Lake Shore Bancorp (LSBK) 10-Q 12 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 01, 2015
Document and Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Entity Registrant Name	LAKE SHORE BANCORP, INC.
Entity Central Index Key	1,341,318
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Trading Symbol	lsbk
Entity Common Stock, Shares Outstanding		5,977,372

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 8,015	$ 7,460
Interest earning deposits	7,521	19,575
Federal funds sold	12,310	8,776
Cash and Cash Equivalents	27,846	35,811
Securities available for sale	129,194	138,202
Federal Home Loan Bank stock, at cost	1,355	1,375
Loans receivable, net of allowance for loan losses 2015 $2,125; 2014 $1,921	296,557	284,853
Premises and equipment, net	9,251	9,519
Accrued interest receivable	1,701	1,716
Bank owned life insurance	14,802	14,666
Other assets	886	1,329
Total Assets	481,592	487,471
Liabilities
Deposits: Interest bearing	337,379	349,777
Deposits: Non-interest bearing	44,466	37,162
Total Deposits	381,845	386,939
Long-term debt	18,950	18,950
Advances from borrowers for taxes and insurance	3,284	3,415
Other liabilities	5,667	6,537
Total Liabilities	$ 409,746	$ 415,841
Commitments and Contingencies
Stockholders' Equity
Common stock, $0.01 par value per share, 25,000,000 shares authorized; 6,685,715 shares issued and 5,977,372 shares outstanding at June 30, 2015 and 6,673,940 shares issued and 5,990,042 shares outstanding at December 31, 2014	$ 67	$ 67
Additional paid-in capital	28,848	28,684
Treasury stock, at cost (708,343 shares at June 30, 2015 and 683,898 shares at December 31, 2014)	(6,816)	(6,420)
Unearned shares held by ESOP	(1,748)	(1,791)
Unearned shares held by compensation plans	(676)	(622)
Retained earnings	49,153	48,192
Accumulated other comprehensive income	3,018	3,520
Total Stockholders' Equity	71,846	71,630
Total Liabilities and Stockholders' Equity	$ 481,592	$ 487,471

Consolidated Statements of Fin3

Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Consolidated Statements of Financial Condition [Abstract]
Allowance for Loan Losses	$ 2,125	$ 1,921
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Common Stock, Shares Authorized	25,000,000	25,000,000
Common Stock, Shares Issued	6,685,715	6,673,940
Common Stock, Shares Outstanding	5,977,372	5,990,042
Treasury Stock, Shares	708,343	683,898

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest Income
Loans, including fees	$ 3,424	$ 3,365	$ 6,794	$ 6,670
Investment securities, taxable	449	630	942	1,332
Investment securities, tax-exempt	530	529	1,060	1,059
Other	5	3	11	4
Total Interest Income	4,408	4,527	8,807	9,065
Interest Expense
Deposits	593	748	1,256	1,505
Short-term borrowings		8		20
Long-term debt	98	48	197	80
Other	25	26	49	51
Total Interest Expense	716	830	1,502	1,656
Net Interest Income	3,692	3,697	7,305	7,409
Provision for Loan Losses	185		210
Net Interest Income after Provision for Loan Losses	3,507	3,697	7,095	7,409
Non-Interest Income
Service charges and fees	399	410	778	806
Earnings on bank owned life insurance	69	64	136	125
Recovery on previously impaired investment securities	43	18	75	101
Net gain on sale of securities available for sale		157		59
Net gain on sale of loans	21		45
Other	15	21	47	59
Total Non-Interest Income	547	670	1,081	1,150
Non-Interest Expenses
Salaries and employee benefits	1,684	1,591	3,487	3,254
Occupancy and equipment	565	558	1,136	1,117
Data processing	252	194	502	377
Professional services	258	343	503	658
Advertising	103	169	209	268
FDIC Insurance	73	70	144	141
Postage and supplies	68	66	127	133
Other	259	278	461	559
Total Non-Interest Expenses	3,262	3,269	6,569	6,507
Income before Income Taxes	792	1,098	1,607	2,052
Income Tax Expense	93	199	339	378
Net Income	$ 699	$ 899	$ 1,268	$ 1,674
Basic earnings per common share	$ 0.12	$ 0.16	$ 0.22	$ 0.29
Diluted earnings per common share	0.12	0.16	0.21	0.29
Dividends declared per share	$ 0.07	$ 0.07	$ 0.14	$ 0.14

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income/(Loss) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Consolidated Statements of Comprehensive Income/(Loss) [Abstract]
Net Income	$ 699	$ 899	$ 1,268	$ 1,674
Other Comprehensive (Loss) Income, net of tax benefit (expense)
Unrealized holding (losses) gains on securities available for sale, net of tax benefit (expense)	(1,025)	940	(452)	2,466
Reclassification adjustments related to: Recovery on previously impaired investment securities included in net income, net of tax expense	(29)	(11)	(50)	(62)
Reclassification adjustments related to: Net gain on sale of securities included in net income, net of tax expense		(96)		(36)
Total Other Comprehensive (Loss) Income	(1,054)	833	(502)	2,368
Total Comprehensive (Loss) Income	$ (355)	$ 1,732	$ 766	$ 4,042

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Unearned Shares Held by ESOP [Member]	Unearned Shares Held by Compensation Plans [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
Beginning Balance at Dec. 31, 2013	$ 66	$ 28,039	$ (6,588)	$ (1,876)	$ (499)	$ 45,624	$ 505	$ 65,271
Net Income						1,674		1,674
Other comprehensive income (loss), net of tax expense (benefit)							2,368	2,368
ESOP shares earned		6		43				49
Stock based compensation		2						2
Compensation plan shares granted			33		(33)
Compensation plan shares earned		3			23			26
Purchase of treasury stock, at cost			(62)					(62)
Cash dividends declared						(294)		(294)
Ending Balance at Jun. 30, 2014	66	28,050	(6,617)	(1,833)	(509)	47,004	2,873	69,034
Beginning Balance at Dec. 31, 2014	67	28,684	(6,420)	(1,791)	(622)	48,192	3,520	71,630
Net Income						1,268		1,268
Other comprehensive income (loss), net of tax expense (benefit)							(502)	(502)
Stock options exercised		136						136
ESOP shares earned		11		43				54
Stock based compensation		1						1
Compensation plan shares granted			145		(145)
Compensation plan shares earned		16			91			107
Purchase of treasury stock, at cost			(541)					(541)
Cash dividends declared						(307)		(307)
Ending Balance at Jun. 30, 2015	$ 67	$ 28,848	$ (6,816)	$ (1,748)	$ (676)	$ 49,153	$ 3,018	$ 71,846

Consolidated Statements of Sto7

Consolidated Statements of Stockholders' Equity (Parenthetical) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Consolidated Statements of Stockholders' Equity [Abstract]
Other Comprehensive Income, Tax expense (benefit)	$ (666)	$ 1,495
Stock Options exercised, shares	11,775
ESOP, Shares earned	3,968	3,968
Compensation Plan Shares Granted	15,455	3,518
Compensation Plan Shares Earned	8,443	1,942
Treasury Stock, Shares Acquired	39,900	5,000
Common Stock, Dividends, Per Share, Declared	$ 0.14	$ 0.14

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 1,268	$ 1,674
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of investment securities	162	147
Amortization of deferred loan costs	244	217
Provision for loan losses	210
Recovery on previously impaired investment securities	(75)	(101)
Net gain on sale of investment securities		(59)
Originations of loans held for sale	(3,277)	(112)
Proceeds from sales of loans held for sale	3,322	112
Net gain on sale of loans	(45)
Depreciation and amortization	415	366
Increase in bank owned life insurance, net	(136)	(125)
ESOP shares committed to be released	54	49
Stock based compensation expense	108	28
Decrease in accrued interest receivable	15	79
Decrease in other assets	473	156
(Decrease) increase in other liabilities	(204)	187
Net Cash Provided By Operating Activities	2,534	2,618
CASH FLOWS FROM INVESTING ACTIVITIES
Activity in available for sale securities: Sales		10,337
Activity in available for sale securities: Maturities, prepayments and calls	7,753	7,063
Purchases of Federal Home Loan Bank Stock	(29)	(351)
Redemptions of Federal Home Loan Bank Stock	49	362
Loan origination and principal collections, net	(12,188)	504
Additions to premises and equipment	(147)	(321)
Net Cash (Used in) Provided by Investing Activities	(4,562)	17,594
CASH FLOWS FROM FINANCING ACTIVITIES
Net (decrease) increase in deposits	(5,094)	4,558
Net decrease in advances from borrowers for taxes and insurance	(131)	(93)
Net increase in short term borrowings		(11,650)
Proceeds from issuance of long-term debt	3,250	15,200
Repayment of long-term debt	(3,250)	(4,100)
Proceeds from stock options exercised	136
Purchase of treasury stock	(541)	(62)
Cash dividends paid	(307)	(294)
Net Cash (Used in) Provided by Financing Activities	(5,937)	3,559
Net (Decrease) Increase in Cash and Cash Equivalents	(7,965)	23,771
CASH AND CASH EQUIVALENTS - BEGINNING	35,811	17,202
CASH AND CASH EQUIVALENTS - ENDING	27,846	40,973
SUPPLEMENTARY CASH FLOWS INFORMATION
Interest paid	1,501	1,648
Income taxes paid	370	285
SUPPLEMENTARY SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES
Foreclosed real estate acquired in settlement of loans	$ 45	$ 79

Nature of Operations and Basis

Nature of Operations and Basis of Presentation	6 Months Ended
	Jun. 30, 2015
Nature of Operations and Basis of Presentation [Abstract]
Nature of Operations and Basis of Presentation	Note 1 – Nature of Operations and Basis of Presentation Lake Shore Bancorp, Inc. (the “Company,” “us,” “our,” or “we”) was formed on April 3, 2006 to serve as the stock holding company for Lake Shore Savings Bank (“the Bank”) as part of the Bank’s conversion and reorganization from a New York-chartered mutual savings and loan association to the federal mutual holding company form of organization. The interim consolidated financial statements include the accounts of the Company and the Bank, its wholly owned subsidiary. All intercompany accounts and transactions of the consolidated subsidiary have been eliminated in consolidation. The interim financial statements included herein as of June 30, 2015 and for the three and six months ended June 30, 2015 and 2014 have been prepared by the Company, without audit, pursuant to the rules and regulations of the Securities and Exchange Commission, and therefore, do not include all information or footnotes necessary for a complete presentation of the consolidated statements of financial condition, results of operations and cash flows in conformity with accounting principles generally accepted in the United States of America (“GAAP”). The consolidated statement of financial condition at December 31, 2014 has been derived from the audited consolidated financial statements at that date, but does not include all of the information and footnotes required by GAAP for complete consolidated financial statements. The consolidated financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair statement of such information and to make the financial statements not misleading. These interim consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the audited consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. The consolidated results of operations for the three and six months ended June 30, 2015 are not necessarily indicative of the results for any subsequent period or the entire year ending December 31, 2015. To prepare these consolidated financial statements in conformity with GAAP, management of the Company made a number of estimates and assumptions relating to the reporting of assets and liabilities and the reporting of revenue and expenses. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, securities valuation estimates, evaluation of impairment of securities and income taxes. The Company has evaluated events and transactions occurring subsequent to the statement of financial condition as of June 30, 2015 for items that should potentially be recognized or disclosed in these consolidated financial statements. The evaluation was conducted through the date these consolidated financial statements were issued.

New Accounting Standards

New Accounting Standards	6 Months Ended
	Jun. 30, 2015
New Accounting Standards [Abstract]
New Accounting Standards	Note 2 – New Accounting Standards In May 2014, the FASB issued ASU 2014-09, “ Revenue from Contracts with Customers ” (“ASU 2014-09”). ASU 2014-09 is intended to clarify and simplify revenue recognition principles, develop a common revenue standard across industries and accounting frameworks, and improve the usefulness and consistency of revenue reporting. ASU 2014-09 is effective for annual reporting periods, including interim reporting periods within those periods, beginning after December 15, 2016. Early application is not permitted. The Company has not yet determined the impact the adoption of ASU 2014-09 will have on its financial condition and results of operations. In June 2014, the FASB issued ASU 2014-12, “ Compensation – Stock Compensation (Topic 718) : Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period ” (“ASU 2014-12”). ASU 2014-12 applies to all reporting entities that grant their employees share-based payments in which the terms of the award provide that a performance target that affects vesting could be achieved after the requisite service period. The update requires that a performance target be treated as a performance condition. Compensation cost should be recognized in the period in which it becomes probable that the performance target will be achieved and should represent the compensation cost attributable to the period(s) for which the requisite service has already been rendered. If the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The requisite service period ends when the employee can cease rendering service and still be eligible to vest in the award if the performance target is achieved. ASU 2014-12 is effective for the reporting periods beginning after December 15, 2015. Management does not expect the adoption of this update to have a material impact on the Company’s consolidated financial statements or results of operations.

