Cape Bancorp 10-K 11 Mar 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2013	Mar. 10, 2014	Jun. 30, 2013
Document And Entity Information [Line Items]	'	'	'
Entity Registrant Name	'Cape Bancorp, Inc.	'	'
Entity Central Index Key	'0001411303	'	'
Document Type	'10-K	'	'
Document Period End Date	31-Dec-13	'	'
Amendment Flag	'false	'	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Filer Category	'Accelerated Filer	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Public Float	'	'	$114,015,000
Entity Common Stock, Shares Outstanding	'	11,881,985	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash & due from financial institutions	$6,940	$6,867
Interest-bearing bank balances	17,921	17,361
Cash and cash equivalents	24,861	24,228
Interest-bearing time deposits	9,185	9,259
Investment securities available for sale, at fair value (amortized cost of $161,907 and $171,987 respectively)	157,166	170,857
Investment securities held to maturity, at amortized cost (fair value of $8,906 at December 31, 2013)	9,102	'
Loans held for sale	1,814	8,795
Loans, net of allowance of $9,330 and $9,852 respectively	780,127	714,396
Accrued interest receivable	3,235	3,091
Premises and equipment, net	20,024	20,283
Other real estate owned	7,449	7,221
Federal Home Loan Bank (FHLB) stock, at cost	7,747	5,775
Prepaid FDIC insurance premium	0	635
Deferred income taxes	15,628	17,639
Bank owned life insurance (BOLI)	31,177	30,226
Goodwill	22,575	22,575
Intangible assets, net	298	264
Assets held for sale	10	436
Other assets	2,481	5,118
Total assets	1,092,879	1,040,798
Deposits	'	'
Interest-bearing deposits	715,934	698,325
Noninterest-bearing deposits	82,488	86,266
Federal funds purchased and repurchase agreements	9,940	9,924
Federal Home Loan Bank borrowings	133,995	88,041
Advances from borrowers for taxes and insurance	768	652
Accrued interest payable	102	148
Other liabilities	9,225	6,616
Total liabilities	952,452	889,972
Stockholders' Equity	'	'
Common stock, $.01 par value: authorized 100,000,000 shares; issued 13,344,776 shares at December 31, 2013 and 13,336,776 shares at December 31, 2012; outstanding 12,059,785 shares at December 31, 2013 and 13,336,776 shares at December 31, 2012	133	133
Additional paid-in capital	128,193	127,767
Treasury stock at cost: 1,284,991 shares at December 31, 2013 and no shares at December 31, 2012	-12,035	'
Unearned ESOP shares	-8,102	-8,528
Accumulated other comprehensive loss, net	-2,951	-679
Retained earnings	35,189	32,133
Total stockholders' equity	140,427	150,826
Total liabilities & stockholders' equity	$1,092,879	$1,040,798

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Statement Consolidated Balance Sheets Parenthetical [Line Items]	'	'
Amortized cost of investment securities available for sale, at fair value	$161,907	$171,987
Investment securities held to maturity at amortized cost, fair value	8,906	'
Loans allowance	$9,330	$9,852
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	13,344,776	13,336,776
Common stock, shares outstanding	12,059,785	13,336,776
Treasury stock, shares	1,284,991	0

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest income:	'	'	'
Interest on loans	$37,063	$38,878	$41,602
Interest and dividends on investments	'	'	'
Taxable	1,659	1,854	2,237
Tax-exempt	487	697	930
Interest on mortgage-backed securities	1,832	2,255	1,698
Total interest income	41,041	43,684	46,467
Interest expense:	'	'	'
Interest on deposits	2,985	4,474	6,464
Interest on borrowings	2,307	3,730	5,147
Total interest expense	5,292	8,204	11,611
Net interest income before provision for loan losses	35,749	35,480	34,856
Provision for loan losses	2,011	4,461	19,607
Net interest income after provision for loan losses	33,738	31,019	15,249
Non-interest income:	'	'	'
Service fees	3,469	3,678	3,555
Net gains (losses) on sale of loans	1,222	423	-67
Net increase from BOLI	951	977	998
Net rental income	0	'	157
Gain (loss) on sale of investment securities available for sale, net	-561	1,604	149
Net gain (loss) on sale of OREO	81	-260	-218
Gain on sale of bank premises	0	425	1,830
Other	804	975	364
Gross other-than-temporary impairment losses	0	-72	-1,661
Less: Portion of loss recognized in other comprehensive income	0	64	204
Net other-than-temporary impairment losses	0	-8	-1,457
Total non-interest income	5,966	7,814	5,311
Non-interest expense:	'	'	'
Salaries and employee benefits	15,893	14,363	14,431
Occupancy expenses, net	1,728	1,748	1,833
Equipment expenses	1,116	1,178	1,236
Federal insurance premiums	928	1,413	1,274
Data processing	1,393	1,424	1,365
Loan related expenses	1,463	2,149	2,362
Advertising	597	695	558
Telecommunications	1,219	1,184	1,034
Professional services	675	724	784
OREO expenses	1,244	2,053	2,503
Other operating	3,666	4,691	3,548
Total non-interest expense	29,922	31,622	30,928
Income (loss) before income taxes	9,782	7,211	-10,368
Income tax expense (benefit)	4,231	2,655	-18,355
Net income	$5,551	$4,556	$7,987
Earnings per share (see Note 16):	'	'	'
Basic	$0.47	$0.37	$0.64
Diluted	$0.46	$0.37	$0.64
Weighted average number of shares outstanding:	'	'	'
Basic	11,904,369	12,441,219	12,393,359
Diluted	11,950,943	12,443,298	12,398,178

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Statement Consolidated Statements Of Comprehensive [Line Items]	'	'	'
Net income (loss)	$9,782	$7,211	($10,368)
Unrealized holding gains (losses) arising during the period on securities, Before Tax Amount	-4,172	2,100	5,796
Amortization of previously unrealized loss on AFS securities transferred to HTM, Before Tax Amount	-174	'	'
Non-credit related unrealized gain (loss) on other-than-temporarily impaired CDOs, Before Tax Amount	'	-64	-204
Less reclassification adjustment for (gain) loss on sales of securities realized in net income, Before Tax Amount	561	-1,604	-149
Less reclassification adjustment for credit related OTTI realized in net income, Before Tax amount	'	8	1,457
Total other comprehensive income (loss), Before Tax Amount	-3,785	440	6,900
Total comprehensive income (loss), Before Tax Amount	5,997	7,651	-3,468
Income tax expense (benefit)	4,231	2,655	-18,355
Non-credit related unrealized gain (loss) on other-than-temporarily impaired CDOs, Tax Effect	0	-26	-81
Less reclassification adjustment for (gain) loss on sales of securities realized in net income, Tax Effect	224	-641	-60
Less reclassification adjustment for credit related OTTI realized in net income, Tax Effect	0	3	582
Total other comprehensive income (loss), Tax Effect	-1,513	177	2,252
Total comprehensive income (loss), Tax Effect	2,718	2,832	-16,103
Net income (loss), Net of Tax Amount	5,551	4,556	7,987
Amortization of previously unrealized loss on AFS securities transferred to HTM, Net of Tax Amount	-104	'	'
Non-credit related unrealized gain (loss) on other-than-temporarily impaired CDOs, Net of Tax Amount	'	-38	-123
Less reclassification adjustment for (gain) loss on sales of securities realized in net income, Net of Tax Amount	337	-963	-89
Less reclassification adjustment for credit related OTTI realized in net income, Net of Tax Amount	'	5	875
Total other comprehensive income (loss), Net of Tax Amount	-2,272	263	4,648
Total comprehensive income (loss), Net of Tax Amount	3,279	4,819	12,635
AFS Securities	'	'	'
Statement Consolidated Statements Of Comprehensive [Line Items]	'	'	'
Unrealized holding gains (losses) arising during the period on securities, Tax Effect	-1,667	841	1,811
Unrealized holding gains (losses) arising during the period on securities, Net of Tax Amount	-2,505	1,259	3,985
HTM Securities	'	'	'
Statement Consolidated Statements Of Comprehensive [Line Items]	'	'	'
Amortization of previously unrealized loss on AFS securities transferred to HTM, Tax Effect	-70	'	'
Amortization of previously unrealized loss on AFS securities transferred to HTM, Net of Tax Amount	($104)	'	'

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (USD $)	Total	Common Stock	Additional Paid-In Capital	Treasury Stock	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)	Retained Earnings
In Thousands
Beginning balance at Dec. 31, 2010	$132,154	$133	$126,864	($85)	($9,380)	($5,590)	$20,212
Net income	7,987	'	'	'	'	'	7,987
Other comprehensive income (loss)	4,648	'	'	'	'	4,648	'
Stock option compensation expense	526	'	526	'	'	'	'
Restricted stock compensation expense	17	'	17	'	'	'	'
Issuance of stock for stock options	4	'	'	4	'	'	'
ESOP shares earned	383	'	-43	'	426	'	'
Ending balance at Dec. 31, 2011	145,719	133	127,364	-81	-8,954	-942	28,199
Net income	4,556	'	'	'	'	'	4,556
Other comprehensive income (loss)	263	'	'	'	'	263	'
Stock option compensation expense	356	'	356	'	'	'	'
Restricted stock compensation expense	10	'	10	'	'	'	'
Issuance of stock for stock options	179	'	98	81	'	'	'
Dividends on common stock	-622	'	'	'	'	'	-622
ESOP shares earned	365	'	-61	'	426	'	'
Ending balance at Dec. 31, 2012	150,826	133	127,767	'	-8,528	-679	32,133
Net income	5,551	'	'	'	'	'	5,551
Other comprehensive income (loss)	-2,272	'	'	'	'	-2,272	'
Stock option compensation expense	444	'	444	'	'	'	'
Restricted stock compensation expense	17	'	17	'	'	'	'
Issuance of stock for stock options	146	'	33	113	'	'	'
Issuance of restricted stock	'	'	-38	38	'	'	'
Dividends on common stock	-2,495	'	'	'	'	'	-2,495
Common stock repurchased -1,301,116 shares	-12,186	'	'	-12,186	'	'	'
ESOP shares earned	396	'	-30	'	426	'	'
Ending balance at Dec. 31, 2013	$140,427	$133	$128,193	($12,035)	($8,102)	($2,951)	$35,189

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Cash dividends declared, per share	$0.21	$0.05
Treasury Stock	'	'
Common stock repurchased shares	1,301,116	'

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities	'	'	'
Net income	$5,551	$4,556	$7,987
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Provision for loan losses	2,011	4,461	19,607
Net (gain) loss on the sale of loans	-1,222	-423	67
Gain on the sale of bank premises	0	-425	-1,830
Net (gain) loss on the sale of assets held for sale	-569	'	'
Net (gain) loss on the sale of other real estate owned	-81	260	218
Write-down of other real estate owned	492	1,062	1,848
Prepayment penalty on debt extinguishment	'	921	'
Loss on impairment of securities	'	8	1,457
Net (gain) loss on sale of investments	561	-1,604	-149
(Gain) loss on disposal of other assets	'	'	24
Gain on the sale of merchant card business	'	-350	'
Earnings on BOLI	-951	-977	-998
Originations of loans held for sale	-39,294	-49,256	-21,986
Proceeds from sales of loans	46,994	47,612	27,206
Depreciation and amortization	2,050	1,574	1,254
ESOP and stock-based compensation expense	857	731	925
Deferred income taxes	3,522	2,683	-16,694
Changes in assets and liabilities that (used) provided cash:	'	'	'
Accrued interest receivable	-144	510	428
Other assets	3,239	3,425	-1,115
Accrued interest payable	-46	-383	-183
Other liabilities	-1,619	-430	-328
Net cash provided by operating activities	21,351	13,955	17,738
Cash flows from investing activities	'	'	'
Proceeds from sales of AFS securities	20,927	67,419	12,441
Proceeds from calls, maturities, and principal repayments of AFS securities	43,647	55,150	107,326
Proceeds from calls, maturities, and principal repayments of HTM securities	1,714	'	'
Purchases of AFS securities	-60,956	-99,274	-147,492
Purchases of HTM securities	-481	'	'
Redemption (Purchase) of Federal Home Loan Bank stock	-1,972	1,758	1,188
Proceeds from the sale of merchant card business	'	350	'
Proceeds from the sale of assets held for sale	842	'	'
Proceeds from sale of other real estate owned	5,826	9,969	3,316
(Increase) decrease in interest-bearing time deposits	74	569	-467
(Increase) decrease in loans, net	-74,003	-12,474	13,854
Proceeds from sales of premises and equipment	'	'	7,078
Purchases of premises and equipment	-747	-1,146	-275
Net cash (used in) provided by investing activities	-65,129	22,321	-3,031
Cash flows from financing activities	'	'	'
Net increase in deposits	13,831	10,188	21,339
Increase in advances from borrowers for taxes and insurance	116	70	28
Increase in long-term borrowings	'	59,000	20,000
Repayments of long-term borrowings	-15,000	-106,338	-25,000
Increase (decrease) in short-term borrowings	60,000	'	-20,600
Purchase of Treasury stock	-12,186	'	'
Issuance of Treasury stock for stock plans	87	'	'
Proceeds from exercise of shares from stock option	58	179	4
Dividends paid on common stock	-2,495	-622	'
Net cash provided by (used in) financing activities	44,411	-37,523	-4,229
Net increase (decrease) in cash and cash equivalents	633	-1,247	10,478
Cash and cash equivalents at beginning of year	24,228	25,475	14,997
Cash and cash equivalents at end of year	24,861	24,228	25,475
Cash paid during period for:	'	'	'
Interest	5,338	8,587	11,794
Income taxes, net of refunds	-1,668	-446	1,276
Deferred gain on the sale of bank premises	'	'	1,600
Supplementary disclosure of non-cash investing activities:	'	'	'
AFS investment security sales that settle after year-end	4,189	281	'
AFS investment security purchases that settle after year-end	'	2,000	'
Transfers from AFS to HTM investment securities	10,148	'	'
Transfers from loans to loans held for sale	825	'	'
Transfers from loans to other real estate owned	6,498	10,158	10,480
Transfers from premises and equipment to assets held for sale	'	'	$477

Organization

Organization	12 Months Ended
	Dec. 31, 2013
Organization	'
	NOTE 1 — ORGANIZATION
	Cape Bancorp Inc., (the “Company”) is a Maryland corporation that was incorporated on September 14, 2007 for the purpose of becoming the holding company of Cape Bank.
	Cape Bank (the “Bank”) is a New Jersey-chartered stock savings bank. The Bank provides a complete line of business and personal banking products through its fourteen full service offices located throughout Atlantic and Cape May counties in Southern New Jersey, including its main office located at 225 North Main Street, Cape May Court House, New Jersey, one drive-up teller/ATM operation in Atlantic County, and two market development offices (“MDOs”) located in Burlington County, New Jersey and in Radnor, Pennsylvania, which services the five county Philadelphia market area.
	The Bank faces significant competition in attracting deposits and originating loans. Our most direct competition for deposits historically has come from the many financial institutions operating in our market area, including commercial banks, savings banks, savings and loan associations and credit unions, and, to a lesser extent, from other financial service companies, such as brokerage firms and insurance companies. The Bank is subject to regulations of certain state and federal agencies, and accordingly, the Bank is periodically examined by such regulatory authorities. As a consequence of the regulation of commercial banking activities, the Bank’s business is particularly susceptible to future state and federal legislation and regulations.

