Cape Bancorp 10-Q 5 May 15 2015 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2015	4-May-15
Document and Entity Information [Abstract]
Entity Registrant Name	Cape Bancorp, Inc.
Document Type	10-Q
Current Fiscal Year End Date	-19
Entity Common Stock, Shares Outstanding		14,100,450
Amendment Flag	FALSE
Entity Central Index Key	1411303
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Well-known Seasoned Issuer	No
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets (Unaudited) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
ASSETS
Cash & due from financial institutions	$6,586	$6,785
Interest-bearing bank balances	15,590	24,687
Cash and cash equivalents	22,176	31,472
Restricted cash	28,026
Interest-bearing time deposits	9,299	9,538
Investment securities available for sale, at fair value (amortized cost of $137,526 and $149,155 respectively)	137,383	147,788
Investment securities held to maturity, at amortized cost (fair value of $16,094 and $17,746, respectively)	16,020	17,924
Loans, net of allowance of $9,164 and $9,387, respectively	772,134	770,289
Accrued interest receivable	3,204	3,196
Premises and equipment, net	19,731	19,672
Other real estate owned	4,672	5,279
Federal Home Loan Bank (FHLB) stock, at cost	9,492	7,053
Deferred income taxes	9,677	10,062
Bank owned life insurance (BOLI)	31,525	31,305
Goodwill	22,575	22,575
Intangible assets, net	320	330
Other assets	1,776	3,411
Total assets	1,088,010	1,079,894
LIABILITIES AND STOCKHOLDERS' EQUITY
Interest-bearing deposits	656,052	710,788
Noninterest-bearing deposits	94,505	86,268
Federal funds purchased and repurchase agreements	9,960	9,956
Federal Home Loan Bank borrowings	180,833	126,386
Advances from borrowers for taxes and insurance	745	711
Accrued interest payable	115	120
Other liabilities	3,783	4,787
Total liabilities	945,993	939,016
Stockholders' Equity
Common stock, $.01 par value: authorized 100,000,000 shares; issued 13,344,776 shares at March 31, 2015 and December 31, 2014; outstanding 11,483,121 shares at March 31, 2015 and 11,475,396 shares at December 31, 2014	133	133
Additional paid-in capital	128,746	128,630
Treasury stock at cost: 1,861,655 shares at March 31, 2015 and 1,869,380 shares December 31, 2014	-18,077	-18,077
Unearned ESOP shares	-7,570	-7,676
Accumulated other comprehensive loss, net	-899	-1,483
Retained earnings	39,684	39,351
Total stockholders' equity	142,017	140,878
Total liabilities & stockholders' equity	$1,088,010	$1,079,894

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets (Unaudited) (Parentheticals) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
Investment securities available for sale, amortized cost (in Dollars)	$137,526	$149,155
Investment securities held to maturity, fair value (in Dollars)	16,094	17,746
Loans allowance (in Dollars)	$9,164	$9,387
Common stock, par value (in Dollars per share)	$0.01	$0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	13,344,776	13,344,776
Common stock, shares outstanding	11,483,121	11,475,396
Treasury stock, shares	1,861,655	1,869,380

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest income:
Interest on loans	$8,843,000	$9,332,000
Taxable	411,000	426,000
Tax-exempt	99,000	89,000
Interest on mortgage-backed securities	318,000	452,000
Total interest income	9,671,000	10,299,000
Interest expense:
Interest on deposits	690,000	604,000
Interest on borrowings	615,000	598,000
Total interest expense	1,305,000	1,202,000
Net interest income before provision for loan losses	8,366,000	9,097,000
Provision for loan losses	0	2,212,000
Net interest income after provision for loan losses	8,366,000	6,885,000
Non-interest income:
Service fees	682,000	656,000
Net gains on sale of loans	30,000	116,000
Net increase from BOLI	220,000	223,000
Gain on sale of investment securities available for sale, net	114,000	1,889,000
Net gain (loss) on sale of OREO	-1,000	-8,000
Other	133,000	252,000
Total non-interest income	1,178,000	3,128,000
Non-interest expense:
Salaries and employee benefits	3,843,000	3,598,000
Occupancy expenses, net	549,000	496,000
Equipment expenses	248,000	222,000
Federal insurance premiums	186,000	208,000
Data processing	294,000	273,000
Loan related expenses	239,000	225,000
Advertising	177,000	198,000
Telecommunications	270,000	269,000
Professional services	179,000	260,000
Merger related expenses	266,000	252,000
OREO expenses	902,000	252,000
Other operating	757,000	483,000
Total non-interest expense	7,910,000	6,736,000
Income before income taxes	1,634,000	3,277,000
Income tax expense	613,000	1,249,000
Net income	$1,021,000	$2,028,000
Earnings per share (see Note 12):
Basic (in Dollars per share)	$0.10	$0.18
Diluted (in Dollars per share)	$0.09	$0.18
Weighted average number of shares outstanding:
Basic (in Shares)	10,711,939	11,157,234
Diluted (in Shares)	10,811,509	11,286,022

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Net income	$1,634,000	$3,277,000
Unrealized holding gains arising during the period on AFS securities	1,336,000	1,564,000
Increase in fair value of AFS securities sold		1,889,000
Amortization of previously unrealized loss on AFS securities transferred to HTM	105,000	35,000
Unrealized holding gains (losses) arising during the period on interest rate swap	-356,000
Less reclassification adjustment for (gain) loss on sales of securities realized in net income	-114,000	-1,889,000
Total other comprehensive income	971,000	1,599,000
Total comprehensive income	$2,605,000	$4,876,000

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Unaudited) (Parentheticals) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Income tax expense	$613,000	$1,249,000
Net income, net of tax	1,021,000	2,028,000
Increase in fair value of AFS Securities, tax effect		754,000
Increase in fair value of AFS Securities sold, net of tax		1,135,000
Amortization of previously unrealized loss on AFS securities transferred to HTM, net of tax	63,000	19,000
Unrealized holding gains (losses) arising during the period on interest rate swap,tax	-142,000
Unrealized holding gains (losses) arising during the period on interest rate swap,net tax	-214,000
Less reclassification adjustment for credit related OTTI realized in net income, tax effect	-46,000	-754,000
Less reclassification adjustment for credit related OTTI realized in net income, net of tax	-68,000	-1,135,000
Total other comprehensive income (loss), tax effect	387,000	639,000
Total other comprehensive income (loss), net of tax	584,000	960,000
Total comprehensive income, tax effect	1,000,000	1,888,000
Total comprehensive income, net of tax	1,605,000	2,988,000
Available-for-sale Securities [Member]
Unrealized holding gains (losses) arising during the period on securities, tax effect	533,000	623,000
Unrealized holding gains (losses) arising during the period on securities, net of tax	803,000	941,000
Held-to-maturity Securities [Member]
Amortization of previously unrealized loss on AFS securities transferred to HTM, tax effect	42,000	16,000
Amortization of previously unrealized loss on AFS securities transferred to HTM, net of tax	$63,000	$19,000

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Unearned ESOP Shares [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Retained Earnings [Member]	Total
In Thousands
Balance at Dec. 31, 2013	$133	$128,193	($12,035)	($8,102)	($2,951)	$35,189	$140,427
Net income						6,784	6,784
Other comprehensive income					1,468		1,468
Stock option compensation expense		448					448
Restricted stock compensation expense		23					23
Issuance of stock for stock options		-40	173				133
Cash dividends declared on common stock						-2,622	-2,622
Common stock repurchased - 602,389 shares			-6,215				-6,215
ESOP shares earned		6		426			432
Balance at Dec. 31, 2014	133	128,630	-18,077	-7,676	-1,483	39,351	140,878
Net income						1,021	1,021
Other comprehensive income					584		584
Stock option compensation expense		115					115
Restricted stock compensation expense		10					10
Cash dividends declared on common stock						-688	-688
ESOP shares earned		-9		106			97
Balance at Mar. 31, 2015	$133	$128,746	($18,077)	($7,570)	($899)	$39,684	$142,017

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) (Common Stock [Member], USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Common Stock [Member]
Cash dividends declared, per share	$0.06	$0.24
Common stock repurchased, shares (in Shares)		602,389

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities
Net income	$1,021,000	$2,028,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	0	2,212,000
Net (gain) loss on the sale of loans	-30,000	-116,000
Net (gain) loss on the sale of other real estate owned	1,000	8,000
Write-down of other real estate owned	799,000	90,000
Net (gain) loss on sale of investments	-114,000	-1,889,000
Earnings on BOLI	-220,000	-223,000
Proceeds from sales of loans	193,000	185,000
Depreciation and amortization	575,000	605,000
ESOP and stock-based compensation expense	222,000	229,000
Deferred income taxes	-4,000
Changes in assets and liabilities that (used) provided cash:
Accrued interest receivable	-7,000	-134,000
Other assets	1,272,000	-288,000
Accrued interest payable	-5,000	12,000
Other liabilities	-1,003,000	-3,761,000
Net cash provided by (used in) operating activities	2,700,000	-1,042,000
Cash flows from investing activities
Change in restricted cash	-28,026,000
Proceeds from sales of AFS securities	9,590,000	1,889,000
Proceeds from calls, maturities, and principal repayments of AFS securities	11,102,000	6,002,000
Purchases of AFS securities	-6,998,000	-7,689,000
Purchases of HTM securities		-1,177,000
Redemption (Purchase) of Federal Home Loan Bank stock	-2,439,000	212,000
Proceeds from sale of other real estate owned	5,000	877,000
(Increase) decrease in interest-bearing time deposits	239,000	-207,000
(Increase) decrease in loans, net	-2,227,000	852,000
Purchases of premises and equipment	-289,000	-78,000
Net cash (used in) provided by investing activities	-19,043,000	681,000
Cash flows from financing activities
Net increase (decrease) in deposits	-46,499,000	3,566,000
Increase in advances from borrowers for taxes and insurance	34,000	60,000
Increase (decrease) in long-term borrowings	-5,000,000
Increase (decrease) in short-term borrowings	59,200,000	-4,700,000
Purchase of Treasury stock		-1,840,000
Proceeds from exercise of shares from stock options		17,000
Dividends paid on common stock	-688,000	-724,000
Net cash provided by (used in) financing activities	7,047,000	-3,621,000
Net increase (decrease) in cash and cash equivalents	-9,296,000	-3,982,000
Cash and cash equivalents at beginning of year	31,472,000	24,861,000
Cash and cash equivalents at end of year	22,176,000	20,879,000
Cash paid during period for:
Interest	1,310,000	1,190,000
Income taxes, net of refunds	15,000
Supplementary disclosure of non-cash investing activities:
AFS investment security sales that settle after quarter-end		2,000,000
AFS investment security purchase commitments that settle during the period		4,189,000
Transfers from AFS to HTM investment securities		7,614,000
Transfers between loans and loans held for sale, net		4,550,000
Transfers from loans to other real estate owned	$199,000	$44,000

Note_1_Organization

Note 1 - Organization	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1 – ORGANIZATION
	Cape Bancorp, Inc. (the “Company”) is a Maryland corporation that was incorporated on September 14, 2007 for the purpose of becoming the holding company of Cape Bank.
	Cape Bank (the “Bank”) is a New Jersey-chartered stock savings bank. The Bank provides a complete line of business and personal banking products. Following its April 1, 2015 acquisition of Colonial Financial Services and Colonial Bank FSB, Vineland, New Jersey, Cape Bank operates through its twenty-one full service offices located throughout Atlantic, Cape May, Cumberland and Gloucester counties in New Jersey, including its main office located at 225 North Main Street, Cape May Court House, New Jersey, one drive-up teller/ATM operation in Atlantic County, three market development offices (“MDOs”) located in Burlington, Cape May and Atlantic Counties in New Jersey, and two MDOs in Pennsylvania servicing the five county Philadelphia market located in Radnor, Delaware County and in Philadelphia (opened in Center City in January 2015). On March 31, 2015, the Bank entered into an agreement to purchase Sun National Bank’s branch located in Hammonton, New Jersey. The branch purchase, subject to the receipt of regulatory approvals and the satisfaction of customary closing conditions is expected to be completed in the third quarter of 2015.
	The Bank faces significant competition in attracting deposits and originating loans. Our most direct competition for deposits historically has come from the many financial institutions operating in our market area, including commercial banks, savings banks, savings and loan associations and credit unions, and, to a lesser extent, from other financial service companies, such as brokerage firms and insurance companies. The Bank is subject to regulations of certain state and federal agencies, and accordingly, the Bank is periodically examined by such regulatory authorities. As a consequence of the regulation of commercial banking activities, the Bank’s business is particularly susceptible to future state and federal legislation and regulations.

Note_2_Summary_of_Significant_

Note 2 - Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
Significant Accounting Policies [Text Block]	NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Basis of Financial Statement Presentation: The accounting and reporting policies of the Bank conform to accounting principles generally accepted in the United States of America (US GAAP).
	We have prepared the consolidated financial statements included herein pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). We have condensed or omitted certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with GAAP pursuant to such rules and regulations. These financial statements should be read in conjunction with the financial statements and notes thereto included in our latest Annual Report on Form 10-K. The results of operations for the interim periods are not necessarily indicative of the results for the full year.
	The consolidated financial statements include the accounts of Cape Bancorp, Inc. and its subsidiaries, all of which are wholly-owned. Significant intercompany balances and transactions have been eliminated. Certain prior period amounts may have been reclassified to conform to current year presentations. The consolidated financial statements, as of and for the periods ended March 31, 2015 and 2014, have not been audited by the Company’s independent registered public accounting firm. In the opinion of management, all accounting entries and adjustments, including normal recurring accruals, necessary for a fair presentation of the financial position and the results of operations for the periods presented have been made. Events occurring subsequent to the date of the balance sheet have been evaluated for potential recognition or disclosure in the consolidated financial statements through the date of the filing of the consolidated financial statements with the SEC.
	Use of Estimates: To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ.
	Cash and Cash Equivalents: For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, overnight deposits, federal funds sold and interest-bearing bank balances. The Federal Reserve Bank required reserves of $715,000 as of March 31, 2015, and $659,000 as of December 31, 2014 are included in these balances.
	Restricted Cash: As of March 31, 2015, restricted cash consisted of $28.0 million, set aside for the cash portion of the acquisition of Colonial Financial Services, Inc. by Cape Bancorp.
	Interest-Bearing Time Deposits: Interest-bearing time deposits are held to maturity, are carried at cost and have original maturities greater than three months.
	Investment Securities: The Bank classifies investment securities as either available-for-sale (“AFS”) or held-to-maturity (“HTM”). Investment securities classified as AFS are carried at fair value with unrealized gains and losses excluded from earnings and reported in a separate component of equity, net of related income tax effects. Investment securities classified as HTM are carried at cost, adjusted for amortization of premium and accretion of discount over the term of the related investments, using the level yield method. Investment securities are classified as HTM when management has the positive intent and ability to hold them to maturity. In March 2014, the Bank reclassified a portion of AFS securities to HTM as these securities may have been particularly susceptible to changes in fair value as a result of market volatility. Gains and losses on sales of investment securities are recognized upon realization utilizing the specific identification method.
	When the fair value of a debt security has declined below the amortized cost at the measurement date, if an entity intends to sell a security or is more likely than not to sell the security before the recovery of the security’s cost basis, the entity must recognize the other-than-temporary impairment (OTTI) in earnings. For a debt security with a fair value below the amortized cost at the measurement date where it is more likely than not that an entity will not sell the security before the recovery of its cost basis, but an entity does not expect to recover the entire cost basis of the security, the security is classified as OTTI. The related OTTI loss on the debt security will be recognized in earnings to the extent of the credit losses, with the remaining impairment loss recognized in accumulated other comprehensive income. In estimating OTTI losses, management considers: the length of time and extent that fair value of the security has been less than the cost of the security, the financial condition and near term prospects of the issuer, cash flow, stress testing analysis on securities, when applicable, and the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value.
	On February 27, 2014, the Company sold its remaining portion of collateralized debt obligation (“CDO”) securities with a book value of zero, resulting in a pre-tax gain of $1.9 million.
	Loans Held for Sale (“HFS”): From time to time, certain commercial loans are transferred from the loan portfolio to HFS, and are carried at the lower of aggregate cost or fair market value. The fair values are based on the amounts offered for these loans in currently pending sales transactions, or as determined by outstanding commitments from investors. Write-downs on loans transferred to HFS are charged to the allowance for loan losses. Subsequent declines in fair value, if any, are charged to operating income and the HFS balance is reduced. Gains and losses on sales of loans are based on the difference between the selling price and the carrying value of the related loans sold.
	Loans and Allowance for Loan Losses: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at the amount of unpaid principal, net of unearned interest, deferred loan fees and costs, and reduced by an allowance for loan losses. Interest on loans is accrued and credited to operations based upon the principal amounts outstanding. Loan origination fees and certain direct origination costs are deferred and amortized over the life of the related loans as an adjustment to the yield on loans receivable in a manner which approximates the interest method. The allowance for loan losses is established through a provision for loan losses charged to operations. The allowance for loan losses is comprised of both loan pool valuation allowances and individual valuation allowances. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely.
	Recognition of interest income is discontinued when, in the opinion of management, the collectability of the loan becomes doubtful. A commercial loan is classified as non-accrual when the loan is 90 days or more delinquent, or when in the opinion of management, the collectability of such loan is in doubt. Consumer and residential loans are classified as non-accrual when the loan is 90 days or more delinquent with a loan to value ratio greater than 60 percent.
	All interest accrued, but not received, for loans placed on non-accrual, is reversed against interest income. Interest received on such loans is accounted for as a reduction of the principal balance until qualifying for return to accrual. Commercial loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Payments are generally applied to reduce the principal balance but, in certain situations, the application of payments may vary. Consumer and residential loans are returned to accrual status when their delinquency becomes less than 90 days and/or the loan to value ratio is less than 60 percent.
	The allowance for loan losses is maintained at an amount management deems appropriate to cover probable incurred losses. In determining the level to be maintained, management evaluates many factors including historical loss experience, the borrowers’ ability to repay and repayment performance, current economic trends, estimated collateral values, industry experience, industry loan concentrations, changes in loan policies and procedures, changes in loan volume, delinquency and troubled asset trends, loan management and personnel, internal and external loan review, total credit exposure of the individual or entity, and external factors including competition, legal, regulatory and seasonal factors. In the opinion of management, the allowance is appropriate to absorb probable loan losses. While management uses the best information available to make such evaluations, future adjustments to the allowance may be necessary. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for losses on loans. Such agencies may require the Bank to recognize additions to the allowance based on their judgment about information available to them at the time of their examination. Charge-offs to the allowance are made when the loan is transferred to other real estate owned or a determination of loss is made.
	A loan is impaired when, based on current information and events, it is probable that a creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Included in the Company’s loan portfolio are modified loans. Per the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”), Topic 310-40, “Troubled Debt Restructurings by Creditors” (“FASB ASC 310-40”), a loan restructuring is one in which the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that the creditor would not otherwise consider, such as providing for a below market interest rate and/or forgiving principal or previously accrued interest. This restructuring may stem from an agreement or may be imposed by law, and may involve a multiple note structure. Prior to the restructuring, if the loans which are modified as a troubled debt restructuring (“TDR”) are already classified as non-accrual, these loans may only be returned to performing (i.e. accrual status) after considering the borrower’s sustained repayment performance for a reasonable amount of time, generally six months. This sustained repayment performance may include the period of time just prior to the restructuring. At March 31, 2015, TDRs totaled $6.0 million, of which $5.0 million were accruing TDRs and $1.0 million were non-accruing TDRs. This compares to $5.7 million of TDRs at December 31, 2014, of which $4.9 million were accruing TDRs and $819,000 were non-accruing TDRs. (See Note 4 – Loans Receivable).
	In determining an appropriate amount for the allowance, the Bank segments and evaluates the loan portfolio based on collateral. The following portfolio classes have been identified:
	Commercial Secured by Real Estate: Commercial real estate properties primarily include office and medical buildings, retail space, restaurants, multifamily and warehouse or flex space. Some properties are considered “mixed use” as they are a combination of building types, such as an apartment building that may also have retail space. Multifamily loans are expected to be repaid from the cash flow of the underlying property so the collective amount of rents must be sufficient to cover all operating expenses, property management and maintenance, taxes and debt service. Increases in vacancy rates, interest rates or other changes in general economic conditions can all have an impact on the borrower and their ability to repay the loan. Commercial real estate loans are generally considered to have a higher degree of credit risk than multifamily loans as they may be dependent on the ongoing success and operating viability of a fewer number of tenants who are occupying the property and who may have a greater degree of exposure to economic conditions.
	Commercial Term Loans: Commercial term loans are term loans to operating companies for business purposes. These loans are generally secured by real estate or business assets such as accounts receivable, inventory and equipment. These loans are typically repaid first by the cash flow generated by the borrower’s business operation. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and resulting positive cash flow. Factors that may influence a business’s profitability include, but are not limited to, demand for its products or services, quality and depth of management, degree of competition, regulatory changes, and general economic conditions. Commercial term and lines of credit loans are generally secured by business assets; however, the ability of the Bank to foreclose and realize sufficient value from the assets is often highly uncertain.
	Construction: Construction loans are granted to experienced and reputable local builders and developers that have the capital and liquidity to carry a project to completion and stabilization. Construction loans are considered riskier than commercial financing on improved and established commercial real estate and loans for the purchase of existing residential properties. The risk of potential loss increases if the original cost estimates or estimated time to complete the project vary significantly from the actual costs or length of time in which the project was completed.
	Other Commercial: The Bank provides commercial lines of credit loans to operating companies for business purposes. The loans are generally secured by business assets such as accounts receivable, inventory and equipment. These loans are typically repaid first by the cash flow generated by the borrower’s business operation. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and resulting positive cash flow. Factors that may influence a business’s profitability include, but are not limited to, demand for its products or services, quality and depth of management, degree of competition, regulatory changes, and general economic conditions. Commercial lines of credit loans are generally secured by business assets; however, the ability of the Bank to foreclose and realize sufficient value from the assets is often highly uncertain.
	Non-Profit: The Bank provides a variety of types of loans, real estate based, term, and, or lines of credit to non-profit organizations. These loans are consistent with the criteria indicated previously for these similar types of loans, although a non-profit organization may have additional sources of financial support in the form of foundations and, or, endowments. As these loans are exposed to the same economic conditions as other similarly structured loans, the additional financial resources results in a lower risk profile.
	Residential Mortgage: Effective December 31, 2013, the Bank exited the residential mortgage loan origination business. Prior to December 31, 2013, the Bank originated one-to-four family residential mortgage loans within or near its primary geographic market area. The mortgage loans are secured by first liens on the primary residence or investment property. Primary risk characteristics associated with residential mortgage loans typically involve major living or lifestyle changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. In addition, residential mortgage loans that have adjustable rates could expose the borrower to higher debt service requirements in a rising interest rate environment. Further, real estate values could drop significantly and cause the value of the property to fall below the loan amount, creating additional potential exposure for the Bank.
	Home Equity & Lines of Credit: The Bank provides home equity loans and lines of credit in the form of amortizing home equity loans or revolving home equity lines of credit against one to four family residences within or near its primary geographic market. Primary risk characteristics associated with home equity lines of credit typically involve major living or lifestyle changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. In addition, home equity lines of credit typically are made with variable or floating interest rates, such as the Prime Rate, which could expose the borrower to higher debt service requirements in a rising interest rate environment. Further, real estate values could drop significantly and cause the value of the property to fall below the loan amount, creating additional potential exposure for the Bank.
	Other Consumer: These are loans to individuals for household, family and other personal expenditures. This also represents all other loans that cannot be categorized in any of the previous mentioned loan segments.
	Other Real Estate Owned (“OREO”): Real estate acquired as a result of foreclosure or by deed in lieu of foreclosure is classified as other real estate owned and is initially recorded at the estimated fair market value, less the estimated cost to sell, at the date of foreclosure, thereby establishing a new cost basis. If the fair value declines subsequent to foreclosure, an OREO write-down is recorded through expense and the OREO balance is lowered to reflect the current fair value. Operating costs after acquisition are expensed.
	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 10 to 39 years. Furniture, fixtures and equipment are depreciated using the straight-line (or accelerated) method with useful lives ranging from 3 to 7 years.
	Federal Home Loan Bank of New York (“FHLB”) Stock: The Bank is a member of the FHLB of New York. Members are required to own a certain amount of stock based on the level of borrowings and other factors. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Cash dividends are reported as income.
	Derivative Instruments and Hedging Activities: Derivatives used to hedge the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. As part of its asset/liability management strategies, the Bank uses interest rate swaps to hedge variability in future cash flows caused by changes in interest rates. For derivatives designated as cash flow hedges, the effective portion of changes in the fair value of the derivative is initially reported in other comprehensive income or loss and subsequently reclassified into earnings in the period during which the hedged forecasted transaction affects earnings, and the ineffective portion of changes in the fair value of the derivative is recognized directly in earnings. We formally document our risk management objectives, strategy, and the relationship between the hedging instrument and the hedged item. We evaluate the effectiveness of the hedge relationship, both at inception of the hedge and on an ongoing basis, by comparing the changes in the cash flows of the derivative hedging instrument with the changes in the cash flows of the designated hedged item or transaction. Derivatives not designated as hedges do not meet the hedge accounting requirements under U.S. GAAP.
	Goodwill and Other Intangible Assets: Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible assets and liabilities and identifiable intangible assets. Goodwill is assessed at least annually for impairment and any such impairment will be recognized in the period identified. The annual goodwill assessment for 2015 will be performed in the fourth quarter. In the interim, the Company will continue to evaluate goodwill on a quarterly basis utilizing the methodology required for an annual goodwill assessment.
	Other intangible assets consist of core deposit intangible assets arising from whole bank acquisitions. They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives, which range from 5 to 13 years. Other intangible assets also include loan servicing rights which are amortized on the level yield method over the life of the loan. Other intangible assets are assessed at least annually for impairment and any such impairment will be recognized in the period identified.
	Bank Owned Life Insurance (“BOLI”): The Bank has an investment in bank owned life insurance. BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees and directors. The Bank is the owner and beneficiary of the policies and in accordance with FASB ASC Topic 325, “Investments in Insurance Contracts”, the amount recorded is the cash surrender value, which is the amount realizable.
	Loan Commitments and Related Financial Instruments: Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
	Defined Benefit Plan: The Bank participates in the Pentegra Defined Benefit Plan for Financial Institutions (The “Pentegra DB Plan”), a tax-qualified defined benefit pension plan. The Pentegra DB Plan’s Employer Identification Number is 13-5645888, and the Plan Number is 333. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra DB Plan.
	The plan was amended to freeze participation to new employees commencing January 1, 2008. Employees who became eligible to participate prior to January 1, 2008, will continue to accrue a benefit under the plan. The Bank accrues pension costs as incurred. The plan was further amended to freeze benefits as of December 31, 2008 for all employees eligible to participate prior to January 1, 2008.
	401(k) Plan: The Bank maintains a tax-qualified defined contribution plan for all salaried employees of Cape Bank who have satisfied the 401(k) Plan’s eligibility requirements. Effective January 1, 2012, the Bank eliminated the matching contribution formula and replaced it with a discretionary form of matching contribution.
	Employee Stock Ownership Plan (“ESOP”): The cost of shares issued to the ESOP, but not yet earned is shown as a reduction of equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts and the shares become outstanding for earnings per share computations. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares are used to reduce the annual ESOP debt service. As of March 31, 2015, 222,138 shares have been allocated to eligible participants in the Cape Bank Employee Stock Ownership Plan.
	Stock Benefit Plan: The Company has an Equity Incentive Plan (the “Stock Benefit Plan”) under which incentive and non-qualified stock options, stock appreciation rights (SARs) and restricted stock awards (RSAs) may be granted periodically to certain employees and directors. The fair value of the restricted stock is the market value of the stock on the date of grant. Under the fair value method of accounting for stock options, the fair value is measured on the date of grant using the Black-Scholes option pricing model with market assumptions. This amount is amortized as salaries and employee benefits expense on a straight-line basis over the vesting period. Option pricing models require the use of highly subjective assumptions, including expected stock price volatility, which, if changed, can significantly affect fair value estimates.
	Income Taxes: Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. The principal types of accounts resulting in differences between assets and liabilities for financial statement and tax purposes are the allowance for loan losses, deferred compensation, deferred loan fees, charitable contributions, depreciation and OTTI charges. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. A valuation allowance is recorded against net deferred tax assets when management has concluded that it is not more likely than not that a portion or all will be realized. Management considers several factors in determining whether a portion, or all, of the valuation allowance should be reversed such as the level of historical taxable income, projections for future taxable income over the periods in which the deferred tax assets are deductible and tax planning strategies.
	Under FASB Interpretation No. 48, Accounting for Uncertainty in Income Taxes, included in FASB ASC Subtopic 740-10—Income Taxes—Overall, the Company recognizes the effect of income tax positions only if those positions are more likely than not of being sustained. Recognized income tax positions are measured at the largest amount that is greater than 50% likely of being realized. Changes in recognition or measurement are reflected in the period in which the change in judgment occurs.
	The Company records interest and penalties related to uncertain tax positions as non-interest expense.
	Earnings Per Share: Basic earnings per common share is the net income divided by the weighted average number of common shares outstanding during the period. ESOP shares are not considered outstanding for this calculation unless earned. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock option and restricted stock awards, if any.
	Comprehensive Income (Loss): Comprehensive income (loss) includes net income as well as certain other items which result in a change to equity during the period. Other comprehensive income includes unrealized gains and losses on securities available for sale which are also recognized as separate components of equity and unrealized holding gains and losses arising during the period on interest rate swaps. (See the Consolidated Statement of Changes in Comprehensive Income).
	Operating Segments: While the chief decision makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
	Treasury Stock: Stock held in the treasury by the Company is accounted for using the cost method, which treats stock held in treasury as a reduction to total stockholders’ equity. As shares of treasury stock are reissued to satisfy stock option exercises, the shares are issued using the average cost basis of the shares in the treasury at the time of issuance. At March 31, 2015, 1,861,655 shares were held in the treasury at an average repurchase price of $9.67 per share.
	Effect of Newly Issued Accounting Standards: In July 2013, the FASB issues ASU No. 2013-10, “Derivatives and Hedging (Topic 815): Inclusion of the Federal Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes (a consensus) of the FASB emerging Issues Task Force). The guidance permits the Federal Funds Effective Swap Rate to be used as a benchmark interest rate for hedge accounting purposes, in addition to interest rates on direct Treasury obligations and the London Interbank Offered Rate (“LIBOR”). The Company adopted this guidance on May 2, 2014 with no significant impact on the Company’s financial statements.
	In January 2014, the FASB issued ASU 2014-04 “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.”  The amendments in ASU 2014-04 are intended to reduce diversity in practice by clarifying when an in-substance repossession or foreclosure occurs, that is, when a creditor such as the Bank should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate property recognized.  Additionally, the amendments in ASU 2014-04 require interim and annual disclosure of both the amount of foreclosed residential real estate property held by a creditor and the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  For public entities, such as the Company, the amendments are effective for interim and annual reporting periods beginning after December 15, 2014.  ASU 2014-04 did not have a material impact on the Company’s financial position, results of operations or disclosures.
	In May 2014, the FASB issued an update (ASU 2014-09, Revenue from Contracts with Customers) creating FASB Topic 606, “Revenue from Contracts with Customers”.  The guidance in this update affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of non-financial assets unless those contracts are within the scope of other standards (for example, insurance contracts or lease contracts).  The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services.  The guidance provides steps to follow to achieve the core principle.  An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers.  Qualitative and quantitative information is required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract.  The amendments in this update become effective for annual periods and interim periods within those annual periods beginning after December 15, 2016.  The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements.

