Quaint Oak Bancorp (QNTO) 10-Q 14 Aug 24 2024 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2024	Aug. 12, 2024
Document Information [Line Items]
Entity Central Index Key	0001391933
Entity Registrant Name	QUAINT OAK BANCORP INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2024
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2024
Document Transition Report	false
Entity File Number	000-52694
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	35-2293957
Entity Address, Address Line One	501 Knowles Avenue
Entity Address, City or Town	Southampton
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18966
City Area Code	215
Local Phone Number	364-4059
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		2,629,273

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets
Due from banks, non-interest-bearing	$ 5,771	$ 767
Due from banks, interest-bearing	69,804	57,239
Cash and cash equivalents	75,575	58,006
Investment in interest-earning time deposits	912	1,912
Investment securities available for sale	2,020	2,341
Loans held for sale	10,062	36,448
Loans receivable, net of allowance for credit losses (2024 $7,393; 2023 $6,758)	593,775	617,701
Accrued interest receivable	4,164	3,502
Investment in Federal Home Loan Bank stock, at cost	2,098	1,474
Bank-owned life insurance	4,385	4,329
Premises and equipment, net	2,791	2,656
Goodwill	515	515
Other intangible, net of accumulated amortization	101	125
Prepaid expenses and other assets	5,488	5,134
Assets from discontinued operations	0	19,975
Total Assets	701,886	754,118
Liabilities
Non-interest bearing	62,993	92,215
Interest-bearing	513,448	539,484
Total deposits	576,441	631,699
Federal Home Loan Bank short-term borrowings	30,000	0
Federal Home Loan Bank long-term borrowings	14,955	29,022
Subordinated debt	22,000	21,957
Accrued interest payable	857	541
Advances from borrowers for taxes and insurance	3,727	3,730
Accrued expenses and other liabilities	2,516	2,438
Liabilities from discontinued operations	0	13,166
Total Liabilities	650,496	702,553
Stockholders’ Equity
Preferred stock – $0.01 par value, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock – $0.01 par value; 9,000,000 shares authorized;3,108,993 and 2,895,675 issued as of June 30, 2024 and December 31, 2023, respectively; 2,629,289 and 2,407,048 outstanding at June 30, 2024 and December 31, 2023, respectively	31	29
Additional paid-in capital	22,828	20,299
Treasury stock, at cost: 479,704 and 488,627 shares at June 30, 2024 and December 31, 2023, respectively	(3,527)	(3,568)
Accumulated other comprehensive loss	(2)	(10)
Retained earnings	32,060	31,741
Total Stockholders' Equity	51,390	48,491
Noncontrolling interest from discontinued operations	0	3,074
Total Stockholders’ Equity	51,390	51,565
Total Liabilities and Stockholders’ Equity	$ 701,886	$ 754,118

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Allowance for Credit Loss	$ 7,393	$ 6,758
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	3,108,993	2,895,675
Common stock, shares outstanding (in shares)	2,629,289	2,407,048
Treasury stock, at cost, shares (in shares)	479,704	488,627

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Interest Income
Interest on loans, including fees	$ 9,317,000	$ 11,647,000	$ 20,550,000	$ 22,332,000
Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock	1,580,000	266,000	2,469,000	490,000
Total Interest Income	10,897,000	11,913,000	23,019,000	22,822,000
Interest Expense
Interest on deposits	6,168,000	4,439,000	12,154,000	8,205,000
Interest on Federal Home Loan Bank short-term borrowings	0	1,500,000	0	2,800,000
Interest on Federal Home Loan Bank long-term borrowings	167,000	354,000	409,000	631,000
Interest on Federal Reserve Bank long-term borrowings	0	9,000	0	19,000
Interest on subordinated debt	488,000	388,000	972,000	604,000
Total Interest Expense	6,823,000	6,690,000	13,535,000	12,259,000
Net Interest Income	4,074,000	5,223,000	9,484,000	10,563,000
(Recovery of) Provision for Credit Losses – Loans	0	(202,000)	1,084,000	9,000	[1]
(Recovery of) Provision for Credit Losses – Unfunded Commitments	(41,000)	13,000	11,000	194,000
Total (Recovery of) Provision for Credit Losses	(41,000)	(189,000)	1,095,000	203,000
Net Interest Income after (Recovery of) Provision for Credit Losses	4,115,000	5,412,000	8,389,000	10,360,000
Non-Interest Income
Insurance commissions	176,000	160,000	328,000	296,000
Income from bank-owned life insurance	28,000	25,000	57,000	49,000
Net gain on sale of loans	561,000	437,000	1,495,000	828,000
Gain on sale of the Oakmont Capital Holdings, LLC	0	0	1,378,000	0
Gain on the sale of SBA loans	98,000	201,000	127,000	251,000
Total Non-Interest Income	1,304,000	1,043,000	4,264,000	2,046,000
Non-Interest Expense
Salaries and employee benefits	3,673,000	3,548,000	7,335,000	7,124,000
Directors' fees and expenses	50,000	102,000	101,000	207,000
Occupancy and equipment	416,000	350,000	666,000	692,000
Data processing	311,000	209,000	573,000	425,000
Professional fees	156,000	193,000	297,000	341,000
FDIC deposit insurance assessment	163,000	240,000	336,000	472,000
Advertising	73,000	83,000	160,000	166,000
Amortization of other intangible	12,000	12,000	24,000	24,000
Other	382,000	557,000	869,000	895,000
Total Non-Interest Expense	5,236,000	5,294,000	10,361,000	10,346,000
Income from continuing operations before income taxes	183,000	1,161,000	2,292,000	2,060,000
Income Taxes	83,000	362,000	733,000	613,000
Net income from continuing operations	100,000	799,000	1,559,000	1,447,000
Loss from discontinued operations	0	(318,000)	(814,000)	(436,000)
Income tax benefit	0	(89,000)	(228,000)	(122,000)
Net loss from discontinued operations	0	(229,000)	(586,000)	(314,000)
Net Income	$ 100,000	$ 570,000	$ 973,000	$ 1,133,000
Basic earnings per share from continuing operations (in dollars per share)	$ 0.04	$ 0.36	$ 0.62	$ 0.65
Basic earnings per share from discontinued operations (in dollars per share)	0	(0.11)	(0.23)	(0.14)
Earnings per share, net – basic (in dollars per share)	$ 0.04	$ 0.25	$ 0.39	$ 0.51
Average shares outstanding – basic (in shares)	2,600,346	2,236,885	2,525,580	2,209,891
Diluted earnings per share from continuing operations (in dollars per share)	$ 0.04	$ 0.36	$ 0.62	$ 0.65
Diluted earnings per share from discontinued operations (in dollars per share)	0	(0.11)	(0.23)	(0.14)
Earnings per share, net - diluted (in dollars per share)	$ 0.04	$ 0.25	$ 0.39	$ 0.51
Average shares outstanding - diluted (in shares)	2,600,346	2,241,570	2,525,580	2,233,369
Mortgage Banking and Abstract Fees [Member]
Non-Interest Income
Non-interest revenue	$ 183,000	$ 126,000	$ 390,000	$ 263,000
Real Estate Sales Commissions [Member]
Non-Interest Income
Non-interest revenue	16,000	48,000	20,000	72,000
Other Fees and Services Fees [Member]
Non-Interest Income
Non-interest revenue	240,000	44,000	466,000	142,000
Loan Servicing Fee [Member]
Non-Interest Income
Non-interest revenue	$ 2,000	$ 2,000	$ 3,000	$ 145,000
[1]Provision included in the table only includes the portion related to loans receivable. For the three months ended June 30, 2023, the total recovery of credit losses of $189,000 includes a provision of $13,000 for off balance sheet credit exposure, which is reflected in other liabilities on the balance sheet. For the six months ended June 30, 2023, the total provision for credit losses of $203,000 includes a provision of $194,000 for off balance sheet credit exposure, which is reflected in other liabilities on the balance sheet.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Net Income from Continuing Operations	$ 100	$ 799	$ 1,559	$ 1,447
Other Comprehensive Income (Loss):
Unrealized gains (losses) on investment securities available-for-sale	3	(3)	10	10
Income tax effect	(1)	1	(2)	(2)
Other comprehensive income (loss) income	2	(2)	8	8
Total Comprehensive Income	102	797	1,567	1,455
Comprehensive Loss from Discontinued Operations	0	(229)	(586)	(314)
Comprehensive Income Attributable to Quaint Oak Bancorp, Inc.	$ 102	$ 568	$ 981	$ 1,141

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($)	Common Stock Outstanding [Member] The 401(k) Plan [Member]	Common Stock Outstanding [Member] The 2018 Stock Incentive Plan [Member]	Common Stock Outstanding [Member] The 2008 Stock Option Plan [Member]	Common Stock Outstanding [Member]	Additional Paid-in Capital [Member] The 401(k) Plan [Member]	Additional Paid-in Capital [Member] The 2018 Stock Incentive Plan [Member]	Additional Paid-in Capital [Member] The 2008 Stock Option Plan [Member]	Additional Paid-in Capital [Member]	Treasury Stock, Common [Member] The 401(k) Plan [Member]	Treasury Stock, Common [Member] The 2018 Stock Incentive Plan [Member]	Treasury Stock, Common [Member] The 2008 Stock Option Plan [Member]	Treasury Stock, Common [Member]	AOCI Attributable to Parent [Member] The 2018 Stock Incentive Plan [Member]	AOCI Attributable to Parent [Member] The 2008 Stock Option Plan [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member] The 2018 Stock Incentive Plan [Member]	Retained Earnings [Member] The 2008 Stock Option Plan [Member]	Retained Earnings [Member]	Noncontrolling Interest [Member] The 401(k) Plan [Member]	Noncontrolling Interest [Member] The 2018 Stock Incentive Plan [Member]	Noncontrolling Interest [Member] The 2008 Stock Option Plan [Member]	Noncontrolling Interest [Member]	The 401(k) Plan [Member]	The 2018 Stock Incentive Plan [Member]	The 2008 Stock Option Plan [Member]	Total
Balance (in shares) at Dec. 31, 2022				2,167,613
Balance at the beginning of the period at Dec. 31, 2022				$ 28,000				$ 17,906,000				$ (3,992,000)			$ (24,000)			$ 30,875,000				$ 4,289,000				$ 49,082,000
Treasury stock purchase (in shares)				(16,854)
Treasury stock purchase												(306,000)														(306,000)
Reissuance of treasury stock (in shares)	3,241	9,122	73,300
Reissuance of treasury stock					$ 45,000	$ (57,000)	$ 123,000		$ 21,000	$ 57,000	$ 406,000												$ 66,000	$ 0	$ 529,000
Stock based compensation expense								104,000																		104,000
Cash dividends declared, per share																		(568,000)								(568,000)
Net income																										1,133,000
Other comprehensive income															8,000											8,000
Noncontrolling interest distribution																						(866,000)				(866,000)
Net income (loss)																		1,133,000				(419,000)				714,000
Balance (in shares) at Jun. 30, 2023				2,236,422
Balance at Jun. 30, 2023				$ 28,000				18,121,000				(3,814,000)			(16,000)			31,440,000				3,004,000				48,763,000
Balance at the end of the period at Jun. 30, 2023				$ 28,000				18,121,000				(3,814,000)			(16,000)			31,440,000				3,004,000				48,763,000
Balance (in shares) at Mar. 31, 2023				2,192,432
Treasury stock purchase (in shares)				(16,854)
Treasury stock purchase												(306,000)														(306,000)
Reissuance of treasury stock (in shares)	1,422	9,122	50,300
Reissuance of treasury stock					16,000	(57,000)	$ 95,000		10,000	57,000	$ 313,000												26,000	0	$ 408,000
Stock based compensation expense								62,000																		62,000
Cash dividends declared, per share																		(285,000)								(285,000)
Net income																										570,000
Other comprehensive income															(2,000)											(2,000)
Balance at Mar. 31, 2023				$ 28,000				18,005,000				(3,888,000)			(14,000)			31,155,000				4,135,000				49,421,000
Noncontrolling interest distribution																						(826,000)				(826,000)
Net income (loss)																		570,000				(305,000)				265,000
Balance (in shares) at Jun. 30, 2023				2,236,422
Balance at Jun. 30, 2023				$ 28,000				18,121,000				(3,814,000)			(16,000)			31,440,000				3,004,000				48,763,000
Balance at the end of the period at Jun. 30, 2023				$ 28,000				18,121,000				(3,814,000)			(16,000)			31,440,000				$ 3,004,000				$ 48,763,000
Balance (in shares) at Dec. 31, 2023				2,407,048																						2,407,048
Balance at the beginning of the period at Dec. 31, 2023				$ 29,000				20,299,000				(3,568,000)			(10,000)			31,741,000								$ 48,491,000
Treasury stock purchase (in shares)				(4,242)
Treasury stock purchase												(44,000)														(44,000)
Issued from authorized and unallocated (in shares)				213,318
Issued from authorized and unallocated				$ 2,000				2,446,000																		2,448,000
Reissuance of treasury stock (in shares)	4,165	9,000
Reissuance of treasury stock					19,000	(58,000)			27,000	58,000													46,000
Stock based compensation expense								122,000																		122,000
Cash dividends declared, per share																		(654,000)								(654,000)
Net income																		973,000								973,000
Other comprehensive income															8,000											8,000
Balance at Dec. 31, 2023																										$ 51,565,000
Balance (in shares) at Jun. 30, 2024				2,629,289																						2,629,289
Balance at Jun. 30, 2024																										$ 51,390,000
Balance at the end of the period at Jun. 30, 2024				$ 31,000				22,828,000				(3,527,000)			(2,000)			32,060,000								51,390,000
Balance (in shares) at Mar. 31, 2024				2,493,975
Balance at the beginning of the period at Mar. 31, 2024				$ 30,000				21,370,000				(3,554,000)			(4,000)			32,302,000								50,144,000
Treasury stock purchase (in shares)				(4,242)
Treasury stock purchase												(44,000)														(44,000)
Issued from authorized and unallocated (in shares)				128,500
Issued from authorized and unallocated				$ 1,000				1,447,000																		1,448,000
Reissuance of treasury stock (in shares)	2,056	9,000
Reissuance of treasury stock					$ 8,000	$ (58,000)			$ 13,000	$ 58,000													$ 21,000
Stock based compensation expense								61,000																		61,000
Cash dividends declared, per share																		(342,000)								(342,000)
Net income																		100,000								100,000
Other comprehensive income															2,000											$ 2,000
Balance (in shares) at Jun. 30, 2024				2,629,289																						2,629,289
Balance at Jun. 30, 2024																										$ 51,390,000
Balance at the end of the period at Jun. 30, 2024				$ 31,000				$ 22,828,000				$ (3,527,000)			$ (2,000)			$ 32,060,000								$ 51,390,000