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2013
Summary of Significant Accounting Policies	'
	NOTE 2 — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Basis of Financial Statement Presentation: The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (US GAAP).
	We have prepared the consolidated financial statements included herein pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”).
	The consolidated financial statements include the accounts of Cape Bancorp, Inc. and its subsidiaries, all of which are wholly-owned. Significant intercompany balances and transactions have been eliminated. Certain prior period amounts may have been reclassified to conform to current year presentations. In the opinion of management, all accounting entries and adjustments, including normal recurring accruals, necessary for a fair presentation of the financial position and the results of operations for the periods presented have been made. Events occurring subsequent to the date of the balance sheet have been evaluated for potential recognition or disclosure in the consolidated financial statements through the date of the filing of the consolidated financial statements with the SEC.
	Use of Estimates: To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, deferred taxes, evaluation of investment securities for other-than-temporary impairment and fair values of financial instruments are particularly subject to change.
	Cash and Cash Equivalents: For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, overnight deposits, federal funds sold and interest bearing bank balances. The Federal Reserve Bank required reserves of $732,000 as of December 31, 2013, and $515,000 as of December 31, 2012, are included in these balances.
	Interest-Bearing Time Deposits: Interest-bearing time deposits are held to maturity, are carried at cost and have original maturities greater than three months.
	Investment Securities: The Bank classifies investment securities as either available for sale or held to maturity. Investment securities classified as available for sale are carried at fair value with unrealized gains and losses excluded from earnings and reported in a separate component of equity, net of related income tax effects. Investment securities classified as held to maturity are carried at cost, adjusted for amortization of premium and accretion of discount over the term of the related investments, using the level yield method. Investment securities are classified as held to maturity when management has the positive intent and ability to hold them to maturity. In September 2013, the Bank reclassified a portion of the available for sale securities as held to maturity as these securities may be particularly susceptible to changes in fair value in the near term as a result of market volatility. Gains and losses on sales of investment securities are recognized upon realization utilizing the specific identification method. When the fair value of a debt security has declined below the amortized cost at the measurement date, if an entity intends to sell a security or is more likely than not to sell the security before the recovery of the security’s cost basis, the entity must recognize the other-than-temporary impairment (OTTI) in earnings. For a debt security with a fair value below the amortized cost at the measurement date where it is more likely than not that an entity will not sell the security before the recovery of its cost basis, but an entity does not expect to recover the entire cost basis of the security, the security is classified as OTTI. The related OTTI loss on the debt security will be recognized in earnings to the extent of the credit losses, with the remaining impairment loss recognized in accumulated other comprehensive income. In estimating OTTI losses, management considers: the length of time and extent that fair value of the security has been less than the cost of the security, the financial condition and near term prospects of the issuer, cash flow, stress testing analysis on securities, when applicable, and the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value.
	In December 2013, prompted by the “Volcker Rule”, the Bank sold a portion of its portfolio of bank and insurance trust preferred collateral debt obligation (“CDO”) securities that had a cost basis greater than zero.  While a loss of $851,000 was incurred, management believed the timing was right to exit this asset class. On February 27, 2014, the Company sold its remaining portion of CDOs with a book value of zero, resulting in a pre-tax gain of $1.9 million.
	Loans Held for Sale (“HFS”): HFS consists of residential mortgage loans originated and intended for sale in the secondary market and, from time to time, certain loans transferred from the loan portfolio to HFS, all of which are carried at the lower of aggregate cost or fair market value. The fair value of residential mortgage loans is based on the price secondary markets are currently offering for similar loans using observable market data. The fair values of loans transferred from the loan portfolio to HFS are based on the amounts offered for these loans in currently pending sales transactions or as determined by outstanding commitments from investors. Write-downs on loans transferred to HFS are charged to the allowance for loan losses. Subsequent declines in fair value, if any, are charged to operating income and the HFS balance is reduced. Gains and losses on sales of loans are based on the difference between the selling price and the carrying value of the related loans sold.
	Loans and Allowance for Loan Losses: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at the amount of unpaid principal, net of unearned interest, deferred loan fees and costs, and reduced by an allowance for loan losses. Interest on loans is accrued and credited to operations based upon the principal amounts outstanding. Loan origination fees and certain direct origination costs are deferred and amortized over the life of the related loans as an adjustment to the yield on loans receivable in a manner which approximates the interest method. The allowance for loan losses is established through a provision for loan losses charged to operations. The allowance for loan losses is comprised of both loan pool valuation allowances and individual valuation allowances. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely.
	Recognition of interest income is discontinued when, in the opinion of management, the collectability of the loan becomes doubtful. A commercial loan is classified as non-accrual when the loan is 90 days or more delinquent, or when in the opinion of management, the collectability of such loan is in doubt. Consumer and residential loans are classified as non-accrual when the loan is 90 days or more delinquent with a loan to value ratio greater than 60 percent.
	All interest accrued, but not received, for loans placed on non-accrual, is reversed against interest income. Interest received on such loans is accounted for as a reduction of the principal balance until qualifying for return to accrual. Commercial loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Payments are generally applied to reduce the principal balance but, in certain situations, the application of payments may vary. Consumer and residential loans are returned to accrual status when their delinquency becomes less than 90 days and/or the loan to value ratio is less than 60 percent.
	The allowance for loan losses is maintained at an amount management deems appropriate to cover probable incurred losses. In determining the level to be maintained, management evaluates many factors including historical loss experience, the borrowers’ ability to repay and repayment performance, current economic trends, estimated collateral values, industry experience, industry loan concentrations, changes in loan policies and procedures, changes in loan volume, delinquency and troubled asset trends, loan management and personnel, internal and external loan review, total credit exposure of the individual or entity, and external factors including competition, legal, regulatory and seasonal factors. In the opinion of management, the allowance is appropriate to absorb probable loan losses. While management uses the best information available to make such evaluations, future adjustments to the allowance may be necessary. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for losses on loans. Such agencies may require the Bank to recognize additions to the allowance based on their judgment about information available to them at the time of their examination. Charge-offs to the allowance are made when the loan is transferred to other real estate owned or a determination of loss is made.
	A loan is impaired when, based on current information and events, it is probable that a creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Included in the Company’s loan portfolio are modified loans. Per the Financial Accounting Standards Board (‘FASB”) Accounting Standards Codification (“ASC”), Topic 310-40, “Troubled Debt Restructurings by Creditors” (“FASB ASC 310-40”), a loan restructuring is one in which the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that the creditor would not otherwise consider, such as providing for a below market interest rate and/or forgiving principal or previously accrued interest. This restructuring may stem from an agreement or may be imposed by law, and may involve a multiple note structure. Prior to the restructuring, if the loans which are modified as a troubled debt restructuring (“TDR”) are already classified as non-accrual, these loans may only be returned to performing (i.e. accrual status) after considering the borrower’s sustained repayment performance for a reasonable amount of time, generally six months. This sustained repayment performance may include the period of time just prior to the restructuring. At December 31, 2013, TDRs totaled $4.3 million, of which $3.4 million were accruing TDRs and $881,000 were non-accruing TDRs. This compares to $7.0 million of TDRs at December 31, 2012, of which $3.5 million were accruing TDRs and $3.5 million were non-accruing TDRs. (See Note 4 - Loans Receivable).
	In determining an appropriate amount for the allowance, the Bank segments and evaluates the loan portfolio based on collateral.  The following portfolio classes have been identified:
	Commercial Secured by Real Estate:  Commercial real estate properties primarily include office and medical buildings, retail space, restaurants, multifamily and warehouse or flex space. Some properties are considered “mixed use” as they are a combination of building types, such as an apartment building that may also have retail space. Multifamily loans are expected to be repaid from the cash flow of the underlying property so the collective amount of rents must be sufficient to cover all operating expenses, property management and maintenance, taxes and debt service. Increases in vacancy rates, interest rates or other changes in general economic conditions can all have an impact on the borrower and their ability to repay the loan. Commercial real estate loans are generally considered to have a higher degree of credit risk than multifamily loans as they may be dependent on the ongoing success and operating viability of a fewer number of tenants who are occupying the property and who may have a greater degree of exposure to economic conditions.
	Commercial Term Loans: Commercial term loans are term loans to operating companies for business purposes.  These loans are generally secured by real estate or business assets such as accounts receivable, inventory and equipment.  These loans are typically repaid first by the cash flow generated by the borrower’s business operation. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and resulting positive cash flow. Factors that may influence a business’s profitability include, but are not limited to, demand for its products or services, quality and depth of management, degree of competition, regulatory changes, and general economic conditions. Commercial term and lines of credit loans are generally secured by business assets; however, the ability of the Bank to foreclose and realize sufficient value from the assets is often highly uncertain.
	Construction: Construction loans are granted to experienced and reputable local builders and developers that have the capital and liquidity to carry a project to completion and stabilization. Construction loans are considered riskier than commercial financing on improved and established commercial real estate and loans for the purchase of existing residential properties. The risk of potential loss increases if the original cost estimates or time to complete are significantly off.
	Other Commercial:  The Bank provides commercial lines of credit loans to operating companies for business purposes. The loans are generally secured by business assets such as accounts receivable, inventory and equipment.  These loans are typically repaid first by the cash flow generated by the borrower’s business operation. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and resulting positive cash flow. Factors that may influence a business’s profitability include, but are not limited to, demand for its products or services, quality and depth of management, degree of competition, regulatory changes, and general economic conditions. Commercial lines of credit loans are generally secured by business assets; however, the ability of the Bank to foreclose and realize sufficient value from the assets is often highly uncertain.
	Residential Mortgage: Effective December 31, 2013, the Bank exited the residential mortgage loan origination business.  Prior to December 31, 2013, the Bank originated one-to-four family residential mortgage loans within or near its primary geographic market area. The mortgage loans are secured by first liens on the primary residence or investment property.  Primary risk characteristics associated with residential mortgage loans typically involve major living or lifestyle changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. In addition, residential mortgage loans that have adjustable rates could expose the borrower to higher debt service requirements in a rising interest rate environment. Further, real estate values could drop significantly and cause the value of the property to fall below the loan amount, creating additional potential exposure for the Bank.
	Home Equity & Lines of Credit:  The Bank provides home equity loans and lines of credit in the form of amortizing home equity loans or revolving home equity lines of credit against one to four family residences within or near its primary geographic market. Primary risk characteristics associated with home equity lines of credit typically involve major living or lifestyle changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. In addition, home equity lines of credit typically are made with variable or floating interest rates, such as the Prime Rate, which could expose the borrower to higher debt service requirements in a rising interest rate environment. Further, real estate value could drop significantly and cause the value of the property to fall below the loan amount, creating additional potential exposure for the Bank.
	Other Consumer: These are loans to individuals for household, family and other personal expenditures. This also represents all other loans that cannot be categorized in any of the previous mentioned loan segments.
	Other Real Estate Owned (“OREO”): Real estate acquired as a result of foreclosure or by deed in lieu of foreclosure is classified as other real estate owned and is initially recorded at the estimated fair market value, less the estimated cost to sell, at the date of foreclosure, thereby establishing a new cost basis. If fair value declines subsequent to foreclosure, an OREO write-down is recorded through expense and the OREO balance is lowered to reflect the current fair value. Operating costs after acquisition are expensed.
	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 10 to 39 years. Furniture, fixtures and equipment are depreciated using the straight-line (or accelerated) method with useful lives ranging from 3 to 7 years. (See Note 18 – Sale of Bank Assets).
	Federal Home Loan Bank of New York (“FHLB”) Stock: The Bank is a member of the FHLB of New York. Members are required to own a certain amount of stock based on the level of borrowings and other factors. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Cash dividends are reported as income.
	Goodwill and Other Intangible Assets: Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible assets and liabilities and identifiable intangible assets. Goodwill is assessed at least annually for impairment and any such impairment will be recognized in the period identified. The annual goodwill assessment for 2013 was performed in the fourth quarter at which time there was no impairment to be recognized.
	Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank acquisitions. They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives, which range from 5 to 13 years. Other intangible assets also include loan servicing rights which are amortized on the level yield method over the life of the loan. Other intangible assets are assessed at least annually for impairment and any such impairment will be recognized in the period identified.
	Bank Owned Life Insurance (“BOLI”): The Bank has an investment of bank owned life insurance. BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees and directors. The Bank is the owner and beneficiary of the policies and in accordance with FASB ASC Topic 325 “Investments in Insurance Contracts,” the amount recorded is the cash surrender value, which is the amount realizable.
	Loan Commitments and Related Financial Instruments: Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
	Defined Benefit Plan: The Bank participates in the Pentegra Defined Benefit Plan for Financial Institutions (The “Pentegra DB Plan”), a tax-qualified defined benefit pension plan. The Pentegra DB Plan’s Employer Identification Number is 13-5645888 and the Plan Number is 333. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra DB Plan. (See Note 13 – Benefit Plans)
	The plan was amended to freeze participation to new employees commencing January 1, 2008. Employees who became eligible to participate prior to January 1, 2008, will continue to accrue a benefit under the plan. The Bank accrues pension costs as incurred. The plan was further amended to freeze benefits as of December 31, 2008 for all employees eligible to participate prior to January 1, 2008.
	401(k) Plan: The Bank maintains a tax-qualified defined contribution plan for all salaried employees of Cape Bank who have satisfied the 401(k) Plan’s eligibility requirements. Effective, January 1, 2012, the Bank eliminated the matching contribution formula and replaced it with a discretionary form of matching contribution.
	Employee Stock Ownership Plan (“ESOP”): The cost of shares issued to the ESOP, but not yet earned is shown as a reduction of equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts and the shares become outstanding for earnings per share computations. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares are used to reduce the annual ESOP debt service. As of December 31, 2013, 206,145 shares have been allocated to eligible participants in the Cape Bank Employee Stock Ownership Plan. (See Note 13 – Benefit Plans).
	Stock Benefit Plan: The Company has an Equity Incentive Plan (the “Stock Benefit Plan”) under which incentive and non-qualified stock options, stock appreciation rights (SARs) and restricted stock awards (RSAs) may be granted periodically to certain employees and directors. The fair value of the restricted stock is the market value of the stock on the date of grant. Under the fair value method of accounting for stock options, the fair value is measured on the date of grant using the Black-Scholes option pricing model with market assumptions. This amount is amortized as salaries and employee benefits expense on a straight-line basis over the vesting period. Option pricing models require the use of highly subjective assumptions, including expected stock price volatility, which, if changed, can significantly affect fair value estimates.
	Income Taxes: Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. The principal types of accounts resulting in differences between assets and liabilities for financial statement and tax purposes are the allowance for loan losses, deferred compensation, deferred loan fees, charitable contributions, depreciation and OTTI charges. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. A valuation allowance is recorded against net deferred tax assets when management has concluded that it is not more likely than not that a portion or all will be realized. Management considers several factors in determining whether a portion, or all, of the valuation allowance should be reversed such as the level of historical taxable income, projections for future taxable income over the periods in which the deferred tax assets are deductible and tax planning strategies.
	Under FASB Interpretation No. 48, Accounting for Uncertainty in Income Taxes, included in FASB ASC Subtopic 740-10—Income Taxes—Overall, the Company recognizes the effect of income tax positions only if those positions are more likely than not of being sustained. Recognized income tax positions are measured at the largest amount that is greater than 50% likely of being realized. Changes in recognition or measurement are reflected in the period in which the change in judgment occurs.
	The Company records interest and penalties related to uncertain tax positions as non-interest expense.
	Earnings Per Share: Basic earnings per common share is the net income divided by the weighted average number of common shares outstanding during the period. ESOP shares are not considered outstanding for this calculation unless earned. Diluted earnings per share includes the dilutive effect of additional potential common shares issuable under stock option and restricted stock awards, if any.
	Comprehensive Income (Loss): Comprehensive income (loss) includes net income as well as certain other items which result in a change to equity during the period. Other comprehensive income includes unrealized gains and losses on securities available for sale which are also recognized as separate components of equity. See the Consolidated Statement of Changes in Comprehensive Income.
	Operating Segments: While the chief decision makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
	Treasury Stock:  Stock held in the treasury by the Company is accounted for using the cost method, which treats stock held in treasury as a reduction to total stockholders’ equity.  As shares of treasury stock are reissued to satisfy stock option exercises, the shares are issued using the average cost basis of the shares in the treasury at the time of issuance.
	On April 18, 2013, the Company announced that the Board of Directors authorized a stock repurchase plan under which the Company would repurchase up to 5%, or approximately 667,239 shares, of the Company’s issued and outstanding shares.  The repurchase was completed on July 16, 2013.  Furthermore, on July 19, 2013, the Company announced that the Board of Directors authorized a second repurchase program for the repurchase of up to 5%, or approximately 633,877 shares, of the Company’s issued and outstanding shares. The second repurchase plan was completed on October 3, 2013.  The average repurchase price for both stock repurchase plans was $9.37 per share.  On December 23, 2013, the Company announced that the Board of Directors authorized a third stock repurchase plan under which the Company would repurchase up to 5%, or approximately 602,989 shares, of the Company’s issued and outstanding shares.
	Effect of Newly Issued Accounting Standards: In February 2013, the FASB issued ASU 2013-02, Comprehensive Income, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income (Topic 220): The amendments in this update aim to improve the reporting of reclassifications out of accumulated other comprehensive income. The amendments seek to attain that objective by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period. For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. The Company adopted the amendments of ASU 2011-12 effective January 1, 2013.  Adoption of this update did not have a material impact on the Company’s financial position or results of operations.

Investment_Securities

Investment Securities	12 Months Ended
	Dec. 31, 2013
Investment Securities	'
	NOTE 3 — INVESTMENT SECURITIES
	In September 2013, the Bank reclassified a portion of the available for sale securities as held to maturity as these securities may be particularly susceptible to changes in fair value in the near term as a result of market volatility.  The amortized cost, gross unrealized gains or losses and the fair value of the Company’s investment securities available-for-sale and held-to-maturity at December 31, 2013 and December 31, 2012 are as follows:
			Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
			(in thousands)
	31-Dec-13
	Investment securities available-for-sale
	Debt securities
	U.S. Government and agency obligations		$	53,951			$	5			$	(2,350	)		$	51,606
	Municipal bonds			6,090				116				(28	)			6,178
	Collateralized debt obligations			-				-				-				-
	Corporate bonds			13,059				44				(24	)			13,079
	Total debt securities		$	73,100			$	165			$	(2,402	)		$	70,863
	Equity securities
	CRA Qualified Investment Fund		$	5,000			$	-			$	(300	)		$	4,700
	Total equity securities		$	5,000			$	-			$	(300	)		$	4,700
	Mortgage-backed securities
	GNMA pass-through certificates		$	3,424			$	130			$	-			$	3,554
	FHLMC pass-through certificates			5,101				78				(175	)			5,004
	FNMA pass-through certificates			14,596				163				(495	)			14,264
	Collateralized mortgage obligations			60,686				121				(2,026	)			58,781
	Total mortgage-backed securities		$	83,807			$	492			$	(2,696	)		$	81,603
	Total securities available-for-sale		$	161,907			$	657			$	(5,398	)		$	157,166
	Investment securities held-to-maturity
	Debt securities
	Municipal bonds		$	9,102			$	42			$	(238	)		$	8,906
	Total debt securities		$	9,102			$	42			$	(238	)		$	8,906
	Total securities held-to-maturity		$	9,102			$	42			$	(238	)		$	8,906
			Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
			(in thousands)
	31-Dec-12
	Investment securities available-for-sale
	Debt securities
	U.S. Government and agency obligations		$	38,982			$	129			$	(29	)		$	39,082
	Municipal bonds			20,307				472				(21	)			20,758
	Collateralized debt obligations			8,263				104				(3,685	)			4,682
	Corporate bonds			14,103				139				(1	)			14,241
	Total debt securities		$	81,655			$	844			$	(3,736	)		$	78,763
	Equity securities
	CRA Qualified Investment Fund		$	5,000			$	-			$	(9	)		$	4,991
	Total equity securities		$	5,000			$	-			$	(9	)		$	4,991
	Mortgage-backed securities
	GNMA pass-through certificates		$	4,193			$	237			$	-			$	4,430
	FHLMC pass-through certificates			5,784				134				-				5,918
	FNMA pass-through certificates			17,591				468				-				18,059
	Collateralized mortgage obligations			57,764				950				(18	)			58,696
	Total mortgage-backed securities		$	85,332			$	1,789			$	(18	)		$	87,103
	Total securities available-for-sale		$	171,987			$	2,633			$	(3,763	)		$	170,857
	Proceeds from sales of securities available for sale were $20.9 million and $67.4 million for the years ended December 31, 2013 and 2012, respectively. Gross realized gains on sales of investment securities during 2013 were $831,000, compared to $1.7 million during 2012. The Company also realized gross losses of $1.4 million during 2013 compared to $122,000 during 2012 as it sold securities that it viewed as having a greater than acceptable level of potential risk in the future.  Included in the gains and losses for the year 2013 were net security losses in the amount of $851,000 related to the Bank selling a portion of its portfolio of bank and insurance trust preferred collateral debt obligation (“CDO”) securities that had a cost basis greater than zero. Proceeds from security calls, maturities, and return of principal were $45.3 million and $55.2 million for the years ended December 31, 2013 and 2012, respectively.
	Securities having a fair value of approximately $50.6 million and $28.5 million at December 31, 2013 and December 31, 2012, respectively, were pledged to secure public deposits, Federal Home Loan Bank advances and other borrowings.  The Bank did not hold any trading securities during the years ended December 31, 2013 or December 31, 2012.
	The table below indicates the length of time individual securities have been in a continuous unrealized loss position at December 31, 2013.
			Less Than 12 Months								12 Months or Longer								Total
	Description of Securities		Fair Value				Unrealized				Fair Value				Unrealized				Fair Value			Unrealized
							Losses								Losses							Losses
											(in thousands)
	U.S. Government and agency obligations		$	45,771			$	(2,184	)		$	1,834			$	(166	)		$	47,605		$	(2,350	)
	Municipal bonds			7,936				(244	)			1,220				(22	)			9,156			(266	)
	Corporate bonds			4,029				(24	)			-				-				4,029			(24	)
	CRA Qualified Investment Fund			-				-				4,700				(300	)			4,700			(300	)
	Mortgage-backed securities			59,729				(2,452	)			2,569				(244	)			62,298			(2,696	)
	Total temporarily impaired investment securities		$	117,465			$	(4,904	)		$	10,323			$	(732	)		$	127,788		$	(5,636	)
	The table below indicates the length of time individual securities have been in a continuous unrealized loss position at December 31, 2012.
			Less Than 12 Months								12 Months or Longer								Total
	Description of Securities		Fair Value				Unrealized				Fair Value				Unrealized				Fair Value			Unrealized
Losses							Losses								Losses
		(in thousands)
U.S. Government and agency obligations		$	6,968			$	(29	)		$	-			$	-			$	6,968		$	(29	)
Municipal bonds			3,111				(18	)			225				(3	)			3,336			(21	)
Corporate bonds			1,035				(1	)			-				-				1,035			(1	)
Collateralized debt obligations			-				-				4,524				(3,685	)			4,524			(3,685	)
CRA Qualified Investment Fund			4,991				(9	)											4,991			(9	)
Mortgage-backed securities			1,989				(18	)			-				-				1,989			(18	)
Total temporarily impaired investment securities		$	18,094			$	(75	)		$	4,749			$	(3,688	)		$	22,843		$	(3,763	)
Management evaluates investment securities to determine if they are other-than-temporarily impaired on at least a quarterly basis. The evaluation process applied to each security includes, but is not limited to, the following factors: whether the security is performing according to its contractual terms; a determination if there has been an adverse change in the expected cash flows for investments within the scope of FASB Accounting Standards Codification (ASC) Topic 325, “Investments Other,” the length of time and the extent to which the fair value has been less than cost; whether the Company intends to sell, or would more likely than not be required to sell an impaired debt security before a recovery of its amortized cost basis; credit rating downgrades; the percentage of performing collateral that would need to default or defer to cause a break in yield and/or a temporary interest shortfall; and a review of the underlying issuers. Additionally, and consistent with FDIC regulations, management, prior to acquiring and periodically thereafter, evaluates various factors of corporate securities that may include but is not limited to the following; evaluate that the risk of default is low and consistent with bonds of similar quality, evaluate the capacity to pay, understand applicable market demographics/economics and understand current levels and trends in operating margins, operating efficiency, profitability, return on assets and return on equity.
At December 31, 2013, the Company’s investment securities portfolio consisted of 260 securities, 105 of which were in an unrealized loss position. The securities consist of investments that are backed by the U.S. Government or U.S. sponsored agencies which the government has affirmed its commitment to support, municipal obligations and corporate bonds which had unrealized losses that were caused by changing credit spreads in the market as a result of the current economic environment. Because the Company has no intention to sell these securities, nor is it more likely than not that we will be required to sell these securities, the Company does not consider those investments to be OTTI.
The following table provides additional information related to our pooled trust preferred collateralized debt obligations as of December 31, 2012.  The pooled trust preferred collateralized debt obligations were sold in December 2013, thereby leaving a book balance of zero.
Pooled Trust Preferred Collateralized Debt Obligations
(dollars in thousands)
Deal	Number		Class		Amortized				Fair				Unrealized				Realized			Moody's/		Current		Amount			Excess
	of				Cost				Value				Loss				Loss			Fitch		Number of		of			Subordination
	Securities																			Ratings		Performing		Deferrals			as a % of
																						Issuers		and			Current
																								Defaults			Performing
																								as a % of			Collateral
																								Current
																								Collateral
PreTSL II	2		Mezzanine		$	470			$	406			$	(64	)		$	(643	)	Ca/C		14			47.5	%		0	%
PreTSL XIX	1		Mezzanine			54				158				104				(1,759	)	C/C		47			26.1	%		0	%
I-PreTSL I	2		Mezzanine			1,844				1,200				(644	)			-		NR/CCC		15			16.5	%		15.68	%
I-PreTSL II	2		Mezzanine			2,733				1,347				(1,386	)			-		NR/B		23			12.6	%		13.79	%
I-PreTSL III	3		Mezzanine			2,720				1,345				(1,375	)			-		Ba3/CCC		23			12.2	%		17.11	%
I-PreTSL IV	1		Mezzanine			442				226				(216	)			-		Ba2/CCC		24			19.7	%		10.43	%
Total	11				$	8,263			$	4,682			$	(3,581	)		$	(2,402	)
Lack of liquidity in the market for trust preferred collateralized debt obligations, credit rating downgrades and market uncertainties related to the financial industry are factors contributing to the impairment on these securities. The table above excludes 11 CDO securities which have been completely written-off and, therefore, have no book value. The realized loss associated with these securities is $14.5 million.
On a quarterly basis, we evaluate our investment securities for other-than-temporary impairment. As required by FASB ASC Topic No. 320, “Investments – Debt and Equity Securities”, if we do not intend to sell a debt security, and it is not more likely than not that we will be required to sell the security, an OTTI write-down is separated into a credit loss portion and a portion related to all other factors. The credit loss portion is recognized in earnings as net OTTI losses, and the portion related to all other factors is recognized in accumulated other comprehensive income, net of taxes. The credit loss portion is defined as the difference between the amortized cost of the security and the present value of the expected future cash flows for the security. If the intent is to sell a debt security or if it is more likely than not that we will be required to sell the security, then the security is written down to its fair market value as a net OTTI loss in earnings. The Company has evaluated these securities and determined that the decreases in estimated fair value are temporary with the exception of 14 bank issued pooled trust preferred CDO securities. The Company’s estimate of projected cash flows it expected to receive was less than the securities’ carrying value resulting in a net credit impairment charge to earnings for the year ending December 31, 2012 of $8,000. There was no OTTI recorded for the year ending December 31, 2013.
Our CDOs are beneficial interests in securitized financial assets within the scope of FASB ASC Topic No. 325, “Investments – Other”, and are therefore evaluated for OTTI using management’s estimate of future cash flows. If these estimated cash flows determine that it is probable an adverse change in cash flows has occurred, then OTTI would be recognized in accordance with FASB ASC Topic No. 320. However, in December 2013, the Company sold the remaining portion of its CDOs that had a cost basis of greater than zero.
The amortized cost and fair value of debt, equity, and mortgage-backed securities available for sale at December 31, 2013, by contractual maturities, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Available for Sale								Held to Maturity
		Amortized Cost				Fair Value				Amortized Cost				Fair Value
		(in thousands)								(in thousands)
Due within one year or less		$	4,974			$	4,996			$	-			$	-
Due after one year but within five years			31,142				31,087				-				-
Due after five years but within ten years			36,984				34,780				7,037				6,810
Due after ten years			-				-				2,065				2,096
Equity securities			5,000				4,700
Mortgage-backed securities			83,807				81,603				-				-
Total investment securities		$	161,907			$	157,166			$	9,102			$	8,906
The following table presents a summary of the cumulative credit related OTTI charges recognized as components of earnings for CDO securities still held by the Company at December 31, 2013 and 2012 (in thousands):
		For the years ended December 31,
		2013				2012
Beginning balance of cumulative credit losses on CDO securities		$	(18,383	)		$	(18,375	)
Additional credit losses for which other than temporary impairment was previously recognized			-				(8	)
Sale of OTTI securities			3,882
Credit loss recognized due to change to intent to sell			-				-
Ending balance of cumulative credit losses on CDO securities		$	(14,501	)		$	(18,383	)

