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Fremont Home Loan Trust 2005-2 | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | | | | |
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2005-2 | | | | | |
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November 25, 2005 Distribution | | | | | |
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| | | External Parties | Table of Contents | | | | | |
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| | | | | | | | | | | Page | | | | | |
| | Seller | | | | | | | | | | | |
| | | | | 1. Certificate Payment Report | 2 | | | | | |
| | Greenwich Capital Financial Products, In | | | | | | |
| | | 2. Collection Account Report | 6 | | | | | |
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| | | | | | | | 3. Credit Enhancement Report | 8 | | | | | |
| | | | | | | | 4. Collateral Report | 9 | | | | | |
| | Certificate Insurer(s) | | | 5. Delinquency Report | 12 | | | | | |
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| | | | | | | | 6. REO Report | 15 | | | | | |
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| | | | | | | | 7. Foreclosure Report | 16 | | | | | |
| | | | | | | | 8. Prepayment Report | 17 | | | | | |
| | | | | | | | 9. Prepayment Detail Report | 20 | | | | | |
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| | | | | | | | 10. Realized Loss Report | 22 | | | | | |
| | | | | | | | 11. Realized Loss Detail Report | 25 | | | | | |
| | Servicer(s) | | | | | | | |
| | | | 12. Triggers and Adj. Cert. Report | 26 | | | | | |
| | Litton Loan Servicing | | | | | |
| | 13. Additional Certificate Report | 27 | | | | | |
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| | | | | | | | 14. Other Related Information | 28 | | | | | |
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| | Underwriter(s) | | | | | | | | | | | | | | |
| | Greenwich Capital Markets | | | | | | | | | | | |
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| | | | | | | | Total Number of Pages | | 28 | | | | | |
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| | Dates | Contacts | | | | | |
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| | Cut-Off Date: | July 01, 2005 | Eiko Akiyama | | | | |
| | Close Date: | July 28, 2005 | Administrator | | | | | | | | |
| | First Distribution Date: | August 25, 2005 | (714) 247-6328 | | | | | |
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| | | | | | | | Address: | | | | | | |
| | | | | | | | 1761 East St. Andrew Place, Santa Ana, CA 92514 | | | | |
| | Distribution Date: | November 25, 2005 | | | | | | | | | | | |
| | | | | | | | Factor Information: | (800) 735-7777 | | | | | |
| | Record Date: | October 31, 2005 | | | | | |
| | Main Phone Number: | (714) 247-6000 | | | | | |
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| | | | | November 23, 2005 | | | | | |
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| | | | | | | | https://www.tss.db.com/invr | | | | | |
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Page 1 of 28 | | | | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | | | | |
| | | | | | | |
2005-2 | | | | |
| | | | | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | | | | |
Certificate Payment Report | | | | |
Current Period Distribution - REMIC II | | | | | |
| | | | Prior | | | | | | Current | | |
| Class | | Original | Principal | | | Total | Realized | Deferred | Principal | | |
| |
Class | Type | Cur | Face Value | Balance | Interest | Principal | Distribution | Loss | Interest | Balance | | |
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| | | | (1) | (2) | (3) | (4)=(2)+(3) | (5) | (6) | (7)=(1)-(3)-(5)+(6) | | |
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I-A1 | SR | $ | 217,746,000.00 | 204,534,495.88 | 755,144.20 | 4,355,574.66 | 5,110,718.86 | 0.00 | 0.00 | 200,178,921.22 | | |
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I-A2 | SR | $ | 54,436,000.00 | 51,133,154.30 | 190,985.88 | 1,088,883.67 | 1,279,869.55 | 0.00 | 0.00 | 50,044,270.63 | | |
II-A1 | SR | $ | 123,500,000.00 | 107,051,514.68 | 382,330.02 | 4,272,184.74 | 4,654,514.76 | 0.00 | 0.00 | 102,779,329.94 | | |
II-A2 | SR | $ | 154,300,000.00 | 154,300,000.00 | 569,677.74 | 0.00 | 569,677.74 | 0.00 | 0.00 | 154,300,000.00 | | |
II-A3 | SR | $ | 15,999,000.00 | 15,999,000.00 | 60,859.53 | 0.00 | 60,859.53 | 0.00 | 0.00 | 15,999,000.00 | | |
M-1 | MEZ | $ | 40,019,000.00 | 40,019,000.00 | 154,987.47 | 0.00 | 154,987.47 | 0.00 | 0.00 | 40,019,000.00 | | |
M-2 | MEZ | $ | 27,441,000.00 | 27,441,000.00 | 106,747.40 | 0.00 | 106,747.40 | 0.00 | 0.00 | 27,441,000.00 | | |
M-3 | MEZ | $ | 18,675,000.00 | 18,675,000.00 | 72,968.67 | 0.00 | 72,968.67 | 0.00 | 0.00 | 18,675,000.00 | | |
M-4 | MEZ | $ | 13,721,000.00 | 13,721,000.00 | 55,029.79 | 0.00 | 55,029.79 | 0.00 | 0.00 | 13,721,000.00 | | |
M-5 | MEZ | $ | 13,340,000.00 | 13,340,000.00 | 53,846.35 | 0.00 | 53,846.35 | 0.00 | 0.00 | 13,340,000.00 | | |
M-6 | MEZ | $ | 11,815,000.00 | 11,815,000.00 | 48,199.46 | 0.00 | 48,199.46 | 0.00 | 0.00 | 11,815,000.00 | | |
M-7 | MEZ | $ | 12,196,000.00 | 12,196,000.00 | 55,004.81 | 0.00 | 55,004.81 | 0.00 | 0.00 | 12,196,000.00 | | |
M-8 | MEZ | $ | 9,528,000.00 | 9,528,000.00 | 44,612.88 | 0.00 | 44,612.88 | 0.00 | 0.00 | 9,528,000.00 | | |
M-9 | MEZ | $ | 8,004,000.00 | 8,004,000.00 | 40,578.61 | 0.00 | 40,578.61 | 0.00 | 0.00 | 8,004,000.00 | | |
B-1 | SUB | $ | 7,623,000.00 | 7,623,000.00 | 44,554.85 | 0.00 | 44,554.85 | 0.00 | 0.00 | 7,623,000.00 | | |
B-2 | SUB | $ | 9,147,000.00 | 9,147,000.00 | 53,462.31 | 0.00 | 53,462.31 | 0.00 | 0.00 | 9,147,000.00 | | |
B-3 | SUB | $ | 6,098,000.00 | 6,098,000.00 | 35,641.54 | 0.00 | 35,641.54 | 0.00 | 0.00 | 6,098,000.00 | | |
B-4 | SUB | $ | 7,241,000.00 | 7,241,000.00 | 42,322.13 | 0.00 | 42,322.13 | 0.00 | 0.00 | 7,241,000.00 | | |
B-5 | SUB | $ | 7,623,000.00 | 7,623,000.00 | 44,554.84 | 0.00 | 44,554.84 | 0.00 | 0.00 | 7,623,000.00 | | |
C | SEQ/NOF | $ | 3,810,846.91 | 3,811,314.73 | 1,250,313.04 | 0.00 | 1,250,313.04 | 0.00 | 0.00 | 3,811,314.73 | | |
P | SEQ/NOF | $ | 100.00 | 100.00 | 166,433.73 | 0.00 | 166,433.73 | 0.00 | 0.00 | 100.00 | | |
R | RES/NPR | $ | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-1 | NOF/RES | $ | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-2 | NOF/RES | $ | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-X | NOF/RES | $ | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
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Total | | | 762,262,946.91 | 729,300,579.59 | 4,228,255.25 | 9,716,643.07 | 13,944,898.32 | 0.00 | 0.00 | 719,583,936.52 | | |
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Page 2 of 28 | | | | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | | | | |
| | | | | | | |
2005-2 | | | | |
| | | | | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | | | | |
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Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face- | | | | | |
| | | | | Orig. Principal | Prior | | | | Current |
|
| Period | Period | | | (with Notional) | Principal | | | Total | Principal |
| | | | | | | | | | | | | | | |
Class | Starting | Ending | Method | Cusip | Balance | Balance | Interest | Principal | Distribution | Balance |
