets, stock compensation expense and other real estate owned (“OREO”). Assumptions and factors used in these estimates are evaluated on an annual basis and whenever events or changes in circumstances indicate that the previous assumptions and factors have changed. The results of such evaluation could result in adjustments to our estimates.
Time Deposits with Banks	(c)Time Deposits with Banks
	The Company may invest in short term, fully insured time deposits with other banks through the Certificate of Deposit Account Registry Service
Loans, Loan Commitments and Related Financial Instruments	(d)Loans, Loan Commitments and Related Financial Instruments
	The Company extends commercial,  real estate, agricultural and consumer loans to customers. A substantial portion of the loan portfolio consists of commercial and real estate loans throughout the Front Range of Colorado. The ability of the Company’s borrowers to honor their contracts is generally dependent upon the real estate and general economic conditions prevailing in Colorado, among other factors.
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding unpaid principal balances, adjusted for charge-offs, the allowance for loan losses and any deferred fees or costs. Accounting for loans is performed consistently across all portfolio segments and classes.
	A portfolio segment is defined in accounting guidance as the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses. A class is defined in accounting guidance as a group of loans having similar initial measurement attributes, risk characteristics and methods for monitoring and assessing risk.
	Interest income is accrued on the unpaid principal balance. Loan origination fees, net of direct origination costs, are deferred and recognized as an adjustment to the related loan yield using the effective interest method without anticipating prepayments.
	The accrual of interest on loans is discontinued (and the loan is put on nonaccrual status) at the time the loan is 90 days past due unless the loan is well secured and in process of collection. The time at which a loan enters past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off prior to the date on which they would otherwise enter past due status if collection of principal or interest is considered doubtful.
	The interest on a  nonaccrual loan is accounted for using the cash-basis method, until the loan qualifies for a return to the accrual basis method, and any payments received on a  nonaccrual loan are applied first to the principal balance of the loan. A loans is returned to accrual status after the delinquent borrower’s financial condition has improved, when all the principal and interest amounts contractually due are brought current and when the likelihood of the borrower making future timely payments are reasonably assured.
	Financial instruments include off‑balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The face amount of each item represents our total exposure to loss with respect to the item, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
	The Company recognizes a liability in relation to these commitments that is intended to represent the estimated future losses on the commitments. In calculating the amount of this liability,  we consider the amount of our off-balance sheet commitments, estimated utilization factors and loan specific risk factors. The Company’s liability for unfunded commitments is calculated quarterly with the balance included under “other liabilities” in the consolidated balance sheet.
Allowance for Loan Losses	(e)Allowance for Loan Losses
	The allowance for loan losses is a valuation allowance for probable incurred loan losses and is reported as a reduction of outstanding loan balances.
	Management evaluates the amount of the allowance on a regular basis based upon its periodic review of the collectability of the Company’s loans. Factors affecting the collectability of the loans include management’s historical experience, the nature and volume of the loan portfolio, adverse situations that may affect borrowers’ ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. Management maintains the allowance for loan losses at a level that it deems appropriate to adequately provide for known and inherent risks in the loan portfolio and other extensions of credit. The Company’s methodology for estimating the allowance is consistent across all portfolio segments and classes of loans.
	Loans deemed to be uncollectible are charged off and deducted from the allowance. The Company’s loan portfolio primarily consists of non-homogeneous commercial and real estate loans where charge-offs are considered on a loan-by-loan basis based on the facts and circumstances, including management’s evaluation of collateral values in comparison to book values on real estate-dependent loans. Charge-offs on smaller balance unsecured homogenous type loans such as overdrafts and ready reserves are recognized by the time the loan in question is 90 days past due. The provision for loan losses and recoveries on loans previously charged-off are added to the allowance.
	The allowance consists of both a specific and a  general component. The specific component relates to loans that are individually classified as impaired. All loans are subject to individual impairment evaluation should the facts and circumstances pertinent suggest that such evaluation is necessary. Factors considered by management in determining impairment include the loan’s payment status and the probability of collecting scheduled principal and interest payments when they become due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the original underlying loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. If a loan is impaired, a portion, if any, of the allowance is allocated so that the loan is reported at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from collateral. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral-dependent loan, the loan is reported at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with its accounting policy for the allowance for loan losses.
	The general component of the allowance covers all other loans not identified as impaired and is determined by calculating losses recognized by portfolio segment over the preceding four years and adjusted to reflect current factors. In performing this calculation, loans are aggregated  into one of three portfolio segments: Real Estate, Consumer and Commercial & Other. Risk factors impacting loans in each of these portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued high unemployment and reduced credit availability and lack of confidence in a sustainable recovery. The actual loss experience is adjusted for management’s estimate of the impact of other factors based on the risks present for each portfolio segment. These other factors include consideration of the following: the overall level of concentrations and trends of “substandard” and “watch” loans,  loan concentrations within a portfolio segment or division of a portfolio segment, identification of certain loan types with higher risk than other loans, existing internal risk factors, loan growth dynamics and management’s evaluation of the impact of local and national economic conditions on each of the Company’s loan types.
Other Real Estate Owned and Foreclosed Assets	(f)Other Real Estate Owned and Foreclosed Assets
	Assets acquired through or in lieu of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. If the asset’s fair value declines subsequent to the assets’ acquisition, a valuation allowance is recorded through expense. Operating revenues and expenses of these assets and reductions in the fair value of the assets are included in noninterest expense. Gains and losses on their disposition are also included in noninterest expense.
Other Intangible Assets	(g)Other Intangible Assets
	Intangible assets acquired in a business combination are amortized over their estimated useful lives to their estimated residual values and evaluated for impairment whenever changes in circumstances indicate that such an evaluation is necessary.
	Core deposit intangible assets, referred to as CDI assets are recognized at the time of their acquisition based on valuations prepared by independent third parties or other estimates of fair value. In preparing such valuations, management considers variables such as deposit servicing costs, attrition rates, and market discount rates. CDI assets are amortized to expense over their useful lives, ranging from seven years to 15 years.
	Customer relationship intangible assets are recognized at the time of their acquisition based upon management’s estimate of their fair value. In preparing such valuations, management considers variables such as growth in existing customer base, attrition rates and market discount rates. The customer relationship intangible asset is amortized to expense over its useful life, which has been estimated at ten years.
Impairment of Long-Lived Assets	(h) Impairment of Long-Lived Assets
	Long-lived assets, such as premises and equipment, and finite-lived intangible assets subject to amortization, are reviewed for impairment whenever events or changes in circumstances indicate that the carrying value of an asset may not be recoverable. The recoverability of assets to be held and used is measured by a comparison of the carrying value of the asset to the estimated undiscounted future cash flows expected to be generated by the asset. If the carrying value of an asset exceeds its estimated undiscounted future cash flows, an impairment charge is recognized by the amount by which the carrying value of the asset exceeds the fair value of the asset, less costs to sell.
	Assets to be disposed of are reported at the lower of their carrying value or fair value less costs to sell, and are no longer depreciated. In 2012, the Company recorded an impairment related to two bank buildings that were later transferred to assets held for sale. At September 30, 2013, one of these properties remained held for sale.
Stock Incentive Plan	(i)	Derivative Instruments
	The Company records all derivatives on its consolidated balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Company has elected to designate a derivative in a hedging relationship and apply hedge accounting and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Derivatives designated and qualifying as a hedge of the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Hedge accounting generally provides for the matching of the timing of gain or loss recognition on the hedging instrument with the recognition of the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk in a fair value hedge or the earnings effect of the hedged forecasted transactions in a cash flow hedge. The Company may enter into derivative contracts that are intended to economically hedge certain of its risks, even though hedge accounting does not apply or the Company elects not to apply hedge accounting.
	(j)Stock Incentive Plan
	The Company’s Amended and Restated 2005 Stock Incentive Plan (the “Incentive Plan”) provides for the grant of stock options, stock awards, stock units awards, performance stock awards, stock appreciation rights, and other equity-based awards representing up to a total of 1,700,000 shares of voting common stock to key employees, nonemployee directors, consultants and prospective employees. At September 30, 2013, the Company has only granted stock awards. The Company recognizes stock compensation cost for services received in a share-based payment transaction over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. The compensation cost of employee and director services received in exchange for stock awards is based on the grant date fair value of the award (as determined by quoted market prices). Stock compensation expense recognized reflects estimated forfeitures and is adjusted as necessary to reflect actual forfeitures. The Company has issued stock awards that vest based on service periods from one to four years, and stock awards that vest based on certain performance conditions. The maximum contractual term for these performance-based stock awards is December 31, 2015. At September 30, 2013, certain performance-based stock awards were expected to vest prior to the end of their contractual term, while approximately 74,819 shares were not expected to vest prior to the end of their respective contractual terms, based on current projections in comparison to performance conditions. Should these expectations change, additional expense could be recorded or reversed in future periods.
Income Taxes	(k)    Income Taxes
	Income tax expense is the total of the current year’s income tax payable or refundable and the increase or decrease in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carry forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period of the enactment date.
	Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion, or the entire deferred tax asset will not be realized. In assessing the Company’s likelihood of realizing deferred tax assets, management evaluates both positive and negative evidence, including the existence of any cumulative losses in the current year and the prior two years, the amount of taxes paid in available carry-back years, forecasts of future income, taking into account applicable tax planning strategies, and assessments of current and future economic and business conditions. This analysis is updated quarterly and adjusted as necessary. At September 30, 2013 and December 31, 2012, the Company had a net deferred tax asset of $16,873,000 and $14,990,000, respectively, which includes the net unrealized gain (loss) on securities. After analyzing the composition of and changes in the deferred tax assets and liabilities, consideration of the Company’s forecasted future taxable income, and various tax planning strategies, including the intent to hold the securities available for sale that were in a loss position until maturity, management determined that as of September 30, 2013 it is “more likely than not” that the net deferred tax asset will be fully realized. There was no valuation allowance as of September 30, 2013.
	At September 30, 2013 and December 31, 2012, the Company did not have any uncertain tax positions for which a tax benefit was disallowed under current accounting guidance. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely to be realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
	The Company and the Bank are subject to U.S. federal income tax and State of Colorado income tax. The Company is no longer subject to examination by Federal or State taxing authorities for years before 2008 except to the extent of the amount of the 2009 carryback claim for a refund filed in 2010 with respect to 2004 through 2006. At September 30, 2013 and December 31, 2012, the Company did not have any unrecognized tax benefits. The Company does not expect the amount of any unrecognized tax benefits to significantly change in the next twelve months. The Company recognizes interest related to income tax matters as interest expense and penalties related to income tax matters as other noninterest expense. At September 30, 2013 and December 31, 2012, the Company did not have any amounts accrued for interest and/or penalties.
Earnings (Loss) Per Common Share	(l)Earnings per Common Share
	Basic earnings per common share represents the earnings allocable to common stockholders divided by the weighted average number of common shares outstanding during the period. When there is a loss, generally there is no difference between basic and diluted loss per common shares as any potential additional common shares are typically anti-dilutive as they decrease the loss per common share. Dilutive common shares that may be issued by the Company represent unvested stock awards subject to a service or performance condition. Earnings per common share have been computed based on the following calculation of weighted average shares outstanding:
		Three Months Ended September 30,		Nine Months Ended September 30,
		2013	2012	2013	2012
	Average common shares outstanding(1)	20,873,601	20,787,967	20,861,175	20,783,149
	Effect of dilutive unvested stock grants (1)(2)	107,954	85,376	93,512	93,782
	Average shares outstanding for calculated diluted
	earnings per common share	20,981,555	20,873,343	20,954,687	20,876,931
	(1)Share amounts have been adjusted to reflect the Company's 1-for-5  reverse stock split on May 20, 2013.
	(2)The impact of unvested stock grants representing 515,816 shares at September 30, 2013 had a dilutive impact of 107,954 and 93,512 shares in the diluted earnings per share calculation for the three and nine months ended September 30, 2013, respectively. The impact of unvested stock grants representing 462,917 shares at September 30, 2012 had a dilutive impact of 85,376 and 93,782 shares in the diluted earnings per share calculation for the three and nine months ended September 30, 2012, respectively.
Recently Issued Accounting Standards
	(m)    Recently Issued Accounting Standards
	Adoption of New Accounting Standards:
	In February 2013, the Financial Accounting Standards Board (the “FASB”) issued an accounting standards update to finalize the reporting requirements for reclassifications of amounts out of accumulated other comprehensive income (“AOCI”). Items reclassified out of AOCI and into net income in their entirety must have the effect of the reclassification disclosed according to the respective income statement line item. This information must be provided either on the face of the financial statements by income statement line item, or in a footnote. For public companies, the amendments in the update became effective for interim and annual periods beginning on or after December 15, 2012. At September 30, 2013, the impact of this update on the Company’s disclosures was not material.
	Newly Issued but not yet Effective Accounting Standards:
	In July of 2013 the FASB issued an accounting standards update to reduce the diversity in the accounting practice with respect to the presentation of unrecognized tax benefits when net operating loss or credit carryforwards are present.  The provisions of this update require the separate presentation of tax benefits related to net operating loss carryforwards and credit carryforwards apart from other deferred tax assets. For public companies, the amendments of the update become effective for fiscal years, and interim periods within those years, beginning subsequent to December 15, 2013.  We expect that the only impact of the update will be for the Company to provide additional disclosure surrounding its recorded net operating loss and credit carryforwards.
Reclassifications	(n)  Reclassifications
	Certain reclassifications of prior year balances have been made to conform to the current year presentation. These reclassifications had no impact on the Company’s consolidated financial position, results of operations or net change in cash and cash equivalents. Share and per share amounts have been adjusted to reflect the

