Lake Shore Bancorp (LSBK) 10-Q 13 May 19 2019 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2019	May 08, 2019
Document and Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2019
Entity Registrant Name	LAKE SHORE BANCORP, INC.
Entity Central Index Key	0001341318
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1
Trading Symbol	lsbk
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		5,980,050

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 7,367	$ 8,880
Interest earning deposits	5,884	3,244
Federal funds sold	17,855	18,627
Cash and Cash Equivalents	31,106	30,751
Securities available for sale	84,865	86,193
Federal Home Loan Bank stock, at cost	1,545	1,545
Loans receivable, net of allowance for loan losses 2019 $3,515; 2018 $3,448	401,047	392,471
Premises and equipment, net	9,305	9,417
Accrued interest receivable	2,126	1,913
Bank owned life insurance	21,588	21,469
Other assets	2,915	1,949
Total Assets	554,497	545,708
Liabilities
Deposits: Interest bearing	386,550	377,131
Deposits: Non-interest bearing	53,990	55,327
Total Deposits	440,540	432,458
Long-term debt	24,650	24,650
Advances from borrowers for taxes and insurance	2,262	3,134
Other liabilities	5,983	5,662
Total Liabilities	473,435	465,904
Stockholders' Equity
Common stock, $0.01 par value per share, 25,000,000 shares authorized; 6,827,741 shares issued and 6,002,550 shares outstanding at March 31, 2019 and 6,827,741 shares issued and 6,004,664 shares outstanding at December 31, 2018	68	68
Additional paid-in capital	30,955	30,916
Treasury stock, at cost (825,191 shares at March 31, 2019 and 823,077 shares at December 31, 2018)	(8,867)	(8,805)
Unearned shares held by ESOP	(1,428)	(1,449)
Unearned shares held by compensation plans	(189)	(200)
Retained earnings	59,766	59,145
Accumulated other comprehensive income	757	129
Total Stockholders' Equity	81,062	79,804
Total Liabilities and Stockholders' Equity	$ 554,497	$ 545,708

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Consolidated Statements of Financial Condition [Abstract]
Allowance for loan losses	$ 3,515	$ 3,448
Common stock par value per share	$ 0.01	$ 0.01
Common Stock, Shares Authorized	25,000,000	25,000,000
Common Stock, Shares Issued	6,827,741	6,827,741
Common Stock, Shares Outstanding	6,002,550	6,004,664
Treasury Stock, Shares	825,191	823,077

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest Income
Loans, including fees	$ 4,855	$ 4,372
Investment securities, taxable	302	230
Investment securities, tax-exempt	390	393
Other	115	113
Total Interest Income	5,662	5,108
Interest Expense
Deposits	972	617
Long-term debt	133	139
Other	19	20
Total Interest Expense	1,124	776
Net Interest Income	4,538	4,332
Provision for Loan Losses	75	75
Net Interest Income after Provision for Loan Losses	4,463	4,257
Non-Interest Income
Service charges and fees	421	451
Earnings on bank owned life insurance	119	84
Unrealized gain on equity securities	36	8
Recovery on previously impaired investment securities	13	22
Net gain on sale of loans		2
Other		23
Total Non-Interest Income	589	590
Non-Interest Expenses
Salaries and employee benefits	2,261	2,065
Occupancy and equipment	624	587
Data processing	338	328
Professional services	234	224
Advertising	158	153
Postage and supplies	65	64
FDIC Insurance	36	38
Other	287	299
Total Non-Interest Expenses	4,003	3,758
Income before Income Taxes	1,049	1,089
Income Tax Expense	151	153
Net Income	$ 898	$ 936
Basic and diluted earnings per common share	$ 0.15	$ 0.15
Dividends declared per share	$ 0.12	$ 0.10

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Consolidated Statements of Comprehensive Income [Abstract]
Net income	$ 898	$ 936
Other Comprehensive Gain (Loss), net of tax (expense) benefit:
Unrealized holding gains (losses) on securities available for sale, net of tax (expenses) benefit	638	(680)
Reclassification adjustments related to: Recovery on previously impaired investment securities included in net income, net of tax expense	(10)	(17)
Total Other Comprehensive Income (Loss)	628	(697)
Total Comprehensive Income	$ 1,526	$ 239

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Treasury Stock [Member]	Unearned Shares Held by ESOP [Member]	Unearned Shares Held by Compensation Plans [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
Beginning Balance at Dec. 31, 2017	$ 68	$ 30,719	$ (7,309)	$ (1,535)	$ (540)	$ 56,181	$ 791	$ 78,375
Net income						936		936
Other comprehensive loss, net of tax (expense) benefit							(697)	(697)
Reclassification of the Income Tax Effects of the Tax Cuts and Jobs Act from AOCI						(156)	156
ESOP shares earned		12		21				33
Stock based compensation		11						11
Compensation plan shares granted			50		(50)
Compensation plan shares forfeited			(91)		91
Compensation plan shares earned		24			70			94
Purchase of treasury stock, at cost			(329)					(329)
Cash dividends declared						(230)		(230)
Ending Balance at Mar. 31, 2018	68	30,766	(7,679)	(1,514)	(429)	56,731	250	78,193
Beginning Balance at Dec. 31, 2018	68	30,916	(8,805)	(1,449)	(200)	59,145	129	79,804
Net income						898		898
Other comprehensive loss, net of tax (expense) benefit							628	628
Cumulative effect of adoption of ASU 2016-02 Leases (Topic 842), net of tax benefit effect						(10)		(10)
ESOP shares earned		10		21				31
Stock based compensation		11						11
Compensation plan shares granted			49		(49)
Compensation plan shares earned		18			60			78
Purchase of treasury stock, at cost			(111)					(111)
Cash dividends declared						(267)		(267)
Ending Balance at Mar. 31, 2019	$ 68	$ 30,955	$ (8,867)	$ (1,428)	$ (189)	$ 59,766	$ 757	$ 81,062

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Other comprehensive income (loss), tax expense (benefit)	$ 167	$ (185)
Income tax benefit	$ 151	$ 153
ESOP, shares earned	1,984	1,984
Compensation plan shares granted	5,186	5,285
Compensation plan shares forfeited		9,638
Compensation plan shares earned	5,518	6,613
Purchase of treasury stock, shares	7,300	20,000
Cash dividends declared, value per share	$ 0.12	$ 0.10
Accounting Standards Update 2016-02 [Member]
Income tax benefit	$ (2)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 898	$ 936
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of investment securities	13	21
Net amortization of deferred loan costs	141	118
Provision for loan losses	75	75
Recovery on previously impaired investment securities	(13)	(22)
Unrealized gain on equity securities	(36)	(8)
Originations of loans held for sale		(198)
Proceeds from sales of loans held for sale		200
Gain on sale of loans held for sale		(2)
Depreciation and amortization	198	196
Increase in bank owned life insurance, net	(119)	(84)
ESOP shares committed to be released	31	33
Stock based compensation expense	89	105
Increase in accrued interest receivable	(213)	(146)
Increase in other assets	(200)	(2)
Decrease in other liabilities	(561)	(744)
Net Cash Provided By Operating Activities	303	478
CASH FLOWS FROM INVESTING ACTIVITIES
Activity in available for sale securities: Maturities, prepayments and calls	2,159	1,629
Activity in available for sale securities: Purchases		(275)
Loan origination and principal collections, net	(8,853)	(6,296)
Additions to premises and equipment	(86)	(150)
Net Cash Used in Investing Activities	(6,780)	(5,092)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	8,082	12,599
Net decrease in advances from borrowers for taxes and insurance	(872)	(801)
Proceeds from issuance of long-term debt	750	1,500
Repayment of long-term debt	(750)	(1,500)
Purchase of treasury stock	(111)	(329)
Cash dividends paid	(267)	(230)
Net Cash Provided by Financing Activities	6,832	11,239
Net Increase in Cash and Cash Equivalents	355	6,625
CASH AND CASH EQUIVALENTS - BEGINNING	30,751	40,913
CASH AND CASH EQUIVALENTS - ENDING	31,106	47,538
SUPPLEMENTARY CASH FLOWS INFORMATION
Interest paid	1,110	765
Right of Use Asset Recognized	904
Right of Use Liability Recognized	916
SUPPLEMENTARY SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES
Foreclosed real estate acquired in settlement of loans	$ 61
Securities purchased and not settled		$ 235

Basis of Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2019
Basis of Presentation [Abstract]
Basis of Presentation	Note 1 – Basis of Presentation  The interim consolidated financial statements include the accounts of Lake Shore Bancorp, Inc. (the “Company”, “us”, “our”, or “we”) and Lake Shore Savings Bank (the “Bank”), its wholly owned subsidiary. All intercompany accounts and transactions of the consolidated subsidiary have been eliminated in consolidation.  The interim consolidated financial statements included herein as of March 31, 2019 and for the three months ended March 31, 2019 and 2018 have been prepared by the Company, without audit, pursuant to the rules and regulations of the Securities and Exchange Commission, and therefore, do not include all information or footnotes necessary for a complete presentation of the consolidated statements of financial condition, results of operations and cash flows in conformity with accounting principles generally accepted in the United States of America (“GAAP”). The consolidated statement of financial condition at December 31, 2018 has been derived from the audited consolidated financial statements at that date, but does not include all of the information and footnotes required by GAAP for complete consolidated financial statements. The consolidated financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair statement of such information and to make the financial statements not misleading. These interim consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the audited consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2018. The consolidated statements of income for the three months ended March 31, 2019 are not necessarily indicative of the results for any subsequent period or the entire year ending December 31, 2019.  To prepare these consolidated financial statements in conformity with GAAP, management of the Company made a number of estimates and assumptions relating to the reporting of assets and liabilities and the reporting of revenue and expenses. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, securities valuation estimates, evaluation of impairment of securities and income taxes.  The Company has evaluated events and transactions occurring subsequent to the statement of financial condition as of March 31, 2019 for items that should potentially be recognized or disclosed in these consolidated financial statements. The evaluation was conducted through the date these consolidated financial statements were issued.  Leases  The Company leases certain properties and equipment under operating and finance leases. For operating leases in effect upon adoption of Accounting Standards Update 2016-02, “Leases (Topic 842)” at January 1, 2019 and for any leases commencing thereafter, the Company recognized a liability to make lease payments, the “lease liability”, and an asset representing the right to use the underlying asset(s) during the lease term, the “right-of-use (“ROU”) asset.” The lease liability is measured at the present value of the remaining lease payments, discounted at the Company’s incremental borrowing rate. The ROU asset is measured at the amount of the lease liability adjusted for the remaining balance of any lease incentives received, any cumulative prepaid or accrued rent if the lease payments are uneven throughout the lease term, any unamortized initial direct costs, and any impairment of the ROU asset. Operating lease expense consists of a single lease cost calculated so that the remaining cost of the lease is allocated over the remaining lease term on a straight-line basis, variable lease payments not included in the lease liability, and any impairment of the ROU asset. Certain of the Company’s leases contain options to renew the lease; however, these renewal options are not included in the calculation of the lease liabilities as they are not reasonably certain to be exercised. The Company’s leases do not contain residual value guarantees or material variable lease payments. The Company does not have any material restrictions or covenants imposed by leases that would impact the Company’s ability to pay dividends or cause the Company to incur additional financial obligations. The Company has made an accounting policy election to not apply the recognition requirements in Topic 842 to short-term leases. The Company has also elected to use the practical expedient to make an accounting policy election for property leases to include both lease and nonlease components as a single component and account for it as a lease.  The Company’s leases are not complex; therefore there were no significant assumptions or judgements made in applying the requirements of Topic 842, including the determination of whether the contracts contained a lease, the allocation of consideration in the contracts between lease and nonlease components, and the determination of the discount rates for the leases. 

New Accounting Standards

New Accounting Standards	3 Months Ended
	Mar. 31, 2019
New Accounting Standards [Abstract]
New Accounting Standards	Note 2 – New Accounting Standards  Impact of Adoption of Recent Accounting Standards  The Company adopted Financial Accounting Standards Board (“FASB”) Accounting Standards Update 2016-02, “Leases (Topic 842)” (“ASU 2016-02”) on January 1, 2019. ASU 2016-02 was issued to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the consolidated statements of financial condition for leases with lease terms of more than 12 months. Leases will be classified as finance or operating, with classification affecting the pattern and classification of expense recognition in the consolidated statements of income. ASU 2016-02 provides for a modified retrospective transition approach basis to record the impact of adopting ASU 2016-02 on financial statements. The modified retrospective transition approach allows the lessee to recognize and measure leases on the consolidated statements of financial condition at the beginning of either the earliest period presented or as of the beginning of the period of adoption. The Company elected to recognize and measure leases on the consolidated statements of financial condition at the beginning of the period of adoption presented in our financial statements, or January 1, 2019, and will not restate prior periods. Adoption of ASU 2016-02 resulted in the recognition of lease liabilities totaling $916,000 and the recognition of ROU assets totaling $904,000 as of the date of adoption. Lease liabilities and ROU assets are reflected in other liabilities and other assets, respectively. The initial gross up upon adoption was primarily related to operating leases of certain real estate properties. The Company has elected to apply the package of practical expedients allowed by the new standard under which the Company need not reassess whether any expired or existing contracts are leases or contain leases, the Company need not reassess the lease classification for any expired or existing lease, and the Company need not reassess initial direct costs for any existing leases. The most significant effects of adoption relate to the recognition of new ROU assets and lease liabilities on our consolidated statements of financial condition for our two branch operating leases; and providing additional new disclosures about the Company’s leasing activities. The Company does not expect a significant change in its leasing activities due to the adoption of ASU 2016-02. Upon adoption of ASU 2016-02, the Company recognized a cumulative effect adjustment to beginning retained earnings of $10,000 . Refer to Note 5 for more information related to the adoption of ASU 2016-02 .  The Company adopted FASB ASU 2017-08, “Receivables—Nonrefundable Fees and Other Costs (Subtopic 310-20)” (“ASU 2017-08”) on January 1, 2019. ASU 2017-08 amends the amortization period for certain purchased callable debt securities held at a premium to the earliest call date. Under previous GAAP, entities generally amortized the premium as an adjustment of yield over the contractual life of the instrument. ASU 2017-08 does not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity. The adoption of ASU 2017-08 did not have a material impact on the Company’s consolidated financial statements or results of operations.  Accounting Standards to be Adopted  In June 2016, the FASB issued ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” (ASU 2016-13). ASU 2016-13 requires credit losses on most financial assets measured at amortized cost and certain other instruments to be measured using an expected credit loss model (referred to as the current expected credit loss (“CECL”) model). Under the CECL model entities will estimate credit losses over the entire contractual term of the instrument (considering estimated prepayments, but not expected extensions or modifications unless reasonable expectation of a troubled debt restructuring exists) from the date of initial recognition of that instrument. Further, ASU 2016-13 made certain targeted amendments to the existing impairment standards for available for sale (“AFS”) debt securities. For an AFS debt security for which there is neither the intent nor a more-likely-than-not requirement to sell, an entity will record credit losses as an allowance rather than a write-down of the amortized cost basis. ASU 2016-13 is effective for public companies that are U.S. Securities and Exchange Commission (“SEC”) filers for fiscal periods beginning after December 15, 2019, including interim reporting periods within those periods. An entity will apply the amendments in ASU 2016-13 through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. The Company has determined its data requirements and is developing its methodologies for calculating the expected credit losses under the new guidance which has allowed the Company to run parallel loss reserve calculations. Data integrity associated with these methodologies is being reviewed and enhancements to the current process are being considered. We expect that the new guidance will result in an increase to the allowance for loan losses given that the allowance will be required to cover the full remaining expected life of the portfolio, rather than the incurred loss under the current accounting standard. The extent of this increase is still being evaluated. We are also reviewing the impact of additional disclosures required under ASU 2016-13 on our ongoing financial reporting procedures. 

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2019
Investment Securities [Abstract]
Investment Securities	Note 3 – Investment Securities Debt Securities  The amortized cost and fair value of securities are as follows:   March 31, 2019  Gross Gross  Amortized Unrealized Unrealized Fair  Cost Gains Losses Value  (Dollars in thousands)  SECURITIES AVAILABLE FOR SALE:  Debt Securities  U.S. Government Agencies $ 2,012 $ 2 $ - $ 2,014  Municipal bonds 43,870 711 (8) 44,573  Mortgage-backed securities:  Collateralized mortgage obligations-private label 26 - - 26  Collateralized mortgage obligations-government sponsored entities 31,729 257 (445) 31,541  Government National Mortgage Association 181 10 - 191  Federal National Mortgage Association 2,264 55 (6) 2,313  Federal Home Loan Mortgage Corporation 3,727 122 - 3,849  Asset-backed securities-private label - 258 - 258  Asset-backed securities-government sponsored entities 38 2 - 40  Total Debt Securities $ 83,847 $ 1,417 $ (459) $ 84,805  Equity Securities 22 38 - 60  Total Securities Available for Sale $ 83,869 $ 1,455 $ (459) $ 84,865       December 31, 2018  Gross Gross  Amortized Unrealized Unrealized Fair  Cost Gains Losses Value  (Dollars in thousands)  SECURITIES AVAILABLE FOR SALE:  Debt Securities  U.S. Government Agencies $ 2,012 $ - $ (51) $ 1,961  Municipal bonds 44,546 521 (125) 44,942  Mortgage-backed securities:  Collateralized mortgage obligations-private label 27 - - 27  Collateralized mortgage obligations-government sponsored entities 32,987 152 (686) 32,453  Government National Mortgage Association 191 8 - 199  Federal National Mortgage Association 2,367 41 (23) 2,385  Federal Home Loan Mortgage Corporation 3,833 64 (9) 3,888  Asset-backed securities-private label - 270 - 270  Asset-backed securities-government sponsored entities 43 1 - 44  Total Debt Securities $ 86,006 $ 1,057 $ (894) $ 86,169  Equity Securities 22 2 - 24  Total Securities Available for Sale $ 86,028 $ 1,059 $ (894) $ 86,193  Debt Securities All of our collateralized mortgage obligations are backed by one- to four-family residential mortgages. At March 31, 2019 and December 31, 2018, thirty-two municipal bonds with a cost of $11.0 million and fair value of $ 11.2 million were pledged under a collateral agreement with the Federal Reserve Bank (“FRB”) of New York for liquidity borrowing. In addition, at March 31, 2019 and December 31, 2018, twenty-two municipal bonds with a cost of $5.6 million and fair value of $5.7 million and $5.6 million, respectively, were pledged as collateral for customer deposits in excess of the Federal Deposit Insurance Corporation (“FDIC”) insurance limits. The following table sets forth the Company’s investment in debt securities available for sale with gross unrealized losses of less than twelve months and gross unrealized losses of twelve months or more and associated fair values as of the dates indicated:   Less than 12 months 12 months or more Total  Gross Gross Gross  Unrealized Unrealized Unrealized  Fair Value Losses Fair Value Losses Fair Value Losses  (Dollars in thousands)  March 31, 2019  Municipal bonds $ 409 (1) $ 856 $ (7) $ 1,265 $ (8)  Mortgage-backed securities - - 21,872 (451) 21,872 (451)  $ 409 $ (1) $ 22,728 $ (458) $ 23,137 $ (459)      December 31, 2018  U.S. Government Agencies $ - $ - $ 1,961 $ (51) $ 1,961 $ (51)  Municipal bonds 1,531 (5) 4,299 (120) 5,830 (125)  Mortgage-backed securities 736 (5) 23,065 (713) 23,801 (718)  $ 2,267 $ (10) $ 29,325 $ (884) $ 31,592 $ (894)  The Company reviews all investment securities on an ongoing basis for the presence of other-than-temporary-impairment (“OTTI”) with formal reviews performed quarterly.  At March 31, 2019, the Company’s investment portfolio included two municipal bond securities in the “unrealized losses less than twelve months” category. The debt securities were not evaluated further for OTTI as the unrealized losses on the individual securities were less than 20% of book value, which management deemed to be immaterial and management has the intent and ability to hold these securities.  At March 31, 2019, the Company had several securities in the “unrealized losses twelve months or more” category. These securities were not evaluated further for OTTI, as the unrealized losses were less than 20% of book value and management has the intent and ability to hold these securities. Management believes the temporary impairments were due to declines in fair value resulting from changes in interest rates and/or increased credit liquidity spreads since the securities were purchased. The unrealized losses on debt securities shown in the previous tables were recorded as a component of other comprehensive income (loss), net of tax expense (benefit) on the Company’s Consolidated Statements of Stockholders’ Equity. The following table presents a summary of the credit-related OTTI charges recognized as components of income:   For The Three Months Ended March 31,  2019 2018  (Dollars in thousands)  Beginning balance $ 347 $ 435  Additions:  Credit loss not previously recognized - -  Reductions:  Losses realized during the period on OTTI previously recognized - -  Receipt of cash flows on previously recorded OTTI (13) (22)  Ending balance $ 334 $ 413  A deterioration in credit quality and/or other factors that may limit the liquidity of a security in our portfolio might adversely affect the fair values of the Company’s investment portfolio and may increase the potential that certain unrealized losses will be designated as “other-than-temporary” and that the Company may incur additional write-downs in future periods.  During the three months ended March 31, 2019 and 2018, the Company did no t sell any available for sale debt securities.  Equity Securities  At March 31, 2019 and December 31, 2018, available for sale equity securities consisted of 22,368 shares of Federal Home Loan Mortgage Corporation (“FHLMC”) common stock. During the three months ended March 31, 2019 and 2018, the Company recognized an unrealized gain of $36, 000 and $8,000 , respectively, on the equity securities, which was recorded in non-interest income in the consolidated statements of income. There were no sales of equity securities during the three months ended March 31, 2019.  Scheduled contractual maturities of available for sale securities are as follows:    Amortized Fair  Cost Value  (Dollars in thousands)  March 31, 2019:  Less than one year $ 360 $ 362  After one year through five years 5,595 5,692  After five years through ten years 23,756 24,064  After ten years 16,171 16,469  Mortgage-backed securities 37,927 37,920  Asset-backed securities 38 298  Equity securities 22 60  $ 83,869 $ 84,865

