Lake Shore Bancorp (LSBK) 10-K26 Mar 142013 FY Annual reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
Document and Entity Information (USD $)	Dec. 31, 2013	Mar. 24, 2014	Jun. 30, 2013
Document and Entity Information [Abstract]	'	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'
Entity Registrant Name	'Lake Shore Bancorp, Inc.	'	'
Entity Central Index Key	'0001341318	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Filer Category	'Smaller Reporting Company	'	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Voluntary Filers	'No	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Public Float	'	'	$20,497,347
Entity Common Stock, Shares Outstanding	'	5,910,835	'

Consolidated_Statements_of_Fin

Consolidated Statements of Financial Condition (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Assets	'	'
Cash and due from banks	$7,748	$7,374
Interest earning deposits	2,321	4,392
Federal funds sold	7,133	7,999
Cash and Cash Equivalents	17,202	19,765
Securities available for sale	157,964	159,368
Federal Home Loan Bank stock, at cost	1,560	1,852
Loans receivable, net of allowance for loan losses 2013 $1,813; 2012 $1,806	277,345	272,933
Premises and equipment, net	9,642	9,685
Accrued interest receivable	1,787	1,802
Bank owned life insurance	14,407	14,124
Other assets	2,260	2,858
Total Assets	482,167	482,387
Liabilities	'	'
Deposits: Interest bearing	353,915	346,065
Deposits: Non-interest bearing	34,320	32,478
Total Deposits	388,235	378,543
Short-term borrowings	11,650	11,200
Long-term debt	7,850	14,400
Advances from borrowers for taxes and insurance	3,454	3,209
Other liabilities	5,707	8,050
Total Liabilities	416,896	415,402
Commitments and Contingencies	'	'
Stockholders' Equity	'	'
Common stock, $0.01 par value per share, 25,000,000 shares authorized; 6,619,203 shares issued and 5,915,835 shares outstanding at December 31, 2013 and 6,612,500 shares issued and 5,919,132 shares outstanding at December 31, 2012	66	66
Additional paid-in capital	28,039	27,973
Treasury stock, at cost (703,368 shares at December 31, 2013 and 693,368 shares at December 31, 2012)	-6,588	-6,469
Unearned shares held by ESOP	-1,876	-1,961
Unearned shares held by RRP	-499	-553
Retained earnings	45,624	42,468
Accumulated other comprehensive income	505	5,461
Total Stockholders' Equity	65,271	66,985
Total Liabilities and Stockholders' Equity	$482,167	$482,387

Consolidated_Statements_of_Fin1

Consolidated Statements of Financial Condition (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements of Financial Condition [Abstract]	'	'
Allowance for Loan Losses	$1,813	$1,806
Common Stock, Par or Stated Value Per Share	$0.01	$0.01
Common Stock, Shares Authorized	25,000,000	25,000,000
Common Stock, Shares Issued	6,619,203	6,612,500
Common Stock, Shares Outstanding	5,915,835	5,919,132
Treasury Stock, Shares	703,368	693,368

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest Income	'	'	'
Loans, including fees	$13,807	$14,079	$14,426
Investment securities, taxable	2,804	3,635	4,421
Investment securities, tax-exempt	1,989	1,907	1,886
Other	14	29	32
Total Interest Income	18,614	19,650	20,765
Interest Expense	'	'	'
Deposits	3,190	3,979	4,584
Short-term borrowings	48	50	24
Long-term debt	214	465	917
Other	104	109	111
Total Interest Expense	3,556	4,603	5,636
Net Interest Income	15,058	15,047	15,129
Provision for Loan Losses	105	656	415
Net Interest Income after Provision for Loan Losses	14,953	14,391	14,714
Non-Interest Income	'	'	'
Service charges and fees	1,667	1,698	1,708
Earnings on bank owned life insurance	283	248	257
Gain on sale of securities available for sale	206	64	31
Recovery on previously impaired investment securities	3	'	57
Total other-than-temporary impairment (bOTTIb) losses	-613	-583	'
Portion of OTTI losses recognized in other comprehensive income (before taxes)	433	481	'
Net OTTI losses recognized in earnings	-180	-102	'
Impairment of equity investment in unconsolidated entity	'	'	-500
Other	113	122	113
Total Non-Interest Income	2,092	2,030	1,666
Non-Interest Expenses	'	'	'
Salaries and employee benefits	6,202	6,069	5,895
Occupancy and equipment	2,029	1,754	1,777
Professional services	1,267	1,274	1,103
Data processing	654	620	580
Advertising	440	436	353
FDIC Insurance	263	249	319
Postage and supplies	245	248	255
Other	1,234	1,161	1,025
Total Non-Interest Expenses	12,334	11,811	11,307
Income before Income Taxes	4,711	4,610	5,073
Income Tax Expense	968	984	1,393
Net Income	$3,743	$3,626	$3,680
Basic earnings per common share	$0.66	$0.64	$0.65
Diluted earnings per common share	$0.65	$0.64	$0.65
Dividends declared per share	$0.28	$0.25	$0.28

Statement_of_Consolidated_Comp

Statement of Consolidated Comprehensive Income (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Statement of Consolidated Comprehensive Income [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Net Income	$1,051	$986	$800	$906	$861	$863	$895	$1,007	$3,743	$3,626	$3,680
Other Comprehensive (Loss) Income, net of tax benefit (expense):	'	'	'	'	'	'	'	'	'	'	'
Unrealized holding (losses) gains on securities available for sale, net of tax benefit (expense) 2013 $3,117; 2012 $(253); 2011 $(3,548)	'	'	'	'	'	'	'	'	-4,938	402	5,623
Reclassification adjustments related to: Recovery on previously impaired investment securities included in net income, net of tax expense 2013 $1; 2011 $22	'	'	'	'	'	'	'	'	-2	'	-35
Reclassification adjustments related to: Gains on sales of securities included in net income, net of tax expense 2013 $80; 2012 $25; 2011 $12	'	'	'	'	'	'	'	'	-126	-39	-19
Reclassification adjustments related to: Impairment charge for losses included in net income, net of tax benefit 2013 $70; 2012 $40	'	'	'	'	'	'	'	'	110	62	'
Total Other Comprehensive (Loss) Income	'	'	'	'	'	'	'	'	-4,956	425	5,569
Total Comprehensive (Loss) Income	'	'	'	'	'	'	'	'	($1,213)	$4,051	$9,249

Statement_of_Consolidated_Comp1

Statement of Consolidated Comprehensive Income (Parenthetical) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Statement of Consolidated Comprehensive Income [Abstract]	'	'	'
Unrealized holding (losses) gains on securities available for sale, tax benefit (expense)	$3,117	($253)	($3,548)
Other Comprehensive Income, Recovery on Previously Impaired Investment Securities Included in Net Income, Tax	1	'	22
Gains on sales of securities included in net income, tax expense	80	25	12
Impairment charge for losses included in net income, tax benefit	$70	$40	'

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Unearned Shares Held by ESOP [Member]	Unearned Shares Held by RRP [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Unearned Shares Held by ESOP [Member]	Unearned Shares Held by RRP [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Beginning Balance at Dec. 31, 2010	$66	$27,920	($6,091)	($2,132)	($757)	$36,737	($533)	$55,210
Net Income	'	'	'	'	'	3,680	'	3,680
Other comprehensive income (loss), net of tax	'	'	'	'	'	'	5,569	5,569
ESOP shares earned	'	-5	'	86	'	'	'	81
Stock based compensation	'	107	'	'	'	'	'	107
RRP shares earned	'	-35	'	'	151	'	'	116
Purchase of treasury stock, at cost	'	'	-169	'	'	'	'	-169
Cash dividends declared	'	'	'	'	'	-647	'	-647
Ending Balance at Dec. 31, 2011	66	27,987	-6,260	-2,046	-606	39,770	5,036	63,947
Net Income	'	'	'	'	'	3,626	'	3,626
Other comprehensive income (loss), net of tax	'	'	'	'	'	'	425	425
ESOP shares earned	'	-5	'	85	'	'	'	80
Stock based compensation	'	9	'	'	'	'	'	9
RRP shares earned	'	-18	'	'	53	'	'	35
Purchase of treasury stock, at cost	'	'	-209	'	'	'	'	-209
Cash dividends declared	'	'	'	'	'	-928	'	-928
Ending Balance at Dec. 31, 2012	66	27,973	-6,469	-1,961	-553	42,468	5,461	66,985
Net Income	'	'	'	'	'	3,743	'	3,743
Other comprehensive income (loss), net of tax	'	'	'	'	'	'	-4,956	-4,956
Stock options exercised	'	73	'	'	'	'	'	73
ESOP shares earned	'	6	'	85	'	'	'	91
Stock based compensation	'	4	'	'	'	'	'	4
RRP shares earned	'	-17	'	'	54	'	'	37
Purchase of treasury stock, at cost	'	'	-119	'	'	'	'	-119
Cash dividends declared	'	'	'	'	'	-587	'	-587
Ending Balance at Dec. 31, 2013	$66	$28,039	($6,588)	($1,876)	($499)	$45,624	$505	$65,271

Consolidated_Statements_of_Sto1

Consolidated Statements of Stockholders' Equity (Parenthetical) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statements of Stockholders' Equity [Abstract]	'	'	'
Other Comprehensive Income (Loss), Tax expense (benefit)	($3,128)	$268	$3,514
Stock options exercised, shares	6,703	'	'
ESOP Shares Earned	7,935	7,935	7,935
RRP shares earned, shares	4,035	3,992	11,293
Treasury Stock, Shares Acquired	10,000	20,000	17,950
Common Stock, Dividends, Per Share, Declared	$0.28	$0.25	$0.28

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES	'	'	'
Net Income	$3,743	$3,626	$3,680
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Net amortization of investment securities	488	558	124
Amortization of deferred loan costs	518	550	517
Provision for loan losses	105	656	415
Impairment of investment securities	180	102	'
Impairment of equity investment in unconsolidated entity	'	'	500
Recovery on previously impaired investment securities	-3	'	-57
Gain on sale of investment securities	-206	-64	-31
Originations of loans held for sale	-1,436	-767	-639
Proceeds from sales of loans held for sale	1,436	767	639
Net loss (gain) on disposal of premises and equipment	1	4	-3
Depreciation and amortization	699	663	655
Deferred income tax benefit	-46	-240	-40
Increase in bank owned life insurance, net	-283	-248	-257
ESOP shares committed to be released	91	80	81
Stock based compensation expense	41	44	223
Decrease (increase) in accrued interest receivable	15	117	-118
Decrease in other assets	65	380	942
Writedowns of foreclosed real estate	57	67	54
(Decrease) increase in other liabilities	-83	458	-533
Net Cash Provided By Operating Activities	5,382	6,753	6,152
CASH FLOWS FROM INVESTING ACTIVITIES	'	'	'
Activity in available for sale securities: Sales	4,381	1,433	4,673
Activity in available for sale securities: Maturities, prepayments and calls	25,863	34,652	24,336
Activity in available for sale securities: Purchases	-35,973	-32,601	-30,203
Purchases of Federal Home Loan Bank Stock	'	-17	-51
Redemptions of Federal Home Loan Bank Stock	292	384	233
Loan origination and principal collections, net	-5,606	47	-13,198
Proceeds from sale of foreclosed real estate	551	603	166
Additions to premises and equipment	-657	-1,822	-216
Purchase of additional bank owned life insurance	'	-2,500	'
Net Cash (Used In) Provided by Investing Activities	-11,149	179	-14,260
CASH FLOWS FROM FINANCING ACTIVITIES	'	'	'
Net increase (decrease) in deposits	9,692	-1,255	4,013
Net increase in advances from borrowers for taxes and insurance	245	61	121
Net increase in short-term borrowings	450	4,290	1,910
Proceeds from issuance of long-term debt	1,750	'	4,100
Repayment of long-term debt	-8,300	-12,830	-11,030
Proceeds from stock options exercised	73	'	'
Purchase of Treasury Stock	-119	-209	-169
Cash dividends paid	-587	-928	-647
Net Cash Provided by (Used in) Financing Activities	3,204	-10,871	-1,702
Net Decrease in Cash and Cash Equivalents	-2,563	-3,939	-9,810
CASH AND CASH EQUIVALENTS - BEGINNING	19,765	23,704	33,514
CASH AND CASH EQUIVALENTS - ENDING	17,202	19,765	23,704
SUPPLEMENTARY CASH FLOWS INFORMATION	'	'	'
Interest paid	3,574	4,639	5,682
Income taxes paid	1,131	1,112	1,176
SUPPLEMENTARY SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES	'	'	'
Foreclosed real estate acquired in settlement of loans	704	1,001	252
Securities Sold And Not Yet Settled	'	$1,410	'

Nature_of_Operations_and_Basis

Nature of Operations and Basis of Presentation	12 Months Ended
Nature of Operations and Basis of Presentation	Dec. 31, 2013
Nature of Operations and Basis of Presentation [Abstract]	'
Nature of Operations and Basis of Presentation	'
	Note 1 - Organization and Nature of Operations

	Organizational Structure

	Lake Shore Bancorp, Inc. (the “Company”) and the parent mutual holding company, Lake Shore, MHC (the “MHC”) were formed on April 3, 2006 to serve as the stock holding companies for Lake Shore Savings Bank (the “Bank”) as part of the Bank’s conversion and reorganization from a New York State chartered mutual savings and loan association to the federal mutual holding company form of organization.

	The MHC, whose activity is not included in these consolidated financial statements, held 3,636,875 shares, or 61.5% of the Company’s outstanding common stock as of December 31, 2013.

	The Bank is engaged primarily in the business of retail banking in Erie and Chautauqua Counties of New York State. Its primary deposit products are savings and term certificate accounts and its primary lending products are residential mortgages and commercial real estate loans.

	Charter

	Lake Shore Bancorp, Inc. and the parent mutual holding company, Lake Shore, MHC are federally chartered and, effective July 2011, regulated by the Federal Reserve Board. Lake Shore Savings Bank, subsidiary of Lake Shore Bancorp, Inc., is a federally chartered savings bank and, effective July 2011, regulated by the Office of the Comptroller of the Currency (the “OCC”). These changes in regulators from the Office of Thrift Supervision (“OTS”) are due to the passage of the Dodd-Frank Act.

	Regulations of the Board of Governors of the Federal Reserve System (the “Federal Reserve”) prohibit the waiver of dividends by the MHC unless the waiver has been approved by its members, consisting of depositors of the Bank. The MHC held a special meeting on February 5, 2014 of its members to vote on a proposal to authorize the MHC to waive its right to receive dividends aggregating up to $0.28 per share that may be declared by the Company in the twelve months subsequent to the approval of the proposal by members. At the special meeting, a majority of the eligible member votes of the MHC approved the waiver of the receipt of dividends on shares owned by the MHC. Lake Shore, MHC submitted the results of this vote along with other information to the Federal Reserve for final approval of the dividend waiver. As of March 6, 2014, Lake Shore, MHC received the approval of the Federal Reserve Board to waive its right to receive dividends paid by the Company during the twelve months ending February 5, 2015. In prior periods, the MHC elected to waive its right to receive cash dividends upon receipt of regulatory approval prior to change in regulation. As of December 31, 2013, the MHC waived approximately $5.4 million on a cumulative basis. The dividends waived by the MHC are considered a restriction on the retained earnings of the Company.

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
Summary of Significant Accounting Policies	Dec. 31, 2013
Summary of Significant Accounting Policies [Abstract]	'
Summary of Significant Accounting Policies	'
	Note 2 - Summary of Significant Accounting Policies
	Basis of Presentation
	The consolidated financial statements include the accounts of the Company and the Bank. All material inter-company accounts and transactions have been eliminated. The accompanying consolidated financial statements have been prepared in conformity with generally accepted accounting principles in the United States of America (“GAAP”).


	Use of Estimates
	To prepare these consolidated financial statements in conformity with GAAP, management of the Company made a number of estimates and assumptions relating to the reporting of assets and liabilities, the reporting of revenue and expenses and notes to the consolidated financial statements. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, securities valuation estimates, evaluation of impairment of securities, income taxes and deferred compensation liabilities.
	Cash and Cash Equivalents
	Cash and cash equivalents include cash on hand, amounts due from banks, interest earning deposits and federal funds which are generally sold for one to three-day periods.
	Investment Securities
	All investment securities are classified as available for sale and are carried at fair value with unrealized gains and losses, net of the related deferred income tax effect, excluded from earnings and reported as a separate component of accumulated other comprehensive income until realized. Realized gains and losses are determined using the specific identification method.
	Declines in the fair value of available for sale securities are evaluated for other-than-temporary impairment (“OTTI”) on a quarterly basis. Impairment is assessed at the individual security level. An investment security is subject to a review for OTTI if the fair value of the security is less than its cost or amortized cost basis by more than 20%, as stated in the Company’s internal policy. The Company’s OTTI evaluation process is performed in a consistent and systematic manner and includes an evaluation of all available evidence. Documentation of the process is as extensive as necessary to support a conclusion as to whether a decline in fair value below cost or amortized cost is other-than-temporary and includes documentation supporting both observable and unobservable inputs and a rationale for conclusions reached. This process considers factors such as the severity, length of time and anticipated recovery period of the impairment, recent events specific to the issuer, including investment downgrades by rating agencies and economic conditions of its industry, and the issuer’s financial condition, capital strength and near-term prospects. The Company also considers its intent and ability to retain the security for a period of time sufficient to allow for a recovery in fair value, or until maturity. Among the factors that are considered in determining the Company’s intent and ability to retain the security is a review of its capital adequacy, interest rate risk position and liquidity. The assessment of a security’s ability to recover any decline in fair value, the ability of the issuer to meet contractual obligations, and the Company’s intent and ability to retain the security require considerable judgment.
	All securities are reviewed for OTTI under the guidance of the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 320, “Investments - Debt and Equity Securities” (“ASC 320”). The Company uses the cash flow expected to be realized from the security, which includes assumptions about interest rates, timing and severity of defaults, estimate of potential recoveries, and other factors, then applies a discounting rate equal to the effective yield of the security. When impairment of a debt security is considered other-than-temporary, the amount of the OTTI recorded as a loss within non-interest income and thereby recognized in earnings depends on whether the Company intends to sell the security or whether it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis. If the Company intends to (has decided to) sell the debt security or more likely than not will be required to sell the security before recovery of its amortized cost basis, OTTI is recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value. If the Company does not intend to sell the debt security and it is not more likely than not the Company will be required to sell the security before recovery of its amortized cost basis, OTTI is separated into the amount representing credit loss and the amount related to all other market factors. The amount related to credit loss is recognized against earnings. The amount related to other market factors is recognized in other comprehensive income, net of applicable taxes.

	Federal Home Loan Bank Stock
	Federal law requires a member institution of the Federal Home Loan Bank (“FHLB”) system to hold restricted stock of its district Federal Home Loan Bank according to a predetermined formula. The restricted stock is carried at cost.
	Management’s determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of their cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLB. The FHLB stock was not deemed to be impaired, and therefore no impairment charges were recorded during the years ended December 31, 2013, 2012 and 2011.
	Derivative Instruments
	The Company follows the FASB ASC Topic 815 “Derivatives and Hedging” (“ASC 815”). ASC 815 establishes accounting and reporting standards for derivative instruments and for hedging activities, which require that an entity recognize all derivatives as either assets or liabilities on a balance sheet and measure those instruments at fair value. Changes in the fair value of derivatives must be recognized in earnings when they occur, unless the derivative qualifies as a hedge. If a derivative qualifies as a hedge, the Company can elect to use hedge accounting to eliminate or reduce income statement volatility that would arise from reporting changes in a derivative’s fair value in income. The Company did not hold derivative instruments or use hedge accounting during the years ended December 31, 2013, 2012 and 2011.
	Loans Receivable
	Loans receivable that management has the intent and ability to hold until maturity or payoff are stated at their outstanding unpaid principal balances, net of allowance for loan losses and any deferred fees and costs. Interest income is accrued on the unpaid principal balance. Loan origination fees and costs are deferred and recognized as an adjustment of the yield (interest income) of the related loans. The Company is generally amortizing these amounts over the contractual life of the loan.
	Management considers a loan to be in delinquency status when the contractual payment of principal or interest has become greater than 30 days past due. The accrual of interest is generally discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on non-accrual status, unpaid interest credited to income is reversed in the current year. Interest received on non-accrual loans generally is either applied against principal or reported as interest income, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is no longer in doubt.
	Allowance for Loan Losses
	The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.
	Management estimates the allowance for loan losses pursuant to FASB ASC Topic 450, “Contingencies” (“ASC 450”), and FASB ASC Topic 310, “Receivables” (“ASC 310”). Commercial and commercial real estate loans that are considered impaired as defined in ASC 310 are reviewed individually to assess the likelihood and severity of loss exposure. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis. Factors considered by management in determining impairment include payment status, collateral value, cash flow and the probability of collecting scheduled principal and interest payments when due. Loans subject to individual review are, where appropriate, reserved for according to the present value of expected future cash flows available to repay the loan or the estimated fair value less estimated selling costs of the collateral, if the loan is collateral dependent. Commercial loans excluded from individual assessment, as well as smaller balance homogeneous loans, such as consumer, residential real estate and home equity loans, are evaluated for loss exposure under ASC 450 based upon historical loss rates for each of these categories of loans, adjusted for qualitative factors. The Company does not separately identify individual consumer, home equity, or residential real estate loans for impairment disclosure, unless the loan has been modified as a troubled debt restructuring.
	The Company records cash receipts on impaired loans that are non-performing as a reduction to principal before applying amounts to interest or late charges unless specifically directed otherwise by the Bankruptcy Court. The Company continues to recognize interest income on impaired loans where there is no confirmed loss.
	Loans may be periodically modified in a troubled debt restructuring (“TDR”) to make concessions to help a borrower remain current on the loan and/or to avoid foreclosure, in accordance with FASB Accounting Standard Update (“ASU”) 2011-02, “Receivables (“Subtopic 310”): “A Creditor’s Determination of Whether a Restructuring is a Troubled Debt Restructuring” (“ASU 2011-02”). Generally, we do not forgive principal or interest on a loan or modify the interest rate on loans that are below market rates. When we modify loans in a TDR, we evaluate any possible impairment similar to other impaired loans. If we determine that the value of a modified loan is less than the recorded investment in the loan, impairment is recognized through a specific allowance estimate or charge-off to the allowance.

	The allowance for loan losses is maintained at a level to provide for losses that are inherent within the loan portfolio. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant change, including the amounts and timing of future cash flows expected to be received on impaired loans.
	The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as either special mention, doubtful, substandard or loss. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value for that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.
	Premises and Equipment
	Land is carried at cost. Buildings, improvements, furniture and equipment are carried at cost, net of accumulated depreciation. Depreciation is computed on the straight-line basis over the estimated useful lives of assets (generally thirty-nine years for buildings and three to fifteen years for furniture and equipment). Leasehold improvements are amortized on the straight-line method over the lesser of the life of the improvements or the lease term. Maintenance and repairs are charged to expense as incurred, while major improvements are capitalized and amortized to operating expense over the identified useful life.


	Transfers of Financial Assets
	Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
	Foreclosed Real Estate
	Foreclosed real estate consists of property acquired in settlement of loans which is carried at its fair value less estimated selling costs. Writedowns from cost to fair value less estimated selling costs are recorded at the date of acquisition or repossession and are charged to the Allowance for Loan Losses. Subsequent writedowns to fair value net of estimated selling costs are recorded in non-interest expense along with direct operating expenses. Gains or losses not previously recognized, resulting from the sale of foreclosed assets are recognized in non-interest expense on the date of sale.
	Foreclosed real estate was $581,000 and $580,000 at December 31, 2013 and 2012, respectively, and was included as a component of other assets. Proceeds from the sale of foreclosed real estate for the years ended December 31, 2013, 2012 and 2011 were $551,000, $603,000, and $166,000, respectively. This resulted in a net gain on sale of $38,000, $53,000 and $12,000 for the years ended December 31, 2013, 2012 and 2011, respectively.
	Bank Owned Life Insurance
	The Company invests in bank owned life insurance (“BOLI”) as a source of funding for employee benefit expenses (see Note 12). BOLI involves the purchasing of life insurance by the Company on a chosen group of employees. The Company is the owner and beneficiary of the policies. This life insurance investment is carried at the cash surrender value of the underlying policies. Income from the increase in cash surrender value of the policies is included in non-interest income in the statements of income.
	Advertising Costs
	The Company follows the policy of charging the costs of advertising to expense as incurred. Total advertising expense for the years ended December 31, 2013, 2012 and 2011 was $440,000, $436,000, and $353,000, respectively.
	Income Taxes
	The Company files a consolidated federal income tax return. The provision for federal and state income taxes is based on income reported on the consolidated financial statements, rather than the amounts reported on the respective income tax returns. Deferred taxes are recorded using the liability method whereby deferred tax assets are recognized for deductible temporary differences and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax basis. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment.
	The Company makes certain estimates and judgments in determining income tax expense for financial statement purposes. These estimates and judgments are applied in the calculation of certain tax credits and in the calculation of deferred income tax expense or benefit associated with certain deferred tax assets and liabilities. Significant changes to these estimates may result in an increase or decrease to the Company’s tax provision in a subsequent period. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
	The Company periodically reviews its tax positions and applies a “more likely than not” recognition threshold for all tax uncertainties. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
	Employee Stock Ownership Plan (“ESOP”)
	Compensation expense is recognized based on the current market price of shares committed to be released to employees. All shares released and committed to be released are deemed outstanding for purposes of earnings per share calculations. Dividends declared on all allocated shares held by the ESOP are charged to retained earnings. The value of unearned shares to be allocated to ESOP participants for future services not yet performed is reflected as a reduction of stockholders’ equity. Dividends declared on all unallocated shares held by the ESOP are reported as a reduction of debt.
	Stock Compensation Plans
	At December 31, 2013, the Company had stock-based employee and non-employee compensation plans, which are described more fully in Note 13. The Company accounts for these plans under FASB ASC Topic 718 “Compensation – Stock Compensation”. The Company accounts for the plans using a fair value-based method for valuing stock-based compensation, which measures compensation cost at the grant date based on the fair value of the award. Compensation is then recognized over the service period, which is usually the vesting period. The fair value of the stock option grants are estimated on the date of grant using the Black-Scholes options-pricing model. Common shares awarded under the restricted stock plan are expensed based on the fair market value at the grant date. The stock option plan and restricted stock plan expenses are recognized in salaries and employee benefits expense on the consolidated statement of income.
	Earnings per Common Share
	Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding, less unallocated shares held by the Company’s ESOP and shares held by the Company’s Recognition and Retention Plan (“RRP”), during the period. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed conversion. Potential common shares that may be issued by the Company relate solely to outstanding stock options and restricted stock awards, and are determined using the treasury stock method.
	Off-Balance Sheet Credit Related Financial Instruments
	In the ordinary course of business, the Company has entered into commitments to extend credit. Such commitments are recorded in the consolidated statement of financial condition when they are funded.
	Comprehensive Income (Loss)
	Accounting principles generally require that recognized revenue, expenses, gains, and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale securities and OTTI related to non-credit factors, are reported as a separate component of the stockholders’ equity section of the consolidated statement of financial condition, such items, along with net income, are components of comprehensive income (loss).
	Restrictions on Cash and Due from Banks
	The Company is required to maintain reserve funds in cash or on deposit with the Federal Reserve Bank. The required reserve at December 31, 2013 and 2012 was $1,902,000 and $1,836,000, respectively.
	Subsequent Events
	The Company follows FASB ASC Topic 855, “Subsequent Events”, in accounting for and disclosure of events that occur after the balance sheet date but before financial statements are issued. The Company evaluated events occurring subsequent to December 31, 2013 through the date the consolidated financial statements are being issued, and other than as set forth in Note 21, did not identify any subsequent events requiring disclosure pursuant to the provisions of FASB ASC Topic 855.

	New Accounting Standards
In January 2014, the FASB issued ASU 2014-04, “Receivables – Troubled Debt Restructurings by Creditors (“Topic 310-40”): “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure” (“ASU 2014-04”). ASU 2014-04 clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, ASU 2014-04 requires interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU 2014-04 is effective for the reporting periods beginning after December 15, 2014. Management does not expect the adoption of this update to have a material impact on the Company’s consolidated financial statements or results of operations.

Reclassifications

Certain amounts in the 2012 and 2011 consolidated financial statements have been reclassified to conform with the 2013 presentation format. These reclassifications had no effect on net income.