Organization_Operations_And_Ba2

Organization, Operations And Basis Of Presentation (Tables)	9 Months Ended
	Sep. 30, 2013
Organization, Operations And Basis Of Presentation [Abstract]
Earnings (Loss) Per Common Share Basic And Diluted
		Three Months Ended September 30,		Nine Months Ended September 30,
		2013	2012	2013	2012
	Average common shares outstanding(1)	20,873,601	20,787,967	20,861,175	20,783,149
	Effect of dilutive unvested stock grants (1)(2)	107,954	85,376	93,512	93,782
	Average shares outstanding for calculated diluted
	earnings per common share	20,981,555	20,873,343	20,954,687	20,876,931
	(1)Share amounts have been adjusted to reflect the Company's 1-for-5  reverse stock split on May 20, 2013.
	(2)The impact of unvested stock grants representing 515,816 shares at September 30, 2013 had a dilutive impact of 107,954 and 93,512 shares in the diluted earnings per share calculation for the three and nine months ended September 30, 2013, respectively. The impact of unvested stock grants representing 462,917 shares at September 30, 2012 had a dilutive impact of 85,376 and 93,782 shares in the diluted earnings per share calculation for the three and nine months ended September 30, 2012, respectively.

Securities_Tables

Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Securities [Abstract]
Fair Value Of Available For Sale Debt Securities
		30-Sep-13
			Fair		Gross		Gross		Amortized
			Value		Unrealized		Unrealized		Cost
					Gains		Losses
			(In thousands)
	Securities available for sale:
	State and municipal	$	55,336	$	104	$	-2,040	$	57,272
	Mortgage-backed - agency / residential		267,552		1,783		-6,844		272,613
	Mortgage-backed - private / residential		629		4		-		625
	Asset-backed		22,936		-		-1,793		24,729
	Marketable equity		1,535		-		-		1,535
	Trust preferred		32,350		302		-2,646		34,694
	Corporate		42,083		322		-241		42,002
	Total securities available for sale	$	422,421	$	2,515	$	-13,564	$	433,470
		31-Dec-12
	Securities available for sale:		Fair		Gross		Gross		Amortized
			Value		Unrealized		Unrealized		Cost
					Gains		Losses
	State and municipal	$	65,244	$	519	$	-116	$	64,841
	Mortgage-backed - agency / residential		264,283		4,342		-411		260,352
	Mortgage-backed - private / residential		720		-		-5		725
	Asset-backed		20,511		147		-7		20,371
	Marketable equity		1,535		-		-		1,535
	Trust preferred		32,840		794		-594		32,640
	Corporate		28,249		528		-91		27,812
	Total securities available for sale	$	413,382	$	6,330	$	-1,224	$	408,276
Unrecognized Gains and Losses, Securities Held To Maturity
			Amortized		Gross		Gross		Fair
			Cost		Unrealized		Unrealized		Value
					Gains		Losses
	September 30, 2013:
	State and municipal	$	19,249	$	1	$	-1,441	$	17,809
	Mortgage-backed - agency / residential		14,136		393		-71		14,458
		$	33,385	$	394	$	-1,512	$	32,267
	December 31, 2012:
	State and municipal	$	12,627	$	83	$	-44	$	12,666
	Mortgage-backed - agency / residential		18,656		968		-		19,624
		$	31,283	$	1,051	$	-44	$	32,290
Proceeds From Sales And Calls of Securities
			Three Months Ended September 30,					Nine Months Ended September 30,
			2013		2012			2013		2012
			(In thousands)
	Proceeds	$	2,900	$	32,364		$	10,400	$	62,994
	Gross gains		20		746			74		1,777
	Gross losses		-		-			-		-67
	Net tax expense related to gains
	(losses) on sale		8		284			28		650
Investments Classified by Contractual Maturity Date
			Available for Sale (AFS)
			Amortized Cost		Fair Value
			(In thousands)
	Securities available for sale:
	Due in one year or less	$	600	$	605
	Due after one year through five years		17,813		18,033
	Due after five years through ten years		29,846		29,711
	Due after ten years		110,439		104,356
	Total AFS, excluding MBS and marketable equity securities		158,698		152,705
	Mortgage-backed and marketable equity securities		274,772		269,716
	Total securities available for sale	$	433,470	$	422,421
			Held to Maturity (HTM)
			Amortized Cost		Fair Value
			(In thousands)
	Securities held to maturity:
	Due after one year through five years	$	1,428	$	1,430
	Due after five years through ten years		3,259		3,182
	Due after ten years		14,562		13,197
	Total HTM, excluding MBS		19,249		17,809
	Mortgage-backed - agency / residential		14,136		14,458
	Total securities held to maturity	$	33,385	$	32,267
Fair Value And The Unrealized Loss On Temporarily Impaired Securities
	30-Sep-13		Less than 12 Months						12 Months or More					Total
			Fair			Unrealized			Fair			Unrealized		Fair		Unrealized
			Value			Losses			Value			Losses		Value		Losses
			(In thousands)
	Description of securities:
	Available for sale:
	State and municipal	$	50,546		$	-2,040		$	-		$	-	$	50,546	$	-2,040
	Mortgage-backed - agency /
	residential		173,301			-6,704			12,710			-140		186,011		-6,844
	Mortgage-backed - private /
	residential		-			-			-			-		-		-
	Asset-backed		22,936			-1,793			-			-		22,936		-1,793
	Trust preferred		14,842			-846			8,200			-1,800		23,042		-2,646
	Corporate		18,744			-241			-			-		18,744		-241
	Held to maturity:
	State and municipal		16,379			-1,441			-			-		16,379		-1,441
	Mortgage-backed - agency /
	residential		5,518			-71			-			-		5,518		-71
	Total temporarily impaired	$	302,266		$	-13,136		$	20,910		$	-1,940	$	323,176	$	-15,076
	31-Dec-12		Less than 12 Months						12 Months or More					Total
			Fair			Unrealized			Fair			Unrealized		Fair		Unrealized
			Value			Losses			Value			Losses		Value		Losses
			(In thousands)
	Description of securities:
	Available for sale:
	State and municipal	$	5,732		$	-116		$	-		$	-	$	5,732	$	-116
	Mortgage-backed - agency /
	residential		38,419			-353			6,038			-58		44,457		-411
	Mortgage-backed - private /
	residential		-			-			720			-5		720		-5
	Asset-backed		5,174			-7			-			-		5,174		-7
	Trust preferred		1,594			-21			9,427			-573		11,021		-594
	Corporate		4,944			-91			-			-		4,944		-91
	Held to maturity:
	State and municipal		4,124			-44			-			-		4,124		-44
	Total temporarily impaired	$	59,987		$	-632		$	16,185		$	-636	$	76,172	$	-1,268