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Cash dividends declared, per share (in dollars per share)	$ 0.13	$ 0.13	$ 0.26	$ 0.26

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash Flows from Operating Activities
Net income from continuing operations	$ 1,559,000	$ 1,447,000
Net loss from discontinued operations	(586,000)	(314,000)
Net Income Attributable to Quaint Oak Bancorp, Inc.	973,000	1,133,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses, total	1,095,000	203,000
Depreciation expense	280,000	248,000
Amortization, net	67,000	208,000
Accretion of deferred loan fees and costs, net	(288,000)	(475,000)
Stock-based compensation expense	122,000	104,000
Net gain on loans held for sale	(1,495,000)	(828,000)
Loans held for sale-originations	(64,029,000)	(37,112,000)
Loans held for sale-proceeds	58,995,000	37,356,000
Transfer of loans from Oakmont Capital Holdings, LLC	4,388,000	0
Gain on the sale of SBA loans	(127,000)	(251,000)
Gain on the sale of Oakmont Capital Holdings, LLC	(1,378,000)	0
Increase in the cash surrender value of bank-owned life insurance	(56,000)	(49,000)
Changes in assets and liabilities which provided (used) cash:
Accrued interest receivable	(662,000)	182,000
Prepaid expenses and other assets	(356,000)	434,000
Accrued interest payable	316,000	476,000
Accrued expenses and other liabilities	77,000	(2,046,000)
Net Cash Used in Operating Activities of Continuing Operations	(2,078,000)	(417,000)
Net Cash Provided by Operating Activities of Discontinued Operations	29,340,000	24,154,000
Net Cash Provided by Operating Activities	27,262,000	23,737,000
Cash Flows from Investing Activities
Purchase of interest-earning time deposits	0	(1,780,000)
Redemption of interest-earning time deposits	1,000,000	3,451,000
Principal repayments of investment securities available for sale	331,000	324,000
Net increase (decrease) in loans receivable	23,246,000	(4,814,000)
Proceeds from the sale of Oakmont Capital Holdings, LLC	4,300,000	0
Purchase of Federal Home Loan Bank stock	(1,227,000)	(1,140,000)
Redemption of Federal Home Loan Bank stock	603,000	2,019,000
Purchase of premises and equipment	(414,000)	(282,000)
Net Cash Provided by (Used in) Investing Activities	27,839,000	(2,222,000)
Net Cash Provided by Investing Activities of Discontinued Operations	0	1,312,000
Net Cash Provided by (Used in) Investing Activities	27,839,000	(910,000)
Cash Flows from Financing Activities
Net decrease in demand deposits, money markets, and savings accounts	(61,757,000)	(349,000)
Net increase in certificate accounts	6,499,000	21,159,000
(Decrease) increase in advances from borrowers for taxes and insurance	(3,000)	360,000
Repayments of Federal Home Loan Bank short-term borrowings	0	(66,700,000)
Proceeds from Federal Home Loan Bank short-term borrowings	30,000,000	45,500,000
Repayments of Federal Home Loan Bank long-term borrowings	(14,067,000)	(24,000,000)
Repayments of Federal Reserve Bank short-term borrowings	0	(7,000,000)
Net proceeds from subordinated debt	0	13,743,000
Dividends paid	(654,000)	(568,000)
Proceeds from the reissuance of treasury stock under 401(k) plan	46,000	66,000
Proceeds from shares issued from authorized and unallocated	2,448,000	0
Acquisition of treasury stock	(44,000)	(306,000)
Proceeds from the exercise of stock options	0	529,000
Net Cash Provided by (Used in) Financing Activities from Continuing Operations	(37,532,000)	(17,566,000)
Net Increase in Cash and Cash Equivalents	17,569,000	5,261,000
Cash and Cash Equivalents – Beginning of Year	58,006,000	4,433,000
Cash and Cash Equivalents – End of Year	75,575,000	9,694,000
Supplementary Disclosure of Cash Flow and Non-Cash Information:
Cash payments for interest	13,219,000	12,173,000
Cash payments for income taxes	420,000	2,317,000
Initial recognition of operating lease right-of use assets	0	1,563,000
Initial recognition of operating lease obligations	$ 0	$ 1,563,000

Note 1 - Financial Statement Pr

Note 1 - Financial Statement Presentation and Significant Accounting Policies	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block]	Note 1 Financial Statement Presentation and Significant Accounting Policies Basis of Financial Presentation. June 30, 2024, July 2009. June 30, 2024, February, 2019, July 2012 August 2016 October 2021 January 4, 2021, second March 29, 2024, The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 three The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2023 2023 10 six June 30, 2024 not may December 31, 2024. Use of Estimates in the Preparation of Financial Statements. Critical Accounting Policies. June 30, 2024 10 Accounting Pronouncements Not November 2023, Accounting Standards Update ( ASU ) 2023 07, 280 December 15, 2023, December 15, 2024. In December 2023, ASU 2023 09, 740 December 15, 2024. In March 2024, 2024 01, Compensation Stock Compensation (Topic 718 718 December 15, 2024, December 15, 2025, Reclassifications. 2023 2024 not no

Note 2 - Discontinued Operation

Note 2 - Discontinued Operations	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Disposal Groups, Including Discontinued Operations, Disclosure [Text Block]	Note 2 Discontinued Operations On March 29, 2024, 205 20. No June 30, 2024. December 31, 2023 ( At December 31, 2023 (Unaudited) Assets from Discontinued Operations Cash and cash equivalents $ 4,121 Loans held for sale 9,580 Premises and equipment, net 277 Goodwill 2,058 Prepaid expenses and other assets 3,939 Total Assets from Discontinued Operations $ 19,975 Liabilities and Stockholders Equity from Discontinued Operations Liabilities from Discontinued Operations Other short-term borrowings $ 5,549 Accrued interest payable 565 Accrued expenses and other liabilities 7,052 Total Liabilities from Discontinued Operations 13,166 Total Stockholders Equity from Discontinued Operations 6,809 Total Liabilities and Stockholders Equity from Discontinued Operations $ 19,975 The following presents operating results of the discontinued operations OCH for the three six June 30, 2024 June 30, 2023 ( For the Three Months Ended For the Six Months Ended June 30, June 30, 2024 2023 2024 2023 (In thousands, except for share data) Interest and Dividend Income Interest on loans, including fees $ - $ 197 $ 70 $ 278 Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock - - - - Total Interest and Dividend Income - 197 70 278 Interest Expense Interest on other borrowings - 574 295 942 Total Interest Expense - 574 295 942 Net Interest Income - (377 ) (225 ) (664 ) Non-Interest Income Mortgage banking, equipment lending and title abstract fees - 440 404 1,109 Other fees and services charges - 169 197 302 Net loan servicing income - 1,120 726 2,207 Net gain on sale of loans - 636 366 1,125 Total Non-Interest Income - 2,365 1,693 4,743 Non-Interest Expense Salaries and employee benefits - 1,980 1,681 3,746 Occupancy and equipment - 211 219 396 Professional fees - 32 31 59 Advertising - 54 146 270 Other - 334 987 462 Total Non-Interest Expense - 2,611 3,064 4,933 Total net loss from discontinued operations $ - $ (623 ) $ (1,596 ) $ (854 ) Loss attributable to non-controlling interest - (305 ) (782 ) (419 ) Net loss from discontinued operations $ - $ (318 ) $ (814 ) $ (436 )

Note 3 - Earnings Per Share

Note 3 - Earnings Per Share	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 3 Earnings Per Share Earnings per share (“EPS”) consists of two not three six June 30, 2024, three six June 30, 2023, The following table sets forth the composition of the weighted average shares (denominator) used in the basic and dilutive earnings per share computations. For the Three Months Ended June 30, For the Six Months Ended June 30, 2024 2023 2024 2023 Net Income Attributable to Quaint Oak Bancorp, Inc. $ 100,000 $ 570,000 $ 973,000 $ 1,133,000 Weighted average shares outstanding – basic 2,600,346 2,236,885 2,525,580 2,209,891 Effect of dilutive common stock equivalents - 4,685 - 23,478 Adjusted weighted average shares outstanding – diluted 2,600,346 2,241,570 2,525,580 2,233,369 Basic earnings per share from continuing operations $ 0.04 $ 0.36 $ 0.62 $ 0.65 Basic earnings per share from discontinued operations $ - $ (0.11 ) $ (0.23 ) $ (0.14 ) Basic earnings per share, net $ 0.04 $ 0.25 $ 0.39 $ 0.51 Diluted earnings per share from continuing operations $ 0.04 $ 0.36 $ 0.62 $ 0.65 Diluted earnings per share from discontinued operations $ - $ (0.11 ) $ (0.23 ) $ (0.14 ) Diluted earnings per share, net $ 0.04 $ 0.25 $ 0.39 $ 0.51

Note 4 - Accumulated Other Comp

Note 4 - Accumulated Other Comprehensive Loss	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 4 Accumulated Other Comprehensive Loss The following table presents the changes in accumulated other comprehensive loss by component, net of tax, for the three six June 30, 2024 2023 Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended June 30, For the Six Months Ended June 30, 2024 2023 2024 2023 Balance at the beginning of the period $ (4 ) $ (14 ) $ (10 ) $ (24 ) Other comprehensive income 2 (2 ) 8 8 Balance at the end of the period $ (2 ) $ (16 ) $ (2 ) $ (16 ) _________________ ( 1 There were no three six June 30, 2024 2023.

Note 5 - Investment Securities

Note 5 - Investment Securities Available for Sale	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 5 Investment Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of investment securities available for sale at June 30, 2024 December 31, 2023 June 30, 2024 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 1,968 $ - $ (3 ) $ 1,965 Federal National Mortgage Association securities 55 - - 55 Total available-for-sale-securities $ 2,023 $ - $ (3 ) $ 2,020 December 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,281 $ - $ (13 ) $ 2,268 Federal National Mortgage Association securities 73 - - 73 Total available-for-sale-securities $ 2,354 $ - $ (13 ) $ 2,341 The amortized cost and fair value of mortgage-backed securities at June 30, 2024, may Available for Sale Amortized Cost Fair Value Due after ten years $ 2,023 $ 2,020 Total $ 2,023 $ 2,020 The following tables show the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at June 30, 2024 December 31, 2023 ( June 30, 2024 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Fair Value Gross Fair Value Gross Government National Mortgage Association securities 8 $ - $ - $ 1,301 $ (3 ) $ 1,301 $ (3 ) December 31, 2023 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Fair Value Gross Fair Value Gross Government National Mortgage Association securities 11 $ - $ - $ 2,268 $ (13 ) $ 2,268 $ (13 ) The Company’s mortgage-backed securities have contractual terms that generally do not not not not not not June 30, 2024 2023. There were no three six June 30, 2024 2023. no three six June 30, 2024 2023.