Investment_Securities

Investment Securities	12 Months Ended
Investment Securities	Dec. 31, 2013
Investment Securities [Abstract]	'
Investment Securities	'
	Note 3 – Investment Securities
	The amortized cost and fair value of securities are as follows:


			31-Dec-13
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
				( Dollars in thousands)
	SECURITIES AVAILABLE FOR SALE:
	U.S. Treasury bonds		$	12,857		$	991		$	-		$	13,848
	Municipal bonds			57,199			1,385			-540			58,044
	Mortgage-backed securities:
	Collateralized mortgage obligations-private label			77			4			-			81
	Collateralized mortgage obligations-government sponsored entities			63,840			362			-1,577			62,625
	Government National Mortgage Association			2,153			66			-			2,219
	Federal National Mortgage Association			11,452			318			-136			11,634
	Federal Home Loan Mortgage Corporation			5,774			117			-75			5,816
	Asset-backed securities-private label			3,637			618			-757			3,498
	Asset-backed securities-government sponsored entities			130			4			-			134
	Equity securities			22			43			-			65
			$	157,141		$	3,908		$	-3,085		$	157,964






			31-Dec-12
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
				(Dollars in thousands)
	SECURITIES AVAILABLE FOR SALE:
	U.S. Treasury bonds		$	12,896		$	2,299		$	-		$	15,195
	Municipal bonds			51,666			4,598			-			56,264
	Mortgage-backed securities:
	Collateralized mortgage obligations-private label			92			2			-			94
	Collateralized mortgage obligations-government sponsored entities			57,574			684			-91			58,167
	Government National Mortgage Association			2,607			289			-			2,896
	Federal National Mortgage Association			15,232			1,040			-			16,272
	Federal Home Loan Mortgage Corporation			5,708			486			-			6,194
	Asset-backed securities-private label			4,514			530			-927			4,117
	Asset-backed securities-government sponsored entities			150			13			-			163
	Equity securities			22			-			-16			6
			$	150,461		$	9,941		$	-1,034		$	159,368
	All of our mortgage-backed securities and collateralized mortgage obligations are backed by residential mortgages.

	At December 31, 2013 and 2012, equity securities consisted of 22,368 shares of Federal Home Loan Mortgage Corporation (“FHLMC”) common stock.
	At December 31, 2013, thirty-one municipal bonds with a cost of $10.6 million and fair value of $11.1 million, were pledged under a collateral agreement with the Federal Reserve Bank of New York for liquidity borrowing. At December 31, 2012, thirty-two municipal bonds with a cost of $10.0 million and a fair value of $11.1 million were pledged under a collateral agreement with the Federal Reserve Bank of New York for liquidity borrowing. In addition, at December 31, 2013 and 2012, five municipal bonds with a cost of $1.1 million and a fair value of $1.1 million and $1.2 million, respectively, were pledged as collateral for customer deposits in excess of the Federal Deposit Insurance Corporation (“FDIC”) insurance limits.
	The following table sets forth the Company’s investment in securities available for sale with gross unrealized losses of less than twelve months and gross unrealized losses of twelve months or more and associated fair values as of the dates indicated:


			Less than 12 months						12 months or more						Total
						Gross						Gross						Gross
						Unrealized						Unrealized						Unrealized
			Fair Value			Losses			Fair Value			Losses			Fair Value			Losses
			(Dollars In thousands)
	31-Dec-13
	Municipal bonds		$	14,052		$	-540		$	-		$	-		$	14,052		$	-540
	Mortgage-backed securities			41,094			-1,267			12,768			-521			53,862			-1,788
	Asset-backed securities -private label			-			-			2,794			-757			2,794			-757

		$	55,146		$	-1,807		$	15,562		$	-1,278		$	70,708		$	-3,085


		Less than 12 months						12 months or more						Total
					Gross						Gross						Gross
					Unrealized						Unrealized						Unrealized
		Fair Value			Losses			Fair Value			Losses			Fair Value			Losses
		(Dollars In thousands)
31-Dec-12
Mortgage-backed securities		$	11,800		$	-60		$	2,623		$	-31		$	14,423		$	-91
Asset-backed securities -private label			-			-			3,367			-927			3,367			-927
Equity securities			-			-			6			-16			6			-16

		$	11,800		$	-60		$	5,996		$	-974		$	17,796		$	-1,034

The Company reviews investment securities on an ongoing basis for the presence of other-than-temporary impairment (“OTTI”) with formal reviews performed quarterly.

The Company determines whether the unrealized losses are other-than-temporary in accordance with FASB Accounting Standards Codification (“ASC”) Topic 320 “Investments - Debt and Equity Securities.” The evaluation is based upon factors such as the creditworthiness of the issuers/guarantors, the underlying collateral and the continuing performance of the securities.

Management also evaluates other facts and circumstances that may be indicative of an OTTI condition. This includes, but is not limited to, an evaluation of the type of security, length of time and extent to which fair value has been less than cost, and near-term prospects of the issuer. The Company uses the cash flow expected to be realized from the security, which includes assumptions about interest rates, timing and severity of defaults, estimates of potential recoveries, the cash flow distribution from the provisions in the applicable bond indenture and other factors, then applies a discounting rate equal to the effective yield of the security. If the present value of the expected cash flows is less than the amortized book value it is considered a credit loss. The fair value of the security is determined using the same expected cash flows; the discount rate is a rate the Company determines from open market and other sources as appropriate for the security. The difference between the fair value and the credit loss is recognized in other comprehensive income, net of taxes.
At December 31, 2013, the Company’s investment portfolio included fifty municipal bonds and twenty-seven mortgage-backed securities in the unrealized losses less than twelve months category. The mortgage-backed securities and municipal bonds were not evaluated further for OTTI as the unrealized losses on the individual securities were less than 20% of book value, which management deemed to be immaterial, and the securities were backed by government sponsored entities. The Company expects these securities to be repaid in full, with no losses realized. Management does not intend to sell these securities and it is more likely than not that it will not be required to sell these securities.

At December 31, 2013, the Company had sixteen mortgage-backed securities and three private-label asset-backed securities in the “unrealized losses twelve months or more” category.

The sixteen mortgage-backed securities in this category were not evaluated further for OTTI, as the unrealized losses were less than 20% of book value. The temporary impairments were due to declines in fair value resulting from changes in interest rates and/or increased credit liquidity spreads since the securities were purchased. The Company expects these securities to be repaid in full, with no losses realized. Management does not intend to sell these securities and it is more likely than not that it will not be required to sell these securities.



The three private label securities in this category were evaluated further for OTTI, as the unrealized loss was greater than 20% of book value for the individual security, the probability of default is high, or the Company’s analysis indicated a possible loss of principal. The following table provides additional information relating to these private label asset-backed securities as of December 31, 2013 (dollars in thousands):


													Foreclosure/
									Unrealized	Lowest	Delinquent %		OREO/
Security			Book Value			Fair Value			Loss	Rating	Over 60 days	Over 90 days	Bankruptcy %	OREO%
1		$	1,675			1,240		$	-435	C	31.30%	29.70%	13.60%	1.10%
2			1,040			824			-216	CCC	25.90%	24.50%	9.60%	0.50%
3			836			730			-106	CCC	18.40%	17.10%	5.70%	1.20%
Total		$	3,551		$	2,794		$	-757
The three private label asset-backed securities listed above were evaluated for OTTI under the guidance of FASB ASC Topic 320. The Company believes the unrealized losses on these three private-label asset-backed securities occurred due to the current challenging economic environment, high unemployment rates, stressed housing values in many areas of the country, and increased delinquency trends. It is possible that principal losses may be incurred on the tranches we hold in these specific securities. Management’s evaluation of the estimated discounted cash flows in comparison to the amortized book value reflected the need to record an additional OTTI charge against earnings of $180,000 for one of the securities noted above, during the year ended December 31, 2013, as the calculation of the estimated discounted cash flows showed an additional principal loss. Management’s evaluation of the estimated discounted cash flows in comparison to the amortized book value for the remaining securities listed above did not reflect the need to record OTTI charges against earnings during the year ended December 31, 2013. The estimated discounted cash flows for these remaining securities did not show an additional principal loss under various prepayment and default scenarios. Management concluded that it does not intend to sell these securities and that it is not likely it will be required to sell these securities.
Management also completed an OTTI analysis for two private label asset-backed securities, which did not have unrealized losses as of December 31, 2013. Management reviewed key credit metrics for these securities, including delinquency rates, cumulative default rates, prepayment speeds, foreclosure rates, loan-to-value ratios and credit support levels. Management’s calculation of the estimated discounted cash flows did not show additional principal losses for these securities under various prepayment and default rate scenarios. As a result of the stress tests that were performed, management concluded that additional OTTI charges were not required as of December 31, 2013 on these securities. Management also concluded that it does not intend to sell the securities and that it is not likely it will be required to sell these securities.
The unrealized losses shown in the previous table, were recorded as a component of other comprehensive income, net of tax on the Company’s Consolidated Statements of Changes in Stockholders’ Equity.













The following table presents a summary of the credit-related OTTI charges recognized as components of earnings:


		For the Years			For the Years
		Ended			Ended
		31-Dec-13			31-Dec-12
		(Dollars in thousands)
Beginning balance		$	1,155		$	1,084
Additions:
Credit loss not previously recognized			180			102
Reductions:
Losses realized during the period on OTTI previously recognized			-14			-31
Receipt of cash flows on previously recorded OTTI			-3			-
Ending balance		$	1,318		$	1,155

Further deterioration in credit quality and/or a continuation of the current imbalances in liquidity that exist in the marketplace might adversely affect the fair values of the Company’s investment portfolio and may increase the potential that certain unrealized losses will be designated as “other than temporary” and that the Company may incur additional write-downs in future periods.

Scheduled contractual maturities of available for sale securities are as follows:


		Amortized			Fair
		Cost			Value
		(Dollars in thousands)
December 31, 2013:
After one year through five years		$	328		$	356
After five years through ten years			22,656			23,983
After ten years			47,072			47,553
Mortgage-backed securities			83,296			82,375
Asset-backed securities			3,767			3,632
Equity securities			22			65
		$	157,141		$	157,964

The Company sold available for sale securities during the year ended December 31, 2013, for total proceeds of $3.0 million, resulting in gross realized gains of $206,000. During the year ended December 31, 2013, the Company received a $1.4 million settlement related to the sale of available for sale securities in the fourth quarter of 2012. The Company sold available for sale securities during the year ended December 31, 2012, for total proceeds of $2.8 million, resulting in gross realized gains of $64,000.

Loans_Receivable

Loans Receivable	12 Months Ended
Loans Receivable	Dec. 31, 2013
Loans Receivable [Abstract]	'
Loans Receivable	'
	Note 4 - Loans Receivable
	Loans receivable, net consists of the following:

		December 31,
		2013		2012
		(Dollars in thousands)
	Real Estate Loans:
	Residential, one- to four-family	$	170,793	$	167,794
	Home equity		31,675		30,724
	Commercial		58,746		57,653
	Construction		936		416
			262,150		256,587

	Commercial		12,645		13,680
	Consumer		1,517		1,791
	Total Loans		276,312		272,058

	Allowance for loan losses		-1,813		-1,806
	Net deferred loan costs		2,846		2,681
	Loans Receivable, net	$	277,345	$	272,933

	Residential real estate loans serviced for others by the Company totaled $11.7 million and $12.3 million at December 31, 2013 and 2012, respectively.

	At December 31, 2013, there were approximately $124.9 million of one- to four-family residential real estate loans pledged as collateral for advances from the FHLB.

	Most loans made by the Company are secured by borrowers' personal or business assets. The Company considers a concentration of credit to a particular industry to exist when the aggregate credit exposure to a borrower or group of borrowers in that industry exceeds 25% of the Bank's capital plus reserves or 10% of total loans. At December 31, 2013, no concentrations of credit to a particular industry existed as defined by these parameters.

	The ability of the Company's residential and consumer borrowers to honor their repayment commitments is generally dependent on the level of overall economic activity within the geographical area they reside. Commercial borrowers' ability to repay is generally dependent upon the general health of the economy. Substantially all of the Company's loans are in western New York State and, accordingly, the ultimate collectability of a substantial portion of the loans is susceptible to changes in market conditions in this primary market area.

Allowance_For_Loan_Losses

Allowance For Loan Losses	12 Months Ended
Allowance For Loan Losses	Dec. 31, 2013
Allowance For Loan Losses [Abstract]	'
Allowance for Loan Losses	'
	Note 5 - Allowance for Loan Losses

	Management segregates the loan portfolio into loan types and analyzes the risk level for each loan type when determining its allowance for loan losses. The loan types are as follows:

	Real Estate Loans:
		·		One- to Four-Family – are loans secured by first lien collateral on residential real estate primarily held in the Western New York region. These loans can be affected by economic conditions and the value of underlying properties. Western New York has not been impacted as severely as other parts of the country by fluctuating real estate prices. Furthermore, the Company has conservative underwriting standards and does not have any sub-prime loans in its loan portfolio.
		·		Home Equity - are loans or lines of credit secured by second lien collateral on owner-occupied residential real estate primarily held in the Western New York area. These loans can also be affected by economic conditions and the values of underlying properties. Home equity loans may have increased risk of loss if the Company does not hold the first mortgage resulting in the Company being in a secondary position in the event of collateral liquidation.
		·		Commercial Real Estate – are loans used to finance the purchase of real property, which generally consists of developed real estate that is held as first lien collateral for the loan. These loans are secured by real estate properties that are primarily held in the Western New York region. Commercial real estate lending involves additional risks compared with one- to four-family residential lending, because payments on loans secured by commercial real estate properties are often dependent on the successful operation or management of the properties, and/or the collateral value of the commercial real estate securing the loan, and repayment of such loans may be subject to adverse conditions in the real estate market or economic conditions to a greater extent than one- to four-family residential mortgage loans. Also, commercial real estate loans typically involve large loan balances to single borrowers or groups of related borrowers.
		·		Construction – are loans to finance the construction of either one- to four-family owner occupied homes or commercial real estate. At the end of the construction period, the loan automatically converts to either a conventional or commercial mortgage, as applicable. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimate of the value of the property at completion compared to the actual cost of construction.

	Other Loans:
		·		Commercial – includes business installment loans, lines of credit, and other commercial loans. Most of our commercial loans have fixed interest rates, and are for terms generally not in excess of 10 years. Whenever possible, we collateralize these loans with a lien on business assets and equipment and require the personal guarantees from principals of the borrower. Commercial loans generally involve a higher degree of credit risk because the collateral underlying the loans may be in the form of intangible assets and/or inventory subject to market obsolescence. Commercial loans can also involve relatively large loan balances to a single borrower or groups of related borrowers, with the repayment of such loans typically dependent on the successful operation of the commercial businesses and the income stream of the borrower. Such risks can be significantly affected by economic conditions.
		·		Consumer – consist of loans secured by collateral such as an automobile or a deposit account, unsecured loans and lines of credit. Consumer loans tend to have a higher credit risk due to the loans being either unsecured or secured by rapidly depreciable assets. Furthermore, consumer loan payments are dependent on the borrower’s continuing financial stability, and therefore are more likely to be adversely affected by job loss, divorce, illness or personal bankruptcy.

	The allowance for loan losses is a valuation account that reflects the Company’s evaluation of the losses inherent in its loan portfolio. In order to determine the adequacy of the allowance for loan losses, the Company estimates losses by loan type using historical loss factors, as well as other environmental factors, such as trends in loan volume and loan type, loan concentrations, changes in the experience, ability and depth of the Company’s lending management, and national and local economic conditions. The Company's determination as to the classification of loans and the amount of loss allowances are subject to review by regulatory agencies, which can require the establishment of additional loss allowances.

	The Company also reviews all loans on which the collectability of principal may not be reasonably assured, by reviewing payment status, financial conditions and estimated value of loan collateral. These loans are assigned an internal loan grade, and the Company assigns the amount of loss components to these classified loans based on loan grade.


	The following tables summarizes the activity in the allowance for loan losses for the years ended December 31, 2013, 2012 and 2011 and the distribution of the allowance for loan losses and loan receivable by loan portfolio class and impairment method as of December 31, 2013 and December 31, 2012:


			Real Estate Loans												Other Loans
			One- to Four-Family			Home Equity			Commercial			Construction			Commercial			Consumer			Unallocated			Total
	31-Dec-13
	Allowance for Loan Losses:
	Balance – January 1, 2013		$	393		$	79		$	1,118		$	-		$	202		$	14		$	-		$	1,806
	Charge-offs			-51			-			-21			-			-47			-32			-			-151
	Recoveries			35			5			9			-			3			1			-			53
	Provision (Credit)			-22			-4			-2			-			60			26			47			105
	Balance – December 31, 2013		$	355		$	80		$	1,104		$	-		$	218		$	9		$	47		$	1,813
	Ending balance: individually evaluated for impairment		$	-			-			125			-			-			-			-		$	125
	Ending balance: collectively evaluated for impairment		$	355		$	80		$	979		$	-		$	218		$	9		$	47		$	1,688

	Gross Loans Receivable (1):
	Ending balance		$	170,793		$	31,675		$	58,746		$	936		$	12,645		$	1,517		$	-		$	276,312
	Ending balance: individually evaluated for impairment		$	177		$	4		$	2,458		$	-		$	9		$	-		$	-		$	2,648
	Ending balance: collectively evaluated for impairment		$	170,616		$	31,671		$	56,288		$	936		$	12,636		$	1,517		$	-		$	273,664

		-1		Gross Loans Receivable does not include allowance for loan losses of $(1,813) or deferred loan costs of $2,846.




			Real Estate Loans													Other Loans
			One- to Four-Family			Home Equity			Commercial			Construction			Commercial			Consumer			Unallocated			Total
			(Dollars in thousands)

	31-Dec-12
	Allowance for Loan Losses:
	Balance – January 1, 2012		$	441		$	125		$	522		$	-		$	265		$	13		$	-		$	1,366
	Charge-offs			-134			-14			-			-			-80			-11			-			-239
	Recoveries			1			-			20			-			1			1			-			23
	Provision (Credit)			85			-32			576			-			16			11			-			656
	Balance – December 31, 2012		$	393		$	79		$	1,118		$	-		$	202		$	14		$	-		$	1,806
	Ending balance: individually evaluated for impairment		$	-		$	-		$	30		$	-		$	20		$	-		$	-		$	50
	Ending balance: collectively evaluated for impairment		$	393		$	79		$	1,088		$	-		$	182		$	14		$	-		$	1,756

	Gross Loans Receivable (1):
	Ending Balance		$	167,794		$	30,724		$	57,653		$	416		$	13,680		$	1,791		$	-		$	272,058
	Ending balance: individually evaluated for impairment		$	-		$	-		$	255		$	-		$	71		$	-		$	-		$	326
	Ending balance: collectively evaluated for impairment		$	167,794		$	30,724		$	57,398		$	416		$	13,609		$	1,791		$	-		$	271,732

	-1		Gross Loans Receivable does not include allowance for loan losses of $(1,806) or deferred loan costs of $2,681.



		Real Estate Loans													Other Loans
		One- to Four-Family			Home Equity			Commercial			Construction			Commercial			Consumer			Unallocated			Total
		(Dollars in thousands)

31-Dec-11
Allowance for Loan Losses:
Balance – January 1, 2011		$	407		$	141		$	278		$	1		$	104		$	21		$	1		$	953
Charge-offs			-			-29			-15			-			-1			-17			-			-62
Recoveries			4			-			52			-			-			4			-			60
Provision (Credit)			30			13			207			-1			162			5			-1			415
Balance – December 31, 2011		$	441		$	125		$	522		$	-		$	265		$	13		$	-		$	1,366






Although the allocations noted above are by loan type, the allowance for loan losses is general in nature and is available to offset losses from any loan in the Company’s portfolio. The unallocated component of the allowance for loan losses reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for existing specific and general losses in the portfolio.

A loan is considered impaired when, based on current information and events, it is probable that the Company will not be able to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status, collateral value and the probability of collecting scheduled payments when due. Impairment is measured on a loan-by-loan basis for commercial real estate loans and commercial loans. Larger groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer, home equity, or one- to four-family loans for impairment disclosure, unless they are subject to a troubled debt restructuring.
The following is a summary of information pertaining to impaired loans for the periods indicated:


					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
		Investment			Balance			Allowance			Investment			Recognized
		(Dollars in thousands)
											For the Year Ended
		At December 31, 2013									31-Dec-13
With no related allowance recorded:
Residential, one- to four-family		$	177		$	177		$	-		$	189		$	11
Home equity			4			4			-			5			-
Commercial real estate			1,911			1,911			-			1,969			80
Commercial loans			9			9			-			69			4
With an allowance recorded:
Commercial real estate			547			547			125			656			55
Commercial loans			-			-			-			44			-
Total		$	2,648		$	2,648		$	125		$	2,932		$	150



											For the Year Ended
		At December 31, 2012									31-Dec-12
With no related allowance recorded:
Commercial real estate		$	125		$	125		$	-		$	155		$	3
Commercial loans			-			-			-			50			4
With an allowance recorded:
Commercial real estate			130			130			30			131			7
Commercial loans			71			71			20			73			3
Total		$	326		$	326		$	50		$	409		$	17








The following table provides an analysis of past due loans and non-accruing loans as of the dates indicated:


								90 Days or
		30-59 Days			60-89 Days			More			Total Past				Current		Total Loans			Loans on
		Past Due			Past Due			Past Due			Due				Due		Receivable			Non-Accrual
		(Dollars in thousands)
December 31, 2013:
Real Estate Loans:
Residential, one- to four-family		$	1,629		$	825		$	880		$	3,334		$	167,459		$	170,793		$	2,145
Home equity			326			32			156			514			31,161			31,675			325
Commercial			43			-			1,911			1,954			56,792			58,746			1,911
Construction			-			-			-			-			936			936			-
Other Loans:
Commercial			50			-			41			91			12,554			12,645			137
Consumer			18			1			4			23			1,494			1,517			7
Total		$	2,066		$	858		$	2,992		$	5,916		$	270,396		$	276,312		$	4,525

December 31, 2012:
Real Estate Loans:
Residential, one- to four-family		$	1,279		$	379		$	1,300		$	2,958		$	164,836		$	167,794		$	1,628
Home equity			111			28			215			354			30,370			30,724			299
Commercial			30			-			255			285			57,368			57,653			255
Construction			-			-			-			-			416			416			-
Other Loans:
Commercial			-			20			71			91			13,589			13,680			201
Consumer			19			5			26			50			1,741			1,791			9
Total		$	1,439		$	432		$	1,867		$	3,738		$	268,320		$	272,058		$	2,392

The accrual of interest on loans is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. A loan does not have to be 90 days delinquent in order to be classified as non-accrual. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest income is subsequently recognized only to the extent cash payments are received. If ultimate collection of principal is in doubt, all cash receipts on impaired loans are applied to reduce the principal balance. Interest income not recognized on non-accrual loans during the years ended December 31, 2013, 2012 and 2011 was $162,000, $143,000, and $129,000 respectively.

The Company’s policies provide for the classification of loans as follows:
	·		Pass/Performing;
	·		Special Mention – does not currently expose the Company to a sufficient degree of risk but does possess credit deficiencies or potential weaknesses deserving the Company’s close attention;
	·		Substandard – has one or more well-defined weaknesses and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. A substandard asset would be one inadequately protected by the current net worth and paying capacity of the obligor or pledged collateral, if applicable;
	·		Doubtful – has all the weaknesses inherent in substandard loans with the additional characteristic that the weaknesses present make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss; and
	·		Loss – loan is considered uncollectible and continuance without the establishment of a specific valuation reserve is not warranted.

The Company’s Asset Classification Committee is responsible for monitoring risk ratings and making changes as deemed appropriate. Each commercial loan is individually assigned a loan classification. The Company’s consumer loans, including residential one- to four-family loans and home equity loans, are not classified as described above. Instead, the Company uses the delinquency status as the basis for classifying these loans. Unless the loan is well secured and in the process of collection, all consumer loans that are more than 90 days past due are classified.

The following table summarizes the internal loan grades applied to the Company’s loan portfolio as of December 31, 2013 and December 31, 2012:


		Pass/Performing			Special Mention			Substandard			Doubtful			Loss			Total
		(Dollars in thousands)
31-Dec-13
Real Estate Loans:
Residential, one- to four-family		$	168,018		$	-		$	2,775		$	-		$	-		$	170,793
Home equity			31,253			-			387			35			-			31,675
Commercial			53,136			2,743			2,320			547			-			58,746
Construction			936			-			-			-			-			936
Other Loans:
Commercial			12,080			347			218			-			-			12,645
Consumer			1,512			-			1			-			4			1,517
Total		$	266,935		$	3,090		$	5,701		$	582		$	4		$	276,312



31-Dec-12
Real Estate Loans:
Residential, one- to four-family		$	165,023		$	-		$	2,771		$	-		$	-		$	167,794
Home equity			30,370			-			331			23			-			30,724
Commercial			51,620			3,422			2,481			130			-			57,653
Construction			416			-			-			-			-			416
Other Loans:
Commercial			12,988			441			176			75			-			13,680
Consumer			1,775			-			14			2			-			1,791
Total		$	262,192		$	3,863		$	5,773		$	230		$	-		$	272,058

Troubled debt restructurings (“TDRs”) occur when we grant borrowers concessions that we would not otherwise grant but for economic or legal reasons pertaining to the borrower’s financial difficulties. A concession is made when the terms of the loan modification are more favorable than the terms the borrower would have received in the current market under similar financial difficulties. These concessions may include, but are not limited to, modifications of the terms of the debt, the transfer of assets or the issuance of an equity interest by the borrower to satisfy all or part of the debt, or the addition of borrower(s). The Company identifies loans for potential TDRs primarily through direct communication with the borrower and evaluation of the borrower’s financial statements, revenue projections, tax returns, and credit reports. Even if the borrower is not presently in default, management will consider the likelihood that cash flow shortages, adverse economic conditions, and negative trends may result in a payment default in the near future. Generally, we will not return a TDR to accrual status until the borrower has demonstrated the ability to make principal and interest payments under the restructured terms for at least six consecutive months. The Company’s TDRs are impaired loans, which may result in specific allocations and subsequent charge-offs if appropriate.




The following table summarizes the loans that were classified as TDRs as of the dates indicated:



							Non-Accruing						Accruing						TDRs That Have Defaulted on Modified Terms Year to Date
	Number of Loans			Recorded Investment			Number of Loans			Recorded Investment			Number of Loans			Recorded Investment			Number of Loans			Recorded Investment
	(Dollars in thousands)
At December 31, 2013
Real Estate Loans:
Residential, one- to four-family		4		$	192			1		$	48			3		$	144			1		$	48
Home equity		1			4			-			-			1			4			-			-
Total		5		$	196			1		$	48			4		$	148			1		$	48


At December 31, 2012
Real Estate Loans:
Home equity		1		$	31			1		$	31			-		$	-			1		$	31

The following table details the activity in loans which were first deemed to be TDRs during the year ended December 31, 2013. No loans were first deemed TDRs during the year ended December 31, 2012.



	For the years ended December 31, 2013
	Number of Loans			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	(Dollars in thousands)
Real Estate Loans:
Residential, one- to four-family		4		$	208		$	192
Home equity		1			5			4
Total		5		$	213		$	196

Some loan modifications classified as TDRs may not ultimately result in full collection of principal and interest, as modified, which may result in potential losses. These potential losses have been factored into our overall estimate of the allowance for loan losses. The impact on the allowance was immaterial.

Premises_and_Equipment

Premises and Equipment	12 Months Ended
Premises and Equipment	Dec. 31, 2013
Premises and Equipment [Abstract]	'
Premises and Equipment	'
	Note 6 - Premises and Equipment
	Premises and equipment consist of the following:

		December 31,
		2013		2012
		(Dollars in thousands)

	Land	$	1,206	$	1,206
	Buildings and improvements		11,125		10,857
	Furniture and equipment		4,768		4,416
			17,099		16,479
	Accumulated depreciation		-7,457		-6,794
		$	9,642	$	9,685

	Depreciation and amortization of premises and equipment amounted to $699,000, $663,000, and $655,000 for the years ended December 31, 2013, 2012 and 2011, respectively, and is included in occupancy and equipment expense in the accompanying consolidated statements of income. During the years ended December 31, 2013 and 2012, the Company retired assets, with total accumulated depreciation of $36,000 and $238,000, respectively.

Other_Assets

Other Assets	12 Months Ended
Other Assets	Dec. 31, 2013
Other Assets [Abstract]	'
Other Assets	'
	Note 7 – Other Assets

	As of December 31, 2013, included within other assets was a deferred tax asset of $914,000. Refer to Note 11 for more information.

	As of December 31, 2012, included within other assets is a prepaid expense of $441,000, which represents the prepayment of FDIC quarterly risk based deposit insurance assessments. In November 2009, the FDIC announced it was requiring insured financial institutions to prepay their quarterly risk-based assessments for the fourth quarter of 2009, and for all of 2010, 2011, and 2012, on December 30, 2009, unless an exemption was obtained from the FDIC. Under this new rule, the Company accounted for the prepayment by recording the entire amount of the prepaid assessment as a prepaid expense (an asset) as of December 30, 2009, the date the payment was made. Subsequently, the Company had recorded an expense (charge to earnings) for the regular quarterly assessment and an offsetting credit to the prepaid assessment. The FDIC refunded the unused prepaid assessments to the Company in the second quarter of 2013.