Loans_Tables

Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]
Loans Held For Investment By Loan Type
			September 30,		December 31,
			2013		2012
			(In thousands)
	Commercial and residential real estate	$	823,442	$	737,537
	Construction		82,711		72,842
	Commercial		280,577		237,199
	Agricultural		10,453		9,417
	Consumer		60,876		63,095
	SBA		32,454		37,207
	Other		3,471		3,043
	Total gross loans		1,293,984		1,160,340
	Unearned loan fees		-732		-1,591
	Loans, net of unearned loan fees		1,293,252		1,158,749
	Less allowance for loan losses		-20,450		-25,142
	Net loans	$	1,272,802	$	1,133,607
Allowance For Loan Losses
			Three Months Ended September 30,						Nine Months Ended September 30,
			2013			2012			2013			2012
			(In thousands)
	Balance, beginning of period	$	20,218		$	29,307		$	25,142		$	34,661
	Provision for loan losses		142			-			142			1,500
	Loans charged-off		-110			-1,067			-6,629			-9,500
	Recoveries on loans previously
	charged-off		200			357			1,795			1,936
	Balance, end of period	$	20,450		$	28,597		$	20,450		$	28,597
Allowance For Loan Losses And Loans Held For Investment By Portfolio Segment
			Real Estate			Consumer and			Commercial			Total
						Installment			and Other
			(In thousands)
	Allowance for Loan Losses
	Balance as of December 31, 2012	$	19,550		$	76		$	5,516		$	25,142
	Charge-offs		-5,670			-27			-932			-6,629
	Recoveries		1,647			24			124			1,795
	Provision (credit)		1,404			-69			-1,193			142
	Balance as of September 30, 2013	$	16,931		$	4		$	3,515		$	20,450
	Balance as of June 30, 2013	$	17,095		$	136		$	2,987		$	20,218
	Charge-offs		-92			-12			-6			-110
	Recoveries		182			6			12			200
	Provision (credit)		-254			-126			522			142
	Balance as of September 30, 2013	$	16,931		$	4		$	3,515		$	20,450
	Balances at September 30, 2013:
	Allowance for Loan Losses
	Individually evaluated	$	954		$	-		$	496		$	1,450
	Collectively evaluated		15,977			4			3,019			19,000
	Total	$	16,931		$	4		$	3,515		$	20,450
	Loans
	Individually evaluated	$	19,897		$	-		$	698		$	20,595
	Collectively evaluated		1,043,417			4,090			225,150			1,272,657
	Total	$	1,063,314		$	4,090		$	225,848		$	1,293,252
			Real Estate			Consumer and			Commercial			Total
						Installment			and Other
			(In thousands)
	Allowance for Loan Losses
	Balance as of December 31, 2011	$	29,080		$	136		$	5,445		$	34,661
	Charge-offs		-3,666			-71			-5,763			-9,500
	Recoveries		1,795			43			98			1,936
	Provision (credit)		-4,535			-23			6,058			1,500
	Balance as of September 30, 2012	$	22,674		$	85		$	5,838		$	28,597
	Balance as of June 30, 2012	$	23,547		$	92		$	5,668		$	29,307
	Charge-offs		-1,020			-16			-31			-1,067
	Recoveries		278			18			61			357
	Provision (credit)		-131			-9			140			-
	Balance as of September 30, 2012	$	22,674		$	85		$	5,838		$	28,597
	Balances at September 30, 2012:
	Allowance for Loan Losses
	Individually evaluated	$	3,507		$	-		$	267		$	3,774
	Collectively evaluated		19,167			85			5,571			24,823
	Total	$	22,674		$	85		$	5,838		$	28,597
	Loans
	Individually evaluated	$	20,154		$	7		$	1,567		$	21,728
	Collectively evaluated		921,039			4,580			171,621			1,097,240
	Total	$	941,193		$	4,587		$	173,188		$	1,118,968
	Balances at December 31, 2012:
	Allowance for Loan Losses
	Individually evaluated	$	1,656		$	-		$	998		$	2,654
	Collectively evaluated		17,894			76			4,518			22,488
	Total	$	19,550		$	76		$	5,516		$	25,142
	Loans
	Individually evaluated	$	16,223		$	6		$	1,525		$	17,754
	Collectively evaluated		953,429			4,419			183,147			1,140,995
	Total	$	969,652		$	4,425		$	184,672		$	1,158,749
Schedule Of Impaired Loans
	30-Sep-13		Recorded			Unpaid			Related			Average			Interest
			Investment			Balance			Allowance			Recorded			Income
												Investment			Recognized
												YTD			YTD
			(In thousands)
	Impaired loans with no related allowance:
	Commercial and residential real estate	$	4,688		$	5,519		$	-		$	5,728		$	19
	Construction		10,686			10,938			-			5,375			-
	Commercial		121			144			-			289			-
	Consumer		463			721			-			420			-
	Other		287			645			-			723			-
	Total	$	16,245		$	17,967		$	-		$	12,535		$	19
	Impaired loans with a related allowance:
	Commercial and residential real estate	$	2,502			3,142			441			5,998			53
	Construction		-			-			-			2,735			-
	Commercial		901			1,089			686			1,287			-
	Consumer		240			263			82			534			-
	Other		707			802			241			244			-
	Total	$	4,350		$	5,296		$	1,450		$	10,798		$	53
	Total impaired loans:
	Commercial and residential real estate	$	7,190			8,661			441			11,726			72
	Construction		10,686			10,938			-			8,110			-
	Commercial		1,022			1,233			686			1,576			-
	Consumer		703			984			82			954			-
	Other		994			1,447			241			967			-
	Total impaired loans	$	20,595		$	23,263		$	1,450		$	23,333		$	72
	31-Dec-12		Recorded			Unpaid			Related			Average			Interest
			Investment			Balance			Allowance			Recorded			Income
												Investment			Recognized
												YTD			YTD
			(In thousands)
	Impaired loans with no related allowance:
	Commercial and residential real estate	$	7,897		$	8,352		$	-		$	7,983		$	188
	Construction		-			-			-			104			-
	Commercial		204			284			-			3,247			-
	Consumer		616			668			-			1,136			-
	Other		1,231			1,959			-			839			-
	Total	$	9,948		$	11,263		$	-		$	13,309		$	188
	Impaired loans with a related allowance:
	Commercial and residential real estate		4,199			5,000			831			7,121			18
	Construction		-			-			-			-			-
	Commercial		2,801			4,279			1,531			2,218			-
	Consumer		716			978			232			545			-
	Other		90			185			60			513			-
	Total	$	7,806		$	10,442		$	2,654		$	10,397		$	18
	Total impaired loans:
	Commercial and residential real estate		12,096			13,352			831			15,104			206
	Construction		-			-			-			104			-
	Commercial		3,005			4,563			1,531			5,465			-
	Consumer		1,332			1,646			232			1,681			-
	Other		1,321			2,144			60			1,352			-
	Total impaired loans	$	17,754		$	21,705		$	2,654		$	23,706		$	206
Summary Of Past Due Loans By Class
	30-Sep-13		30-89		90 Days +		Nonaccrual		Total		Total
			Days Past		Past Due		Loans		Past Due		Loans
			Due		and Still
					Accruing
			(In thousands)
	Commercial and residential
	real estate	$	502	$	-	$	4,690	$	5,192	$	822,976
	Construction		-		-		10,686		10,686		82,664
	Commercial		28		-		1,022		1,050		280,418
	Consumer		496		-		703		1,199		60,842
	Other		-		-		994		994		46,352
	Total	$	1,026	$	-	$	18,095	$	19,121	$	1,293,252
	31-Dec-12		30-89		90 Days +		Nonaccrual		Total		Total
			Days Past		Past Due		Loans		Past Due		Loans
			Due		and Still
					Accruing
			(In thousands)
	Commercial and residential
	real estate	$	832	$	224	$	8,034	$	9,090	$	736,524
	Construction		-		-		-		-		72,742
	Commercial		2,671		-		3,005		5,676		236,874
	Consumer		140		-		1,332		1,472		63,009
	Other		627		-		1,321		1,948		49,600
	Total	$	4,270	$	224	$	13,692	$	18,186	$	1,158,749
Summary Of The Risk Category Of Loans By Class Of Loans
	30-Sep-13		Commercial		Construction		Commercial		Consumer		Other		Total
			& Residential				Loans
			Real Estate
			(In thousands)
	Non-classified	$	812,540	$	72,025	$	278,807	$	59,019	$	43,815	$	1,266,206
	Substandard		10,902		10,686		1,770		1,857		2,563		27,778
	Doubtful		-		-		-		-		-		-
	Subtotal		823,442		82,711		280,577		60,876		46,378		1,293,984
	Less: Unearned loan fees		-466		-47		-159		-34		-26		-732
	Loans, net of unearned loan fees	$	822,976	$	82,664	$	280,418	$	60,842	$	46,352	$	1,293,252
	31-Dec-12		Commercial		Construction		Commercial		Consumer		Other		Total
			& Residential				Loans
			Real Estate
			(In thousands)
	Non-classified	$	709,281	$	72,842	$	232,751	$	60,517	$	46,720	$	1,122,111
	Substandard		28,256		-		4,448		2,578		2,947		38,229
	Doubtful		-		-		-		-		-		-
	Subtotal		737,537		72,842		237,199		63,095		49,667		1,160,340
	Less: Unearned loan fees		-1,013		-100		-325		-86		-67		-1,591
	Loans, net of unearned loan fees	$	736,524	$	72,742	$	236,874	$	63,009	$	49,600	$	1,158,749
Loans By Class Modified As Troubled Debt Restructurings	Three Months Ended September 30, 2013:
	Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
		Loans			Outstanding Recorded			Outstanding Recorded
					Investment			Investment
	Commercial and residential
	real estate	6		$	2,239		$	2,147
	Construction	-			-			-
	Commercial	2			299			299
	Consumer	1			21			21
	Other	-			-			-
	Total	9		$	2,559		$	2,467
	Nine Months Ended September 30, 2013:
	Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
		Loans			Outstanding Recorded			Outstanding Recorded
					Investment			Investment
	Commercial and residential
	real estate	8		$	4,711		$	4,445
	Construction	-			-			-
	Commercial	3			483			483
	Consumer	1			21			21
	Other	-			-			-
	Total	12		$	5,215		$	4,949
	Three Months Ended September 30, 2012:
	Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
		Loans			Outstanding Recorded			Outstanding Recorded
					Investment			Investment
	Commercial and residential
	real estate	2		$	928		$	928
	Construction	-			-			-
	Commercial	-			-			-
	Consumer	-			-			-
	Other	-			-			-
	Total	2		$	928		$	928
	Nine Months Ended September 30, 2012:
	Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
		Loans			Outstanding Recorded			Outstanding Recorded
					Investment			Investment
	Commercial and residential
	real estate	8		$	6,710		$	5,494
	Construction	-			-			-
	Commercial	1			2,144			1,034
	Consumer	-			-			-
	Other	-			-			-
	Total	9		$	8,854		$	6,528

Other_Real_Estate_Owned_Tables

Other Real Estate Owned (Tables)	9 Months Ended
	Sep. 30, 2013
Other Real Estate Owned [Abstract]
Carrying Amount Of Other Real Estate Owned
	Balance, January 1, 2012	$	29,027
	Additions to OREO		3,095
	Dispositions of OREO		-7,370
	Net loss on sale and valuation adjustments		-1,220
	Balance, September 30, 2012	$	23,532
	Balance, January 1, 2013	$	19,580
	Additions to OREO		3,200
	Dispositions of OREO		-17,030
	Net gain on sale and valuation adjustments		461
	Balance, September 30, 2013	$	6,211
Expenses Related To Foreclosed Assets
			Three Months Ended September 30,				Nine Months Ended September 30,
			2013		2012		2013		2012
			(In thousands)
	Net (gain)/loss on sale and valuation
	adjustments	$	-161	$	46	$	-461	$	1,220
	Operating expenses, net of rental (income)		-39		302		338		-59
	Total expenses related to foreclosed assets	$	-200	$	348	$	-123	$	1,161

Other_Intangible_Assets_Tables

Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2013
Other Intangible Assets [Abstract]
Schedule Of Finite Lived Intangible Assets And Related Accumulated Amortization
				September 30,		December 31,
		Useful Life		2013		2012
				(In thousands)
	Core deposit intangible assets	7 - 15 years	$	62,975	$	62,975
	Core deposit intangible assets accumulated amortization			-57,973		-56,046
	Core deposit intangible assets, net		$	5,002	$	6,929
	Customer relationship intangible asset	10 years		2,524		2,524
	Customer relationship intangible asset accumulated amortization			-294		-105
	Customer relationship intangible asset, net		$	2,230	$	2,419
	Total other intangible assets, net		$	7,232	$	9,348
Amortization Of Intangible Assets
				Three Months Ended September 30,				Nine Months Ended September 30,
				2013		2012		2013		2012
				(In thousands)
	Amortization expense		$	703	$	803	$	2,116	$	2,326

Commitments_Tables

Commitments (Tables)	9 Months Ended
	Sep. 30, 2013
Commitments [Abstract]
Commitments To Extend Credit
			September 30,		December 31,
			2013		2012
			(In thousands)
	Commitments to extend credit:
	Variable	$	279,729	$	268,703
	Fixed		42,981		52,176
	Total commitments to extend credit	$	322,710	$	320,879
	Standby letters of credit	$	12,280	$	14,315