| | | | | | | | | | | | | | | | | | | | |
| | | | | (1) | (1) | (2) | (3) | (4)=(2)+(3) | (5) |
I-A1 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLF5 | 217,746,000.00 | 939.326077 | 3.468005 | 20.003007 | 23.471011 | 919.323070 |
I-A2 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLG3 | 54,436,000.00 | 939.326076 | 3.508448 | 20.003007 | 23.511455 | 919.323070 |
II-A1 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLH1 | 123,500,000.00 | 866.813884 | 3.095790 | 34.592589 | 37.688379 | 832.221295 |
II-A2 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLJ7 | 154,300,000.00 | 1,000.000000 | 3.692014 | 0.000000 | 3.692014 | 1,000.000000 |
II-A3 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLK4 | 15,999,000.00 | 1,000.000000 | 3.803958 | 0.000000 | 3.803958 | 1,000.000000 |
M-1 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLL2 | 40,019,000.00 | 1,000.000000 | 3.872847 | 0.000000 | 3.872847 | 1,000.000000 |
M-2 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLM0 | 27,441,000.00 | 1,000.000000 | 3.890070 | 0.000000 | 3.890070 | 1,000.000000 |
M-3 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLN8 | 18,675,000.00 | 1,000.000000 | 3.907292 | 0.000000 | 3.907292 | 1,000.000000 |
M-4 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLP3 | 13,721,000.00 | 1,000.000000 | 4.010625 | 0.000000 | 4.010625 | 1,000.000000 |
M-5 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLQ1 | 13,340,000.00 | 1,000.000000 | 4.036458 | 0.000000 | 4.036458 | 1,000.000000 |
M-6 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLR9 | 11,815,000.00 | 1,000.000000 | 4.079514 | 0.000000 | 4.079514 | 1,000.000000 |
M-7 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLS7 | 12,196,000.00 | 1,000.000000 | 4.510070 | 0.000000 | 4.510070 | 1,000.000000 |
M-8 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLT5 | 9,528,000.00 | 1,000.000000 | 4.682292 | 0.000000 | 4.682292 | 1,000.000000 |
M-9 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLU2 | 8,004,000.00 | 1,000.000000 | 5.069791 | 0.000000 | 5.069791 | 1,000.000000 |
B-1 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLV0 | 7,623,000.00 | 1,000.000000 | 5.844792 | 0.000000 | 5.844792 | 1,000.000000 |
B-2 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLW8 | 9,147,000.00 | 1,000.000000 | 5.844792 | 0.000000 | 5.844792 | 1,000.000000 |
B-3 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLX6 | 6,098,000.00 | 1,000.000000 | 5.844792 | 0.000000 | 5.844792 | 1,000.000000 |
B-4 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLY4 | 7,241,000.00 | 1,000.000000 | 5.844791 | 0.000000 | 5.844791 | 1,000.000000 |
B-5 | 10/25/05 | 11/24/05 | A-Act/360 | 35729PLZ1 | 7,623,000.00 | 1,000.000000 | 5.844791 | 0.000000 | 5.844791 | 1,000.000000 |
C | 10/25/05 | 11/24/05 | F-30/360 | | 3,810,846.91 | 1,000.122760 | 328.093222 | 0.000000 | 328.093222 | 1,000.122760 |
P | 10/25/05 | 11/24/05 | F-30/360 | | 100.00 | 1,000.000000 | 1,664,337.300000 | 0.000000 | 1,664,337.300000 | 1,000.000000 |
R | 10/25/05 | 11/24/05 | F-30/360 | | 0.00 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 |
R-1 | 10/25/05 | 11/24/05 | F-30/360 | | 0.00 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 |
R-2 | 10/25/05 | 11/24/05 | F-30/360 | | 0.00 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 |
R-X | 10/25/05 | 11/24/05 | F-30/360 | | 0.00 | 0.000000 | 0.000000 | 0.000000 | 0.000000 | 0.000000 |
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Page 3 of 28 | | | | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | | | | |
| | | | | | | |
2005-2 | | | | |
| | | | | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | | | | |
| | | | | | | | | | | | | | | | | | | | |
Distribution to Date - REMIC II | | | | | |
| | | | | | | | | Current | | |
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| Original | | Unscheduled | Scheduled | Total | Total | Realized | Deferred | Principal | | |
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Class | Face Value | Interest | Principal | Principal | Principal | Distribution | Loss | Interest | Balance | | |
| (1) | (2) | (3) | (4) | (5)=(3)+(4) | (6)=(2)+(5) | (7) | (8) | (9)=(1)-(5)-(7)+(8) | | |
I-A1 | 217,746,000.00 | 2,809,569.32 | 16,830,448.60 | 736,630.18 | 17,567,078.78 | 20,376,648.10 | 0.00 | 0.00 | 200,178,921.22 | | |
I-A2 | 54,436,000.00 | 711,172.28 | 4,207,573.51 | 184,155.85 | 4,391,729.37 | 5,102,901.65 | 0.00 | 0.00 | 50,044,270.63 | | |
II-A1 | 123,500,000.00 | 1,494,501.33 | 19,928,100.82 | 792,569.24 | 20,720,670.06 | 22,215,171.39 | 0.00 | 0.00 | 102,779,329.94 | | |
II-A2 | 154,300,000.00 | 2,058,308.43 | 0.00 | 0.00 | 0.00 | 2,058,308.43 | 0.00 | 0.00 | 154,300,000.00 | | |
II-A3 | 15,999,000.00 | 220,354.01 | 0.00 | 0.00 | 0.00 | 220,354.01 | 0.00 | 0.00 | 15,999,000.00 | | |
M-1 | 40,019,000.00 | 561,852.86 | 0.00 | 0.00 | 0.00 | 561,852.86 | 0.00 | 0.00 | 40,019,000.00 | | |
M-2 | 27,441,000.00 | 387,091.52 | 0.00 | 0.00 | 0.00 | 387,091.52 | 0.00 | 0.00 | 27,441,000.00 | | |
M-3 | 18,675,000.00 | 264,680.52 | 0.00 | 0.00 | 0.00 | 264,680.52 | 0.00 | 0.00 | 18,675,000.00 | | |
M-4 | 13,721,000.00 | 199,955.94 | 0.00 | 0.00 | 0.00 | 199,955.94 | 0.00 | 0.00 | 13,721,000.00 | | |
M-5 | 13,340,000.00 | 195,737.63 | 0.00 | 0.00 | 0.00 | 195,737.63 | 0.00 | 0.00 | 13,340,000.00 | | |
M-6 | 11,815,000.00 | 175,330.49 | 0.00 | 0.00 | 0.00 | 175,330.49 | 0.00 | 0.00 | 11,815,000.00 | | |
M-7 | 12,196,000.00 | 201,311.07 | 0.00 | 0.00 | 0.00 | 201,311.07 | 0.00 | 0.00 | 12,196,000.00 | | |
M-8 | 9,528,000.00 | 163,624.22 | 0.00 | 0.00 | 0.00 | 163,624.22 | 0.00 | 0.00 | 9,528,000.00 | | |
M-9 | 8,004,000.00 | 149,458.58 | 0.00 | 0.00 | 0.00 | 149,458.58 | 0.00 | 0.00 | 8,004,000.00 | | |
B-1 | 7,623,000.00 | 165,213.18 | 0.00 | 0.00 | 0.00 | 165,213.18 | 0.00 | 0.00 | 7,623,000.00 | | |
B-2 | 9,147,000.00 | 198,242.80 | 0.00 | 0.00 | 0.00 | 198,242.80 | 0.00 | 0.00 | 9,147,000.00 | | |
B-3 | 6,098,000.00 | 132,161.88 | 0.00 | 0.00 | 0.00 | 132,161.88 | 0.00 | 0.00 | 6,098,000.00 | | |
B-4 | 7,241,000.00 | 156,934.09 | 0.00 | 0.00 | 0.00 | 156,934.09 | 0.00 | 0.00 | 7,241,000.00 | | |
B-5 | 7,623,000.00 | 165,213.17 | 0.00 | 0.00 | 0.00 | 165,213.17 | 0.00 | 0.00 | 7,623,000.00 | | |
C | 3,810,846.91 | 6,254,541.75 | -440.08 | -27.74 | 0.00 | 6,254,541.75 | 0.00 | 467.82 | 3,811,314.73 | | |
P | 100.00 | 731,872.73 | 0.00 | 0.00 | 0.00 | 731,872.73 | 0.00 | 0.00 | 100.00 | | |
R | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-1 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-2 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-X | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
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Total | 762,262,946.91 | 17,397,127.80 | 40,965,682.85 | 1,713,327.53 | 42,679,478.21 | 60,076,606.01 | 0.00 | 467.82 | 719,583,936.52 | | |
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Page 4 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
Interest Detail - REMIC II | | |
| Pass | Prior Principal | | Non- | Prior | Unscheduled | | Paid or | Current |
|
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| Through | (with Notional) | Accrued | Supported | Unpaid | Interest | Optimal | Deferred | Unpaid | | |