	As of December 31, 2012, other assets included a $1.4 million receivable from a broker for the sale of one available for sale security. The proceeds for the sale were received in January 2013.

Deposits

Deposits	12 Months Ended
Deposits	Dec. 31, 2013
Deposits [Abstract]	'
Deposits	'
	Note 8 - Deposits
	Deposits consist of the following:


		December 31,
		2013					2012

				Weighted					Weighted
				Average					Average
		Amount		Rate			Amount		Rate
		(Dollars in thousands)
	Demand deposits:
	Noninterest bearing	$	34,320	-	%		$	32,478	-	%
	Interest bearing		44,517	0.12				42,350	0.11
	Money market accounts		77,990	0.35				68,228	0.38
	Savings accounts		38,833	0.10				36,990	0.10
	Time deposits		192,575	1.41				198,497	1.49

		$	388,235	0.79	%		$	378,543	0.87	%

	Scheduled maturities of time deposits at December 31, 2013 were as follows (dollars in thousands):


	2014					$	74,170
	2015						63,172
	2016						28,965
	2017						18,189
	2018						8,056
	Thereafter						23
						$	192,575
	Time deposit accounts with balances of $100,000 or more amounted to $69.1 million and $69.2 million at December 31, 2013 and 2012, respectively. In July 2010, the FDIC permanently increased the limits for FDIC insurance from $100,000 to $250,000 per depositor. Time deposit amounts with balances in excess of $250,000 amounted to $14.0 million and $15.5 million at December 31, 2013 and 2012, respectively.
	Interest expense on deposits was as follows:



		Years Ended December 31,
		2013		2012			2011
		(Dollars in thousands)

	Interest bearing checking accounts	$	48	$	50		$	65
	Money market accounts		269		306			277
	Savings accounts		40		46			68
	Time deposits		2,833		3,577			4,174
		$	3,190	$	3,979		$	4,584

	At December 31, 2013 and 2012, deposits of directors, executive officers and their affiliates totaled $3.3 million and $3.2 million, respectively.

Borrowings

Borrowings	12 Months Ended
Borrowings	Dec. 31, 2013
Borrowings [Abstract]	'
Borrowings	'

	Note 9 - Borrowings
	At December 31, 2013 and 2012, the Company had short-term borrowings from the Federal Home Loan Bank of New York (“FHLBNY”) of $11.7 million and $11.2 million, respectively. The short-term borrowings at December 31, 2013 had fixed rates of interest ranging from 0.37% to 0.40% and mature within one year. The weighted average interest rate was 0.39% and 0.38% as of December 31, 2013 and 2012, respectively.
	At December 31, 2013, the Company had written agreements with the FHLBNY which allowed us to borrow up to $124.9 million and was collateralized by a pledge of certain, fixed-rate residential, one- to four-family loans. At December 31, 2013, we had outstanding advances under this agreement of $19.5 million. At December 31, 2012, the Company’s written agreements with the FHLBNY allowed us to borrow up to $123.1 million, which was collateralized by a pledge of certain, fixed-rate residential, one- to four-family loans. At December 31, 2012, we had outstanding advances under this agreement of $25.6 million. We have a written agreement with the Federal Reserve Bank discount window for overnight borrowings which is collateralized by a pledge of our securities, and allows us to borrow up to the value of the securities pledged, which was equal to a book value of $10.6 million and $10.0 million and a fair value of $11.1 million as of December 31, 2013 and 2012, respectively. There were no balances outstanding with the Federal Reserve Bank as of December 31, 2013 and 2012.
	The Company has also established lines of credit with other correspondent banks, currently totaling $22.0 million, of which $20.0 million is unsecured and the remaining $2.0 million is secured by a pledge of the Company’s securities when a draw is made. The lines of credit provide for overnight borrowings through the purchase of Fed Funds, at an interest rate equal to the Fed Funds rate plus a spread. At December 31, 2013, there were no balances outstanding on these lines of credit.









	Long-term debt from the FHLBNY and related contractual maturities consisted of the following:


		Weighted Average Interest Rate		Amount Outstanding
		At December 31,		At December 31,
	Maturity	2013	2012	2013		2012
		(Dollars in thousands)		(Dollars in thousands)

	2013	-	2.45%	$	-	$	8,300
	2014	2.51%	2.51%		4,100		4,100
	2015	1.79%	3.12%		3,250		1,500
	2016	3.76%	3.76%		500		500
		2.29%	2.58%	$	7,850	$	14,400

Lease_Obligations

Lease Obligations	12 Months Ended
Lease Obligations	Dec. 31, 2013
Lease Obligations [Abstract]	'
Lease Obligations	'
	Note 10 - Lease Obligations
	The Company is committed under several long-term operating leases which provide for minimum lease payments. Certain leases contain options for renewal. Total rental expense under these operating leases amounted to $139,000 for the years ended December 31, 2013 and 2012 and $138,000 for the year ended December 31, 2011.
	The Company is also committed under two long-term capital lease agreements. One capital lease agreement had an outstanding balance of $163,000 and $198,000 at December 31, 2013 and 2012, respectively (included in other liabilities). This lease has a remaining term of four years at December 31, 2013. The outstanding balance of the remaining lease (included in other liabilities) at December 31, 2013 and 2012 was $969,000 and $1.0 million, respectively. The remaining term of this lease is 15 years. Assets related to the two capital leases are included in premises and equipment and consist of the cost of $1.5 million less accumulated depreciation of approximately $605,000 and $541,000 at December 31, 2013 and 2012, respectively.
	Minimum future lease payments for the operating and capital leases at December 31, 2013 were as follows:

		Operating		Capital
		Leases		Leases

		(Dollars in thousands)
	2014	$	137	$	165
	2015		101		165
	2016		33		165
	2017		32		165
	2018		33		117
	Thereafter		33		1,240

	Total Minimum Lease Payments	$	369	$	2,017

	Less: Amounts representing interest				-885

	Present value of minimum lease payments			$	1,132

Income_Taxes

Income Taxes	12 Months Ended
Income Taxes	Dec. 31, 2013
Income Taxes [Abstract]	'
Income Taxes	'
	Note 11- Income Taxes
	The provision for income tax expense consists of the following:

		Years Ended December 31,
		2013			2012			2011
		(Dollars in thousands)

	Current:
	Federal	$	853		$	1,016		$	1,194
	State		161			208			239
	Total Current		1,014			1,224			1,433

	Deferred:
	Federal		-38			-196			-42
	State		-8			-44			2
	Total Deferred		-46			-240			-40

	Total Income Tax Expense	$	968		$	984		$	1,393

	A reconciliation of the statutory federal income tax at a rate of 34% to the income tax expense included in the statements of income is as follows:


		Years Ended December 31,
		2013		2012		2011

	Federal income tax at statutory rate	34.0	%	34.0	%	34.0	%
	State tax, net of federal benefit	2.2		2.3		3.1
	Tax-exempt interest income	-14.5		-14.1		-12.7
	Deferred tax valuation allowance increase	-		-		3.1
	Life insurance income	-2		-1.8		-1.7
	Other	0.8		0.9		1.7
	Total Income Tax Expense	20.5	%	21.3	%	27.5	%




	The tax effects of temporary differences that give rise to significant portions of deferred tax assets and liabilities are as follows:


		December 31,
		2013			2012
		(Dollars in thousands)
	Deferred tax assets:
	Deferred compensation	$	1,484		$	1,480
	Allowance for loan losses		701			699
	Impairment charge on securities available for sale		510			447
	Impairment of equity investments in unconsolidated entity		193			193
	Stock options granted		108			114
	Other		115			34
	Total Deferred Tax Assets		3,111			2,967

	Deferred tax liabilities:
	Deferred loan origination costs		-1,101			-1,038
	Depreciation		-585			-550
	Unrealized gains on securities available for sale		-318			-3,446
	Total Deferred Tax Liabilities		-2,004			-5,034

	Deferred tax valuation allowance		-193			-193

	Net Deferred Tax Asset (Liability)	$	914		$	-2,260

	In assessing the ability of the Company to realize the benefit of the deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, availability of operating loss carry-backs, projected future taxable income and tax planning strategies in making this assessment. Based upon the level of historical taxable income, the opportunity for net operating loss carry-backs, and projections for future taxable income over the periods which deferred tax assets are deductible, management believes it is more likely than not the Company will generate sufficient taxable income to realize the benefits of these deductible differences at December 31, 2013, except for a valuation allowance of $193,000 on the deferred tax asset for the 2011 other than temporary impairment charge of $193,000. Management believes that the Company will not generate sufficient income of the appropriate character (i.e. capital gains) to utilize any of the deferred tax asset created by the 2011 other than temporary impairment charge.

Under prior federal law, tax bad debt reserves created prior to January 1, 1998 were subject to recapture into taxable income should the Company fail to meet certain qualifying asset and definition tests. The 1996 federal legislation eliminated these thrift related recapture rules. However, under current law, pre-1988 reserves remain subject to recapture should the Company make certain non-dividend distributions or cease to maintain a thrift or bank charter. Management has no intention of taking any such actions. At December 31, 2013 and 2012, the Company’s total pre-1988 tax bad debt reserve was $2.2 million. This reserve reflects the cumulative effect of federal tax deductions by the Company for which no federal income tax provision has been made.

ASC 740 “Income Taxes” prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return, and also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition. The Company recognized no adjustment for unrecognized income tax benefits for the years ended December 31, 2013 and 2012. The Company’s policy is to recognize interest and penalties on unrecognized tax benefits in income taxes expense in the Consolidated Statements of Income.

The Company’s Federal and New York State tax returns, constituting the returns of the major taxing jurisdictions, are subject to examination by the taxing authorities for all open years as prescribed by applicable statute. No waivers have been executed that would extend the period subject to examination beyond the period prescribed by statute. As of December 31, 2013, there has been no material change in any uncertain tax position. The federal tax returns for the year ended December 31, 2012 and 2011 remains subject to examination by the IRS. The tax returns for the years ended December 31, 2009, 2010, 2011 and 2012 for New York State remain subject to examination.

Employee_and_Director_Benefit_

Employee and Director Benefit Plans	12 Months Ended
Employee and Director Benefit Plans	Dec. 31, 2013
Employee and Director Benefit Plans [Abstract]	'
Employee and Director Benefit Plans	'

	Note 12 - Employee and Director Benefit Plans

	The Company maintains a 401(k) savings plan covering employees who have completed three months of service and attained age 21. Participants may make contributions to the 401(k) Plan in the form of salary deferrals of up to 75% of their total compensation subject to certain IRS limitations. The plan consists of three components: 401(k), Profit Sharing and Safe Harbor. For the 401(k) component, the Company makes a matching contribution equal to 40% of the participant salary deferral, up to 6% of such employee’s compensation after one year of service. For the profit sharing component, the Company makes a discretionary contribution, up to 5.1% of an eligible employee’s salary, depending on years of service. Lastly, the Company contributes 3.4% of an eligible employee’s salary based on years of service, which is a discretionary contribution to the Safe Harbor component of the plan. The Company’s expense for all three components of the 401(k) plan for the years ended December 31, 2013, 2012 and 2011 was $385,000, $352,000, and $383,000, respectively.

	Effective October 1, 1999, the Company initiated a non-qualified Executive Supplemental Benefit Plan and a non-qualified Directors Supplemental Benefit Plan. Both plans are unfunded and provide a predefined annual benefit to be paid to executives and directors for fifteen years upon their retirement. Although the plans are unfunded, the Company has purchased bank owned life insurance for the purpose of funding the liability. The cash surrender value of bank owned life insurance amounted to $7.0 million and $6.9 million at December 31, 2013 and 2012, respectively. Annual benefits increase at a predetermined amount until the executive or director reaches a predetermined retirement age. Predefined benefits are 100% vested at all times and in the event of death, are guaranteed to continue at the full amount to their designated beneficiaries. The Company had a liability under such plans of $1.6 million, and $1.7 million at December 31, 2013 and 2012. This liability was recorded in other liabilities on the consolidated statement of financial condition and was calculated using an assumed discount rate of 6.17% in 2013 and 2012.

	Effective October 1, 2001, the Company initiated an additional non-qualified Executive Supplemental Benefit Plan and a non-qualified Director’s Supplemental Benefit Plan. On January 1, 2007, the Company amended and restated the 2001 plans and added one director to the plan. During the fourth quarter of 2012, an additional three directors were added to the Director’s Supplemental Benefit Plan. The Executive and Director plans are both unfunded and provide a predefined annual benefit to be paid to executives and directors for fifteen years upon their retirement. Annual benefits increase at a predetermined amount until the executive or director reaches a predetermined retirement age. Vesting requirements are based on length of service and upon reaching the vesting requirements, the predefined benefits are guaranteed to continue at the full amounts to the designated beneficiaries in the event of death. The Company had a liability under such plans of $2.0 million at December 31, 2013 and 2012. This liability was recorded in other liabilities on the consolidated statements of financial condition and was calculated using an assumed discount rate of 6.17% in 2013 and 2012.

	Effective June 30, 2012, the Company implemented a Supplemental Executive Benefit Plan (the “2012 Plan”) with one executive. The 2012 Plan provides that when the Executive attains age 67, the Executive will be entitled to an annual benefit under the 2012 Plan equal to $137,501, which will be paid in monthly installments for 15 years. The 2012 Plan provides for a reduced benefit in the event the Executive terminates his employment for a reason other than death, disability, cause or a change in control, before the Executive attains the age 67, which will be paid in monthly installments for 15 years. In the event of death, the vested benefit is payable to the beneficiary as a lump sum payment. The Company had a liability under this plan of $90,000 and $29,000 as of December 31, 2013 and 2012, respectively. This liability was recorded in the other liabilities section on the consolidated statements of financial condition and was calculated using an assumed discount rate of 6.17% in 2013 and 2012.

	Under the 2001 and 2012 Plan Agreements, the Company can set aside assets to fund the liability which will be subject to claims of the Company’s creditors upon liquidation of the Company. During the fourth quarter of 2006 the Company purchased bank owned life insurance for purposes of funding this liability. An additional $2.5 million of bank owned life insurance was purchased during the fourth quarter of 2012 to fund the liability for participants added to the plan in 2012, as well as to fund the 2012 Executive Supplemental Benefit Plan. The cash surrender value of the bank owned life insurance for these plans amounted to $7.4 million and $7.2 million at December 31, 2013 and 2012, respectively.

	The Company’s expense for the non-qualified Executive Supplemental Benefit Plans and non-qualified Directors Supplemental Benefit Plans for the years ended December 31, 2013, 2012 and 2011 was $336,000, $347,000, and $279,000, respectively.

StockBased_Compensation

Stock-Based Compensation	12 Months Ended
Stock-Based Compensation	Dec. 31, 2013
Stock-Based Compensation [Abstract]	'
Stock-based Compensation	'
	Note 13 – Stock-based Compensation
	As of December 31, 2013, the Company had three stock-based compensation plans currently allocated, which are described below. The compensation cost that has been recorded under salary and benefits expense in the non-interest expense section of the consolidated statements of income for these plans was $132,000, $121,000, and $304,000 for the years ended December 31, 2013, 2012 and 2011, respectively.
	Stock Option Plan
	The Company’s 2006 Stock Option Plan (the “Stock Option Plan”), which was approved by the Company’s shareholders, permits the grant of options to its employees and non-employee directors for up to 297,562 shares of common stock.
	Both incentive stock options and non-qualified stock options may be granted under the Stock Option Plan. The exercise price of each stock option equals the market price of the Company’s common stock on the date of grant and an option’s maximum term is ten years. The stock options generally vest over a five year period.
	A summary of the status of the Stock Option Plan as of December 31, 2013, 2012 and 2011 is presented below:


		31-Dec-13					31-Dec-12					31-Dec-11
		Options			Exercise Price	Remaining Contractual Life	Options			Exercise Price	Remaining Contractual Life	Options			Exercise Price	Remaining Contractual Life
	Outstanding at beginning of year	236,809		$	11.05		236,809		$	11.05		249,455		$	11.07
	Granted	-			-		-			-		-			-
	Exercised	-6,703			10.97		-			-		-			-
	Forfeited	-			-		-			-		-12,646			11.50
	Outstanding at end of year	230,106		$	11.05	3 years	236,809		$	11.05	4 years	236,809		$	11.05	5 years

	Options exercisable at end of year	220,846		$	11.18	3 years	221,845		$	11.26	4 years	216,140		$	11.34	5 years

	Fair value of options granted				-					-		-

	At December 31, 2013, stock options outstanding had an intrinsic value of $265,000 and 60,753 options remained available for grant under the Stock Option Plan. Compensation expense amounted to $9,000 for the years ended December 31, 2013 and 2012 and $107,000 for the year ended December 31, 2011. At December 31, 2013, $5,000 of unrecognized compensation cost related to stock options is expected to be recognized over a period of 12 to 42 months.
	Recognition and Retention Plan
	The Company’s 2006 Recognition and Retention Plan (“RRP”), which was approved by the Company’s shareholders, permits the grant of restricted stock awards (“Awards”) to employees and non-employee directors for up to 119,025 shares of common stock.
	Awards vest at a rate of 20% per year. As of December 31, 2013, there were 77,771 shares vested or distributed to eligible participants under the RRP. Compensation expense amounted to $32,000 for the years ended December 31, 2013 and 2012, and $116,000 for the year ended December 31, 2011. At December 31, 2013, $23,000 of unrecognized compensation cost related to the RRP is expected to be recognized over a period of 42 months.
	A summary of the status of unvested shares under the RRP for the years ended December 31, 2013, 2012 and 2011 is as follows:


			2013			Weighted Average Grant Price		2012			Weighted Average Grant Price		2011			Weighted Average Grant Price
	Unvested shares outstanding at beginning of year		10,630		$	7.98		14,304		$	7.92		31,546		$	9.43
	Granted		-			-		300			10.17		-			-
	Vested		-4,035			7.97		-3,974			7.93		-11,292			10.24
	Forfeited		-			-		-			-		-5,950			11.50
	Unvested shares outstanding at end of year		6,595		$	7.99		10,630		$	7.98		14,304		$	7.92

	2012 Equity Incentive Compensation

	The Company’s 2012 Equity Incentive Compensation (the “Equity Incentive Plan”), which was approved by the Company’s shareholders on May 23, 2012, permits the grant of restricted stock awards, incentive stock options or non-qualified stock options to employees and non-employee directors for up to 200,000 shares of common stock. Grants to employees will be based upon completion of performance goals. As required by federal regulations, awards may not be made under the Equity Incentive Plan until the Federal Reserve Board gives its approval. A request for Federal Reserve Board approval was made in February 2012; however, the Federal Reserve Board has not yet approved or rejected the request. Consequently, awards may not be made under the Equity Incentive Plan until the Federal Reserve Board makes a final determination.

	Employee Stock Ownership Plan (“ESOP”)
	The Company established the ESOP for the benefit of eligible employees of the Company and Bank. All Company and Bank employees meeting certain age and service requirements are eligible to participate in the ESOP. Participants’ benefits become fully vested after five years of service once the employee is eligible to participate in the ESOP. The Company utilized $2.6 million of the proceeds of its 2006 stock offering to extend a loan to the ESOP and the ESOP used such proceeds to purchase 238,050 shares of stock on the open market at an average price of $10.70 per share, plus commission expenses. As a result of the purchase of shares by the ESOP, total stockholders’ equity of the Company was reduced by $2.6 million. As of December 31, 2013, the balance of the loan to the ESOP was $1.9 million and the fair value of unallocated shares was $2.1 million. As of December 31, 2013, there were 53,990 allocated shares and 174,568 unallocated shares compared to 47,298 allocated shares and 182,505 unallocated shares at December 31, 2012 and 46,370 allocated shares and 190,440 unallocated shares at December 31, 2011. The ESOP compensation expense was $91,000 for the year ended December 31, 2013, $80,000 for the year ended December 31, 2012, and $81,000 for the year ended December 31, 2011 based on 7,935 shares earned in each of those years.

Fair_Value_Of_Financial_Instru

Fair Value Of Financial Instruments	12 Months Ended
Fair Value Of Financial Instruments	Dec. 31, 2013
Fair Value Of Financial Instruments [Abstract]	'
Fair Value of Financial Instruments	'
	Note 14 - Fair Value of Financial Instruments
	Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sale transaction on the dates indicated. The estimated fair value amounts have been measured as of December 31, 2013 and 2012 and have not been re-evaluated or updated for purposes of these consolidated financial statements subsequent to those respective dates. The estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported here.
	The measurement of fair value under FASB ASC Topic 820, “Fair Value Measurements and Disclosures” (“ASC Topic 820”) establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities measurements (Level 1) and the lowest priority to unobservable input measurements (Level 3). The three levels of the fair value hierarchy under ASC Topic 820 are as follows:
	Level 1: Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.

	Level 2: Inputs other than quoted prices included in Level 1 that are observable for the asset or liability either directly or indirectly.

	Level 3: Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities.

	An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.

	For assets measured at fair value on a recurring and nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at December 31, 2013 and 2012 were as follows:




















			Fair Value Measurements at December 31, 2013
			December 31,			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Other Unobservable Inputs
			2013			(Level 1)			(Level 2)			(Level 3)
				(Dollars in thousands)
	Measured at fair value on a recurring basis:
	Securities available for sale:
	U.S. Treasury bonds		$	13,848		$	13,848		$	-		$	-
	Municipal bonds			58,044			-			58,044			-
	Mortgage-backed securities:
	Collateralized mortgage obligations-private label			81			-			81			-
	Collateralized mortgage obligations-government sponsored entities			62,625			-			62,625			-
	Government National Mortgage Association			2,219			-			2,219			-
	Federal National Mortgage Association			11,634			-			11,634			-
	Federal Home Loan Mortgage Corporation			5,816			-			5,816			-
	Asset-backed securities:
	Private label			3,498			-			-			3,498
	Government sponsored entities			134			-			134			-
	Equity securities			65			-			65			-
	Total		$	157,964		$	13,848		$	140,618		$	3,498

	Measured at fair value on a non-recurring basis:
	Impaired loans		$	699		$	-		$	-		$	699
	Foreclosed real estate			555			-			-			555

	Any transfers between levels would be recognized as of the actual date of event or change in circumstances that caused the transfer. There were no reclassifications between the Level 1 and Level 2 categories for the year ended December 31, 2013.














		Fair Value Measurements at December 31, 2012
		December 31,			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Other Unobservable Inputs
		2012			(Level 1)			(Level 2)			(Level 3)
			(Dollars in thousands)
Measured at fair value on a recurring basis:
Securities available for sale:
U.S. Treasury bonds		$	15,195		$	15,195		$	-		$	-
Municipal bonds			56,264			-			56,264			-
Mortgage-backed securities:
Collateralized mortgage obligations-private label			94			-			94			-
Collateralized mortgage obligations-government sponsored entities			58,167			-			58,167			-
Government National Mortgage Association			2,896			-			2,896			-
Federal National Mortgage Association			16,272			-			16,272			-
Federal Home Loan Mortgage Corporation			6,194			-			6,194			-
Asset-backed securities:
Private label			4,117			-			244			3,873
Government sponsored entities			163			-			163			-
Equity securities			6			-			6			-
Total		$	159,368		$	15,195		$	140,300		$	3,873

Measured at fair value on a non-recurring basis:
Impaired loans		$	125		$	-		$	-		$	125
Foreclosed real estate			378			-			-			378

Level 2 inputs for assets or liabilities measured at fair value on a recurring basis might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means.

The following table presents a reconciliation of the securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3), specifically, asset-backed securities - private label, for the years ended December 31, 2013 and 2012:




		2013			2012
			(Dollars in thousands)
Beginning Balance		$	3,873		$	3,936
Total gains - realized/unrealized:
Included in earnings			-			-
Included in other comprehensive income			256			420
Total losses - realized/unrealized:
Included in earnings			-180			-102
Included in other comprehensive income			-			-
Purchases, issuances and settlements			-			-
Sales			-			-
Principal paydowns			-451			-381
Transfers to (out of) Level 3			-			-

Ending Balance		$	3,498		$	3,873

Both observable and unobservable inputs may be used to determine the fair value of assets and liabilities measured on a recurring basis that the Company has classified within the Level 3 category. As a result, any unrealized gains and losses for assets within the Level 3 category may include changes in fair value attributable to both observable (e.g., changes in market interest rates) and unobservable (e.g., changes in unobservable long-dated volatilities) inputs.

The following table presents additional quantitative information about the Level 3 inputs for the asset backed securities - private label category. The fair values for this category were developed using the discounted cash flow technique with the following unobservable input ranges as of December 31, 2013 (dollars in thousands):



									Unobservable Inputs
Security Category		Fair Value Estimate			Loan Type/Collateral		Credit Ratings		Constant Prepayment Speed (CPR)		Probability of Default (Annual Default Rate)		Loss Severity
Asset-backed securities - private label		$	3,498		Prime First and Second Lien - Residential Real Estate		B- thru D		8-Apr		5.0% - 8.0%		70.0% - 100.0%

Level 3 inputs are determined by internal management with inputs from its third party financial advisor on a quarterly basis. The significant unobservable inputs used in the fair value measurement of the reporting entity’s asset-backed, private label securities are prepayment rates, probability of default and loss severity in the event of default. Significant increases or decreases in any of those inputs in isolation would result in a significantly lower or higher fair value measurement. Generally, a change in the assumption used for the probability of default is accompanied by a directionally similar change in the assumption used for the loss severity and a directionally opposite change in the assumption used for prepayment rates.

In addition to disclosure of the fair value of assets on a recurring basis, ASC Topic 820 requires disclosures for assets and liabilities measured at fair value on a non-recurring basis, such as impaired assets and foreclosed real estate. Loans are generally not recorded at fair value on a recurring basis. Periodically, the Company records non-recurring adjustments to the carrying value of loans based on fair value measurements for partial charge-offs of the uncollectible portions of these loans. Non-recurring adjustments also include certain impairment amounts for collateral-dependent loans calculated as required by ASC Topic 310, “Receivables – Loan Impairment,” when establishing the allowance for loan losses. An impaired loan is carried at fair value based on either recent appraisals less estimated selling costs of related collateral or discounted cash flows based on current market conditions. As of December 31, 2013, one impaired loan with a specific allowance had a carrying amount of $547,000 with a valuation allowance of $125,000. The allocated allowance is based on a fair value measurement of underlying collateral of $646,000 less estimated liquidation expenses equal to 10% of the collateral value, past due and estimated delinquent real estate taxes, and an additional discount for dated financial information resulting in a $125,000 provision for loan losses during the year ended December 31, 2013. As of December 31, 2013, one impaired loan with no specific allowance had a carrying amount of $48,000 and a fair value of $53,000. As of December 31, 2012, impaired loans with a specific allowance had a carrying amount of $201,000 with a valuation allowance of $50,000. The allocated allowance is based on a fair value of $125,000 less estimated liquidation expenses of 10% of the collateral value and the anticipated receipt of Small Business Administration (“SBA”) guaranteed funds on one of the loans. The use of independent appraisals, discounted cash flow models and management’s best judgment are significant inputs in arriving at the fair value of the underlying collateral of impaired loans and are therefore classified within Level 3 of the fair value hierarchy.

Foreclosed real estate consists of property acquired in settlement of loans which is carried at its fair value based on recent appraisals less estimated selling costs. The fair value of foreclosed assets is reported on a non-recurring basis when the value of acquired property is written down during the period. Fair value is based upon independent market prices or appraised value of the property. These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement. The use of independent appraisals and management’s best judgment are significant inputs in arriving at the fair value of the underlying collateral on foreclosed real estate and is therefore classified within Level 3 of the fair value hierarchy. As of December 31, 2013, foreclosed real estate reported at fair value had a carrying amount of $644,000 and was written down to $486,000 based on a fair value of $555,000 less estimated selling costs of 7% to 15% of the collateral value, resulting in $158,000 in write downs during the year ended December 31, 2013. As of December 31, 2012 foreclosed real estate reported at fair value had a carrying amount of $457,000 and was written down to $351,000 based on a fair value of $378,000 less estimated liquidation expenses of 7% to 15% of the collateral value.

