Bank of the Carolinas (BCAR) 10-Q 15 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	15-May-15
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Trading Symbol	BCAR
Entity Registrant Name	Bank of the Carolinas CORP
Entity Central Index Key	1365997
Current Fiscal Year End Date	-19
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		462,028,831

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
Assets:
Cash and due from banks, noninterest-bearing	$11,650	$9,571
Interest-bearing deposits in banks	39,843	37,041
Cash and cash equivalents	51,493	46,612
Investment securities available-for-sale, at fair value	13,431	40,348
Loans receivable	278,659	278,610
Less: Allowance for loan losses	-4,815	-5,126
Loans, net	273,844	273,484
Premises and equipment	10,741	10,811
Other real estate owned	1,108	1,108
Bank owned life insurance	11,322	11,234
Accrued interest receivable	711	852
Other assets	786	1,010
Total Assets	363,436	385,459
Deposits:
Noninterest-bearing demand deposits	41,061	37,533
Interest-checking deposits	41,627	39,557
Savings and money market deposits	107,376	112,487
Time deposits	123,646	147,045
Total deposits	313,710	336,622
Securities sold under agreements to repurchase	304	491
Other liabilities	1,421	1,290
Total Liabilities	315,435	338,403
Stockholders' Equity:
Preferred stock, net of discount, no par value
Common stock, no par value	0	0
Additional paid-in capital	73,815	73,815
Accumulated deficit	-25,996	-26,922
Accumulated other comprehensive income	182	163
Total Stockholders' Equity	48,001	47,056
Total Liabilities and Stockholders' Equity	$363,436	$385,459
Preferred shares authorized	3,000,000	3,000,000
Preferred shares issued	0	0
Preferred shares outstanding	0	0
Common shares authorized	580,000,000	580,000,000
Common shares issued	462,028,831	462,028,831
Common shares outstanding	462,028,831	462,028,831

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Preferred stock, par value
Common stock, par value	$0	$0

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest income
Interest and fees on loans	$3,137	$3,193
Interest on securities	146	538
Other interest income	26	18
Total interest income	3,309	3,749
Interest expense
Interest on deposits	346	527
Interest on borrowed funds		557
Total interest expense	346	1,084
Net interest income	2,963	2,665
Provision for (recovery of) loan losses	-402	1,062
Net interest income after provision for loan losses	3,365	1,603
Noninterest income
Customer service fees	276	291
Increase in value of bank owned life insurance	87	85
Gains on sales of investment securities available-for-sale	218
Other income	4	14
Total noninterest income	585	390
Noninterest expense
Salaries and benefits	1,625	1,590
Occupancy and equipment	448	472
FDIC insurance assessments	206	363
Data processing services	265	261
Valuation provisions and net operating costs associated with foreclosed real estate	14	39
Other	466	790
Total noninterest expense	3,024	3,515
Income (loss) before income taxes	926	-1,522
Provision for income taxes	0	0
Net income (loss)	926	-1,522
Dividends and accretion on preferred stock		-249
Net income (loss) available to common stockholders	$926	($1,771)
Earnings (Loss) per common share:
Basic	$0.00	($0.45)
Diluted	$0.00	($0.45)

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Loss) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Net income (loss)	$926	($1,522)
Other comprehensive income:
Unrealized holding gains on securities available-for-sale	237	1,763
Reclassification adjustment for gains realized in net income	-218
Income tax effect	0	0
Net current period other comprehensive gain	19	1,763
Total comprehensive income	$945	$241

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities:
Net income (loss)	$926	($1,522)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
(Recovery of) provision for loan losses	-402	1,062
Depreciation and amortization	160	168
Loss on sale of other real estate owned		11
Gain on sale of investment securities available-for-sale	-218
Increase in bank owned life insurance	-88	-85
Net amortization/accretion of premiums and discounts on investments	1,012	95
Net change in other assets	328	218
Net change in other liabilities	131	281
Net cash provided by operating activities	1,849	228
Cash flows from investing activities:
Net change in federal funds sold		-5,175
Purchases of premises and equipment	-90	-84
Activity in investment securities available-for-sale:
Proceeds from sales	25,114
Maturities and calls	1,028	1,425
Redemption of FHLB stock	37	140
Proceeds from sales of other real estate owned		202
Net decrease (increase) in loans	42	-397
Net cash provided by (used in) investing activities	26,131	-3,889
Cash flows from financing activities:
Net (decrease) increase in deposits	-22,912	3,540
Net (decrease) increase in repurchase agreements	-187	334
Net cash (used in) provided by financing activities	-23,099	3,874
Net increase in cash and cash equivalents	4,881	213
Cash and cash equivalents at beginning of period	46,612	14,842
Cash and cash equivalents at end of period	51,493	15,055
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	114	1,021
Noncash investing and financing activities:
Change in fair value of investment securities available-for-sale	19	1,763
Transfer from loans to other real estate owned		$1,072

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (USD $)	Total	Preferred Stock	Discount on Preferred Stock	Common Stock	Additional Paid-in Capital	Accumulated Deficit	Accumulated Other Comprehensive Income (Loss)
In Thousands, except Share data
Beginning Balance at Dec. 31, 2013	$1,748	$13,179	($100)	$19,479	$12,991	($38,422)	($5,379)
Beginning Balance (in shares) at Dec. 31, 2013		13,179		3,895,840
Net income (loss)	-1,522					-1,522
Other comprehensive income (loss)	1,763						1,763
Discount accretion on preferred stock			84			-84
Ending Balance at Mar. 31, 2014	1,989	13,179	-16	19,479	12,991	-40,028	-3,616
Ending Balance (in shares) at Mar. 31, 2014		13,179		3,895,840
Beginning Balance at Dec. 31, 2014	47,056				73,815	-26,922	163
Beginning Balance (in shares) at Dec. 31, 2014				462,028,831
Net income (loss)	926					926
Other comprehensive income (loss)	19						19
Ending Balance at Mar. 31, 2015	$48,001				$73,815	($25,996)	$182
Ending Balance (in shares) at Mar. 31, 2015				462,028,831

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
	Mar. 31, 2015
BASIS OF PRESENTATION	NOTE 1. BASIS OF PRESENTATION
	In the opinion of management, the financial information included in these unaudited financial statements reflects all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial information as of March 31, 2015 and December 31, 2014 and for the three-month periods ended March 31, 2015 and 2014, in conformity with accounting principles generally accepted in the United States of America.
	The preparation of financial statements requires management to make estimates and assumptions that affect reported amounts of assets and liabilities at the date of the financial statements, as well as the amounts of income and expense during the reporting period. Actual results could differ from those estimates. Operating results for the three-month periods ended March 31, 2015 are not necessarily indicative of the results that may be expected for the fiscal year ending December 31, 2015.
	The results presented here are for Bank of the Carolinas Corporation (“the Company”), the parent company of Bank of the Carolinas (“the Bank”). The organization and business of the Company, accounting policies followed by the Company and other relevant information are contained in the notes to the financial statements filed as part of the Company’s annual report on Form 10-K for the year ended December 31, 2014. This quarterly report should be read in conjunction with the annual report. Because the Company has no separate operations and conducts no business on its own other than owning the Bank, this discussion concerns primarily the business of the Bank. However, because the financial statements are presented on a consolidated basis, the Company and the Bank are collectively referred to as “the Company” unless otherwise noted.
	New Accounting Pronouncements – In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810). The amendments in this Update affect the following areas:
		1	Limited partnerships and similar legal entities
		2	Evaluating fees paid to a decision maker or a service provider as a variable interest
		3	The effect of fee arrangements on the primary beneficiary determination
		4	The effect of related parties on the primary beneficiary determination
		5	Certain investment funds.
	The amendments in this Update are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2015. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and for interim periods within fiscal years beginning after December 15, 2017. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. A reporting entity may apply the amendments in this Update using a modified retrospective approach by recording a cumulative-effect adjustment to equity as of the beginning of the fiscal year of adoption. A reporting entity also may apply the amendments retrospectively. The amendments are not expected to have a significant impact on the Company.
	In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). This ASU was developed as a joint project with the International Accounting Standards Board to remove inconsistencies in revenue requirements and provide a more robust framework for addressing revenue issues. The ASU’s core principle is that an entity should recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which an entity expects to be entitled in exchange for those goods or services. The ASU is effective for public entities for annual and interim periods beginning after December 15, 2016. The ASU may be adopted using either a modified retrospective method or a full retrospective method and early adoption is not permitted. The Company is currently evaluating the impact the adoption of this ASU will have on its consolidated financial statements.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	3 Months Ended
	Mar. 31, 2015
EARNINGS PER SHARE	NOTE 2. EARNINGS PER SHARE
	Basic earnings (loss) per share represents income (loss) available to common stockholders divided by the weighted average number of common shares outstanding during the period. When applicable, the weighted average shares outstanding for the diluted earnings per share computations are adjusted to reflect the assumed conversion of shares available under stock options using the treasury stock method.
	Earnings (loss) per share have been computed based on the following (dollars in thousands):
		Three months ended
		March 31
		2015		2014
	Net income (loss) applicable to common stockholders	$	926	$	(1,771	)
	Weighted average number of common shares outstanding		462,028,831		3,895,840
	Weighted average number of diluted common shares outstanding		462,028,831		3,895,840
	Earnings (Loss) per common share:
	Basic	$	0.002	$	(0.45	)
	Diluted	$	0.002	$	(0.45	)
	For the three months ended March 30, 2015, there were 4,500 common stock options outstanding that were anti-dilutive as the average market price for the shares was less than the exercise price.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	3 Months Ended
	Mar. 31, 2015
INVESTMENT SECURITIES	NOTE 3. INVESTMENT SECURITIES
	The amortized cost, estimated fair values and carrying values of the investment securities portfolios at the indicated dates are summarized as follows (dollars in thousands):
		March 31, 2015
		Amortized		Gross		Gross		Estimated		Carrying
		Cost		Unrealized		Unrealized		Fair Value		Value
				Gains		Losses
	Investment securities available-for-sale:
	U.S. Government agencies securities	$	2,968	$	110	$	—	$	3,078	$	3,078
	State and municipal bonds		1,343		26		—		1,369		1,369
	Mortgage-backed securities		8,938		53		7		8,984		8,984
	Total investment securities available-for-sale	$	13,249	$	189	$	7	$	13,431	$	13,431
		31-Dec-14
		Amortized		Gross		Gross		Estimated		Carrying
		Cost		Unrealized		Unrealized		Fair Value		Value
				Gains		Losses
	Investment securities available-for-sale:
	U.S. Government agencies securities	$	4,894	$	99	$	8	$	4,985	$	4,985
	State and municipal bonds		6,170		55		69		6,156		6,156
	Mortgage-backed securities		29,121		130		44		29,207		29,207
	Total investment securities available-for-sale	$	40,185	$	284	$	121	$	40,348	$	40,348
	The amortized cost and fair value of debt securities by contractual maturity at March 31, 2015 is as follows (dollars in thousands):
		Amortized		Estimated
		Cost		Fair Value
	Within 1 year	$	—	$	—
	Over 1 year through 5 years		968		1,007
	Over 5 years through 10 years		3,343		3,440
	Over 10 years		—		—
			4,311		4,447
	Mortgage-backed securities		8,938		8,984
		$	13,249	$	13,431
	The fair values of securities with unrealized losses at March 31, 2015 and December 31, 2014 are as follows (dollars in thousands):
	March 31, 2015:
		Less than 12 Months						12 Months or More						Total
	Temporarily impaired securities:	Estimated		Unrealized		Number of		Estimated		Unrealized		Number of		Estimated		Unrealized		Number of
		Fair Value		Losses		Securities		Fair Value		Losses		Securities		Fair Value		Losses		Securities
	U.S. Government agency securities	$	—	$	—		—	$	—	$	—		—	$	—	$	—		—
	State and municipal bonds		—		—		—		—		—		—		—		—		—
	Mortgage-backed securities		1,539		7		1		—		—		—		1,539		7		1
	Total	$	1,539	$	7		1	$	—	$	—		—	$	1,539	$	7		1
	December 31, 2014:
		Less than 12 Months						12 Months or More						Total
	Temporarily impaired securities:	Estimated		Unrealized		Number of		Estimated		Unrealized		Number of		Estimated		Unrealized		Number of
		Fair Value		Losses		Securities		Fair Value		Losses		Securities		Fair Value		Losses		Securities
	U.S. Government agency securities	$	—	$	—		—	$	1,696	$	8		2	$	1,696	$	8		2
	State and municipal bonds		502		1		1		3,727		68		6		4,229		69		7
	Mortgage-backed securities		5,275		14		4		6,606		30		4		11,881		44		8
	Total	$	5,777	$	15		5	$	12,029	$	106		12	$	17,806	$	121		17
	The Company does not believe that the investment security that was in an unrealized loss position as of March 31, 2015 represents an other-than-temporary impairment. Total gross unrealized losses were primarily attributable to change in interest rates, relative to the when the investment securities were purchased, and not due to the credit quality of the investment securities. As of March 31, 2015, the gross unrealized losses reported for mortgage-backed securities were primarily related to investment securities issued by Federal Home Loan Mortgage Corporation. At December 31, 2014, the gross unrealized losses reported were a combination of agency, municipal, and mortgage-backed securities. The Company does not intend to sell the investment securities that were in an unrealized loss position and it is not more likely than not that the Company will be required to sell the investment securities before recovery of their amortized cost basis, which may be at maturity. Investment securities with market values of $10.3 million and $10.5 million at March 31, 2015 and December 31, 2014, respectively, were pledged as collateral on public deposits and for other purposes as required or permitted by law.