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2015
Investment Securities [Abstract]
Investment Securities	Note 3 – Investment Securities The amortized cost and fair value of securities are as follows: June 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) SECURITIES AVAILABLE FOR SALE: U.S. Treasury bonds $ $ $ - $ Municipal bonds Mortgage-backed securities: Collateralized mortgage obligations-private label - Collateralized mortgage obligations-government sponsored entities Government National Mortgage Association - Federal National Mortgage Association Federal Home Loan Mortgage Corporation - Asset-backed securities-private label Asset-backed securities-government sponsored entities - Equity securities - $ $ $ $ December 31, 2014 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) SECURITIES AVAILABLE FOR SALE: U.S. Treasury bonds $ $ $ - $ Municipal bonds Mortgage-backed securities: Collateralized mortgage obligations-private label - - Collateralized mortgage obligations-government sponsored entities Government National Mortgage Association - Federal National Mortgage Association - Federal Home Loan Mortgage Corporation - Asset-backed securities-private label Asset-backed securities-government sponsored entities - Equity securities - $ $ $ $ All of our collateralized mortgage obligations are backed by residential mortgages. At June 30, 2015 and at December 31, 2014, equity securities consisted of 22,368 shares of Federal Home Loan Mortgage Corporation (“FHLMC”) common stock. At June 30, 2015 and December 31, 2014, thirty-one municipal bonds with a cost of $ 10.7 million and fair value of $ 11.2 million and $ 11.4 million, respectively, were pledged under a collateral agreement with the Federal Reserve Bank of New York for liquidity borrowing. In addition, at June 30, 2015 and December 31, 2014, six municipal bonds with a cost of $1.5 million and a fair value of $ 1.5 million and $1.6 million, respectively, were pledged as collateral for customer deposits in excess of the Federal Deposit Insurance Corporation (“FDIC”) insurance limits. The following table sets forth the Company’s investment in securities available for sale with gross unrealized losses of less than twelve months and gross unrealized losses of twelve months or more and associated fair values as of the dates indicated: Less than 12 months 12 months or more Total Gross Gross Gross Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses (Dollars In thousands) June 30, 2015 Municipal bonds $ $ $ $ $ $ Mortgage-backed securities Asset-backed securities -private label $ $ $ $ $ $ Less than 12 months 12 months or more Total Gross Gross Gross Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses (Dollars In thousands) December 31, 2014 Municipal bonds $ - $ - $ $ $ $ Mortgage-backed securities Asset-backed securities -private label $ $ $ $ $ $ The Company reviews investment securities on an ongoing basis for the presence of other-than-temporary impairment (“OTTI”) with formal reviews performed quarterly. The Company determines whether the unrealized losses are other-than-temporary in accordance with FASB ASC Topic 320 “ Investments - Debt and Equity Securities. ” The evaluation is based upon factors such as the creditworthiness of the issuers/guarantors, the underlying collateral and the continuing performance of the securities. Management also evaluates other facts and circumstances that may be indicative of an OTTI condition. This includes, but is not limited to, an evaluation of the type of security, length of time and extent to which fair value has been less than cost, and near-term prospects of the issuer. The Company uses the cash flow expected to be realized from the security, which includes assumptions about interest rates, timing and severity of defaults, estimates of potential recoveries, the cash flow distribution from the provisions in the applicable bond indenture and other factors, then applies a discounting rate equal to the effective yield of the security. If the present value of the expected cash flows is less than the amortized book value it is considered a credit loss. The fair value of the security is determined using the same expected cash flows; the discount rate is a rate the Company determines from open market and other sources as appropriate for the security. The difference between the fair value and the credit loss is recognized in other comprehensive income, net of taxes. At June 30, 2015, the Company’s investment portfolio included nine municipal bonds, eight mortgage-backed securities and one private-label asset-backed security in the “unrealized losses less than twelve months” category. The nine municipal bonds and eight mortgage-backed securities were not evaluated further for OTTI as the unrealized losses on the individual securities were less than 20% of book value, which management deemed to be immaterial. In addition, the mortgage-backed securities were issued by government sponsored enterprises. The Company expects these securities to be repaid in full, with no losses realized. Management does not intend to sell these securities and it is more likely than not that it will not be required to sell these securities. The private label asset-backed security was evaluated further for OTTI, as the probability of default is high and the Company’s analysis indicated a possible loss of principal. At June 30, 2015, the Company had one municipal bond, twenty mortgage-backed securities and one private label asset-backed security in the “unrealized losses twelve months or more” category. The one municipal bond and twenty mortgage-backed securities were not evaluated further for OTTI, as the unrealized losses were less than 20% of book value. The temporary impairments were due to declines in fair value resulting from changes in interest rates and/or increased credit liquidity spreads since the securities were purchased. The Company expects these securities to be repaid in full, with no losses realized. Management does not intend to sell these securities and it is more likely than not that it will not be required to sell these securities. Th e private label asset-backed security in this category was evaluated further for OTTI, as the probability of default is high and the Company’s analysis indicated a possible loss of principal. The following table provides additional information relating to the private label asset-backed securities with gross unrealized losses as of June 30, 2015 (dollars in thousands): Unrealized Lowest Delinquent % Security Book Value Fair Value Loss Rating Over 60 days Over 90 days Foreclosure% OREO% $ $ $ (66) CCC 19.90% 18.90% 9.20% 2.20% (20) CCC 17.20% 16.80% 6.30% 1.90% Total $ $ $ (86) The two private label asset-backed securities listed above were evaluated for OTTI under the guidance of FASB ASC Topic 320. The Company believes the unrealized losses on these private label asset-backed securities occurred due to challenges in the economic environment resulting from the recent financial crisis and increased levels of delinquency trends in the underlying loan pools. It is possible that principal losses may be incurred on the tranches we hold in these specific securities. Management’s evaluation of the estimated discounted cash flows in comparison to the amortized book value for the securities listed above did not reflect the need to record an OTTI charge against earnings during the six months ended June 30, 2015. The estimated discounted cash flows for these securities did not show an additional principal loss under various prepayment and default rate scenarios. Management concluded that it does not intend to sell these securities and that it is not likely it will be required to sell these securities. Management also completed an OTTI analysis for two private label asset-backed securities, which did not have unrealized losses as of June 30, 2015. Management reviewed key credit metrics for these securities, including delinquency rates, cumulative default rates, prepayment speeds, foreclosure rates, loan-to-value ratios and credit support levels. Management’s calculation of the estimated discounted cash flows did not show additional principal losses for these securities under various prepayment and default rate scenarios. As a result of the stress tests that were performed, management concluded that additional OTTI charges were not required as of June 30, 2015 on these securities. Management also concluded that it does not intend to sell the securities and that it is not likely it will be required to sell these securities. The unrealized losses shown in the previous table, were recorded as a component of other comprehensive loss, net of tax on the Company’s Consolidated Statements of Stockholders’ Equity. The following table presents a summary of the credit-related OTTI charges recognized as components of earnings: For The Six Months Ended June 30, For The Six Months Ended June 30, 2015 2014 (Dollars in thousands) Beginning balance $ $ Additions: Credit loss not previously recognized - - Reductions: Realized loss on sale of security on OTTI previously recognized - Losses realized during the period on OTTI previously recognized Receipt of cash flows on previously recorded OTTI Ending balance $ $ Further deterioration in credit quality and/or a continuation of the current imbalances in liquidity that exist in the marketplace might adversely affect the fair values of the Company’s investment portfolio and may increase the potential that certain unrealized losses will be designated as “other-than-temporary” and that the Company may incur additional write-downs in future periods. Scheduled contractual maturities of available for sale securities are as follows: Amortized Fair Cost Value (Dollars in thousands) June 30, 2015: After one year through five years $ $ After five years through ten years After ten years Mortgage-backed securities Asset-backed securities Equity securities $ $ During the six months ended June 30, 2015, the Company did not sell any securities available for sale. The Company sold one private-label, asset-backed security and six mortgage-backed securities during the six months ended June 30, 2014 for total proceeds of $10.3 million, resulting in gross realized gains of $ 274,000 and gross realized losses of $ 215,000 .

Allowance for Loan Losses

Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2015
Allowance For Loan Losses [Abstract]
Allowance for Loan Losses	Note 4 - Allowance for Loan Losses Management segregates the loan portfolio into loan types and analyzes the risk level for each loan type when determining its allowance for loan losses. The loan types are as follows: Real Estate Loans: · One- to Four-Family – are loans secured by first lien collateral on residential real estate primarily held in the Western New York region. These loans can be affected by economic conditions and the value of underlying properties. Western New York‘s housing market has consistently demonstrated stability in home prices despite economic conditions. Furthermore, the Company has conservative underwriting standards and does not have any sub-prime loans in its loan portfolio. · Home Equity - are loans or lines of credit secured by second lien collateral on owner-occupied residential real estate primarily held in the Western New York area. These loans can also be affected by economic conditions and the values of underlying properties. Home equity loans may have increased risk of loss if the Company does not hold the first mortgage resulting in the Company being in a secondary position in the event of collateral liquidation. The Company does not originate interest only home equity loans. · Commercial Real Estate – are loans used to finance the purchase of real property, which generally consists of developed real estate that is held as first lien collateral for the loan. These loans are secured by real estate properties that are primarily held in the Western New York region. Commercial real estate lending involves additional risks compared with one- to four-family residential lending, because payments on loans secured by commercial real estate properties are often dependent on the successful operation or management of the properties, and/or the collateral value of the commercial real estate securing the loan, and repayment of such loans may be subject to adverse conditions in the real estate market or economic conditions to a greater extent than one- to four-family residential mortgage loans. Also, commercial real estate loans typically involve large loan balances to single borrowers or groups of related borrowers. Accordingly, these types of loans are more difficult for the Company to monitor and evaluate. · Construction – are loans to finance the construction of either one- to four-family owner occupied homes or commercial real estate. At the end of the construction period, the loan automatically converts to either a one- to four-family or commercial mortgage, as applicable. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimate of the value of the property at completion compared to the actual cost of construction. The Company limits its risk during construction as disbursements are not made until the required work for each advance has been completed and an updated lien search is performed. The completion of the construction progress is verified by inspections performed by an independent appraisal firm. Construction delays may further impair the borrower’s ability to repay the loan. Other Loans: · Commercial – includes business installment loans, lines of credit, and other commercial loans. Most of our commercial loans have fixed interest rates, and are for terms generally not in excess of 5 years. Whenever possible, we collateralize these loans with a lien on business assets and equipment and require the personal guarantees from principals of the borrower. Commercial loans generally involve a higher degree of credit risk because the collateral underlying the loans may be in the form of intangible assets and/or inventory subject to market obsolescence. Commercial loans can also involve relatively large loan balances to a single borrower or groups of related borrowers, with the repayment of such loans typically dependent on the successful operation of the commercial business and the income stream of the borrower. Such risks can be significantly affected by economic conditions. Although commercial loans may be collateralized by equipment or other business assets, the liquidation of collateral in the event of a borrower default may be an insufficient source of repayment because the equipment or other business assets may be obsolete or of limited use, among other things. Accordingly, the repayment of a commercial loan depends primarily on the credit worthiness of the borrowers (and any guarantors) while liquidation of collateral is a secondary and often insufficient source of repayment. · Consumer – consists of loans secured by collateral such as an automobile or a deposit account, unsecured loans and lines of credit. Consumer loans tend to have a higher credit risk due to the loans being either unsecured or secured by rapidly depreciable assets. Furthermore, consumer loan payments are dependent on the borrower’s continuing financial stability, and therefore are more likely to be adversely affected by job loss, divorce, illness or personal bankruptcy. The allowance for loan losses is a valuation account that reflects the Company’s evaluation of the losses inherent in its loan portfolio. In order to determine the adequacy of the allowance for loan losses, the Company estimates losses by loan type using historical loss factors, as well as other environmental factors, such as trends in loan volume and loan type, loan concentrations, changes in the experience, ability and depth of the Company’s lending management, and national and local economic conditions. The Company's determination as to the classification of loans and the amount of loss allowances are subject to review by bank regulators, which can require the establishment of additional loss allowances. The Company also reviews all loans on which the collectability of principal may not be reasonably assured, by reviewing payment status, financial conditions and estimated value of loan collateral. These loans are assigned an internal loan grade, and the Company assigns the amount of loss components to these classified loans based on loan grade. The following tables summarize the activity in the allowance for loan losses for the three and six months ended June 30, 2015 and 2014 and the distribution of the allowance for loan losses and loan receivable by loan portfolio class and impairment method as of June 30, 2015 and December 31, 2014. Real Estate Loans Other Loans One- to Four-Family Home Equity Commercial Construction Commercial Consumer Unallocated Total (Dollars in thousands) June 30, 2015 Allowance for Loan Losses: Balance – April 1, 2015 $ $ $ $ - $ $ $ $ Charge-offs - - - Recoveries - - - Provision (Credit) - Balance – June 30, 2015 $ $ $ $ - $ $ $ $ Balance – January 1, 2015 $ $ $ $ - $ $ $ - $ Charge-offs - - - Recoveries - - Provision (Credit) - - Balance – June 30, 2015 $ $ $ $ - $ $ $ $ Ending balance: individually evaluated for impairment $ - $ - $ $ - $ - $ - $ - $ Ending balance: collectively evaluated for impairment $ $ $ $ - $ $ $ $ Gross Loans Receivable (1) : Ending balance $ $ $ $ - $ $ $ - $ Ending balance: individually evaluated for impairment $ $ $ $ - $ $ - $ - $ Ending balance: collectively evaluated for impairment $ $ $ $ - $ $ $ - $ (1) Gross Loans Receivable does not include allowance for loan losses of $(2,125) or deferred loan costs of $2,880 . Real Estate Loans Other Loans One- to Four-Family Home Equity Commercial Construction Commercial Consumer Unallocated Total (Dollars in thousands) June 30, 2014 Allowance for Loan Losses: Balance – April 1, 2014 $ $ $ $ - $ $ $ $ Charge-offs - - - - - - Recoveries - - - - - Provision (Credit) - - Balance – June 30, 2014 $ $ $ $ - $ $ $ $ Balance – January 1, 2014 $ $ $ $ - $ $ $ $ Charge-offs - - - Recoveries - - - - - Provision (Credit) - - Balance – June 30, 2014 $ $ $ $ - $ $ $ $ The following table summarizes the distribution of the allowance for loan losses and loans receivable by loan portfolio class as of December 31, 2014: Real Estate Loans Other Loans One- to Four-Family Home Equity Commercial Construction Commercial Consumer Unallocated Total (Dollars in thousands) December 31, 2014 Allowance for Loan Losses: Balance – December 31, 2014 $ $ $ $ - $ $ $ - $ Ending balance: individually evaluated for impairment $ - $ - $ $ - $ - $ - $ - $ Ending balance: collectively evaluated for impairment $ $ $ $ - $ $ $ - $ Gross Loans Receivable (1) : Ending Balance $ $ $ $ $ $ $ - $ Ending balance: individually evaluated for impairment $ $ $ $ - $ $ - $ - $ Ending balance: collectively evaluated for impairment $ $ $ $ $ $ $ - $ (1) Gross Loans Receivable does not include allowance for loan losses of $ (1,921) or deferred loan costs of $ 2,948 . Although the allocations noted above are by loan type, the allowance for loan losses is general in nature and is available to offset losses from any loan in the Company’s portfolio. The unallocated component of the allowance for loan losses reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for existing specific and general losses in the portfolio. A loan is considered impaired when, based on current information and events, it is probable that the Company will not be able to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status, collateral value and the probability of collecting scheduled payments when due. Impairment is measured on a loan-by-loan basis for commercial real estate loans and commercial loans. Larger groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer, home equity, or one- to four-family loans for impairment disclosure, unless they are subject to a troubled debt restructuring. The following is a summary of information pertaining to impaired loans at or for the periods indicated: Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized For the Six Months Ended At June 30, 2015 June 30, 2015 (Dollars in thousands) With no related allowance recorded: Residential, one- to four-family $ $ $ - $ $ Home equity - - Commercial real estate - - Commercial loans - With an allowance recorded: Commercial real estate - Commercial loans - - - - - Total $ $ $ $ $ For the Year Ended At December 31, 2014 December 31, 2014 (Dollars in thousands) With no related allowance recorded: Residential, one- to four-family $ $ $ - $ $ Home equity - Commercial real estate - Commercial loans - - With an allowance recorded: Commercial real estate Commercial loans - - - - Total $ $ $ $ $ The following table provides an analysis of past due loans and non-accruing loans as of the dates indicated: 90 Days or 30-59 Days 60-89 Days More Total Past Current Total Loans Loans on Past Due Past Due Past Due Due Due Receivable Non-Accrual (Dollars in thousands) June 30, 2015: Real Estate Loans: Residential, one- to four-family $ $ $ $ $ $ $ Home equity Commercial - Construction - - - - - - - Other Loans: Commercial Consumer Total $ $ $ $ $ $ $ December 31, 2014: Real Estate Loans: Residential, one- to four-family $ $ $ $ $ $ $ Home equity Commercial - Construction - - - - - Other Loans: Commercial Consumer Total $ $ $ $ $ $ $ The accrual of interest on loans is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. A loan does not have to be 90 days delinquent in order to be classified as non-accrual. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest income is subsequently recognized only to the extent cash payments are received. If ultimate collection of principal is in doubt, all cash receipts on impaired loans are applied to reduce the principal balance . Interest income not recognized on non-accrual loans during the six month periods ended June 30, 2015 and 2014 was $ 209,000 and $71,000 , respectively. The Company’s policies provide for the classification of loans as follows: · Pass/Performing; · Special Mention – does not currently expose the Company to a sufficient degree of risk but does possess credit deficiencies or potential weaknesses deserving the Company’s close attention; · Substandard – has one or more well-defined weaknesses and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. A substandard asset would be one inadequately protected by the current net worth and paying capacity of the obligor or pledged collateral, if applicable; · Doubtful – has all the weaknesses inherent in substandard loans with the additional characteristic that the weaknesses present make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss; and · Loss – loan is considered uncollectible and continuance without the establishment of a specific valuation reserve is not warranted. The Company’s Asset Classification Committee is responsible for monitoring risk ratings and making changes as deemed appropriate. Each commercial loan is individually assigned a loan classification. The Company’s consumer loans, including residential one- to four-family loans and home equity loans, are not classified as described above. Instead, the Company uses the delinquency status as the basis for classifying these loans. Unless the loan is well secured and in the process of collection, all consumer loans that are more than 90 days past due are classified. The following table summarizes the internal loan grades applied to the Company’s loan portfolio as of June 30, 2015 and December 31, 2014: Pass/Performing Special Mention Substandard Doubtful Loss Total (Dollars in thousands) June 30, 2015 Real Estate Loans: Residential, one- to four-family $ $ - $ $ - $ - $ Home equity - - - Commercial - Construction - - - - - - Other Loans: Commercial - Consumer - - Total $ $ $ $ $ $ December 31, 2014 Real Estate Loans: Residential, one- to four-family $ $ - $ $ - $ - $ Home equity - Commercial - Construction - - - - Other Loans: Commercial - Consumer - - Total $ $ $ $ $ $ Troubled debt restructurings (“TDRs”) occur when we grant borrowers concessions that we would not otherwise grant but for economic or legal reasons pertaining to the borrower’s financial difficulties. A concession is made when the terms of the loan modification are more favorable than the terms the borrower would have received in the current market under similar financial difficulties. These concessions may include, but are not limited to, modifications of the terms of the debt, the transfer of assets or the issuance of an equity interest by the borrower to satisfy all or part of the debt, or the addition of borrower(s). The Company identifies loans for potential TDRs primarily through direct communication with the borrower and evaluation of the borrower’s financial statements, revenue projections, tax returns, and credit reports. Even if the borrower is not presently in default, management will consider the likelihood that cash flow shortages, adverse economic conditions, and negative trends may result in a payment default in the near future. Generally, we will not return a TDR to accrual status until the borrower has demonstrated the ability to make principal and interest payments under the restructured terms for at least six consecutive months. The Company’s TDRs are impaired loans, which may result in specific allocations and subsequent charge-offs if appropriate. The following table summarizes the loans that were classified as TDRs as of the dates indicated: Non-Accruing Accruing TDRs That Have Defaulted on Modified Terms Year to Date Number of Loans Recorded Investment Number of Loans Recorded Investment Number of Loans Recorded Investment Number of Loans Recorded Investment (Dollars in thousands) At June 30, 2015 Real Estate Loans: Residential, one- to four-family $ - $ - $ - $ - Home equity - - - - Total $ - $ - $ - $ - At December 31, 2014 Real Estate Loans: Residential, one- to four-family $ - $ - $ - $ - Home equity - - - - Total $ - $ - $ - $ - No additional loan commitments were outstanding to these borrowers at June 30, 2015 and at December 31, 2014. There were no loans restructured and classified as TDRs during the three and six months ended June 30, 2015. The following tables detail the activity in loans which were first deemed to be TDRs during the three and six months ended June 30, 2014: For The Three Months Ended June 30, 2014 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment (Dollars in thousands) Real Estate Loans: Residential, one- to four-family $ $ Home equity Total $ $ For the Six Months Ended June 30, 2014 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment (Dollars in thousands) Real Estate Loans: Residential, one- to four-family $ $ Home equity Total $ $ Some loan modifications classified as TDRs may not ultimately result in full collection of principal and interest, as modified, which may result in potential losses. These potential losses have been factored into our overall estimate of the allowance for loan losses. The impact on the allowance was immaterial. Foreclosed real estate consists of property acquired in settlement of loans which is carried at its fair value less estimated selling costs. Write-downs from cost to fair value less estimated selling costs are recorded at the date of acquisition or repossession and are charged to the allowance for loan losses. Foreclosed real estate was $146,000 and $401,000 at June 30, 2015 and December 31, 2014, respectively, and was included as a component of other assets on the consolidated statements of financial condition. The recorded investment of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceeds are in process according to local requirements of the applicable jurisdiction were $891,000 and $861,000 at June 30, 2015 and December 31, 2014, respectively.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings per Share	Note 5 – Earnings per Share Earnings per share was calculated for the three and six months ended June 30, 2015 and 2014, respectively. Basic earnings per share is based upon the weighted average number of common shares outstanding, exclusive of unearned shares held by the Employee Stock Ownership Plan of Lake Shore Bancorp, Inc. (the “ESOP”), unearned shares held by the Lake Shore Bancorp, Inc. 2006 Recognition and Retention Plan (“RRP”), and unearned shares held by the Lake Shore Bancorp, Inc. 2012 Equity Incentive Plan (“EIP”). Diluted earnings per share is based upon the weighted average number of common shares outstanding and common share equivalents that would arise from the exercise of dilutive securities. Stock options are regarded as potential common stock and are considered in the diluted earnings per share calculations to the extent they would be dilutive and computed using the treasury stock method. The calculated basic and diluted earnings per share are as follows: Three Months Ended June 30, 2015 2014 Numerator – net income $ $ Denominator: Basic weighted average shares outstanding Increase in weighted average shares outstanding due to: Stock options Diluted weighted average shares outstanding Earnings per share: Basic $ $ Diluted $ $ Six Months Ended June 30, 2015 2014 Numerator – net income $ $ Denominator: Basic weighted average shares outstanding Increase in weighted average shares outstanding due to: Stock options Diluted weighted average shares outstanding Earnings per share: Basic $ $ Diluted $ $

