Citizens Community Bancorp (CZWI) 10-Q 9 Feb 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Dec. 31, 2014	Feb. 09, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	Citizens Community Bancorp Inc.
Entity Central Index Key	1367859
Document Type	10-Q
Document Period End Date	31-Dec-14
Amendment Flag	FALSE
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Current Fiscal Year End Date	-21
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		5,193,871

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets (Unaudited) (USD $)	Dec. 31, 2014	Sep. 30, 2014
In Thousands, unless otherwise specified
Assets
Cash and cash equivalents	$19,557	$11,434
Other interest-bearing deposits	1,245	245
Investment securities (available for sale securities at fair value of $62,591 and $62,189, and held to maturity securities at cost of $9,417 and $8,785 at December 31, 2014 and September 30, 2014, respectively)	72,008	70,974
Federal Home Loan Bank stock	5,275	5,515
Loans receivable	460,704	470,366
Allowance for loan losses	-6,547	-6,506
Loans receivable, net	454,157	463,860
Office properties and equipment, net	3,321	3,725
Accrued interest receivable	1,484	1,478
Intangible assets	147	161
Foreclosed and repossessed assets, net	1,190	1,050
Other assets	12,892	11,373
TOTAL ASSETS	571,276	569,815
Liabilities:
Deposits	454,404	449,767
Federal Home Loan Bank advances	53,891	58,891
Other liabilities	4,360	3,864
Total liabilities	512,655	512,522
Stockholders’ equity:
Common stock— $0.01 par value, authorized 30,000,000, 5,195,714 and 5,167,061 shares issued and outstanding, respectively	52	52
Additional paid-in capital	54,434	54,257
Retained earnings	4,764	4,049
Unearned deferred compensation	-205	-223
Accumulated other comprehensive loss	-424	-842
Total stockholders’ equity	58,621	57,293
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$571,276	$569,815

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets (Unaudited) (Parenthetical) (USD $)	Dec. 31, 2014	Sep. 30, 2014
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]
Estimated Fair Value	$62,591	$62,189
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment	$9,417	$8,785
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, authorized (in shares)	30,000,000	30,000,000
Common stock, issued (in shares)	5,195,714	5,167,061
Common stock, outstanding (in shares)	5,195,714	5,167,061

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (Unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Interest and dividend income:
Interest and fees on loans	$5,596	$5,722
Interest on investments	364	361
Total interest and dividend income	5,960	6,083
Interest expense:
Interest on deposits	952	948
Interest on borrowed funds	167	155
Total interest expense	1,119	1,103
Net interest income before provision for loan losses	4,841	4,980
Provision for loan losses	235	600
Net interest income after provision for loan losses	4,606	4,380
Non-interest income:
Total fair value adjustments and other-than-temporary impairment	0	333
Portion of loss recognized in other comprehensive income (before tax)	0	-412
Net gain on sale of available for sale securities	2	0
Net gain (loss) on available for sale securities	2	-79
Service charges on deposit accounts	472	553
Loan fees and service charges	355	217
Other	205	185
Total non-interest income	1,034	876
Non-interest expense:
Salaries and related benefits	2,175	2,269
Occupancy	820	635
Office	256	381
Data processing	389	364
Amortization of core deposit intangible	14	14
Advertising, marketing and public relations	98	76
FDIC premium assessment	104	105
Professional services	319	218
Other	317	719
Total non-interest expense	4,492	4,781
Income (loss) before provision for income tax	1,148	475
Provision (benefit) for income taxes	433	172
Net income (loss) attributable to common stockholders	$715	$303
Per share information:
Basic earnings (in dollars per share)	$0.14	$0.06
Diluted earnings (in dollars per share)	$0.14	$0.06
Cash dividends paid (in dollars per share)	$0	$0

Consolidated_Statements_of_Oth

Consolidated Statements of Other Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
Net income attributable to common stockholders	$715	$303
Securities available for sale
Net unrealized losses arising during period	417	-430
Reclassification adjustment for gains included in net income	1	0
Change for realized losses on securities available for sale for other-than-temporary impairment write-down	0	47
Unrealized gains (losses) on securities	418	-383
Comprehensive income (loss)	$1,133	($80)

Consolidated_Statements_of_Oth1

Consolidated Statements of Other Comprehensive Income (Unaudited) - Reclassifications Out of Accumulated Other Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Gain (Loss) on Investments	$2
Provision (benefit) for income taxes	-433
Net loss attributable to common stockholders	715
Accumulated Net Unrealized Investment Gain (Loss) [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Gain (Loss) on Investments	2	[1]
Provision (benefit) for income taxes	-1	[1]
Net loss attributable to common stockholders	$1	[1]
[1]	Amounts in parentheses indicate decreases to profit/loss.

Consolidated_Statement_of_Chan

Consolidated Statement of Changes in Stockholders' Equity (Unaudited) (USD $)	Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Unearned Deferred Compensation	Accumulated Other Comprehensive Income (Loss)
In Thousands, except Share data, unless otherwise specified
Beginning balance at Sep. 30, 2014	$57,293	$52	$54,257	$4,049	($223)	($842)
Beginning balance, shares at Sep. 30, 2014		5,167,061
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	715			715
Other comprehensive loss	418					418
Surrender of vested shares, shares		-1,314
Surrender of vested shares, value	-12		-12
Common stock options exercised - 29,967 shares (in shares)		29,967
Common stock options exercised - 29,967 shares	177		177
Stock option expense	12		12
Amortization of restricted stock	18				18
Ending balance at Dec. 31, 2014	$58,621	$52	$54,434	$4,764	($205)	($424)
Ending balance, shares at Dec. 31, 2014		5,195,714

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net income attributable to common stockholders	$715	$303
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Net amortization of premium/discount on securities	217	260
Depreciation	432	266
Provision for loan losses	235	600
Net realized gain on sale of securities	-1	0
Other-than-temporary impairment on mortgage-backed securities	0	79
Amortization of core deposit intangible	14	14
Amortization of restricted stock	18	12
Stock based compensation expense	12	8
Loss on sale of office properties	7	328
Benefit for deferred income taxes	-278	-160
Net gains from disposals of foreclosed properties	-10	-13
Provision for valuation allowance on foreclosed properties	27	0
Increase in accrued interest receivable and other assets	-1,589	-326
Increase in other liabilities	496	149
Total adjustments	-420	1,217
Net cash provided by operating activities	295	1,520
Cash flows from investing activities:
Purchase of securities available for sale	-4,191	-421
Purchase of bank owned life insurance	0	0
Net (increase) decrease in interest-bearing deposits	-1,000	1,743
Proceeds from sale of securities available for sale	1,965	0
Principal payments on securities available for sale	1,672	1,854
Proceeds from sale of Federal Home Loan Bank (FHLB) stock	240	0
Proceeds from sale of foreclosed properties	212	276
Net decrease in loans	9,162	-4,097
Net capital expenditures	-34	-284
Net cash provided by (used in) investing activities	8,026	-929
Cash flows from financing activities:
Net (decrease) increase in Federal Home Loan Bank advances	-5,000	6,500
Net increase (decrease) in deposits	4,637	-8,896
Surrender of restricted shares of common stock	-12	-10
Exercise of common stock options	177	0
Net cash from (used in) financing activities	-198	-2,406
Net increase (decrease) in cash and cash equivalents	8,123	-1,815
Cash and cash equivalents at beginning of period	11,434	17,601
Cash and cash equivalents at end of period	19,557	15,786
Cash paid during the year for:
Interest on deposits	950	950
Interest on borrowings	167	143
Income taxes	2	1
Supplemental noncash disclosure:
Transfers from loans receivable to foreclosed and repossessed assets	$306	$773

Nature_of_Business_and_Summary

Nature of Business and Summary of Significant Accounting Policies	3 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	The accompanying consolidated financial statements include the accounts of Citizens Community Bancorp, Inc. (the “Company”) and its wholly owned subsidiary, Citizens Community Federal N.A. (the "Bank"), and have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) for interim financial statements. Citizens Community Bancorp was a successor to Citizens Community Federal as a result of a regulatory restructuring into the mutual holding company form, which was effective on March 29, 2004. Originally, Citizens Community Federal was a credit union. In December 2001, Citizens Community Federal converted to a federal mutual savings bank. In 2004, Citizens Community Federal reorganized into the mutual holding company form of organization. In 2006, Citizens Community Bancorp completed its second-step mutual to stock conversion.
	On April 16, 2014, the U.S. Office of the Comptroller of the Currency (the "OCC"), the primary federal regulator for
	Citizens Community Bancorp, Inc. and Citizens Community Federal, provided written notice to the Bank of the OCC's approval for the Bank to convert to a national banking association (a "National Bank") and operate under the title of Citizens Community Federal National Association ("Citizens Community Federal N.A."). The consummation of the conversion to a National Bank was effective as of May 31, 2014.
	On April 18, 2014, Citizens Community Bancorp, Inc. received written notice from the Federal Reserve Bank of
	Minneapolis (the "FRB") notifying the Company of the FRB's approval of the Company becoming a bank holding company as
	a result of the proposed conversion of the Bank from a federally-chartered savings bank to a National Bank, which approval
	was also effective as of May 31, 2014.
	The consolidated income of the Company is principally derived from the income of the Bank, the Company’s wholly owned subsidiary. The Bank originates residential, commercial, agricultural, consumer and commercial and industrial (C&I) loans and accepts deposits from customers, primarily in Wisconsin, Minnesota and Michigan. Effective January 2015, the Bank operates 20 full-service offices; eight stand-alone locations and 12 branches predominantly located inside Walmart Supercenters.
	The Bank is subject to competition from other financial institutions and non-financial institutions providing financial products. Additionally, the Bank is subject to the regulations of certain regulatory agencies and undergoes periodic examination by those regulatory agencies.
	In preparing these consolidated financial statements, we evaluated the events and transactions that occurred through February 9, 2015, the date on which the financial statements were available to be issued. As of February 9, 2015, there were no subsequent events which required recognition or disclosure.
	The accompanying consolidated interim financial statements are unaudited. However, in the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Unless otherwise stated, and except for shares and per share amounts, all amounts are in thousands.
	Principles of Consolidation – The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Citizens Community Federal N.A. All significant inter-company accounts and transactions have been eliminated.
	Use of Estimates – Preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America (“U.S. GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying disclosures. These estimates are based on management’s best knowledge of current events and actions the Company may undertake in the future. Estimates are used in accounting for, among other items, fair value of financial instruments, the allowance for loan losses, valuation of acquired intangible assets, useful lives for depreciation and amortization, indefinite-lived intangible assets and long-lived assets, deferred tax assets, uncertain income tax positions and contingencies. Management does not anticipate any material changes to estimates made herein in the near term. Factors that may cause sensitivity to the aforementioned estimates include but are not limited to external market factors such as market interest rates and unemployment rates, changes to operating policies and procedures, and changes in applicable banking regulations. Actual results may ultimately differ from estimates, although management does not generally believe such differences would materially affect the consolidated financial statements in any individual reporting period.
	Investment Securities; Held to Maturity and Available for Sale – Management determines the appropriate classification of investment securities at the time of purchase and reevaluates such designation as of the date of each statement of financial position date. Securities are classified as held to maturity when the Company has the positive intent and ability to hold the securities to maturity. Held to maturity securities are stated at amortized cost. Investment securities not classified as held to maturity are classified as available for sale. Available for sale securities are stated at fair value, with unrealized holding gains and losses deemed other than temporarily impaired due to non-credit issues being reported in other comprehensive income (loss), net of tax. Unrealized losses deemed other-than-temporary due to credit issues are reported in the Company’s earnings in the period in which the losses arise. Interest income includes amortization of purchase premium or accretion of purchase discount. Amortization of premiums and accretion of discounts are recognized in interest income using the interest method over the estimated lives of the securities.
	In estimating other-than-temporary impairment (OTTI), management considers: (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value. The difference between the present values of the cash flows expected to be collected and the amortized cost basis is the credit loss. The credit loss is the portion of OTTI that is recognized in operations and is a reduction to the cost basis of the security. The portion of other-than-temporary impairment related to all other factors is included in other comprehensive income (loss), net of the related tax effect.
	Loans – Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of unearned interest, and net of deferred loan fees and costs. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the interest method without anticipating prepayments.
	Interest income on commercial, mortgage and consumer loans is discontinued according to the following schedules:
	•Commercial loans, including Agricultural and C&I loans, past due 90 days or more;
	•Closed end consumer loans past due 120 days or more; and
	•Real estate loans and open ended consumer loans past due 180 days or more.
	Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual status or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not received for a loan placed on nonaccrual status is reversed against interest income. Interest received on such loans is accounted for on the cash basis or cost recovery method until qualifying for return to accrual status. Loans are returned to accrual status when payments are made that bring the loan account current with the contractual term of the loan and a 6 month payment history has been established. Interest on impaired loans considered troubled debt restructurings (“TDRs”) or substandard, less than 90 days delinquent, is recognized as income as it accrues based on the revised terms of the loan over an established period of continued payment. Substandard loans, as defined by the OCC, our primary banking regulator, are loans that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any.
	Real estate loans and open ended consumer loans are charged off to estimated net realizable value less estimated selling costs at the earlier of when (a) the loan is deemed by management to be uncollectible, or (b) the loan becomes past due 180 days or more. Closed end consumer loans are charged off to net realizable value at the earlier of when (a) the loan is deemed by management to be uncollectible, or (b) the loan becomes past due 120 days or more. Commercial loans, including Agricultural and C&I loans, are charged off to net realizable value at the earlier of when (a) the loan is deemed by management to be uncollectible, or (b) the loan becomes past due 90 days or more.
	Allowance for Loan Losses – The allowance for loan losses (“ALL”) is a valuation allowance for probable and inherent credit losses in our loan portfolio. Loan losses are charged against the ALL when management believes that the collectability of a loan balance is unlikely. Subsequent recoveries, if any, are credited to the ALL. Management estimates the required ALL balance taking into account the following factors: past loan loss experience; the nature, volume and composition of our loan portfolio; known and inherent risks in our loan portfolio; information about specific borrowers’ ability to repay; estimated collateral values; current economic conditions; and other relevant factors determined by management. The ALL consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for certain qualitative factors. The entire ALL balance is available for any loan that, in our management’s judgment, should be charged off.
	A loan is impaired when full payment under the loan terms is not expected. Impaired loans consist of all TDRs, as well as individual substandard loans not considered a TDR, when full payment under the loan terms is not expected. All TDRs are individually evaluated for impairment. See Note 3, “Loans, Allowance for Loan Losses and Impaired Loans” for more information on what we consider to be a TDR. If a TDR or substandard loan is deemed to be impaired, a specific ALL allocation is established so that the loan is reported, net, at either (a) the present value of estimated future cash flows using the loan’s existing rate; or (b) at the fair value of any collateral, less estimated disposal costs, if repayment is expected solely from the underlying collateral of the loan. For TDRs less than 90+ days past due, and certain substandard loans that are less than 90+ days delinquent, the likelihood of the loan migrating to over 90 days past due is also taken into account when determining the specific ALL allocation for these particular loans. Large groups of smaller balance homogeneous loans, such as non-TDR commercial, consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, are not separately identified for impairment disclosures.
	Foreclosed and Repossessed Assets, net – Assets acquired through foreclosure or repossession, are initially recorded at fair value, less estimated costs to sell, which establishes a new cost basis. If the fair value declines subsequent to foreclosure or repossession, a valuation allowance is recorded through expense. Costs incurred after acquisition are expensed, and are included in non-interest expense, other on our Consolidated Statements of Operations. Foreclosed and repossessed asset balances were $1,190 and $1,050 at December 31, 2014 and September 30, 2014, respectively.
	Income Taxes – The Company accounts for income taxes in accordance with the Financial Accounting Standards Board (FASB) Accounting Standards Codification (“ASC”) Topic 740, “Income Taxes.” Under this guidance, deferred taxes are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates that will apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized as income or expense in the period that includes the enactment date. See Note 6, "Income Taxes" for details on the Company’s income taxes.
	The Company regularly reviews the carrying amount of its net deferred tax assets to determine if the establishment of a valuation allowance is necessary. If based on the available evidence, it is more likely than not that all or a portion of the Company’s net deferred tax assets will not be realized in future periods, a deferred tax valuation allowance would be established. Consideration is given to various positive and negative factors that could affect the realization of the deferred tax assets. In evaluating this available evidence, management considers, among other things, historical performance, expectations of future earnings, the ability to carry back losses to recoup taxes previously paid, the length of statutory carry forward periods, any experience with utilization of operating loss and tax credit carry forwards not expiring, tax planning strategies and timing of reversals of temporary differences. Significant judgment is required in assessing future earnings trends and the timing of reversals of temporary differences. Accordingly, the Company’s evaluation is based on current tax laws as well as management’s expectations of future performance.
	Earnings Per Share – Basic earnings per common share is net income or loss divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable during the period, consisting of stock options outstanding under the Company’s stock incentive plans that have an exercise price that is less than the Company's stock price on the reporting date.
	Reclassifications – Certain items previously reported were reclassified for consistency with the current presentation.
	Recent Accounting Pronouncements - In August, 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update ("ASU") 2014-14; "Receivables; Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure". ASU 2014-14 is intended to improve accounting and disclosure consistency related to how creditors classify government-guaranteed mortgage loans, including FHA or VA guaranteed loans, upon foreclosure. For public entities, ASU 2014-09 is effective on a prospective basis for the annual periods, and interim periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted. The Company expects the adoption of ASU 2014-14 to have no material effect on the Company's consolidated results of operations, financial position or cash flows.
	In May, 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update ("ASU") 2014-09; "Revenue from Contracts with Customers (Topic 606). ASU 2014-09 is intended to clarify and simplify revenue recognition principles, develop a common revenue standard across industries and accounting frameworks, and improve the usefulness and consistency of revenue reporting. For public entities, ASU 2014-09 is effective on a retrospective basis for the annual periods, and interim periods within those annual periods, beginning after December 15, 2016. Early adoption is not permitted. The Company expects the adoption of ASU 2014-09 to have no material effect on the Company's consolidated results of operations, financial position or cash flows.
	In January, 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update ("ASU") 2014-04; "Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)". ASU 2014-04 is intended to improve consistency among reporting entities by clarifying when an in substance foreclosure occurs, that is, when a creditor should derecognize a loan and recognize the corresponding collateral real estate as a separate asset. For public entities, ASU 2014-04 is effective for the annual periods, and interim periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted. The Company expects the adoption of ASU 2014-04 to have no material effect on the Company's consolidated results of operations, financial position or cash flows.