Loans_Receivable

Loans Receivable	12 Months Ended
	Dec. 31, 2013
Loans Receivable	'
	NOTE 4 — LOANS RECEIVABLE
	Loans receivable consist of the following:
		December 31,
		2013				2012
		(in thousands)
	Commercial secured by real estate	$	422,829			$	388,048
	Commercial term loans		23,203				19,443
	Construction		10,852				1,765
	Other commercial		37,772				32,748
	Residential mortgage		250,698				235,921
	Home equity loans and lines of credit		43,468				45,258
	Other consumer loans		977				1,317
	Loans receivable, gross		789,799				724,500
	Less:
	Allowance for loan losses		9,330				9,852
	Deferred loan fees		342				252
	Loans receivable, net	$	780,127			$	714,396
	Activity in the allowance for losses is as follows:
		At or for the Years ended December 31,
		2013				2012				2011
		(in thousands)
	Balance at beginning of year	$	9,852			$	12,653			$	12,538
	Provisions charged to operations		2,011				4,461				19,607
	Charge-offs		(2,545	)			(7,490	)			(15,662	)
	Write-downs on transfers to HFS (1)		(241	)			-				(4,051	)
	Recoveries		253				228				221
	Balance at end of year	$	9,330			$	9,852			$	12,653
	-1	The Company reclassified $825,000 to loans held for sale in the fourth quarter of 2013 and $11.9 million of loans to loans held for sale in the third quarter of 2011.
	The following summarizes activity related to the allowance for loan losses by category for the years ended December 31, 2013 and 2012:
			At or for the Year ended December 31, 2013
			(in thousands)
			Commercial				Commercial				Construction			Other			Residential			Home			Other			Unallocated			Total
			Secured by				Term Loans							Commercial (1)			Mortgage			Equity &			Consumer
			Real Estate																	Lines of
																				Credit
	Balance at beginning of year		$	6,321			$	457			$	58		$	815		$	1,300		$	249		$	17		$	635		$	9,852
	Charge-offs			(2,085	)			-				-			(106	)		(205	)		(109	)		(40	)		-			(2,545	)
	Write-downs on loans transferred to HFS			(241	)			-				-			-			-			-			-			-			(241	)
	Recoveries			214				-				-			10			-			1			28			-			253
	Provision for loan losses			2,345				(37	)			169			(119	)		(230	)		19			(1	)		(135	)		2,011
	Balance at end of year		$	6,554			$	420			$	227		$	600		$	865		$	160		$	4		$	500		$	9,330
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated		$	148			$	-			$	-		$	6		$	70		$	22		$	-		$	-		$	246
	Collectively evaluated			6,406				420				227			594			795			138			4			500			9,084
	Total allowance for loan losses		$	6,554			$	420			$	227		$	600		$	865		$	160		$	4		$	500		$	9,330
	Loans
	Individually evaluated		$	8,223			$	-			$	-		$	303		$	2,215		$	461		$	-		$	-		$	11,202
	Collectively evaluated			414,606				23,203				10,852			37,469			248,483			43,007			977			-			778,597
	Total loans		$	422,829			$	23,203			$	10,852		$	37,772		$	250,698		$	43,468		$	977		$	-		$	789,799
	-1	includes commercial lines of credit
			At or for the Year ended December 31, 2012
			(in thousands)
			Commercial				Commercial				Construction			Other			Residential			Home			Other			Unallocated			Total
			Secured by				Term Loans							Commercial (1)			Mortgage			Equity &			Consumer
			Real Estate																	Lines of
																				Credit
	Balance at beginning of year		$	8,058			$	124			$	744		$	338		$	1,909		$	349		$	16		$	1,115		$	12,653
	Charge-offs			(6,070	)			(27	)			(602	)		(137	)		(450	)		(171	)		(33	)		-			(7,490	)
	Write-downs on loans transferred to HFS			-				-				-			-			-			-			-			-			-
	Recoveries			182				-				11			4			-			5			26			-			228
	Provision for loan losses			4,151				360				(95	)		610			(159	)		66			8			(480	)		4,461
	Balance at end of year		$	6,321			$	457			$	58		$	815		$	1,300		$	249		$	17		$	635		$	9,852
Impairment evaluation
Allowance for loan losses
Individually evaluated		$	550			$	-			$	-		$	57		$	5		$	-		$	-		$	-		$	612
Collectively evaluated			5,771				457				58			758			1,295			249			17			635			9,240
Total allowance for loan losses		$	6,321			$	457			$	58		$	815		$	1,300		$	249		$	17		$	635		$	9,852
Loans
Individually evaluated		$	17,452			$	-			$	141		$	515		$	4,430		$	841		$	-		$	-		$	23,379
Collectively evaluated			370,596				19,443				1,624			32,233			231,491			44,417			1,317			-			701,121
Total loans		$	388,048			$	19,443			$	1,765		$	32,748		$	235,921		$	45,258		$	1,317		$	-		$	724,500
-1	includes commercial lines of credit
Impaired loans at December 31, 2013 and 2012 were as follows:
		December 31,
		2013				2012
		(in thousands)
Non-accrual loans (1)		$	6,885			$	17,743
Loans delinquent greater than 90 days and still accruing			458				1,626
Troubled debt restructured loans			3,452				3,538
Loans less than 90 days and still accruing			407				472
Total impaired loans		$	11,202			$	23,379
-1	Non-accrual loans in the table above include TDRs totaling $881,000 at December 31, 2013 and $3.5 million at December 31, 2012. Total impaired loans do not include loans held for sale. Loans held for sale include $1.6 million and $911,000 of loans that were on non-accrual status at December 31, 2013 and 2012, respectively.
	For the years ended December 31,
	2013				2012				2011
	(in thousands)
Average recorded investment of impaired loans	$	9,521			$	20,781			$	33,254
Interest income recognized during impairment	$	290			$	311			$	649
Cash basis interest income recognized	$	130			$	208			$	176
As of December 31, 2013 and 2012, non-performing loans had a principal balance of approximately $7.3 million and $19.4 million, respectively. Loan balances past due 90 days or more and still accruing interest, but which management expects will eventually be paid in full, amounted to approximately $458,000 and $1.6 million at December 31, 2013 and 2012, respectively. The amount of interest income that would have been recorded had our non-accruing loans been current in accordance with their original terms was $719,000, $1.3 million, and $2.1 million for the years ended December 31, 2013, 2012 and 2011, respectively.
Impaired loans include loans whose contractual terms have been restructured in a manner that grants a concession to a borrower experiencing financial difficulties. In accordance with applicable accounting guidance FASB ASC 310-40 “Receivables”, these modified loans are considered TDRs. See Note 2 of the Notes to Consolidated Financial Statements for further information regarding TDRs.
The following table provides a summary of TDRs by performing status:
		31-Dec-13											31-Dec-12
Troubled Debt Restructurings		Non-accruing				Accruing				Total			Non-accruing			Accruing			Total
		(in thousands)											(in thousands)
Commercial secured by real estate		$	688			$	2,392			$	3,080		$	3,112		$	2,651		$	5,763
Residential mortgage			193				1,060				1,253			363			887			1,250
Total TDRs		$	881			$	3,452			$	4,333		$	3,475		$	3,538		$	7,013
The following presents new TDRs for the years ended December 31, 2013 and 2012:
		For the years ended December 31,
		2013											2012
Troubled Debt Restructurings		Number of				Pre-Modification				Post-Modification			Number of			Pre-Modification			Post-Modification
		Contracts				Recorded				Recorded			Contracts			Recorded			Recorded
						Investment				Investment						Investment			Investment
		(dollars in thousands)
Commercial secured by real estate			3			$	2,371			$	2,359			5		$	4,296		$	4,073
Residential mortgage			3				1,023				1,017			-			-			-
Total TDRs			6			$	3,394			$	3,376			5		$	4,296		$	4,073
The following tables present, by class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured during the years ended December 31, 2013 and 2012:
		Year ended December 31, 2013
		(dollars in thousands)
		Reductions in Interest Rate and Maturity Date								Reductions in Interest Rate and Principal Amount						Maturity Date Extension						Maturity Date Extension and Interest Rate Reduction						Deferral of Principal Amount Due and Shortened Maturity Date					Total Concessions Granted
		No. of Loans				Amount				No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount		No. of Loans		Amount
Accruing TDRs:
Commercial secured by real estate			-			$	-				-		$	-			1		$	54			1		$	2,194			-		$	-		2	$	2,248
Residential mortgage			-				-				-			-			2			805			1			212			-			-		3		1,017
Total accruing TDRs			-			$	-				-		$	-			3		$	859			2		$	2,406			-		$	-		5	$	3,265
Non-accruing TDRs:
Commercial secured by real estate			-			$	-				-		$	-			1		$	111			-		$	-			-		$	-		1	$	111
Residential mortgage			-				-				-			-			-			-			-			-			-			-		-		-
Total non-accruing TDRs			-			$	-				-		$	-			1		$	111			-		$	-			-		$	-		1	$	111
Total TDRs:
Commercial secured by real estate			-			$	-				-		$	-			2		$	165			1		$	2,194			-		$	-		3	$	2,359
Residential mortgage			-				-				-			-			2			805			1			212			-			-		3		1,017
Total TDRs			-			$	-				-		$	-			4		$	970			2		$	2,406			-		$	-		6	$	3,376
		Year ended December 31, 2012
		(dollars in thousands)
		Reductions in Interest Rate and Maturity Date								Reductions in Interest Rate and Principal Amount						Maturity Date Extension						Maturity Date Extension and Interest Rate Reduction						Deferral of Principal Amount Due and Shortened Maturity Date					Total Concessions Granted
		No. of Loans				Amount				No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount		No. of Loans		Amount
Accruing TDRs:
Commercial secured by real estate			1			$	2,207				-		$	-			-		$	-			1		$	342			-		$	-		2	$	2,549
Residential mortgage			-				-				-			-			-			-			-			-			-			-		-		-
Total accruing TDRs			1			$	2,207				-		$	-			-		$	-			1		$	342			-		$	-		2	$	2,549
Non-accruing TDRs:
Commercial secured by real estate			1			$	1,064				-		$	-			-		$	-			-		$	-			2		$	460		3	$	1,524
Residential mortgage			-				-				-			-			-			-			-			-			-			-		-		-
Total non-accruing TDRs			1			$	1,064				-		$	-			-		$	-			-		$	-			2		$	460		3	$	1,524
Total TDRs:
Commercial secured by real estate			2			$	3,271				-		$	-			-		$	-			1		$	342			2		$	460		5	$	4,073
Residential mortgage			-				-				-			-			-			-			-			-			-			-		-		-
Total  TDRs			2			$	3,271				-		$	-			-		$	-			1		$	342			2		$	460		5	$	4,073
The following presents TDRs that subsequently defaulted for the years ended December 31, 2013 and 2012:
		For the years ended December 31,
		2013								2012
Troubled Debt Restructurings That Subsequently Defaulted		Number of				Recorded				Number of			Recorded
		Contracts				Investment				Contracts			Investment
		(dollars in thousands)
Commercial secured by real estate			2			$	449				2		$	194
Residential mortgage			-				-				2			363
Total			2			$	449				4		$	557
A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.  Some loan modifications classified as TDRs may not ultimately result in the full collection of principal and interest, as modified, and may result in potential incremental losses. These potential incremental losses have been factored into our overall allowance for loan losses estimate. The level of any re-defaults will likely be affected by future economic conditions. Once a loan becomes a TDR, it will continue to be reported as a TDR until it is repaid in full, reclassified to loans held for sale, foreclosed, sold or it meets criteria to be removed from TDR status. At December 31, 2013 and 2012, the allowance for loan losses included an impairment reserve for TDRs in the amount of $127,000 and $79,000, respectively. At December 31, 2013, there are no commitments to extend additional funds to loans that are TDRs.
The following table presents impaired loans at December 31, 2013:
December 31, 2013 (1)		Recorded				Unpaid				Related			Average			Interest
		Investment (2)				Principal				Allowance			Recorded			Income
						Balance							Investment			Recognized
		(in thousands)
Impaired loans with a related allowance
Commercial secured by real estate		$	2,773			$	3,234			$	148		$	2,901		$	116
Commercial term loans			-				-				-			-			-
Construction			-				-				-			-			-
Other commercial			60				70				6			60			-
Residential mortgage			618				689				70			660			8
Home equity loans and lines of credit			220				232				22			223			-
Other consumer loans			-				-				-			-			-
Impaired loans with a related allowance		$	3,671			$	4,225			$	246		$	3,844		$	124
Impaired loans with no related allowance
Commercial secured by real estate		$	5,450			$	7,203			$	-		$	3,738		$	88
Commercial term loans			-				-				-			-			-
Construction			-				-				-			-			-
Other commercial			243				306				-			246			-
Residential mortgage			1,597				1,675				-			1,536			69
Home equity loans and lines of credit			241				242				-			157			9
Other consumer loans			-				-				-			-			-
Impaired loans with no related allowance		$	7,531			$	9,426			$	-		$	5,677		$	166
Total impaired loans
Commercial secured by real estate		$	8,223			$	10,437			$	148		$	6,639		$	204
Commercial term loans			-				-				-			-			-
Construction			-				-				-			-			-
Other commercial			303				376				6			306			-
Residential mortgage			2,215				2,364				70			2,196			77
Home equity loans and lines of credit			461				474				22			380			9
Other consumer loans			-				-				-			-			-
Total impaired loans		$	11,202			$	13,651			$	246		$	9,521		$	290
-1	excludes HFS non-accruing loans of $1.6 million.
-2	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
The following table presents impaired loans at December 31, 2012:
December 31, 2012 (1)		Recorded				Unpaid				Related			Average			Interest
		Investment (2)				Principal				Allowance			Recorded			Income
						Balance							Investment			Recognized
		(in thousands)
Impaired loans with a related allowance
Commercial secured by real estate		$	6,281			$	9,021			$	550		$	7,106		$	149
Commercial term loans			-				-				-			-			-
Construction			-				-				-			-			-
Other commercial			116				122				57			128			-
Residential mortgage			47				47				5			47			-
Home equity loans and lines of credit			-				-				-			-			-
Other consumer loans			-				-				-			-			-
Impaired loans with a related allowance		$	6,444			$	9,190			$	612		$	7,281		$	149
Impaired loans with no related allowance
Commercial secured by real estate		$	11,171			$	16,748			$	-		$	8,702		$	3
Commercial term loans			-				-				-			-			-
Construction			141				208				-			140			-
Other commercial			399				436				-			361			-
Residential mortgage			4,383				4,754				-			3,792			72
Home equity loans and lines of credit			841				901				-			505			87
Other consumer loans			-				-				-			-			-
Impaired loans with no related allowance		$	16,935			$	23,047			$	-		$	13,500		$	162
Total impaired loans
Commercial secured by real estate		$	17,452			$	25,769			$	550		$	15,808		$	152
Commercial term loans			-				-				-			-			-
Construction			141				208				-			140			-
Other commercial			515				558				57			489			-
Residential mortgage			4,430				4,801				5			3,839			72
Home equity loans and lines of credit			841				901				-			505			87
Other consumer loans			-				-				-			-			-
Total impaired loans		$	23,379			$	32,237			$	612		$	20,781		$	311
-1	excludes HFS non-accruing loans of $911,000.
-2	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
The following table presents loans by past due status at December 31, 2013:
31-Dec-13		30-59 Days Delinquent				60-89 Days Delinquent				90 Days or More Delinquent and Accruing			Total Delinquent and Accruing			Non-accrual (1)			Current			Total Loans
		(in thousands)
Commercial secured by real estate		$	-			$	1,272			$	-		$	1,272		$	5,425		$	416,132		$	422,829
Commercial term loans			-				-				-			-			-			23,203			23,203
Construction			-				-				-			-			-			10,852			10,852
Other commercial			-				-				-			-			303			37,469			37,772
Residential mortgage			504				589				347			1,440			807			248,451			250,698
Home equity loans and lines of			392				192				111			695			350			42,423			43,468
credit
Other consumer loans			-				7				-			7			-			970			977
Total		$	896			$	2,060			$	458		$	3,414		$	6,885		$	779,500		$	789,799
-1	excludes $1.6 million of loans held for sale.
The following table presents loans by past due status at December 31, 2012:
31-Dec-12		30-59 Days Delinquent				60-89 Days Delinquent				90 Days or More Delinquent and Accruing			Total Delinquent and Accruing			Non-accrual (1)			Current			Total Loans
		(in thousands)
Commercial secured by real estate		$	-			$	517			$	-		$	517		$	14,329		$	373,202		$	388,048
Commercial term loans			-				-				-			-			-			19,443			19,443
Construction			-				-				141			141			-			1,624			1,765
Other commercial			-				-				-			-			515			32,233			32,748
Residential mortgage			532				253				1,056			1,841			2,487			231,593			235,921
Home equity loans and lines of credit			87				195				429			711			412			44,135			45,258
Other consumer loans			20				24				-			44			-			1,273			1,317
Total		$	639			$	989			$	1,626		$	3,254		$	17,743		$	703,503		$	724,500
-1	excludes $911,000 of loans held for sale.
The Company categorizes loans, when the loan is initially under written, into risk categories based on relevant information about the ability of borrowers to service their debt.  The assessment considers numerous factors including, but not limited to, current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors.  The Company analyzes loans individually by classifying the loans as to credit risk.  Annually, this analysis includes loans with an outstanding balance greater than $250,000 and non-homogeneous loans, such as commercial and commercial real estate loans. The Company uses the following definitions for risk ratings:
Risk Rating 1-5—Acceptable credit quality ranging from High Pass (cash or near cash as collateral) to Management Attention/Pass (acceptable risk) with some deficiency in one or more of the following areas: management experience, debt service coverage levels, balance sheet leverage, earnings trends, the industry of the borrower and annual receipt of current borrower financial information.
Risk Rating 6— Special Mention reflects loans that management believes warrant special consideration and may be loans that are delinquent or current in their payments. These loans have potential weakness which increases their risk to the bank and have shown some signs of weakness but have fallen short of being a Substandard loan.
Management believes that the Substandard category is best considered in four discrete classes: RR 7; RR 8; RR 9; and RR 10.
Risk Rating 7—The class is mostly populated by customers that have a history of repayment (less than 2 delinquencies in the past year) but exhibit a well-defined weakness.
Risk Rating 8—These are loans that share many of the characteristics of the RR 7 loans as they relate to cash flow and/or collateral, but have the further negative of chronic delinquencies. These loans have not yet declined in quality to require a FASB ASC Topic No. 310 Receivables analysis, but nonetheless this class has a greater likelihood of migration to a more negative risk rating.
Risk Rating 9—These loans are impaired loans, are current and accruing, and in some cases are TDRs. They have had a FASB ASC Topic No. 310 Receivables analysis completed.
Risk Rating 10—These loans have undergone a FASB ASC Topic No. 310 Receivables analysis. For those that have a FASB ASC Topic No. 310 Receivables analysis, no general reserve is allowed. More often than not, those loans in this class with specific reserves have had the reserve placed by Management pending information to complete a FASB ASC Topic No. 310 Receivables analysis. Upon completion of the FASB ASC Topic No. 310 Receivables analysis reserves are adjusted or charged-off.
For homogeneous loan pools, such as residential mortgages, home equity lines of credit and term loans, and other consumer loans, the Company uses payment status to identify the credit risk in these loan portfolios. Payment status is reviewed on a daily basis by the Bank’s collection area and on a monthly basis with respect to determining the adequacy of the allowance for loan losses. The payment status of these homogeneous pools at December 31, 2013 and December 31, 2012 is included in the aging of the recorded investment of past due loans table. In addition, the total non-performing portion of these homogeneous loan pools at December 31, 2013 and December 31, 2012 is presented in the recorded investment in nonaccrual loans.
The following tables present commercial loans by credit quality indicator:
		Risk Ratings
31-Dec-13		Grades 1-5				Grade 6				Grade 7			Grade 8			Grade 9			Grade 10			Non-accrual			Total
		(in thousands)
Commercial secured by real estate		$	397,398			$	10,669			$	4,729		$	1,809		$	2,799		$	-		$	5,425		$	422,829
Commercial term loans			20,899				-				2,304			-			-			-			-			23,203
Construction			10,852				-				-			-			-			-			-			10,852
Other commercial			35,859				510				1,100			-			-			-			303			37,772
		$	465,008			$	11,179			$	8,133		$	1,809		$	2,799		$	-		$	5,728		$	494,656
		Risk Ratings
31-Dec-12		Grades 1-5				Grade 6				Grade 7			Grade 8			Grade 9			Grade 10			Non-accrual			Total
		(in thousands)
Commercial secured by real estate		$	363,460			$	3,845			$	2,717		$	574		$	3,123		$	-		$	14,329		$	388,048
Commercial term loans			19,443				-				-			-			-			-			-			19,443
Construction			1,624				-				-			-			-			141			-			1,765
Other commercial			32,233				-				-			-			-			-			515			32,748
		$	416,760			$	3,845			$	2,717		$	574		$	3,123		$	141		$	14,844		$	442,004
Mortgage loans serviced for others are not reported as assets. The principal balances of these loans at December 31, 2013 and 2012 are as follows:
	December 31,
	2013				2012
	(in thousands)
Mortgage loan portfolios serviced	$	1,934			$	2,346
Custodial escrow balances maintained in connection with serviced loans were $15,000 and $18,000, respectively at December 31, 2013 and 2012.
Loans to principal officers, directors, and their affiliates were as follows:
	December 31,
	2013				2012
	(in thousands)
Beginning balance	$	7,469			$	14,424
New loans/advances		409				6,285
Effect of changes in composition of related parties		-				(5,960	)
Repayments		(552	)			(7,280	)
Ending balance	$	7,326			$	7,469