Allowance for Loan Losses

Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2019
Allowance for Loan Losses [Abstract]
Allowance for Loan Losses	Note 4 - Allowance for Loan Losses  Management segregates the loan portfolio into loan types and analyzes the risk level for each loan type when determining its allowance for loan losses. The loan types are as follows:  Real Estate Loans: · One- to Four-Family – are loans secured by first lien collateral on residential real estate primarily held in the Western New York region. These loans can be affected by economic conditions and the value of underlying properties. Western New York’s housing market has consistently demonstrated stability in home prices despite economic conditions. Furthermore, the Company has conservative underwriting standards and its residential lending policies and procedures ensure that its one- to four-family residential mortgage loans generally conform to secondary market guidelines. · Home Equity - are loans or lines of credit secured by first or second liens on owner-occupied residential real estate primarily held in the Western New York region. These loans can also be affected by economic conditions and the values of underlying properties. Home equity loans may have increased risk of loss if the Company does not hold the first mortgage resulting in the Company being in a secondary position in the event of collateral liquidation. The Company does not originate interest only home equity loans. · Commercial Real Estate – are loans used to finance the purchase of real property, which generally consists of developed real estate that is held as first lien collateral for the loan. These loans are secured by real estate properties that are primarily held in the Western New York region. Commercial real estate lending involves additional risks compared with one- to four-family residential lending, because payments on loans secured by commercial real estate properties are often dependent on the successful operation or management of the properties, and/or the collateral value of the commercial real estate securing the loan, and repayment of such loans may be subject to adverse conditions in the real estate market or economic conditions to a greater extent than one- to four-family residential mortgage loans. Also, commercial real estate loans typically involve relatively large loan balances concentrated with single borrowers or groups of related borrowers. · Construction – are loans to finance the construction of either one- to four-family owner occupied homes or commercial real estate. At the end of the construction period, the loan automatically converts to either a one- to four-family or commercial mortgage, as applicable. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimate of the value of the property at completion compared to the actual cost of construction. The Company limits its risk during construction as disbursements are not made until the required work for each advance has been completed and an updated lien search is performed. The completion of the construction progress is verified by a Company loan officer or through inspections performed by an independent appraisal firm. Construction loans also expose us to the risk of construction delays which may impair the borrower’s ability to repay the loan.  Other Loans: · Commercial – includes business installment loans, lines of credit, and other commercial loans. Most of our commercial loans have fixed interest rates, and are for terms generally not in excess of 5 years. Whenever possible, we collateralize these loans with a lien on business assets and equipment and require the personal guarantees from principals of the borrower. Commercial loans generally involve a higher degree of credit risk, as commercial loans can also involve relatively large loan balances to a single borrower or groups of related borrowers, with the repayment of such loans typically dependent on the successful operation of the commercial business and the income stream of the borrower. Such risks can be significantly affected by economic conditions. Although commercial loans may be collateralized by equipment or other business assets, the liquidation of collateral in the event of a borrower default may be an insufficient source of repayment because the equipment or other business assets may be obsolete or of limited use, among other things. Accordingly, the repayment of a commercial loan depends primarily on the credit worthiness of the borrowers (and any guarantors), while liquidation of collateral is a secondary and often insufficient source of repayment. · Consumer – consist of loans secured by collateral such as an automobile or a deposit account, unsecured loans and lines of credit. Consumer loans tend to have a higher credit risk due to the loans being either unsecured or secured by rapidly depreciable assets. Furthermore, consumer loan payments are dependent on the borrower’s continuing financial stability, and therefore are more likely to be adversely affected by job loss, divorce, illness or personal bankruptcy.  The allowance for loan losses is a valuation account that reflects the Company’s evaluation of the losses inherent in its loan portfolio. In order to determine the adequacy of the allowance for loan losses, the Company estimates losses by loan type using historical loss factors, as well as other environmental factors, such as trends in loan volume and loan type, loan concentrations, changes in the experience, ability and depth of the Company’s lending management, and national and local economic conditions. The Company's determination as to the classification of loans and the amount of loss allowances are subject to review by bank regulators, which can require the establishment of additional loss allowances.  The Company also reviews all loans on which the collectability of principal may not be reasonably assured, by reviewing payment status, financial conditions and estimated value of loan collateral. These loans are assigned an internal loan grade, and the Company assigns an amount of loss allowances to these classified loans based on loan grade.  Although the allocations noted below are by loan type, the allowance for loan losses is general in nature and is available to offset losses from any loan in the Company’s portfolio. The unallocated component of the allowance for loan losses reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for existing specific and general losses in the portfolio.  The following tables summarize the activity in the allowance for loan losses for the three months ended March 31, 2019 and 2018 and the distribution of the allowance for loan losses and loans receivable by loan portfolio class and impairment method as of March 31, 2019 and December 31, 2018:     Real Estate Loans Other Loans  One- to Four-Family (2) Home Equity Commercial Construction - Commercial Commercial Consumer Unallocated Total  (Dollars in thousands)  March 31, 2019  Allowance for Loan Losses:  Balance – January 1, 2019 $ 471 $ 91 $ 2,020 $ 250 $ 507 $ 25 $ 84 $ 3,448  Charge-offs - (4) - - - (14) - (18)  Recoveries 8 - 1 - - 1 - 10  Provision (Credit) 10 35 21 80 (93) 16 6 75  Balance – March 31, 2019 $ 489 $ 122 $ 2,042 $ 330 $ 414 $ 28 $ 90 $ 3,515  Ending balance: individually evaluated for impairment $ - $ - $ 30 $ - $ - $ - $ - $ 30  Ending balance: collectively evaluated for impairment $ 489 $ 122 $ 2,012 $ 330 $ 414 $ 28 $ 90 $ 3,485   Gross Loans Receivable (1) :  Ending balance $ 155,064 $ 42,109 $ 155,204 $ 27,435 $ 20,232 $ 1,124 $ - $ 401,168  Ending balance: individually evaluated for impairment $ 176 $ - $ 375 $ - $ - $ - $ - $ 551  Ending balance: collectively evaluated for impairment $ 154,888 $ 42,109 $ 154,829 $ 27,435 $ 20,232 $ 1,124 $ - $ 400,617  (1) Gross Loans Receivable does not include allowance for loan losses of $ ( 3,515 ) or deferred loan costs of $ 3,394 . (2) Includes one- to four-family construction loans.     Real Estate Loans Other Loans  One- to Four-Family (1) Home Equity Commercial Construction - Commercial Commercial Consumer Unallocated Total   (Dollars in thousands)  March 31, 2018  Allowance for Loan Losses:  Balance – January 1, 2018 $ 511 $ 122 $ 1,663 $ 347 $ 544 $ 35 $ 61 $ 3,283  Charge-offs - - - - - (12) - (12)  Recoveries 18 - - - - 3 - 21  Provision (Credit) (53) 6 42 3 86 4 (13) 75  Balance – March 31, 2018 $ 476 $ 128 $ 1,705 $ 350 $ 630 $ 30 $ 48 $ 3,367  (1) Includes one– to four-family construction loans.     Real Estate Loans Other Loans  One- to Four-Family (2) Home Equity Commercial Construction - Commercial Commercial Consumer Unallocated Total  (Dollars in thousands)   December 31, 2018  Allowance for Loan Losses:  Balance – December 31, 2018 $ 471 $ 91 $ 2,020 $ 250 $ 507 $ 25 $ 84 $ 3,448  Ending balance: individually evaluated for impairment $ - $ - $ 30 $ - $ - $ - $ - $ 30  Ending balance: collectively evaluated for impairment $ 471 $ 91 $ 1,990 $ 250 $ 507 $ 25 $ 84 $ 3,418   Gross Loans Receivable (1)  Ending Balance $ 155,024 $ 41,830 $ 150,475 $ 22,252 $ 21,825 $ 1,156 $ - $ 392,562  Ending balance: individually evaluated for impairment $ 178 $ - $ 382 $ - $ - $ - $ - $ 560  Ending balance: collectively evaluated for impairment $ 154,846 $ 41,830 $ 150,093 $ 22,252 $ 21,825 $ 1,156 $ - $ 392,002  (1) Gross Loans Receivable does not include allowance for loan losses of $ ( 3,448 ) or deferred loan costs of $ 3,357 . (2) Includes one- to four-family construction loans .  A loan is considered impaired when, based on current information and events, it is probable that the Company will not be able to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status, collateral value and the probability of collecting scheduled payments when due. Impairment is measured on a loan-by-loan basis for commercial real estate loans and commercial loans. Larger groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer, home equity, or one- to four-family loans for impairment disclosure, unless they are subject to a troubled debt restructuring.  The following is a summary of information pertaining to impaired loans at or for the periods indicated:   Unpaid Average Interest  Recorded Principal Related Recorded Income  Investment Balance Allowance Investment Recognized  For the Three Months Ended  At March 31, 2019 March 31, 2019  (Dollars in thousands)  With no related allowance recorded:  Residential, one- to four-family $ 176 $ 176 $ - $ 177 $ 2  Commercial real estate 134 134 - 134 -  Total impaired loans with no related allowance 310 310 - 311 2   With an allowance recorded:  Commercial real estate 241 241 30 244 -  Total impaired loans with an allowance 241 241 30 244 -   Total of impaired loans:  Residential, one- to four-family 176 176 - 177 2  Commercial real estate 375 375 30 378 -  Total impaired loans $ 551 $ 551 $ 30 $ 555 $ 2      Unpaid Average Interest  Recorded Principal Related Recorded Income  Investment Balance Allowance Investment Recognized  For the Year Ended  At December 31, 2018 December 31, 2018  (Dollars in thousands)  With no related allowance recorded:  Residential, one- to four-family $ 178 $ 178 $ - $ 180 $ 12  Home equity (1) - - - 17 -  Commercial real estate 134 134 - 356 -  Commercial loans - - - 59 1  Total impaired loans with no related allowance 312 312 - 612 13   With an allowance recorded:  Commercial real estate (2) 248 248 30 1,249 4  Total impaired loans with an allowance 248 248 30 1,249 4   Total of impaired loans:  Residential, one- to four-family 178 178 - 180 12  Home equity - - - 17 -  Commercial real estate 382 382 30 1,605 4  Commercial loans - - - 59 1  Total impaired loans $ 560 $ 560 $ 30 $ 1,861 $ 17  (1) These loans were either paid off or foreclosed upon during the year ended December 31, 2018. (2) Two commercial real estate loans with a combined recorded investment of $1.4 million and a related allowance of $60,000 were foreclosed upon during the year ended December 31, 2018.  The following tables provide an analysis of past due loans and non-accruing loans as of the dates indicated:    30-59 Days 60-89 Days 90 Days or More Total Past Current Total Loans Loans on Non-  Past Due Past Due Past Due Due Due Receivable Accrual  (Dollars in thousands)  March 31, 2019:  Real Estate Loans:  Residential, one- to four-family (1) $ 730 $ 750 $ 1,339 $ 2,819 $ 152,245 $ 155,064 $ 2,521  Home equity 219 69 474 762 41,347 42,109 478  Commercial - 76 299 375 154,829 155,204 375  Construction - Commercial - - - - 27,435 27,435 -  Other Loans:  Commercial - - - 20,232 20,232 -  Consumer 1 1 3 5 1,119 1,124 3  Total $ 950 $ 896 $ 2,115 $ 3,961 $ 397,207 $ 401,168 $ 3,377   30-59 Days 60-89 Days 90 Days or More Total Past Current Total Loans Loans on Non-  Past Due Past Due Past Due Due Due Receivable Accrual  (Dollars in thousands)  December 31, 2018:  Real Estate Loans:  Residential, one- to four-family (1) $ 851 $ 342 $ 1,361 $ 2,554 $ 152,470 $ 155,024 $ 2,310  Home equity 211 187 333 731 41,099 41,830 337  Commercial 76 - 306 382 150,093 150,475 382  Construction - Commercial - - - - 22,252 22,252 -  Other Loans:  Commercial - - 15 15 21,810 21,825 15  Consumer 5 - - 5 1,151 1,156 -  Total $ 1,143 $ 529 $ 2,015 $ 3,687 $ 388,875 $ 392,562 $ 3,044 (1) Includes one- to four-family construction loans. The accrual of interest on loans is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. A loan does not have to be 90 days delinquent in order to be classified as non-accrual. When interest accrual is discontinued, all unpaid accrued interest is reversed. If ultimate collection of principal is in doubt, all cash receipts on impaired loans are applied to reduce the principal balance . Interest income not recognized on non-accrual loans during the three month periods ended March 31, 2019 and 2018 was $38,000 and $73,000 , respectively. The Company’s policies provide for the classification of loans as follows: · Pass/Performing; · Special Mention – does not currently expose the Company to a sufficient degree of risk but does possess credit deficiencies or potential weaknesses deserving the Company’s close attention; · Substandard – has one or more well-defined weaknesses and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. A substandard asset would be one inadequately protected by the current net worth and paying capacity of the obligor or pledged collateral, if applicable; · Doubtful – has all the weaknesses inherent in substandard loans with the additional characteristic that the weaknesses present make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss; and · Loss – loan is considered uncollectible and continuance without the establishment of a specific valuation reserve is not warranted.   The Company’s Asset Classification Committee is responsible for monitoring risk ratings and making changes as deemed appropriate. Each commercial loan is individually assigned a loan classification. The Company’s consumer loans, including residential one- to four-family loans and home equity loans, are not classified as described above. Instead, the Company uses the delinquency status as the basis for classifying these loans. Generally, all consumer loans more than 90 days past due are classified and placed in non-accrual. Such loans that are well-secured and in the process of collection will remain in accrual status.  The following tables summarize the internal loan grades applied to the Company’s loan portfolio as of March 31, 2019 and December 31, 2018:    Pass/Performing Special Mention Substandard Doubtful Loss Total  (Dollars in thousands)  March 31, 2019  Real Estate Loans:  Residential, one- to four-family (1) $ 151,895 $ - $ 3,169 $ - $ - $ 155,064  Home equity 41,297 - 812 - - 42,109  Commercial 151,511 2,687 1,006 - - 155,204  Construction - Commercial 27,435 - - - - 27,435  Other Loans:  Commercial 19,227 145 860 - - 20,232  Consumer 1,118 - 6 - - 1,124  Total $ 392,483 $ 2,832 $ 5,853 $ - $ - $ 401,168    Pass/Performing Special Mention Substandard Doubtful Loss Total  (Dollars in thousands)  December 31, 2018  Real Estate Loans:  Residential, one- to four-family (1) $ 152,039 $ - $ 2,985 $ - $ - $ 155,024  Home equity 41,346 - 484 - - 41,830  Commercial 148,149 376 1,950 - - 150,475  Construction - Commercial 22,252 - - - - 22,252  Other Loans:  Commercial 20,722 61 1,042 - - 21,825  Consumer 1,153 - 3 - - 1,156  Total $ 385,661 $ 437 $ 6,464 $ - $ - $ 392,562  (1) Includes one- to four-family construction loans.  Troubled debt restructurings (“TDRs”) occur when we grant borrowers concessions that we would not otherwise grant but for economic or legal reasons pertaining to the borrower’s financial difficulties. A concession is made when the terms of the loan modification are more favorable than the terms the borrower would have received in the current market under similar financial difficulties. These concessions may include, but are not limited to, modifications of the terms of the debt, the transfer of assets or the issuance of an equity interest by the borrower to satisfy all or part of the debt, or the addition of borrower(s). The Company identifies loans for potential TDRs primarily through direct communication with the borrower and evaluation of the borrower’s financial statements, revenue projections, tax returns, and credit reports. Even if the borrower is not presently in default, management will consider the likelihood that cash flow shortages, adverse economic conditions, and negative trends may result in a payment default in the near future. Generally, we will not return a TDR to accrual status until the borrower has demonstrated the ability to make principal and interest payments under the restructured terms for at least six consecutive months. The Company’s TDRs are impaired loans, which may result in specific allocations and subsequent charge-offs if appropriate.  Some loan modifications classified as TDRs may not ultimately result in full collection of principal and interest, as modified, which may result in potential losses. These potential losses have been factored into our overall estimate of the allowance for loan losses.  The following table summarizes the loans that were classified as TDRs as of the dates indicated:    Non-Accruing Accruing TDRs That Have Defaulted on Modified Terms Year to Date  Number of Loans Recorded Investment Number of Loans Recorded Investment Number of Loans Recorded Investment Number of Loans Recorded Investment  (Dollars in thousands)  At March 31, 2019  Real Estate Loans:  Residential, one- to four-family 5 $ 176 1 $ 33 4 $ 143 - $ -    At December 31, 2018  Real Estate Loans:  Residential, one- to four-family 5 $ 178 1 $ 34 4 $ 144 1 $ 34   No additional loan commitments were outstanding to these borrowers at March 31, 2019 and December 31, 2018. There were no loans restructured and classified as TDRs during the three month periods ended March 31, 2019 and 2018.  Foreclosed real estate consists of property acquired in settlement of loans which is carried at its fair value less estimated selling costs. Write-downs from cost to fair value less estimated selling costs are recorded at the date of acquisition or repossession and are charged to the allowance for loan losses. Foreclosed real estate was $739,000 and $678,000 at March 31, 2019 and December 31, 2018, respectively, and was included as a component of other assets on the consolidated statements of financial condition. The recorded investment of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements of the applicable jurisdiction was $933,000 and $1.1 million at March 31, 2019 and December 31, 2018, respectively.