Commitments To Extend Credit

Commitments To Extend Credit	6 Months Ended
	Jun. 30, 2015
Commitments to Extend Credit [Abstract]
Commitments To Extend Credit	Note 6 – Commitments to Extend Credit The Company has commitments to extend credit with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of financial condition. The Company’s exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance sheet instruments. The following commitments to extend credit were outstanding as of the dates specified: Contract Amount June 30, 2015 December 31, 2014 (Dollars in thousands) Commitments to grant loans $ $ Unfunded commitments under lines of credit $ $ Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses. The commitments for lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer. At June 30, 2015 and December 31, 2014, the Company’s loan commitments with fixed rates for the next five years totaled $ 10.0 million and $ 17.0 million, respectively. The range of interest rates on these fixed rate commitments was 3.125 % to 6.00 % at June 30, 2015.

Stock-Based Compensation

Stock-Based Compensation	6 Months Ended
	Jun. 30, 2015
Stock-Based Compensation [Abstract]
Stock-based Compensation	Note 7 – Stock-based Compensation As of June 30, 2015, the Company had four stock-based compensation plans, which are described below. The compensation cost that has been recorded under salary and benefits expense in the non-interest expense section of the consolidated statements of income for these plans was $ 83,000 and $ 39,000 for the three months ended June 30, 2015 and 2014, respectively. The compensation cost that has been recorded for the six months ended June 30, 2015 and 2014 was $161,000 and $69,000 , respectively. 2006 Stock Option Plan The Company’s 2006 Stock Option Plan (the “Stock Option Plan”), which was approved by the Company’s stockholders, permits the grant of options to its employees and non-employee directors for up to 297,562 shares of common stock. Both incentive stock options and non-qualified stock options may be granted under the Stock Option Plan. The exercise price of each stock option equals the market price of the Company’s common stock on the date of grant and an option’s maximum term is ten years. The stock options generally vest over a five year period. A summary of the status of the Stock Option Plan as of June 30, 2015 and 2014 is presented below: June 30, 2015 June 30, 2014 Options Exercise Price Remaining Contractual Life Options Exercise Price Remaining Contractual Life Outstanding at beginning of year $ $ Granted - - - - Exercised - - Forfeited - - - - Outstanding at end of period $ 1 year $ 2 years Options exercisable at end of period $ 1 year $ 2 years Fair value of options granted - - : At June 30, 2015, stock options outstanding had an intrinsic value of $ 418,000 and 60,753 options remained available for grant under the Stock Option Plan. There was no compensation expense related to the stock option plan for the quarter ended June 30, 2015. Compensation expense amounted to $ 1,000 for the quarter ended June 30, 2014. Compensation expense amounted to $ 1,000 and $2,000 for the six months ended June 30, 2015 and 2014, respectively. Recognition and Retention Plan The Company’s 2006 Recognition and Retention Plan (“RRP”), which was approved by the Company’s stockholders, permits the grant of restricted stock awards (“Awards”) to employees and non-employee directors for up to 119,025 shares of common stock. As of June 30, 2015, there were 8,188 remaining shares available to grant under the RRP. As of June 30, 2015 there were 83,174 shares vested or distributed to eligible participants under the RRP. Compensation expense related to the RRP amounted to $16,000 for the quarter ended June 30, 2015 and $5,000 for the quarter ended June 30, 2014. Compensation expense related to the RRP amounted to $33,000 for the six months ended June 30, 2015 and $10,000 for the six months ended June 30, 2014. At June 30, 2015, $ 270,000 of unrecognized compensation cost related to the RRP is expected to be recognized over a period of 24 to 53 months. A summary of the status of unvested shares under the RRP for the six months ended June 30, 2015 and 2014 is as follows: 2015 Weighted Average Grant Price 2014 Weighted Average Grant Price Unvested shares outstanding at beginning of year $ $ Granted - - - - Vested Forfeited - - - - Unvested shares outstanding at end of period $ $ 2012 Equity Incentive Plan The Company’s 2012 Equity Incentive Plan (the “EIP”), which was approved by the Company’s stockholders on May 23, 2012, permits the grant of restricted stock awards, incentive stock options or non-qualified stock options to employees and non-employee directors for up to 200,000 shares of common stock. As required by federal regulations, awards were not permitted to be made under the EIP until Federal Reserve Board approval was obtained. On April 24, 2014, the Company received the approval of the Federal Reserve Bank of Philadelphia to begin making awards under the EIP. The Board of Directors has granted restricted stock awards under the EIP during 2015 as follows: Grant Date Number of Restricted Stock Awards Vesting Fair Value of Award on Grant Date Awardees January 20, 2015 100% on December 18, 2015 $ Non-employee directors January 20, 2015 100% on December 15, 2017, if three year performance metric is achieved Employees January 30, 2015 100% on December 15, 2017, if three year performance metric is achieved Employees A summary of the status of unvested restricted stock awards under the EIP for the six months ended June 30, 2015 and 2014 is as follows: 2015 Weighted Average Grant Price 2014 Weighted Average Grant Price Unvested shares outstanding at beginning of year $ - $ - Granted Vested - - - - Forfeited - - - - Unvested shares outstanding at end of period $ $ As of June 30, 2015 there were 3,518 shares vested or distributed to eligible participants under the EIP. Compensation expense related to the EIP amounted to $40,000 for the quarter ended June 30, 2015 and $8,000 for the quarter ended June 30, 2014. Compensation expense related to the EIP amounted to $73,000 for the six months ended June 30, 2015 and $8,000 for the six months ended June 30, 2014. At June 30, 2015, $368,000 of unrecognized compensation cost related to unvested awards is expected to be recognized over a period of 6 to 50 months. Employee Stock Ownership Plan (“ESOP”) The Company established the ESOP for the benefit of eligible employees of the Company and the Bank. All Company and Bank employees meeting certain age and service requirements are eligible to participate in the ESOP. Participants’ benefits become fully vested after five years of service once the employee is eligible to participate in the ESOP. The Company utilized $ 2.6 million of the proceeds of its 2006 stock offering to extend a loan to the ESOP and the ESOP used such proceeds to purchase 238,050 shares on the open market at an average price of $ 10.70 per share, plus commission expenses. As a result of the purchase of shares by the ESOP, total stockholders’ equity of the Company was reduced by $ 2.6 million. As of June 30, 2015, the balance of the loan to the ESOP was $ 1.7 million and the fair value of unallocated shares was $ 2.2 million. As of June 30, 2015, there were 58,276 allocated shares and 166,634 unallocated shares compared to 51,670 allocated shares and 174,569 unallocated shares at June 30, 2014. The ESOP compensation expense was $27,000 for the quarter ended June 30, 2015 and $25,000 for the quarter ended June 30, 2014, based on 1,984 shares earned in each of those quarters. The ESOP compensation expense was $54,000 for the six months ended June 30, 2015 and $49,000 for the six months ended June 30, 2014 based on 3,968 shares earned in each of those periods.