Fair_Value_Accounting

Fair Value Accounting	3 Months Ended
	Dec. 31, 2014
Fair Value Disclosures [Abstract]
FAIR VALUE ACCOUNTING	FAIR VALUE ACCOUNTING
	ASC Topic 820-10, “Fair Value Measurements and Disclosures” establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The statement describes three levels of inputs that may be used to measure fair value:
	Level 1- Quoted prices (unadjusted) for identical assets or liabilities in active markets that the Company has the ability to access as of the measurement date.
	Level 2- Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3- Significant unobservable inputs that reflect the Company’s assumptions about the factors that market participants would use in pricing an asset or liability.
	A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input within the valuation hierarchy that is significant to the fair value measurement.
	The fair value of securities available for sale is determined by obtaining market price quotes from independent third parties wherever such quotes are available (Level 1 inputs); or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). Where such quotes are not available, the Company utilizes independent third party valuation analysis to support the Company’s estimates and judgments in determining fair value (Level 3 inputs).
	Assets Measured on a Recurring Basis
	Level 3 assets measured on a recurring basis are certain investments for which little or no market activity exists or whose value of the underlying collateral is not market observable. Management’s valuation uses both observable as well as unobservable inputs to assist in the Level 3 valuation of mortgage backed securities held by the Bank, employing a methodology that considers future cash flows along with risk-adjusted returns. The inputs in this methodology are as follows: ability and intent to hold to maturity, mortgage underwriting rates, market prices/conditions, loan type, loan-to-value ratio, strength of borrower, loan age, delinquencies, prepayment/cash flows, liquidity, expected future cash flows, rating agency actions, and a discount rate, which is assumed to be approximately equal to the coupon rate for each security. As of December 31, 2014, the Company held no Level 3 securities measured on a recurring basis. The following tables present the financial instruments measured at fair value on a recurring basis as of December 31, 2014 and September 30, 2014:
		Fair		Quoted Prices in			Significant		Significant
		Value		Active Markets			Other		Unobservable
				for Identical			Observable		Inputs
				Instruments			Inputs		(Level 3)
				(Level 1)			(Level 2)
	31-Dec-14
	Investment securities:
	U.S. government agency obligations	$	22,421	$	—		$	22,421	$	—
	Obligations of states and political subdivisions	10,445		—			10,445		—
	Mortgage-backed securities	29,667		—			29,667		—
	Federal Agricultural Mortgage Corporation	58		—			58		—
	Total	$	62,591	$	—		$	62,591	$	—
	30-Sep-14
	Investment securities:
	U.S. government agency obligations	$	22,103	$	—		$	22,103	$	—
	Obligations of states and political
	subdivisions	11,194		—			11,194		—
	Mortgage-backed securities	28,827		—			28,827		—
	Federal Agricultural Mortgage Corporation	65					65
	Total	$	62,189	$	—		$	62,189	$	—
	The following table presents a reconciliation of non-agency mortgage-backed securities held by the Bank measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended December 31, 2014 and 2013:
		Three Months Ended
		31-Dec-14		31-Dec-13
	Balance beginning of period	$	—	$	1,226
	Total gains or losses (realized/unrealized):
	Included in earnings	—		(91		)
	Included in other comprehensive loss	—		204
	Sales	—		—
	Payments, accretion and amortization	—		(203		)
	Balance end of period	$	—	$	1,136
	Assets Measured on a Nonrecurring Basis
	The following tables present the financial instruments measured at fair value on a nonrecurring basis as of December 31, 2014 and September 30, 2014:
		Fair		Quoted Prices in			Significant		Significant
		Value		Active Markets			Other		Unobservable
				for Identical			Observable		Inputs
				Instruments			Inputs		(Level  3)
				(Level 1)			(Level 2)
	31-Dec-14
	Foreclosed and repossessed assets, net	$	1,190	$	—		$	—	$	1,190
	Loans restructured in a TDR	4,859		—			—		4,859
	Total	$	6,049	$	—		$	—	$	6,049
	30-Sep-14
	Foreclosed and repossessed assets, net	$	1,050	$	—		$	—	$	1,050
	Loans restructured in a TDR	5,581		—			—		5,581
	Total	$	6,631	$	—		$	—	$	6,631
	The fair value of TDRs was determined by obtaining independent third party appraisals and/or internally developed collateral valuations to support the Company’s estimates and judgments in determining the fair value of the underlying collateral supporting TDRs.
	The fair value of foreclosed and repossessed assets was determined by obtaining market price valuations from independent third parties wherever such valuations are available. Where such valuations are not available, the Company utilizes independent third party appraisals to support the Company’s estimates and judgments in determining fair value for such assets.
	Fair Values of Financial Instruments
	ASC 825-10 and ASC 270-10, Interim Disclosures about Fair Value Financial Instruments, require disclosures about fair value financial instruments and significant assumptions used to estimate fair value. The estimated fair values of financial instruments not previously disclosed are determined as follows:
	Cash and Cash Equivalents
	Due to their short-term nature, the carrying amounts of cash and cash equivalents are considered to be a reasonable estimate of fair value.
	Other Interest-Bearing Deposits
	Fair value of interest bearing deposits is estimated based on their carrying amounts.
	Non-marketable Equity Securities, at cost
	Non-marketable equity securities are comprised of Federal Home Loan Bank stock and Federal Reserve Bank stock carried at cost, which are their redeemable fair values since the market for each category of this stock is restricted.
Loans Receivable, net
Fair value is estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type such as real estate, commercial and consumer. The fair value of loans is calculated by discounting scheduled cash flows through the estimated maturity date using market discount rates reflecting the credit and interest rate risk inherent in the loan. The estimate of maturity is based on the Bank’s repayment schedules for each loan classification.
Accrued Interest Receivable and Payable
Due to their short-term nature, the carrying amounts of accrued interest receivable and payable, respectively, are considered to be a reasonable estimate of fair value.
Deposits
The fair value of deposits with no stated maturity, such as demand deposits, savings accounts, and money market accounts, is the amount payable on demand at the reporting date. The fair value of fixed rate certificate accounts is calculated by using discounted cash flows applying interest rates currently being offered on similar certificates.
Federal Home Loan Bank Advances
The fair value of long-term borrowed funds is estimated using discounted cash flows based on the Bank’s current incremental borrowing rates for similar borrowing arrangements. The carrying value of short-term borrowed funds approximates its fair value.
Off-Balance-Sheet Instruments
The fair value of off-balance sheet commitments would be estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the current interest rates, and the present creditworthiness of the customers. Since this amount is immaterial to the Company’s consolidated financial statements, no amount for fair value is presented.
The carrying amount and estimated fair value of the Company's financial instruments as of the dates indicated below were as follows:
	31-Dec-14					30-Sep-14
	Carrying		Estimated			Carrying		Estimated
	Amount		Fair			Amount		Fair
			Value					Value
Financial assets:
Cash and cash equivalents	$	19,557	$	19,557		$	11,434	$	11,434
Interest-bearing deposits	1,245		1,245			245		245
Investment Securities	72,008		72,099			70,974		70,997
Non-marketable equity securities, at cost	5,275		5,275			5,515		5,515
Loans receivable, net	454,157		469,924			463,860		479,961
Accrued interest receivable	1,484		1,484			1,478		1,478
Financial liabilities:
Deposits	$	454,404	$	459,103		$	449,767	$	454,170
FHLB advances	53,891		54,190			58,891		59,331
Accrued interest payable	15		15			13		13