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Class | Rate | Balance | Interest | Interest SF | Interest | Adjustment | Interest | Interest | Interest | | |
| | | (1) | (2) | (3) | (4) | (5)=(1)-(2)+(3)+(4) | (6) | (7)=(5)-(6) | | |
I-A1 | 4.28750% | 204,534,495.88 | 755,144.20 | 0.00 | 0.00 | 0.00 | 755,144.20 | 755,144.20 | 0.00 | | |
I-A2 | 4.33750% | 51,133,154.30 | 190,985.88 | 0.00 | 0.00 | 0.00 | 190,985.88 | 190,985.88 | 0.00 | | |
II-A1 | 4.14750% | 107,051,514.68 | 382,330.02 | 0.00 | 0.00 | 0.00 | 382,330.02 | 382,330.02 | 0.00 | | |
II-A2 | 4.28750% | 154,300,000.00 | 569,677.74 | 0.00 | 0.00 | 0.00 | 569,677.74 | 569,677.74 | 0.00 | | |
II-A3 | 4.41750% | 15,999,000.00 | 60,859.53 | 0.00 | 0.00 | 0.00 | 60,859.53 | 60,859.53 | 0.00 | | |
M-1 | 4.49750% | 40,019,000.00 | 154,987.47 | 0.00 | 0.00 | 0.00 | 154,987.47 | 154,987.47 | 0.00 | | |
M-2 | 4.51750% | 27,441,000.00 | 106,747.40 | 0.00 | 0.00 | 0.00 | 106,747.40 | 106,747.40 | 0.00 | | |
M-3 | 4.53750% | 18,675,000.00 | 72,968.67 | 0.00 | 0.00 | 0.00 | 72,968.67 | 72,968.67 | 0.00 | | |
M-4 | 4.65750% | 13,721,000.00 | 55,029.79 | 0.00 | 0.00 | 0.00 | 55,029.79 | 55,029.79 | 0.00 | | |
M-5 | 4.68750% | 13,340,000.00 | 53,846.35 | 0.00 | | 0.00 | 0.00 | 53,846.35 | 53,846.35 | 0.00 | | |
M-6 | 4.73750% | 11,815,000.00 | 48,199.46 | 0.00 | 0.00 | 0.00 | 48,199.46 | 48,199.46 | 0.00 | | |
M-7 | 5.23750% | 12,196,000.00 | 55,004.81 | 0.00 | 0.00 | 0.00 | 55,004.81 | 55,004.81 | 0.00 | | |
M-8 | 5.43750% | 9,528,000.00 | 44,612.88 | 0.00 | 0.00 | 0.00 | 44,612.88 | 44,612.88 | 0.00 | | |
M-9 | 5.88750% | 8,004,000.00 | 40,578.61 | 0.00 | 0.00 | 0.00 | 40,578.61 | 40,578.61 | 0.00 | | |
B-1 | 6.55511% | 7,623,000.00 | 43,029.40 | 0.00 | 0.00 | 0.00 | 43,029.40 | 44,554.85 | 0.00 | | |
B-2 | 6.55511% | 9,147,000.00 | 51,631.89 | 0.00 | 0.00 | 0.00 | 51,631.89 | 53,462.31 | 0.00 | | |
B-3 | 6.55511% | 6,098,000.00 | 34,421.26 | 0.00 | 0.00 | 0.00 | 34,421.26 | 35,641.54 | 0.00 | | |
B-4 | 6.55511% | 7,241,000.00 | 40,873.13 | 0.00 | 0.00 | 0.00 | 40,873.13 | 42,322.13 | 0.00 | | |
B-5 | 6.55511% | 7,623,000.00 | 43,029.40 | 0.00 | 0.00 | 0.00 | 43,029.40 | 44,554.84 | 0.00 | | |
C | 393.66354% | 3,811,314.73 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1,250,313.04 | 0.00 | | |
P | 1,997,204.76000% | 100.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 166,433.73 | 0.00 | | |
R | 0.00000% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-1 | 0.00000% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-2 | 0.00000% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
R-X | 0.00000% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | |
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| | |
Total | | 729,300,579.59 | 2,803,957.89 | 0.00 | 0.00 | 0.00 | 2,803,957.89 | 4,228,255.25 | 0.00 | | |
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Page 5 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
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Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
Collection Account Report | |
SUMMARY | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Principal Collections | | | | | 4,272,184.74 | 5,444,458.33 | 9,716,643.07 | | |
Principal Withrawals | | | | | 0.00 | 0.00 | 0.00 | | |
Principal Other Accounts | | | | | 0.00 | 0.00 | 0.00 | | |
TOTAL NET PRINCIPAL | | | | | 4,272,184.74 | 5,444,458.33 | 9,716,643.07 | | |
Interest Collections | | | | | 2,106,940.25 | 1,988,586.79 | 4,095,527.05 | | |
Interest Withdrawals | | | | | -0.00 | -0.00 | -0.00 | | |
Interest Other Accounts | | | | | 86,619.82 | 79,813.91 | 166,433.73 | | |
Interest Fees | | | | | -18,606.58 | -15,098.95 | -33,705.53 | | |
TOTAL NET INTEREST | | | | | 2,174,953.49 | 2,053,301.75 | 4,228,255.25 | | |
TOTAL AVAILABLE FUNDS FOR DISTRIBUTION | | | | | 6,447,138.23 | 7,497,760.08 | 13,944,898.32 | | |
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PRINCIPAL - COLLECTIONS | | |
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| | | | | | | | | | | Group 2 | Group 1 | Total | |
Scheduled Principal Received | | | | | 206,332.05 | 215,802.68 | 422,134.73 | |
Curtailments | | | | | 1,856.26 | 1,307.43 | 3,163.69 | |
Prepayments In Full | | | | | 4,063,996.43 | 5,227,348.22 | 9,291,344.65 | |
Repurchased/Substitutions | | | | | 0.00 | 0.00 | 0.00 | |
Liquidations | | | | | 0.00 | 0.00 | 0.00 | |
Other Additional Principal | | | | | 0.00 | 0.00 | 0.00 | |
Delinquent Principal | | | | | -185,295.87 | -194,256.40 | -379,552.27 | |
Realized Losses | | | | | -0.00 | -0.00 | -0.00 | |
Advanced Principal | | | | | 185,295.87 | 194,256.40 | 379,552.27 | |
TOTAL PRINCIPAL COLLECTED | | | | | 4,272,184.74 | 5,444,458.33 | 9,716,643.07 | |
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PRINCIPAL - WITHDRAWALS | | |
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SPACE INTENTIONALLY LEFT BLANK | | |
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PRINCIPAL - OTHER ACCOUNTS | | |
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| | | | | | | | | | Group 2 | Group 1 | Total | | |
TOTAL PRINCIPAL OTHER ACCOUNTS | | | | | 0.00 | 0.00 | 0.00 | | |
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Page 6 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
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INTEREST - COLLECTIONS | | |
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| | | | | | | | | | Group 2 | Group 1 | Total | | |
Scheduled Interest | | | | | 2,252,124.09 | 2,120,709.58 | 4,372,833.67 | | |
Repurchased/Substitution Interest | | | | | 0.00 | 0.00 | 0.00 | | |
Liquidation Interest | | | | | 0.00 | 0.00 | 0.00 | | |
Other Additional Interest | | | | | 0.00 | 0.00 | 0.00 | | |
Prepayment Interest Shortfalls | | | | | -7,750.85 | -8,299.21 | -16,050.06 | | |
Delinquent Interest | | | | | -1,992,263.78 | -1,900,115.92 | -3,892,379.70 | | |
Compensating Interest | | | | | 7,750.85 | 8,299.21 | 16,050.07 | | |
Civil Relief Act Shortfalls | | | | | -0.00 | -0.00 | -0.00 | | |
Interest Advanced | | | | | 1,847,079.95 | 1,767,993.13 | 3,615,073.08 | | |
TOTAL INTEREST COLLECTED | | | | | 2,106,940.25 | 1,988,586.79 | 4,095,527.05 | | |
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INTEREST - WITHDRAWALS | | |
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| | | | | | | | | | Group 2 | Group 1 | Total | | |
TOTAL INTEREST WITHDRAWALS | | | | | 0.00 | 0.00 | 0.00 | | |
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INTEREST - OTHER ACCOUNTS | | |
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| | | | | | | | | | Group 2 | Group 1 | Total | | |
Prepayment Charges | | | | | | | | | 166,433.73 | | |
TOTAL INTEREST OTHER ACCOUNTS | | | | | 86,619.82 | 79,813.91 | 166,433.73 | | |
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INTEREST - FEES | | |
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| | | | | | | | | | Group 2 | Group 1 | Total | | |
Current Servicing Fees | | | | | 18,606.58 | 15,098.95 | 33,705.53 | | |
Trustee Fees | | | | | 0.00 | 0.00 | 0.00 | | |
TOTAL INTEREST FEES | | | | | 18,606.58 | 15,098.95 | 33,705.53 | | |
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Page 7 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
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Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