The carrying amount and estimated fair value of the Company’s financial instruments, whether carried at cost or fair value, are as follows:


		Fair Value Measurements at December 31, 2013
		Carrying			Estimated			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Other Unobservable Inputs
		Amount			Fair Value			(Level 1)			(Level 2)			(Level 3)
		(Dollars in thousands)
Financial assets:
Cash and cash equivalents		$	17,202		$	17,202		$	17,202		$	-		$	-
Securities available for sale			157,964			157,964			13,848			140,618			3,498
Federal Home Loan Bank stock			1,560			1,560			-			1,560			-
Loans receivable, net			277,345			266,449			-			-			266,449
Accrued interest receivable			1,787			1,787			-			1,787			-

Financial liabilities:
Deposits			388,235			392,801			-			392,801			-
Short-term borrowings			11,650			11,650			-			11,650			-
Long-term debt			7,850			7,971			-			7,971			-
Accrued interest payable			25			25			-			25			-

Off-balance-sheet financial instruments			-			-			-			-			-


		Fair Value Measurements at December 31, 2012
		Carrying			Estimated			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Other Unobservable Inputs
		Amount			Fair Value			(Level 1)			(Level 2)			(Level 3)
		(Dollars in thousands)
Financial assets:
Cash and cash equivalents		$	19,765		$	19,765		$	19,765		$	-		$	-
Securities available for sale			159,368			159,368			15,195			140,300			3,873
Federal Home Loan Bank stock			1,852			1,852			-			1,852			-
Loans receivable, net			272,933			273,202			-			-			273,202
Accrued interest receivable			1,802			1,802			-			1,802			-

Financial liabilities:
Deposits			378,543			383,578			-			383,578			-
Short-term borrowings			11,200			11,200			-			11,200			-
Long-term debt			14,400			14,748			-			14,748			-
Accrued interest payable			43			43			-			43			-

Off-balance-sheet financial instruments			-			-			-			-			-

The following valuation techniques were used to measure the fair value of financial instruments in the above table:
Cash and cash equivalents (carried at cost)
The carrying amount of cash and cash equivalents approximates fair value.
Securities available for sale (carried at fair value)
The fair value of securities available for sale are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1) or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted prices. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. treasury yield curve, live trading levels, trade execution date, market consensus prepayment speeds, credit information and the security’s terms and conditions, among other things. Level 2 securities which are fixed income instruments that are not quoted on an exchange, but are traded in active markets, are valued using prices obtained from our custodian, who use third party data service providers. Securities available for sale measured within the Level 3 category consist of private label asset-backed securities. The fair value measurement for these Level 3 securities is explained more fully earlier in this footnote.

Federal Home Loan Bank stock (carried at cost)
The carrying amount of Federal Home Loan Bank stock approximates fair value.
Loans Receivable (carried at cost)
The fair value of fixed-rate and variable rate performing loans is estimated using a discounted cash flow method. The discount rates take into account interest rates currently being offered to customers for loans with similar terms, the credit risk associated with the loan, estimated maturity and market factors including liquidity. The estimate of maturity is based on the Company’s contractual cash flows adjusted for prepayment estimates based on current economic and lending conditions. Fair value for significant nonperforming loans is based on carrying value which does not exceed recent external appraisals of any underlying collateral. Due to the significant judgment involved in evaluating credit quality, loans are classified within Level 3 of the fair value hierarchy.
Accrued Interest Receivable and Payable (carried at cost)
The carrying amount of accrued interest receivable and payable approximates fair value.
Deposits (carried at cost)
The fair value of deposits with no stated maturity, such as savings, money market and checking is the amount payable on demand at the reporting date and are classified within Level 2 of the fair value hierarchy. The fair value of time deposits is based on the discounted value of contractual cash flows at current rates of interest for similar deposits using market rates currently offered for deposits of similar remaining maturities. Due to the minimal amount of unobservable inputs involved in evaluating assumptions used for discounted cash flows of time deposits, these deposits are classified within Level 2 of the fair value hierarchy.
Borrowings (carried at cost)
The fair value of long-term debt was calculated by discounting scheduled cash flows at current market rates of interest for similar borrowings through maturity of each instrument. Due to the minimal amount of unobservable inputs involved in evaluating assumptions used for discounted cash flows of long-term debt, they are classified within Level 2 of the fair value hierarchy. The carrying amount of short term borrowings approximates fair value of such liability.
Off-Balance Sheet Financial Instruments (disclosed at cost)
Fair values of the Company’s off-balance sheet financial instruments (lending commitments) are based on fees currently charged to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing. Other than loan commitments, the Company does not have any off-balance sheet arrangements that have or are reasonably likely to have a current or future effect on its financial condition.

Regulatory_Capital_Requirement

Regulatory Capital Requirements	12 Months Ended
Regulatory Capital Requirements	Dec. 31, 2013
Regulatory Capital Requirements [Abstract]	'
Regulatory Capital Requirements	'

	Note 15 - Regulatory Capital Requirements
	Failure to meet minimum capital requirements can initiate certain mandatory and possible additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of Total and Tier 1 capital to risk weighted assets, tangible equity to tangible assets and Tier 1 capital to adjusted total assets. As of December 31, 2013, the Bank meets all capital adequacy requirements to which it is subject.
	The Company, as a savings and loan holding company, is not currently subject to formula based capital requirements at the holding company level. However, the Company is required by regulation to maintain adequate capital to support its business activities. Effective July 2011, the Federal Reserve Board became the regulator of the Company as a result of the Dodd-Frank Act. The Dodd-Frank Act requires the Federal Reserve Board to promulgate consolidated capital requirements for depository institution holding companies that are no less stringent, both quantitatively and in terms of components of capital, than those applicable to institutions themselves. Consolidated regulatory capital requirements identical to those applicable to the subsidiary savings bank will apply to savings and loan holding companies as of January 1, 2015. As is the case with the savings bank subsidiary, the capital conservation buffer will be phased in between 2016 and 2019.
	The most recent notification from the Federal banking agencies categorized the Bank as well capitalized at December 31, 2013 under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum ratios as set forth in the following table. There are no conditions or events since that notification that management believes have changed the Bank’s category.
	The Bank’s actual capital amounts and ratios are presented in the following table:


												To be Well Capitalized
						For Capital						under Prompt Corrective
		Actual				Adequacy Purposes						Action Provisions
		Amount		Ratio		Amount			Ratio			Amount			Ratio
		(Dollars in thousands)

	December 31, 2013:
	Total capital (to risk-weighted assets)	$	63,153	25.08	%	$	>=font>	20,141	>=font>	8.0	%	$	>=font>	25,176	>=font>	10.0	%
	Tier 1 capital (to adjusted total assets)		61,326	12.75			>=font>	19,234	>=font>	4.0			>=font>	24,042	>=font>	5.0
	Tangible equity (to tangible assets)		61,326	12.75			>=font>	7,213	>=font>	1.5			>=font>	N/A	>=font>	N/A
	Tier 1 capital (to risk-weighted assets)		61,326	24.36			>=font>	10,070	>=font>	4.0			>=font>	15,106	>=font>	6.0



	December 31, 2012:
	Total capital (to risk-weighted assets)	$	59,144	23.77	%	$	>=font>	19,907	>=font>	8.0	%	$	>=font>	24,883	>=font>	10.0	%
	Tier 1 capital (to adjusted total assets)		57,343	12.14			>=font>	18,887	>=font>	4.0			>=font>	23,609	>=font>	5.0
	Tangible equity (to tangible assets)		57,343	12.14			>=font>	7,083	>=font>	1.5			>=font>	N/A	>=font>	N/A
	Tier 1 capital (to risk-weighted assets)		57,343	23.04			>=font>	9,953	>=font>	4.0			>=font>	14,930	>=font>	6.0


	Following is a reconciliation of Lake Shore Savings Bank’s consolidated GAAP capital to regulatory Tier 1 and Total capital at December 31, 2013 and December 31, 2012:


		December 31,
		2013		2012
			(Dollars in thousands)

	GAAP (Equity) Capital:	$	61,821	$	62,799
	Plus:
	Unrealized gains on available-for-sale securities, net of tax		-495		-5,456

	Tier 1 Capital		61,326		57,343

	Plus:
	Allowance for loan losses		1,813		1,806
	Unrealized gains on available-for-sale securities includible in regulatory capital		19		-
	Less:
	Other investments required to be deducted		5		5

	Total Regulatory Capital	$	63,153	$	59,144

Earnings_Per_Share

Earnings Per Share	12 Months Ended
Earnings Per Share	Dec. 31, 2013
Earnings Per Share [Abstract]	'
Earnings per Share	'
	Note 16 – Earnings per Share
	Earnings per share was calculated for the years ended December 31, 2013, 2012 and 2011, respectively. Basic earnings per share is based upon the weighted average number of common shares outstanding, exclusive of unearned shares held by the ESOP and unearned shares held by the RRP. Diluted earnings per share is based upon the weighted average number of common shares outstanding and common share equivalents that would arise from the exercise of dilutive securities. Stock options are regarded as potential common stock and are considered in the diluted earnings per share calculations to the extent they would be dilutive and computed using the treasury stock method.
	The calculated basic and diluted earnings per share are as follows:




		For the years ended December 31,
		2013		2012		2011
	Numerator – net income	$	3,743,000	$	3,626,000	$	3,680,000
	Denominator:
	Basic weighted average shares outstanding		5,701,631		5,704,051		5,692,316
	Increase in weighted average shares outstanding due to (1):
	Stock options		15,845		4,972		4,221
	Unvested restricted stock awards		-		154		97
	Diluted weighted average shares outstanding (1)		5,717,476		5,709,177		5,696,634

	Earnings per share:
	Basic	$	0.66	$	0.64	$	0.65
	Diluted	$	0.65	$	0.64	$	0.65

	(1) Stock options to purchase 206,643 shares under the Stock Option Plan at $11.50 per share and restricted unvested shares of 6,477 under the RRP were outstanding during 2012, but were not included in the calculation of diluted earnings per share because to do so would have been anti-dilutive. Stock options to purchase 206,643 shares under the Stock Option Plan at $11.50 per share and restricted unvested shares of 3,246 under the RRP were outstanding during 2011, but were not included in the calculation of diluted earnings per share because to do so would have been anti-dilutive.

Commitments_To_Extend_Credit

Commitments To Extend Credit	12 Months Ended
	Dec. 31, 2013
Commitments to Extend Credit [Abstract]	'
Commitments To Extend Credit	'
	Note 17 – Commitments to Extend Credit
	The Company has commitments to extend credit with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of financial condition.
	The Company’s exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance sheet instruments.




	The following commitments to extend credit were outstanding as of the dates specified:

		Contract Amount
		December 31,
		2013		2012
		(Dollars in thousands)

	Commitments to grant loans	$	8,420	$	11,369
	Unfunded commitments under lines of credit	$	28,430	$	26,419

	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses. The commitments for lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer. At December 31, 2013 and 2012, the Company’s fixed rate loan commitments totaled $6.2 million and $8.9 million, respectively. The range of interest rates on these fixed rate commitments were 3.50% to 7.25% at December 31, 2013.

Parent_Company_Only_Financial_

Parent Company Only Financial Information	12 Months Ended
Parent Company Only Financial Information	Dec. 31, 2013
Parent Company Only Financial Information [Abstract]	'
Parent Company Only Financial Information	'
	Note 18 – Parent Company Only Financial Information
	Parent Company (Lake Shore Bancorp, Inc.) only condensed financial information is as follows:
	Statements of Financial Condition

			December 31,
			2013			2012
			(Dollars in thousands)
	Assets

	Cash and due from banks		$	944		$	1,547
	Securities available for sale			344			552
	Investment in subsidiary			61,821			62,799
	ESOP loan receivable			1,876			1,961
	Other assets			191			12

	Total assets		$	65,176		$	66,871

	Liabilities and Stockholders' Equity

	Other liabilities			-95			-114
	Total stockholders' equity			65,271			66,985

	Total liabilities and stockholders' equity		$	65,176		$	66,871





	Statements of Income
			For the Years Ended
			December 31,
			2013			2012			2011
			(Dollars in thousands)

	Interest Income		$	166		$	184		$	226
	Impairment of equity investment in unconsolidated entity			-			-			-500
	Total Income (Loss)			166			184			-274
	Non-interest Expenses			378			479			418

	Loss before income taxes and equity in undistributed net income of subsidiary			-212			-295			-692
	Income tax benefit			-107			-136			-100

	Loss before undistributed net income of subsidiary			-105			-159			-592
	Equity in undistributed net income of subsidiary			3,848			3,785			4,272

	Net Income		$	3,743		$	3,626		$	3,680



	Statements of Comprehensive Income
			For the Years Ended
			December 31,
			2013			2012			2011
			(Dollars in thousands)

	Net Income		$	3,743		$	3,626		$	3,680

	Other Comprehensive Income, net of tax:
	Unrealized holding losses on securities available for sale, net of tax benefit 2013 $3; 2012 $8 ; 2011 $16			-5			-13			-25
	Unrealized holding (losses) gains on securities available for sale of subsidiary, net of tax benefit (expense) 2013 $3,114; 2012 $(261) ; 2011 $(3,564)			-4,933			415			5,648

	Reclassification adjustments related to:
	Recovery on previously impaired investment securities included in net income of subsidiary, net of tax expense 2013 $1; 2011 $22			-2			-			-35
Gains on sales of securities included in net income of subsidiary, net of tax expense 2013 $80; 2012 $25; 2011 $12			-126			-39			-19
Impairment charge for losses included in net income of subsidiary, net of tax benefit 2013 $70; 2012 $40		$	110		$	62		$	-
Total Other Comprehensive (Loss) Income			-4,956			425			5,569

Total Comprehensive (Loss) Income		$	-1,213		$	4,051		$	9,249






Statements of Cash Flows
		For the Years Ended
		December 31,
		2013			2012			2011
		(Dollars in thousands)
Cash Flows from Operating Activities:
Net income		$	3,743		$	3,626		$	3,680
Adjustments to reconcile net income to net cash provided by operating activities:
Net accretion of investment securities			-			-			-9
Impairment of equity investment in unconsolidated entity			-			-			500
ESOP shares committed to be released			91			80			81
Stock based compensation expense			41			44			223
Decrease in accrued interest receivable			1			1			4
Increase in other assets			-314			-139			-155
Increase (decrease) in other liabilities			31			-27			-110
Equity in undistributed earnings of subsidiary			-3,848			-3,785			-4,272
Net Cash Used in Operating Activities			-255			-200			-58

Cash Flows from Investing Activities:
Activity in available for sale securities:
Maturities, prepayments and calls			200			291			829
Payments received on ESOP loan			85			85			86
Net Cash Provided by Investing Activities			285			376			915

Cash Flows from Financing Activities:
Proceeds from stock options exercised			73			-			-
Purchase of treasury stock			-119			-209			-169
Cash dividends paid			-587			-928			-647
Net Cash Used in Financing Activities			-633			-1,137			-816

Net (Decrease) Increase in Cash and Cash Equivalents			-603			-961			41

Cash and Cash Equivalents - Beginning			1,547			2,508			2,467

Cash and Cash Equivalents - Ending		$	944		$	1,547		$	2,508

Quarterly_Financial_Data_Unaud

Quarterly Financial Data b Unaudited	12 Months Ended
Quarterly Financial Data b Unaudited	Dec. 31, 2013
Quarterly Financial Data b Unaudited [Abstract]	'
Quarterly Financial Data b Unaudited	'
	Note 19 – Quarterly Financial Data – Unaudited


		Quarter Ended
		31-Dec-13		30-Sep-13		30-Jun-13		31-Mar-13
		(Dollars in thousands, except per share amounts)
	Total interest income	$	4,706	$	4,626	$	4,621	$	4,661
	Total interest expense		861		886		897		912

	Net interest income		3,845		3,740		3,724		3,749
	Provision for loan losses		-		60		-		45

	Net interest income after provision for loan losses		3,845		3,680		3,724		3,704

	Total non-interest income		521		541		515		515
	Total non-interest expense		2,959		3,013		3,259		3,103

	Income before income taxes		1,407		1,208		980		1,116

	Income tax expense		356		222		180		210

	Net Income	$	1,051	$	986	$	800	$	906

	Basic and diluted earnings per share	$	0.18	$	0.17	$	0.14	$	0.16



		Quarter Ended
		31-Dec-12		30-Sep-12		30-Jun-12		31-Mar-12
		(Dollars in thousands, except per share amounts)
	Total interest income	$	4,742	$	4,815	$	5,013	$	5,080
	Total interest expense		1,002		1,143		1,193		1,265

	Net interest income		3,740		3,672		3,820		3,815
	Provision for loan losses		386		220		85		-35

	Net interest income after provision for loan losses		3,354		3,452		3,735		3,850

	Total non-interest income		546		506		457		521
	Total non-interest expense		2,826		2,874		3,044		3,067

	Income before income taxes		1,074		1,084		1,148		1,304

	Income tax expense		213		221		253		297

	Net Income	$	861	$	863	$	895	$	1,007

	Basic and diluted earnings per share	$	0.15	$	0.15	$	0.16	$	0.18

Treasury_Stock

Treasury Stock	12 Months Ended
Treasury Stock	Dec. 31, 2013
Treasury Stock [Abstract]	'
Treasury Stock	'
	Note 20 – Treasury Stock
	During the year ended December 31, 2013, the Company repurchased 10,000 shares of common stock at an average cost of $11.93 per share. These shares were repurchased pursuant to the Company’s publicly announced common stock repurchase programs. As of December 31, 2013, there were 61,510 shares remaining to be repurchased under the existing stock repurchase program.

	During the year ended December 31, 2012, the Company repurchased 20,000 shares of common stock at an average cost of $10.45 per share. These shares were repurchased pursuant to the Company’s publicly announced common stock repurchase programs. As of December 31, 2012, there were 71,510 shares remaining to be repurchased under the existing stock repurchase program.

Subsequent_Events

Subsequent Events	12 Months Ended
Subsequent Events	Dec. 31, 2013
Subsequent Events [Abstract]	'
Subsequent Events	'
	Note 21 – Subsequent Events

	On February 5, 2014, the Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock, payable on March 18, 2014 to shareholders of record as of February 18, 2014. Lake Shore, MHC, which holds 3,636,875 shares, or approximately 61.5% of the Company’s total outstanding stock, elected to waive its right to receive this cash dividend of approximately $255,000. On February 5, 2014, a special meeting of the MHC members (i.e., Lake Shore Savings Bank depositors) was held to vote on a proposal to authorize the MHC to waive its right to receive dividends aggregating up to $0.28 per share that may be declared by the Company in the 12 months subsequent to the approval by members (in accordance with the regulation of the Board of Governors of the Federal Reserve System). At the special meeting, a majority of the eligible member votes of the MHC approved the waiver of the receipt of dividends on shares owned by the MHC. Lake Shore, MHC submitted the results of this vote along with other information to the Federal Reserve Board in order to obtain their non-objection of the dividend waiver. As of March 6, 2014, Lake Shore, MHC received the non-objection of the Federal Reserve Bank of Philadelphia to waive its right to receive dividends paid by the Company during the twelve months ending February 5, 2015, aggregating up to $0.28 per share. The MHC waived $1.0 million of dividends during the year ended December 31, 2013. Cumulatively, Lake Shore, MHC has waived approximately $5.4 million of cash dividends as of December 31, 2013. The dividends waived by Lake Shore, MHC are considered a restriction on the retained earnings of the Company.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policy)	12 Months Ended
Summary of Significant Accounting Policies (Policy)	Dec. 31, 2013
Basis of Presentation [Policy Text Block]	'
	Basis of Presentation
	The consolidated financial statements include the accounts of the Company and the Bank. All material inter-company accounts and transactions have been eliminated. The accompanying consolidated financial statements have been prepared in conformity with generally accepted accounting principles in the United States of America (“GAAP”).


Use of Estimates [Policy Text Block]	'


	Use of Estimates
	To prepare these consolidated financial statements in conformity with GAAP, management of the Company made a number of estimates and assumptions relating to the reporting of assets and liabilities, the reporting of revenue and expenses and notes to the consolidated financial statements. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, securities valuation estimates, evaluation of impairment of securities, income taxes and deferred compensation liabilities.

Cash and Cash Equivalents [Policy Text Block]	'
	Cash and Cash Equivalents
	Cash and cash equivalents include cash on hand, amounts due from banks, interest earning deposits and federal funds which are generally sold for one to three-day periods.

Investment Securities [Policy Text Block]	'
	Investment Securities
	All investment securities are classified as available for sale and are carried at fair value with unrealized gains and losses, net of the related deferred income tax effect, excluded from earnings and reported as a separate component of accumulated other comprehensive income until realized. Realized gains and losses are determined using the specific identification method.
	Declines in the fair value of available for sale securities are evaluated for other-than-temporary impairment (“OTTI”) on a quarterly basis. Impairment is assessed at the individual security level. An investment security is subject to a review for OTTI if the fair value of the security is less than its cost or amortized cost basis by more than 20%, as stated in the Company’s internal policy. The Company’s OTTI evaluation process is performed in a consistent and systematic manner and includes an evaluation of all available evidence. Documentation of the process is as extensive as necessary to support a conclusion as to whether a decline in fair value below cost or amortized cost is other-than-temporary and includes documentation supporting both observable and unobservable inputs and a rationale for conclusions reached. This process considers factors such as the severity, length of time and anticipated recovery period of the impairment, recent events specific to the issuer, including investment downgrades by rating agencies and economic conditions of its industry, and the issuer’s financial condition, capital strength and near-term prospects. The Company also considers its intent and ability to retain the security for a period of time sufficient to allow for a recovery in fair value, or until maturity. Among the factors that are considered in determining the Company’s intent and ability to retain the security is a review of its capital adequacy, interest rate risk position and liquidity. The assessment of a security’s ability to recover any decline in fair value, the ability of the issuer to meet contractual obligations, and the Company’s intent and ability to retain the security require considerable judgment.
	All securities are reviewed for OTTI under the guidance of the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 320, “Investments - Debt and Equity Securities” (“ASC 320”). The Company uses the cash flow expected to be realized from the security, which includes assumptions about interest rates, timing and severity of defaults, estimate of potential recoveries, and other factors, then applies a discounting rate equal to the effective yield of the security. When impairment of a debt security is considered other-than-temporary, the amount of the OTTI recorded as a loss within non-interest income and thereby recognized in earnings depends on whether the Company intends to sell the security or whether it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis. If the Company intends to (has decided to) sell the debt security or more likely than not will be required to sell the security before recovery of its amortized cost basis, OTTI is recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value. If the Company does not intend to sell the debt security and it is not more likely than not the Company will be required to sell the security before recovery of its amortized cost basis, OTTI is separated into the amount representing credit loss and the amount related to all other market factors. The amount related to credit loss is recognized against earnings. The amount related to other market factors is recognized in other comprehensive income, net of applicable taxes.


Derivative Instruments [Policy Text Block]	'
	Derivative Instruments
	The Company follows the FASB ASC Topic 815 “Derivatives and Hedging” (“ASC 815”). ASC 815 establishes accounting and reporting standards for derivative instruments and for hedging activities, which require that an entity recognize all derivatives as either assets or liabilities on a balance sheet and measure those instruments at fair value. Changes in the fair value of derivatives must be recognized in earnings when they occur, unless the derivative qualifies as a hedge. If a derivative qualifies as a hedge, the Company can elect to use hedge accounting to eliminate or reduce income statement volatility that would arise from reporting changes in a derivative’s fair value in income. The Company did not hold derivative instruments or use hedge accounting during the years ended December 31, 2013, 2012 and 2011.

Loans Receivable [Policy Text Block]	'
	Loans Receivable
	Loans receivable that management has the intent and ability to hold until maturity or payoff are stated at their outstanding unpaid principal balances, net of allowance for loan losses and any deferred fees and costs. Interest income is accrued on the unpaid principal balance. Loan origination fees and costs are deferred and recognized as an adjustment of the yield (interest income) of the related loans. The Company is generally amortizing these amounts over the contractual life of the loan.
	Management considers a loan to be in delinquency status when the contractual payment of principal or interest has become greater than 30 days past due. The accrual of interest is generally discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on non-accrual status, unpaid interest credited to income is reversed in the current year. Interest received on non-accrual loans generally is either applied against principal or reported as interest income, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is no longer in doubt.

Allowance for Loan Losses [Policy Text Block]	'
	Allowance for Loan Losses
	The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.
	Management estimates the allowance for loan losses pursuant to FASB ASC Topic 450, “Contingencies” (“ASC 450”), and FASB ASC Topic 310, “Receivables” (“ASC 310”). Commercial and commercial real estate loans that are considered impaired as defined in ASC 310 are reviewed individually to assess the likelihood and severity of loss exposure. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis. Factors considered by management in determining impairment include payment status, collateral value, cash flow and the probability of collecting scheduled principal and interest payments when due. Loans subject to individual review are, where appropriate, reserved for according to the present value of expected future cash flows available to repay the loan or the estimated fair value less estimated selling costs of the collateral, if the loan is collateral dependent. Commercial loans excluded from individual assessment, as well as smaller balance homogeneous loans, such as consumer, residential real estate and home equity loans, are evaluated for loss exposure under ASC 450 based upon historical loss rates for each of these categories of loans, adjusted for qualitative factors. The Company does not separately identify individual consumer, home equity, or residential real estate loans for impairment disclosure, unless the loan has been modified as a troubled debt restructuring.
	The Company records cash receipts on impaired loans that are non-performing as a reduction to principal before applying amounts to interest or late charges unless specifically directed otherwise by the Bankruptcy Court. The Company continues to recognize interest income on impaired loans where there is no confirmed loss.
	Loans may be periodically modified in a troubled debt restructuring (“TDR”) to make concessions to help a borrower remain current on the loan and/or to avoid foreclosure, in accordance with FASB Accounting Standard Update (“ASU”) 2011-02, “Receivables (“Subtopic 310”): “A Creditor’s Determination of Whether a Restructuring is a Troubled Debt Restructuring” (“ASU 2011-02”). Generally, we do not forgive principal or interest on a loan or modify the interest rate on loans that are below market rates. When we modify loans in a TDR, we evaluate any possible impairment similar to other impaired loans. If we determine that the value of a modified loan is less than the recorded investment in the loan, impairment is recognized through a specific allowance estimate or charge-off to the allowance.

	The allowance for loan losses is maintained at a level to provide for losses that are inherent within the loan portfolio. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant change, including the amounts and timing of future cash flows expected to be received on impaired loans.
	The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as either special mention, doubtful, substandard or loss. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value for that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.

Premises and Equipment [Policy Text Block]	'
	Premises and Equipment
	Land is carried at cost. Buildings, improvements, furniture and equipment are carried at cost, net of accumulated depreciation. Depreciation is computed on the straight-line basis over the estimated useful lives of assets (generally thirty-nine years for buildings and three to fifteen years for furniture and equipment). Leasehold improvements are amortized on the straight-line method over the lesser of the life of the improvements or the lease term. Maintenance and repairs are charged to expense as incurred, while major improvements are capitalized and amortized to operating expense over the identified useful life.

Transfers of Financial Assets [Policy Text Block]	'



	Transfers of Financial Assets
	Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.

Foreclosed Real Estate [Policy Text Block]	'
	Foreclosed Real Estate
	Foreclosed real estate consists of property acquired in settlement of loans which is carried at its fair value less estimated selling costs. Writedowns from cost to fair value less estimated selling costs are recorded at the date of acquisition or repossession and are charged to the Allowance for Loan Losses. Subsequent writedowns to fair value net of estimated selling costs are recorded in non-interest expense along with direct operating expenses. Gains or losses not previously recognized, resulting from the sale of foreclosed assets are recognized in non-interest expense on the date of sale.
	Foreclosed real estate was $581,000 and $580,000 at December 31, 2013 and 2012, respectively, and was included as a component of other assets. Proceeds from the sale of foreclosed real estate for the years ended December 31, 2013, 2012 and 2011 were $551,000, $603,000, and $166,000, respectively. This resulted in a net gain on sale of $38,000, $53,000 and $12,000 for the years ended December 31, 2013, 2012 and 2011, respectively.

Bank Owned Life Insurance [Policy Text Block]	'
	Bank Owned Life Insurance
	The Company invests in bank owned life insurance (“BOLI”) as a source of funding for employee benefit expenses (see Note 12). BOLI involves the purchasing of life insurance by the Company on a chosen group of employees. The Company is the owner and beneficiary of the policies. This life insurance investment is carried at the cash surrender value of the underlying policies. Income from the increase in cash surrender value of the policies is included in non-interest income in the statements of income.

Advertising Costs [Policy Text Block]	'
	Advertising Costs
	The Company follows the policy of charging the costs of advertising to expense as incurred. Total advertising expense for the years ended December 31, 2013, 2012 and 2011 was $440,000, $436,000, and $353,000, respectively.

Income Taxes [Policy Text Block]	'
	Income Taxes
	The Company files a consolidated federal income tax return. The provision for federal and state income taxes is based on income reported on the consolidated financial statements, rather than the amounts reported on the respective income tax returns. Deferred taxes are recorded using the liability method whereby deferred tax assets are recognized for deductible temporary differences and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax basis. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment.
	The Company makes certain estimates and judgments in determining income tax expense for financial statement purposes. These estimates and judgments are applied in the calculation of certain tax credits and in the calculation of deferred income tax expense or benefit associated with certain deferred tax assets and liabilities. Significant changes to these estimates may result in an increase or decrease to the Company’s tax provision in a subsequent period. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
	The Company periodically reviews its tax positions and applies a “more likely than not” recognition threshold for all tax uncertainties. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.