Note_3_Investment_Securities

Note 3 - Investment Securities	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 – INVESTMENT SECURITIES
	The amortized cost, gross unrealized gains or losses and the fair value of the Bank’s investment securities available-for-sale and held-to-maturity at March 31, 2015 and December 31, 2014 are as follows:
		Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
		(in thousands)
	31-Mar-15
	Investment securities available-for-sale
	Debt securities
	U.S. Government and agency obligations	$	37,979	$	40		$	(126	)	$	37,893
	Municipal bonds		7,858		82			(8	)		7,932
	Collateralized debt obligations		-		-			-			-
	Corporate bonds		23,813		136			(4	)		23,945
	Total debt securities	$	69,650	$	258		$	(138	)	$	69,770
	Equity securities
	CRA Qualified Investment Fund	$	8,000	$	-		$	(150	)	$	7,850
	Total equity securities	$	8,000	$	-		$	(150	)	$	7,850
	Mortgage-backed securities
	GNMA pass-through certificates	$	1	$	-		$	-		$	1
	FHLMC pass-through certificates		3,096		-			(7	)		3,089
	FNMA pass-through certificates		8,862		18			-			8,880
	Collateralized mortgage obligations		47,917		247			(371	)		47,793
	Total mortgage-backed securities	$	59,876	$	265		$	(378	)	$	59,763
	Total securities available-for-sale	$	137,526	$	523		$	(666	)	$	137,383
	Investment securities held-to-maturity
	Debt securities
	Municipal bonds	$	10,058	$	159		$	(31	)	$	10,186
	U.S. Government and agency obligations	$	5,962	$	-		$	(54	)	$	5,908
	Total debt securities	$	16,020	$	159		$	(85	)	$	16,094
	Total securities held-to-maturity	$	16,020	$	159		$	(85	)	$	16,094
		Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
		(in thousands)
	31-Dec-14
	Investment securities available-for-sale
	Debt securities
	U.S. Government and agency obligations	$	39,978	$	16		$	(560	)	$	39,434
	Municipal bonds		8,288		46			(17	)		8,317
	Collateralized debt obligations		-		-			-			-
	Corporate bonds		23,836		15			(73	)		23,778
	Total debt securities	$	72,102	$	77		$	(650	)	$	71,529
	Equity securities
	CRA Qualified Investment Fund	$	5,000	$	-		$	(183	)	$	4,817
	Total equity securities	$	5,000	$	-		$	(183	)	$	4,817
	Mortgage-backed securities
	GNMA pass-through certificates	$	2,103	$	113		$	-		$	2,216
	FHLMC pass-through certificates		3,464		7			(13	)		3,458
	FNMA pass-through certificates		9,729		33			(16	)		9,746
	Collateralized mortgage obligations		56,757		62			(797	)		56,022
	Total mortgage-backed securities	$	72,053	$	215		$	(826	)	$	71,442
	Total securities available-for-sale	$	149,155	$	292		$	(1,659	)	$	147,788
	Investment securities held-to-maturity
	Debt securities
	Municipal bonds	$	10,065	$	139		$	(56	)	$	10,148
	U.S. Government and agency obligations	$	7,859	$	-		$	(261	)	$	7,598
	Total debt securities	$	17,924	$	139		$	(317	)	$	17,746
	Total securities held-to-maturity	$	17,924	$	139		$	(317	)	$	17,746
	Proceeds from sales of securities available for sale were $9.6 million and $1.9 million for the three months ended March 31, 2015 and 2014, respectively. Gross gains of $114,000 and $1.9 million were realized on security sales during the three months ended March 31, 2015 and 2014, respectively. Proceeds from security calls, maturities, and return of principal were $11.1 million and $6.0 million for the three months ended March 31, 2015 and 2014, respectively.
	Securities having a fair value of approximately $75.6 million and $79.9 million at March 31, 2015 and December 31, 2014, respectively, were pledged to secure public deposits, Federal Home Loan Bank and other borrowings. The Bank did not hold any trading securities during the three months ended March 31, 2015 or during the twelve months ended December 31, 2014.
	On March 3, 2014, $7.6 million of agency debt securities were transferred from available-for-sale (“AFS”) to held-to-maturity (“HTM”) at fair value which the Bank has the ability and positive intent to hold to maturity. Additionally, the Bank expects to recover the recorded investment and thus realize no gains or losses when the issuer pays the amount promised through maturity. Each transfer was done at fair value and any previously unrealized gain or loss will be amortized or accreted to investment securities in the consolidated statements of operation. The unrealized holding gain or loss at March 3, 2014 related to this transfer, will continue to be reported in a separate component of shareholders’ equity and will be amortized or accreted over the remaining life of the security as an adjustment of yield in a manner consistent with the amortization or accretion of any premium or discount, and will result in no net effect to the investment yield. These securities had gross unrealized losses at the time of transfer of $377,000 of which $276,000 was in a loss position for less than 12 months. There were no securities transferred from AFS to HTM during the three month period ending March 31, 2015.
	The table below indicates the length of time individual securities have been in a continuous unrealized loss position at March 31, 2015:
		Less Than 12 Months					12 Months or Longer						Total
	Description of Securities	Fair Value					Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
				Unrealized Losses
							(in thousands)
	U.S. Government and agency obligations	$	21,931	$	(67	)	$	12,886		$	(113	)	$	34,817	$	(180	)
	Municipal bonds		4,370		(19	)		1,274			(20	)		5,644		(39	)
Corporate bonds		4,013		(4	)		-			-			4,013		(4	)
CRA Qualified Investment Fund		-		-			7,850			(150	)		7,850		(150	)
Mortgage-backed securities		10,469		(57	)		17,705			(321	)		28,174		(378	)
Total temporarily impaired investment securities	$	40,783	$	(147	)	$	39,715		$	(604	)	$	80,498	$	(751	)
The table below indicates the length of time individual securities have been in a continuous unrealized loss position at December 31, 2014:
	Less Than 12 Months					12 Months or Longer						Total
Description of Securities	Fair Value					Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
			Unrealized Losses
						(in thousands)
U.S. Government and agency obligations	$	8,958	$	(42	)	$	34,214		$	(779	)	$	43,172	$	(821	)
Municipal bonds		3,098		(17	)		3,824			(56	)		6,922		(73	)
Corporate bonds		17,730		(73	)		-			-			17,730		(73	)
CRA Qualified Investment Fund		-		-			4,817			(183	)		4,817		(183	)
Mortgage-backed securities		15,903		(53	)		39,571			(773	)		55,474		(826	)
Total temporarily impaired investment securities	$	45,689	$	(185	)	$	82,426		$	(1,791	)	$	128,115	$	(1,976	)
Management evaluates investment securities to determine if they are OTTI on at least a quarterly basis. The evaluation process applied to each security includes, but is not limited to, the following factors: whether the security is performing according to its contractual terms, determining if there has been an adverse change in the expected cash flows for investments within the scope of FASB Accounting Standards Codification (ASC) Topic 325, “Investments Other”, the length of time and the extent to which the fair value has been less than cost, whether the Company intends to sell, or would more likely than not be required to sell an impaired debt security before a recovery of its amortized cost basis, credit rating downgrades, the percentage of performing collateral that would need to default or defer to cause a break in yield and/or a temporary interest shortfall, and a review of the underlying issuers. Additionally, and consistent with FDIC regulations, management, prior to acquiring and periodically thereafter, evaluates various factors of corporate securities that may include but is not limited to the following; evaluate that the risk of default is low and consistent with bonds of similar quality, evaluate the capacity to pay, understand applicable market demographics/economics and understand current levels and trends in operating margins, operating efficiency, profitability, return on assets and return on equity.
At March 31, 2015, the Company’s investment securities portfolio consisted of 158 securities, 55 of which were in an unrealized loss position. The securities consist of investments that are backed by the U.S. Government or U.S. sponsored agencies which the government has affirmed its commitment to support, and municipal obligations which had unrealized losses that were caused by changing credit spreads in the market as a result of the current economic environment. Because the Company has no intention to sell these securities, nor is it more likely than not that we will be required to sell the securities, the Company does not consider these investments to be OTTI.
On a quarterly basis, we evaluate our investment securities for OTTI. As required by FASB ASC Topic No. 320, “Investments – Debt and Equity Securities,” if we do not intend to sell a debt security, and it is not more likely than not that we will be required to sell the security, an OTTI write-down is separated into a credit loss portion and a portion related to all other factors. The credit loss portion is recognized in earnings as net OTTI losses, and the portion related to all other factors is recognized in accumulated other comprehensive income, net of taxes. The credit loss portion is defined as the difference between the amortized cost of the security and the present value of the expected future cash flows for the security. If the intent is to sell a debt security or if it is more likely than not that we will be required to sell the security, then the security is written down to its fair market value as a net OTTI loss in earnings. The Company has evaluated these securities and determined that the decreases in estimated fair value are temporary. The Company’s estimate of projected cash flows it expected to receive was more than the securities’ carrying value, resulting in no impairment charge to earnings for the three months ended March 31, 2015.
On February 27, 2014, the Company sold its remaining portion of CDOs having a zero book balance which resulted in a pre-tax gain of $1.9 million.
The amortized cost and fair value of debt securities and mortgage-backed securities available for sale at March 31, 2015, by contractual maturities, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
	Available for Sale					Held to Maturity
	Amortized Cost		Fair Value			Amortized Cost			Fair Value
	(in thousands)					(in thousands)
Due within one year or less	$	-	$	-		$	-		$	-
Due after one year but within five years		54,291		54,368			2,454			2,453
Due after five years but within ten years		15,359		15,402			11,861			11,921
Due after ten years		-		-			1,705			1,720
Equity securities		8,000		7,850			-			-
Mortgage-backed securities		59,876		59,763			-			-
Total investment securities	$	137,526	$	137,383		$	16,020		$	16,094
The following table presents a summary of the cumulative credit related OTTI charges recognized as components of earnings for CDO securities still held by the Company at March 31, 2015 and March 31, 2014:
	For the three months ended March 31,
	2015		2014
Beginning balance of cumulative credit losses on CDO securities	$	-	$	(14,501	)
Additional credit losses for which other than temporary impairment was previously recognized		-		-
Sale of OTTI securities		-		14,501
Credit loss recognized due to change to intent to sell		-		-
Ending balance of cumulative credit losses on CDO securities	$	-	$	-