Credit Enhancement Report | |
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ACCOUNTS | | |
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Net WAC Rate Carryover Reserve Account | | | | | | |
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Begining Balance | 0.00 | | |
Amount Deposited in the Account | 7,550.59 | | |
Amount Withdrawn | 7,550.59 | | |
Ending Balance | 0.00 | | |
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INSURANCE | | |
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SPACE INTENTIONALLY LEFT BLANK | | |
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STRUCTURAL FEATURES | | |
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| | | | | | | | | | Group 2 | Group 1 | Total | | |
Ending Overcollateralization Amount | | | | | | | | | 3,811,314.73 | | |
Overcollateralization Target Amount | | | | | | | | | 3,811,314.73 | | |
Overcollateralization Deficiency Amount | | | | | | | | | 0.00 | | |
Overcollateralization Release Amount | | | | | | | | | 0.00 | | |
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Page 8 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
Collateral Report | |
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COLLATERAL | | |
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| | | | | | | | | | | Group 2 | Group 1 | Total | |
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Loan Count: | | | | | | | | | | | | | | |
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Original | | | | | 1,481 | 2,200 | 3,681 | | |
Prior | | | | | 1,426 | 2,121 | 3,547 | | |
Prefunding | | | | | 0 | 0 | 0 | | |
Scheduled Paid Offs | | | | | -0 | -0 | -0 | | |
Full Voluntary Prepayments | | | | | -15 | -32 | -47 | | |
Repurchases | | | | | -0 | -0 | -0 | | |
Liquidations | | | | | -0 | -0 | -0 | | |
Current | | | | | 1,411 | 2,089 | 3,500 | | |
Principal Balance: | | | | | | | | | | | | | | |
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| | | | | | | | | | | | | | | | | |
Original | | | | | 395,687,863.79 | 366,575,083.12 | 762,262,946.91 | | |
Prior | | | | | 379,239,510.52 | 350,061,069.08 | 729,300,579.60 | | |
Prefunding | | | | | 0.00 | 0.00 | 0.00 | | |
Scheduled Principal | | | | | -206,332.05 | -215,802.68 | -422,134.73 | | |
Partial Prepayments | | | | | -1,856.26 | -1,307.43 | -3,163.69 | | |
Full Voluntary Prepayments | | | | | -4,063,996.43 | -5,227,348.22 | -9,291,344.65 | | |
Repurchases | | | | | -0.00 | -0.00 | -0.00 | | |
Liquidations | | | | | -0.00 | -0.00 | -0.00 | | |
Current | | | | | 374,967,325.78 | 344,616,610.75 | 719,583,936.53 | | |
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PREFUNDING | | |
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SPACE INTENTIONALLY LEFT BLANK | | |
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Page 9 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
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CHARACTERISTICS | | |
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| | | | | | | | | | Group 2 | Group 1 | Total | | |
Weighted Average Coupon Original | | | | | 7.13801% | 7.27986% | 7.20622% | | |
Weighted Average Coupon Prior | | | | | 7.12704% | 7.26465% | 7.19289% | | |
Weighted Average Coupon Current | | | | | 7.12623% | 7.26282% | 7.19179% | | |
Weighted Average Months to Maturity Original | | | | | 356 | 355 | 355 | | |
Weighted Average Months to Maturity Prior | | | | | 354 | 353 | 353 | | |
Weighted Average Months to Maturity Current | | | | | 353 | 352 | 352 | | |
Weighted Avg Remaining Amortization Term Original | | | | | 356 | 355 | 355 | | |
Weighted Avg Remaining Amortization Term Prior | | | | | 354 | 353 | 353 | | |
Weighted Avg Remaining Amortization Term Current | | | | | 353 | 352 | 352 | | |
Weighted Average Seasoning Original | | | | | 3.20 | 3.15 | 3.18 | | |
Weighted Average Seasoning Prior | | | | | 5.19 | 5.15 | 5.17 | | |
Weighted Average Seasoning Current | | | | | 6.19 | 6.15 | 6.17 | | |
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Page 10 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
ARM CHARACTERISTICS | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Weighted Average Margin Original | | | | | 6.39422% | 6.58322% | 6.48394% | | |
Weighted Average Margin Prior | | | | | 6.38508% | 6.57890% | 6.47656% | | |
Weighted Average Margin Current | | | | | 6.37833% | 6.57958% | 6.47370% | | |
Weighted Average Max Rate Original | | | | | 13.93750% | 14.24411% | 14.08304% | | |
Weighted Average Max Rate Prior | | | | | 13.92618% | 14.22446% | 14.06696% | | |
Weighted Average Max Rate Current | | | | | 13.92470% | 14.22250% | 14.06582% | | |
Weighted Average Min Rate Original | | | | | 7.04155% | 7.33824% | 7.18238% | | |
Weighted Average Min Rate Prior | | | | | 7.03072% | 7.32019% | 7.16735% | | |
Weighted Average Min Rate Current | | | | | 7.02699% | 7.31899% | 7.16536% | | |
Weighted Average Cap Up Original | | | | | 1.50000% | 1.50000% | 1.50000% | | |
Weighted Average Cap Up Prior | | | | | 1.50000% | 1.50000% | 1.50000% | | |
Weighted Average Cap Up Current | | | | | 1.50000% | 1.50000% | 1.50000% | | |
Weighted Average Cap Down Original | | | | | 1.50000% | 1.50000% | 1.50000% | | |
Weighted Average Cap Down Prior | | | | | 1.50000% | 1.50000% | 1.50000% | | |
Weighted Average Cap Down Current | | | | | 1.50000% | 1.50000% | 1.50000% | | |
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SERVICING FEES & ADVANCES | | |
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| | | | | | | | | | | Group 2 | Group 1 | Total | |
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Current Servicing Fees | | | | | 18,606.58 | 15,098.95 | 33,705.53 | | |
Delinquent Servicing Fees | | | | | 139,111.11 | 130,692.00 | 269,803.11 | | |
TOTAL SERVICING FEES | | | | | 157,717.69 | 145,790.95 | 303,508.64 | | |
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Total Servicing Fees | | | | | 157,717.69 | 145,790.95 | 303,508.64 | | |
Compensating Interest | | | | | -7,750.85 | -8,299.21 | -16,050.07 | | |
Delinquent Servicing Fees | | | | | -139,111.11 | -130,692.00 | -269,803.11 | | |
COLLECTED SERVICING FEES | | | | | 10,855.73 | 6,799.73 | 17,655.47 | | |
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Total Advaced Interest | | | | | 1,847,079.95 | 1,767,993.13 | 3,615,073.08 | | |
Total Advaced Principal | | | | | 185,295.87 | 194,256.40 | 379,552.27 | | |
Aggregate Advances with respect to this Distribution | | | | | 2,032,375.82 | 1,962,249.53 | 3,994,625.35 | | |
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ADDITIONAL COLLATERAL INFORMATION | | |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Prepayment Interest Shortfall (PPIS) | | | | | 7,750.85 | 8,299.21 | 16,050.06 | | |
Compensating Interest | | | | | -7,750.85 | -8,299.21 | -16,050.07 | | |
Net Prepayment Interest Shortfall (PPIS) | | | | | 0.00 | 0.00 | 0.00 | | |
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Weighted Average Net Mortgage Rate | | | | | | | 6.882047% | 6.957222% | | |
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Libor For Current Period | | | | | | | | | 4.037500% | | |
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Libor For Next Period | | | | | | | | | 4.193750% | | |