Fair_Value

Fair Value	12 Months Ended
	Dec. 31, 2013
Fair Value	'
	NOTE 5 — FAIR VALUE
	FASB ASC Topic No. 820, “Fair Value Measurements and Disclosures” establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	Fair value measurement of securities available for sale is based upon quoted prices, if available. If quoted prices are not available, fair values are generally measured using independent pricing models or other model-based valuation techniques that include market inputs, such as benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers, reference data and industry and economic events. Level 1 securities include an investment fund that is traded by dealers or brokers in active over-the-counter markets. Level 2 securities include securities issued by government sponsored agencies, securities issued by certain state and political subdivisions, residential mortgage-backed securities, collateralized mortgage obligations, and corporate bonds.
	Collateralized debt obligation securities which are issued by financial institutions and insurance companies were historically priced using Level 3 inputs. The decline in the level of observable inputs and market activity in this class of investments by the measurement date has been significant and resulted in unreliable external pricing. Broker pricing and bid/ask spreads, when available, vary widely. The once active market has become comparatively inactive.
	The Company obtained the pricing for collateralized debt obligation securities, which are issued by financial institutions and insurance companies, from an independent third party who prepared the valuations using a market valuation approach. Information such as historical and current performance of the underlying collateral, deferral/default rates, collateral coverage ratios, break in yield calculations, cash flow projections, liquidity and credit premiums required by a market participant, and financial trend analysis with respect to the individual issuing financial institutions and insurance companies, is utilized in determining individual security valuations. Due to current market conditions, as well as the limited trading activity of these securities, the market value of the securities is highly sensitive to assumption changes and market volatility.
	Assets and Liabilities Measured on a Recurring Basis
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
		Fair Value Measurements at December 31, 2013								Fair Value Measurements at December 31, 2012
		Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Other Observable Inputs		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Other Observable Inputs
		(Level 1)			(Level 2)			(Level 3)		(Level 1)		(Level 2)		(Level 3)
		(in thousands)								(in thousands)
	Investment securities available for sale:
	U.S. Government and agency obligations	$	-		$	51,606		$	-	$	-	$	39,082	$	-
	Municipal bonds		-			6,178			-		-		20,758		-
	Collateralized debt obligations		-			-			-		-		-		4,682
	Corporate bonds		-			13,079			-		-		14,241		-
	CRA Qualified Investment Fund		4,700			-			-		4,991		-		-
	Mortgage-backed securities		-			81,603			-		-		87,103		-
	Total securities available for sale	$	4,700		$	152,466		$	-	$	4,991	$	161,184	$	4,682
	The fair value of the collateralized debt obligation securities for the period ended December 31, 2012 was determined by utilizing Level 3 inputs. The value was derived from a discounted cash flow model using significant unobservable inputs such as, a discount margin to present value the cash flows, and assumptions about the underlying collateral including default rate, recovery rate for deferring issuers, and prepayment speeds. The discount margin used for each security ranged from 2.2% to 9.5%, while the range for the default rate was 0.25% to 2.00% and a 15% recovery rate for deferring issuers has been assumed. An annual prepayment speed of 1.00% was assumed. Significant increases in any of the rates, with the exception of the recovery rate, would result in a significantly lower fair value measurement. In December 2013, the Company sold its remaining collateralized debt obligation securities that had a cost basis of greater than zero.
	The table below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2013 and 2012:
		Fair Value Measurements Using Significant Unobservable Inputs
		(Level 3)
		CDO Securities Available for Sale
		Years ended December 31,
		2013			2012
		(in thousands)
	Beginning balance	$	4,682		$	3,584
	Accretion of discount		27			39
	Payments received		-			(182	)
	Reduction in Accumulated OTTI on sale		(2,402	)
	Realized gain (loss) on sale/redemption		(2,561	)		127
	Unrealized holding gain (loss)		254			1,122
	Other-than-temporary impairment included in earnings		-			(8	)
	Ending balance	$	-		$	4,682
	Assets and Liabilities Measured on a Non-Recurring Basis
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:
		Fair Value Measurements at December 31, 2013								Fair Value Measurements at December 31, 2012
		Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Other Unobservable Inputs		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Other Unobservable Inputs
		(Level 1)			(Level 2)			(Level 3)		(Level 1)		(Level 2)		(Level 3)
		(in thousands)								(in thousands)
	Assets:
	Impaired loans (1):
	Commercial secured by real estate	$	-		$	-		$	2,255	$	-	$	8,389	$	9,063
	Commercial term loans		-			-			-		-		-		-
	Construction		-			-			-		-		141		-
	Other commercial		-			-			297		-		400		115
	Residential mortgage		-			-			766		-		3,133		1,297
	Home equity loans		-			-			198		-		841		-
	Total impaired loans	$	-		$	-		$	3,516	$	-	$	12,904	$	10,475
	Other real estate owned:
	Commercial	$	-		$	4,893		$	-	$	-	$	3,648	$	-
	Residential mortgage		-			2,556			-		-		3,573		-
	Total other real estate owned	$	-		$	7,449		$	-	$	-	$	7,221	$	-
	Loans held for sale	$	-		$	1,814		$	-	$	-	$	8,795	$	-
	Assets held for sale	$	-		$	10		$	-	$	-	$	436	$	-
	-1	Includes non-accrual loans, loans delinquent greater than 90 days and still accruing, loans less than 90 days delinquent and still accruing and troubled debt restructured loans.
	At the time a loan is considered impaired, it is valued at the lower of cost or fair value. This value is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments may relate to location, square footage, condition, amenities, market rate of leases, if any, as well as the timing of comparable sales. The fair value of the loan is compared to the carrying value to determine if any write-down or specific reserve is required.  On a quarterly basis, impaired loans are evaluated for additional impairment and adjusted accordingly.  Because the Company has a small amount of impaired loans and OREO measured at fair value, the impact of unobservable inputs on the Company’s financial statements is not material.
	On an annual basis, management compares the actual selling price of any collateral that has been sold to the most recent appraised value to determine what additional adjustment should be made to the appraisal value to arrive at the fair value for other properties.  The most recent analysis performed in 2013 indicated that a discount up to 7 percent should be applied to appraisals on properties.  The discount is determined based on the nature of the underlying properties, aging of appraisal and other factors.
	Fair valued impaired loans with allocated allowance for loan losses at December 31, 2013, had a carrying amount of $3.5 million, which is made up of the outstanding balance of $3.6 million, net of a valuation allowance of $119,000. These balances do not include $3.4 million of impaired loans that are measured using the discounted cash flow method and are not collateral dependent.
Other real estate owned properties are recorded at the estimated fair market value, less the estimated cost to sell, at the date of foreclosure. Fair market value is estimated by using professional real estate appraisals subject to similar adjustments previously mentioned and may be subsequently adjusted based upon real estate broker opinions. Often these values are based on contract of sale or offers, which could result in a Level 2 assignment.
As discussed above, the fair value of impaired loans and other real estate owned is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable.
The following disclosure of estimated fair value amounts has been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
	At December 31, 2013
				Fair Value Measurements
				Quoted Prices
				in Active			Significant		Significant
				Markets			Other		Other
				for Identical			Observable		Unobservable
	Carrying			Assets			Inputs		Inputs
	Amount			(Level 1)			(Level 2)		(Level 3)
	(in thousands)
Assets
Cash and cash equivalents	$	24,861		$	6,940		$	17,921	$	-
Interest-bearing time deposits	$	9,185		$	-		$	9,185	$	-
Loans held for sale	$	1,814		$	-		$	1,814	$	-
Loans receivable	$	780,127		$	-		$	-	$	791,262
FHLB Stock	$	7,747		n/a			n/a		n/a
Accrued interest receivable	$	3,235		$	-		$	615	$	2,620
Liabilities
Savings deposits	$	96,029		$	-		$	96,029	$	-
Checking and money market deposits	$	433,205		$	82,488		$	350,717	$	-
Certificates of deposit	$	269,188		$	-		$	270,371	$	-
Borrowings	$	143,935		$	-		$	151,287	$	-
Accrued interest payable	$	102		$	-		$	102	$	-
	At December 31, 2012
				Fair Value Measurements
				Quoted Prices
				in Active			Significant		Significant
				Markets			Other		Other
				for Identical			Observable		Unobservable
	Carrying			Assets			Inputs		Inputs
	Amount			(Level 1)			(Level 2)		(Level 3)
	(in thousands)
Assets
Cash and cash equivalents	$	24,228		$	6,867		$	17,361	$	-
Interest-bearing time deposits	$	9,259		$	-		$	9,259	$	-
Loans held for sale	$	8,795		$	-		$	8,795	$	-
Loans receivable	$	714,396		$	-		$	12,904	$	725,116
FHLB Stock	$	5,775		n/a			n/a		n/a
Accrued interest receivable	$	3,091		$	-		$	627	$	2,464
Liabilities
Savings deposits	$	96,160		$	-		$	96,160	$	-
Checking and money market deposits	$	449,809		$	86,266		$	363,543	$	-
Certificates of deposit	$	238,622		$	-		$	240,997	$	-
Borrowings	$	97,965		$	-		$	109,952	$	-
Accrued interest payable	$	148		$	-		$	148	$	-
The carrying amount is the estimated fair value for cash and cash equivalents, interest bearing deposits, and accrued interest receivable and payable. Noninterest-bearing cash and cash equivalents and noninterest-bearing deposit liabilities are classified as Level 1, whereas interest-bearing cash and cash equivalents and interest-bearing deposit liabilities are classified as Level 2. Accrued interest receivable and payable are classified as either Level 2 or Level 3 based on the classification level of the asset or liability with which the accrued interest is associated.
Loans held for sale — The fair value of residential mortgage loans held for sale is based on the price secondary markets are currently offering for similar loans using observable market data. The fair value is equal to the carrying value, since the time from when a loan is closed and settled is generally not more than two weeks. The fair value of loans transferred from the loan portfolio to loans held for sale is based on the amounts offered for these loans in currently pending sales transactions,  outstanding commitments from investors, or current market valuation appraisals. Loans held for sale are not included in non-performing loans.
Loans — The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals. The fair values of loans not impaired is estimated by discounting the estimated future cash flows using the Company’s interest rates currently offered for loans with similar terms to borrowers of similar credit quality which is not an exit price under FASB ASC Topic No. 820 “Fair Value Measurements and Disclosures.” The carrying value and fair value of loans include the allowance for loan losses.
FHLB stock — It is not practical to determine the fair value of FHLB stock due to restrictions placed on transferability.
Deposits — The fair value of deposits with no stated maturity, such as money market deposit accounts, checking accounts and savings accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is equivalent to the rate currently offered by the Company for deposits of similar size, type and maturity.
Borrowings — The fair value of borrowings, which includes Federal Home Loan Bank of New York advances and securities sold under agreement to repurchase, is based on the discounted value of contractual cash flows. The discount rate is equivalent to the rate currently offered for borrowings of similar maturity and terms.
The Company’s unused loan commitments, standby letters of credit and undisbursed loans have no carrying amount and have been estimated to have no realizable fair value. Historically, a majority of the unused loan commitments have not been drawn upon. See Note 12, “Financial Instruments with Off-Balance Sheet Risk and Concentrations of Credit Risk” of Notes to Consolidated Financial Statements, for additional information.
The fair value estimates presented herein are based on pertinent information available to management as of December 31, 2013. Although management is not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since that date; and therefore, current estimates of fair value may differ significantly from the amounts presented herein.

Other_Real_Estate_Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2013
Other Real Estate Owned	'
	NOTE 6 — OTHER REAL ESTATE OWNED
	At December 31, 2013, other real estate owned totaled $7.4 million and consisted of twenty-three residential properties (including fifteen building lots) and eleven commercial properties. At December 31, 2012, other real estate owned totaled $7.2 million and consisted of thirty-five residential properties (including twenty-seven building lots) and thirteen commercial properties.
	For the year ended December 31, 2013, the Company added $6.1 million of property to OREO and sold ten commercial OREO properties and twenty-one residential OREO properties with an aggregate carrying value totaling $5.7 million, including two commercial OREO properties and five residential OREO properties with an aggregate carrying value of $895,000 sold in the fourth quarter of 2013. Net gains on the sale of OREO totaled $81,000 for the year ended December 31, 2013, of which $24,000 was recorded in the fourth quarter, compared to net losses on OREO sales of $260,000 for the year ended December 31, 2012.
	For the year ended December 31, 2013, net expenses applicable to OREO totaled $1.1 million which included OREO valuation write-downs of $492,000 , taxes and insurance totaling $309,000, net gains on the sale of OREO totaling $81,000 and miscellaneous expenses, net of rental income totaling $388,000. For the year ended December 31, 2012, net expenses applicable to OREO totaled $2.0 million which included OREO valuation write-downs of $1.1 million, taxes and insurance totaling $456,000, net losses on the sale of OREO totaling $260,000 and miscellaneous expenses, net of rental income totaling $241,000.
	As of the date of this filing, the Company has agreements of sale for twelve OREO properties, including four residential building lots, with an aggregate carrying value totaling $2.7 million. In 2014, the Company has added one residential property with a carrying value of $56,000. In addition, in 2014, the Company has sold six residential OREO properties (building lots) with an aggregate carrying value of $538,000.

Premises_and_Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2013
Premises and Equipment	'
	NOTE 7 — PREMISES AND EQUIPMENT
	Premises and equipment, summarized by major classification, are as follows:
		Estimated Useful	2013			2012
		Lives
			(in thousands)
	Land		$	8,484		$	8,332
	Buildings and improvements	10 - 39 years		14,971			14,727
	Furniture and equipment	3 - 7 years		8,562			8,782
	Construction-in-progress	-		8			93
	Total			32,025			31,934
	Accumulated depreciation			(12,001	)		(11,651	)
	Premises and equipment, net		$	20,024		$	20,283
	Depreciation expense for the years ended December 31, 2013, 2012, and 2011 was approximately $946,000, $1.0 million, and $1.2 million, respectively.

Goodwill_and_Intangible_Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2013
Goodwill and Intangible Assets	'
	NOTE 8 — GOODWILL AND INTANGIBLE ASSETS
	The balance for goodwill as of December 31, 2013 and 2012 totaled $22.6 million.
	FASB ASC Topic No. 350-20, “Goodwill” requires a company to perform an impairment test on goodwill annually, or more frequently if events or changes in circumstance indicate that the asset might be impaired, by computing the fair value of such goodwill to its recorded or carrying amount. If the carrying amount of goodwill exceeds the fair value, an impairment charge must be recorded in an amount equal to the excess.
	The Company tested goodwill for impairment during the fourth quarter of 2013. The Company has one reporting unit, Community Banking, and as such evaluated goodwill at the Community Banking reporting unit level. This test involved estimating the fair value of the Company using financial data and market prices as of December 31, 2013 and utilizing the control premium approach. The results of this test indicated that goodwill was not impaired. The Company continues to evaluate goodwill on a quarterly basis utilizing the methodology required for an annual goodwill assessment.
	Acquired intangible assets at year end are as follows:
		2013				2012
		Gross Carrying		Accumulated		Gross Carrying		Accumulated
		Amount		Amortization		Amount		Amortization
		(in thousands)				(in thousands)
	Amortized acquired intangible assets:
	Core deposit intangibles	$	565	$	370	$	565	$	332
	Other customer relationship intangibles		485		485		485		481
	Total	$	1,050	$	855	$	1,050	$	813
	The aggregate amortization expense for the years ended December 31, 2013, 2012 and 2011 was $43,000, $97,000 and $111,000, respectively.
	The estimated amortization expense for each of the next five years and thereafter is as follows:
		(in thousands)
	2014	$	32
	2015	$	31
	2016	$	31
	2017	$	31
	2018	$	31
	Thereafter	$	39

Deposits

Deposits	12 Months Ended
	Dec. 31, 2013
Deposits	'
	NOTE 9 — DEPOSITS
	Deposits are as follows:
	`	December 31,
		2013		2012
		(in thousands)
	Savings accounts	$	96,029	$	96,160
	Interest-bearing checking and money market deposits (1)		350,717		363,543
	Non-interest bearing checking		82,488		86,266
	Certificates of deposit of less than $100,000		113,123		129,709
	Certificates of deposit of $100,000 or more		156,065		108,913
	Total deposits	$	798,422	$	784,591
	-1	Includes municipal deposit accounts totaling $88.9 million, or 11.1% of total deposits at December 31, 2013 and $79.4 million, or 10.1 % at December 31, 2012.
	Interest expense by deposit type was as follows:
		For the years ended December 31,
		2013		2012		2011
		(in thousands)
	Savings accounts	$	64	$	154	$	215
	Interest-bearing checking and money market deposits		713		1,238		1,740
	Certificates of deposit		2,208		3,082		4,509
	Total interest expense on deposits	$	2,985	$	4,474	$	6,464
	Certificates of deposit were scheduled to mature contractually within the following periods:
		(in thousands)
	2014	$	207,655
	2015		32,198
	2016		16,562
	2017		7,312
	2018		5,461
		$	269,188
	Deposits held at the Bank by related parties, which include officers, directors, and companies in which directors of the Board have a significant ownership interest, approximated $5.6 million at December 31, 2013 and $6.0 million at December 31, 2012.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2013
Borrowings	'
	NOTE 10 — BORROWINGS
	At December 31, 2013, the Bank had available borrowing capacity under a continuing borrowing agreement with the Federal Home Loan Bank of New York (FHLB) to borrow up to 100% of the book value of qualified 1 to 4 family loans secured by residential properties and various commercial loans secured by commercial real estate subject to FHLB approval. At December 31, 2013 and 2012, none of these advances were callable.  Interest rates ranges from 1.10% to 2.25% at December 31, 2013, and from 1.10% to 3.85% at December 31, 2012.
	In June 2012, the Company extinguished $20.0 million of fixed rate term FHLB borrowings prior to their scheduled maturity. In connection with the early repayment of these borrowings, the Company incurred a charge of $921,000 to extinguish the debt which was recorded as other expense in the consolidated statements of income. In August 2012, the Company restructured $54.0 million in borrowings, lowering the cost of funds. This action represents a continuation of the balance sheet restructuring the Company began in the second quarter of 2012. The replacement borrowings are adjustable rate, non-callable FHLB advances with maturities ranging from 5 years to 7 years. A prepayment penalty of $6.4 million was incurred related to the restructuring of the old debt and is being amortized as an adjustment to interest expense over the terms of the new borrowings using the interest method.
	Outstanding borrowings mature as follows:
		31-Dec-13
		FHLB			Repurchase			Total
		Borrowings			Agreements
	2014	$	60,000		$	-		$	60,000
	2015		15,000			-			15,000
	2016		5,000			4,970			9,970
	2017		18,824			4,970			23,794
	2018		17,256			-			17,256
	Thereafter		17,915			-			17,915
	Principal due	$	133,995		$	9,940		$	143,935
	At December 31, 2013 and 2012, the Bank had qualified 1 to 4 family loans and commercial loans of approximately $250.4 million and $242.2 million, respectively, which served as collateral to cover outstanding advances on the Federal Home Loan Bank of New York borrowings.
	Securities sold under agreement to repurchase totaled $9.9 million at December 31, 2013 and December 31, 2012, are fixed rate, and are collateralized by securities with a carrying amount of $13.0 million at December 31, 2013 and 2012.  At maturity, the securities underlying the agreement are returned to the Company. At December 31, 2013 and 2012, the repurchase agreements were callable on various dates, at par, by the repurchase agreement counter-party.
	The following table sets forth fixed and variable rate FHLB borrowings and the respective weighted average interest rate at December 31, 2013 and 2012:
		FHLB Borrowings
		31-Dec-13						31-Dec-12
		Balance			Weighted Average			Balance			Weighted
					Rate at Year End						Average Rate
											at Year End
		(dollars in thousands)
	Fixed rate advances	$	85,000			0.78	%	$	40,000			2.13	%
	Variable rate advances		48,995			2.36	%		48,041			2.78	%
	Total	$	133,995			1.39	%	$	88,041			2.49	%
	Additional information regarding FHLB Borrowings and securities sold under agreements to repurchase is as follows:
		2013									2012
		FHLB			Repurchase			Total			FHLB			Repurchase			Total
		Borrowings			Agreements						Borrowings			Agreements
		(dollars in thousands)
	Average daily balance during the year	$	91,602		$	9,932		$	101,534		$	116,930		$	9,913		$	126,843
	Average interest rate during the year		2.04	%		4.39	%		2.27	%		2.81	%		4.45	%		2.94	%
	Maximum month-end balance during the	$	133,995		$	9,940		$	143,935		$	120,408		$	37,413		$	157,821
	year
	Weighted average interest rate at year-end		1.39	%		4.15	%		1.58	%		2.49	%		4.33	%		2.61	%

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2013
Income Taxes	'
	NOTE 11 — INCOME TAXES
	For the year ended December 31, 2013, the Company recorded a net tax expense of $4.2 million compared to a net tax expense of $2.7 million for the year ended December 31, 2012. As of December 31, 2013, the balance of the deferred tax valuation allowance was zero, due to the expiration of the Charitable Contribution carryforward. Management considered several factors, such as the level of historical taxable income, projections for future taxable income over the periods in which the deferred tax assets are deductible and tax planning strategies in determining the amount of the deferred tax asset that was more likely than not realizable.
	Income tax benefit for the year ended December 31, 2011 was primarily impacted by the reversal of $12.2 million of the deferred tax asset valuation allowance. There was a deferred tax valuation allowance increase in 2012 in the amount of $358,000. The balance of the valuation allowance remaining was approximately $1.9 million at December 31, 2012, however, in 2013 the valuation allowance was reduced to zero due to the expiration of the charitable contribution carryforward. The release of a portion of the valuation allowance in 2011 was based on a pattern of sustained earnings exhibited by the Company over the most recent 7 quarters through September 30, 2011, projected future taxable income and a tax strategy to facilitate ordinary loss treatment by the Company of certain investment losses when such losses are recognized for tax purposes. Based on these factors management determined that it was more likely than not that a greater portion of its deferred tax assets were realizable and adjusted the valuation allowance accordingly.
	Income tax expense (benefit) was as follows:
		For the years ended December 31,
		2013			2012			2011
		(in thousands)
	Current expense:
	Federal	$	701		$	(36	)	$	(2,201	)
	State		8			8			31
	Total current		709			(28	)		(2,170	)
	Deferred (benefit):
	Federal		4,015			1,514			(827	)
	State		1,441			811			(3,189	)
	Total deferred		5,456			2,325			(4,016	)
	Change in deferred tax valuation allowance		(1,934	)		358			(12,169	)
	Income tax expense (benefit)	$	4,231		$	2,655		$	(18,355	)
	Effective tax rate differs from the federal statutory rate of 34% applied to income before income taxes due to the following:
		For the years ended December 31,
		2013			2012			2011
	Tax statutory rate		34	%		34	%		(34.0	%)
	Adjustments resulting from:
	State tax benefit, net of federal income tax expense		9.8			7.5			(20.1	)
	Tax-exempt income		(1.5	)		(3.0	)		(3.0	)
	Income on bank owned life insurance		(3.3	)		(4.6	)		(3.3	)
	Change in valuation reserve		(19.8	)		5			(117.4	)
	Charity expiration		20.4			-			0
	Reversal of FIN 48 reserve		-			(3.5	)		-
	Non-deductible expenses		1.4			-			-
	Other		2.2			1.4			0.8
	Effective tax rate		43.2	%		36.8	%		(177.0	%)
	Year-end deferred tax assets and liabilities were due to the following:
		December 31,
		2013			2012
		(in thousands)
	Deferred tax assets:
	Other than temporary impairment	$	6,953		$	7,915
	Allowance for loan losses		3,726			4,046
	Charity carryforward		2			2,337
	Purchase accounting adjustments		685			834
	Non-accrual loan interest income		743			743
	Deferred compensation		364			445
	Net operating losses		739			2,507
	Net unrealized loss on available for sale securities		1,963			452
	Deferred gain		54			183
	AMT credit carryforward		1,299			716
	Other		648			890
	Valuation allowance	-				(1,934	)
			17,176			19,134
	Deferred tax liabilities:
	Depreciation		(993	)		(1,005	)
	Deferred loan fees		(549	)		(484	)
	Other		(6	)		(6	)
			(1,548	)		(1,495	)
	Net deferred tax asset	$	15,628		$	17,639
	In 2009, the Company recorded a significant valuation allowance against the deferred tax asset.  At December 31, 2011, based upon the level of historical taxable income, projections for future taxable income over the periods in which the deferred tax assets are deductible and a recent tax strategy to facilitate ordinary loss treatment by the Company of certain investment losses when such losses are recognized for tax purposes, management believes it is more likely than not that the Company will realize the benefits of these deductible differences, net of the existing valuation allowances.
	At December 31, 2013 and 2012, the Company had approximately $350,000 and $4.8 million, respectively, of federal net operating losses and $10.4 million and $16.6 million, respectively, of state net operating losses. The federal net operating losses will expire between 2031 and 2032.  The state net operating losses will expire between 2015 and 2031. Additionally, for 2013 and 2012, the Company has approximately $1.3 million and $716,000, respectively, of AMT tax credits, which do not expire to offset the difference between regular tax and alternative minimum tax.
	Pursuant to FASB ASC Topic No. 740, “Income Taxes” the Company is not required to provide deferred taxes on its tax loan loss reserve as of the base year. The amount of this reserve on which no deferred taxes have been provided was $7,878,000 for 2013 and 2012. This reserve could be recognized as taxable income and create a current and/or deferred tax liability using the income tax rates then in effect if any portion of this tax reserve is subsequently used for purposes other than to absorb loan losses.
	The following is a roll-forward of the Bank’s FASB ASC Topic No. 740 unrecognized tax benefits:
		2013			2012			2011
		(in thousands)
	Balance at beginning of year	$	-		$	256		$	353
	Additions based on tax positions related to the current year		-			-			-
Additions for tax positions of prior years		-			-			-
Reductions for tax positions of prior years		-			-			-
Reductions due to the statute of limitations		-			256			97
Settlements		-			-			-
Balance at end of year	$	-		$	-		$	256
As of December 31, 2013 and December 31, 2012, the Company did not have any unrecognized tax benefits. As of December 31, 2011, $256,000 represents the amount of unrecognized tax benefits that, if recognized, would favorably affect the effective income tax rate in future periods. The Bank does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next twelve months.
The Bank is subject to U.S. federal income tax as well as income tax of the state of New Jersey. The Bank is no longer subject to examination by the Internal Revenue Service (“IRS”) for years before 2011 and by the state of New Jersey for years before 2008. The Bank has currently finalized an examination by the IRS for tax years 2009 and 2010. No significant issues were raised.  The statute of limitations for the Federal and New Jersey state income tax returns remains open for years ending on or after December 31, 2010.