Leases

Leases	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Leases	Note 5 – Leases  Operating leases with terms longer than 12 months in which we are the lessee are recorded as ROU assets and operating lease liabilities, included in other assets and other liabilities, on the consolidated statements of financial condition under ASU 2016-02. Finance leases in which we are the lessee are recorded in premises and equipment on the consolidated statements of financial condition. Leases will be classified as finance or operating, with classification affecting the pattern and classification of expense recognition in the consolidated statements of income. Operating lease ROU assets represent our right to use an underlying asset during the lease term and operating lease liabilities represent our obligation to make lease payments arising from the lease. ROU assets and operating lease liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents our incremental borrowing rate at the lease commencement date. ROU assets are further adjusted for lease incentives. Operating lease expense, which is comprised of amortization of the ROU asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in occupancy and equipment expense in the consolidated statements of income. The Company leases certain branch offices under operating or finance leases. Certain lease arrangements contain extension options which are typically for 5 years at the then fair market rental rates. As these extension options are not generally considered reasonably certain of exercise, they are not included in the lease term. As of March 31, 2019, operating lease ROU assets and liabilities were $872,000 and $887,000 , respectively. Operating lease costs that were recorded in occupancy and equipment expense on the consolidated statements of income for the three months ended March 31, 2019 and 2018 were $38,000 and $34,000 , respectively. There were no sale and leaseback transactions, leveraged leases, lease transactions with related parties or leases that had not yet commenced during the three months ended March 31, 2019.  The table below summarizes information related to our lease liabilitie s at or for the three months ended March 31, 2019 and 2018:    For the Three Months Ended March 31,  (in thousands, except for percent and period data) 2019 2018   Cash paid for amounts included in the measurement of lease liabilities  Operating cash flows from operating leases $ 34 $ 34  Operating cash flows from finance leases 32 29   Weighted-average remaining lease term, operating leases, in years 6.3 1.6  Weighted-average discount rate – operating leases 2.61 % N/A  The Company also has one long-term finance lease agreement for a branch location that was not impacted by the adoption of ASU 2016-02. The outstanding balance of the finance lease (included in other liabilities) at March 31, 2019 and December 31, 2018 was $784,000 and $797,000 , respectively, with a weighted-average discount rate of 9.22% . The remaining term of this lease is 9.3 years. The asset related to this capital lease is included in premises and equipment and consists of the cost of $1.1 million less accumulated depreciation of approximately $559,000 and $548,000 at March 31, 2019 and December 31, 2018, respectively.  The table below summarizes the maturity of remaining lease liabilities as of March 31, 2019:     Operating Finance  Leases Lease  (Dollars in thousands)  2019 $ 103 $ 94  2020 145 126  2021 157 126  2022 157 126  2023 157 131  2024 and thereafter 247 612  Total Lease Payments $ 966 $ 1,215  Less: Amounts representing interest (79) (431)  Present value of lease liabilities $ 887 $ 784  Minimum future lease payments for the operating and capital leases at December 31, 2018 were as follows :     Operating Capital  Leases Lease  (Dollars in thousands)  2019 $ 153 $ 126  2020 83 126  2021 4 126  2022 - 126  2023 - 131  2024 and thereafter - 612  Total Lease Payments $ 240 $ 1,247  Less: Amounts representing interest (450)  Present value of lease liabilities $ 797 

Earnings per Share

Earnings per Share	3 Months Ended
	Mar. 31, 2019
Earnings per Share [Abstract]
Earnings per Share	Note 6 – Earnings per Share Basic earnings per share is based upon the weighted average number of common shares outstanding, exclusive of unearned shares held by the Employee Stock Ownership Plan of Lake Shore Bancorp, Inc. (the “ESOP”), unearned shares held by the Lake Shore Bancorp, Inc. 2006 Recognition and Retention Plan (“RRP”), and unearned shares held by the Lake Shore Bancorp, Inc. 2012 Equity Incentive Plan (“EIP”). Diluted earnings per share is based upon the weighted average number of common shares outstanding and common share equivalents that would arise from the exercise of dilutive securities. Stock options are regarded as potential common stock and are considered in the diluted earnings per share calculations to the extent they would be dilutive and computed using the treasury stock method. The calculated basic and diluted earnings per share are as follows:   Three Months Ended March 31,  2019 2018  Numerator – net income $ 898,000 $ 936,000  Denominator:  Basic weighted average shares outstanding 6,032,243 6,099,427  Increase in weighted average shares outstanding due to:  Stock options 8,773 10,697  Diluted weighted average shares outstanding (1) 6,041,016 6,110,124   Earnings per share:  Basic $ 0.15 $ 0.15  Diluted $ 0.15 $ 0.15  (1) Stock options to purchase 64,547 shares under the Company’s 2006 Stock Option Plan and 20,000 shares under the EIP at $14.38 for each plan were outstanding during the three month period ended March 31, 2019, but were not included in the calculation of diluted earnings per share because to do so would have been anti-dilutive.

Commitments to Extend Credit

Commitments to Extend Credit	3 Months Ended
	Mar. 31, 2019
Commitments to Extend Credit [Abstract]
Commitments to Extend Credit	Note 7 – Commitments to Extend Credit  The Company has commitments to extend credit with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of financial condition. The Company’s exposure to credit loss is represented by the contractual amount of these commitments. There were no loss reserves associated with these commitments at March 31, 2019 and December 31, 2018. The Company follows the same credit policies in making commitments as it does for on-balance sheet instruments. The following commitments to extend credit were outstanding as of the dates specified:   Contract Amount  March 31, December 31,  2019 2018  (Dollars in thousands)   Commitments to grant loans $ 59,686 $ 41,901  Unfunded commitments under lines of credit $ 55,542 $ 52,371  Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses. The commitments for lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer.

Stock-based Compensation

Stock-based Compensation	3 Months Ended
	Mar. 31, 2019
Stock-based Compensation [Abstract]
Stock-based Compensation	Note 8 – Stock-based Compensation As of March 31, 2019, the Company had four stock-based compensation plans, which are described below. The compensation cost that has been recorded under salary and benefits expense in the non-interest expense section of the consolidated statements of income for these plans was $ 120,000 and $ 138,000 for the three months ended March 31, 2019 and 2018, respectively. 2006 Stock Option Plan The Company’s 2006 Stock Option Plan (the “Stock Option Plan”), which was approved by the Company’s stockholders, permitted the grant of options to its employees and non-employee directors for up to 297,562 shares of common stock. The Stock Option Plan expired on October 24, 2016 , and grants of options can no longer be awarded. Both incentive stock options and non-qualified stock options have been granted under the Stock Option Plan. The exercise price of each stock option equals the market price of the Company’s common stock on the date of grant and an option’s maximum term is ten years. The stock options generally vest over a five year period.  A summary of the status of the Stock Option Plan during the three months ended March 31, 2019 and 2018 is presented below: :   March 31, 2019 March 31, 2018  Options Weighted Average Exercise Price Remaining Contractual Life Options Weighted Average Exercise Price Remaining Contractual Life  Outstanding at beginning of year 82,321 $ 12.98 82,321 $ 12.98  Granted - - - -  Exercised - - - -  Outstanding at end of period 82,321 $ 12.98 6.1 years 82,321 $ 12.98 7.1 years   Options exercisable at end of period 43,591 $ 11.73 6.1 years 30,681 $ 10.61 7.1 years   Fair value of options granted $ - $ -  At March 31, 2019, stock options outstanding had an intrinsic value of $ 232,000 and there were no remaining options available for grant under the Stock Option Plan. There were no stock options exercised during the three months ended March 31, 2019 and 2018 . Compensation expense related to the Stock Option Plan for the three month period ended March 31, 2019 and 2018 was $8,000 , respectively. At March 31, 2019, $87,000 of unrecognized compensation cost related to the Stock Option Plan is expected to be recognized over a period of 31 months.  2006 Recognition and Retention Plan The Company’s 2006 Recognition and Retention Plan (“RRP”), which was approved by the Company’s stockholders, permitted the grant of restricted stock awards (“Awards”) to employees and non-employee directors for up to 119,025 shares of common stock. The RRP expired on October 24, 2016 , and as of October 24, 2016, all shares permitted under the plan have been granted. As of March 31, 2019, there were 108,837 shares vested or distributed to eligible participants under the RRP. Compensation expense amounted to $22,000 for the three months ended March 31, 2019 and 2018. At March 31, 2019, $ 86,000 of unrecognized compensation cost related to the RRP is expected to be recognized over a period of 31 months. A summary of the status of unvested shares under the RRP for the three months ended March 31, 2019 and 2018 is as follows:   2019 Weighted Average Grant Price (per Share) 2018 Weighted Average Grant Price (per Share)  Unvested shares outstanding at beginning of year 10,188 $ 13.27 17,119 $ 13.06  Granted - - - -  Vested - - - -  Unvested shares outstanding at end of period 10,188 $ 13.27 17,119 $ 13.06  2012 Equity Incentive Plan  The Company’s 2012 Equity Incentive Plan (the “EIP”), which was approved by the Company’s stockholders on May 23, 2012, authorizes the issuance of up to 180,000 shares of common stock pursuant to grants of restricted stock awards and up to 20,000 shares of common stock pursuant to grants of incentive stock options and non-qualified stock options, subject to permitted adjustments for certain corporate transactions. Employees and directors of Lake Shore Bancorp or its subsidiaries are eligible to receive awards under the EIP, except that non-employees may not be granted incentive stock options.  The Board of Directors granted restricted stock awards under the EIP during the three months ended March 31, 2019 as follows:    Grant Date Number of Restricted Stock Awards Vesting Fair Value per Share of Award on Grant Date Awardees   February 6, 2019 5,186 100% on December 13, 2019 $ 15.89 Non-employee directors    A summary of the status of unvested restricted stock awards under the EIP for the three months ended March 31, 2019 and 2018 is as follows:   2019 Weighted Average Grant Price (per Share) 2018 Weighted Average Grant Price (per Share)  Unvested shares outstanding at beginning of year 25,321 $ 15.28 42,915 $ 14.40  Granted 5,186 15.89 5,285 17.00  Vested - - - -  Forfeited - - - -  Unvested shares outstanding at end of period 30,507 $ 15.38 48,200 $ 14.68  As of March 31, 2019, there were 53,925 shares vested or distributed to eligible participants under the EIP. Compensation expense related to restricted stock awards under the EIP amounted to $56,000 and $72,000 for the three months ended March 31, 2019 and 2018, respectively. At March 31, 2019, $170,000 of unrecognized compensation cost related to unvested restricted stock awards is expected to be recognized over a period of 9 months.  A summary of the status of stock options under the EIP for the three months ended March 31, 2019 and 2018 is presented below:   March 31, 2019 March 31, 2018  Options Exercise Price Remaining Contractual Life Options Exercise Price Remaining Contractual Life  Outstanding at beginning of year 20,000 $ 14.38 20,000 $ 14.38  Granted - - - -  Exercised - - - -  Forfeited - - - -  Outstanding at end of period 20,000 $ 14.38 7.6 years 20,000 $ 14.38 8.6 years   Options exercisable at end of period 7,997 $ 14.38 7.6 years 3,998 $ 14.38 8.6 years   Fair value of options granted - -  At March 31, 2019, stock options outstanding had an intrinsic value of $28,000 and there were no remaining options available for grant under the EIP. Compensation expense related to stock options outstanding under the EIP amounted to $3,000 for the three months ended March 31, 2019 and 2018, respectively. At March 31, 2019, $27,000 of unrecognized compensation cost related to unvested stock options is expected to be recognized over a period of 31 months.  Employee Stock Ownership Plan (“ESOP”) The Company established the ESOP for the benefit of eligible employees of the Company and Bank. All Company and Bank employees meeting certain age and service requirements are eligible to participate in the ESOP. Participants’ benefits become fully vested after five years of service once the employee is eligible to participate in the ESOP. The Company utilized $ 2.6 million of the proceeds of its 2006 stock offering to extend a loan to the ESOP and the ESOP used such proceeds to purchase 238,050 shares of stock on the open market at an average price of $ 10.70 per share, plus commission expenses. As a result of the purchase of shares by the ESOP, total stockholders’ equity of the Company was reduced by $ 2.6 million. As of March 31, 2019, the balance of the loan to the ESOP was $ 1.4 million and the fair value of unallocated shares was $ 2.1 million. As of March 31, 2019, there were 77,860 allocated shares and 134,895 unallocated shares compared to 70,053 allocated shares and 142,830 unallocated shares at March 31, 2018. The ESOP compensation expense was $ 31,000 for the three months ended March 31, 2019 and $ 33,000 for the three months ended March 31, 2018 based on 1,984 shares earned in each of those quarters.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2019
Fair Value of Financial Instruments [Abstract]
Fair Value of Financial Instruments	Note 9 - Fair Value of Financial Instruments Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sale transaction on the dates indicated. The estimated fair value amounts have been measured as of March 31, 2019 and December 31, 2018 and have not been re-evaluated or updated for purposes of these consolidated financial statements subsequent to those respective dates. The estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported here.  The measurement of fair value under FASB Accounting Standards Codification (“ASC”) Topic 820, “Fair Value Measurements and Disclosures” (“ASC Topic 820”) establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities measurements (Level 1) and the lowest priority to unobservable input measurements (Level 3). The three levels of the fair value hierarchy under ASC Topic 820 are as follows:  Level 1: Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.  Level 2: Inputs other than quoted prices included in Level 1 that are observable for the asset or liability either directly or indirectly.  Level 3: Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities.  An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.  For assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2019 and December 31, 2018 were as follows:    Fair Value Measurements at March 31, 2019  Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs  Fair Value (Level 1) (Level 2) (Level 3)  (Dollars in thousands)  Measured at fair value on a recurring basis:  Securities available for sale:  Debt Securities  U.S. Government Agencies $ 2,014 $ 2,014 $ - $ -  Municipal bonds 44,573 - 44,573 -  Mortgage-backed securities:  Collateralized mortgage obligations-private label 26 - 26 -  Collateralized mortgage obligations-government sponsored entities 31,541 - 31,541 -  Government National Mortgage Association 191 - 191 -  Federal National Mortgage Association 2,313 - 2,313 -  Federal Home Loan Mortgage Corporation 3,849 - 3,849 -  Asset-backed securities:  Private label 258 - 258 -  Government sponsored entities 40 - 40 -  Total Debt Securities $ 84,805 $ 2,014 $ 82,791 $ -  Equity Securities 60 - 60 -  Total Securities Available for Sale $ 84,865 $ 2,014 $ 82,851 $ -     Fair Value Measurements at December 31, 2018  Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs  Fair Value (Level 1) (Level 2) (Level 3)  (Dollars in thousands)  Measured at fair value on a recurring basis:  Securities available for sale:  Debt Securities  U.S. Government Agencies $ 1,961 $ 1,961 $ - $ -  Municipal bonds 44,942 - 44,942 -  Mortgage-backed securities:  Collateralized mortgage obligations-private label 27 - 27 -  Collateralized mortgage obligations-government sponsored entities 32,453 - 32,453 -  Government National Mortgage Association 199 - 199 -  Federal National Mortgage Association 2,385 - 2,385 -  Federal Home Loan Mortgage Corporation 3,888 - 3,888 -  Asset-backed securities:  Private label 270 - 270 -  Government sponsored entities 44 - 44 -  Total Debt Securities $ 86,169 $ 1,961 $ 84,208 $ -  Equity Securities 24 - 24 -  Total Securities Available for Sale $ 86,193 $ 1,961 $ 84,232 $ -  Any transfers between levels would be recognized as of the actual date of event or change in circumstances that caused the transfer. There were no reclassifications between the Level 1 and Level 2 categories for the three months ended March 31, 2019 and for the year ended December 31, 2018.  During the three months ended March 31, 2018, asset-backed securities – private label were transferred from the Level 3 category to the Level 2 category. These securities were transferred to Level 2 because the Company changed its method of valuing these securities and that method now uses Level 2 inputs. These securities are now valued using Level 2 inputs because the price volatility associated with these securities has been reduced and management considers the quoted market price for these securities to be reasonable.  Level 2 inputs for assets or liabilities measured at fair value on a recurring basis might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment projections, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means .  The fair value of securities available for sale are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1) or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted prices. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. treasury yield curve, live trading levels, trade execution date, market consensus prepayment projections, credit information and the security’ terms and conditions, among other things. Level 2 securities which are fixed income instruments that are not quoted on an exchange, but are traded in active markets, are valued using prices obtained from our custodian, who use third party data service providers .  The following table presents a reconciliation of the securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3), specifically, asset-backed securities - private label, for the three months ended March 31, 2018:   March 31, 2018  (Dollars in thousands)  Beginning Balance $ 344  Total gains - realized/unrealized:  Included in earnings -  Included in other comprehensive loss -  Total losses - realized/unrealized: -  Included in earnings -  Included in other comprehensive loss -  Sales -  Principal paydowns -  Transfers to (out of) Level 3 (344)  Ending Balance $ -  Both observable and unobservable inputs may be used to determine the fair value of assets and liabilities measured on a recurring basis that the Company has classified within the Level 3 category. As a result, any unrealized gains and losses for assets within the Level 3 category may include changes in fair value attributable to both observable (e.g., changes in market interest rates) and unobservable (e.g., changes in unobservable long-dated volatilities) inputs.  In addition to disclosure of the fair value of assets on a recurring basis, ASC Topic 820 requires disclosures for assets and liabilities measured at fair value on a non-recurring basis, such as impaired assets and foreclosed real estate. Loans are generally not recorded at fair value on a recurring basis. Periodically, the Company records non-recurring adjustments to the carrying value of loans based on fair value measurements for partial charge-offs of the uncollectible portions of these loans. Non-recurring adjustments also include certain impairment amounts for collateral-dependent loans calculated as required by ASC Topic 310, “ Receivables – Loan Impairment, ” when establishing the allowance for loan losses. An impaired loan is carried at fair value based on either a recent appraisal less estimated selling costs of underlying collateral or discounted cash flows based on current market conditions.  For assets measured at fair value on a non-recurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2019 and December 31, 2018 were as follows:    Fair Value Measurements  Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs  Fair Value (Level 1) (Level 2) (Level 3)  (Dollars in thousands)  Measured at fair value on a non-recurring basis:   At March 31, 2019  Impaired loans $ 243 $ - $ - $ 243  Foreclosed real estate 184 - - 184   At December 31, 2018  Impaired loans $ 252 $ - $ - $ 252  Foreclosed real estate 184 - - 184  The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis and for which the Company has utilized Level 3 inputs to determine fair value:    Quantitative Information about Level 3 Fair Value Measurements  (Dollars in thousands) Fair Value Estimate Valuation Technique Unobservable Input Range  At March 31, 2019  Impaired loans $ 243 Market valuation of underlying collateral (1) Direct Disposal Costs (2) 7.00 - 20.33 %  Foreclosed real estate 184 Market valuation of property (1) Direct Disposal Costs (2) 7.00 - 10.00 %  At December 31, 2018  Impaired loans $ 252 Market valuation of underlying collateral (1) Direct Disposal Costs (2) 7.00 - 20.33 %  Foreclosed real estate 184 Market valuation of property (1) Direct Disposal Costs (2) 7.00 -10.00%  (1) Fair value is generally determined through independent third-party appraisals of the underlying collateral, which generally includes various Level 3 inputs which are not observable . (2) The fair value basis of impaired loans and foreclosed real estate may be adjusted to reflect management estimates of disposal costs including, but not necessarily limited to, real estate brokerage commissions, legal fees, and delinquent property taxes.  At March 31, 2019, impaired loans valued using Level 3 inputs had a carrying amount of $273,000 and valuation allowances of $30,000 . By comparison at December 31, 2018, impaired loans valued using Level 3 inputs had a carrying amount of $282,000 and valuation allowances of $30,000 .  Once a loan is determined to be impaired, the fair value of the loan continues to be evaluated based upon the market value of the underlying collateral securing the loan or by using a discounted future cash flow method if the loan is not collateral dependent. A t March 31, 2019, there were no impaired loans with a carrying amount that had been written down utilizing Level 3 inputs during the three months ended March 31, 2019. At December 31, 2018, impaired loans whose carrying amount was written down utilizing Level 3 inputs during the year ended December 31, 2018 comprised of one loan with a fair value of $226,000 and resulted in an additional provision for loan losses of $30,000 .  At March 31, 2019 and December 31, 2018, foreclosed real estate valued using Level 3 inputs had a carrying amount of $ 260,000 and valuation allowances of $76,000 .  Once a loan is foreclosed, the fair value of the real estate owned continues to be evaluated based upon the market value of the repossessed real estate originally securing the loan. At March 31, 2019, there were no foreclosed real estate loans with a carrying value that had been written down utilizing Level 3 inputs during the three months ended March 31, 2019. At December 31, 2018, foreclosed real estate with a carrying value that had been written down utilizing Level 3 inputs during the year ended December 31, 2018 comprised of two properties with a fair value of $203,000 and resulted in an additional provision for loan losses of $20,000 and subsequent write-downs recorded in non-interest expense of $40,000 .  The carrying amount and estimated fair value of the Company’s financial instruments, whether carried at cost or fair value, are as follows:    Fair Value Measurements at March 31, 2019  Carrying Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs  Amount Fair Value (Level 1) (Level 2) (Level 3)  (Dollars in thousands)  Financial assets:  Cash and cash equivalents $ 31,106 $ 31,106 $ 31,106 $ - $ -  Securities available for sale 84,865 84,865 2,014 82,851 -  Federal Home Loan Bank stock 1,545 1,545 - 1,545 -  Loans receivable, net 401,047 393,458 - - 393,458  Accrued interest receivable 2,126 2,126 - 2,126 -  Financial liabilities:  Deposits 440,540 443,824 - 443,824 -  Long-term debt 24,650 24,444 - 24,444 -  Accrued interest payable 77 77 - 77 -  Off-balance-sheet financial instruments - - - - -     Fair Value Measurements at December 31, 2018  Carrying Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs  Amount Fair Value (Level 1) (Level 2) (Level 3)  (Dollars in thousands)  Financial assets:  Cash and cash equivalents $ 30,751 $ 30,751 $ 30,751 $ - $ -  Securities available for sale 86,193 86,193 1,961 84,232 -  Federal Home Loan Bank stock 1,545 1,545 - 1,545 -  Loans receivable, net 392,471 376,774 - - 376,774  Accrued interest receivable 1,913 1,913 - 1,913 -  Financial liabilities:  Deposits 432,458 435,547 - 435,547 -  Long-term debt 24,650 24,292 - 24,292 -  Accrued interest payable 63 63 - 63 -  Off-balance-sheet financial instruments - - - - - 