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Page 11 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
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Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
Delinquency Report | |
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| TOTAL | | | | | | | | | | | | |
| | | | | < 1 PAYMENT | 1 PAYMENT | 2 PAYMENTS | 3+ PAYMENTS | TOTAL | | | |
| DELINQUENT | Balance | | | 22,161,466.64 | 10,583,529.18 | 3,778,545.77 | 36,523,541.59 | | | |
| % Balance | | | 3.08% | 1.47% | 0.53% | 5.08% | | | |
| # Loans | | | 121 | 47 | 19 | 187 | | | |
| % # Loans | | | 3.46% | 1.34% | 0.54% | 5.34% | | | |
| FORECLOSURE | Balance | 0.00 | 0.00 | 51,874.62 | 3,637,841.82 | 3,689,716.44 | | | |
| % Balance | 0.00% | 0.00% | 0.01% | 0.51% | 0.51% | | | |
| # Loans | 0 | 0 | 1 | 15 | 16 | | | |
| % # Loans | 0.00% | 0.00% | 0.03% | 0.43% | 0.46% | | | |
| BANKRUPTCY | Balance | 0.00 | 0.00 | 0.00 | 274,302.03 | 274,302.03 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.04% | 0.04% | | | |
| # Loans | 0 | 0 | 0 | 4 | 4 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.11% | 0.11% | | | |
| REO | Balance | 0.00 | 0.00 | 0.00 | 142,845.16 | 142,845.16 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.02% | 0.02% | | | |
| # Loans | 0 | 0 | 0 | 1 | 1 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.03% | 0.03% | | | |
| TOTAL | Balance | 0.00 | 22,161,466.64 | 10,635,403.80 | 7,833,534.78 | 40,630,405.22 | | | |
| % Balance | 0.00% | 3.08% | 1.48% | 1.09% | 5.65% | | | |
| # Loans | 0 | 121 | 48 | 39 | 208 | | | |
| % # Loans | 0.00% | 3.46% | 1.37% | 1.11% | 5.94% | | | |
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Page 12 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
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Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
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November 25, 2005 Distribution | |
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| GROUP 1 | | | | | | | | | | | | |
| | | | | < 1 PAYMENT | 1 PAYMENT | 2 PAYMENTS | 3+ PAYMENTS | TOTAL | | | |
| DELINQUENT | Balance | | | 10,981,409.76 | 3,710,267.81 | 1,455,763.82 | 16,147,441.39 | | | |
| % Balance | | | 3.19% | 1.08% | 0.42% | 4.69% | | | |
| # Loans | | | 79 | 24 | 9 | 112 | | | |
| % # Loans | | | 3.78% | 1.15% | 0.43% | 5.36% | | | |
| FORECLOSURE | Balance | 0.00 | 0.00 | 0.00 | 1,597,271.99 | 1,597,271.99 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.46% | 0.46% | | | |
| # Loans | 0 | 0 | 0 | 8 | 8 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.38% | 0.38% | | | |
| BANKRUPTCY | Balance | 0.00 | 0.00 | 0.00 | 175,544.54 | 175,544.54 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% | | | |
| # Loans | 0 | 0 | 0 | 2 | 2 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.10% | 0.10% | | | |
| REO | Balance | 0.00 | 0.00 | 0.00 | 142,845.16 | 142,845.16 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.04% | 0.04% | | | |
| # Loans | 0 | 0 | 0 | 1 | 1 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% | | | |
| TOTAL | Balance | 0.00 | 10,981,409.76 | 3,710,267.81 | 3,371,425.51 | 18,063,103.08 | | | |
| % Balance | 0.00% | 3.19% | 1.08% | 0.98% | 5.24% | | | |
| # Loans | 0 | 79 | 24 | 20 | 123 | | | |
| % # Loans | 0.00% | 3.78% | 1.15% | 0.96% | 5.89% | | | |
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Page 13 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
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Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
| GROUP 2 | | | | | | | | | | | | |
| | | | | < 1 PAYMENT | 1 PAYMENT | 2 PAYMENTS | 3+ PAYMENTS | TOTAL | | | |
| DELINQUENT | Balance | | | 11,180,056.88 | 6,873,261.37 | 2,322,781.95 | 20,376,100.20 | | | |
| % Balance | | | 2.98% | 1.83% | 0.62% | 5.43% | | | |
| # Loans | | | 42 | 23 | 10 | 75 | | | |
| % # Loans | | | 2.98% | 1.63% | 0.71% | 5.32% | | | |
| FORECLOSURE | Balance | 0.00 | 0.00 | 51,874.62 | 2,040,569.83 | 2,092,444.45 | | | |
| % Balance | 0.00% | 0.00% | 0.01% | 0.54% | 0.56% | | | |
| # Loans | 0 | 0 | 1 | 7 | 8 | | | |
| % # Loans | 0.00% | 0.00% | 0.07% | 0.50% | 0.57% | | | |
| BANKRUPTCY | Balance | 0.00 | 0.00 | 0.00 | 98,757.49 | 98,757.49 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.03% | 0.03% | | | |
| # Loans | 0 | 0 | 0 | 2 | 2 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.14% | 0.14% | | | |
| REO | Balance | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | | |
| % Balance | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| # Loans | 0 | 0 | 0 | 0 | 0 | | | |
| % # Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | | | |
| TOTAL | Balance | 0.00 | 11,180,056.88 | 6,925,135.99 | 4,462,109.27 | ####### | | | | |
| % Balance | 0.00% | 2.98% | 1.85% | 1.19% | 6.02% | | | |
| # Loans | 0 | 42 | 24 | 19 | 85 | | | |
| % # Loans | 0.00% | 2.98% | 1.70% | 1.35% | 6.02% | | | |
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Page 14 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
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Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
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November 25, 2005 Distribution | |
REO Report | |
Loan Number | Original | Stated | | Current | State & | | | |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | First | | |
& | Principal | Principal | Paid to | Note | LTV at | Original | Payment | |
| | | | | | | | | | | | | | | | | |
Loan Group | Balance | Balance | Date | Rate | Origination | Term | Date | |
6000148239 1 | |
143,456.40 | 142,845.16 | 01-May-2005 | 7.800% | GA - 90.00% | 360 | | 01-Jun-2005 | |
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TOTAL | 143,456.40 | 142,845.16 | | | | | | | | | | | |
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Page 15 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
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Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
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November 25, 2005 Distribution | |
Foreclosure Report | |
Loan Number | Original | Stated | | Current | State & | | | |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | First | | |
& | Principal | Principal | Paid to | Note | LTV at | Original | Payment | |
| | | | | | | | | | | | | | | | | |
Loan Group | Balance | Balance | Date | Rate | Origination | Term | Date | |
1000240504 1 | |
300,000.00 | 298,428.31 | 01-Jun-2005 | 6.750% | CA - 64.52% | 360 | | 01-Jun-2005 | |
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1000243077 1 | 227,250.00 | 226,506.62 | 01-May-2005 | 9.100% | CA - 79.74% | 360 | | 01-Jun-2005 | |
5000140273 1 | 216,000.00 | 214,919.92 | 01-May-2005 | 6.990% | IL - 90.00% | 360 | | 01-Jun-2005 | |
5000141252 1 | 110,500.00 | 109,959.21 | 01-May-2005 | 7.100% | IL - 85.00% | 360 | | 01-Jun-2005 | |
5000146016 1 | 116,450.00 | 115,968.45 | 01-May-2005 | 7.950% | IL - 85.00% | 360 | | 01-Jun-2005 | |
5000148568 1 | 162,320.00 | 161,469.55 | 01-May-2005 | 6.750% | MN - 80.00% | 360 | | 01-Jun-2005 | |
6000149277 1 | 135,100.00 | 134,787.87 | 01-May-2005 | 10.750% | CT - 70.00% | 360 | | 01-Jun-2005 | |
7000144899 1 | 336,000.00 | 335,232.06 | 01-May-2005 | 10.800% | NY - 70.00% | 360 | | 01-Jun-2005 | |