Financial_Instruments_with_off

Financial Instruments with off-Balance Sheet Risk and Concentrations of Credit Risk	12 Months Ended
	Dec. 31, 2013
Financial Instruments with Off-Balance Sheet Risk and Concentrations of Credit Risk	'
	NOTE 12 —FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK
	The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments are commitments to extend credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheets.
	The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual notional amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on balance sheet instruments.
	At December 31, 2013 and 2012, the Bank had outstanding commitments (substantially all of which expire within one year) to originate residential mortgage loans, construction loans, commercial real estate and consumer loans. These commitments were comprised of fixed and variable rate loans.
	Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support contracts entered into by customers. Most guarantees extend for one year. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers. At December 31, 2013 the Bank had no letters of credit outstanding to borrowers of non-performing loans. The Bank defines the fair value of these letters of credit as the fees paid by the customer or similar fees collected on similar instruments.
	The Bank amortizes the fees collected over the life of the instrument. The Bank generally obtains collateral, such as real estate or liens on customer assets for these types of commitments. The Bank’s potential liability would be reduced by proceeds obtained in liquidation of the collateral held.
	The Bank had the following off-balance sheet financial instruments whose contract amounts represent credit risk:
		December 31,
		2013				2012
		Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
		(in thousands)
	Commitments to make loans	$	4,616	$	6,738	$	21,421	$	2,116
	Unused lines of credit	$	-	$	69,321	$	-	$	71,277
	Construction loans in process	$	-	$	10,817	$	400	$	1,183
	Standby letters of credit	$	-	$	4,313	$	-	$	4,670
	Commitments to make loans are generally made for periods of 60 days or less. The fixed rate loan commitments have interest rates ranging from 3.85% to 4.99% and maturities ranging from one to thirty years.
	The Bank provides loans through its branch locations in Atlantic and Cape May Counties, New Jersey and through  its MDOs in Burlington County, New Jersey and Radnor, Pennsylvania to borrowers that share similar attributes. A substantial portion of the Bank’s debtors’ ability to honor their contracts is dependent upon the economic conditions of these regions of New Jersey and Pennsylvania.

Benefit_Plans

Benefit Plans	12 Months Ended
	Dec. 31, 2013
Benefit Plan	'
	NOTE 13 — BENEFIT PLANS
	Defined Benefit Plan
	The Bank participates in the Pentegra Defined Benefit Plan for Financial Institutions (The “Pentegra DB Plan”), a tax-qualified defined benefit pension plan. The Pentegra DB Plan’s Employer Identification Number is 13-5645888 and the Plan Number is 333. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra DB Plan.
	The Pentegra DB Plan is a single plan under Internal Revenue Code Section 413(c) and, as a result, all of the assets stand behind all of the liabilities. Accordingly, under the Pentegra DB Plan contributions made by a participating employer may be used to provide benefits to participants of other participating employers. As of July 1, 2013 and 2012, the Cape Bank funded status was 81.53% and 91.99%, respectively.
	Total contributions to the Pentegra DB Plan, as reported on Form 5500, totaled $196.5 million and $299.7 million for the plan years ended June 30, 2013 and June 30, 2012, respectively. Contributions to this plan by Cape Bank during the years ended December 31, 2013, 2012 and 2011 were $492,000, $310,000, and $542,000, respectively. Cape Bank’s contributions to the Pentegra DB Plan are not more than 5% of the total contributions to the Pentegra DB Plan. Total compensation expense recorded under the Pentegra DB Plan during the years ended December 31, 2013, 2012 and 2011, was approximately $406,000, $371,000, and $419,000, respectively.
	The Pentegra DB Plan was amended to freeze benefits as of December 31, 2008 for all employees eligible to participate prior to January 1, 2008.
	401K Plan
	The Bank maintains a tax-qualified defined contribution plan for all salaried employees of Cape Bank who have satisfied the 401(k) Plan’s eligibility requirements. Effective, January 1, 2012, the Bank eliminated the matching contribution formula and replaced it with a discretionary form of matching contribution and, as a result, there was no employer contribution to the 401(k) plan for the year ended December 31, 2012. For the year ended December 31, 2013, the Bank made a discretionary contribution and charged approximately $141,000 to employer contribution expense for the 401(k) plan.  The Bank charged approximately $287,000 to employer contribution expense for the 401(k) plan for the year ended December 31, 2011.
	Employee Stock Ownership Plan
	On January 1, 2008, the Bank adopted an Employee Stock Ownership Plan (“ESOP”). The ESOP borrowed $10.7 million from the Company and used the funds to purchase 1,065,082 shares of the Company. The loan has an interest rate that is determined January 1st of each year and is based on the prime rate as published in The Wall Street Journal on the first business day of the calendar year. The interest rate for 2013, 2012 and 2011 was 3.25% and has an amortization schedule of 25 years. The loan is secured by the shares. Shares purchased are held by the trustee in a loan suspense account and are released from the suspense account on a pro rata basis as the loan is repaid by the Bank over a period not to exceed 25 years. The trustee allocates shares to participants based on compensation as described in the Cape Bank Employee Stock Ownership Plan, in the year of allocation. Employees are eligible to participate in the ESOP after attainment of age 21 and completion of one year of service.
	The ESOP recorded dividend income of $179,000 and $45,000 for the years ended December 31, 2013 and 2012, respectively. Since the Company had not declared a dividend prior to 2012, no dividend income was recorded for the year ended December 31, 2011. The Company recorded ESOP compensation expense of $396,000, $365,000 and $383,000 for the years ended December 31, 2013, 2012 and 2011, respectively.
	Shares held by the ESOP were as follows
		For the Years ended December 31,
		2013				2012				2011
		(dollars in thousands)
	Number of shares allocated to participants at the beginning of the year		181,423				153,294				118,977
	Allocated to participants		42,603				42,603				42,603
	Distributed to participants		(17,881	)			(14,474	)			(8,286	)
	Number of shares allocated to participants at the end of the year		206,145				181,423				153,294
	Unearned shares		809,464				852,067				894,670
	Total ESOP shares		1,015,609				1,033,490				1,047,964
	Fair value of unearned shares	$	8,224			$	7,404			$	7,023
	Director Retirement Plan
	The Bank maintains an amended and restated director retirement plan for its directors, represented by individual agreements with the directors. In accordance with each director’s retirement agreement, the director is entitled to a normal retirement benefit upon termination of service on or after the director’s normal retirement age, equal to 2.5% times the director’s years of service with Cape Bank (not to exceed a benefit equal to 50%) of the average of the greatest fees earned by a director during any five consecutive calendar years. This benefit was payable to the director in equal monthly installments for a period of 10 years or the director’s lifetime, whichever is greater. In December 2008, the individual agreements were amended to comply with the final regulations issued under Section 409A of the Internal Revenue Code and to freeze future benefit accruals as of October 31, 2008. In accordance with these amendments, the agreements were modified to require a specified dollar amount to be paid to the director in January 2009, in complete satisfaction of all rights under the director retirement plan. Accordingly, in January 2009, the directors received $8,604 from the plan. In addition, the individual agreements were also modified to specify the total benefit that would be paid to each director and to specify that the total benefit would be paid in 120 monthly installments upon the occurrence of retirement, death or a change in control. The director could elect a lump sum benefit in the event of death or a change in control if such election was made prior to December 31, 2008.
	Expense for these plans related to both active and retired participants totaled $35,000, $39,000, and $41,000, for the years ended December 31, 2013, 2012 and 2011, respectively. The total compensation liability for these plans was $757,000 and $864,000 at December 31, 2013 and 2012, respectively. Payments made under the Plan totaled $107,000 and $94,000 for the years ended December 31, 2013 and 2012, respectively.
	Equity Incentive Plan
	The Company has an Equity Incentive Plan under which incentive and non-qualified stock options, stock appreciation rights (SARs), and restricted stock awards (RSAs) may be granted periodically to certain employees and directors. Generally, stock options are granted with an exercise price equal to the fair market value at the date of grant and expire in 10 years from the date of grant. Generally, stock options granted vest over a five-year period commencing on the first anniversary of the date of grant. Under the plan, 1,331,352 stock options are available to be issued. Forfeited options are returned to the plan and are available for issuance.
	Under the fair value method of accounting for stock options, the fair value for all stock options granted under the Equity Incentive Plan is measured on the date of grant using the Black-Scholes option pricing model with market assumptions. This amount is amortized as salaries and employee benefits expense on a straight-line basis over the vesting period. Option pricing models require the use of highly subjective assumptions, including expected stock price volatility, which, if changed, can significantly affect fair value estimates.
	During 2013, the Company issued 48,850 incentive stock options to certain employees and directors at prices ranging from $8.93 per share to $10.30 per share. During 2012, the Company issued 25,000 incentive stock options to certain employees at prices ranging from $8.43 per share to $9.10 per share. The following table presents the weighted average per share fair value of options granted and the assumptions used, based on the Black-Scholes option pricing methodology:
			December 31,
	Assumption		2013				2012
	Expected average risk-free interest rate			1.81	%			2.39	%
	Expected average life (in years)			6.5				6.5
	Expected volatility			39.08	%			41.39	%
	Expected dividend yield			2.19	%			0	%
	Weighted average per share fair value		$	2.99			$	3.39
	Stock option activity for the years ended December 31, 2013 and 2012 was as follows:
			For the Years ended December 31,
			2013										2012
			Number of Options				Weighted Average Exercise Price				Weighted Average Remaining Contractual Life		Number of Options				Weighted Average Exercise Price		Weighted Average Remaining Contractual Life
	Outstanding at the beginning of the year			711,290			$	7.64						833,010			$	7.54
	Granted			48,850			$	9.41						25,000			$	8.75
	Forfeited			(29,180	)		$	9.14						(122,130	)		$	7.28
	Exercised			(20,000	)		$	7.27						(24,590	)		$	7.28
	Outstanding at the end of the year (1)			710,960			$	7.71			6.8 years			711,290			$	7.64	7.7 years
	Exercisable at December 31			380,466			$	7.49			6.5 years			246,516			$	7.34	7.5 years
	Aggregate Intrinsic Value at December 31		$	1,015,000									$	332,593
	-1	Expected forfeitures are immaterial.
	The expected average risk-free rate is based on the U.S. Treasury yield curve on the day of grant. The expected average life represents the weighted average period of time that options granted are expected to be outstanding giving consideration to vesting schedules and expected option exercise activity. Expected volatility is based on historical volatilities of the Company’s common stock as well as the historical volatility of the stocks of the Company’s peer banks. The expected dividend yield is based on the expected dividend yield over the life of the option and the Company’s historical information.
	During 2013, the Company issued 4,125 restricted stock awards to directors at a price of $9.04 per share. The restricted stock awards will vest in five equal annual installments beginning on the first anniversary date of the grant, or September 16, 2014. During 2013 and 2012, 1,650 restricted stock awards and 1,925 restricted stock awards, respectively, vested at a fair value of $7.68 per share. At December 31, 2013, there were 7,425 non-vested restricted stock awards outstanding at a weighted average fair value of $8.44 per share.
	Restricted stock activity for the years ended December 31, 2013 and 2012 was as follows:
			For the Years ended December 31,
			2013								2012
			Restricted Common Shares				Weighted  Average Fair Value at Grant Date				Restricted Common Shares				Weighted Average Fair Value at Grant Date
	Outstanding at the beginning of the year			4,950			$	7.68				8,800			$	7.68
	Granted			4,125			$	9.04				-			$	-
	Vested			(1,650	)		$	7.68				(1,925	)		$	7.68
	Forfeited			-			$	-				(1,925	)		$	7.68
	Outstanding at the end of the year			7,425			$	8.44				4,950			$	7.68
	At December 31, 2013, unrecognized compensation costs on unvested stock options and restricted stock awards was $1.0 million which will be amortized on a straight-line basis over the remaining vesting period.
	Stock-based compensation expense and related tax effects recognized for the years ended December 31, 2013, 2012 and 2011 was as follows:
			For the Years ended December 31,
			2013				2012				2011
						(in thousands)
Compensation expense:
Common stock options		$	444			$	356			$	526
Restricted common stock			17				10				17
Total compensation expense			461				366				543
Tax benefit			9				7				11
Net income effect		$	452			$	359			$	532
As of December 31, 2013, 917,450 options were issued, leaving 575,212 options available to be issued. Forfeited options are returned to the plan, available for re-issuance. Based on the option agreements, there were 380,466 incentive stock options exercisable.

Commitments_and_Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2013
Commitments and Contingencies	'
	NOTE 14 — COMMITMENTS AND CONTINGENCIES
	Leases: Lessee – As a result of the sale of the Cape Bank main office complex on May 31, 2011, (See Note 17 – Sale of Bank Premises), the Bank entered into six separate lease agreements, each for a discrete portion of the original complex, all with initial three-year terms ending on May 31, 2014. In accordance with ASC Section 840-40 Sale Leaseback Transactions, the deferred gain on the sale is recognized evenly over the initial three-year lease period as a credit to rent expense. Further, the Bank had the option to exit a certain amount of square footage within the first year of the lease incurring a penalty of three months of lease payments for the space exited. Also, in doing so, the Bank would recognize a portion of the remaining deferred gain proportionate to the amount of space exited. In the second quarter of 2012, the Bank vacated additional leased space, resulting in the recognition of an additional gain of $425,000.
	In addition, the Bank leases office space for the Burlington County, New Jersey and Radnor, Pennsylvania MDOs. The Company’s total minimum lease payments for the years 2014 and 2015 total $234,000 and, $85,000, respectively. In addition, total minimum lease payments for the years 2016 through 2018 total $83,000 each year and total $28,000 for the year 2019.  Rent expense for the years ended December 31, 2013, 2012 and 2011 approximated $77,000, $90,000 and $28,000, respectively.
	Litigation – From time to time, the Bank may be a defendant in legal proceedings arising out of the normal course of business. In management’s opinion, the financial position and results of operations of the Bank would not be affected materially by the outcome of such legal proceedings.

Regulatory_Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2013
Regulatory Matters	'
	NOTE 15 — REGULATORY MATTERS
	Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Management believes as of December 31, 2013, the Company and Bank meet all capital adequacy requirements to which it is subject.
	The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly, additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined).
	As of December 31, 2013 and 2012, the Bank was categorized as well-capitalized under the regulatory framework for prompt corrective action. To be categorized as well-capitalized, the Bank must maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table. There are no conditions or events since that notification that management believes have changed the institution’s category.
	The actual capital amounts, ratios and minimum regulatory guidelines for Cape Bank are as follows:
								Per Regulatory Guidelines
		Actual						Minimum					"Well Capitalized"
		Amount			Ratio			Amount		Ratio			Amount		Ratio
		(dollars in thousands)
	31-Dec-13
	Risk based capital ratios:
	Tier I risk based capital	$	101,008			13.07	%	$	30,913		4	%	$	46,369		6	%
	Total risk based capital	$	110,427			14.29	%	$	61,821		8	%	$	77,276		10	%
	Tier I leverage ratio	$	101,008			9.53	%	$	42,396		4	%	$	52,995		5	%
	31-Dec-12
	Risk based capital ratios:
	Tier I risk based capital	$	103,876			14.11	%	$	29,447		4	%	$	44,171		6	%
	Total risk based capital	$	113,090			15.36	%	$	58,901		8	%	$	73,626		10	%
	Tier I leverage ratio	$	103,876			10.35	%	$	40,145		4	%	$	50,182		5	%
	Management believes that under the current regulations, the Bank will continue to meet its minimum capital requirements in the foreseeable future.
	Regulatory capital levels for Cape Bank differ from its total capital computed in accordance with accounting principles generally accepted in the United States (GAAP), as follows:
		At December 31,
		2013			2012
		(in thousands)
	Total capital, computed in accordance with GAAP	$	130,735		$	140,122
	Accumulated other comprehensive loss		2,651			679
	Disallowed deferred tax assets		(9,504	)		(14,086	)
	Disallowed goodwill and other disallowed intangible assets		(22,874	)		(22,839	)
	Tier I (tangible) capital		101,008			103,876
	Allowance for loan losses		9,419			9,214
	Total regulatory capital	$	110,427		$	113,090

Earnings_Per_Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2013
Earnings Per Share	'
	NOTE 16 — EARNINGS PER SHARE
	Basic earnings per common share is the net income (loss) divided by the weighted average number of common shares outstanding during the period. ESOP shares are not considered outstanding for this calculation unless earned. Diluted earnings per share includes the dilutive effect of additional potential common shares issuable under stock option and restricted stock awards, if any.
	The following is the earnings per share calculation for the periods ended December 31, 2013, 2012 and 2011, respectively. At December 31, 2013, options to purchase 710,960 shares were outstanding and dilutive, and accordingly were included in determining diluted earnings per common share. In addition, 7,425 shares of restricted stock were outstanding and dilutive, and accordingly were included in determining diluted earnings per common share. At December 31, 2012, options to purchase 711,290 shares were outstanding and dilutive, and accordingly were included in determining diluted earnings per common share. In addition, 4,950 shares of restricted stock were dilutive, and accordingly were included in determining diluted earnings per common share. At December 31, 2011, options to purchase 833,010 shares were outstanding and dilutive, and accordingly were included in determining diluted earnings per common share. Restricted stock was dilutive and is included in the earnings per share calculation for the period ended December 31, 2011.
		Years ended December 31,
		2013		2012		2011
		(in thousands, except share data)
	Net income	$	5,551	$	4,556	$	7,987
	Weighted average shares outstanding		11,904,369		12,441,219		12,393,359
	Basic earnings per share	$	0.47	$	0.37	$	0.64
	Diluted weighted average shares outstanding		11,950,943		12,443,298		12,398,178
	Diluted basic earnings per share	$	0.46	$	0.37	$	0.64

Sale_of_Bank_Assets

Sale of Bank Assets	12 Months Ended
	Dec. 31, 2013
Sale of Bank Assets	'
	NOTE 17 — SALE OF BANK ASSETS
	On April 11, 2011, the Company entered into an Agreement of Sale to sell the Cape Bank main office complex and an adjoining vacant lot located in Cape May Court House, NJ. The sale was consummated on May 31, 2011. The selling price of the properties was $7.2 million with net cash proceeds of $6.8 million received at time of sale. The Bank entered into six separate lease agreements, each for a discrete portion of the original complex with initial three year terms, all ending in 2014. The net book value of the property at the time of closing was $3.8 million resulting in a gain of $3.4 million. This gain is being recognized under the full accrual method and as an operating lease in accordance with FASB ASC Topic No.840-40 “Sale Leaseback Transactions” which permits $1.8 million of the gain to be recognized at the time of sale and the remaining portion of the gain, $1.6 million, to be recognized evenly over the initial three-year lease period.
	During the second quarter of 2012, the Bank vacated portions of their leased premises. In accordance with FASB ASC Topic No. 840-40 “Sale Leaseback Transactions”, the Bank recognized an additional portion of the deferred gain in the amount of $425,000. At December 31, 2013, the balance of the deferred gain to be recognized totaled $135,000.
	In accordance with FASB ASC Topic No. 360-20 “Plant, Property and Equipment, Real Estate Sales”, the Bank recognized a gain of $569,000 in the third quarter of 2013 related to the sale of a parcel of unused land previously classified as assets held for sale. The cost basis of this asset was $281,000 and was sold on September 4, 2013 for $850,000.

Cape_Bancorp_Parent_Company

Cape Bancorp (Parent Company)	12 Months Ended
	Dec. 31, 2013
Cape Bancorp (Parent Company)	'
	NOTE 18 — CAPE BANCORP (PARENT COMPANY)
	The Parent Company’s condensed balance sheets at December 31, 2013 and 2012 and the related condensed statements of income and cash flows for the years ended December 31, 2013, 2012 and 2011 follow:
	Condensed Balance Sheets
		December 31,
		2013			2012
		(in thousands)
	ASSETS
	Non-interest bearing balances with bank subsidiary	$	746		$	1,508
	Loans due from bank subsidiary		8,846			9,179
	Investment in bank subsidiary		130,735			140,122
	Other assets		261			264
	Total assets	$	140,588		$	151,073
	LIABILITIES AND STOCKHOLDERS' EQUITY
	Liabilities
	Accounts payable and accrued expenses	$	161		$	247
	Total liabilities		161			247
	Stockholders' Equity
	Common stock		133			133
	Additional paid in capital		128,193			127,767
	Treasury stock at cost - 1,284,991 shares at December 31, 2013		(12,035	)		-
	Unearned ESOP shares		(8,102	)		(8,528	)
	Accumulated other comprehensive loss		(2,951	)		(679	)
	Retained earnings		35,189			32,133
	Total stockholders' equity		140,427			150,826
	Total liabilities and stockholders' equity	$	140,588		$	151,073
	Condensed Statements of Income
		Years ended December 31,
		2013			2012			2011
		(in thousands)
	Income:
	Interest income from bank subsidiary	$	298		$	310		$	319
	Dividend Income		14,100			-			-
	Total income		14,398			310			319
	Expense:
	Legal expense		69			79			41
	Investor relations expense		119			120			84
	Audit and consulting fees		427			399			411
	Subscriptions and publications		72			74			72
	Other non-interest expenses		29			22			29
	Total expense		716			694			637
	Income (loss) before income taxes and equity in undistributed net income of bank subsidiary		13,682			(384	)		(318	)
	Income tax expense (benefit)		(5	)		(131	)		(101	)
	Income before equity in undistributed net income (loss) of subsidiaries		13,687			(253	)		(217	)
	Equity in (over distributed)/undistributed net income (loss) of bank subsidiary		(8,136	)		4,809			8,204
	Net income	$	5,551		$	4,556		$	7,987
	Condensed Statements of Cash Flows
		Years ended December 31,
		2013			2012			2011
		(in thousands)
	Cash flows from operating activities:
	Net income	$	5,551		$	4,556		$	7,987
	Adjustments to reconcile net income to cash provided by operating activities:
	Equity in over distributed/(undistributed) net income of bank subsidiary		8,136			(4,809	)		(8,204	)
	Stock-based compensation expense		17			10			17
	Changes in assets and liabilities that (used) provided cash		(86	)		(162	)		(108	)
	Net cash provided by (used in) operating activities		13,618			(405	)		(308	)
	Cash flows from investing activities
	Repayment of ESOP loan		333			322			313
	Net cash (used in) provided by investing activities		333			322			313
	Cash flows from financing activities
	Purchase of Treasury Stock		(12,186	)		-			-
	Proceeds from exercise of shares from stock option		146			179			4
	Dividends paid on common stock		(2,673	)		(667	)		-
Net cash provided by (used in) financing activities		(14,713	)		(488	)		4
Net increase (decrease) in cash and cash equivalents		(762	)		(571	)		9
Cash and cash equivalents at beginning of year		1,508			2,079			2,070
Cash and cash equivalents at end of year	$	746		$	1,508		$	2,079
Under the New Jersey Banking Act, a stock savings bank may declare and pay a dividend on its capital stock only to the extent that the payment of the dividend would not impair the capital stock of the savings bank. In addition, a stock savings bank may not pay a dividend unless the savings bank would, after the payment of the dividend, have a surplus of not less than 50% of its capital stock, or the payment of the dividend would not reduce the surplus. Federal law may also limit the amount of dividends that may be paid by Cape Bank.