Treasury Stock

Treasury Stock	3 Months Ended
	Mar. 31, 2019
Treasury Stock [Abstract]
Treasury Stock	Note 10 – Treasury Stock During the three months ended March 31, 2019, the Company repurchased 7,300 shares of common stock at an average cost of $15.14 per share. These shares were repurchased pursuant to the Company’s publicly announced common stock repurchase program. As of March 31, 2019, there were 60,890 shares remaining to be repurchased under the existing stock repurchase program. During the three months ended March 31, 2019, the Company transferred 5 ,186 shares of common stock out of treasury stock reserved for the 2012 Equity Incentive Plan, at an average cost of $ 9.39 per share to fund awards that had been granted under the plan.  During the three months ended March 31, 2018, the Company repurchased 20,000 shares of common stock at an average cost of $16.45 per share. These shares were repurchased pursuant to the Company’s publicly announced common stock repurchase program. As of March 31, 2018, there were 47,401 shares remaining to be repurchased under the existing stock repurchase program. During the three months ended March 31, 2018, the Company transferred 5,285 shares of common stock out of the treasury stock reserved for the 2012 Equity Incentive Plan, at an average cost of $ 9.39 per share to fund awards that had been granted under the plan. During the three months ended March 31, 2018 there were 9,368 shares transferred back into treasury stock reserved for the 2012 Equity Incentive Plan at an average cost of $9.39 per share due to stock forfeitures. 

Other Comprehensive Loss

Other Comprehensive Loss	3 Months Ended
	Mar. 31, 2019
Other Comprehensive Loss [Abstract]
Other Comprehensive Loss	Note 11 – Other Comprehensive Loss  In addition to presenting the Consolidated Statements of Comprehensive Income herein, the following table shows the tax effects allocated to the Company’s single component of other comprehensive income (loss) for the periods presented:      For the Three Months Ended March 31, 2019 For The Three Months Ended March 31, 2018  Pre-Tax Amount Tax Expense Net of Tax Amount Pre-Tax Amount Tax Benefit Net of Tax Amount  (Dollars in thousands)  Net unrealized gains (losses) on securities available for sale:  Net unrealized gains (losses) arising during the period $ 808 $ (170) $ 638 $ (860) $ 180 $ (680)  Less: reclassification adjustment related to:  Recovery on previously impaired investment securities included in net income (13) 3 (10) (22) 5 (17)  Total Other Comprehensive Income (Loss) $ 795 $ (167) $ 628 $ (882) $ 185 $ (697)  The following table presents the amounts reclassified out of the single component of the Company’s accumulated other comprehensive income (loss) for the indicated periods:     Amounts Reclassified from Accumulated  Details about Accumulated Other Other Comprehensive Income (Loss) Affected Line Item  Comprehensive Income (Loss) for the three months ended March 31, on the Consolidated  Components 2019 2018 Statements of Income  (Dollars in thousands)  Net unrealized gains and losses on securities available for sale:  Recovery on previously impaired investment securities $ (13) $ (22) Recovery on previously impaired investment securities  Provision for income tax expense 3 5 Income Tax Expense  Total reclassification for the period $ (10) $ (17) Net Income  

Revenue Recognition

Revenue Recognition	3 Months Ended
	Mar. 31, 2019
Revenue Recognition [Abstract]
Revenue Recognition	Note 12 – Revenue Recognition  The Company’s non-interest revenue streams primarily result from services it provides to its deposit customers. When a customer makes a deposit, the Company records a liability under ASC 405 “Liabilities” because the Company has an obligation to deliver cash to its customer on demand. A contract between the Company and a deposit account customer is typically documented in writing and is often terminable at will by the customer alone or by both the customer and the Company without penalty. The term of a deposit contract between a customer and the Company will likely be day-to-day or minute-to-minute, and the termination clause is likely similar to a renewal right where each day or minute represents the renewal of the contract. The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying ASC Topic 606 "Revenue from Contracts with Customers" ("Topic 606") on the determination of the amount and timing of revenue. The Company’s primary non-interest revenue streams within the scope of ASU 2014-09 "Revenue from Contracts with Customers (Topic 606)" ("ASU 2014-09") are described in further detail below. The Company has no material unsatisfied performance obligations as of March 31, 2019.  Service Charges on Deposit Accounts Service charges and fees on deposit accounts consist of transaction-based fees, account maintenance fees, and overdraft service fees for various retail and business deposit customers. Transaction-based fees, such as stop payment charges, are recognized at the time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn directly from the customer’s account balance.  Fees, Interchange Income, and Other Service Charges Fees, interchange income, and other service charges are primarily comprised of debit card income, ATM fees, merchant services income and other service charges. Debit card income is primarily comprised of interchange fees earned whenever the Company’s debit cards are used to purchase goods or services from a merchant via a card payment network, such as MasterCard. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value. ATM fees are comprised of fees earned whenever a Company’s ATM or debit card is used at a non-Company ATM or a non-Company cardholder uses a Company ATM. ATM fees represent a fixed fee for the convenience to cardholders for accessibility of funds. Merchant services income mainly represents fees charged to merchants serviced by a third party vendor under contract with the Company for debit or credit card processing, and represents a percentage of the underlying transaction value. Other service charges include revenue from services provided to our retail or business customers, which may include fees for wire transfer processing, bill pay services, cashier’s checks and other services. The Company’s performance obligation for fees, interchange income and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically immediately or in the following month.  Other Other non-interest income consists of safe deposit rental fees. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation.  Gain/Losses on Sale of OREO The Company records a gain or loss from the sale of other real estate owned (“OREO”) when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of OREO to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company may need to adjust the transaction price and related gain (loss) on sale if a significant financing component is present. Gains (losses) on the sale of OREO are generally recorded in non-interest expense on the consolidated statement of income as an offset to OREO expenses. There were no sales of OREO during the three months ended March 31, 2019 and 2018 where the Company financed the sale of the property. Contract Balances The Company’s non-interest revenue streams are largely based on transactional activity. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company does not typically enter into long-term revenue contracts with customers, and therefore, does not experience significant contract balances. As of March 31, 2019 and December 31, 2018, the Company did no t have any significant contract balances.  The following presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three months ended March 31, 2019 and 2018:   For the three months ended March 31,  2019 2018  (Dollars in thousands)  Non-Interest Income  In-Scope of Topic 606:  Service charges on deposit accounts $ 192 $ 218  Fees, interchange income and other service charges 186 186  Other 11 11  Non-interest Income (in-scope of Topic 606) 389 415  Non-interest Income (out of scope of Topic 606) 200 175  Total Non-Interest Income $ 589 $ 590  

Subsequent Events

Subsequent Events	3 Months Ended
	Mar. 31, 2019
Subsequent Events [Abstract]
Subsequent Events	Note 13 – Subsequent Events  On April 24, 2019, the Board of Directors declared a quarterly cash dividend of $ 0.12 per share on the Company’s common stock, payable on May 20, 2019 to shareholders of record as of May 6, 2019 . Lake Shore, MHC (the “MHC”), which holds 3,636,875 shares, or approximately 60.8% of the Company’s total outstanding stock, elected to waive its right to receive this cash dividend of approximately $ 436,000 . On March 7, 2019, the MHC received the non-objection of the Federal Reserve Bank of Philadelphia to waive its right to receive dividends paid by the Company during the twelve months ending February 6, 2020, aggregating up to $ 0.48 per share. The MHC waived $ 436,000 of dividends during the three months ended March 31, 2019. Cumulatively, Lake Shore, MHC has waived approximately $11.3 million of cash dividends as of March 31, 2019. The dividends waived by Lake Shore, MHC are considered a restriction on the retained earnings of the Company. 

Basis of Presentation (Policy)

Basis of Presentation (Policy)	3 Months Ended
	Mar. 31, 2019
Basis of Presentation [Abstract]
Basis of Presentation	The interim consolidated financial statements include the accounts of Lake Shore Bancorp, Inc. (the “Company”, “us”, “our”, or “we”) and Lake Shore Savings Bank (the “Bank”), its wholly owned subsidiary. All intercompany accounts and transactions of the consolidated subsidiary have been eliminated in consolidation.
Basis of Accounting	The interim consolidated financial statements included herein as of March 31, 2019 and for the three months ended March 31, 2019 and 2018 have been prepared by the Company, without audit, pursuant to the rules and regulations of the Securities and Exchange Commission, and therefore, do not include all information or footnotes necessary for a complete presentation of the consolidated statements of financial condition, results of operations and cash flows in conformity with accounting principles generally accepted in the United States of America (“GAAP”). The consolidated statement of financial condition at December 31, 2018 has been derived from the audited consolidated financial statements at that date, but does not include all of the information and footnotes required by GAAP for complete consolidated financial statements. The consolidated financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair statement of such information and to make the financial statements not misleading. These interim consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the audited consolidated financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2018. The consolidated statements of income for the three months ended March 31, 2019 are not necessarily indicative of the results for any subsequent period or the entire year ending December 31, 2019.
Use of Estimates	To prepare these consolidated financial statements in conformity with GAAP, management of the Company made a number of estimates and assumptions relating to the reporting of assets and liabilities and the reporting of revenue and expenses. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, securities valuation estimates, evaluation of impairment of securities and income taxes.
Subsequent Events	The Company has evaluated events and transactions occurring subsequent to the statement of financial condition as of March 31, 2019 for items that should potentially be recognized or disclosed in these consolidated financial statements. The evaluation was conducted through the date these consolidated financial statements were issued.
Leases	Leases  The Company leases certain properties and equipment under operating and finance leases. For operating leases in effect upon adoption of Accounting Standards Update 2016-02, “Leases (Topic 842)” at January 1, 2019 and for any leases commencing thereafter, the Company recognized a liability to make lease payments, the “lease liability”, and an asset representing the right to use the underlying asset(s) during the lease term, the “right-of-use (“ROU”) asset.” The lease liability is measured at the present value of the remaining lease payments, discounted at the Company’s incremental borrowing rate. The ROU asset is measured at the amount of the lease liability adjusted for the remaining balance of any lease incentives received, any cumulative prepaid or accrued rent if the lease payments are uneven throughout the lease term, any unamortized initial direct costs, and any impairment of the ROU asset. Operating lease expense consists of a single lease cost calculated so that the remaining cost of the lease is allocated over the remaining lease term on a straight-line basis, variable lease payments not included in the lease liability, and any impairment of the ROU asset. Certain of the Company’s leases contain options to renew the lease; however, these renewal options are not included in the calculation of the lease liabilities as they are not reasonably certain to be exercised. The Company’s leases do not contain residual value guarantees or material variable lease payments. The Company does not have any material restrictions or covenants imposed by leases that would impact the Company’s ability to pay dividends or cause the Company to incur additional financial obligations. The Company has made an accounting policy election to not apply the recognition requirements in Topic 842 to short-term leases. The Company has also elected to use the practical expedient to make an accounting policy election for property leases to include both lease and nonlease components as a single component and account for it as a lease.  The Company’s leases are not complex; therefore there were no significant assumptions or judgements made in applying the requirements of Topic 842, including the determination of whether the contracts contained a lease, the allocation of consideration in the contracts between lease and nonlease components, and the determination of the discount rates for the leases.

New Accounting Standards (Polic

New Accounting Standards (Policy)	3 Months Ended
	Mar. 31, 2019
New Accounting Standards [Abstract]
Impact of Adoption of Recent Accounting Standards and Accounting Standards to be Adopted	Impact of Adoption of Recent Accounting Standards  The Company adopted Financial Accounting Standards Board (“FASB”) Accounting Standards Update 2016-02, “Leases (Topic 842)” (“ASU 2016-02”) on January 1, 2019. ASU 2016-02 was issued to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the consolidated statements of financial condition for leases with lease terms of more than 12 months. Leases will be classified as finance or operating, with classification affecting the pattern and classification of expense recognition in the consolidated statements of income. ASU 2016-02 provides for a modified retrospective transition approach basis to record the impact of adopting ASU 2016-02 on financial statements. The modified retrospective transition approach allows the lessee to recognize and measure leases on the consolidated statements of financial condition at the beginning of either the earliest period presented or as of the beginning of the period of adoption. The Company elected to recognize and measure leases on the consolidated statements of financial condition at the beginning of the period of adoption presented in our financial statements, or January 1, 2019, and will not restate prior periods. Adoption of ASU 2016-02 resulted in the recognition of lease liabilities totaling $916,000 and the recognition of ROU assets totaling $904,000 as of the date of adoption. Lease liabilities and ROU assets are reflected in other liabilities and other assets, respectively. The initial gross up upon adoption was primarily related to operating leases of certain real estate properties. The Company has elected to apply the package of practical expedients allowed by the new standard under which the Company need not reassess whether any expired or existing contracts are leases or contain leases, the Company need not reassess the lease classification for any expired or existing lease, and the Company need not reassess initial direct costs for any existing leases. The most significant effects of adoption relate to the recognition of new ROU assets and lease liabilities on our consolidated statements of financial condition for our two branch operating leases; and providing additional new disclosures about the Company’s leasing activities. The Company does not expect a significant change in its leasing activities due to the adoption of ASU 2016-02. Upon adoption of ASU 2016-02, the Company recognized a cumulative effect adjustment to beginning retained earnings of $10,000 . Refer to Note 5 for more information related to the adoption of ASU 2016-02 .  The Company adopted FASB ASU 2017-08, “Receivables—Nonrefundable Fees and Other Costs (Subtopic 310-20)” (“ASU 2017-08”) on January 1, 2019. ASU 2017-08 amends the amortization period for certain purchased callable debt securities held at a premium to the earliest call date. Under previous GAAP, entities generally amortized the premium as an adjustment of yield over the contractual life of the instrument. ASU 2017-08 does not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity. The adoption of ASU 2017-08 did not have a material impact on the Company’s consolidated financial statements or results of operations.  Accounting Standards to be Adopted  In June 2016, the FASB issued ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” (ASU 2016-13). ASU 2016-13 requires credit losses on most financial assets measured at amortized cost and certain other instruments to be measured using an expected credit loss model (referred to as the current expected credit loss (“CECL”) model). Under the CECL model entities will estimate credit losses over the entire contractual term of the instrument (considering estimated prepayments, but not expected extensions or modifications unless reasonable expectation of a troubled debt restructuring exists) from the date of initial recognition of that instrument. Further, ASU 2016-13 made certain targeted amendments to the existing impairment standards for available for sale (“AFS”) debt securities. For an AFS debt security for which there is neither the intent nor a more-likely-than-not requirement to sell, an entity will record credit losses as an allowance rather than a write-down of the amortized cost basis. ASU 2016-13 is effective for public companies that are U.S. Securities and Exchange Commission (“SEC”) filers for fiscal periods beginning after December 15, 2019, including interim reporting periods within those periods. An entity will apply the amendments in ASU 2016-13 through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. The Company has determined its data requirements and is developing its methodologies for calculating the expected credit losses under the new guidance which has allowed the Company to run parallel loss reserve calculations. Data integrity associated with these methodologies is being reviewed and enhancements to the current process are being considered. We expect that the new guidance will result in an increase to the allowance for loan losses given that the allowance will be required to cover the full remaining expected life of the portfolio, rather than the incurred loss under the current accounting standard. The extent of this increase is still being evaluated. We are also reviewing the impact of additional disclosures required under ASU 2016-13 on our ongoing financial reporting procedures.

