| | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | | | | |
| | | | | | | |
2005-2 | | | | | |
| | | | | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | | | | | |
| | | | | | | | | | | | | | | | | | | | |
| | | External Parties | Table of Contents | | | | | |
| | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | Page | | | | | |
| | Seller | | | | | | | | | | | |
| | | | | 1. Certificate Payment Report | 2 | | | | | |
| | Greenwich Capital Financial Products, In | | | | | | |
| | | 2. Collection Account Report | 6 | | | | | |
| | | | | | | | | | | | |
| | | | | | | | 3. Credit Enhancement Report | 8 | | | | | |
| | | | | | | | 4. Collateral Report | 9 | | | | | |
| | Certificate Insurer(s) | | | 5. Delinquency Report | 12 | | | | | |
| | | | | | | | |
| | | | | | | | 6. REO Report | 15 | | | | | |
| | | | | | | | | | | | | | | | | | |
| | | | | | | | 7. Foreclosure Report | 16 | | | | | |
| | | | | | | | 8. Prepayment Report | 17 | | | | | |
| | | | | | | | 9. Prepayment Detail Report | 20 | | | | | |
| | | | | | | | | | | | |
| | | | | | | | 10. Realized Loss Report | 21 | | | | | |
| | | | | | | | 11. Realized Loss Detail Report | 24 | | | | | |
| | Servicer(s) | | | | | | | |
| | | | 12. Triggers and Adj. Cert. Report | 25 | | | | | |
| | Litton Loan Servicing | | | | | |
| | 13. Additional Certificate Report | 26 | | | | | |
| | | | | | | | | | | | |
| | | | | | | | 14. Other Related Information | 27 | | | | | |
| | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | |
| | Underwriter(s) | | | | | | | | | | | | | | |
| | Greenwich Capital Markets | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | |
| | | | | | | | Total Number of Pages | | 27 | | | | | |
| | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | |
| | Dates | Contacts | | | | | |
| | | | | | | | | | | | | | | | | | |
| | Cut-Off Date: | July 01, 2005 | Eiko Akiyama | | | | |
| | Close Date: | July 28, 2005 | Administrator | | | | | | | | |
| | First Distribution Date: | August 25, 2005 | (714) 247-6328 | | | | | |
| | | | | | | | | | | | | | | | | | |
| | | | | | | | Address: | | | | | | |
| | | | | | | | 1761 East St. Andrew Place, Santa Ana, CA 92514 | | | | |
| | Distribution Date: | August 25, 2005 | | | | | | | | | | | |
| | | | | | | | Factor Information: | (800) 735-7777 | | | | | |
| | Record Date: | July 29, 2005 | | | | | |
| | Main Phone Number: | (714) 247-6000 | | | | | |
| | | | | | |
| | | | | August 24, 2005 | | | | | |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | |
| | | | | | | | https://www.tss.db.com/invr | | | | | |
| | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Page 1 of 27 | | | | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | | | | |
| | | | | | | |
2005-2 | | | | |
| | | | | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | | | | |
Certificate Payment Report | | | | |
Current Period Distribution - REMIC II | | | | | |
| | | | Prior | | | | | | Current | | |
| Class | | Original | Principal | | | Total | Realized | Deferred | Principal | | |
| |
Class | Type | Cur | Face Value | Balance | Interest | Principal | Distribution | Loss | Interest | Balance | | |
| | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
| | | | (1) | (2) | (3) | (4)=(2)+(3) | (5) | (6) | (7)=(1)-(3)-(5)+(6) | | |
| | | | | | | | | | | | | | | | | | | | |
I-A1 | SR | $ | 217,746,000.00 | 217,746,000.00 | 631,917.04 | 4,218,819.46 | 4,850,736.50 | 0.00 | 0.00 | 213,527,180.54 | | |
| |
I-A2 | SR | $ | 54,436,000.00 | 54,436,000.00 | 160,094.76 | 1,054,695.18 | 1,214,789.94 | 0.00 | 0.00 | 53,381,304.82 | | |
II-A1 | SR | $ | 123,500,000.00 | 123,500,000.00 | 344,959.51 | 2,073,863.42 | 2,418,822.93 | 0.00 | 0.00 | 121,426,136.58 | | |
II-A2 | SR | $ | 154,300,000.00 | 154,300,000.00 | 447,791.46 | 0.00 | 447,791.46 | 0.00 | 0.00 | 154,300,000.00 | | |
II-A3 | SR | $ | 15,999,000.00 | 15,999,000.00 | 48,048.11 | 0.00 | 48,048.11 | 0.00 | 0.00 | 15,999,000.00 | | |
M-1 | MEZ | $ | 40,019,000.00 | 40,019,000.00 | 122,674.91 | 0.00 | 122,674.91 | 0.00 | 0.00 | 40,019,000.00 | | |
M-2 | MEZ | $ | 27,441,000.00 | 27,441,000.00 | 84,544.96 | 0.00 | 84,544.96 | 0.00 | 0.00 | 27,441,000.00 | | |
M-3 | MEZ | $ | 18,675,000.00 | 18,675,000.00 | 57,827.66 | 0.00 | 57,827.66 | 0.00 | 0.00 | 18,675,000.00 | | |
M-4 | MEZ | $ | 13,721,000.00 | 13,721,000.00 | 43,768.08 | 0.00 | 43,768.08 | 0.00 | 0.00 | 13,721,000.00 | | |
M-5 | MEZ | $ | 13,340,000.00 | 13,340,000.00 | 42,864.01 | 0.00 | 42,864.01 | 0.00 | 0.00 | 13,340,000.00 | | |
M-6 | MEZ | $ | 11,815,000.00 | 11,815,000.00 | 38,423.36 | 0.00 | 38,423.36 | 0.00 | 0.00 | 11,815,000.00 | | |
M-7 | MEZ | $ | 12,196,000.00 | 12,196,000.00 | 44,405.30 | 0.00 | 44,405.30 | 0.00 | 0.00 | 12,196,000.00 | | |
M-8 | MEZ | $ | 9,528,000.00 | 9,528,000.00 | 36,173.32 | 0.00 | 36,173.32 | 0.00 | 0.00 | 9,528,000.00 | | |
M-9 | MEZ | $ | 8,004,000.00 | 8,004,000.00 | 33,188.81 | 0.00 | 33,188.81 | 0.00 | 0.00 | 8,004,000.00 | | |
B-1 | SUB | $ | 7,623,000.00 | 7,623,000.00 | 36,945.08 | 0.00 | 36,945.08 | 0.00 | 0.00 | 7,623,000.00 | | |
B-2 | SUB | $ | 9,147,000.00 | 9,147,000.00 | 44,331.19 | 0.00 | 44,331.19 | 0.00 | 0.00 | 9,147,000.00 | | |
B-3 | SUB | $ | 6,098,000.00 | 6,098,000.00 | 29,554.13 | 0.00 | 29,554.13 | 0.00 | 0.00 | 6,098,000.00 | | |
B-4 | SUB | $ | 7,241,000.00 | 7,241,000.00 | 35,093.71 | 0.00 | 35,093.71 | 0.00 | 0.00 | 7,241,000.00 | | |
B-5 | SUB | $ | 7,623,000.00 | 7,623,000.00 | 36,945.08 | 0.00 | 36,945.08 | 0.00 | 0.00 | 7,623,000.00 | | |
C | SEQ/NOF | $ | 3,810,846.91 | 3,810,846.91 | 1,939,903.42 | 0.00 | 1,939,903.42 | 0.00 | 467.82 | 3,811,314.73 | | |
P | SEQ/NOF | $ | 100.00 | 100.00 | 117,016.32 | 0.00 | 117,016.32 | 0.00 | 0.00 | 100.00 | | |
R | RES/NPR | $ | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-1 | NOF/RES | $ | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-2 | NOF/RES | $ | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-X | NOF/RES | $ | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