LOANS

LOANS	3 Months Ended
	Mar. 31, 2015
LOANS	NOTE 4. LOANS
	The loan portfolio as of the dates indicated is summarized below (dollars in thousands):
		March 31,			December 31,
		2015			2014
	Real estate loans:
	Residential, 1-4 family	$	88,577		$	88,990
	Commercial real estate		114,928			111,195
	Construction and development		21,667			23,081
	Home equity		27,889			28,207
	Total real estate loans		253,061			251,473
	Commercial business and other loans		22,053			23,105
	Consumer loans		3,054			3,065
	Other		491			967
	Gross loans receivable		278,659			278,610
	Allowance for loan losses		(4,815	)		(5,126	)
	Loans, net	$	273,844		$	273,484
	Impaired loans, segregated by class of loans, are summarized as follows as of the dates indicated (dollars in thousands):
		March 31, 2015												December 31, 2014
					Unpaid					Average		Interest				Unpaid				Average		Interest
		Recorded			Principal			Related		Recorded		Income		Recorded		Principal		Related		Recorded		Income
		Investment			Balance			Allowance		Investment		Recognized		Investment		Balance		Allowance		Investment		Recognized
	With no related allowance:
	Commercial - Non Real Estate	$	503		$	578		$	—	$	587	$	8	$	339	$	407	$	—	$	421	$	22
	Commercial Real Estate
	Owner occupied		1,825			2,094			—		2,102		26		1,996		2,329		—		2,671		143
	Income producing		2,037			2,210			—		2,218		26		1,891		2,057		—		2,080		98
	Multifamily		—			—			—		—		—		—		—		—		—		—
	Construction & Development
	1 - 4 Family		—			—			—		—		—		—		—		—		—		—
	Other		2,207			3,236			—		3,255		16		2,232		3,259		—		3,455		72
	Farmland		—			—			—		—		—		—		—		—		—		—
	Residential
	Equity Lines		65			75			—		75		1		67		76		—		77		3
	1 - 4 Family		5,265			5,705			—		5,738		60		4,878		5,313		—		5,385		229
	Junior Liens		283			310			—		312		4		287		314		—		320		17
	Consumer - Non Real Estate		16			16			—		16		—		—		—		—		—		—
	Total loans with no allowance	$	12,201		$	14,224		$	—	$	14,303	$	141	$	11,690	$	13,755	$	—	$	14,409	$	584
	With an allowance recorded:
	Commercial - Non Real Estate	$	1,326		$	1,327		$	83	$	1,352	$	13	$	1,560	$	1,563	$	78	$	1,670	$	71
	Commercial Real Estate
	Owner occupied		4,045			4,117			903		4,134		42		4,109		4,166		823		4,215		178
	Income producing		7,068			7,122			207		7,146		90		7,485		7,540		218		7,731		396
	Multifamily		1,191			1,224			68		1,228		11		1,198		1,232		74		1,245		44
	Construction & Development
	1 - 4 Family		347			353			7		355		5		350		356		8		362		18
	Other		712			718			20		723		8		726		732		23		751		34
	Farmland		—			—			—		—		—		—		—		—		—		—
	Residential
	Equity Lines		54			55			40		56		—		56		56		41		59		2
	1 - 4 Family		5,177			5,222			381		5,245		58		6,105		6,150		414		6,256		280
	Junior Liens		—			—			—		—		—		—		—		—		—		—
	Consumer - Non Real Estate		8			8			5		9		—		25		25		5		29		2
	Total loans with an allowance	$	19,928		$	20,146		$	1,714	$	20,248	$	227	$	21,614	$	21,820	$	1,684	$	22,318	$	1,025
	Total:
	Commercial - Non Real Estate	$	1,829		$	1,905		$	83	$	1,939	$	21	$	1,899	$	1,970	$	78	$	2,091	$	93
	Commercial Real Estate	$	16,166		$	16,767		$	1,178	$	16,828	$	195	$	16,679	$	17,324	$	1,115	$	17,942	$	859
	Construction & Development	$	3,266		$	4,307		$	27	$	4,333	$	29	$	3,308	$	4,347	$	31	$	4,568	$	124
	Residential	$	10,844		$	11,367		$	421	$	11,426	$	123	$	11,393	$	11,909	$	455	$	12,097	$	531
	Consumer - Non Real Estate	$	24		$	24		$	5	$	25	$	—	$	25	$	25	$	5	$	29	$	2
	Totals	$	32,129		$	34,370		$	1,714	$	34,551	$	368	$	33,304	$	35,575	$	1,684	$	36,727	$	1,609
	Impaired loans also include loans whose contractual terms have been restructured in a manner that grants a concession to a borrower experiencing financial difficulties. Troubled debt restructurings (TDRs) are a subset of impaired loans and totaled $31.1 million and $32.1 million at March 31, 2015 and December 31, 2014, respectively.
	The following tables provide a summary of loans modified as TDRs (dollars in thousands):
		Accrual			Nonaccrual			Total TDRs		Allowance for
										Loan Losses
Allocated
March 31, 2015
Commercial real estate	$	13,826		$	1,848		$	15,674	$	1,105
Commercial construction		1,735			1,531			3,266		27
Commercial and industrial		1,667			162			1,829		83
Residential mortgage		10,085			215			10,300		376
Consumer and other		19			—			19		—
Total modifications	$	27,332		$	3,756		$	31,088	$	1,591
Total contracts		120			11			131
	Accrual			Nonaccrual			Total TDRs		Allowance for
									Loan Losses
									Allocated
December 31, 2014
Commercial real estate	$	15,997		$	—		$	15,997	$	1,035
Commercial construction		1,758			1,550			3,308		31
Commercial and industrial		1,728			171			1,899		78
Residential mortgage		10,617			222			10,839		408
Consumer and other		20			—			20		—
Total modifications	$	30,120		$	1,943		$	32,063	$	1,552
Total contracts		128			8			136
The Company offers a variety of modifications to borrowers. The modification categories offered can generally be described in the following categories:
•	Rate modification - A modification in which the interest rate is changed.
•	Term modification - A modification in which the maturity date, timing of payments or frequency of payments is changed.
•	Interest only modification – A modification in which the loan is converted to interest only payments for a period of time.
•	Payment modification – A modification in which the principal and interest payment are lowered from the original contractual terms.
•	Combination modification – Any other type of modification, including the use of multiple categories above.
There were no new TDRs for the period ended March 31, 2015. The following table illustrates new TDR information for the period March 31, 2014 (dollars in thousands):
	Three Months Ended March 31, 2014
Troubled Debt Restructuring	Number of			Rate			Term		Combination		Total
	Contracts			Modification			Modification		Modification		Modifications
Commercial - Non Real Estate		1		$	—		$	61	$	—	$	61
Commercial - Real Estate		1			22			—		—		22
Construction & Development		—			—			—		—		—
Residential		—			—			—		—		—
Consumer - Non Real Estate		—			—			—		—		—
Totals		2		$	22		$	61	$	—	$	83
For the purposes of this report, default is defined as being 90-days past due or on non-accrual status without performance. There were no loans restructured in the twelve months prior to March 31, 2015 and 2014 that went into default during the three-month periods ended March 31, 2015 and 2014.
Some loan modifications classified as TDRs may not ultimately result in the full collection of principal and interest, as modified, and may result in potential incremental losses. These potential incremental losses have been factored into our overall allowance for loan losses estimate. The level of any re-defaults will likely be affected by future economic conditions. Once a loan becomes a TDR, it will continue to be reported as a TDR until it is ultimately repaid in full, reclassified to loans held for sale, or foreclosed and sold.
Loans in non-accrual status were approximately $4.7 million and $3.1 million at March 31, 2015 and December 31, 2014, respectively. The increase during the first quarter of 2015 is largely related to one credit relationship, in which a TDR is currently paying interest only. Non-accrual loans and an age analysis of past due loans, segregated by class of loans, were as follows (dollars in thousands):
	30 - 59			60 - 89			90 Days		Total		Current		Total		90 Days		Non-accrual
	Days			Days			or More		Past Due				Loans		Past Due		Loans
	Past Due			Past Due			Past Due								and Still
															Accruing
March 31, 2015:
Commercial - Non Real Estate	$	—		$	—		$	159	$	159	$	21,894	$	22,053	$	—	$	162
Commercial Real Estate
Owner occupied		135			—			—		135		57,409		57,544		—		2,061
Income producing		455			—			—		455		48,526		48,981		—		279
Multifamily		—			—			—		—		8,403		8,403		—		—
Construction & Development
1 - 4 Family		—			—			—		—		3,765		3,765		—		—
Other		—			—			—		—		17,635		17,635		—		1,531
Farmland		—			—			—		—		267		267		—		—
Residential
Equity Lines		—			—			—		—		27,889		27,889		—		105
1 - 4 Family		352			128			269		749		86,734		87,483		—		519
Junior Liens		—			—			—		—		1,094		1,094		—		19
Consumer - Non Real Estate		15			—			—		15		3,039		3,054		—		5
Other		—			—			—		—		491		491		—		—
Total	$	957		$	128		$	428	$	1,513	$	277,146	$	278,659	$	—	$	4,681
	30 - 59			60 - 89			90 Days		Total		Current		Total		90 Days		Non-accrual
	Days			Days			or More		Past Due				Loans		Past Due		Loans
	Past Due			Past Due			Past Due								and Still
															Accruing
December 31, 2014:
Commercial - Non Real Estate	$	—		$	—		$	167	$	167	$	22,938	$	23,105	$	—	$	171
Commercial Real Estate
Owner occupied		170			—			—		170		54,858		55,028		—		390
Income producing		—			—			—		—		47,677		47,677		—		292
Multifamily		—			—			—		—		8,490		8,490		—		—
Construction & Development
1 - 4 Family		—			—			—		—		3,366		3,366		—		—
Other		—			—			—		—		19,444		19,444		—		1,550
Farmland		—			—			—		—		271		271		—		—
Residential
Equity Lines		17			—			—		17		28,190		28,207		—		107
1 - 4 Family		885			—			59		944		87,173		88,117		—		610
Junior Liens		—			—			—		—		873		873		—		21
Consumer - Non Real Estate		4			—			—		4		3,061		3,065		—		5
Other		—			—			—		—		967		967		—		—
Total	$	1,076		$	—		$	226	$	1,302	$	277,308	$	278,610	$	—	$	3,146
The Bank categorizes loans and leases into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. This categorization is made on all commercial, commercial real estate, and construction and development loans. The Bank uses the following definitions for risk ratings:
Pass – Loans and leases classified as pass should be performing relatively close to expectations, with adequate evidence that the borrower is continuing to generate adequate cash flow to service debt. There should be no significant departure from the intended source and timing of repayment, and there should be no undue reliance on secondary sources of repayment. To the extent that some variance exists in one or more criteria being measured, it may be offset by the relative strength of other factors and/or collateral pledged to secure the transaction.
Special Mention - Loans and leases classified as special mention, while still adequately protected by the borrower’s capital adequacy and payment capability, exhibit distinct weakening trends and/or elevated levels of exposure to external conditions. If left unchecked or uncorrected, these potential weaknesses may result in deteriorated prospects of repayment. These exposures require management’s close attention so as to avoid becoming undue or unwarranted credit exposures.
Substandard - Loans and leases classified as substandard are inadequately protected by the borrower’s current financial condition and payment capability or of the collateral pledged, if any. Loans and leases so classified have a well-defined weakness or weaknesses that jeopardize the orderly repayment of debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
Doubtful - Loans and leases classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or orderly repayment in full, on the basis of current existing facts, conditions and values, highly questionable and improbable. Possibility of loss is extremely high, but because of certain important and reasonably specific factors that may work to the advantage and strengthening of the exposure, its classification as an estimated loss is deferred until its more exact status may be determined. The Company’s practice is to charge-off the portion of the loan amount determined to be doubtful in the quarter that the determination is made if the repayment of the loan is collateral dependent.
Loss - Loans and leases classified as loss are considered to be non-collectible and of such little value that their continuance as bankable assets is not warranted. This does not mean the loan has absolutely no recovery value, but rather it is neither practical nor desirable to defer writing off the loan, even though partial recovery may be obtained in the future. Losses are taken in the period in which they surface as uncollectible.
Commercial loans that do not require individual analysis as part of the above described process are considered to be pass-rated loans. As of March 31, 2015 and December 31, 2014, and based on the most recent analysis performed, the loans and leases were categorized as follows (dollars in thousands):
	March 31, 2015
Internal Risk Rating Grades	Pass			Special			Substandard		Doubtful		Loss
				Mention
Commercial - Non Real Estate	$	18,860		$	2,749		$	444	$	—	$	—
Commercial Real Estate
Owner occupied		49,846			4,101			3,597		—		—
Income producing		36,446			10,966			1,569		—		—
Multifamily		6,690			1,713			—		—		—
Construction & Development
1 - 4 Family		3,234			184			347		—		—
Other		13,873			1,191			2,571		—		—
Farmland		267			—			—		—		—
Totals	$	129,216		$	20,904		$	8,528	$	—	$	—
Total:
Commercial - Non Real Estate	$	18,860		$	2,749		$	444	$	—	$	—
Commercial Real Estate	$	92,982		$	16,780		$	5,166	$	—	$	—
Construction & Development	$	17,374		$	1,375		$	2,918	$	—	$	—
Totals	$	129,216		$	20,904		$	8,528	$	—	$	—
	31-Dec-14
Internal Risk Rating Grades	Pass			Special			Substandard		Doubtful		Loss
				Mention
Commercial - Non Real Estate	$	19,661		$	2,783		$	661	$	—	$	—
Commercial Real Estate
Owner occupied		46,881			4,316			3,831		—		—
Income producing		34,843			11,231			1,603		—		—
Multifamily		6,764			1,726			—		—		—
Construction & Development
1 - 4 Family		2,826			190			350		—		—
Other		14,999			1,838			2,607		—		—
Farmland		271			—			—		—		—
Totals	$	126,245		$	22,084		$	9,052	$	—	$	—
Total:
Commercial - Non Real Estate	$	19,661		$	2,783		$	661	$	—	$	—
Commercial Real Estate	$	88,488		$	17,273		$	5,434	$	—	$	—
Construction & Development	$	18,096		$	2,028		$	2,957	$	—	$	—
Totals	$	126,245		$	22,084		$	9,052	$	—	$	—
All consumer-related loans, including residential real estate and non-real estate, are evaluated and monitored based upon payment activity. Once a consumer-related loan becomes past due on a recurring basis, the Company will pull that loan out of the homogenized pool and evaluate it individually for impairment. At this time, the consumer-related loan may be placed on the Company’s internal watch list and risk rated either special mention or substandard, depending upon the individual circumstances. Consumer-related loans at March 31, 2015 and December 31, 2014, segregated by class of loans, were as follows (dollars in thousands):
	March 31, 2015						December 31, 2014
				Non-					Non-
Risk Based on Payment Activity	Performing			Performing			Performing		Performing
Residential
Equity Lines	$	27,784		$	105		$	28,100	$	107
1 - 4 Family		87,179			304			87,803		314
Junior Liens		1,094			—			873		—
Consumer - Non Real Estate		3,049			5			3,060		5
Other		491			—			967		—
Totals	$	119,597		$	414		$	120,803	$	426
Total:
Residential	$	116,057		$	409		$	116,776	$	421
Consumer - Non Real Estate	$	3,049		$	5		$	3,060	$	5
Other	$	491		$	—		$	967	$	—
Totals	$	119,106		$	414		$	119,836	$	426