Note 6 - Loans Receivable, Net

Note 6 - Loans Receivable, Net and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Financing Receivables [Text Block]	Note 6 The composition of net loans receivable is as follows (in thousands): June 30, 2024 December 31, 2023 Real estate loans: One-to-four family residential: Owner occupied $ 24,058 $ 22,885 Non-owner occupied 36,388 40,455 Total one-to-four family residential 60,446 63,340 Multi-family (five or more) residential 48,841 46,680 Commercial real estate 338,192 331,174 Construction 32,644 35,585 Home equity 6,233 6,162 Total real estate loans 486,356 482,941 Commercial business 115,106 142,220 Other consumer 62 69 Total Loans 601,524 625,230 Deferred loan fees and costs (356 ) (771 ) Allowance for credit losses (7,393 ) (6,758 ) Net Loans $ 593,775 $ 617,701 The following table summarizes designated internal risk categories by portfolio segment and loan class, by origination year, as of June 30, 2024 ( Term Loans Amortized Cost by Origination Year As of June 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 4,236 $ 5,715 $ 6,192 $ 3,780 $ 1,666 $ 2,069 $ - $ 23,658 Special mention - - - - - - - - Substandard - - - - - 400 - 400 Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 4,236 $ 5,715 $ 6,192 $ 3,780 $ 1,666 $ 2,469 $ - $ 24,058 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non- owner occupied Risk rating Pass $ - $ 2,183 $ 7,063 $ 12,163 $ 2,000 $ 12,979 $ - $ 36,388 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ - $ 2,183 $ 7,063 $ 12,163 $ 2,000 $ 12,979 - $ 36,388 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of June 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Total Multi-family residential Risk rating Pass $ 5,440 $ 1,546 $ 14,669 $ 13,326 $ 4,124 $ 9,736 $ - $ 48,841 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total multi-family residential $ 5,440 $ 1,546 $ 14,669 $ 13,326 $ 4,124 $ 9,736 $ - $ 48,841 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate Risk rating Pass $ 21,635 $ 57,737 $ 117,012 $ 60,188 $ 26,181 $ 51,557 $ 3,312 $ 337,622 Special mention - - 570 - - - - 570 Substandard - - - - - - - - Doubtful - - - - - - - - Total commercial real estate $ 21,635 $ 57,737 $ 117,582 $ 60,188 $ 26,181 $ 51,557 $ 3,312 $ 338,192 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Construction Risk rating Pass $ 5,753 $ 11,655 $ 6,588 $ 6,500 $ - $ - $ - $ 30,496 Special mention - - - - - 2,148 - 2,148 Substandard - - - - - - - - Doubtful - - - - - - - - Total construction $ 5,753 $ 11,655 $ 6,588 $ 6,500 $ - $ 2,148 $ - $ 32,644 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Home equity Risk rating Pass $ - $ 887 $ - $ 118 $ - $ 186 $ 5,042 $ 6,233 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ - $ 887 $ - $ 118 $ - $ 186 $ 5,042 $ 6,233 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial business Risk rating Pass $ 7,593 $ 5,021 $ 58,788 $ 21,948 $ 4,157 $ 2,110 $ 10,604 $ 110,221 Special mention - - 569 390 - - 172 1,131 Substandard - - 103 2,053 33 1,565 - 3,754 Doubtful - - - - - - - - Total commercial business $ 7,593 $ 5,021 $ 59,460 $ 24,391 $ 4,190 $ 3,675 $ 10,776 $ 115,106 Current period gross charge-offs $ - $ - $ 432 $ 20 $ - $ - $ - $ 452 Other consumer Risk rating Pass $ 62 $ - $ - $ - $ - $ - $ - $ 62 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 62 $ - $ - $ - $ - $ - $ - $ 62 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Total Risk rating Pass $ 44,719 $ 84,744 $ 210,312 $ 118,023 $ 38,128 $ 78,637 $ 18,958 $ 593,521 Special mention - - 1,139 390 - 2,148 172 3,849 Substandard - - 103 2,053 33 1,965 - 4,154 Doubtful - - - - - - - - Total $ 44,719 $ 84,744 $ 211,554 $ 120,466 $ 38,161 $ 82,750 $ 19,130 $ 601,524 Current period gross charge-offs $ - $ - $ 432 $ 20 $ - $ - $ - $ 452 The following table summarizes designated internal risk categories by portfolio segment and loan class, by origination year, as of December 31, 2023 ( Term Loans Amortized Cost by Origination Year As of December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 6,044 $ 8,574 $ 3,840 $ 1,850 $ 571 $ 2,006 $ - $ 22,885 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 6,044 $ 8,574 $ 3,840 $ 1,850 $ 571 $ 2,006 $ - $ 22,885 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non- owner occupied Risk rating Pass $ 2,195 $ 7,153 $ 12,362 $ 3,268 $ 1,026 $ 14,451 $ - $ 40,455 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ 2,195 $ 7,153 $ 12,362 $ 3,268 $ 1,026 $ 14,451 - $ 40,455 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Multi-family residential Risk rating Pass $ 1,566 $ 15,542 $ 13,853 $ 4,483 $ 2,386 $ 8,850 $ - $ 46,680 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total multi-family residential $ 1,566 $ 15,542 $ 13,853 $ 4,483 $ 2,386 $ 8,850 $ - $ 46,680 Current period gross charge-offs $ - $ - $ - $ - $ - $ 2 $ - $ 2 Commercial real estate Risk rating Pass $ 61,338 $ 121,006 $ 64,684 $ 26,631 $ 16,571 $ 38,897 $ 1,996 $ 331,123 Special mention - - - - - - - - Substandard - - - - 51 - - 51 Doubtful - - - - - - - - Total commercial real estate $ 61,338 $ 121,006 $ 64,684 $ 26,631 $ 16,622 $ 38,897 $ 1,996 $ 331,174 Current period gross charge-offs $ - $ - $ - $ 134 $ - $ - $ - $ 134 Construction Risk rating Pass $ 14,777 $ 11,244 $ 7,417 $ - $ - $ - $ - $ 33,438 Special mention - - - - - - - - Substandard - - - - - 2,147 - 2,147 Doubtful - - - - - - - - Total construction $ 14,777 $ 11,244 $ 7,417 $ - $ - $ 2,147 $ - $ 35,585 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Home equity Risk rating Pass $ 1,062 $ 35 $ 122 $ - $ - $ 205 $ 4,738 $ 6,162 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ 1,062 $ 35 $ 122 $ - $ - $ 205 $ 4,738 $ 6,162 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial business Risk rating Pass $ 20,793 $ 69,913 $ 27,022 $ 4,324 $ 1,955 $ 1,109 $ 13,593 $ 138,709 Special mention - - - - - - - - Substandard - - 1,946 - 1,242 323 - 3,511 Doubtful - - - - - - - - Total commercial business $ 20,793 $ 69,913 $ 28,967 $ 4,324 $ 3,197 $ 1,433 $ 13,593 $ 142,220 Current period gross charge-offs $ - $ 29 $ 613 $ 97 $ - $ - $ - $ 739 Other consumer Risk rating Pass $ 69 $ - $ - $ - $ - $ - $ - $ 69 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 69 $ - $ - $ - $ - $ - $ - $ 69 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Total Pass $ 93,492 $ 233,467 $ 129,300 $ 40,556 $ 22,509 $ 65,518 $ 20,327 $ 619,521 Special mention - - - - - - - - Substandard - - 1,946 - 1,293 2,470 - 5,709 Doubtful - - - - - - - - Total $ 93,492 $ 233,467 $ 131,246 $ 40,556 $ 23,802 $ 67,988 $ 20,327 $ 625,230 Current period gross charge-offs $ - $ 29 $ 613 $ 231 $ - $ 2 $ - $ 875 The following table presents non-performing loans by classes of the loan portfolio as of June 30, 2024 December 31, 2023 ( June 30, 2024 Non-accrual loans 90 Days or More Past Due and Accruing Total Non-Performing With a Related Allowance Without a Related Allowance Total One-to-four family residential owner occupied $ - $ - $ - $ 400 $ 400 Commercial real estate - - - 947 947 Commercial business 3,016 4,192 7,208 130 7,338 Total $ 3,016 $ 4,192 $ 7,208 $ 1,477 $ 8,685 As part of the discontinued operations of OCH, the Bank retained approximately 60 loans totaling $4.4 million, which were classified as non-accrual. As of June 30, 2024, December 31, 2023 Non-accrual loans 90 Days or More Past Due and Accruing Total Non-Performing With a Related Allowance Without a Related Allowance Total One-to-four family residential owner occupied $ - $ - $ - $ 401 $ 401 Commercial real estate - 51 51 - 51 Total $ - $ 51 $ 51 $ 401 $ 452 For the three six June 30, 2024 June 30, 2023 three six June 30, 2024, three six June 30, 2023. For the six June 30, 2024, no may Following is a summary, by loan portfolio class, of changes in the allowance for credit losses for the three six June 30, 2024 ( June 30, 2024 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Total For the Three Months Ended June 30, 2024 Allowance for credit losses: Beginning balance $ 166 $ 210 $ 427 $ 2,881 $ 563 $ 66 $ 3,191 $ 7,504 Charge-offs - - - - - - (114 ) (114 ) Recoveries - - - - - - 3 3 Provision 13 (4 ) 374 (112 ) (104 ) (3 ) (164 ) - Ending balance $ 179 $ 206 $ 801 $ 2,769 $ 459 $ 63 $ 2,916 $ 7,393 For the Six Months Ended June 30, 2024 Allowance for credit losses: Beginning balance $ 153 $ 219 $ 420 $ 2,784 $ 583 $ 61 $ 2,538 $ 6,758 Charge-offs - - - - - - (452 ) (452 ) Recoveries - - - - - - 3 3 Provision 26 (13 ) 381 (15 ) (124 ) 2 827 1,084 Ending balance $ 179 $ 206 $ 801 $ 2,769 $ 459 $ 63 $ 2,916 $ 7,393 The Bank allocated decreased allowance for credit loss provisions to the commercial real estate loan portfolio classes for the three six June 30, 2024, three six June 30, 2024, six June 30, 2024, The following table presents the balance of collateral-dependent loans individually evaluated with the ACL by collateral type at June 30, 2024 ( June 30, 2024 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Total Individually evaluated for impairment $ - $ - $ - $ - $ 2,148 (1) $ - $ 868 (2) $ 3,016 ( 1 Collateralized by real estate ( 2 Collateralized by business assets and equipment Following is a summary, by loan portfolio class, of changes in the allowance for credit losses for the three six June 30, 2023 June 30, 2023 June 30, 2023 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended June 30, 2023 Allowance for credit losses: Beginning balance $ 153 $ 256 $ 396 $ 3,367 $ 406 $ 54 $ 3,026 $ - $ 7,658 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (97 ) - (231 ) Recoveries - - - - - - - - - Provision (1) (16 ) (13 ) 19 (58 ) 442 (5 ) (340 ) - 29 Ending balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 For the Six Months Ended June 30, 2023 Allowance for credit losses: Beginning balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (97 ) - (231 ) Recoveries - - - - - - - - - Provision (1) 14 (52 ) (36 ) (441 ) 544 16 264 (300 ) 9 Ending balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 ( 1 Provision included in the table only includes the portion related to loans receivable. For the three June 30, 2023, six June 30, 2023, The Company allocated increased allowance for credit loss provisions to the construction loan portfolio class for the three six June 30, 2023, three six June 30, 2023, three June 30, 2023, six June 30, 2023, Following is a summary, by loan portfolio class, of changes in the allowance for credit losses for the year ended December 31, 2023 ( December 31, 2023 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for credit losses: Beginning balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Impact of ASU 326 - - - - - - - - - Charge-offs - - (2 ) (134 ) - - (739 ) - (875 ) Recoveries - - - - - - - - - Provision 30 (76 ) (29 ) (832 ) 279 28 855 (300 ) (45 ) Ending balance $ 153 $ 219 $ 420 $ 2,784 $ 583 $ 61 $ 2,538 $ - $ 6,758 There were no December 31, 2023. For the year ended of December 31, 2023, may The Bank allocated decreased allowance for credit loss provisions to the commercial real estate loan portfolio class for the year ended December 31, 2023, December 31, 2023, December 31, 2023, Quaint Oak Bancorp, Inc. Notes to Unaudited Consolidated Financial Statements Note 6 The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past due status as of June 30, 2024 December 31, 2023 ( June 30, 2024 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ 412 $ 400 $ 23,246 $ 24,058 One-to-four family residential non-owner occupied 356 - 36,032 36,388 Multi-family residential 378 - 48,463 48,841 Commercial real estate 5,275 947 331,970 338,192 Construction 415 2,148 30,081 32,644 Home equity 375 - 5,858 6,233 Commercial business 100 5,190 109,816 115,106 Other consumer - - 62 62 Total $ 7,311 $ 8,685 $ 585,528 $ 601,524 December 31, 2023 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ 136 $ 401 $ 22,348 $ 22,885 One-to-four family residential non-owner occupied 256 - 40,199 40,455 Multi-family residential 175 - 46,505 46,680 Commercial real estate 3,944 - 327,230 331,174 Construction - - 35,585 35,585 Home equity 403 - 5,759 6,162 Commercial business - - 142,220 142,220 Other consumer - - 69 69 Total $ 4,914 $ 401 $ 619,915 $ 625,230 Non-performing loans, which consist of non-accruing loans plus accruing loans 90 June 30, 2024 December 31, 2023.