| | | | | | | | | | | | | | | | | | | | |
| | | | | |
Total | | | 762,262,946.91 | 762,262,946.91 | 4,376,470.22 | 7,347,378.06 | 11,723,848.28 | 0.00 | 467.82 | 754,916,036.67 | | |
| | |
| | | | |
| | | | | |
| | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Page 2 of 27 | | | | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | | | | |
| | | | | | | |
2005-2 | | | | |
| | | | | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | | | | |
| | | | | | | | | | | | | | | | | | | | |
Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face- | | | | | |
| | | | | Orig. Principal | Prior | | | | Current |
|
| Period | Period | | | (with Notional) | Principal | | | Total | Principal |
| | | | | | | | | | | | | | | |
Class | Starting | Ending | Method | Cusip | Balance | Balance | Interest | Principal | Distribution | Balance |
| | | | | | | | | | | | | | | | | | | | |
| | | | | (1) | (1) | (2) | (3) | (4)=(2)+(3) | (5) |
I-A1 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLF5 | 217,746,000.00 | 1,000.000000 | 2.902083 | 19.374957 | 22.277041 | 980.625043 |
I-A2 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLG3 | 54,436,000.00 | 1,000.000000 | 2.940972 | 19.374957 | 22.315930 | 980.625043 |
II-A1 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLH1 | 123,500,000.00 | 1,000.000000 | 2.793194 | 16.792416 | 19.585611 | 983.207584 |
II-A2 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLJ7 | 154,300,000.00 | 1,000.000000 | 2.902083 | 0.000000 | 2.902083 | 1,000.000000 |
II-A3 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLK4 | 15,999,000.00 | 1,000.000000 | 3.003195 | 0.000000 | 3.003195 | 1,000.000000 |
M-1 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLL2 | 40,019,000.00 | 1,000.000000 | 3.065417 | 0.000000 | 3.065417 | 1,000.000000 |
M-2 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLM0 | 27,441,000.00 | 1,000.000000 | 3.080972 | 0.000000 | 3.080972 | 1,000.000000 |
M-3 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLN8 | 18,675,000.00 | 1,000.000000 | 3.096528 | 0.000000 | 3.096528 | 1,000.000000 |
M-4 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLP3 | 13,721,000.00 | 1,000.000000 | 3.189861 | 0.000000 | 3.189861 | 1,000.000000 |
M-5 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLQ1 | 13,340,000.00 | 1,000.000000 | 3.213194 | 0.000000 | 3.213194 | 1,000.000000 |
M-6 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLR9 | 11,815,000.00 | 1,000.000000 | 3.252083 | 0.000000 | 3.252083 | 1,000.000000 |
M-7 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLS7 | 12,196,000.00 | 1,000.000000 | 3.640972 | 0.000000 | 3.640972 | 1,000.000000 |
M-8 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLT5 | 9,528,000.00 | 1,000.000000 | 3.796528 | 0.000000 | 3.796528 | 1,000.000000 |
M-9 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLU2 | 8,004,000.00 | 1,000.000000 | 4.146528 | 0.000000 | 4.146528 | 1,000.000000 |
B-1 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLV0 | 7,623,000.00 | 1,000.000000 | 4.846528 | 0.000000 | 4.846528 | 1,000.000000 |
B-2 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLW8 | 9,147,000.00 | 1,000.000000 | 4.846528 | 0.000000 | 4.846528 | 1,000.000000 |
B-3 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLX6 | 6,098,000.00 | 1,000.000000 | 4.846528 | 0.000000 | 4.846528 | 1,000.000000 |
B-4 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLY4 | 7,241,000.00 | 1,000.000000 | 4.846528 | 0.000000 | 4.846528 | 1,000.000000 |
B-5 | 07/28/05 | 08/24/05 | A-Act/360 | 35729PLZ1 | 7,623,000.00 | 1,000.000000 | 4.846528 | 0.000000 | 4.846528 | 1,000.000000 |
C | 07/28/05 | 08/24/05 | F-30/360 | | 3,810,846.91 | 1,000.000000 | 509.047848 | 0.000000 | 509.047848 | 1,000.122760 |
P | 07/28/05 | 08/24/05 | F-30/360 | | 100.00 | 1,000.000000 | 1,170,163.200000 | 0.000000 | 1,170,163.200000 | 1,000.000000 |
R | 07/28/05 | 08/24/05 | F-30/360 | | 0.00 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 |
R-1 | 07/28/05 | 08/24/05 | F-30/360 | | 0.00 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 |
R-2 | 07/28/05 | 08/24/05 | F-30/360 | | 0.00 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 |
R-X | 07/28/05 | 08/24/05 | F-30/360 | | 0.00 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 |
| | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Page 3 of 27 | | | | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | | | | |
| | | | | | | |
2005-2 | | | | |
| | | | | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | | | | |
| | | | | | | | | | | | | | | | | | | | |
Distribution to Date - REMIC II | | | | | |
| | | | | | | | | Current | | |
| |
| | | | | | | | | | | | | | | | | | |
| Original | | Unscheduled | Scheduled | Total | Total | Realized | Deferred | Principal | | |
| | | | | | | | | | | | | | | | | | | | |
Class | Face Value | Interest | Principal | Principal | Principal | Distribution | Loss | Interest | Balance | | |
| (1) | (2) | (3) | (4) | (5)=(3)+(4) | (6)=(2)+(5) | (7) | (8) | (9)=(1)-(5)-(7)+(8) | | |
I-A1 | 217,746,000.00 | 631,917.04 | 3,968,666.80 | 250,152.66 | 4,218,819.46 | 4,850,736.50 | 0.00 | 0.00 | 213,527,180.54 | | |
I-A2 | 54,436,000.00 | 160,094.76 | 992,157.59 | 62,537.59 | 1,054,695.18 | 1,214,789.94 | 0.00 | 0.00 | 53,381,304.82 | | |
II-A1 | 123,500,000.00 | 344,959.51 | 1,950,894.79 | 122,968.63 | 2,073,863.42 | 2,418,822.93 | 0.00 | 0.00 | 121,426,136.58 | | |
II-A2 | 154,300,000.00 | 447,791.46 | 0.00 | 0.00 | 0.00 | 447,791.46 | 0.00 | 0.00 | 154,300,000.00 | | |
II-A3 | 15,999,000.00 | 48,048.11 | 0.00 | 0.00 | 0.00 | 48,048.11 | 0.00 | 0.00 | 15,999,000.00 | | |
M-1 | 40,019,000.00 | 122,674.91 | 0.00 | 0.00 | 0.00 | 122,674.91 | 0.00 | 0.00 | 40,019,000.00 | | |
M-2 | 27,441,000.00 | 84,544.96 | 0.00 | 0.00 | 0.00 | 84,544.96 | 0.00 | 0.00 | 27,441,000.00 | | |
M-3 | 18,675,000.00 | 57,827.66 | 0.00 | 0.00 | 0.00 | 57,827.66 | 0.00 | 0.00 | 18,675,000.00 | | |
M-4 | 13,721,000.00 | 43,768.08 | 0.00 | 0.00 | 0.00 | 43,768.08 | 0.00 | 0.00 | 13,721,000.00 | | |