Fair Value Of Financial Instrum

Fair Value Of Financial Instruments	6 Months Ended
	Jun. 30, 2015
Fair Value Of Financial Instruments [Abstract]
Fair Value of Financial Instruments	Note 8 - Fair Value of Financial Instruments Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sale transaction on the dates indicated. The estimated fair value amounts have been measured as of June 30, 2015 and December 31, 2014 and have not been re-evaluated or updated for purposes of these consolidated financial statements subsequent to those respective dates. The estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported here. The measurement of fair value under FASB ASC Topic 820, “ Fair Value Measurements and Disclosures, ” (“ASC Topic 820”) establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities measurements (Level 1) and the lowest priority to unobservable input measurements (Level 3). The three levels of the fair value hierarchy under ASC Topic 820 are as follows: Level 1: Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date. Level 2: Inputs other than quoted prices included in Level 1 that are observable for the asset or liability either directly or indirectly. Level 3: Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. For assets measured at fair value on a recurring and nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at June 30, 2015 and December 31, 2014 were as follows: Fair Value Measurements at June 30, 2015 June 30, Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Measured at fair value on a recurring basis: Securities available for sale: U.S. Treasury bonds $ $ $ - $ - Municipal bonds - - Mortgage-backed securities: Collateralized mortgage obligations-private label - - Collateralized mortgage obligations-government sponsored entities - - Government National Mortgage Association - - Federal National Mortgage Association - - Federal Home Loan Mortgage Corporation - - Asset-backed securities: Private label - - Government sponsored entities - - Equity securities - - Total $ $ $ $ Measured at fair value on a non-recurring basis: Impaired loans $ $ - $ - $ Foreclosed real estate - - Any transfers between levels would be recognized as of the actual date of event or change in circumstances that caused the transfer. There were no reclassifications between the Level 1 and Level 2 categories for the six months ended June 30, 2015. Fair Value Measurements at December 31, 2014 December 31, Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Measured at fair value on a recurring basis: Securities available for sale: U.S. Treasury bonds $ $ $ - $ - Municipal bonds - - Mortgage-backed securities: Collateralized mortgage obligations-private label - - Collateralized mortgage obligations-government sponsored entities - - Government National Mortgage Association - - Federal National Mortgage Association - - Federal Home Loan Mortgage Corporation - - Asset-backed securities: Private label - - Government sponsored entities - - Equity securities - - Total $ $ $ $ Measured at fair value on a non-recurring basis: Impaired loans $ $ - $ - $ Foreclosed real estate - - Level 2 inputs for assets or liabilities measured at fair value on a recurring basis might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means. The following table presents a reconciliation of the securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3), specifically, asset-backed securities - private label, for the six months ended June 30, 2015 and 2014: 2015 2014 (Dollars in thousands) Beginning Balance $ $ Total gains - realized/unrealized: Included in earnings - - Included in other comprehensive income/loss Total losses - realized/unrealized: Included in earnings - Included in other comprehensive income/loss Sales - Principal paydowns Transfers to (out of) Level 3 - - Ending Balance $ $ Both observable and unobservable inputs may be used to determine the fair value of assets and liabilities measured on a recurring basis that the Company has classified within the Level 3 category. As a result, any unrealized gains and losses for assets within the Level 3 category may include changes in fair value attributable to both observable (e.g., changes in market interest rates) and unobservable (e.g., changes in unobservable long-dated volatilities) inputs. The following table presents additional quantitative information about the Level 3 inputs for the asset-backed securities - private label category. The fair values for this category were developed using the discounted cash flow technique with the following unobservable input ranges as of June 30, 2015 and December 31, 2014 (dollars in thousands): Unobservable Inputs Security Category Fair Value Loan Type/Collateral Credit Ratings Constant Prepayment Speed (CPR) Probability of Default (Annual Default Rate) Loss Severity June 30, 2015 Asset-backed securities - private label $ Sub-prime First and Prime Second Lien - Residential Real Estate B- thru D 4 - 10 4.0% - 6.0% 70.0% - 100.0% December 31, 2014 Asset-backed securities - private label $ Sub-prime First and Prime Second Lien - Residential Real Estate B- thru D 4 - 10 4.0% - 6.0% 70.0% - 100.0% Level 3 inputs are determined by internal management with inputs from its third party financial advisor on a quarterly basis. The significant unobservable inputs used in the fair value measurement of the reporting entity’s asset-backed, private label securities are prepayment rates, probability of default and loss severity in the event of default. Significant increases or decreases in any of those inputs in isolation would result in a significantly lower or higher fair value measurement. Generally, a change in the assumption used for the probability of default is accompanied by a directionally similar change in the assumption used for the loss severity and a directionally opposite change in the assumption used for prepayment rates. In addition to disclosure of the fair value of assets on a recurring basis, ASC Topic 820 requires disclosures for assets and liabilities measured at fair value on a non-recurring basis, such as impaired assets and foreclosed real estate. Loans are generally not recorded at fair value on a recurring basis. Periodically, the Company records non-recurring adjustments to the carrying value of loans based on fair value measurements for partial charge-offs of the uncollectible portions of these loans. Non-recurring adjustments also include certain impairment amounts for collateral-dependent loans calculated as required by ASC Topic 310, “ Receivables – Loan Impairment, ” when establishing the allowance for loan losses. An impaired loan is carried at fair value based on either a recent appraisal less estimated selling costs of related collateral or discounted cash flows based on current market conditions. At June 30, 2015, impaired loans valued using Level 3 inputs had a carrying amount of $1.9 million and valuation allowances of $300,000 reflecting fair values of $2.2 million . By comparison, at December 31, 2014, impaired loans valued using Level 3 inputs had a carrying amount of $642,000 and valuation allowances of $178,000 reflecting fair values of $673,000 . Once a loan is determined to be impaired, the fair value of the loan continues to be evaluated based upon the market value of the underlying collateral securing the loan. At June 30, 2015, impaired loans whose carrying amount was written down utilizing Level 3 inputs during the six month period ended June 30, 2015 comprised of two loans with a fair value of $2.1 million and resulted in an additional provision for loan loss of $122,000 . At December 31, 2014, impaired loans whose carrying amount was written down utilizing Level 3 inputs during the year ended December 31, 2014 comprised of one loan with a fair value of $620,000 and resulted in an additional provision for loan loss of $53,000 . At June 30, 2015, foreclosed real estate valued using Level 3 inputs had a carrying amount of $136,000 and valuation allowances of $28,000 reflecting fair values of $127,000 . By comparison at December 31, 2014, foreclosed real estate valued using Level 3 inputs had a carrying amount of $484,000 and valuation allowances of $120,000 reflecting fair values of $487,000 . Once a loan is foreclosed, the fair value of the real estate owned continues to be evaluated based upon the market value of the repossessed real estate originally securing the loan. At June 30, 2015, foreclosed real estate whose carrying value was written down utilizing Level 3 inputs during the six months ended June 30, 2015 comprised of two properties with a fair value of $42,000 and resulted in an additional provision for loan loss of $15,000 . At December 31, 2014, foreclosed real estate whose carrying value was written down utilizing Level 3 inputs during the year ended December 31, 2014 comprised of four properties with a fair value of $334,000 and resulted in an additional provision for loan losses of $26,000 and subsequent write-downs recorded in non-interest expense of $43,000 . The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis and for which the Company has utilized Level 3 inputs to determine fair value: Quantitative Information about Level 3 Fair Value Measurements (Dollars in thousands) Fair Value Estimate Valuation Technique Unobservable Input Range At June 30, 2015 Impaired loans $ Market valuation of underlying collateral (1) Appraisal Adjustments (2) 0.00 - 25.00% Direct Disposal Costs (3) 7.00 - 10.00% Foreclosed real estate Market valuation of property (1) Direct Disposal Costs (3) 7.00 - 15.00% At December 31, 2014 Impaired loans $ Market valuation of underlying collateral (1) Appraisal Adjustments (2) 0.00 - 25.00% Direct Disposal Costs (3) 7.00 - 10.00% Foreclosed real estate Market valuation of property (1) Direct Disposal Costs (3) 7.00 - 15.00% (1) Fair value is generally determined through independent third-party appraisals of the underlying collateral, which generally includes various Level 3 inputs which are not observable . (2) Appraisals may be adjusted downward by management for qualitative factors, such as economic conditions. Downward adjustments may be caused by negative changes to the collateral or conditions in the real estate market, known property damage, estimated changes in potential cash flow (i.e., rental income) generated by the property, lack of an interior inspection or age of the appraisal. (3) The fair value basis of impaired loans and foreclosed real estate may be adjusted to reflect management estimates of disposal costs including, but not necessarily limited to, real estate brokerage commissions, legal fees, and delinquent property taxes, with such costs estimates generally ranging from 7 to 15% of collateral or property market value. The carrying amount and estimated fair value of the Company’s financial instruments, whether carried at cost or fair value, are as follows: Fair Value Measurements at June 30, 2015 Carrying Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs Amount Fair Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Financial assets: Cash and cash equivalents $ $ $ $ - $ - Securities available for sale Federal Home Loan Bank stock - - Loans receivable, net - - Accrued interest receivable - - Financial liabilities: Deposits - - Long-term debt - - Accrued interest payable - - Off-balance-sheet financial instruments - - - - - Fair Value Measurements at December 31, 2014 Carrying Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs Amount Fair Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Financial assets: Cash and cash equivalents $ $ $ $ - $ - Securities available for sale Federal Home Loan Bank stock - - Loans receivable, net - - Accrued interest receivable - - Financial liabilities: Deposits - - Long-term debt - - Accrued interest payable - - Off-balance-sheet financial instruments - - - - - The following valuation techniques were used to measure the fair value of financial instruments in the above table: Cash and cash equivalents (carried at cost) The carrying amount of cash and cash equivalents approximates fair value. Securities available for sale (carried at fair value) The fair value of securities available for sale are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1) or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted prices. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. treasury yield curve, live trading levels, trade execution date, market consensus prepayment speeds, credit information and the security’s terms and conditions, among other things. Level 2 securities which are fixed income instruments that are not quoted on an exchange, but are traded in active markets, are valued using prices obtained from our custodian, who use third party data service providers. Securities available for sale measured within the Level 3 category consist of private label asset-backed securities. The fair value measurement for these Level 3 securities is explained more fully earlier in this footnote. Federal Home Loan Bank stock (carried at cost) The carrying amount of Federal Home Loan Bank stock approximates fair value. Loans Receivable (carried at cost) The fair value of fixed-rate and variable rate performing loans is estimated using a discounted cash flow method. The discount rates take into account interest rates currently being offered to customers for loans with similar terms, the credit risk associated with the loan, estimated maturity and market factors including liquidity. The estimate of maturity is based on the Company’s contractual cash flows adjusted for prepayment estimates based on current economic and lending conditions. Fair value for significant nonperforming loans is based on carrying value which does not exceed recent external appraisals of any underlying collateral. Due to the significant judgment involved in evaluating credit quality, loans are classified within Level 3 of the fair value hierarchy. Accrued Interest Receivable and Payable (carried at cost) The carrying amount of accrued interest receivable and payable approximates fair value. Deposits (carried at cost) The fair value of deposits with no stated maturity, such as savings, money market and checking is the amount payable on demand at the reporting date and are classified within Level 2 of the fair value hierarchy. The fair value of time deposits is based on the discounted value of contractual cash flows at current rates of interest for similar deposits using market rates currently offered for deposits of similar remaining maturities. Due to the minimal amount of unobservable inputs involved in evaluating assumptions used for discounted cash flows of time deposits, these deposits are classified within Level 2 of the fair value hierarchy. Borrowings (carried at cost) The fair value of long-term debt was calculated by discounting scheduled cash flows at current market rates of interest for similar borrowings through maturity of each instrument. Due to the minimal amount of unobservable inputs involved in evaluating assumptions used for discounted cash flows of long-term debt, they are classified within Level 2 of the fair value hierarchy. The carrying amount of short term borrowings approximates fair value of such liability. Off-Balance Sheet Financial Instruments (disclosed at cost) Fair values of the Company’s off-balance sheet financial instruments (lending commitments) are based on fees currently charged to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing. Other than loan commitments, the Company does not have any off-balance sheet arrangements that have or are reasonably likely to have a current or future effect on its financial condition.

Treasury Stock

Treasury Stock	6 Months Ended
	Jun. 30, 2015
Treasury Stock [Abstract]
Treasury Stock	Note 9 – Treasury Stock During the quarter ended June 30, 2015, the Company purchased 20,000 shares of common stock at an average cost of $13.57 per share. During the six months ended June 30, 2015, the Company repurchased 39,900 shares of common stock at an average cost of $ 13.56 per share. These shares were repurchased pursuant to the Company’s publicly announced common stock repurchase program. As of June 30, 2015, there were 16,510 shares remaining to be repurchased under the existing stock repurchase program. During the six months ended June 30, 2015, the Company transferred 15,455 shares of common stock out of the treasury stock reserved for the 2012 Equity Incentive Plan, at an average cost of $ 9.39 per share, to fund awards granted under the 2012 Equity Incentive Plan. During the three months ended June 30, 2014, the Company made no repurchases of shares of common stock. During the six months ended June 30, 2014, the Company repurchased 5,000 shares of common stock at an average cost of $ 12.30 per share. These shares were repurchased pursuant to the Company’s publicly announced common stock repurchase program. As of June 30, 2014 there were 56,510 shares remaining to be repurchased under the existing stock repurchase program. During the three and six months ended June 30, 2014, the Company transferred 3,518 shares of common stock out of the treasury stock reserved for the 2012 Equity Incentive Plan, at an average cost of $ 9.39 per share, to fund awards granted under the 2012 Equity Incentive Plan.

Other Comprehensive Income

Other Comprehensive Income	6 Months Ended
	Jun. 30, 2015
Other Comprehensive Income [Abstract]
Other Comprehensive Income	Note 10 – Other Comprehensive Income In addition to presenting the Consolidated Statements of Comprehensive Income (Loss) herein, the following table shows the tax effects allocated to the Company’s single component of other comprehensive income (loss) for the periods presented: For the Three Months Ended For the Three Months Ended June 30, 2015 June 30, 2014 Pre-Tax Amount Tax (Expense) Benefit Net of Tax Amount Pre-Tax Amount Tax (Expense) Benefit Net of Tax Amount (Unaudited) (Dollars in thousands) Net unrealized (losses) gains on securities available for sale: Net unrealized (losses) gains arising during the period $ $ $ $ $ $ Less: reclassification adjustment related to: Recovery on previously impaired investment securities included in net income Net gain on sale of securities included in net income - - - Total Other Comprehensive (Loss) Income $ $ $ $ $ $ For the Six Months Ended For the Six Months Ended June 30, 2015 June 30, 2014 Pre-Tax Amount Tax (Expense) Benefit Net of Tax Amount Pre-Tax Amount Tax (Expense) Benefit Net of Tax Amount (Unaudited) (Dollars in thousands) Net unrealized (losses) gains on securities available for sale: Net unrealized (losses) gains arising during the period $ $ $ $ $ $ Less: reclassification adjustment related to: Recovery on previously impaired investment securities included in net income Net gain on sale of securities included in net income - - - Total Other Comprehensive (Loss) Income $ $ $ $ $ $ The following table presents the amounts reclassified out of the single component of the Company’s accumulated other comprehensive income (loss) for the indicated periods: Details about Accumulated Other Comprehensive Income (Loss) Accounts Reclassified from Accumulated Other Comprehensive Income for the three months ended June 30, Affected Line Item on the Consolidated Components 2015 2014 Statements of Income (Dollars in thousands) Net unrealized gains and losses on securities available for sale Recovery on previously impaired investment securities $ $ Recovery on previously impaired investment securities Sale of securities - Net gain on sale of securities available for sale Provision for income tax expense (benefit) Income Taxes Total reclassification for the period $ $ Net Income Details about Accumulated Other Comprehensive Income (Loss) Accounts Reclassified from Accumulated Other Comprehensive Income for the six months ended June 30, Affected Line Item on the Consolidated Components 2015 2014 Statements of Income (Dollars in thousands) Net unrealized gains and losses on securities available for sale Recovery on previously impaired investment securities $ $ Recovery on previously impaired investment securities Sale of securities - Net gain on sale of securities available for sale Provision for income tax expense (benefit) Income Taxes Total reclassification for the period $ $ Net Income

Subsequent Events

Subsequent Events	6 Months Ended
	Jun. 30, 2015
Subsequent Events [Abstract]
Subsequent Events	Note 11 – Subsequent Events On July 22, 2015, the Board of Directors declared a quarterly cash dividend of $ 0.07 per share on the Company’s common stock, payable on August 18, 2015 to stockholders of record as of August 3, 2015 . Lake Shore, MHC, which holds 3,636,875 shares, or approximately 60.8 % of the Company’s total outstanding stock, elected to waive its right to receive this cash dividend of approximately $ 255,000 . On March 3, 2015, the MHC received the non-objection of the Federal Reserve Bank of Philadelphia to waive its right to receive dividends paid by the Company during the twelve months ending February 3, 2016 , aggregating up to $ 0.28 per share. The MHC waived $ 255,000 of dividends during the three months ended June 30, 2015 and $ 510,000 of dividends during the six months ended June 30, 2015. Cumulatively, Lake Shore, MHC has waived approximately $ 7.0 million of cash dividends as of June 30, 2015. The dividends waived by Lake Shore, MHC are considered a restriction on the retained earnings of the Company.

Nature Of Operations And Basi20

Nature Of Operations And Basis Of Presentation (Policy)	6 Months Ended
	Jun. 30, 2015
Nature of Operations and Basis of Presentation [Abstract]
Basis of Accounting	The interim financial statements included herein as of June 30, 2015 and for the three and six months ended June 30, 2015 and 2014 have been prepared by the Company, without audit, pursuant to the rules and regulations of the Securities and Exchange Commission, and therefore, do not include all information or footnotes necessary for a complete presentation of the consolidated statements of financial condition, results of operations and cash flows in conformity with accounting principles generally accepted in the United States of America (“GAAP”). The consolidated statement of financial condition at December 31, 2014 has been derived from the audited consolidated financial statements at that date, but does not include all of the information and footnotes required by GAAP for complete consolidated financial statements. The consolidated financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair statement of such information and to make the financial statements not misleading. These interim consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the audited consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. The consolidated results of operations for the three and six months ended June 30, 2015 are not necessarily indicative of the results for any subsequent period or the entire year ending December 31, 2015.
Consolidation	The interim consolidated financial statements include the accounts of the Company and the Bank, its wholly owned subsidiary. All intercompany accounts and transactions of the consolidated subsidiary have been eliminated in consolidation.
Use of Estimates	To prepare these consolidated financial statements in conformity with GAAP, management of the Company made a number of estimates and assumptions relating to the reporting of assets and liabilities and the reporting of revenue and expenses. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, securities valuation estimates, evaluation of impairment of securities and income taxes.
Subsequent Events	The Company has evaluated events and transactions occurring subsequent to the statement of financial condition as of June 30, 2015 for items that should potentially be recognized or disclosed in these consolidated financial statements. The evaluation was conducted through the date these consolidated financial statements were issued.

Investment Securities (Policy)

Investment Securities (Policy)	6 Months Ended
	Jun. 30, 2015
Investment Securities [Abstract]
Investment Impairment	The Company determines whether the unrealized losses are other-than-temporary in accordance with FASB ASC Topic 320 “ Investments - Debt and Equity Securities. ” The evaluation is based upon factors such as the creditworthiness of the issuers/guarantors, the underlying collateral and the continuing performance of the securities. Management also evaluates other facts and circumstances that may be indicative of an OTTI condition. This includes, but is not limited to, an evaluation of the type of security, length of time and extent to which fair value has been less than cost, and near-term prospects of the issuer. The Company uses the cash flow expected to be realized from the security, which includes assumptions about interest rates, timing and severity of defaults, estimates of potential recoveries, the cash flow distribution from the provisions in the applicable bond indenture and other factors, then applies a discounting rate equal to the effective yield of the security. If the present value of the expected cash flows is less than the amortized book value it is considered a credit loss. The fair value of the security is determined using the same expected cash flows; the discount rate is a rate the Company determines from open market and other sources as appropriate for the security. The difference between the fair value and the credit loss is recognized in other comprehensive income, net of taxes.