Allowance for Loan Losses (Poli

Allowance for Loan Losses (Policy)	3 Months Ended
	Mar. 31, 2019
Allowance for Loan Losses [Abstract]
Allowance for Loan Losses	The allowance for loan losses is a valuation account that reflects the Company’s evaluation of the losses inherent in its loan portfolio. In order to determine the adequacy of the allowance for loan losses, the Company estimates losses by loan type using historical loss factors, as well as other environmental factors, such as trends in loan volume and loan type, loan concentrations, changes in the experience, ability and depth of the Company’s lending management, and national and local economic conditions. The Company's determination as to the classification of loans and the amount of loss allowances are subject to review by bank regulators, which can require the establishment of additional loss allowances.  The Company also reviews all loans on which the collectability of principal may not be reasonably assured, by reviewing payment status, financial conditions and estimated value of loan collateral. These loans are assigned an internal loan grade, and the Company assigns an amount of loss allowances to these classified loans based on loan grade.  Although the allocations noted below are by loan type, the allowance for loan losses is general in nature and is available to offset losses from any loan in the Company’s portfolio. The unallocated component of the allowance for loan losses reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for existing specific and general losses in the portfolio.
Impaired Financing Receivable	A loan is considered impaired when, based on current information and events, it is probable that the Company will not be able to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status, collateral value and the probability of collecting scheduled payments when due. Impairment is measured on a loan-by-loan basis for commercial real estate loans and commercial loans. Larger groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer, home equity, or one- to four-family loans for impairment disclosure, unless they are subject to a troubled debt restructuring.
Nonaccrual Loan Status	The accrual of interest on loans is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. A loan does not have to be 90 days delinquent in order to be classified as non-accrual. When interest accrual is discontinued, all unpaid accrued interest is reversed. If ultimate collection of principal is in doubt, all cash receipts on impaired loans are applied to reduce the principal balance .
Financing Receivable Credit Quality	The Company’s policies provide for the classification of loans as follows: · Pass/Performing; · Special Mention – does not currently expose the Company to a sufficient degree of risk but does possess credit deficiencies or potential weaknesses deserving the Company’s close attention; · Substandard – has one or more well-defined weaknesses and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. A substandard asset would be one inadequately protected by the current net worth and paying capacity of the obligor or pledged collateral, if applicable; · Doubtful – has all the weaknesses inherent in substandard loans with the additional characteristic that the weaknesses present make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss; and · Loss – loan is considered uncollectible and continuance without the establishment of a specific valuation reserve is not warranted.   The Company’s Asset Classification Committee is responsible for monitoring risk ratings and making changes as deemed appropriate. Each commercial loan is individually assigned a loan classification. The Company’s consumer loans, including residential one- to four-family loans and home equity loans, are not classified as described above. Instead, the Company uses the delinquency status as the basis for classifying these loans. Generally, all consumer loans more than 90 days past due are classified and placed in non-accrual. Such loans that are well-secured and in the process of collection will remain in accrual status.
Loans and Leases Receivable, Troubled Debt Restructuring	Troubled debt restructurings (“TDRs”) occur when we grant borrowers concessions that we would not otherwise grant but for economic or legal reasons pertaining to the borrower’s financial difficulties. A concession is made when the terms of the loan modification are more favorable than the terms the borrower would have received in the current market under similar financial difficulties. These concessions may include, but are not limited to, modifications of the terms of the debt, the transfer of assets or the issuance of an equity interest by the borrower to satisfy all or part of the debt, or the addition of borrower(s). The Company identifies loans for potential TDRs primarily through direct communication with the borrower and evaluation of the borrower’s financial statements, revenue projections, tax returns, and credit reports. Even if the borrower is not presently in default, management will consider the likelihood that cash flow shortages, adverse economic conditions, and negative trends may result in a payment default in the near future. Generally, we will not return a TDR to accrual status until the borrower has demonstrated the ability to make principal and interest payments under the restructured terms for at least six consecutive months. The Company’s TDRs are impaired loans, which may result in specific allocations and subsequent charge-offs if appropriate.  Some loan modifications classified as TDRs may not ultimately result in full collection of principal and interest, as modified, which may result in potential losses. These potential losses have been factored into our overall estimate of the allowance for loan losses.
Foreclosed Real Estate	Foreclosed real estate consists of property acquired in settlement of loans which is carried at its fair value less estimated selling costs. Write-downs from cost to fair value less estimated selling costs are recorded at the date of acquisition or repossession and are charged to the allowance for loan losses.

Earnings per Share (Policy)

Earnings per Share (Policy)	3 Months Ended
	Mar. 31, 2019
Earnings per Share [Abstract]
Earnings per Share	Basic earnings per share is based upon the weighted average number of common shares outstanding, exclusive of unearned shares held by the Employee Stock Ownership Plan of Lake Shore Bancorp, Inc. (the “ESOP”), unearned shares held by the Lake Shore Bancorp, Inc. 2006 Recognition and Retention Plan (“RRP”), and unearned shares held by the Lake Shore Bancorp, Inc. 2012 Equity Incentive Plan (“EIP”). Diluted earnings per share is based upon the weighted average number of common shares outstanding and common share equivalents that would arise from the exercise of dilutive securities. Stock options are regarded as potential common stock and are considered in the diluted earnings per share calculations to the extent they would be dilutive and computed using the treasury stock method.

Commitments to Extend Credit (P

Commitments to Extend Credit (Policy)	3 Months Ended
	Mar. 31, 2019
Commitments to Extend Credit [Abstract]
Commitments to Extend Credit	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses. The commitments for lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer.

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Policy)	3 Months Ended
	Mar. 31, 2019
Fair Value of Financial Instruments [Abstract]
Fair Value of Financial Instruments	The measurement of fair value under FASB Accounting Standards Codification (“ASC”) Topic 820, “Fair Value Measurements and Disclosures” (“ASC Topic 820”) establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities measurements (Level 1) and the lowest priority to unobservable input measurements (Level 3). The three levels of the fair value hierarchy under ASC Topic 820 are as follows:  Level 1: Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.  Level 2: Inputs other than quoted prices included in Level 1 that are observable for the asset or liability either directly or indirectly.  Level 3: Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities.  An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. 
Fair Value Transfer	Any transfers between levels would be recognized as of the actual date of event or change in circumstances that caused the transfer.

Revenue Recognition (Policy)

Revenue Recognition (Policy)	3 Months Ended
	Mar. 31, 2019
Revenue Recognition [Abstract]
Revenue Recognition	The Company’s non-interest revenue streams primarily result from services it provides to its deposit customers. When a customer makes a deposit, the Company records a liability under ASC 405 “Liabilities” because the Company has an obligation to deliver cash to its customer on demand. A contract between the Company and a deposit account customer is typically documented in writing and is often terminable at will by the customer alone or by both the customer and the Company without penalty. The term of a deposit contract between a customer and the Company will likely be day-to-day or minute-to-minute, and the termination clause is likely similar to a renewal right where each day or minute represents the renewal of the contract. The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying ASC Topic 606 "Revenue from Contracts with Customers" ("Topic 606") on the determination of the amount and timing of revenue. The Company’s primary non-interest revenue streams within the scope of ASU 2014-09 "Revenue from Contracts with Customers (Topic 606)" ("ASU 2014-09") are described in further detail below. The Company has no material unsatisfied performance obligations as of March 31, 2019.  Service Charges on Deposit Accounts Service charges and fees on deposit accounts consist of transaction-based fees, account maintenance fees, and overdraft service fees for various retail and business deposit customers. Transaction-based fees, such as stop payment charges, are recognized at the time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn directly from the customer’s account balance.  Fees, Interchange Income, and Other Service Charges Fees, interchange income, and other service charges are primarily comprised of debit card income, ATM fees, merchant services income and other service charges. Debit card income is primarily comprised of interchange fees earned whenever the Company’s debit cards are used to purchase goods or services from a merchant via a card payment network, such as MasterCard. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value. ATM fees are comprised of fees earned whenever a Company’s ATM or debit card is used at a non-Company ATM or a non-Company cardholder uses a Company ATM. ATM fees represent a fixed fee for the convenience to cardholders for accessibility of funds. Merchant services income mainly represents fees charged to merchants serviced by a third party vendor under contract with the Company for debit or credit card processing, and represents a percentage of the underlying transaction value. Other service charges include revenue from services provided to our retail or business customers, which may include fees for wire transfer processing, bill pay services, cashier’s checks and other services. The Company’s performance obligation for fees, interchange income and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically immediately or in the following month.  Other Other non-interest income consists of safe deposit rental fees. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation.  Gain/Losses on Sale of OREO The Company records a gain or loss from the sale of other real estate owned (“OREO”) when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of OREO to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company may need to adjust the transaction price and related gain (loss) on sale if a significant financing component is present. Gains (losses) on the sale of OREO are generally recorded in non-interest expense on the consolidated statement of income as an offset to OREO expenses. There were no sales of OREO during the three months ended March 31, 2019 and 2018 where the Company financed the sale of the property. Contract Balances The Company’s non-interest revenue streams are largely based on transactional activity. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company does not typically enter into long-term revenue contracts with customers, and therefore, does not experience significant contract balances. As of March 31, 2019 and December 31, 2018, the Company did no t have any significant contract balances.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2019
Investment Securities [Abstract]
Amortized Cost and Fair Value of Securities	  March 31, 2019  Gross Gross  Amortized Unrealized Unrealized Fair  Cost Gains Losses Value  (Dollars in thousands)  SECURITIES AVAILABLE FOR SALE:  Debt Securities  U.S. Government Agencies $ 2,012 $ 2 $ - $ 2,014  Municipal bonds 43,870 711 (8) 44,573  Mortgage-backed securities:  Collateralized mortgage obligations-private label 26 - - 26  Collateralized mortgage obligations-government sponsored entities 31,729 257 (445) 31,541  Government National Mortgage Association 181 10 - 191  Federal National Mortgage Association 2,264 55 (6) 2,313  Federal Home Loan Mortgage Corporation 3,727 122 - 3,849  Asset-backed securities-private label - 258 - 258  Asset-backed securities-government sponsored entities 38 2 - 40  Total Debt Securities $ 83,847 $ 1,417 $ (459) $ 84,805  Equity Securities 22 38 - 60  Total Securities Available for Sale $ 83,869 $ 1,455 $ (459) $ 84,865       December 31, 2018  Gross Gross  Amortized Unrealized Unrealized Fair  Cost Gains Losses Value  (Dollars in thousands)  SECURITIES AVAILABLE FOR SALE:  Debt Securities  U.S. Government Agencies $ 2,012 $ - $ (51) $ 1,961  Municipal bonds 44,546 521 (125) 44,942  Mortgage-backed securities:  Collateralized mortgage obligations-private label 27 - - 27  Collateralized mortgage obligations-government sponsored entities 32,987 152 (686) 32,453  Government National Mortgage Association 191 8 - 199  Federal National Mortgage Association 2,367 41 (23) 2,385  Federal Home Loan Mortgage Corporation 3,833 64 (9) 3,888  Asset-backed securities-private label - 270 - 270  Asset-backed securities-government sponsored entities 43 1 - 44  Total Debt Securities $ 86,006 $ 1,057 $ (894) $ 86,169  Equity Securities 22 2 - 24  Total Securities Available for Sale $ 86,028 $ 1,059 $ (894) $ 86,193 
Investment in Debt Securities Available for Sale Gross Unrealized Loss	  Less than 12 months 12 months or more Total  Gross Gross Gross  Unrealized Unrealized Unrealized  Fair Value Losses Fair Value Losses Fair Value Losses  (Dollars in thousands)  March 31, 2019  Municipal bonds $ 409 (1) $ 856 $ (7) $ 1,265 $ (8)  Mortgage-backed securities - - 21,872 (451) 21,872 (451)  $ 409 $ (1) $ 22,728 $ (458) $ 23,137 $ (459)      December 31, 2018  U.S. Government Agencies $ - $ - $ 1,961 $ (51) $ 1,961 $ (51)  Municipal bonds 1,531 (5) 4,299 (120) 5,830 (125)  Mortgage-backed securities 736 (5) 23,065 (713) 23,801 (718)  $ 2,267 $ (10) $ 29,325 $ (884) $ 31,592 $ (894) 
Summary of Credit-Related OTTI Charges Recognized as Components of Income	  For The Three Months Ended March 31,  2019 2018  (Dollars in thousands)  Beginning balance $ 347 $ 435  Additions:  Credit loss not previously recognized - -  Reductions:  Losses realized during the period on OTTI previously recognized - -  Receipt of cash flows on previously recorded OTTI (13) (22)  Ending balance $ 334 $ 413 
Scheduled Contractual Maturities of Available for Sale Securities	  Amortized Fair  Cost Value  (Dollars in thousands)  March 31, 2019:  Less than one year $ 360 $ 362  After one year through five years 5,595 5,692  After five years through ten years 23,756 24,064  After ten years 16,171 16,469  Mortgage-backed securities 37,927 37,920  Asset-backed securities 38 298  Equity securities 22 60  $ 83,869 $ 84,865 

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2019
Allowance for Loan Losses [Abstract]
Summary of Activity in Allowance for Loan Losses	  Real Estate Loans Other Loans  One- to Four-Family (2) Home Equity Commercial Construction - Commercial Commercial Consumer Unallocated Total  (Dollars in thousands)  March 31, 2019  Allowance for Loan Losses:  Balance – January 1, 2019 $ 471 $ 91 $ 2,020 $ 250 $ 507 $ 25 $ 84 $ 3,448  Charge-offs - (4) - - - (14) - (18)  Recoveries 8 - 1 - - 1 - 10  Provision (Credit) 10 35 21 80 (93) 16 6 75  Balance – March 31, 2019 $ 489 $ 122 $ 2,042 $ 330 $ 414 $ 28 $ 90 $ 3,515  Ending balance: individually evaluated for impairment $ - $ - $ 30 $ - $ - $ - $ - $ 30  Ending balance: collectively evaluated for impairment $ 489 $ 122 $ 2,012 $ 330 $ 414 $ 28 $ 90 $ 3,485   Gross Loans Receivable (1) :  Ending balance $ 155,064 $ 42,109 $ 155,204 $ 27,435 $ 20,232 $ 1,124 $ - $ 401,168  Ending balance: individually evaluated for impairment $ 176 $ - $ 375 $ - $ - $ - $ - $ 551  Ending balance: collectively evaluated for impairment $ 154,888 $ 42,109 $ 154,829 $ 27,435 $ 20,232 $ 1,124 $ - $ 400,617  (1) Gross Loans Receivable does not include allowance for loan losses of $ ( 3,515 ) or deferred loan costs of $ 3,394 . (2) Includes one- to four-family construction loans.     Real Estate Loans Other Loans  One- to Four-Family (1) Home Equity Commercial Construction - Commercial Commercial Consumer Unallocated Total   (Dollars in thousands)  March 31, 2018  Allowance for Loan Losses:  Balance – January 1, 2018 $ 511 $ 122 $ 1,663 $ 347 $ 544 $ 35 $ 61 $ 3,283  Charge-offs - - - - - (12) - (12)  Recoveries 18 - - - - 3 - 21  Provision (Credit) (53) 6 42 3 86 4 (13) 75  Balance – March 31, 2018 $ 476 $ 128 $ 1,705 $ 350 $ 630 $ 30 $ 48 $ 3,367  (1) Includes one– to four-family construction loans.     Real Estate Loans Other Loans  One- to Four-Family (2) Home Equity Commercial Construction - Commercial Commercial Consumer Unallocated Total  (Dollars in thousands)   December 31, 2018  Allowance for Loan Losses:  Balance – December 31, 2018 $ 471 $ 91 $ 2,020 $ 250 $ 507 $ 25 $ 84 $ 3,448  Ending balance: individually evaluated for impairment $ - $ - $ 30 $ - $ - $ - $ - $ 30  Ending balance: collectively evaluated for impairment $ 471 $ 91 $ 1,990 $ 250 $ 507 $ 25 $ 84 $ 3,418   Gross Loans Receivable (1)  Ending Balance $ 155,024 $ 41,830 $ 150,475 $ 22,252 $ 21,825 $ 1,156 $ - $ 392,562  Ending balance: individually evaluated for impairment $ 178 $ - $ 382 $ - $ - $ - $ - $ 560  Ending balance: collectively evaluated for impairment $ 154,846 $ 41,830 $ 150,093 $ 22,252 $ 21,825 $ 1,156 $ - $ 392,002  (1) Gross Loans Receivable does not include allowance for loan losses of $ ( 3,448 ) or deferred loan costs of $ 3,357 . (2) Includes one- to four-family construction loans .
Summary of Information Pertaining to Impaired Loans	  Unpaid Average Interest  Recorded Principal Related Recorded Income  Investment Balance Allowance Investment Recognized  For the Three Months Ended  At March 31, 2019 March 31, 2019  (Dollars in thousands)  With no related allowance recorded:  Residential, one- to four-family $ 176 $ 176 $ - $ 177 $ 2  Commercial real estate 134 134 - 134 -  Total impaired loans with no related allowance 310 310 - 311 2   With an allowance recorded:  Commercial real estate 241 241 30 244 -  Total impaired loans with an allowance 241 241 30 244 -   Total of impaired loans:  Residential, one- to four-family 176 176 - 177 2  Commercial real estate 375 375 30 378 -  Total impaired loans $ 551 $ 551 $ 30 $ 555 $ 2      Unpaid Average Interest  Recorded Principal Related Recorded Income  Investment Balance Allowance Investment Recognized  For the Year Ended  At December 31, 2018 December 31, 2018  (Dollars in thousands)  With no related allowance recorded:  Residential, one- to four-family $ 178 $ 178 $ - $ 180 $ 12  Home equity (1) - - - 17 -  Commercial real estate 134 134 - 356 -  Commercial loans - - - 59 1  Total impaired loans with no related allowance 312 312 - 612 13   With an allowance recorded:  Commercial real estate (2) 248 248 30 1,249 4  Total impaired loans with an allowance 248 248 30 1,249 4   Total of impaired loans:  Residential, one- to four-family 178 178 - 180 12  Home equity - - - 17 -  Commercial real estate 382 382 30 1,605 4  Commercial loans - - - 59 1  Total impaired loans $ 560 $ 560 $ 30 $ 1,861 $ 17  (1) These loans were either paid off or foreclosed upon during the year ended December 31, 2018. (2) Two commercial real estate loans with a combined recorded investment of $1.4 million and a related allowance of $60,000 were foreclosed upon during the year ended December 31, 2018.
Analysis of Past Due Loans and Non-Accruing Loans	  30-59 Days 60-89 Days 90 Days or More Total Past Current Total Loans Loans on Non-  Past Due Past Due Past Due Due Due Receivable Accrual  (Dollars in thousands)  March 31, 2019:  Real Estate Loans:  Residential, one- to four-family (1) $ 730 $ 750 $ 1,339 $ 2,819 $ 152,245 $ 155,064 $ 2,521  Home equity 219 69 474 762 41,347 42,109 478  Commercial - 76 299 375 154,829 155,204 375  Construction - Commercial - - - - 27,435 27,435 -  Other Loans:  Commercial - - - 20,232 20,232 -  Consumer 1 1 3 5 1,119 1,124 3  Total $ 950 $ 896 $ 2,115 $ 3,961 $ 397,207 $ 401,168 $ 3,377   30-59 Days 60-89 Days 90 Days or More Total Past Current Total Loans Loans on Non-  Past Due Past Due Past Due Due Due Receivable Accrual  (Dollars in thousands)  December 31, 2018:  Real Estate Loans:  Residential, one- to four-family (1) $ 851 $ 342 $ 1,361 $ 2,554 $ 152,470 $ 155,024 $ 2,310  Home equity 211 187 333 731 41,099 41,830 337  Commercial 76 - 306 382 150,093 150,475 382  Construction - Commercial - - - - 22,252 22,252 -  Other Loans:  Commercial - - 15 15 21,810 21,825 15  Consumer 5 - - 5 1,151 1,156 -  Total $ 1,143 $ 529 $ 2,015 $ 3,687 $ 388,875 $ 392,562 $ 3,044 (1) Includes one- to four-family construction loans.
Summary of Internal Loan Grades Applied to Loan Portfolio	  Pass/Performing Special Mention Substandard Doubtful Loss Total  (Dollars in thousands)  March 31, 2019  Real Estate Loans:  Residential, one- to four-family (1) $ 151,895 $ - $ 3,169 $ - $ - $ 155,064  Home equity 41,297 - 812 - - 42,109  Commercial 151,511 2,687 1,006 - - 155,204  Construction - Commercial 27,435 - - - - 27,435  Other Loans:  Commercial 19,227 145 860 - - 20,232  Consumer 1,118 - 6 - - 1,124  Total $ 392,483 $ 2,832 $ 5,853 $ - $ - $ 401,168    Pass/Performing Special Mention Substandard Doubtful Loss Total  (Dollars in thousands)  December 31, 2018  Real Estate Loans:  Residential, one- to four-family (1) $ 152,039 $ - $ 2,985 $ - $ - $ 155,024  Home equity 41,346 - 484 - - 41,830  Commercial 148,149 376 1,950 - - 150,475  Construction - Commercial 22,252 - - - - 22,252  Other Loans:  Commercial 20,722 61 1,042 - - 21,825  Consumer 1,153 - 3 - - 1,156  Total $ 385,661 $ 437 $ 6,464 $ - $ - $ 392,562  (1) Includes one- to four-family construction loans.
Summary of Loans Classified as TDRs	  Non-Accruing Accruing TDRs That Have Defaulted on Modified Terms Year to Date  Number of Loans Recorded Investment Number of Loans Recorded Investment Number of Loans Recorded Investment Number of Loans Recorded Investment  (Dollars in thousands)  At March 31, 2019  Real Estate Loans:  Residential, one- to four-family 5 $ 176 1 $ 33 4 $ 143 - $ -    At December 31, 2018  Real Estate Loans:  Residential, one- to four-family 5 $ 178 1 $ 34 4 $ 144 1 $ 34 