M-5 | 13,340,000.00 | 42,864.01 | 0.00 | 0.00 | 0.00 | 42,864.01 | 0.00 | 0.00 | 13,340,000.00 | | |
M-6 | 11,815,000.00 | 38,423.36 | 0.00 | 0.00 | 0.00 | 38,423.36 | 0.00 | 0.00 | 11,815,000.00 | | |
M-7 | 12,196,000.00 | 44,405.30 | 0.00 | 0.00 | 0.00 | 44,405.30 | 0.00 | 0.00 | 12,196,000.00 | | |
M-8 | 9,528,000.00 | 36,173.32 | 0.00 | 0.00 | 0.00 | 36,173.32 | 0.00 | 0.00 | 9,528,000.00 | | |
M-9 | 8,004,000.00 | 33,188.81 | 0.00 | 0.00 | 0.00 | 33,188.81 | 0.00 | 0.00 | 8,004,000.00 | | |
B-1 | 7,623,000.00 | 36,945.08 | 0.00 | 0.00 | 0.00 | 36,945.08 | 0.00 | 0.00 | 7,623,000.00 | | |
B-2 | 9,147,000.00 | 44,331.19 | 0.00 | 0.00 | 0.00 | 44,331.19 | 0.00 | 0.00 | 9,147,000.00 | | |
B-3 | 6,098,000.00 | 29,554.13 | 0.00 | 0.00 | 0.00 | 29,554.13 | 0.00 | 0.00 | 6,098,000.00 | | |
B-4 | 7,241,000.00 | 35,093.71 | 0.00 | 0.00 | 0.00 | 35,093.71 | 0.00 | 0.00 | 7,241,000.00 | | |
B-5 | 7,623,000.00 | 36,945.08 | 0.00 | 0.00 | 0.00 | 36,945.08 | 0.00 | 0.00 | 7,623,000.00 | | |
C | 3,810,846.91 | 1,939,903.42 | -440.08 | -27.74 | 0.00 | 1,939,903.42 | 0.00 | 467.82 | 3,811,314.73 | | |
P | 100.00 | 117,016.32 | 0.00 | 0.00 | 0.00 | 117,016.32 | 0.00 | 0.00 | 100.00 | | |
R | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-1 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-2 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-X | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | |
Total | 762,262,946.91 | 4,376,470.22 | 6,911,279.10 | 435,631.14 | 7,347,378.06 | 11,723,848.28 | 0.00 | 467.82 | 754,916,036.67 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 4 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
Interest Detail - REMIC II | | |
| Pass | Prior Principal | | Non- | Prior | Unscheduled | | Paid or | Current |
|
| | | | | | | | | | | | | | | | |
| Through | (with Notional) | Accrued | Supported | Unpaid | Interest | Optimal | Deferred | Unpaid | | |
| | | | | | | | | | | | | | | | | |
Class | Rate | Balance | Interest | Interest SF | Interest | Adjustment | Interest | Interest | Interest | | |
| | | (1) | (2) | (3) | (4) | (5)=(1)-(2)+(3)+(4) | (6) | (7)=(5)-(6) | | |
I-A1 | 3.73125% | 217,746,000.00 | 631,917.04 | 0.00 | 0.00 | 0.00 | 631,917.04 | 631,917.04 | 0.00 | | |
I-A2 | 3.78125% | 54,436,000.00 | 160,094.76 | 0.00 | 0.00 | 0.00 | 160,094.76 | 160,094.76 | 0.00 | | |
II-A1 | 3.59125% | 123,500,000.00 | 344,959.51 | 0.00 | 0.00 | 0.00 | 344,959.51 | 344,959.51 | 0.00 | | |
II-A2 | 3.73125% | 154,300,000.00 | 447,791.46 | 0.00 | 0.00 | 0.00 | 447,791.46 | 447,791.46 | 0.00 | | |
II-A3 | 3.86125% | 15,999,000.00 | 48,048.11 | 0.00 | 0.00 | 0.00 | 48,048.11 | 48,048.11 | 0.00 | | |
M-1 | 3.94125% | 40,019,000.00 | 122,674.91 | 0.00 | 0.00 | 0.00 | 122,674.91 | 122,674.91 | 0.00 | | |
M-2 | 3.96125% | 27,441,000.00 | 84,544.96 | 0.00 | 0.00 | 0.00 | 84,544.96 | 84,544.96 | 0.00 | | |
M-3 | 3.98125% | 18,675,000.00 | 57,827.66 | 0.00 | 0.00 | 0.00 | 57,827.66 | 57,827.66 | 0.00 | | |
M-4 | 4.10125% | 13,721,000.00 | 43,768.08 | 0.00 | 0.00 | 0.00 | 43,768.08 | 43,768.08 | 0.00 | | |
M-5 | 4.13125% | 13,340,000.00 | 42,864.01 | 0.00 | | 0.00 | 0.00 | 42,864.01 | 42,864.01 | 0.00 | | |
M-6 | 4.18125% | 11,815,000.00 | 38,423.36 | 0.00 | 0.00 | 0.00 | 38,423.36 | 38,423.36 | 0.00 | | |
M-7 | 4.68125% | 12,196,000.00 | 44,405.30 | 0.00 | 0.00 | 0.00 | 44,405.30 | 44,405.30 | 0.00 | | |
M-8 | 4.88125% | 9,528,000.00 | 36,173.32 | 0.00 | 0.00 | 0.00 | 36,173.32 | 36,173.32 | 0.00 | | |
M-9 | 5.33125% | 8,004,000.00 | 33,188.81 | 0.00 | 0.00 | 0.00 | 33,188.81 | 33,188.81 | 0.00 | | |
B-1 | 6.23125% | 7,623,000.00 | 36,945.08 | 0.00 | 0.00 | 0.00 | 36,945.08 | 36,945.08 | 0.00 | | |
B-2 | 6.23125% | 9,147,000.00 | 44,331.19 | 0.00 | 0.00 | 0.00 | 44,331.19 | 44,331.19 | 0.00 | | |
B-3 | 6.23125% | 6,098,000.00 | 29,554.13 | 0.00 | 0.00 | 0.00 | 29,554.13 | 29,554.13 | 0.00 | | |
B-4 | 6.23125% | 7,241,000.00 | 35,093.71 | 0.00 | 0.00 | 0.00 | 35,093.71 | 35,093.71 | 0.00 | | |
B-5 | 6.23125% | 7,623,000.00 | 36,945.08 | 0.00 | 0.00 | 0.00 | 36,945.08 | 36,945.08 | 0.00 | | |
C | 678.89414% | 3,810,846.91 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1,940,371.24 | 0.00 | | |
P | 1,560,217.60000% | 100.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 117,016.32 | 0.00 | | |
R | 0.00000% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-1 | 0.00000% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-2 | 0.00000% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-X | 0.00000% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | |
Total | | 762,262,946.91 | 2,319,550.48 | 0.00 | 0.00 | 0.00 | 2,319,550.48 | 4,376,938.04 | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 5 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Collection Account Report | |
SUMMARY | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Principal Collections | | | | | 2,073,731.37 | 5,273,178.86 | 7,346,910.23 | | |
Principal Withrawals | | | | | 0.00 | 0.00 | 0.00 | | |
Principal Other Accounts | | | | | 0.00 | 0.00 | 0.00 | | |
TOTAL NET PRINCIPAL | | | | | 2,073,731.37 | 5,273,178.86 | 7,346,910.23 | | |
Interest Collections | | | | | 2,214,375.36 | 2,093,276.21 | 4,307,651.57 | | |
Interest Withdrawals | | | | | -0.00 | -0.00 | -0.00 | | |
Interest Other Accounts | | | | | 0.00 | 117,016.32 | 117,016.32 | | |
Interest Fees | | | | | -25,559.17 | -22,170.67 | -47,729.84 | | |
TOTAL NET INTEREST | | | | | 2,188,816.19 | 2,188,121.86 | 4,376,938.05 | | |
TOTAL AVAILABLE FUNDS FOR DISTRIBUTION | | | | | 4,262,547.56 | 7,461,300.72 | 11,723,848.28 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
PRINCIPAL - COLLECTIONS | | |
| |
| | | | | | | | | | | Group 2 | Group 1 | Total | |
Scheduled Principal Received | | | | | 213,802.11 | 221,829.03 | 435,631.14 | |
Curtailments | | | | | 26,984.27 | 60,886.49 | 87,870.76 | |
Prepayments In Full | | | | | 1,832,944.99 | 4,990,463.34 | 6,823,408.33 | |
Repurchased/Substitutions | | | | | 0.00 | 0.00 | 0.00 | |
Liquidations | | | | | 0.00 | 0.00 | 0.00 | |