1000233749 2 | 278,000.00 | 276,859.69 | 01-May-2005 | 7.990% | CA - 80.00% | 360 | | 01-Jun-2005 | |
1000240723 2 | 376,000.00 | 374,299.33 | 01-Jun-2005 | 7.500% | CA - 80.00% | 360 | | 01-Jun-2005 | |
1000241809 2 | 468,000.00 | 468,000.00 | 01-Jun-2005 | 6.250% | CA - 80.00% | 360 | | 01-Jun-2005 | |
5000148494 2 | 52,000.00 | 51,874.62 | 01-Jul-2005 | 10.550% | MI - 80.00% | 360 | | 01-Jun-2005 | |
5000148603 2 | 91,200.00 | 90,876.07 | 01-May-2005 | 8.700% | MI - 80.00% | 360 | | 01-Jun-2005 | |
5000149848 2 | 265,600.00 | 264,694.56 | 01-May-2005 | 8.900% | TX - 80.00% | 360 | | 01-Jun-2005 | |
7000141352 2 | 466,720.00 | 465,028.04 | 01-May-2005 | 8.600% | NY - 79.11% | 360 | | 01-Jun-2005 | |
8000041102 2 | 101,000.00 | 100,812.14 | 01-May-2005 | 11.750% | CT - 63.92% | 360 | | 01-Jun-2005 | |
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TOTAL | 3,702,140.00 | 3,689,716.44 | | | | | | | | | | | |
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Page 16 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
Prepayment Report | |
| | | | | | | | | | | | | | | | | |
VOLUNTARY PREPAYMENTS | | |
| |
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| | | | | | | | | | | Group 2 | Group 1 | Total | |
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Current | | | | | | | | | | | | | | |
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Number of Paid in Full Loans | | | | | 15 | 32 | 47 | | |
Number of Repurchased Loans | | | | | 0 | 0 | 0 | | |
Total Number of Loans Prepaid in Full | | | | | 15 | 32 | 47 | | |
Curtailments Amount | | | | | 1,856.26 | 1,307.43 | 3,163.69 | | |
Paid in Full Balance | | | | | 4,063,996.43 | 5,227,348.22 | 9,291,344.65 | | |
Repurchased Loans Balance | | | | | 0.00 | 0.00 | 0.00 | | |
Total Prepayment Amount | | | | | 4,065,852.69 | 5,228,655.65 | 9,294,508.34 | | |
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Cumulative | | | | | | | | | | | | | | |
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Number of Paid in Full Loans | | | | | 70 | 110 | 180 | | |
Number of Repurchased Loans | | | | | 0 | 0 | 0 | | |
Total Number of Loans Prepaid in Full | | | | | 70 | 110 | 180 | | |
Paid in Full Balance | | | | | 19,834,311.59 | 21,006,156.97 | 40,840,468.56 | | |
Repurchased Loans Balance | | | | | 0.00 | 0.00 | 0.00 | | |
Curtailments Amount | | | | | 47,210.98 | 78,003.30 | 125,214.28 | | |
Total Prepayment Amount | | | | | 19,881,522.57 | 21,084,160.27 | 40,965,682.84 | | |
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Page 17 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
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VOLUNTARY PREPAYMENTS RATES | | |
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| | | | | | | | | | | Group 2 | Group 1 | Total | |
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SMM | | | | | 1.07% | 1.49% | 1.28% | | |
3 Months Avg SMM | | | | | 1.55% | 1.50% | 1.53% | | |
12 Months Avg SMM | | | | | 1.28% | 1.47% | 1.37% | | |
Avg SMM Since Cut-off | | | | | 1.28% | 1.47% | 1.37% | | |
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CPR | | | | | 12.14% | 16.53% | 14.27% | | |
3 Months Avg CPR | | | | | 17.11% | 16.62% | 16.88% | | |
12 Months Avg CPR | | | | | 14.35% | 16.30% | 15.29% | | |
Avg CPR Since Cut-off | | | | | 14.35% | 16.30% | 15.29% | | |
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PSA | | | | | 980.22% | 1,344.49% | 1,156.49% | | |
3 Months Avg PSA Approximation | | | | | 1,646.60% | 1,614.09% | 1,631.15% | | |
12 Months Avg PSA Approximation | | | | | 1,527.41% | 1,753.29% | 1,635.84% | | |
Avg PSA Since Cut-off Approximation | | | | | 1,527.41% | 1,753.29% | 1,635.83% | | |
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Page 18 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
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Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
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November 25, 2005 Distribution | |
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PREPAYMENT CALCULATION METHODOLOGY | | |
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Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases + Liquidations )/(Beg Principal Balance - Sched Principal) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) PSA Standard Prepayment Model: CPR/(0.002*min(30,WAS)) Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn)*(1-SMMn+1)*...*(1-SMMm)]^(1/months in period n,m) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m)) Average WASn,m: (min(30,WASn)+min(30,WASn+1)+...+min(30,WASm)/(number of months in the period n,m) Weighted Average Seasoning (WAS) Dates correspond to distribution dates. Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments, liquidations, and repurchases. | | |
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Page 19 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
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Mortgage Pass-Through Certificates | | | | | |
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2005-2 | |
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November 25, 2005 Distribution | |
Prepayment Detail Report | |
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution | | |
Loan Number | | Original | | | Current | State & | Type Prepayment | First |
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& | Loan | Principal | Prepayment | Prepayment | Note | LTV at | & | Payment |
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Loan Group | Status | Balance | Amount | Date | Rate | Origination | Original Term | Date |
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1000227801 2 | | 356,800.00 | 355,023.11 | | 25-Oct-2005 | 6.050% | NY - 80.00% | Paid Off - 360 | 01-Jun-2005 |
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1000229422 1 | | 168,866.85 | 168,051.01 | | 27-Oct-2005 | 7.200% | CA - 66.22% | Paid Off - 360 | 01-May-2005 |
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1000234091 1 | | 142,200.00 | 141,530.91 | | 19-Oct-2005 | 7.300% | DE - 90.00% | Paid Off - 360 | 01-May-2005 |
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1000235165 2 | | 386,400.00 | 386,399.34 | | 28-Oct-2005 | 6.990% | CA - 80.00% | Paid Off - 360 | 01-May-2005 |
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1000237534 1 | | 216,000.00 | 215,977.64 | | 27-Oct-2005 | 7.400% | NV - 80.00% | Paid Off - 360 | 01-Jun-2005 |
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1000237565 1 | | 151,900.00 | 151,470.07 | | 27-Oct-2005 | 8.900% | WI - 95.00% | Paid Off - 360 | 01-Jun-2005 |
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1000237603 2 | | 572,000.00 | 569,909.77 | | 19-Oct-2005 | 7.640% | NC - 71.50% | Paid Off - 360 | 01-Jun-2005 |
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1000237619 1 | | 54,000.00 | 53,852.70 | | 25-Oct-2005 | 9.475% | NV - 100.00% | Paid Off - 360 | 01-Jun-2005 |
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1000238486 1 | | 203,200.00 | 203,200.00 | | 26-Oct-2005 | 7.100% | WA - 80.00% | Paid Off - 360 | 01-Jun-2005 |
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1000238625 1 | | 50,800.00 | 50,694.49 | | 26-Oct-2005 | 10.375% | WA - 100.00% | Paid Off - 360 | 01-Jun-2005 |