Employee Stock Ownership Plan (bESOPb) [Policy Text Block]	'
	Employee Stock Ownership Plan (“ESOP”)
	Compensation expense is recognized based on the current market price of shares committed to be released to employees. All shares released and committed to be released are deemed outstanding for purposes of earnings per share calculations. Dividends declared on all allocated shares held by the ESOP are charged to retained earnings. The value of unearned shares to be allocated to ESOP participants for future services not yet performed is reflected as a reduction of stockholders’ equity. Dividends declared on all unallocated shares held by the ESOP are reported as a reduction of debt.

Stock Compensation Plans [Policy Text Block]	'
	Stock Compensation Plans
	At December 31, 2013, the Company had stock-based employee and non-employee compensation plans, which are described more fully in Note 13. The Company accounts for these plans under FASB ASC Topic 718 “Compensation – Stock Compensation”. The Company accounts for the plans using a fair value-based method for valuing stock-based compensation, which measures compensation cost at the grant date based on the fair value of the award. Compensation is then recognized over the service period, which is usually the vesting period. The fair value of the stock option grants are estimated on the date of grant using the Black-Scholes options-pricing model. Common shares awarded under the restricted stock plan are expensed based on the fair market value at the grant date. The stock option plan and restricted stock plan expenses are recognized in salaries and employee benefits expense on the consolidated statement of income.

Earnings per Common Share [Policy Text Block]	'
	Earnings per Common Share
	Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding, less unallocated shares held by the Company’s ESOP and shares held by the Company’s Recognition and Retention Plan (“RRP”), during the period. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed conversion. Potential common shares that may be issued by the Company relate solely to outstanding stock options and restricted stock awards, and are determined using the treasury stock method.

Off-Balance Sheet Credit Related Financial Instruments [Policy Text Block]	'
	Off-Balance Sheet Credit Related Financial Instruments
	In the ordinary course of business, the Company has entered into commitments to extend credit. Such commitments are recorded in the consolidated statement of financial condition when they are funded.

Other Comprehensive Income [Policy Text Block]	'
	Comprehensive Income (Loss)
	Accounting principles generally require that recognized revenue, expenses, gains, and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale securities and OTTI related to non-credit factors, are reported as a separate component of the stockholders’ equity section of the consolidated statement of financial condition, such items, along with net income, are components of comprehensive income (loss).

Restrictions on Cash and Due from Banks [Policy Text Block]	'
	Restrictions on Cash and Due from Banks
	The Company is required to maintain reserve funds in cash or on deposit with the Federal Reserve Bank. The required reserve at December 31, 2013 and 2012 was $1,902,000 and $1,836,000, respectively.

Subsequent Events [Policy Text Block]	'
	Subsequent Events
	The Company follows FASB ASC Topic 855, “Subsequent Events”, in accounting for and disclosure of events that occur after the balance sheet date but before financial statements are issued. The Company evaluated events occurring subsequent to December 31, 2013 through the date the consolidated financial statements are being issued, and other than as set forth in Note 21, did not identify any subsequent events requiring disclosure pursuant to the provisions of FASB ASC Topic 855.


New Accounting Standard [Policy Text Block]	'
	New Accounting Standards
	In January 2014, the FASB issued ASU 2014-04, “Receivables – Troubled Debt Restructurings by Creditors (“Topic 310-40”): “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure” (“ASU 2014-04”). ASU 2014-04 clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, ASU 2014-04 requires interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU 2014-04 is effective for the reporting periods beginning after December 15, 2014. Management does not expect the adoption of this update to have a material impact on the Company’s consolidated financial statements or results of operations.

Reclassification, Policy [Policy Text Block]	'
	Reclassifications

	Certain amounts in the 2012 and 2011 consolidated financial statements have been reclassified to conform with the 2013 presentation format. These reclassifications had no effect on net income.

Investment in Federal Home Loan Bank Stock [Member]	'
Federal Home Loan Bank Stock [Policy Text Block]	'

	Federal Home Loan Bank Stock
	Federal law requires a member institution of the Federal Home Loan Bank (“FHLB”) system to hold restricted stock of its district Federal Home Loan Bank according to a predetermined formula. The restricted stock is carried at cost.
	Management’s determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of their cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLB. The FHLB stock was not deemed to be impaired, and therefore no impairment charges were recorded during the years ended December 31, 2013, 2012 and 2011.

Investment_Securities_Policy

Investment Securities (Policy)	12 Months Ended
Investment Securities (Policy)	Dec. 31, 2013
Investment Securities [Abstract]	'
Investment Impairment [Policy Text Block]	'
	The Company determines whether the unrealized losses are other-than-temporary in accordance with FASB Accounting Standards Codification (“ASC”) Topic 320 “Investments - Debt and Equity Securities.” The evaluation is based upon factors such as the creditworthiness of the issuers/guarantors, the underlying collateral and the continuing performance of the securities.

	Management also evaluates other facts and circumstances that may be indicative of an OTTI condition. This includes, but is not limited to, an evaluation of the type of security, length of time and extent to which fair value has been less than cost, and near-term prospects of the issuer. The Company uses the cash flow expected to be realized from the security, which includes assumptions about interest rates, timing and severity of defaults, estimates of potential recoveries, the cash flow distribution from the provisions in the applicable bond indenture and other factors, then applies a discounting rate equal to the effective yield of the security. If the present value of the expected cash flows is less than the amortized book value it is considered a credit loss. The fair value of the security is determined using the same expected cash flows; the discount rate is a rate the Company determines from open market and other sources as appropriate for the security. The difference between the fair value and the credit loss is recognized in other comprehensive income, net of taxes.

Allowance_For_Loan_Losses_Poli

Allowance For Loan Losses (Policy)	12 Months Ended
	Dec. 31, 2013
Alowance For Loan Losses [Abstract]	'
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	'
	Allowance for Loan Losses
	The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.
	Management estimates the allowance for loan losses pursuant to FASB ASC Topic 450, “Contingencies” (“ASC 450”), and FASB ASC Topic 310, “Receivables” (“ASC 310”). Commercial and commercial real estate loans that are considered impaired as defined in ASC 310 are reviewed individually to assess the likelihood and severity of loss exposure. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis. Factors considered by management in determining impairment include payment status, collateral value, cash flow and the probability of collecting scheduled principal and interest payments when due. Loans subject to individual review are, where appropriate, reserved for according to the present value of expected future cash flows available to repay the loan or the estimated fair value less estimated selling costs of the collateral, if the loan is collateral dependent. Commercial loans excluded from individual assessment, as well as smaller balance homogeneous loans, such as consumer, residential real estate and home equity loans, are evaluated for loss exposure under ASC 450 based upon historical loss rates for each of these categories of loans, adjusted for qualitative factors. The Company does not separately identify individual consumer, home equity, or residential real estate loans for impairment disclosure, unless the loan has been modified as a troubled debt restructuring.
	The Company records cash receipts on impaired loans that are non-performing as a reduction to principal before applying amounts to interest or late charges unless specifically directed otherwise by the Bankruptcy Court. The Company continues to recognize interest income on impaired loans where there is no confirmed loss.
	Loans may be periodically modified in a troubled debt restructuring (“TDR”) to make concessions to help a borrower remain current on the loan and/or to avoid foreclosure, in accordance with FASB Accounting Standard Update (“ASU”) 2011-02, “Receivables (“Subtopic 310”): “A Creditor’s Determination of Whether a Restructuring is a Troubled Debt Restructuring” (“ASU 2011-02”). Generally, we do not forgive principal or interest on a loan or modify the interest rate on loans that are below market rates. When we modify loans in a TDR, we evaluate any possible impairment similar to other impaired loans. If we determine that the value of a modified loan is less than the recorded investment in the loan, impairment is recognized through a specific allowance estimate or charge-off to the allowance.

	The allowance for loan losses is maintained at a level to provide for losses that are inherent within the loan portfolio. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant change, including the amounts and timing of future cash flows expected to be received on impaired loans.
	The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as either special mention, doubtful, substandard or loss. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value for that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.

Impaired Financing Receivable, Policy [Policy Text Block]	'
	A loan is considered impaired when, based on current information and events, it is probable that the Company will not be able to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status, collateral value and the probability of collecting scheduled payments when due. Impairment is measured on a loan-by-loan basis for commercial real estate loans and commercial loans. Larger groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer, home equity, or one- to four-family loans for impairment disclosure, unless they are subject to a troubled debt restructuring.

Nonaccrual Loan Status, Policy [Policy Text Block]	'
	The accrual of interest on loans is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. A loan does not have to be 90 days delinquent in order to be classified as non-accrual. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest income is subsequently recognized only to the extent cash payments are received. If ultimate collection of principal is in doubt, all cash receipts on impaired loans are applied to reduce the principal balance. Interest income not recognized on non-accrual loans during the years ended December 31, 2013, 2012 and 2011 was $162,000, $143,000, and $129,000 respectively.

Financing Receivable Credit Quality Policy [Policy Text Block]	'
	The Company’s policies provide for the classification of loans as follows:
		·	Pass/Performing;
		·	Special Mention – does not currently expose the Company to a sufficient degree of risk but does possess credit deficiencies or potential weaknesses deserving the Company’s close attention;
		·	Substandard – has one or more well-defined weaknesses and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. A substandard asset would be one inadequately protected by the current net worth and paying capacity of the obligor or pledged collateral, if applicable;
		·	Doubtful – has all the weaknesses inherent in substandard loans with the additional characteristic that the weaknesses present make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss; and
		·	Loss – loan is considered uncollectible and continuance without the establishment of a specific valuation reserve is not warranted.

	The Company’s Asset Classification Committee is responsible for monitoring risk ratings and making changes as deemed appropriate. Each commercial loan is individually assigned a loan classification. The Company’s consumer loans, including residential one- to four-family loans and home equity loans, are not classified as described above. Instead, the Company uses the delinquency status as the basis for classifying these loans. Unless the loan is well secured and in the process of collection, all consumer loans that are more than 90 days past due are classified.

Loans and Leases Receivable, Troubled Debt Restructuring Policy [Policy Text Block]	'
	Troubled debt restructurings (“TDRs”) occur when we grant borrowers concessions that we would not otherwise grant but for economic or legal reasons pertaining to the borrower’s financial difficulties. A concession is made when the terms of the loan modification are more favorable than the terms the borrower would have received in the current market under similar financial difficulties. These concessions may include, but are not limited to, modifications of the terms of the debt, the transfer of assets or the issuance of an equity interest by the borrower to satisfy all or part of the debt, or the addition of borrower(s). The Company identifies loans for potential TDRs primarily through direct communication with the borrower and evaluation of the borrower’s financial statements, revenue projections, tax returns, and credit reports. Even if the borrower is not presently in default, management will consider the likelihood that cash flow shortages, adverse economic conditions, and negative trends may result in a payment default in the near future. Generally, we will not return a TDR to accrual status until the borrower has demonstrated the ability to make principal and interest payments under the restructured terms for at least six consecutive months. The Company’s TDRs are impaired loans, which may result in specific allocations and subsequent charge-offs if appropriate.

Concentration Risk, Credit Risk, Policy [Policy Text Block]	'
	The Company considers a concentration of credit to a particular industry to exist when the aggregate credit exposure to a borrower or group of borrowers in that industry exceeds 25% of the Bank's capital plus reserves or 10% of total loans.

Fair_Value_Of_Financial_Instru1

Fair Value Of Financial Instruments (Policy)	12 Months Ended
Fair Value Of Financial Instruments (Policy)	Dec. 31, 2013
Fair Value Assumptions And Methodology for Assets and Liabilities [Abstract]	'
Fair Value Transfer, Policy [Policy Text Block]	'
	Any transfers between levels would be recognized as of the actual date of event or change in circumstances that caused the transfer.

Fair Value of Financial Instruments, Policy [Policy Text Block]	'
	The measurement of fair value under FASB ASC Topic 820, “Fair Value Measurements and Disclosures” (“ASC Topic 820”) establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities measurements (Level 1) and the lowest priority to unobservable input measurements (Level 3). The three levels of the fair value hierarchy under ASC Topic 820 are as follows:
	Level 1: Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.

	Level 2: Inputs other than quoted prices included in Level 1 that are observable for the asset or liability either directly or indirectly.

	Level 3: Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities.

	An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.

Investment_Securities_Tables

Investment Securities (Tables)	12 Months Ended
Investment Securities (Tables)	Dec. 31, 2013
Investment Securities [Abstract]	'
Unrealized Gain (Loss) on Investments [Table Text Block]	'



		31-Dec-13
				Gross		Gross
		Amortized		Unrealized		Unrealized			Fair
		Cost		Gains		Losses			Value
			( Dollars in thousands)
	SECURITIES AVAILABLE FOR SALE:
	U.S. Treasury bonds	$	12,857	$	991	$	-		$	13,848
	Municipal bonds		57,199		1,385		-540			58,044
	Mortgage-backed securities:
	Collateralized mortgage obligations-private label		77		4		-			81
	Collateralized mortgage obligations-government sponsored entities		63,840		362		-1,577			62,625
	Government National Mortgage Association		2,153		66		-			2,219
	Federal National Mortgage Association		11,452		318		-136			11,634
	Federal Home Loan Mortgage Corporation		5,774		117		-75			5,816
	Asset-backed securities-private label		3,637		618		-757			3,498
	Asset-backed securities-government sponsored entities		130		4		-			134
	Equity securities		22		43		-			65
		$	157,141	$	3,908	$	-3,085		$	157,964






		31-Dec-12
				Gross		Gross
		Amortized		Unrealized		Unrealized			Fair
		Cost		Gains		Losses			Value
			(Dollars in thousands)
	SECURITIES AVAILABLE FOR SALE:
	U.S. Treasury bonds	$	12,896	$	2,299	$	-		$	15,195
	Municipal bonds		51,666		4,598		-			56,264
	Mortgage-backed securities:
	Collateralized mortgage obligations-private label		92		2		-			94
	Collateralized mortgage obligations-government sponsored entities		57,574		684		-91			58,167
	Government National Mortgage Association		2,607		289		-			2,896
	Federal National Mortgage Association		15,232		1,040		-			16,272
	Federal Home Loan Mortgage Corporation		5,708		486		-			6,194
	Asset-backed securities-private label		4,514		530		-927			4,117
	Asset-backed securities-government sponsored entities		150		13		-			163
	Equity securities		22		-		-16			6
		$	150,461	$	9,941	$	-1,034		$	159,368


Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	'

		Less than 12 months				12 months or more						Total
				Gross					Gross					Gross
				Unrealized					Unrealized					Unrealized
		Fair Value		Losses		Fair Value			Losses			Fair Value		Losses
		(Dollars In thousands)
	31-Dec-13
	Municipal bonds	$	14,052	$	-540	$	-		$	-		$	14,052	$	-540
	Mortgage-backed securities		41,094		-1,267		12,768			-521			53,862		-1,788
	Asset-backed securities -private label		-		-		2,794			-757			2,794		-757

		$	55,146	$	-1,807	$	15,562		$	-1,278		$	70,708	$	-3,085


		Less than 12 months				12 months or more						Total
				Gross					Gross					Gross
				Unrealized					Unrealized					Unrealized
		Fair Value		Losses		Fair Value			Losses			Fair Value		Losses
		(Dollars In thousands)
	31-Dec-12
	Mortgage-backed securities	$	11,800	$	-60	$	2,623		$	-31		$	14,423	$	-91
	Asset-backed securities -private label		-		-		3,367			-927			3,367		-927
	Equity securities		-		-		6			-16			6		-16

		$	11,800	$	-60	$	5,996		$	-974		$	17,796	$	-1,034


Schedule of Temporary Impairment Losses, Investments [Table Text Block]	'

											Foreclosure/
							Unrealized	Lowest	Delinquent %		OREO/
	Security		Book Value		Fair Value		Loss	Rating	Over 60 days	Over 90 days	Bankruptcy %	OREO%
	1	$	1,675		1,240	$	-435	C	31.30%	29.70%	13.60%	1.10%
	2		1,040		824		-216	CCC	25.90%	24.50%	9.60%	0.50%
	3		836		730		-106	CCC	18.40%	17.10%	5.70%	1.20%
	Total	$	3,551	$	2,794	$	-757


Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]	'

		For the Years		For the Years
		Ended		Ended
		31-Dec-13		31-Dec-12
		(Dollars in thousands)
	Beginning balance	$	1,155	$	1,084
	Additions:
	Credit loss not previously recognized		180		102
	Reductions:
	Losses realized during the period on OTTI previously recognized		-14		-31
	Receipt of cash flows on previously recorded OTTI		-3		-
	Ending balance	$	1,318	$	1,155


Investments Classified by Contractual Maturity Date [Table Text Block]	'

		Amortized		Fair
		Cost		Value
		(Dollars in thousands)
	December 31, 2013:
	After one year through five years	$	328	$	356
	After five years through ten years		22,656		23,983
	After ten years		47,072		47,553
	Mortgage-backed securities		83,296		82,375
	Asset-backed securities		3,767		3,632
	Equity securities		22		65
		$	157,141	$	157,964

Loans_Receivable_Tables

Loans Receivable (Tables)	12 Months Ended
Loans Receivable (Tables)	Dec. 31, 2013
Loans Receivable [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'

		December 31,
		2013		2012
		(Dollars in thousands)
	Real Estate Loans:
	Residential, one- to four-family	$	170,793	$	167,794
	Home equity		31,675		30,724
	Commercial		58,746		57,653
	Construction		936		416
			262,150		256,587

	Commercial		12,645		13,680
	Consumer		1,517		1,791
	Total Loans		276,312		272,058

	Allowance for loan losses		-1,813		-1,806
	Net deferred loan costs		2,846		2,681
	Loans Receivable, net	$	277,345	$	272,933

Allowance_For_Loan_Losses_Tabl

Allowance For Loan Losses (Tables)	12 Months Ended
Allowance For Loan Losses (Tables)	Dec. 31, 2013
Alowance For Loan Losses [Abstract]	'
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'

			Real Estate Loans												Other Loans
			One- to Four-Family			Home Equity			Commercial			Construction			Commercial			Consumer			Unallocated			Total
	31-Dec-13
	Allowance for Loan Losses:
	Balance – January 1, 2013		$	393		$	79		$	1,118		$	-		$	202		$	14		$	-		$	1,806
	Charge-offs			-51			-			-21			-			-47			-32			-			-151
	Recoveries			35			5			9			-			3			1			-			53
	Provision (Credit)			-22			-4			-2			-			60			26			47			105
	Balance – December 31, 2013		$	355		$	80		$	1,104		$	-		$	218		$	9		$	47		$	1,813
	Ending balance: individually evaluated for impairment		$	-			-			125			-			-			-			-		$	125
	Ending balance: collectively evaluated for impairment		$	355		$	80		$	979		$	-		$	218		$	9		$	47		$	1,688

	Gross Loans Receivable (1):
	Ending balance		$	170,793		$	31,675		$	58,746		$	936		$	12,645		$	1,517		$	-		$	276,312
	Ending balance: individually evaluated for impairment		$	177		$	4		$	2,458		$	-		$	9		$	-		$	-		$	2,648
	Ending balance: collectively evaluated for impairment		$	170,616		$	31,671		$	56,288		$	936		$	12,636		$	1,517		$	-		$	273,664

		-1		Gross Loans Receivable does not include allowance for loan losses of $(1,813) or deferred loan costs of $2,846.




			Real Estate Loans													Other Loans
			One- to Four-Family			Home Equity			Commercial			Construction			Commercial			Consumer			Unallocated			Total
			(Dollars in thousands)

	31-Dec-12
	Allowance for Loan Losses:
	Balance – January 1, 2012		$	441		$	125		$	522		$	-		$	265		$	13		$	-		$	1,366
	Charge-offs			-134			-14			-			-			-80			-11			-			-239
	Recoveries			1			-			20			-			1			1			-			23
	Provision (Credit)			85			-32			576			-			16			11			-			656
	Balance – December 31, 2012		$	393		$	79		$	1,118		$	-		$	202		$	14		$	-		$	1,806
	Ending balance: individually evaluated for impairment		$	-		$	-		$	30		$	-		$	20		$	-		$	-		$	50
	Ending balance: collectively evaluated for impairment		$	393		$	79		$	1,088		$	-		$	182		$	14		$	-		$	1,756

	Gross Loans Receivable (1):
	Ending Balance		$	167,794		$	30,724		$	57,653		$	416		$	13,680		$	1,791		$	-		$	272,058
	Ending balance: individually evaluated for impairment		$	-		$	-		$	255		$	-		$	71		$	-		$	-		$	326
	Ending balance: collectively evaluated for impairment		$	167,794		$	30,724		$	57,398		$	416		$	13,609		$	1,791		$	-		$	271,732

		-1		Gross Loans Receivable does not include allowance for loan losses of $(1,806) or deferred loan costs of $2,681.



			Real Estate Loans													Other Loans
			One- to Four-Family			Home Equity			Commercial			Construction			Commercial			Consumer			Unallocated			Total
			(Dollars in thousands)

	31-Dec-11
	Allowance for Loan Losses:
	Balance – January 1, 2011		$	407		$	141		$	278		$	1		$	104		$	21		$	1		$	953
	Charge-offs			-			-29			-15			-			-1			-17			-			-62
	Recoveries			4			-			52			-			-			4			-			60
	Provision (Credit)			30			13			207			-1			162			5			-1			415
	Balance – December 31, 2011		$	441		$	125		$	522		$	-		$	265		$	13		$	-		$	1,366







Impaired Financing Receivables [Table Text Block]	'

						Unpaid						Average			Interest
			Recorded			Principal			Related			Recorded			Income
			Investment			Balance			Allowance			Investment			Recognized
			(Dollars in thousands)
												For the Year Ended
			At December 31, 2013									31-Dec-13
	With no related allowance recorded:
	Residential, one- to four-family		$	177		$	177		$	-		$	189		$	11
	Home equity			4			4			-			5			-
	Commercial real estate			1,911			1,911			-			1,969			80
	Commercial loans			9			9			-			69			4
	With an allowance recorded:
	Commercial real estate			547			547			125			656			55
	Commercial loans			-			-			-			44			-
	Total		$	2,648		$	2,648		$	125		$	2,932		$	150



												For the Year Ended
			At December 31, 2012									31-Dec-12
	With no related allowance recorded:
	Commercial real estate		$	125		$	125		$	-		$	155		$	3
	Commercial loans			-			-			-			50			4
	With an allowance recorded:
	Commercial real estate			130			130			30			131			7
	Commercial loans			71			71			20			73			3
	Total		$	326		$	326		$	50		$	409		$	17









Past Due Financing Receivables [Table Text Block]	'
	The following table provides an analysis of past due loans and non-accruing loans as of the dates indicated:


									90 Days or
			30-59 Days			60-89 Days			More			Total Past				Current		Total Loans			Loans on
			Past Due			Past Due			Past Due			Due				Due		Receivable			Non-Accrual
			(Dollars in thousands)
	December 31, 2013:
	Real Estate Loans:
	Residential, one- to four-family		$	1,629		$	825		$	880		$	3,334		$	167,459		$	170,793		$	2,145
	Home equity			326			32			156			514			31,161			31,675			325
	Commercial			43			-			1,911			1,954			56,792			58,746			1,911
	Construction			-			-			-			-			936			936			-
	Other Loans:
	Commercial			50			-			41			91			12,554			12,645			137
	Consumer			18			1			4			23			1,494			1,517			7
	Total		$	2,066		$	858		$	2,992		$	5,916		$	270,396		$	276,312		$	4,525

	December 31, 2012:
	Real Estate Loans:
	Residential, one- to four-family		$	1,279		$	379		$	1,300		$	2,958		$	164,836		$	167,794		$	1,628
	Home equity			111			28			215			354			30,370			30,724			299
	Commercial			30			-			255			285			57,368			57,653			255
	Construction			-			-			-			-			416			416			-
	Other Loans:
	Commercial			-			20			71			91			13,589			13,680			201
	Consumer			19			5			26			50			1,741			1,791			9
	Total		$	1,439		$	432		$	1,867		$	3,738		$	268,320		$	272,058		$	2,392


Loan Balances by Internal Credit Quality Indicator [Table Text Block]	'

			Pass/Performing			Special Mention			Substandard			Doubtful			Loss			Total
			(Dollars in thousands)
	31-Dec-13
	Real Estate Loans:
	Residential, one- to four-family		$	168,018		$	-		$	2,775		$	-		$	-		$	170,793
	Home equity			31,253			-			387			35			-			31,675
	Commercial			53,136			2,743			2,320			547			-			58,746
	Construction			936			-			-			-			-			936
	Other Loans:
	Commercial			12,080			347			218			-			-			12,645
	Consumer			1,512			-			1			-			4			1,517
	Total		$	266,935		$	3,090		$	5,701		$	582		$	4		$	276,312



	31-Dec-12
	Real Estate Loans:
	Residential, one- to four-family		$	165,023		$	-		$	2,771		$	-		$	-		$	167,794
	Home equity			30,370			-			331			23			-			30,724
	Commercial			51,620			3,422			2,481			130			-			57,653
	Construction			416			-			-			-			-			416
	Other Loans:
	Commercial			12,988			441			176			75			-			13,680
	Consumer			1,775			-			14			2			-			1,791
	Total		$	262,192		$	3,863		$	5,773		$	230		$	-		$	272,058


Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'




	The following table summarizes the loans that were classified as TDRs as of the dates indicated:



								Non-Accruing						Accruing						TDRs That Have Defaulted on Modified Terms Year to Date
		Number of Loans			Recorded Investment			Number of Loans			Recorded Investment			Number of Loans			Recorded Investment			Number of Loans			Recorded Investment
		(Dollars in thousands)
	At December 31, 2013
	Real Estate Loans:
	Residential, one- to four-family		4		$	192			1		$	48			3		$	144			1		$	48
	Home equity		1			4			-			-			1			4			-			-
	Total		5		$	196			1		$	48			4		$	148			1		$	48


	At December 31, 2012
	Real Estate Loans:
	Home equity		1		$	31			1		$	31			-		$	-			1		$	31

	The following table details the activity in loans which were first deemed to be TDRs during the year ended December 31, 2013. No loans were first deemed TDRs during the year ended December 31, 2012.