Note 7 - Goodwill and Other Int

Note 7 - Goodwill and Other Intangible, Net	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 7 Goodwill and Other Intangible, Net On January 4, 2021, second March 29, 2024. 2 On August 1, 2016, ten June 30, 2024 2023 six June 30, 2024 2023

Note 8 - Deposits

Note 8 - Deposits	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 8 Deposits Deposits consist of the following classifications (in thousands): June 30, 2024 December 31, 2023 Non-interest bearing checking accounts $ 62,992 $ 92,216 Interest bearing checking accounts (1) 76,131 104,274 Savings accounts 685 841 Money market accounts (2) 214,290 218,525 Certificates of deposit 222,343 215,843 Total deposits $ 576,441 $ 631,699 ( 1 The Company has identified one June 30, 2024 December 31, 2023, June 30, 2024 December 31, 2023, ( 2 The Company has identified one June 30, 2024 December 31, 2023, June 30, 2024 December 31, 2023,

Note 9 - Borrowings

Note 9 - Borrowings	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 9 Borrowings Federal Home Loan Bank (“FHLB”) advances consist of the following at June 30, 2024 December 31, 2023 ( June 30, 2024 December 31, 2023 Amount Weighted Interest Amount Weighted Interest Short-term borrowings $ 30,000 5.67 % $ - - % Fixed rate borrowings maturing: 2024 $ 7,100 4.06 % $ 21,167 4.25 % 2025 7,855 3.40 7,855 3.40 Total FHLB long-term debt $ 14,955 3.71 % $ 29,022 4.02 % The balance of subordinated debt, net of unamortized debt issuance costs, was $22.0 million at both June 30, 2024 December 31, 2023.

Note 10 - Stock Compensation Pl

Note 10 - Stock Compensation Plans	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 10 Stock Compensation Plans Employee Stock Ownership Plan The Company maintains an Employee Stock Ownership Plan (ESOP) for the benefit of employees who meet the eligibility requirements of the plan. The Bank may During the three six June 30, 2024 June 30, 2023, not Stock Incentive Plans – Share Awards In May 2018, 2018 “2018 2018 May 2018 may In May 2023, 2023 “2023 2023 May 2023 may As of June 30, 2024 2018 2023 2023 2018 2018 2023 five A summary of share award activity under the Company’s 2018 2023 June 30, 2024 six June 30, 2024 June 30, 2024 Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 45,000 $ 18.00 Granted - - Vested (9,000) 18.00 Forfeited - - Unvested at the end of the period 36,000 $ 18.00 Compensation expense on the restricted stock awards is recognized ratably over the five three June 30, 2024 2023, three June 30, 2024 2023, six June 30, 2024 2023, six June 30, 2024 2023, June 30, 2024, Stock Option and Stock Incentive Plans – Stock Options In May 2008, 2008 February 13, 2018, 2013 10 May 2023. 2013 May 2013 March 13, 2023, 2018 May 2028, 2018 May 2018 may May 2023, 2023 2023 May 2023 may All incentive stock options issued under the Option Plan and the 2013, 2018 2023 422 five ten As of June 30, 2024, 2018 2023 2023 five ten During the three June 30, 2024 2023, three June 30, 2024 2023, six June 30, 2024 2023, six June 30, 2024 2023, June 30, 2024, A summary of option activity under the Company’s Option Plan and 2013, 2018 2023 June 30, 2024 six June 30, 2024 June 30, 2024 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the period 224,033 $ 15.98 8.6 Granted - - - Exercised - - - Forfeited - - - Outstanding at end of period 224,033 $ 15.98 6.8 Exercisable at end of period 91,533 $ 13.30 5.0

Note 11 - Fair Value Measuremen

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 11 Fair Value Measurements and Fair Values of Financial Instruments Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques. These valuations are significantly affected by discount rates, cash flow assumptions, and risk assumptions used. Therefore, fair values estimates may not not may Fair value is determined at one not not not not The following disclosures show the hierarchal disclosure framework associated with the level of pricing observations utilized in measuring assets and liabilities at fair value. The three Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Valuations derived from valuation techniques in which one This hierarchy requires the use of observable market data when available. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 19 2023 10 3 The following is a discussion of assets and liabilities measured at fair value on a recurring and non-recurring basis and valuation techniques applied: Investment Securities Available For Sale: 2 We may Quaint Oak Bancorp, Inc. Notes to Unaudited Consolidated Financial Statements Note 11 Fair Value Measurements and Fair Values of Financial Instruments (Continued) Individually Evaluated Loans: 3 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of June 30, 2024 ( June 30, 2024 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 1,965 $ - $ 1,965 $ - Federal National Mortgage Association mortgage- backed securities 55 - 55 - Total investment securities available for sale $ 2,020 $ - $ 2,020 $ - Total recurring fair value measurements $ 2,020 $ - $ 2,020 $ - Nonrecurring fair value measurements Collateral-dependent loans $ 3,016 $ - $ - $ 2,362 Total nonrecurring fair value measurements $ 3,016 $ - $ - $ 2,362 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of December 31, 2023 ( December 31, 2023 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,268 $ - $ 2,268 $ - Federal National Mortgage Association mortgage- backed securities 73 - 73 - Total investment securities available for sale $ 2,341 $ - $ 2,341 $ - Total recurring fair value measurements $ 2,341 $ - $ 2,341 $ - Quaint Oak Bancorp, Inc. Notes to Unaudited Consolidated Financial Statements Note 11 Fair Value Measurements and Fair Values of Financial Instruments (Continued) The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has used Level 3 June 30, 2024 ( June 30, 2024 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Collateral-dependent loans $ 2,362 Appraisal of collateral (1) Appraisal adjustments (2) 8% ( 8%) ____________________________________________ ( 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 ( 2 Appraisals may The fair values of the Company’s financial instruments that are not June 30, 2024 December 31, 2023 Fair Value Measurements at June 30, 2024 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 912 $ 976 $ - $ - $ 976 Loans held for sale 10,062 10,255 - 10,255 - Loans receivable, net 593,775 575,560 - - 575,560 Financial Liabilities Deposits 576,441 582,126 354,099 - 228,027 FHLB long-term borrowings 14,955 14,929 - - 14,929 Subordinated debt 22,000 21,339 - - 21,339 Fair Value Measurements at December 31, 2023 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 1,912 $ 1,981 $ - $ - $ 1,981 Loans held for sale 60,380 62,072 - 62,072 - Loans receivable, net 603,349 584,842 - - 584,842 Financial Liabilities Deposits 631,699 636,946 415,855 - 221,091 FHLB long-term borrowings 29,022 29,001 - - 29,001 Subordinated debt 21,957 20,666 - - 20,666 Quaint Oak Bancorp, Inc. Notes to Unaudited Consolidated Financial Statements Note 11 Fair Value Measurements and Fair Values of Financial Instruments (Continued) For cash and cash equivalents, accrued interest receivable, investment in FHLB stock, bank-owned life insurance, accrued interest payable, and advances from borrowers for taxes and insurance, the carrying value is a reasonable estimate of the fair value and are considered Level 1

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2024
Insider Trading Arr Line Items
Material Terms of Trading Arrangement [Text Block]		5. OTHER INFORMATION Not
Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Presentation. June 30, 2024, July 2009. June 30, 2024, February, 2019, July 2012 August 2016 October 2021 January 4, 2021, second March 29, 2024, The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 three The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2023 2023 10 six June 30, 2024 not may December 31, 2024.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates in the Preparation of Financial Statements.
Critical Accounting Policy [Policy Text Block]	Critical Accounting Policies. June 30, 2024 10
New Accounting Pronouncements, Policy [Policy Text Block]	Accounting Pronouncements Not November 2023, Accounting Standards Update ( ASU ) 2023 07, 280 December 15, 2023, December 15, 2024. In December 2023, ASU 2023 09, 740 December 15, 2024. In March 2024, 2024 01, Compensation Stock Compensation (Topic 718 718 December 15, 2024, December 15, 2025,
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications. 2023 2024 not no

Note 2 - Discontinued Operati_2

Note 2 - Discontinued Operations (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Disposal Groups, Including Discontinued Operations [Table Text Block]	At December 31, 2023 (Unaudited) Assets from Discontinued Operations Cash and cash equivalents $ 4,121 Loans held for sale 9,580 Premises and equipment, net 277 Goodwill 2,058 Prepaid expenses and other assets 3,939 Total Assets from Discontinued Operations $ 19,975 Liabilities and Stockholders Equity from Discontinued Operations Liabilities from Discontinued Operations Other short-term borrowings $ 5,549 Accrued interest payable 565 Accrued expenses and other liabilities 7,052 Total Liabilities from Discontinued Operations 13,166 Total Stockholders Equity from Discontinued Operations 6,809 Total Liabilities and Stockholders Equity from Discontinued Operations $ 19,975 For the Three Months Ended For the Six Months Ended June 30, June 30, 2024 2023 2024 2023 (In thousands, except for share data) Interest and Dividend Income Interest on loans, including fees $ - $ 197 $ 70 $ 278 Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock - - - - Total Interest and Dividend Income - 197 70 278 Interest Expense Interest on other borrowings - 574 295 942 Total Interest Expense - 574 295 942 Net Interest Income - (377 ) (225 ) (664 ) Non-Interest Income Mortgage banking, equipment lending and title abstract fees - 440 404 1,109 Other fees and services charges - 169 197 302 Net loan servicing income - 1,120 726 2,207 Net gain on sale of loans - 636 366 1,125 Total Non-Interest Income - 2,365 1,693 4,743 Non-Interest Expense Salaries and employee benefits - 1,980 1,681 3,746 Occupancy and equipment - 211 219 396 Professional fees - 32 31 59 Advertising - 54 146 270 Other - 334 987 462 Total Non-Interest Expense - 2,611 3,064 4,933 Total net loss from discontinued operations $ - $ (623 ) $ (1,596 ) $ (854 ) Loss attributable to non-controlling interest - (305 ) (782 ) (419 ) Net loss from discontinued operations $ - $ (318 ) $ (814 ) $ (436 )

Note 3 - Earnings Per Share (Ta

Note 3 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended June 30, For the Six Months Ended June 30, 2024 2023 2024 2023 Net Income Attributable to Quaint Oak Bancorp, Inc. $ 100,000 $ 570,000 $ 973,000 $ 1,133,000 Weighted average shares outstanding – basic 2,600,346 2,236,885 2,525,580 2,209,891 Effect of dilutive common stock equivalents - 4,685 - 23,478 Adjusted weighted average shares outstanding – diluted 2,600,346 2,241,570 2,525,580 2,233,369 Basic earnings per share from continuing operations $ 0.04 $ 0.36 $ 0.62 $ 0.65 Basic earnings per share from discontinued operations $ - $ (0.11 ) $ (0.23 ) $ (0.14 ) Basic earnings per share, net $ 0.04 $ 0.25 $ 0.39 $ 0.51 Diluted earnings per share from continuing operations $ 0.04 $ 0.36 $ 0.62 $ 0.65 Diluted earnings per share from discontinued operations $ - $ (0.11 ) $ (0.23 ) $ (0.14 ) Diluted earnings per share, net $ 0.04 $ 0.25 $ 0.39 $ 0.51

Note 4 - Accumulated Other Co_2

Note 4 - Accumulated Other Comprehensive Loss (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended June 30, For the Six Months Ended June 30, 2024 2023 2024 2023 Balance at the beginning of the period $ (4 ) $ (14 ) $ (10 ) $ (24 ) Other comprehensive income 2 (2 ) 8 8 Balance at the end of the period $ (2 ) $ (16 ) $ (2 ) $ (16 )

Note 5 - Investment Securitie_2

Note 5 - Investment Securities Available for Sale (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	June 30, 2024 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 1,968 $ - $ (3 ) $ 1,965 Federal National Mortgage Association securities 55 - - 55 Total available-for-sale-securities $ 2,023 $ - $ (3 ) $ 2,020 December 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,281 $ - $ (13 ) $ 2,268 Federal National Mortgage Association securities 73 - - 73 Total available-for-sale-securities $ 2,354 $ - $ (13 ) $ 2,341
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Amortized Cost Fair Value Due after ten years $ 2,023 $ 2,020 Total $ 2,023 $ 2,020
Gain (Loss) on Securities [Table Text Block]	June 30, 2024 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Fair Value Gross Fair Value Gross Government National Mortgage Association securities 8 $ - $ - $ 1,301 $ (3 ) $ 1,301 $ (3 ) December 31, 2023 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Fair Value Gross Fair Value Gross Government National Mortgage Association securities 11 $ - $ - $ 2,268 $ (13 ) $ 2,268 $ (13 )