Loans_Allowance_for_Loan_Losse

Loans, Allowance for Loan Losses and Impaired Loans	3 Months Ended
	Dec. 31, 2014
Receivables [Abstract]
LOANS, ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS	LOANS, ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS
	The ALL represents management’s estimate of probable and inherent credit losses in the Bank’s loan portfolio. Estimating the amount of the ALL requires the exercise of significant judgment and the use of estimates related to the amount and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience, and consideration of other qualitative factors such as current economic trends and conditions, all of which may be susceptible to significant change.
	There are many factors affecting the ALL; some are quantitative, while others require qualitative judgment. The process for determining the ALL (which management believes adequately considers potential factors which result in probable credit losses), includes subjective elements and, therefore, may be susceptible to significant change. To the extent actual outcomes differ from management estimates, additional provision for loan losses could be required that could adversely affect the Company’s earnings or financial position in future periods. Allocations of the ALL may be made for specific loans but the entire ALL is available for any loan that, in management’s judgment, should be charged-off or for which an actual loss is realized.
	Changes in the ALL by loan type for the periods presented below were as follows:
		Real Estate				Consumer and Other				Total
	Three Months Ended December 31, 2014:
	Allowance for Loan Losses:
	Beginning balance, October 1, 2014	$	2,759			$	3,747			$	6,506
	Charge-offs	(119		)		(157		)		(276		)
	Recoveries	7				75				82
	Provision	136				99				235
	Ending balance, December 31, 2014	$	2,783			$	3,764			$	6,547
	Allowance for Loan Losses at December 31, 2014:
	Amount of Allowance for Loan Losses arising from loans individually evaluated for impairment	$	481			$	180			$	661
	Amount of Allowance for Loan Losses arising from loans collectively evaluated for impairment	$	2,302			$	3,584			$	5,886
	Loans Receivable as of December 31, 2014:
	Ending balance	$	252,168			$	208,536			$	460,704
	Ending balance: individually evaluated for impairment	$	2,679			$	701			$	3,380
	Ending balance: collectively evaluated for impairment	$	249,489			$	207,835			$	457,324
		Real Estate				Consumer and Other				Total
	Year ended September 30, 2014
	Allowance for Loan Losses:
	Beginning balance, October 1, 2013	$	2,541			$	3,639			$	6,180
	Charge-offs	(1,238		)		(689		)		(1,927		)
	Recoveries	94				249				343
	Provision	1,362				548				1,910
	Ending balance, September 30, 2014	$	2,759			$	3,747			$	6,506
	Allowance for Loan Losses at September 30, 2014:
	Amount of Allowance for Loan Losses arising from loans individually evaluated for impairment	$	525			$	207			$	732
	Amount of Allowance for Loan Losses arising from loans collectively evaluated for impairment	$	2,234			$	3,540			$	5,774
	Loans Receivable as of September 30, 2014:
	Ending balance	$	261,315			$	209,051			$	470,366
	Ending balance: individually evaluated for impairment	$	2,197			$	732			$	2,929
	Ending balance: collectively evaluated for impairment	$	259,118			$	208,319			$	467,437
	The Bank has originated substantially all loans currently recorded on the Company’s accompanying consolidated balance sheet, except as noted below.
	During October 2012, the Bank entered into an agreement to purchase short term consumer loans from a third party on an ongoing basis. Pursuant to the ongoing loan purchase agreement, a Board of Director determinant was established to limit the purchase of these consumer loans under this arrangement to a maximum of $40,000 and a restricted reserve account was established at 3% of the outstanding consumer loan balances purchased up to a maximum of $1,000, with such percentage amount of the loans being deposited into a segregated reserve account. The funds in the reserve account are to be released to compensate the Bank for any purchased loans that are ultimately charged off. During the first quarter of fiscal 2015, the Board of Directors increased the limit of these purchased consumer loans to a maximum of $50,000. As of December 31, 2014, the balance of the consumer loans purchased was $36,199. The balance in the cash reserve account has reached the maximum allowed balance of $1,000, which is included in Deposits on the accompanying consolidated balance sheet. To date, none of the purchased loans have been charged off.
	Loans receivable by loan type as of the end of the periods shown below were as follows:
		Real Estate Loans								Consumer and Other Loans						Total Loans
		31-Dec-14				30-Sep-14				31-Dec-14				30-Sep-14		31-Dec-14		30-Sep-14
	Performing loans
	Performing TDR loans	$	3,996			$	4,535			$	704			$	797	$	4,700	$	5,332
	Performing loans other	247,080				255,564				207,501				207,885		454,581		463,449
	Total performing loans	251,076				260,099				208,205				208,682		459,281		468,781
	Nonperforming loans (1)
	Nonperforming TDR loans	87				202				72				47		159		249
	Nonperforming loans other	1,005				1,014				259				322		1,264		1,336
	Total nonperforming loans	$	1,092			$	1,216			$	331			$	369	$	1,423	$	1,585
	Total loans	$	252,168			$	261,315			$	208,536			$	209,051	$	460,704	$	470,366
	-1	Nonperforming loans are either 90+ days past due or nonaccrual.
	An aging analysis of the Company’s real estate, consumer and other loans and purchased third party loans as of December 31, 2014 and September 30, 2014, respectively, was as follows:
		30-59 Days				61-89 Days				Greater				Total		Current		Total		Recorded
		Past Due				Past Due				Than				Past Due				Loans		Investment >
										90 Days										89 days and
																				Accruing
	31-Dec-14
	Real estate loans	$	1,164			$	781			$	782			$	2,727	$	249,441	$	252,168	$	219
	Consumer and other loans	717				223				118				1,058		171,279		172,337		36
	Purchased third party loans	489				160				98				747		35,452		36,199		98
	Total	$	2,370			$	1,164			$	998			$	4,532	$	456,172	$	460,704	$	353
	30-Sep-14
	Real estate loans	$	678			$	80			$	989			$	1,747	$	259,568	$	261,315	$	228
	Consumer and other loans	354				73				178				605		175,634		176,239		99
	Purchased third party loans	190				136				73				399		32,413		32,812		74
	Total	$	1,222			$	289			$	1,240			$	2,751	$	467,615	$	470,366	$	401
At December 31, 2014, the Company has identified $4,859 of TDR loans and $1,639 of substandard loans as impaired, totaling $6,498, which includes $4,700 of performing TDR loans. A loan is identified as impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. Performing TDRs consist of loans that have been modified and are performing in accordance with the modified terms for a sufficient length of time, generally six months, or loans that were modified on a proactive basis. A summary of the Company’s impaired loans as of December 31, 2014 and September 30, 2014 was as follows:
	With No Related Allowance Recorded												With An Allowance Recorded						Totals
	Real Estate				Consumer and Other				Total				Real Estate		Consumer and Other		Total		Real Estate		Consumer and Other		Total
Recorded investment at December 31, 2014	$	2,677			$	441			$	3,118			$	2,679	$	701	$	3,380	$	5,356	$	1,142	$	6,498
Unpaid balance at December 31, 2014	2,677				441				3,118				2,679		701		3,380		5,356		1,142		6,498
Recorded investment at September 30, 2014	4,345				535				4,880				2,197		732		2,929		6,542		1,267		7,809
Unpaid balance at September 30, 2014	4,345				535				4,880				2,197		732		2,929		6,542		1,267		7,809
Average recorded investment; three months ended December 31, 2014	3,511				488				3,999				2,438		717		3,155		5,949		1,205		7,154
Average recorded investment; twelve months ended September 30, 2014	4,722				614				5,336				3,137		823		3,960		7,859		1,437		9,296
Interest income received; three months ended December 31, 2014	21				5				26				6		5		11		27		10		37
Interest income received; twelve months ended September 30, 2014	149				32				181				68		24		92		217		56		273
Troubled Debt Restructuring – A TDR includes a loan modification where a borrower is experiencing financial difficulty and the Bank grants a concession to that borrower that the Bank would not otherwise consider except for the borrower’s financial difficulties. Concessions include an extension of loan terms, renewals of existing balloon loans, reductions in interest rates and consolidating existing Bank loans at modified terms. A TDR may be either on accrual or nonaccrual status based upon the performance of the borrower and management’s assessment of collectability. If a TDR is placed on nonaccrual status, it remains there until a sufficient period of performance under the restructured terms has occurred at which time it is returned to accrual status. There were 4 delinquent TDRs, greater than 60 days past due, with a recorded investment of $331 at December 31, 2014, compared to 4 such loans with a recorded investment of $191 at September 30, 2014. A summary of loans by loan type modified in a troubled debt restructuring as of December 31, 2014 and December 31, 2013, and during each of the three months then ended, and as of September 30, 2014 and during the twelve months then ended was as follows:
	Real Estate				Consumer and Other				Total
December 31, 2014 and
Three Months then Ended:
Accruing / Performing:
Beginning balance	$	4,535			$	797			$	5,332
Principal payments	(360		)		(77		)		(437		)
Charge-offs	—				(2		)		(2		)
Advances	2				—				2
New restructured (1)	—				14				14
Class transfers out (2)	(181		)		—				(181		)
Transfers between accrual/non-accrual	—				(28		)		(28		)
Ending balance	$	3,996			$	704			$	4,700
Non-accrual / Non-performing:
Beginning balance	$	202			$	47			$	249
Principal payments	(99		)		(2		)		(101		)
Charge-offs	(16		)		(1		)		(17		)
Advances	—				—				—
New restructured (1)	—				—				—
Class transfers out (2)	—				—				—
Transfers between accrual/non-accrual	—				28				28
Ending balance	$	87			$	72			$	159
Totals:
Beginning balance	$	4,737			$	844			$	5,581
Principal payments	(459		)		(79		)		(538		)
Charge-offs	(16		)		(3		)		(19		)
Advances	2				—				2
New restructured (1)	—				14				14
Class transfers out (2)	(181		)		—				(181		)
Transfers between accrual/non-accrual	—				—				—
Ending balance	$	4,083			$	776			$	4,859
-1	“New restructured” represent loans restructured during the current period that met TDR criteria in accordance with the Bank’s policy at the time of the restructuring.
-2	“Class transfers out” represent previously restructured loans in compliance with the modified terms for a minimum of one year, are yielding a market rate and conform to normal underwriting standards.
	Real Estate				Consumer and Other				Total
December 31, 2013 and
Three Months then Ended:
Accruing / Performing:
Beginning balance	$	6,254			$	1,101			$	7,355
Principal payments	(209		)		(85		)		(294		)
Charge-offs	(1		)		(30		)		(31		)
Advances	—				—				—
New restructured (1)	—				—				—
Class transfers out (2)	—				—				—
Transfers between accrual/non-accrual	(259		)		1				(258		)
Ending balance	$	5,785			$	987			$	6,772
Non-accrual / Non-performing:
Beginning balance	$	1,187			$	76			$	1,263
Principal payments	(540		)		(13		)		(553		)
Charge-offs	(219		)		(11		)		(230		)
Advances	—				—				—
New restructured (1)	—				16				16
Class transfers out (2)	—				—				—
Transfers between accrual/non-accrual	259				(1		)		258
Ending balance	$	687			$	67			$	754
Totals:
Beginning balance	$	7,441			$	1,177			$	8,618
Principal payments	(749		)		(98		)		(847		)
Charge-offs	(220		)		(41		)		(261		)
Advances	—				—				—
New restructured (1)	—				16				16
Class transfers out (2)	—				—				—
Transfers between accrual/non-accrual	—				—				—
Ending balance	$	6,472			$	1,054			$	7,526
-1	“New restructured” represent loans restructured during the current period that met TDR criteria in accordance with the Bank’s policy at the time of the restructuring.
-2	“Class transfers out” represent previously restructured loans in compliance with the modified terms for a minimum of one year, are yielding a market rate and conform to normal underwriting standards.
	Real Estate				Consumer and Other				Total
September 30, 2014 and
Twelve Months then Ended:
Accruing / Performing:
Beginning balance	$	6,254			$	1,101			$	7,355
Principal payments	(757		)		(258		)		(1,015		)
Charge-offs	(11		)		(30		)		(41		)
Advances	7				—				7
New restructured (1)	40				24				64
Class transfers out (2)	(60		)		—				(60		)
Transfers between accrual/non-accrual	(938		)		(40		)		(978		)
Ending balance	$	4,535			$	797			$	5,332
Non-accrual / Non-performing:
Beginning balance	$	1,187			$	76			$	1,263
Principal payments	(1,515		)		(38		)		(1,553		)
Charge-offs	(426		)		(52		)		(478		)
Advances	3				—				3
New restructured (1)	—				16				16
Class transfers out (2)	15				5				20
Transfers between accrual/non-accrual	938				40				978
Ending balance	$	202			$	47			$	249
Totals:
Beginning balance	$	7,441			$	1,177			$	8,618
Principal payments	(2,272		)		(296		)		(2,568		)
Charge-offs	(437		)		(82		)		(519		)
Advances	10				—				10
New restructured (1)	40				40				80
Class transfers out (2)	(45		)		5				(40		)
Transfers between accrual/non-accrual	—				—				—
Ending balance	$	4,737			$	844			$	5,581
-1	“New restructured” represent loans restructured during the current period that met TDR criteria in accordance with the Bank’s policy at the time of the restructuring.
-2	“Class transfers out” represent previously restructured loans in compliance with the modified terms for a minimum of one year, are yielding a market rate and conform to normal underwriting standards.
	December 31, 2014							30-Sep-14
	Number of			Recorded				Number of			Recorded
	Modifications			Investment				Modifications			Investment
Troubled debt restructurings:
Real estate	40			$	4,083			47			$	4,737
Consumer and other	52			776				53			844
Total troubled debt restructurings	92			$	4,859			100			$	5,581
As an integral part of their examination process, various regulatory agencies review the Bank’s ALL. Such agencies may require that changes in the ALL be recognized when such regulators’ credit evaluations differ from those of our management based on information available to the regulators at the time of their examinations.

Investment_Securities

Investment Securities	3 Months Ended
	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	INVESTMENT SECURITIES
	The amortized cost, estimated fair value and related unrealized gains and losses on securities available for sale and held to maturity as of December 31, 2014 and September 30, 2014, respectively, were as follows:
	Available for sale securities	Amortized		Gross			Gross		Estimated
		Cost		Unrealized			Unrealized		Fair Value
				Gains			Losses
	December 31, 2014
	U.S. government agency obligations	$	23,017	$	—		$	596	$	22,421
	Obligations of states and political subdivisions	10,671		10			236		10,445
	Mortgage-backed securities	29,584		226			143		29,667
	Federal Agricultural Mortgage Corporation	71		—			13		58
	Total available for sale securities	$	63,343	$	236		$	988	$	62,591
	September 30, 2014
	U.S. government agency obligations	$	23,076	$	—		$	973	$	22,103
	Obligations of states and political subdivisions	11,432		17			255		11,194
	Mortgage-backed securities	29,058		138			369		28,827
	Federal Agricultural Mortgage Corporation	71		—			6		65
	Total available for sale securities	$	63,637	$	155		$	1,603	$	62,189
	Held to maturity securities	Amortized		Gross			Gross		Estimated
		Cost		Unrealized			Unrealized		Fair Value
				Gains			Losses
	December 31, 2014
	Obligations of states and political subdivisions	$	1,322	$	—		$	14	$	1,308
	Mortgage-backed securities	8,095		110			5		8,200
	Total held to maturity securities	$	9,417	$	110		$	19	$	9,508
	September 30, 2014
	Obligations of states and political subdivisions	$	1,465	$	4		$	5	$	1,464
	Mortgage-backed securities	7,320		33			9		7,344
	Total held to maturity securities	$	8,785	$	37		$	14	$	8,808
	The Company evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. As part of such monitoring, the credit quality of individual securities and their issuers are assessed. Significant inputs used to measure the amount related to credit loss include, but are not limited to, default and delinquency rates of the underlying collateral, remaining credit support, and historical loss severities. Adjustments to market value of available for sale securities that are considered temporary are recorded as separate components of equity, net of tax. If an impairment of a security is identified as other-than-temporary based on information available, such as the decline in the credit worthiness of the issuer, external market ratings, or the anticipated or realized elimination of associated dividends, such impairments are further analyzed to determine if credit loss exists. If there is a credit loss, it will be recorded in the Company's consolidated statement of operations. Unrealized losses on available for sale securities, other than credit, will continue to be recognized in other comprehensive income (loss), net of tax. Unrealized losses reflected in the preceding tables have not been included in results of operations because the unrealized loss was not deemed other-than-temporary. Management has determined that more likely than not, the Company neither intends to sell, nor will it be required to sell each debt security before its anticipated recovery.
	A summary of the amount of other-than-temporary impairment related to credit losses on available for sale securities that have been recognized in earnings follows:
		Three months ended December 31, 2014		Three months ended December 31, 2013
	Beginning balance of the amount of OTTI related to credit losses	$	—	$	1,250
	Credit portion of OTTI on securities for which OTTI was not previously recognized	—		91
	Cash payments received on a security in excess of the security’s book value adjusted for the previously recognized credit portion of OTTI	—		(12		)
	Ending balance of the amount of OTTI related to credit losses	$	—	$	1,329
	The Bank has pledged certain of its U.S. Government Agency securities as collateral against a borrowing line with the Federal Reserve Bank. However, as of December 31, 2014, there were no borrowings outstanding on this Federal Reserve Bank line of credit. The Bank has pledged certain of its U.S. Government Agency securities as collateral against specific municipal deposits.