Selected_Quarterly_Data_Unaudi

Selected Quarterly Data (Unaudited)	12 Months Ended
	Dec. 31, 2013
Selected Quarterly Data (Unaudited)	'
	NOTE 19 — SELECTED QUARTERLY DATA (UNAUDITED)
		Year Ended December 31,								Year Ended December 31,
		2013								2012
		Fourth		Third		Second		First		Fourth		Third		Second		First
		Quarter		Quarter		Quarter		Quarter		Quarter		Quarter		Quarter		Quarter
		(in thousands)								(in thousands)
	Interest income	$	10,551	$	10,289	$	10,093	$	10,108	$	10,511	$	10,949	$	10,935	$	11,289
	Interest expense		1,227		1,274		1,342		1,449		1,617		1,897		2,221		2,469
	Net interest income		9,324		9,015		8,751		8,659		8,894		9,052		8,714		8,820
	Provision for loan losses		952		449		313		297		1,910		710		1,168		673
	Net interest income after provision for loan losses		8,372		8,566		8,438		8,362		6,984		8,342		7,546		8,147
	Non-interest income		445		2,223		1,603		1,695		1,978		1,601		2,630		1,605
	Non-interest expense		7,371		7,523		7,455		7,573		7,507		8,011		8,674		7,430
	Income  before income taxes		1,446		3,266		2,586		2,484		1,455		1,932		1,502		2,322
	Income tax expense		894		1,362		1,006		969		995		399		477		784
	Net income	$	552	$	1,904	$	1,580	$	1,515	$	460	$	1,533	$	1,025	$	1,538

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss)	'
	NOTE 20 -- ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)
	The following is a summary of the accumulated other comprehensive income (loss) balances, net of tax, for the year ended December 31, 2013:
		Balance at				Other			Amount		Amortization			Other			Balance at
		31-Dec-12				Comprehensive			Reclassified from		HTM			Comprehensive			31-Dec-13
						Income			Accumulated		Other			Income
						Before			Other		Comprehensive			Year Ended
						Reclassifications			Comprehensive		Income			31-Dec-13
									Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(679	)		$	(2,505	)	$	337	$	(104	)	$	(2,272	)	$	(2,951	)
	Accumulated other comprehensive income (loss) net of tax	$	(679	)		$	(2,505	)	$	337	$	(104	)	$	(2,272	)	$	(2,951	)
	The following represents the reclassifications out of accumulated other comprehensive income for the twelve months ended December 31, 2013:
			Year Ended				Affected Line Item in Statements of Income
			31-Dec-13
			(in thousands)
	Unrealized gains (losses) on securities available for sale:
	Realized gain on securities sales		$	561			Gain (loss) on sale of investment securities, net
	Income tax expense			(224	)		Income taxes
	Total reclassifications net of tax		$	337

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2013
Basis of Financial Statement Presentation	'
	Basis of Financial Statement Presentation: The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (US GAAP).
	We have prepared the consolidated financial statements included herein pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”).
	The consolidated financial statements include the accounts of Cape Bancorp, Inc. and its subsidiaries, all of which are wholly-owned. Significant intercompany balances and transactions have been eliminated. Certain prior period amounts may have been reclassified to conform to current year presentations. In the opinion of management, all accounting entries and adjustments, including normal recurring accruals, necessary for a fair presentation of the financial position and the results of operations for the periods presented have been made. Events occurring subsequent to the date of the balance sheet have been evaluated for potential recognition or disclosure in the consolidated financial statements through the date of the filing of the consolidated financial statements with the SEC.
Use of Estimates	'
	Use of Estimates: To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, deferred taxes, evaluation of investment securities for other-than-temporary impairment and fair values of financial instruments are particularly subject to change.
Cash and Cash Equivalents	'
	Cash and Cash Equivalents: For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, overnight deposits, federal funds sold and interest bearing bank balances. The Federal Reserve Bank required reserves of $732,000 as of December 31, 2013, and $515,000 as of December 31, 2012, are included in these balances.
Interest Bearing Time Deposits	'
	Interest-Bearing Time Deposits: Interest-bearing time deposits are held to maturity, are carried at cost and have original maturities greater than three months.
Investment Securities	'
	Investment Securities: The Bank classifies investment securities as either available for sale or held to maturity. Investment securities classified as available for sale are carried at fair value with unrealized gains and losses excluded from earnings and reported in a separate component of equity, net of related income tax effects. Investment securities classified as held to maturity are carried at cost, adjusted for amortization of premium and accretion of discount over the term of the related investments, using the level yield method. Investment securities are classified as held to maturity when management has the positive intent and ability to hold them to maturity. In September 2013, the Bank reclassified a portion of the available for sale securities as held to maturity as these securities may be particularly susceptible to changes in fair value in the near term as a result of market volatility. Gains and losses on sales of investment securities are recognized upon realization utilizing the specific identification method. When the fair value of a debt security has declined below the amortized cost at the measurement date, if an entity intends to sell a security or is more likely than not to sell the security before the recovery of the security’s cost basis, the entity must recognize the other-than-temporary impairment (OTTI) in earnings. For a debt security with a fair value below the amortized cost at the measurement date where it is more likely than not that an entity will not sell the security before the recovery of its cost basis, but an entity does not expect to recover the entire cost basis of the security, the security is classified as OTTI. The related OTTI loss on the debt security will be recognized in earnings to the extent of the credit losses, with the remaining impairment loss recognized in accumulated other comprehensive income. In estimating OTTI losses, management considers: the length of time and extent that fair value of the security has been less than the cost of the security, the financial condition and near term prospects of the issuer, cash flow, stress testing analysis on securities, when applicable, and the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value.
	In December 2013, prompted by the “Volcker Rule”, the Bank sold a portion of its portfolio of bank and insurance trust preferred collateral debt obligation (“CDO”) securities that had a cost basis greater than zero.  While a loss of $851,000 was incurred, management believed the timing was right to exit this asset class. On February 27, 2014, the Company sold its remaining portion of CDOs with a book value of zero, resulting in a pre-tax gain of $1.9 million.
Loans Held for Sale ("HFS")	'
	Loans Held for Sale (“HFS”): HFS consists of residential mortgage loans originated and intended for sale in the secondary market and, from time to time, certain loans transferred from the loan portfolio to HFS, all of which are carried at the lower of aggregate cost or fair market value. The fair value of residential mortgage loans is based on the price secondary markets are currently offering for similar loans using observable market data. The fair values of loans transferred from the loan portfolio to HFS are based on the amounts offered for these loans in currently pending sales transactions or as determined by outstanding commitments from investors. Write-downs on loans transferred to HFS are charged to the allowance for loan losses. Subsequent declines in fair value, if any, are charged to operating income and the HFS balance is reduced. Gains and losses on sales of loans are based on the difference between the selling price and the carrying value of the related loans sold.
Loans and Allowance for Loan Losses	'
	Loans and Allowance for Loan Losses: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at the amount of unpaid principal, net of unearned interest, deferred loan fees and costs, and reduced by an allowance for loan losses. Interest on loans is accrued and credited to operations based upon the principal amounts outstanding. Loan origination fees and certain direct origination costs are deferred and amortized over the life of the related loans as an adjustment to the yield on loans receivable in a manner which approximates the interest method. The allowance for loan losses is established through a provision for loan losses charged to operations. The allowance for loan losses is comprised of both loan pool valuation allowances and individual valuation allowances. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely.
	Recognition of interest income is discontinued when, in the opinion of management, the collectability of the loan becomes doubtful. A commercial loan is classified as non-accrual when the loan is 90 days or more delinquent, or when in the opinion of management, the collectability of such loan is in doubt. Consumer and residential loans are classified as non-accrual when the loan is 90 days or more delinquent with a loan to value ratio greater than 60 percent.
	All interest accrued, but not received, for loans placed on non-accrual, is reversed against interest income. Interest received on such loans is accounted for as a reduction of the principal balance until qualifying for return to accrual. Commercial loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Payments are generally applied to reduce the principal balance but, in certain situations, the application of payments may vary. Consumer and residential loans are returned to accrual status when their delinquency becomes less than 90 days and/or the loan to value ratio is less than 60 percent.
	The allowance for loan losses is maintained at an amount management deems appropriate to cover probable incurred losses. In determining the level to be maintained, management evaluates many factors including historical loss experience, the borrowers’ ability to repay and repayment performance, current economic trends, estimated collateral values, industry experience, industry loan concentrations, changes in loan policies and procedures, changes in loan volume, delinquency and troubled asset trends, loan management and personnel, internal and external loan review, total credit exposure of the individual or entity, and external factors including competition, legal, regulatory and seasonal factors. In the opinion of management, the allowance is appropriate to absorb probable loan losses. While management uses the best information available to make such evaluations, future adjustments to the allowance may be necessary. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for losses on loans. Such agencies may require the Bank to recognize additions to the allowance based on their judgment about information available to them at the time of their examination. Charge-offs to the allowance are made when the loan is transferred to other real estate owned or a determination of loss is made.
	A loan is impaired when, based on current information and events, it is probable that a creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Included in the Company’s loan portfolio are modified loans. Per the Financial Accounting Standards Board (‘FASB”) Accounting Standards Codification (“ASC”), Topic 310-40, “Troubled Debt Restructurings by Creditors” (“FASB ASC 310-40”), a loan restructuring is one in which the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that the creditor would not otherwise consider, such as providing for a below market interest rate and/or forgiving principal or previously accrued interest. This restructuring may stem from an agreement or may be imposed by law, and may involve a multiple note structure. Prior to the restructuring, if the loans which are modified as a troubled debt restructuring (“TDR”) are already classified as non-accrual, these loans may only be returned to performing (i.e. accrual status) after considering the borrower’s sustained repayment performance for a reasonable amount of time, generally six months. This sustained repayment performance may include the period of time just prior to the restructuring. At December 31, 2013, TDRs totaled $4.3 million, of which $3.4 million were accruing TDRs and $881,000 were non-accruing TDRs. This compares to $7.0 million of TDRs at December 31, 2012, of which $3.5 million were accruing TDRs and $3.5 million were non-accruing TDRs. (See Note 4 - Loans Receivable).
	In determining an appropriate amount for the allowance, the Bank segments and evaluates the loan portfolio based on collateral.  The following portfolio classes have been identified:
	Commercial Secured by Real Estate:  Commercial real estate properties primarily include office and medical buildings, retail space, restaurants, multifamily and warehouse or flex space. Some properties are considered “mixed use” as they are a combination of building types, such as an apartment building that may also have retail space. Multifamily loans are expected to be repaid from the cash flow of the underlying property so the collective amount of rents must be sufficient to cover all operating expenses, property management and maintenance, taxes and debt service. Increases in vacancy rates, interest rates or other changes in general economic conditions can all have an impact on the borrower and their ability to repay the loan. Commercial real estate loans are generally considered to have a higher degree of credit risk than multifamily loans as they may be dependent on the ongoing success and operating viability of a fewer number of tenants who are occupying the property and who may have a greater degree of exposure to economic conditions.
	Commercial Term Loans: Commercial term loans are term loans to operating companies for business purposes.  These loans are generally secured by real estate or business assets such as accounts receivable, inventory and equipment.  These loans are typically repaid first by the cash flow generated by the borrower’s business operation. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and resulting positive cash flow. Factors that may influence a business’s profitability include, but are not limited to, demand for its products or services, quality and depth of management, degree of competition, regulatory changes, and general economic conditions. Commercial term and lines of credit loans are generally secured by business assets; however, the ability of the Bank to foreclose and realize sufficient value from the assets is often highly uncertain.
	Construction: Construction loans are granted to experienced and reputable local builders and developers that have the capital and liquidity to carry a project to completion and stabilization. Construction loans are considered riskier than commercial financing on improved and established commercial real estate and loans for the purchase of existing residential properties. The risk of potential loss increases if the original cost estimates or time to complete are significantly off.
	Other Commercial:  The Bank provides commercial lines of credit loans to operating companies for business purposes. The loans are generally secured by business assets such as accounts receivable, inventory and equipment.  These loans are typically repaid first by the cash flow generated by the borrower’s business operation. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and resulting positive cash flow. Factors that may influence a business’s profitability include, but are not limited to, demand for its products or services, quality and depth of management, degree of competition, regulatory changes, and general economic conditions. Commercial lines of credit loans are generally secured by business assets; however, the ability of the Bank to foreclose and realize sufficient value from the assets is often highly uncertain.
	Residential Mortgage: Effective December 31, 2013, the Bank exited the residential mortgage loan origination business.  Prior to December 31, 2013, the Bank originated one-to-four family residential mortgage loans within or near its primary geographic market area. The mortgage loans are secured by first liens on the primary residence or investment property.  Primary risk characteristics associated with residential mortgage loans typically involve major living or lifestyle changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. In addition, residential mortgage loans that have adjustable rates could expose the borrower to higher debt service requirements in a rising interest rate environment. Further, real estate values could drop significantly and cause the value of the property to fall below the loan amount, creating additional potential exposure for the Bank.
	Home Equity & Lines of Credit:  The Bank provides home equity loans and lines of credit in the form of amortizing home equity loans or revolving home equity lines of credit against one to four family residences within or near its primary geographic market. Primary risk characteristics associated with home equity lines of credit typically involve major living or lifestyle changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as for major medical issues or catastrophic events; divorce or death. In addition, home equity lines of credit typically are made with variable or floating interest rates, such as the Prime Rate, which could expose the borrower to higher debt service requirements in a rising interest rate environment. Further, real estate value could drop significantly and cause the value of the property to fall below the loan amount, creating additional potential exposure for the Bank.
	Other Consumer: These are loans to individuals for household, family and other personal expenditures. This also represents all other loans that cannot be categorized in any of the previous mentioned loan segments.
Other Real Estate Owned ("OREO")	'
	Other Real Estate Owned (“OREO”): Real estate acquired as a result of foreclosure or by deed in lieu of foreclosure is classified as other real estate owned and is initially recorded at the estimated fair market value, less the estimated cost to sell, at the date of foreclosure, thereby establishing a new cost basis. If fair value declines subsequent to foreclosure, an OREO write-down is recorded through expense and the OREO balance is lowered to reflect the current fair value. Operating costs after acquisition are expensed.
Premises and Equipment	'
	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 10 to 39 years. Furniture, fixtures and equipment are depreciated using the straight-line (or accelerated) method with useful lives ranging from 3 to 7 years. (See Note 18 – Sale of Bank Assets).
Federal Home Loan Bank of New York ("FHLB") Stock	'
	Federal Home Loan Bank of New York (“FHLB”) Stock: The Bank is a member of the FHLB of New York. Members are required to own a certain amount of stock based on the level of borrowings and other factors. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Cash dividends are reported as income.
Goodwill and Other Intangible Assets	'
	Goodwill and Other Intangible Assets: Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible assets and liabilities and identifiable intangible assets. Goodwill is assessed at least annually for impairment and any such impairment will be recognized in the period identified. The annual goodwill assessment for 2013 was performed in the fourth quarter at which time there was no impairment to be recognized.
	Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank acquisitions. They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives, which range from 5 to 13 years. Other intangible assets also include loan servicing rights which are amortized on the level yield method over the life of the loan. Other intangible assets are assessed at least annually for impairment and any such impairment will be recognized in the period identified.
Bank Owned Life Insurance ("BOLI")	'
	Bank Owned Life Insurance (“BOLI”): The Bank has an investment of bank owned life insurance. BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees and directors. The Bank is the owner and beneficiary of the policies and in accordance with FASB ASC Topic 325 “Investments in Insurance Contracts,” the amount recorded is the cash surrender value, which is the amount realizable.
Loan Commitments and Related Financial Instruments	'
	Loan Commitments and Related Financial Instruments: Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Defined Benefit Plan	'
	Defined Benefit Plan: The Bank participates in the Pentegra Defined Benefit Plan for Financial Institutions (The “Pentegra DB Plan”), a tax-qualified defined benefit pension plan. The Pentegra DB Plan’s Employer Identification Number is 13-5645888 and the Plan Number is 333. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra DB Plan. (See Note 13 – Benefit Plans)
	The plan was amended to freeze participation to new employees commencing January 1, 2008. Employees who became eligible to participate prior to January 1, 2008, will continue to accrue a benefit under the plan. The Bank accrues pension costs as incurred. The plan was further amended to freeze benefits as of December 31, 2008 for all employees eligible to participate prior to January 1, 2008.
401(k) Plan	'
	401(k) Plan: The Bank maintains a tax-qualified defined contribution plan for all salaried employees of Cape Bank who have satisfied the 401(k) Plan’s eligibility requirements. Effective, January 1, 2012, the Bank eliminated the matching contribution formula and replaced it with a discretionary form of matching contribution.
Employee Stock Ownership Plan ("ESOP")	'
	Employee Stock Ownership Plan (“ESOP”): The cost of shares issued to the ESOP, but not yet earned is shown as a reduction of equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts and the shares become outstanding for earnings per share computations. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares are used to reduce the annual ESOP debt service. As of December 31, 2013, 206,145 shares have been allocated to eligible participants in the Cape Bank Employee Stock Ownership Plan. (See Note 13 – Benefit Plans).
Stock Benefit Plan	'
	Stock Benefit Plan: The Company has an Equity Incentive Plan (the “Stock Benefit Plan”) under which incentive and non-qualified stock options, stock appreciation rights (SARs) and restricted stock awards (RSAs) may be granted periodically to certain employees and directors. The fair value of the restricted stock is the market value of the stock on the date of grant. Under the fair value method of accounting for stock options, the fair value is measured on the date of grant using the Black-Scholes option pricing model with market assumptions. This amount is amortized as salaries and employee benefits expense on a straight-line basis over the vesting period. Option pricing models require the use of highly subjective assumptions, including expected stock price volatility, which, if changed, can significantly affect fair value estimates.
Income Taxes	'
	Income Taxes: Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. The principal types of accounts resulting in differences between assets and liabilities for financial statement and tax purposes are the allowance for loan losses, deferred compensation, deferred loan fees, charitable contributions, depreciation and OTTI charges. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. A valuation allowance is recorded against net deferred tax assets when management has concluded that it is not more likely than not that a portion or all will be realized. Management considers several factors in determining whether a portion, or all, of the valuation allowance should be reversed such as the level of historical taxable income, projections for future taxable income over the periods in which the deferred tax assets are deductible and tax planning strategies.
	Under FASB Interpretation No. 48, Accounting for Uncertainty in Income Taxes, included in FASB ASC Subtopic 740-10—Income Taxes—Overall, the Company recognizes the effect of income tax positions only if those positions are more likely than not of being sustained. Recognized income tax positions are measured at the largest amount that is greater than 50% likely of being realized. Changes in recognition or measurement are reflected in the period in which the change in judgment occurs.
	The Company records interest and penalties related to uncertain tax positions as non-interest expense.
Earnings Per Share	'
	Earnings Per Share: Basic earnings per common share is the net income divided by the weighted average number of common shares outstanding during the period. ESOP shares are not considered outstanding for this calculation unless earned. Diluted earnings per share includes the dilutive effect of additional potential common shares issuable under stock option and restricted stock awards, if any.
Comprehensive Income (Loss)	'
	Comprehensive Income (Loss): Comprehensive income (loss) includes net income as well as certain other items which result in a change to equity during the period. Other comprehensive income includes unrealized gains and losses on securities available for sale which are also recognized as separate components of equity. See the Consolidated Statement of Changes in Comprehensive Income.
Operating Segments	'
	Operating Segments: While the chief decision makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Treasury Stock	'
	Treasury Stock:  Stock held in the treasury by the Company is accounted for using the cost method, which treats stock held in treasury as a reduction to total stockholders’ equity.  As shares of treasury stock are reissued to satisfy stock option exercises, the shares are issued using the average cost basis of the shares in the treasury at the time of issuance.
	On April 18, 2013, the Company announced that the Board of Directors authorized a stock repurchase plan under which the Company would repurchase up to 5%, or approximately 667,239 shares, of the Company’s issued and outstanding shares.  The repurchase was completed on July 16, 2013.  Furthermore, on July 19, 2013, the Company announced that the Board of Directors authorized a second repurchase program for the repurchase of up to 5%, or approximately 633,877 shares, of the Company’s issued and outstanding shares. The second repurchase plan was completed on October 3, 2013.  The average repurchase price for both stock repurchase plans was $9.37 per share.  On December 23, 2013, the Company announced that the Board of Directors authorized a third stock repurchase plan under which the Company would repurchase up to 5%, or approximately 602,989 shares, of the Company’s issued and outstanding shares.
Effect of Newly Issued Accounting Standards	'
	Effect of Newly Issued Accounting Standards: In February 2013, the FASB issued ASU 2013-02, Comprehensive Income, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income (Topic 220): The amendments in this update aim to improve the reporting of reclassifications out of accumulated other comprehensive income. The amendments seek to attain that objective by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period. For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. The Company adopted the amendments of ASU 2011-12 effective January 1, 2013.  Adoption of this update did not have a material impact on the Company’s financial position or results of operations.