Note 6 - Loans Receivable, Ne_2

Note 6 - Loans Receivable, Net and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, 2024 December 31, 2023 Real estate loans: One-to-four family residential: Owner occupied $ 24,058 $ 22,885 Non-owner occupied 36,388 40,455 Total one-to-four family residential 60,446 63,340 Multi-family (five or more) residential 48,841 46,680 Commercial real estate 338,192 331,174 Construction 32,644 35,585 Home equity 6,233 6,162 Total real estate loans 486,356 482,941 Commercial business 115,106 142,220 Other consumer 62 69 Total Loans 601,524 625,230 Deferred loan fees and costs (356 ) (771 ) Allowance for credit losses (7,393 ) (6,758 ) Net Loans $ 593,775 $ 617,701
Financing Receivable, Internal Risk Categories [Table Text Block]	Term Loans Amortized Cost by Origination Year As of June 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 4,236 $ 5,715 $ 6,192 $ 3,780 $ 1,666 $ 2,069 $ - $ 23,658 Special mention - - - - - - - - Substandard - - - - - 400 - 400 Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 4,236 $ 5,715 $ 6,192 $ 3,780 $ 1,666 $ 2,469 $ - $ 24,058 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non- owner occupied Risk rating Pass $ - $ 2,183 $ 7,063 $ 12,163 $ 2,000 $ 12,979 $ - $ 36,388 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ - $ 2,183 $ 7,063 $ 12,163 $ 2,000 $ 12,979 - $ 36,388 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of June 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Total Multi-family residential Risk rating Pass $ 5,440 $ 1,546 $ 14,669 $ 13,326 $ 4,124 $ 9,736 $ - $ 48,841 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total multi-family residential $ 5,440 $ 1,546 $ 14,669 $ 13,326 $ 4,124 $ 9,736 $ - $ 48,841 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate Risk rating Pass $ 21,635 $ 57,737 $ 117,012 $ 60,188 $ 26,181 $ 51,557 $ 3,312 $ 337,622 Special mention - - 570 - - - - 570 Substandard - - - - - - - - Doubtful - - - - - - - - Total commercial real estate $ 21,635 $ 57,737 $ 117,582 $ 60,188 $ 26,181 $ 51,557 $ 3,312 $ 338,192 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Construction Risk rating Pass $ 5,753 $ 11,655 $ 6,588 $ 6,500 $ - $ - $ - $ 30,496 Special mention - - - - - 2,148 - 2,148 Substandard - - - - - - - - Doubtful - - - - - - - - Total construction $ 5,753 $ 11,655 $ 6,588 $ 6,500 $ - $ 2,148 $ - $ 32,644 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Home equity Risk rating Pass $ - $ 887 $ - $ 118 $ - $ 186 $ 5,042 $ 6,233 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ - $ 887 $ - $ 118 $ - $ 186 $ 5,042 $ 6,233 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial business Risk rating Pass $ 7,593 $ 5,021 $ 58,788 $ 21,948 $ 4,157 $ 2,110 $ 10,604 $ 110,221 Special mention - - 569 390 - - 172 1,131 Substandard - - 103 2,053 33 1,565 - 3,754 Doubtful - - - - - - - - Total commercial business $ 7,593 $ 5,021 $ 59,460 $ 24,391 $ 4,190 $ 3,675 $ 10,776 $ 115,106 Current period gross charge-offs $ - $ - $ 432 $ 20 $ - $ - $ - $ 452 Other consumer Risk rating Pass $ 62 $ - $ - $ - $ - $ - $ - $ 62 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 62 $ - $ - $ - $ - $ - $ - $ 62 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Total Risk rating Pass $ 44,719 $ 84,744 $ 210,312 $ 118,023 $ 38,128 $ 78,637 $ 18,958 $ 593,521 Special mention - - 1,139 390 - 2,148 172 3,849 Substandard - - 103 2,053 33 1,965 - 4,154 Doubtful - - - - - - - - Total $ 44,719 $ 84,744 $ 211,554 $ 120,466 $ 38,161 $ 82,750 $ 19,130 $ 601,524 Current period gross charge-offs $ - $ - $ 432 $ 20 $ - $ - $ - $ 452 Term Loans Amortized Cost by Origination Year As of December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 6,044 $ 8,574 $ 3,840 $ 1,850 $ 571 $ 2,006 $ - $ 22,885 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 6,044 $ 8,574 $ 3,840 $ 1,850 $ 571 $ 2,006 $ - $ 22,885 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non- owner occupied Risk rating Pass $ 2,195 $ 7,153 $ 12,362 $ 3,268 $ 1,026 $ 14,451 $ - $ 40,455 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ 2,195 $ 7,153 $ 12,362 $ 3,268 $ 1,026 $ 14,451 - $ 40,455 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Multi-family residential Risk rating Pass $ 1,566 $ 15,542 $ 13,853 $ 4,483 $ 2,386 $ 8,850 $ - $ 46,680 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total multi-family residential $ 1,566 $ 15,542 $ 13,853 $ 4,483 $ 2,386 $ 8,850 $ - $ 46,680 Current period gross charge-offs $ - $ - $ - $ - $ - $ 2 $ - $ 2 Commercial real estate Risk rating Pass $ 61,338 $ 121,006 $ 64,684 $ 26,631 $ 16,571 $ 38,897 $ 1,996 $ 331,123 Special mention - - - - - - - - Substandard - - - - 51 - - 51 Doubtful - - - - - - - - Total commercial real estate $ 61,338 $ 121,006 $ 64,684 $ 26,631 $ 16,622 $ 38,897 $ 1,996 $ 331,174 Current period gross charge-offs $ - $ - $ - $ 134 $ - $ - $ - $ 134 Construction Risk rating Pass $ 14,777 $ 11,244 $ 7,417 $ - $ - $ - $ - $ 33,438 Special mention - - - - - - - - Substandard - - - - - 2,147 - 2,147 Doubtful - - - - - - - - Total construction $ 14,777 $ 11,244 $ 7,417 $ - $ - $ 2,147 $ - $ 35,585 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Home equity Risk rating Pass $ 1,062 $ 35 $ 122 $ - $ - $ 205 $ 4,738 $ 6,162 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ 1,062 $ 35 $ 122 $ - $ - $ 205 $ 4,738 $ 6,162 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial business Risk rating Pass $ 20,793 $ 69,913 $ 27,022 $ 4,324 $ 1,955 $ 1,109 $ 13,593 $ 138,709 Special mention - - - - - - - - Substandard - - 1,946 - 1,242 323 - 3,511 Doubtful - - - - - - - - Total commercial business $ 20,793 $ 69,913 $ 28,967 $ 4,324 $ 3,197 $ 1,433 $ 13,593 $ 142,220 Current period gross charge-offs $ - $ 29 $ 613 $ 97 $ - $ - $ - $ 739 Other consumer Risk rating Pass $ 69 $ - $ - $ - $ - $ - $ - $ 69 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 69 $ - $ - $ - $ - $ - $ - $ 69 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Total Pass $ 93,492 $ 233,467 $ 129,300 $ 40,556 $ 22,509 $ 65,518 $ 20,327 $ 619,521 Special mention - - - - - - - - Substandard - - 1,946 - 1,293 2,470 - 5,709 Doubtful - - - - - - - - Total $ 93,492 $ 233,467 $ 131,246 $ 40,556 $ 23,802 $ 67,988 $ 20,327 $ 625,230 Current period gross charge-offs $ - $ 29 $ 613 $ 231 $ - $ 2 $ - $ 875
Financing Receivable, Nonaccrual [Table Text Block]	June 30, 2024 Non-accrual loans 90 Days or More Past Due and Accruing Total Non-Performing With a Related Allowance Without a Related Allowance Total One-to-four family residential owner occupied $ - $ - $ - $ 400 $ 400 Commercial real estate - - - 947 947 Commercial business 3,016 4,192 7,208 130 7,338 Total $ 3,016 $ 4,192 $ 7,208 $ 1,477 $ 8,685 December 31, 2023 Non-accrual loans 90 Days or More Past Due and Accruing Total Non-Performing With a Related Allowance Without a Related Allowance Total One-to-four family residential owner occupied $ - $ - $ - $ 401 $ 401 Commercial real estate - 51 51 - 51 Total $ - $ 51 $ 51 $ 401 $ 452
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	June 30, 2024 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Total For the Three Months Ended June 30, 2024 Allowance for credit losses: Beginning balance $ 166 $ 210 $ 427 $ 2,881 $ 563 $ 66 $ 3,191 $ 7,504 Charge-offs - - - - - - (114 ) (114 ) Recoveries - - - - - - 3 3 Provision 13 (4 ) 374 (112 ) (104 ) (3 ) (164 ) - Ending balance $ 179 $ 206 $ 801 $ 2,769 $ 459 $ 63 $ 2,916 $ 7,393 For the Six Months Ended June 30, 2024 Allowance for credit losses: Beginning balance $ 153 $ 219 $ 420 $ 2,784 $ 583 $ 61 $ 2,538 $ 6,758 Charge-offs - - - - - - (452 ) (452 ) Recoveries - - - - - - 3 3 Provision 26 (13 ) 381 (15 ) (124 ) 2 827 1,084 Ending balance $ 179 $ 206 $ 801 $ 2,769 $ 459 $ 63 $ 2,916 $ 7,393 June 30, 2024 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Total Individually evaluated for impairment $ - $ - $ - $ - $ 2,148 (1) $ - $ 868 (2) $ 3,016 June 30, 2023 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended June 30, 2023 Allowance for credit losses: Beginning balance $ 153 $ 256 $ 396 $ 3,367 $ 406 $ 54 $ 3,026 $ - $ 7,658 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (97 ) - (231 ) Recoveries - - - - - - - - - Provision (1) (16 ) (13 ) 19 (58 ) 442 (5 ) (340 ) - 29 Ending balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 For the Six Months Ended June 30, 2023 Allowance for credit losses: Beginning balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (97 ) - (231 ) Recoveries - - - - - - - - - Provision (1) 14 (52 ) (36 ) (441 ) 544 16 264 (300 ) 9 Ending balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 December 31, 2023 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for credit losses: Beginning balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Impact of ASU 326 - - - - - - - - - Charge-offs - - (2 ) (134 ) - - (739 ) - (875 ) Recoveries - - - - - - - - - Provision 30 (76 ) (29 ) (832 ) 279 28 855 (300 ) (45 ) Ending balance $ 153 $ 219 $ 420 $ 2,784 $ 583 $ 61 $ 2,538 $ - $ 6,758
Financing Receivable, Past Due [Table Text Block]	June 30, 2024 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ 412 $ 400 $ 23,246 $ 24,058 One-to-four family residential non-owner occupied 356 - 36,032 36,388 Multi-family residential 378 - 48,463 48,841 Commercial real estate 5,275 947 331,970 338,192 Construction 415 2,148 30,081 32,644 Home equity 375 - 5,858 6,233 Commercial business 100 5,190 109,816 115,106 Other consumer - - 62 62 Total $ 7,311 $ 8,685 $ 585,528 $ 601,524 December 31, 2023 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ 136 $ 401 $ 22,348 $ 22,885 One-to-four family residential non-owner occupied 256 - 40,199 40,455 Multi-family residential 175 - 46,505 46,680 Commercial real estate 3,944 - 327,230 331,174 Construction - - 35,585 35,585 Home equity 403 - 5,759 6,162 Commercial business - - 142,220 142,220 Other consumer - - 69 69 Total $ 4,914 $ 401 $ 619,915 $ 625,230

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Deposit Liabilities, Type [Table Text Block]	June 30, 2024 December 31, 2023 Non-interest bearing checking accounts $ 62,992 $ 92,216 Interest bearing checking accounts (1) 76,131 104,274 Savings accounts 685 841 Money market accounts (2) 214,290 218,525 Certificates of deposit 222,343 215,843 Total deposits $ 576,441 $ 631,699

Note 9 - Borrowings (Tables)

Note 9 - Borrowings (Tables)	6 Months Ended
	Jun. 30, 2024
Federal Home Loan Bank Advances [Member]
Notes Tables
Schedule of Long-Term Debt Instruments [Table Text Block]	June 30, 2024 December 31, 2023 Amount Weighted Interest Amount Weighted Interest Short-term borrowings $ 30,000 5.67 % $ - - % Fixed rate borrowings maturing: 2024 $ 7,100 4.06 % $ 21,167 4.25 % 2025 7,855 3.40 7,855 3.40 Total FHLB long-term debt $ 14,955 3.71 % $ 29,022 4.02 %

Note 10 - Stock Compensation _2

Note 10 - Stock Compensation Plans (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Share-Based Payment Arrangement, Activity [Table Text Block]	June 30, 2024 Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 45,000 $ 18.00 Granted - - Vested (9,000) 18.00 Forfeited - - Unvested at the end of the period 36,000 $ 18.00
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	June 30, 2024 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the period 224,033 $ 15.98 8.6 Granted - - - Exercised - - - Forfeited - - - Outstanding at end of period 224,033 $ 15.98 6.8 Exercisable at end of period 91,533 $ 13.30 5.0