Federal_Home_Loan_Bank_Advance

Federal Home Loan Bank Advances	3 Months Ended
	Dec. 31, 2014
Banking and Thrift [Abstract]
FEDERAL HOME LOAN BANK ADVANCES	FEDERAL HOME LOAN BANK ADVANCES
	A summary of Federal Home Loan Bank advances at December 31, 2014 and September 30, 2014 was as follows:
		As of		Weighted Average Rate		As of		Weighted Average Rate
	Maturing during the fiscal year	31-Dec				September 30,
	Ended September 30,	2014				2014
	2015	$	15,000	0.67	%	$	15,000	0.67	%
	2016	16,100		0.88	%	16,100		0.88	%
	2017	12,961		1.57	%	12,961		1.57	%
	2018	6,100		2.24	%	6,100		2.24	%
	After 2018	3,730		1.87	%	3,730		1.87	%
	Total fixed maturity	$	53,891			$	53,891
	Advances with amortizing principal	—				5,000		0.3	%
	Total	$	53,891			$	58,891
	At December 31, 2014, the Bank’s available and unused portion of this borrowing arrangement was approximately $74,889.
	Maximum month-end amounts outstanding were $53,891 and $56,500 during the three month periods ended December 31, 2014 and 2013, respectively.
	Each advance is payable at the maturity date, with a prepayment penalty for fixed rate advances. Federal Home Loan Bank advances are secured by $215,432 of real estate mortgage loans.

Income_Taxes

Income Taxes	3 Months Ended
	Dec. 31, 2014
Income Tax Disclosure [Abstract]
INCOME TAXES	INCOME TAXES
	Income tax expense (benefit) for each of the periods shown below consisted of the following:
		Three months ended December 31, 2014			Three months ended December 31, 2013
	Current tax provision
	Federal	$	613		$	289
	State	98			43
		711			332
	Deferred tax provision
	Federal	(239		)	(143		)
	State	(39		)	(17		)
		(278		)	(160		)
	Total	$	433		$	172
	The provision for income taxes differs from the amount of income tax determined by applying statutory federal income tax rates to pretax income as result of the following differences:
		Three months ended December 31, 2014						Three months ended December 31, 2013
		Amount			Rate			Amount			Rate
	Tax expense at statutory rate	$	390		34	%		$	162		34	%
	State income taxes net of federal taxes	59			5.2			25			5.4
	Tax exempt interest	(11		)	(1.0	)		(10		)	(2.1	)
	Other	(5		)	(0.4	)		(5		)	(1.0	)
	Total	$	433		37.7	%		$	172		36.2	%
	Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. The following is a summary of the significant components of the Company’s deferred tax assets and liabilities as of December 31, 2014 and September 30, 2014, respectively:
		31-Dec-14			30-Sep-14
	Deferred tax assets:
	Allowance for loan losses	$	2,565		$	2,562
	Deferred loan costs/fees	201			217
	Director/officer compensation plans	533			551
	Net unrealized loss on securities available for sale	301			579
	Other	402			233
	Deferred tax assets	4,002			$	4,142
	Deferred tax liabilities:
	Office properties and equipment	(257		)	(397		)
	Other	(111		)	(111		)
	Deferred tax liabilities	(368		)	(508		)
	Net deferred tax assets	$	3,634		$	3,634
	The Company regularly reviews the carrying amount of its deferred tax assets to determine if the establishment of a valuation allowance is necessary, as further discussed in Note 1 “Nature of Business and Summary of Significant Accounting Policies,” above. At December 31, 2014 and September 30, 2014, respectively, management determined that no valuation allowance was necessary.
	The Company’s income tax returns are subject to review and examination by federal, state and local government authorities. As of December 31, 2014, years open to examination by the U.S. Internal Revenue Service include taxable years ended September 30, 2011 to present. The years open to examination by state and local government authorities varies by jurisdiction.
	The tax effects from uncertain tax positions can be recognized in the financial statements, provided the position is more likely than not to be sustained on audit, based on the technical merits of the position. The Company recognizes the financial statement benefit of a tax position only after determining that the relevant tax authority would more likely than not sustain the position following an audit. For tax positions meeting the more-likely-than-not threshold, the amount recognized in the financial statements is the largest benefit that has a greater than 50 percent likelihood of being realized upon ultimate settlement with the relevant tax authority. The Company applied the foregoing accounting standard to all of its tax positions for which the statute of limitations remained open as of the date of the accompanying consolidated financial statements.
	The Company’s policy is to recognize interest and penalties related to income tax issues as components of other noninterest expense. During the three month periods ended December 31, 2014 and 2013, the Company did not recognize any interest or penalties related to income tax issues in its consolidated
	statements of operations. The Company had no recorded accrual or liability for the payment of interest and penalties related to income tax issues as of December 31, 2014 or September 30, 2014 respectively.

Stock_Based_Compensation

Stock Based Compensation	3 Months Ended
	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
STOCK-BASED COMPENSATION	STOCK-BASED COMPENSATION
	In February 2005, the Company’s stockholders approved the Company’s 2004 Recognition and Retention Plan. This plan provides for the grant of up to 113,910 shares of the Company’s common stock to eligible participants under this plan. As of December 31, 2014 and December 31, 2013, 113,910 restricted shares under this plan were issued for both periods and 100,446 and 102,619 restricted shares under this plan were outstanding, respectively. Restricted shares previously granted were awarded at no cost to the employee and have a five-year vesting period from the grant date. The fair value of these previously granted restricted shares on the date of award was $7.04 per share for 63,783 shares, $6.18 for 6,832 shares, $5.24 for 20,312 shares, $5.65 for 2,500 shares and $5.84 for 20,483 shares. During the three months ended December 31, 2014 and December 31, 2013, no shares were granted to eligible participants under this plan.
	There were no previously awarded shares under the 2004 Recognition and Retention Plan that were forfeited in either of the three month periods ending December 31, 2014 or 2013, respectively. There were 1,314 shares of the Company's common stock surrendered under this plan during the three month period ending December 31, 2013 and 1,314 shares of the Company's common stock surrendered during the three month period ending December 31, 2014, in each case to satisfy the withholding taxes due upon the vesting of certain previously awarded shares.
	In February 2005, the Company’s stockholders also approved the Company’s 2004 Stock Option and Incentive Plan. This plan provides for the grant of nonqualified and incentive stock options and stock appreciation rights to eligible participants under the plan. The plan provides for the grant of awards for up to 284,778 shares of the Company’s common stock. At December 31, 2014, 284,778 options had been granted under this plan to eligible participants at a weighted-average exercise price of $6.57 per share. Options granted vest over a five-year period from the grant date. Unexercised, nonqualified stock options expire within 15 years of the grant date and unexercised incentive stock options expire within 10 years of the grant date. Through December 31, 2014, since the plan’s inception, options for 65,880 shares of the Company’s common stock were vested, options for 40,845 shares were unvested, options for 143,528 shares were forfeited and options for 34,525 shares were exercised. Of the 284,778 options granted, 106,725 remained outstanding as of December 31, 2014.
	In February 2008, the Company’s stockholders approved the Company’s 2008 Equity Incentive Plan. The aggregate number of shares of common stock reserved and available for issuance under the 2008 Equity Incentive Plan is 597,605 shares. Under the Plan, the Compensation Committee may grant stock options and stock appreciation rights that, upon exercise, result in the issuance of 426,860 shares of the Company’s common stock. The Committee may also grant shares of restricted stock and restricted stock units for an aggregate of 170,745 shares of Company common stock under this plan. As of December 31, 2014 and December 31, 2013, 15,000 and 0 restricted shares under the 2008 Equity Incentive plan were issued and outstanding, respectively. Restricted shares granted were awarded at no cost to the employee and have a five-year vesting period from the grant date. The fair value of these previously granted restricted shares on the date of award was $8.00 for 15,000 shares. There were no shares issued during the three months ended December 31, 2014 and December 31, 2013.
	Compensation expense related to restricted stock awards from both the 2004 Recognition and Retention Plan and the 2008 Equity Incentive Plan was $18 for the three month period ended December 31, 2014. Compensation expense related to restricted stock awards from the 2004 Recognition and Retention Plan was $12 for the three month period ended December 31, 2013.
	As of December 31, 2014 and December 31, 2013, 45,000 and 0 common stock options under the 2008 Equity Incentive plan were issued, respectively. At December 31, 2014, 45,000 options had been granted under this plan to eligible participants at a weighted-average exercise price of $8.00 per share. Options granted vest over a five-year period from the grant date. Unexercised, nonqualified stock options expire within 15 years of the grant date and unexercised incentive stock options expire within 10 years of the grant date. There were no common stock options granted during the three months ended December 31, 2014 and December 31, 2013. Through December 31, 2014, since the plan's inception, options for 0 shares of the Company's common stock were vested, options for 42,500 shares were unvested, options for 2,500 shares were forfeited and options for 0 shares were exercised. Of the 45,000 options granted, 42,500 remained outstanding as of December 31, 2014.
	The Company accounts for stock-based employee compensation related to the Company’s 2004 Stock Option and Incentive Plan and the 2008 Equity Incentive Plan using the fair-value-based method. Accordingly, management records compensation expense based on the value of the award as measured on the grant date and then the Company recognizes that cost over the vesting period for the award. The compensation cost recognized for stock-based employee compensation related to all plans for the three month period ended December 31, 2014 was $12. The compensation cost recognized for stock-based employee compensation related only to the 2004 Stock Option and Incentive Plan for the three month period ended December 31, 2013 was $8.

Other_Comprehensive_Income_Los

Other Comprehensive Income (Loss)	3 Months Ended
	Dec. 31, 2014
Equity [Abstract]
OTHER COMPREHENSIVE INCOME (LOSS)	OTHER COMPREHENSIVE INCOME (LOSS)
	The following table shows the tax effects allocated to each component of other comprehensive income for the three months ended December 31, 2014:
		Before-Tax			Tax			Net-of-Tax
		Amount			Expense			Amount
	Unrealized gains (losses) on securities:
	Net unrealized gains arising during the period	$	695		(278		)	$	417
	Less: reclassification adjustment for losses included in net income	2			(1		)	1
	Other comprehensive income	$	697		$	(279	)	$	418
	The changes in the accumulated balances for each component of other comprehensive income (loss) for the three months ended December 31, 2014 were as follows:
		Unrealized			Defined			Other
		Gains  (Losses)			Benefit			Comprehensive
		on			Plans			Income (Loss)
		Securities
	Balance, October 1, 2014	$	(869	)	$	27		$	(842	)
	Current year-to-date other comprehensive income, net of tax	418			—			418
	Ending balance, December 31, 2014	$	(451	)	$	27		$	(424	)