Other Additional Principal | | | | | 0.00 | 0.00 | 0.00 | |
Delinquent Principal | | | | | -184,840.92 | -191,632.59 | -376,473.51 | |
Realized Losses | | | | | -0.00 | -0.00 | -0.00 | |
Advanced Principal | | | | | 184,840.92 | 191,632.59 | 376,473.51 | |
TOTAL PRINCIPAL COLLECTED | | | | | 2,073,731.37 | 5,273,178.86 | 7,346,910.23 | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
PRINCIPAL - WITHDRAWALS | | |
| | | | | | | | | | | | | | | | | |
SPACE INTENTIONALLY LEFT BLANK | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
PRINCIPAL - OTHER ACCOUNTS | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
TOTAL PRINCIPAL OTHER ACCOUNTS | | | | | 0.00 | 0.00 | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 6 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
INTEREST - COLLECTIONS | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Scheduled Interest | | | | | 2,353,686.14 | 2,223,845.16 | 4,577,531.30 | | |
Repurchased/Substitution Interest | | | | | 0.00 | 0.00 | 0.00 | | |
Liquidation Interest | | | | | 0.00 | 0.00 | 0.00 | | |
Other Additional Interest | | | | | 0.00 | 0.00 | 0.00 | | |
Prepayment Interest Shortfalls | | | | | -5,426.03 | -12,164.65 | -17,590.68 | | |
Delinquent Interest | | | | | -1,995,126.89 | -1,905,923.38 | -3,901,050.27 | | |
Compensating Interest | | | | | 5,426.04 | 12,164.65 | 17,590.68 | | |
Civil Relief Act Shortfalls | | | | | -0.00 | -0.00 | -0.00 | | |
Interest Advanced | | | | | 1,855,816.13 | 1,775,354.42 | 3,631,170.55 | | |
TOTAL INTEREST COLLECTED | | | | | 2,214,375.36 | 2,093,276.21 | 4,307,651.57 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
INTEREST - WITHDRAWALS | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
TOTAL INTEREST WITHDRAWALS | | | | | 0.00 | 0.00 | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
INTEREST - OTHER ACCOUNTS | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Prepayment Charges | | | | | | | | | 117,016.32 | | |
TOTAL INTEREST OTHER ACCOUNTS | | | | | 0.00 | 117,016.32 | 117,016.32 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
INTEREST - FEES | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Current Servicing Fees | | | | | 25,559.17 | 22,170.67 | 47,729.84 | | |
Trustee Fees | | | | | 0.00 | 0.00 | 0.00 | | |
TOTAL INTEREST FEES | | | | | 25,559.17 | 22,170.67 | 47,729.84 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 7 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Credit Enhancement Report | |
| | | | | | | | | | | | | | | | | |
ACCOUNTS | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Net WAC Rate Carryover Reserve Account | | | | | | |
| | | | | | | | | | | | | | | | | |
Begining Balance | 0.00 | | |
Amount Deposited in the Account | 0.00 | | |
Amount Withdrawn | 0.00 | | |
Ending Balance | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
INSURANCE | | |
| | | | | | | | | | | | | | | | | |
SPACE INTENTIONALLY LEFT BLANK | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
STRUCTURAL FEATURES | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Ending Overcollateralization Amount | | | | | | | | | 3,811,314.74 | | |
Overcollateralization Target Amount | | | | | | | | | 3,811,314.73 | | |
Overcollateralization Deficiency Amount | | | | | | | | | 467.82 | | |
Overcollateralization Release Amount | | | | | | | | | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 8 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Collateral Report | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
COLLATERAL | | |
| |
| |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | Group 2 | Group 1 | Total | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Loan Count: | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Original | | | | | 1,481 | 2,200 | 3,681 | | |
Prior | | | | | 1,481 | 2,200 | 3,681 | | |
Prefunding | | | | | 0 | 0 | 0 | | |
Scheduled Paid Offs | | | | | -0 | -0 | -0 | | |
Full Voluntary Prepayments | | | | | -7 | -24 | -31 | | |
Repurchases | | | | | -0 | -0 | -0 | | |
Liquidations | | | | | -0 | -0 | -0 | | |
Current | | | | | 1,474 | 2,176 | 3,650 | | |
Principal Balance: | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Original | | | | | 395,687,863.79 | 366,575,083.12 | 762,262,946.91 | | |
Prior | | | | | 395,687,863.79 | 366,575,083.12 | 762,262,946.91 | | |
Prefunding | | | | | 0.00 | 0.00 | 0.00 | | |
Scheduled Principal | | | | | -213,802.11 | -221,829.03 | -435,631.14 | | |
Partial Prepayments | | | | | -26,984.27 | -60,886.49 | -87,870.76 | | |
Full Voluntary Prepayments | | | | | -1,832,944.99 | -4,990,463.34 | -6,823,408.33 | | |
Repurchases | | | | | -0.00 | -0.00 | -0.00 | | |
Liquidations | | | | | -0.00 | -0.00 | -0.00 | | |
Current | | | | | 393,614,132.42 | 361,301,904.26 | 754,916,036.68 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
PREFUNDING | | |
| | | | | | | | | | | | | | | | | |
SPACE INTENTIONALLY LEFT BLANK | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 9 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
CHARACTERISTICS | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Weighted Average Coupon Original | | | | | 7.13801% | 7.27986% | 7.20622% | | |
Weighted Average Coupon Prior | | | | | 7.13801% | 7.27986% | 7.20622% | | |
Weighted Average Coupon Current | | | | | 7.13801% | 7.27986% | 7.20622% | | |
Weighted Average Months to Maturity Original | | | | | 356 | 355 | 355 | | |
Weighted Average Months to Maturity Prior | | | | | 356 | 355 | 355 | | |
Weighted Average Months to Maturity Current | | | | | 356 | 355 | 355 | | |
Weighted Avg Remaining Amortization Term Original | | | | | 356 | 355 | 355 | | |
Weighted Avg Remaining Amortization Term Prior | | | | | 356 | 355 | 355 | | |
Weighted Avg Remaining Amortization Term Current | | | | | 356 | 355 | 355 | | |
Weighted Average Seasoning Original | | | | | 3.20 | 3.15 | 3.18 | | |
Weighted Average Seasoning Prior | | | | | 3.20 | 3.15 | 3.18 | | |
Weighted Average Seasoning Current | | | | | 3.20 | 3.15 | 3.18 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 10 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