		For the years ended December 31, 2013
		Number of Loans			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
		(Dollars in thousands)
	Real Estate Loans:
	Residential, one- to four-family		4		$	208		$	192
	Home equity		1			5			4
	Total		5		$	213		$	196

Premises_and_Equipment_Tables

Premises and Equipment (Tables)	12 Months Ended
Premises and Equipment (Tables)	Dec. 31, 2013
Premises and Equipment [Abstract]	'
Property, Plant and Equipment [Table Text Block]	'

		December 31,
		2013		2012
		(Dollars in thousands)

	Land	$	1,206	$	1,206
	Buildings and improvements		11,125		10,857
	Furniture and equipment		4,768		4,416
			17,099		16,479
	Accumulated depreciation		-7,457		-6,794
		$	9,642	$	9,685

Deposits_Tables

Deposits (Tables)	12 Months Ended
Deposits (Tables)	Dec. 31, 2013
Deposits [Abstract]	'
Schedule Of Deposits [Table Text Block]	'

		December 31,
		2013					2012

				Weighted					Weighted
				Average					Average
		Amount		Rate			Amount		Rate
		(Dollars in thousands)
	Demand deposits:
	Noninterest bearing	$	34,320	-	%		$	32,478	-	%
	Interest bearing		44,517	0.12				42,350	0.11
	Money market accounts		77,990	0.35				68,228	0.38
	Savings accounts		38,833	0.10				36,990	0.10
	Time deposits		192,575	1.41				198,497	1.49

		$	388,235	0.79	%		$	378,543	0.87	%


Schedule Of Maturities Of Certificates Of Deposits [Table Text Block]	'

	2014					$	74,170
	2015						63,172
	2016						28,965
	2017						18,189
	2018						8,056
	Thereafter						23
						$	192,575


Schedule of Interest Expense on Deposits [Table Text Block]	'

		Years Ended December 31,
		2013		2012			2011
		(Dollars in thousands)

	Interest bearing checking accounts	$	48	$	50		$	65
	Money market accounts		269		306			277
	Savings accounts		40		46			68
	Time deposits		2,833		3,577			4,174
		$	3,190	$	3,979		$	4,584

Borrowings_Tables

Borrowings (Tables)	12 Months Ended
Borrowings (Tables)	Dec. 31, 2013
Borrowings [Abstract]	'
Schedule of Maturities of Long-term Debt [Table Text Block]	'


		Weighted Average Interest Rate		Amount Outstanding
		At December 31,		At December 31,
	Maturity	2013	2012	2013		2012
		(Dollars in thousands)		(Dollars in thousands)

	2013	-	2.45%	$	-	$	8,300
	2014	2.51%	2.51%		4,100		4,100
	2015	1.79%	3.12%		3,250		1,500
	2016	3.76%	3.76%		500		500
		2.29%	2.58%	$	7,850	$	14,400

Lease_Obligations_Tables

Lease Obligations (Tables)	12 Months Ended
Lease Obligations (Tables)	Dec. 31, 2013
Lease Obligations [Abstract]	'
Future Minimum Lease Payments From Operating And Capital Leases	'

		Operating		Capital
		Leases		Leases

		(Dollars in thousands)
	2014	$	137	$	165
	2015		101		165
	2016		33		165
	2017		32		165
	2018		33		117
	Thereafter		33		1,240

	Total Minimum Lease Payments	$	369	$	2,017

	Less: Amounts representing interest				-885

	Present value of minimum lease payments			$	1,132

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
Income Taxes (Tables)	Dec. 31, 2013
Income Taxes [Abstract]	'
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	'

		Years Ended December 31,
		2013			2012			2011
		(Dollars in thousands)

	Current:
	Federal	$	853		$	1,016		$	1,194
	State		161			208			239
	Total Current		1,014			1,224			1,433

	Deferred:
	Federal		-38			-196			-42
	State		-8			-44			2
	Total Deferred		-46			-240			-40

	Total Income Tax Expense	$	968		$	984		$	1,393


Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	'

		Years Ended December 31,
		2013		2012		2011

	Federal income tax at statutory rate	34.0	%	34.0	%	34.0	%
	State tax, net of federal benefit	2.2		2.3		3.1
	Tax-exempt interest income	-14.5		-14.1		-12.7
	Deferred tax valuation allowance increase	-		-		3.1
	Life insurance income	-2		-1.8		-1.7
	Other	0.8		0.9		1.7
	Total Income Tax Expense	20.5	%	21.3	%	27.5	%


Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	'

		December 31,
		2013			2012
		(Dollars in thousands)
	Deferred tax assets:
	Deferred compensation	$	1,484		$	1,480
	Allowance for loan losses		701			699
	Impairment charge on securities available for sale		510			447
	Impairment of equity investments in unconsolidated entity		193			193
	Stock options granted		108			114
	Other		115			34
	Total Deferred Tax Assets		3,111			2,967

	Deferred tax liabilities:
	Deferred loan origination costs		-1,101			-1,038
	Depreciation		-585			-550
	Unrealized gains on securities available for sale		-318			-3,446
	Total Deferred Tax Liabilities		-2,004			-5,034

	Deferred tax valuation allowance		-193			-193

	Net Deferred Tax Asset (Liability)	$	914		$	-2,260

Stock_Based_Compensation_Table

Stock Based Compensation (Tables)	12 Months Ended
Stock Based Compensation (Tables)	Dec. 31, 2013
Stock Option Plan [Member]	'
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]	'
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	'

		31-Dec-13					31-Dec-12					31-Dec-11
		Options			Exercise Price	Remaining Contractual Life	Options			Exercise Price	Remaining Contractual Life	Options			Exercise Price	Remaining Contractual Life
	Outstanding at beginning of year	236,809		$	11.05		236,809		$	11.05		249,455		$	11.07
	Granted	-			-		-			-		-			-
	Exercised	-6,703			10.97		-			-		-			-
	Forfeited	-			-		-			-		-12,646			11.50
	Outstanding at end of year	230,106		$	11.05	3 years	236,809		$	11.05	4 years	236,809		$	11.05	5 years

	Options exercisable at end of year	220,846		$	11.18	3 years	221,845		$	11.26	4 years	216,140		$	11.34	5 years

	Fair value of options granted				-					-		-


Recognition and Retention Plan [Member]	'
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]	'
Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity [Table Text Block]	'

			2013			Weighted Average Grant Price		2012			Weighted Average Grant Price		2011			Weighted Average Grant Price
	Unvested shares outstanding at beginning of year		10,630		$	7.98		14,304		$	7.92		31,546		$	9.43
	Granted		-			-		300			10.17		-			-
	Vested		-4,035			7.97		-3,974			7.93		-11,292			10.24
	Forfeited		-			-		-			-		-5,950			11.50
	Unvested shares outstanding at end of year		6,595		$	7.99		10,630		$	7.98		14,304		$	7.92

Fair_Value_Of_Financial_Instru2

Fair Value Of Financial Instruments (Tables)	12 Months Ended
Fair Value Of Financial Instruments (Tables)	Dec. 31, 2013
Fair Value Of Financial Instruments [Abstract]	'
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	'

		Fair Value Measurements at December 31, 2013
		December 31,		Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Other Unobservable Inputs
		2013		(Level 1)			(Level 2)		(Level 3)
			(Dollars in thousands)
	Measured at fair value on a recurring basis:
	Securities available for sale:
	U.S. Treasury bonds	$	13,848	$	13,848		$	-	$	-
	Municipal bonds		58,044		-			58,044		-
	Mortgage-backed securities:
	Collateralized mortgage obligations-private label		81		-			81		-
	Collateralized mortgage obligations-government sponsored entities		62,625		-			62,625		-
	Government National Mortgage Association		2,219		-			2,219		-
	Federal National Mortgage Association		11,634		-			11,634		-
	Federal Home Loan Mortgage Corporation		5,816		-			5,816		-
	Asset-backed securities:
	Private label		3,498		-			-		3,498
	Government sponsored entities		134		-			134		-
	Equity securities		65		-			65		-
	Total	$	157,964	$	13,848		$	140,618	$	3,498

	Measured at fair value on a non-recurring basis:
	Impaired loans	$	699	$	-		$	-	$	699
	Foreclosed real estate		555		-			-		555

	Any transfers between levels would be recognized as of the actual date of event or change in circumstances that caused the transfer. There were no reclassifications between the Level 1 and Level 2 categories for the year ended December 31, 2013.














		Fair Value Measurements at December 31, 2012
		December 31,		Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Other Unobservable Inputs
		2012		(Level 1)			(Level 2)		(Level 3)
			(Dollars in thousands)
	Measured at fair value on a recurring basis:
	Securities available for sale:
	U.S. Treasury bonds	$	15,195	$	15,195		$	-	$	-
	Municipal bonds		56,264		-			56,264		-
	Mortgage-backed securities:
	Collateralized mortgage obligations-private label		94		-			94		-
	Collateralized mortgage obligations-government sponsored entities		58,167		-			58,167		-
	Government National Mortgage Association		2,896		-			2,896		-
	Federal National Mortgage Association		16,272		-			16,272		-
	Federal Home Loan Mortgage Corporation		6,194		-			6,194		-
	Asset-backed securities:
	Private label		4,117		-			244		3,873
	Government sponsored entities		163		-			163		-
	Equity securities		6		-			6		-
	Total	$	159,368	$	15,195		$	140,300	$	3,873

	Measured at fair value on a non-recurring basis:
	Impaired loans	$	125	$	-		$	-	$	125
	Foreclosed real estate		378		-			-		378


Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	'

		2013		2012
			(Dollars in thousands)
	Beginning Balance	$	3,873	$	3,936
	Total gains - realized/unrealized:
	Included in earnings		-		-
	Included in other comprehensive income		256		420
	Total losses - realized/unrealized:
	Included in earnings		-180		-102
	Included in other comprehensive income		-		-
	Purchases, issuances and settlements		-		-
	Sales		-		-
	Principal paydowns		-451		-381
	Transfers to (out of) Level 3		-		-

	Ending Balance	$	3,498	$	3,873


Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	'

								Unobservable Inputs
	Security Category	Fair Value Estimate		Loan Type/Collateral		Credit Ratings		Constant Prepayment Speed (CPR)	Probability of Default (Annual Default Rate)		Loss Severity
	Asset-backed securities - private label	$	3,498	Prime First and Second Lien - Residential Real Estate		B- thru D		8-Apr	5.0% - 8.0%		70.0% - 100.0%


Fair Value, by Balance Sheet Grouping [Table Text Block]	'

		Fair Value Measurements at December 31, 2013
		Carrying		Estimated			Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Significant Other Unobservable Inputs
		Amount		Fair Value			(Level 1)		(Level 2)			(Level 3)
		(Dollars in thousands)
	Financial assets:
	Cash and cash equivalents	$	17,202	$	17,202		$	17,202	$	-		$	-
	Securities available for sale		157,964		157,964			13,848		140,618			3,498
	Federal Home Loan Bank stock		1,560		1,560			-		1,560			-
	Loans receivable, net		277,345		266,449			-		-			266,449
	Accrued interest receivable		1,787		1,787			-		1,787			-

	Financial liabilities:
	Deposits		388,235		392,801			-		392,801			-
	Short-term borrowings		11,650		11,650			-		11,650			-
	Long-term debt		7,850		7,971			-		7,971			-
	Accrued interest payable		25		25			-		25			-

	Off-balance-sheet financial instruments		-		-			-		-			-


		Fair Value Measurements at December 31, 2012
		Carrying		Estimated			Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Significant Other Unobservable Inputs
		Amount		Fair Value			(Level 1)		(Level 2)			(Level 3)
		(Dollars in thousands)
	Financial assets:
	Cash and cash equivalents	$	19,765	$	19,765		$	19,765	$	-		$	-
	Securities available for sale		159,368		159,368			15,195		140,300			3,873
	Federal Home Loan Bank stock		1,852		1,852			-		1,852			-
	Loans receivable, net		272,933		273,202			-		-			273,202
	Accrued interest receivable		1,802		1,802			-		1,802			-

	Financial liabilities:
	Deposits		378,543		383,578			-		383,578			-
	Short-term borrowings		11,200		11,200			-		11,200			-
	Long-term debt		14,400		14,748			-		14,748			-
	Accrued interest payable		43		43			-		43			-

	Off-balance-sheet financial instruments		-		-			-		-			-

Regulatory_Capital_Requirement1

Regulatory Capital Requirements (Tables)	12 Months Ended
Regulatory Capital Requirements (Tables)	Dec. 31, 2013
Regulatory Capital Requirements [Abstract]	'
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	'

												To be Well Capitalized
						For Capital						under Prompt Corrective
		Actual				Adequacy Purposes						Action Provisions
		Amount		Ratio		Amount			Ratio			Amount			Ratio
		(Dollars in thousands)

	December 31, 2013:
	Total capital (to risk-weighted assets)	$	63,153	25.08	%	$	>=font>	20,141	>=font>	8.0	%	$	>=font>	25,176	>=font>	10.0	%
	Tier 1 capital (to adjusted total assets)		61,326	12.75			>=font>	19,234	>=font>	4.0			>=font>	24,042	>=font>	5.0
	Tangible equity (to tangible assets)		61,326	12.75			>=font>	7,213	>=font>	1.5			>=font>	N/A	>=font>	N/A
	Tier 1 capital (to risk-weighted assets)		61,326	24.36			>=font>	10,070	>=font>	4.0			>=font>	15,106	>=font>	6.0



	December 31, 2012:
	Total capital (to risk-weighted assets)	$	59,144	23.77	%	$	>=font>	19,907	>=font>	8.0	%	$	>=font>	24,883	>=font>	10.0	%
	Tier 1 capital (to adjusted total assets)		57,343	12.14			>=font>	18,887	>=font>	4.0			>=font>	23,609	>=font>	5.0
	Tangible equity (to tangible assets)		57,343	12.14			>=font>	7,083	>=font>	1.5			>=font>	N/A	>=font>	N/A
	Tier 1 capital (to risk-weighted assets)		57,343	23.04			>=font>	9,953	>=font>	4.0			>=font>	14,930	>=font>	6.0


Reconciliation of GAAP Capital to Regulatory Tier 1 and Total Capital [Table Text Block]	'

		December 31,
		2013		2012
			(Dollars in thousands)

	GAAP (Equity) Capital:	$	61,821	$	62,799
	Plus:
	Unrealized gains on available-for-sale securities, net of tax		-495		-5,456

	Tier 1 Capital		61,326		57,343

	Plus:
	Allowance for loan losses		1,813		1,806
	Unrealized gains on available-for-sale securities includible in regulatory capital		19		-
	Less:
	Other investments required to be deducted		5		5

	Total Regulatory Capital	$	63,153	$	59,144

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	12 Months Ended
Earnings Per Share (Tables)	Dec. 31, 2013
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
		For the years ended December 31,
		2013		2012		2011
	Numerator – net income	$	3,743,000	$	3,626,000	$	3,680,000
	Denominator:
	Basic weighted average shares outstanding		5,701,631		5,704,051		5,692,316
	Increase in weighted average shares outstanding due to (1):
	Stock options		15,845		4,972		4,221
	Unvested restricted stock awards		-		154		97
	Diluted weighted average shares outstanding (1)		5,717,476		5,709,177		5,696,634

	Earnings per share:
	Basic	$	0.66	$	0.64	$	0.65
	Diluted	$	0.65	$	0.64	$	0.65

	(1) Stock options to purchase 206,643 shares under the Stock Option Plan at $11.50 per share and restricted unvested shares of 6,477 under the RRP were outstanding during 2012, but were not included in the calculation of diluted earnings per share because to do so would have been anti-dilutive. Stock options to purchase 206,643 shares under the Stock Option Plan at $11.50 per share and restricted unvested shares of 3,246 under the RRP were outstanding during 2011, but were not included in the calculation of diluted earnings per share because to do so would have been anti-dilutive.

Commitments_To_Extend_Credit_T

Commitments To Extend Credit (Tables)	12 Months Ended
Commitments To Extend Credit (Tables)	Dec. 31, 2013
Commitments to Extend Credit [Abstract]	'
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	'

		Contract Amount
		December 31,
		2013		2012
		(Dollars in thousands)

	Commitments to grant loans	$	8,420	$	11,369
	Unfunded commitments under lines of credit	$	28,430	$	26,419

Parent_Company_Only_Financial_1

Parent Company Only Financial Information (Tables) (Parent Company [Member])	12 Months Ended
	Dec. 31, 2013
Parent Company [Member]	'
Statements of Financial Condition [Table Text Block]	'

		December 31,
		2013		2012
		(Dollars in thousands)
	Assets

	Cash and due from banks	$	944	$	1,547
	Securities available for sale		344		552
	Investment in subsidiary		61,821		62,799
	ESOP loan receivable		1,876		1,961
	Other assets		191		12

	Total assets	$	65,176	$	66,871

	Liabilities and Stockholders' Equity

	Other liabilities		-95		-114
	Total stockholders' equity		65,271		66,985

	Total liabilities and stockholders' equity	$	65,176	$	66,871


Statements of Income [Table Text Block]	'

	Statements of Income
		For the Years Ended
		December 31,
		2013		2012		2011
		(Dollars in thousands)

	Interest Income	$	166	$	184	$	226
	Impairment of equity investment in unconsolidated entity		-		-		-500
	Total Income (Loss)		166		184		-274
	Non-interest Expenses		378		479		418

	Loss before income taxes and equity in undistributed net income of subsidiary		-212		-295		-692
	Income tax benefit		-107		-136		-100

	Loss before undistributed net income of subsidiary		-105		-159		-592
	Equity in undistributed net income of subsidiary		3,848		3,785		4,272

	Net Income	$	3,743	$	3,626	$	3,680


Statements of Cash Flows [Table Text Block]	'

	Statements of Cash Flows
		For the Years Ended
		December 31,
		2013		2012		2011
		(Dollars in thousands)
	Cash Flows from Operating Activities:
	Net income	$	3,743	$	3,626	$	3,680
	Adjustments to reconcile net income to net cash provided by operating activities:
	Net accretion of investment securities		-		-		-9
	Impairment of equity investment in unconsolidated entity		-		-		500
	ESOP shares committed to be released		91		80		81
	Stock based compensation expense		41		44		223
	Decrease in accrued interest receivable		1		1		4
	Increase in other assets		-314		-139		-155
	Increase (decrease) in other liabilities		31		-27		-110
	Equity in undistributed earnings of subsidiary		-3,848		-3,785		-4,272
	Net Cash Used in Operating Activities		-255		-200		-58

	Cash Flows from Investing Activities:
	Activity in available for sale securities:
	Maturities, prepayments and calls		200		291		829
	Payments received on ESOP loan		85		85		86
	Net Cash Provided by Investing Activities		285		376		915

	Cash Flows from Financing Activities:
	Proceeds from stock options exercised		73		-		-
	Purchase of treasury stock		-119		-209		-169
	Cash dividends paid		-587		-928		-647
	Net Cash Used in Financing Activities		-633		-1,137		-816

	Net (Decrease) Increase in Cash and Cash Equivalents		-603		-961		41

	Cash and Cash Equivalents - Beginning		1,547		2,508		2,467

	Cash and Cash Equivalents - Ending	$	944	$	1,547	$	2,508


Statements of Comprehensive Income [Table Text Block]	'

	Statements of Comprehensive Income
		For the Years Ended
		December 31,
		2013		2012		2011
		(Dollars in thousands)

	Net Income	$	3,743	$	3,626	$	3,680

	Other Comprehensive Income, net of tax:
	Unrealized holding losses on securities available for sale, net of tax benefit 2013 $3; 2012 $8 ; 2011 $16		-5		-13		-25
	Unrealized holding (losses) gains on securities available for sale of subsidiary, net of tax benefit (expense) 2013 $3,114; 2012 $(261) ; 2011 $(3,564)		-4,933		415		5,648

	Reclassification adjustments related to:
	Recovery on previously impaired investment securities included in net income of subsidiary, net of tax expense 2013 $1; 2011 $22		-2		-		-35
	Gains on sales of securities included in net income of subsidiary, net of tax expense 2013 $80; 2012 $25; 2011 $12		-126		-39		-19
	Impairment charge for losses included in net income of subsidiary, net of tax benefit 2013 $70; 2012 $40	$	110	$	62	$	-
	Total Other Comprehensive (Loss) Income		-4,956		425		5,569

	Total Comprehensive (Loss) Income	$	-1,213	$	4,051	$	9,249

Quarterly_Financial_Data_Table

Quarterly Financial Data (Tables)	12 Months Ended
Quarterly Financial Data (Tables)	Dec. 31, 2013
Quarterly Financial Data b Unaudited [Abstract]	'
Schedule of Quarterly Financial Information [Table Text Block]	'
		Quarter Ended
		31-Dec-13		30-Sep-13		30-Jun-13		31-Mar-13
		(Dollars in thousands, except per share amounts)
	Total interest income	$	4,706	$	4,626	$	4,621	$	4,661
	Total interest expense		861		886		897		912

	Net interest income		3,845		3,740		3,724		3,749
	Provision for loan losses		-		60		-		45

	Net interest income after provision for loan losses		3,845		3,680		3,724		3,704

	Total non-interest income		521		541		515		515
	Total non-interest expense		2,959		3,013		3,259		3,103

	Income before income taxes		1,407		1,208		980		1,116

	Income tax expense		356		222		180		210

	Net Income	$	1,051	$	986	$	800	$	906

	Basic and diluted earnings per share	$	0.18	$	0.17	$	0.14	$	0.16



		Quarter Ended
		31-Dec-12		30-Sep-12		30-Jun-12		31-Mar-12
		(Dollars in thousands, except per share amounts)
	Total interest income	$	4,742	$	4,815	$	5,013	$	5,080
	Total interest expense		1,002		1,143		1,193		1,265

	Net interest income		3,740		3,672		3,820		3,815
	Provision for loan losses		386		220		85		-35

	Net interest income after provision for loan losses		3,354		3,452		3,735		3,850

	Total non-interest income		546		506		457		521
	Total non-interest expense		2,826		2,874		3,044		3,067

	Income before income taxes		1,074		1,084		1,148		1,304

	Income tax expense		213		221		253		297

	Net Income	$	861	$	863	$	895	$	1,007

	Basic and diluted earnings per share	$	0.15	$	0.15	$	0.16	$	0.18

Recovered_Sheet1

Nature Of Operations And Basis Of Presentation (Narrative) (Details) (USD $)	12 Months Ended		0 Months Ended
In Millions, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2013	Mar. 06, 2014	Feb. 05, 2014	Feb. 05, 2014
		Lake Shore, MHC [Member]	Dividends Waived [Member]	Dividends Waived [Member]	Subsequent Event [Member]
			Lake Shore, MHC [Member]	Lake Shore, MHC [Member]	Dividends Waived [Member]
					Lake Shore, MHC [Member]
Entity Incorporation, Date of Incorporation	3-Apr-06	'	'	'	'
Investment Owned, Balance, Shares	'	3,636,875	'	'	'
Equity Method Investment, Ownership Percentage	'	61.50%	'	'	'
Cash Dividend Rights Waived	'	$5.40	'	'	'
Subsequent Event, Amount Per Share	'	'	$0.28	$0.28	$0.28

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Real Estate Acquired Through Foreclosure	$581	$580	'
Proceeds From Sale of Foreclosed Real Estate	551	603	166
Gain (Loss) on Sale of Properties	38	53	12
Total Advertising Expense	440	436	353
Cash Reserve Deposit Required and Made	$1,902	$1,836	'
Building and Building Improvements [Member]	'	'	'
Property, Plant and Equipment, Useful Life	'39 years	'	'
Minimum [Member] \| Furniture and Equipment [Member]	'	'	'
Property, Plant and Equipment, Useful Life	'3 years	'	'
Maximum [Member] \| Furniture and Equipment [Member]	'	'	'
Property, Plant and Equipment, Useful Life	'15 years	'	'

Investment_Securities_Unrealiz

Investment Securities (Unrealized Gain/Loss on Securities) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Investments [Line Items]	'	'
Amortized Cost	$157,141	$150,461
Gross Unrealized Gains	3,908	9,941
Gross Unrealized Losses	-3,085	-1,034
Fair Value	157,964	159,368
U.S. Treasury bonds [Member]	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	12,857	12,896
Gross Unrealized Gains	991	2,299
Fair Value	13,848	15,195
Municipal Bonds [Member]	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	57,199	51,666
Gross Unrealized Gains	1,385	4,598
Gross Unrealized Losses	-540	'
Fair Value	58,044	56,264
Collateralized mortgage obligations - private label [Member]	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	77	92
Gross Unrealized Gains	4	2
Fair Value	81	94
Collateralized mortgage obligations - government sponsored entities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	63,840	57,574
Gross Unrealized Gains	362	684
Gross Unrealized Losses	-1,577	-91
Fair Value	62,625	58,167
Government National Mortgage Association [Member]	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	2,153	2,607
Gross Unrealized Gains	66	289
Fair Value	2,219	2,896
Federal National Mortgage Association [Member]	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	11,452	15,232
Gross Unrealized Gains	318	1,040
Gross Unrealized Losses	-136	'
Fair Value	11,634	16,272
Federal Home Loan Mortgage Corporation [Member]	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	5,774	5,708
Gross Unrealized Gains	117	486
Gross Unrealized Losses	-75	'
Fair Value	5,816	6,194
Asset-backed securities - private label [Member]	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	3,637	4,514
Gross Unrealized Gains	618	530
Gross Unrealized Losses	-757	-927
Fair Value	3,498	4,117
Asset-backed securities - government sponsored entities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	130	150
Gross Unrealized Gains	4	13
Fair Value	134	163
Equity securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	22	22
Gross Unrealized Gains	43	'
Gross Unrealized Losses	'	-16
Fair Value	$65	$6

Investment_Securities_Schedule

Investment Securities (Schedule of Unrealized Loss on Investments) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Investments [Line Items]	'	'
Less than Twelve Months, Fair Value	$55,146	$11,800
Less than 12 Months, Gross Unrealized Losses	-1,807	-60
Twelve Months or Longer, Fair Value	15,562	5,996
12 Months or Longer, Gross Unrealized Losses	-1,278	-974
Fair Value	70,708	17,796
Gross Unrealized Losses	-3,085	-1,034
Municipal Bonds [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than Twelve Months, Fair Value	14,052	'
Less than 12 Months, Gross Unrealized Losses	-540	'
Fair Value	14,052	'
Gross Unrealized Losses	-540	'
Mortgage-backed securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than Twelve Months, Fair Value	41,094	11,800
Less than 12 Months, Gross Unrealized Losses	-1,267	-60
Twelve Months or Longer, Fair Value	12,768	2,623
12 Months or Longer, Gross Unrealized Losses	-521	-31
Fair Value	53,862	14,423
Gross Unrealized Losses	-1,788	-91
Asset-backed securities - private label [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than Twelve Months, Fair Value	'	'
Less than 12 Months, Gross Unrealized Losses	'	'
Twelve Months or Longer, Fair Value	2,794	3,367
12 Months or Longer, Gross Unrealized Losses	-757	-927
Fair Value	2,794	3,367
Gross Unrealized Losses	-757	-927
Equity securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Twelve Months or Longer, Fair Value	'	6
12 Months or Longer, Gross Unrealized Losses	'	-16
Fair Value	'	6
Gross Unrealized Losses	'	($16)

Investment_Securities_Schedule1

Investment Securities (Schedule of Temporary Impairment Losses, Investments) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Private-label Asset-Backed Security 1 [Member]	Private-label Asset-Backed Security 2 [Member]	Private-label Asset-Backed Security 3 [Member]	Private-label Asset-Backed Security Total [Member]
Schedule of Investments [Line Items]	'	'	'	'	'	'
Book Value	$157,141	$150,461	$1,675	$1,040	$836	$3,551
Fair Value	157,964	159,368	1,240	824	730	2,794
Unrealized Loss	'	'	($435)	($216)	($106)	($757)
Lowest Rating	'	'	'C	'CCC	'CCC	'
Delinquent Percentage, Over 60 Days	'	'	31.30%	25.90%	18.40%	'
Delinquent Percentage, Over 90 Days	'	'	29.70%	24.50%	17.10%	'
Foreclosure, OREO, And Bankruptcy Percentage	'	'	13.60%	9.60%	5.70%	'
OREO Percentage	'	'	1.10%	0.50%	1.20%	'

Investment_Securities_Other_th

Investment Securities (Other than Temporary Impairment, Credit Losses Recognized in Earnings) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Investment Securities [Abstract]	'	'
Beginning Balance	$1,155	$1,084
Addition: Credit loss not previously recognized	180	102
Reductions: Losses realized during the period on OTTI previously recognized	-14	-31
Reductions: Receipt of cash flows on previously recorded OTTI	-3	'
Ending Balance	$1,318	$1,155

Investment_Securities_Investme

Investment Securities (Investments Classified by Contractual Maturity Date) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Investments [Line Items]	'	'
After one year through five years - Amortized Cost	$328	'
After five years through ten years - Amortized Cost	22,656	'
After ten years - Amortized Cost	47,072	'
Amortized Cost	157,141	150,461
After one year through five years - Fair Value	356	'
After five years through ten years - Fair Value	23,983	'
After ten years - Fair Value	47,553	'
Fair Value	157,964	159,368
Mortgage-backed securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Other securities - Amortized Cost	83,296	'
Other securities - Fair Value	82,375	'
Asset-backed Securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Other securities - Amortized Cost	3,767	'
Other securities - Fair Value	3,632	'
Equity securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Other securities - Amortized Cost	22	'
Amortized Cost	22	22
Other securities - Fair Value	65	'
Fair Value	$65	$6

Investment_Securities_Narrativ

Investment Securities (Narrative) (Details) (USD $)	12 Months Ended
Investment Securities (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Schedule of Investments [Line Items]	'	'	'
Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net	$180,000	$102,000	'
Proceeds From Sale Of Available For Sale Securities, Including Unsettled Amounts	3,000,000	2,800,000	'
Proceeds from settlements of securities	1,400,000	'	'
Available-for-sale Securities, Gross Realized Gain (Loss)	206,000	64,000	31,000
Federal Home Loan Mortgage Corporation [Member]	'	'	'
Schedule of Investments [Line Items]	'	'	'
Investment Owned, Balance, Shares	22,368	22,368	'
Municipal Bonds [Member]	'	'	'
Schedule of Investments [Line Items]	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	50	'	'
Mortgage-backed securities [Member]	'	'	'
Schedule of Investments [Line Items]	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	16	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	27	'	'
Asset-backed securities - private label [Member]	'	'	'
Schedule of Investments [Line Items]	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	3	'	'
Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net	180,000	'	'
Securities Pledged as Collateral For Federal Reserve Bank Borrowings [Member] \| Municipal Bonds [Member]	'	'	'
Schedule of Investments [Line Items]	'	'	'
Investment Owned Balance, Positions	31	32	'
Investment Owned, at Cost	10,600,000	10,000,000	'
Investment Owned, at Fair Value	11,100,000	11,100,000	'
Securities Pledged As Collateral For Customer Deposits [Member] \| Municipal Bonds [Member]	'	'	'
Schedule of Investments [Line Items]	'	'	'
Investment Owned Balance, Positions	5	5	'
Investment Owned, at Cost	1,100,000	1,100,000	'
Investment Owned, at Fair Value	$1,100,000	$1,200,000	'

Loans_Receivable_Narrative_Det

Loans Receivable (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Residential Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans Serviced For Others	$11.70	$12.30
Real Estate Loans: One-to-Four Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans Pledged as Collateral for Advances from the FHLB	$124.90	'