Investment_Securities_Tables

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2013
Amortized Cost, Gross Unrealized Gains or Losses and the Fair Value of the Company's Investment Securities Available For Sale	'
	In September 2013, the Bank reclassified a portion of the available for sale securities as held to maturity as these securities may be particularly susceptible to changes in fair value in the near term as a result of market volatility.  The amortized cost, gross unrealized gains or losses and the fair value of the Company’s investment securities available-for-sale and held-to-maturity at December 31, 2013 and December 31, 2012 are as follows:
			Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
			(in thousands)
	31-Dec-13
	Investment securities available-for-sale
	Debt securities
	U.S. Government and agency obligations		$	53,951			$	5			$	(2,350	)		$	51,606
	Municipal bonds			6,090				116				(28	)			6,178
	Collateralized debt obligations			-				-				-				-
	Corporate bonds			13,059				44				(24	)			13,079
	Total debt securities		$	73,100			$	165			$	(2,402	)		$	70,863
	Equity securities
	CRA Qualified Investment Fund		$	5,000			$	-			$	(300	)		$	4,700
	Total equity securities		$	5,000			$	-			$	(300	)		$	4,700
	Mortgage-backed securities
	GNMA pass-through certificates		$	3,424			$	130			$	-			$	3,554
	FHLMC pass-through certificates			5,101				78				(175	)			5,004
	FNMA pass-through certificates			14,596				163				(495	)			14,264
	Collateralized mortgage obligations			60,686				121				(2,026	)			58,781
	Total mortgage-backed securities		$	83,807			$	492			$	(2,696	)		$	81,603
	Total securities available-for-sale		$	161,907			$	657			$	(5,398	)		$	157,166
	Investment securities held-to-maturity
	Debt securities
	Municipal bonds		$	9,102			$	42			$	(238	)		$	8,906
	Total debt securities		$	9,102			$	42			$	(238	)		$	8,906
	Total securities held-to-maturity		$	9,102			$	42			$	(238	)		$	8,906
			Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
			(in thousands)
	31-Dec-12
	Investment securities available-for-sale
	Debt securities
	U.S. Government and agency obligations		$	38,982			$	129			$	(29	)		$	39,082
	Municipal bonds			20,307				472				(21	)			20,758
	Collateralized debt obligations			8,263				104				(3,685	)			4,682
	Corporate bonds			14,103				139				(1	)			14,241
	Total debt securities		$	81,655			$	844			$	(3,736	)		$	78,763
	Equity securities
	CRA Qualified Investment Fund		$	5,000			$	-			$	(9	)		$	4,991
	Total equity securities		$	5,000			$	-			$	(9	)		$	4,991
	Mortgage-backed securities
	GNMA pass-through certificates		$	4,193			$	237			$	-			$	4,430
	FHLMC pass-through certificates			5,784				134				-				5,918
	FNMA pass-through certificates			17,591				468				-				18,059
	Collateralized mortgage obligations			57,764				950				(18	)			58,696
	Total mortgage-backed securities		$	85,332			$	1,789			$	(18	)		$	87,103
	Total securities available-for-sale		$	171,987			$	2,633			$	(3,763	)		$	170,857
Continuous Unrealized Loss Position	'
	The table below indicates the length of time individual securities have been in a continuous unrealized loss position at December 31, 2013.
			Less Than 12 Months								12 Months or Longer								Total
	Description of Securities		Fair Value				Unrealized				Fair Value				Unrealized				Fair Value			Unrealized
							Losses								Losses							Losses
											(in thousands)
	U.S. Government and agency obligations		$	45,771			$	(2,184	)		$	1,834			$	(166	)		$	47,605		$	(2,350	)
	Municipal bonds			7,936				(244	)			1,220				(22	)			9,156			(266	)
	Corporate bonds			4,029				(24	)			-				-				4,029			(24	)
	CRA Qualified Investment Fund			-				-				4,700				(300	)			4,700			(300	)
	Mortgage-backed securities			59,729				(2,452	)			2,569				(244	)			62,298			(2,696	)
	Total temporarily impaired investment securities		$	117,465			$	(4,904	)		$	10,323			$	(732	)		$	127,788		$	(5,636	)
	The table below indicates the length of time individual securities have been in a continuous unrealized loss position at December 31, 2012.
			Less Than 12 Months								12 Months or Longer								Total
	Description of Securities		Fair Value				Unrealized				Fair Value				Unrealized				Fair Value			Unrealized
							Losses								Losses							Losses
			(in thousands)
	U.S. Government and agency obligations		$	6,968			$	(29	)		$	-			$	-			$	6,968		$	(29	)
	Municipal bonds			3,111				(18	)			225				(3	)			3,336			(21	)
	Corporate bonds			1,035				(1	)			-				-				1,035			(1	)
	Collateralized debt obligations			-				-				4,524				(3,685	)			4,524			(3,685	)
	CRA Qualified Investment Fund			4,991				(9	)											4,991			(9	)
	Mortgage-backed securities			1,989				(18	)			-				-				1,989			(18	)
	Total temporarily impaired investment securities		$	18,094			$	(75	)		$	4,749			$	(3,688	)		$	22,843		$	(3,763	)
Pooled Trust Preferred Collateralized Debt Obligations	'
	The following table provides additional information related to our pooled trust preferred collateralized debt obligations as of December 31, 2012.  The pooled trust preferred collateralized debt obligations were sold in December 2013, thereby leaving a book balance of zero.
	Pooled Trust Preferred Collateralized Debt Obligations
	(dollars in thousands)
	Deal	Number		Class		Amortized				Fair				Unrealized				Realized			Moody's/		Current		Amount			Excess
		of				Cost				Value				Loss				Loss			Fitch		Number of		of			Subordination
		Securities																			Ratings		Performing		Deferrals			as a % of
																							Issuers		and			Current
																									Defaults			Performing
																									as a % of			Collateral
																									Current
																									Collateral
	PreTSL II	2		Mezzanine		$	470			$	406			$	(64	)		$	(643	)	Ca/C		14			47.5	%		0	%
	PreTSL XIX	1		Mezzanine			54				158				104				(1,759	)	C/C		47			26.1	%		0	%
	I-PreTSL I	2		Mezzanine			1,844				1,200				(644	)			-		NR/CCC		15			16.5	%		15.68	%
	I-PreTSL II	2		Mezzanine			2,733				1,347				(1,386	)			-		NR/B		23			12.6	%		13.79	%
	I-PreTSL III	3		Mezzanine			2,720				1,345				(1,375	)			-		Ba3/CCC		23			12.2	%		17.11	%
	I-PreTSL IV	1		Mezzanine			442				226				(216	)			-		Ba2/CCC		24			19.7	%		10.43	%
	Total	11				$	8,263			$	4,682			$	(3,581	)		$	(2,402	)
Amortized Cost and Fair Value of Debt Securities and Mortgage-Backed Securities Available For Sale by Contractual Maturities	'
	The amortized cost and fair value of debt, equity, and mortgage-backed securities available for sale at December 31, 2013, by contractual maturities, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
			Available for Sale								Held to Maturity
			Amortized Cost				Fair Value				Amortized Cost				Fair Value
			(in thousands)								(in thousands)
	Due within one year or less		$	4,974			$	4,996			$	-			$	-
	Due after one year but within five years			31,142				31,087				-				-
	Due after five years but within ten years			36,984				34,780				7,037				6,810
	Due after ten years			-				-				2,065				2,096
	Equity securities			5,000				4,700
	Mortgage-backed securities			83,807				81,603				-				-
	Total investment securities		$	161,907			$	157,166			$	9,102			$	8,906
Summary of the Cumulative Credit Related OTTI Charges Recognized As Components Of Earnings For CDO Securities	'
	The following table presents a summary of the cumulative credit related OTTI charges recognized as components of earnings for CDO securities still held by the Company at December 31, 2013 and 2012 (in thousands):
			For the years ended December 31,
			2013				2012
	Beginning balance of cumulative credit losses on CDO securities		$	(18,383	)		$	(18,375	)
	Additional credit losses for which other than temporary impairment was previously recognized			-				(8	)
	Sale of OTTI securities			3,882
	Credit loss recognized due to change to intent to sell			-				-
	Ending balance of cumulative credit losses on CDO securities		$	(14,501	)		$	(18,383	)

Loans_Receivable_Tables

Loans Receivable (Tables)	12 Months Ended
	Dec. 31, 2013
Loans Receivable	'
	Loans receivable consist of the following:
		December 31,
		2013				2012
		(in thousands)
	Commercial secured by real estate	$	422,829			$	388,048
	Commercial term loans		23,203				19,443
	Construction		10,852				1,765
	Other commercial		37,772				32,748
	Residential mortgage		250,698				235,921
	Home equity loans and lines of credit		43,468				45,258
	Other consumer loans		977				1,317
	Loans receivable, gross		789,799				724,500
	Less:
	Allowance for loan losses		9,330				9,852
	Deferred loan fees		342				252
	Loans receivable, net	$	780,127			$	714,396
Activity in Allowance for Loan Losses	'
	Activity in the allowance for losses is as follows:
		At or for the Years ended December 31,
		2013				2012				2011
		(in thousands)
	Balance at beginning of year	$	9,852			$	12,653			$	12,538
	Provisions charged to operations		2,011				4,461				19,607
	Charge-offs		(2,545	)			(7,490	)			(15,662	)
	Write-downs on transfers to HFS (1)		(241	)			-				(4,051	)
	Recoveries		253				228				221
	Balance at end of year	$	9,330			$	9,852			$	12,653
	-1	The Company reclassified $825,000 to loans held for sale in the fourth quarter of 2013 and $11.9 million of loans to loans held for sale in the third quarter of 2011.
Summary of Activity Related to Allowance for Loan Losses by Category	'
	The following summarizes activity related to the allowance for loan losses by category for the years ended December 31, 2013 and 2012:
			At or for the Year ended December 31, 2013
			(in thousands)
			Commercial				Commercial				Construction			Other			Residential			Home			Other			Unallocated			Total
			Secured by				Term Loans							Commercial (1)			Mortgage			Equity &			Consumer
			Real Estate																	Lines of
																				Credit
	Balance at beginning of year		$	6,321			$	457			$	58		$	815		$	1,300		$	249		$	17		$	635		$	9,852
	Charge-offs			(2,085	)			-				-			(106	)		(205	)		(109	)		(40	)		-			(2,545	)
	Write-downs on loans transferred to HFS			(241	)			-				-			-			-			-			-			-			(241	)
	Recoveries			214				-				-			10			-			1			28			-			253
	Provision for loan losses			2,345				(37	)			169			(119	)		(230	)		19			(1	)		(135	)		2,011
	Balance at end of year		$	6,554			$	420			$	227		$	600		$	865		$	160		$	4		$	500		$	9,330
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated		$	148			$	-			$	-		$	6		$	70		$	22		$	-		$	-		$	246
	Collectively evaluated			6,406				420				227			594			795			138			4			500			9,084
	Total allowance for loan losses		$	6,554			$	420			$	227		$	600		$	865		$	160		$	4		$	500		$	9,330
	Loans
	Individually evaluated		$	8,223			$	-			$	-		$	303		$	2,215		$	461		$	-		$	-		$	11,202
	Collectively evaluated			414,606				23,203				10,852			37,469			248,483			43,007			977			-			778,597
	Total loans		$	422,829			$	23,203			$	10,852		$	37,772		$	250,698		$	43,468		$	977		$	-		$	789,799
	-1	includes commercial lines of credit
			At or for the Year ended December 31, 2012
			(in thousands)
			Commercial				Commercial				Construction			Other			Residential			Home			Other			Unallocated			Total
			Secured by				Term Loans							Commercial (1)			Mortgage			Equity &			Consumer
			Real Estate																	Lines of
																				Credit
	Balance at beginning of year		$	8,058			$	124			$	744		$	338		$	1,909		$	349		$	16		$	1,115		$	12,653
	Charge-offs			(6,070	)			(27	)			(602	)		(137	)		(450	)		(171	)		(33	)		-			(7,490	)
	Write-downs on loans transferred to HFS			-				-				-			-			-			-			-			-			-
	Recoveries			182				-				11			4			-			5			26			-			228
	Provision for loan losses			4,151				360				(95	)		610			(159	)		66			8			(480	)		4,461
	Balance at end of year		$	6,321			$	457			$	58		$	815		$	1,300		$	249		$	17		$	635		$	9,852
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated		$	550			$	-			$	-		$	57		$	5		$	-		$	-		$	-		$	612
	Collectively evaluated			5,771				457				58			758			1,295			249			17			635			9,240
	Total allowance for loan losses		$	6,321			$	457			$	58		$	815		$	1,300		$	249		$	17		$	635		$	9,852
	Loans
	Individually evaluated		$	17,452			$	-			$	141		$	515		$	4,430		$	841		$	-		$	-		$	23,379
	Collectively evaluated			370,596				19,443				1,624			32,233			231,491			44,417			1,317			-			701,121
	Total loans		$	388,048			$	19,443			$	1,765		$	32,748		$	235,921		$	45,258		$	1,317		$	-		$	724,500
	-1	includes commercial lines of credit
Summary of Impaired Loans	'
	Impaired loans at December 31, 2013 and 2012 were as follows:
			December 31,
			2013				2012
			(in thousands)
	Non-accrual loans (1)		$	6,885			$	17,743
	Loans delinquent greater than 90 days and still accruing			458				1,626
	Troubled debt restructured loans			3,452				3,538
	Loans less than 90 days and still accruing			407				472
	Total impaired loans		$	11,202			$	23,379
	-1	Non-accrual loans in the table above include TDRs totaling $881,000 at December 31, 2013 and $3.5 million at December 31, 2012. Total impaired loans do not include loans held for sale. Loans held for sale include $1.6 million and $911,000 of loans that were on non-accrual status at December 31, 2013 and 2012, respectively.
Summary of Description Related to the Recognition of Impaired Loans	'
		For the years ended December 31,
		2013				2012				2011
		(in thousands)
	Average recorded investment of impaired loans	$	9,521			$	20,781			$	33,254
	Interest income recognized during impairment	$	290			$	311			$	649
	Cash basis interest income recognized	$	130			$	208			$	176
Summary of TDRs by Performing Status	'
	The following table provides a summary of TDRs by performing status:
			31-Dec-13											31-Dec-12
	Troubled Debt Restructurings		Non-accruing				Accruing				Total			Non-accruing			Accruing			Total
			(in thousands)											(in thousands)
	Commercial secured by real estate		$	688			$	2,392			$	3,080		$	3,112		$	2,651		$	5,763
	Residential mortgage			193				1,060				1,253			363			887			1,250
	Total TDRs		$	881			$	3,452			$	4,333		$	3,475		$	3,538		$	7,013
Troubled Debt Restructurings Information	'
	The following presents new TDRs for the years ended December 31, 2013 and 2012:
			For the years ended December 31,
			2013											2012
	Troubled Debt Restructurings		Number of				Pre-Modification				Post-Modification			Number of			Pre-Modification			Post-Modification
			Contracts				Recorded				Recorded			Contracts			Recorded			Recorded
							Investment				Investment						Investment			Investment
			(dollars in thousands)
	Commercial secured by real estate			3			$	2,371			$	2,359			5		$	4,296		$	4,073
	Residential mortgage			3				1,023				1,017			-			-			-
	Total TDRs			6			$	3,394			$	3,376			5		$	4,296		$	4,073
Summary of Class of Loans, Information Regarding the Types of Concessions Granted on Accruing and Non-Accruing Loans that were Restructured	'
	The following tables present, by class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured during the years ended December 31, 2013 and 2012:
			Year ended December 31, 2013
			(dollars in thousands)
			Reductions in Interest Rate and Maturity Date								Reductions in Interest Rate and Principal Amount						Maturity Date Extension						Maturity Date Extension and Interest Rate Reduction						Deferral of Principal Amount Due and Shortened Maturity Date					Total Concessions Granted
			No. of Loans				Amount				No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount		No. of Loans		Amount
	Accruing TDRs:
	Commercial secured by real estate			-			$	-				-		$	-			1		$	54			1		$	2,194			-		$	-		2	$	2,248
	Residential mortgage			-				-				-			-			2			805			1			212			-			-		3		1,017
	Total accruing TDRs			-			$	-				-		$	-			3		$	859			2		$	2,406			-		$	-		5	$	3,265
	Non-accruing TDRs:
	Commercial secured by real estate			-			$	-				-		$	-			1		$	111			-		$	-			-		$	-		1	$	111
	Residential mortgage			-				-				-			-			-			-			-			-			-			-		-		-
	Total non-accruing TDRs			-			$	-				-		$	-			1		$	111			-		$	-			-		$	-		1	$	111
	Total TDRs:
	Commercial secured by real estate			-			$	-				-		$	-			2		$	165			1		$	2,194			-		$	-		3	$	2,359
	Residential mortgage			-				-				-			-			2			805			1			212			-			-		3		1,017
	Total TDRs			-			$	-				-		$	-			4		$	970			2		$	2,406			-		$	-		6	$	3,376
			Year ended December 31, 2012
			(dollars in thousands)
			Reductions in Interest Rate and Maturity Date								Reductions in Interest Rate and Principal Amount						Maturity Date Extension						Maturity Date Extension and Interest Rate Reduction						Deferral of Principal Amount Due and Shortened Maturity Date					Total Concessions Granted
			No. of Loans				Amount				No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount			No. of Loans			Amount		No. of Loans		Amount
	Accruing TDRs:
	Commercial secured by real estate			1			$	2,207				-		$	-			-		$	-			1		$	342			-		$	-		2	$	2,549
	Residential mortgage			-				-				-			-			-			-			-			-			-			-		-		-
	Total accruing TDRs			1			$	2,207				-		$	-			-		$	-			1		$	342			-		$	-		2	$	2,549
	Non-accruing TDRs:
	Commercial secured by real estate			1			$	1,064				-		$	-			-		$	-			-		$	-			2		$	460		3	$	1,524
	Residential mortgage			-				-				-			-			-			-			-			-			-			-		-		-
	Total non-accruing TDRs			1			$	1,064				-		$	-			-		$	-			-		$	-			2		$	460		3	$	1,524
	Total TDRs:
	Commercial secured by real estate			2			$	3,271				-		$	-			-		$	-			1		$	342			2		$	460		5	$	4,073
	Residential mortgage			-				-				-			-			-			-			-			-			-			-		-		-
	Total  TDRs			2			$	3,271				-		$	-			-		$	-			1		$	342			2		$	460		5	$	4,073
Summary of TDRs Subsequently Defaulted	'
	The following presents TDRs that subsequently defaulted for the years ended December 31, 2013 and 2012:
			For the years ended December 31,
			2013								2012
	Troubled Debt Restructurings That Subsequently Defaulted		Number of				Recorded				Number of			Recorded
			Contracts				Investment				Contracts			Investment
			(dollars in thousands)
	Commercial secured by real estate			2			$	449				2		$	194
	Residential mortgage			-				-				2			363
	Total			2			$	449				4		$	557
Summary of Impaired Loans with and with No Related Allowance	'
	The following table presents impaired loans at December 31, 2013:
	December 31, 2013 (1)		Recorded				Unpaid				Related			Average			Interest
			Investment (2)				Principal				Allowance			Recorded			Income
							Balance							Investment			Recognized
			(in thousands)
	Impaired loans with a related allowance
	Commercial secured by real estate		$	2,773			$	3,234			$	148		$	2,901		$	116
	Commercial term loans			-				-				-			-			-
	Construction			-				-				-			-			-
	Other commercial			60				70				6			60			-
	Residential mortgage			618				689				70			660			8
	Home equity loans and lines of credit			220				232				22			223			-
	Other consumer loans			-				-				-			-			-
	Impaired loans with a related allowance		$	3,671			$	4,225			$	246		$	3,844		$	124
	Impaired loans with no related allowance
	Commercial secured by real estate		$	5,450			$	7,203			$	-		$	3,738		$	88
	Commercial term loans			-				-				-			-			-
	Construction			-				-				-			-			-
	Other commercial			243				306				-			246			-
	Residential mortgage			1,597				1,675				-			1,536			69
	Home equity loans and lines of credit			241				242				-			157			9
	Other consumer loans			-				-				-			-			-
	Impaired loans with no related allowance		$	7,531			$	9,426			$	-		$	5,677		$	166
	Total impaired loans
	Commercial secured by real estate		$	8,223			$	10,437			$	148		$	6,639		$	204
	Commercial term loans			-				-				-			-			-
	Construction			-				-				-			-			-
	Other commercial			303				376				6			306			-
	Residential mortgage			2,215				2,364				70			2,196			77
	Home equity loans and lines of credit			461				474				22			380			9
	Other consumer loans			-				-				-			-			-
	Total impaired loans		$	11,202			$	13,651			$	246		$	9,521		$	290
	-1	excludes HFS non-accruing loans of $1.6 million.
	-2	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
	The following table presents impaired loans at December 31, 2012:
	December 31, 2012 (1)		Recorded				Unpaid				Related			Average			Interest
			Investment (2)				Principal				Allowance			Recorded			Income
							Balance							Investment			Recognized
			(in thousands)
	Impaired loans with a related allowance
	Commercial secured by real estate		$	6,281			$	9,021			$	550		$	7,106		$	149
	Commercial term loans			-				-				-			-			-
	Construction			-				-				-			-			-
	Other commercial			116				122				57			128			-
	Residential mortgage			47				47				5			47			-
	Home equity loans and lines of credit			-				-				-			-			-
	Other consumer loans			-				-				-			-			-
	Impaired loans with a related allowance		$	6,444			$	9,190			$	612		$	7,281		$	149
	Impaired loans with no related allowance
	Commercial secured by real estate		$	11,171			$	16,748			$	-		$	8,702		$	3
	Commercial term loans			-				-				-			-			-
	Construction			141				208				-			140			-
	Other commercial			399				436				-			361			-
	Residential mortgage			4,383				4,754				-			3,792			72
	Home equity loans and lines of credit			841				901				-			505			87
	Other consumer loans			-				-				-			-			-
	Impaired loans with no related allowance		$	16,935			$	23,047			$	-		$	13,500		$	162
	Total impaired loans
	Commercial secured by real estate		$	17,452			$	25,769			$	550		$	15,808		$	152
	Commercial term loans			-				-				-			-			-
	Construction			141				208				-			140			-
	Other commercial			515				558				57			489			-
	Residential mortgage			4,430				4,801				5			3,839			72
Home equity loans and lines of credit			841				901				-			505			87
Other consumer loans			-				-				-			-			-
Total impaired loans		$	23,379			$	32,237			$	612		$	20,781		$	311
-1	excludes HFS non-accruing loans of $911,000.
-2	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
Summary of Loans by Past Due	'
	The following table presents loans by past due status at December 31, 2013:
	31-Dec-13		30-59 Days Delinquent				60-89 Days Delinquent				90 Days or More Delinquent and Accruing			Total Delinquent and Accruing			Non-accrual (1)			Current			Total Loans
			(in thousands)
	Commercial secured by real estate		$	-			$	1,272			$	-		$	1,272		$	5,425		$	416,132		$	422,829
	Commercial term loans			-				-				-			-			-			23,203			23,203
	Construction			-				-				-			-			-			10,852			10,852
	Other commercial			-				-				-			-			303			37,469			37,772
	Residential mortgage			504				589				347			1,440			807			248,451			250,698
	Home equity loans and lines of			392				192				111			695			350			42,423			43,468
	credit
	Other consumer loans			-				7				-			7			-			970			977
	Total		$	896			$	2,060			$	458		$	3,414		$	6,885		$	779,500		$	789,799
	-1	excludes $1.6 million of loans held for sale.
	The following table presents loans by past due status at December 31, 2012:
	31-Dec-12		30-59 Days Delinquent				60-89 Days Delinquent				90 Days or More Delinquent and Accruing			Total Delinquent and Accruing			Non-accrual (1)			Current			Total Loans
			(in thousands)
	Commercial secured by real estate		$	-			$	517			$	-		$	517		$	14,329		$	373,202		$	388,048
	Commercial term loans			-				-				-			-			-			19,443			19,443
	Construction			-				-				141			141			-			1,624			1,765
	Other commercial			-				-				-			-			515			32,233			32,748
	Residential mortgage			532				253				1,056			1,841			2,487			231,593			235,921
	Home equity loans and lines of credit			87				195				429			711			412			44,135			45,258
	Other consumer loans			20				24				-			44			-			1,273			1,317
	Total		$	639			$	989			$	1,626		$	3,254		$	17,743		$	703,503		$	724,500
	-1	excludes $911,000 of loans held for sale.
Commercial Loans by Credit Quality Indicator	'
	The following tables present commercial loans by credit quality indicator:
			Risk Ratings
	31-Dec-13		Grades 1-5				Grade 6				Grade 7			Grade 8			Grade 9			Grade 10			Non-accrual			Total
			(in thousands)
	Commercial secured by real estate		$	397,398			$	10,669			$	4,729		$	1,809		$	2,799		$	-		$	5,425		$	422,829
	Commercial term loans			20,899				-				2,304			-			-			-			-			23,203
	Construction			10,852				-				-			-			-			-			-			10,852
	Other commercial			35,859				510				1,100			-			-			-			303			37,772
			$	465,008			$	11,179			$	8,133		$	1,809		$	2,799		$	-		$	5,728		$	494,656
			Risk Ratings
	31-Dec-12		Grades 1-5				Grade 6				Grade 7			Grade 8			Grade 9			Grade 10			Non-accrual			Total
			(in thousands)
	Commercial secured by real estate		$	363,460			$	3,845			$	2,717		$	574		$	3,123		$	-		$	14,329		$	388,048
	Commercial term loans			19,443				-				-			-			-			-			-			19,443
	Construction			1,624				-				-			-			-			141			-			1,765
	Other commercial			32,233				-				-			-			-			-			515			32,748
			$	416,760			$	3,845			$	2,717		$	574		$	3,123		$	141		$	14,844		$	442,004
Summary of Principal Balances of Mortgage Loans	'
	Mortgage loans serviced for others are not reported as assets. The principal balances of these loans at December 31, 2013 and 2012 are as follows:
		December 31,
		2013				2012
		(in thousands)
	Mortgage loan portfolios serviced	$	1,934			$	2,346
Summary of Loans to Principal Officers, Director, and their Affiliates	'
	Loans to principal officers, directors, and their affiliates were as follows:
		December 31,
		2013				2012
		(in thousands)
	Beginning balance	$	7,469			$	14,424
	New loans/advances		409				6,285
	Effect of changes in composition of related parties		-				(5,960	)
	Repayments		(552	)			(7,280	)
	Ending balance	$	7,326			$	7,469