ARM CHARACTERISTICS | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Weighted Average Margin Original | | | | | 6.39422% | 6.58322% | 6.48394% | | |
Weighted Average Margin Prior | | | | | 6.39422% | 6.58322% | 6.48394% | | |
Weighted Average Margin Current | | | | | 6.39422% | 6.58322% | 6.48394% | | |
Weighted Average Max Rate Original | | | | | 13.93750% | 14.24411% | 14.08304% | | |
Weighted Average Max Rate Prior | | | | | 13.93750% | 14.24411% | 14.08304% | | |
Weighted Average Max Rate Current | | | | | 13.93750% | 14.24411% | 14.08304% | | |
Weighted Average Min Rate Original | | | | | 7.04155% | 7.33824% | 7.18238% | | |
Weighted Average Min Rate Prior | | | | | 7.04155% | 7.33824% | 7.18238% | | |
Weighted Average Min Rate Current | | | | | 7.04155% | 7.33824% | 7.18238% | | |
Weighted Average Cap Up Original | | | | | 1.50000% | 1.50000% | 1.50000% | | |
Weighted Average Cap Up Prior | | | | | 1.50000% | 1.50000% | 1.50000% | | |
Weighted Average Cap Up Current | | | | | 1.50000% | 1.50000% | 1.50000% | | |
Weighted Average Cap Down Original | | | | | 1.50000% | 1.50000% | 1.50000% | | |
Weighted Average Cap Down Prior | | | | | 1.50000% | 1.50000% | 1.50000% | | |
Weighted Average Cap Down Current | | | | | 1.50000% | 1.50000% | 1.50000% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
SERVICING FEES & ADVANCES | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | Group 2 | Group 1 | Total | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Current Servicing Fees | | | | | 25,559.17 | 22,170.67 | 47,729.84 | | |
Delinquent Servicing Fees | | | | | 139,310.76 | 130,568.95 | 269,879.71 | | |
TOTAL SERVICING FEES | | | | | 164,869.94 | 152,739.62 | 317,609.56 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Total Servicing Fees | | | | | 164,869.94 | 152,739.62 | 317,609.56 | | |
Compensating Interest | | | | | -5,426.04 | -12,164.65 | -17,590.68 | | |
Delinquent Servicing Fees | | | | | -139,310.76 | -130,568.95 | -269,879.71 | | |
COLLECTED SERVICING FEES | | | | | 20,133.14 | 10,006.03 | 30,139.17 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Total Advaced Interest | | | | | 1,855,816.13 | 1,775,354.42 | 3,631,170.55 | | |
Total Advaced Principal | | | | | 184,840.92 | 191,632.59 | 376,473.51 | | |
Aggregate Advances with respect to this Distribution | | | | | 2,040,657.05 | 1,966,987.01 | 4,007,644.06 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
ADDITIONAL COLLATERAL INFORMATION | | |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Prepayment Interest Shortfall (PPIS) | | | | | 5,426.03 | 12,164.65 | 17,590.68 | | |
Compensating Interest | | | | | -5,426.04 | -12,164.65 | -17,590.68 | | |
Net Prepayment Interest Shortfall (PPIS) | | | | | 0.00 | 0.00 | 0.00 | | |
| | | | | | | | | | | | | | | | | |
Weighted Average Net Mortgage Rate | | | | | | | 6.638009% | 6.890438% | | |
| | | | | | | | | | | | | | | | | |
Libor For Current Period | | | | | | | | | 3.481250% | | |
| | | | | | | | | | | | | | | | | |
Libor For Next Period | | | | | | | | | 3.641250% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 11 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Delinquency Report | |
| | | | | | | | | | | | | | | | | |
| TOTAL | | | | | | | | | | | | |
| | | | | < 1 PAYMENT | 1 PAYMENT | 2 PAYMENTS | 3+ PAYMENTS | TOTAL | | | |
| DELINQUENT | Balance | | | 7,765,661.34 | 0.00 | 0.00 | 7,765,661.34 | | | |
| % Balance | | | 1.03% | 0.00% | 0.00% | 1.03% | | | |
| # Loans | | | 38 | 0 | 0 | 38 | | | |
| % # Loans | | | 1.04% | 0.00% | 0.00% | 1.04% | | | |
| FORECLOSURE | Balance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| # Loans | 0 | 0 | 0 | 0 | 0 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| BANKRUPTCY | Balance | 219,937.91 | 0.00 | 0.00 | 0.00 | 219,937.91 | | | |
| % Balance | 0.03% | 0.00% | 0.00% | 0.00% | 0.03% | | | |
| # Loans | 2 | 0 | 0 | 0 | 2 | | | |
| % # Loans | 0.05% | 0.00% | 0.00% | 0.00% | 0.05% | | | |
| REO | Balance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| # Loans | 0 | 0 | 0 | 0 | 0 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| TOTAL | Balance | 219,937.91 | 7,765,661.34 | 0.00 | 0.00 | 7,985,599.25 | | | |
| % Balance | 0.03% | 1.03% | 0.00% | 0.00% | 1.06% | | | |
| # Loans | 2 | 38 | 0 | 0 | 40 | | | |
| % # Loans | 0.05% | 1.04% | 0.00% | 0.00% | 1.10% | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 12 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| GROUP 1 | | | | | | | | | | | | |
| | | | | < 1 PAYMENT | 1 PAYMENT | 2 PAYMENTS | 3+ PAYMENTS | TOTAL | | | |
| DELINQUENT | Balance | | | 3,694,302.08 | 0.00 | 0.00 | 3,694,302.08 | | | |
| % Balance | | | 1.02% | 0.00% | 0.00% | 1.02% | | | |
| # Loans | | | 20 | 0 | 0 | 20 | | | |
| % # Loans | | | 0.92% | 0.00% | 0.00% | 0.92% | | | |
| FORECLOSURE | Balance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| # Loans | 0 | 0 | 0 | 0 | 0 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| BANKRUPTCY | Balance | 219,937.91 | 0.00 | 0.00 | 0.00 | 219,937.91 | | | |
| % Balance | 0.06% | 0.00% | 0.00% | 0.00% | 0.06% | | | |
| # Loans | 2 | 0 | 0 | 0 | 2 | | | |
| % # Loans | 0.09% | 0.00% | 0.00% | 0.00% | 0.09% | | | |
| REO | Balance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| # Loans | 0 | 0 | 0 | 0 | 0 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| TOTAL | Balance | 219,937.91 | 3,694,302.08 | 0.00 | 0.00 | 3,914,239.99 | | | |
| % Balance | 0.06% | 1.02% | 0.00% | 0.00% | 1.08% | | | |
| # Loans | 2 | 20 | 0 | 0 | 22 | | | |
| % # Loans | 0.09% | 0.92% | 0.00% | 0.00% | 1.01% | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 13 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
| GROUP 2 | | | | | | | | | | | | |
| | | | | < 1 PAYMENT | 1 PAYMENT | 2 PAYMENTS | 3+ PAYMENTS | TOTAL | | | |
| DELINQUENT | Balance | | | 4,071,359.26 | 0.00 | 0.00 | 4,071,359.26 | | | |
| % Balance | | | 1.03% | 0.00% | 0.00% | 1.03% | | | |
| # Loans | | | 18 | 0 | 0 | 18 | | | |