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Summary of Information Related to Lease Liabilities	  For the Three Months Ended March 31,  (in thousands, except for percent and period data) 2019 2018   Cash paid for amounts included in the measurement of lease liabilities  Operating cash flows from operating leases $ 34 $ 34  Operating cash flows from finance leases 32 29   Weighted-average remaining lease term, operating leases, in years 6.3 1.6  Weighted-average discount rate – operating leases 2.61 % N/A 
Summary of Maturity of Remaining Lease Liabilities	  Operating Finance  Leases Lease  (Dollars in thousands)  2019 $ 103 $ 94  2020 145 126  2021 157 126  2022 157 126  2023 157 131  2024 and thereafter 247 612  Total Lease Payments $ 966 $ 1,215  Less: Amounts representing interest (79) (431)  Present value of lease liabilities $ 887 $ 784 
Summary of Minimum Future Lease Payments for Operating and Capital Leases	  Operating Capital  Leases Lease  (Dollars in thousands)  2019 $ 153 $ 126  2020 83 126  2021 4 126  2022 - 126  2023 - 131  2024 and thereafter - 612  Total Lease Payments $ 240 $ 1,247  Less: Amounts representing interest (450)  Present value of lease liabilities $ 797 

Earnings per Share (Tables)

Earnings per Share (Tables)	3 Months Ended
	Mar. 31, 2019
Earnings per Share [Abstract]
Calculated Basic and Diluted Earnings Per Share	  Three Months Ended March 31,  2019 2018  Numerator – net income $ 898,000 $ 936,000  Denominator:  Basic weighted average shares outstanding 6,032,243 6,099,427  Increase in weighted average shares outstanding due to:  Stock options 8,773 10,697  Diluted weighted average shares outstanding (1) 6,041,016 6,110,124   Earnings per share:  Basic $ 0.15 $ 0.15  Diluted $ 0.15 $ 0.15  Stock options to purchase 64,547 shares under the Company’s 2006 Stock Option Plan and 20,000 shares under the EIP at $14.38 for each plan were outstanding during the three month period ended March 31, 2019, but were not included in the calculation of diluted earnings per share because to do so would have been anti-dilutive.

Commitments to Extend Credit (T

Commitments to Extend Credit (Tables)	3 Months Ended
	Mar. 31, 2019
Commitments to Extend Credit [Abstract]
Outstanding Commitments to Extend Credit	  Contract Amount  March 31, December 31,  2019 2018  (Dollars in thousands)   Commitments to grant loans $ 59,686 $ 41,901  Unfunded commitments under lines of credit $ 55,542 $ 52,371 

Stock-based Compensation (Table

Stock-based Compensation (Tables)	3 Months Ended
	Mar. 31, 2019
2006 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Summary of Status of Stock Option Plan	  March 31, 2019 March 31, 2018  Options Weighted Average Exercise Price Remaining Contractual Life Options Weighted Average Exercise Price Remaining Contractual Life  Outstanding at beginning of year 82,321 $ 12.98 82,321 $ 12.98  Granted - - - -  Exercised - - - -  Outstanding at end of period 82,321 $ 12.98 6.1 years 82,321 $ 12.98 7.1 years   Options exercisable at end of period 43,591 $ 11.73 6.1 years 30,681 $ 10.61 7.1 years   Fair value of options granted $ - $ - 
2006 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Unvested Restricted Stock Activity	  2019 Weighted Average Grant Price (per Share) 2018 Weighted Average Grant Price (per Share)  Unvested shares outstanding at beginning of year 10,188 $ 13.27 17,119 $ 13.06  Granted - - - -  Vested - - - -  Unvested shares outstanding at end of period 10,188 $ 13.27 17,119 $ 13.06 
2012 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Summary of Status of Stock Option Plan	  March 31, 2019 March 31, 2018  Options Exercise Price Remaining Contractual Life Options Exercise Price Remaining Contractual Life  Outstanding at beginning of year 20,000 $ 14.38 20,000 $ 14.38  Granted - - - -  Exercised - - - -  Forfeited - - - -  Outstanding at end of period 20,000 $ 14.38 7.6 years 20,000 $ 14.38 8.6 years   Options exercisable at end of period 7,997 $ 14.38 7.6 years 3,998 $ 14.38 8.6 years   Fair value of options granted - - 
Schedule of Unvested Restricted Stock Activity	  2019 Weighted Average Grant Price (per Share) 2018 Weighted Average Grant Price (per Share)  Unvested shares outstanding at beginning of year 25,321 $ 15.28 42,915 $ 14.40  Granted 5,186 15.89 5,285 17.00  Vested - - - -  Forfeited - - - -  Unvested shares outstanding at end of period 30,507 $ 15.38 48,200 $ 14.68 
2012 Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule of Awards Granted	  Grant Date Number of Restricted Stock Awards Vesting Fair Value per Share of Award on Grant Date Awardees   February 6, 2019 5,186 100% on December 13, 2019 $ 15.89 Non-employee directors   

Fair Value of Financial Instr_3

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value of Assets Measured on Recurring Basis	  Fair Value Measurements at March 31, 2019  Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs  Fair Value (Level 1) (Level 2) (Level 3)  (Dollars in thousands)  Measured at fair value on a recurring basis:  Securities available for sale:  Debt Securities  U.S. Government Agencies $ 2,014 $ 2,014 $ - $ -  Municipal bonds 44,573 - 44,573 -  Mortgage-backed securities:  Collateralized mortgage obligations-private label 26 - 26 -  Collateralized mortgage obligations-government sponsored entities 31,541 - 31,541 -  Government National Mortgage Association 191 - 191 -  Federal National Mortgage Association 2,313 - 2,313 -  Federal Home Loan Mortgage Corporation 3,849 - 3,849 -  Asset-backed securities:  Private label 258 - 258 -  Government sponsored entities 40 - 40 -  Total Debt Securities $ 84,805 $ 2,014 $ 82,791 $ -  Equity Securities 60 - 60 -  Total Securities Available for Sale $ 84,865 $ 2,014 $ 82,851 $ -     Fair Value Measurements at December 31, 2018  Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs  Fair Value (Level 1) (Level 2) (Level 3)  (Dollars in thousands)  Measured at fair value on a recurring basis:  Securities available for sale:  Debt Securities  U.S. Government Agencies $ 1,961 $ 1,961 $ - $ -  Municipal bonds 44,942 - 44,942 -  Mortgage-backed securities:  Collateralized mortgage obligations-private label 27 - 27 -  Collateralized mortgage obligations-government sponsored entities 32,453 - 32,453 -  Government National Mortgage Association 199 - 199 -  Federal National Mortgage Association 2,385 - 2,385 -  Federal Home Loan Mortgage Corporation 3,888 - 3,888 -  Asset-backed securities:  Private label 270 - 270 -  Government sponsored entities 44 - 44 -  Total Debt Securities $ 86,169 $ 1,961 $ 84,208 $ -  Equity Securities 24 - 24 -  Total Securities Available for Sale $ 86,193 $ 1,961 $ 84,232 $ - 
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	  March 31, 2018  (Dollars in thousands)  Beginning Balance $ 344  Total gains - realized/unrealized:  Included in earnings -  Included in other comprehensive loss -  Total losses - realized/unrealized: -  Included in earnings -  Included in other comprehensive loss -  Sales -  Principal paydowns -  Transfers to (out of) Level 3 (344)  Ending Balance $ - 
Assets Measured at Fair Value on Nonrecurring Basis	  Fair Value Measurements  Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs  Fair Value (Level 1) (Level 2) (Level 3)  (Dollars in thousands)  Measured at fair value on a non-recurring basis:   At March 31, 2019  Impaired loans $ 243 $ - $ - $ 243  Foreclosed real estate 184 - - 184   At December 31, 2018  Impaired loans $ 252 $ - $ - $ 252  Foreclosed real estate 184 - - 184 
Carrying Amount and Estimated Fair Value of Financial Instruments	  Fair Value Measurements at March 31, 2019  Carrying Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs  Amount Fair Value (Level 1) (Level 2) (Level 3)  (Dollars in thousands)  Financial assets:  Cash and cash equivalents $ 31,106 $ 31,106 $ 31,106 $ - $ -  Securities available for sale 84,865 84,865 2,014 82,851 -  Federal Home Loan Bank stock 1,545 1,545 - 1,545 -  Loans receivable, net 401,047 393,458 - - 393,458  Accrued interest receivable 2,126 2,126 - 2,126 -  Financial liabilities:  Deposits 440,540 443,824 - 443,824 -  Long-term debt 24,650 24,444 - 24,444 -  Accrued interest payable 77 77 - 77 -  Off-balance-sheet financial instruments - - - - -     Fair Value Measurements at December 31, 2018  Carrying Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Other Unobservable Inputs  Amount Fair Value (Level 1) (Level 2) (Level 3)  (Dollars in thousands)  Financial assets:  Cash and cash equivalents $ 30,751 $ 30,751 $ 30,751 $ - $ -  Securities available for sale 86,193 86,193 1,961 84,232 -  Federal Home Loan Bank stock 1,545 1,545 - 1,545 -  Loans receivable, net 392,471 376,774 - - 376,774  Accrued interest receivable 1,913 1,913 - 1,913 -  Financial liabilities:  Deposits 432,458 435,547 - 435,547 -  Long-term debt 24,650 24,292 - 24,292 -  Accrued interest payable 63 63 - 63 -  Off-balance-sheet financial instruments - - - - - 
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Additional Quantitative Information About Assets Measured at Fair Value	  Quantitative Information about Level 3 Fair Value Measurements  (Dollars in thousands) Fair Value Estimate Valuation Technique Unobservable Input Range  At March 31, 2019  Impaired loans $ 243 Market valuation of underlying collateral (1) Direct Disposal Costs (2) 7.00 - 20.33 %  Foreclosed real estate 184 Market valuation of property (1) Direct Disposal Costs (2) 7.00 - 10.00 %  At December 31, 2018  Impaired loans $ 252 Market valuation of underlying collateral (1) Direct Disposal Costs (2) 7.00 - 20.33 %  Foreclosed real estate 184 Market valuation of property (1) Direct Disposal Costs (2) 7.00 -10.00%  (1) Fair value is generally determined through independent third-party appraisals of the underlying collateral, which generally includes various Level 3 inputs which are not observable . (2) The fair value basis of impaired loans and foreclosed real estate may be adjusted to reflect management estimates of disposal costs including, but not necessarily limited to, real estate brokerage commissions, legal fees, and delinquent property taxes.

Other Comprehensive Loss (Table

Other Comprehensive Loss (Tables)	3 Months Ended
	Mar. 31, 2019
Other Comprehensive Loss [Abstract]
Tax Effects Allocated to Single Component of Other Comprehensive Loss	    For the Three Months Ended March 31, 2019 For The Three Months Ended March 31, 2018  Pre-Tax Amount Tax Expense Net of Tax Amount Pre-Tax Amount Tax Benefit Net of Tax Amount  (Dollars in thousands)  Net unrealized gains (losses) on securities available for sale:  Net unrealized gains (losses) arising during the period $ 808 $ (170) $ 638 $ (860) $ 180 $ (680)  Less: reclassification adjustment related to:  Recovery on previously impaired investment securities included in net income (13) 3 (10) (22) 5 (17)  Total Other Comprehensive Income (Loss) $ 795 $ (167) $ 628 $ (882) $ 185 $ (697) 
Reclassification Out of Accumulated Other Comprehensive Income	    Amounts Reclassified from Accumulated  Details about Accumulated Other Other Comprehensive Income (Loss) Affected Line Item  Comprehensive Income (Loss) for the three months ended March 31, on the Consolidated  Components 2019 2018 Statements of Income  (Dollars in thousands)  Net unrealized gains and losses on securities available for sale:  Recovery on previously impaired investment securities $ (13) $ (22) Recovery on previously impaired investment securities  Provision for income tax expense 3 5 Income Tax Expense  Total reclassification for the period $ (10) $ (17) Net Income 

Revenue Recognition (Tables)

Revenue Recognition (Tables)	3 Months Ended
	Mar. 31, 2019
Revenue Recognition [Abstract]
Non-Interest Income, Segregated by Revenue Streams In-Scope and Out-of-Scope of Topic 606	  For the three months ended March 31,  2019 2018  (Dollars in thousands)  Non-Interest Income  In-Scope of Topic 606:  Service charges on deposit accounts $ 192 $ 218  Fees, interchange income and other service charges 186 186  Other 11 11  Non-interest Income (in-scope of Topic 606) 389 415  Non-interest Income (out of scope of Topic 606) 200 175  Total Non-Interest Income $ 589 $ 590 

New Accounting Standards (Narra

New Accounting Standards (Narrative) (Details)	Jan. 01, 2019USD ($)contract	Mar. 31, 2019USD ($)
Operating lease liabilities		$ 887,000
Operating lease ROU assets		$ 872,000
Accounting Standards Update 2016-02 [Member]
Operating lease liabilities	$ 916,000
Operating lease ROU assets	$ 904,000
Number of branch operating leases | contract	2
Cumulative effect adjustment to beginning retained earnings	$ 10,000

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)securityshares	Mar. 31, 2018USD ($)security	Dec. 31, 2018USD ($)securityshares
Schedule of Investments [Line Items]
Unrealized gain on equity securities	$ 36	$ 8
Municipal bonds [Member]
Schedule of Investments [Line Items]
Number of securities in unrealized losses less than twelve months category | security	2
Municipal bonds [Member] | Securities Pledged As Collateral Agreement With Federal Reserve Bank Of New York [Member]
Schedule of Investments [Line Items]
Investment owned balance, positions | security	32		32
Investment owned, at cost	$ 11,000		$ 11,000
Investment owned, at fair value	$ 11,200		$ 11,200
Municipal bonds [Member] | SecuritiesPledged As Collateral For Customer Deposits [Member]
Schedule of Investments [Line Items]
Investment owned balance, positions | security	22		22
Investment owned, at cost	$ 5,600		$ 5,600
Investment owned, at fair value	$ 5,700		$ 5,600
Debt Securities [Member]
Schedule of Investments [Line Items]
Number of securities sold | security	0	0
Equity Securities [Member]
Schedule of Investments [Line Items]
Number of securities sold | security	0
Unrealized gain on equity securities	$ 36	$ 8
Equity Securities [Member] | Federal Home Loan Mortgage Corporation [Member]
Schedule of Investments [Line Items]
Equity securities common stock shares owned | shares	22,368		22,368

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule of Investments [Line Items]
Amortized Cost	$ 83,869	$ 86,028
Gross Unrealized Gains	1,455	1,059
Gross Unrealized Losses	(459)	(894)
Fair Value	84,865	86,193
U.S. Government Agencies [Member]
Schedule of Investments [Line Items]
Amortized Cost	2,012	2,012
Gross Unrealized Gains	2
Gross Unrealized Losses		(51)
Fair Value	2,014	1,961
Municipal bonds [Member]
Schedule of Investments [Line Items]
Amortized Cost	43,870	44,546
Gross Unrealized Gains	711	521
Gross Unrealized Losses	(8)	(125)
Fair Value	44,573	44,942
Collateralized mortgage obligations - private label [Member]
Schedule of Investments [Line Items]
Amortized Cost	26	27
Fair Value	26	27
Collateralized mortgage obligations - government sponsored entities [Member]
Schedule of Investments [Line Items]
Amortized Cost	31,729	32,987
Gross Unrealized Gains	257	152
Gross Unrealized Losses	(445)	(686)
Fair Value	31,541	32,453
Government National Mortgage Association [Member]
Schedule of Investments [Line Items]
Amortized Cost	181	191
Gross Unrealized Gains	10	8
Fair Value	191	199
Federal National Mortgage Association [Member]
Schedule of Investments [Line Items]
Amortized Cost	2,264	2,367
Gross Unrealized Gains	55	41
Gross Unrealized Losses	(6)	(23)
Fair Value	2,313	2,385
Federal Home Loan Mortgage Corporation [Member]
Schedule of Investments [Line Items]
Amortized Cost	3,727	3,833
Gross Unrealized Gains	122	64
Gross Unrealized Losses		(9)
Fair Value	3,849	3,888
Asset-backed securities - Private label [Member]
Schedule of Investments [Line Items]
Gross Unrealized Gains	258	270
Fair Value	258	270
Asset-backed securities - Government sponsored entities [Member]
Schedule of Investments [Line Items]
Amortized Cost	38	43
Gross Unrealized Gains	2	1
Fair Value	40	44
Debt Securities [Member]
Schedule of Investments [Line Items]
Amortized Cost	83,847	86,006
Gross Unrealized Gains	1,417	1,057
Gross Unrealized Losses	(459)	(894)
Fair Value	84,805	86,169
Equity Securities [Member]
Schedule of Investments [Line Items]
Amortized Cost	22	22
Gross Unrealized Gains	38	2
Fair Value	$ 60	$ 24

