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New words:
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Removed:
accompanied, achieved, achieving, actively, annualized, ASC, assistance, assumption, borrowed, Codification, constituted, consulting, creation, Creditor, custodial, direction, directionally, diversifying, earlier, expensed, FICO, hazard, inclusive, Intercept, isolation, LLC, metric, modeling, nonaccrual, Obstruct, opposite, outflow, predominantly, ranked, reached, recapitalize, reinvest, repossessed, Resilient, retired, shift, shorten, sponsored, strive, structure, supplementary, supposed, Terrorism, TRID, underscored, Uniting
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Consent of Independent Registered Public Accounting Firm
We consent to the incorporation by reference in the Registration Statements on Form S-8 (No. 333-141829 and No. 333-185624) of Lake Shore Bancorp, Inc. and subsidiary of our report dated March 27, 2020, relating to the consolidated financial statements, which appears in the Annual Report on Form 10-K for the year ended December 31, 2019.
/s/ Baker Tilly Virchow Krause, LLP
Pittsburgh, Pennsylvania
March 27, 2020