Note_4_Loans_Receivable

Note 4 - Loans Receivable	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 – LOANS RECEIVABLE
	Loans receivable consist of the following:
			March 31,			December 31,
			2015			2014
			(in thousands)
	Commercial secured by real estate		$	431,145		$	422,194
	Commercial term loans			24,354			25,366
	Construction			17,620			19,399
	Other commercial			30,668			33,314
	Residential mortgage			232,529			234,561
	Home equity loans and lines of credit			44,629			44,312
	Other consumer loans			525			769
	Loans receivable, gross			781,470			779,915
	Less:
	Allowance for loan losses			9,164			9,387
	Deferred loan fees			172			239
	Loans receivable, net		$	772,134		$	770,289
	The following table summarizes activity related to the allowance for loan losses by category for the three months ended March 31, 2015:
			At or for the three months ended March 31, 2015
			(in thousands)
			Commercial Secured by Real Estate			Commercial Term Loans			Construction			Other Commercial (1)			Residential Mortgage			Home Equity & Lines of Credit			Other Consumer			Unallocated			Total
	Balance at beginning of year		$	5,671		$	597		$	138		$	782		$	1,550		$	288		$	11		$	350		$	9,387
	Charge-offs			(170	)		-			-			-			(54	)		(22	)		(7	)		-			(253	)
	Recoveries			19			-			-			-			-			3			8			-			30
	Provision for loan losses			299			(195	)		9			(181	)		53			20			(5	)		-			-
	Balance at end of year		$	5,819		$	402		$	147		$	601		$	1,549		$	289		$	7		$	350		$	9,164
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated		$	304		$	-		$	-		$	-		$	85		$	7		$	-		$	-		$	396
	Collectively evaluated			5,515			402			147			601			1,464			282			7			350			8,768
	Total allowance for loan losses		$	5,819		$	402		$	147		$	601		$	1,549		$	289		$	7		$	350		$	9,164
	Loans
	Individually evaluated		$	10,297		$	-		$	-		$	303		$	2,988		$	299		$	-		$	-		$	13,887
	Collectively evaluated			420,848			24,354			17,620			30,365			229,541			44,330			525			-			767,583
	Total loans		$	431,145		$	24,354		$	17,620		$	30,668		$	232,529		$	44,629		$	525		$	-		$	781,470
	During the first quarter of 2014, the Bank transferred $5.3 million of classified commercial loans to loans held for sale. The loans were written-down $1.8 million to the value of the collateral supporting the loans, as the Bank was pursuing the sale of these assets. These assets were sold during the second quarter of 2014 and, as a result, the Bank recorded an additional $16,000 write-down on these assets in the second quarter of 2014.
	The following table summarizes activity related to the allowance for loan losses by category for the year ended December 31, 2014:
			At or for the Year ended December 31, 2014
			(in thousands)
			Commercial Secured by Real Estate			Commercial Term Loans			Construction			Other Commercial (1)			Residential Mortgage			Home Equity & Lines of Credit			Other Consumer			Unallocated			Total
	Balance at beginning of year		$	6,554		$	420		$	227		$	600		$	865		$	160		$	4		$	500		$	9,330
	Charge-offs			(1,276	)		-			-			-			(107	)		(100	)		(63	)		-			(1,546	)
	Write-downs on loans transferred to HFS			-			(825	)		-			(965	)		-			-			-			-			(1,790	)
	Recoveries			299			-			-			-			50			3			27			-			379
	Provision for loan losses			94			1,002			(89	)		1,147			742			225			43			(150	)		3,014
	Balance at end of year		$	5,671		$	597		$	138		$	782		$	1,550		$	288		$	11		$	350		$	9,387
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated		$	271		$	-		$	-		$	-		$	26		$	-		$	-		$	-		$	297
	Collectively evaluated			5,400			597			138			782			1,524			288			11			350			9,090
	Total allowance for loan losses		$	5,671		$	597		$	138		$	782		$	1,550		$	288		$	11		$	350		$	9,387
	Loans
	Individually evaluated		$	10,447		$	-		$	-		$	303		$	2,301		$	400		$	-		$	-		$	13,451
	Collectively evaluated			411,747			25,366			19,399			33,011			232,260			43,912			769			-			766,464
	Total loans		$	422,194		$	25,366		$	19,399		$	33,314		$	234,561		$	44,312		$	769		$	-		$	779,915
	(1) includes commercial lines of credit
	The following table summarizes activity related to the allowance for loan losses by category for the three months ended March 31, 2014:
			At or for the three months ended March 31, 2014
			(in thousands)
			Commercial Secured by Real Estate			Commercial Term Loans			Construction			Other Commercial (1)			Residential Mortgage			Home Equity & Lines of Credit			Other Consumer			Unallocated			Total
	Balance at beginning of year		$	6,554		$	420		$	227		$	600		$	865		$	160		$	4		$	500		$	9,330
	Charge-offs			(178	)		-			-			-			-			(68	)		(15	)		-			(261	)
	Write-downs on loans transferred to HFS			-			(809	)		-			(965	)		-			-			-			-			(1,774	)
	Recoveries			220			-			-			-			-			-			9			-			229
Provision for loan losses			824			651			102			853			(192	)		17			7			(50	)		2,212
Balance at end of year		$	7,420		$	262		$	329		$	488		$	673		$	109		$	5		$	450		$	9,736
Impairment evaluation
Allowance for loan losses
Individually evaluated		$	130		$	-		$	-		$	-		$	44		$	-		$	-		$	-		$	174
Collectively evaluated			7,290			262			329			488			629			109			5			450			9,562
Total allowance for loan losses		$	7,420		$	262		$	329		$	488		$	673		$	109		$	5		$	450		$	9,736
Loans
Individually evaluated		$	8,929		$	-		$	-		$	303		$	1,874		$	465		$	-		$	-		$	11,571
Collectively evaluated			414,634			19,195			14,823			35,675			243,779			42,148			753			-			771,007
Total loans		$	423,563		$	19,195		$	14,823		$	35,978		$	245,653		$	42,613		$	753		$	-		$	782,578
(1) includes commercial lines of credit
Impaired loans at March 31, 2015 and December 31, 2014 were as follows:
		March 31,			December 31,
		2015			2014
		(in thousands)
Non-accrual loans (1)		$	8,136		$	7,857
Loans delinquent greater than 90 days and still accruing			443			401
Troubled debt restructured loans			4,981			4,855
Loans less than 90 days and still accruing			327			338
Total impaired loans		$	13,887		$	13,451
-1	Non-accrual loans in the table above include TDRs totaling $1.0 million at March 31, 2015 and $819,000 at December 31, 2014.
		For the three months ended March 31,
		2015			2014
		(in thousands)
Average recorded investment of impaired loans		$	13,362		$	11,164
Interest income recognized during impairment		$	69		$	60
Cash basis interest income recognized		$	-		$	-
At March 31, 2015, non-performing loans had a principal balance of $8.6 million compared to $8.3 million at December 31, 2014. Loan balances past due 90 days or more and still accruing interest, but which management expects will eventually be paid in full, amounted to approximately $443,000 at March 31, 2015 and $401,000 at December 31, 2014.
Impaired loans include loans whose contractual terms have been restructured in a manner that grants a concession to a borrower experiencing financial difficulties. In accordance with applicable accounting guidance (FASB ASC 310-40), these modified loans are considered TDRs. See Note 2 of the Notes to Consolidated Financial Statements for further information regarding TDRs.
The following table provides a summary of TDRs by performing status:
		31-Mar-15									31-Dec-14
Troubled Debt Restructurings		Non-accruing			Accruing			Total			Non-accruing			Accruing			Total
		(in thousands)									(in thousands)
Commercial secured by real estate		$	725		$	3,807		$	4,532		$	733		$	3,471		$	4,204
Residential mortgage			281			1,174			1,455			86			1,384			1,470
Total TDRs		$	1,006		$	4,981		$	5,987		$	819		$	4,855		$	5,674
The following table presents new TDRs for the three months ended March 31, 2015 and 2014:
		For the three months ended March 31, 2015									For the three months ended March 31, 2014
Troubled Debt Restructurings		Number of Contracts			Pre-Modification Recorded Investment			Post-Modification Recorded Investment			Number of Contracts			Pre-Modification Recorded Investment			Post-Modification Recorded Investment
		(dollars in thousands)
Commercial secured by real estate			2		$	2,490		$	2,490			1		$	2,178		$	2,170
Residential mortgage			-			-			-			-			-			-
Total TDRs			2		$	2,490		$	2,490			1		$	2,178		$	2,170
The following tables present, by class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured during the three months ended March 31, 2015 and during the year ended December 31, 2014:
		For the three months ended March 31, 2015
		(dollars in thousands)
		Reductions in Interest Rate and Maturity Date						Reductions in Interest Rate and Principal Amount						Maturity Date Extension						Maturity Date Extension and Interest Rate Reduction						Deferral of Principal Amount Due and Shortened Maturity Date					Total Concessions Granted
		No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount		No. of Loans		Amount
Accruing TDRs:
Commercial secured by real estate			-		$	-			-		$	-			-		$	-			2		$	2,490			-		$	-		2	$	2,490
Residential mortgage			-			-			-			-			-			-			-			-			-			-		-		-
Total accruing TDRs			-		$	-			-		$	-			-		$	-			2		$	2,490			-		$	-		2	$	2,490
Non-accruing TDRs:
Commercial secured by real estate			-		$	-			-		$	-			-		$	-			-		$	-			-		$	-		-	$	-
Residential mortgage			-			-			-			-			-			-			-			-			-			-		-		-
Total non-accruing TDRs			-		$	-			-		$	-			-		$	-			-		$	-			-		$	-		-	$	-
Total TDRs:
Commercial secured by real estate			-		$	-			-		$	-			-		$	-			2		$	2,490			-		$	-		2	$	2,490
Residential mortgage			-			-			-			-			-			-			-			-			-			-		-		-
Total TDRs			-		$	-			-		$	-			-		$	-			2		$	2,490			-		$	-		2	$	2,490
		Year ended December 31, 2014
		(dollars in thousands)
		Reductions in Interest Rate and Maturity Date						Reductions in Interest Rate and Principal Amount						Maturity Date Extension						Maturity Date Extension and Interest Rate Reduction						Deferral of Principal Amount Due and Shortened Maturity Date					Total Concessions Granted
		No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount		No. of Loans		Amount
Accruing TDRs:
Commercial secured by real estate			3		$	1,197			-		$	-			1		$	45			1		$	2,170			-		$	-		5	$	3,412
Residential mortgage			-			-			-			-			2			779			-			-			1			200		3		979
Total accruing TDRs			3		$	1,197			-		$	-			3		$	824			1		$	2,170			1		$	200		8	$	4,391
Non-accruing TDRs:
Commercial secured by real estate			-		$	-			-		$	-			-		$	-			-		$	-			-		$	-		-	$	-
Residential mortgage			-			-			-			-			-			-			-			-			1			87		1		87
Total non-accruing TDRs			-		$	-			-		$	-			-		$	-			-		$	-			1		$	87		1	$	87
Total TDRs:
Commercial secured by real estate			3		$	1,197			-		$	-			1		$	45			1		$	2,170			-		$	-		5	$	3,412
Residential mortgage			-			-			-			-			2			779			-			-			2			287		4		1,066
Total TDRs			3		$	1,197			-		$	-			3		$	824			1		$	2,170			2		$	287		9	$	4,478
The following table presents TDRs that defaulted within the quarters ended March 31, 2015 and 2014, where the loan had been modified within twelve months:
		For the three months ended						For the three months ended
		31-Mar-15						31-Mar-14
Troubled Debt Restructurings That Subsequently Defaulted		Number of Contracts			Recorded Investment			Number of Contracts			Recorded Investment
		(dollars in thousands)
Commercial secured by real estate			-		$	-			-		$	-
Residential mortgage			1			197			-			-
Total			1		$	197			-		$	-
A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. Some loan modifications classified as TDRs may not ultimately result in the full collection of principal and interest, as modified, and may result in potential incremental losses. These potential incremental losses have been factored into our overall allowance for loan losses estimate. The level of any re-defaults will likely be affected by future economic conditions. Once a loan becomes a TDR, it will continue to be reported as a TDR until it is repaid in full, reclassified to loans held for sale, foreclosed, sold or it meets the criteria to be removed from TDR status. Included in the allowance for loan losses at March 31, 2015 and December 31, 2014 was an impairment reserve for TDRs in the amount of $237,000 and $192,000, respectively. At March 31, 2015, there are no commitments to extend additional funds to loans that are TDRs.
The following table presents impaired loans at March 31, 2015:
31-Mar-15		Recorded Investment (1)			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Recognized
		(in thousands)
Impaired loans with a related allowance
Commercial secured by real estate		$	4,649		$	5,561		$	304		$	4,531		$	42
Commercial term loans			-			-			-			-			-
Construction			-			-			-			-			-
Other commercial			-			-			-			-			-
Residential mortgage			781			840			85			414			2
Home equity loans and lines of credit			67			91			7			67			-
Other consumer loans			-			-			-			-			-
Impaired loans with a related allowance		$	5,497		$	6,492		$	396		$	5,012		$	44
Impaired loans with no related allowance
Commercial secured by real estate		$	5,648		$	7,118		$	-		$	5,734		$	6
Commercial term loans			-			-			-			-			-
Construction			-			-			-			-			-
Other commercial			303			376			-			303			-
Residential mortgage			2,207			2,272			-			2,084			16
Home equity loans and lines of credit			232			266			-			229			3
Other consumer loans			-			-			-			-			-
Impaired loans with no related allowance		$	8,390		$	10,032		$	-		$	8,350		$	25
Total impaired loans
Commercial secured by real estate		$	10,297		$	12,679		$	304		$	10,265		$	48
Commercial term loans			-			-			-			-			-
Construction			-			-			-			-			-
Other commercial			303			376			-			303			-
Residential mortgage			2,988			3,112			85			2,498			18
Home equity loans and lines of credit			299			357			7			296			3
Other consumer loans			-			-			-			-			-
Total impaired loans		$	13,887		$	16,524		$	396		$	13,362		$	69
-1	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
The following table presents impaired loans at December 31, 2014:
31-Dec-14		Recorded Investment (1)			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Recognized
		(in thousands)
Impaired loans with a related allowance
Commercial secured by real estate		$	4,432		$	4,938		$	271		$	3,679		$	160
Commercial term loans			-			-			-			-			-
Construction			-			-			-			-			-
Other commercial			-			-			-			-			-
Residential mortgage			193			193			26			198			7
Home equity loans and lines of credit			-			-			-			-			-
Other consumer loans			-			-			-			-			-
Impaired loans with a related allowance		$	4,625		$	5,131		$	297		$	3,877		$	167
Impaired loans with no related allowance
Commercial secured by real estate		$	6,015		$	7,781		$	-		$	4,682		$	64
Commercial term loans			-			-			-			-			-
Construction			-			-			-			-			-
Other commercial			303			376			-			303			-
Residential mortgage			2,108			2,233			-			1,644			86
Home equity loans and lines of credit			400			507			-			354			4
Other consumer loans			-			-			-			-			-
Impaired loans with no related allowance		$	8,826		$	10,897		$	-		$	6,983		$	154
Total impaired loans
Commercial secured by real estate		$	10,447		$	12,719		$	271		$	8,361		$	224
Commercial term loans			-			-			-			-			-
Construction			-			-			-			-			-
Other commercial			303			376			-			303			-
Residential mortgage			2,301			2,426			26			1,842			93
Home equity loans and lines of credit			400			507			-			354			4
Other consumer loans			-			-			-			-			-
Total impaired loans		$	13,451		$	16,028		$	297		$	10,860		$	321
-1	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
The following table presents loans by past due status at March 31, 2015:
31-Mar-15		30-59 Days Delinquent			60-89 Days Delinquent			90 Days or More Delinquent and Accruing			Total Delinquent and Accruing			Non-accrual			Current			Total Loans
		(in thousands)
Commercial secured by real estate		$	-		$	482		$	-		$	482		$	6,163		$	424,500		$	431,145
Commercial term loans			-			-			-			-			-			24,354			24,354
Construction			-			-			-			-			-			17,620			17,620
Other commercial			-			-			-			-			303			30,365			30,668
Residential mortgage			376			64			211			651			1,603			230,275			232,529
Home equity loans and lines of credit			95			186			232			513			67			44,049			44,629
Other consumer loans			-			-			-			-			-			525			525
Total		$	471		$	732		$	443		$	1,646		$	8,136		$	771,688		$	781,470
The following table presents loans by past due status at December 31, 2014:
31-Dec-14		30-59 Days Delinquent			60-89 Days Delinquent			90 Days or More Delinquent and Accruing			Total Delinquent and Accruing			Non-accrual			Current			Total Loans
		(in thousands)
Commercial secured by real estate		$	769		$	402		$	-		$	1,171		$	6,638		$	414,385		$	422,194
Commercial term loans			-			-			-			-			-			25,366			25,366
Construction			-			-			-			-			-			19,399			19,399
Other commercial			-			-			-			-			303			33,011			33,314
Residential mortgage			2,047			253			171			2,471			745			231,345			234,561
Home equity loans and lines of credit			244			182			230			656			171			43,485			44,312
Other consumer loans			-			-			-			-			-			769			769
Total		$	3,060		$	837		$	401		$	4,298		$	7,857		$	767,760		$	779,915
The Company categorizes loans, when the loan is initially underwritten, into risk categories based on relevant information about the ability of borrowers to service their debt. The assessment considers numerous factors including, but not limited to, current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. Annually, this analysis includes loans with an outstanding balance greater than $250,000 and non-homogeneous loans, such as commercial and commercial real estate loans. The Company uses the following definitions for risk ratings:
Risk Rating 1-5—Acceptable credit quality ranging from High Pass (cash or near cash as collateral) to Management Attention/Pass (acceptable risk) with some deficiency in one or more of the following areas: management experience, debt service coverage levels, balance sheet leverage, earnings trends, the industry of the borrower and annual receipt of current borrower financial information.
Risk Rating 6— Special Mention reflects loans that management believes warrant special consideration and may be loans that are delinquent or current in their payments. These loans have potential weakness which increases their risk to the bank and have shown some signs of weakness but have fallen short of being a Substandard loan.
Management believes that the Substandard category is best considered in four discrete classes: RR 7; RR 8; RR 9; and RR 10.
Risk Rating 7—The class is mostly populated by customers that have a history of repayment (less than 2 delinquencies in the past year) but exhibit a well-defined weakness.
Risk Rating 8—These are loans that share many of the characteristics of the RR 7 loans as they relate to cash flow and/or collateral, but have the further negative of chronic delinquencies. These loans have not yet declined in quality to require a FASB ASC Topic No. 310 Receivables analysis, but nonetheless this class has a greater likelihood of migration to a more negative risk rating.
Risk Rating 9—These loans are impaired loans, are current and accruing, and in some cases are TDRs. They have had a FASB ASC Topic No. 310 Receivables analysis completed.
Risk Rating 10—These loans have undergone a FASB ASC Topic No. 310 Receivables analysis. For those that have a FASB ASC Topic No. 310 Receivables analysis, no general reserve is allowed. More often than not, those loans in this class with specific reserves have had the reserve placed by Management pending information to complete a FASB ASC Topic No. 310 Receivables analysis. Upon completion of the FASB ASC Topic No. 310 Receivables analysis reserves are adjusted or charged-off.
For homogeneous loan pools, such as residential mortgages, home equity lines of credit and term loans, and other consumer loans, the Company uses payment status to identify the credit risk in these loan portfolios. Payment status is reviewed on a daily basis by the Bank’s collection area and on a monthly basis with respect to determining the adequacy of the allowance for loan losses. The payment status of these homogeneous pools at March 31, 2015 and December 31, 2014 is included in the aging of the recorded investment of past due loans table. In addition, the total non-performing portion of these homogeneous loan pools at March 31, 2015 and December 31, 2014 is presented in the recorded investment in nonaccrual loans.
The following tables present commercial loans by credit quality indicator:
		Risk Ratings
31-Mar-15		Grades 1-5			Grade 6			Grade 7			Grade 8			Grade 9			Grade 10			Total
		(in thousands)
Commercial secured by real estate		$	414,397		$	5,453		$	2,106		$	1,353		$	1,673		$	6,163		$	431,145
Commercial term loans			24,224			130			-			-			-			-			24,354
Construction			17,620			-			-			-			-			-			17,620
Other commercial			29,428			937			-			-			-			303			30,668
		$	485,669		$	6,520		$	2,106		$	1,353		$	1,673		$	6,466		$	503,787
		Risk Ratings
31-Dec-14		Grades 1-5			Grade 6			Grade 7			Grade 8			Grade 9			Grade 10			Total
		(in thousands)
Commercial secured by real estate		$	406,006		$	5,021		$	2,142		$	1,055		$	1,332		$	6,638		$	422,194
Commercial term loans			25,211			155			-			-			-			-			25,366
Construction			19,399			-			-			-			-			-			19,399
Other commercial			31,972			1,039			-			-			-			303			33,314
		$	482,588		$	6,215		$	2,142		$	1,055		$	1,332		$	6,941		$	500,273

Note_5_Fair_Value

Note 5 - Fair Value	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	NOTE 5 – FAIR VALUE
	FASB ASC Topic No. 820, “Fair Value Measurements and Disclosures” establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	Fair value measurement of securities available for sale is based upon quoted prices, if available. If quoted prices are not available, fair values are generally measured using independent pricing models or other model-based valuation techniques that include market inputs, such as benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers, reference data and industry and economic events. Level 1 securities include an investment fund that is traded by dealers or brokers in active over-the-counter markets. Level 2 securities include securities issued by government sponsored agencies, securities issued by certain state and political subdivisions, residential mortgage-backed securities, collateralized mortgage obligations, and corporate bonds.
	Assets and Liabilities Measured on a Recurring Basis
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
			Fair Value Measurements at March 31, 2015							Fair Value Measurements at December 31, 2014
			Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Significant Other Observable Inputs		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Significant Other Observable Inputs
			(Level 1)		(Level 2)			(Level 3)		(Level 1)		(Level 2)			(Level 3)
			(in thousands)							(in thousands)
	Investment securities available for sale:
	U.S. Government and agency obligations		$	-	$	37,893		$	-	$	-	$	39,434		$	-
	Municipal bonds			-		7,932			-		-		8,317			-
	Corporate bonds			-		23,945			-		-		23,778			-
	CRA Qualified Investment Fund			7,850		-			-		4,817		-			-
	Mortgage-backed securities			-		59,763			-		-		71,442			-
	Total securities available for sale		$	7,850	$	129,533		$	-	$	4,817	$	142,971		$	-
	Interest rate swaps			-		(1,185	)		-		-		(829	)		-
	Total measured on a recurring basis		$	7,850	$	128,348		$	-	$	4,817	$	142,142		$	-
	The table below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended March 31, 2015 and 2014:
			Fair Value Measurements Using
			Significant Unobservable Inputs
			(Level 3)
			CDO Securities Available for Sale
			Three months ended March 31,
			2015		2014
			(in thousands)
	Beginning balance		$	-	$	-
	Accretion of discount			-		-
	Increase in fair value of CDO investments sold			-		(1,889	)
	Reduction in Accumulated OTTI on sale			-		-
	Realized gain (loss) on sale/redemption			-		1,889
	Unrealized holding gain (loss)			-		-
	Other-than-temporary impairment included in earnings			-		-
	Ending balance		$	-	$	-
	Assets and Liabilities Measured on a Non-Recurring Basis
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:
			Fair Value Measurements at March 31, 2015							Fair Value Measurements at December 31, 2014
			Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Significant Other Unobservable Inputs		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Significant Other Unobservable Inputs
			(Level 1)		(Level 2)			(Level 3)		(Level 1)		(Level 2)			(Level 3)
			(in thousands)							(in thousands)
	Assets:
	Impaired loans (1):
	Commercial secured by real estate		$	-	$	-		$	3,469	$	-	$	-		$	3,761
	Commercial term loans			-		-			-		-		-			-
	Construction			-		-			-		-		-			-
	Other commercial			-		-			60		-		-			60
	Residential mortgage			-		-			874		-		-			176
	Home equity loans			-		-			241		-		-			212
	Total impaired loans		$	-	$	-		$	4,644	$	-	$	-		$	4,209
	Other real estate owned:
	Commercial		$	-	$	854		$	2,573	$	-	$	100		$	4,127
	Residential mortgage			-		-			1,245		-		6			1,046
	Total other real estate owned		$	-	$	854		$	3,818	$	-	$	106		$	5,173
	Loans held for sale		$	-	$	-		$	-	$	-	$	-		$	-
	Assets held for sale		$	-	$	-		$	-	$	-	$	-		$	-
	-1	Includes non-accrual loans, loans delinquent greater than 90 days and still accruing, loans less than 90 days delinquent and still accruing and troubled debt restructured loans.
	At the time a loan is considered impaired, it is valued at the lower of cost or fair value. This value is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments may relate to location, square footage, condition, amenities, market rate of leases, if any, as well as the timing of comparable sales. The fair value of the loan is compared to the carrying value to determine if any write-down or specific reserve is required. On a quarterly basis, impaired loans are evaluated for additional impairment and adjusted accordingly. Because the Company has a small amount of impaired loans and OREO measured at fair value, the impact of unobservable inputs on the Company’s financial statements is not material.
	On an annual basis, management compares the actual selling price of any collateral that has been sold to the most recent appraised value to determine what additional adjustment should be made to the appraisal value to arrive at the fair value for other properties. The most recent analysis performed indicated that a discount up to 7 percent should be applied to appraisals on properties. The discount is determined based on the nature of the underlying properties, aging of appraisal and other factors.
	Fair valued impaired loans with allocated allowance for loan losses at March 31, 2015, had a carrying amount of $4.6 million, which is made up of the outstanding balance of $4.8 million, net of a valuation allowance of $159,000. These balances do not include $5.0 million of impaired loans that are measured using the discounted cash flow method and are not collateral dependent.
	Other real estate owned properties are recorded at the estimated fair market value, less the estimated cost to sell, at the date of foreclosure. Fair market value is estimated by using professional real estate appraisals subject to similar adjustments previously mentioned and may be subsequently adjusted based upon real estate broker opinions. Often these values are based on contract of sale or offers, which could result in a Level 2 assignment.
	As discussed above, the fair value of impaired loans and other real estate owned is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable.
The following disclosure of estimated fair value amounts has been determined by the Bank using available market information and appropriate valuation methodologies. However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
		At March 31, 2015
				Fair Value Measurements
				Quoted Prices
				in Active			Significant		Significant
				Markets			Other		Other
				for Identical			Observable		Unobservable
		Carrying		Assets			Inputs		Inputs
		Amount		(Level 1)			(Level 2)		(Level 3)
		(in thousands)
Assets
Cash and cash equivalents		$	22,176	$	6,586		$	15,590	$	-
Restricted cash		$	28,026	$	-		$	28,026	$	-
Interest-bearing time deposits		$	9,299	$	-		$	9,313	$	-
Loans receivable, net of allowance		$	772,134	$	-		$	-	$	773,932
Investment securities AFS		$	137,383	$	7,850		$	129,533	$	-
Investment securities HTM		$	16,020	$	-		$	16,094	$	-
FHLB Stock		$	9,492	n/a			n/a		n/a
Accrued interest receivable		$	3,204	$	-		$	531	$	2,673
Liabilities
Savings deposits		$	93,287	$	-		$	93,287	$	-
Checking and money market deposits		$	453,700	$	94,505		$	359,195	$	-
Certificates of deposit		$	203,570	$	-		$	206,830	$	-
Borrowings		$	190,793	$	-		$	194,140	$	-
Accrued interest payable		$	115	$	-		$	115	$	-
		At December 31, 2014
				Fair Value Measurements
				Quoted Prices
				in Active			Significant		Significant
				Markets			Other		Other
				for Identical			Observable		Unobservable
		Carrying		Assets			Inputs		Inputs
		Amount		(Level 1)			(Level 2)		(Level 3)
		(in thousands)
Assets
Cash and cash equivalents		$	31,472	$	6,785		$	24,687	$	-
Interest-bearing time deposits		$	9,538	$	-		$	9,522	$	-
Loans receivable, net of allowance		$	770,289	$	-		$	-	$	773,636
Investment securities AFS		$	147,788	$	4,817		$	142,971	$	-
Investment securities HTM		$	17,924	$	-		$	17,746	$	-
FHLB Stock		$	7,053	n/a			n/a		n/a
Accrued interest receivable		$	3,196	$	-		$	639	$	2,557
Liabilities
Savings deposits		$	91,948	$	-		$	91,948	$	-
Checking and money market deposits		$	460,177	$	86,268		$	373,909	$	-
Certificates of deposit		$	244,931	$	-		$	245,301	$	-
Borrowings		$	136,342	$	-		$	139,463	$	-
Accrued interest payable		$	120	$	-		$	120	$	-
The carrying amount is the estimated fair value for cash and cash equivalents, interest bearing deposits, and accrued interest receivable and payable. Noninterest-bearing cash and cash equivalents and noninterest-bearing deposit liabilities are classified as Level 1, whereas interest-bearing cash and cash equivalents and interest-bearing deposit liabilities are classified as Level 2. Accrued interest receivable and payable are classified as either Level 2 or Level 3 based on the classification level of the asset or liability with which the accrued interest is associated.
Loans held for sale — The fair value of residential mortgage loans is based on the price secondary markets are currently offering for similar loans using observable market data. The fair value is equal to the carrying value, since the time from when a loan is closed and settled is generally not more than two weeks. The fair value of loans transferred from the loan portfolio is based on the amounts offered for these loans in currently pending sales transactions, outstanding commitments from investors, or current market valuation appraisals. Loans held for sale are not included in non-performing loans.
Loans — The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals. The fair values of loans not impaired is estimated by discounting the estimated future cash flows using the Company’s interest rates currently offered for loans with similar terms to borrowers of similar credit quality which is not an exit price under FASB ASC Topic No. 820, “Fair Value Measurements and Disclosures”. The carrying value and fair value of loans include the allowance for loan losses.
FHLB stock — It is not practical to determine the fair value of FHLB stock due to restrictions placed on transferability.
Deposits — The fair value of deposits with no stated maturity, such as money market deposit accounts, checking accounts and savings accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is equivalent to the rate currently offered by the Company for deposits of similar size, type and maturity.
Borrowings — The fair value of borrowings, which includes Federal Home Loan Bank of New York advances and securities sold under agreement to repurchase, is based on the discounted value of contractual cash flows. The discount rate is equivalent to the rate currently offered for borrowings of similar maturity and terms.
Derivatives — The fair value of the Company’s interest rate swap was estimated using Level 2 inputs. The fair value was determined using third party prices that are based on discounted cash flow analyses using observed market interest rate curves and volatilities.
The Company’s unused loan commitments, standby letters of credit and undisbursed loans have no carrying amount and have been estimated to have no realizable fair value. Historically, a majority of the unused loan commitments have not been drawn upon.
The fair value estimates presented herein are based on pertinent information available to management as of March 31, 2014. Although management is not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since that date and, therefore, current estimates of fair value may differ significantly from the amounts presented herein.

Note_6_Other_Real_Estate_Owned

Note 6 - Other Real Estate Owned	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Real Estate Owned [Text Block]	NOTE 6 – OTHER REAL ESTATE OWNED
	At March 31, 2015, other real estate owned (OREO) totaled $4.7 million and consisted of nine residential properties (including five building lots) and ten commercial properties. At December 31, 2014, OREO totaled $5.3 million and consisted of nine residential properties (including five building lots) and ten commercial properties.
	For the three months ended March 31, 2015, the Company added one residential property to OREO with a carrying value of $199,000. During the current quarter, the Company sold one residential OREO property with a carrying value of $6,000.
	Net expenses applicable to OREO were $902,000 for the three month period ending March 31, 2015, which included OREO valuation write-downs of $799,000, taxes and insurance totaling $73,000, and $30,000 of miscellaneous expenses. Net losses on the sale of OREO totaled $1,000 for the three months ended March 31, 2015. For the three months ended March 31, 2014, net expenses applicable to OREO totaled $252,000 which included OREO valuation write-downs totaling $90,000, taxes and insurance totaling $82,000, and $80,000 of miscellaneous expenses. Net losses on the sale of OREO totaled $8,000 for the three months ended March 31, 2014.
	As of the date of this filing, the Company has agreements of sale for five OREO properties with an aggregate carrying value totaling $1.4 million, although there can be no assurance that these sales will be completed. In addition, in the second quarter of 2015 until the date of this filing, the Company has sold two commercial OREO properties with an aggregate carrying value of $483,000. The Company recorded a net gain of $106,000 related to these second quarter 2015 sales.

Note_7_Deposits

Note 7 - Deposits	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Deposit Liabilities Disclosures [Text Block]	NOTE 7 – DEPOSITS
	Deposits are as follows:
			March 31,		December 31,
			2015		2014
			(in thousands)
	Savings accounts		$	93,287	$	91,948
	Interest-bearing checking and money market deposits (1)			359,195		373,909
	Non-interest bearing checking			94,505		86,268
	Certificates of deposit $250,000 or less			184,116		194,641
	Certificates of deposit more than $250,000			19,454		50,290
	Total deposits		$	750,557	$	797,056
		-1	Includes municipal deposit accounts totaling $87.8 million, or 11.7% of total deposits at March 31, 2015 and $96.2 million, or 12.1% of total deposits at December 31, 2014.