ALLOWANCE_FOR_LOAN_LOSSES

ALLOWANCE FOR LOAN LOSSES	3 Months Ended
	Mar. 31, 2015
ALLOWANCE FOR LOAN LOSSES	NOTE 5. ALLOWANCE FOR LOAN LOSSES
	Changes in the allowance for loan losses by segment, since their respective year-end, are as follows (dollars in thousands):
		March 31, 2015												March 31, 2014
		Beginning										Ending		Beginning										Ending
		Balance		Chargeoffs			Recoveries		Provision			Balance		Balance		Chargeoffs			Recoveries		Provision			Balance
	Commercial - Non Real Estate	$	324	$	—		$	12	$	(67	)	$	269	$	176	$	(48	)	$	80	$	(8	)	$	200
	Commercial Real Estate
	Owner occupied		1,247		—			70		(96	)		1,221		1,224		—			4		(49	)		1,179
	Income producing		747		—			1		10			758		831		—			—		626			1,457
	Multifamily		153		—			—		(16	)		137		50		—			—		69			119
	Construction & Development
	1 - 4 Family		87		—			—		10			97		52		—			—		(16	)		36
	Other		511		—			3		(168	)		346		580		—			2		526			1,108
	Farmland		5		—			—		—			5		3		—			—		—			3
	Residential
	Equity Lines		609		—			2		(14	)		597		332		(59	)		2		(9	)		266
	1 - 4 Family		1,235		—			4		(50	)		1,189		1,218		(8	)		62		(72	)		1,200
	Consumer - Non Real Estate		44		(4	)		3		(2	)		41		44		(8	)		7		8			51
	Other		5		—			—		(1	)		4		—		—			—		—			—
	Unallocated		159		—			—		(8	)		151		1,505		—			—		(13	)		1,492
	Total	$	5,126	$	(4	)	$	95	$	(402	)	$	4,815	$	6,015	$	(123	)	$	157	$	1,062		$	7,111
	As of March 31, 2015 and December 31, 2014, loans were evaluated for impairment as follows (dollars in thousands):
		Individually Evaluated for Impairment
		March 31, 2015					December 31, 2014
		Allowance		Total Loans			Allowance		Total Loans
	Commercial - Non Real Estate	$	83	$	1,829		$	78	$	1,899
	Commercial Real Estate
	Owner occupied		903		5,870			823		6,105
	Income producing		207		9,105			218		9,376
	Multifamily		68		1,191			74		1,198
	Construction & Development
	1 - 4 Family		7		347			8		350
	Other		20		2,919			23		2,958
	Farmland		—		—			—		—
	Residential
	Equity Lines		40		119			41		123
	1 - 4 Family		381		10,725			414		11,270
	Consumer - Non Real Estate		5		24			5		25
	Other		—		—			—		—
	Unallocated		—		—			—		—
	Total	$	1,714	$	32,129		$	1,684	$	33,304
		Collectively Evaluated for Impairment
		31-Mar-15					31-Dec-14
		Allowance		Total Loans			Allowance		Total Loans
	Commercial - Non Real Estate	$	186	$	20,224		$	246	$	21,206
	Commercial Real Estate
	Owner occupied		318		51,674			424		48,923
	Income producing		551		39,876			529		38,301
	Multifamily		69		7,212			79		7,292
	Construction & Development
	1 - 4 Family		90		3,418			79		3,016
	Other		326		14,716			488		16,486
	Farmland		5		267			5		271
	Residential
	Equity Lines		557		27,770			568		28,084
	1 - 4 Family		808		77,852			821		77,720
	Consumer - Non Real Estate		36		3,030			39		3,040
	Other		4		491			5		967
	Unallocated		151		—			159		—
	Total	$	3,101	$	246,530		$	3,442	$	245,306

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	3 Months Ended
	Mar. 31, 2015
COMMITMENTS AND CONTINGENCIES	NOTE 6. COMMITMENTS AND CONTINGENCIES
	The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, lines of credit and standby letters of credit. These instruments involve elements of credit risk in excess of amounts recognized in the accompanying financial statements.
	The Company’s risk of loss related to unfunded loan commitments and lines of credit or standby letters of credit is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments under such instruments as it does for on-balance sheet instruments. The amount of collateral obtained, if any, is based on management’s credit evaluation of the borrower. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The following table presents a summary of outstanding financial instruments whose contract amounts represent credit risk as of March 31, 2015 (dollars in thousands):
	Unfunded loan commitments	$	32,932
	Financial standby letters of credit		209
	Total unused commitments	$	33,141

FAIR_VALUE

FAIR VALUE	3 Months Ended
	Mar. 31, 2015
FAIR VALUE	NOTE 7. FAIR VALUE
	Accounting principles generally accepted in the United States of America require that companies measure and record certain assets and liabilities at fair value and record any adjustments to the fair value of those assets. Securities are recorded at fair value on a recurring basis while other assets, such as impaired loans, are recorded at fair value on a non-recurring basis.
	The Company uses three levels of measurement to group those assets measured at fair value. These groupings are made based on the markets the assets are traded in and the reliability of the assumptions used to determine fair value. The groupings include:
		•		Level 1 – quoted prices (unadjusted) in active markets for identical assets or liabilities.
		•		Level 2 – observable inputs other than the quoted prices included in Level 1.
		•		Level 3 – unobservable inputs.
	Investment Securities – The Company’s investment securities are measured on a recurring basis through a model used by our bond agent. All of our bond price adjustments meet level 2 criteria. Prices are derived from a model which uses actively quoted rates, prepayment models and other underlying credit and collateral data.
	Impaired Loans – The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Impaired loans are recorded at fair value less estimated selling costs. Once a loan is identified as individually impaired, the Company measures impairment. Fair values of impaired loans are generally estimated using one of several methods, including collateral value, liquidation value, discounted cash flows and, in rare cases, the market value of the note. Those impaired loans not requiring an allowance represent loans for which the net present value of the expected cash flows or fair value of the collateral less costs to sell exceed the recorded investments in such loans. At March 31, 2015 and December 31, 2014, a majority of the total impaired loans were evaluated based on the fair value of the collateral. When the fair value of the collateral is based on an executed sales contract with an independent third party, the Company records the impaired loans as nonrecurring Level 1. For individually evaluated impaired loans, the amount of impairment is based upon the present value of expected future cash flows discounted at the loan’s effective interest rate or the estimated fair value of the underlying collateral for collateral-dependent loans, which the Company classifies as a Level 3 valuation. Appraised values may be discounted to reflect current market conditions and ultimate collectability. These discounts typically range from 0% to 20% for each of the respective periods. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly.
	Other Real Estate Owned – Properties acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less costs to sell at the date of foreclosure. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying value or the new fair value less estimated selling costs. Fair value is generally based upon current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for selling costs. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the asset as nonrecurring Level 2. However, the Company also considers other factors or recent developments which could result in adjustments to the collateral value estimates indicated in the appraisals such as changes in absorption rates or market conditions from the time of valuation. In situations where an appraisal less estimated selling costs is used to determine fair value, management adjustments are significant to the fair value measurements, or other means are used to estimate fair value in the absence of an appraisal, the Company records the impaired loan as nonrecurring Level 3 within the valuation hierarchy. Appraised values may be discounted to reflect current market conditions and ultimate collectability. These discounts typically range from 0% to 20% for each of the respective periods.
	The following table summarizes the Company’s assets measured at fair value at the dates indicated (dollars in thousands):
			At March 31, 2015
			Total		Level 1		Level 2		Level 3
	Assets valued on a recurring basis
	Investment securities:
	U.S. government agency		$	3,078	$	—	$	3,078	$	—
	State and municipals			1,369		—		1,369		—
	Mortgage-backed			8,984		—		8,984		—
	Assets valued on a non-recurring basis
	Impaired loans			30,415		—		—		30,415
	Other real estate owned			1,108		—		—		1,108
	Total		$	44,954	$	—	$	13,431	$	31,523
			At December 31, 2014
			Total		Level 1		Level 2		Level 3
	Assets valued on a recurring basis
	Investment securities:
	U.S. government agency		$	4,985	$	—	$	4,985	$	—
	State and municipals			6,156		—		6,156		—
	Mortgage-backed			29,207		—		29,207		—
	Assets valued on a non-recurring basis
	Impaired loans			31,620		—		—		31,620
	Other real estate owned			1,108		—		—		1,108
	Total		$	73,076	$	—	$	40,348	$	32,728

BORROWED_FUNDS

BORROWED FUNDS	3 Months Ended
	Mar. 31, 2015
BORROWED FUNDS	NOTE 8. BORROWED FUNDS
	A summary of the Company’s outstanding borrowings and the annual rate of interest currently payable on each category is presented in the following table at the dates indicated (dollars in thousands):
		March 31, 2015					December 31, 2014
		Outstanding		Annual			Outstanding		Annual
		Balance		Interest Rate			Balance		Interest Rate
	Securities sold under overnight repurchase agreements	$	304		0.15	%	$	491		0.14	%
	Total borrowed funds	$	304		0.15	%	$	491		0.14	%
	The Bank engages from time-to-time in federal funds purchases from upstream correspondent institutions to meet temporary funding needs. There were none of these transactions outstanding at the close of either period presented in the above table.
	The Bank utilizes borrowings from the Federal Home Loan Bank (“FHLB”) as a source of liquidity. At March 31, 2015 and December 31, 2014, the Bank had immediately available credit of $5.8 million and $6.2 million, respectively. There were no advances from the FHLB at quarter-end.