| % # Loans | | | 1.22% | 0.00% | 0.00% | 1.22% | | | |
| FORECLOSURE | Balance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| # Loans | 0 | 0 | 0 | 0 | 0 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| BANKRUPTCY | Balance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| # Loans | 0 | 0 | 0 | 0 | 0 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| REO | Balance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| # Loans | 0 | 0 | 0 | 0 | 0 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| TOTAL | Balance | 0.00 | 4,071,359.26 | 0.00 | 0.00 | ####### | | | | |
| % Balance | 0.00% | 1.03% | 0.00% | 0.00% | 1.03% | | | |
| # Loans | 0 | 18 | 0 | 0 | 18 | | | |
| % # Loans | 0.00% | 1.22% | 0.00% | 0.00% | 1.22% | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 14 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
REO Report | |
Loan Number | Original | Stated | | Current | State & | | | |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | First | | |
& | Principal | Principal | Paid to | Note | LTV at | Original | Payment | |
| | | | | | | | | | | | | | | | | |
Loan Group | Balance | Balance | Date | Rate | Origination | Term | Date | |
| | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
TOTAL | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 15 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Foreclosure Report | |
Loan Number | Original | Stated | | Current | State & | | | |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | First | | |
& | Principal | Principal | Paid to | Note | LTV at | Original | Payment | |
| | | | | | | | | | | | | | | | | |
Loan Group | Balance | Balance | Date | Rate | Origination | Term | Date | |
| | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
TOTAL | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 16 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Prepayment Report | |
| | | | | | | | | | | | | | | | | |
VOLUNTARY PREPAYMENTS | | |
| |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | Group 2 | Group 1 | Total | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Current | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Number of Paid in Full Loans | | | | | 7 | 24 | 31 | | |
Number of Repurchased Loans | | | | | 0 | 0 | 0 | | |
Total Number of Loans Prepaid in Full | | | | | 7 | 24 | 31 | | |
Curtailments Amount | | | | | 26,984.27 | 60,886.49 | 87,870.76 | | |
Paid in Full Balance | | | | | 1,832,944.99 | 4,990,463.34 | 6,823,408.33 | | |
Repurchased Loans Balance | | | | | 0.00 | 0.00 | 0.00 | | |
Total Prepayment Amount | | | | | 1,859,929.26 | 5,051,349.83 | 6,911,279.09 | | |
| | | | | | | | | | | | | | | | | |
Cumulative | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Number of Paid in Full Loans | | | | | 7 | 24 | 31 | | |
Number of Repurchased Loans | | | | | 0 | 0 | 0 | | |
Total Number of Loans Prepaid in Full | | | | | 7 | 24 | 31 | | |
Paid in Full Balance | | | | | 1,832,944.99 | 4,990,463.34 | 6,823,408.33 | | |
Repurchased Loans Balance | | | | | 0.00 | 0.00 | 0.00 | | |
Curtailments Amount | | | | | 26,984.27 | 60,886.49 | 87,870.76 | | |
Total Prepayment Amount | | | | | 1,859,929.26 | 5,051,349.83 | 6,911,279.09 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 17 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
VOLUNTARY PREPAYMENTS RATES | | |
| |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | Group 2 | Group 1 | Total | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
SMM | | | | | 0.47% | 1.38% | 0.91% | | |
3 Months Avg SMM | | | | | 0.47% | 1.38% | 0.91% | | |
12 Months Avg SMM | | | | | 0.47% | 1.38% | 0.91% | | |
Avg SMM Since Cut-off | | | | | 0.47% | 1.38% | 0.91% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
CPR | | | | | 5.50% | 15.35% | 10.36% | | |
3 Months Avg CPR | | | | | 5.50% | 15.35% | 10.36% | | |
12 Months Avg CPR | | | | | 5.50% | 15.35% | 10.36% | | |
Avg CPR Since Cut-off | | | | | 5.50% | 15.35% | 10.36% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
PSA | | | | | 859.01% | 2,434.19% | 1,629.90% | | |
3 Months Avg PSA Approximation | | | | | 859.01% | 2,434.19% | 1,629.90% | | |
12 Months Avg PSA Approximation | | | | | 859.01% | 2,434.19% | 1,629.90% | | |
Avg PSA Since Cut-off Approximation | | | | | 859.01% | 2,434.19% | 1,629.90% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 18 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
PREPAYMENT CALCULATION METHODOLOGY | | |
| | | | | | | | | | | | | | | | | |
Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases + Liquidations )/(Beg Principal Balance - Sched Principal) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) PSA Standard Prepayment Model: CPR/(0.002*min(30,WAS)) Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn)*(1-SMMn+1)*...*(1-SMMm)]^(1/months in period n,m) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m)) Average WASn,m: (min(30,WASn)+min(30,WASn+1)+...+min(30,WASm)/(number of months in the period n,m) Weighted Average Seasoning (WAS) Dates correspond to distribution dates. Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments, liquidations, and repurchases. | | |
| |
| |
| |
| |
| |
| |
| |
| |
| |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 19 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Prepayment Detail Report | |
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution | | |
Loan Number | | Original | | | Current | State & | Type Prepayment | First |
|
| | | | | | | | | | | | | | | |
& | Loan | Principal | Prepayment | Prepayment | Note | LTV at | & | Payment |
| | | | | | | | | | | | | | | | | |
Loan Group | Status | Balance | Amount | Date | Rate | Origination | Original Term | Date |
| | |
1000210115 2 | | 407,000.00 | 404,505.24 | | 27-Jul-2005 | 6.750% | CA - 100.00% | Paid Off - 360 | 01-Jan-2005 |
|
| | |
1000236394 1 | | 343,200.00 | 342,613.12 | | 06-Jul-2005 | 6.800% | MA - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
1000237861 2 | | 460,000.00 | 459,348.57 | | 14-Jul-2005 | 7.750% | FL - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