Note_8_Borrowings

Note 8 - Borrowings	3 Months Ended
	Mar. 31, 2015
Debt Disclosure [Abstract]
Debt Disclosure [Text Block]	NOTE 8 – BORROWINGS
	The Bank’s FHLB borrowings totaled $180.8 million and $126.4 million at March 31, 2015 and December 31, 2014, respectively, and repurchase agreements totaled $10.0 million for both periods.

Note_9_Derivatives_and_Hedging

Note 9 - Derivatives and Hedging Activities	3 Months Ended
	Mar. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 9 – DERIVATIVES AND HEDGING ACTIVITIES
	The Bank is exposed to certain risks relating to its ongoing business operations. The primary risk managed by using derivative instruments is interest rate risk. An interest rate swap was entered into to manage interest rate risk associated with the Bank’s variable rate borrowings. The interest rate swap on the variable rate borrowing was designated as a cash flow hedge and was a negotiated over the counter contract. For derivatives designated as cash flow hedges, the effective portion of changes in the fair value of the derivative is initially reported in other comprehensive income or loss and subsequently reclassified into earnings in the period during which the hedged forecasted transaction affects earnings, and the ineffective portion of changes in the fair value of the derivative is recognized directly in earnings. The unrealized holding loss on the interest rate swap was $356,000 for the three months ended March 31, 2015. There was no reclassification from other comprehensive to interest income nor the ineffective portion through non-interest income for the three months ended March 31, 2015. The contract was entered into by the Bank with a counterparty, and the specific agreement of terms were negotiated, including the amount, the interest rate, and the maturity.
	The Bank is exposed to credit-related losses in the event of non-performance by the counterparties to the agreements. The Bank controls the credit risk through monitoring procedures and does not expect the counterparty to fail their obligations. The Bank only deals with primary dealers and believes that the credit risk inherent in this contract was not significant during and at period end.
	At March 31, 2015, the Bank had a forecasted interest rate swap agreement to receive from the counterparty at 1 month LIBOR and to pay interest to the counterparty at a fixed rate of 3.368% on a notional amount of $19.0 million. The effective date of the transaction is May 17, 2017 and the maturity date is May 17, 2023. Beginning May 17, 2014, for the first three years, no cash flows will be exchanged and for the following seven years the Bank will pay a fixed interest rate of 3.368% and the counterparty will pay the Bank 1 month LIBOR. The hedging strategy converts the LIBOR based floating interest on a certain FHLB advance to a fixed interest rate, thereby protecting the Bank from floating interest rate variability. The following table presents information regarding our derivative financial instrument at March 31, 2015 and December 31, 2014.
		At March 31, 2015					At December 31, 2014
		Notional Amount		Fair Value			Notional Amount		Fair Value
		(in thousands)					(in thousands)
	Derivatives
	Interest rate swap	$	19,000	$	(1,185	)	$	19,000	$	(829	)

Note_10_Income_Taxes

Note 10 - Income Taxes	3 Months Ended
	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	NOTE 10 – INCOME TAXES
	For the three months ended March 31, 2015, the Company recorded a net tax expense of $613,000 compared to a net tax expense of $1.2 million for the three months ended March 31, 2014.
	For more information about our income taxes, read Note 12, “Income Taxes,” in our 2014 Annual Report to Shareholders.

Note_11_Stock_Benefit_Plan

Note 11 - Stock Benefit Plan	3 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	NOTE 11 – STOCK BENEFIT PLAN
	The Company has an Equity Incentive Plan under which incentive and non-qualified stock options, stock appreciation rights (SARs), and restricted stock awards (RSAs) may be granted periodically to certain employees and directors. Generally, stock options are granted with an exercise price equal to fair market value at the date of grant and expire in 10 years from the date of grant. Generally, stock options granted vest over a five-year period commencing on the first anniversary of the date of grant. Under the plan, 1,331,352 stock options are available to be issued. Forfeited options are returned to the plan and are available for issuance.
	During the first three months of 2015, the Company issued 12,500 incentive stock options to certain employees at a grant price of $9.15 per share. During the first quarter of 2014, there were no incentive stock options issued.
	Stock option activity for the three months ended March 31, 2015 and 2014 was as follows:
		For the three months ended March 31,
		2015								2014
		Number of Options			Weighted Average Exercise Price			Weighted Average Remaining Contractual Life (years)		Number of Options				Weighted Average Exercise Price		Weighted Average Remaining Contractual Life (years)
	Outstanding at January 1		696,960		$	7.79					710,960			$	7.64
	Granted		12,500		$	9.15					-			$	-
	Forfeited		(590	)	$	7.68					(8,000	)		$	7.27
	Exercised		-		$	-					(2,000	)		$	8.43
	Outstanding at March 31 (1)		708,870		$	7.81		5.8			700,960			$	7.71	6.6
	Exercisable at March 31		493,786		$	7.56		5.4			377,266			$	7.5	6.3
	Aggregate Intrinsic Value of Exercisable Options at March 31	$	987,700							$	1,319,400
	(1)  Expected forfeitures are immaterial.
	The expected average risk-free rate is based on the U.S. Treasury yield curve on the day of grant. The expected average life represents the weighted average period of time that options granted are expected to be outstanding giving consideration to vesting schedules and expected option exercise activity. Expected volatility is based on historical volatilities of the Company’s common stock as well as the historical volatility of the stocks of the Company’s peer banks. The expected dividend yield is based on the expected dividend yield over the life of the option and the Company’s historical information. The following table presents the weighted average per share fair value of options granted during the periods presented, and the assumptions used based on the Black-Sholes option pricing methodology. There were no options granted in the first quarter of 2014.
		For the three months ended
		March 31,
	Assumption	2015			2014
	Expected average risk-free interest rate		1.49	%		0	%
	Expected average life (in years)		6.5			-
	Expected volatility		36.74	%		0	%
	Expected dividend yield		2.62	%		0	%
	Weighted average per share fair value	$	2.55		$	-
	Restricted stock activity for the three months ended March 31, 2015 and 2014 was as follows:
		For the three months ended March 31,
		2015							2014
		Restricted Common Shares			Weighted Average Fair Value at Grant Date				Restricted Common Shares				Weighted Average Fair Value at Grant Date
	Outstanding at January 1		4,950		$	8.44				7,425			$	8.44
	Granted		9,000		$	8.75				-			$	-
	Vested		-		$	-				-			$	-
	Forfeited		(1,275	)	$	8.52				-			$	-
	Outstanding at March 31		12,675		$	8.44				7,425			$	8.44
	At March 31, 2015, unrecognized compensation costs on unvested stock options and restricted stock awards was $513,000 which will be amortized on a straight-line basis over the remaining vesting period.
	Stock-based compensation expense and related tax effects recognized in connection with unvested stock options and restricted stock awards for the three months ended March 31, 2015 and 2014 was as follows:
		For the three months ended March 31,
		2015			2014
					(in thousands)
	Compensation expense:
	Common stock options	$	115		$	111
	Restricted common stock		10			6
	Total compensation expense		125			117
	Tax benefit		4			2
	Net income effect	$	121		$	115
	As of March 31, 2015, 969,950 options were issued and 559,302 options were available for issuance. As of March 31, 2015, based on the option agreements, there were 493,786 incentive stock options exercisable.

Note_12_Earnings_Per_Share

Note 12 - Earnings Per Share	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	NOTE 12 – EARNINGS PER SHARE
	Basic earnings per common share is the net income (loss) divided by the weighted average number of common shares outstanding during the period. ESOP shares are not considered outstanding for this calculation unless earned. Diluted earnings per share includes the dilutive effect of additional potential common shares issuable under stock option and restricted stock awards, if any.
	As of March 31, 2015, options to purchase 708,870 shares were outstanding and dilutive, and accordingly, were included in determining diluted earnings per common share. In addition, 12,675 shares of restricted stock were outstanding and dilutive, and accordingly, were included in determining diluted earnings per common share. As of March 31, 2014, options to purchase 700,960 shares were outstanding and dilutive, and accordingly, were included in determining diluted earnings per common share. In addition, 7,425 shares of restricted stock were outstanding and dilutive, and accordingly were included in determining diluted earnings per common share. The following is the calculation of basic earnings per share for the three months ended March 31, 2015 and 2014.
		For the three months ended March 31,
		2015		2014
		(in thousands, except share data)
	Net income	$	1,021	$	2,028
	Weighted average shares outstanding		10,711,939		11,157,234
	Basic earnings per share	$	0.1	$	0.18
	Diluted weighted average shares outstanding		10,811,509		11,286,022
	Diluted basic earnings per share	$	0.09	$	0.18

Note_13_Regulatory_Matters

Note 13 - Regulatory Matters	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 13 – REGULATORY MATTERS
	As of March 31, 2015, the Bank was categorized as “Well-Capitalized” under the regulatory framework for prompt corrective action. To be categorized as “Well-Capitalized”, the Bank must maintain minimum regulatory capital ratios. At March 31, 2015, Cape Bank’s regulatory capital ratios for Tier I Leverage Ratio, Common Equity Tier I Capital, Tier I Risk-Based Capital and Total Risk-Based Capital were 10.43%, 13.82%, 13.82% and 14.99%, respectively, all of which exceed well capitalized status.

Note_14_Other_Comprehensive_In

Note 14 - Other Comprehensive Income	3 Months Ended
	Mar. 31, 2015
Other Comprehensive Income [Abstract]
Other Comprehensive Income [Text Block]	NOTE 14 – OTHER COMPREHENSIVE INCOME
	The following is a summary of the accumulated other comprehensive income (loss) balances, net of tax, for the three months ended March 31, 2015 and 2014:
		Balance at			Other				Amount			Amortization		Other			Balance at
		31-Dec-14			Comprehensive				Reclassified from			HTM		Comprehensive			31-Mar-15
					Income				Accumulated			Other		Income
					Before				Other			Comprehensive		Three Months Ended
					Reclassifications				Comprehensive			Income		31-Mar-15
									Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(985	)	$	803			$	(68	)	$	63	$	798		$	(187	)
	Net unrealized holding gain (loss) on interest rate swap, net of tax		(498	)		(214	)			-			-		(214	)		(712	)
	Accumulated other comprehensive income (loss) net of tax	$	(1,483	)	$	589			$	(68	)	$	63	$	584		$	(899	)
		Balance at			Other				Amount			Amortization		Other			Balance at
		31-Dec-13			Comprehensive				Reclassified from			HTM		Comprehensive			31-Mar-14
					Income				Accumulated			Other		Income
					Before				Other			Comprehensive		Three Months Ended
					Reclassifications				Comprehensive			Income		31-Mar-14
									Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(2,951	)	$	941			$	-		$	19	$	960		$	(1,991	)
	Increase in fair value of AFS securities sold		-			1,135				(1,135	)		-		-			-
	Accumulated other comprehensive income (loss) net of tax	$	(2,951	)	$	2,076			$	(1,135	)	$	19	$	960		$	(1,991	)
	The following represents the reclassifications out of accumulated other comprehensive income for the three months ended March 31, 2015 and 2014:
		For the three months ended March 31,						Affected Line Item in Statements of Income
		2015			2014
		(in thousands)
	Unrealized gains (losses) on securities available for sale:
	Realized gain on securities sales	$	114		$	1,889		Gain (loss) on sale of investment securities, net
	Income tax expense		(46	)		(754	)	Income taxes
	Total reclassifications net of tax	$	68		$	1,135

Note_15_Subsquent_Events

Note 15 - Subsquent Events	3 Months Ended
	Mar. 31, 2015
Subsequent Events [Abstract]
Subsequent Events [Text Block]	NOTE 15 – SUBSEQUENT EVENTS
	On September 10, 2014, the Company, entered into an Agreement and Plan of Merger (the “Agreement”) with Colonial Financial Services, Inc. (“Colonial”) (NASDAQ: “COBK”). The Agreement provided that, upon the terms and subject to the conditions set forth therein, Colonial would merge with and into Cape Bancorp, with Cape Bancorp continuing as the surviving entity. Thereafter, Colonial Bank, FSB (“Colonial Bank”), a wholly-owned subsidiary of Colonial, would merge with and into Cape Bank, with Cape Bank continuing as the surviving Bank. Under the Agreement, each shareholder of Colonial, subject to potential adjustments at closing, was entitled to elect to receive either $14.50 per share in cash or 1.412 shares of Cape Bancorp’s common stock, subject to 50% of the shares being exchanged for stock and 50% for cash. On April 1, 2015, the Company announced that it had successfully completed its acquisition of Colonial and Colonial Bank. At closing, two members of the Colonial Board of Directors, Mr. Gregory J. Facemyer and Hugh J. McCaffrey were added to the Boards of Directors of Cape and Cape Bank.
	The Company has not yet completed the accounting entries to record the acquisition but management does not expect to record goodwill as a result of the transaction.
	On March 31, 2015, the Company announced that Cape Bank entered into a definitive agreement with Sun National Bank ("Sun") to acquire Sun's branch location in Hammonton, New Jersey. The purchase includes approximately $34.1 million of deposits and approximately $4.9 million of loans. Subject to the receipt of regulatory approvals and the satisfaction of customary closing conditions, the branch purchase is expected to be completed in the third quarter of 2015.
	On April 28, 2015, the Company announced that Cape Bank entered into a definitive agreement to purchase approximately $102.0 million of Philadelphia metropolitan area based commercial loans and loan commitments from a financial institution. The composition of loans includes commercial real estate loans, commercial and industrial loans, as well as lines of credit, which have interest rate structures that are either fixed or variable. The aggregate yield on the purchased loans is 3.94% with a weighted average maturity of 6.5 years and was purchased at a price of 102 percent of unpaid principal balance.

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	3 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Statement Presentation: The accounting and reporting policies of the Bank conform to accounting principles generally accepted in the United States of America (US GAAP).
	We have prepared the consolidated financial statements included herein pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). We have condensed or omitted certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with GAAP pursuant to such rules and regulations. These financial statements should be read in conjunction with the financial statements and notes thereto included in our latest Annual Report on Form 10-K. The results of operations for the interim periods are not necessarily indicative of the results for the full year.
	The consolidated financial statements include the accounts of Cape Bancorp, Inc. and its subsidiaries, all of which are wholly-owned. Significant intercompany balances and transactions have been eliminated. Certain prior period amounts may have been reclassified to conform to current year presentations. The consolidated financial statements, as of and for the periods ended March 31, 2015 and 2014, have not been audited by the Company’s independent registered public accounting firm. In the opinion of management, all accounting entries and adjustments, including normal recurring accruals, necessary for a fair presentation of the financial position and the results of operations for the periods presented have been made. Events occurring subsequent to the date of the balance sheet have been evaluated for potential recognition or disclosure in the consolidated financial statements through the date of the filing of the consolidated financial statements with the SEC.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates: To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ.
Cash and Cash Equivalents, Unrestricted Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents: For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, overnight deposits, federal funds sold and interest-bearing bank balances. The Federal Reserve Bank required reserves of $715,000 as of March 31, 2015, and $659,000 as of December 31, 2014 are included in these balances.
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]	Restricted Cash: As of March 31, 2015, restricted cash consisted of $28.0 million, set aside for the cash portion of the acquisition of Colonial Financial Services, Inc. by Cape Bancorp.
Interest Bearing Time Deposits [Policy Text Block]	Interest-Bearing Time Deposits: Interest-bearing time deposits are held to maturity, are carried at cost and have original maturities greater than three months.
Investment, Policy [Policy Text Block]	Investment Securities: The Bank classifies investment securities as either available-for-sale (“AFS”) or held-to-maturity (“HTM”). Investment securities classified as AFS are carried at fair value with unrealized gains and losses excluded from earnings and reported in a separate component of equity, net of related income tax effects. Investment securities classified as HTM are carried at cost, adjusted for amortization of premium and accretion of discount over the term of the related investments, using the level yield method. Investment securities are classified as HTM when management has the positive intent and ability to hold them to maturity. In March 2014, the Bank reclassified a portion of AFS securities to HTM as these securities may have been particularly susceptible to changes in fair value as a result of market volatility. Gains and losses on sales of investment securities are recognized upon realization utilizing the specific identification method.
	When the fair value of a debt security has declined below the amortized cost at the measurement date, if an entity intends to sell a security or is more likely than not to sell the security before the recovery of the security’s cost basis, the entity must recognize the other-than-temporary impairment (OTTI) in earnings. For a debt security with a fair value below the amortized cost at the measurement date where it is more likely than not that an entity will not sell the security before the recovery of its cost basis, but an entity does not expect to recover the entire cost basis of the security, the security is classified as OTTI. The related OTTI loss on the debt security will be recognized in earnings to the extent of the credit losses, with the remaining impairment loss recognized in accumulated other comprehensive income. In estimating OTTI losses, management considers: the length of time and extent that fair value of the security has been less than the cost of the security, the financial condition and near term prospects of the issuer, cash flow, stress testing analysis on securities, when applicable, and the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value.
	On February 27, 2014, the Company sold its remaining portion of collateralized debt obligation (“CDO”) securities with a book value of zero, resulting in a pre-tax gain of $1.9 million.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	Loans Held for Sale (“HFS”): From time to time, certain commercial loans are transferred from the loan portfolio to HFS, and are carried at the lower of aggregate cost or fair market value. The fair values are based on the amounts offered for these loans in currently pending sales transactions, or as determined by outstanding commitments from investors. Write-downs on loans transferred to HFS are charged to the allowance for loan losses. Subsequent declines in fair value, if any, are charged to operating income and the HFS balance is reduced. Gains and losses on sales of loans are based on the difference between the selling price and the carrying value of the related loans sold.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Loans and Allowance for Loan Losses: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at the amount of unpaid principal, net of unearned interest, deferred loan fees and costs, and reduced by an allowance for loan losses. Interest on loans is accrued and credited to operations based upon the principal amounts outstanding. Loan origination fees and certain direct origination costs are deferred and amortized over the life of the related loans as an adjustment to the yield on loans receivable in a manner which approximates the interest method. The allowance for loan losses is established through a provision for loan losses charged to operations. The allowance for loan losses is comprised of both loan pool valuation allowances and individual valuation allowances. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely.
	Recognition of interest income is discontinued when, in the opinion of management, the collectability of the loan becomes doubtful. A commercial loan is classified as non-accrual when the loan is 90 days or more delinquent, or when in the opinion of management, the collectability of such loan is in doubt. Consumer and residential loans are classified as non-accrual when the loan is 90 days or more delinquent with a loan to value ratio greater than 60 percent.
	All interest accrued, but not received, for loans placed on non-accrual, is reversed against interest income. Interest received on such loans is accounted for as a reduction of the principal balance until qualifying for return to accrual. Commercial loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Payments are generally applied to reduce the principal balance but, in certain situations, the application of payments may vary. Consumer and residential loans are returned to accrual status when their delinquency becomes less than 90 days and/or the loan to value ratio is less than 60 percent.
	The allowance for loan losses is maintained at an amount management deems appropriate to cover probable incurred losses. In determining the level to be maintained, management evaluates many factors including historical loss experience, the borrowers’ ability to repay and repayment performance, current economic trends, estimated collateral values, industry experience, industry loan concentrations, changes in loan policies and procedures, changes in loan volume, delinquency and troubled asset trends, loan management and personnel, internal and external loan review, total credit exposure of the individual or entity, and external factors including competition, legal, regulatory and seasonal factors. In the opinion of management, the allowance is appropriate to absorb probable loan losses. While management uses the best information available to make such evaluations, future adjustments to the allowance may be necessary. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for losses on loans. Such agencies may require the Bank to recognize additions to the allowance based on their judgment about information available to them at the time of their examination. Charge-offs to the allowance are made when the loan is transferred to other real estate owned or a determination of loss is made.
	A loan is impaired when, based on current information and events, it is probable that a creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Included in the Company’s loan portfolio are modified loans. Per the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”), Topic 310-40, “Troubled Debt Restructurings by Creditors” (“FASB ASC 310-40”), a loan restructuring is one in which the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that the creditor would not otherwise consider, such as providing for a below market interest rate and/or forgiving principal or previously accrued interest. This restructuring may stem from an agreement or may be imposed by law, and may involve a multiple note structure. Prior to the restructuring, if the loans which are modified as a troubled debt restructuring (“TDR”) are already classified as non-accrual, these loans may only be returned to performing (i.e. accrual status) after considering the borrower’s sustained repayment performance for a reasonable amount of time, generally six months. This sustained repayment performance may include the period of time just prior to the restructuring. At March 31, 2015, TDRs totaled $6.0 million, of which $5.0 million were accruing TDRs and $1.0 million were non-accruing TDRs. This compares to $5.7 million of TDRs at December 31, 2014, of which $4.9 million were accruing TDRs and $819,000 were non-accruing TDRs. (See Note 4 – Loans Receivable).
	In determining an appropriate amount for the allowance, the Bank segments and evaluates the loan portfolio based on collateral. The following portfolio classes have been identified:
	Commercial Secured by Real Estate: Commercial real estate properties primarily include office and medical buildings, retail space, restaurants, multifamily and warehouse or flex space. Some properties are considered “mixed use” as they are a combination of building types, such as an apartment building that may also have retail space. Multifamily loans are expected to be repaid from the cash flow of the underlying property so the collective amount of rents must be sufficient to cover all operating expenses, property management and maintenance, taxes and debt service. Increases in vacancy rates, interest rates or other changes in general economic conditions can all have an impact on the borrower and their ability to repay the loan. Commercial real estate loans are generally considered to have a higher degree of credit risk than multifamily loans as they may be dependent on the ongoing success and operating viability of a fewer number of tenants who are occupying the property and who may have a greater degree of exposure to economic conditions.
	Commercial Term Loans: Commercial term loans are term loans to operating companies for business purposes. These loans are generally secured by real estate or business assets such as accounts receivable, inventory and equipment. These loans are typically repaid first by the cash flow generated by the borrower’s business operation. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and resulting positive cash flow. Factors that may influence a business’s profitability include, but are not limited to, demand for its products or services, quality and depth of management, degree of competition, regulatory changes, and general economic conditions. Commercial term and lines of credit loans are generally secured by business assets; however, the ability of the Bank to foreclose and realize sufficient value from the assets is often highly uncertain.
	Construction: Construction loans are granted to experienced and reputable local builders and developers that have the capital and liquidity to carry a project to completion and stabilization. Construction loans are considered riskier than commercial financing on improved and established commercial real estate and loans for the purchase of existing residential properties. The risk of potential loss increases if the original cost estimates or estimated time to complete the project vary significantly from the actual costs or length of time in which the project was completed.
	Other Commercial: The Bank provides commercial lines of credit loans to operating companies for business purposes. The loans are generally secured by business assets such as accounts receivable, inventory and equipment. These loans are typically repaid first by the cash flow generated by the borrower’s business operation. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and resulting positive cash flow. Factors that may influence a business’s profitability include, but are not limited to, demand for its products or services, quality and depth of management, degree of competition, regulatory changes, and general economic conditions. Commercial lines of credit loans are generally secured by business assets; however, the ability of the Bank to foreclose and realize sufficient value from the assets is often highly uncertain.
	Non-Profit: The Bank provides a variety of types of loans, real estate based, term, and, or lines of credit to non-profit organizations. These loans are consistent with the criteria indicated previously for these similar types of loans, although a non-profit organization may have additional sources of financial support in the form of foundations and, or, endowments. As these loans are exposed to the same economic conditions as other similarly structured loans, the additional financial resources results in a lower risk profile.
	Residential Mortgage: Effective December 31, 2013, the Bank exited the residential mortgage loan origination business. Prior to December 31, 2013, the Bank originated one-to-four family residential mortgage loans within or near its primary geographic market area. The mortgage loans are secured by first liens on the primary residence or investment property. Primary risk characteristics associated with residential mortgage loans typically involve major living or lifestyle changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. In addition, residential mortgage loans that have adjustable rates could expose the borrower to higher debt service requirements in a rising interest rate environment. Further, real estate values could drop significantly and cause the value of the property to fall below the loan amount, creating additional potential exposure for the Bank.
	Home Equity & Lines of Credit: The Bank provides home equity loans and lines of credit in the form of amortizing home equity loans or revolving home equity lines of credit against one to four family residences within or near its primary geographic market. Primary risk characteristics associated with home equity lines of credit typically involve major living or lifestyle changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. In addition, home equity lines of credit typically are made with variable or floating interest rates, such as the Prime Rate, which could expose the borrower to higher debt service requirements in a rising interest rate environment. Further, real estate values could drop significantly and cause the value of the property to fall below the loan amount, creating additional potential exposure for the Bank.
	Other Consumer: These are loans to individuals for household, family and other personal expenditures. This also represents all other loans that cannot be categorized in any of the previous mentioned loan segments.
Real Estate, Policy [Policy Text Block]	Other Real Estate Owned (“OREO”): Real estate acquired as a result of foreclosure or by deed in lieu of foreclosure is classified as other real estate owned and is initially recorded at the estimated fair market value, less the estimated cost to sell, at the date of foreclosure, thereby establishing a new cost basis. If the fair value declines subsequent to foreclosure, an OREO write-down is recorded through expense and the OREO balance is lowered to reflect the current fair value. Operating costs after acquisition are expensed.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 10 to 39 years. Furniture, fixtures and equipment are depreciated using the straight-line (or accelerated) method with useful lives ranging from 3 to 7 years.
Federal Home Loan Bank [Policy Text Block]	Federal Home Loan Bank of New York (“FHLB”) Stock: The Bank is a member of the FHLB of New York. Members are required to own a certain amount of stock based on the level of borrowings and other factors. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Cash dividends are reported as income.
Derivatives, Policy [Policy Text Block]	Derivative Instruments and Hedging Activities: Derivatives used to hedge the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. As part of its asset/liability management strategies, the Bank uses interest rate swaps to hedge variability in future cash flows caused by changes in interest rates. For derivatives designated as cash flow hedges, the effective portion of changes in the fair value of the derivative is initially reported in other comprehensive income or loss and subsequently reclassified into earnings in the period during which the hedged forecasted transaction affects earnings, and the ineffective portion of changes in the fair value of the derivative is recognized directly in earnings. We formally document our risk management objectives, strategy, and the relationship between the hedging instrument and the hedged item. We evaluate the effectiveness of the hedge relationship, both at inception of the hedge and on an ongoing basis, by comparing the changes in the cash flows of the derivative hedging instrument with the changes in the cash flows of the designated hedged item or transaction. Derivatives not designated as hedges do not meet the hedge accounting requirements under U.S. GAAP.
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Other Intangible Assets: Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible assets and liabilities and identifiable intangible assets. Goodwill is assessed at least annually for impairment and any such impairment will be recognized in the period identified. The annual goodwill assessment for 2015 will be performed in the fourth quarter. In the interim, the Company will continue to evaluate goodwill on a quarterly basis utilizing the methodology required for an annual goodwill assessment.
	Other intangible assets consist of core deposit intangible assets arising from whole bank acquisitions. They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives, which range from 5 to 13 years. Other intangible assets also include loan servicing rights which are amortized on the level yield method over the life of the loan. Other intangible assets are assessed at least annually for impairment and any such impairment will be recognized in the period identified.
Bank Owned Life Insurance [Policy Text Block]	Bank Owned Life Insurance (“BOLI”): The Bank has an investment in bank owned life insurance. BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees and directors. The Bank is the owner and beneficiary of the policies and in accordance with FASB ASC Topic 325, “Investments in Insurance Contracts”, the amount recorded is the cash surrender value, which is the amount realizable.
Loan Commitments, Policy [Policy Text Block]	Loan Commitments and Related Financial Instruments: Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Defined Benefit Plan [Policy Text Block]	Defined Benefit Plan: The Bank participates in the Pentegra Defined Benefit Plan for Financial Institutions (The “Pentegra DB Plan”), a tax-qualified defined benefit pension plan. The Pentegra DB Plan’s Employer Identification Number is 13-5645888, and the Plan Number is 333. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra DB Plan.
	The plan was amended to freeze participation to new employees commencing January 1, 2008. Employees who became eligible to participate prior to January 1, 2008, will continue to accrue a benefit under the plan. The Bank accrues pension costs as incurred. The plan was further amended to freeze benefits as of December 31, 2008 for all employees eligible to participate prior to January 1, 2008.
Pension and Other Postretirement Plans, Nonpension Benefits, Policy [Policy Text Block]	401(k) Plan: The Bank maintains a tax-qualified defined contribution plan for all salaried employees of Cape Bank who have satisfied the 401(k) Plan’s eligibility requirements. Effective January 1, 2012, the Bank eliminated the matching contribution formula and replaced it with a discretionary form of matching contribution.
Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]	Employee Stock Ownership Plan (“ESOP”): The cost of shares issued to the ESOP, but not yet earned is shown as a reduction of equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts and the shares become outstanding for earnings per share computations. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares are used to reduce the annual ESOP debt service. As of March 31, 2015, 222,138 shares have been allocated to eligible participants in the Cape Bank Employee Stock Ownership Plan.
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Stock Benefit Plan: The Company has an Equity Incentive Plan (the “Stock Benefit Plan”) under which incentive and non-qualified stock options, stock appreciation rights (SARs) and restricted stock awards (RSAs) may be granted periodically to certain employees and directors. The fair value of the restricted stock is the market value of the stock on the date of grant. Under the fair value method of accounting for stock options, the fair value is measured on the date of grant using the Black-Scholes option pricing model with market assumptions. This amount is amortized as salaries and employee benefits expense on a straight-line basis over the vesting period. Option pricing models require the use of highly subjective assumptions, including expected stock price volatility, which, if changed, can significantly affect fair value estimates.
Income Tax, Policy [Policy Text Block]	Income Taxes: Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. The principal types of accounts resulting in differences between assets and liabilities for financial statement and tax purposes are the allowance for loan losses, deferred compensation, deferred loan fees, charitable contributions, depreciation and OTTI charges. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. A valuation allowance is recorded against net deferred tax assets when management has concluded that it is not more likely than not that a portion or all will be realized. Management considers several factors in determining whether a portion, or all, of the valuation allowance should be reversed such as the level of historical taxable income, projections for future taxable income over the periods in which the deferred tax assets are deductible and tax planning strategies.
	Under FASB Interpretation No. 48, Accounting for Uncertainty in Income Taxes, included in FASB ASC Subtopic 740-10—Income Taxes—Overall, the Company recognizes the effect of income tax positions only if those positions are more likely than not of being sustained. Recognized income tax positions are measured at the largest amount that is greater than 50% likely of being realized. Changes in recognition or measurement are reflected in the period in which the change in judgment occurs.
	The Company records interest and penalties related to uncertain tax positions as non-interest expense.
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Share: Basic earnings per common share is the net income divided by the weighted average number of common shares outstanding during the period. ESOP shares are not considered outstanding for this calculation unless earned. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock option and restricted stock awards, if any.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income (Loss): Comprehensive income (loss) includes net income as well as certain other items which result in a change to equity during the period. Other comprehensive income includes unrealized gains and losses on securities available for sale which are also recognized as separate components of equity and unrealized holding gains and losses arising during the period on interest rate swaps. (See the Consolidated Statement of Changes in Comprehensive Income).
Segment Reporting, Policy [Policy Text Block]	Operating Segments: While the chief decision makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Treasury Stock [Policy Text Block]	Treasury Stock: Stock held in the treasury by the Company is accounted for using the cost method, which treats stock held in treasury as a reduction to total stockholders’ equity. As shares of treasury stock are reissued to satisfy stock option exercises, the shares are issued using the average cost basis of the shares in the treasury at the time of issuance. At March 31, 2015, 1,861,655 shares were held in the treasury at an average repurchase price of $9.67 per share.
New Accounting Pronouncements, Policy [Policy Text Block]	Effect of Newly Issued Accounting Standards: In July 2013, the FASB issues ASU No. 2013-10, “Derivatives and Hedging (Topic 815): Inclusion of the Federal Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes (a consensus) of the FASB emerging Issues Task Force). The guidance permits the Federal Funds Effective Swap Rate to be used as a benchmark interest rate for hedge accounting purposes, in addition to interest rates on direct Treasury obligations and the London Interbank Offered Rate (“LIBOR”). The Company adopted this guidance on May 2, 2014 with no significant impact on the Company’s financial statements.
	In January 2014, the FASB issued ASU 2014-04 “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.”  The amendments in ASU 2014-04 are intended to reduce diversity in practice by clarifying when an in-substance repossession or foreclosure occurs, that is, when a creditor such as the Bank should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate property recognized.  Additionally, the amendments in ASU 2014-04 require interim and annual disclosure of both the amount of foreclosed residential real estate property held by a creditor and the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  For public entities, such as the Company, the amendments are effective for interim and annual reporting periods beginning after December 15, 2014.  ASU 2014-04 did not have a material impact on the Company’s financial position, results of operations or disclosures.
	In May 2014, the FASB issued an update (ASU 2014-09, Revenue from Contracts with Customers) creating FASB Topic 606, “Revenue from Contracts with Customers”.  The guidance in this update affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of non-financial assets unless those contracts are within the scope of other standards (for example, insurance contracts or lease contracts).  The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services.  The guidance provides steps to follow to achieve the core principle.  An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers.  Qualitative and quantitative information is required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract.  The amendments in this update become effective for annual periods and interim periods within those annual periods beginning after December 15, 2016.  The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements.