Allowance For Loan Losses (Poli

Allowance For Loan Losses (Policy)	6 Months Ended
	Jun. 30, 2015
Allowance For Loan Losses [Abstract]
Allowance for Loan Losses	The allowance for loan losses is a valuation account that reflects the Company’s evaluation of the losses inherent in its loan portfolio. In order to determine the adequacy of the allowance for loan losses, the Company estimates losses by loan type using historical loss factors, as well as other environmental factors, such as trends in loan volume and loan type, loan concentrations, changes in the experience, ability and depth of the Company’s lending management, and national and local economic conditions. The Company's determination as to the classification of loans and the amount of loss allowances are subject to review by bank regulators, which can require the establishment of additional loss allowances. The Company also reviews all loans on which the collectability of principal may not be reasonably assured, by reviewing payment status, financial conditions and estimated value of loan collateral. These loans are assigned an internal loan grade, and the Company assigns the amount of loss components to these classified loans based on loan grade.
Impaired Financing Receivable	A loan is considered impaired when, based on current information and events, it is probable that the Company will not be able to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status, collateral value and the probability of collecting scheduled payments when due. Impairment is measured on a loan-by-loan basis for commercial real estate loans and commercial loans. Larger groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer, home equity, or one- to four-family loans for impairment disclosure, unless they are subject to a troubled debt restructuring.
Nonaccrual Loan Status	The accrual of interest on loans is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. A loan does not have to be 90 days delinquent in order to be classified as non-accrual. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest income is subsequently recognized only to the extent cash payments are received. If ultimate collection of principal is in doubt, all cash receipts on impaired loans are applied to reduce the principal balance .
Financing Receivable Credit Quality	The Company’s policies provide for the classification of loans as follows: · Pass/Performing; · Special Mention – does not currently expose the Company to a sufficient degree of risk but does possess credit deficiencies or potential weaknesses deserving the Company’s close attention; · Substandard – has one or more well-defined weaknesses and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. A substandard asset would be one inadequately protected by the current net worth and paying capacity of the obligor or pledged collateral, if applicable; · Doubtful – has all the weaknesses inherent in substandard loans with the additional characteristic that the weaknesses present make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss; and · Loss – loan is considered uncollectible and continuance without the establishment of a specific valuation reserve is not warranted. The Company’s Asset Classification Committee is responsible for monitoring risk ratings and making changes as deemed appropriate. Each commercial loan is individually assigned a loan classification. The Company’s consumer loans, including residential one- to four-family loans and home equity loans, are not classified as described above. Instead, the Company uses the delinquency status as the basis for classifying these loans. Unless the loan is well secured and in the process of collection, all consumer loans that are more than 90 days past due are classified.
Loans and Leases Receivable, Troubled Debt Restructuring	Troubled debt restructurings (“TDRs”) occur when we grant borrowers concessions that we would not otherwise grant but for economic or legal reasons pertaining to the borrower’s financial difficulties. A concession is made when the terms of the loan modification are more favorable than the terms the borrower would have received in the current market under similar financial difficulties. These concessions may include, but are not limited to, modifications of the terms of the debt, the transfer of assets or the issuance of an equity interest by the borrower to satisfy all or part of the debt, or the addition of borrower(s). The Company identifies loans for potential TDRs primarily through direct communication with the borrower and evaluation of the borrower’s financial statements, revenue projections, tax returns, and credit reports. Even if the borrower is not presently in default, management will consider the likelihood that cash flow shortages, adverse economic conditions, and negative trends may result in a payment default in the near future. Generally, we will not return a TDR to accrual status until the borrower has demonstrated the ability to make principal and interest payments under the restructured terms for at least six consecutive months. The Company’s TDRs are impaired loans, which may result in specific allocations and subsequent charge-offs if appropriate.
Foreclosed real estate	Foreclosed real estate consists of property acquired in settlement of loans which is carried at its fair value less estimated selling costs. Write-downs from cost to fair value less estimated selling costs are recorded at the date of acquisition or repossession and are charged to the allowance for loan losses.

Earnings Per Share (Policy)

Earnings Per Share (Policy)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Earnings per share was calculated for the three and six months ended June 30, 2015 and 2014, respectively. Basic earnings per share is based upon the weighted average number of common shares outstanding, exclusive of unearned shares held by the Employee Stock Ownership Plan of Lake Shore Bancorp, Inc. (the “ESOP”), unearned shares held by the Lake Shore Bancorp, Inc. 2006 Recognition and Retention Plan (“RRP”), and unearned shares held by the Lake Shore Bancorp, Inc. 2012 Equity Incentive Plan (“EIP”). Diluted earnings per share is based upon the weighted average number of common shares outstanding and common share equivalents that would arise from the exercise of dilutive securities. Stock options are regarded as potential common stock and are considered in the diluted earnings per share calculations to the extent they would be dilutive and computed using the treasury stock method.

Commitments To Extend Credit (P

Commitments To Extend Credit (Policy)	6 Months Ended
	Jun. 30, 2015
Commitments to Extend Credit [Abstract]
Commitments to Extend Credit	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses. The commitments for lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer.

Fair Value Of Financial Instr25

Fair Value Of Financial Instruments (Policy)	6 Months Ended
	Jun. 30, 2015
Fair Value Of Financial Instruments [Abstract]
Fair Value Transfer	Any transfers between levels would be recognized as of the actual date of event or change in circumstances that caused the transfer.
Fair Value of Financial Instruments	The measurement of fair value under FASB ASC Topic 820, “ Fair Value Measurements and Disclosures, ” (“ASC Topic 820”) establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities measurements (Level 1) and the lowest priority to unobservable input measurements (Level 3). The three levels of the fair value hierarchy under ASC Topic 820 are as follows: Level 1: Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date. Level 2: Inputs other than quoted prices included in Level 1 that are observable for the asset or liability either directly or indirectly. Level 3: Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Investment Securities [Abstract]
Unrealized Gain (Loss) on Investments	June 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) SECURITIES AVAILABLE FOR SALE: U.S. Treasury bonds $ $ $ - $ Municipal bonds Mortgage-backed securities: Collateralized mortgage obligations-private label - Collateralized mortgage obligations-government sponsored entities Government National Mortgage Association - Federal National Mortgage Association Federal Home Loan Mortgage Corporation - Asset-backed securities-private label Asset-backed securities-government sponsored entities - Equity securities - $ $ $ $ December 31, 2014 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) SECURITIES AVAILABLE FOR SALE: U.S. Treasury bonds $ $ $ - $ Municipal bonds Mortgage-backed securities: Collateralized mortgage obligations-private label - - Collateralized mortgage obligations-government sponsored entities Government National Mortgage Association - Federal National Mortgage Association - Federal Home Loan Mortgage Corporation - Asset-backed securities-private label Asset-backed securities-government sponsored entities - Equity securities - $ $ $ $
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	Less than 12 months 12 months or more Total Gross Gross Gross Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses (Dollars In thousands) June 30, 2015 Municipal bonds $ $ $ $ $ $ Mortgage-backed securities Asset-backed securities -private label $ $ $ $ $ $ Less than 12 months 12 months or more Total Gross Gross Gross Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses (Dollars In thousands) December 31, 2014 Municipal bonds $ - $ - $ $ $ $ Mortgage-backed securities Asset-backed securities -private label $ $ $ $ $ $
Schedule of Temporary Impairment Losses, Investment	Unrealized Lowest Delinquent % Security Book Value Fair Value Loss Rating Over 60 days Over 90 days Foreclosure% OREO% $ $ $ (66) CCC 19.90% 18.90% 9.20% 2.20% (20) CCC 17.20% 16.80% 6.30% 1.90% Total $ $ $ (86)
Other than Temporary Impairment, Credit Losses Recognized in Earnings	For The Six Months Ended June 30, For The Six Months Ended June 30, 2015 2014 (Dollars in thousands) Beginning balance $ $ Additions: Credit loss not previously recognized - - Reductions: Realized loss on sale of security on OTTI previously recognized - Losses realized during the period on OTTI previously recognized Receipt of cash flows on previously recorded OTTI Ending balance $ $
Investments Classified by Contractual Maturity Date	Amortized Fair Cost Value (Dollars in thousands) June 30, 2015: After one year through five years $ $ After five years through ten years After ten years Mortgage-backed securities Asset-backed securities Equity securities $ $

Allowance For Loan Losses (Tabl

Allowance For Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Allowance For Loan Losses [Abstract]
Allowance for Credit Losses on Financing Receivables	Real Estate Loans Other Loans One- to Four-Family Home Equity Commercial Construction Commercial Consumer Unallocated Total (Dollars in thousands) June 30, 2015 Allowance for Loan Losses: Balance – April 1, 2015 $ $ $ $ - $ $ $ $ Charge-offs - - - Recoveries - - - Provision (Credit) - Balance – June 30, 2015 $ $ $ $ - $ $ $ $ Balance – January 1, 2015 $ $ $ $ - $ $ $ - $ Charge-offs - - - Recoveries - - Provision (Credit) - - Balance – June 30, 2015 $ $ $ $ - $ $ $ $ Ending balance: individually evaluated for impairment $ - $ - $ $ - $ - $ - $ - $ Ending balance: collectively evaluated for impairment $ $ $ $ - $ $ $ $ Gross Loans Receivable (1) : Ending balance $ $ $ $ - $ $ $ - $ Ending balance: individually evaluated for impairment $ $ $ $ - $ $ - $ - $ Ending balance: collectively evaluated for impairment $ $ $ $ - $ $ $ - $ (1) Gross Loans Receivable does not include allowance for loan losses of $(2,125) or deferred loan costs of $2,880 . Real Estate Loans Other Loans One- to Four-Family Home Equity Commercial Construction Commercial Consumer Unallocated Total (Dollars in thousands) June 30, 2014 Allowance for Loan Losses: Balance – April 1, 2014 $ $ $ $ - $ $ $ $ Charge-offs - - - - - - Recoveries - - - - - Provision (Credit) - - Balance – June 30, 2014 $ $ $ $ - $ $ $ $ Balance – January 1, 2014 $ $ $ $ - $ $ $ $ Charge-offs - - - Recoveries - - - - - Provision (Credit) - - Balance – June 30, 2014 $ $ $ $ - $ $ $ $ The following table summarizes the distribution of the allowance for loan losses and loans receivable by loan portfolio class as of December 31, 2014: Real Estate Loans Other Loans One- to Four-Family Home Equity Commercial Construction Commercial Consumer Unallocated Total (Dollars in thousands) December 31, 2014 Allowance for Loan Losses: Balance – December 31, 2014 $ $ $ $ - $ $ $ - $ Ending balance: individually evaluated for impairment $ - $ - $ $ - $ - $ - $ - $ Ending balance: collectively evaluated for impairment $ $ $ $ - $ $ $ - $ Gross Loans Receivable (1) : Ending Balance $ $ $ $ $ $ $ - $ Ending balance: individually evaluated for impairment $ $ $ $ - $ $ - $ - $ Ending balance: collectively evaluated for impairment $ $ $ $ $ $ $ - $ (1) Gross Loans Receivable does not include allowance for loan losses of $ (1,921) or deferred loan costs of $ 2,948 .
Impaired Financing Receivables	Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized For the Six Months Ended At June 30, 2015 June 30, 2015 (Dollars in thousands) With no related allowance recorded: Residential, one- to four-family $ $ $ - $ $ Home equity - - Commercial real estate - - Commercial loans - With an allowance recorded: Commercial real estate - Commercial loans - - - - - Total $ $ $ $ $ For the Year Ended At December 31, 2014 December 31, 2014 (Dollars in thousands) With no related allowance recorded: Residential, one- to four-family $ $ $ - $ $ Home equity - Commercial real estate - Commercial loans - - With an allowance recorded: Commercial real estate Commercial loans - - - - Total $ $ $ $ $
Past Due Financing Receivables	90 Days or 30-59 Days 60-89 Days More Total Past Current Total Loans Loans on Past Due Past Due Past Due Due Due Receivable Non-Accrual (Dollars in thousands) June 30, 2015: Real Estate Loans: Residential, one- to four-family $ $ $ $ $ $ $ Home equity Commercial - Construction - - - - - - - Other Loans: Commercial Consumer Total $ $ $ $ $ $ $ December 31, 2014: Real Estate Loans: Residential, one- to four-family $ $ $ $ $ $ $ Home equity Commercial - Construction - - - - - Other Loans: Commercial Consumer Total $ $ $ $ $ $ $
Loan Balances by Internal Credit Quality Indicator	Pass/Performing Special Mention Substandard Doubtful Loss Total (Dollars in thousands) June 30, 2015 Real Estate Loans: Residential, one- to four-family $ $ - $ $ - $ - $ Home equity - - - Commercial - Construction - - - - - - Other Loans: Commercial - Consumer - - Total $ $ $ $ $ $ December 31, 2014 Real Estate Loans: Residential, one- to four-family $ $ - $ $ - $ - $ Home equity - Commercial - Construction - - - - Other Loans: Commercial - Consumer - - Total $ $ $ $ $ $
Troubled Debt Restructurings on Financing Receivables	Non-Accruing Accruing TDRs That Have Defaulted on Modified Terms Year to Date Number of Loans Recorded Investment Number of Loans Recorded Investment Number of Loans Recorded Investment Number of Loans Recorded Investment (Dollars in thousands) At June 30, 2015 Real Estate Loans: Residential, one- to four-family $ - $ - $ - $ - Home equity - - - - Total $ - $ - $ - $ - At December 31, 2014 Real Estate Loans: Residential, one- to four-family $ - $ - $ - $ - Home equity - - - - Total $ - $ - $ - $ -
Troubled Debt Restructurings on Financing Receivables, Current Period	For The Three Months Ended June 30, 2014 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment (Dollars in thousands) Real Estate Loans: Residential, one- to four-family $ $ Home equity Total $ $ For the Six Months Ended June 30, 2014 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment (Dollars in thousands) Real Estate Loans: Residential, one- to four-family $ $ Home equity Total $ $

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share	Three Months Ended June 30, 2015 2014 Numerator – net income $ $ Denominator: Basic weighted average shares outstanding Increase in weighted average shares outstanding due to: Stock options Diluted weighted average shares outstanding Earnings per share: Basic $ $ Diluted $ $ Six Months Ended June 30, 2015 2014 Numerator – net income $ $ Denominator: Basic weighted average shares outstanding Increase in weighted average shares outstanding due to: Stock options Diluted weighted average shares outstanding Earnings per share: Basic $ $ Diluted $ $

Commitments To Extend Credit (T

Commitments To Extend Credit (Tables)	6 Months Ended
	Jun. 30, 2015
Commitments to Extend Credit [Abstract]
Schedule of Fair Value, Off-balance Sheet Risks	Contract Amount June 30, 2015 December 31, 2014 (Dollars in thousands) Commitments to grant loans $ $ Unfunded commitments under lines of credit $ $

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Compensation, Stock Options, Activity	June 30, 2015 June 30, 2014 Options Exercise Price Remaining Contractual Life Options Exercise Price Remaining Contractual Life Outstanding at beginning of year $ $ Granted - - - - Exercised - - Forfeited - - - - Outstanding at end of period $ 1 year $ 2 years Options exercisable at end of period $ 1 year $ 2 years Fair value of options granted - -
Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity	2015 Weighted Average Grant Price 2014 Weighted Average Grant Price Unvested shares outstanding at beginning of year $ $ Granted - - - - Vested Forfeited - - - - Unvested shares outstanding at end of period $ $
2012 Equity Incentive Compensation [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity	2015 Weighted Average Grant Price 2014 Weighted Average Grant Price Unvested shares outstanding at beginning of year $ - $ - Granted Vested - - - - Forfeited - - - - Unvested shares outstanding at end of period $ $
Schedule of Share-based Compensation, Granted Restricted Stock Awards	Grant Date Number of Restricted Stock Awards Vesting Fair Value of Award on Grant Date Awardees January 20, 2015 100% on December 18, 2015 $ Non-employee directors January 20, 2015 100% on December 15, 2017, if three year performance metric is achieved Employees January 30, 2015 100% on December 15, 2017, if three year performance metric is achieved Employees

