Lake Shore Bancorp (LSBK)

Cash burn rate (est.)	Burn method: Change in cash		Burn method: Operating income		Burn method: FCF (opex + capex)
	Last Q	Avg 4Q	Last Q	Avg 4Q	Last Q	Avg 4Q
Cash on hand (at last report)	49.98 mm	49.98 mm	49.98 mm	49.98 mm	49.98 mm	49.98 mm
Cash burn (monthly)	3.67 mm	(no burn)	(no burn)	(no burn)	472.33 k	(no burn)
Cash used (since last report)	15.06 mm	n/a	n/a	n/a	1.94 mm	n/a
Cash remaining	34.92 mm	n/a	n/a	n/a	48.04 mm	n/a
Runway (months of cash)	9.5	n/a	n/a	n/a	101.7	n/a

Beta Read what these cash burn values mean

Financial data from company earnings reports.

Institutional ownership, Q3 2024

LSBK institutional ownership history Ownership history

10.5% owned by funds/institutions

13F holders	Current	Prev Q	Change
Total holders	15	23	-34.8%
Opened positions	2	3	-33.3%
Closed positions	10	1	+900.0%
Increased positions	4	8	-50.0%
Reduced positions	1	2	-50.0%

13F shares	Current	Prev Q	Change
Total value	5.05 bn	5.21 bn	-2.9%
Total shares	584.71 k	627.19 k	-6.8%
Total puts	0.00	0.00
Total calls	0.00	0.00
Total put/call ratio	–	–	–

Largest owners	Shares	Value	Change
Stilwell Value	121.89 k	$1.64 bn	+21.9%
M3F	110.13 k	$1.49 mm	0.0%
Stilwell Joseph	100.00 k	$1.49 mm	0.0%
HBK Sorce Advisory	68.58 k	$925.19 mm	+0.6%
Vanguard	48.47 k	$653.82 mm	-10.5%
Global Retirement Partners	31.47 k	$424.52 mm	0.0%
Dimensional Fund Advisors	31.37 k	$423.21 mm	+0.0%
Minerva Advisors	30.12 k	$404.18 mm	0.0%
Courier Capital	18.81 k	$253.79 mm	NEW
Geode Capital Management	17.50 k	$236.16 mm	+66.3%

Largest transactions	Shares	Bought/sold	Change
Bridgeway Capital Management	0.00	-28.85 k	EXIT
Stilwell Value	121.89 k	+21.89 k	+21.9%
Courier Capital	18.81 k	+18.81 k	NEW
First Manhattan	0.00	-18.51 k	EXIT
Susquehanna International	0.00	-17.24 k	EXIT
MS Morgan Stanley	0.00	-11.00 k	EXIT
Geode Capital Management	17.50 k	+6.98 k	+66.3%
Vanguard	48.47 k	-5.66 k	-10.5%
UBS UBS	0.00	-4.75 k	EXIT
BlackRock	4.56 k	+4.56 k	NEW

Data from 13F filings, for the last complete 13F reporting period. For most recent data, click the ownership history button. Values as filed, not updated for current price. Long positions only.

Recent insider trades

LSBK insider ownership history Insider history

Date	Owner	Security	Transaction	Code	Indirect	10b5-1	$Price	#Shares	$Value	#Remaining
4 Nov 24	Kevin M. Sanvidge	Common Stock	Buy	Acquire P	No	No	13.5166	1,149	15.53 k	22,515
1 Nov 24	Kevin M. Sanvidge	Common Stock	Buy	Acquire P	No	No	13.5761	3,230	43.85 k	21,366
27 Aug 24	Taylor Gilden	Common Stock	Buy	Acquire P	Yes	No	12.76	400	5.10 k	1,862
27 Aug 24	Ann M Segarra	Common Stock	Buy	Acquire P	Yes	No	12.76	1,700	21.69 k	23,500
26 Aug 24	Passafaro Ronald J	Common Stock	Buy	Acquire P	No	No	12.714	3,000	38.14 k	14,386

Data from 3, 4 and 5 filings. Values as filed, not updated for current price.

News

From Benzinga Pro

12 Financials Stocks Moving In Thursday's Pre-Market Session

30 Jan 25

Lake Shore Bancorp Q4 EPS $0.26 Up From $0.13 YoY

24 Jan 25

Lake Shore Bancorp (NASDAQ:LSBK) reported quarterly earnings of $0.26 per share. This is a 100 percent increase over earnings of $0.13 per share from the same period last year.

Press releases

From Benzinga Pro

Lake Shore Bancorp, Inc. Declares Fourth Quarter 2024 Dividend

27 Jan 25

DUNKIRK, N.Y., Jan. 27, 2025 (GLOBE NEWSWIRE) -- Lake Shore Bancorp, Inc. (the "Company") (NASDAQ:LSBK), the holding company for Lake Shore Savings Bank (the "Bank"), announced today that the Board of Directors

Lake Shore Bancorp, Inc. Announces Fourth Quarter 2024 and Year End Financial Results

24 Jan 25

DUNKIRK, N.Y., Jan. 24, 2025 (GLOBE NEWSWIRE) -- Lake Shore Bancorp, Inc. (the "Company") (NASDAQ:LSBK), the holding company for Lake Shore Savings Bank (the "Bank"), reported unaudited net income of $1.5 million, or

Lake Shore Savings Bank Announces Termination of OCC Consent Order

3 Dec 24

DUNKIRK, N.Y., Dec. 03, 2024 (GLOBE NEWSWIRE) -- On December 3, 2024, Lake Shore Savings Bank ("Bank"), the wholly-owned federal savings bank subsidiary of Lake Shore Bancorp, Inc. ("Company") received termination