INCOME_TAXES

INCOME TAXES	3 Months Ended
	Mar. 31, 2015
INCOME TAXES	NOTE 9. INCOME TAXES
	The Company utilizes the liability method of computing income taxes. Under the liability method, deferred tax liabilities and assets are established for future tax return effects of the temporary differences between the stated value of assets and liabilities for financial reporting purposes and their tax bases. The focus is on accruing the appropriate balance sheet deferred tax amount, with the statement of income effect being the result of the changes in the balance sheet amounts from period to period. The current portion of income tax expense is provided based upon the actual tax liability incurred for tax return purposes.
	The Company has a deferred tax asset of $16.5 million and $17.5 million as of March 31, 2015 and December 31, 2014, respectively. An evaluation of the probability of being able to realize the future benefits of deferred tax assets is made. A valuation allowance is provided for the deferred tax asset when it is more likely than not that some portion or all of the deferred tax asset will not be realized. Management has established a deferred tax asset valuation allowance of $16.5 million and $16.8 as of March 31, 2015 and December 31, 2014, respectively. The valuation allowance has been established because management believes current overall credit trends, as well as actual and forecasted performance, raise significant concern over the ability of the Company to realize the components of its deferred tax assets relating to net operating losses and the allowances for losses on loans and OREO. The Company does not expect to have taxable income for year ended December 31, 2015.

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME	3 Months Ended
	Mar. 31, 2015
ACCUMULATED OTHER COMPREHENSIVE INCOME	NOTE 10. ACCUMULATED OTHER COMPREHENSIVE INCOME
	The following tables present the changes in accumulated other comprehensive income (dollars in thousands):
		Unrealized Holding			Total
		Gains (Losses) on			Accumulated
		Available-For-Sale			Other
		Investment Securities			Comprehensive
					Income
	Balance at December 31, 2014	$	163		$	163
	Other comprehensive gain before reclassifications		19			19
	Amounts reclassified from accumulated other comprehensive income		—			—
	Net current period other comprehensive gain		19			19
	Balance at March 31, 2015	$	182		$	182
	Balance at December 31, 2013	$	(5,379	)	$	(5,379	)
	Other comprehensive gain before reclassifications		1,763			1,763
	Amounts reclassified from accumulated other comprehensive income		—			—
	Net current period other comprehensive gain		1,763			1,763
	Balance at March 31, 2014	$	(3,616	)	$	(3,616	)

SUBSEQUENT_EVENT

SUBSEQUENT EVENT	3 Months Ended
	Mar. 31, 2015
SUBSEQUENT EVENT	NOTE 11. SUBSEQUENT EVENT
	On May 6, 2015, the Company entered into a definitive merger agreement with Bank of the Ozarks, Inc (“OZRK”). The Company and OZRK jointly announced the signing of a definitive agreement and plan of merger and reorganization (“Agreement”) whereby OZRK will acquire the Company and its wholly-owned bank subsidiary, Bank of the Carolinas, in an all-stock transaction valued at approximately $64.7 million, or approximately $0.14 per outstanding share of the Company’s common stock, subject to potential downward adjustments as described in the Agreement.
	Under the terms of the Agreement, which has been approved by the boards of directors of both companies, each holder of outstanding shares of the Company’s common stock will receive shares of common stock of OZRK. The number of OZRK shares to be issued will be determined based on OZRK’s ten day average closing stock price as of the second business day prior to the closing date, subject to a minimum and maximum price of $29.28 and $48.80, respectively.
	Upon the closing of the transaction, the Company will merge into OZRK and Bank of the Carolinas will merge into OZRK’s wholly-owned bank subsidiary, Bank of the Ozarks. Completion of the transaction is subject to certain closing conditions, including customary regulatory approvals and approval by the Company’s shareholders. The transaction is expected to close in the third quarter of 2015.

BASIS_OF_PRESENTATION_Policies

BASIS OF PRESENTATION (Policies)	3 Months Ended
	Mar. 31, 2015
New Accounting Pronouncements	New Accounting Pronouncements – In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810). The amendments in this Update affect the following areas:
		1	Limited partnerships and similar legal entities
		2	Evaluating fees paid to a decision maker or a service provider as a variable interest
		3	The effect of fee arrangements on the primary beneficiary determination
		4	The effect of related parties on the primary beneficiary determination
		5	Certain investment funds.
	The amendments in this Update are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2015. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and for interim periods within fiscal years beginning after December 15, 2017. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. A reporting entity may apply the amendments in this Update using a modified retrospective approach by recording a cumulative-effect adjustment to equity as of the beginning of the fiscal year of adoption. A reporting entity also may apply the amendments retrospectively. The amendments are not expected to have a significant impact on the Company.
	In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). This ASU was developed as a joint project with the International Accounting Standards Board to remove inconsistencies in revenue requirements and provide a more robust framework for addressing revenue issues. The ASU’s core principle is that an entity should recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which an entity expects to be entitled in exchange for those goods or services. The ASU is effective for public entities for annual and interim periods beginning after December 15, 2016. The ASU may be adopted using either a modified retrospective method or a full retrospective method and early adoption is not permitted. The Company is currently evaluating the impact the adoption of this ASU will have on its consolidated financial statements.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2015
Computation of Earnings (Loss) Per Share	Earnings (loss) per share have been computed based on the following (dollars in thousands):
		Three months ended
		March 31
		2015		2014
	Net income (loss) applicable to common stockholders	$	926	$	(1,771	)
	Weighted average number of common shares outstanding		462,028,831		3,895,840
	Weighted average number of diluted common shares outstanding		462,028,831		3,895,840
	Earnings (Loss) per common share:
	Basic	$	0.002	$	(0.45	)
	Diluted	$	0.002	$	(0.45	)

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2015
Amortized Cost, Estimated Fair Values and Carrying Values of Investment Securities Portfolios	The amortized cost, estimated fair values and carrying values of the investment securities portfolios at the indicated dates are summarized as follows (dollars in thousands):
		March 31, 2015
		Amortized		Gross		Gross		Estimated		Carrying
		Cost		Unrealized		Unrealized		Fair Value		Value
				Gains		Losses
	Investment securities available-for-sale:
	U.S. Government agencies securities	$	2,968	$	110	$	—	$	3,078	$	3,078
	State and municipal bonds		1,343		26		—		1,369		1,369
	Mortgage-backed securities		8,938		53		7		8,984		8,984
	Total investment securities available-for-sale	$	13,249	$	189	$	7	$	13,431	$	13,431
		31-Dec-14
		Amortized		Gross		Gross		Estimated		Carrying
		Cost		Unrealized		Unrealized		Fair Value		Value
				Gains		Losses
	Investment securities available-for-sale:
	U.S. Government agencies securities	$	4,894	$	99	$	8	$	4,985	$	4,985
	State and municipal bonds		6,170		55		69		6,156		6,156
	Mortgage-backed securities		29,121		130		44		29,207		29,207
	Total investment securities available-for-sale	$	40,185	$	284	$	121	$	40,348	$	40,348
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities by contractual maturity at March 31, 2015 is as follows (dollars in thousands):
		Amortized		Estimated
		Cost		Fair Value
	Within 1 year	$	—	$	—
	Over 1 year through 5 years		968		1,007
	Over 5 years through 10 years		3,343		3,440
	Over 10 years		—		—
			4,311		4,447
	Mortgage-backed securities		8,938		8,984
		$	13,249	$	13,431
Fair Values of Securities with Unrealized Losses	The fair values of securities with unrealized losses at March 31, 2015 and December 31, 2014 are as follows (dollars in thousands):
	March 31, 2015:
		Less than 12 Months						12 Months or More						Total
	Temporarily impaired securities:	Estimated		Unrealized		Number of		Estimated		Unrealized		Number of		Estimated		Unrealized		Number of
		Fair Value		Losses		Securities		Fair Value		Losses		Securities		Fair Value		Losses		Securities
	U.S. Government agency securities	$	—	$	—		—	$	—	$	—		—	$	—	$	—		—
	State and municipal bonds		—		—		—		—		—		—		—		—		—
	Mortgage-backed securities		1,539		7		1		—		—		—		1,539		7		1
	Total	$	1,539	$	7		1	$	—	$	—		—	$	1,539	$	7		1
	December 31, 2014:
		Less than 12 Months						12 Months or More						Total
	Temporarily impaired securities:	Estimated		Unrealized		Number of		Estimated		Unrealized		Number of		Estimated		Unrealized		Number of
		Fair Value		Losses		Securities		Fair Value		Losses		Securities		Fair Value		Losses		Securities
	U.S. Government agency securities	$	—	$	—		—	$	1,696	$	8		2	$	1,696	$	8		2
	State and municipal bonds		502		1		1		3,727		68		6		4,229		69		7
	Mortgage-backed securities		5,275		14		4		6,606		30		4		11,881		44		8
	Total	$	5,777	$	15		5	$	12,029	$	106		12	$	17,806	$	121		17