Fair Value Of Financial Instr31

Fair Value Of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Measurements, Recurring and Nonrecurring	Fair Value Measurements at June 30, 2015 June 30, Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Measured at fair value on a recurring basis: Securities available for sale: U.S. Treasury bonds $ $ $ - $ - Municipal bonds - - Mortgage-backed securities: Collateralized mortgage obligations-private label - - Collateralized mortgage obligations-government sponsored entities - - Government National Mortgage Association - - Federal National Mortgage Association - - Federal Home Loan Mortgage Corporation - - Asset-backed securities: Private label - - Government sponsored entities - - Equity securities - - Total $ $ $ $ Measured at fair value on a non-recurring basis: Impaired loans $ $ - $ - $ Foreclosed real estate - - Any transfers between levels would be recognized as of the actual date of event or change in circumstances that caused the transfer. There were no reclassifications between the Level 1 and Level 2 categories for the six months ended June 30, 2015. Fair Value Measurements at December 31, 2014 December 31, Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Measured at fair value on a recurring basis: Securities available for sale: U.S. Treasury bonds $ $ $ - $ - Municipal bonds - - Mortgage-backed securities: Collateralized mortgage obligations-private label - - Collateralized mortgage obligations-government sponsored entities - - Government National Mortgage Association - - Federal National Mortgage Association - - Federal Home Loan Mortgage Corporation - - Asset-backed securities: Private label - - Government sponsored entities - - Equity securities - - Total $ $ $ $ Measured at fair value on a non-recurring basis: Impaired loans $ $ - $ - $ Foreclosed real estate - -
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	2015 2014 (Dollars in thousands) Beginning Balance $ $ Total gains - realized/unrealized: Included in earnings - - Included in other comprehensive income/loss Total losses - realized/unrealized: Included in earnings - Included in other comprehensive income/loss Sales - Principal paydowns Transfers to (out of) Level 3 - - Ending Balance $ $
Fair Value Inputs, Assets, Quantitative Information	Unobservable Inputs Security Category Fair Value Loan Type/Collateral Credit Ratings Constant Prepayment Speed (CPR) Probability of Default (Annual Default Rate) Loss Severity June 30, 2015 Asset-backed securities - private label $ Sub-prime First and Prime Second Lien - Residential Real Estate B- thru D 4 - 10 4.0% - 6.0% 70.0% - 100.0% December 31, 2014 Asset-backed securities - private label $ Sub-prime First and Prime Second Lien - Residential Real Estate B- thru D 4 - 10 4.0% - 6.0% 70.0% - 100.0%
Fair Value, by Balance Sheet Grouping	Fair Value Measurements at June 30, 2015 Carrying Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs Amount Fair Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Financial assets: Cash and cash equivalents $ $ $ $ - $ - Securities available for sale Federal Home Loan Bank stock - - Loans receivable, net - - Accrued interest receivable - - Financial liabilities: Deposits - - Long-term debt - - Accrued interest payable - - Off-balance-sheet financial instruments - - - - - Fair Value Measurements at December 31, 2014 Carrying Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs Amount Fair Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Financial assets: Cash and cash equivalents $ $ $ $ - $ - Securities available for sale Federal Home Loan Bank stock - - Loans receivable, net - - Accrued interest receivable - - Financial liabilities: Deposits - - Long-term debt - - Accrued interest payable - - Off-balance-sheet financial instruments - - - - -
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Assets, Quantitative Information	Quantitative Information about Level 3 Fair Value Measurements (Dollars in thousands) Fair Value Estimate Valuation Technique Unobservable Input Range At June 30, 2015 Impaired loans $ Market valuation of underlying collateral (1) Appraisal Adjustments (2) 0.00 - 25.00% Direct Disposal Costs (3) 7.00 - 10.00% Foreclosed real estate Market valuation of property (1) Direct Disposal Costs (3) 7.00 - 15.00% At December 31, 2014 Impaired loans $ Market valuation of underlying collateral (1) Appraisal Adjustments (2) 0.00 - 25.00% Direct Disposal Costs (3) 7.00 - 10.00% Foreclosed real estate Market valuation of property (1) Direct Disposal Costs (3) 7.00 - 15.00% (1) Fair value is generally determined through independent third-party appraisals of the underlying collateral, which generally includes various Level 3 inputs which are not observable . (2) Appraisals may be adjusted downward by management for qualitative factors, such as economic conditions. Downward adjustments may be caused by negative changes to the collateral or conditions in the real estate market, known property damage, estimated changes in potential cash flow (i.e., rental income) generated by the property, lack of an interior inspection or age of the appraisal. (3) The fair value basis of impaired loans and foreclosed real estate may be adjusted to reflect management estimates of disposal costs including, but not necessarily limited to, real estate brokerage commissions, legal fees, and delinquent property taxes, with such costs estimates generally ranging from 7 to 15% of collateral or property market value.

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2015
Other Comprehensive Income [Abstract]
Schedule of Comprehensive Income	For the Three Months Ended For the Three Months Ended June 30, 2015 June 30, 2014 Pre-Tax Amount Tax (Expense) Benefit Net of Tax Amount Pre-Tax Amount Tax (Expense) Benefit Net of Tax Amount (Unaudited) (Dollars in thousands) Net unrealized (losses) gains on securities available for sale: Net unrealized (losses) gains arising during the period $ $ $ $ $ $ Less: reclassification adjustment related to: Recovery on previously impaired investment securities included in net income Net gain on sale of securities included in net income - - - Total Other Comprehensive (Loss) Income $ $ $ $ $ $ For the Six Months Ended For the Six Months Ended June 30, 2015 June 30, 2014 Pre-Tax Amount Tax (Expense) Benefit Net of Tax Amount Pre-Tax Amount Tax (Expense) Benefit Net of Tax Amount (Unaudited) (Dollars in thousands) Net unrealized (losses) gains on securities available for sale: Net unrealized (losses) gains arising during the period $ $ $ $ $ $ Less: reclassification adjustment related to: Recovery on previously impaired investment securities included in net income Net gain on sale of securities included in net income - - - Total Other Comprehensive (Loss) Income $ $ $ $ $ $
Reclassification Out of Accumulated Other Comprehensive Income	Details about Accumulated Other Comprehensive Income (Loss) Accounts Reclassified from Accumulated Other Comprehensive Income for the three months ended June 30, Affected Line Item on the Consolidated Components 2015 2014 Statements of Income (Dollars in thousands) Net unrealized gains and losses on securities available for sale Recovery on previously impaired investment securities $ $ Recovery on previously impaired investment securities Sale of securities - Net gain on sale of securities available for sale Provision for income tax expense (benefit) Income Taxes Total reclassification for the period $ $ Net Income Details about Accumulated Other Comprehensive Income (Loss) Accounts Reclassified from Accumulated Other Comprehensive Income for the six months ended June 30, Affected Line Item on the Consolidated Components 2015 2014 Statements of Income (Dollars in thousands) Net unrealized gains and losses on securities available for sale Recovery on previously impaired investment securities $ $ Recovery on previously impaired investment securities Sale of securities - Net gain on sale of securities available for sale Provision for income tax expense (benefit) Income Taxes Total reclassification for the period $ $ Net Income

Nature Of Operations and Basi33

Nature Of Operations and Basis of Presentation (Narrative) (Details)	6 Months Ended
	Jun. 30, 2015
Nature of Operations and Basis of Presentation [Abstract]
Entity Incorporation, Date of Incorporation	Apr. 3, 2006

Investment Securities (Unrealiz

Investment Securities (Unrealized Gain/Loss on Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Investments [Line Items]
Amortized Cost	$ 124,621	$ 132,461
Gross Unrealized Gains	5,245	6,565
Gross Unrealized Losses	(672)	(824)
Fair Value	129,194	138,202
U.S. Treasury bonds [Member]
Schedule of Investments [Line Items]
Amortized Cost	12,797	12,817
Gross Unrealized Gains	1,416	1,544
Fair Value	14,213	14,361
Municipal Bonds [Member]
Schedule of Investments [Line Items]
Amortized Cost	57,138	57,158
Gross Unrealized Gains	2,648	3,635
Gross Unrealized Losses	(78)	(7)
Fair Value	59,708	60,786
Collateralized mortgage obligations - private label [Member]
Schedule of Investments [Line Items]
Amortized Cost	54	61
Gross Unrealized Gains	1
Fair Value	55	61
Collateralized mortgage obligations - government sponsored entities [Member]
Schedule of Investments [Line Items]
Amortized Cost	43,960	50,465
Gross Unrealized Gains	203	237
Gross Unrealized Losses	(501)	(710)
Fair Value	43,662	49,992
Government National Mortgage Association [Member]
Schedule of Investments [Line Items]
Amortized Cost	448	524
Gross Unrealized Gains	34	47
Fair Value	482	571
Federal National Mortgage Association [Member]
Schedule of Investments [Line Items]
Amortized Cost	6,317	7,107
Gross Unrealized Gains	276	366
Gross Unrealized Losses	(7)
Fair Value	6,586	7,473
Federal Home Loan Mortgage Corporation [Member]
Schedule of Investments [Line Items]
Amortized Cost	2,436	2,650
Gross Unrealized Gains	101	117
Fair Value	2,537	2,767
Asset-backed securities - private label [Member]
Schedule of Investments [Line Items]
Amortized Cost	1,351	1,546
Gross Unrealized Gains	529	584
Gross Unrealized Losses	(86)	(107)
Fair Value	1,794	2,023
Asset-backed securities - government sponsored entities [Member]
Schedule of Investments [Line Items]
Amortized Cost	98	111
Gross Unrealized Gains	10	11
Fair Value	108	122
Equity securities [Member]
Schedule of Investments [Line Items]
Amortized Cost	22	22
Gross Unrealized Gains	27	24
Fair Value	$ 49	$ 46

Investment Securities (Schedule

Investment Securities (Schedule of Unrealized Loss on Investments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Investments [Line Items]
Less than Twelve Months, Fair Value	$ 10,838	$ 8,179
Less than 12 Months, Gross Unrealized Losses	(119)	(81)
Twelve Months or Longer, Fair Value	22,114	26,670
12 Months or Longer, Gross Unrealized Losses	(553)	(743)
Fair Value	32,952	34,849
Gross Unrealized Losses	(672)	(824)
Municipal Bonds [Member]
Schedule of Investments [Line Items]
Less than Twelve Months, Fair Value	1,904
Less than 12 Months, Gross Unrealized Losses	(53)
Twelve Months or Longer, Fair Value	545	814
12 Months or Longer, Gross Unrealized Losses	(25)	(7)
Fair Value	2,449	814
Gross Unrealized Losses	(78)	(7)
Mortgage-backed securities [Member]
Schedule of Investments [Line Items]
Less than Twelve Months, Fair Value	8,421	7,569
Less than 12 Months, Gross Unrealized Losses	(46)	(53)
Twelve Months or Longer, Fair Value	20,817	25,027
12 Months or Longer, Gross Unrealized Losses	(462)	(657)
Fair Value	29,238	32,596
Gross Unrealized Losses	(508)	(710)
Asset-backed securities - private label [Member]
Schedule of Investments [Line Items]
Less than Twelve Months, Fair Value	513	610
Less than 12 Months, Gross Unrealized Losses	(20)	(28)
Twelve Months or Longer, Fair Value	752	829
12 Months or Longer, Gross Unrealized Losses	(66)	(79)
Fair Value	1,265	1,439
Gross Unrealized Losses	$ (86)	$ (107)

Investment Securities (Schedu36

Investment Securities (Schedule of Temporary Impairment Losses, Investments) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Schedule of Investments [Line Items]
Book Value	$ 124,621	$ 132,461
Fair Value	129,194	138,202
Gross Unrealized Losses	(672)	$ (824)
Private-label Asset-Backed Security 1 [Member]
Schedule of Investments [Line Items]
Book Value	818
Fair Value	752
Gross Unrealized Losses	$ (66)
Lowest Rating	CCC
Delinquent Percentage, Over 60 Days	19.90%
Delinquent Percentage, Over 90 Days	18.90%
Foreclosure Percentage	9.20%
OREO Percentage	2.20%
Private-label Asset-Backed Security 2 [Member]
Schedule of Investments [Line Items]
Book Value	$ 533
Fair Value	513
Gross Unrealized Losses	$ (20)
Lowest Rating	CCC
Delinquent Percentage, Over 60 Days	17.20%
Delinquent Percentage, Over 90 Days	16.80%
Foreclosure Percentage	6.30%
OREO Percentage	1.90%
Private-label Asset-Backed Security Total [Member]
Schedule of Investments [Line Items]
Book Value	$ 1,351
Fair Value	1,265
Gross Unrealized Losses	$ (86)

Investment Securities (Other th

Investment Securities (Other than Temporary Impairment, Credit Losses Recognized in Earnings) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Investment Securities [Abstract]
Beginning Balance	$ 858	$ 1,318
Additions: Credit loss not previously recognized
Reductions: Realized loss on sale of security on OTTI previously recognized		$ (282)
Reductions: Losses realized during the period on OTTI previously recognized	$ (2)	(3)
Reductions: Receipt of cash flows on previously recorded OTTI	(75)	(101)
Ending Balance	$ 781	$ 932

Investment Securities (Investme

Investment Securities (Investments Classified by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Investments [Line Items]
After one year through five years - Amortized Cost	$ 7,056
After five years through ten years - Amortized Cost	32,824
After ten years - Amortized Cost	30,055
Amortized Cost	124,621	$ 132,461
After one year through five years - Fair Value	7,552
After five years through ten years - Fair Value	34,850
After ten years - Fair Value	31,519
Fair Value	129,194	138,202
Mortgage-backed securities [Member]
Schedule of Investments [Line Items]
Other securities - Amortized Cost	53,215
Other securities - Fair Value	53,322
Asset-backed Securities [Member]
Schedule of Investments [Line Items]
Other securities - Amortized Cost	1,449
Other securities - Fair Value	1,902
Equity securities [Member]
Schedule of Investments [Line Items]
Other securities - Amortized Cost	22
Amortized Cost	22	22
Other securities - Fair Value	49
Fair Value	$ 49	$ 46

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2015USD ($)securityshares	Jun. 30, 2014USD ($)security	Dec. 31, 2014USD ($)securityshares
Schedule of Investments [Line Items]
Securities sold	0
Proceeds From Sale Of Available For Sale Securities, Including Unsettled Amounts | $		$ 10,300
Gross realized gains | $		274
Gross realized losses | $		$ 215
Federal Home Loan Mortgage Corporation [Member]
Schedule of Investments [Line Items]
Investment Owned, Balance, Shares | shares	22,368		22,368
Municipal Bonds [Member]
Schedule of Investments [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	1
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	9
Mortgage-backed securities [Member]
Schedule of Investments [Line Items]
Securities sold		6
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	20
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	8
Asset-backed securities - private label [Member]
Schedule of Investments [Line Items]
Securities sold		1
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	1
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	1
Securities Pledged as Collateral For Federal Reserve Bank Borrowings [Member] | Municipal Bonds [Member]
Schedule of Investments [Line Items]
Investment Owned Balance, Positions	31		31
Investment Owned, at Cost | $	$ 10,700		$ 10,700
Investment Owned, at Fair Value | $	$ 11,200		$ 11,400
Securities Pledged As Collateral For Customer Deposits [Member] | Municipal Bonds [Member]
Schedule of Investments [Line Items]
Investment Owned Balance, Positions	6		6
Investment Owned, at Cost | $	$ 1,500		$ 1,500
Investment Owned, at Fair Value | $	$ 1,500		$ 1,600