Fair_Value_Measurements_And_Fa1

Fair Value Measurements And Fair Value Of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements And Fair Value Of Financial Instruments [Abstract]
Financial Assets and Liabilities Measured on a Recurring Basis
			Quoted Prices in		Significant		Significant		Balance
			Active Markets		Other Observable		Unobservable
			for Identical		Inputs (Level 2)		Inputs (Level 3)
			Assets (Level 1)
			(In thousands)
	Assets/Liabilities at September 30, 2013
	State and municipal securities	$	-	$	17,191	$	38,145	$	55,336
	Mortgage-backed securities – agency /
	residential		-		267,552		-		267,552
	Mortgage-backed securities – private /
	residential		-		629		-		629
	Asset-backed securities		-		22,936		-		22,936
	Marketable equity securities		-		1,535		-		1,535
	Trust preferred securities		-		32,350		-		32,350
	Corporate securities		-		42,083		-		42,083
	Interest rate swaps - cash flow hedge		-		200		-		200
	Assets/Liabilities at December 31, 2012
	State and municipal securities	$	-	$	15,355	$	49,889	$	65,244
	Mortgage-backed securities – agency /
	residential		-		264,283		-		264,283
	Mortgage-backed securities – private /
	residential		-		720		-		720
	Asset-backed securities		-		20,511		-		20,511
	Marketable equity securities		-		1,535		-		1,535
	Trust preferred securities		-		32,840		-		32,840
	Corporate securities		-		28,249		-		28,249
Fair Value Measurements Using Significant Unobservable Inputs (Level 3)
		State and Municipal Securities
			Three Months Ended				Nine Months Ended
			30-Sep-13				30-Sep-13
			(In thousands)
	Beginning balance	$	40,829			$	49,889
	Total unrealized gains (losses) included in:
	Net income (loss)		21				84
	Other comprehensive income (loss)		195				-614
	Purchases, sales, issuances and settlements, net		-2,900				-11,214
	Transfers in and (out) of Level 3		-				-
	Balance end of period	$	38,145			$	38,145
		State and Municipal Securities
			Three Months Ended				Nine Months Ended
			30-Sep-12				30-Sep-12
			(In thousands)
	Beginning balance	$	50,294			$	50,336
	Total unrealized gains (losses) included in:
	Net income (loss)		-				-
	Other comprehensive income (loss)		777				790
	Purchases, sales, issuances and settlements, net		-55				-110
	Transfers in and (out) of Level 3		-				-
	Balance end of period	$	51,016			$	51,016
Quantitative Information About Level 3 Fair Value Measurements	Balance Sheet Parenthetical
	Securities held to maturity (fair value of $32,267 and $32,290 at June 30, 2013 and December 31, 2012)
	Treasury stock, at cost, 2,200,771 and 2,194,003 shares, respectively
	Note 5.
	First table
	7  to 15 years
	10 years
	FAIR VALUE (Level 3 Tag)
	30-Sep-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	State and municipal securities	$	37,109	discounted cash flow	discount rate	4%-5%
	State and municipal securities		1,036	matrix pricing	discount rate or yield	N/A*
	Total	$	38,145
	31-Dec-12		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	State and municipal securities	$	48,025	discounted cash flow	discount rate	4%-5%
	State and municipal securities		814	appraisal	adjustment to comparable sales	29%
	State and municipal securities		1,050	matrix pricing	discount rate or yield	N/A*
	Total	$	49,889
	* The Company relies on a third-party pricing service to value non-rated municipal securities. Because of the lack of credit ratings, management considers the relationship between rates on these securities and benchmarks rates to be unobservable. The unobservable adjustments used by the third-party pricing service were not readily available.
	30-Sep-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	Impaired loans:
	Commercial and residential real estate	$	2,291	sales comparison	adjustment to comparable sales	5% - 15%
				discounted cash flow	discount rate	1%-2%
	Commercial		215	discounted cash flow	discount rate	5% - 6%
	Consumer		391	sales comparison	adjustment to comparable sales	10% - 20%
	Other		667	sales comparison	adjustment to comparable sales	7% -12%
	Total impaired loans	$	3,564
	31-Dec-12		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	Impaired loans:
	Commercial and residential real estate	$	7,467	income approach	capitalization rate	8% - 10%
				sales comparison	adjustment to comparable sales	8% - 25%
	Commercial		1,270	discounted cash flow	discount rate	10%
	Consumer		484	sales comparison	adjustment to comparable sales	19% - 26%
	Other		1,152	sales comparison	adjustment to comparable sales	5% - 25%
				income approach	capitalization rate	10%
	Total impaired loans	$	10,373
	30-Sep-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	Other real estate owned and
	foreclosed assets:
	Commercial real estate	$	2,578	income approach	capitalization rate	8% - 12%
				contract negotiations	buyer's offer	N/A*
				broker opinion	discount to broker opinion	10% - 20%
	Land		3,633	sales comparison	adjustment to comparable sales	18% - 55%
	Total other real estate owned and
	foreclosed assets	$	6,211
	* The Company evaluates offers made by buyers for OREO based on the economic facts and circumstances impacting each property. Purchase offers are not always based on observable market data and it is not always feasible to disclose an adjustment to these purchase offers to the recorded fair value of these properties.
	31-Dec-12		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	Other real estate owned and
	foreclosed assets:
	Commercial real estate	$	15,507	income approach	capitalization rate	6% - 11%
				contract negotiations	adjustment to appraised value	34%
	Land		4,073	sales comparison	adjustment to comparable sales	18% - 55%
	Total other real estate owned and
	foreclosed assets	$	19,580
Impaired Loans Measured At Fair Value On A Non-Recurring Basis
			Quoted Prices in		Significant		Significant		Balance
			Active Markets		Other Observable		Unobservable
			for Identical		Inputs (Level 2)		Inputs (Level 3)
			Assets (Level 1)
			(In thousands)
	30-Sep-13
	Impaired loans:
	Commercial and residential real estate	$	-	$	-	$	2,291	$	2,291
	Commercial		-		-		215		215
	Consumer		-		-		391		391
	Other		-		-		667		667
	Total impaired loans	$	-	$	-	$	3,564	$	3,564
			Quoted Prices in		Significant		Significant		Balance
			Active Markets		Other Observable		Unobservable
			for Identical		Inputs (Level 2)		Inputs (Level 3)
			Assets (Level 1)
			(In thousands)
	31-Dec-12
	Impaired loans:
	Commercial and residential real estate	$	-	$	-	$	7,467	$	7,467
	Commercial		-		-		1,270		1,270
	Consumer		-		-		484		484
	Other		-		-		1,152		1,152
	Total impaired loans	$	-	$	-	$	10,373	$	10,373
Nonfinancial Assets And Liabilities Measured On A Nonrecurring Basis
			Quoted Prices in		Significant		Significant		Balance
			Active Markets		Other Observable		Unobservable
			for Identical		Inputs (Level 2)		Inputs (Level 3)
			Assets (Level 1)
			(In thousands)
	30-Sep-13
	Other real estate owned and foreclosed assets:
	Commercial real estate	$	-	$	-	$	2,578	$	2,578
	Land		-		-		3,633		3,633
	Total other real estate owned and foreclosed assets	$	-	$	-	$	6,211	$	6,211
	31-Dec-12
	Other real estate owned and foreclosed assets:
	Commercial real estate	$	-	$	-	$	15,507	$	15,507
	Land		-		-		4,073		4,073
	Total other real estate owned and foreclosed assets	$	-	$	-	$	19,580	$	19,580
Estimated Fair Values And Related Carrying Amounts Of Financial Instruments
					Fair Value Measurements at September 30, 2013:
			Carrying Amount		Level 1		Level 2		Level 3		Total
			(In thousands)
	Financial assets:
	Cash and cash equivalents	$	33,465	$	33,465	$	-	$	-	$	33,465
	Securities available for sale		422,421		-		384,276		38,145		422,421
	Securities held to maturity		33,385		-		32,267		-		32,267
	Bank stocks		15,451		n/a		n/a		n/a		n/a
	Loans, net		1,272,802		-		-		1,266,207		1,266,207
	Accrued interest receivable		5,872		-		5,872		-		5,872
	Interest rate swap - cash flow hedge		200		-		200		-		200
	Financial liabilities:
	Deposits	$	1,482,515	$	-	$	1,481,179	$	-	$	1,481,179
	Federal funds purchased and sold under
	agreements to repurchase		29,139		-		29,139		-		29,139
	Short-term borrowings		52,550		-		52,550		-		52,550
	Subordinated debentures		25,774		-		-		18,412		18,412
	Long-term borrowings		110,151		-		118,176		-		118,176
	Accrued interest payable		592		-		592		-		592
					Fair Value Measurements at December 31, 2012:
			Carrying Amount		Level 1		Level 2		Level 3		Total
			(In thousands)
	Financial assets:
	Cash and cash equivalents	$	163,217	$	163,217	$	-	$	-	$	163,217
	Time deposits with banks		8,000		8,000		-		-		8,000
	Securities available for sale		413,382		-		363,493		49,889		413,382
	Securities held to maturity		31,283		-		32,290		-		32,290
	Bank stocks		14,262		n/a		n/a		n/a		n/a
	Loans, net		1,133,607		-		-		1,169,920		1,169,920
	Accrued interest receivable		4,896		-		4,896		-		4,896
	Financial liabilities:
	Deposits	$	1,454,756	$	-	$	1,454,452	$	-	$	1,454,452
	Federal funds purchased and sold under
	agreements to repurchase		67,040		-		67,040		-		67,040
	Subordinated debentures		41,239		-		-		33,848		33,848
	Long-term borrowings		110,163		-		120,941		-		120,941
	Accrued interest payable		1,126		-		1,126		-		1,126

Derivatives_And_Hedging_Activi1

Derivatives And Hedging Activities (Tables)	9 Months Ended
	Sep. 30, 2013
Derivatives And Hedging Activities [Abstract]
Schedule Of Derivative Financial Instruments As Well As Their Classification On The Balance Sheet
		Balance		Fair Value
		Sheet		September 30,			December 31,
		Location		2013			2012
		(In thousands)
	Derivatives designated as hedging instruments
	Assets:
	Interest rate swaps	Other assets	$	200		$	-
	Liabilities:
	Interest rate swaps	Other liabilities	$	-		$	-
Schedule Of Derivative Financial Instruments On Both Comprehensive Income And Net Income
			Income			Three Months Ended				Nine Months Ended
	Interest Rate Swaps with		Statement			September 30,				September 30,
	Hedge Designation		Location			2013		2012		2013		2012
						(In thousands)
	Gain or (loss) recognized in OCI on
	derivative		Not applicable		$	-87	$	-	$	184	$	-
	Gain or (loss) reclassified from
	accumulated OCI into income
	(ineffective portion)		Interest expense			-1		-		-		-

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2013
Stock-Based Compensation [Abstract]
Stock-Based Compensation Change During The Period
		Shares (1)		Weighted Average Fair
				Value on Award Date (1)
	Unearned at January 1, 2013	339,359	$	7.40
	Awarded	236,599		10.15
	Forfeited	-8,886		8.17
	Vested	-51,256		7.91
	Unearned at September 30, 2013	515,816	$	8.58

Capital_Ratios_Tables

Capital Ratios (Tables)	9 Months Ended
	Sep. 30, 2013
Capital Ratios [Abstract]
Schedule Of Company's And Bank's Capital Ratios
		Ratio at		Ratio at		Minimum Capital Requirement		Minimum Requirement for "Well-Capitalized" Institution
		September 30,		December 31,
		2013		2012
	Total Risk-Based Capital Ratio
	Consolidated	14.94	%	16.27	%	8.00	%	N/A
	Guaranty Bank and Trust Company	14.40	%	15.52	%	8.00	%	10.00	%
	Tier 1 Risk-Based Capital Ratio
	Consolidated	13.69	%	15.02	%	4.00	%	N/A
	Guaranty Bank and Trust Company	13.15	%	14.26	%	4.00	%	6.00	%
	Leverage Ratio
	Consolidated	11.50	%	11.93	%	4.00	%	N/A
	Guaranty Bank and Trust Company	11.05	%	11.35	%	4.00	%	5.00	%