Nature_of_Business_and_Summary1

Nature of Business and Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation – The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Citizens Community Federal N.A. All significant inter-company accounts and transactions have been eliminated.
Use of Estimates	Use of Estimates – Preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America (“U.S. GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying disclosures. These estimates are based on management’s best knowledge of current events and actions the Company may undertake in the future. Estimates are used in accounting for, among other items, fair value of financial instruments, the allowance for loan losses, valuation of acquired intangible assets, useful lives for depreciation and amortization, indefinite-lived intangible assets and long-lived assets, deferred tax assets, uncertain income tax positions and contingencies. Management does not anticipate any material changes to estimates made herein in the near term. Factors that may cause sensitivity to the aforementioned estimates include but are not limited to external market factors such as market interest rates and unemployment rates, changes to operating policies and procedures, and changes in applicable banking regulations. Actual results may ultimately differ from estimates, although management does not generally believe such differences would materially affect the consolidated financial statements in any individual reporting period.
Investment Securities; Held to Maturity and Available for Sale	Investment Securities; Held to Maturity and Available for Sale – Management determines the appropriate classification of investment securities at the time of purchase and reevaluates such designation as of the date of each statement of financial position date. Securities are classified as held to maturity when the Company has the positive intent and ability to hold the securities to maturity. Held to maturity securities are stated at amortized cost. Investment securities not classified as held to maturity are classified as available for sale. Available for sale securities are stated at fair value, with unrealized holding gains and losses deemed other than temporarily impaired due to non-credit issues being reported in other comprehensive income (loss), net of tax. Unrealized losses deemed other-than-temporary due to credit issues are reported in the Company’s earnings in the period in which the losses arise. Interest income includes amortization of purchase premium or accretion of purchase discount. Amortization of premiums and accretion of discounts are recognized in interest income using the interest method over the estimated lives of the securities.
	In estimating other-than-temporary impairment (OTTI), management considers: (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value. The difference between the present values of the cash flows expected to be collected and the amortized cost basis is the credit loss. The credit loss is the portion of OTTI that is recognized in operations and is a reduction to the cost basis of the security. The portion of other-than-temporary impairment related to all other factors is included in other comprehensive income (loss), net of the related tax effect.
Loans	Loans – Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of unearned interest, and net of deferred loan fees and costs. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the interest method without anticipating prepayments.
	Interest income on commercial, mortgage and consumer loans is discontinued according to the following schedules:
	•Commercial loans, including Agricultural and C&I loans, past due 90 days or more;
	•Closed end consumer loans past due 120 days or more; and
	•Real estate loans and open ended consumer loans past due 180 days or more.
	Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual status or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not received for a loan placed on nonaccrual status is reversed against interest income. Interest received on such loans is accounted for on the cash basis or cost recovery method until qualifying for return to accrual status. Loans are returned to accrual status when payments are made that bring the loan account current with the contractual term of the loan and a 6 month payment history has been established. Interest on impaired loans considered troubled debt restructurings (“TDRs”) or substandard, less than 90 days delinquent, is recognized as income as it accrues based on the revised terms of the loan over an established period of continued payment. Substandard loans, as defined by the OCC, our primary banking regulator, are loans that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any.
	Real estate loans and open ended consumer loans are charged off to estimated net realizable value less estimated selling costs at the earlier of when (a) the loan is deemed by management to be uncollectible, or (b) the loan becomes past due 180 days or more. Closed end consumer loans are charged off to net realizable value at the earlier of when (a) the loan is deemed by management to be uncollectible, or (b) the loan becomes past due 120 days or more.
Allowance for Loan Losses	Allowance for Loan Losses – The allowance for loan losses (“ALL”) is a valuation allowance for probable and inherent credit losses in our loan portfolio. Loan losses are charged against the ALL when management believes that the collectability of a loan balance is unlikely. Subsequent recoveries, if any, are credited to the ALL. Management estimates the required ALL balance taking into account the following factors: past loan loss experience; the nature, volume and composition of our loan portfolio; known and inherent risks in our loan portfolio; information about specific borrowers’ ability to repay; estimated collateral values; current economic conditions; and other relevant factors determined by management. The ALL consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for certain qualitative factors. The entire ALL balance is available for any loan that, in our management’s judgment, should be charged off.
	A loan is impaired when full payment under the loan terms is not expected. Impaired loans consist of all TDRs, as well as individual substandard loans not considered a TDR, when full payment under the loan terms is not expected. All TDRs are individually evaluated for impairment. See Note 3, “Loans, Allowance for Loan Losses and Impaired Loans” for more information on what we consider to be a TDR. If a TDR or substandard loan is deemed to be impaired, a specific ALL allocation is established so that the loan is reported, net, at either (a) the present value of estimated future cash flows using the loan’s existing rate; or (b) at the fair value of any collateral, less estimated disposal costs, if repayment is expected solely from the underlying collateral of the loan. For TDRs less than 90+ days past due, and certain substandard loans that are less than 90+ days delinquent, the likelihood of the loan migrating to over 90 days past due is also taken into account when determining the specific ALL allocation for these particular loans. Large groups of smaller balance homogeneous loans, such as non-TDR commercial, consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, are not separately identified for impairment disclosures.
Foreclosed and Repossessed Assets, net	Foreclosed and Repossessed Assets, net – Assets acquired through foreclosure or repossession, are initially recorded at fair value, less estimated costs to sell, which establishes a new cost basis. If the fair value declines subsequent to foreclosure or repossession, a valuation allowance is recorded through expense. Costs incurred after acquisition are expensed, and are included in non-interest expense, other on our Consolidated Statements of Operations. Foreclosed and repossessed asset balances were $1,190 and $1,050 at December 31, 2014 and September 30, 2014, respectively.
Income Taxes	Income Taxes – The Company accounts for income taxes in accordance with the Financial Accounting Standards Board (FASB) Accounting Standards Codification (“ASC”) Topic 740, “Income Taxes.” Under this guidance, deferred taxes are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates that will apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized as income or expense in the period that includes the enactment date. See Note 6, "Income Taxes" for details on the Company’s income taxes.
	The Company regularly reviews the carrying amount of its net deferred tax assets to determine if the establishment of a valuation allowance is necessary. If based on the available evidence, it is more likely than not that all or a portion of the Company’s net deferred tax assets will not be realized in future periods, a deferred tax valuation allowance would be established. Consideration is given to various positive and negative factors that could affect the realization of the deferred tax assets. In evaluating this available evidence, management considers, among other things, historical performance, expectations of future earnings, the ability to carry back losses to recoup taxes previously paid, the length of statutory carry forward periods, any experience with utilization of operating loss and tax credit carry forwards not expiring, tax planning strategies and timing of reversals of temporary differences. Significant judgment is required in assessing future earnings trends and the timing of reversals of temporary differences. Accordingly, the Company’s evaluation is based on current tax laws as well as management’s expectations of future performance.
Earnings Per Share	Earnings Per Share – Basic earnings per common share is net income or loss divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable during the period, consisting of stock options outstanding under the Company’s stock incentive plans
Reclassifications	Reclassifications – Certain items previously reported were reclassified for consistency with the current presentation.
Recent Accounting Pronouncements	Recent Accounting Pronouncements - In August, 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update ("ASU") 2014-14; "Receivables; Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure". ASU 2014-14 is intended to improve accounting and disclosure consistency related to how creditors classify government-guaranteed mortgage loans, including FHA or VA guaranteed loans, upon foreclosure. For public entities, ASU 2014-09 is effective on a prospective basis for the annual periods, and interim periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted. The Company expects the adoption of ASU 2014-14 to have no material effect on the Company's consolidated results of operations, financial position or cash flows.
	In May, 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update ("ASU") 2014-09; "Revenue from Contracts with Customers (Topic 606). ASU 2014-09 is intended to clarify and simplify revenue recognition principles, develop a common revenue standard across industries and accounting frameworks, and improve the usefulness and consistency of revenue reporting. For public entities, ASU 2014-09 is effective on a retrospective basis for the annual periods, and interim periods within those annual periods, beginning after December 15, 2016. Early adoption is not permitted. The Company expects the adoption of ASU 2014-09 to have no material effect on the Company's consolidated results of operations, financial position or cash flows.
	In January, 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update ("ASU") 2014-04; "Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)". ASU 2014-04 is intended to improve consistency among reporting entities by clarifying when an in substance foreclosure occurs, that is, when a creditor should derecognize a loan and recognize the corresponding collateral real estate as a separate asset. For public entities, ASU 2014-04 is effective for the annual periods, and interim periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted. The Company expects the adoption of ASU 2014-04 to have no material effect on the Company's consolidated results of operations, financial position or cash flows.

Fair_Value_Accounting_Tables

Fair Value Accounting (Tables)	3 Months Ended
	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Assets Measured on a Recurring Basis	The following tables present the financial instruments measured at fair value on a recurring basis as of December 31, 2014 and September 30, 2014:
		Fair		Quoted Prices in			Significant		Significant
		Value		Active Markets			Other		Unobservable
				for Identical			Observable		Inputs
				Instruments			Inputs		(Level 3)
				(Level 1)			(Level 2)
	31-Dec-14
	Investment securities:
	U.S. government agency obligations	$	22,421	$	—		$	22,421	$	—
	Obligations of states and political subdivisions	10,445		—			10,445		—
	Mortgage-backed securities	29,667		—			29,667		—
	Federal Agricultural Mortgage Corporation	58		—			58		—
	Total	$	62,591	$	—		$	62,591	$	—
	30-Sep-14
	Investment securities:
	U.S. government agency obligations	$	22,103	$	—		$	22,103	$	—
	Obligations of states and political
	subdivisions	11,194		—			11,194		—
	Mortgage-backed securities	28,827		—			28,827		—
	Federal Agricultural Mortgage Corporation	65					65
	Total	$	62,189	$	—		$	62,189	$	—
Reconciliation of residential mortgage-backed securities	The following table presents a reconciliation of non-agency mortgage-backed securities held by the Bank measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended December 31, 2014 and 2013:
		Three Months Ended
		31-Dec-14		31-Dec-13
	Balance beginning of period	$	—	$	1,226
	Total gains or losses (realized/unrealized):
	Included in earnings	—		(91		)
	Included in other comprehensive loss	—		204
	Sales	—		—
	Payments, accretion and amortization	—		(203		)
	Balance end of period	$	—	$	1,136
Assets Measured on a Nonrecurring Basis	The following tables present the financial instruments measured at fair value on a nonrecurring basis as of December 31, 2014 and September 30, 2014:
		Fair		Quoted Prices in			Significant		Significant
		Value		Active Markets			Other		Unobservable
				for Identical			Observable		Inputs
				Instruments			Inputs		(Level  3)
				(Level 1)			(Level 2)
	31-Dec-14
	Foreclosed and repossessed assets, net	$	1,190	$	—		$	—	$	1,190
	Loans restructured in a TDR	4,859		—			—		4,859
	Total	$	6,049	$	—		$	—	$	6,049
	30-Sep-14
	Foreclosed and repossessed assets, net	$	1,050	$	—		$	—	$	1,050
	Loans restructured in a TDR	5,581		—			—		5,581
	Total	$	6,631	$	—		$	—	$	6,631
Carrying amount and estimated fair value of financial instruments	The carrying amount and estimated fair value of the Company's financial instruments as of the dates indicated below were as follows:
		31-Dec-14					30-Sep-14
		Carrying		Estimated			Carrying		Estimated
		Amount		Fair			Amount		Fair
				Value					Value
	Financial assets:
	Cash and cash equivalents	$	19,557	$	19,557		$	11,434	$	11,434
	Interest-bearing deposits	1,245		1,245			245		245
	Investment Securities	72,008		72,099			70,974		70,997
	Non-marketable equity securities, at cost	5,275		5,275			5,515		5,515
	Loans receivable, net	454,157		469,924			463,860		479,961
	Accrued interest receivable	1,484		1,484			1,478		1,478
	Financial liabilities:
	Deposits	$	454,404	$	459,103		$	449,767	$	454,170
	FHLB advances	53,891		54,190			58,891		59,331
	Accrued interest payable	15		15			13		13