LOANS_Tables

LOANS (Tables)	3 Months Ended
	Mar. 31, 2015
Loan Portfolio	The loan portfolio as of the dates indicated is summarized below (dollars in thousands):
		March 31,			December 31,
		2015			2014
	Real estate loans:
	Residential, 1-4 family	$	88,577		$	88,990
	Commercial real estate		114,928			111,195
	Construction and development		21,667			23,081
	Home equity		27,889			28,207
	Total real estate loans		253,061			251,473
	Commercial business and other loans		22,053			23,105
	Consumer loans		3,054			3,065
	Other		491			967
	Gross loans receivable		278,659			278,610
	Allowance for loan losses		(4,815	)		(5,126	)
	Loans, net	$	273,844		$	273,484
Impaired Loans, Segregated by Class of Loans	Impaired loans, segregated by class of loans, are summarized as follows as of the dates indicated (dollars in thousands):
		March 31, 2015												December 31, 2014
					Unpaid					Average		Interest				Unpaid				Average		Interest
		Recorded			Principal			Related		Recorded		Income		Recorded		Principal		Related		Recorded		Income
		Investment			Balance			Allowance		Investment		Recognized		Investment		Balance		Allowance		Investment		Recognized
	With no related allowance:
	Commercial - Non Real Estate	$	503		$	578		$	—	$	587	$	8	$	339	$	407	$	—	$	421	$	22
	Commercial Real Estate
	Owner occupied		1,825			2,094			—		2,102		26		1,996		2,329		—		2,671		143
	Income producing		2,037			2,210			—		2,218		26		1,891		2,057		—		2,080		98
	Multifamily		—			—			—		—		—		—		—		—		—		—
	Construction & Development
	1 - 4 Family		—			—			—		—		—		—		—		—		—		—
	Other		2,207			3,236			—		3,255		16		2,232		3,259		—		3,455		72
	Farmland		—			—			—		—		—		—		—		—		—		—
	Residential
	Equity Lines		65			75			—		75		1		67		76		—		77		3
	1 - 4 Family		5,265			5,705			—		5,738		60		4,878		5,313		—		5,385		229
	Junior Liens		283			310			—		312		4		287		314		—		320		17
	Consumer - Non Real Estate		16			16			—		16		—		—		—		—		—		—
	Total loans with no allowance	$	12,201		$	14,224		$	—	$	14,303	$	141	$	11,690	$	13,755	$	—	$	14,409	$	584
	With an allowance recorded:
	Commercial - Non Real Estate	$	1,326		$	1,327		$	83	$	1,352	$	13	$	1,560	$	1,563	$	78	$	1,670	$	71
	Commercial Real Estate
	Owner occupied		4,045			4,117			903		4,134		42		4,109		4,166		823		4,215		178
	Income producing		7,068			7,122			207		7,146		90		7,485		7,540		218		7,731		396
	Multifamily		1,191			1,224			68		1,228		11		1,198		1,232		74		1,245		44
	Construction & Development
	1 - 4 Family		347			353			7		355		5		350		356		8		362		18
	Other		712			718			20		723		8		726		732		23		751		34
	Farmland		—			—			—		—		—		—		—		—		—		—
	Residential
	Equity Lines		54			55			40		56		—		56		56		41		59		2
	1 - 4 Family		5,177			5,222			381		5,245		58		6,105		6,150		414		6,256		280
	Junior Liens		—			—			—		—		—		—		—		—		—		—
	Consumer - Non Real Estate		8			8			5		9		—		25		25		5		29		2
	Total loans with an allowance	$	19,928		$	20,146		$	1,714	$	20,248	$	227	$	21,614	$	21,820	$	1,684	$	22,318	$	1,025
	Total:
	Commercial - Non Real Estate	$	1,829		$	1,905		$	83	$	1,939	$	21	$	1,899	$	1,970	$	78	$	2,091	$	93
	Commercial Real Estate	$	16,166		$	16,767		$	1,178	$	16,828	$	195	$	16,679	$	17,324	$	1,115	$	17,942	$	859
	Construction & Development	$	3,266		$	4,307		$	27	$	4,333	$	29	$	3,308	$	4,347	$	31	$	4,568	$	124
	Residential	$	10,844		$	11,367		$	421	$	11,426	$	123	$	11,393	$	11,909	$	455	$	12,097	$	531
	Consumer - Non Real Estate	$	24		$	24		$	5	$	25	$	—	$	25	$	25	$	5	$	29	$	2
	Totals	$	32,129		$	34,370		$	1,714	$	34,551	$	368	$	33,304	$	35,575	$	1,684	$	36,727	$	1,609
Summary of Loans Modified as TDRs	The following tables provide a summary of loans modified as TDRs (dollars in thousands):
		Accrual			Nonaccrual			Total TDRs		Allowance for
										Loan Losses
										Allocated
	March 31, 2015
	Commercial real estate	$	13,826		$	1,848		$	15,674	$	1,105
	Commercial construction		1,735			1,531			3,266		27
	Commercial and industrial		1,667			162			1,829		83
	Residential mortgage		10,085			215			10,300		376
	Consumer and other		19			—			19		—
	Total modifications	$	27,332		$	3,756		$	31,088	$	1,591
	Total contracts		120			11			131
		Accrual			Nonaccrual			Total TDRs		Allowance for
										Loan Losses
										Allocated
	December 31, 2014
	Commercial real estate	$	15,997		$	—		$	15,997	$	1,035
	Commercial construction		1,758			1,550			3,308		31
	Commercial and industrial		1,728			171			1,899		78
	Residential mortgage		10,617			222			10,839		408
	Consumer and other		20			—			20		—
	Total modifications	$	30,120		$	1,943		$	32,063	$	1,552
	Total contracts		128			8			136
Troubled Debt Restructuring	The following table illustrates new TDR information for the period March 31, 2014 (dollars in thousands):
		Three Months Ended March 31, 2014
	Troubled Debt Restructuring	Number of			Rate			Term		Combination		Total
		Contracts			Modification			Modification		Modification		Modifications
	Commercial - Non Real Estate		1		$	—		$	61	$	—	$	61
	Commercial - Real Estate		1			22			—		—		22
	Construction & Development		—			—			—		—		—
	Residential		—			—			—		—		—
	Consumer - Non Real Estate		—			—			—		—		—
	Totals		2		$	22		$	61	$	—	$	83
Non-Accrual Loans and Age Analysis of Past Due Loans, Segregated by Class of Loans	Non-accrual loans and an age analysis of past due loans, segregated by class of loans, were as follows (dollars in thousands):
		30 - 59			60 - 89			90 Days		Total		Current		Total		90 Days		Non-accrual
		Days			Days			or More		Past Due				Loans		Past Due		Loans
		Past Due			Past Due			Past Due								and Still
																Accruing
	March 31, 2015:
	Commercial - Non Real Estate	$	—		$	—		$	159	$	159	$	21,894	$	22,053	$	—	$	162
	Commercial Real Estate
	Owner occupied		135			—			—		135		57,409		57,544		—		2,061
	Income producing		455			—			—		455		48,526		48,981		—		279
	Multifamily		—			—			—		—		8,403		8,403		—		—
	Construction & Development
	1 - 4 Family		—			—			—		—		3,765		3,765		—		—
	Other		—			—			—		—		17,635		17,635		—		1,531
	Farmland		—			—			—		—		267		267		—		—
	Residential
	Equity Lines		—			—			—		—		27,889		27,889		—		105
	1 - 4 Family		352			128			269		749		86,734		87,483		—		519
	Junior Liens		—			—			—		—		1,094		1,094		—		19
	Consumer - Non Real Estate		15			—			—		15		3,039		3,054		—		5
	Other		—			—			—		—		491		491		—		—
	Total	$	957		$	128		$	428	$	1,513	$	277,146	$	278,659	$	—	$	4,681
		30 - 59			60 - 89			90 Days		Total		Current		Total		90 Days		Non-accrual
		Days			Days			or More		Past Due				Loans		Past Due		Loans
		Past Due			Past Due			Past Due								and Still
																Accruing
	December 31, 2014:
	Commercial - Non Real Estate	$	—		$	—		$	167	$	167	$	22,938	$	23,105	$	—	$	171
	Commercial Real Estate
	Owner occupied		170			—			—		170		54,858		55,028		—		390
	Income producing		—			—			—		—		47,677		47,677		—		292
	Multifamily		—			—			—		—		8,490		8,490		—		—
	Construction & Development
	1 - 4 Family		—			—			—		—		3,366		3,366		—		—
	Other		—			—			—		—		19,444		19,444		—		1,550
	Farmland		—			—			—		—		271		271		—		—
	Residential
	Equity Lines		17			—			—		17		28,190		28,207		—		107
	1 - 4 Family		885			—			59		944		87,173		88,117		—		610
	Junior Liens		—			—			—		—		873		873		—		21
	Consumer - Non Real Estate		4			—			—		4		3,061		3,065		—		5
	Other		—			—			—		—		967		967		—		—
	Total	$	1,076		$	—		$	226	$	1,302	$	277,308	$	278,610	$	—	$	3,146
Risk Category of Loans and Leases	As of March 31, 2015 and December 31, 2014, and based on the most recent analysis performed, the loans and leases were categorized as follows (dollars in thousands):
		March 31, 2015
	Internal Risk Rating Grades	Pass			Special			Substandard		Doubtful		Loss
					Mention
	Commercial - Non Real Estate	$	18,860		$	2,749		$	444	$	—	$	—
	Commercial Real Estate
	Owner occupied		49,846			4,101			3,597		—		—
	Income producing		36,446			10,966			1,569		—		—
	Multifamily		6,690			1,713			—		—		—
	Construction & Development
	1 - 4 Family		3,234			184			347		—		—
	Other		13,873			1,191			2,571		—		—
	Farmland		267			—			—		—		—
	Totals	$	129,216		$	20,904		$	8,528	$	—	$	—
	Total:
	Commercial - Non Real Estate	$	18,860		$	2,749		$	444	$	—	$	—
	Commercial Real Estate	$	92,982		$	16,780		$	5,166	$	—	$	—
	Construction & Development	$	17,374		$	1,375		$	2,918	$	—	$	—
	Totals	$	129,216		$	20,904		$	8,528	$	—	$	—
		31-Dec-14
	Internal Risk Rating Grades	Pass			Special			Substandard		Doubtful		Loss
					Mention
	Commercial - Non Real Estate	$	19,661		$	2,783		$	661	$	—	$	—
	Commercial Real Estate
	Owner occupied		46,881			4,316			3,831		—		—
	Income producing		34,843			11,231			1,603		—		—
	Multifamily		6,764			1,726			—		—		—
	Construction & Development
	1 - 4 Family		2,826			190			350		—		—
	Other		14,999			1,838			2,607		—		—
	Farmland		271			—			—		—		—
	Totals	$	126,245		$	22,084		$	9,052	$	—	$	—
	Total:
	Commercial - Non Real Estate	$	19,661		$	2,783		$	661	$	—	$	—
	Commercial Real Estate	$	88,488		$	17,273		$	5,434	$	—	$	—
	Construction & Development	$	18,096		$	2,028		$	2,957	$	—	$	—
	Totals	$	126,245		$	22,084		$	9,052	$	—	$	—
Consumer Related Loans, Segregated by Class of Loans	Consumer-related loans at March 31, 2015 and December 31, 2014, segregated by class of loans, were as follows (dollars in thousands):
		March 31, 2015						December 31, 2014
					Non-					Non-
	Risk Based on Payment Activity	Performing			Performing			Performing		Performing
	Residential
	Equity Lines	$	27,784		$	105		$	28,100	$	107
	1 - 4 Family		87,179			304			87,803		314
	Junior Liens		1,094			—			873		—
	Consumer - Non Real Estate		3,049			5			3,060		5
	Other		491			—			967		—
	Totals	$	119,597		$	414		$	120,803	$	426
	Total:
	Residential	$	116,057		$	409		$	116,776	$	421
	Consumer - Non Real Estate	$	3,049		$	5		$	3,060	$	5
	Other	$	491		$	—		$	967	$	—
	Totals	$	119,106		$	414		$	119,836	$	426

ALLOWANCE_FOR_LOAN_LOSSES_Tabl

ALLOWANCE FOR LOAN LOSSES (Tables)	3 Months Ended
	Mar. 31, 2015
Schedule of Changes in Allowance for Loan Losses by Segment	Changes in the allowance for loan losses by segment, since their respective year-end, are as follows (dollars in thousands):
		March 31, 2015												March 31, 2014
		Beginning										Ending		Beginning										Ending
		Balance		Chargeoffs			Recoveries		Provision			Balance		Balance		Chargeoffs			Recoveries		Provision			Balance
	Commercial - Non Real Estate	$	324	$	—		$	12	$	(67	)	$	269	$	176	$	(48	)	$	80	$	(8	)	$	200
	Commercial Real Estate
	Owner occupied		1,247		—			70		(96	)		1,221		1,224		—			4		(49	)		1,179
	Income producing		747		—			1		10			758		831		—			—		626			1,457
	Multifamily		153		—			—		(16	)		137		50		—			—		69			119
	Construction & Development
	1 - 4 Family		87		—			—		10			97		52		—			—		(16	)		36
	Other		511		—			3		(168	)		346		580		—			2		526			1,108
	Farmland		5		—			—		—			5		3		—			—		—			3
	Residential
	Equity Lines		609		—			2		(14	)		597		332		(59	)		2		(9	)		266
	1 - 4 Family		1,235		—			4		(50	)		1,189		1,218		(8	)		62		(72	)		1,200
	Consumer - Non Real Estate		44		(4	)		3		(2	)		41		44		(8	)		7		8			51
	Other		5		—			—		(1	)		4		—		—			—		—			—
	Unallocated		159		—			—		(8	)		151		1,505		—			—		(13	)		1,492
	Total	$	5,126	$	(4	)	$	95	$	(402	)	$	4,815	$	6,015	$	(123	)	$	157	$	1,062		$	7,111
Schedule of Loans Individually Evaluated for Impairment	As of March 31, 2015 and December 31, 2014, loans were evaluated for impairment as follows (dollars in thousands):
		Individually Evaluated for Impairment
		March 31, 2015					December 31, 2014
		Allowance		Total Loans			Allowance		Total Loans
	Commercial - Non Real Estate	$	83	$	1,829		$	78	$	1,899
	Commercial Real Estate
	Owner occupied		903		5,870			823		6,105
	Income producing		207		9,105			218		9,376
	Multifamily		68		1,191			74		1,198
	Construction & Development
	1 - 4 Family		7		347			8		350
	Other		20		2,919			23		2,958
	Farmland		—		—			—		—
	Residential
	Equity Lines		40		119			41		123
	1 - 4 Family		381		10,725			414		11,270
	Consumer - Non Real Estate		5		24			5		25
	Other		—		—			—		—
	Unallocated		—		—			—		—
	Total	$	1,714	$	32,129		$	1,684	$	33,304
		Collectively Evaluated for Impairment
		31-Mar-15					31-Dec-14
		Allowance		Total Loans			Allowance		Total Loans
	Commercial - Non Real Estate	$	186	$	20,224		$	246	$	21,206
	Commercial Real Estate
	Owner occupied		318		51,674			424		48,923
	Income producing		551		39,876			529		38,301
	Multifamily		69		7,212			79		7,292
	Construction & Development
	1 - 4 Family		90		3,418			79		3,016
	Other		326		14,716			488		16,486
	Farmland		5		267			5		271
	Residential
	Equity Lines		557		27,770			568		28,084
	1 - 4 Family		808		77,852			821		77,720
	Consumer - Non Real Estate		36		3,030			39		3,040
	Other		4		491			5		967
	Unallocated		151		—			159		—
	Total	$	3,101	$	246,530		$	3,442	$	245,306