Total_Comprehensive_Income_Tab

Total Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2013
Total Comprehensive Income [Abstract]
Components Of Comprehensive Income (Loss)
			Three Months Ended September 30,				Nine Months Ended September 30,
			2013		2012		2013		2012
			(In thousands)
	Net income	$	3,851	$	2,830	$	9,941	$	11,939
	Other comprehensive income (loss):
	Change in net unrealized gains (losses)
	on investment securities		-1,060		3,882		-16,081		4,282
	Less: Reclassification adjustments for net
	losses (gains) included in net income		-20		-746		-74		-1,710
	Change in net unrealized gains (losses)
	on derivative instruments		-140		-		297		-
	Less: Reclassification adjustments for hedge
	ineffectiveness included in net income		1		-		-		-
	Net unrealized holding gains (losses)		-1,219		3,136		-15,858		2,572
	Income tax benefit (expense)		464		-1,192		6,028		-978
	Other comprehensive income (loss)		-755		1,944		-9,830		1,594
	Total comprehensive income (loss)	$	3,096	$	4,774	$	111	$	13,533
Components Of Other Comprehensive Income (Loss)
			Three Months Ended September 30, 2013						Three Months Ended September 30, 2012
			Pre-Tax		Tax Effect		Net-of-Tax		Pre-Tax		Tax Effect		Net-of-Tax
			Amount				Amount		Amount				Amount
			(In thousands)
	Unrealized gains and losses on securities:
	Change in net unrealized
	gains (losses)	$	-1,060	$	403	$	-657	$	3,882	$	-1,476	$	2,406
	Less: Reclassification
	adjustments for net
	losses (gains) included in
	net income		-20		8		-12		-746		284		-462
	Unrealized gains and losses on derivatives:
	Change in net unrealized
	gains (losses)		-140		53		-87		-		-		-
	Less: Reclassification
	adjustments for hedge
	ineffectiveness included
	in net income		1		-		1		-		-		-
	Other comprehensive
	income (loss)	$	-1,219	$	464	$	-755	$	3,136	$	-1,192	$	1,944
			Nine Months Ended September 30, 2013						Nine Months Ended September 30, 2012
			Pre-Tax		Tax Effect		Net-of-Tax		Pre-Tax		Tax Effect		Net-of-Tax
			Amount				Amount		Amount				Amount
			(In thousands)
	Unrealized gains and losses on securities:
	Change in net unrealized
	gains (losses)	$	-16,081	$	6,113	$	-9,968	$	4,282	$	-1,628	$	2,654
	Less: Reclassification
	adjustments for net
	losses (gains) included in
	net income		-74		28		-46		-1,710		650		-1,060
	Unrealized gains and losses on derivatives:
	Change in net unrealized
	gains (losses)		297		-113		184		-		-		-
	Less: Reclassification
	adjustments for hedge
	ineffectiveness included
	in net income		-		-		-		-		-		-
	Other comprehensive
	income (loss)	$	-15,858	$	6,028	$	-9,830	$	2,572	$	-978	$	1,594

Organizations_Operations_And_B

Organizations, Operations And Basis Of Presentation (Narrative) (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
	segment
Organizations Operations And Basis Of Presentation [Line Items]
Number of days for an unsecured loan to become delinquent	90 days
Number of days past due before smaller loans trigger charge offs	90 days
Historical loss component of allowance by portfolio segment, over a relevant period of time	4 years
Number of portfolio segment loans are designated into	3
Amount recognized is the largest amount of tax benefit, threshold	50.00%
Performance based restricted shares not expected to vest prior to end of contractual term	74,819
Deferred Tax Assets, Net	$16,873,000	$14,990,000
Customer Relationship [Member]
Organizations Operations And Basis Of Presentation [Line Items]
Intangible assets, Useful life	10 years
Minimum [Member] | Core Deposits [Member]
Organizations Operations And Basis Of Presentation [Line Items]
Intangible assets, Useful life	7 years
Maximum [Member]
Organizations Operations And Basis Of Presentation [Line Items]
Number of grants issued	1,700,000
Maximum [Member] | Core Deposits [Member]
Organizations Operations And Basis Of Presentation [Line Items]
Intangible assets, Useful life	15 years

Organizations_Operations_And_B1

Organizations, Operations And Basis Of Presentation (Earnings Loss Per Common Share) (Details)	3 Months Ended				9 Months Ended
	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012
					security
Organization, Operations And Basis Of Presentation [Abstract]
Average common shares outstanding	20,873,601	[1]	20,787,967	[1]	20,861,175	[1]	20,783,149	[1]
Effect of dilutive unvested stock grants	107,954	[1],[2]	85,376	[1],[2]	93,512	[1],[2]	93,782	[1],[2]
Average shares outstanding for calculated diluted earnings per common share	20,981,555		20,873,343		20,954,687		20,876,931
Reverse stock split ratio					0.2
Unvest stock grants	515,816		462,917		515,816		462,917
[1]	Share amounts have been adjusted to reflect the Company's 1-for-5 reverse stock split on May 20, 2013.
[2]	The impact of unvested stock grants representing 515,816 shares at September 30, 2013 had a dilutive impact of 107,954 and 93,512 shares in the diluted earnings per share calculation for the three and nine months ended September 30, 2013, respectively. The impact of unvested stock grants representing 462,917 shares at September 30, 2012 had a dilutive impact of 85,376 and 93,782 shares in the diluted earnings per share calculation for the three and nine months ended September 30, 2012, respectively.

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2010
	security
Securities [Abstract]
Pre-tax impairment charge for the other-than-temporary decline in the fair value of a single municipal bond		$3,500,000
Securities in an unrealized loss position	123
Securities in an unrealized loss position for 12 months or longer	7
Security of a single issuer, book value	$35,755,000
Percent of stockholders' equity	19.00%
Tax-exempt bond, interest rate	4.75%
Tax-exempt bond, maturity date	1-Dec-31

Securities_Fair_Value_Of_Avail

Securities (Fair Value Of Available For Sale Debt Securities) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Fair Value	$422,421	$413,382
Gross unrealized gains	2,515	6,330
Gross unrealized losses	-13,564	-1,224
Amortized cost	433,470	408,276
Trust Preferred [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value	32,350	32,840
Gross unrealized gains	302	794
Gross unrealized losses	-2,646	-594
Amortized cost	34,694	32,640
Marketable Equity [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value	1,535	1,535
Amortized cost	1,535	1,535
State And Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value	55,336	65,244
Gross unrealized gains	104	519
Gross unrealized losses	-2,040	-116
Amortized cost	57,272	64,841
Asset-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value	22,936	20,511
Gross unrealized gains		147
Gross unrealized losses	-1,793	-7
Amortized cost	24,729	20,371
Mortgage-backed securities - agency/residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value	267,552	264,283
Gross unrealized gains	1,783	4,342
Gross unrealized losses	-6,844	-411
Amortized cost	272,613	260,352
Mortgage-backed securities - private/residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value	629	720
Gross unrealized gains	4
Gross unrealized losses		-5
Amortized cost	625	725
Corporate and Others [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value	42,083	28,249
Gross unrealized gains	322	528
Gross unrealized losses	-241	-91
Amortized cost	$42,002	$27,812

Securities_Unrecognized_Gains_

Securities (Unrecognized Gains And Losses Securities Held To Maturity) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$33,385	$31,283
Gross Unrealized Gains	394	1,051
Gross Unrealized Losses	-1,512	-44
Fair value	32,267	32,290
Mortgage-backed securities - agency/residential [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	14,136	18,656
Gross Unrealized Gains	393	968
Gross Unrealized Losses	-71
Fair value	14,458	19,624
State And Municipal Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	19,249	12,627
Gross Unrealized Gains	1	83
Gross Unrealized Losses	-1,441	-44
Fair value	$17,809	$12,666

Securities_Proceeds_From_Sales

Securities (Proceeds From Sales And Calls Of Securities) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Securities [Abstract]
Proceeds	$2,900	$32,364	$10,400	$62,994
Gross gains	20	746	74	1,777
Gross losses				-67
Net tax expense related to gains (losses) on sale	$8	$284	$28	$650

Securities_Investments_Classif

Securities (Investments Classified by Contractual Maturity Date) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Due in one year or less, Amortized Cost	$600
Due after one years through five years, Amortized cost	17,813
Due after five years through ten years, Amortized cost	29,846
Due after ten years, Amortized cost	110,439
Total AFS, excluding MBS and marketable equity securities, Amortized cost	158,698
Mortgage-backed securities and marketable equity securities, Amortized cost	274,772
Total securities available for sale, Amortized cost	433,470
Due in one year or less, Fair value	605
Due after one year through five years, Fair value	18,033
Due after five years through ten years, Fair value	29,711
Due after ten years, Fair value	104,356
Total AFS, excluding MBS and marketable equity securities, Fair value	152,705
Mortgage-backed securities and marketable equity securities, Fair value	269,716
Total securities available for sale, Fair value	422,421	413,382
Securities held to maturity, Due after one year through five years, Amortized cost	1,428
Securities held to maturity, Due after five years through ten years, Amortized cost	3,259
Securities held to maturity, Due after ten years, Amortized cost	14,562
Total HTM, excluding MBS, Amortized cost	19,249
Total securities held to maturity, Amortized cost	33,385	31,283
Securities held to maturity, Due after one year through five years, Fair value	1,430
Securities held to maturity, Due after five years through ten years, Fair value	3,182
Securities held to maturity, Due after ten years, Fair value	13,197
Total HTM, excluding MBS, Fair value	17,809
Total securities held to maturity, Fair value	32,267	32,290
State And Municipal Securities [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Total securities held to maturity, Fair value	17,809	12,666
Mortgage-backed securities - agency/residential [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Total securities held to maturity, Amortized cost	14,136
Total securities held to maturity, Fair value	$14,458	$19,624

Securities_Fair_Value_And_The_

Securities (Fair Value And The Unrealized Loss On Temporarily Impaired Securities) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]
Total temporarily impaired, Less than 12 months, Fair value	$302,266	$59,987
Total temporarily impaired, More than 12 months, Fair Value	20,910	16,185
Total temporarily impaired, Total, Fair value	323,176	76,172
Total temporarily impaired, Less than 12 months, Unrealized losses	-13,136	-632
Total temporarily impaired, More than 12 months, Unrealized losses	-1,940	-636
Total temporarily impaired, Total, Unrealized losses	-15,076	-1,268
State And Municipal Securities [Member]
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]
Available for sale, Less than 12 months, Fair value	50,546	5,732
Available for sale, Total, Fair value	50,546	5,732
Available for sale, Less than 12 months, Unrealized losses	-2,040	-116
Available for sale, Total, Unrealized losses	-2,040	-116
Held to maturity, Less than 12 months, Fair value	16,379	4,124
Held to maturity, Total, Fair value	16,379	4,124
Held to maturity, Less than 12 months, Unrealized losses	-1,441	-44
Held to maturity, Total, Unrealized losses	-1,441	-44
Asset-backed Securities [Member]
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]
Available for sale, Less than 12 months, Fair value	22,936	5,174
Available for sale, Total, Fair value	22,936	5,174
Available for sale, Less than 12 months, Unrealized losses	-1,793	-7
Available for sale, Total, Unrealized losses	-1,793	-7
Mortgage-backed securities - agency/residential [Member]
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]
Available for sale, Less than 12 months, Fair value	173,301	38,419
Available for sale, 12 months or more, Fair value	12,710	6,038
Available for sale, Total, Fair value	186,011	44,457
Available for sale, Less than 12 months, Unrealized losses	-6,704	-353
Available for sale, 12 months or more, Unrealized losses	-140	-58
Available for sale, Total, Unrealized losses	-6,844	-411
Held to maturity, Less than 12 months, Fair value	5,518
Held to maturity, Total, Fair value	5,518
Held to maturity, Less than 12 months, Unrealized losses	-71
Held to maturity, Total, Unrealized losses	-71
Mortgage-backed securities - private/residential [Member]
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]
Available for sale, 12 months or more, Fair value		720
Available for sale, Total, Fair value		720
Available for sale, 12 months or more, Unrealized losses		-5
Available for sale, Total, Unrealized losses		-5
Corporate and Others [Member]
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]
Available for sale, Less than 12 months, Fair value	18,744	4,944
Available for sale, Total, Fair value	18,744	4,944
Available for sale, Less than 12 months, Unrealized losses	-241	-91
Available for sale, Total, Unrealized losses	-241	-91
Trust Preferred [Member]
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]
Available for sale, Less than 12 months, Fair value	14,842	1,594
Available for sale, 12 months or more, Fair value	8,200	9,427
Available for sale, Total, Fair value	23,042	11,021
Available for sale, Less than 12 months, Unrealized losses	-846	-21
Available for sale, 12 months or more, Unrealized losses	-1,800	-573
Available for sale, Total, Unrealized losses	($2,646)	($594)