Loans_Allowance_for_Loan_Losse1

Loans, Allowance for Loan Losses and Impaired Loans (Tables)	3 Months Ended
	Dec. 31, 2014
Receivables [Abstract]
Changes in a specific component on impaired loans and a general component for non-impaired loans for the periods	Changes in the ALL by loan type for the periods presented below were as follows:
		Real Estate				Consumer and Other				Total
	Three Months Ended December 31, 2014:
	Allowance for Loan Losses:
	Beginning balance, October 1, 2014	$	2,759			$	3,747			$	6,506
	Charge-offs	(119		)		(157		)		(276		)
	Recoveries	7				75				82
	Provision	136				99				235
	Ending balance, December 31, 2014	$	2,783			$	3,764			$	6,547
	Allowance for Loan Losses at December 31, 2014:
	Amount of Allowance for Loan Losses arising from loans individually evaluated for impairment	$	481			$	180			$	661
	Amount of Allowance for Loan Losses arising from loans collectively evaluated for impairment	$	2,302			$	3,584			$	5,886
	Loans Receivable as of December 31, 2014:
	Ending balance	$	252,168			$	208,536			$	460,704
	Ending balance: individually evaluated for impairment	$	2,679			$	701			$	3,380
	Ending balance: collectively evaluated for impairment	$	249,489			$	207,835			$	457,324
		Real Estate				Consumer and Other				Total
	Year ended September 30, 2014
	Allowance for Loan Losses:
	Beginning balance, October 1, 2013	$	2,541			$	3,639			$	6,180
	Charge-offs	(1,238		)		(689		)		(1,927		)
	Recoveries	94				249				343
	Provision	1,362				548				1,910
	Ending balance, September 30, 2014	$	2,759			$	3,747			$	6,506
	Allowance for Loan Losses at September 30, 2014:
	Amount of Allowance for Loan Losses arising from loans individually evaluated for impairment	$	525			$	207			$	732
	Amount of Allowance for Loan Losses arising from loans collectively evaluated for impairment	$	2,234			$	3,540			$	5,774
	Loans Receivable as of September 30, 2014:
	Ending balance	$	261,315			$	209,051			$	470,366
	Ending balance: individually evaluated for impairment	$	2,197			$	732			$	2,929
	Ending balance: collectively evaluated for impairment	$	259,118			$	208,319			$	467,437
Loans receivable	Loans receivable by loan type as of the end of the periods shown below were as follows:
		Real Estate Loans								Consumer and Other Loans						Total Loans
		31-Dec-14				30-Sep-14				31-Dec-14				30-Sep-14		31-Dec-14		30-Sep-14
	Performing loans
	Performing TDR loans	$	3,996			$	4,535			$	704			$	797	$	4,700	$	5,332
	Performing loans other	247,080				255,564				207,501				207,885		454,581		463,449
	Total performing loans	251,076				260,099				208,205				208,682		459,281		468,781
	Nonperforming loans (1)
	Nonperforming TDR loans	87				202				72				47		159		249
	Nonperforming loans other	1,005				1,014				259				322		1,264		1,336
	Total nonperforming loans	$	1,092			$	1,216			$	331			$	369	$	1,423	$	1,585
	Total loans	$	252,168			$	261,315			$	208,536			$	209,051	$	460,704	$	470,366
	-1	Nonperforming loans are either 90+ days past due or nonaccrual.
Aging analysis of the Bank real estate and consumer loans	An aging analysis of the Company’s real estate, consumer and other loans and purchased third party loans as of December 31, 2014 and September 30, 2014, respectively, was as follows:
		30-59 Days				61-89 Days				Greater				Total		Current		Total		Recorded
		Past Due				Past Due				Than				Past Due				Loans		Investment >
										90 Days										89 days and
																				Accruing
	31-Dec-14
	Real estate loans	$	1,164			$	781			$	782			$	2,727	$	249,441	$	252,168	$	219
	Consumer and other loans	717				223				118				1,058		171,279		172,337		36
	Purchased third party loans	489				160				98				747		35,452		36,199		98
	Total	$	2,370			$	1,164			$	998			$	4,532	$	456,172	$	460,704	$	353
	30-Sep-14
	Real estate loans	$	678			$	80			$	989			$	1,747	$	259,568	$	261,315	$	228
	Consumer and other loans	354				73				178				605		175,634		176,239		99
	Purchased third party loans	190				136				73				399		32,413		32,812		74
	Total	$	1,222			$	289			$	1,240			$	2,751	$	467,615	$	470,366	$	401
Bank impaired loans	A summary of the Company’s impaired loans as of December 31, 2014 and September 30, 2014 was as follows:
		With No Related Allowance Recorded												With An Allowance Recorded						Totals
		Real Estate				Consumer and Other				Total				Real Estate		Consumer and Other		Total		Real Estate		Consumer and Other		Total
	Recorded investment at December 31, 2014	$	2,677			$	441			$	3,118			$	2,679	$	701	$	3,380	$	5,356	$	1,142	$	6,498
	Unpaid balance at December 31, 2014	2,677				441				3,118				2,679		701		3,380		5,356		1,142		6,498
	Recorded investment at September 30, 2014	4,345				535				4,880				2,197		732		2,929		6,542		1,267		7,809
	Unpaid balance at September 30, 2014	4,345				535				4,880				2,197		732		2,929		6,542		1,267		7,809
	Average recorded investment; three months ended December 31, 2014	3,511				488				3,999				2,438		717		3,155		5,949		1,205		7,154
	Average recorded investment; twelve months ended September 30, 2014	4,722				614				5,336				3,137		823		3,960		7,859		1,437		9,296
	Interest income received; three months ended December 31, 2014	21				5				26				6		5		11		27		10		37
	Interest income received; twelve months ended September 30, 2014	149				32				181				68		24		92		217		56		273
Troubled Debt Restructuring	A summary of loans by loan type modified in a troubled debt restructuring as of December 31, 2014 and December 31, 2013, and during each of the three months then ended, and as of September 30, 2014 and during the twelve months then ended was as follows:
		Real Estate				Consumer and Other				Total
	December 31, 2014 and
	Three Months then Ended:
	Accruing / Performing:
	Beginning balance	$	4,535			$	797			$	5,332
	Principal payments	(360		)		(77		)		(437		)
	Charge-offs	—				(2		)		(2		)
	Advances	2				—				2
	New restructured (1)	—				14				14
	Class transfers out (2)	(181		)		—				(181		)
	Transfers between accrual/non-accrual	—				(28		)		(28		)
	Ending balance	$	3,996			$	704			$	4,700
	Non-accrual / Non-performing:
	Beginning balance	$	202			$	47			$	249
	Principal payments	(99		)		(2		)		(101		)
	Charge-offs	(16		)		(1		)		(17		)
	Advances	—				—				—
	New restructured (1)	—				—				—
	Class transfers out (2)	—				—				—
	Transfers between accrual/non-accrual	—				28				28
	Ending balance	$	87			$	72			$	159
	Totals:
	Beginning balance	$	4,737			$	844			$	5,581
	Principal payments	(459		)		(79		)		(538		)
	Charge-offs	(16		)		(3		)		(19		)
	Advances	2				—				2
	New restructured (1)	—				14				14
	Class transfers out (2)	(181		)		—				(181		)
	Transfers between accrual/non-accrual	—				—				—
	Ending balance	$	4,083			$	776			$	4,859
	-1	“New restructured” represent loans restructured during the current period that met TDR criteria in accordance with the Bank’s policy at the time of the restructuring.
	-2	“Class transfers out” represent previously restructured loans in compliance with the modified terms for a minimum of one year, are yielding a market rate and conform to normal underwriting standards.
		Real Estate				Consumer and Other				Total
	December 31, 2013 and
	Three Months then Ended:
	Accruing / Performing:
	Beginning balance	$	6,254			$	1,101			$	7,355
	Principal payments	(209		)		(85		)		(294		)
	Charge-offs	(1		)		(30		)		(31		)
	Advances	—				—				—
	New restructured (1)	—				—				—
	Class transfers out (2)	—				—				—
	Transfers between accrual/non-accrual	(259		)		1				(258		)
	Ending balance	$	5,785			$	987			$	6,772
	Non-accrual / Non-performing:
	Beginning balance	$	1,187			$	76			$	1,263
	Principal payments	(540		)		(13		)		(553		)
	Charge-offs	(219		)		(11		)		(230		)
	Advances	—				—				—
	New restructured (1)	—				16				16
	Class transfers out (2)	—				—				—
	Transfers between accrual/non-accrual	259				(1		)		258
	Ending balance	$	687			$	67			$	754
	Totals:
	Beginning balance	$	7,441			$	1,177			$	8,618
	Principal payments	(749		)		(98		)		(847		)
	Charge-offs	(220		)		(41		)		(261		)
	Advances	—				—				—
	New restructured (1)	—				16				16
	Class transfers out (2)	—				—				—
	Transfers between accrual/non-accrual	—				—				—
	Ending balance	$	6,472			$	1,054			$	7,526
	-1	“New restructured” represent loans restructured during the current period that met TDR criteria in accordance with the Bank’s policy at the time of the restructuring.
-2	“Class transfers out” represent previously restructured loans in compliance with the modified terms for a minimum of one year, are yielding a market rate and conform to normal underwriting standards.
	Real Estate				Consumer and Other				Total
September 30, 2014 and
Twelve Months then Ended:
Accruing / Performing:
Beginning balance	$	6,254			$	1,101			$	7,355
Principal payments	(757		)		(258		)		(1,015		)
Charge-offs	(11		)		(30		)		(41		)
Advances	7				—				7
New restructured (1)	40				24				64
Class transfers out (2)	(60		)		—				(60		)
Transfers between accrual/non-accrual	(938		)		(40		)		(978		)
Ending balance	$	4,535			$	797			$	5,332
Non-accrual / Non-performing:
Beginning balance	$	1,187			$	76			$	1,263
Principal payments	(1,515		)		(38		)		(1,553		)
Charge-offs	(426		)		(52		)		(478		)
Advances	3				—				3
New restructured (1)	—				16				16
Class transfers out (2)	15				5				20
Transfers between accrual/non-accrual	938				40				978
Ending balance	$	202			$	47			$	249
Totals:
Beginning balance	$	7,441			$	1,177			$	8,618
Principal payments	(2,272		)		(296		)		(2,568		)
Charge-offs	(437		)		(82		)		(519		)
Advances	10				—				10
New restructured (1)	40				40				80
Class transfers out (2)	(45		)		5				(40		)
Transfers between accrual/non-accrual	—				—				—
Ending balance	$	4,737			$	844			$	5,581
-1	“New restructured” represent loans restructured during the current period that met TDR criteria in accordance with the Bank’s policy at the time of the restructuring.
-2	“Class transfers out” represent previously restructured loans in compliance with the modified terms for a minimum of one year, are yielding a market rate and conform to normal underwriting standards.
	December 31, 2014							30-Sep-14
	Number of			Recorded				Number of			Recorded
	Modifications			Investment				Modifications			Investment
Troubled debt restructurings:
Real estate	40			$	4,083			47			$	4,737
Consumer and other	52			776				53			844
Total troubled debt restructurings	92			$	4,859			100			$	5,581

Investment_Securities_Tables

Investment Securities (Tables)	3 Months Ended
	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Summary of amortized cost, estimated fair value and related unrealized gains and losses on securities available for sale	The amortized cost, estimated fair value and related unrealized gains and losses on securities available for sale and held to maturity as of December 31, 2014 and September 30, 2014, respectively, were as follows:
	Available for sale securities	Amortized		Gross			Gross		Estimated
		Cost		Unrealized			Unrealized		Fair Value
				Gains			Losses
	December 31, 2014
	U.S. government agency obligations	$	23,017	$	—		$	596	$	22,421
	Obligations of states and political subdivisions	10,671		10			236		10,445
	Mortgage-backed securities	29,584		226			143		29,667
	Federal Agricultural Mortgage Corporation	71		—			13		58
	Total available for sale securities	$	63,343	$	236		$	988	$	62,591
	September 30, 2014
	U.S. government agency obligations	$	23,076	$	—		$	973	$	22,103
	Obligations of states and political subdivisions	11,432		17			255		11,194
	Mortgage-backed securities	29,058		138			369		28,827
	Federal Agricultural Mortgage Corporation	71		—			6		65
	Total available for sale securities	$	63,637	$	155		$	1,603	$	62,189
Held-to-maturity Securities [Table Text Block]
	Held to maturity securities	Amortized		Gross			Gross		Estimated
		Cost		Unrealized			Unrealized		Fair Value
				Gains			Losses
	December 31, 2014
	Obligations of states and political subdivisions	$	1,322	$	—		$	14	$	1,308
	Mortgage-backed securities	8,095		110			5		8,200
	Total held to maturity securities	$	9,417	$	110		$	19	$	9,508
	September 30, 2014
	Obligations of states and political subdivisions	$	1,465	$	4		$	5	$	1,464
	Mortgage-backed securities	7,320		33			9		7,344
	Total held to maturity securities	$	8,785	$	37		$	14	$	8,808
Summary of amount of other-than-temporary impairment related to credit losses on available-for-sale securities	A summary of the amount of other-than-temporary impairment related to credit losses on available for sale securities that have been recognized in earnings follows:
		Three months ended December 31, 2014		Three months ended December 31, 2013
	Beginning balance of the amount of OTTI related to credit losses	$	—	$	1,250
	Credit portion of OTTI on securities for which OTTI was not previously recognized	—		91
	Cash payments received on a security in excess of the security’s book value adjusted for the previously recognized credit portion of OTTI	—		(12		)
	Ending balance of the amount of OTTI related to credit losses	$	—	$	1,329

Federal_Home_Loan_Bank_Advance1

Federal Home Loan Bank Advances (Tables)	3 Months Ended
	Dec. 31, 2014
Banking and Thrift [Abstract]
A summary of Federal Home Loan Bank advances	A summary of Federal Home Loan Bank advances at December 31, 2014 and September 30, 2014 was as follows:
		As of		Weighted Average Rate		As of		Weighted Average Rate
	Maturing during the fiscal year	31-Dec				September 30,
	Ended September 30,	2014				2014
	2015	$	15,000	0.67	%	$	15,000	0.67	%
	2016	16,100		0.88	%	16,100		0.88	%
	2017	12,961		1.57	%	12,961		1.57	%
	2018	6,100		2.24	%	6,100		2.24	%
	After 2018	3,730		1.87	%	3,730		1.87	%
	Total fixed maturity	$	53,891			$	53,891
	Advances with amortizing principal	—				5,000		0.3	%
	Total	$	53,891			$	58,891

Income_Taxes_Tables

Income Taxes (Tables)	3 Months Ended
	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Income tax expense (benefit)	Income tax expense (benefit) for each of the periods shown below consisted of the following:
		Three months ended December 31, 2014			Three months ended December 31, 2013
	Current tax provision
	Federal	$	613		$	289
	State	98			43
		711			332
	Deferred tax provision
	Federal	(239		)	(143		)
	State	(39		)	(17		)
		(278		)	(160		)
	Total	$	433		$	172
The provision for income taxes differs from the amount of income tax determined by applying statutory federal income tax rates to pretax income	The provision for income taxes differs from the amount of income tax determined by applying statutory federal income tax rates to pretax income as result of the following differences:
		Three months ended December 31, 2014						Three months ended December 31, 2013
		Amount			Rate			Amount			Rate
	Tax expense at statutory rate	$	390		34	%		$	162		34	%
	State income taxes net of federal taxes	59			5.2			25			5.4
	Tax exempt interest	(11		)	(1.0	)		(10		)	(2.1	)
	Other	(5		)	(0.4	)		(5		)	(1.0	)
	Total	$	433		37.7	%		$	172		36.2	%
Deferred Tax Assets and Liabilities	The following is a summary of the significant components of the Company’s deferred tax assets and liabilities as of December 31, 2014 and September 30, 2014, respectively:
		31-Dec-14			30-Sep-14
	Deferred tax assets:
	Allowance for loan losses	$	2,565		$	2,562
	Deferred loan costs/fees	201			217
	Director/officer compensation plans	533			551
	Net unrealized loss on securities available for sale	301			579
	Other	402			233
	Deferred tax assets	4,002			$	4,142
	Deferred tax liabilities:
	Office properties and equipment	(257		)	(397		)
	Other	(111		)	(111		)
	Deferred tax liabilities	(368		)	(508		)
	Net deferred tax assets	$	3,634		$	3,634

Other_Comprehensive_Income_Los1

Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Dec. 31, 2014
Equity [Abstract]
Tax Effects Allocated to Each Component of Other Comprehensive Income	he following table shows the tax effects allocated to each component of other comprehensive income for the three months ended December 31, 2014:
		Before-Tax			Tax			Net-of-Tax
		Amount			Expense			Amount
	Unrealized gains (losses) on securities:
	Net unrealized gains arising during the period	$	695		(278		)	$	417
	Less: reclassification adjustment for losses included in net income	2			(1		)	1
	Other comprehensive income	$	697		$	(279	)	$	418
Changes in the accumulated balances for each component of other comprehensive income	The changes in the accumulated balances for each component of other comprehensive income (loss) for the three months ended December 31, 2014 were as follows:
		Unrealized			Defined			Other
		Gains  (Losses)			Benefit			Comprehensive
		on			Plans			Income (Loss)
		Securities
	Balance, October 1, 2014	$	(869	)	$	27		$	(842	)
	Current year-to-date other comprehensive income, net of tax	418			—			418
	Ending balance, December 31, 2014	$	(451	)	$	27		$	(424	)

Nature_of_Business_and_Summary2

Nature of Business and Summary of Significant Accounting Policies (Details Textual) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014
	Location
	Service_Office
Nature of Business and Summary of Significant Accounting Policies (Textual) [Abstract]
Total number of service offices	20
Number of stand-alone locations	8
Number of in-store branch locations	12
Interest income recognized debt past due not more than days	90 days
Loans charged off past due more than days	180 days
Closed end loan charged off past due more than days	120 days
Accounts, Notes, Loans and Financing Receivable [Line Items]
Repossessed Assets	$1,190	$1,050
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest income discontinued over delinquent days	90 days
Closed End Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest income discontinued over delinquent days	120 days
Real Estate and Open Ended Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest income discontinued over delinquent days	180 days

Fair_Value_Accounting_Details

Fair Value Accounting (Details) (USD $)	Dec. 31, 2014	Sep. 30, 2014
In Thousands, unless otherwise specified
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	$72,099	$70,997
Fair Value, Measurements, Recurring [Member]
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	62,591	62,189
Fair Value, Measurements, Recurring [Member] | U.S. government agency obligations
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	22,421	22,103
Fair Value, Measurements, Recurring [Member] | Obligations of states and political subdivisions
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	10,445	11,194
Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	29,667	28,827
Fair Value, Measurements, Recurring [Member] | Federal Agricultural Mortgage Corporation
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	58	65
Fair Value, Measurements, Recurring [Member] | Quoted Price in Active Market for Identical Instruments (Level 1) [Member]
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	0	0
Fair Value, Measurements, Recurring [Member] | Quoted Price in Active Market for Identical Instruments (Level 1) [Member] | U.S. government agency obligations
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	0	0
Fair Value, Measurements, Recurring [Member] | Quoted Price in Active Market for Identical Instruments (Level 1) [Member] | Obligations of states and political subdivisions
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	0	0
Fair Value, Measurements, Recurring [Member] | Quoted Price in Active Market for Identical Instruments (Level 1) [Member] | Mortgage-backed securities
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	0	0
Fair Value, Measurements, Recurring [Member] | Quoted Price in Active Market for Identical Instruments (Level 1) [Member] | Federal Agricultural Mortgage Corporation
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	0
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	62,591	62,189
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. government agency obligations
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	22,421	22,103
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Obligations of states and political subdivisions
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	10,445	11,194
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Mortgage-backed securities
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	29,667	28,827
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Federal Agricultural Mortgage Corporation
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	58	65
Fair Value, Measurements, Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	0	0
Fair Value, Measurements, Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Obligations of states and political subdivisions
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	0	0
Fair Value, Measurements, Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Mortgage-backed securities
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	0	0
Fair Value, Measurements, Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Federal Agricultural Mortgage Corporation
Assets Measured on a Recurring Basis
Investment Securities, Fair Value	$0