Allowance For Loan Losses (Narr

Allowance For Loan Losses (Narrative) (Details) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)loan	Jun. 30, 2014loan	Jun. 30, 2015USD ($)loan	Jun. 30, 2014USD ($)loan	Dec. 31, 2014USD ($)
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans			$ 209	$ 71
Foreclosed real estate property	$ 146		$ 146		$ 401
Financing Receivable, Modifications, Number of Loans | loan	0	2	0	2
Additional loan commitments outstanding			$ 0		0
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Mortgage loans in process of foreclosure	$ 891		$ 891		$ 861

Allowance For Loan Losses (Allo

Allowance For Loan Losses (Allowance For Loan Losses And Recorded Investment In Financing Receivables) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015		Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		$ 1,940	$ 1,780	$ 1,921	$ 1,813
Charge-offs		(18)	(11)	(58)	(52)
Recoveries		18	4	52	12
Provision (Credit)		185		210
Balance, ending		2,125	1,773	2,125	1,773
Allowance for loan losses: Ending balance: individually evaluated for impairment						$ 300		$ 178
Allowance for loan losses: Ending balance: collectively evaluated for impairment						1,825		1,743
Ending balance: Gross Loans Receivable						295,802	[1]	283,826	[2]
Loans Receivable: Ending balance: individually evaluated for impairment						3,029	[1]	2,543	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment						292,773	[1]	281,283	[2]
Allowance for Loan Losses		(1,940)	(1,780)	(1,921)	(1,813)	(2,125)		(1,921)
Deferred loan costs						2,880		$ 2,948
Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		425	360	446	355
Charge-offs		(1)		(18)	(17)
Recoveries		3	2	12	2
Provision (Credit)		(34)	(17)	(47)	5
Balance, ending		393	345	393	345
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment						393		$ 446
Ending balance: Gross Loans Receivable						163,694	[1]	167,840	[2]
Loans Receivable: Ending balance: individually evaluated for impairment						207	[1]	211	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment						163,487	[1]	167,629	[2]
Allowance for Loan Losses		(425)	(360)	(446)	(355)	(393)		$ (446)
Real Estate Loans: Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		106	99	106	80
Charge-offs		(2)		(17)	(13)
Recoveries		7		8
Provision (Credit)		(8)	(2)	6	30
Balance, ending		103	97	103	97
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment						103		$ 106
Ending balance: Gross Loans Receivable						32,169	[1]	32,337	[2]
Loans Receivable: Ending balance: individually evaluated for impairment						9	[1]	10	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment						32,160	[1]	32,327	[2]
Allowance for Loan Losses		(106)	(99)	(106)	(80)	(103)		(106)
Real Estate Loans: Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		1,181	1,052	1,163	1,104
Recoveries				21
Provision (Credit)		213	(3)	210	(55)
Balance, ending		1,394	1,049	1,394	1,049
Allowance for loan losses: Ending balance: individually evaluated for impairment						300		178
Allowance for loan losses: Ending balance: collectively evaluated for impairment						1,094		985
Ending balance: Gross Loans Receivable						81,387	[1]	68,238	[2]
Loans Receivable: Ending balance: individually evaluated for impairment						2,720	[1]	2,312	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment						78,667	[1]	65,926	[2]
Allowance for Loan Losses		(1,181)	(1,052)	$ (1,163)	(1,104)	(1,394)		$ (1,163)
Real Estate Loans: Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment
Ending balance: Gross Loans Receivable	[2]							$ 449
Loans Receivable: Ending balance: individually evaluated for impairment	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment	[2]							$ 449
Allowance for Loan Losses
Other Loans: Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		192	195	$ 184	218
Charge-offs		(4)		(4)	(4)
Recoveries		7		7
Provision (Credit)		(8)	1		(18)
Balance, ending		187	196	187	196
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment						187		$ 184
Ending balance: Gross Loans Receivable						17,075	[1]	13,467	[2]
Loans Receivable: Ending balance: individually evaluated for impairment						93	[1]	10	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment						16,982	[1]	13,457	[2]
Allowance for Loan Losses		(192)	(195)	(184)	(218)	(187)		$ (184)
Other Loans: Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		26	21	22	9
Charge-offs		(11)	(11)	(19)	(18)
Recoveries		1	2	4	10
Provision (Credit)		11	10	20	21
Balance, ending		27	22	27	22
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment						27		$ 22
Ending balance: Gross Loans Receivable						1,477	[1]	$ 1,495	[2]
Loans Receivable: Ending balance: individually evaluated for impairment	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment						1,477	[1]	$ 1,495	[2]
Allowance for Loan Losses		(26)	(21)	$ (22)	(9)	(27)		$ (22)
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		10	53		47
Provision (Credit)		11	11	$ 21	17
Balance, ending		21	64	$ 21	64
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment						21
Ending balance: Gross Loans Receivable	[2]
Loans Receivable: Ending balance: individually evaluated for impairment	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment	[2]
Allowance for Loan Losses		$ (10)	$ (53)		$ (47)	$ (21)
[1]	Gross Loans Receivable does not include allowance for loan losses of $(2,125) or deferred loan costs of $2,880.
[2]	Gross Loans Receivable does not include allowance for loan losses of $(1,921) or deferred loan costs of $2,948.

Allowance For Loan Losses (Impa

Allowance For Loan Losses (Impaired Loans By Loan Portfolio Class) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Related allowance	$ 300	$ 178
Recorded Investment, total	3,029	2,543
Unpaid Principal Balance, Total	3,029	2,543
Average Recorded Investment, Total	2,994	3,164
Interest Income Recognized, Total	10	36
Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment, with no related allowance	207	211
Unpaid principal balance, with no related allowance	207	211
Average recorded investment, with no related allowance	208	216
Interest income recognized, with no related allowance	8	11
Real Estate Loans: Home Equity [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment, with no related allowance	9	10
Unpaid principal balance, with no related allowance	9	10
Average recorded investment, with no related allowance	10	10
Interest income recognized, with no related allowance		1
Real Estate Loans: Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment, with no related allowance	820	1,711
Unpaid principal balance, with no related allowance	820	1,711
Average recorded investment, with no related allowance	834	2,334
Interest income recognized, with no related allowance		19
Recorded investment, with related allowance	1,900	601
Unpaid principal balance, with related allowance	1,900	601
Related allowance	300	178
Average recorded investment with related allowance	1,839	592
Interest income recognized, with related allowance		5
Other Loans: Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment, with no related allowance	93	10
Unpaid principal balance, with no related allowance	93	10
Average recorded investment, with no related allowance	103	6
Interest income recognized, with no related allowance	$ 2
Average recorded investment with related allowance		$ 6

Allowance For Loan Losses (Loan

Allowance For Loan Losses (Loan Portfolio Summarized By The Past Due Status) (Details) - USD ($) $ in Thousands		Jun. 30, 2015		Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due		$ 1,243		$ 1,609
60-89 Days Past Due		365		617
90 Days or More Past Due		3,834		3,206
Total Past Due and Still Accruing		5,442		5,432
Current Due		290,360		278,394
Total Loans Receivable		295,802	[1]	283,826	[2]
Non-accrual		5,815		4,719
Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due		961		1,327
60-89 Days Past Due		230		467
90 Days or More Past Due		1,081		1,059
Total Past Due and Still Accruing		2,272		2,853
Current Due		161,422		164,987
Total Loans Receivable		163,694	[1]	167,840	[2]
Non-accrual		2,520		2,413
Real Estate Loans: Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due		192		197
60-89 Days Past Due		130		136
90 Days or More Past Due		231		206
Total Past Due and Still Accruing		553		539
Current Due		31,616		31,798
Total Loans Receivable		32,169	[1]	32,337	[2]
Non-accrual		307		335
Real Estate Loans: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due		42		21
90 Days or More Past Due		2,407		1,891
Total Past Due and Still Accruing		2,449		1,912
Current Due		78,938		66,326
Total Loans Receivable		81,387	[1]	68,238	[2]
Non-accrual		2,720		1,891
Real Estate Loans: Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Due				449
Total Loans Receivable	[2]			449
Other Loans: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due		42		42
60-89 Days Past Due		4		9
90 Days or More Past Due		102		37
Total Past Due and Still Accruing		148		88
Current Due		16,927		13,379
Total Loans Receivable		17,075	[1]	13,467	[2]
Non-accrual		260		76
Other Loans: Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due		6		22
60-89 Days Past Due		1		5
90 Days or More Past Due		13		13
Total Past Due and Still Accruing		20		40
Current Due		1,457		1,455
Total Loans Receivable		1,477	[1]	1,495	[2]
Non-accrual		$ 8		$ 4
[1]	Gross Loans Receivable does not include allowance for loan losses of $(2,125) or deferred loan costs of $2,880.
[2]	Gross Loans Receivable does not include allowance for loan losses of $(1,921) or deferred loan costs of $2,948.

Allowance For Loan Losses (Clas

Allowance For Loan Losses (Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating) (Details) - USD ($) $ in Thousands		Jun. 30, 2015		Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		$ 295,802	[1]	$ 283,826	[2]
Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		285,535		273,369
Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		3,143		3,854
Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		6,270		5,882
Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		850		718
Loss [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		4		3
Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		163,694	[1]	167,840	[2]
Real Estate Loans: One-to-Four Family [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		160,538		164,517
Real Estate Loans: One-to-Four Family [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		3,156		3,323
Real Estate Loans: Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		32,169	[1]	32,337	[2]
Real Estate Loans: Home Equity [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		31,768		31,899
Real Estate Loans: Home Equity [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		401		407
Real Estate Loans: Home Equity [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross				29
Real Estate Loans: Home Equity [Member] | Loss [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross				2
Real Estate Loans: Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		81,387	[1]	68,238	[2]
Real Estate Loans: Commercial [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		75,177		62,323
Real Estate Loans: Commercial [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		2,981		3,235
Real Estate Loans: Commercial [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		2,451		1,996
Real Estate Loans: Commercial [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		778		684
Real Estate Loans: Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	[2]			449
Real Estate Loans: Construction [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross				449
Other Loans: Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		17,075	[1]	13,467	[2]
Other Loans: Commercial [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		16,585		12,692
Other Loans: Commercial [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		162		619
Other Loans: Commercial [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		256		151
Other Loans: Commercial [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		72		5
Other Loans: Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		1,477	[1]	1,495	[2]
Other Loans: Consumer [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		1,467		1,489
Other Loans: Consumer [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		6		5
Other Loans: Consumer [Member] | Loss [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		$ 4		$ 1
[1]	Gross Loans Receivable does not include allowance for loan losses of $(2,125) or deferred loan costs of $2,880.
[2]	Gross Loans Receivable does not include allowance for loan losses of $(1,921) or deferred loan costs of $2,948.

Allowance For Loan Losses (Trou

Allowance For Loan Losses (Troubled Debt Restructurings) (Details) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)loan	Jun. 30, 2014loan	Jun. 30, 2015USD ($)loan	Jun. 30, 2014loan	Dec. 31, 2014USD ($)loan
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Loans	0	2	0	2
Performing Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment | $	$ 229		$ 229		$ 234
Financing Receivable, Modifications, Number of Loans			7		7
Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment | $	229		$ 229		$ 234
Financing Receivable, Modifications, Number of Loans			7		7
Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Loans		1		1
Real Estate Loans: One-to-Four Family [Member] | Performing Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment | $	220		$ 220		$ 224
Financing Receivable, Modifications, Number of Loans			5		5
Real Estate Loans: One-to-Four Family [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment | $	220		$ 220		$ 224
Financing Receivable, Modifications, Number of Loans			5		5
Real Estate Loans: Home Equity [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Loans		1		1
Real Estate Loans: Home Equity [Member] | Performing Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment | $	9		$ 9		$ 10
Financing Receivable, Modifications, Number of Loans			2		2
Real Estate Loans: Home Equity [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment | $	$ 9		$ 9		$ 10
Financing Receivable, Modifications, Number of Loans			2		2

Allowance For Loan Losses (Tr46

Allowance For Loan Losses (Troubled Debt Restructurings Modifications) (Details) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015loan	Jun. 30, 2014USD ($)loan	Jun. 30, 2015loan	Jun. 30, 2014USD ($)loan	Dec. 31, 2014loan
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Loans	0	2	0	2
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $		$ 52		$ 52
Financing Receivable, Modifications, Post-Modification Recorded Investment | $		$ 52		$ 52
Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Loans			7		7
Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Loans		1		1
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $		$ 46		$ 46
Financing Receivable, Modifications, Post-Modification Recorded Investment | $		$ 46		$ 46
Real Estate Loans: One-to-Four Family [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Loans			5		5
Real Estate Loans: Home Equity [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Loans		1		1
Financing Receivable, Modifications, Pre-Modification Recorded Investment | $		$ 6		$ 6
Financing Receivable, Modifications, Post-Modification Recorded Investment | $		$ 6		$ 6
Real Estate Loans: Home Equity [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Loans			2		2

Earnings Per Share (Calculated

Earnings Per Share (Calculated Basic and Diluted Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Share [Abstract]
Numerator- Net income	$ 699	$ 899	$ 1,268	$ 1,674
Denominators: Basic weighted average shares outstanding	5,895,692	5,705,996	5,896,165	5,702,680
Increase in weighted average shares outstanding due to: Stock options	34,381	28,193	32,944	28,305
Diluted weighted average shares outstanding	5,930,073	5,734,189	5,929,109	5,730,985
Earnings per share: Basic	$ 0.12	$ 0.16	$ 0.22	$ 0.29
Earnings per share: Diluted	$ 0.12	$ 0.16	$ 0.21	$ 0.29

Commitments To Extend Credit (N

Commitments To Extend Credit (Narrative) (Details) - Fixed Rate Loan Commitments [Member] - USD ($) $ in Millions	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Other Commitments [Line Items]
Fixed Rate Loan Commitments	$ 10	$ 17
Loan commitments with fixed rates, period	5 years	5 years
Minimum [Member]
Other Commitments [Line Items]
Fixed Rate Loan Commitments, Interest Rate	3.125%
Maximum [Member]
Other Commitments [Line Items]
Fixed Rate Loan Commitments, Interest Rate	6.00%

Commitments To Extend Credit (S

Commitments To Extend Credit (Schedule of Credit Commitments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Commitments to grant loans [Member]
Other Commitments [Line Items]
Commitments to Extend Credit	$ 12,515	$ 19,027
Unfunded commitments under lines of credit [Member]
Other Commitments [Line Items]
Commitments to Extend Credit	$ 27,890	$ 29,590

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - Class of Stock [Domain] - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2006	May. 23, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost	$ 83	$ 39	$ 161	$ 69
ESOP compensation expense			$ 54	$ 49
ESOP, Shares earned			3,968	3,968
Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost	$ 0	1	$ 1	$ 2
Number of shares authorized	297,562		297,562
Award vesting period			5 years
Intrinsic value	$ 418		$ 418
Shares available for grant	60,753		60,753
Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost	$ 16	5	$ 33	10
Number of shares authorized	119,025		119,025
Number of RRP shares vested or distributed to eligible participants	83,174		83,174
Shares available for grant	8,188		8,188
RRP unrecognized compensation cost	$ 270		$ 270
2012 Equity Incentive Compensation [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost	$ 40	$ 8	$ 73	$ 8
Number of shares authorized						200,000
Shares vested or distributed to eligible participants	3,518		3,518
Unrecognized compensation cost	$ 368		$ 368
Employee Stock Ownership Plan "ESOP" [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Service period			5 years
ESOP, Loan amount	1,700		$ 1,700		$ 2,600
ESOP, Shares acquired					238,050
ESOP, Stock purchase price					$ 10.70
ESOP, Reduction to stockholders' equity from purchased shares					$ 2,600
ESOP, Fair value of unallocated shares	$ 2,200		$ 2,200
ESOP, Allocated shares	58,276	51,670	58,276	51,670
ESOP, Unallocated shares	166,634	174,569	166,634	174,569
ESOP compensation expense	$ 27	$ 25	$ 54	$ 49
ESOP, Shares earned	1,984	1,984	3,968	3,968
Minimum [Member] | Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
unrecognized compensation cost, recognition period			24 months
Minimum [Member] | 2012 Equity Incentive Compensation [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
unrecognized compensation cost, recognition period			6 months
Maximum [Member] | Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expiration period			10 years
Maximum [Member] | Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
unrecognized compensation cost, recognition period			53 months
Maximum [Member] | 2012 Equity Incentive Compensation [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
unrecognized compensation cost, recognition period			50 months