Loans_Narrative_Details

Loans (Narrative) (Details) (USD $)	3 Months Ended			6 Months Ended	9 Months Ended
	Sep. 30, 2013	Mar. 31, 2013	Sep. 30, 2012	Jun. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	loan		loan	loan	loan	loan
Loans [Abstract]
Gross year-to-date interest income on nonaccrual loans					$998,000	$1,029,000
Book balance of troubled debt restructurings	7,059,000				7,059,000		8,497,000
Specific reserves	985,000				985,000		1,551,000
Number of loans modified in troubled debt restructuring	9		2		12	9
Number of loans modified in troubled debt restructurings with extended maturities	7
Number of loans modified in troubled debt restructurings with debt forgiveness	2
Number of loans modified in troubled debt restructurings with a reduction in interest rate, payment restructure, and debt forgiveness				3
Troubled debt restructurings charge-off	$90,000	$133,000			$266,000

Loans_Loans_Held_For_Investmen

Loans (Loans Held For Investment By Loan Type) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment, Gross	$1,293,984	$1,160,340
Less: Unearned loan fees	-732	-1,591
Loans, net of unearned fees	1,293,252	1,158,749
Less allowance for loan losses	-20,450	-25,142
Net loans	1,272,802	1,133,607
Residential And Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment, Gross	823,442	737,537
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment, Gross	82,711	72,842
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment, Gross	280,577	237,199
Agricultural Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment, Gross	10,453	9,417
Installment Loans To Individuals [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment, Gross	60,876	63,095
SBA [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment, Gross	32,454	37,207
Other Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for investment, Gross	$3,471	$3,043

Loans_Allowance_For_Loan_Losse

Loans (Allowance For Loan Losses) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Loans [Abstract]
Balance, beginning of period	$20,218	$29,307	$25,142	$34,661
Provision for loan losses	142		142	1,500
Loans charged-off	-110	-1,067	-6,629	-9,500
Recoveries on loans previously charged-off	200	357	1,795	1,936
Balance, end of period	$20,450	$28,597	$20,450	$28,597

Loans_Allowance_For_Loan_Losse1

Loans (Allowance For Loan Losses And Loans Held For Investment By Portfolio Segment) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	$20,218	$29,307	$25,142	$34,661
Charge-offs	-110	-1,067	-6,629	-9,500
Recoveries	200	357	1,795	1,936
Provision (credit)	142		142	1,500
Balance, end of period	20,450	28,597	20,450	28,597
Allowance for Loan Losses, Individually evaluated	1,450	3,774	1,450	3,774	2,654
Allowance for Loan Losses, Collectively evaluated	19,000	24,823	19,000	24,823	22,488
Allowance for Loan Losses, Total	20,450	28,597	20,450	28,597
Loans, Individually evaluated	20,595	21,728	20,595	21,728	17,754
Loans, Collectively evaluated	1,272,657	1,097,240	1,272,657	1,097,240	1,140,995
Financing Receivable, Net, Total	1,293,252	1,118,968	1,293,252	1,118,968	1,158,749
Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	17,095	23,547	19,550	29,080
Charge-offs	-92	-1,020	-5,670	-3,666
Recoveries	182	278	1,647	1,795
Provision (credit)	-254	-131	1,404	-4,535
Balance, end of period	16,931	22,674	16,931	22,674
Allowance for Loan Losses, Individually evaluated	954	3,507	954	3,507	1,656
Allowance for Loan Losses, Collectively evaluated	15,977	19,167	15,977	19,167	17,894
Allowance for Loan Losses, Total	16,931	22,674	16,931	22,674
Loans, Individually evaluated	19,897	20,154	19,897	20,154	16,223
Loans, Collectively evaluated	1,043,417	921,039	1,043,417	921,039	953,429
Financing Receivable, Net, Total	1,063,314	941,193	1,063,314	941,193	969,652
Consumer And Installment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	136	92	76	136
Charge-offs	-12	-16	-27	-71
Recoveries	6	18	24	43
Provision (credit)	-126	-9	-69	-23
Balance, end of period	4	85	4	85
Allowance for Loan Losses, Collectively evaluated	4	85	4	85	76
Allowance for Loan Losses, Total	4	85	4	85
Loans, Individually evaluated		7		7	6
Loans, Collectively evaluated	4,090	4,580	4,090	4,580	4,419
Financing Receivable, Net, Total	4,090	4,587	4,090	4,587	4,425
Commercial & Industrial And Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning of period	2,987	5,668	5,516	5,445
Charge-offs	-6	-31	-932	-5,763
Recoveries	12	61	124	98
Provision (credit)	522	140	-1,193	6,058
Balance, end of period	3,515	5,838	3,515	5,838
Allowance for Loan Losses, Individually evaluated	496	267	496	267	998
Allowance for Loan Losses, Collectively evaluated	3,019	5,571	3,019	5,571	4,518
Allowance for Loan Losses, Total	3,515	5,838	3,515	5,838
Loans, Individually evaluated	698	1,567	698	1,567	1,525
Loans, Collectively evaluated	225,150	171,621	225,150	171,621	183,147
Financing Receivable, Net, Total	$225,848	$173,188	$225,848	$173,188	$184,672

Loans_Schedule_Of_Impaired_Loa

Loans (Schedule Of Impaired Loans) (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]
Impaired loans with no related allowance, Recorded Investment	$16,245,000	$9,948,000
Impaired loans with related allowance, Recorded Investment	4,350,000	7,806,000
Total Impaired Loans, Recorded Investment	20,595,000	17,754,000
Impaired loans with no related allowance, Unpaid Balance	17,967,000	11,263,000
Impaired loans with related allowance, Unpaid Balance	5,296,000	10,442,000
Total Impaired Loans, Unpaid Balance	23,263,000	21,705,000
Total Impaired Loans, Related Allowance	1,450,000	2,654,000
Impaired loans with no related allowance, Average Recorded Investment YTD	12,535,000	13,309,000
Impaired loans with related allowance, Average Recorded Investment YTD	10,798,000	10,397,000
Total Impaired Loans, Average Related Investment YTD	23,333,000	23,706,000
Impaired loans with no related allowance, Interest Income Recognized YTD	19,000	188,000
Impaired loans with related allowance, Interest Income Recognized YTD	53,000	18,000
Total Impaired Loans, Interest Income Recognized YTD	72,000	206,000
Commercial And Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with no related allowance, Recorded Investment	4,688,000	7,897,000
Impaired loans with related allowance, Recorded Investment	2,502,000	4,199,000
Total Impaired Loans, Recorded Investment	7,190,000	12,096,000
Impaired loans with no related allowance, Unpaid Balance	5,519,000	8,352,000
Impaired loans with related allowance, Unpaid Balance	3,142,000	5,000,000
Total Impaired Loans, Unpaid Balance	8,661,000	13,352,000
Total Impaired Loans, Related Allowance	441,000	831,000
Impaired loans with no related allowance, Average Recorded Investment YTD	5,728,000	7,983,000
Impaired loans with related allowance, Average Recorded Investment YTD	5,998,000	7,121,000
Total Impaired Loans, Average Related Investment YTD	11,726,000	15,104,000
Impaired loans with no related allowance, Interest Income Recognized YTD	19,000	188,000
Impaired loans with related allowance, Interest Income Recognized YTD	53,000	18,000
Total Impaired Loans, Interest Income Recognized YTD	72,000	206,000
Construction Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with no related allowance, Recorded Investment	10,686,000
Total Impaired Loans, Recorded Investment	10,686,000
Impaired loans with no related allowance, Unpaid Balance	10,938,000
Total Impaired Loans, Unpaid Balance	10,938,000
Impaired loans with no related allowance, Average Recorded Investment YTD	5,375,000	104,000
Impaired loans with related allowance, Average Recorded Investment YTD	2,735,000
Total Impaired Loans, Average Related Investment YTD	8,110,000	104,000
Commercial Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with no related allowance, Recorded Investment	121,000	204,000
Impaired loans with related allowance, Recorded Investment	901,000	2,801,000
Total Impaired Loans, Recorded Investment	1,022,000	3,005,000
Impaired loans with no related allowance, Unpaid Balance	144,000	284,000
Impaired loans with related allowance, Unpaid Balance	1,089,000	4,279,000
Total Impaired Loans, Unpaid Balance	1,233,000	4,563,000
Total Impaired Loans, Related Allowance	686,000	1,531,000
Impaired loans with no related allowance, Average Recorded Investment YTD	289,000	3,247,000
Impaired loans with related allowance, Average Recorded Investment YTD	1,287,000	2,218,000
Total Impaired Loans, Average Related Investment YTD	1,576,000	5,465,000
Consumer Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with no related allowance, Recorded Investment	463,000	616,000
Impaired loans with related allowance, Recorded Investment	240,000	716,000
Total Impaired Loans, Recorded Investment	703,000	1,332,000
Impaired loans with no related allowance, Unpaid Balance	721,000	668,000
Impaired loans with related allowance, Unpaid Balance	263,000	978,000
Total Impaired Loans, Unpaid Balance	984,000	1,646,000
Total Impaired Loans, Related Allowance	82,000	232,000
Impaired loans with no related allowance, Average Recorded Investment YTD	420,000	1,136,000
Impaired loans with related allowance, Average Recorded Investment YTD	534,000	545,000
Total Impaired Loans, Average Related Investment YTD	954,000	1,681,000
Other [Member]
Financing Receivable, Impaired [Line Items]
Impaired loans with no related allowance, Recorded Investment	287,000	1,231,000
Impaired loans with related allowance, Recorded Investment	707,000	90,000
Total Impaired Loans, Recorded Investment	994,000	1,321,000
Impaired loans with no related allowance, Unpaid Balance	645,000	1,959,000
Impaired loans with related allowance, Unpaid Balance	802,000	185,000
Total Impaired Loans, Unpaid Balance	1,447,000	2,144,000
Total Impaired Loans, Related Allowance	241,000	60,000
Impaired loans with no related allowance, Average Recorded Investment YTD	723,000	839,000
Impaired loans with related allowance, Average Recorded Investment YTD	244,000	513,000
Total Impaired Loans, Average Related Investment YTD	$967,000	$1,352,000

Loans_Summary_Of_Past_Due_Loan

Loans (Summary Of Past Due Loans By Class) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	$1,026	$4,270
90 Days + Past Due and Still Accruing		224
Nonaccrual Loans	18,095	13,692
Total Past Due	19,121	18,186
Total Loans	1,293,252	1,158,749
Commercial And Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	502	832
90 Days + Past Due and Still Accruing		224
Nonaccrual Loans	4,690	8,034
Total Past Due	5,192	9,090
Total Loans	822,976	736,524
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual Loans	10,686
Total Past Due	10,686
Total Loans	82,664	72,742
Commercial Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	28	2,671
Nonaccrual Loans	1,022	3,005
Total Past Due	1,050	5,676
Total Loans	280,418	236,874
Consumer Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	496	140
Nonaccrual Loans	703	1,332
Total Past Due	1,199	1,472
Total Loans	60,842	63,009
Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due		627
Nonaccrual Loans	994	1,321
Total Past Due	994	1,948
Total Loans	$46,352	$49,600

Loans_Summary_Of_The_Risk_Cate

Loans (Summary Of The Risk Category Of Loans By Class Of Loans) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Subtotal	$1,293,984	$1,160,340
Less: Unearned discount	-732	-1,591
Loans, net of unearned fees	1,293,252	1,158,749
Commercial And Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	823,442	737,537
Less: Unearned discount	-466	-1,013
Loans, net of unearned fees	822,976	736,524
Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	82,711	72,842
Less: Unearned discount	-47	-100
Loans, net of unearned fees	82,664	72,742
Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	280,577	237,199
Less: Unearned discount	-159	-325
Loans, net of unearned fees	280,418	236,874
Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	60,876	63,095
Less: Unearned discount	-34	-86
Loans, net of unearned fees	60,842	63,009
Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	46,378	49,667
Less: Unearned discount	-26	-67
Loans, net of unearned fees	46,352	49,600
Non-classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	1,266,206	1,122,111
Non-classified [Member] | Commercial And Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	812,540	709,281
Non-classified [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	72,025	72,842
Non-classified [Member] | Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	278,807	232,751
Non-classified [Member] | Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	59,019	60,517
Non-classified [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	43,815	46,720
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	27,778	38,229
Substandard [Member] | Commercial And Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	10,902	28,256
Substandard [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	10,686
Substandard [Member] | Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	1,770	4,448
Substandard [Member] | Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	1,857	2,578
Substandard [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Subtotal	$2,563	$2,947