Note_3_Investment_Securities_T

Note 3 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Marketable Securities [Table Text Block]		Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
		(in thousands)
	31-Mar-15
	Investment securities available-for-sale
	Debt securities
	U.S. Government and agency obligations	$	37,979	$	40		$	(126	)	$	37,893
	Municipal bonds		7,858		82			(8	)		7,932
	Collateralized debt obligations		-		-			-			-
	Corporate bonds		23,813		136			(4	)		23,945
	Total debt securities	$	69,650	$	258		$	(138	)	$	69,770
	Equity securities
	CRA Qualified Investment Fund	$	8,000	$	-		$	(150	)	$	7,850
	Total equity securities	$	8,000	$	-		$	(150	)	$	7,850
	Mortgage-backed securities
	GNMA pass-through certificates	$	1	$	-		$	-		$	1
	FHLMC pass-through certificates		3,096		-			(7	)		3,089
	FNMA pass-through certificates		8,862		18			-			8,880
	Collateralized mortgage obligations		47,917		247			(371	)		47,793
	Total mortgage-backed securities	$	59,876	$	265		$	(378	)	$	59,763
	Total securities available-for-sale	$	137,526	$	523		$	(666	)	$	137,383
	Investment securities held-to-maturity
	Debt securities
	Municipal bonds	$	10,058	$	159		$	(31	)	$	10,186
	U.S. Government and agency obligations	$	5,962	$	-		$	(54	)	$	5,908
	Total debt securities	$	16,020	$	159		$	(85	)	$	16,094
	Total securities held-to-maturity	$	16,020	$	159		$	(85	)	$	16,094
		Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
		(in thousands)
	31-Dec-14
	Investment securities available-for-sale
	Debt securities
	U.S. Government and agency obligations	$	39,978	$	16		$	(560	)	$	39,434
	Municipal bonds		8,288		46			(17	)		8,317
	Collateralized debt obligations		-		-			-			-
	Corporate bonds		23,836		15			(73	)		23,778
	Total debt securities	$	72,102	$	77		$	(650	)	$	71,529
	Equity securities
	CRA Qualified Investment Fund	$	5,000	$	-		$	(183	)	$	4,817
	Total equity securities	$	5,000	$	-		$	(183	)	$	4,817
	Mortgage-backed securities
	GNMA pass-through certificates	$	2,103	$	113		$	-		$	2,216
	FHLMC pass-through certificates		3,464		7			(13	)		3,458
	FNMA pass-through certificates		9,729		33			(16	)		9,746
	Collateralized mortgage obligations		56,757		62			(797	)		56,022
	Total mortgage-backed securities	$	72,053	$	215		$	(826	)	$	71,442
	Total securities available-for-sale	$	149,155	$	292		$	(1,659	)	$	147,788
	Investment securities held-to-maturity
	Debt securities
	Municipal bonds	$	10,065	$	139		$	(56	)	$	10,148
	U.S. Government and agency obligations	$	7,859	$	-		$	(261	)	$	7,598
	Total debt securities	$	17,924	$	139		$	(317	)	$	17,746
	Total securities held-to-maturity	$	17,924	$	139		$	(317	)	$	17,746
Available For Sale Securities Continuous Unrealized Loss Position Fair Value And Aggregate Losses [Table Text Block]		Less Than 12 Months					12 Months or Longer						Total
	Description of Securities	Fair Value					Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
				Unrealized Losses
							(in thousands)
	U.S. Government and agency obligations	$	21,931	$	(67	)	$	12,886		$	(113	)	$	34,817	$	(180	)
	Municipal bonds		4,370		(19	)		1,274			(20	)		5,644		(39	)
	Corporate bonds		4,013		(4	)		-			-			4,013		(4	)
	CRA Qualified Investment Fund		-		-			7,850			(150	)		7,850		(150	)
	Mortgage-backed securities		10,469		(57	)		17,705			(321	)		28,174		(378	)
	Total temporarily impaired investment securities	$	40,783	$	(147	)	$	39,715		$	(604	)	$	80,498	$	(751	)
		Less Than 12 Months					12 Months or Longer						Total
	Description of Securities	Fair Value					Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
				Unrealized Losses
							(in thousands)
	U.S. Government and agency obligations	$	8,958	$	(42	)	$	34,214		$	(779	)	$	43,172	$	(821	)
	Municipal bonds		3,098		(17	)		3,824			(56	)		6,922		(73	)
	Corporate bonds		17,730		(73	)		-			-			17,730		(73	)
	CRA Qualified Investment Fund		-		-			4,817			(183	)		4,817		(183	)
	Mortgage-backed securities		15,903		(53	)		39,571			(773	)		55,474		(826	)
	Total temporarily impaired investment securities	$	45,689	$	(185	)	$	82,426		$	(1,791	)	$	128,115	$	(1,976	)
Investments Classified by Contractual Maturity Date [Table Text Block]		Available for Sale					Held to Maturity
		Amortized Cost		Fair Value			Amortized Cost			Fair Value
		(in thousands)					(in thousands)
	Due within one year or less	$	-	$	-		$	-		$	-
	Due after one year but within five years		54,291		54,368			2,454			2,453
	Due after five years but within ten years		15,359		15,402			11,861			11,921
	Due after ten years		-		-			1,705			1,720
	Equity securities		8,000		7,850			-			-
	Mortgage-backed securities		59,876		59,763			-			-
	Total investment securities	$	137,526	$	137,383		$	16,020		$	16,094
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]		For the three months ended March 31,
		2015		2014
	Beginning balance of cumulative credit losses on CDO securities	$	-	$	(14,501	)
	Additional credit losses for which other than temporary impairment was previously recognized		-		-
	Sale of OTTI securities		-		14,501
	Credit loss recognized due to change to intent to sell		-		-
	Ending balance of cumulative credit losses on CDO securities	$	-	$	-

Note_4_Loans_Receivable_Tables

Note 4 - Loans Receivable (Tables)	3 Months Ended
	Mar. 31, 2015
Note 4 - Loans Receivable (Tables) [Line Items]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]		March 31,			December 31,
		2015			2014
		(in thousands)
	Commercial secured by real estate	$	431,145		$	422,194
	Commercial term loans		24,354			25,366
	Construction		17,620			19,399
	Other commercial		30,668			33,314
	Residential mortgage		232,529			234,561
	Home equity loans and lines of credit		44,629			44,312
	Other consumer loans		525			769
	Loans receivable, gross		781,470			779,915
	Less:
	Allowance for loan losses		9,164			9,387
	Deferred loan fees		172			239
	Loans receivable, net	$	772,134		$	770,289
Activity Related to Allowance For Loan Losses [Table Text Block]		At or for the three months ended March 31, 2015
		(in thousands)
		Commercial Secured by Real Estate			Commercial Term Loans			Construction			Other Commercial (1)			Residential Mortgage			Home Equity & Lines of Credit			Other Consumer			Unallocated			Total
	Balance at beginning of year	$	5,671		$	597		$	138		$	782		$	1,550		$	288		$	11		$	350		$	9,387
	Charge-offs		(170	)		-			-			-			(54	)		(22	)		(7	)		-			(253	)
	Recoveries		19			-			-			-			-			3			8			-			30
	Provision for loan losses		299			(195	)		9			(181	)		53			20			(5	)		-			-
	Balance at end of year	$	5,819		$	402		$	147		$	601		$	1,549		$	289		$	7		$	350		$	9,164
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated	$	304		$	-		$	-		$	-		$	85		$	7		$	-		$	-		$	396
	Collectively evaluated		5,515			402			147			601			1,464			282			7			350			8,768
	Total allowance for loan losses	$	5,819		$	402		$	147		$	601		$	1,549		$	289		$	7		$	350		$	9,164
	Loans
	Individually evaluated	$	10,297		$	-		$	-		$	303		$	2,988		$	299		$	-		$	-		$	13,887
	Collectively evaluated		420,848			24,354			17,620			30,365			229,541			44,330			525			-			767,583
	Total loans	$	431,145		$	24,354		$	17,620		$	30,668		$	232,529		$	44,629		$	525		$	-		$	781,470
		At or for the Year ended December 31, 2014
		(in thousands)
		Commercial Secured by Real Estate			Commercial Term Loans			Construction			Other Commercial (1)			Residential Mortgage			Home Equity & Lines of Credit			Other Consumer			Unallocated			Total
	Balance at beginning of year	$	6,554		$	420		$	227		$	600		$	865		$	160		$	4		$	500		$	9,330
	Charge-offs		(1,276	)		-			-			-			(107	)		(100	)		(63	)		-			(1,546	)
	Write-downs on loans transferred to HFS		-			(825	)		-			(965	)		-			-			-			-			(1,790	)
	Recoveries		299			-			-			-			50			3			27			-			379
	Provision for loan losses		94			1,002			(89	)		1,147			742			225			43			(150	)		3,014
	Balance at end of year	$	5,671		$	597		$	138		$	782		$	1,550		$	288		$	11		$	350		$	9,387
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated	$	271		$	-		$	-		$	-		$	26		$	-		$	-		$	-		$	297
	Collectively evaluated		5,400			597			138			782			1,524			288			11			350			9,090
	Total allowance for loan losses	$	5,671		$	597		$	138		$	782		$	1,550		$	288		$	11		$	350		$	9,387
	Loans
	Individually evaluated	$	10,447		$	-		$	-		$	303		$	2,301		$	400		$	-		$	-		$	13,451
	Collectively evaluated		411,747			25,366			19,399			33,011			232,260			43,912			769			-			766,464
	Total loans	$	422,194		$	25,366		$	19,399		$	33,314		$	234,561		$	44,312		$	769		$	-		$	779,915
		At or for the three months ended March 31, 2014
		(in thousands)
		Commercial Secured by Real Estate			Commercial Term Loans			Construction			Other Commercial (1)			Residential Mortgage			Home Equity & Lines of Credit			Other Consumer			Unallocated			Total
	Balance at beginning of year	$	6,554		$	420		$	227		$	600		$	865		$	160		$	4		$	500		$	9,330
	Charge-offs		(178	)		-			-			-			-			(68	)		(15	)		-			(261	)
	Write-downs on loans transferred to HFS		-			(809	)		-			(965	)		-			-			-			-			(1,774	)
	Recoveries		220			-			-			-			-			-			9			-			229
	Provision for loan losses		824			651			102			853			(192	)		17			7			(50	)		2,212
	Balance at end of year	$	7,420		$	262		$	329		$	488		$	673		$	109		$	5		$	450		$	9,736
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated	$	130		$	-		$	-		$	-		$	44		$	-		$	-		$	-		$	174
	Collectively evaluated		7,290			262			329			488			629			109			5			450			9,562
	Total allowance for loan losses	$	7,420		$	262		$	329		$	488		$	673		$	109		$	5		$	450		$	9,736
	Loans
	Individually evaluated	$	8,929		$	-		$	-		$	303		$	1,874		$	465		$	-		$	-		$	11,571
	Collectively evaluated		414,634			19,195			14,823			35,675			243,779			42,148			753			-			771,007
	Total loans	$	423,563		$	19,195		$	14,823		$	35,978		$	245,653		$	42,613		$	753		$	-		$	782,578
Summary of Impaired Loans [Table Text Block]		March 31,			December 31,
		2015			2014
		(in thousands)
	Non-accrual loans (1)	$	8,136		$	7,857
	Loans delinquent greater than 90 days and still accruing		443			401
	Troubled debt restructured loans		4,981			4,855
	Loans less than 90 days and still accruing		327			338
	Total impaired loans	$	13,887		$	13,451
Impaired Financing Receivables Summarized Information [Table Text Block]		For the three months ended March 31,
		2015			2014
		(in thousands)
	Average recorded investment of impaired loans	$	13,362		$	11,164
	Interest income recognized during impairment	$	69		$	60
	Cash basis interest income recognized	$	-		$	-
Troubled Debt Restructuring By Performing Status [Table Text Block]		31-Mar-15									31-Dec-14
	Troubled Debt Restructurings	Non-accruing			Accruing			Total			Non-accruing			Accruing			Total
		(in thousands)									(in thousands)
	Commercial secured by real estate	$	725		$	3,807		$	4,532		$	733		$	3,471		$	4,204
	Residential mortgage		281			1,174			1,455			86			1,384			1,470
	Total TDRs	$	1,006		$	4,981		$	5,987		$	819		$	4,855		$	5,674
Troubled Debt Restructurings on Financing Receivables [Table Text Block]		For the three months ended March 31, 2015									For the three months ended March 31, 2014
	Troubled Debt Restructurings	Number of Contracts			Pre-Modification Recorded Investment			Post-Modification Recorded Investment			Number of Contracts			Pre-Modification Recorded Investment			Post-Modification Recorded Investment
		(dollars in thousands)
	Commercial secured by real estate		2		$	2,490		$	2,490			1		$	2,178		$	2,170
	Residential mortgage		-			-			-			-			-			-
	Total TDRs		2		$	2,490		$	2,490			1		$	2,178		$	2,170
Summary of Troubled Debt Restructuring Note, Debtor [Table Text Block]		For the three months ended March 31, 2015
		(dollars in thousands)
		Reductions in Interest Rate and Maturity Date						Reductions in Interest Rate and Principal Amount						Maturity Date Extension						Maturity Date Extension and Interest Rate Reduction						Deferral of Principal Amount Due and Shortened Maturity Date					Total Concessions Granted
		No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount		No. of Loans		Amount
	Accruing TDRs:
	Commercial secured by real estate		-		$	-			-		$	-			-		$	-			2		$	2,490			-		$	-		2	$	2,490
	Residential mortgage		-			-			-			-			-			-			-			-			-			-		-		-
	Total accruing TDRs		-		$	-			-		$	-			-		$	-			2		$	2,490			-		$	-		2	$	2,490
	Non-accruing TDRs:
	Commercial secured by real estate		-		$	-			-		$	-			-		$	-			-		$	-			-		$	-		-	$	-
	Residential mortgage		-			-			-			-			-			-			-			-			-			-		-		-
	Total non-accruing TDRs		-		$	-			-		$	-			-		$	-			-		$	-			-		$	-		-	$	-
	Total TDRs:
	Commercial secured by real estate		-		$	-			-		$	-			-		$	-			2		$	2,490			-		$	-		2	$	2,490
	Residential mortgage		-			-			-			-			-			-			-			-			-			-		-		-
	Total TDRs		-		$	-			-		$	-			-		$	-			2		$	2,490			-		$	-		2	$	2,490
		Year ended December 31, 2014
		(dollars in thousands)
		Reductions in Interest Rate and Maturity Date						Reductions in Interest Rate and Principal Amount						Maturity Date Extension						Maturity Date Extension and Interest Rate Reduction						Deferral of Principal Amount Due and Shortened Maturity Date					Total Concessions Granted
		No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount		No. of Loans		Amount
	Accruing TDRs:
	Commercial secured by real estate		3		$	1,197			-		$	-			1		$	45			1		$	2,170			-		$	-		5	$	3,412
	Residential mortgage		-			-			-			-			2			779			-			-			1			200		3		979
	Total accruing TDRs		3		$	1,197			-		$	-			3		$	824			1		$	2,170			1		$	200		8	$	4,391
	Non-accruing TDRs:
	Commercial secured by real estate		-		$	-			-		$	-			-		$	-			-		$	-			-		$	-		-	$	-
	Residential mortgage		-			-			-			-			-			-			-			-			1			87		1		87
	Total non-accruing TDRs		-		$	-			-		$	-			-		$	-			-		$	-			1		$	87		1	$	87
	Total TDRs:
	Commercial secured by real estate		3		$	1,197			-		$	-			1		$	45			1		$	2,170			-		$	-		5	$	3,412
	Residential mortgage		-			-			-			-			2			779			-			-			2			287		4		1,066
	Total TDRs		3		$	1,197			-		$	-			3		$	824			1		$	2,170			2		$	287		9	$	4,478
Impaired Financing Receivables [Table Text Block]	31-Mar-15	Recorded Investment (1)			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Recognized
		(in thousands)
	Impaired loans with a related allowance
	Commercial secured by real estate	$	4,649		$	5,561		$	304		$	4,531		$	42
	Commercial term loans		-			-			-			-			-
	Construction		-			-			-			-			-
	Other commercial		-			-			-			-			-
	Residential mortgage		781			840			85			414			2
	Home equity loans and lines of credit		67			91			7			67			-
	Other consumer loans		-			-			-			-			-
	Impaired loans with a related allowance	$	5,497		$	6,492		$	396		$	5,012		$	44
	Impaired loans with no related allowance
	Commercial secured by real estate	$	5,648		$	7,118		$	-		$	5,734		$	6
	Commercial term loans		-			-			-			-			-
	Construction		-			-			-			-			-
	Other commercial		303			376			-			303			-
	Residential mortgage		2,207			2,272			-			2,084			16
	Home equity loans and lines of credit		232			266			-			229			3
	Other consumer loans		-			-			-			-			-
	Impaired loans with no related allowance	$	8,390		$	10,032		$	-		$	8,350		$	25
	Total impaired loans
	Commercial secured by real estate	$	10,297		$	12,679		$	304		$	10,265		$	48
	Commercial term loans		-			-			-			-			-
	Construction		-			-			-			-			-
	Other commercial		303			376			-			303			-
	Residential mortgage		2,988			3,112			85			2,498			18
	Home equity loans and lines of credit		299			357			7			296			3
	Other consumer loans		-			-			-			-			-
	Total impaired loans	$	13,887		$	16,524		$	396		$	13,362		$	69
	31-Dec-14	Recorded Investment (1)			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Recognized
		(in thousands)
	Impaired loans with a related allowance
	Commercial secured by real estate	$	4,432		$	4,938		$	271		$	3,679		$	160
	Commercial term loans		-			-			-			-			-
	Construction		-			-			-			-			-
	Other commercial		-			-			-			-			-
	Residential mortgage		193			193			26			198			7
	Home equity loans and lines of credit		-			-			-			-			-
	Other consumer loans		-			-			-			-			-
	Impaired loans with a related allowance	$	4,625		$	5,131		$	297		$	3,877		$	167
	Impaired loans with no related allowance
	Commercial secured by real estate	$	6,015		$	7,781		$	-		$	4,682		$	64
	Commercial term loans		-			-			-			-			-
	Construction		-			-			-			-			-
	Other commercial		303			376			-			303			-
	Residential mortgage		2,108			2,233			-			1,644			86
	Home equity loans and lines of credit		400			507			-			354			4
	Other consumer loans		-			-			-			-			-
	Impaired loans with no related allowance	$	8,826		$	10,897		$	-		$	6,983		$	154
	Total impaired loans
	Commercial secured by real estate	$	10,447		$	12,719		$	271		$	8,361		$	224
	Commercial term loans		-			-			-			-			-
	Construction		-			-			-			-			-
	Other commercial		303			376			-			303			-
	Residential mortgage		2,301			2,426			26			1,842			93
	Home equity loans and lines of credit		400			507			-			354			4
	Other consumer loans		-			-			-			-			-
	Total impaired loans	$	13,451		$	16,028		$	297		$	10,860		$	321
Past Due Financing Receivables [Table Text Block]	31-Mar-15	30-59 Days Delinquent			60-89 Days Delinquent			90 Days or More Delinquent and Accruing			Total Delinquent and Accruing			Non-accrual			Current			Total Loans
		(in thousands)
	Commercial secured by real estate	$	-		$	482		$	-		$	482		$	6,163		$	424,500		$	431,145
	Commercial term loans		-			-			-			-			-			24,354			24,354
	Construction		-			-			-			-			-			17,620			17,620
	Other commercial		-			-			-			-			303			30,365			30,668
	Residential mortgage		376			64			211			651			1,603			230,275			232,529
	Home equity loans and lines of credit		95			186			232			513			67			44,049			44,629
	Other consumer loans		-			-			-			-			-			525			525
	Total	$	471		$	732		$	443		$	1,646		$	8,136		$	771,688		$	781,470
	31-Dec-14	30-59 Days Delinquent			60-89 Days Delinquent			90 Days or More Delinquent and Accruing			Total Delinquent and Accruing			Non-accrual			Current			Total Loans
		(in thousands)
	Commercial secured by real estate	$	769		$	402		$	-		$	1,171		$	6,638		$	414,385		$	422,194
	Commercial term loans		-			-			-			-			-			25,366			25,366
	Construction		-			-			-			-			-			19,399			19,399
	Other commercial		-			-			-			-			303			33,011			33,314
	Residential mortgage		2,047			253			171			2,471			745			231,345			234,561
	Home equity loans and lines of credit		244			182			230			656			171			43,485			44,312
	Other consumer loans		-			-			-			-			-			769			769
	Total	$	3,060		$	837		$	401		$	4,298		$	7,857		$	767,760		$	779,915
Financing Receivable Credit Quality Indicators [Table Text Block]		Risk Ratings
	31-Mar-15	Grades 1-5			Grade 6			Grade 7			Grade 8			Grade 9			Grade 10			Total
		(in thousands)
	Commercial secured by real estate	$	414,397		$	5,453		$	2,106		$	1,353		$	1,673		$	6,163		$	431,145
	Commercial term loans		24,224			130			-			-			-			-			24,354
	Construction		17,620			-			-			-			-			-			17,620
	Other commercial		29,428			937			-			-			-			303			30,668
		$	485,669		$	6,520		$	2,106		$	1,353		$	1,673		$	6,466		$	503,787
		Risk Ratings
	31-Dec-14	Grades 1-5			Grade 6			Grade 7			Grade 8			Grade 9			Grade 10			Total
		(in thousands)
	Commercial secured by real estate	$	406,006		$	5,021		$	2,142		$	1,055		$	1,332		$	6,638		$	422,194
	Commercial term loans		25,211			155			-			-			-			-			25,366
	Construction		19,399			-			-			-			-			-			19,399
	Other commercial		31,972			1,039			-			-			-			303			33,314
		$	482,588		$	6,215		$	2,142		$	1,055		$	1,332		$	6,941		$	500,273
Subsequently Defaulted [Member]
Note 4 - Loans Receivable (Tables) [Line Items]
Troubled Debt Restructurings on Financing Receivables [Table Text Block]		For the three months ended						For the three months ended
		31-Mar-15						31-Mar-14
	Troubled Debt Restructurings That Subsequently Defaulted	Number of Contracts			Recorded Investment			Number of Contracts			Recorded Investment
		(dollars in thousands)
	Commercial secured by real estate		-		$	-			-		$	-
	Residential mortgage		1			197			-			-
	Total		1		$	197			-		$	-