Fair_Value_Accounting_Details_

Fair Value Accounting (Details 1) (Asset-backed Securities [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Asset-backed Securities [Member]
Reconciliation of residential mortgage-backed securities
Balance beginning of period	$0	$1,226
Included in earnings	0	-91
Included in other comprehensive loss	0	204
Sales	0	0
Payments, accretion and amortization	0	-203
Balance end of period	$0	$1,136

Fair_Value_Accounting_Details_1

Fair Value Accounting (Details 2) (Fair Value, Measurements, Nonrecurring [Member], USD $)	Dec. 31, 2014	Sep. 30, 2014
In Thousands, unless otherwise specified
Assets Measured on a Nonrecurring Basis
Foreclosed and repossessed assets	$1,190	$1,050
Loans restructured in a troubled debt restructuring	4,859	5,581
Total	6,049	6,631
Quoted Price in Active Market for Identical Instruments (Level 1) [Member]
Assets Measured on a Nonrecurring Basis
Foreclosed and repossessed assets	0
Loans restructured in a troubled debt restructuring	0
Total	0
Significant Other Observable Inputs (Level 2) [Member]
Assets Measured on a Nonrecurring Basis
Foreclosed and repossessed assets	0	0
Loans restructured in a troubled debt restructuring	0	0
Total	0	0
Significant Unobservable Inputs (Level 3) [Member]
Assets Measured on a Nonrecurring Basis
Foreclosed and repossessed assets	1,190	1,050
Loans restructured in a troubled debt restructuring	4,859	5,581
Total	$6,049	$6,631

Fair_Value_Accounting_Details_2

Fair Value Accounting (Details 3) (USD $)	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Financial assets:
Cash and cash equivalents, Carrying Amount	$19,557	$11,434	$15,786	$17,601
Cash and cash equivalents, Fair Value	19,557	11,434
Interest Bearing Deposits Carrying Value	1,245	245
Interest Bearing Deposits, Fair Value	1,245	245
Investment Securities, Carrying Value	72,008	70,974
Investment Securities, Fair Value	72,099	70,997
FHLB stock, Carrying amount	5,275	5,515
FHLB stock, Fair Value	5,275	5,515
Loans receivable Carrying Amount	454,157	463,860
Loans receivable, Fair Value	469,924	479,961
Accrued interest receivable Carrying Amount	1,484	1,478
Accrued Interest Receivables, Fair Value	1,484	1,478
Financial liabilities:
Deposits, Carrying Amount	454,404	449,767
Deposits, Fair Value	459,103	454,170
FHLB advances, Carrying Amount	53,891	58,891
FHLB advances, Fair Value	54,190	59,331
Accrued Interest Payable, Carrying Amount	15	13
Accrued Interest Payable, Fair Value	$15	$13

Loans_Allowance_for_Loan_Losse2

Loans, Allowance for Loan Losses and Impaired Loans (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Sep. 30, 2014
Allowance for Loan Losses:
Beginning balance	$6,506	$6,180	$6,180
Charge-offs	-276		-1,927
Recoveries	82		343
Provision	235	600	1,910
Ending balance	6,547		6,506
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Amount of Allowance for Loan Losses arising from loans individually evaluated for impairment	661		732
Amount of Allowance for Loan Losses arising from loans collectively evaluated for impairment	5,886		5,774
Loans Receivable:
Ending balance	460,704		470,366
Ending balance: individually evaluated for impairment	3,380		2,929
Ending balance: collectively evaluated for impairment	457,324		467,437
Real Estate [Member]
Allowance for Loan Losses:
Beginning balance	2,759	2,541	2,541
Charge-offs	-119		-1,238
Recoveries	7		94
Provision	136		1,362
Ending balance	2,783		2,759
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Amount of Allowance for Loan Losses arising from loans individually evaluated for impairment	481		525
Amount of Allowance for Loan Losses arising from loans collectively evaluated for impairment	2,302		2,234
Loans Receivable:
Ending balance	252,168		261,315
Ending balance: individually evaluated for impairment	2,679		2,197
Ending balance: collectively evaluated for impairment	249,489		259,118
Consumer and Other Loans [Member]
Allowance for Loan Losses:
Beginning balance	3,747	3,639	3,639
Charge-offs	-157		-689
Recoveries	75		249
Provision	99		548
Ending balance	3,764		3,747
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Amount of Allowance for Loan Losses arising from loans individually evaluated for impairment	180		207
Amount of Allowance for Loan Losses arising from loans collectively evaluated for impairment	3,584		3,540
Loans Receivable:
Ending balance	208,536		209,051
Ending balance: individually evaluated for impairment	701		732
Ending balance: collectively evaluated for impairment	$207,835		$208,319

Loans_Allowance_for_Loan_Losse3

Loans, Allowance for Loan Losses and Impaired Loans (Details 1) (USD $)	Dec. 31, 2014		Sep. 30, 2014
In Thousands, unless otherwise specified
Loans receivable
Total loans	$460,704		$470,366
Performing loans [Member]
Loans receivable
Performing TDR loans	4,700		5,332
Performing loans other	454,581		463,449
Total loans	459,281		468,781
Nonperforming loans [Member]
Loans receivable
Performing TDR loans	159	[1]	249	[1]
Performing loans other	1,264	[1]	1,336	[1]
Total loans	1,423	[1]	1,585	[1]
Real Estate Loans [Member]
Loans receivable
Total loans	252,168		261,315
Real Estate Loans [Member] | Performing loans [Member]
Loans receivable
Performing TDR loans	3,996		4,535
Performing loans other	247,080		255,564
Total loans	251,076		260,099
Real Estate Loans [Member] | Nonperforming loans [Member]
Loans receivable
Performing TDR loans	87	[1]	202	[1]
Performing loans other	1,005	[1]	1,014	[1]
Total loans	1,092	[1]	1,216	[1]
Consumer and Other Loans [Member]
Loans receivable
Total loans	208,536		209,051
Consumer and Other Loans [Member] | Performing loans [Member]
Loans receivable
Performing TDR loans	704		797
Performing loans other	207,501		207,885
Total loans	208,205		208,682
Consumer and Other Loans [Member] | Nonperforming loans [Member]
Loans receivable
Performing TDR loans	72	[1]	47	[1]
Performing loans other	259	[1]	322	[1]
Total loans	$331	[1]	$369	[1]
[1]	Nonperforming loans are either 90+ days past due or nonaccrual.

Loans_Allowance_for_Loan_Losse4

Loans, Allowance for Loan Losses and Impaired Loans (Details 2) (USD $)	Dec. 31, 2014	Sep. 30, 2014
In Thousands, unless otherwise specified
Aging analysis of the Bank's real estate and consumer loans
1 Month Past Due	$2,370	$1,222
2 Months Past Due	1,164	289
Greater Than 3 Months	998	1,240
Total Past Due	4,532	2,751
Current	456,172	467,615
Total Loan	460,704	470,366
Recorded Investment greater than 90 days and Accruing	353	401
Real estate loan [Member]
Aging analysis of the Bank's real estate and consumer loans
1 Month Past Due	1,164	678
2 Months Past Due	781	80
Greater Than 3 Months	782	989
Total Past Due	2,727	1,747
Current	249,441	259,568
Total Loan	252,168	261,315
Recorded Investment greater than 90 days and Accruing	219	228
Consumer and other loans [Member]
Aging analysis of the Bank's real estate and consumer loans
1 Month Past Due	717	354
2 Months Past Due	223	73
Greater Than 3 Months	118	178
Total Past Due	1,058	605
Current	171,279	175,634
Total Loan	172,337	176,239
Recorded Investment greater than 90 days and Accruing	36	99
Purchased Third Party Loan [Member]
Aging analysis of the Bank's real estate and consumer loans
1 Month Past Due	489	190
2 Months Past Due	160	136
Greater Than 3 Months	98	73
Total Past Due	747	399
Current	35,452	32,413
Total Loan	36,199	32,812
Recorded Investment greater than 90 days and Accruing	$98	$74

Loans_Allowance_for_Loan_Losse5

Loans, Allowance for Loan Losses and Impaired Loans (Details 3) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014
Bank impaired loans
With no related allowance recorded, Recorded investment	$3,118	$4,880
With an allowance recorded, Recorded investment	3,380	2,929
Recorded investment, Total	6,498	7,809
With no related allowance recorded, unpaid principal balance	3,118	4,880
With an allowance recorded, unpaid principal balance	3,380	2,929
Unpaid principal balance, Total	6,498	7,809
With no related allowance recorded, Average recorded investment	3,999	5,336
With an allowance recorded, Average recorded investment	3,155	3,960
Average recorded investment, Total	7,154	9,296
With no related allowance recorded, Interest income recognized	26	181
With an allowance recorded, Interest income recognized	11	92
Interest income recognized, Total	37	273
Real Estate [Member]
Bank impaired loans
With no related allowance recorded, Recorded investment	2,677	4,345
With an allowance recorded, Recorded investment	2,679	2,197
Recorded investment, Total	5,356	6,542
With no related allowance recorded, unpaid principal balance	2,677	4,345
With an allowance recorded, unpaid principal balance	2,679	2,197
Unpaid principal balance, Total	5,356	6,542
With no related allowance recorded, Average recorded investment	3,511	4,722
With an allowance recorded, Average recorded investment	2,438	3,137
Average recorded investment, Total	5,949	7,859
With no related allowance recorded, Interest income recognized	21	149
With an allowance recorded, Interest income recognized	6	68
Interest income recognized, Total	27	217
Consumer and Other Loans [Member]
Bank impaired loans
With no related allowance recorded, Recorded investment	441	535
With an allowance recorded, Recorded investment	701	732
Recorded investment, Total	1,142	1,267
With no related allowance recorded, unpaid principal balance	441	535
With an allowance recorded, unpaid principal balance	701	732
Unpaid principal balance, Total	1,142	1,267
With no related allowance recorded, Average recorded investment	488	614
With an allowance recorded, Average recorded investment	717	823
Average recorded investment, Total	1,205	1,437
With no related allowance recorded, Interest income recognized	5	32
With an allowance recorded, Interest income recognized	5	24
Interest income recognized, Total	$10	$56

Loans_Allowance_for_Loan_Losse6

Loans, Allowance for Loan Losses and Impaired Loans (Details 4) (USD $)	3 Months Ended				12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013		Sep. 30, 2014
Troubled Debt Restructuring
Beginning balance	$5,581		$8,618		$8,618
Principal payments	-538		-847		-2,568
Charge-offs	-19		-261		-519
Advances	2		0		10
New restructured	14	[1]	16	[1]	80	[1]
Class Transfers	-181	[2]	0	[2]	-40	[2]
Transfers between accrual/non-accrual	0		0		0
Ending balance	4,859		7,526		5,581
Real Estate [Member]
Troubled Debt Restructuring
Beginning balance	4,737		7,441		7,441
Principal payments	-459		-749		-2,272
Charge-offs	-16		-220		-437
Advances	2		0		10
New restructured	0	[1]	0	[1]	40	[1]
Class Transfers	-181	[2]	0	[2]	-45	[2]
Transfers between accrual/non-accrual	0		0		0
Ending balance	4,083		6,472		4,737
Consumer and Other Loans [Member]
Troubled Debt Restructuring
Beginning balance	844		1,177		1,177
Principal payments	-79		-98		-296
Charge-offs	-3		-41		-82
Advances	0		0		0
New restructured	14	[1]	16	[1]	40	[1]
Class Transfers	0	[2]	0	[2]	5	[2]
Transfers between accrual/non-accrual	0		0		0
Ending balance	776		1,054		844
Performing [Member]
Troubled Debt Restructuring
Beginning balance	5,332		7,355		7,355
Principal payments	-437		-294		-1,015
Charge-offs	-2		-31		-41
Advances	2		0		7
New restructured	14	[1]	0	[1]	64	[1]
Class Transfers	-181	[2]	0	[2]	-60	[2]
Transfers between accrual/non-accrual	-28		-258		-978
Ending balance	4,700		6,772		5,332
Performing [Member] | Real Estate [Member]
Troubled Debt Restructuring
Beginning balance	4,535		6,254		6,254
Principal payments	-360		-209		-757
Charge-offs	0		-1		-11
Advances	2		0		7
New restructured	0	[1]	0	[1]	40	[1]
Class Transfers	-181	[2]	0	[2]	-60	[2]
Transfers between accrual/non-accrual	0		-259		-938
Ending balance	3,996		5,785		4,535
Performing [Member] | Consumer and Other Loans [Member]
Troubled Debt Restructuring
Beginning balance	797		1,101		1,101
Principal payments	-77		-85		-258
Charge-offs	-2		-30		-30
Advances	0		0		0
New restructured	14	[1]	0	[1]	24	[1]
Class Transfers	0	[2]	0	[2]	0	[2]
Transfers between accrual/non-accrual	-28		1		-40
Ending balance	704		987		797
Non Performing Loans [Member]
Troubled Debt Restructuring
Beginning balance	249		1,263		1,263
Principal payments	-101		-553		-1,553
Charge-offs	-17		-230		-478
Advances	0		0		3
New restructured	0		16	[1]	16	[1]
Class Transfers	0		0	[2]	20	[2]
Transfers between accrual/non-accrual	28		258		978
Ending balance	159		754		249
Non Performing Loans [Member] | Real Estate [Member]
Troubled Debt Restructuring
Beginning balance	202		1,187		1,187
Principal payments	-99		-540		-1,515
Charge-offs	-16		-219		-426
Advances	0		0		3
New restructured	0		0	[1]	0	[1]
Class Transfers	0		0	[2]	15	[2]
Transfers between accrual/non-accrual	0		259		938
Ending balance	87		687		202
Non Performing Loans [Member] | Consumer and Other Loans [Member]
Troubled Debt Restructuring
Beginning balance	47		76		76
Principal payments	-2		-13		-38
Charge-offs	-1		-11		-52
Advances	0		0		0
New restructured	0		16	[1]	16	[1]
Class Transfers	0		0	[2]	5	[2]
Transfers between accrual/non-accrual	28		-1		40
Ending balance	$72		$67		$47
[1]	“New restructured” represent loans restructured during the current period that met TDR criteria in accordance with the Bank’s policy at the time of the restructuring.
[2]	“Class transfers out” represent previously restructured loans