Loans_Loans_By_Class_Modified_

Loans (Loans By Class Modified As Troubled Debt Restructurings) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	loan	loan	loan	loan
Financing Receivable, Modifications [Line Items]
Number of Loans	9	2	12	9
Pre-Modification Outstanding Recorded Investment	$2,559	$928	$5,215	$8,854
Post-Modification Outstanding Recorded Investment	2,467	928	4,949	6,528
Commercial And Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	6	2	8	8
Pre-Modification Outstanding Recorded Investment	2,239	928	4,711	6,710
Post-Modification Outstanding Recorded Investment	2,147	928	4,445	5,494
Commercial Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	2		3	1
Pre-Modification Outstanding Recorded Investment	299		483	2,144
Post-Modification Outstanding Recorded Investment	299		483	1,034
Consumer Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	1		1
Pre-Modification Outstanding Recorded Investment	21		21
Post-Modification Outstanding Recorded Investment	$21		$21

Other_Real_Estate_Owned_Carryi

Other Real Estate Owned (Carrying Amount Of Other Real Estate Owned) (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Other Real Estate Owned [Abstract]
Beginning Balance			$19,580,000	$29,027,000
Additions to OREO			3,200,000	3,095,000
Dispositions of OREO			-17,030,000	-7,370,000
Net (gain)/loss on sale and valuation adjustments	161,000	-46,000	461,000	-1,220,000
Ending Balance	$6,211,000	$23,532,000	$6,211,000	$23,532,000

Other_Real_Estate_Owned_Expens

Other Real Estate Owned (Expenses Related To Foreclosed Assets) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Accounting Changes and Error Corrections [Abstract]
Net (gain)/loss on sale and valuation adjustments	($161)	$46	($461)	$1,220
Operating expenses, net of rental income	-39	302	338	-59
Total expenses related to foreclosed assets	($200)	$348	($123)	$1,161

Other_Intangible_Assets_Schedu

Other Intangible Assets (Schedule Of Finite Lived Intangible Assets And Related Accumulated Amortization) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Finite-Lived Intangible Assets [Line Items]
Intangible assets, net	$7,232	$9,348
Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets	62,975	62,975
Intangible asset accumulated amortization	-57,973	-56,046
Intangible assets, net	5,002	6,929
Core Deposits [Member] | Maximum [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Useful life	15 years
Core Deposits [Member] | Minimum [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets, Useful life	7 years
Customer Relationship [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets	2,524	2,524
Intangible asset accumulated amortization	-294	-105
Intangible assets, net	$2,230	$2,419
Intangible assets, Useful life	10 years

Other_Intangible_Assets_Amorti

Other Intangible Assets (Amortization Of Intangible Assets) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Other Intangible Assets [Abstract]
Amortization expense	$703	$803	$2,116	$2,326

Borrowings_Details

Borrowings (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2013
			Maximum [Member]	Minimum [Member]
Debt Instrument [Line Items]
FHLB outstanding borrowings	$162,701,000	$110,163,000
Term notes	110,151,000
FHLB advances on line of credit	52,550,000
Pledging and security agreement with FHLB	355,889,000	316,996,000
Remaining credit allowance for future borrowings	$193,188,000	$206,833,000
Interest rate on the line of credit	0.18%
Term notes fixed interest rates			4.43%	2.52%
Term notes weighted average interest rate	2.97%
Remaining maturities period			52 months	1 year

Income_Taxes_Details

Income Taxes (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Income Taxes [Abstract]
Net deferred tax assets	$16,873,000	$14,990,000
Recorded tax expense	$4,414,000

Subordinated_Debentures_And_Tr1

Subordinated Debentures And Trust Preferred Securities (Narrative) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Mar. 07, 2013	Feb. 22, 2013	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013
	item		CenBank Trust I [Member]	CenBank Trust I [Member]	CenBank Trust II [Member]	CenBank Trust III [Member]	Guaranty Capital Trust III [Member]	Minimum [Member]	Maximum [Member]
Subordinated Borrowing [Line Items]
Balance of subordinated debentures outstanding	$25,774,000	$41,239,000				$15,464,000	$10,310,000
Prepayment Penalty			629,000
Current Rate				10.60%	10.20%	2.92%	3.37%
Subordinated debenture maturity in years	30 years
Trust preferred securities	25,000,000
Number of subordinated debentures issued	2
Debentures callable to subsequent time period in years								5 years	10 years
Subordinated debt, unpaid interest	204,000	707,000
Percent of Tier 1 capital, maximum	25.00%
Securities issued by the trusts qualify as Tier 2 capital threshold, percent	25.00%
Trusts' securities qualified as Tier 1 capital	25,000,000
Deferred interest on debentures time period	60 months
Limit on total assets to qualify as Tier 1 capital	15,000,000,000
Total assets	$1,896,191,000	$1,886,938,000							$15,000,000,000
Date Issued						8-Apr-04	30-Jun-03

Subordinated_Debentures_And_Tr2

Subordinated Debentures And Trust Preferred Securities (Schedule Of Subordinated Debenture Issuance) (Details) (USD $)	9 Months Ended
	Sep. 30, 2013		Dec. 31, 2012
Subordinated Borrowing [Line Items]
Subordinated Debt	$25,774,000		$41,239,000
Maturity Date	1-Dec-31
CenBank Trust III [Member]
Subordinated Borrowing [Line Items]
Date Issued	8-Apr-04
Subordinated Debt	15,464,000
Maturity Date	15-Apr-34
Next Call Date	15-Jan-14	[1]
Fixed Or Variable	Variable
Rate Adjuster	2.65
Current Rate	2.92%
Next Rate Reset Date	15-Jan-14
Guaranty Capital Trust III [Member]
Subordinated Borrowing [Line Items]
Date Issued	30-Jun-03
Subordinated Debt	$10,310,000
Maturity Date	7-Jul-33
Next Call Date	7-Jan-14	[1]
Fixed Or Variable	Variable
Rate Adjuster	3.1
Current Rate	3.37%
Next Rate Reset Date	7-Jan-14
[1]	Call date represents the earliest or next date the Company can call the debentures

Commitments_Details

Commitments (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Commitments To Extend Credit [Line Items]
Commitments to extend credit, Variable	$279,729	$268,703
Commitments to extend credit, Fixed	42,981	52,176
Total commitments to extend credit	322,710	320,879
Standby letters of credit	$12,280	$14,315
Letters of credit issued expiration time period, maximum	1 year
Minimum [Member]
Commitments To Extend Credit [Line Items]
Fixed rate commitments to extend credit	2.36%
Maximum [Member]
Commitments To Extend Credit [Line Items]
Fixed rate commitments to extend credit	7.25%

Fair_Value_Measurements_And_Fa2

Fair Value Measurements And Fair Value Of Financial Instruments (Narrative) (Details) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
Fair Value Measurements And Fair Value Of Financial Instruments [Abstract]
Impaired loans, carrying amount	$20,595,000	$20,595,000	$17,754,000
Impaired loans, partial charge-offs	1,226,000	1,226,000	3,951,000
Specific valuation allowance	1,450,000	1,450,000	2,654,000
Impaired loans carried at fair value	5,014,000	5,014,000	13,027,000
Impaired loans carried at cost	15,581,000	15,581,000	4,727,000
Impaired loans, Provision for loan losses		3,631,000
Other real estate owned and foreclosed assets	6,211,000	6,211,000	19,580,000	23,532,000	29,027,000
Other real estate owned, outstanding balance	15,214,000	15,214,000	36,012,000
Other real estate owned, valuation allowance	9,003,000	9,003,000	16,432,000
Other real estate owned, Decrease in valuation allowance	$95,000

Fair_Value_Measurements_And_Fa3

Fair Value Measurements And Fair Value Of Financial Instruments (Assets And Liabilities Measured At Fair Value On A Recurring Basis) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Marketable Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	$1,535	$1,535
Marketable Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	1,535	1,535
State And Municipal Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	55,336	65,244
State And Municipal Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	17,191	15,355
State And Municipal Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	38,145	49,889
Mortgage-backed securities - agency/residential [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	267,552	264,283
Mortgage-backed securities - agency/residential [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	267,552	264,283
Mortgage-backed securities - private/residential [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	629	720
Mortgage-backed securities - private/residential [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	629	720
Asset-backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	22,936	20,511
Asset-backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	22,936	20,511
Corporate [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	42,083	28,249
Corporate [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	42,083	28,249
Trust Preferred [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	32,350	32,840
Trust Preferred [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	32,350	32,840
Interest Rate Swap [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	200
Interest Rate Swap [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Assets, Fair Value Disclosure, Recurring	$200

Fair_Value_Measurements_And_Fa4

Fair Value Measurements And Fair Value Of Financial Instruments (Fair Value Measurements Using Significant Unobservable Inputs Level 3) (Details) (State And Municipal Securities [Member], USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified			Significant Unobservable Inputs (Level 3) [Member]	Significant Unobservable Inputs (Level 3) [Member]	Significant Unobservable Inputs (Level 3) [Member]	Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	$38,145	$49,889	$40,829	$50,294	$49,889	$50,336
Total unrealized gains (losses), Net income (loss)			21		84
Total unrealized gains (losses), Other comprehensive income (loss)			195	777	-614	790
Purchases, sales, issuances, and settlements, net			-2,900	-55	-11,214	-110
Ending Balance	$38,145	$49,889	$38,145	$51,016	$38,145	$51,016

Fair_Value_Measurements_And_Fa5

Fair Value Measurements And Fair Value Of Financial Instruments (Quantitative Information About Level 3 Fair Value Measurements) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total impaired loans	$3,564,000	$10,373,000
Total Other Real Estate Owned	6,211,000	19,580,000	23,532,000	29,027,000
State And Municipal Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total	38,145,000	49,889,000
Commercial And Residential Real Estate Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total impaired loans	2,291,000	7,467,000
Commercial Loans [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total impaired loans	215,000	1,270,000
Consumer Loans [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total impaired loans	391,000	484,000
Other Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total impaired loans	667,000	1,152,000
Discounted Cash Flow [Member] | State And Municipal Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total	37,109,000	48,025,000
Discounted Cash Flow [Member] | Commercial Loans [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total impaired loans	215,000	1,270,000
Valuation Technique Range		10.00%
Appraisal [Member] | State And Municipal Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total		814,000
Valuation Technique Range		29.00%
Matrix Pricing [Member] | State And Municipal Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total	1,036,000	1,050,000
Sales Comparison [Member] | Consumer Loans [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total impaired loans	391,000	484,000
Sales Comparison [Member] | Other Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total impaired loans		1,152,000
Sales Comparison [Member] | Land [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total Other Real Estate Owned	3,633,000	4,073,000
Income Approach [Member] | Commercial And Residential Real Estate Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total impaired loans	2,291,000	7,467,000
Income Approach [Member] | Other Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total impaired loans	667,000
Valuation Technique Range		10.00%
Income Approach [Member] | Commercial Real Estate [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total Other Real Estate Owned	$2,578,000	$15,507,000
Contract Negotiations [Member] | Commercial Real Estate [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range		34.00%
Maximum [Member] | Discounted Cash Flow [Member] | State And Municipal Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	5.00%	5.00%
Maximum [Member] | Discounted Cash Flow [Member] | Commercial And Residential Real Estate Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	2.00%
Maximum [Member] | Discounted Cash Flow [Member] | Commercial Loans [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	6.00%
Maximum [Member] | Sales Comparison [Member] | Commercial And Residential Real Estate Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	15.00%	25.00%
Maximum [Member] | Sales Comparison [Member] | Consumer Loans [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	20.00%	26.00%
Maximum [Member] | Sales Comparison [Member] | Other Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	12.00%	25.00%
Maximum [Member] | Sales Comparison [Member] | Land [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	55.00%	55.00%
Maximum [Member] | Income Approach [Member] | Commercial And Residential Real Estate Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range		10.00%
Maximum [Member] | Income Approach [Member] | Commercial Real Estate [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	12.00%	11.00%
Maximum [Member] | Broker Opinion [Member] | Commercial Real Estate [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	20.00%
Minimum [Member] | Discounted Cash Flow [Member] | State And Municipal Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	4.00%	4.00%
Minimum [Member] | Discounted Cash Flow [Member] | Commercial And Residential Real Estate Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	1.00%
Minimum [Member] | Discounted Cash Flow [Member] | Commercial Loans [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	5.00%
Minimum [Member] | Sales Comparison [Member] | Commercial And Residential Real Estate Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	5.00%	8.00%
Minimum [Member] | Sales Comparison [Member] | Consumer Loans [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	10.00%	19.00%
Minimum [Member] | Sales Comparison [Member] | Other Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	7.00%	5.00%
Minimum [Member] | Sales Comparison [Member] | Land [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	18.00%	18.00%
Minimum [Member] | Income Approach [Member] | Commercial And Residential Real Estate Loan [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range		8.00%
Minimum [Member] | Income Approach [Member] | Commercial Real Estate [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	8.00%	6.00%
Minimum [Member] | Broker Opinion [Member] | Commercial Real Estate [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Valuation Technique Range	10.00%