Note_5_Fair_Value_Tables

Note 5 - Fair Value (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]		Fair Value Measurements at March 31, 2015							Fair Value Measurements at December 31, 2014
		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Significant Other Observable Inputs		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Significant Other Observable Inputs
		(Level 1)		(Level 2)			(Level 3)		(Level 1)		(Level 2)			(Level 3)
		(in thousands)							(in thousands)
	Investment securities available for sale:
	U.S. Government and agency obligations	$	-	$	37,893		$	-	$	-	$	39,434		$	-
	Municipal bonds		-		7,932			-		-		8,317			-
	Corporate bonds		-		23,945			-		-		23,778			-
	CRA Qualified Investment Fund		7,850		-			-		4,817		-			-
	Mortgage-backed securities		-		59,763			-		-		71,442			-
	Total securities available for sale	$	7,850	$	129,533		$	-	$	4,817	$	142,971		$	-
	Interest rate swaps		-		(1,185	)		-		-		(829	)		-
	Total measured on a recurring basis	$	7,850	$	128,348		$	-	$	4,817	$	142,142		$	-
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]		Fair Value Measurements Using
		Significant Unobservable Inputs
		(Level 3)
		CDO Securities Available for Sale
		Three months ended March 31,
		2015		2014
		(in thousands)
	Beginning balance	$	-	$	-
	Accretion of discount		-		-
	Increase in fair value of CDO investments sold		-		(1,889	)
	Reduction in Accumulated OTTI on sale		-		-
	Realized gain (loss) on sale/redemption		-		1,889
	Unrealized holding gain (loss)		-		-
	Other-than-temporary impairment included in earnings		-		-
	Ending balance	$	-	$	-
Fair Value Measurements, Nonrecurring [Table Text Block]		Fair Value Measurements at March 31, 2015							Fair Value Measurements at December 31, 2014
		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Significant Other Unobservable Inputs		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs			Significant Other Unobservable Inputs
		(Level 1)		(Level 2)			(Level 3)		(Level 1)		(Level 2)			(Level 3)
		(in thousands)							(in thousands)
	Assets:
	Impaired loans (1):
	Commercial secured by real estate	$	-	$	-		$	3,469	$	-	$	-		$	3,761
	Commercial term loans		-		-			-		-		-			-
	Construction		-		-			-		-		-			-
	Other commercial		-		-			60		-		-			60
	Residential mortgage		-		-			874		-		-			176
	Home equity loans		-		-			241		-		-			212
	Total impaired loans	$	-	$	-		$	4,644	$	-	$	-		$	4,209
	Other real estate owned:
	Commercial	$	-	$	854		$	2,573	$	-	$	100		$	4,127
	Residential mortgage		-		-			1,245		-		6			1,046
	Total other real estate owned	$	-	$	854		$	3,818	$	-	$	106		$	5,173
	Loans held for sale	$	-	$	-		$	-	$	-	$	-		$	-
	Assets held for sale	$	-	$	-		$	-	$	-	$	-		$	-
Fair Value, by Balance Sheet Grouping [Table Text Block]		At March 31, 2015
				Fair Value Measurements
				Quoted Prices
				in Active			Significant		Significant
				Markets			Other		Other
				for Identical			Observable		Unobservable
		Carrying		Assets			Inputs		Inputs
		Amount		(Level 1)			(Level 2)		(Level 3)
		(in thousands)
	Assets
	Cash and cash equivalents	$	22,176	$	6,586		$	15,590	$	-
	Restricted cash	$	28,026	$	-		$	28,026	$	-
	Interest-bearing time deposits	$	9,299	$	-		$	9,313	$	-
	Loans receivable, net of allowance	$	772,134	$	-		$	-	$	773,932
	Investment securities AFS	$	137,383	$	7,850		$	129,533	$	-
	Investment securities HTM	$	16,020	$	-		$	16,094	$	-
	FHLB Stock	$	9,492	n/a			n/a		n/a
	Accrued interest receivable	$	3,204	$	-		$	531	$	2,673
	Liabilities
	Savings deposits	$	93,287	$	-		$	93,287	$	-
	Checking and money market deposits	$	453,700	$	94,505		$	359,195	$	-
	Certificates of deposit	$	203,570	$	-		$	206,830	$	-
	Borrowings	$	190,793	$	-		$	194,140	$	-
	Accrued interest payable	$	115	$	-		$	115	$	-
		At December 31, 2014
				Fair Value Measurements
				Quoted Prices
				in Active			Significant		Significant
				Markets			Other		Other
				for Identical			Observable		Unobservable
		Carrying		Assets			Inputs		Inputs
		Amount		(Level 1)			(Level 2)		(Level 3)
		(in thousands)
	Assets
	Cash and cash equivalents	$	31,472	$	6,785		$	24,687	$	-
	Interest-bearing time deposits	$	9,538	$	-		$	9,522	$	-
	Loans receivable, net of allowance	$	770,289	$	-		$	-	$	773,636
	Investment securities AFS	$	147,788	$	4,817		$	142,971	$	-
	Investment securities HTM	$	17,924	$	-		$	17,746	$	-
	FHLB Stock	$	7,053	n/a			n/a		n/a
	Accrued interest receivable	$	3,196	$	-		$	639	$	2,557
	Liabilities
	Savings deposits	$	91,948	$	-		$	91,948	$	-
	Checking and money market deposits	$	460,177	$	86,268		$	373,909	$	-
	Certificates of deposit	$	244,931	$	-		$	245,301	$	-
	Borrowings	$	136,342	$	-		$	139,463	$	-
	Accrued interest payable	$	120	$	-		$	120	$	-

Note_7_Deposits_Tables

Note 7 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2015
Disclosure Text Block [Abstract]
Summary of Deposits [Table Text Block]		March 31,		December 31,
		2015		2014
		(in thousands)
	Savings accounts	$	93,287	$	91,948
	Interest-bearing checking and money market deposits (1)		359,195		373,909
	Non-interest bearing checking		94,505		86,268
	Certificates of deposit $250,000 or less		184,116		194,641
	Certificates of deposit more than $250,000		19,454		50,290
	Total deposits	$	750,557	$	797,056

Note_9_Derivatives_and_Hedging1

Note 9 - Derivatives and Hedging Activities (Tables)	3 Months Ended
	Mar. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Interest Rate Derivatives [Table Text Block]		At March 31, 2015					At December 31, 2014
		Notional Amount		Fair Value			Notional Amount		Fair Value
		(in thousands)					(in thousands)
	Derivatives
	Interest rate swap	$	19,000	$	(1,185	)	$	19,000	$	(829	)

Note_11_Stock_Benefit_Plan_Tab

Note 11 - Stock Benefit Plan (Tables)	3 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]		For the three months ended March 31,
		2015								2014
		Number of Options			Weighted Average Exercise Price			Weighted Average Remaining Contractual Life (years)		Number of Options				Weighted Average Exercise Price		Weighted Average Remaining Contractual Life (years)
	Outstanding at January 1		696,960		$	7.79					710,960			$	7.64
	Granted		12,500		$	9.15					-			$	-
	Forfeited		(590	)	$	7.68					(8,000	)		$	7.27
	Exercised		-		$	-					(2,000	)		$	8.43
	Outstanding at March 31 (1)		708,870		$	7.81		5.8			700,960			$	7.71	6.6
	Exercisable at March 31		493,786		$	7.56		5.4			377,266			$	7.5	6.3
	Aggregate Intrinsic Value of Exercisable Options at March 31	$	987,700							$	1,319,400
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]		For the three months ended
		March 31,
	Assumption	2015			2014
	Expected average risk-free interest rate		1.49	%		0	%
	Expected average life (in years)		6.5			-
	Expected volatility		36.74	%		0	%
	Expected dividend yield		2.62	%		0	%
	Weighted average per share fair value	$	2.55		$	-
Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]		For the three months ended March 31,
		2015							2014
		Restricted Common Shares			Weighted Average Fair Value at Grant Date				Restricted Common Shares				Weighted Average Fair Value at Grant Date
	Outstanding at January 1		4,950		$	8.44				7,425			$	8.44
	Granted		9,000		$	8.75				-			$	-
	Vested		-		$	-				-			$	-
	Forfeited		(1,275	)	$	8.52				-			$	-
	Outstanding at March 31		12,675		$	8.44				7,425			$	8.44
Schedule of Compensation Cost for Share-based Payment Arrangements, Allocation of Share-based Compensation Costs by Plan [Table Text Block]		For the three months ended March 31,
		2015			2014
					(in thousands)
	Compensation expense:
	Common stock options	$	115		$	111
	Restricted common stock		10			6
	Total compensation expense		125			117
	Tax benefit		4			2
	Net income effect	$	121		$	115

Note_12_Earnings_Per_Share_Tab

Note 12 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]		For the three months ended March 31,
		2015		2014
		(in thousands, except share data)
	Net income	$	1,021	$	2,028
	Weighted average shares outstanding		10,711,939		11,157,234
	Basic earnings per share	$	0.1	$	0.18
	Diluted weighted average shares outstanding		10,811,509		11,286,022
	Diluted basic earnings per share	$	0.09	$	0.18

Note_14_Other_Comprehensive_In1

Note 14 - Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2015
Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]		Balance at			Other				Amount			Amortization		Other			Balance at
		31-Dec-14			Comprehensive				Reclassified from			HTM		Comprehensive			31-Mar-15
					Income				Accumulated			Other		Income
					Before				Other			Comprehensive		Three Months Ended
					Reclassifications				Comprehensive			Income		31-Mar-15
									Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(985	)	$	803			$	(68	)	$	63	$	798		$	(187	)
	Net unrealized holding gain (loss) on interest rate swap, net of tax		(498	)		(214	)			-			-		(214	)		(712	)
	Accumulated other comprehensive income (loss) net of tax	$	(1,483	)	$	589			$	(68	)	$	63	$	584		$	(899	)
		Balance at			Other				Amount			Amortization		Other			Balance at
		31-Dec-13			Comprehensive				Reclassified from			HTM		Comprehensive			31-Mar-14
					Income				Accumulated			Other		Income
					Before				Other			Comprehensive		Three Months Ended
					Reclassifications				Comprehensive			Income		31-Mar-14
									Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(2,951	)	$	941			$	-		$	19	$	960		$	(1,991	)
	Increase in fair value of AFS securities sold		-			1,135				(1,135	)		-		-			-
	Accumulated other comprehensive income (loss) net of tax	$	(2,951	)	$	2,076			$	(1,135	)	$	19	$	960		$	(1,991	)
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]		For the three months ended March 31,						Affected Line Item in Statements of Income
		2015			2014
		(in thousands)
	Unrealized gains (losses) on securities available for sale:
	Realized gain on securities sales	$	114		$	1,889		Gain (loss) on sale of investment securities, net
	Income tax expense		(46	)		(754	)	Income taxes
	Total reclassifications net of tax	$	68		$	1,135

Note_1_Organization_Details

Note 1 - Organization (Details)	3 Months Ended
	Mar. 31, 2015
Note 1 - Organization (Details) [Line Items]
Number of Branch Offices	21
Number of Branch Transitioned	1
New Jersey [Member]
Note 1 - Organization (Details) [Line Items]
Number of Market Development Offices	3
Pennsylvania [Member]
Note 1 - Organization (Details) [Line Items]
Number of Market Development Offices	2

Note_2_Summary_of_Significant_1

Note 2 - Summary of Significant Accounting Policies (Details) (USD $)	0 Months Ended	3 Months Ended
	Feb. 27, 2014	Mar. 31, 2015	Dec. 31, 2014	Feb. 27, 2014
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Federal Reserve Bank Stock		$715,000	$659,000
Restricted Cash and Cash Equivalents		28,026,000
Interest Bearing Time Deposit Minimum Maturity Period		3 months
Preferred Collateral Debt Obligation Securities Minimum Cost Basis	0			0
Gain (Loss) on Sale of Debt Investments	1,900,000
Financing Receivable Troubled Debt Restructuring Amount		6,000,000	5,700,000
Employee Stock Ownership Plan (ESOP), Number of Allocated Shares (in Shares)		222,138
Number of Operating Segments		1
Number of Reportable Segments		1
Treasury Stock, Shares (in Shares)		1,861,655	1,869,380
Treasury Stock Acquired, Average Cost Per Share (in Dollars per share)		$9.67
Commercial Loan [Member]
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Minimum Delinquency Period of Loans Classified as Nonaccrual		90 days
Consumer and Residential Loan [Member]
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Minimum Delinquency Period of Loans Classified as Nonaccrual		90 days
Loan to Value Ratio Minimum for Classification of Non-Accrual of Consumer and Residential Loans		60.00%
Maximum Loan to Value Ratio for Classification of Consumer and Residential Loans to Accrual Status		60.00%
Accruing Loan [Member]
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Financing Receivable Troubled Debt Restructuring Amount		5,000,000	4,900,000
Non Accruing Loan [Member]
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Financing Receivable Troubled Debt Restructuring Amount		$1,000,000	$819,000
Building [Member] | Minimum [Member]
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life		10 years
Building [Member] | Maximum [Member]
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life		39 years
Furniture and Fixtures [Member] | Minimum [Member]
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life		3 years
Furniture and Fixtures [Member] | Maximum [Member]
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life		7 years
Core Deposits [Member] | Minimum [Member]
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Finite-Lived Intangible Asset, Useful Life		5 years
Core Deposits [Member] | Maximum [Member]
Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]
Finite-Lived Intangible Asset, Useful Life		13 years

Note_3_Investment_Securities_D

Note 3 - Investment Securities (Details) (USD $)	0 Months Ended		3 Months Ended
	Mar. 03, 2014	Feb. 27, 2014	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014	Mar. 03, 2014
Investments, Debt and Equity Securities [Abstract]
Proceeds from Sale of Available-for-sale Securities			$9,600,000	$1,900,000
Available-for-sale Securities, Gross Realized Gains			114,000	1,900,000
Proceeds from Maturities, Prepayments and Calls of Other Investments			11,100,000	6,000,000
Securities Held as Collateral, at Fair Value			75,600,000		79,900,000
Trading Securities			0		0
Available for Sale Securities Transferred to Held to Maturity Securities at Fair Value						7,600,000
Available for Sale Securities Transferred Gross Unrealized Loss	377,000
Available for Sale Securities Transferred Unrealized Loss of Securities in Loss Position for Less Than Twelve Months	276,000
Investment Securities Portfolio			158
Investment Securities Related to Unrealized Loss Position			55
Marketable Securities, Realized Gain (Loss)		$1,900,000

Note_3_Investment_Securities_D1

Note 3 - Investment Securities (Details) - Amortized Cost, Gross Unrealized Gains or Losses, and Fair Value of Investment Securities (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Debt securities
Amortized Cost	$137,526	$149,155
Gross Unrealized Gains	523	292
Gross Unrealized Losses	-666	-1,659
Fair Value	137,383	147,788
Debt securities
Amortized Cost	16,020	17,924
Gross Unrealized Gains	159	139
Gross Unrealized Losses	-85	-317
Fair Value	16,094	17,746
US Government Agencies Debt Securities [Member]
Debt securities
Amortized Cost	37,979	39,978
Gross Unrealized Gains	40	16
Gross Unrealized Losses	-126	-560
Fair Value	37,893	39,434
Debt securities
Amortized Cost	5,962	7,859
Gross Unrealized Losses	-54	-261
Fair Value	5,908	7,598
Municipal Bonds [Member]
Debt securities
Amortized Cost	7,858	8,288
Gross Unrealized Gains	82	46
Gross Unrealized Losses	-8	-17
Fair Value	7,932	8,317
Debt securities
Amortized Cost	10,058	10,065
Gross Unrealized Gains	159	139
Gross Unrealized Losses	-31	-56
Fair Value	10,186	10,148
Corporate Bond Securities [Member]
Debt securities
Amortized Cost	23,813	23,836
Gross Unrealized Gains	136	15
Gross Unrealized Losses	-4	-73
Fair Value	23,945	23,778
Debt Securities [Member]
Debt securities
Amortized Cost	69,650	72,102
Gross Unrealized Gains	258	77
Gross Unrealized Losses	-138	-650
Fair Value	69,770	71,529
Debt securities
Amortized Cost	16,020	17,924
Gross Unrealized Gains	159	139
Gross Unrealized Losses	-85	-317
Fair Value	16,094	17,746
CRA Qualified Investment Fund [Member]
Debt securities
Amortized Cost	8,000	5,000
Gross Unrealized Losses	-150	-183
Fair Value	7,850	4,817
Equity Securities [Member]
Debt securities
Amortized Cost	8,000	5,000
Gross Unrealized Losses	-150	-183
Fair Value	7,850	4,817
GNMA Pass Through Certificates [Member]
Debt securities
Amortized Cost	1	2,103
Gross Unrealized Gains		113
Fair Value	1	2,216
FHLMC Pass Through Certificates [Member]
Debt securities
Amortized Cost	3,096	3,464
Gross Unrealized Gains		7
Gross Unrealized Losses	-7	-13
Fair Value	3,089	3,458
FNMA Pass Through Certificates [Member]
Debt securities
Amortized Cost	8,862	9,729
Gross Unrealized Gains	18	33
Gross Unrealized Losses		-16
Fair Value	8,880	9,746
Collateralized Mortgage Obligations [Member]
Debt securities
Amortized Cost	47,917	56,757
Gross Unrealized Gains	247	62
Gross Unrealized Losses	-371	-797
Fair Value	47,793	56,022
Collateralized Mortgage Backed Securities [Member]
Debt securities
Amortized Cost	59,876	72,053
Gross Unrealized Gains	265	215
Gross Unrealized Losses	-378	-826
Fair Value	$59,763	$71,442

Note_3_Investment_Securities_D2

Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Fair Value, Less Than 12 Months	$40,783	$45,689
Unrealized Losses, Less Than 12 Months	-147	-185
Fair Value, 12 Months or Longer	39,715	82,426
Unrealized Losses, 12 Months or Longer	-604	-1,791
Fair Value	80,498	128,115
Unrealized Losses	-751	-1,976
US Government Agencies Debt Securities [Member]
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Fair Value, Less Than 12 Months	21,931	8,958
Unrealized Losses, Less Than 12 Months	-67	-42
Fair Value, 12 Months or Longer	12,886	34,214
Unrealized Losses, 12 Months or Longer	-113	-779
Fair Value	34,817	43,172
Unrealized Losses	-180	-821
Municipal Bonds [Member]
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Fair Value, Less Than 12 Months	4,370	3,098
Unrealized Losses, Less Than 12 Months	-19	-17
Fair Value, 12 Months or Longer	1,274	3,824
Unrealized Losses, 12 Months or Longer	-20	-56
Fair Value	5,644	6,922
Unrealized Losses	-39	-73
Corporate Bond Securities [Member]
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Fair Value, Less Than 12 Months	4,013	17,730
Unrealized Losses, Less Than 12 Months	-4	-73
Fair Value	4,013	17,730
Unrealized Losses	-4	-73
CRA Qualified Investment Fund [Member]
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Fair Value, 12 Months or Longer	7,850	4,817
Unrealized Losses, 12 Months or Longer	-150	-183
Fair Value	7,850	4,817
Unrealized Losses	-150	-183
Collateralized Mortgage Backed Securities [Member]
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Fair Value, Less Than 12 Months	10,469	15,903
Unrealized Losses, Less Than 12 Months	-57	-53
Fair Value, 12 Months or Longer	17,705	39,571
Unrealized Losses, 12 Months or Longer	-321	-773
Fair Value	28,174	55,474
Unrealized Losses	($378)	($826)