Investment Securities (Investme

Investment Securities (Investment in Debt Securities Available for Sale Gross Unrealized Loss) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule of Investments [Line Items]
Less than Twelve Months, Fair Value	$ 409	$ 2,267
Less than 12 Months, Gross Unrealized Losses	(1)	(10)
12 Months or More, Fair Value	22,728	29,325
12 Months or More, Gross Unrealized Losses	(458)	(884)
Fair Value	23,137	31,592
Gross Unrealized Losses	(459)	(894)
U.S. Government Agencies [Member]
Schedule of Investments [Line Items]
12 Months or More, Fair Value		1,961
12 Months or More, Gross Unrealized Losses		(51)
Fair Value		1,961
Gross Unrealized Losses		(51)
Municipal bonds [Member]
Schedule of Investments [Line Items]
Less than Twelve Months, Fair Value	409	1,531
Less than 12 Months, Gross Unrealized Losses	(1)	(5)
12 Months or More, Fair Value	856	4,299
12 Months or More, Gross Unrealized Losses	(7)	(120)
Fair Value	1,265	5,830
Gross Unrealized Losses	(8)	(125)
Mortgage-backed securities [Member]
Schedule of Investments [Line Items]
Less than Twelve Months, Fair Value		736
Less than 12 Months, Gross Unrealized Losses		(5)
12 Months or More, Fair Value	21,872	23,065
12 Months or More, Gross Unrealized Losses	(451)	(713)
Fair Value	21,872	23,801
Gross Unrealized Losses	$ (451)	$ (718)

Investment Securities (Summary

Investment Securities (Summary of Credit-Related OTTI Charges Recognized as Components of Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Investment Securities [Abstract]
Beginning balance	$ 347	$ 435
Additions: Credit loss not previously recognized
Reductions: Receipt of cash flows on previously recorded OTTI	(13)	(22)
Ending balance	$ 334	$ 413

Investment Securities (Schedule

Investment Securities (Scheduled Contractual Maturities of Available for Sale Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule of Investments [Line Items]
Less than one year- Amortized Cost	$ 360
After one year through five years - Amortized Cost	5,595
After five years through ten years - Amortized Cost	23,756
After ten years - Amortized Cost	16,171
Amortized Cost	83,869	$ 86,028
Less than one year- Fair Value	362
After one year through five years - Fair Value	5,692
After five years through ten years - Fair Value	24,064
After ten years - Fair Value	16,469
Fair Value	84,865	86,193
Mortgage-backed securities [Member]
Schedule of Investments [Line Items]
Other securities - Amortized Cost	37,927
Other securities - Fair Value	37,920
Asset-backed Securities [Member]
Schedule of Investments [Line Items]
Other securities - Amortized Cost	38
Other securities - Fair Value	298
Equity Securities [Member]
Schedule of Investments [Line Items]
Other securities - Amortized Cost	22
Amortized Cost	22	22
Other securities - Fair Value	60
Fair Value	$ 60	$ 24

Allowance for Loan Losses (Narr

Allowance for Loan Losses (Narrative) (Details)	3 Months Ended
	Mar. 31, 2019USD ($)loan	Mar. 31, 2018USD ($)loan	Dec. 31, 2018USD ($)
Financing Receivable, Recorded Investment, Past Due [Line Items]
Interest income not recognized on non-accrual loans	$ 38,000	$ 73,000
Loan commitments to lend additional funds to TDR	$ 0		$ 0
Loans restructured and classified as TDRs | loan	0	0
Foreclosed real estate property	$ 739,000		678,000
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Mortgage loans in process of foreclosure	$ 933,000		$ 1,100,000

Allowance for Loan Losses (Summ

Allowance for Loan Losses (Summary of Activity in Allowance for Loan Losses) (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2019		Mar. 31, 2018	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		$ 3,448		$ 3,283
Charge-offs		(18)		(12)
Recoveries		10		21
Provision (Credit)		75		75
Balance, ending		3,515		3,367
Allowance for loan losses: Ending balance: individually evaluated for impairment		30			$ 30
Allowance for loan losses: Ending balance: collectively evaluated for impairment		3,485			3,418
Ending balance: Gross Loans Receivable		401,168	[1]		392,562	[2]
Loans Receivable: Ending balance: individually evaluated for impairment		551	[1]		560	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment		400,617	[1]		392,002	[2]
Deferred loan costs		3,394			3,357
Real Estate Loans Including One-To Four-Family Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning	[3]	471		511
Recoveries	[3]	8		18
Provision (Credit)	[3]	10		(53)
Balance, ending	[3]	489		476
Allowance for loan losses: Ending balance: collectively evaluated for impairment	[3]	489			471
Ending balance: Gross Loans Receivable	[3]	155,064	[1]		155,024	[2]
Loans Receivable: Ending balance: individually evaluated for impairment	[3]	176	[1]		178	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment	[3]	154,888	[1]		154,846	[2]
Real Estate Loans: Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		91		122
Charge-offs		(4)
Provision (Credit)		35		6
Balance, ending		122		128
Allowance for loan losses: Ending balance: collectively evaluated for impairment		122			91
Ending balance: Gross Loans Receivable		42,109	[1]		41,830	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment		42,109	[1]		41,830	[2]
Real Estate Loans: Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		2,020		1,663
Recoveries		1
Provision (Credit)		21		42
Balance, ending		2,042		1,705
Allowance for loan losses: Ending balance: individually evaluated for impairment		30			30
Allowance for loan losses: Ending balance: collectively evaluated for impairment		2,012			1,990
Ending balance: Gross Loans Receivable		155,204	[1]		150,475	[2]
Loans Receivable: Ending balance: individually evaluated for impairment		375	[1]		382	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment		154,829	[1]		150,093	[2]
Real Estate Loans: Construction - Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		250		347
Provision (Credit)		80		3
Balance, ending		330		350
Allowance for loan losses: Ending balance: collectively evaluated for impairment		330			250
Ending balance: Gross Loans Receivable		27,435	[1]		22,252	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment		27,435	[1]		22,252	[2]
Other Loans: Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		507		544
Provision (Credit)		(93)		86
Balance, ending		414		630
Allowance for loan losses: Ending balance: collectively evaluated for impairment		414			507
Ending balance: Gross Loans Receivable		20,232	[1]		21,825	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment		20,232	[1]		21,825	[2]
Other Loans: Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		25		35
Charge-offs		(14)		(12)
Recoveries		1		3
Provision (Credit)		16		4
Balance, ending		28		30
Allowance for loan losses: Ending balance: collectively evaluated for impairment		28			25
Ending balance: Gross Loans Receivable		1,124	[1]		1,156	[2]
Loans Receivable: Ending balance: collectively evaluated for impairment		1,124	[1]		1,156	[2]
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Balance, beginning		84		61
Charge-offs
Recoveries
Provision (Credit)		6		(13)
Balance, ending		90		$ 48
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment		90			$ 84
Ending balance: Gross Loans Receivable	[1]
Loans Receivable: Ending balance: individually evaluated for impairment	[1]
Loans Receivable: Ending balance: collectively evaluated for impairment	[1]
[1]	Gross Loans Receivable does not include allowance for loan losses of $(3,515) or deferred loan costs of $3,394.
[2]	Gross Loans Receivable does not include allowance for loan losses of $(3,448) or deferred loan costs of $3,357.
[3]	Includes one- to four-family construction loans.

Allowance for Loan Losses (Su_2

Allowance for Loan Losses (Summary of Information Pertaining to Impaired Loans ) (Details) $ in Thousands		3 Months Ended	12 Months Ended
		Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)loan
Financing Receivable, Impaired [Line Items]
Recorded investment, with no related allowance		$ 310	$ 312
Unpaid principal balance, with no related allowance		310	312
Average recorded investment, with no related allowance		311	612
Interest income recognized, with no related allowance		2	13
Recorded investment, with related allowance		241	248
Unpaid principal balance, with related allowance		241	248
Related allowance		30	30
Average recorded investment with related allowance		244	1,249
Interest income recognized, with related allowance			4
Recorded Investment, total		551	560
Unpaid Principal Balance, Total		551	560
Average Recorded Investment, Total		555	1,861
Interest Income Recognized, Total		2	17
Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment, with no related allowance		176	178
Unpaid principal balance, with no related allowance		176	178
Average recorded investment, with no related allowance		177	180
Interest income recognized, with no related allowance		2	12
Recorded Investment, total		176	178
Unpaid Principal Balance, Total		176	178
Average Recorded Investment, Total		177	180
Interest Income Recognized, Total		2	12
Real Estate Loans: Home Equity [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment, with no related allowance	[1]		17
Average Recorded Investment, Total			17
Real Estate Loans: Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment, with no related allowance		134	134
Unpaid principal balance, with no related allowance		134	134
Average recorded investment, with no related allowance		134	356
Recorded investment, with related allowance		241	248	[2]
Unpaid principal balance, with related allowance		241	248	[2]
Related allowance		30	30	[2]
Average recorded investment with related allowance		244	1,249	[2]
Interest income recognized, with related allowance	[2]		4
Recorded Investment, total		375	382
Unpaid Principal Balance, Total		375	382
Average Recorded Investment, Total		$ 378	1,605
Interest Income Recognized, Total			4
Real Estate Loans: Commercial [Member] | Real Estate Acquired in Satisfaction of Debt [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment, with related allowance			1,400
Related allowance			$ 60
Number of real estate loans | loan			2
Other Loans: Commercial [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment, with no related allowance			$ 59
Interest income recognized, with no related allowance			1
Average Recorded Investment, Total			59
Interest Income Recognized, Total			$ 1
[1]	These loans were either paid off or foreclosed upon during the year ended December 31, 2018.
[2]	Two commercial real estate loans with a combined recorded investment of $1.4 million and a related allowance of $60,000 were foreclosed upon during the year ended December 31, 2018.

Allowance for Loan Losses (Anal

Allowance for Loan Losses (Analysis of Past Due Loans and Non-Accruing Loans) (Details) - USD ($) $ in Thousands		Mar. 31, 2019		Dec. 31, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 3,961		$ 3,687
Current Due		397,207		388,875
Total Loans Receivable		401,168	[1]	392,562	[2]
Loans on Non-Accrual		3,377		3,044
Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,819		2,554
Current Due		152,245		152,470
Total Loans Receivable	[3]	155,064		155,024
Loans on Non-Accrual		2,521		2,310
Real Estate Loans: Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		762		731
Current Due		41,347		41,099
Total Loans Receivable		42,109	[1]	41,830	[2]
Loans on Non-Accrual		478		337
Real Estate Loans: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		375		382
Current Due		154,829		150,093
Total Loans Receivable		155,204	[1]	150,475	[2]
Loans on Non-Accrual		375		382
Real Estate Loans: Construction - Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Due		27,435		22,252
Total Loans Receivable		27,435	[1]	22,252	[2]
Other Loans: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				15
Current Due		20,232		21,810
Total Loans Receivable		20,232	[1]	21,825	[2]
Loans on Non-Accrual				15
Other Loans: Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		5		5
Current Due		1,119		1,151
Total Loans Receivable		1,124	[1]	1,156	[2]
Loans on Non-Accrual		3
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		950		1,143
Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		730		851
Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Loans: Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		219		211
Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Loans: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				76
Financing Receivables, 30 to 59 Days Past Due [Member] | Other Loans: Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1		5
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		896		529
Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		750		342
Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Loans: Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		69		187
Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Loans: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		76
Financing Receivables, 60 to 89 Days Past Due [Member] | Other Loans: Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1
Financing Receivables, 90 Days or More Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,115		2,015
Financing Receivables, 90 Days or More Past Due [Member] | Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,339		1,361
Financing Receivables, 90 Days or More Past Due [Member] | Real Estate Loans: Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		474		333
Financing Receivables, 90 Days or More Past Due [Member] | Real Estate Loans: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		299		306
Financing Receivables, 90 Days or More Past Due [Member] | Other Loans: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				$ 15
Financing Receivables, 90 Days or More Past Due [Member] | Other Loans: Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 3
[1]	Gross Loans Receivable does not include allowance for loan losses of $(3,515) or deferred loan costs of $3,394.
[2]	Gross Loans Receivable does not include allowance for loan losses of $(3,448) or deferred loan costs of $3,357.
[3]	Includes one- to four-family construction loans.

Allowance for Loan Losses (Su_3

Allowance for Loan Losses (Summary of Internal Loan Grades Applied to Loan Portfolio) (Details) - USD ($) $ in Thousands		Mar. 31, 2019		Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		$ 401,168	[1]	$ 392,562	[2]
Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		392,483		385,661
Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		2,832		437
Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		5,853		6,464
Real Estate Loans: One-to-Four Family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	[3]	155,064		155,024
Real Estate Loans: One-to-Four Family [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	[3]	151,895		152,039
Real Estate Loans: One-to-Four Family [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross	[3]	3,169		2,985
Real Estate Loans: Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		42,109	[1]	41,830	[2]
Real Estate Loans: Home Equity [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		41,297		41,346
Real Estate Loans: Home Equity [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		812		484
Real Estate Loans: Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		155,204	[1]	150,475	[2]
Real Estate Loans: Commercial [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		151,511		148,149
Real Estate Loans: Commercial [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		2,687		376
Real Estate Loans: Commercial [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		1,006		1,950
Real Estate Loans: Construction - Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		27,435	[1]	22,252	[2]
Real Estate Loans: Construction - Commercial [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		27,435		22,252
Other Loans: Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		20,232	[1]	21,825	[2]
Other Loans: Commercial [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		19,227		20,722
Other Loans: Commercial [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		145		61
Other Loans: Commercial [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		860		1,042
Other Loans: Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		1,124	[1]	1,156	[2]
Other Loans: Consumer [Member] | Pass/ Performing [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		1,118		1,153
Other Loans: Consumer [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross		$ 6		$ 3
[1]	Gross Loans Receivable does not include allowance for loan losses of $(3,515) or deferred loan costs of $3,394.
[2]	Gross Loans Receivable does not include allowance for loan losses of $(3,448) or deferred loan costs of $3,357.
[3]	Includes one- to four-family construction loans.

Allowance for Loan Losses (Su_4

Allowance for Loan Losses (Summary of Loans Classified as TDRs) (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2019USD ($)loan	Mar. 31, 2018loan	Dec. 31, 2018USD ($)loan
Financing Receivable, Modifications [Line Items]
Number of loans	0	0
Real Estate Loans: One-to-Four Family [Member] | Nonperforming Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Number of loans			1
Recorded Investment | $			$ 34
Real Estate Loans: One-to-Four Family [Member] | Performing Financial Instruments [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	5		5
Recorded Investment | $	$ 176		$ 178
Real Estate Loans: One-to-Four Family [Member] | Non Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	1		1
Recorded Investment | $	$ 33		$ 34
Real Estate Loans: One-to-Four Family [Member] | Accruing Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of loans	4		4
Recorded Investment | $	$ 143		$ 144

Leases (Narrative) (Details)

Leases (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Leases [Abstract]
Lease arrangements description	Certain lease arrangements contain extension options which are typically for 5 years at the then fair market rental rates. As these extension options are not generally considered reasonably certain of exercise, they are not included in the lease term.
Operating lease extention options	5 years
Operating lease ROU assets	$ 872,000
Operating lease liabilities	887,000
Operating lease costs	38,000	$ 34,000
Sale and leaseback with related parties transactions not yet commenced	0
Outstanding balance of finance lease	$ 784,000		$ 797,000
Finance lease weighted-average discount rate	9.22%
Finance lease remaning term	9 years 3 months 18 days
Premises and equipment	$ 1,100,000		1,100,000
Accumulated depreciation	$ 559,000		$ 548,000

Leases (Summary of Information

Leases (Summary of Information Related to Operating Leases) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Cash paid for amounts included in the measurement of lease liabilities
Operating cash flows from operating leases	$ 34	$ 34
Operating cash flows from finance leases	$ 32	$ 29
Weighted-average remaining lease term, operating leases, in years	6 years 3 months 18 days	1 year 7 months 6 days
Weighted-average discount rate – operating leases	2.61%

Leases (Summary of Maturity of

Leases (Summary of Maturity of Remaining Lease Liabilities) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Operating Leases
2019	$ 103	$ 153
2020	145	83
2021	157	4
2022	157
2023	157
2024 and thereafter	247
Total Lease Payments	966	240
Less: Amounts representing interest	(79)
Present value of lease liabilities	887
Finance Lease
2019	94
2020	126
2021	126
2022	126
2023	131
2024 and thereafter	612
Total Lease Payments	1,215
Less: Amounts representing interest	(431)
Present value of lease liabilities	$ 784	797
Capital Lease
2019		126
2020		126
2021		126
2022		126
2023		131
2024 and thereafter		612
Total Lease Payments		1,247
Less: Amounts representing interest		(450)
Present value of lease liabilities		$ 797

Earnings Per Share (Calculated

Earnings Per Share (Calculated Basic and Diluted Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018
Earnings per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Numerator- Net income		$ 898	$ 936
Denominator: Basic weighted average shares outstanding		6,032,243	6,099,427
Increase in weighted average shares outstanding due to: Stock options		8,773	10,697
Diluted weighted average shares outstanding	[1]	6,041,016	6,110,124
Earnings per share: Basic		$ 0.15	$ 0.15
Earnings per share: Diluted		$ 0.15	$ 0.15
2006 Stock Option Plan [Member]
Earnings per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Antidilutive securities excluded from computation of earnings per share		64,547
Stock options outstanding weighted average exercise price		$ 14.38
2012 Equity Incentive Plan [Member]
Earnings per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Antidilutive securities excluded from computation of earnings per share		20,000
Stock options outstanding weighted average exercise price		$ 14.38
[1]	Stock options to purchase 64,547 shares under the Company's 2006 Stock Option Plan and 20,000 shares under the EIP at $14.38 for each plan were outstanding during the three month period ended March 31, 2019, but were not included in the calculation of diluted earnings per share because to do so would have been anti-dilutive.