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	3 Months Ended
	Mar. 31, 2015
Summary of Outstanding Financial Instruments Whose Contract Amounts Represent Credit Risk	The following table presents a summary of outstanding financial instruments whose contract amounts represent credit risk as of March 31, 2015 (dollars in thousands):
	Unfunded loan commitments	$	32,932
	Financial standby letters of credit		209
	Total unused commitments	$	33,141

FAIR_VALUE_Tables

FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2015
Assets Measured on Recurring Basis	The following table summarizes the Company’s assets measured at fair value at the dates indicated (dollars in thousands):
		At March 31, 2015
		Total		Level 1		Level 2		Level 3
	Assets valued on a recurring basis
	Investment securities:
	U.S. government agency	$	3,078	$	—	$	3,078	$	—
	State and municipals		1,369		—		1,369		—
	Mortgage-backed		8,984		—		8,984		—
	Assets valued on a non-recurring basis
	Impaired loans		30,415		—		—		30,415
	Other real estate owned		1,108		—		—		1,108
	Total	$	44,954	$	—	$	13,431	$	31,523
		At December 31, 2014
		Total		Level 1		Level 2		Level 3
	Assets valued on a recurring basis
	Investment securities:
	U.S. government agency	$	4,985	$	—	$	4,985	$	—
	State and municipals		6,156		—		6,156		—
	Mortgage-backed		29,207		—		29,207		—
	Assets valued on a non-recurring basis
	Impaired loans		31,620		—		—		31,620
	Other real estate owned		1,108		—		—		1,108
	Total	$	73,076	$	—	$	40,348	$	32,728

BORROWED_FUNDS_Tables

BORROWED FUNDS (Tables)	3 Months Ended
	Mar. 31, 2015
Outstanding Borrowings and Annual Rate of Interest	A summary of the Company’s outstanding borrowings and the annual rate of interest currently payable on each category is presented in the following table at the dates indicated (dollars in thousands):
		March 31, 2015					December 31, 2014
		Outstanding		Annual			Outstanding		Annual
		Balance		Interest Rate			Balance		Interest Rate
	Securities sold under overnight repurchase agreements	$	304		0.15	%	$	491		0.14	%
	Total borrowed funds	$	304		0.15	%	$	491		0.14	%

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME (Tables)	3 Months Ended
	Mar. 31, 2015
Changes in Accumulated Other Comprehensive Income	The following tables present the changes in accumulated other comprehensive income (dollars in thousands):
		Unrealized Holding			Total
		Gains (Losses) on			Accumulated
		Available-For-Sale			Other
		Investment Securities			Comprehensive
					Income
	Balance at December 31, 2014	$	163		$	163
	Other comprehensive gain before reclassifications		19			19
	Amounts reclassified from accumulated other comprehensive income		—			—
	Net current period other comprehensive gain		19			19
	Balance at March 31, 2015	$	182		$	182
	Balance at December 31, 2013	$	(5,379	)	$	(5,379	)
	Other comprehensive gain before reclassifications		1,763			1,763
	Amounts reclassified from accumulated other comprehensive income		—			—
	Net current period other comprehensive gain		1,763			1,763
	Balance at March 31, 2014	$	(3,616	)	$	(3,616	)

Computation_of_Earnings_Loss_P

Computation of Earnings (Loss) Per Share (Detail) (Detail) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Share [Line Items]
Net income (loss) applicable to common stockholders	$926	($1,771)
Weighted average number of common shares outstanding	462,028,831	3,895,840
Weighted average number of diluted common shares outstanding	462,028,831	3,895,840
Earnings (Loss) per common share:
Basic	$0.00	($0.45)
Diluted	$0.00	($0.45)

Earnings_Per_Share_Additional_

Earnings Per Share - Additional Information (Detail)	3 Months Ended
	Mar. 30, 2015
Earnings Per Share Note [Line Items]
Common stock options outstanding that were anti-dilutive	4,500

Amortized_Cost_Estimated_Fair_

Amortized Cost, Estimated Fair Values and Carrying Values of Investment Securities Portfolios (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Investment [Line Items]
Investment securities available for sale, Amortized Cost	$13,249	$40,185
Investment securities available for sale, Gross Unrealized Gains	189	284
Investment securities available for sale, Gross Unrealized Losses	7	121
Investment securities available for sale, Estimated Fair Value	13,431	40,348
Investment securities available for sale, Carrying Value	13,431	40,348
U.S. Government agencies securities
Investment [Line Items]
Investment securities available for sale, Amortized Cost	2,968	4,894
Investment securities available for sale, Gross Unrealized Gains	110	99
Investment securities available for sale, Gross Unrealized Losses		8
Investment securities available for sale, Estimated Fair Value	3,078	4,985
Investment securities available for sale, Carrying Value	3,078	4,985
State and municipal bonds
Investment [Line Items]
Investment securities available for sale, Amortized Cost	1,343	6,170
Investment securities available for sale, Gross Unrealized Gains	26	55
Investment securities available for sale, Gross Unrealized Losses		69
Investment securities available for sale, Estimated Fair Value	1,369	6,156
Investment securities available for sale, Carrying Value	1,369	6,156
Mortgage-backed securities
Investment [Line Items]
Investment securities available for sale, Amortized Cost	8,938	29,121
Investment securities available for sale, Gross Unrealized Gains	53	130
Investment securities available for sale, Gross Unrealized Losses	7	44
Investment securities available for sale, Estimated Fair Value	8,984	29,207
Investment securities available for sale, Carrying Value	$8,984	$29,207

Amortized_Cost_and_Fair_Value_

Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Detail) (USD $)	Mar. 31, 2015
In Thousands, unless otherwise specified
Amortized cost
Within 1 year	$0
Over 1 year through 5 years	968
Over 5 years through 10 years	3,343
Over 10 years	0
Marketable Securities, Debt Maturities, Amortized Cost, Total	4,311
Mortgage backed securities	8,938
Available For Sale Securities And Held To Maturity Securities Amortized Cost, Total	13,249
Estimated fair value
Within 1 year	0
Over 1 year through 5 years	1,007
Over 5 years through 10 years	3,440
Over 10 years	0
Marketable Securities, Debt Maturities, Fair Value, Total	4,447
Mortgage backed securities	8,984
Available For Sale Securities And Held To Maturity Securities Estimated Fair Value, Total	$13,431

Fair_Values_of_Securities_with

Fair Values of Securities with Unrealized Losses (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Investment	Investment
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Estimated Fair Value	$1,539	$5,777
Less than 12 Months, Unrealized Losses	7	15
Number of Securities	1	5
12 Months or More, Estimated Fair Value		12,029
12 Months or More, Unrealized Losses		106
Number of Securities		12
Total, Estimated Fair Value	1,539	17,806
Total, Unrealized Losses	7	121
Total, Number of Securities	1	17
U.S. Government agencies securities
Schedule of Available-for-sale Securities [Line Items]
12 Months or More, Estimated Fair Value		1,696
12 Months or More, Unrealized Losses		8
Number of Securities		2
Total, Estimated Fair Value		1,696
Total, Unrealized Losses		8
Total, Number of Securities		2
State and municipal bonds
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Estimated Fair Value		502
Less than 12 Months, Unrealized Losses		1
Number of Securities		1
12 Months or More, Estimated Fair Value		3,727
12 Months or More, Unrealized Losses		68
Number of Securities		6
Total, Estimated Fair Value		4,229
Total, Unrealized Losses		69
Total, Number of Securities		7
Mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Estimated Fair Value	1,539	5,275
Less than 12 Months, Unrealized Losses	7	14
Number of Securities	1	4
12 Months or More, Estimated Fair Value		6,606
12 Months or More, Unrealized Losses		30
Number of Securities		4
Total, Estimated Fair Value	1,539	11,881
Total, Unrealized Losses	$7	$44
Total, Number of Securities	1	8

Investment_Securities_Addition

Investment Securities - Additional Information (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified
Investment [Line Items]
Investment securities with market values that were pledged as collateral	$10.30	$10.50

Loan_Portfolio_Detail

Loan Portfolio (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	$253,061	$251,473
Commercial business and other loans	22,053	23,105
Consumer loans	3,054	3,065
Other	491	967
Gross loans receivable	278,659	278,610
Allowance for loan losses	-4,815	-5,126	-7,111	-6,015
Loans, net	273,844	273,484
1-4 Family Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	88,577	88,990
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	114,928	111,195
Construction & Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	21,667	23,081
Equity Lines
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	$27,889	$28,207