1000240150 1 | | 296,000.00 | 295,651.02 | | 13-Jul-2005 | 8.650% | MD - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
1000241123 1 | | 160,000.00 | 159,894.96 | | 19-Jul-2005 | 11.400% | CA - 44.44% | Paid Off - 360 | 01-Jun-2005 |
| | |
1000242868 1 | | 186,000.00 | 186,000.00 | | 24-Jul-2005 | 5.250% | CA - 68.89% | Paid Off - 360 | 01-Jun-2005 |
| | |
1000243826 1 | | 343,664.00 | 343,097.84 | | 12-Jul-2005 | 6.990% | FL - 90.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
1000243837 1 | | 149,760.00 | 149,547.92 | | 19-Jul-2005 | 7.750% | VA - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
1000243924 2 | | 19,093.00 | 19,010.57 | | 30-Jun-2005 | 11.250% | FL - 95.00% | Paid Off - 180 | 01-Jun-2005 |
| | |
5000146234 1 | | 315,000.00 | 315,000.00 | | 29-Jul-2005 | 7.750% | IL - 90.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000146556 1 | | 35,000.00 | 34,973.52 | | 29-Jul-2005 | 10.750% | IL - 100.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000147138 1 | | 202,300.00 | 202,010.62 | | 28-Jul-2005 | 7.700% | IL - 85.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000147668 1 | | 212,000.00 | 211,699.77 | | 21-Jul-2005 | 7.750% | MI - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000147725 1 | | 150,000.00 | 149,752.88 | | 28-Jul-2005 | 6.990% | IL - 60.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000147942 1 | | 240,000.00 | 239,770.33 | | 14-Jul-2005 | 9.650% | IL - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000148156 1 | | 88,000.00 | 87,855.02 | | 19-Jul-2005 | 6.990% | MD - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000148267 1 | | 22,000.00 | 21,783.68 | | 19-Jul-2005 | 9.950% | MD - 100.00% | Paid Off - 120 | 01-Jun-2005 |
| | |
6000148567 2 | | 101,500.00 | 101,397.60 | | 12-Jul-2005 | 9.400% | FL - 70.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000149742 2 | | 152,000.00 | 151,778.16 | | 07-Jul-2005 | 7.600% | NJ - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000150016 1 | | 41,400.00 | 41,360.99 | | 30-Jun-2005 | 9.725% | GA - 100.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000151050 2 | | 178,000.00 | 177,759.83 | | 25-Jul-2005 | 7.990% | FL - 72.36% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000151231 1 | | 175,750.00 | 175,512.88 | | 21-Jul-2005 | 7.990% | NH - 95.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000151853 1 | | 243,750.00 | 243,462.63 | | 01-Jul-2005 | 8.650% | NJ - 75.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000153019 1 | | 138,750.00 | 138,565.38 | | 26-Jul-2005 | 8.150% | MD - 75.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
7000001076 1 | | 100,800.00 | 100,800.00 | | 27-Jul-2005 | 6.350% | NY - 90.00% | Paid Off - 360 | 01-May-2005 |
| | |
7000142016 1 | | 255,000.00 | 254,510.14 | | 20-Jul-2005 | 6.200% | MD - 66.23% | Paid Off - 360 | 01-Jun-2005 |
| | |
7000142041 1 | | 332,000.00 | 331,392.23 | | 21-Jul-2005 | 6.450% | NJ - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000041033 1 | | 292,500.00 | 292,037.70 | | 06-Jul-2005 | 7.200% | NJ - 90.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000041237 1 | | 330,000.00 | 329,610.94 | | 27-Jul-2005 | 8.650% | NJ - 76.74% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000041992 2 | | 520,000.00 | 519,145.02 | | 08-Jul-2005 | 7.000% | NY - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000044855 1 | | 344,000.00 | 343,559.77 | | 28-Jul-2005 | 8.250% | NJ - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
TOTAL | | 6,834,467.00 | 6,823,408.33 | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 20 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Realized Loss Report | |
| | | | | | | | | | | | | | | | | |
COLLATERAL REALIZED LOSSES | | |
| |
| |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | Group 2 | Group 1 | Total | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Current | | | | | | | | | | | | | | |
| | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Number of Loans Liquidated | | | | | 0 | 0 | 0 | | |
Collateral Principal Realized Loss/(Gain) Amount | | | | | 0.00 | 0.00 | 0.00 | | |
Collateral Interest Realized Loss/(Gain) Amount | | | | | 0.00 | 0.00 | 0.00 | | |
Net Liquidation Proceeds | | | | | 0.00 | 0.00 | 0.00 | | |
| | | | | | | | | | | | | | | | | |
Cumulative | | | | | | | | | | | | | | |
| | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Number of Loans Liquidated | | | | | 0 | 0 | 0 | | |
Collateral Realized Loss/(Gain) Amount | | | | | 0.00 | 0.00 | 0.00 | | |
Net Liquidation Proceeds | | | | | 0.00 | 0.00 | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 21 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
DEFAULT SPEEDS | | |
| |
| |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | Group 2 | Group 1 | Total | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
MDR | | | | | 0.00% | 0.00% | 0.00% | | |
3 Months Avg MDR | | | | | 0.00% | 0.00% | 0.00% | | |
12 Months Avg MDR | | | | | 0.00% | 0.00% | 0.00% | | |
Avg MDR Since Cut-off | | | | | 0.00% | 0.00% | 0.00% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
CDR | | | | | 0.00% | 0.00% | 0.00% | | |
3 Months Avg CDR | | | | | 0.00% | 0.00% | 0.00% | | |
12 Months Avg CDR | | | | | 0.00% | 0.00% | 0.00% | | |
Avg CDR Since Cut-off | | | | | 0.00% | 0.00% | 0.00% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
SDA | | | | | 0.00% | 0.00% | 0.00% | | |
3 Months Avg SDA Approximation | | | | | 0.00% | 0.00% | 0.00% | | |
12 Months Avg SDA Approximation | | | | | 0.00% | 0.00% | 0.00% | | |
Avg SDA Since Cut-off Approximation | | | | | 0.00% | 0.00% | 0.00% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Loss Severity Approximation for Current Period | | | | | 0.00% | 0.00% | 0.00% | | |
3 Months Avg Loss Severity Approximation | | | | | 0.00% | 0.00% | 0.00% | | |
12 Months Avg Loss Severity Approximation | | | | | 0.00% | 0.00% | 0.00% | | |