Note_3_Investment_Securities_D3

Note 3 - Investment Securities (Details) - Amortized Cost and Fair Value of Debt, Equity, Mortgage-Backed Securities by Contractual Maturities (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Amortized Cost and Fair Value of Debt, Equity, Mortgage-Backed Securities by Contractual Maturities [Abstract]
Due after one year but within five years	$54,291
Due after one year but within five years	54,368
Due after one year but within five years	2,454
Due after one year but within five years	2,453
Due after five years but within ten years	15,359
Due after five years but within ten years	15,402
Due after five years but within ten years	11,861
Due after five years but within ten years	11,921
Due after ten years	1,705
Due after ten years	1,720
Equity securities	8,000
Equity securities	7,850
Mortgage-backed securities	59,876
Mortgage-backed securities	59,763
Total investment securities	137,526	149,155
Total investment securities	137,383	147,788
Total investment securities	16,020	17,924
Total investment securities	$16,094	$17,746

Note_3_Investment_Securities_D4

Note 3 - Investment Securities (Details) - Cumulative Credit Related OTTI Charges Recognized as Components of Earnings for CDO Securities (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Cumulative Credit Related OTTI Charges Recognized as Components of Earnings for CDO Securities [Abstract]
Beginning balance of cumulative credit losses on CDO securities		($14,501)
Additional credit losses for which other than temporary impairment was previously recognized
Sale of OTTI securities		14,501
Credit loss recognized due to change to intent to sell

Note_4_Loans_Receivable_Detail

Note 4 - Loans Receivable (Details) (USD $)	3 Months Ended			12 Months Ended
	Mar. 31, 2015	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2014
Receivables [Abstract]
Financing Receivable, Reclassification to Held-for-sale			$5,300,000
Financing Receivable, Allowance for Credit Losses, Write-downs		16,000	1,774,000	1,790,000
Portion of Trouble Debt Restructurings in Non-Accrual Loans	1,000,000			819,000
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	8,600,000			8,300,000
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	443,000			401,000
Impairment Reserve for Troubled Debt Restructuring	237,000			192,000
Commitment to Extend Funds to TDRs	$0
Number of Delinquencies	2

Note_4_Loans_Receivable_Detail1

Note 4 - Loans Receivable (Details) - Summary of Loans Receivable (USD $)	Mar. 31, 2015		Dec. 31, 2014		Mar. 31, 2014
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$781,470		$779,915		$782,578
Allowance for loan losses	9,164		9,387		9,736
Deferred loan fees	172		239
Loans receivable, net	772,134		770,289
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	431,145		422,194		423,563
Allowance for loan losses	5,819		5,671		7,420
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	24,354		25,366		19,195
Allowance for loan losses	402		597		262
Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	17,620		19,399		14,823
Allowance for loan losses	147		138		329
Commercial Real Estate Other Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	30,668	[1]	33,314	[1]	35,978
Allowance for loan losses	601	[1]	782	[1]	488
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	232,529		234,561		245,653
Allowance for loan losses	1,549		1,550		673
Home Equity and Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	44,629		44,312		42,613
Allowance for loan losses	289		288		109
Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	525		769		753
Allowance for loan losses	$7		$11		$5
[1]	includes commercial lines of credit

Note_4_Loans_Receivable_Detail2

Note 4 - Loans Receivable (Details) - Activity Related to the Allowance for Loan Losses by Category (USD $)	3 Months Ended					12 Months Ended
	Mar. 31, 2015		Jun. 30, 2014	Mar. 31, 2014		Dec. 31, 2014
Note 4 - Loans Receivable (Details) - Activity Related to the Allowance for Loan Losses by Category [Line Items]
Balance at beginning of year	$9,387,000		$9,736,000	$9,330,000		$9,330,000
Charge-offs	-253,000			-261,000		-1,546,000
Write-downs on loans transferred to HFS			-16,000	-1,774,000		-1,790,000
Recoveries	30,000			229,000		379,000
Provision for loan losses	0			2,212,000		3,014,000
Balance at end of year	9,164,000			9,736,000		9,387,000
Impairment evaluation
Individually evaluated	396,000			174,000		297,000
Collectively evaluated	8,768,000			9,562,000		9,090,000
Total allowance for loan losses	9,164,000			9,736,000		9,387,000
Individually evaluated	13,887,000			11,571,000		13,451,000
Collectively evaluated	767,583,000			771,007,000		766,464,000
Total loans	781,470,000			782,578,000		779,915,000
Commercial Real Estate Portfolio Segment [Member]
Note 4 - Loans Receivable (Details) - Activity Related to the Allowance for Loan Losses by Category [Line Items]
Balance at beginning of year	5,671,000			6,554,000		6,554,000
Charge-offs	-170,000			-178,000		-1,276,000
Write-downs on loans transferred to HFS				0		0
Recoveries	19,000			220,000		299,000
Provision for loan losses	299,000			824,000		94,000
Balance at end of year	5,819,000			7,420,000		5,671,000
Impairment evaluation
Individually evaluated	304,000			130,000		271,000
Collectively evaluated	5,515,000			7,290,000		5,400,000
Total allowance for loan losses	5,819,000			7,420,000		5,671,000
Individually evaluated	10,297,000			8,929,000		10,447,000
Collectively evaluated	420,848,000			414,634,000		411,747,000
Total loans	431,145,000			423,563,000		422,194,000
Commercial Portfolio Segment [Member]
Note 4 - Loans Receivable (Details) - Activity Related to the Allowance for Loan Losses by Category [Line Items]
Balance at beginning of year	597,000			420,000		420,000
Charge-offs	0			0		0
Write-downs on loans transferred to HFS				-809,000		-825,000
Recoveries	0			0		0
Provision for loan losses	-195,000			651,000		1,002,000
Balance at end of year	402,000			262,000		597,000
Impairment evaluation
Individually evaluated	0			0		0
Collectively evaluated	402,000			262,000		597,000
Total allowance for loan losses	402,000			262,000		597,000
Individually evaluated	0			0		0
Collectively evaluated	24,354,000			19,195,000		25,366,000
Total loans	24,354,000			19,195,000		25,366,000
Commercial Real Estate Construction Financing Receivable [Member]
Note 4 - Loans Receivable (Details) - Activity Related to the Allowance for Loan Losses by Category [Line Items]
Balance at beginning of year	138,000			227,000		227,000
Charge-offs	0			0		0
Write-downs on loans transferred to HFS				0		0
Recoveries	0			0		0
Provision for loan losses	9,000			102,000		-89,000
Balance at end of year	147,000			329,000		138,000
Impairment evaluation
Individually evaluated	0			0		0
Collectively evaluated	147,000			329,000		138,000
Total allowance for loan losses	147,000			329,000		138,000
Individually evaluated	0			0		0
Collectively evaluated	17,620,000			14,823,000		19,399,000
Total loans	17,620,000			14,823,000		19,399,000
Commercial Real Estate Other Receivable [Member]
Note 4 - Loans Receivable (Details) - Activity Related to the Allowance for Loan Losses by Category [Line Items]
Balance at beginning of year	782,000	[1]		600,000		600,000
Charge-offs	0	[1]		0		0	[1]
Write-downs on loans transferred to HFS				-965,000	[1]	-965,000	[1]
Recoveries	0	[1]		0		0	[1]
Provision for loan losses	-181,000	[1]		853,000		1,147,000	[1]
Balance at end of year	601,000	[1]		488,000		782,000	[1]
Impairment evaluation
Individually evaluated	0	[1]		0		0	[1]
Collectively evaluated	601,000	[1]		488,000		782,000	[1]
Total allowance for loan losses	601,000	[1]		488,000		782,000	[1]
Individually evaluated	303,000	[1]		303,000		303,000	[1]
Collectively evaluated	30,365,000	[1]		35,675,000		33,011,000	[1]
Total loans	30,668,000	[1]		35,978,000		33,314,000	[1]
Residential Portfolio Segment [Member]
Note 4 - Loans Receivable (Details) - Activity Related to the Allowance for Loan Losses by Category [Line Items]
Balance at beginning of year	1,550,000			865,000		865,000
Charge-offs	-54,000			0		-107,000
Write-downs on loans transferred to HFS				0		0
Recoveries	0			0		50,000
Provision for loan losses	53,000			-192,000		742,000
Balance at end of year	1,549,000			673,000		1,550,000
Impairment evaluation
Individually evaluated	85,000			44,000		26,000
Collectively evaluated	1,464,000			629,000		1,524,000
Total allowance for loan losses	1,549,000			673,000		1,550,000
Individually evaluated	2,988,000			1,874,000		2,301,000
Collectively evaluated	229,541,000			243,779,000		232,260,000
Total loans	232,529,000			245,653,000		234,561,000
Home Equity and Line of Credit [Member]
Note 4 - Loans Receivable (Details) - Activity Related to the Allowance for Loan Losses by Category [Line Items]
Balance at beginning of year	288,000			160,000		160,000
Charge-offs	-22,000			-68,000		-100,000
Write-downs on loans transferred to HFS				0		0
Recoveries	3,000			0		3,000
Provision for loan losses	20,000			17,000		225,000
Balance at end of year	289,000			109,000		288,000
Impairment evaluation
Individually evaluated	7,000			0		0
Collectively evaluated	282,000			109,000		288,000
Total allowance for loan losses	289,000			109,000		288,000
Individually evaluated	299,000			465,000		400,000
Collectively evaluated	44,330,000			42,148,000		43,912,000
Total loans	44,629,000			42,613,000		44,312,000
Consumer Other Financing Receivable [Member]
Note 4 - Loans Receivable (Details) - Activity Related to the Allowance for Loan Losses by Category [Line Items]
Balance at beginning of year	11,000			4,000		4,000
Charge-offs	-7,000			-15,000		-63,000
Write-downs on loans transferred to HFS				0		0
Recoveries	8,000			9,000		27,000
Provision for loan losses	-5,000			7,000		43,000
Balance at end of year	7,000			5,000		11,000
Impairment evaluation
Individually evaluated	0			0		0
Collectively evaluated	7,000			5,000		11,000
Total allowance for loan losses	7,000			5,000		11,000
Individually evaluated	0			0		0
Collectively evaluated	525,000			753,000		769,000
Total loans	525,000			753,000		769,000
Unallocated Financing Receivables [Member]
Note 4 - Loans Receivable (Details) - Activity Related to the Allowance for Loan Losses by Category [Line Items]
Balance at beginning of year	350,000			500,000		500,000
Charge-offs	0			0		0
Write-downs on loans transferred to HFS				0		0
Recoveries	0			0		0
Provision for loan losses	0			-50,000		-150,000
Balance at end of year	350,000			450,000		350,000
Impairment evaluation
Individually evaluated	0			0		0
Collectively evaluated	350,000			450,000		350,000
Total allowance for loan losses	350,000			450,000		350,000
Individually evaluated	0			0		0
Collectively evaluated	0			0		0
Total loans	$0			$0		$0
[1]	includes commercial lines of credit

Note_4_Loans_Receivable_Detail3

Note 4 - Loans Receivable (Details) - Summary of Impaired Loans (USD $)	Mar. 31, 2015		Dec. 31, 2014
Summary of Impaired Loans [Abstract]
Non-accrual loans (1)	$8,136,000	[1]	$7,857,000	[1]
Loans delinquent greater than 90 days and still accruing	443,000		401,000
Troubled debt restructured loans	4,981,000		4,855,000
Loans less than 90 days and still accruing	327,000		338,000
Total impaired loans	$13,887,000	[2]	$13,451,000	[2]
[1]	Non-accrual loans in the table above include TDRs totaling $1.0 million at March 31, 2015 and $819,000 at December 31, 2014.
[2]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.

Note_4_Loans_Receivable_Detail4

Note 4 - Loans Receivable (Details) - Recognition of Impaired Loans (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Recognition of Impaired Loans [Abstract]
Average recorded investment of impaired loans	$13,362	$11,164	$10,860
Interest income recognized during impairment	$69	$60	$321

Note_4_Loans_Receivable_Detail5

Note 4 - Loans Receivable (Details) - Summary of TDRs by Performing Status (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Note 4 - Loans Receivable (Details) - Summary of TDRs by Performing Status [Line Items]
Accruing and Non-accruing TDRs	$5,987	$5,674
Non-accrual [Member] | Commercial Real Estate Portfolio Segment [Member]
Note 4 - Loans Receivable (Details) - Summary of TDRs by Performing Status [Line Items]
Accruing and Non-accruing TDRs	725	733
Non-accrual [Member] | Residential Portfolio Segment [Member]
Note 4 - Loans Receivable (Details) - Summary of TDRs by Performing Status [Line Items]
Accruing and Non-accruing TDRs	281	86
Non-accrual [Member]
Note 4 - Loans Receivable (Details) - Summary of TDRs by Performing Status [Line Items]
Accruing and Non-accruing TDRs	1,006	819
Accrual [Member] | Commercial Real Estate Portfolio Segment [Member]
Note 4 - Loans Receivable (Details) - Summary of TDRs by Performing Status [Line Items]
Accruing and Non-accruing TDRs	3,807	3,471
Accrual [Member] | Residential Portfolio Segment [Member]
Note 4 - Loans Receivable (Details) - Summary of TDRs by Performing Status [Line Items]
Accruing and Non-accruing TDRs	1,174	1,384
Accrual [Member]
Note 4 - Loans Receivable (Details) - Summary of TDRs by Performing Status [Line Items]
Accruing and Non-accruing TDRs	4,981	4,855
Commercial Real Estate Portfolio Segment [Member]
Note 4 - Loans Receivable (Details) - Summary of TDRs by Performing Status [Line Items]
Accruing and Non-accruing TDRs	4,532	4,204
Residential Portfolio Segment [Member]
Note 4 - Loans Receivable (Details) - Summary of TDRs by Performing Status [Line Items]
Accruing and Non-accruing TDRs	$1,455	$1,470

Note_4_Loans_Receivable_Detail6

Note 4 - Loans Receivable (Details) - Summary of New TDRs (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Financing Receivable, Modifications [Line Items]
Number of contracts	2	1
Pre-modification recorded investment	$2,490	$2,178
Post-modification recorded investment	2,490	2,170
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts	2	1
Pre-modification recorded investment	2,490	2,178
Post-modification recorded investment	$2,490	$2,170

Note_4_Loans_Receivable_Detail7

Note 4 - Loans Receivable (Details) - Concessions Granted on Accruing and Non-Accruing Loans that were Restructured (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Accruing TDRs:
Reductions in interest rate and maturity date, number of loans	0	3
Reductions in interest rate and maturity date, amount	$0	$1,197
Reductions in interest rate and principal amount, number of loans	0	0
Reductions in interest rate and principal amount, amount	0	0
Maturity date extension, number of loans	0	3
Maturity date extension, amount	0	824
Maturity date extension and interest rate reduction, number of loans	2	1
Maturity date extension and interest rate reduction, amount	2,490	2,170
Deferral of principal amount due and shortened maturity date, number of loans	0	2
Deferral of principal amount due and shortened maturity date, amount	0	287
Total concessions granted, number of loans	2	9
Total concessions granted, amount	2,490	4,478
Accrual [Member] | Commercial Real Estate Portfolio Segment [Member]
Accruing TDRs:
Reductions in interest rate and maturity date, number of loans	0	3
Reductions in interest rate and maturity date, amount	0	1,197
Reductions in interest rate and principal amount, number of loans	0	0
Reductions in interest rate and principal amount, amount	0	0
Maturity date extension, number of loans	0	1
Maturity date extension, amount	0	45
Maturity date extension and interest rate reduction, number of loans	2	1
Maturity date extension and interest rate reduction, amount	2,490	2,170
Deferral of principal amount due and shortened maturity date, number of loans	0	0
Deferral of principal amount due and shortened maturity date, amount	0	0
Total concessions granted, number of loans	2	5
Total concessions granted, amount	2,490	3,412
Accrual [Member] | Residential Portfolio Segment [Member]
Accruing TDRs:
Reductions in interest rate and maturity date, number of loans	0	0
Reductions in interest rate and maturity date, amount	0	0
Reductions in interest rate and principal amount, number of loans	0	0
Reductions in interest rate and principal amount, amount	0	0
Maturity date extension, number of loans	0	2
Maturity date extension, amount	0	779
Maturity date extension and interest rate reduction, number of loans	0	0
Maturity date extension and interest rate reduction, amount	0	0
Deferral of principal amount due and shortened maturity date, number of loans	0	1
Deferral of principal amount due and shortened maturity date, amount	0	200
Total concessions granted, number of loans	0	3
Total concessions granted, amount	0	979
Accrual [Member]
Accruing TDRs:
Reductions in interest rate and maturity date, number of loans	0	3
Reductions in interest rate and maturity date, amount	0	1,197
Reductions in interest rate and principal amount, number of loans	0	0
Reductions in interest rate and principal amount, amount	0	0
Maturity date extension, number of loans	0	3
Maturity date extension, amount	0	824
Maturity date extension and interest rate reduction, number of loans	2	1
Maturity date extension and interest rate reduction, amount	2,490	2,170
Deferral of principal amount due and shortened maturity date, number of loans	0	1
Deferral of principal amount due and shortened maturity date, amount	0	200
Total concessions granted, number of loans	2	8
Total concessions granted, amount	2,490	4,391
Non-accrual [Member] | Commercial Real Estate Portfolio Segment [Member]
Accruing TDRs:
Reductions in interest rate and maturity date, number of loans	0	0
Reductions in interest rate and maturity date, amount	0	0
Reductions in interest rate and principal amount, number of loans	0	0
Reductions in interest rate and principal amount, amount	0	0
Maturity date extension, number of loans	0	0
Maturity date extension, amount	0	0
Maturity date extension and interest rate reduction, number of loans	0	0
Maturity date extension and interest rate reduction, amount	0	0
Deferral of principal amount due and shortened maturity date, number of loans	0	0
Deferral of principal amount due and shortened maturity date, amount	0	0
Total concessions granted, number of loans	0	0
Total concessions granted, amount	0	0
Non-accrual [Member] | Residential Portfolio Segment [Member]
Accruing TDRs:
Reductions in interest rate and maturity date, number of loans	0	0
Reductions in interest rate and maturity date, amount	0	0
Reductions in interest rate and principal amount, number of loans	0	0
Reductions in interest rate and principal amount, amount	0	0
Maturity date extension, number of loans	0	0
Maturity date extension, amount	0	0
Maturity date extension and interest rate reduction, number of loans	0	0
Maturity date extension and interest rate reduction, amount	0	0
Deferral of principal amount due and shortened maturity date, number of loans	0	1
Deferral of principal amount due and shortened maturity date, amount	0	87
Total concessions granted, number of loans	0	1
Total concessions granted, amount	0	87
Non-accrual [Member]
Accruing TDRs:
Reductions in interest rate and maturity date, number of loans	0	0
Reductions in interest rate and maturity date, amount	0	0
Reductions in interest rate and principal amount, number of loans	0	0
Reductions in interest rate and principal amount, amount	0	0
Maturity date extension, number of loans	0	0
Maturity date extension, amount	0	0
Maturity date extension and interest rate reduction, number of loans	0	0
Maturity date extension and interest rate reduction, amount	0	0
Deferral of principal amount due and shortened maturity date, number of loans	0	1
Deferral of principal amount due and shortened maturity date, amount	0	87
Total concessions granted, number of loans	0	1
Total concessions granted, amount	0	87
Commercial Real Estate Portfolio Segment [Member]
Accruing TDRs:
Reductions in interest rate and maturity date, number of loans	0	3
Reductions in interest rate and maturity date, amount	0	1,197
Reductions in interest rate and principal amount, number of loans	0	0
Reductions in interest rate and principal amount, amount	0	0
Maturity date extension, number of loans	0	1
Maturity date extension, amount	0	45
Maturity date extension and interest rate reduction, number of loans	2	1
Maturity date extension and interest rate reduction, amount	2,490	2,170
Deferral of principal amount due and shortened maturity date, number of loans	0	0
Deferral of principal amount due and shortened maturity date, amount	0	0
Total concessions granted, number of loans	2	5
Total concessions granted, amount	2,490	3,412
Residential Portfolio Segment [Member]
Accruing TDRs:
Reductions in interest rate and maturity date, number of loans	0
Reductions in interest rate and maturity date, amount	0
Reductions in interest rate and principal amount, number of loans	0
Reductions in interest rate and principal amount, amount	0
Maturity date extension, number of loans	0
Maturity date extension, amount	0
Maturity date extension and interest rate reduction, number of loans	0
Maturity date extension and interest rate reduction, amount	0
Deferral of principal amount due and shortened maturity date, number of loans	0
Deferral of principal amount due and shortened maturity date, amount	0
Total concessions granted, number of loans	0
Total concessions granted, amount	0
Residential Mortgage [Member]
Accruing TDRs:
Reductions in interest rate and maturity date, number of loans		0
Reductions in interest rate and maturity date, amount		0
Reductions in interest rate and principal amount, number of loans		0
Reductions in interest rate and principal amount, amount		0
Maturity date extension, number of loans		2
Maturity date extension, amount		779
Maturity date extension and interest rate reduction, number of loans		0
Maturity date extension and interest rate reduction, amount		0
Deferral of principal amount due and shortened maturity date, number of loans		2
Deferral of principal amount due and shortened maturity date, amount		287
Total concessions granted, number of loans		4
Total concessions granted, amount		$1,066

Note_4_Loans_Receivable_Detail8

Note 4 - Loans Receivable (Details) - Summary of TDRs that Defaulted (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Financing Receivable, Modifications [Line Items]
Number of contracts	1	0
Recorded investment	$197	$0
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts	0	0
Recorded investment	0	0
Residential Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts	1	0
Recorded investment	$197	$0

Note_4_Loans_Receivable_Detail9

Note 4 - Loans Receivable (Details) - Summary of Impaired Loans (USD $)	3 Months Ended			12 Months Ended
	Mar. 31, 2015		Mar. 31, 2014	Dec. 31, 2014
Impaired loans with a related allowance
Impaired loans with related allowance recorded investment	$5,497,000	[1]		$4,625,000	[1]
Impaired loans with related allowance unpaid principal balance	6,492,000			5,131,000
Impaired loans with related allowance related allowance	396,000			297,000
Impaired loans with related allowance average recorded investment	5,012,000			3,877,000
Impaired loans with related allowance interest income recognized	44,000			167,000
Impaired loans with no related allowance
Impaired loans with no related allowance recorded investment	8,390,000	[1]		8,826,000	[1]
Impaired loans with no related allowance unpaid principal balance	10,032,000			10,897,000
Impaired loans with no related allowance average recorded investment	8,350,000			6,983,000
Impaired loans with no related allowance interest income recognized	25,000			154,000
Total impaired loans
Recorded investment	13,887,000	[1]		13,451,000	[1]
Unpaid principal balance	16,524,000			16,028,000
Related allowance	396,000			297,000
Average recorded investment	13,362,000		11,164,000	10,860,000
Interest income recognized	69,000		60,000	321,000
Commercial Real Estate Portfolio Segment [Member]
Impaired loans with a related allowance
Impaired loans with related allowance recorded investment	4,649,000	[1]		4,432,000	[1]
Impaired loans with related allowance unpaid principal balance	5,561,000			4,938,000
Impaired loans with related allowance related allowance	304,000			271,000
Impaired loans with related allowance average recorded investment	4,531,000			3,679,000
Impaired loans with related allowance interest income recognized	42,000			160,000
Impaired loans with no related allowance
Impaired loans with no related allowance recorded investment	5,648,000	[1]		6,015,000	[1]
Impaired loans with no related allowance unpaid principal balance	7,118,000			7,781,000
Impaired loans with no related allowance average recorded investment	5,734,000			4,682,000
Impaired loans with no related allowance interest income recognized	6,000			64,000
Total impaired loans
Recorded investment	10,297,000	[1]		10,447,000	[1]
Unpaid principal balance	12,679,000			12,719,000
Related allowance	304,000			271,000
Average recorded investment	10,265,000			8,361,000
Interest income recognized	48,000			224,000
Commercial Portfolio Segment [Member]
Impaired loans with a related allowance
Impaired loans with related allowance recorded investment		[1]			[1]
Impaired loans with no related allowance
Impaired loans with no related allowance recorded investment		[1]			[1]
Total impaired loans
Recorded investment		[1]			[1]
Commercial Real Estate Construction Financing Receivable [Member]
Impaired loans with a related allowance
Impaired loans with related allowance recorded investment		[1]			[1]
Impaired loans with no related allowance
Impaired loans with no related allowance recorded investment		[1]			[1]
Total impaired loans
Recorded investment		[1]			[1]
Commercial Real Estate Other Receivable [Member]
Impaired loans with a related allowance
Impaired loans with related allowance recorded investment		[1]			[1]
Impaired loans with no related allowance
Impaired loans with no related allowance recorded investment	303,000	[1]		303,000	[1]
Impaired loans with no related allowance unpaid principal balance	376,000			376,000
Impaired loans with no related allowance average recorded investment	303,000			303,000
Total impaired loans
Recorded investment	303,000	[1]		303,000	[1]
Unpaid principal balance	376,000			376,000
Average recorded investment	303,000			303,000
Residential Portfolio Segment [Member]
Impaired loans with a related allowance
Impaired loans with related allowance recorded investment	781,000	[1]		193,000	[1]
Impaired loans with related allowance unpaid principal balance	840,000			193,000
Impaired loans with related allowance related allowance	85,000			26,000
Impaired loans with related allowance average recorded investment	414,000			198,000
Impaired loans with related allowance interest income recognized	2,000			7,000
Impaired loans with no related allowance
Impaired loans with no related allowance recorded investment	2,207,000	[1]		2,108,000	[1]
Impaired loans with no related allowance unpaid principal balance	2,272,000			2,233,000
Impaired loans with no related allowance average recorded investment	2,084,000			1,644,000
Impaired loans with no related allowance interest income recognized	16,000			86,000
Total impaired loans
Recorded investment	2,988,000	[1]		2,301,000	[1]
Unpaid principal balance	3,112,000			2,426,000
Related allowance	85,000			26,000
Average recorded investment	2,498,000			1,842,000
Interest income recognized	18,000			93,000
Home Equity and Line of Credit [Member]
Impaired loans with a related allowance
Impaired loans with related allowance recorded investment	67,000	[1]			[1]
Impaired loans with related allowance unpaid principal balance	91,000
Impaired loans with related allowance related allowance	7,000
Impaired loans with related allowance average recorded investment	67,000
Impaired loans with no related allowance
Impaired loans with no related allowance recorded investment	232,000	[1]		400,000	[1]
Impaired loans with no related allowance unpaid principal balance	266,000			507,000
Impaired loans with no related allowance average recorded investment	229,000			354,000
Impaired loans with no related allowance interest income recognized	3,000			4,000
Total impaired loans
Recorded investment	299,000	[1]		400,000	[1]
Unpaid principal balance	357,000			507,000
Related allowance	7,000
Average recorded investment	296,000			354,000
Interest income recognized	3,000			4,000
Consumer Other Financing Receivable [Member]
Impaired loans with a related allowance
Impaired loans with related allowance recorded investment		[1]			[1]
Impaired loans with no related allowance
Impaired loans with no related allowance recorded investment		[1]			[1]
Total impaired loans
Recorded investment		[1]			[1]
[1]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.