Loans_Allowance_for_Loan_Losse7

Loans, Allowance for Loan Losses and Impaired Loans (Details 5) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
	Contract	Contract
Troubled Debt Restructuring
Number of Modifications	92	100
Recorded Investments	$4,859	$5,581	$7,526	$8,618
Real Estate [Member]
Troubled Debt Restructuring
Number of Modifications	40	47
Recorded Investments	4,083	4,737	6,472	7,441
Consumer and Other Loans [Member]
Troubled Debt Restructuring
Number of Modifications	52	53
Recorded Investments	$776	$844	$1,054	$1,177

Loans_Allowance_for_Loan_Losse8

Loans, Allowance for Loan Losses and Impaired Loans (Details Textual) (USD $)	3 Months Ended
	Dec. 31, 2014		Sep. 30, 2014		Dec. 31, 2013	Sep. 30, 2013	Oct. 31, 2012
			TDR
Accounts, Notes, Loans and Financing Receivable [Line Items]
Board of director limit on purchase of loans under loan purchase agreement	$50,000						$40,000
Percentage of loan amounts deposited into cash reserve account							3.00%
Loans and lease receivable, gross, consumer	36,199,000
Cash reserve account balance							1,000
Loans allowance for loan losses and impaired loans (Textual) [Abstract]
Impaired TDR loans	4,859,000		5,581,000		7,526,000	8,618,000
Impaired Financing Receivable, Recorded Investment	6,498,000		7,809,000
Number of delinquent TDR	4		4
Recorded investment in delinquent TDR	331,000		191,000
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	1,000
Non Performing Loans [Member]
Loans allowance for loan losses and impaired loans (Textual) [Abstract]
Past due period & nonaccruing	90+ days
Impaired TDR loans	159,000		249,000		754,000	1,263,000
TDR Loans and Leases Receivable Net Reported Amount	159,000	[1]	249,000	[1]
Substandard [Member]
Loans allowance for loan losses and impaired loans (Textual) [Abstract]
Impaired TDR loans	1,639,000
TDR Loans [Member]
Loans allowance for loan losses and impaired loans (Textual) [Abstract]
Past due period & nonaccruing	90+ days
Past due, minimum period	90 days
Performing loans [Member]
Loans allowance for loan losses and impaired loans (Textual) [Abstract]
Impaired TDR loans	4,700,000		5,332,000		6,772,000	7,355,000
TDR Loans and Leases Receivable Net Reported Amount	$4,700,000		$5,332,000
[1]	Nonperforming loans are either 90+ days past due or nonaccrual.

Investment_Securities_Details

Investment Securities (Details) (USD $)	Dec. 31, 2014	Sep. 30, 2014
In Thousands, unless otherwise specified
Summary of amortized cost, estimated fair value and related unrealized gains and losses on securities available for sale
Amortized Cost	$63,343	$63,637
Gross Unrealized Gains	236	155
Gross Unrealized Losses	988	1,603
Estimated Fair Value	62,591	62,189
U.S. government agency obligations
Summary of amortized cost, estimated fair value and related unrealized gains and losses on securities available for sale
Amortized Cost	23,017	23,076
Gross Unrealized Gains	0	0
Gross Unrealized Losses	596	973
Estimated Fair Value	22,421	22,103
Obligations of states and political subdivisions
Summary of amortized cost, estimated fair value and related unrealized gains and losses on securities available for sale
Amortized Cost	10,671	11,432
Gross Unrealized Gains	10	17
Gross Unrealized Losses	236	255
Estimated Fair Value	10,445	11,194
Mortgage-backed securities
Summary of amortized cost, estimated fair value and related unrealized gains and losses on securities available for sale
Amortized Cost	29,584	29,058
Gross Unrealized Gains	226	138
Gross Unrealized Losses	143	369
Estimated Fair Value	29,667	28,827
Federal Agricultural Mortgage Corporation
Summary of amortized cost, estimated fair value and related unrealized gains and losses on securities available for sale
Amortized Cost	71	71
Gross Unrealized Gains	0	0
Gross Unrealized Losses	13	6
Estimated Fair Value	$58	$65

Investment_Securities_Details_

Investment Securities (Details 1) (Available-for-sale securities [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Available-for-sale securities [Member]
Summary of amount of other-than-temporary impairment related to credit losses on available-for-sale securities
Beginning balance of the amount of OTTI related to credit losses	$0	$1,250
Credit portion of OTTI on securities for which OTTI was not previously recognized	0	91
Cash payments received on a security in excess of the security’s book value adjusted for the previously recognized credit portion of OTTI	0	-12
Ending balance of the amount of OTTI related to credit losses	$0	$1,329

Investment_Securities_Details_1

Investment Securities Details 2 (Details) (USD $)	Dec. 31, 2014	Sep. 30, 2014
In Thousands, unless otherwise specified
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$9,417	$8,785
Gross Unrealized Gains	110	37
Gross Unrealized Losses	19	14
Estimated Fair Value	9,508	8,808
Obligations of states and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	1,322	1,465
Gross Unrealized Gains	0	4
Gross Unrealized Losses	14	5
Estimated Fair Value	1,308	1,464
Mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	8,095	7,320
Gross Unrealized Gains	110	33
Gross Unrealized Losses	5	9
Estimated Fair Value	$8,200	$7,344

Investment_Securities_Details_2

Investment Securities (Details Textual) (USD $)	3 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Federal Reserve Bank [Member]
Schedule of Available-for-sale Securities [Line Items]
Borrowings outstanding under line of credit facility	$0
Available-for-sale Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Cash payments received on a security in excess of the security’s book value adjusted for the previously recognized credit portion of OTTI	$0	$12,000

Federal_Home_Loan_Bank_Advance2

Federal Home Loan Bank Advances (Details) (USD $)	Dec. 31, 2014	Sep. 30, 2014
In Thousands, unless otherwise specified
Summary of Federal Home Loan Bank advances
Maturing during 2015	$15,000	$15,000
Maturing during 2016	16,100	16,100
Maturing during 2017	12,961	12,961
Maturing during 2018	6,100	6,100
Maturing After 2018	3,730	3,730
Weighted Average Rate 2015	0.67%	0.67%
Weighted Average Rate 2016	0.88%	0.88%
Weighted Average Rate 2017	1.57%	1.57%
Weighted Average Rate 2018	2.24%	2.24%
Weighted Average Rate After 2018	1.87%	1.87%
Total fixed maturity	53,891	53,891
Advances with amortizing principal	0	5,000
Total	$53,891	$58,891
Federal Home Loan Bank Advances [Member]
Summary of Federal Home Loan Bank advances
Weighted Average Interest Rate		0.30%

Federal_Home_Loan_Bank_Advance3

Federal Home Loan Bank Advances (Details Textual) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Sep. 30, 2014
Schedule of Fair Value of Separate Accounts by Major Category of Investment [Line Items]
Federal Home Loan Bank advances	$53,891		$58,891
Federal Home Loan Bank Advances (Textual) [Abstract]
Banks available and unused portion of borrowing agreement	74,889
Maximum month-end amounts outstanding	53,891	56,500
Mortgage Loans on Real Estate [Member]
Schedule of Fair Value of Separate Accounts by Major Category of Investment [Line Items]
Federal Home Loan Bank advances	$215,432

Income_Taxes_Details

Income Taxes (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Current tax provision
Federal	$613	$289
State	98	43
Current Income Tax Expense (Benefit), Total	711	332
Deferred tax provision
Federal	-239	-143
State	-39	-17
Deferred Income Tax Expense (Benefit), Total	-278	-160
Total	$433	$172

Income_Taxes_Details_1

Income Taxes (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
The provision for income taxes differs from the amount of income tax determined by applying statutory federal income tax rates to pretax income
Tax expense at statutory rate	$390	$162
State income taxes net of exception	59	25
Tax exempt interest	-11	-10
Other	-5	-5
Total	$433	$172
Tax expense at statutory rate in percent	34.00%	34.00%
State income taxes net of exception in percent	5.20%	5.40%
Tax exempt interest in percent	-1.00%	-2.10%
Other in percent	-0.40%	-1.00%
Total, in percent	37.70%	36.20%

Income_Taxes_Details_2

Income Taxes (Details 2) (USD $)	Dec. 31, 2014	Sep. 30, 2014
In Thousands, unless otherwise specified
Deferred tax assets:
Allowance for loan losses	$2,565	$2,562
Deferred loan costs/fees	201	217
Director/officer compensation plans	533	551
Net unrealized loss on securities available for sale	301	579
Other	402	233
Deferred tax assets	4,002	4,142
Deferred tax liabilities:
Office properties and equipment	-257	-397
Other	-111	-111
Deferred tax liabilities	-368	-508
Net deferred tax assets	$3,634	$3,634

Income_Taxes_Details_Textual

Income Taxes (Details Textual) (USD $)	3 Months Ended
	Dec. 31, 2014	Sep. 30, 2014
Income Taxes (Textual) [Abstract]
Valuation allowance	$0	$0
Examination by the Internal Revenue Service	years open to examination by the U.S. Internal Revenue Service include taxable years ended September 30, 2011 to present.
Percentage of likelihood	50.00%
Accrual for the payments of interest and penalties related to income tax issues	$0	$0

Stock_Based_Compensation_Detai

Stock Based Compensation (Details Textual) (USD $)	3 Months Ended		119 Months Ended	107 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Feb. 28, 2005
2005 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of options remained outstanding under the plan		113,910		113,910
Previously awarded shares forfeited	0	0
Shares paid for tax withholding for share based compensation	1,314	1,314
2004 Stock Option and Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grant of awards company's common stock					284,778
Number of options remained outstanding under the plan	106,725		106,725
Weighted Average Fair value	6.57
Compensation expense related to awards		8
Options granted	284,778		284,778
Expiry period of unexercised and nonqualified stock options	15 years
Expiry period of unexercized incentive stock options	10 years
Shares of the Company's common stock vested			65,880
Shares of the Company's common stock unvested			40,845
Number of shares forfeited under options in the plan			143,528
Number of options exercised under the plan			34,525
2008 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of options remained outstanding under the plan	42,500	0	42,500	0
Vesting period of options granted	5 years
Options granted	45,000	42,500
Weighted-average exercise price	8
Shares of the Company's common stock vested	0
Shares of the Company's common stock unvested	42,500
Number of shares forfeited under options in the plan	2,500
Number of options exercised under the plan	0
Number of shares reserved and available for issuance under the 2008 Equity Incentive Plan	597,605		597,605
Prospective issuance of shares of the Company's common stock under the 2008 Equity Incentive Plan	426,860
Aggregate stock which may be granted for restricted stock and units under the 2008 Equity Incentive Plan	170,745
Restricted shares [Member] | 2005 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grant of awards company's common stock					113,910
Restricted shares issued			113,910	113,910
Number of options remained outstanding under the plan	100,446	102,619	100,446	102,619
Vesting period of options granted	5 years
Fair value of the restricted shares on the date of award, lot one	7.04		7.04
Number of restricted shares on date of award, lot one	63,783		63,783
Fair value of the restricted shares on the date of award, lot two	6.18		6.18
Number of restricted shares on date of award, lot two	6,832		6,832
Fair value of the restricted shares on the date of award, lot three	5.24		5.24
Number of restricted shares on date of award, lot three	20,312		20,312
Fair value of the restricted shares on the date of award, lot four	5.65		5.65
Number of restricted shares on date of award, lot four	2,500		2,500
Fair value of the restricted shares on the date of award, lot five	5.84		5.84
Number of restricted shares on date of award, lot five	20,483		20,483
Restricted shares [Member] | 2008 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted shares issued	15,000	15,000
Shares outstanding	0	0	0	0
Vesting period of options granted	5 years
Shares granted to eligible participants	15,000
Weighted-average fair value	8		8
Restricted shares [Member] | 2004 Recognition and Retention Plan and 2008 Equity incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense related to awards	18
Restricted shares [Member] | 2004 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense related to awards		12
Stock Options [Member] | 2004 Stock Option and Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period of options granted	5 years
Stock Options [Member] | 2008 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted shares issued	45,000	0
Stock Options [Member] | 2004 Stock Option and Incentive Plan and 2008 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense related to awards	12	8
Unexercised Nonqualified Stock Options [Member] | 2008 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award expiration period	15 years
Unexercised Incentive Stock Options [Member] | 2008 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award expiration period	10 years

Other_Comprehensive_Income_Los2

Other Comprehensive Income (Loss) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Unrealized gains (losses) on securities:
Unrealized holding losses arising during period Before- Tax Amount	$695
Unrealized holding losses arising during period Tax Expense	-278
Net unrealized losses arising during period	417	-430
Less: reclassification adjustment for gains (losses)realized in net income Before- Tax Amount	2
Less: reclassification adjustment for gains (losses)realized in net income Tax Expense	-1
Less: reclassification adjustment for gains (losses)realized in net income Net of Tax Amount	1
Other comprehensive income Before- Tax Amount	697
Other comprehensive income Tax Expense	-279
Total other comprehensive income (loss), net of tax	$418

Other_Comprehensive_Income_Los3

Other Comprehensive Income (Loss) (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
Changes in the accumulated balances for each component of other comprehensive income
Beginning Balance	($842)
Current period other comprehensive income (loss), net of tax	418
Ending Balance	-424
Unrealized Gains Losses on Securities [Member]
Changes in the accumulated balances for each component of other comprehensive income
Beginning Balance	-869
Current period other comprehensive income (loss), net of tax	418
Ending Balance	-451
Defined Benefit Plans [Member]
Changes in the accumulated balances for each component of other comprehensive income
Beginning Balance	27
Current period other comprehensive income (loss), net of tax	0
Ending Balance	$27