Note 11 - Fair Value Measurem_2

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	June 30, 2024 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 1,965 $ - $ 1,965 $ - Federal National Mortgage Association mortgage- backed securities 55 - 55 - Total investment securities available for sale $ 2,020 $ - $ 2,020 $ - Total recurring fair value measurements $ 2,020 $ - $ 2,020 $ - Nonrecurring fair value measurements Collateral-dependent loans $ 3,016 $ - $ - $ 2,362 Total nonrecurring fair value measurements $ 3,016 $ - $ - $ 2,362 December 31, 2023 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,268 $ - $ 2,268 $ - Federal National Mortgage Association mortgage- backed securities 73 - 73 - Total investment securities available for sale $ 2,341 $ - $ 2,341 $ - Total recurring fair value measurements $ 2,341 $ - $ 2,341 $ -
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	June 30, 2024 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Collateral-dependent loans $ 2,362 Appraisal of collateral (1) Appraisal adjustments (2) 8% ( 8%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at June 30, 2024 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 912 $ 976 $ - $ - $ 976 Loans held for sale 10,062 10,255 - 10,255 - Loans receivable, net 593,775 575,560 - - 575,560 Financial Liabilities Deposits 576,441 582,126 354,099 - 228,027 FHLB long-term borrowings 14,955 14,929 - - 14,929 Subordinated debt 22,000 21,339 - - 21,339 Fair Value Measurements at December 31, 2023 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 1,912 $ 1,981 $ - $ - $ 1,981 Loans held for sale 60,380 62,072 - 62,072 - Loans receivable, net 603,349 584,842 - - 584,842 Financial Liabilities Deposits 631,699 636,946 415,855 - 221,091 FHLB long-term borrowings 29,022 29,001 - - 29,001 Subordinated debt 21,957 20,666 - - 20,666

Note 1 - Financial Statement _2

Note 1 - Financial Statement Presentation and Significant Accounting Policies (Details Textual)		6 Months Ended
	Mar. 29, 2024	Jun. 30, 2024
Number of Wholly-Owned Subsidiaries		6
Oakmont Capital Holdings, LLC [Member]
Ownership Interest, Sold, Percent	51%

Note 2 - Discontinued Operati_3

Note 2 - Discontinued Operations (Details Textual)	Mar. 29, 2024
Oakmont Capital Holdings, LLC [Member]
Disposal Group, Including Discontinued Operation, Ownership Sold	51%

Note 2 - Discontinued Operati_4

Note 2 - Discontinued Operations - Summary of Discontinued Operations (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Mar. 29, 2024	Dec. 31, 2023
Total Assets from Discontinued Operations	$ 0		$ 0			$ 19,975
Total Liabilities from Discontinued Operations	0		0			13,166
Net loss from discontinued operations	0	$ (318)	(814)	$ (436)
Oakmont Capital Holdings, LLC [Member]
Cash and cash equivalents						4,121
Loans held for sale	4,100		4,100		$ 4,400	9,580
Premises and equipment, net						277
Goodwill						2,058
Prepaid expenses and other assets						3,939
Total Assets from Discontinued Operations						19,975
Other short-term borrowings						5,549
Accrued interest payable						565
Accrued expenses and other liabilities						7,052
Total Liabilities from Discontinued Operations						13,166
Total Stockholders’ Equity from Discontinued Operations						6,809
Total Liabilities and Stockholders’ Equity from Discontinued Operations						$ 19,975
Interest on loans, including fees	0	197	70	278
Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock	0	0	0	0
Total Interest and Dividend Income	0	197	70	278
Interest on other borrowings	0	574	295	942
Total Interest Expense	0	574	295	942
Net Interest Income	0	(377)	(225)	(664)
Net gain on sale of loans	0	636	366	1,125
Total Non-Interest Income	0	2,365	1,693	4,743
Salaries and employee benefits	0	1,980	1,681	3,746
Occupancy and equipment	0	211	219	396
Professional fees	0	32	31	59
Advertising	0	54	146	270
Other	0	334	987	462
Total Non-Interest Expense	0	2,611	3,064	4,933
Total net loss from discontinued operations	0	(623)	(1,596)	(854)
Loss attributable to non-controlling interest	0	(305)	(782)	(419)
Net loss from discontinued operations	0	(318)	(814)	(436)
Oakmont Capital Holdings, LLC [Member] | Mortgage Banking and Abstract Fees [Member]
Revenue	0	440	404	1,109
Oakmont Capital Holdings, LLC [Member] | Other Fees and Services Fees [Member]
Revenue	0	169	197	302
Oakmont Capital Holdings, LLC [Member] | Loan Servicing Fee [Member]
Revenue	$ 0	$ 1,120	$ 726	$ 2,207

Note 3 - Earnings Per Share - W

Note 3 - Earnings Per Share - Weighted Average Shares Used in Basic and Dilutive Earnings Per Share Computations (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Net Income Attributable to Quaint Oak Bancorp, Inc.	$ 100,000	$ 570,000	$ 973,000	$ 1,133,000
Weighted average shares outstanding – basic (in shares)	2,600,346	2,236,885	2,525,580	2,209,891
Effect of dilutive common stock equivalents (in shares)	0	4,685	0	23,478
Adjusted weighted average shares outstanding – diluted (in shares)	2,600,346	2,241,570	2,525,580	2,233,369
Basic earnings per share from continuing operations (in dollars per share)	$ 0.04	$ 0.36	$ 0.62	$ 0.65
Basic earnings per share from discontinued operations (in dollars per share)	0	(0.11)	(0.23)	(0.14)
Basic earnings per share, net (in dollars per share)	0.04	0.25	0.39	0.51
Diluted earnings per share from continuing operations (in dollars per share)	0.04	0.36	0.62	0.65
Diluted earnings per share from discontinued operations (in dollars per share)	0	(0.11)	(0.23)	(0.14)
Diluted earnings per share, net (in dollars per share)	$ 0.04	$ 0.25	$ 0.39	$ 0.51

Note 4 - Accumulated Other Co_3

Note 4 - Accumulated Other Comprehensive Loss - Changes in Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Balance at the beginning of the period		$ 50,144		$ 48,491	$ 49,082
Other comprehensive income		2	$ (2)	8	8
Balance at the end of the period		51,390	48,763	51,390	48,763
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance at the beginning of the period	[1]	(4)	(14)	(10)	(24)
Other comprehensive income	[1]	2	(2)	8	8
Balance at the end of the period	[1]	$ (2)	$ (16)	$ (2)	$ (16)
[1]All amounts are net of tax. Amounts in parentheses indicate debits.

Note 5 - Investment Securitie_3

Note 5 - Investment Securities Available for Sale (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$ 0	$ 0	$ 0	$ 0
Proceeds from Sale of Debt Securities, Available-for-Sale	$ 0	$ 0	$ 0	$ 0

Note 5 - Investment Securitie_4

Note 5 - Investment Securities Available for Sale - Amortized Cost and Fair Value of Investment Securities Available for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Amortized cost	$ 2,023	$ 2,354
Gross unrealized gains	0	0
Gross unrealized losses	(3)	(13)
Fair value	2,020	2,341
Government National Mortgage Association (GNMA) [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Amortized cost	1,968	2,281
Gross unrealized gains	0	0
Gross unrealized losses	(3)	(13)
Fair value	1,965	2,268
Federal National Mortgage Association (FNMA) [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Amortized cost	55	73
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Fair value	$ 55	$ 73

Note 5 - Investment Securitie_5

Note 5 - Investment Securities Available for Sale - Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Due after ten years, amortized cost	$ 2,023
Due after ten years, fair value	2,020
Total, amortized cost	2,023	$ 2,354
Total, fair value	$ 2,020	$ 2,341

Note 5 - Investment Securitie_6

Note 5 - Investment Securities Available for Sale - Gross Unrealized Losses and Fair Value (Details) - Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] - Government National Mortgage Association (GNMA) [Member] $ in Thousands	Jun. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Number of securities	8	11,000
Fair value, less than twelve months	$ 0	$ 0
Gross unrealized losses, less than twelve months	0	0
Fair value, twelve months or greater	1,301
Gross unrealized losses, twelve months or greater	(3)
Fair value	1,301	2,268
Gross unrealized losses	$ (3)	$ (13)

Note 6 - Loans Receivable, Ne_3

Note 6 - Loans Receivable, Net and Allowance for Credit Losses (Details Textual)	3 Months Ended		6 Months Ended
	Jun. 30, 2024 USD ($)	Jun. 30, 2023 USD ($)	Jun. 30, 2024 USD ($)	Jun. 30, 2023 USD ($)	Mar. 29, 2024 USD ($)	Dec. 31, 2023 USD ($)
Financing Receivable, Nonaccrual, Interest Income	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Nonaccrual, Interest Income, Foregone	97,000	59,000	251,000	59,000
Provision (Recovery) of Credit Losses		189,000		203,000
Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)	(41,000)	$ 13,000	11,000	$ 194,000
Troubled Debt Restructuring, Number of Contracts						0
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	601,524,000		601,524,000			$ 625,230,000
Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	$ 8,700,000		$ 8,700,000			452,000
Oakmont Capital Holdings, LLC [Member]
Number of Loans Retained	55		55		60
Disposal Group, Including Discontinued Operation, Accounts, Notes and Loans Receivable, Net	$ 4,100,000		$ 4,100,000		$ 4,400,000	$ 9,580,000

Note 6 - Loans Receivable, Ne_4

Note 6 - Loans Receivable, Net and Allowance for Credit Losses - Composition of Net Loans Receivable (Details) - USD ($) $ in Thousands		Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Loans		$ 601,524		$ 625,230
Deferred loan fees and costs		(356)		(771)
Allowance for credit losses		(7,393)	$ (7,504)	(6,758)	$ (7,456)	$ (7,658)	$ (7,678)
Net Loans		593,775		617,701
Real Estate Portfolio Segment [Member]
Loans		486,356		482,941
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		24,058		22,885
Allowance for credit losses		(179)	(166)	(153)	(137)	(153)	(123)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		36,388		40,455
Allowance for credit losses		(206)	(210)	(219)	(243)	(256)	(295)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loans [Member]
Loans		60,446		63,340
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		48,841		46,680
Allowance for credit losses		(801)	(427)	(420)	(415)	(396)	(451)
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		338,192		331,174
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		32,644		35,585
Allowance for credit losses		(459)	(563)	(583)	(848)	(406)	(304)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		6,233		6,162
Allowance for credit losses		(63)	$ (66)	(61)	$ (49)	$ (54)	$ (33)
Commercial Portfolio Segment [Member]
Loans	[1]	115,106		142,220
Consumer Portfolio Segment [Member]
Loans		$ 62		$ 69
[1]Includes $163,000 and $214,000 of PPP loans at March 31, 2023 and December 31, 2022, respectively.