Stock-Based Compensation (Sched

Stock-Based Compensation (Schedule Of Stock Options) (Details) - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Exercised	(11,775)
Options Outstanding at end of period, Remaining Contractual Life	1 year	2 years
Options Exercisable at end of period, Remaining Contractual Life	1 year	2 years
Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding at beginning of year	175,369	230,106
Granted
Exercised	(11,775)
Forfeited
Outstanding at end of period	163,594	230,106
Options exercisable at end of period	163,594	226,551
Outstanding at beginning of year, Exercise Price	$ 10.92	$ 11.05
Granted, Exercise Price
Exercised, Exercise Price	$ 11.50
Forfeited, Exercise Price
Outstanding at end of period, Exercise Price	$ 10.87	11.05
Options exercisable at end of period, Exercise Price	$ 10.87	$ 11.10

Stock-Based Compensation (Sch52

Stock-Based Compensation (Schedule Of Unvested Restricted Stock Activity) (Details) - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unvested shares outstanding at beginning of year	29,031	6,595
Granted
Vested	(2,380)	(3,975)
Forfeited
Unvested shares outstanding at end of period	26,651	2,620
Unvested shares outstanding at beginning of year, Weighted Average Grant Price	$ 11.88	$ 7.99
Fair Value of award on grant date
Vested, Weighted Average Grant Price	$ 7.88	$ 7.93
Forfeited, Weighted average Grant Price
Unvested shares outstanding at end of quarter, Weighted Average Grant Price	$ 12.24	$ 8.08
2012 Equity Incentive Compensation [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unvested shares outstanding at beginning of year	21,552
Granted	14,955	3,518
Unvested shares outstanding at end of period	36,507	3,518
Unvested shares outstanding at beginning of year, Weighted Average Grant Price	$ 12.19
Fair Value of award on grant date	13.38	$ 12.28
Unvested shares outstanding at end of quarter, Weighted Average Grant Price	$ 12.68	$ 12.28

Stock-Based Compensation (Restr

Stock-Based Compensation (Restricted Stock Awards) (Details) - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Fair Value of Award on Grant Date
2012 Equity Incentive Compensation [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Fair Value of Award on Grant Date	$ 13.38	$ 12.28
Restricted Stock [Member] | 2012 Equity Incentive Compensation [Member] | January 20, 2015 [Member] | Non-employee Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Restricted Stock Awards	3,463
Vesting	100% on December 18, 2015
Percentage of awards vesting	100.00%
Fair Value of Award on Grant Date	$ 13.35
Restricted Stock [Member] | 2012 Equity Incentive Compensation [Member] | January 20, 2015 [Member] | Employee [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Restricted Stock Awards	10,657
Vesting	100% on December 15, 2017, if three year performance metric is achieved
Percentage of awards vesting	100.00%
Fair Value of Award on Grant Date	$ 13.35
Restricted Stock [Member] | 2012 Equity Incentive Compensation [Member] | January 30, 2015 [Member] | Employee [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Restricted Stock Awards	835
Vesting	100% on December 15, 2017, if three year performance metric is achieved
Percentage of awards vesting	100.00%
Fair Value of Award on Grant Date	$ 13.95

Fair Value Of Financial Instr54

Fair Value Of Financial Instruments (Fair Value Measurements, Recurring and Nonrecurring) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 129,194	$ 138,202
Impaired loans	3,029	2,543
Foreclosed real estate	146	401
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	14,213	14,361
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	113,187	121,818
Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	1,794	2,023
U.S. Treasury bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	14,213	14,361
Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	59,708	60,786
Collateralized mortgage obligations - private label [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	55	61
Collateralized mortgage obligations - government sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	43,662	49,992
Asset-backed securities - private label [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	1,794	2,023
Asset-backed securities - government sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	108	122
Equity securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	49	46
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	129,194	138,202
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	14,213	14,361
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	113,187	121,818
Fair Value, Measurements, Recurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	1,794	2,023
Fair Value, Measurements, Recurring [Member] | U.S. Treasury bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	14,213	14,361
Fair Value, Measurements, Recurring [Member] | U.S. Treasury bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 14,213	14,361
Fair Value, Measurements, Recurring [Member] | U.S. Treasury bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | U.S. Treasury bonds [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 59,708	60,786
Fair Value, Measurements, Recurring [Member] | Municipal Bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Municipal Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 59,708	60,786
Fair Value, Measurements, Recurring [Member] | Municipal Bonds [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - private label [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 55	61
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - private label [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - private label [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 55	61
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - private label [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - government sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 43,662	49,992
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - government sponsored entities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - government sponsored entities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 43,662	49,992
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - government sponsored entities [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Government National Mortgage Association
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 482	571
Fair Value, Measurements, Recurring [Member] | Government National Mortgage Association | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Government National Mortgage Association | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 482	571
Fair Value, Measurements, Recurring [Member] | Government National Mortgage Association | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Federal National Mortgage Association
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 6,586	7,473
Fair Value, Measurements, Recurring [Member] | Federal National Mortgage Association | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Federal National Mortgage Association | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 6,586	7,473
Fair Value, Measurements, Recurring [Member] | Federal National Mortgage Association | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Federal Home Loan Mortgage Corporation
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 2,537	2,767
Fair Value, Measurements, Recurring [Member] | Federal Home Loan Mortgage Corporation | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Federal Home Loan Mortgage Corporation | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 2,537	2,767
Fair Value, Measurements, Recurring [Member] | Federal Home Loan Mortgage Corporation | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - private label [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 1,794	2,023
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - private label [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - private label [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - private label [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 1,794	2,023
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - government sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 108	122
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - government sponsored entities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - government sponsored entities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 108	122
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - government sponsored entities [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Equity securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 49	46
Fair Value, Measurements, Recurring [Member] | Equity securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Equity securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 49	46
Fair Value, Measurements, Recurring [Member] | Equity securities [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 2,193	673
Foreclosed real estate	$ 127	487
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Foreclosed real estate
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Foreclosed real estate
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 2,193	673
Foreclosed real estate	$ 127	$ 487

Fair Value Of Financial Instr55

Fair Value Of Financial Instruments (Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Beginning Balance	$ 2,023	$ 3,498
Sales		(1,544)
Principal Paydowns	(195)	(289)
Ending Balance	$ 1,794	$ 2,104
Total Gains - Realized/Unrealized [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Included in earnings
Included in other comprehensive income/loss	$ 21	$ 713
Total Losses - Realized/Unrealized [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Included in earnings		(98)
Included in other comprehensive income/loss	$ (55)	$ (176)

Fair Value Of Financial Instr56

Fair Value Of Financial Instruments (Additional Quantitative Information) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Asset-backed securities - private label [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value Disclosure	$ 1,794	$ 2,023
Debt Instrument, Credit Rating	B- thru D	B- thru D
Fair Value Measurements, Valuation Processes, Description	Sub-prime First and Prime Second Lien - Residential Real Estate	Sub-prime First and Prime Second Lien - Residential Real Estate
Minimum [Member] | Asset-backed securities - private label [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Prepayment Rate	4.00%	4.00%
Fair Value Inputs, Probability of Default	4.00%	4.00%
Fair Value Inputs, Loss Severity	70.00%	70.00%
Maximum [Member] | Asset-backed securities - private label [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Prepayment Rate	10.00%	10.00%
Fair Value Inputs, Probability of Default	6.00%	6.00%
Fair Value Inputs, Loss Severity	100.00%	100.00%
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value Disclosure	$ 2,193	$ 673
Fair Value Measurements, Valuation Techniques	Market valuation of underlying collateral	Market valuation of underlying collateral
Foreclosed Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value Disclosure	$ 127	$ 487
Fair Value Measurements, Valuation Techniques	Market valuation of property	Market valuation of property
Market Approach Valuation of Underlying Collateral [Member] | Impaired Loans [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Measurements, Appraisal Adjustments	0.00%	0.00%
Fair Value Measurements, Direct Disposal Costs	7.00%	7.00%
Market Approach Valuation of Underlying Collateral [Member] | Impaired Loans [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Measurements, Appraisal Adjustments	25.00%	25.00%
Fair Value Measurements, Direct Disposal Costs	10.00%	10.00%
Market Approach Valuation of Property [Member] | Foreclosed Real Estate [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Measurements, Direct Disposal Costs	7.00%	7.00%
Market Approach Valuation of Property [Member] | Foreclosed Real Estate [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Measurements, Direct Disposal Costs	15.00%	15.00%

Fair Value Of Financial Instr57

Fair Value Of Financial Instruments (Fair Value, By Balance Sheet Grouping) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Cash and cash equivalents	$ 27,846	$ 35,811
Financial assets: Securities available for sale, carrying amount and fair value	129,194	138,202
Financial assets: Federal Home Loan Bank stock	1,355	1,375
Financial assets: Loans receivable, net	280,353	283,569
Financial assets: Accrued interest receivable	1,701	1,716
Financial liabilities: Deposits	384,557	389,141
Financial liabilities: Long-term debt	19,027	19,277
Financial liabilities: Accrued interest payable	40	39
Financial assets: Cash and cash equivalents, Carrying Amount	27,846	35,811	$ 40,973	$ 17,202
Financial assets: Federal Home Loan Bank stock, Carrying Amount	1,355	1,375
Financial assets: Loans receivable, net, Carrying Amount	296,557	284,853
Financial assets: Accrued interest receivable, Carrying Amount	1,701	1,716
Financial liabilities: Deposits, Carrying Amount	381,845	386,939
Financial liabilities: Long-term debt, Carrying Amount	18,950	18,950
Financial liabilities: Accrued interest payable, Carrying Amount	40	39
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Cash and cash equivalents	27,846	35,811
Financial assets: Securities available for sale, carrying amount and fair value	14,213	14,361
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Securities available for sale, carrying amount and fair value	113,187	121,818
Financial assets: Federal Home Loan Bank stock	1,355	1,375
Financial assets: Accrued interest receivable	1,701	1,716
Financial liabilities: Deposits	384,557	389,141
Financial liabilities: Long-term debt	19,027	19,277
Financial liabilities: Accrued interest payable	40	39
Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Securities available for sale, carrying amount and fair value	1,794	2,023
Financial assets: Loans receivable, net	$ 280,353	$ 283,569

Fair Value Of Financial Instr58

Fair Value Of Financial Instruments (Narrative) (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)loanproperty	Dec. 31, 2014USD ($)loanproperty
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, Related Allowance	$ 300	$ 178
Impaired loans	3,029	2,543
Foreclosed real estate	146	401
Impaired Loans [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,900	642
Impaired Financing Receivable, Related Allowance	300	178
Assets, Fair Value Disclosure, Nonrecurring	$ 2,200	$ 673
Impaired Loans with Related Allowance [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Number of impaired loans | loan	2	1
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 2,100	$ 620
Impaired Financing Receivable, Related Allowance, Additional Provision For Loan Losses	122	53
Foreclosed Real Estate [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	136	484
Impaired Financing Receivable, Related Allowance	28	120
Impaired Financing Receivable, Related Allowance, Additional Provision For Loan Losses	$ 15	$ 26
Number of foreclosed properties | property	2	4
Subsequent write-downs recorded in non-interest expense		$ 43
Assets, Fair Value Disclosure, Nonrecurring	$ 127	487
Foreclosed Real Estate [Member] | Significant Other Unobservable Inputs (Level 3) [Member] | Estimated Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 42	$ 334

Treasury Stock (Narrative) (Det

Treasury Stock (Narrative) (Details) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Treasury Stock [Abstract]
Treasury Stock, Shares Acquired	20,000	0	39,900	5,000
Treasury Stock Acquired, Average Cost Per Share	$ 13.57		$ 13.56	$ 12.30
Stock Repurchase Program, Remaining Number of Shares Authorized to be Repurchased	16,510	56,510	16,510	56,510
Treasury Stock Transferred to Fund Awards Granted		3,518	15,455	3,518
Treasury Stock Transferred, Average Cost Per Share			$ 9.39	$ 9.39

Other Comprehensive Income (Sch

Other Comprehensive Income (Schedule of Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Other Comprehensive Income [Abstract]
Net unrealized (losses) gains arising during the period, before tax	$ (1,555)	$ 1,534	$ (1,093)	$ 4,023
Recovery on previously impaired investment securities included in net income, before tax	(43)	(18)	(75)	(101)
Net gain on sale of securities included in net income, before tax		(157)		(59)
Total Other Comprehensive (Loss) Income, before tax	(1,598)	1,359	(1,168)	3,863
Net unrealized (losses) gains arising during the period, tax	530	(594)	641	(1,557)
Recovery on previously impaired investment securities included in net income, tax	14	7	25	39
Net gain on sale of securities included in net income, tax		61		23
Total Other Comprehensive (Loss) Income, tax	544	(526)	666	(1,495)
Net unrealized (losses) gains arising during the period, net of tax	(1,025)	940	(452)	2,466
Recovery on previously impaired investment securities included in net income, net of tax	(29)	(11)	(50)	(62)
Net gain on sale of securities included in net income, net of tax		(96)		(36)
Total Other Comprehensive (Loss) Income	$ (1,054)	$ 833	$ (502)	$ 2,368

Other Comprehensive Income (Rec

Other Comprehensive Income (Reclassification Out of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Recovery on previously impaired investment securities	$ 43	$ 18	$ 75	$ 101
Gain on sale of securities available for sale		157		59
Income before Income Taxes	792	1,098	1,607	2,052
Income Tax Expense	93	199	339	378
Net Income	699	899	1,268	1,674
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Income Tax Expense	14	68	25	62
Net Income	(29)	(107)	(50)	(98)
Unrealized Gains and Losses on Securities Available for Sale [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Recovery on previously impaired investment securities	(43)	(18)	(75)	(101)
Gain on sale of securities available for sale		(157)		(59)
Income before Income Taxes	$ (43)	$ (175)	$ (75)	$ (160)

Subsequent Events (Narrative) (

Subsequent Events (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Jul. 22, 2015	Mar. 03, 2015	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Subsequent Event [Line Items]
Common Stock, Dividends, Per Share, Declared			$ 0.07	$ 0.07	$ 0.14	$ 0.14
Dividend Declared [Member] | Lake Shore, MHC [Member]
Subsequent Event [Line Items]
Common stock shares owned			3,636,875		3,636,875
Equity Method Investment, Ownership Percentage			60.80%		60.80%
Dividend waived by MHC			$ 255		$ 510
Dividend Declared [Member] | Subsequent Event [Member]
Subsequent Event [Line Items]
Common Stock, Dividends, Per Share, Declared	$ 0.07
Dividends Payable, Date to be Paid	Aug. 18, 2015
Dividends Payable, Date of Record	Aug. 3, 2015
Dividends Waived [Member] | Lake Shore, MHC [Member]
Subsequent Event [Line Items]
Subsequent Event, Amount Per Share		$ 0.28
Dividends Payable, Date to be Paid					Feb. 3, 2016
Cumulative amount of dividend waivers			$ 7,000		$ 7,000
Dividends Waived [Member] | Subsequent Event [Member] | Lake Shore, MHC [Member]
Subsequent Event [Line Items]
Dividend waived by MHC	$ 255