Impaired_Loans_Segregated_by_C

Impaired Loans, Segregated by Class of Loans (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Recorded Investment	$12,201	$11,690
With No Related Allowance, Unpaid Principal Balance	14,224	13,755
With No Related Allowance, Related Allowance	0	0
With No Related Allowance, Average Recorded Investment	14,303	14,409
With No Related Allowance, Interest Income Recognized	141	584
With Related Allowance, Recorded Investment	19,928	21,614
With Related Allowance, Unpaid Principal Balance	20,146	21,820
With Related Allowance, Related Allowance	1,714	1,684
With Related Allowance, Average Recorded Investment	20,248	22,318
With Related Allowance, Interest Income Recognized	227	1,025
Recorded Investment, Total	32,129	33,304
Unpaid Principal Balance, Total	34,370	35,575
Related Allowance, Total	1,714	1,684
Average Recorded Investment, Total	34,551	36,727
Interest Income Recognized, Total	368	1,609
Commercial - Non Real Estate
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Recorded Investment	503	339
With No Related Allowance, Unpaid Principal Balance	578	407
With No Related Allowance, Related Allowance	0	0
With No Related Allowance, Average Recorded Investment	587	421
With No Related Allowance, Interest Income Recognized	8	22
With Related Allowance, Recorded Investment	1,326	1,560
With Related Allowance, Unpaid Principal Balance	1,327	1,563
With Related Allowance, Related Allowance	83	78
With Related Allowance, Average Recorded Investment	1,352	1,670
With Related Allowance, Interest Income Recognized	13	71
Recorded Investment, Total	1,829	1,899
Unpaid Principal Balance, Total	1,905	1,970
Related Allowance, Total	83	78
Average Recorded Investment, Total	1,939	2,091
Interest Income Recognized, Total	21	93
Commercial Real Estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, Total	16,166	16,679
Unpaid Principal Balance, Total	16,767	17,324
Related Allowance, Total	1,178	1,115
Average Recorded Investment, Total	16,828	17,942
Interest Income Recognized, Total	195	859
Commercial Real Estate | Owner occupied
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Recorded Investment	1,825	1,996
With No Related Allowance, Unpaid Principal Balance	2,094	2,329
With No Related Allowance, Related Allowance	0	0
With No Related Allowance, Average Recorded Investment	2,102	2,671
With No Related Allowance, Interest Income Recognized	26	143
With Related Allowance, Recorded Investment	4,045	4,109
With Related Allowance, Unpaid Principal Balance	4,117	4,166
With Related Allowance, Related Allowance	903	823
With Related Allowance, Average Recorded Investment	4,134	4,215
With Related Allowance, Interest Income Recognized	42	178
Commercial Real Estate | Income Producing
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Recorded Investment	2,037	1,891
With No Related Allowance, Unpaid Principal Balance	2,210	2,057
With No Related Allowance, Related Allowance	0	0
With No Related Allowance, Average Recorded Investment	2,218	2,080
With No Related Allowance, Interest Income Recognized	26	98
With Related Allowance, Recorded Investment	7,068	7,485
With Related Allowance, Unpaid Principal Balance	7,122	7,540
With Related Allowance, Related Allowance	207	218
With Related Allowance, Average Recorded Investment	7,146	7,731
With Related Allowance, Interest Income Recognized	90	396
Commercial Real Estate | Multifamily
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Related Allowance	0	0
With Related Allowance, Recorded Investment	1,191	1,198
With Related Allowance, Unpaid Principal Balance	1,224	1,232
With Related Allowance, Related Allowance	68	74
With Related Allowance, Average Recorded Investment	1,228	1,245
With Related Allowance, Interest Income Recognized	11	44
Construction & Development
Financing Receivable, Impaired [Line Items]
Recorded Investment, Total	3,266	3,308
Unpaid Principal Balance, Total	4,307	4,347
Related Allowance, Total	27	31
Average Recorded Investment, Total	4,333	4,568
Interest Income Recognized, Total	29	124
Construction & Development | 1-4 Family Residential
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Related Allowance	0	0
With Related Allowance, Recorded Investment	347	350
With Related Allowance, Unpaid Principal Balance	353	356
With Related Allowance, Related Allowance	7	8
With Related Allowance, Average Recorded Investment	355	362
With Related Allowance, Interest Income Recognized	5	18
Construction & Development | Construction & Development, Other
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Recorded Investment	2,207	2,232
With No Related Allowance, Unpaid Principal Balance	3,236	3,259
With No Related Allowance, Related Allowance	0	0
With No Related Allowance, Average Recorded Investment	3,255	3,455
With No Related Allowance, Interest Income Recognized	16	72
With Related Allowance, Recorded Investment	712	726
With Related Allowance, Unpaid Principal Balance	718	732
With Related Allowance, Related Allowance	20	23
With Related Allowance, Average Recorded Investment	723	751
With Related Allowance, Interest Income Recognized	8	34
Construction & Development | Farmland
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Related Allowance	0	0
Residential
Financing Receivable, Impaired [Line Items]
Recorded Investment, Total	10,844	11,393
Unpaid Principal Balance, Total	11,367	11,909
Related Allowance, Total	421	455
Average Recorded Investment, Total	11,426	12,097
Interest Income Recognized, Total	123	531
Residential | 1-4 Family Residential
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Recorded Investment	5,265	4,878
With No Related Allowance, Unpaid Principal Balance	5,705	5,313
With No Related Allowance, Related Allowance	0	0
With No Related Allowance, Average Recorded Investment	5,738	5,385
With No Related Allowance, Interest Income Recognized	60	229
With Related Allowance, Recorded Investment	5,177	6,105
With Related Allowance, Unpaid Principal Balance	5,222	6,150
With Related Allowance, Related Allowance	381	414
With Related Allowance, Average Recorded Investment	5,245	6,256
With Related Allowance, Interest Income Recognized	58	280
Residential | Equity Lines
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Recorded Investment	65	67
With No Related Allowance, Unpaid Principal Balance	75	76
With No Related Allowance, Related Allowance	0	0
With No Related Allowance, Average Recorded Investment	75	77
With No Related Allowance, Interest Income Recognized	1	3
With Related Allowance, Recorded Investment	54	56
With Related Allowance, Unpaid Principal Balance	55	56
With Related Allowance, Related Allowance	40	41
With Related Allowance, Average Recorded Investment	56	59
With Related Allowance, Interest Income Recognized		2
Residential | Junior Liens
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Recorded Investment	283	287
With No Related Allowance, Unpaid Principal Balance	310	314
With No Related Allowance, Related Allowance	0	0
With No Related Allowance, Average Recorded Investment	312	320
With No Related Allowance, Interest Income Recognized	4	17
Consumer - Non Real Estate
Financing Receivable, Impaired [Line Items]
With No Related Allowance, Recorded Investment	16
With No Related Allowance, Unpaid Principal Balance	16
With No Related Allowance, Related Allowance	0	0
With No Related Allowance, Average Recorded Investment	16
With Related Allowance, Recorded Investment	8	25
With Related Allowance, Unpaid Principal Balance	8	25
With Related Allowance, Related Allowance	5	5
With Related Allowance, Average Recorded Investment	9	29
With Related Allowance, Interest Income Recognized		2
Recorded Investment, Total	24	25
Unpaid Principal Balance, Total	24	25
Related Allowance, Total	5	5
Average Recorded Investment, Total	25	29
Interest Income Recognized, Total		$2

Loans_Additional_Information_D

Loans - Additional Information (Detail) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	Contract	Contract
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable Modifications Recorded Investment	$31,088,000		$32,063,000
Troubled debt restructuring	0	83,000
Troubled debt restructuring that subsequently defaulted, number of contract	0	0
Loans in non-accrual status	$4,681,000		$3,146,000

Summary_of_Loans_Modified_as_T

Summary of Loans Modified as TDRs (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	Loan	Loan
Financing Receivable, Modifications [Line Items]
Total modifications, accrual	$27,332	$30,120
Total modifications, non-accrual	3,756	1,943
Total modifications, total TDRs	31,088	32,063
Total modifications, allowances for loan losses allocated	1,591	1,552
Total contracts, accrual	120	128
Total contracts, non-accrual	11	8
Total contracts, total TDRs	131	136
Commercial Real Estate
Financing Receivable, Modifications [Line Items]
Total modifications, accrual	13,826	15,997
Total modifications, non-accrual	1,848
Total modifications, total TDRs	15,674	15,997
Total modifications, allowances for loan losses allocated	1,105	1,035
Commercial Construction
Financing Receivable, Modifications [Line Items]
Total modifications, accrual	1,735	1,758
Total modifications, non-accrual	1,531	1,550
Total modifications, total TDRs	3,266	3,308
Total modifications, allowances for loan losses allocated	27	31
Commercial and Industrial
Financing Receivable, Modifications [Line Items]
Total modifications, accrual	1,667	1,728
Total modifications, non-accrual	162	171
Total modifications, total TDRs	1,829	1,899
Total modifications, allowances for loan losses allocated	83	78
Residential
Financing Receivable, Modifications [Line Items]
Total modifications, accrual	10,085	10,617
Total modifications, non-accrual	215	222
Total modifications, total TDRs	10,300	10,839
Total modifications, allowances for loan losses allocated	376	408
Customer Related And Other
Financing Receivable, Modifications [Line Items]
Total modifications, accrual	19	20
Total modifications, total TDRs	$19	$20

Troubled_Debt_Restructuring_De

Troubled Debt Restructuring (Detail) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2015
	Contract
Financing Receivable, Modifications [Line Items]
Number of Contracts	2
Rate Modification	$22,000
Term Modification	61,000
Combination Modification	0
Total Modifications	83,000	0
Commercial - Non Real Estate
Financing Receivable, Modifications [Line Items]
Number of Contracts	1
Term Modification	61,000
Combination Modification	0
Total Modifications	61,000
Commercial Real Estate
Financing Receivable, Modifications [Line Items]
Number of Contracts	1
Rate Modification	22,000
Combination Modification	0
Total Modifications	22,000
Construction & Development
Financing Receivable, Modifications [Line Items]
Combination Modification	0
Residential
Financing Receivable, Modifications [Line Items]
Combination Modification	0
Consumer - Non Real Estate
Financing Receivable, Modifications [Line Items]
Combination Modification	$0

Nonaccrual_Loans_and_Age_Analy

Non-accrual Loans and Age Analysis of Past Due Loans, Segregated by Class of Loans (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	$957	$1,076
60 - 89 Days Past Due	128
Equal to Greater than 90 Days Past Due	428	226
Total Past Due	1,513	1,302
Current	277,146	277,308
Gross loans receivable	278,659	278,610
90 Days Past Due and Still Accruing	0	0
Non-accrual Status	4,681	3,146
Commercial - Non Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Equal to Greater than 90 Days Past Due	159	167
Total Past Due	159	167
Current	21,894	22,938
Gross loans receivable	22,053	23,105
90 Days Past Due and Still Accruing	0	0
Non-accrual Status	162	171
Commercial Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	135	170
Total Past Due	135	170
Current	57,409	54,858
Gross loans receivable	57,544	55,028
90 Days Past Due and Still Accruing	0	0
Non-accrual Status	2,061	390
Commercial Real Estate | Income Producing
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	455
Total Past Due	455
Current	48,526	47,677
Gross loans receivable	48,981	47,677
90 Days Past Due and Still Accruing	0	0
Non-accrual Status	279	292
Commercial Real Estate | Multifamily
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	8,403	8,490
Gross loans receivable	8,403	8,490
90 Days Past Due and Still Accruing	0	0
Construction & Development | 1-4 Family Residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	3,765	3,366
Gross loans receivable	3,765	3,366
90 Days Past Due and Still Accruing	0	0
Construction & Development | Construction & Development, Other
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	17,635	19,444
Gross loans receivable	17,635	19,444
90 Days Past Due and Still Accruing	0	0
Non-accrual Status	1,531	1,550
Construction & Development | Farmland
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	267	271
Gross loans receivable	267	271
90 Days Past Due and Still Accruing	0	0
Residential | 1-4 Family Residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	352	885
60 - 89 Days Past Due	128
Equal to Greater than 90 Days Past Due	269	59
Total Past Due	749	944
Current	86,734	87,173
Gross loans receivable	87,483	88,117
90 Days Past Due and Still Accruing	0	0
Non-accrual Status	519	610
Residential | Equity Lines
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due		17
Total Past Due		17
Current	27,889	28,190
Gross loans receivable	27,889	28,207
90 Days Past Due and Still Accruing	0	0
Non-accrual Status	105	107
Residential | Junior Liens
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	1,094	873
Gross loans receivable	1,094	873
90 Days Past Due and Still Accruing	0	0
Non-accrual Status	19	21
Consumer - Non Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
30 to 59 Days Past Due	15	4
Total Past Due	15	4
Current	3,039	3,061
Gross loans receivable	3,054	3,065
90 Days Past Due and Still Accruing	0	0
Non-accrual Status	5	5
Others
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	491	967
Gross loans receivable	491	967
90 Days Past Due and Still Accruing	$0	$0

Risk_Category_of_Loans_and_Lea

Risk Category of Loans and Leases (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Totals	$278,659	$278,610
Commercial - Non Real Estate
Financing Receivable, Recorded Investment [Line Items]
Totals	22,053	23,105
Commercial Real Estate | Owner occupied
Financing Receivable, Recorded Investment [Line Items]
Totals	57,544	55,028
Commercial Real Estate | Income Producing
Financing Receivable, Recorded Investment [Line Items]
Totals	48,981	47,677
Commercial Real Estate | Multifamily
Financing Receivable, Recorded Investment [Line Items]
Totals	8,403	8,490
Construction & Development | Construction & Development, Other
Financing Receivable, Recorded Investment [Line Items]
Totals	17,635	19,444
Construction & Development | Farmland
Financing Receivable, Recorded Investment [Line Items]
Totals	267	271
Pass
Financing Receivable, Recorded Investment [Line Items]
Totals	129,216	126,245
Pass | Commercial - Non Real Estate
Financing Receivable, Recorded Investment [Line Items]
Totals	18,860	19,661
Pass | Commercial Real Estate
Financing Receivable, Recorded Investment [Line Items]
Totals	92,982	88,488
Pass | Commercial Real Estate | Owner occupied
Financing Receivable, Recorded Investment [Line Items]
Totals	49,846	46,881
Pass | Commercial Real Estate | Income Producing
Financing Receivable, Recorded Investment [Line Items]
Totals	36,446	34,843
Pass | Commercial Real Estate | Multifamily
Financing Receivable, Recorded Investment [Line Items]
Totals	6,690	6,764
Pass | Construction & Development
Financing Receivable, Recorded Investment [Line Items]
Totals	17,374	18,096
Pass | Construction & Development | 1-4 Family
Financing Receivable, Recorded Investment [Line Items]
Totals	3,234	2,826
Pass | Construction & Development | Construction & Development, Other
Financing Receivable, Recorded Investment [Line Items]
Totals	13,873	14,999
Pass | Construction & Development | Farmland
Financing Receivable, Recorded Investment [Line Items]
Totals	267	271
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Totals	20,904	22,084
Special Mention | Commercial - Non Real Estate
Financing Receivable, Recorded Investment [Line Items]
Totals	2,749	2,783
Special Mention | Commercial Real Estate
Financing Receivable, Recorded Investment [Line Items]
Totals	16,780	17,273
Special Mention | Commercial Real Estate | Owner occupied
Financing Receivable, Recorded Investment [Line Items]
Totals	4,101	4,316
Special Mention | Commercial Real Estate | Income Producing
Financing Receivable, Recorded Investment [Line Items]
Totals	10,966	11,231
Special Mention | Commercial Real Estate | Multifamily
Financing Receivable, Recorded Investment [Line Items]
Totals	1,713	1,726
Special Mention | Construction & Development
Financing Receivable, Recorded Investment [Line Items]
Totals	1,375	2,028
Special Mention | Construction & Development | 1-4 Family
Financing Receivable, Recorded Investment [Line Items]
Totals	184	190
Special Mention | Construction & Development | Construction & Development, Other
Financing Receivable, Recorded Investment [Line Items]
Totals	1,191	1,838
Substandard
Financing Receivable, Recorded Investment [Line Items]
Totals	8,528	9,052
Substandard | Commercial - Non Real Estate
Financing Receivable, Recorded Investment [Line Items]
Totals	444	661
Substandard | Commercial Real Estate
Financing Receivable, Recorded Investment [Line Items]
Totals	5,166	5,434
Substandard | Commercial Real Estate | Owner occupied
Financing Receivable, Recorded Investment [Line Items]
Totals	3,597	3,831
Substandard | Commercial Real Estate | Income Producing
Financing Receivable, Recorded Investment [Line Items]
Totals	1,569	1,603
Substandard | Construction & Development
Financing Receivable, Recorded Investment [Line Items]
Totals	2,918	2,957
Substandard | Construction & Development | 1-4 Family
Financing Receivable, Recorded Investment [Line Items]
Totals	347	350
Substandard | Construction & Development | Construction & Development, Other
Financing Receivable, Recorded Investment [Line Items]
Totals	$2,571	$2,607