Loans_Receivable_Schedule_of_A

Loans Receivable (Schedule of Accounts, Notes, Loans and Financing Receivable) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	$276,312	$272,058	'	'
Allowance for Loan Losses	-1,813	-1,806	-1,366	-953
Net deferred loan costs	2,846	2,681	'	'
Loans and Leases Receivable, Net Reported Amount, Total	277,345	272,933	'	'
Total Real Estate Loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	262,150	256,587	'	'
Real Estate Loans: One-to-Four Family [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	170,793	167,794	'	'
Allowance for Loan Losses	-355	-393	-441	-407
Home Equity [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	31,675	30,724	'	'
Allowance for Loan Losses	-80	-79	-125	-141
Real Estate Loans: Commercial [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	58,746	57,653	'	'
Allowance for Loan Losses	-1,104	-1,118	-522	-278
Real Estate Loans: Construction [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	936	416	'	'
Allowance for Loan Losses	'	'	'	-1
Other Loans: Commercial [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	12,645	13,680	'	'
Allowance for Loan Losses	-218	-202	-265	-104
Other Loans: Consumer [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	1,517	1,791	'	'
Allowance for Loan Losses	-9	-14	-13	-21
Unallocated Financing Receivables [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans and Leases Receivable, Gross	'	'	'	'
Allowance for Loan Losses	($47)	'	'	($1)

Allowance_For_Loan_Losses_Narr

Allowance For Loan Losses (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Alowance For Loan Losses [Abstract]	'	'	'
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$162	$143	$129

Allowance_For_Loan_Losses_Allo

Allowance For Loan Losses (Allowance For Loan Losses And Recorded Investment In Financing Receivables) (Details) (USD $)

3 Months Ended

12 Months Ended

In Thousands, unless otherwise specified

Sep. 30, 2013

Mar. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Jun. 30, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Financing Receivable, Allowance for Credit Losses [Line Items]

Balance, beginning

$1,806

$1,366

$1,806

$1,366

$953

Charge-offs

-151

-239

-62

Recoveries

Provision for loan losses

386

220

-35

105

656

415

Balance, ending

1,806

1,813

1,806

1,366

Allowance for loan losses: Ending balance: individually evaluated for impairment

125

Allowance for loan losses: Ending balance: collectively evaluated for impairment

1,756

1,688

1,756

Ending balance: Gross Loans Receivable

272,058

276,312

272,058

Loans Receivable: Ending balance: individually evaluated for impairment

326

[1]

2,648

326

[1]

Loans Receivable: Ending balance: collectively evaluated for impairment

271,732

273,664

[2]

271,732

Allowance for Loan Losses

-1,806

-1,813

-1,806

-1,366

Deferred loan costs

2,681

2,846

2,681

Real Estate Loans: One-to-Four Family [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

Balance, beginning

393

441

393

441

407

Charge-offs

-51

-134

Recoveries

Provision for loan losses

-22

Balance, ending

393

355

393

441

Allowance for loan losses: Ending balance: individually evaluated for impairment

Allowance for loan losses: Ending balance: collectively evaluated for impairment

393

355

393

Ending balance: Gross Loans Receivable

167,794

170,793

167,794

Loans Receivable: Ending balance: individually evaluated for impairment

[1]

177

[1]

Loans Receivable: Ending balance: collectively evaluated for impairment

167,794

170,616

[2]

167,794

Allowance for Loan Losses

-393

-355

-393

-441

Home Equity [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

Balance, beginning

125

141

Charge-offs

-14

-29

Recoveries

Provision for loan losses

-4

-32

Balance, ending

125

Allowance for loan losses: Ending balance: individually evaluated for impairment

Allowance for loan losses: Ending balance: collectively evaluated for impairment

Ending balance: Gross Loans Receivable

30,724

31,675

30,724

Loans Receivable: Ending balance: individually evaluated for impairment

[1]

Loans Receivable: Ending balance: collectively evaluated for impairment

30,724

31,671

[2]

30,724

Allowance for Loan Losses

-79

-80

-79

-125

Real Estate Loans: Commercial [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

Balance, beginning

1,118

522

1,118

522

278

Charge-offs

-21

-15

Recoveries

Provision for loan losses

-2

576

207

Balance, ending

1,118

1,104

1,118

522

Allowance for loan losses: Ending balance: individually evaluated for impairment

125

Allowance for loan losses: Ending balance: collectively evaluated for impairment

1,088

979

1,088

Ending balance: Gross Loans Receivable

57,653

58,746

57,653

Loans Receivable: Ending balance: individually evaluated for impairment

255

[1]

2,458

255

[1]

Loans Receivable: Ending balance: collectively evaluated for impairment

57,398

56,288

[2]

57,398

Allowance for Loan Losses

-1,118

-1,104

-1,118

-522

Real Estate Loans: Construction [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

Balance, beginning

Charge-offs

Recoveries

Provision for loan losses

-1

Balance, ending

Allowance for loan losses: Ending balance: individually evaluated for impairment

Allowance for loan losses: Ending balance: collectively evaluated for impairment

Ending balance: Gross Loans Receivable

416

936

416

Loans Receivable: Ending balance: individually evaluated for impairment

[1]

Loans Receivable: Ending balance: collectively evaluated for impairment

416

936

[2]

416

Allowance for Loan Losses

Other Loans: Commercial [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

Balance, beginning

202

265

202

265

104

Charge-offs

-47

-80

-1

Recoveries

Provision for loan losses

162

Balance, ending

202

218

202

265

Allowance for loan losses: Ending balance: individually evaluated for impairment

Allowance for loan losses: Ending balance: collectively evaluated for impairment

182

218

182

Ending balance: Gross Loans Receivable

13,680

12,645

13,680

Loans Receivable: Ending balance: individually evaluated for impairment

[1]

Loans Receivable: Ending balance: collectively evaluated for impairment

13,609

12,636

[2]

13,609

Allowance for Loan Losses

-202

-218

-202

-265

Other Loans: Consumer [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

Balance, beginning

Charge-offs

-32

-11

-17

Recoveries

Provision for loan losses

Balance, ending

Allowance for loan losses: Ending balance: individually evaluated for impairment

Allowance for loan losses: Ending balance: collectively evaluated for impairment

Ending balance: Gross Loans Receivable

1,791

1,517

1,791

Loans Receivable: Ending balance: individually evaluated for impairment

[1]

Loans Receivable: Ending balance: collectively evaluated for impairment

1,791

1,517

[2]

1,791

Allowance for Loan Losses

-14

-9

-14

-13

Unallocated Financing Receivables [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

Balance, beginning

Charge-offs

Recoveries

Provision for loan losses

-1

Balance, ending

Allowance for loan losses: Ending balance: individually evaluated for impairment

Allowance for loan losses: Ending balance: collectively evaluated for impairment

Ending balance: Gross Loans Receivable

Loans Receivable: Ending balance: individually evaluated for impairment

[1]

Loans Receivable: Ending balance: collectively evaluated for impairment

[2]

Allowance for Loan Losses

($47)

[1]

Gross Loans Receivable does not include allowance for loan losses of $(1,806) or deferred loan costs of $2,681.

[2]

Gross Loans Receivable does not include allowance for loan losses of $(1,813) or deferred loan costs of $2,846.

Allowance_For_Loan_Losses_Impa

Allowance For Loan Losses (Impaired Loans By Loan Portfolio Class) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]	'	'
Related allowance	$125	$50
Recorded Investment, total	2,648	326
Unpaid Principal Balance, Total	2,648	326
Average Recorded Investment, Total	2,932	409
Interest Income Recognized, Total	150	17
Real Estate Loans: One-to-Four Family [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment, with no related allowance	177	'
Unpaid principal balance, with no related allowance	177	'
Average recorded investment, with no related allowance	189	'
Interest income recognized, with no related allowance	11	'
Home Equity [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment, with no related allowance	4	'
Unpaid principal balance, with no related allowance	4	'
Average recorded investment, with no related allowance	5	'
Real Estate Loans: Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment, with no related allowance	1,911	125
Unpaid principal balance, with no related allowance	1,911	125
Average recorded investment, with no related allowance	1,969	155
Interest income recognized, with no related allowance	80	3
Recorded investment, with related allowance	547	130
Unpaid principal balance, with related allowance	547	130
Related allowance	125	30
Average recorded investment with related allowance	656	131
Interest income recognized, with related allowance	55	7
Other Loans: Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded investment, with no related allowance	9	'
Unpaid principal balance, with no related allowance	9	'
Average recorded investment, with no related allowance	69	50
Interest income recognized, with no related allowance	4	4
Recorded investment, with related allowance	'	71
Unpaid principal balance, with related allowance	'	71
Related allowance	'	20
Average recorded investment with related allowance	44	73
Interest income recognized, with related allowance	'	$3

Allowance_For_Loan_Losses_Loan

Allowance For Loan Losses (Loan Portfolio Summarized By The Past Due Status) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$2,066	$1,439
60-89 Days Past Due	858	432
90 Days or More Past Due	2,992	1,867
Total Past Due and Still Accruing	5,916	3,738
Current Due	270,396	268,320
Total Loans Receivable	276,312	272,058
Non-accrual	4,525	2,392
Real Estate Loans: One-to-Four Family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	1,629	1,279
60-89 Days Past Due	825	379
90 Days or More Past Due	880	1,300
Total Past Due and Still Accruing	3,334	2,958
Current Due	167,459	164,836
Total Loans Receivable	170,793	167,794
Non-accrual	2,145	1,628
Home Equity [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	326	111
60-89 Days Past Due	32	28
90 Days or More Past Due	156	215
Total Past Due and Still Accruing	514	354
Current Due	31,161	30,370
Total Loans Receivable	31,675	30,724
Non-accrual	325	299
Real Estate Loans: Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	43	30
90 Days or More Past Due	1,911	255
Total Past Due and Still Accruing	1,954	285
Current Due	56,792	57,368
Total Loans Receivable	58,746	57,653
Non-accrual	1,911	255
Real Estate Loans: Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current Due	936	416
Total Loans Receivable	936	416
Other Loans: Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	50	'
60-89 Days Past Due	'	20
90 Days or More Past Due	41	71
Total Past Due and Still Accruing	91	91
Current Due	12,554	13,589
Total Loans Receivable	12,645	13,680
Non-accrual	137	201
Other Loans: Consumer [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	18	19
60-89 Days Past Due	1	5
90 Days or More Past Due	4	26
Total Past Due and Still Accruing	23	50
Current Due	1,494	1,741
Total Loans Receivable	1,517	1,791
Non-accrual	$7	$9

Allowance_For_Loan_Losses_Clas

Allowance For Loan Losses (Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	$276,312	$272,058
Pass/ Performing [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	266,935	262,192
Special Mention [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	3,090	3,863
Substandard [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	5,701	5,773
Doubtful [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	582	230
Loss [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	4	'
Real Estate Loans: One-to-Four Family [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	170,793	167,794
Real Estate Loans: One-to-Four Family [Member] \| Pass/ Performing [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	168,018	165,023
Real Estate Loans: One-to-Four Family [Member] \| Substandard [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	2,775	2,771
Home Equity [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	31,675	30,724
Home Equity [Member] \| Pass/ Performing [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	31,253	30,370
Home Equity [Member] \| Substandard [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	387	331
Home Equity [Member] \| Doubtful [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	35	23
Real Estate Loans: Commercial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	58,746	57,653
Real Estate Loans: Commercial [Member] \| Pass/ Performing [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	53,136	51,620
Real Estate Loans: Commercial [Member] \| Special Mention [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	2,743	3,422
Real Estate Loans: Commercial [Member] \| Substandard [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	2,320	2,481
Real Estate Loans: Commercial [Member] \| Doubtful [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	547	130
Real Estate Loans: Construction [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	936	416
Real Estate Loans: Construction [Member] \| Pass/ Performing [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	936	416
Other Loans: Commercial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	12,645	13,680
Other Loans: Commercial [Member] \| Pass/ Performing [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	12,080	12,988
Other Loans: Commercial [Member] \| Special Mention [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	347	441
Other Loans: Commercial [Member] \| Substandard [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	218	176
Other Loans: Commercial [Member] \| Doubtful [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	'	75
Other Loans: Consumer [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	1,517	1,791
Other Loans: Consumer [Member] \| Pass/ Performing [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	1,512	1,775
Other Loans: Consumer [Member] \| Substandard [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	1	14
Other Loans: Consumer [Member] \| Doubtful [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	'	2
Other Loans: Consumer [Member] \| Loss [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans and Leases Receivable, Gross	$4	'

Allowance_For_Loan_Losses_Trou

Allowance For Loan Losses (Troubled Debt Restructurings) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	loan	loan
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	5	'
Financing Receivable, Modifications, Pre-Modification Recorded Investment	$213	'
Financing Receivable, Modifications, Post-Modification Recorded Investment	196	'
Financing Receivable, Modifications, Recorded Investment	196	'
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	1	'
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	48	'
Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	1	'
Financing Receivable, Modifications, Recorded Investment	48	'
Performing Financing Receivable [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	4	'
Financing Receivable, Modifications, Recorded Investment	148	'
Real Estate Loans: One-to-Four Family [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	4	'
Financing Receivable, Modifications, Pre-Modification Recorded Investment	208	'
Financing Receivable, Modifications, Post-Modification Recorded Investment	192	'
Financing Receivable, Modifications, Recorded Investment	192	'
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	1	'
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	48	'
Real Estate Loans: One-to-Four Family [Member] \| Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	1	'
Financing Receivable, Modifications, Recorded Investment	48	'
Real Estate Loans: One-to-Four Family [Member] \| Performing Financing Receivable [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	3	'
Financing Receivable, Modifications, Recorded Investment	144	'
Home Equity [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	1	1
Financing Receivable, Modifications, Pre-Modification Recorded Investment	5	'
Financing Receivable, Modifications, Post-Modification Recorded Investment	4	'
Financing Receivable, Modifications, Recorded Investment	4	31
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	'	1
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	'	31
Home Equity [Member] \| Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	'	1
Financing Receivable, Modifications, Recorded Investment	'	31
Home Equity [Member] \| Performing Financing Receivable [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	1	'
Financing Receivable, Modifications, Recorded Investment	$4	'

Premises_and_Equipment_Details

Premises and Equipment (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property, Plant and Equipment [Line Items]	'	'	'
Property, Plant and Equipment, Gross	$17,099	$16,479	'
Accumulated depreciation	-7,457	-6,794	'
Property, Plant and Equipment, Net	9,642	9,685	'
Depreciation Premises and Equipment	699	663	655
Accumulated Depreciation, Retired Assets	36	238	'
Land [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Property, Plant and Equipment, Gross	1,206	1,206	'
Building and Building Improvements [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Property, Plant and Equipment, Gross	11,125	10,857	'
Furniture and Equipment [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Property, Plant and Equipment, Gross	$4,768	$4,416	'

Other_Assets_Narrative_Details

Other Assets (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Other Assets [Abstract]	'	'
Deferred Tax Assets (Liabilities), Net	$914,000	($2,260,000)
Prepaid FDIC Quarterly Risk Based Deposit Insurance Assessments	'	441,000
Receivable From Broker For Sale of Available-For-Sale Security	'	$1,400,000

Deposits_Narrative_Details

Deposits (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Deposits [Abstract]	'	'
Time Deposits, $100,000 or More	$69.10	$69.20
Time Deposit, $250,000 Or More	14	15.5
Related Party Deposit Liabilities	$3.30	$3.20

Deposits_Schedule_Of_Deposits_

Deposits (Schedule Of Deposits) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Deposits [Abstract]	'	'
Demand deposits: Non-interest bearing	$34,320	$32,478
Demand deposits: Interest bearing	44,517	42,350
Money market accounts	77,990	68,228
Savings accounts	38,833	36,990
Time deposits	192,575	198,497
Total Deposits	$388,235	$378,543
Weighted Average Rate - Demand deposits: Non-interest bearing	'	'
Weighted Average Rate - Demand deposits: Interest bearing	0.12%	0.11%
Weighted Average Rate - Money market accounts	0.35%	0.38%
Weighted Average Rate - Savings accounts	0.10%	0.10%
Weighted Average Rate - Time deposits	1.41%	1.49%
Weighted Average Rate on Total Deposits	0.79%	0.87%

Deposits_Schedule_Of_Maturitie

Deposits (Schedule Of Maturities Of Time Certificates Of Deposits) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Deposits [Abstract]	'	'
2014	$74,170	'
2015	63,172	'
2016	28,965	'
2017	18,189	'
2018	8,056	'
Thereafter	23	'
Interest-bearing Domestic Deposit, Time Deposits	$192,575	$198,497

Deposits_Schedule_of_Interest_

Deposits (Schedule of Interest Expense on Deposits) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Deposits [Abstract]	'	'	'
Interest bearing checking accounts	$48	$50	$65
Money market accounts	269	306	277
Savings accounts	40	46	68
Time deposits	2,833	3,577	4,174
Interest Expense, Domestic Deposits, Total	$3,190	$3,979	$4,584

Borrowings_Narrative_Details

Borrowings (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2013
Borrowings (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Minimum [Member]	Maximum [Member]	Federal Reserve Bank Advances [Member]	Federal Reserve Bank Advances [Member]	Unsecured Debt [Member]	Secured Debt [Member]
Federal Home Loan Bank, Advances, Short-term	$11,650,000	$11,200,000	'	'	'	'	'	'
Federal Home Loan Bank, Advances, Short-Term, Fixed Interest Rate	'	'	0.37%	0.40%	'	'	'	'
Short-term Debt, Weighted Average Interest Rate	0.39%	0.38%	'	'	'	'	'	'
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	124,900,000	123,100,000	'	'	'	'	'	'
Federal Home Loan Bank Advances	19,500,000	25,600,000	'	'	'	'	'	'
Available-for-sale Securities Pledged as Collateral	'	'	'	'	10,600,000	10,000,000	'	'
Fair Value of Securities Pledged as Collateral (Overnight Borrowing Limit from Federal Reserve Bank)	'	'	'	'	11,100,000	11,100,000	'	'
Federal Reserve Bank, Overnight Borrowings Outstanding	'	'	'	'	0	0	'	'
Line of Credit Facility, Maximum Borrowing Capacity	22,000,000	'	'	'	'	'	20,000,000	2,000,000
Line of Credit Facility, Amount Outstanding	$0	'	'	'	'	'	'	'

Borrowings_Schedule_of_FHLBNY_

Borrowings (Schedule of FHLBNY Advances) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Borrowings [Abstract]	'	'
Federal Home Loan Bank, Advances, Maturities Summary, Due in Remainder of Fiscal Year	'	$8,300
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	4,100	4,100
Federal Home Loan Bank, Advances, Maturities Summary, Due in Year Two	3,250	1,500
Federal Home Loan Bank, Advances, Maturities Summary, Due in Year Three	500	500
Long-term Federal Home Loan Bank Advances, Total	$7,850	$14,400
Federal Home Loan Bank Advances Maturities, Summary Average Interest Rate Of Current Year Maturities	'	2.45%
Federal Home Loan Bank, Advances, Maturities Summary, Average Interest Rate of Amounts Due within One Year of Balance Sheet Date	2.51%	2.51%
Federal Home Loan Bank, Advances, Maturities Summary, Average Interest Rate, One to Two Years from Balance Sheet Date	1.79%	3.12%
Federal Home Loan Bank, Advances, Maturities Summary, Average Interest Rate, Two to Three Years from Balance Sheet Date	3.76%	3.76%
Debt, Weighted Average Interest Rate	2.29%	2.58%

Lease_Obligations_Narrative_De

Lease Obligations (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Operating Leases, Rent Expense, Net	$139	$139	$138
Property, Plant and Equipment, Gross	17,099	16,479	'
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	7,457	6,794	'
Capital Lease 1 [Member]	'	'	'
Capital Lease Obligations	163	198	'
Capital Lease Obligation Remaining Life	'4 years	'	'
Capital Lease 2 [Member]	'	'	'
Capital Lease Obligations	969	1,000	'
Capital Lease Obligation Remaining Life	'15 years	'	'
Capital Lease 1&2 [Member]	'	'	'
Property, Plant and Equipment, Gross	1,500	1,500	'
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	$605	$541	'

Lease_Obligations_Schedule_of_

Lease Obligations (Schedule of Future Minimum Payments for Operating and Capital Leases) (Details) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013
Lease Obligations [Abstract]	'
Operating Lease: 2014	$137
Operating Lease: 2015	101
Operating Lease: 2016	33
Operating Lease: 2017	32
Operating Lease: 2018	33
Operating Lease: Thereafter	33
Total Minimum Operating Lease Payments	369
Capital Lease: 2014	165
Capital Lease: 2015	165
Capital Lease: 2016	165
Capital Lease: 2017	165
Capital Lease: 2018	117
Capital Lease: Thereafter	1,240
Total Minimum Capital Lease Payments	2,017
Less: Amounts representing interest for capital lease	-885
Present value of minimum capital lease payments	$1,132

Income_Taxes_Narrative_Details

Income Taxes (Narrative) (Details) (USD $)	12 Months Ended
Income Taxes (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Taxes [Abstract]	'	'	'
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate	34.00%	34.00%	34.00%
Deferred Tax Assets, Valuation Allowance	$193,000	$193,000	'
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Impairment Losses, Amount	'	'	193,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender	$2,200,000	$2,200,000	'

Income_Taxes_Schedule_of_Compo

Income Taxes (Schedule of Components of Income Tax Expense) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Taxes [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Current: Federal	'	'	'	'	'	'	'	'	$853	$1,016	$1,194
Current: State	'	'	'	'	'	'	'	'	161	208	239
Total Current	'	'	'	'	'	'	'	'	1,014	1,224	1,433
Deferred: Federal	'	'	'	'	'	'	'	'	-38	-196	-42
Deferred: State	'	'	'	'	'	'	'	'	-8	-44	2
Total Deferred	'	'	'	'	'	'	'	'	-46	-240	-40
Total Income Tax Expense	$356	$222	$180	$210	$213	$221	$253	$297	$968	$984	$1,393

Income_Taxes_Schedule_of_Recon

Income Taxes (Schedule of Reconciliations of the Statutory Federal Income Tax) (Details)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Taxes [Abstract]	'	'	'
Federal income tax at statutory rate	34.00%	34.00%	34.00%
State tax, net of federal benefit	2.20%	2.30%	3.10%
Tax-exempt interest income	-14.50%	-14.10%	-12.70%
Deferred tax valuation allowance increase	'	'	3.10%
Life insurance income	-2.00%	-1.80%	-1.70%
Other	0.80%	0.90%	1.70%
Total Income Tax Expense	20.50%	21.30%	27.50%

Income_Taxes_Components_of_Def

Income Taxes (Components of Deferred Assets and Liabilities) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Income Taxes [Abstract]	'	'
Deferred tax assets: Deferred compensation	$1,484	$1,480
Deferred tax assets: Allowance for loan losses	701	699
Deferred tax assets: Impairment charge on securities available for sale	510	447
Deferred tax assets: Impairment of equity investment in unconsolidated entity	193	193
Deferred tax assets: Stock options granted	108	114
Deferred tax assets: Other	115	34
Total Deferred Tax Assets	3,111	2,967
Deferred tax liabilities: Deferred loan origination costs	-1,101	-1,038
Deferred tax liabilities: Depreciation	-585	-550
Deferred tax liabilities: Unrealized gains on securities available for sale	-318	-3,446
Total Deferred Tax Liabilities	-2,004	-5,034
Deferred tax valuation allowance	-193	-193
Net Deferred Tax Liability	$914	($2,260)

Employee_and_Director_Benefit_1

Employee and Director Benefit Plans (Narrative) (Details) (USD $)	3 Months Ended	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Additional Bank Owned Life Insurance Purchased	'	'	$2,500,000	'
401(k) [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
401(k) Eligibility Criteria	'	'The Company maintains a 401(k) savings plan covering employees who have completed three months of service and attained age 21.	'	'
Defined Contribution Plan, Employer Matching Percentage of Employee Deferral	'	40.00%	'	'
Maximum Matching Contribution Percentage of Employee Compensation	'	75.00%	'	'
Defined Contribution Plan, Employer Matching Contribution, Percent	'	6.00%	'	'
Defined Contribution Plan, Cost Recognized	'	385,000	352,000	383,000
Profit Sharing [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Defined Contribution Plan, Employer Matching Contribution, Percent	'	5.10%	'	'
Safe Harbor Discretionary Employer Contribution [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Defined Contribution Plan, Employer Matching Contribution, Percent	'	3.40%	'	'
Non-Qualified Executive Supplemental Benefit Plans and Non-Qualified Directors Supplemental Benefit Plan - "The 1999 Plan" [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Cash Surrender Value of Life Insurance	6,900,000	7,000,000	6,900,000	'
Benefit Obligation	1,700,000	1,600,000	1,700,000	'
Discount rate for projected benefit obligation	6.17%	6.17%	6.17%	'
Non-Qualified Executive Supplemental Benefit Plans and Non-Qualified Directors Supplemental Benefit Plan - "The 2001 Plan" [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Benefit Obligation	2,000,000	2,000,000	2,000,000	'
Discount rate for projected benefit obligation	6.17%	6.17%	6.17%	'
Supplemental Executive Retirement Plan - "The 2012 Plan" [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Benefit Obligation	29,000	90,000	29,000	'
Discount rate for projected benefit obligation	6.17%	6.17%	6.17%	'
Benefit Plan, Full Benefit Eligibility Retirement Age	'	67	'	'
Benefit Plan, Full Annual Benefit	'	137,501	'	'
Benefit Plan, Postretirement Benefit Payout Period	'	'15 years	'	'
Non-Qualified Executive Supplemental Benefit Plans and Non-Qualified Directors Supplemental Benefit Plans - "The 2001 and 2012 Plans" [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Cash Surrender Value of Life Insurance	7,200,000	7,400,000	7,200,000	'
Compensation Cost	'	336,000	347,000	279,000
Additional Bank Owned Life Insurance Purchased	$2,500,000	'	'	'

Stock_Based_Compensation_Sched

Stock Based Compensation (Schedule Of Stock Options) (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]	'	'	'
Exercised	-6,703	'	'
Stock Option Plan [Member]	'	'	'
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]	'	'	'
Outstanding at beginning of year	236,809	236,809	249,455
Granted	'	'	'
Exercised	-6,703	'	'
Forfeited	'	'	-12,646
Outstanding at end of year	230,106	236,809	236,809
Options exercisable at end of period	220,846	221,845	216,140
Outstanding at beginning of year, Exercise Price	$11.05	$11.05	$11.07
Granted, Exercise Price	'	'	'
Exercised, Exercise Price	$10.97	'	'
Forfeited, Exercise Price	'	'	$11.50
Outstanding at end of year, Exercise Price	$11.05	$11.05	$11.05
Options exercisable at end of period, Exercise Price	$11.18	$11.26	$11.34
Fair value of options granted in period	'	'	'
Options Outstanding at end of year, Remaining Contractual Life	'3 years	'4 years	'5 years
Options Exercisable at end of year, Remaining Contractual Life	'3 years	'4 years	'5 years

Stock_Based_Compensation_Sched1

Stock Based Compensation (Schedule Of Unvested Restricted Stock Activity) (Details) (Recognition and Retention Plan [Member], USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Recognition and Retention Plan [Member]	'	'	'
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]	'	'	'
Unvested shares outstanding at beginning of year	10,630	14,304	31,546
Granted	'	300	'
Vested	-4,035	-3,974	-11,292
Forfeited	'	'	-5,950
Unvested shares outstanding at end of year	6,595	10,630	14,304
Unvested shares outstanding at beginning of year, Weighted Average Grant Price	$7.98	$7.92	$9.43
Granted, Weighted Average Grant Price	'	$10.17	'
Vested, Weighted Average Grant Price	$7.97	$7.93	$10.24
Forfeited, Weighted average Grant Price	'	'	$11.50
Unvested shares outstanding at end of quarter, Weighted Average Grant Price	$7.99	$7.98	$7.92

Stock_Based_Compensation_Narra

Stock Based Compensation (Narrative) (Details) (USD $)	12 Months Ended
Stock Based Compensation (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2006
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation, Cost Recognized	$132,000	$121,000	$304,000	'
ESOP Shares Earned	7,935	7,935	7,935	'
Stock Option Plan [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation, Cost Recognized	9,000	9,000	107,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	297,562	'	'	'
Award Vesting Period	'5 years	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value	265,000	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	60,753	'	'	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Stock Options	5,000	'	'	'
Recognition and Retention Plan [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation, Cost Recognized	32,000	32,000	116,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	119,025	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights	'Awards vest at a rate of 20% per year	'	'	'
RRP Shares Vested or Distributed to Eligible Participants	77,771	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	4,035	3,974	11,292	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	'42 months	'	'	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	23,000	'	'	'
2012 Equity Incentive Compensation [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	200,000	'	'	'
Employee Stock Ownership Plan "ESOP" [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period	'5 years	'	'	'
ESOP, Loan amount	1,900,000	'	'	2,600,000
ESOP, Shares Acquired	'	'	'	238,050
Employee Stock Ownership Plan (ESOP), Stock Purchase Price	'	'	'	$10.70
Employee Stock Ownership Plan (ESOP), Reduction To Stockholders' Equity From Purchased Shares	'	'	'	2,600,000
ESOP, Fair value of unallocated shares	2,100,000	'	'	'
ESOP, Allocated shares	53,990	47,298	46,370	'
ESOP, Unallocated shares	174,568	182,505	190,440	'
ESOP, Compensation expense	$91,000	$80,000	$81,000	'
ESOP Shares Earned	7,935	7,935	7,935	'
Minimum [Member] \| Stock Option Plan [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	'12 months	'	'	'
Maximum [Member] \| Stock Option Plan [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	'10 years	'	'	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	'42 months	'	'	'