Note 6 - Loans Receivable, Ne_5

Note 6 - Loans Receivable, Net and Allowance for Credit Losses - Internal Risk Categories (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Financing Receivable, Year One	$ 44,719		$ 44,719		$ 93,492
Financing Receivable, Year Two	84,744		84,744		233,467
Financing Receivable, Year Three	211,554		211,554		131,246
Financing Receivable, Year Four	120,466		120,466		40,556
Financing Receivable, Year Five	38,161		38,161		23,802
Financing Receivable, Prior	82,750		82,750		67,988
Financing Receivable, Revolving	19,130		19,130		20,327
Financing Receivable, Total	601,524		601,524		625,230
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		29
Current period gross charge-offs, Year Three			432		613
Current period gross charge-offs, Year Four			20		231
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		2
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total	114	$ 231	452	$ 231	875
Current period gross charge-offs			432		613
Pass [Member]
Financing Receivable, Year One	44,719		44,719		93,492
Financing Receivable, Year Two	84,744		84,744		233,467
Financing Receivable, Year Three	210,312		210,312		129,300
Financing Receivable, Year Four	118,023		118,023		40,556
Financing Receivable, Year Five	38,128		38,128		22,509
Financing Receivable, Prior	78,637		78,637		65,518
Financing Receivable, Revolving	18,958		18,958		20,327
Financing Receivable, Total	593,521		593,521		619,521
Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	1,139		1,139		0
Financing Receivable, Year Four	390		390		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	2,148		2,148		0
Financing Receivable, Revolving	172		172		0
Financing Receivable, Total	3,849		3,849		0
Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	103		103		1,946
Financing Receivable, Year Four	2,053		2,053		0
Financing Receivable, Year Five	33		33		1,293
Financing Receivable, Prior	1,965		1,965		2,470
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	4,154		4,154		5,709
Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Financing Receivable, Year One	4,236		4,236		6,044
Financing Receivable, Year Two	5,715		5,715		8,574
Financing Receivable, Year Three	6,192		6,192		3,840
Financing Receivable, Year Four	3,780		3,780		1,850
Financing Receivable, Year Five	1,666		1,666		571
Financing Receivable, Prior	2,469		2,469		2,006
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	24,058		24,058		22,885
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		0
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		0
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total			0		0
Current period gross charge-offs			0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Pass [Member]
Financing Receivable, Year One	4,236		4,236		6,044
Financing Receivable, Year Two	5,715		5,715		8,574
Financing Receivable, Year Three	6,192		6,192		3,840
Financing Receivable, Year Four	3,780		3,780		1,850
Financing Receivable, Year Five	1,666		1,666		571
Financing Receivable, Prior	2,069		2,069		2,006
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	23,658		23,658		22,885
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	400		400		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	400		400		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Financing Receivable, Year One	5,440		5,440		1,566
Financing Receivable, Year Two	1,546		1,546		15,542
Financing Receivable, Year Three	14,669		14,669		13,853
Financing Receivable, Year Four	13,326		13,326		4,483
Financing Receivable, Year Five	4,124		4,124		2,386
Financing Receivable, Prior	9,736		9,736		8,850
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	48,841		48,841		46,680
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		0
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		2
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total			0		2
Current period gross charge-offs			0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Pass [Member]
Financing Receivable, Year One	5,440		5,440		1,566
Financing Receivable, Year Two	1,546		1,546		15,542
Financing Receivable, Year Three	14,669		14,669		13,853
Financing Receivable, Year Four	13,326		13,326		4,483
Financing Receivable, Year Five	4,124		4,124		2,386
Financing Receivable, Prior	9,736		9,736		8,850
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	48,841		48,841		46,680
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Financing Receivable, Year One	0		0		2,195
Financing Receivable, Year Two	2,183		2,183		7,153
Financing Receivable, Year Three	7,063		7,063		12,362
Financing Receivable, Year Four	12,163		12,163		3,268
Financing Receivable, Year Five	2,000		2,000		1,026
Financing Receivable, Prior	12,979		12,979		14,451
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	36,388		36,388		40,455
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		0
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		0
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total			0		0
Current period gross charge-offs			0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Pass [Member]
Financing Receivable, Year One	0		0		2,195
Financing Receivable, Year Two	2,183		2,183		7,153
Financing Receivable, Year Three	7,063		7,063		12,362
Financing Receivable, Year Four	12,163		12,163		3,268
Financing Receivable, Year Five	2,000		2,000		1,026
Financing Receivable, Prior	12,979		12,979		14,451
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	36,388		36,388		40,455
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Current period gross charge-offs, Total	0	0	0	0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Current period gross charge-offs, Total	0	0	0	0	2
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Year One	0		0		1,062
Financing Receivable, Year Two	887		887		35
Financing Receivable, Year Three	0		0		122
Financing Receivable, Year Four	118		118		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	186		186		205
Financing Receivable, Revolving	5,042		5,042		4,738
Financing Receivable, Total	6,233		6,233		6,162
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		0
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		0
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total	0	0	0	0	0
Current period gross charge-offs			0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Financing Receivable, Year One	0		0		1,062
Financing Receivable, Year Two	887		887		35
Financing Receivable, Year Three	0		0		122
Financing Receivable, Year Four	118		118		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	186		186		205
Financing Receivable, Revolving	5,042		5,042		4,738
Financing Receivable, Total	6,233		6,233		6,162
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Current period gross charge-offs, Total	0	0	0	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Financing Receivable, Year One	21,635		21,635		61,338
Financing Receivable, Year Two	57,737		57,737		121,006
Financing Receivable, Year Three	117,582		117,582		64,684
Financing Receivable, Year Four	60,188		60,188		26,631
Financing Receivable, Year Five	26,181		26,181		16,622
Financing Receivable, Prior	51,557		51,557		38,897
Financing Receivable, Revolving	3,312		3,312		1,996
Financing Receivable, Total	338,192		338,192		331,174
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		134
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		0
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total			0		134
Current period gross charge-offs			0		0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Pass [Member]
Financing Receivable, Year One	21,635		21,635		61,338
Financing Receivable, Year Two	57,737		57,737		121,006
Financing Receivable, Year Three	117,012		117,012		64,684
Financing Receivable, Year Four	60,188		60,188		26,631
Financing Receivable, Year Five	26,181		26,181		16,571
Financing Receivable, Prior	51,557		51,557		38,897
Financing Receivable, Revolving	3,312		3,312		1,996
Financing Receivable, Total	337,622		337,622		331,123
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	570		570		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	570		570		0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		51
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		51
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Year One	5,753		5,753		14,777
Financing Receivable, Year Two	11,655		11,655		11,244
Financing Receivable, Year Three	6,588		6,588		7,417
Financing Receivable, Year Four	6,500		6,500		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	2,148		2,148		2,147
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	32,644		32,644		35,585
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		0
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		0
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total	0	$ 0	0	$ 0	0
Current period gross charge-offs			0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Year One	5,753		5,753		14,777
Financing Receivable, Year Two	11,655		11,655		11,244
Financing Receivable, Year Three	6,588		6,588		7,417
Financing Receivable, Year Four	6,500		6,500		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	30,496		30,496		33,438
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	2,148		2,148		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	2,148		2,148		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		2,147
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		2,147
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Commercial Portfolio Segment [Member]
Financing Receivable, Year One	7,593		7,593
Financing Receivable, Year Two	5,021		5,021
Financing Receivable, Year Three	59,460		59,460
Financing Receivable, Year Four	24,391		24,391
Financing Receivable, Year Five	4,190		4,190
Financing Receivable, Prior	3,675		3,675
Financing Receivable, Revolving	10,776		10,776
Financing Receivable, Total	115,106		115,106
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			432
Current period gross charge-offs, Year Four			20
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			452
Current period gross charge-offs			432
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Year One	7,593		7,593
Financing Receivable, Year Two	5,021		5,021
Financing Receivable, Year Three	58,788		58,788
Financing Receivable, Year Four	21,948		21,948
Financing Receivable, Year Five	4,157		4,157
Financing Receivable, Prior	2,110		2,110
Financing Receivable, Revolving	10,604		10,604
Financing Receivable, Total	110,221		110,221
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	569		569
Financing Receivable, Year Four	390		390
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	172		172
Financing Receivable, Total	1,131		1,131
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	103		103
Financing Receivable, Year Four	2,053		2,053
Financing Receivable, Year Five	33		33
Financing Receivable, Prior	1,565		1,565
Financing Receivable, Revolving	0		0
Financing Receivable, Total	3,754		3,754
Commercial Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Year One					20,793
Financing Receivable, Year Two					69,913
Financing Receivable, Year Three					28,967
Financing Receivable, Year Four					4,324
Financing Receivable, Year Five					3,197
Financing Receivable, Prior					1,433
Financing Receivable, Revolving					13,593
Financing Receivable, Total					142,220
Current period gross charge-offs, Year One					0
Current period gross charge-offs, Year Two					29
Current period gross charge-offs, Year Three					613
Current period gross charge-offs, Year Four					97
Current period gross charge-offs, Year Five					0
Current period gross charge-offs, Prior					0
Current period gross charge-offs, Revolving					0
Current period gross charge-offs, Total					739
Current period gross charge-offs					613
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One					20,793
Financing Receivable, Year Two					69,913
Financing Receivable, Year Three					27,022
Financing Receivable, Year Four					4,324
Financing Receivable, Year Five					1,955
Financing Receivable, Prior					1,109
Financing Receivable, Revolving					13,593
Financing Receivable, Total					138,709
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					0
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					1,946
Financing Receivable, Year Four					0
Financing Receivable, Year Five					1,242
Financing Receivable, Prior					323
Financing Receivable, Revolving					0
Financing Receivable, Total					3,511
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					0
Consumer Portfolio Segment [Member]
Financing Receivable, Year One	62		62
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	62		62
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			0
Current period gross charge-offs			0
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Year One	62		62
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	62		62
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	$ 0		$ 0
Consumer Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Year One					69
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					69
Current period gross charge-offs, Year One					0
Current period gross charge-offs, Year Two					0
Current period gross charge-offs, Year Three					0
Current period gross charge-offs, Year Four					0
Current period gross charge-offs, Year Five					0
Current period gross charge-offs, Prior					0
Current period gross charge-offs, Revolving					0
Current period gross charge-offs, Total					0
Current period gross charge-offs					0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One					69
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					69
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					$ 0

Note 6 - Loans Receivable, Ne_6

Note 6 - Loans Receivable, Net and Allowance for Credit Losses - Non-accrual Loans by Class of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Nonaccrual, With Allowance	$ 3,016	$ 0
Financing Receivable, Nonaccrual, No Allowance	4,192	51
Financing Receivable, Nonaccrual	7,208	51
Nonaccrual, 90 days and accruing	1,477	401
Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	8,685	452
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Financing Receivable, Nonaccrual, With Allowance	0	0
Financing Receivable, Nonaccrual, No Allowance	0	0
Financing Receivable, Nonaccrual	0	0
Nonaccrual, 90 days and accruing	400	401
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	400	401
Commercial Real Estate Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	0	0
Financing Receivable, Nonaccrual, No Allowance	0	51
Financing Receivable, Nonaccrual	0	51
Nonaccrual, 90 days and accruing	947	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	947	$ 51
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	3,016
Financing Receivable, Nonaccrual, No Allowance	4,192
Financing Receivable, Nonaccrual	7,208
Nonaccrual, 90 days and accruing	130
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	$ 7,338

Note 6 - Loans Receivable, Ne_7

Note 6 - Loans Receivable, Net and Allowance for Credit Losses - Changes in the Allowance for Loan Losses and Recorded Investment in Loans Receivable (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended			12 Months Ended
		Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023		Dec. 31, 2023
Beginning balance		$ 7,504	$ 7,658	$ 6,758	$ 7,678		$ 7,678
Charge-offs		(114)	(231)	(452)	(231)		(875)
Recoveries		3	0	3	0		0
Provision		0	(202)	1,084	9	[1]	(45)
Allowance for loan losses, ending balance		7,393	7,456	7,393	7,456		6,758
Individually evaluated for impairment		3,016		3,016
Loans Receivable [Member]
Provision	[1]		29
Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance			0		0		0
Commercial and Consumer Portfolio Segments [Member]
Beginning balance		3,191	3,026	2,538	2,422		2,422
Charge-offs		(114)	(97)	(452)	(97)		(739)
Recoveries		3	0	3	0		0
Provision		(164)		827	264	[1]	855
Allowance for loan losses, ending balance		2,916	2,589	2,916	2,589		2,538
Commercial and Consumer Portfolio Segments [Member] | Loans Receivable [Member]
Provision	[1]		(340)
Commercial and Consumer Portfolio Segments [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance			0		0		0
Unallocated Financing Receivables [Member]
Beginning balance			0	0	300		300
Charge-offs			0		0		0
Recoveries			0		0		0
Provision					(300)	[1]	(300)
Allowance for loan losses, ending balance			0		0		0
Unallocated Financing Receivables [Member] | Loans Receivable [Member]
Provision	[1]		0
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance			0		0		0
One-to-four Family Residential Owner Occupied Loans [Member] | Real Estate Portfolio Segment [Member]
Beginning balance		166	153	153	123		123
Charge-offs		0	0	0	0		0
Recoveries		0	0	0	0		0
Provision		13		26	14	[1]	30
Allowance for loan losses, ending balance		179	137	179	137		153
Individually evaluated for impairment		0		0
One-to-four Family Residential Owner Occupied Loans [Member] | Real Estate Portfolio Segment [Member] | Loans Receivable [Member]
Provision	[1]		(16)
One-to-four Family Residential Owner Occupied Loans [Member] | Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance			0		0		0
One-to-four Family Residential Non-owner Occupied Loans [Member] | Real Estate Portfolio Segment [Member]
Beginning balance		210	256	219	295		295
Charge-offs		0	0	0	0		0
Recoveries		0	0	0	0		0
Provision		(4)		(13)	(52)	[1]	(76)
Allowance for loan losses, ending balance		206	243	206	243		219
Individually evaluated for impairment		0		0
One-to-four Family Residential Non-owner Occupied Loans [Member] | Real Estate Portfolio Segment [Member] | Loans Receivable [Member]
Provision	[1]		(13)
One-to-four Family Residential Non-owner Occupied Loans [Member] | Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance			0		0		0
Multi-family (Five Or More) Residential Loans [Member] | Real Estate Portfolio Segment [Member]
Beginning balance		427	396	420	451		451
Charge-offs		0	0	0	0		(2)
Recoveries		0	0	0	0		0
Provision		374		381	(36)	[1]	(29)
Allowance for loan losses, ending balance		801	415	801	415		420
Individually evaluated for impairment		0		0
Multi-family (Five Or More) Residential Loans [Member] | Real Estate Portfolio Segment [Member] | Loans Receivable [Member]
Provision	[1]		19
Multi-family (Five Or More) Residential Loans [Member] | Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance			0		0		0
Commercial Real Estate and Lines of Credit [Member] | Real Estate Portfolio Segment [Member]
Beginning balance		2,881	3,367	2,784	3,750		3,750
Charge-offs		0	(134)	0	(134)		(134)
Recoveries		0	0	0	0		0
Provision		(112)		(15)	(441)	[1]	(832)
Allowance for loan losses, ending balance		2,769	3,175	2,769	3,175		2,784
Commercial Real Estate and Lines of Credit [Member] | Real Estate Portfolio Segment [Member] | Loans Receivable [Member]
Provision	[1]		(58)
Commercial Real Estate and Lines of Credit [Member] | Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance			0		0		0
Construction Loans [Member] | Real Estate Portfolio Segment [Member]
Beginning balance		563	406	583	304		304
Charge-offs		0	0	0	0		0
Recoveries		0	0	0	0		0
Provision		(104)		(124)	544	[1]	279
Allowance for loan losses, ending balance		459	848	459	848		583
Construction Loans [Member] | Real Estate Portfolio Segment [Member] | Loans Receivable [Member]
Provision	[1]		442
Construction Loans [Member] | Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance			0		0		0
Home Equity Loan [Member] | Real Estate Portfolio Segment [Member]
Beginning balance		66	54	61	33		33
Charge-offs		0	0	0	0		0
Recoveries		0	0	0	0		0
Provision		(3)		2	16	[1]	28
Allowance for loan losses, ending balance		63	49	63	49		61
Individually evaluated for impairment		0		0
Home Equity Loan [Member] | Real Estate Portfolio Segment [Member] | Loans Receivable [Member]
Provision	[1]		(5)
Home Equity Loan [Member] | Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance			$ 0		$ 0		0
Commercial Real Estate Loans [Member] | Real Estate Portfolio Segment [Member]
Charge-offs				0			$ (134)
Individually evaluated for impairment		$ 0		$ 0
[1]Provision included in the table only includes the portion related to loans receivable. For the three months ended June 30, 2023, the total recovery of credit losses of $189,000 includes a provision of $13,000 for off balance sheet credit exposure, which is reflected in other liabilities on the balance sheet. For the six months ended June 30, 2023, the total provision for credit losses of $203,000 includes a provision of $194,000 for off balance sheet credit exposure, which is reflected in other liabilities on the balance sheet.