Commitments to Extend Credit (O

Commitments to Extend Credit (Outstanding Commitments to Extend Credit) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Commitments to grant loans [Member]
Other Commitments [Line Items]
Commitments to extend credit	$ 59,686	$ 41,901
Unfunded commitments under lines of credit [Member]
Other Commitments [Line Items]
Commitments to extend credit	$ 55,542	$ 52,371

Stock-based Compensation (Narra

Stock-based Compensation (Narrative) (Details) $ / shares in Units, $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2019USD ($)itemshares	Mar. 31, 2018USD ($)shares	Dec. 31, 2006USD ($)$ / sharesshares	May 23, 2012shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock-based compensation plans | item	4
Compensation cost	$ 120	$ 138
ESOP compensation expense	$ 31	$ 33
ESOP, shares earned | shares	1,984	1,984
2006 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost	$ 8	$ 8
Share-based payment award expiration date	Oct. 24, 2016
Share-based compensation arrangement description	Both incentive stock options and non-qualified stock options have been granted under the Stock Option Plan. The exercise price of each stock option equals the market price of the Company's common stock on the date of grant and an option's maximum term is ten years.
Stock option award vesting period	5 years
Stock options outstanding intrinsic value	$ 232
Stock options exercised, shares | shares	0	0
Stock awards available for grant, shares | shares	0
Unrecognized compensation cost related to options	$ 87
Unrecognized compensation cost, recognition period	31 months
2006 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost	$ 22	$ 22
Share-based compensation number of stock shares vested | shares
Share-based payment award expiration date	Oct. 24, 2016
Unrecognized compensation cost, recognition period	31 months
Unrecognized compensation cost related to awards	$ 86
Employee Stock Ownership Plan "ESOP" [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award requisite service period	5 years
Employee stock ownership plan description	The Company established the ESOP for the benefit of eligible employees of the Company and Bank. All Company and Bank employees meeting certain age and service requirements are eligible to participate in the ESOP. Participants' benefits become fully vested after five years of service once the employee is eligible to participate in the ESOP.
ESOP, loan amount	$ 1,400		$ 2,600
ESOP, shares acquired | shares			238,050
ESOP, stock purchase price | $ / shares			$ 10.70
ESOP, reduction to stockholders' equity from purchased shares			$ 2,600
ESOP, fair value of unallocated shares	$ 2,100
ESOP, number of allocated shares | shares	77,860	70,053
ESOP, number of unallocated shares | shares	134,895	142,830
ESOP compensation expense	$ 31	$ 33
ESOP, shares earned | shares	1,984	1,984
Restricted Stock [Member] | 2006 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation number of stock shares vested | shares	108,837
Restricted Stock [Member] | 2012 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost	$ 56	$ 72
Share-based compensation number of stock shares vested | shares	53,925
Unrecognized compensation cost, recognition period	9 months
Unrecognized compensation cost related to awards	$ 170
Stock Option [Member] | 2012 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost	3	$ 3
Stock options outstanding intrinsic value	$ 28
Stock awards available for grant, shares | shares	0
Unrecognized compensation cost related to options	$ 27
Unrecognized compensation cost, recognition period	31 months
Maximum [Member] | 2006 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation number of shares authorized | shares	297,562
Share-based payment award expiration period	10 years
Maximum [Member] | 2006 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation number of shares authorized | shares	119,025
Maximum [Member] | Restricted Stock [Member] | 2012 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation number of shares authorized | shares				180,000
Maximum [Member] | Stock Option [Member] | 2012 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation number of shares authorized | shares				20,000

Stock-based Compensation (Summa

Stock-based Compensation (Summary of Status of Stock Option Plan) (Details) - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
2006 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding at beginning of year	82,321	82,321
Exercised	0	0
Outstanding at end of period	82,321	82,321
Options exercisable at end of period	43,591	30,681
Outstanding at beginning of year, Weighted Average Exercise Price	$ 12.98	$ 12.98
Outstanding at end of period, Weighted Average Exercise Price	12.98	12.98
Options exercisable at end of period, Weighted Average Exercise Price	$ 11.73	$ 10.61
Options Outstanding at end of period, Remaining Contractual Life	6 years 1 month 6 days	7 years 1 month 6 days
Options Exercisable at end of period, Remaining Contractual Life	6 years 1 month 6 days	7 years 1 month 6 days
2012 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding at beginning of year	20,000	20,000
Outstanding at end of period	20,000	20,000
Options exercisable at end of period	7,997	3,998
Outstanding at beginning of year, Weighted Average Exercise Price	$ 14.38	$ 14.38
Outstanding at end of period, Weighted Average Exercise Price	14.38	14.38
Options exercisable at end of period, Weighted Average Exercise Price	$ 14.38	$ 14.38
Options Outstanding at end of period, Remaining Contractual Life	7 years 7 months 6 days	8 years 7 months 6 days
Options Exercisable at end of period, Remaining Contractual Life	7 years 7 months 6 days	8 years 7 months 6 days

Stock-based Compensation (Sched

Stock-based Compensation (Schedule of Unvested Restricted Stock Activity) (Details) - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
2006 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unvested shares outstanding at beginning of year	10,188	17,119
Granted
Vested
Unvested shares outstanding at end of period	10,188	17,119
Unvested shares outstanding at beginning of year, Weighted Average Grant Price	$ 13.27	$ 13.06
Granted, Weighted Average Grant Price
Vested, Weighted Average Grant Price
Unvested shares outstanding at end of period, Weighted Average Grant Price	$ 13.27	$ 13.06
2012 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unvested shares outstanding at beginning of year	25,321	42,915
Granted	5,186	5,285
Unvested shares outstanding at end of period	30,507	48,200
Unvested shares outstanding at beginning of year, Weighted Average Grant Price	$ 15.28	$ 14.40
Granted, Weighted Average Grant Price	15.89	17
Unvested shares outstanding at end of period, Weighted Average Grant Price	$ 15.38	$ 14.68

Stock-based Compensation (Sch_2

Stock-based Compensation (Schedule of Awards Granted ) (Details) - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
2006 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Fair Value per Share of Award on Grant Date
2012 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Fair Value per Share of Award on Grant Date	$ 15.89	$ 17
Restricted Stock [Member] | 2012 Equity Incentive Plan [Member] | February 6, 2019 [Member] | Non-Employee Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Restricted Stock Awards	5,186
Vesting	100% on December 13, 2019
Percentage of Awards Vesting	100.00%
Fair Value per Share of Award on Grant Date	$ 15.89

Fair Value of Financial Instr_4

Fair Value of Financial Instruments (Narrative) (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)loanproperty
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recorded investment, with related allowance	$ 241,000	$ 248,000
Impaired financing receivable, related allowance	$ 30,000	30,000
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value measurements valuation technique	Periodically, the Company records non-recurring adjustments to the carrying value of loans based on fair value measurements for partial charge-offs of the uncollectible portions of these loans. Non-recurring adjustments also include certain impairment amounts for collateral-dependent loans calculated as required by ASC Topic 310, "Receivables – Loan Impairment," when establishing the allowance for loan losses. An impaired loan is carried at fair value based on either a recent appraisal less estimated selling costs of underlying collateral or discounted cash flows based on current market conditions.
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - Private label [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Asset-backed securities – private label transferred from Level 3 category to Level 2 category, description	During the three months ended March 31, 2018, asset-backed securities – private label were transferred from the Level 3 category to the Level 2 category. These securities were transferred to Level 2 because the Company changed its method of valuing these securities and that method now uses Level 2 inputs. These securities are now valued using Level 2 inputs because the price volatility associated with these securities has been reduced and management considers the quoted market price for these securities to be reasonable.
Fair Value Inputs Level 1 And Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Available-for-sale Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Reclassifications between the Level 1 and Level 2, description	Any transfers between levels would be recognized as of the actual date of event or change in circumstances that caused the transfer. There were no reclassifications between the Level 1 and Level 2 categories for the three months ended March 31, 2019 and for the year ended December 31, 2018.
Reclassifications amount between the Level 1 and Level 2 categories	$ 0	0
Fair value measurements valuation technique	The fair value of securities available for sale are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1) or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities, but rather by relying on the securities' relationship to other benchmark quoted prices. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. treasury yield curve, live trading levels, trade execution date, market consensus prepayment projections, credit information and the security' terms and conditions, among other things. Level 2 securities which are fixed income instruments that are not quoted on an exchange, but are traded in active markets, are valued using prices obtained from our custodian, who use third party data service providers.
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value measurements valuation technique	Level 2 inputs for assets or liabilities measured at fair value on a recurring basis might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment projections, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means.
Significant Other Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value measurements valuation technique	Both observable and unobservable inputs may be used to determine the fair value of assets and liabilities measured on a recurring basis that the Company has classified within the Level 3 category. As a result, any unrealized gains and losses for assets within the Level 3 category may include changes in fair value attributable to both observable (e.g., changes in market interest rates) and unobservable (e.g., changes in unobservable long-dated volatilities) inputs.
Impaired Loans [Member] | Significant Other Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recorded investment, with related allowance	$ 273,000	282,000
Impaired financing receivable, related allowance	30,000	$ 30,000
Impaired Loans [Member] | Significant Other Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Estimated Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Number of impaired loans | loan		1
Recorded investment, with related allowance	0	$ 226,000
Impaired financing receivable, related allowance, additional provision for loan losses		30,000
Foreclosed Real Estate [Member] | Significant Other Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recorded investment, with related allowance	260,000	260,000
Impaired financing receivable, related allowance	76,000	76,000
Foreclosed Real Estate [Member] | Significant Other Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Estimated Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Recorded investment, with related allowance		203,000
Impaired financing receivable, related allowance, additional provision for loan losses		20,000
Subsequent write downs recorded in non-interest expense		$ 40,000
Number of foreclosed properties | property		2
Foreclosed real estate, value after write-down	$ 0

Fair Value of Financial Instr_5

Fair Value of Financial Instruments (Fair Value of Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 84,865	$ 86,193
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,014	1,961
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	82,851	84,232
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,014	1,961
Municipal bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	44,573	44,942
Collateralized mortgage obligations - private label [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	26	27
Collateralized mortgage obligations - government sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	31,541	32,453
Asset-backed securities - Private label [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	258	270
Asset-backed securities - Government sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	40	44
Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	84,805	86,169
Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	60	24
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	84,865	86,193
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,014	1,961
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	82,851	84,232
Fair Value, Measurements, Recurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,014	1,961
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,014	1,961
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Municipal bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	44,573	44,942
Fair Value, Measurements, Recurring [Member] | Municipal bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Municipal bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	44,573	44,942
Fair Value, Measurements, Recurring [Member] | Municipal bonds [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - private label [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	26	27
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - private label [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - private label [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	26	27
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - private label [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - government sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	31,541	32,453
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - government sponsored entities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - government sponsored entities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	31,541	32,453
Fair Value, Measurements, Recurring [Member] | Collateralized mortgage obligations - government sponsored entities [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Government National Mortgage Association [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	191	199
Fair Value, Measurements, Recurring [Member] | Government National Mortgage Association [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Government National Mortgage Association [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	191	199
Fair Value, Measurements, Recurring [Member] | Government National Mortgage Association [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Federal National Mortgage Association [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,313	2,385
Fair Value, Measurements, Recurring [Member] | Federal National Mortgage Association [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Federal National Mortgage Association [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,313	2,385
Fair Value, Measurements, Recurring [Member] | Federal National Mortgage Association [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Federal Home Loan Mortgage Corporation [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	3,849	3,888
Fair Value, Measurements, Recurring [Member] | Federal Home Loan Mortgage Corporation [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Federal Home Loan Mortgage Corporation [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	3,849	3,888
Fair Value, Measurements, Recurring [Member] | Federal Home Loan Mortgage Corporation [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - Private label [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	258	270
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - Private label [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - Private label [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	258	270
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - Private label [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - Government sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	40	44
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - Government sponsored entities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - Government sponsored entities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	40	44
Fair Value, Measurements, Recurring [Member] | Asset-backed securities - Government sponsored entities [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	84,805	86,169
Fair Value, Measurements, Recurring [Member] | Debt Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,014	1,961
Fair Value, Measurements, Recurring [Member] | Debt Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	82,791	84,208
Fair Value, Measurements, Recurring [Member] | Debt Securities [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	60	24
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	60	$ 24
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value

Fair Value of Financial Instr_6

Fair Value of Financial Instruments (Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation) (Details) - Significant Other Unobservable Inputs (Level 3) [Member] $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Beginning Balance	$ 344
Transfers to (out of) Level 3	(344)
Total Gains - Realized/Unrealized [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Included in earnings

Fair Value of Financial Instr_7

Fair Value of Financial Instruments (Assets Measured at Fair Value on Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Impaired loans	$ 551	$ 560
Foreclosed real estate	739	678
Fair Value, Measurements, Nonrecurring [Member]
Impaired loans	243	252
Foreclosed real estate	184	184
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Unobservable Inputs (Level 3) [Member]
Impaired loans	243	252
Foreclosed real estate	$ 184	$ 184

Fair Value of Financial Instr_8

Fair Value of Financial Instruments (Additional Quantitative Information About Assets Measured at Fair Value) (Details) - Significant Other Unobservable Inputs (Level 3) [Member] - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Market Valuation of Underlying Collateral [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value Estimate	$ 243	$ 252
Market Valuation of Underlying Collateral [Member] | Impaired Loans [Member] | Minimum [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value measurements, Direct Disposal Costs	7.00%
Market Valuation of Underlying Collateral [Member] | Impaired Loans [Member] | Maximum [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value measurements, Direct Disposal Costs	20.33%	20.33%
Market Approach Valuation of Underlying Collateral and Discounted Cash Flows [Member] | Impaired Loans [Member] | Minimum [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value measurements, Direct Disposal Costs		7.00%
Market Valuation of Property [Member] | Foreclosed Real Estate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value Estimate	$ 184	$ 184
Market Valuation of Property [Member] | Foreclosed Real Estate [Member] | Minimum [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value measurements, Direct Disposal Costs	7.00%	7.00%
Market Valuation of Property [Member] | Foreclosed Real Estate [Member] | Maximum [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value measurements, Direct Disposal Costs	10.00%	(10.00%)

Fair Value of Financial Instr_9

Fair Value of Financial Instruments (Carrying Amount and Estimated Fair Value of Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Cash and cash equivalents	$ 31,106	$ 30,751
Financial assets: Securities available for sale, carrying amount and fair value	84,865	86,193
Financial assets: Federal Home Loan Bank stock	1,545	1,545
Financial assets: Loans receivable, net	393,458	376,774
Financial assets: Accrued interest receivable	2,126	1,913
Financial liabilities: Deposits	443,824	435,547
Financial liabilities: Long-term debt	24,444	24,292
Financial liabilities: Accrued interest payable	77	63
Financial assets: Cash and cash equivalents, Carrying Amount	31,106	30,751
Financial assets: Federal Home Loan Bank stock, Carrying Amount	1,545	1,545
Financial assets: Loans receivable, net, Carrying Amount	401,047	392,471
Financial assets: Accrued interest receivable, Carrying Amount	2,126	1,913
Financial liabilities: Deposits, Carrying Amount	440,540	432,458
Financial liabilities: Long-term debt, Carrying Amount	24,650	24,650
Financial liabilities: Accrued interest payable, Carrying Amount	77	63
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Cash and cash equivalents	31,106	30,751
Financial assets: Securities available for sale, carrying amount and fair value	2,014	1,961
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Securities available for sale, carrying amount and fair value	82,851	84,232
Financial assets: Federal Home Loan Bank stock	1,545	1,545
Financial assets: Accrued interest receivable	2,126	1,913
Financial liabilities: Deposits	443,824	435,547
Financial liabilities: Long-term debt	24,444	24,292
Financial liabilities: Accrued interest payable	77	63
Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets: Loans receivable, net	$ 393,458	$ 376,774

Treasury Stock (Narrative) (Det

Treasury Stock (Narrative) (Details) - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Equity, Class of Treasury Stock [Line Items]
Shares of common stock repurchased at average cost	7,300	20,000
Repurchased shares of common stock average cost per share	$ 15.14	$ 16.45
Remaining number of shares authorized to be repurchased under stock repurchase program	60,890	47,401
2012 Equity Incentive Plan [Member]
Equity, Class of Treasury Stock [Line Items]
Shares of common stock repurchased at average cost		9,368
Repurchased shares of common stock average cost per share		$ 9.39
Treasury stock transferred to fund awards granted	5,186	5,285
Treasury stock transferred, average cost per share	$ 9.39	$ 9.39

Other Comprehensive Loss (Tax E

Other Comprehensive Loss (Tax Effects Allocated to Single Component of Other Comprehensive Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Other Comprehensive Loss [Abstract]
Net unrealized losses on securities available for sale arising during the period, before tax	$ 808	$ (860)
Less: reclassification adjustments related to: Recovery on previously impaired investment securities included in net income, before tax	(13)	(22)
Total Other Comprehensive Loss, before tax	795	(882)
Net unrealized losses on securities available for sale arising during the period, tax (expense) benefit	(170)	180
Less: reclassification adjustments related to: Recovery on previously impaired investment securities included in net income, tax (expense) benefit	3	5
Total other comprehensive loss, tax (expense) benefit	(167)	185
Net unrealized losses on securities available for sale arising during the period, net of tax	638	(680)
Less: reclassification adjustments related to: Recovery on previously impaired investment securities included in net income, net of tax expense	(10)	(17)
Total Other Comprehensive Income (Loss)	$ 628	$ (697)

Other Comprehensive Loss (Recla

Other Comprehensive Loss (Reclassification Out of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Recovery on previously impaired investment securities	$ 13	$ 22
Income Tax Expense	151	153
Net income	898	936
Reclassification out of Accumulated Other Comprehensive Loss [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Income Tax Expense	3	5
Net income	(10)	(17)
Unrealized Gains and Losses on Securities Available for Sale [Member] | Reclassification out of Accumulated Other Comprehensive Loss [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Recovery on previously impaired investment securities	$ (13)	$ (22)

Revenue Recognition (Narrative)

Revenue Recognition (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Revenue Recognition [Abstract]
Sales of OREO	$ 0	$ 0
Contract balances	$ 0		$ 0

Revenue Recognition (Non-Intere

Revenue Recognition (Non-Interest Income, Segregated by Revenue Streams In-Scope and Out-of-Scope of Topic 606) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Non-Interest Income	$ 589	$ 590
Service charges on deposit accounts [Member]
Non-Interest Income	192	218
Fees, Interchange And Other Service Charges [Member]
Non-Interest Income	186	186
Other [Member]
Non-Interest Income	11	11
Non-interest Income (out of scope of Topic 606) [Member]
Non-Interest Income	200	175
Non-interest Income (in-scope of Topic 606) [Member]
Non-Interest Income	$ 389	$ 415

Subsequent Events (Narrative) (

Subsequent Events (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Apr. 24, 2019	Mar. 31, 2019	Mar. 31, 2018
Subsequent Event [Line Items]
Dividends declared per share		$ 0.12	$ 0.10
MHC [Member]
Subsequent Event [Line Items]
Cash dividends waived		$ 436
Cumulative cash dividends waived		$ 11,300
Subsequent Event [Member]
Subsequent Event [Line Items]
Dividends declared per share	$ 0.12
Dividends payable, date to be paid	May 20, 2019
Dividends payable, date of record	May 6, 2019
Subsequent Event [Member] | MHC [Member]
Subsequent Event [Line Items]
Equity securities common stock shares owned	3,636,875
Equity method investment, ownership percentage	60.80%
Cash dividends waived	$ 436
Dividend Declared [Member] | Scenario, Forecast [Member] | MHC [Member]
Subsequent Event [Line Items]
Aggregate annual dividend to be waived per share	$ 0.48