Consumer_Related_Loans_Segrega

Consumer Related Loans, Segregated by Class of Loans (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Totals	$278,659	$278,610
Residential | Equity Lines
Financing Receivable, Recorded Investment [Line Items]
Totals	27,889	28,207
Residential | 1-4 Family Residential
Financing Receivable, Recorded Investment [Line Items]
Totals	87,483	88,117
Residential | Junior Liens
Financing Receivable, Recorded Investment [Line Items]
Totals	1,094	873
Consumer - Non Real Estate
Financing Receivable, Recorded Investment [Line Items]
Totals	3,054	3,065
Performing Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Totals	119,106	119,836
Performing Financing Receivable | Residential
Financing Receivable, Recorded Investment [Line Items]
Totals	116,057	116,776
Performing Financing Receivable | Residential | Equity Lines
Financing Receivable, Recorded Investment [Line Items]
Totals	27,784	28,100
Performing Financing Receivable | Residential | 1-4 Family Residential
Financing Receivable, Recorded Investment [Line Items]
Totals	87,179	87,803
Performing Financing Receivable | Residential | Junior Liens
Financing Receivable, Recorded Investment [Line Items]
Totals	1,094	873
Performing Financing Receivable | Residential | Consumer Other Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Totals	491	967
Performing Financing Receivable | Residential | Totals
Financing Receivable, Recorded Investment [Line Items]
Totals	119,597	120,803
Performing Financing Receivable | Consumer - Non Real Estate
Financing Receivable, Recorded Investment [Line Items]
Totals	3,049	3,060
Performing Financing Receivable | Consumer Other Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Totals	491	967
Nonperforming Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Totals	414	426
Nonperforming Financing Receivable | Residential
Financing Receivable, Recorded Investment [Line Items]
Totals	409	421
Nonperforming Financing Receivable | Residential | Equity Lines
Financing Receivable, Recorded Investment [Line Items]
Totals	105	107
Nonperforming Financing Receivable | Residential | 1-4 Family Residential
Financing Receivable, Recorded Investment [Line Items]
Totals	304	314
Nonperforming Financing Receivable | Residential | Totals
Financing Receivable, Recorded Investment [Line Items]
Totals	414	426
Nonperforming Financing Receivable | Consumer - Non Real Estate
Financing Receivable, Recorded Investment [Line Items]
Totals	$5	$5

Changes_in_Allowance_for_Loan_

Changes in Allowance for Loan Losses by Segment (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	$5,126	$6,015
Chargeoffs	-4	-123
Recoveries	95	157
Provision	-402	1,062
Ending Balance	4,815	7,111
Commercial - Non Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	324	176
Chargeoffs		-48
Recoveries	12	80
Provision	-67	-8
Ending Balance	269	200
Commercial Real Estate | Owner occupied
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,247	1,224
Recoveries	70	4
Provision	-96	-49
Ending Balance	1,221	1,179
Commercial Real Estate | Income Producing
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	747	831
Recoveries	1
Provision	10	626
Ending Balance	758	1,457
Commercial Real Estate | Multifamily
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	153	50
Provision	-16	69
Ending Balance	137	119
Construction & Development | 1-4 Family Residential
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	87	52
Provision	10	-16
Ending Balance	97	36
Construction & Development | Construction & Development, Other
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	511	580
Recoveries	3	2
Provision	-168	526
Ending Balance	346	1,108
Construction & Development | Farmland
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance			5	3
Ending Balance	5	3	5	3
Residential | 1-4 Family Residential
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,235	1,218
Chargeoffs		-8
Recoveries	4	62
Provision	-50	-72
Ending Balance	1,189	1,200
Residential | Equity Lines
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	609	332
Chargeoffs		-59
Recoveries	2	2
Provision	-14	-9
Ending Balance	597	266
Consumer - Non Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	44	44
Chargeoffs	-4	-8
Recoveries	3	7
Provision	-2	8
Ending Balance	41	51
Others
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	5
Provision	-1
Ending Balance	4
Unallocated
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	159	1,505
Provision	-8	-13
Ending Balance	$151	$1,492

Individually_Evaluated_for_Imp

Individually Evaluated for Impairment (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Individually Evaluated for Impairment, Allowance	$1,714	$1,684
Individually Evaluated for Impairment, Total Loans	32,129	33,304
Commercial - Non Real Estate
Individually Evaluated for Impairment, Allowance	83	78
Individually Evaluated for Impairment, Total Loans	1,829	1,899
Commercial Real Estate | Owner occupied
Individually Evaluated for Impairment, Allowance	903	823
Individually Evaluated for Impairment, Total Loans	5,870	6,105
Commercial Real Estate | Income Producing
Individually Evaluated for Impairment, Allowance	207	218
Individually Evaluated for Impairment, Total Loans	9,105	9,376
Commercial Real Estate | Multifamily
Individually Evaluated for Impairment, Allowance	68	74
Individually Evaluated for Impairment, Total Loans	1,191	1,198
Construction & Development | 1-4 Family Residential
Individually Evaluated for Impairment, Allowance	7	8
Individually Evaluated for Impairment, Total Loans	347	350
Construction & Development | Construction & Development, Other
Individually Evaluated for Impairment, Allowance	20	23
Individually Evaluated for Impairment, Total Loans	2,919	2,958
Residential | 1-4 Family Residential
Individually Evaluated for Impairment, Allowance	381	414
Individually Evaluated for Impairment, Total Loans	10,725	11,270
Residential | Equity Lines
Individually Evaluated for Impairment, Allowance	40	41
Individually Evaluated for Impairment, Total Loans	119	123
Consumer - Non Real Estate
Individually Evaluated for Impairment, Allowance	5	5
Individually Evaluated for Impairment, Total Loans	$24	$25

Collectively_Evaluated_for_Imp

Collectively Evaluated for Impairment (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	$3,101	$3,442
Collectively Evaluated for Impairment, Total Loans	246,530	245,306
Commercial - Non Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	186	246
Collectively Evaluated for Impairment, Total Loans	20,224	21,206
Commercial Real Estate | Owner occupied
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	318	424
Collectively Evaluated for Impairment, Total Loans	51,674	48,923
Commercial Real Estate | Income Producing
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	551	529
Collectively Evaluated for Impairment, Total Loans	39,876	38,301
Commercial Real Estate | Multifamily
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	69	79
Collectively Evaluated for Impairment, Total Loans	7,212	7,292
Construction & Development | 1-4 Family Residential
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	90	79
Collectively Evaluated for Impairment, Total Loans	3,418	3,016
Construction & Development | Construction & Development, Other
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	326	488
Collectively Evaluated for Impairment, Total Loans	14,716	16,486
Construction & Development | Farmland
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	5	5
Collectively Evaluated for Impairment, Total Loans	267	271
Residential | 1-4 Family Residential
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	808	821
Collectively Evaluated for Impairment, Total Loans	77,852	77,720
Residential | Equity Lines
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	557	568
Collectively Evaluated for Impairment, Total Loans	27,770	28,084
Consumer - Non Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	36	39
Collectively Evaluated for Impairment, Total Loans	3,030	3,040
Others
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	4	5
Collectively Evaluated for Impairment, Total Loans	491	967
Unallocated
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated for Impairment, Allowance	$151	$159

Summary_of_Companys_Approximat

Summary of Company's Approximate Remaining Available Balance to Customers under Commitments to Fund Lines of Credit (Detail) (Commitments, USD $)	Mar. 31, 2015
In Thousands, unless otherwise specified
Loss Contingencies [Line Items]
Commitments	$33,141
Unfunded loan commitments
Loss Contingencies [Line Items]
Commitments	32,932
Financial standby letters of credit
Loss Contingencies [Line Items]
Commitments	$209

Fair_Value_Additional_Informat

Fair Value - Additional Information (Detail)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Impaired Loans | Minimum
Fair Value of Financial Instruments [Line Items]
Discount rate	0.00%	0.00%
Impaired Loans | Maximum
Fair Value of Financial Instruments [Line Items]
Discount rate	20.00%	20.00%
Other Real Estate Owned | Minimum
Fair Value of Financial Instruments [Line Items]
Discount rate	0.00%	0.00%
Other Real Estate Owned | Maximum
Fair Value of Financial Instruments [Line Items]
Discount rate	20.00%	20.00%

Assets_Measured_on_Recurring_a

Assets Measured on Recurring and Non-recurring Basis (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$44,954	$73,076
U.S. Government agencies securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets valued on a recurring basis	3,078	4,985
State and municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets valued on a recurring basis	1,369	6,156
Mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets valued on a recurring basis	8,984	29,207
Impaired Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets valued on a non-recurring basis	30,415	31,620
Other Real Estate Owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets valued on a non-recurring basis	1,108	1,108
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	13,431	40,348
Level 2 | U.S. Government agencies securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets valued on a recurring basis	3,078	4,985
Level 2 | State and municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets valued on a recurring basis	1,369	6,156
Level 2 | Mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets valued on a recurring basis	8,984	29,207
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	31,523	32,728
Level 3 | Impaired Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets valued on a non-recurring basis	30,415	31,620
Level 3 | Other Real Estate Owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets valued on a non-recurring basis	$1,108	$1,108

Outstanding_Borrowings_and_Ann

Outstanding Borrowings and Annual Rate of Interest (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets Sold under Agreements to Repurchase [Line Items]
Outstanding Balance	$304	$491
Annual Interest Rate	0.15%	0.14%
Securities sold under overnight repurchase agreements
Assets Sold under Agreements to Repurchase [Line Items]
Outstanding Balance	$304	$491
Annual Interest Rate	0.15%	0.14%

Borrowed_Funds_Additional_Info

Borrowed Funds - Additional Information (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
Immediately available credit	$5,800,000	$6,200,000
Advances from the FHLB	$0

Income_Taxes_Additional_Inform

Income Taxes - Additional Information (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified
Income Tax [Line Items]
Deferred tax asset	$16.50	$17.50
Valuation allowance established against deferred tax asset	$16.50	$16.80

Changes_in_Accumulated_Other_C

Changes in Accumulated Other Comprehensive Income (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Beginning balance	$163	($5,379)
Other comprehensive gain before reclassifications	19	1,763
Amounts reclassified from accumulated other comprehensive income	0	0
Net current period other comprehensive gain	19	1,763
Ending balance	182	-3,616
Unrealized Holding Gains (Losses) on Available-For-Sale Investment Securities
Beginning balance	163	-5,379
Other comprehensive gain before reclassifications	19	1,763
Amounts reclassified from accumulated other comprehensive income	0	0
Net current period other comprehensive gain	19	1,763
Ending balance	$182	($3,616)

Subsequent_Event_Additional_In

Subsequent Event - Additional Information (Detail) (USD $)	0 Months Ended
In Millions, except Per Share data, unless otherwise specified	Mar. 31, 2015	6-May-15
Subsequent Event [Line Items]
Average trading days	10 days
Minimum
Subsequent Event [Line Items]
Closing stock price	29.28
Maximum
Subsequent Event [Line Items]
Closing stock price	48.8
Bank Of Ozarks Inc | Subsequent Event
Subsequent Event [Line Items]
Share price		$0.14
Value of business to be acquired		$64.70