Note 6 - Loans Receivable, Ne_8

Note 6 - Loans Receivable, Net and Allowance for Credit Losses - Loan Portfolio Summarized by Past Due Status (Details) - USD ($) $ in Thousands		Jun. 30, 2024	Dec. 31, 2023
Loans		$ 601,524	$ 625,230
The 30 to 89 Days Delinquent [Member]
Loans		7,311	4,914
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		8,685	401
Financial Asset, Not Past Due [Member]
Loans		585,528	619,915
Real Estate Portfolio Segment [Member]
Loans		486,356	482,941
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		24,058	22,885
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		412	136
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		400	401
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		23,246	22,348
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		36,388	40,455
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		356	256
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		36,032	40,199
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		48,841	46,680
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		378	175
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		48,463	46,505
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		338,192	331,174
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		5,275	3,944
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		947	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		331,970	327,230
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		32,644	35,585
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		415	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		2,148	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		30,081	35,585
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		6,233	6,162
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | The 30 to 89 Days Delinquent [Member]
Loans		375	403
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]
Loans		5,858	5,759
Commercial Portfolio Segment [Member]
Loans	[1]	115,106	142,220
Commercial Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans		100	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		5,190	0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans		109,816	142,220
Consumer Portfolio Segment [Member]
Loans		62	69
Consumer Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans		$ 62	$ 69
[1]Includes $163,000 and $214,000 of PPP loans at March 31, 2023 and December 31, 2022, respectively.

Note 7 - Goodwill and Other I_2

Note 7 - Goodwill and Other Intangible, Net (Details Textual) - USD ($)		3 Months Ended		6 Months Ended
	Aug. 01, 2016	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Mar. 29, 2024	Dec. 31, 2023
Goodwill		$ 515,000		$ 515,000			$ 515,000
Finite-Lived Intangible Assets, Net		101,000		101,000			$ 125,000
Amortization of Intangible Assets		12,000	$ 12,000	24,000	$ 24,000
Other Intangible Assets [Member]
Finite-Lived Intangible Assets, Net		101,000	125,000	101,000	125,000
Finite-Lived Intangible Assets, Accumulated Amortization		$ 384,000	$ 360,000	$ 384,000	$ 360,000
Signature Insurance Services, LLC [Member]
Payments to Acquire Businesses, Gross	$ 1,000,000
Goodwill, Acquired During Period	515,000
Signature Insurance Services, LLC [Member] | Other Intangible Assets [Member]
Finite-lived Intangible Assets Acquired	$ 485,000
Finite-Lived Intangible Asset, Useful Life (Year)	10 years
Oakmont Capital Holdings, LLC [Member]
Goodwill						$ 2,100,000
Disposal Group, Including Discontinued Operation, Ownership Sold						51%

Note 8 - Deposits (Details Text

Note 8 - Deposits (Details Textual) - USD ($) $ in Thousands		Jun. 30, 2024	Dec. 31, 2023
Noninterest-Bearing Domestic Deposit, Checking		$ 62,992	$ 92,216
Interest-Bearing Domestic Deposit, Money Market	[1]	$ 214,290	$ 218,525
One Customer [Member]
Percentage of Non-Interest-Bearing Domestic Deposits to Deposits, Checking		10.90%	16.50%
Noninterest-Bearing Domestic Deposit, Checking		$ 76,300	$ 104,300
Percentage of Interest-Bearing Domestic Deposits to Deposits, Money Market		26%	23.70%
Interest-Bearing Domestic Deposit, Money Market		$ 150,000	$ 150,000
[1]The Company has identified one major money market deposit customer that accounted for approximately 26.0% and 23.7% of total deposits at June 30, 2024 and December 31, 2023, respectively. At both June 30, 2024 and December 31, 2023, the combined outstanding balances of the major deposit customer’s money market accounts totaled approximately $150.0 million.

Note 8 - Deposits - Summary of

Note 8 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands		Jun. 30, 2024	Dec. 31, 2023
Noninterest-Bearing Domestic Deposit, Checking		$ 62,992	$ 92,216
Interest bearing checking accounts(1)	[1]	76,131	104,274
Interest-Bearing Domestic Deposit, Money Market	[2]	214,290	218,525
Certificates of deposit		222,343	215,843
Total deposits		576,441	631,699
Savings Accounts [Member]
Interest-bearing deposits, amount		$ 685	$ 841
[1]The Company has identified one major interest bearing checking account deposit customer that accounted for approximately 10.9% and 16.5% of total deposits at June 30, 2024 and December 31, 2023, respectively. At June 30, 2024 and December 31, 2023, the combined outstanding balances of the major deposit customer’s interest bearing checking account totaled approximately $76.3 million and $104.3 million, respectively.[2]The Company has identified one major money market deposit customer that accounted for approximately 26.0% and 23.7% of total deposits at June 30, 2024 and December 31, 2023, respectively. At both June 30, 2024 and December 31, 2023, the combined outstanding balances of the major deposit customer’s money market accounts totaled approximately $150.0 million.

Note 9 - Borrowings (Details Te

Note 9 - Borrowings (Details Textual) - USD ($) $ in Millions	Jun. 30, 2024	Dec. 31, 2023
Subordinated Debt [Member]
Long-Term Debt	$ 22	$ 22

Note 9 - Borrowings - Federal H

Note 9 - Borrowings - Federal Home Loan Bank Long-term Borrowings (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Short-term borrowings, amount	$ 30,000
Short-term borrowings, weighted interest rate	5.67%
2024, amount	$ 7,100
2024, weighted interest rate	4.06%
2024, amount	$ 7,855	$ 21,167
2024, weighted interest rate	3.40%	4.25%
2025, amount		$ 7,855
2025, weighted interest rate		3.40%
Total FHLB long-term debt, amount	$ 14,955	$ 29,022
Total FHLB long-term debt, weighted interest rate	3.71%	4.02%

Note 10 - Stock Compensation _3

Note 10 - Stock Compensation Plans (Details Textual) - USD ($)	1 Months Ended		3 Months Ended			6 Months Ended
	May 31, 2023	May 31, 2018	Jun. 30, 2024	Jun. 30, 2023	Mar. 31, 2018	Jun. 30, 2024	Jun. 30, 2023
Share-Based Payment Arrangement, Option [Member]
Share-Based Payment Arrangement, Expense, after Tax			$ 20,000	$ 19,000		$ 40,000	$ 30,000
Share-Based Payment Arrangement, Expense, Tax Benefit			1,000	1,000		3,000	2,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount			$ 312,000			$ 312,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)						3 years 10 months 24 days
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period (Year)					10 years	10 years
Share-Based Payment Arrangement, Option [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)					5 years	5 years
The 2018 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		155,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)			0			0
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)						5 years
The 2018 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		38,750
Percentage of Shares May Be Granted As Restricted Stock Awards		25%
The 2018 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		116,250
The 2023 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	175,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)			10,500			10,500
The 2023 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	43,750
Percentage of Shares May Be Granted As Restricted Stock Awards	25%
The 2023 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	131,250
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)			36,000			36,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number (in shares)			224,033			224,033
The 2018 and 2023 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number (in shares)			45,000			45,000
The 2013 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)						5 years
Stock Incentive Plans [Member]
Share-Based Payment Arrangement, Expense, after Tax			$ 41,000	43,000		$ 81,000	74,000
Share-Based Payment Arrangement, Expense, Tax Benefit			9,000	$ 9,000		17,000	$ 15,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount			$ 628,000			$ 628,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)						3 years 10 months 24 days
Employee Stock Ownership Plan [Member]
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP (in shares)			0	0		0	0
Employee Stock Ownership Plan (ESOP), Compensation Expense			$ 0	$ 0		$ 0	$ 0

Note 10 - Stock Compensation _4

Note 10 - Stock Compensation Plans - Status of Shares Under the RRP and Stock Incentive Plan (Details) - The RRP and Stock Incentive Plan [Member] - Restricted Stock [Member]	6 Months Ended
	Jun. 30, 2024 $ / shares shares
Unvested, number of shares (in shares) | shares	45,000
Unvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 18
Granted, number of shares (in shares) | shares	0
Granted, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Vested, number of shares (in shares) | shares	(9,000)
Vested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 18
Forfeited, number of shares (in shares) | shares	0
Forfeited, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Unvested, number of shares (in shares) | shares	36,000
Unvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 18

Note 10 - Stock Compensation _5

Note 10 - Stock Compensation Plans - Summary of Option Activity (Details) - Share-Based Payment Arrangement, Option [Member] - The Option Plan and Stock Incentive Plan [Member] - $ / shares	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Dec. 31, 2023
Outstanding (in shares)	224,033
Outstanding, weighted average (in dollars per share)	$ 15.98
Outstanding at end of period, weighted average remaining contractual life (Year)	6 years 9 months 18 days	8 years 7 months 6 days
Granted, number of shares (in shares)	0
Granted, weighted average exercise price (in dollars per share)	$ 0
Exercised, number of shares (in shares)	0
Exercised, weighted average exercise price (in dollars per share)	$ 0
Forfeited, number of shares (in shares)	0
Forfeited, weighted average exercise price (in dollars per share)	$ 0
Outstanding (in shares)	224,033	224,033
Outstanding, weighted average (in dollars per share)	$ 15.98	$ 15.98
Exercisable at end of period (in shares)	91,533
Exercisable at end of period, weighted average exercise price (in dollars per share)	$ 13.3
Exercisable at end of period, weighted average remaining contractual life (Year)	5 years

Note 11 - Fair Value Measurem_3

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Financial Assets and Liabilities on a Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Investment securities available for sale	$ 2,020	$ 2,341
Fair Value, Recurring [Member]
Investment securities available for sale	2,020	2,341
Total fair value measurements	2,020	2,341
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Total fair value measurements	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	2,020	2,341
Total fair value measurements	2,020	2,341
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0	0
Total fair value measurements	0	0
Fair Value, Nonrecurring [Member]
Total fair value measurements	3,016
Fair Value, Nonrecurring [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	3,016
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total fair value measurements	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total fair value measurements	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total fair value measurements	2,362
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	2,362
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Government National Mortgage Association (GNMA) [Member]
Investment securities available for sale	1,965	2,268
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	1,965	2,268
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	1,965	2,268
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Federal National Mortgage Association (FNMA) [Member]
Investment securities available for sale	55	73
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	55	73
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	55	73
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	$ 0	$ 0

Note 11 - Fair Value Measurem_4

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Additional Information on Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Appraisal of Collateral [Member] - Fair Value, Inputs, Level 3 [Member] $ in Thousands	Jun. 30, 2024 USD ($)
Collateral-dependent loans	$ 2,362
Meaurement Input, Appraisal Adjustments Rate [Member] | Weighted Average [Member]
Collateral-dependent loans	0.08

Note 11 - Fair Value Measurem_5

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Reported Value Measurement [Member]
Investment in interest-earning time deposits	$ 912	$ 1,912
Loans held for sale	10,062	60,380
Loans receivable, net	593,775	603,349
Deposits	576,441	631,699
FHLB long-term borrowings	14,955	29,022
Subordinated debt	22,000	21,957
Estimate of Fair Value Measurement [Member]
Investment in interest-earning time deposits	976	1,981
Loans held for sale	10,255	62,072
Loans receivable, net	575,560	584,842
Deposits	582,126	636,946
FHLB long-term borrowings	14,929	29,001
Subordinated debt	21,339	20,666
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Investment in interest-earning time deposits	0	0
Loans held for sale	0	0
Loans receivable, net	0	0
Deposits	354,099	415,855
FHLB long-term borrowings	0	0
Subordinated debt	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Investment in interest-earning time deposits	0	0
Loans held for sale	10,255	62,072
Loans receivable, net	0	0
Deposits	0	0
FHLB long-term borrowings	0	0
Subordinated debt	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Investment in interest-earning time deposits	976	1,981
Loans held for sale	0	0
Loans receivable, net	575,560	584,842
Deposits	228,027	221,091
FHLB long-term borrowings	14,929	29,001
Subordinated debt	$ 21,339	$ 20,666