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1000240223 1 | | 268,850.00 | 267,926.65 | | 24-Oct-2005 | 7.950% | MD - 95.00% | Paid Off - 360 | 01-Jun-2005 |
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1000241608 1 | | 220,000.00 | 219,315.08 | | 31-Oct-2005 | 8.500% | MA - 72.13% | Paid Off - 360 | 01-Jun-2005 |
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1000241946 1 | | 120,000.00 | 119,562.36 | | 25-Oct-2005 | 7.650% | CA - 20.34% | Paid Off - 360 | 01-Jun-2005 |
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1000243119 2 | | 26,500.00 | 24,823.93 | | 31-Oct-2005 | 11.500% | VA - 85.00% | Paid Off - 60 | 01-Jun-2005 |
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1000243629 1 | | 255,000.00 | 254,012.96 | | 25-Oct-2005 | 7.350% | CA - 85.00% | Paid Off - 360 | 01-Jun-2005 |
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1000244447 2 | | 166,500.00 | 165,957.55 | | 18-Oct-2005 | 8.250% | AZ - 90.00% | Paid Off - 360 | 01-Jun-2005 |
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5000133230 2 | | 84,000.00 | 83,760.05 | | 04-Oct-2005 | 10.500% | IL - 95.00% | Paid Off - 360 | 01-Apr-2005 |
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5000145236 1 | | 136,000.00 | 135,999.99 | | 19-Oct-2005 | 5.850% | FL - 80.00% | Paid Off - 360 | 01-May-2005 |
| | |
5000145962 2 | | 204,000.00 | 203,067.86 | | 18-Oct-2005 | 6.500% | MN - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000146078 1 | | 51,000.00 | 50,862.19 | | 20-Oct-2005 | 9.125% | MN - 100.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000148059 1 | | 96,050.00 | 95,647.77 | | 21-Oct-2005 | 6.950% | FL - 85.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000149042 1 | | 328,500.00 | 327,499.11 | | 21-Oct-2005 | 8.550% | MD - 75.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
5000149480 1 | | 284,000.00 | 283,244.56 | | 20-Oct-2005 | 9.200% | IL - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000138109 2 | | 264,000.00 | 262,967.53 | | 18-Oct-2005 | 9.000% | FL - 80.00% | Paid Off - 360 | 01-Apr-2005 |
| | |
6000139694 1 | | 98,000.00 | 97,672.68 | | 19-Oct-2005 | 9.000% | SC - 76.15% | Paid Off - 360 | 01-May-2005 |
| | |
6000142736 1 | | 35,000.00 | 34,883.37 | | 28-Oct-2005 | 11.125% | MD - 100.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000149723 1 | | 97,000.00 | 96,666.85 | | 26-Oct-2005 | 7.950% | FL - 100.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000149798 1 | | 157,250.00 | 156,766.88 | | 19-Oct-2005 | 8.500% | FL - 85.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000149862 1 | | 189,000.00 | 188,999.99 | | 20-Oct-2005 | 8.450% | GA - 96.43% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000151977 1 | | 158,000.00 | 157,298.62 | | 27-Oct-2005 | 6.650% | MD - 63.45% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000152161 1 | | 160,000.00 | 159,433.68 | | 26-Oct-2005 | 7.800% | FL - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
6000152804 2 | | 96,000.00 | 95,769.21 | | 28-Oct-2005 | 9.700% | FL - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
7000130701 1 | | 283,500.00 | 283,500.00 | | 21-Oct-2005 | 6.990% | CA - 90.00% | Paid Off - 360 | 01-Mar-2005 |
| | |
7000135732 2 | | 78,000.00 | 77,799.39 | | 31-Oct-2005 | 10.990% | CA - 100.00% | Paid Off - 360 | 01-Apr-2005 |
| | |
7000141654 2 | | 463,500.00 | 461,955.57 | | 21-Oct-2005 | 8.100% | FL - 90.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
7000142514 1 | | 140,000.00 | 140,000.00 | | 26-Oct-2005 | 6.300% | OR - 80.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
7000143919 1 | | 115,200.00 | 114,698.44 | | 19-Oct-2005 | 6.750% | MD - 90.00% | Paid Off - 360 | 01-Jun-2005 |
| | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 20 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution | | |
Loan Number | | Original | | | Current | State & | Type Prepayment | First |
|
| | | | | | | | | | | | | | | |
& | Loan | Principal | Prepayment | Prepayment | Note | LTV at | & | Payment |
| | | | | | | | | | | | | | | | | |
Loan Group | Status | Balance | Amount | Date | Rate | Origination | Original Term | Date |
| | |
8000038771 1 | | 201,600.00 | 200,739.18 | | 28-Oct-2005 | 6.850% | NJ - 80.00% | Paid Off - 360 | 01-Jun-2005 |
|
| | |
8000038898 1 | | 50,400.00 | 50,293.04 | | 28-Oct-2005 | 10.275% | NJ - 100.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000039422 2 | | 135,000.00 | 134,531.67 | | 18-Oct-2005 | 7.900% | FL - 44.26% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000042274 1 | | 182,000.00 | 181,362.27 | | 27-Oct-2005 | 7.850% | NJ - 68.68% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000042461 1 | | 220,500.00 | 219,564.77 | | 26-Oct-2005 | 6.900% | FL - 88.20% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000043325 2 | | 463,250.00 | 461,560.54 | | 19-Oct-2005 | 7.650% | NJ - 85.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000043485 2 | | 182,750.00 | 182,083.51 | | 19-Oct-2005 | 7.650% | RI - 85.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000043727 1 | | 187,000.00 | 186,442.83 | | 25-Oct-2005 | 8.650% | NJ - 85.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000044496 1 | | 220,500.00 | 220,178.13 | | 14-Oct-2005 | 12.000% | NJ - 63.36% | Paid Off - 360 | 01-Jun-2005 |
| | |
8000044828 2 | | 600,000.00 | 598,387.40 | | 27-Oct-2005 | 9.150% | PA - 60.00% | Paid Off - 360 | 01-Jun-2005 |
| | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
TOTAL | | 9,320,016.85 | 9,291,344.65 | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 21 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
Realized Loss Report | |
| | | | | | | | | | | | | | | | | |
COLLATERAL REALIZED LOSSES | | |
| |
| |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | Group 2 | Group 1 | Total | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Current | | | | | | | | | | | | | | |
| | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Number of Loans Liquidated | | | | | 0 | 0 | 0 | | |
Collateral Principal Realized Loss/(Gain) Amount | | | | | 0.00 | 0.00 | 0.00 | | |
Collateral Interest Realized Loss/(Gain) Amount | | | | | 0.00 | 0.00 | 0.00 | | |
Net Liquidation Proceeds | | | | | 0.00 | 0.00 | 0.00 | | |
| | | | | | | | | | | | | | | | | |
Cumulative | | | | | | | | | | | | | | |
| | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Number of Loans Liquidated | | | | | 0 | 0 | 0 | | |
Collateral Realized Loss/(Gain) Amount | | | | | 0.00 | 0.00 | 0.00 | | |
Net Liquidation Proceeds | | | | | 0.00 | 0.00 | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
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Page 22 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
DEFAULT SPEEDS | | |
| |
| |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | Group 2 | Group 1 | Total | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
MDR | | | | | 0.00% | 0.00% | 0.00% | | |
3 Months Avg MDR | | | | | 0.00% | 0.00% | 0.00% | | |
12 Months Avg MDR | | | | | 0.00% | 0.00% | 0.00% | | |
Avg MDR Since Cut-off | | | | | 0.00% | 0.00% | 0.00% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
CDR | | | | | 0.00% | 0.00% | 0.00% | | |
3 Months Avg CDR | | | | | 0.00% | 0.00% | 0.00% | | |
12 Months Avg CDR | | | | | 0.00% | 0.00% | 0.00% | | |