Fair_Value_Measurements_And_Fa6

Fair Value Measurements And Fair Value Of Financial Instruments (Impaired Loans Measured At Fair Value On A Non-Recurring Basis) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]
Total impaired loans	$3,564	$10,373
Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]
Total impaired loans	3,564	10,373
Commercial And Residential Real Estate Loan [Member]
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]
Total impaired loans	2,291	7,467
Commercial And Residential Real Estate Loan [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]
Total impaired loans	2,291	7,467
Commercial Loans [Member]
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]
Total impaired loans	215	1,270
Commercial Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]
Total impaired loans	215	1,270
Consumer Loans [Member]
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]
Total impaired loans	391	484
Consumer Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]
Total impaired loans	391	484
Other Loan [Member]
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]
Total impaired loans	667	1,152
Other Loan [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]
Total impaired loans	$667	$1,152

Fair_Value_Measurements_And_Fa7

Fair Value Measurements And Fair Value Of Financial Instruments (Nonfinancial Assets And Liabilities Measured On A Nonrecurring Basis) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total real estate owned and foreclosed assets	$6,211,000	$19,580,000	$23,532,000	$29,027,000
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total real estate owned and foreclosed assets	6,211,000	19,580,000
Commercial Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total real estate owned and foreclosed assets	2,578,000	15,507,000
Commercial Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total real estate owned and foreclosed assets	2,578,000	15,507,000
Raw Land [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total real estate owned and foreclosed assets	3,633,000	4,073,000
Raw Land [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total real estate owned and foreclosed assets	$3,633,000	$4,073,000

Fair_Value_Measurements_And_Fa8

Fair Value Measurements And Fair Value Of Financial Instruments (Estimated Fair Values And Related Carrying Amounts Of Financial Instruments) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	$33,465	$163,217
Time deposits with banks		8,000
Securities available for sale	422,421	413,382
Securities held to maturity	32,267	32,290
Bank stocks	15,451	14,262
Loans, net	1,266,207	1,169,920
Accrued interest receivable	5,872	4,896
Interest rate swap - cash flow hedge	200
Deposits	1,481,179	1,454,452
Federal funds purchased and securities sold under agreements to repurchase	29,139	67,040
Short-term borrowings	52,550
Subordinated debentures	18,412	33,848
Long-term borrowings	118,176	120,941
Accrued interest payable	592	1,126
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	33,465	163,217
Time deposits with banks		8,000
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale	384,276	363,493
Securities held to maturity	32,267	32,290
Accrued interest receivable	5,872	4,896
Interest rate swap - cash flow hedge	200
Deposits	1,481,179	1,454,452
Federal funds purchased and securities sold under agreements to repurchase	29,139	67,040
Short-term borrowings	52,550
Long-term borrowings	118,176	120,941
Accrued interest payable	592	1,126
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale	38,145	49,889
Loans, net	1,266,207	1,169,920
Subordinated debentures	18,412	33,848
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	33,465	163,217
Time deposits with banks		8,000
Securities available for sale	422,421	413,382
Securities held to maturity	33,385	31,283
Bank stocks	15,451	14,262
Loans, net	1,272,802	1,133,607
Accrued interest receivable	5,872	4,896
Interest rate swap - cash flow hedge	200
Deposits	1,482,515	1,454,756
Federal funds purchased and securities sold under agreements to repurchase	29,139	67,040
Short-term borrowings	52,550
Subordinated debentures	25,774	41,239
Long-term borrowings	110,151	110,163
Accrued interest payable	$592	$1,126

Derivatives_And_Hedging_Activi2

Derivatives And Hedging Activities (Narrative) (Details) (USD $)	Sep. 30, 2013
Derivative Instruments, Gain (Loss) [Line Items]
The amount of collateral posted in relation to the company's obligation to the swap counterparty	$1,076,000
Interest Rate Swap [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Notional amount designated as cash flow hedge	$25,000,000

Derivatives_And_Hedging_Activi3

Derivatives And Hedging Activities (Schedule Of Derivative Financial Instruments As Well As Their Classification On The Balance Sheet) (Details) (Interest Rate Swap [Member], Other Assets [Member], Designated as Hedging Instrument [Member], USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Interest Rate Swap [Member] | Other Assets [Member] | Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Derivative Assets	$200

Derivatives_And_Hedging_Activi4

Derivatives And Hedging Activities (Schedule Of Derivative Financial Instruments On Both Comprehensive Income And Net Income) (Details) (Interest Rate Swap [Member], USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013
Derivative Instruments, Gain (Loss) [Line Items]
Gain or (Loss) Recognized in OCI on Derivative (Effective Portion)	($87)	$184
Interest Expense [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain or (Loss) Reclassified from Accumulated OCI into Income (Effective Portion)	($1)

StockBased_Compensation_Narrat

Stock-Based Compensation (Narrative) (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Shares of unvested stock granted	515,816		339,359
Shares available for grant under Incentive Plan	859,456		1,087,087
Restricted shares expected to vest	416,000
Restricted stock performance awards outstanding	220,604
Number of performance condition restricted shares expected to vest	145,785
Recognized stock-based compensation expense	$1,070,000	$540,000
Total income tax effect recognized for share-based compensation arrangements	407,000
Unrecognized expense on nonvested awards not yet recognized	2,465,000
Weighted-average period of nonvested awards expected to be recognized over	1 year 7 months 6 days
Fair value of awards that vested	$530,000
Maximum [Member]
Approved Stock Awards	1,700,000

StockBased_Compensation_StockB

Stock-Based Compensation (Stock-Based Compensation Change During The Period) (Details) (USD $)	9 Months Ended
	Sep. 30, 2013
Stock-Based Compensation [Abstract]
Beginning Balance, Unearned, Shares	339,359	[1]
Awarded, Shares	236,599	[1]
Forfeited, Shares	-8,886	[1]
Vested, Shares	-51,256	[1]
Ending Balance, Unearned, Shares	515,816	[1]
Beginning Balance, Unearned, Weighted Average Fair Value on Award Date	$7.40	[1]
Awarded, Weighted Average Fair Value on Award Date	$10.15	[1]
Forfeited, Weighted Average Fair Value on Award Date	$8.17	[1]
Vested, Weighted Average Fair Value on Award Date	$7.91	[1]
Ending Balance, Unearned, Weighted Average Fair Value on Award Date	$8.58	[1]
[1]	Share and per share amounts have been adjusted to reflect the Companybs 1-for-5 reverse stock split on May 20, 2013.

Capital_Ratios_Details

Capital Ratios (Details)	Sep. 30, 2013	Dec. 31, 2012
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Risk-Based Capital Ratio	14.94%	16.27%
Total Risk-Based Capital Ratio, Minimum Capital Requirement	8.00%
Tier 1 Risk-Based Capital Ratio	13.69%	15.02%
Tier 1 Risk-Based Capital Ratio, Minimum Capital Requirement	4.00%
Leverage Ratio	11.50%	11.93%
Leverage Ratio, Minimum Capital Requirement	4.00%
Guaranty Bank And Trust Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Risk-Based Capital Ratio	14.40%	15.52%
Total Risk-Based Capital Ratio, Minimum Capital Requirement	8.00%
Total Risk-Based Capital Ratio, Minimum Requirement for "Well Capitalized" Institution	10.00%
Tier 1 Risk-Based Capital Ratio	13.15%	14.26%
Tier 1 Risk-Based Capital Ratio, Minimum Capital Requirement	4.00%
Tier 1 Risk-Based Capital Ratio, Minimum Requirement for "Well Capitalized" Institution	6.00%
Leverage Ratio	11.05%	11.35%
Leverage Ratio, Minimum Capital Requirement	4.00%
Leverage Ratio, Minimum Requirement for "Well Capitalized" Institution	5.00%

Total_Comprehensive_Income_Com

Total Comprehensive Income - (Components Of Comprehensive Income (Loss)) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Total Comprehensive Income [Abstract]
Net income (loss)	$3,851	$2,830	$9,941	$11,939
Change in net unrealized gains (losses), net	-1,060	3,882	-16,081	4,282
Less: Reclassification adjustments for net losses (gains) included in net income, Pre-Tax Amount	-20	-746	-74	-1,710
Change in net unrealized gains (losses) on derivative instruments	-140		297
Less: Reclassification adjustments for hedge ineffectiveness included in net income	1
Other comprehensive income (loss), Pre-Tax Amount, Total	-1,219	3,136	-15,858	2,572
Other comprehensive income (loss), Tax Effect	464	-1,192	6,028	-978
Other Comprehensive Income (Loss), Net of Tax, Total	-755	1,944	-9,830	1,594
Total comprehensive income (loss)	$3,096	$4,774	$111	$13,533

Total_Comprehensive_Income_Com1

Total Comprehensive Income - (Components Of Other Comprehensive Income (Loss)) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Total Comprehensive Income [Abstract]
Change in net unrealized gains (losses), net, Pre-Tax Amount	($1,060)	$3,882	($16,081)	$4,282
Change in net unrealized gains (losses), net, Tax Effect	403	-1,476	6,113	-1,628
Change in net unrealized gains (losses), net, Net-of-Tax Amount	-657	2,406	-9,968	2,654
Less: Reclassification adjustments for net losses (gains) included in net income, Pre-Tax Amount	-20	-746	-74	-1,710
Less: Reclassification adjustments for net losses (gains) included in net income, Tax Effect	8	284	28	650
Less: Reclassification adjustments for net losses (gains) included in net income	-12	-462	-46	-1,060
Change in net unrealized gains (losses), net, Pre-Tax Amount	-140		297
Change in net unrealized gains (losses), net, Tax Effect	53		-113
Change in net unrealized gains (losses), net, Net-of-Tax Amount	-87		184
Less: Reclassification adjustments for hedge ineffectiveness included in net income, Pre-Tax Amount	1
Less: Reclassification adjustments for hedge ineffectiveness included in net income, Net-of-Tax Amount	1
Other comprehensive income (loss), Pre-Tax Amount, Total	-1,219	3,136	-15,858	2,572
Other comprehensive income (loss), Tax Effect	464	-1,192	6,028	-978
Other Comprehensive Income (Loss), Net of Tax, Total	($755)	$1,944	($9,830)	$1,594