Recovered_Sheet1

Note 4 - Loans Receivable (Details) - Summary of Loans by Past Due Status (USD $)	Mar. 31, 2015		Dec. 31, 2014		Mar. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days delinquent	$471,000		$3,060,000
60-89 days delinquent	732,000		837,000
90 days or more delinquent and accruing	443,000		401,000
Total delinquent and accruing	1,646,000		4,298,000
Non-accrual	8,136,000	[1]	7,857,000	[1]
Current	771,688,000		767,760,000
Total loans	781,470,000		779,915,000		782,578,000
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days delinquent	0		769,000
60-89 days delinquent	482,000		402,000
90 days or more delinquent and accruing	0		0
Total delinquent and accruing	482,000		1,171,000
Non-accrual	6,163,000		6,638,000
Current	424,500,000		414,385,000
Total loans	431,145,000		422,194,000		423,563,000
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days delinquent	0		0
60-89 days delinquent	0		0
90 days or more delinquent and accruing	0		0
Total delinquent and accruing	0		0
Non-accrual	0		0
Current	24,354,000		25,366,000
Total loans	24,354,000		25,366,000		19,195,000
Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days delinquent	0		0
60-89 days delinquent	0		0
90 days or more delinquent and accruing	0		0
Total delinquent and accruing	0		0
Non-accrual	0		0
Current	17,620,000		19,399,000
Total loans	17,620,000		19,399,000		14,823,000
Commercial Real Estate Other Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days delinquent	0		0
60-89 days delinquent	0		0
90 days or more delinquent and accruing	0		0
Total delinquent and accruing	0		0
Non-accrual	303,000		303,000
Current	30,365,000		33,011,000
Total loans	30,668,000	[2]	33,314,000	[2]	35,978,000
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days delinquent	376,000		2,047,000
60-89 days delinquent	64,000		253,000
90 days or more delinquent and accruing	211,000		171,000
Total delinquent and accruing	651,000		2,471,000
Non-accrual	1,603,000		745,000
Current	230,275,000		231,345,000
Total loans	232,529,000		234,561,000		245,653,000
Home Equity and Line of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days delinquent	95,000		244,000
60-89 days delinquent	186,000		182,000
90 days or more delinquent and accruing	232,000		230,000
Total delinquent and accruing	513,000		656,000
Non-accrual	67,000		171,000
Current	44,049,000		43,485,000
Total loans	44,629,000		44,312,000		42,613,000
Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days delinquent	0		0
60-89 days delinquent	0		0
90 days or more delinquent and accruing	0		0
Total delinquent and accruing	0		0
Non-accrual	0		0
Current	525,000		769,000
Total loans	$525,000		$769,000		$753,000
[1]	Non-accrual loans in the table above include TDRs totaling $1.0 million at March 31, 2015 and $819,000 at December 31, 2014.
[2]	includes commercial lines of credit

Recovered_Sheet2

Note 4 - Loans Receivable (Details) - Commercial Loans by Credit Quality Indicator (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Commercial Real Estate Portfolio Segment [Member] | Grades One to Five [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	$414,397	$406,006
Commercial Real Estate Portfolio Segment [Member] | Grade Six [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	5,453	5,021
Commercial Real Estate Portfolio Segment [Member] | Grade Seven [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	2,106	2,142
Commercial Real Estate Portfolio Segment [Member] | Grade Eight [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	1,353	1,055
Commercial Real Estate Portfolio Segment [Member] | Grade Nine [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	1,673	1,332
Commercial Real Estate Portfolio Segment [Member] | Grade Ten [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	6,163	6,638
Commercial Real Estate Portfolio Segment [Member] | Non-accrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	431,145	422,194
Commercial Portfolio Segment [Member] | Grades One to Five [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	24,224	25,211
Commercial Portfolio Segment [Member] | Grade Six [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	130	155
Commercial Portfolio Segment [Member] | Grade Seven [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Portfolio Segment [Member] | Grade Eight [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Portfolio Segment [Member] | Grade Nine [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Portfolio Segment [Member] | Grade Ten [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Portfolio Segment [Member] | Non-accrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	24,354	25,366
Commercial Real Estate Construction Financing Receivable [Member] | Grades One to Five [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	17,620	19,399
Commercial Real Estate Construction Financing Receivable [Member] | Grade Six [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Real Estate Construction Financing Receivable [Member] | Grade Seven [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Real Estate Construction Financing Receivable [Member] | Grade Eight [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Real Estate Construction Financing Receivable [Member] | Grade Nine [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Real Estate Construction Financing Receivable [Member] | Grade Ten [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Real Estate Construction Financing Receivable [Member] | Non-accrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	17,620	19,399
Commercial Real Estate Other Receivable [Member] | Grades One to Five [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	29,428	31,972
Commercial Real Estate Other Receivable [Member] | Grade Six [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	937	1,039
Commercial Real Estate Other Receivable [Member] | Grade Seven [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Real Estate Other Receivable [Member] | Grade Eight [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Real Estate Other Receivable [Member] | Grade Nine [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	0	0
Commercial Real Estate Other Receivable [Member] | Grade Ten [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	303	303
Commercial Real Estate Other Receivable [Member] | Non-accrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	30,668	33,314
Grades One to Five [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	485,669	482,588
Grade Six [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	6,520	6,215
Grade Seven [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	2,106	2,142
Grade Eight [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	1,353	1,055
Grade Nine [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	1,673	1,332
Grade Ten [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	6,466	6,941
Non-accrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Commercial loans by credit quality indicator	$503,787	$500,273

Note_5_Fair_Value_Details

Note 5 - Fair Value (Details) (USD $)	3 Months Ended
	Mar. 31, 2015		Dec. 31, 2014
Note 5 - Fair Value (Details) [Line Items]
Fair Value Inputs, Comparability Adjustments	7.00%
Impaired Financing Receivable, Recorded Investment	$13,887,000	[1]	$13,451,000	[1]
Impaired Financing Receivable, Unpaid Principal Balance	16,524,000		16,028,000
Impaired Financing Receivable, Related Allowance	396,000		297,000
Fair Value, Inputs, Level 3 [Member]
Note 5 - Fair Value (Details) [Line Items]
Impaired Financing Receivable, Recorded Investment	4,600,000
Impaired Financing Receivable, Unpaid Principal Balance	4,800,000
Impaired Financing Receivable, Related Allowance	159,000
Impaired Loans Measured With Discounted Cash Flow Method	$5,000,000
[1]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.

Note_5_Fair_Value_Details_Asse

Note 5 - Fair Value (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Investment securities available for sale:
Investment Securities, Fair Value	$137,383	$147,788
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Investment securities available for sale:
Investment Securities, Fair Value	37,893	39,434
Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Investment securities available for sale:
Investment Securities, Fair Value	59,763	71,442
Municipal Bonds [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Investment securities available for sale:
Investment Securities, Fair Value	7,932	8,317
Municipal Bonds [Member]
Investment securities available for sale:
Investment Securities, Fair Value	7,932	8,317
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Investment securities available for sale:
Investment Securities, Fair Value	23,945	23,778
CRA Qualified Investment Fund [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Investment securities available for sale:
Investment Securities, Fair Value	7,850	4,817
CRA Qualified Investment Fund [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Investment securities available for sale:
Investment Securities, Fair Value	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Investment securities available for sale:
Investment Securities, Fair Value	7,850	4,817
Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale:
Investment Securities, Fair Value	7,850	4,817
Total measured on a recurring basis	7,850	4,817
Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member] | Fair Value, Measurements, Recurring [Member]
Investment securities available for sale:
Interest rate swaps	-1,185	-829
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Investment securities available for sale:
Investment Securities, Fair Value	129,533	142,971
Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale:
Investment Securities, Fair Value	129,533	142,971
Total measured on a recurring basis	$128,348	$142,142

Note_5_Fair_Value_Details_Reco

Note 5 - Fair Value (Details) - Reconciliation and Income Statement Classification of Gains and Losses for Assets Measured at Fair Value on a Recurring Basis (Fair Value, Inputs, Level 3 [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning balance	$0	$0
Accretion of discount	0	0
Increase in fair value of CDO investments sold	0	-1,889
Reduction in Accumulated OTTI on sale	0	0
Realized gain (loss) on sale/redemption	0	1,889
Unrealized holding gain (loss)	0	0
Other-than-temporary impairment included in earnings	0	0
Ending balance	$0	$0

Note_5_Fair_Value_Details_Asse1

Note 5 - Fair Value (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
Impaired loans (1):
Impaired Loans	$13,887	[1]	$13,451	[1]
Other Real Estate Owned	4,700		5,300
Commercial Real Estate Portfolio Segment [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans		[2]		[2]
Commercial Real Estate Portfolio Segment [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans		[2]		[2]
Other Real Estate Owned	854		100
Commercial Real Estate Portfolio Segment [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans	3,469	[2]	3,761	[2]
Other Real Estate Owned	2,573		4,127
Commercial Real Estate Portfolio Segment [Member]
Impaired loans (1):
Impaired Loans	10,297	[1]	10,447	[1]
Commercial Portfolio Segment [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans	0
Commercial Portfolio Segment [Member]
Impaired loans (1):
Impaired Loans		[1]		[1]
Commercial Real Estate Construction Financing Receivable [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans	0
Commercial Real Estate Construction Financing Receivable [Member]
Impaired loans (1):
Impaired Loans		[1]		[1]
Commercial Real Estate Other Receivable [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans		[2]		[2]
Commercial Real Estate Other Receivable [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans		[2]		[2]
Commercial Real Estate Other Receivable [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans	60	[2]	60	[2]
Commercial Real Estate Other Receivable [Member]
Impaired loans (1):
Impaired Loans	303	[1]	303	[1]
Residential Portfolio Segment [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans		[2]		[2]
Residential Portfolio Segment [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans		[2]		[2]
Other Real Estate Owned			6
Residential Portfolio Segment [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans	874	[2]	176	[2]
Other Real Estate Owned	1,245		1,046
Residential Portfolio Segment [Member]
Impaired loans (1):
Impaired Loans	2,988	[1]	2,301	[1]
Home Equity and Line of Credit [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans		[2]		[2]
Home Equity and Line of Credit [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans		[2]		[2]
Home Equity and Line of Credit [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans	241	[2]	212	[2]
Home Equity and Line of Credit [Member]
Impaired loans (1):
Impaired Loans	299	[1]	400	[1]
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans		[2]		[2]
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans		[2]		[2]
Other Real Estate Owned	854		106
Loans held for sale	0
Assets held for sale	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans (1):
Impaired Loans	4,644	[2]	4,209	[2]
Other Real Estate Owned	3,818		5,173
Fair Value, Inputs, Level 3 [Member]
Impaired loans (1):
Impaired Loans	$4,600
[1]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
[2]	Includes non-accrual loans, loans delinquent greater than 90 days and still accruing, loans less than 90 days delinquent and still accruing and troubled debt restructured loans.

Note_5_Fair_Value_Details_Esti

Note 5 - Fair Value (Details) - Estimated Fair Value of Assets and Liabilities (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets
Cash and cash equivalents	$22,176	$31,472
Restricted cash	28,026
Interest-bearing time deposits	9,299	9,538
Loans receivable, net of allowance	772,134	770,289
Investment securities AFS	137,383	147,788
Investment securities HTM	16,020	17,924
FHLB Stock	9,492	7,053
Accrued interest receivable	3,204	3,196
Liabilities
Savings deposits	93,287	91,948
Checking and money market deposits	453,700	460,177
Certificates of deposit	203,570	244,931
Borrowings	190,793	136,342
Accrued interest payable	115	120
Fair Value, Inputs, Level 1 [Member]
Assets
Cash and cash equivalents	6,586	6,785
Investment securities AFS	7,850	4,817
FHLB Stock
Liabilities
Checking and money market deposits	94,505	86,268
Fair Value, Inputs, Level 2 [Member]
Assets
Cash and cash equivalents	15,590	24,687
Restricted cash	28,026
Interest-bearing time deposits	9,313	9,522
Investment securities AFS	129,533	142,971
Investment securities HTM	16,094	17,746
FHLB Stock
Accrued interest receivable	531	639
Liabilities
Savings deposits	93,287	91,948
Checking and money market deposits	359,195	373,909
Certificates of deposit	206,830	245,301
Borrowings	194,140	139,463
Accrued interest payable	115	120
Fair Value, Inputs, Level 3 [Member]
Assets
Loans receivable, net of allowance	773,932	773,636
FHLB Stock
Accrued interest receivable	$2,673	$2,557

Note_6_Other_Real_Estate_Owned1

Note 6 - Other Real Estate Owned (Details) (USD $)	3 Months Ended		1 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	8-May-15	Dec. 31, 2014
Note 6 - Other Real Estate Owned (Details) [Line Items]
Other Real Estate	$4,700,000			$5,300,000
Net Expenses On Other Real Estate Owned	902,000	252,000
Other Real Estate, Valuation Adjustments	799,000	90,000
Tax And Insurance Expense On Other Real Estate Owned	73,000	82,000
Miscellaneous Expenses On Other Real Estate Owned	30,000	80,000
Gains (Losses) on Sales of Other Real Estate	-1,000	-8,000
Building Lots [Member] | Residential OREO [Member]
Note 6 - Other Real Estate Owned (Details) [Line Items]
Number of Real Estate Properties	5			5
Residential OREO [Member]
Note 6 - Other Real Estate Owned (Details) [Line Items]
Number of Real Estate Properties	9			9
Number of Properties, Additions	1
Other Real Estate, Additions	199,000
Other Real Estate Disposals Residential Properties	1
Other Real Estate, Period Increase (Decrease)	-6,000
Commercial OREO [Member]
Note 6 - Other Real Estate Owned (Details) [Line Items]
Number of Real Estate Properties	10			10
Subsequent Event [Member]
Note 6 - Other Real Estate Owned (Details) [Line Items]
Other Real Estate, Period Increase (Decrease)			-483,000
Gains (Losses) on Sales of Other Real Estate			106,000
Other Real Estate Owned, Agreements of Sale			5
Other Real Estate Owned, Agreements of Sale, Value			$1,400,000
Other Real Estate Disposals Commercial Properties			2

Note_7_Deposits_Details

Note 7 - Deposits (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Note 7 - Deposits (Details) [Line Items]
Deposits, Money Market Deposits	$453,700	$460,177
Municipal Bonds [Member]
Note 7 - Deposits (Details) [Line Items]
Deposits, Money Market Deposits	$87,800	$96,200
Percentage of Interest-bearing Domestic Deposits to Deposits	11.70%	12.10%

Note_7_Deposits_Details_Summar

Note 7 - Deposits (Details) - Summary of Deposits (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
Summary of Deposits [Abstract]
Savings accounts	$93,287		$91,948
Interest-bearing checking and money market deposits (1)	359,195	[1]	373,909	[1]
Non-interest bearing checking	94,505		86,268
Certificates of deposit $250,000 or less	184,116		194,641
Certificates of deposit more than $250,000	19,454		50,290
Total deposits	$750,557		$797,056
[1]	Includes municipal deposit accounts totaling $87.8 million, or 11.7% of total deposits at March 31, 2015 and $96.2 million, or 12.1% of total deposits at December 31, 2014.

Note_8_Borrowings_Details

Note 8 - Borrowings (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Debt Disclosure [Abstract]
Secured Debt, Repurchase Agreements	$9,960,000	$9,956,000
Advances from Federal Home Loan Banks	$180,800,000	$126,400,000

Note_9_Derivatives_and_Hedging2

Note 9 - Derivatives and Hedging Activities (Details) (USD $)	3 Months Ended
	Mar. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, before Tax	($356,000)
Derivative, Fixed Interest Rate	3.37%
Derivative, Notional Amount	$19,000,000
Derivative, Inception Date	17-May-17
Derivative, Maturity Date	17-May-23

Note_9_Derivatives_and_Hedging3

Note 9 - Derivatives and Hedging Activities (Details) - Derivative Financial Instruments (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Derivatives
Interest rate swap	$19,000
Interest Rate Swap [Member]
Derivatives
Interest rate swap	19,000	19,000
Interest rate swap	($1,185)	($829)

Note_10_Income_Taxes_Details

Note 10 - Income Taxes (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Income Tax Disclosure [Abstract]
Income Tax Expense (Benefit)	$613,000	$1,249,000

Note_11_Stock_Benefit_Plan_Det

Note 11 - Stock Benefit Plan (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Note 11 - Stock Benefit Plan (Details) [Line Items]
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price (in Dollars per share)	$9.15
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized (in Dollars)	$513,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	493,786	377,266
Employee Stock Option [Member]
Note 11 - Stock Benefit Plan (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
Common Stock, Capital Shares Reserved for Future Issuance	1,331,352
Share-based Compensation Arrangement by Share-based Payment Award, Shares Issued in Period	969,950
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	559,302
Incentive Stock Options [Member]
Note 11 - Stock Benefit Plan (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures	12,500
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price (in Dollars per share)	$9.15
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	493,786

Note_11_Stock_Benefit_Plan_Det1

Note 11 - Stock Benefit Plan (Details) - Stock Option Activity (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Stock Option Activity [Abstract]
Outstanding at January 1	696,960	710,960
Outstanding at January 1	$7.79	$7.64
Granted	12,500
Granted	$9.15
Forfeited	-590	-8,000
Forfeited	$7.68	$7.27
Exercised		-2,000
Exercised		$8.43
Outstanding at March 31 (1)	708,870	700,960
Outstanding at March 31 (1)	$7.81	$7.71
Outstanding at March 31 (1)	5 years 292 days	6 years 219 days
Exercisable at March 31	493,786	377,266
Exercisable at March 31	$7.56	$7.50
Exercisable at March 31	5 years 146 days	6 years 109 days
Aggregate Intrinsic Value of Exercisable Options at March 31	$987,700	$1,319,400

Note_11_Stock_Benefit_Plan_Det2

Note 11 - Stock Benefit Plan (Details) - Weighted Average Per Share Fair Value of Options Granted and Assumptions Used (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Weighted Average Per Share Fair Value of Options Granted and Assumptions Used [Abstract]
Expected average risk-free interest rate	1.49%	0.00%
Expected average life (in years)	6 years 6 months
Expected volatility	36.74%	0.00%
Expected dividend yield	2.62%	0.00%
Weighted average per share fair value (in Dollars per share)	$2.55

Note_11_Stock_Benefit_Plan_Det3

Note 11 - Stock Benefit Plan (Details) - Restricted Stock Activity (Restricted Stock [Member], USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2013
Restricted Stock [Member]
Note 11 - Stock Benefit Plan (Details) - Restricted Stock Activity [Line Items]
Outstanding at January 1	4,950	7,425	7,425
Outstanding at January 1	$8.44	$8.44	$8.44
Granted	9,000
Granted	$8.75
Forfeited	-1,275
Forfeited	$8.52
Outstanding at March 31	12,675	7,425	7,425
Outstanding at March 31	$8.44	$8.44	$8.44

Note_11_Stock_Benefit_Plan_Det4

Note 11 - Stock Benefit Plan (Details) - Stock-based Compensation Expense and Related Tax Effects (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Compensation expense:
Total Compensation Expense	$125	$117
Tax benefit	4	2
Net income effect	121	115
Employee Stock Option [Member]
Compensation expense:
Total Compensation Expense	115	111
Restricted Stock [Member]
Compensation expense:
Total Compensation Expense	$10	$6

Note_12_Earnings_Per_Share_Det

Note 12 - Earnings Per Share (Details)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Employee Stock Option [Member]
Note 12 - Earnings Per Share (Details) [Line Items]
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	708,870	700,960
Restricted Stock [Member]
Note 12 - Earnings Per Share (Details) [Line Items]
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	12,675	7,425

Note_12_Earnings_Per_Share_Det1

Note 12 - Earnings Per Share (Details) - Calculation of Basic and Diluted Earnings Per Share (USD $)	3 Months Ended		12 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Calculation of Basic and Diluted Earnings Per Share [Abstract]
Net income	$1,021	$2,028	$6,784
Weighted average shares outstanding	10,711,939	11,157,234
Basic earnings per share	$0.10	$0.18
Diluted weighted average shares outstanding	10,811,509	11,286,022
Diluted basic earnings per share	$0.09	$0.18

Note_13_Regulatory_Matters_Det

Note 13 - Regulatory Matters (Details)	Mar. 31, 2015
Disclosure Text Block [Abstract]
Tier One Leverage Capital to Average Assets	10.43%
Common Equity Tier I Capital	13.82%
Excess Tier One Risk Based Capital to Risk Weighted Assets	13.82%
Capital to Risk Weighted Assets	14.99%

Note_14_Other_Comprehensive_In2

Note 14 - Other Comprehensive Income (Details) - Summary of Accumulated Other Comprehensive Income (Loss) Balances (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	($1,483)	($2,951)	($2,951)
Other Comprehensive Income Before Reclassifications	589	941
Amount Reclassified from Accumulated Other Comprehensive Income	-68
Amortization HTM Other Comprehensive Income	63	19
Other Comprehensive Income	584	960	1,468
Ending Balance	-899	-1,991	-1,483
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	-985	-2,951	-2,951
Other Comprehensive Income Before Reclassifications	803	2,076
Amount Reclassified from Accumulated Other Comprehensive Income	-68	-1,135
Amortization HTM Other Comprehensive Income	63	19
Other Comprehensive Income	798	960
Ending Balance	-187	-1,991
Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	-498
Other Comprehensive Income Before Reclassifications	-214
Other Comprehensive Income	-214
Ending Balance	-712
Change in Fair Value of AFS Securities Sold [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other Comprehensive Income Before Reclassifications		1,135
Amount Reclassified from Accumulated Other Comprehensive Income		($1,135)

Note_14_Other_Comprehensive_In3

Note 14 - Other Comprehensive Income (Details) - Reclassification out of Accumulated Other Comprehensive Income (USD $)	0 Months Ended	3 Months Ended		12 Months Ended
	Feb. 27, 2014	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Unrealized gains (losses) on securities available for sale:
Realized gain on securities sales	$1,900,000
Income tax expense		-613,000	-1,249,000
Total reclassifications net of tax		1,021,000	2,028,000	6,784,000
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Unrealized gains (losses) on securities available for sale:
Realized gain on securities sales		114,000	1,889,000
Income tax expense		-46,000	-754,000
Total reclassifications net of tax		$68,000	$1,135,000

Note_15_Subsquent_Events_Detai

Note 15 - Subsquent Events (Details) (USD $)	0 Months Ended
In Millions, except Per Share data, unless otherwise specified	Apr. 28, 2015	Sep. 10, 2014	Mar. 31, 2015
Subsequent Event [Member]
Note 15 - Subsquent Events (Details) [Line Items]
Acquired Receivables, Amount (in Dollars)	$102
Acquired Receivables, Aggregate Yield	3.94%
Acquired Receivables, Weighted Average Maturity	6 years 6 months
Acquired Receivables, Purchase Price, Percentage	102.00%
Colonial Financial Services, Inc [Member]
Note 15 - Subsquent Events (Details) [Line Items]
Business Acquisition, Share Price (in Dollars per share)		$14.50
Business Combination, Shares Issued (in Dollars per share)		$1.41
Business Combination, Percentage of Shares Exchanged for Stock		50.00%
Business Combination, Percentage of Shares Exchanged for Cash		50.00%
Sun National Bank [Member]
Note 15 - Subsquent Events (Details) [Line Items]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits (in Dollars)			34.1
Business Combination, Acquired Receivables, Gross Contractual Amount (in Dollars)			$4.90