Avg Loss Severity Approximation Since Cut-off | | | | | 0.00% | 0.00% | 0.00% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 22 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY | | |
| Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance) | |
| |
| |
| |
| Conditional Default Rate (CDR): 1-((1-MDR)^12) | |
| | | | | | | | | | | | | | | | | |
| SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)*0.02,MAX(0.03,MIN(30,WAS)*0.02-0.0095*(WAS-60))) | |
| |
| Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn)*(1-MDRn+1)*...*(1-MDRm)]^(1/months in period n,m) | |
| Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12) | |
| |
| Average SDA Approximation over period between the nth month and mth month: | |
| AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)*0.02,MAX(0.03,MIN(30,Avg WASn,m)*0.02-0.0095*(Avg WASn,m-60))) | | |
| | |
| Average WASn,m: (WASn + WASn+1 +...+ WASm )/(number of months in the period n,m) | |
| Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans) | |
| |
| Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m) | |
| | | | | | | | | | | | | | | | | |
| Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods. | |
| Dates correspond to distribution dates. | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 23 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Realized Loss Detail Report | |
Loan Number | | Current | State & | | Prior | Realized | | Cumulative | |
| | | | | | | | | | | | | | | |
& | Loan | Note | LTV at | Original | Principal | Loss/(Gain) | Realized | Realized | |
| | | | | | | | | | | | | | | | | |
Loan Group | Status | Rate | Origination | Term | Balance | Revision | Loss/(Gain) | Loss/(Gain) | |
|
| | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
TOTAL | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 24 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Triggers and Adj. Cert. Report | |
TRIGGER EVENTS | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
| | | | | | Has Stepdown Condition occurred (0 = No, 1=Yes) | | | | | | | 0 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | Does a Trigger Event Exist-Either a) or b) Yes? | | | | | | | 0 | | |
| | | | | | a) Does a Delinquency Trigger Event Exists | | | | | | | 0 | | |
| | | | | | b) Does a Loss Trigger Event Exists (0=No,1=Yes) | | | | | | | 0 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | Has Sequential Trigger Event Occured (0=No,1=Yes) | | | | | | | 0 | | |
| | | | | | 60+ days Delinqueny Balance | | | | | | | 0.00 | | |
| | | | | | Ending Collateral Balance | | | | | | | 754,916,036.68 | | |
| | | | | | Delinquency Percentage | | | | | | | 0.0000% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | Senior Enhancement Percentage | | | | | | | 25.750000% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | Cumulative Loss Percentage | | | | | | | 0.0000% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
ADJUSTABLE RATE CERTIFICATE INFORMATION | | |
| | | | | | | | | | | | | | | | | |
SPACE INTENTIONALLY LEFT BLANK | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
ADDITIONAL INFORMATION | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Trust Fund Expenses | | | | | | | | | 0.00 | | |
Cumulative Subsequent Recoveries | | | | | | | | | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 25 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Additional Certificate Report | |
| | | | | | | | | | | | | | | | | |
ADDITIONAL CERTIFICATE REPORT | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | Interest Shortfall Unpaid | | | NET WAC Shortfall CarryOver | | NET WAC Shortfall Paid | | |
CLASS | | | | | | | | | | | | |
| | | | | | | | | | | | | | |
| | | I-A1 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | I-A2 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | II-A1 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | II-A2 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | II-A3 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-1 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-2 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-3 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-4 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-5 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-6 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-7 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-8 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-9 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | B-1 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | B-2 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | B-3 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | B-4 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | B-5 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | C | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | P | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | R | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 26 of 27 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
August 25, 2005 Distribution | |
Other Related Information | |
ADDITIONAL INFORMATION | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
I-A1 Cap Payment | | | | | | | | | 0.00 | | |
I-A2 Cap Payment | | | | | | | | | 0.00 | | |
II-A1 Cap Payment | | | | | | | | | 0.00 | | |
II-A2 Cap Payment | | | | | | | | | 0.00 | | |
II-A3 Cap Payment | | | | | | | | | 0.00 | | |
M-1 Cap Payment | | | | | | | | | 0.00 | | |
M-2 Cap Payment | | | | | | | | | 0.00 | | |
M-3 Cap Payment | | | | | | | | | 0.00 | | |
M-4 Cap Payment | | | | | | | | | 0.00 | | |
M-5 Cap Payment | | | | | | | | | 0.00 | | |
M-6 Cap Payment | | | | | | | | | 0.00 | | |
M-7 Cap Payment | | | | | | | | | 0.00 | | |
M-8 Cap Payment | | | | | | | | | 0.00 | | |
M-9 Cap Payment | | | | | | | | | 0.00 | | |
B-1 Cap Payment | | | | | | | | | 0.00 | | |
B-2 Cap Payment | | | | | | | | | 0.00 | | |
B-3 Cap Payment | | | | | | | | | 0.00 | | |
B-4 Cap Payment | | | | | | | | | 0.00 | | |
B-5 Cap Payment | | | | | | | | | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 27 of 27 | | | | | | | | | | | | | | |