Avg CDR Since Cut-off | | | | | 0.00% | 0.00% | 0.00% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
SDA | | | | | 0.00% | 0.00% | 0.00% | | |
3 Months Avg SDA Approximation | | | | | 0.00% | 0.00% | 0.00% | | |
12 Months Avg SDA Approximation | | | | | 0.00% | 0.00% | 0.00% | | |
Avg SDA Since Cut-off Approximation | | | | | 0.00% | 0.00% | 0.00% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Loss Severity Approximation for Current Period | | | | | 0.00% | 0.00% | 0.00% | | |
3 Months Avg Loss Severity Approximation | | | | | 0.00% | 0.00% | 0.00% | | |
12 Months Avg Loss Severity Approximation | | | | | 0.00% | 0.00% | 0.00% | | |
Avg Loss Severity Approximation Since Cut-off | | | | | 0.00% | 0.00% | 0.00% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
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Page 23 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY | | |
| Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance) | |
| |
| |
| |
| Conditional Default Rate (CDR): 1-((1-MDR)^12) | |
| | | | | | | | | | | | | | | | | |
| SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)*0.02,MAX(0.03,MIN(30,WAS)*0.02-0.0095*(WAS-60))) | |
| |
| Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn)*(1-MDRn+1)*...*(1-MDRm)]^(1/months in period n,m) | |
| Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12) | |
| |
| Average SDA Approximation over period between the nth month and mth month: | |
| AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)*0.02,MAX(0.03,MIN(30,Avg WASn,m)*0.02-0.0095*(Avg WASn,m-60))) | | |
| | |
| Average WASn,m: (WASn + WASn+1 +...+ WASm )/(number of months in the period n,m) | |
| Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans) | |
| |
| Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m) | |
| | | | | | | | | | | | | | | | | |
| Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods. | |
| Dates correspond to distribution dates. | |
| | | | | | | | | | | | | | | | | |
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| | | | | | | | | | | | | | | | | |
Page 24 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
Realized Loss Detail Report | |
Loan Number | | Current | State & | | Prior | Realized | | Cumulative | |
| | | | | | | | | | | | | | | |
& | Loan | Note | LTV at | Original | Principal | Loss/(Gain) | Realized | Realized | |
| | | | | | | | | | | | | | | | | |
Loan Group | Status | Rate | Origination | Term | Balance | Revision | Loss/(Gain) | Loss/(Gain) | |
|
| | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
TOTAL | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 25 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
Triggers and Adj. Cert. Report | |
TRIGGER EVENTS | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
| | | | | | Has Stepdown Condition occurred (0 = No, 1=Yes) | | | | | | | 0 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | Does a Trigger Event Exist-Either a) or b) Yes? | | | | | | | 0 | | |
| | | | | | a) Does a Delinquency Trigger Event Exists | | | | | | | 0 | | |
| | | | | | b) Does a Loss Trigger Event Exists (0=No,1=Yes) | | | | | | | 0 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | Has Sequential Trigger Event Occured (0=No,1=Yes) | | | | | | | 0 | | |
| | | | | | 60+ days Delinqueny Balance | | | | | | | 18,468,938.58 | | |
| | | | | | Ending Collateral Balance | | | | | | | 719,583,936.53 | | |
| | | | | | Delinquency Percentage | | | | | | | 2.5666% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | Senior Enhancement Percentage | | | | | | | 26.910000% | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | Cumulative Loss Percentage | | | | | | | 0.0000% | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
ADJUSTABLE RATE CERTIFICATE INFORMATION | | |
| | | | | | | | | | | | | | | | | |
SPACE INTENTIONALLY LEFT BLANK | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
ADDITIONAL INFORMATION | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
Trust Fund Expenses | | | | | | | | | 0.00 | | |
Cumulative Subsequent Recoveries | | | | | | | | | 0.00 | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 26 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
Additional Certificate Report | |
| | | | | | | | | | | | | | | | | |
ADDITIONAL CERTIFICATE REPORT | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | Interest Shortfall Unpaid | | | NET WAC Shortfall CarryOver | | NET WAC Shortfall Paid | | |
CLASS | | | | | | | | | | | | |
| | | | | | | | | | | | | | |
| | | I-A1 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | I-A2 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | II-A1 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | II-A2 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | II-A3 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-1 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-2 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-3 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-4 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-5 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-6 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-7 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-8 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | M-9 | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | B-1 | | | | | | | $0.00 | | | $0.00 | | ####### | | |
| | | | | | | | | | | | | | |
| | | B-2 | | | | | | | $0.00 | | | $0.00 | | ####### | | |
| | | | | | | | | | | | | | |
| | | B-3 | | | | | | | $0.00 | | | $0.00 | | ####### | | |
| | | | | | | | | | | | | | |
| | | B-4 | | | | | | | $0.00 | | | $0.00 | | ####### | | |
| | | | | | | | | | | | | | |
| | | B-5 | | | | | | | $0.00 | | | $0.01 | | ####### | | |
| | | | | | | | | | | | | | |
| | | C | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | P | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | R | | | | | | | $0.00 | | | $0.00 | | $0.00 | | |
| | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
Page 27 of 28 | | | | | | | | | | | | | | |
Fremont Home Loan Trust 2005-2 | | | | | |
| | | | | | | | | | | | | | | | | |
Mortgage Pass-Through Certificates | | | | | |
| | | | |
2005-2 | |
| | | | | | | | | | | | | | | | | |
November 25, 2005 Distribution | |
Other Related Information | |
ADDITIONAL INFORMATION | | |
| |
| | | | | | | | | | Group 2 | Group 1 | Total | | |
I-A1 Cap Payment | | | | | | | | | 0.00 | | |
I-A2 Cap Payment | | | | | | | | | 0.00 | | |
II-A1 Cap Payment | | | | | | | | | 0.00 | | |
II-A2 Cap Payment | | | | | | | | | 0.00 | | |
II-A3 Cap Payment | | | | | | | | | 0.00 | | |
M-1 Cap Payment | | | | | | | | | 0.00 | | |
M-2 Cap Payment | | | | | | | | | 0.00 | | |
M-3 Cap Payment | | | | | | | | | 0.00 | | |
M-4 Cap Payment | | | | | | | | | 0.00 | | |
M-5 Cap Payment | | | | | | | | | 0.00 | | |
M-6 Cap Payment | | | | | | | | | 0.00 | | |
M-7 Cap Payment | | | | | | | | | 0.00 | | |
M-8 Cap Payment | | | | | | | | | 0.00 | | |
M-9 Cap Payment | | | | | | | | | 0.00 | | |
B-1 Cap Payment | | | | | | | | | 0.00 | | |
B-2 Cap Payment | | | | | | | | | 0.00 | | |
B-3 Cap Payment | | | | | | | | | 0.00 | | |
B-4 Cap Payment | | | | | | | | | 0.00 | | |
B-5 Cap Payment | | | | | | | | | 0.00 | | |
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