Fair_Value_Of_Financial_Instru3

Fair Value Of Financial Instruments (Fair Value Measurements, Recurring and Nonrecurring) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	$157,964	$159,368
Impaired loans	2,648	326
Foreclosed real estate	581	580
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	13,848	15,195
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	140,618	140,300
Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	3,498	3,873
U.S. Treasury bonds [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	13,848	15,195
Municipal Bonds [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	58,044	56,264
Collateralized mortgage obligations - private label [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	81	94
Collateralized mortgage obligations - government sponsored entities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	62,625	58,167
Asset-backed securities - private label [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	3,498	4,117
Asset-backed securities - government sponsored entities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	134	163
Equity securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	65	6
Fair Value, Measurements, Recurring [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	157,964	159,368
Fair Value, Measurements, Recurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	13,848	15,195
Fair Value, Measurements, Recurring [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	140,618	140,300
Fair Value, Measurements, Recurring [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	3,498	3,873
Fair Value, Measurements, Recurring [Member] \| U.S. Treasury bonds [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	13,848	15,195
Fair Value, Measurements, Recurring [Member] \| U.S. Treasury bonds [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	13,848	15,195
Fair Value, Measurements, Recurring [Member] \| U.S. Treasury bonds [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| U.S. Treasury bonds [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Municipal Bonds [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	58,044	56,264
Fair Value, Measurements, Recurring [Member] \| Municipal Bonds [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Municipal Bonds [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	58,044	56,264
Fair Value, Measurements, Recurring [Member] \| Municipal Bonds [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Collateralized mortgage obligations - private label [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	81	94
Fair Value, Measurements, Recurring [Member] \| Collateralized mortgage obligations - private label [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Collateralized mortgage obligations - private label [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	81	94
Fair Value, Measurements, Recurring [Member] \| Collateralized mortgage obligations - private label [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Collateralized mortgage obligations - government sponsored entities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	62,625	58,167
Fair Value, Measurements, Recurring [Member] \| Collateralized mortgage obligations - government sponsored entities [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Collateralized mortgage obligations - government sponsored entities [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	62,625	58,167
Fair Value, Measurements, Recurring [Member] \| Collateralized mortgage obligations - government sponsored entities [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Government National Mortgage Association	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	2,219	2,896
Fair Value, Measurements, Recurring [Member] \| Government National Mortgage Association \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Government National Mortgage Association \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	2,219	2,896
Fair Value, Measurements, Recurring [Member] \| Government National Mortgage Association \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Federal National Mortgage Association	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	11,634	16,272
Fair Value, Measurements, Recurring [Member] \| Federal National Mortgage Association \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Federal National Mortgage Association \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	11,634	16,272
Fair Value, Measurements, Recurring [Member] \| Federal National Mortgage Association \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Federal Home Loan Mortgage Corporation	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	5,816	6,194
Fair Value, Measurements, Recurring [Member] \| Federal Home Loan Mortgage Corporation \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Federal Home Loan Mortgage Corporation \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	5,816	6,194
Fair Value, Measurements, Recurring [Member] \| Federal Home Loan Mortgage Corporation \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Asset-backed securities - private label [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	3,498	4,117
Fair Value, Measurements, Recurring [Member] \| Asset-backed securities - private label [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Asset-backed securities - private label [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	244
Fair Value, Measurements, Recurring [Member] \| Asset-backed securities - private label [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	3,498	3,873
Fair Value, Measurements, Recurring [Member] \| Asset-backed securities - government sponsored entities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	134	163
Fair Value, Measurements, Recurring [Member] \| Asset-backed securities - government sponsored entities [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Asset-backed securities - government sponsored entities [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	134	163
Fair Value, Measurements, Recurring [Member] \| Asset-backed securities - government sponsored entities [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Equity securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	65	6
Fair Value, Measurements, Recurring [Member] \| Equity securities [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Recurring [Member] \| Equity securities [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	65	6
Fair Value, Measurements, Recurring [Member] \| Equity securities [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value	'	'
Fair Value, Measurements, Nonrecurring [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	699	125
Foreclosed real estate	555	378
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	'	'
Foreclosed real estate	'	'
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	'	'
Foreclosed real estate	'	'
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	699	125
Foreclosed real estate	$555	$378

Fair_Value_Of_Financial_Instru4

Fair Value Of Financial Instruments (Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Beginning Balance	$3,873	$3,936
Principal Paydowns	-451	-381
Ending Balance	3,498	3,873
Total Gains - Realized/Unrealized [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Included in earnings	'	'
Included in other comprehensive income	256	420
Total Losses - Realized/Unrealized [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Included in earnings	($180)	($102)

Fair_Value_Of_Financial_Instru5

Fair Value Of Financial Instruments (Additional Quantitative Information) (Details) (Asset-backed securities - private label [Member], Significant Other Unobservable Inputs (Level 3) [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Assets, Fair Value Disclosure	$3,498
Debt Instrument, Credit Rating	'B- thru D
Fair Value Measurements, Valuation Processes, Description	'Prime First and Second Lien - Residential Real Estate
Minimum [Member]	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Prepayment Rate	4.00%
Fair Value Inputs, Probability of Default	5.00%
Fair Value Inputs, Loss Severity	70.00%
Maximum [Member]	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Prepayment Rate	8.00%
Fair Value Inputs, Probability of Default	8.00%
Fair Value Inputs, Loss Severity	100.00%

Fair_Value_Of_Financial_Instru6

Fair Value Of Financial Instruments (Fair Value, By Balance Sheet Grouping) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Cash and cash equivalents	$17,202	$19,765	'	'
Financial assets: Securities available for sale, carrying amount and fair value	157,964	159,368	'	'
Financial assets: Federal Home Loan Bank stock	1,560	1,852	'	'
Financial assets: Loans receivable, net	266,449	273,202	'	'
Financial assets: Accrued interest receivable	1,787	1,802	'	'
Financial liabilities: Deposits	392,801	383,578	'	'
Financial liabilities: Short-term borrowings	11,650	11,200	'	'
Financial liabilities: Long-term debt	7,971	14,748	'	'
Financial liabilities: Accrued interest payable	25	43	'	'
Financial assets: Cash and cash equivalents, Carrying Amount	17,202	19,765	23,704	33,514
Financial assets: Federal Home Loan Bank stock, Carrying Amount	1,560	1,852	'	'
Financial assets: Loans receivable, net, Carrying Amount	277,345	272,933	'	'
Financial assets: Accrued interest receivable, Carrying Amount	1,787	1,802	'	'
Financial liabilities: Deposits, Carrying Amount	388,235	378,543	'	'
Financial liabilities: Short-term borrowings, Carrying Amount	11,650	11,200	'	'
Financial liabilities: Long-term debt, Carrying Amount	7,850	14,400	'	'
Financial liabilities: Accrued interest payable, Carrying Amount	25	43	'	'
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Cash and cash equivalents	17,202	19,765	'	'
Financial assets: Securities available for sale, carrying amount and fair value	13,848	15,195	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Securities available for sale, carrying amount and fair value	140,618	140,300	'	'
Financial assets: Federal Home Loan Bank stock	1,560	1,852	'	'
Financial assets: Accrued interest receivable	1,787	1,802	'	'
Financial liabilities: Deposits	392,801	383,578	'	'
Financial liabilities: Short-term borrowings	11,650	11,200	'	'
Financial liabilities: Long-term debt	7,971	14,748	'	'
Financial liabilities: Accrued interest payable	25	43	'	'
Significant Other Unobservable Inputs (Level 3) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Financial assets: Securities available for sale, carrying amount and fair value	3,498	3,873	'	'
Financial assets: Loans receivable, net	$266,449	$273,202	'	'

Fair_Value_Of_Financial_Instru7

Fair Value Of Financial Instruments (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired Financing Receivable, Related Allowance	$125	$50
Impaired loans	2,648	326
Foreclosed real estate	581	580
Impaired Loans [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Measurements, Valuation Techniques	'recent appraisals less estimated selling costs of related collateral or discounted cash flows based on current market conditions	'
Impaired Loans with Related Allowance [Member] \| Customer Relationship One [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired Financing Receivable, with Related Allowance, Recorded Investment	547	'
Impaired Financing Receivable, Related Allowance	125	'
Assets, Fair Value Disclosure, Nonrecurring	646	'
Impaired Loans with Related Allowance [Member] \| Customer Relationship Three [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired Financing Receivable, with Related Allowance, Recorded Investment	'	201
Impaired Loans with Related Allowance [Member] \| Unobservable Input, Liquidation Expenses [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Disclosure, Unobservable Input Range including the impact of anticipated receipt of guaranteed funds	'equal to 10% of the collateral value, past due and estimated delinquent real estate taxes, and an additional discount for dated financial information	'
Impaired Loans Without Related Allowance [Member] \| Customer Relationship One [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired Financing Receivable, Related Allowance	'	50
Assets, Fair Value Disclosure, Nonrecurring	'	125
Impaired Loans Without Related Allowance [Member] \| Customer Relationship Two [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	48	'
Assets, Fair Value Disclosure, Nonrecurring	53	'
Impaired Loans Without Related Allowance [Member] \| Unobservable Input, Liquidation Expenses [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Disclosure, Unobservable Input Range including the impact of anticipated receipt of guaranteed funds	'10% of the collateral value and the anticipated receipt of Small Business Administration ("SBA") guaranteed funds	'
Foreclosed Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Measurements, Valuation Techniques	'carried at its fair value based on recent appraisals less estimated selling costs. The fair value of foreclosed assets is reported on a non-recurring basis when the value of acquired property is written down during the period. Fair value is based upon independent market prices or appraised value of the property.	'
Foreclosed Real Estate [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Foreclosed real estate	644	457
Foreclosed Real Estate, Value After Write-Down	486	351
Assets, Fair Value Disclosure, Nonrecurring	555	378
Writedowns on Real Estate Acquired Through Foreclosure	$158	'
Foreclosed Real Estate [Member] \| Unobservable Input, Liquidation Expenses [Member] \| Minimum [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Disclosure, Unobservable Input Range	7.00%	7.00%
Foreclosed Real Estate [Member] \| Unobservable Input, Liquidation Expenses [Member] \| Maximum [Member] \| Significant Other Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Disclosure, Unobservable Input Range	15.00%	15.00%

Regulatory_Capital_Requirement2

Regulatory Capital Requirements (Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations ) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Actual Total capital (to risk-weighted assets) - Amount	$63,153	$59,144
Actual Tier 1 capital (to adjusted total assets) - Amount	61,326	57,343
Actual Tangible equity (to tangible assets) - Amount	61,326	57,343
Actual Tier 1 capital (to risk-weighted assets) - Amount	61,326	57,343
Actual Total capital (to risk-weighted assets) - Ratio	25.08%	23.77%
Actual Tier 1 capital (to adjusted total assets) - Ratio	12.75%	12.14%
Actual Tangible equity (to tangible assets) - Ratio	12.75%	12.14%
Actual Tier 1 capital (to risk-weighted assets) - Ratio	24.36%	23.04%
Minimum [Member]	'	'
Total capital (to risk-weighted assets) - For Capital Adequacy Purpose - Amount	20,141	19,907
Tier 1 capital (to adjusted total assets) - For Capital Adequacy Purpose - Amount	19,234	18,887
Tangible equity (to tangible assets) - For Capital Adequacy Purpose - Amount	7,213	7,083
Tier 1 capital (to risk-weighted assets) - For Capital Adequacy Purpose - Amount	10,070	9,953
Total capital (to risk-weighted assets) - For Capital Adequacy Purpose - Ratio	8.00%	8.00%
Tier 1 capital (to adjusted total assets) - For Capital Adequacy Purpose - Ratio	4.00%	4.00%
Tangible equity (to tangible assets) - For Capital Adequacy Purpose - Ratio	1.50%	1.50%
Tier 1 capital (to risk-weighted assets) - For Capital Adequacy Purpose - Ratio	4.00%	4.00%
Total capital (to risk-weighted assets) - To be Well Capitalized under Prompt Corrective Action Provisions - Amount	25,176	24,883
Tier 1 capital (to adjusted total assets) - To be Well Capitalized under Prompt Corrective Action Provisions - Amount	24,042	23,609
Tier 1 capital (to risk-weighted assets) - To be Well Capitalized under Prompt Corrective Action Provisions - Amount	$15,106	$14,930
Total capital (to risk-weighted assets) - To be Well Capitalized under Prompt Corrective Action Provisions - Ratio	10.00%	10.00%
Tier 1 capital (to adjusted total assets) - To be Well Capitalized under Prompt Corrective Action Provisions - Ratio	5.00%	5.00%
Tier 1 capital (to risk-weighted assets) - To be Well Capitalized under Prompt Corrective Action Provisions - Ratio	6.00%	6.00%

Regulatory_Capital_Requirement3

Regulatory Capital Requirements (Reconciliation of GAAP Capital to Regulatory Tier 1 and Total Capital) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Regulatory Capital Requirements [Abstract]	'	'
GAAP (Equity) Capital:	$61,821	$62,799
Plus: Unrealized gains on available-for-sale securities, net of tax	-495	-5,456
Tier 1 Capital	61,326	57,343
Plus: Allowance for loan losses	1,813	1,806
Plus: Unrealized gains on available-for-sale securities includible in regulatory capital	19	'
Less: Other investments required to be deducted	5	5
Total Regulatory Capital	$63,153	$59,144

Earnings_Per_Share_Calculated_

Earnings Per Share (Calculated Basic and Diluted Earnings Per Share) (Details) (USD $)

3 Months Ended

12 Months Ended

In Thousands, except Share data, unless otherwise specified

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Jun. 30, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]

Numerator- Net income

$1,051

$986

$800

$906

$861

$863

$895

$1,007

$3,743

$3,626

$3,680

Denominators: Basic weighted average shares outstanding

5,701,631

5,704,051

5,692,316

Increase in weighted average shares outstanding due to: Stock options

15,845

4,972

4,221

Increase in weighted average shares outstanding due to: Unvested restricted stock awards

154

Diluted weighted average shares outstanding

5,717,476

[1]

5,709,177

[1]

5,696,634

[1]

Earnings per share: Basic

$0.66

$0.64

$0.65

Earnings per share: Diluted

$0.65

$0.64

$0.65

Employee Stock Option [Member]

Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]

Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount

206,643

Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price

$11.50

Unvested Shares held by RRP [Member]

Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]

Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount

6,477

3,246

[1]

(1) Stock options to purchase 206,643 shares under the Stock Option Plan at $11.50 per share and restricted unvested shares of 6,477 under the RRP were outstanding during 2012, but were not included in the calculation of diluted earnings per share because to do so would have been anti-dilutive. Stock options to purchase 206,643 shares under the Stock Option Plan at $11.50 per share and restricted unvested shares of 3,246 under the RRP were outstanding during 2011, but were not included in the calculation of diluted earnings per share because to do so would have been anti-dilutive.

Commitments_To_Extend_Credit_S

Commitments To Extend Credit (Schedule of Credit Commitments) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Commitments to grant loans [Member]	'	'
Supply Commitment [Line Items]	'	'
Commitments to Extend Credit	$8,420	$11,369
Unfunded commitments under lines of credit [Member]	'	'
Supply Commitment [Line Items]	'	'
Commitments to Extend Credit	$28,430	$26,419

Commitments_To_Extend_Credit_N

Commitments To Extend Credit (Narrative) (Details) (Fixed Rate Loan Commitments [Member], USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2013
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Minimum [Member]	Maximum [Member]
Supply Commitment [Line Items]	'	'	'	'
Fixed Rate Loan Commitments	$6.20	$8.90	'	'
Fixed Rate Loan Commitments, Interest Rate	'	'	3.50%	7.25%

Parent_Company_Only_Financial_2

Parent Company Only Financial Information (Statement of Financial Condition) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Cash and due from banks	$7,748	$7,374	'	'
Financial assets: Securities available for sale, carrying amount and fair value	157,964	159,368	'	'
Financial assets: Loans receivable, net, Carrying Amount	277,345	272,933	'	'
Other assets	2,260	2,858	'	'
Total Assets	482,167	482,387	'	'
Other liabilities	-5,707	-8,050	'	'
Total stockholders' equity	65,271	66,985	63,947	55,210
Total Liabilities and Stockholders' Equity	482,167	482,387	'	'
Parent Company [Member]	'	'	'	'
Cash and due from banks	944	1,547	'	'
Financial assets: Securities available for sale, carrying amount and fair value	344	552	'	'
Investment in subsidiary	61,821	62,799	'	'
Financial assets: Loans receivable, net, Carrying Amount	1,876	1,961	'	'
Other assets	191	12	'	'
Total Assets	65,176	66,871	'	'
Other liabilities	-95	-114	'	'
Total stockholders' equity	65,271	66,985	'	'
Total Liabilities and Stockholders' Equity	$65,176	$66,871	'	'

Parent_Company_Only_Financial_3

Parent Company Only Financial Information (Statement of Income) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest Income	$4,706	$4,626	$4,621	$4,661	$4,742	$4,815	$5,013	$5,080	$18,614	$19,650	$20,765
Impairment of equity investment in unconsolidated entity	'	'	'	'	'	'	'	'	'	'	-500
Impairment charge on equity investment in unconsolidated entity	'	'	'	'	'	'	'	'	-613	-583	'
Non-Interest Expenses	2,959	3,013	3,259	3,103	2,826	2,874	3,044	3,067	12,334	11,811	11,307
Loss Before Income Taxes and Equity i Undistributed Net Income of Subsidiary	1,407	1,208	980	1,116	1,074	1,084	1,148	1,304	4,711	4,610	5,073
Income tax benefit	356	222	180	210	213	221	253	297	968	984	1,393
Net Income	1,051	986	800	906	861	863	895	1,007	3,743	3,626	3,680
Parent Company [Member]	'	'	'	'	'	'	'	'	'	'	'
Interest Income	'	'	'	'	'	'	'	'	166	184	226
Impairment of equity investment in unconsolidated entity	'	'	'	'	'	'	'	'	'	'	-500
Total Income (Loss)	'	'	'	'	'	'	'	'	166	184	-274
Non-Interest Expenses	'	'	'	'	'	'	'	'	378	479	418
Loss Before Income Taxes and Equity i Undistributed Net Income of Subsidiary	'	'	'	'	'	'	'	'	-212	-295	-692
Income tax benefit	'	'	'	'	'	'	'	'	-107	-136	-100
Income (loss) before undistributed net income of subsidiary	'	'	'	'	'	'	'	'	-105	-159	-592
Equity in undistributed net income of subsidiary	'	'	'	'	'	'	'	'	3,848	3,785	4,272
Net Income	'	'	'	'	'	'	'	'	$3,743	$3,626	$3,680

Parent_Company_Only_Financial_4

Parent Company Only Financial Information (Statements of Comprehensive Income) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net Income	$1,051	$986	$800	$906	$861	$863	$895	$1,007	$3,743	$3,626	$3,680
Other Comprehensive Income, net of tax:	'	'	'	'	'	'	'	'	'	'	'
Unrealized holding (losses) gains on securities available for sale, net of tax benefit (expense) (Parent: 2013 $3; 2012 $8; 2011 $16, Subsidiary: 2013 $3,114; 2012 $(261); 2011 $(3,564))	'	'	'	'	'	'	'	'	-4,938	402	5,623
Reclassification adjustments related to: Recovery on previously impaired investment securities included in net income, net of tax expense 2013 $1; 2011 $22	'	'	'	'	'	'	'	'	-2	'	-35
Reclassification adjustments related to: Gains on sales of securities included in net income, net of tax expense 2013 $80; 2012 $25; 2011 $12	'	'	'	'	'	'	'	'	-126	-39	-19
Reclassification adjustments related to: Impairment charge for losses included in net income, net of tax benefit 2013 $70; 2012 $40	'	'	'	'	'	'	'	'	110	62	'
Total Other Comprehensive (Loss) Income	'	'	'	'	'	'	'	'	-4,956	425	5,569
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	'	'	'	'	'	'	'	'	-1,213	4,051	9,249
Parent Company [Member]	'	'	'	'	'	'	'	'	'	'	'
Net Income	'	'	'	'	'	'	'	'	3,743	3,626	3,680
Other Comprehensive Income, net of tax:	'	'	'	'	'	'	'	'	'	'	'
Unrealized holding (losses) gains on securities available for sale, net of tax benefit (expense) (Parent: 2013 $3; 2012 $8; 2011 $16, Subsidiary: 2013 $3,114; 2012 $(261); 2011 $(3,564))	'	'	'	'	'	'	'	'	-5	-13	-25
Total Other Comprehensive (Loss) Income	'	'	'	'	'	'	'	'	-4,956	425	5,569
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	'	'	'	'	'	'	'	'	-1,213	4,051	9,249
Subsidiaries [Member]	'	'	'	'	'	'	'	'	'	'	'
Other Comprehensive Income, net of tax:	'	'	'	'	'	'	'	'	'	'	'
Unrealized holding (losses) gains on securities available for sale, net of tax benefit (expense) (Parent: 2013 $3; 2012 $8; 2011 $16, Subsidiary: 2013 $3,114; 2012 $(261); 2011 $(3,564))	'	'	'	'	'	'	'	'	-4,933	415	5,648
Reclassification adjustments related to: Recovery on previously impaired investment securities included in net income, net of tax expense 2013 $1; 2011 $22	'	'	'	'	'	'	'	'	-2	'	-35
Reclassification adjustments related to: Gains on sales of securities included in net income, net of tax expense 2013 $80; 2012 $25; 2011 $12	'	'	'	'	'	'	'	'	-126	-39	-19
Reclassification adjustments related to: Impairment charge for losses included in net income, net of tax benefit 2013 $70; 2012 $40	'	'	'	'	'	'	'	'	$110	$62	'

Parent_Company_Only_Financial_5

Parent Company Only Financial Information (Statement of Comprehensive Income - Tax Information) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Unrealized holding (losses) gains on securities available for sale, tax benefit (expense)	$3,117	($253)	($3,548)
Other Comprehensive Income, Recovery on Previously Impaired Investment Securities Included in Net Income, Tax	1	'	22
Gains on sales of securities included in net income, tax expense	80	25	12
Impairment charge for losses included in net income, tax benefit	70	40	'
Parent Company [Member]	'	'	'
Unrealized holding (losses) gains on securities available for sale, tax benefit (expense)	3	8	16
Subsidiaries [Member]	'	'	'
Unrealized holding (losses) gains on securities available for sale, tax benefit (expense)	3,114	-261	-3,564
Other Comprehensive Income, Recovery on Previously Impaired Investment Securities Included in Net Income, Tax	1	'	22
Gains on sales of securities included in net income, tax expense	80	25	12
Impairment charge for losses included in net income, tax benefit	$70	$40	'

Parent_Company_Only_Financial_6

Parent Company Only Financial Information (Statement of Cash Flows) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net Income	$3,743	$3,626	$3,680
Net accretion of investment securities	488	558	124
Impairment of equity investment in unconsolidated entity	'	'	500
ESOP shares committed to be released	-91	-80	-81
Stock based compensation expense	41	44	223
Decrease in accrued interest receivable	15	117	-118
Increase (decrease) in other assets	65	380	942
(Decrease) increase in other liabilities	-83	458	-533
Net Cash (Used in) Provided By Operating Activities	5,382	6,753	6,152
Activity in available for sale securities: Maturities, prepayments and calls	25,863	34,652	24,336
Net Cash Provided by (Used in) Investing Activities	-11,149	179	-14,260
Proceeds from stock options exercised	73	'	'
Purchase of Treasury Stock	-119	-209	-169
Cash dividends paid	-587	-928	-647
Net Cash (Used in) Provided by Financing Activities	3,204	-10,871	-1,702
Net Increase (Decrease) in Cash and Cash Equivalents	-2,563	-3,939	-9,810
CASH AND CASH EQUIVALENTS - BEGINNING	19,765	23,704	33,514
CASH AND CASH EQUIVALENTS - ENDING	17,202	19,765	23,704
Parent Company [Member]	'	'	'
Net Income	3,743	3,626	3,680
Net accretion of investment securities	'	'	-9
Impairment of equity investment in unconsolidated entity	'	'	500
ESOP shares committed to be released	91	80	81
Stock based compensation expense	41	44	223
Decrease in accrued interest receivable	1	1	4
Increase (decrease) in other assets	-314	-139	-155
(Decrease) increase in other liabilities	31	-27	-110
Equity in undistributed net income of subsidiary	-3,848	-3,785	-4,272
Net Cash (Used in) Provided By Operating Activities	-255	-200	-58
Activity in available for sale securities: Maturities, prepayments and calls	200	291	829
Payments Received on ESOP Loan	85	85	86
Net Cash Provided by (Used in) Investing Activities	285	376	915
Proceeds from stock options exercised	73	'	'
Purchase of Treasury Stock	-119	-209	-169
Cash dividends paid	-587	-928	-647
Net Cash (Used in) Provided by Financing Activities	-633	-1,137	-816
Net Increase (Decrease) in Cash and Cash Equivalents	-603	-961	41
CASH AND CASH EQUIVALENTS - BEGINNING	1,547	2,508	2,467
CASH AND CASH EQUIVALENTS - ENDING	$944	$1,547	$2,508

Quarterly_Financial_Data_Sched

Quarterly Financial Data (Schedule of Quarterly Financial Information) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Quarterly Financial Data b Unaudited [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Total interest income	$4,706	$4,626	$4,621	$4,661	$4,742	$4,815	$5,013	$5,080	$18,614	$19,650	$20,765
Total interest expense	861	886	897	912	1,002	1,143	1,193	1,265	3,556	4,603	5,636
Net Interest Income	3,845	3,740	3,724	3,749	3,740	3,672	3,820	3,815	15,058	15,047	15,129
Provision for loan losses	'	60	'	45	386	220	85	-35	105	656	415
Net Interest Income after Provision for Loan Losses	3,845	3,680	3,724	3,704	3,354	3,452	3,735	3,850	14,953	14,391	14,714
Total non-interest income	521	541	515	515	546	506	457	521	2,092	2,030	1,666
Total non-interest expense	2,959	3,013	3,259	3,103	2,826	2,874	3,044	3,067	12,334	11,811	11,307
Income before Income Taxes	1,407	1,208	980	1,116	1,074	1,084	1,148	1,304	4,711	4,610	5,073
Income Tax Expense	356	222	180	210	213	221	253	297	968	984	1,393
Net Income	$1,051	$986	$800	$906	$861	$863	$895	$1,007	$3,743	$3,626	$3,680
Basic and diluted earnings per common share	$0.18	$0.17	$0.14	$0.16	$0.15	$0.15	$0.16	$0.18	'	'	'

Treasury_Stock_Narrative_Detai

Treasury Stock (Narrative) (Details) (USD $)	12 Months Ended
Treasury Stock (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Treasury Stock [Abstract]	'	'	'
Treasury Stock, Shares Acquired	10,000	20,000	17,950
Treasury Stock Acquired, Average Cost Per Share	$11.93	$10.45	'
Stock Repurchase Program, Remaining Number of Shares Authorized to be Repurchased	61,510	71,510	'

Subsequent_Events_Narrative_De

Subsequent Events (Narrative) (Details) (USD $)	12 Months Ended				0 Months Ended				12 Months Ended	0 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2013	Feb. 05, 2014	Feb. 05, 2014	Mar. 06, 2014	Feb. 05, 2014	Dec. 31, 2013	Feb. 05, 2014
				Lake Shore, MHC [Member]	Dividend Declared [Member]	Dividend Declared [Member]	Dividends Waived [Member]	Dividends Waived [Member]	Dividends Waived [Member]	Dividends Waived [Member]
						Lake Shore, MHC [Member]	Lake Shore, MHC [Member]	Lake Shore, MHC [Member]	Lake Shore, MHC [Member]	Subsequent Event [Member]
										Lake Shore, MHC [Member]
Common Stock, Dividends, Per Share, Declared	$0.28	$0.25	$0.28	'	$0.07	'	'	'	'	'
Subsequent Event, Amount Per Share	'	'	'	'	'	'	$0.28	$0.28	'	$0.28
Dividends Payable, Date to be Paid	'	'	'	'	18-Mar-14	'	'	'	'	'
Dividends Payable, Date of Record	'	'	'	'	18-Feb-14	'	'	'	'	'
Common Stock, Shares Issued	6,619,203	6,612,500	'	'	'	3,636,875	'	'	'	'
Equity Method Investment, Ownership Percentage	'	'	'	61.50%	'	61.50%	'	'	'	'
Cumulative amount of dividend waivers	'	'	'	'	'	'	'	'	$5,400,000	'
Dividends waived	$14,000	$29,000	$32,000	'	'	$255,000	'	'	$1,000,000	'