Fair_Value_Tables

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2013
Assets and Liabilities Measured at Fair Value on Recurring Basis	'
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
		Fair Value Measurements at December 31, 2013								Fair Value Measurements at December 31, 2012
		Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Other Observable Inputs		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Other Observable Inputs
		(Level 1)			(Level 2)			(Level 3)		(Level 1)		(Level 2)		(Level 3)
		(in thousands)								(in thousands)
	Investment securities available for sale:
	U.S. Government and agency obligations	$	-		$	51,606		$	-	$	-	$	39,082	$	-
	Municipal bonds		-			6,178			-		-		20,758		-
	Collateralized debt obligations		-			-			-		-		-		4,682
	Corporate bonds		-			13,079			-		-		14,241		-
	CRA Qualified Investment Fund		4,700			-			-		4,991		-		-
	Mortgage-backed securities		-			81,603			-		-		87,103		-
	Total securities available for sale	$	4,700		$	152,466		$	-	$	4,991	$	161,184	$	4,682
Reconciliation and Income Statement Classification of Gains and Losses for Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3)	'
	The table below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2013 and 2012:
		Fair Value Measurements Using Significant Unobservable Inputs
		(Level 3)
		CDO Securities Available for Sale
		Years ended December 31,
		2013			2012
		(in thousands)
	Beginning balance	$	4,682		$	3,584
	Accretion of discount		27			39
	Payments received		-			(182	)
	Reduction in Accumulated OTTI on sale		(2,402	)
	Realized gain (loss) on sale/redemption		(2,561	)		127
	Unrealized holding gain (loss)		254			1,122
	Other-than-temporary impairment included in earnings		-			(8	)
	Ending balance	$	-		$	4,682
Assets and Liabilities Measured at Fair Value on Non-Recurring Basis	'
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:
		Fair Value Measurements at December 31, 2013								Fair Value Measurements at December 31, 2012
		Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Other Unobservable Inputs		Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Other Unobservable Inputs
		(Level 1)			(Level 2)			(Level 3)		(Level 1)		(Level 2)		(Level 3)
		(in thousands)								(in thousands)
	Assets:
	Impaired loans (1):
	Commercial secured by real estate	$	-		$	-		$	2,255	$	-	$	8,389	$	9,063
	Commercial term loans		-			-			-		-		-		-
	Construction		-			-			-		-		141		-
	Other commercial		-			-			297		-		400		115
	Residential mortgage		-			-			766		-		3,133		1,297
	Home equity loans		-			-			198		-		841		-
	Total impaired loans	$	-		$	-		$	3,516	$	-	$	12,904	$	10,475
	Other real estate owned:
	Commercial	$	-		$	4,893		$	-	$	-	$	3,648	$	-
	Residential mortgage		-			2,556			-		-		3,573		-
	Total other real estate owned	$	-		$	7,449		$	-	$	-	$	7,221	$	-
	Loans held for sale	$	-		$	1,814		$	-	$	-	$	8,795	$	-
	Assets held for sale	$	-		$	10		$	-	$	-	$	436	$	-
Market Assumptions and/or Estimation Methodologies Which have Material Affect on Estimated Fair Value Amounts	'
	The following disclosure of estimated fair value amounts has been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
		At December 31, 2013
					Fair Value Measurements
					Quoted Prices
					in Active			Significant		Significant
					Markets			Other		Other
					for Identical			Observable		Unobservable
		Carrying			Assets			Inputs		Inputs
		Amount			(Level 1)			(Level 2)		(Level 3)
		(in thousands)
	Assets
	Cash and cash equivalents	$	24,861		$	6,940		$	17,921	$	-
	Interest-bearing time deposits	$	9,185		$	-		$	9,185	$	-
	Loans held for sale	$	1,814		$	-		$	1,814	$	-
	Loans receivable	$	780,127		$	-		$	-	$	791,262
	FHLB Stock	$	7,747		n/a			n/a		n/a
	Accrued interest receivable	$	3,235		$	-		$	615	$	2,620
	Liabilities
	Savings deposits	$	96,029		$	-		$	96,029	$	-
	Checking and money market deposits	$	433,205		$	82,488		$	350,717	$	-
	Certificates of deposit	$	269,188		$	-		$	270,371	$	-
	Borrowings	$	143,935		$	-		$	151,287	$	-
	Accrued interest payable	$	102		$	-		$	102	$	-
		At December 31, 2012
					Fair Value Measurements
					Quoted Prices
					in Active			Significant		Significant
					Markets			Other		Other
					for Identical			Observable		Unobservable
		Carrying			Assets			Inputs		Inputs
		Amount			(Level 1)			(Level 2)		(Level 3)
		(in thousands)
	Assets
	Cash and cash equivalents	$	24,228		$	6,867		$	17,361	$	-
	Interest-bearing time deposits	$	9,259		$	-		$	9,259	$	-
	Loans held for sale	$	8,795		$	-		$	8,795	$	-
	Loans receivable	$	714,396		$	-		$	12,904	$	725,116
	FHLB Stock	$	5,775		n/a			n/a		n/a
	Accrued interest receivable	$	3,091		$	-		$	627	$	2,464
	Liabilities
	Savings deposits	$	96,160		$	-		$	96,160	$	-
	Checking and money market deposits	$	449,809		$	86,266		$	363,543	$	-
	Certificates of deposit	$	238,622		$	-		$	240,997	$	-
	Borrowings	$	97,965		$	-		$	109,952	$	-
	Accrued interest payable	$	148		$	-		$	148	$	-

Premises_and_Equipment_Tables

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2012
Summary of Premises and Equipment by Major Classification	'
	Premises and equipment, summarized by major classification, are as follows:
		Estimated Useful	2013			2012
		Lives
			(in thousands)
	Land		$	8,484		$	8,332
	Buildings and improvements	10 - 39 years		14,971			14,727
	Furniture and equipment	3 - 7 years		8,562			8,782
	Construction-in-progress	-		8			93
	Total			32,025			31,934
	Accumulated depreciation			(12,001	)		(11,651	)
	Premises and equipment, net		$	20,024		$	20,283

Goodwill_and_Intangible_Assets1

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2013
Summary of Acquired Intangible Assets	'
	Acquired intangible assets at year end are as follows:
		2013				2012
		Gross Carrying		Accumulated		Gross Carrying		Accumulated
		Amount		Amortization		Amount		Amortization
		(in thousands)				(in thousands)
	Amortized acquired intangible assets:
	Core deposit intangibles	$	565	$	370	$	565	$	332
	Other customer relationship intangibles		485		485		485		481
	Total	$	1,050	$	855	$	1,050	$	813
Summary of Estimated Amortization Expense	'
	The estimated amortization expense for each of the next five years and thereafter is as follows:
		(in thousands)
	2014	$	32
	2015	$	31
	2016	$	31
	2017	$	31
	2018	$	31
	Thereafter	$	39

Deposits_Tables

Deposits (Tables)	12 Months Ended
	Dec. 31, 2013
Summary of Deposits	'
	Deposits are as follows:
	`	December 31,
		2013		2012
		(in thousands)
	Savings accounts	$	96,029	$	96,160
	Interest-bearing checking and money market deposits (1)		350,717		363,543
	Non-interest bearing checking		82,488		86,266
	Certificates of deposit of less than $100,000		113,123		129,709
	Certificates of deposit of $100,000 or more		156,065		108,913
	Total deposits	$	798,422	$	784,591
	-1	Includes municipal deposit accounts totaling $88.9 million, or 11.1% of total deposits at December 31, 2013 and $79.4 million, or 10.1 % at December 31, 2012.
Summary of Interest Expense by Deposit Type	'
	Interest expense by deposit type was as follows:
		For the years ended December 31,
		2013		2012		2011
		(in thousands)
	Savings accounts	$	64	$	154	$	215
	Interest-bearing checking and money market deposits		713		1,238		1,740
	Certificates of deposit		2,208		3,082		4,509
	Total interest expense on deposits	$	2,985	$	4,474	$	6,464
Summary of Certificate of Deposit Maturities	'
	Certificates of deposit were scheduled to mature contractually within the following periods:
		(in thousands)
	2014	$	207,655
	2015		32,198
	2016		16,562
	2017		7,312
	2018		5,461
		$	269,188

Borrowings_Tables

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2013
Summary of Outstanding Borrowing Maturities	'
	Outstanding borrowings mature as follows:
		31-Dec-13
		FHLB			Repurchase			Total
		Borrowings			Agreements
	2014	$	60,000		$	-		$	60,000
	2015		15,000			-			15,000
	2016		5,000			4,970			9,970
	2017		18,824			4,970			23,794
	2018		17,256			-			17,256
	Thereafter		17,915			-			17,915
	Principal due	$	133,995		$	9,940		$	143,935
Summary of Fixed and Variable Rate FHLB Borrowings and Respective Weighted Average Interest Rate	'
	The following table sets forth fixed and variable rate FHLB borrowings and the respective weighted average interest rate at December 31, 2013 and 2012:
		FHLB Borrowings
		31-Dec-13						31-Dec-12
		Balance			Weighted Average			Balance			Weighted
					Rate at Year End						Average Rate
											at Year End
		(dollars in thousands)
	Fixed rate advances	$	85,000			0.78	%	$	40,000			2.13	%
	Variable rate advances		48,995			2.36	%		48,041			2.78	%
	Total	$	133,995			1.39	%	$	88,041			2.49	%
Summary of Federal Home Loan Bank Borrowings and Securities Sold Under Agreements to Repurchase	'
	Additional information regarding FHLB Borrowings and securities sold under agreements to repurchase is as follows:
		2013									2012
		FHLB			Repurchase			Total			FHLB			Repurchase			Total
		Borrowings			Agreements						Borrowings			Agreements
		(dollars in thousands)
	Average daily balance during the year	$	91,602		$	9,932		$	101,534		$	116,930		$	9,913		$	126,843
	Average interest rate during the year		2.04	%		4.39	%		2.27	%		2.81	%		4.45	%		2.94	%
	Maximum month-end balance during the	$	133,995		$	9,940		$	143,935		$	120,408		$	37,413		$	157,821
	year
	Weighted average interest rate at year-end		1.39	%		4.15	%		1.58	%		2.49	%		4.33	%		2.61	%

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2013
Income Taxes	'
	Income tax expense (benefit) was as follows:
		For the years ended December 31,
		2013			2012			2011
		(in thousands)
	Current expense:
	Federal	$	701		$	(36	)	$	(2,201	)
	State		8			8			31
	Total current		709			(28	)		(2,170	)
	Deferred (benefit):
	Federal		4,015			1,514			(827	)
	State		1,441			811			(3,189	)
	Total deferred		5,456			2,325			(4,016	)
	Change in deferred tax valuation allowance		(1,934	)		358			(12,169	)
	Income tax expense (benefit)	$	4,231		$	2,655		$	(18,355	)
Effective Income Tax Rate Reconciliation	'
	Effective tax rate differs from the federal statutory rate of 34% applied to income before income taxes due to the following:
		For the years ended December 31,
		2013			2012			2011
	Tax statutory rate		34	%		34	%		(34.0	%)
	Adjustments resulting from:
	State tax benefit, net of federal income tax expense		9.8			7.5			(20.1	)
	Tax-exempt income		(1.5	)		(3.0	)		(3.0	)
	Income on bank owned life insurance		(3.3	)		(4.6	)		(3.3	)
	Change in valuation reserve		(19.8	)		5			(117.4	)
	Charity expiration		20.4			-			0
	Reversal of FIN 48 reserve		-			(3.5	)		-
	Non-deductible expenses		1.4			-			-
	Other		2.2			1.4			0.8
	Effective tax rate		43.2	%		36.8	%		(177.0	%)
Schedule of Deferred Tax Assets and Liabilities	'
	Year-end deferred tax assets and liabilities were due to the following:
		December 31,
		2013			2012
		(in thousands)
	Deferred tax assets:
	Other than temporary impairment	$	6,953		$	7,915
	Allowance for loan losses		3,726			4,046
	Charity carryforward		2			2,337
	Purchase accounting adjustments		685			834
	Non-accrual loan interest income		743			743
	Deferred compensation		364			445
	Net operating losses		739			2,507
	Net unrealized loss on available for sale securities		1,963			452
	Deferred gain		54			183
	AMT credit carryforward		1,299			716
	Other		648			890
	Valuation allowance	-				(1,934	)
			17,176			19,134
	Deferred tax liabilities:
	Depreciation		(993	)		(1,005	)
	Deferred loan fees		(549	)		(484	)
	Other		(6	)		(6	)
			(1,548	)		(1,495	)
	Net deferred tax asset	$	15,628		$	17,639
Schedule of Unrecognized Tax Benefits RollForward	'
	The following is a roll-forward of the Bank’s FASB ASC Topic No. 740 unrecognized tax benefits:
		2013			2012			2011
		(in thousands)
	Balance at beginning of year	$	-		$	256		$	353
	Additions based on tax positions related to the current year		-			-			-
	Additions for tax positions of prior years		-			-			-
	Reductions for tax positions of prior years		-			-			-
	Reductions due to the statute of limitations		-			256			97
	Settlements		-			-			-
	Balance at end of year	$	-		$	-		$	256

Recovered_Sheet1

Financial Instruments with Off-Balance Sheet Risk and Concentrations of Credit Risk (Tables)	12 Months Ended
	Dec. 31, 2013
Schedule of Off-Balance Sheet Financial Instruments Contract Amounts Represent Credit Risk	'
	The Bank had the following off-balance sheet financial instruments whose contract amounts represent credit risk:
		December 31,
		2013				2012
		Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
		(in thousands)
	Commitments to make loans	$	4,616	$	6,738	$	21,421	$	2,116
	Unused lines of credit	$	-	$	69,321	$	-	$	71,277
	Construction loans in process	$	-	$	10,817	$	400	$	1,183
	Standby letters of credit	$	-	$	4,313	$	-	$	4,670

Benefit_Plan_Tables

Benefit Plan (Tables)	12 Months Ended
	Dec. 31, 2013
Summary of Shares held by the ESOP	'
	Shares held by the ESOP were as follows
		For the Years ended December 31,
		2013				2012				2011
		(dollars in thousands)
	Number of shares allocated to participants at the beginning of the year		181,423				153,294				118,977
	Allocated to participants		42,603				42,603				42,603
	Distributed to participants		(17,881	)			(14,474	)			(8,286	)
	Number of shares allocated to participants at the end of the year		206,145				181,423				153,294
	Unearned shares		809,464				852,067				894,670
	Total ESOP shares		1,015,609				1,033,490				1,047,964
	Fair value of unearned shares	$	8,224			$	7,404			$	7,023
Assumption Used for Share Based Compensation	'
	During 2013, the Company issued 48,850 incentive stock options to certain employees and directors at prices ranging from $8.93 per share to $10.30 per share. During 2012, the Company issued 25,000 incentive stock options to certain employees at prices ranging from $8.43 per share to $9.10 per share. The following table presents the weighted average per share fair value of options granted and the assumptions used, based on the Black-Scholes option pricing methodology:
			December 31,
	Assumption		2013				2012
	Expected average risk-free interest rate			1.81	%			2.39	%
	Expected average life (in years)			6.5				6.5
	Expected volatility			39.08	%			41.39	%
	Expected dividend yield			2.19	%			0	%
	Weighted average per share fair value		$	2.99			$	3.39
Stock Option Activity	'
	Stock option activity for the years ended December 31, 2013 and 2012 was as follows:
			For the Years ended December 31,
			2013										2012
			Number of Options				Weighted Average Exercise Price				Weighted Average Remaining Contractual Life		Number of Options				Weighted Average Exercise Price		Weighted Average Remaining Contractual Life
	Outstanding at the beginning of the year			711,290			$	7.64						833,010			$	7.54
	Granted			48,850			$	9.41						25,000			$	8.75
	Forfeited			(29,180	)		$	9.14						(122,130	)		$	7.28
	Exercised			(20,000	)		$	7.27						(24,590	)		$	7.28
	Outstanding at the end of the year (1)			710,960			$	7.71			6.8 years			711,290			$	7.64	7.7 years
	Exercisable at December 31			380,466			$	7.49			6.5 years			246,516			$	7.34	7.5 years
	Aggregate Intrinsic Value at December 31		$	1,015,000									$	332,593
Restricted Stock Activity	'
	Restricted stock activity for the years ended December 31, 2013 and 2012 was as follows:
			For the Years ended December 31,
			2013								2012
			Restricted Common Shares				Weighted  Average Fair Value at Grant Date				Restricted Common Shares				Weighted Average Fair Value at Grant Date
	Outstanding at the beginning of the year			4,950			$	7.68				8,800			$	7.68
	Granted			4,125			$	9.04				-			$	-
	Vested			(1,650	)		$	7.68				(1,925	)		$	7.68
	Forfeited			-			$	-				(1,925	)		$	7.68
	Outstanding at the end of the year			7,425			$	8.44				4,950			$	7.68
Recognized Stock-Based Compensation Expense and Related Tax Effects	'
	Stock-based compensation expense and related tax effects recognized for the years ended December 31, 2013, 2012 and 2011 was as follows:
			For the Years ended December 31,
			2013				2012				2011
							(in thousands)
	Compensation expense:
	Common stock options		$	444			$	356			$	526
	Restricted common stock			17				10				17
	Total compensation expense			461				366				543
	Tax benefit			9				7				11
	Net income effect		$	452			$	359			$	532

Regulatory_Matters_Tables

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2013
Actual Capital Amounts, Ratios and Minimum Regulatory Guidelines for Cape Bank	'
	The actual capital amounts, ratios and minimum regulatory guidelines for Cape Bank are as follows:
								Per Regulatory Guidelines
		Actual						Minimum					"Well Capitalized"
		Amount			Ratio			Amount		Ratio			Amount		Ratio
		(dollars in thousands)
	31-Dec-13
	Risk based capital ratios:
	Tier I risk based capital	$	101,008			13.07	%	$	30,913		4	%	$	46,369		6	%
	Total risk based capital	$	110,427			14.29	%	$	61,821		8	%	$	77,276		10	%
	Tier I leverage ratio	$	101,008			9.53	%	$	42,396		4	%	$	52,995		5	%
	31-Dec-12
	Risk based capital ratios:
	Tier I risk based capital	$	103,876			14.11	%	$	29,447		4	%	$	44,171		6	%
	Total risk based capital	$	113,090			15.36	%	$	58,901		8	%	$	73,626		10	%
	Tier I leverage ratio	$	103,876			10.35	%	$	40,145		4	%	$	50,182		5	%
Regulatory Capital Levels for Cape Bank in Comparison with Accounting Principles General Accepted in the United States (GAAP)	'
	Regulatory capital levels for Cape Bank differ from its total capital computed in accordance with accounting principles generally accepted in the United States (GAAP), as follows:
		At December 31,
		2013			2012
		(in thousands)
	Total capital, computed in accordance with GAAP	$	130,735		$	140,122
	Accumulated other comprehensive loss		2,651			679
	Disallowed deferred tax assets		(9,504	)		(14,086	)
	Disallowed goodwill and other disallowed intangible assets		(22,874	)		(22,839	)
	Tier I (tangible) capital		101,008			103,876
	Allowance for loan losses		9,419			9,214
	Total regulatory capital	$	110,427		$	113,090

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2013
Calculation of Basic Earnings Per Share	'
	The following is the earnings per share calculation for the periods ended December 31, 2013, 2012 and 2011, respectively. At December 31, 2013, options to purchase 710,960 shares were outstanding and dilutive, and accordingly were included in determining diluted earnings per common share. In addition, 7,425 shares of restricted stock were outstanding and dilutive, and accordingly were included in determining diluted earnings per common share. At December 31, 2012, options to purchase 711,290 shares were outstanding and dilutive, and accordingly were included in determining diluted earnings per common share. In addition, 4,950 shares of restricted stock were dilutive, and accordingly were included in determining diluted earnings per common share. At December 31, 2011, options to purchase 833,010 shares were outstanding and dilutive, and accordingly were included in determining diluted earnings per common share. Restricted stock was dilutive and is included in the earnings per share calculation for the period ended December 31, 2011.
		Years ended December 31,
		2013		2012		2011
		(in thousands, except share data)
	Net income	$	5,551	$	4,556	$	7,987
	Weighted average shares outstanding		11,904,369		12,441,219		12,393,359
	Basic earnings per share	$	0.47	$	0.37	$	0.64
	Diluted weighted average shares outstanding		11,950,943		12,443,298		12,398,178
	Diluted basic earnings per share	$	0.46	$	0.37	$	0.64

Cape_Bancorp_Parent_Company_Ta

Cape Bancorp (Parent Company) (Tables)	12 Months Ended
	Dec. 31, 2013
Condensed Balance Sheets	'
	Condensed Balance Sheets
		December 31,
		2013			2012
		(in thousands)
	ASSETS
	Non-interest bearing balances with bank subsidiary	$	746		$	1,508
	Loans due from bank subsidiary		8,846			9,179
	Investment in bank subsidiary		130,735			140,122
	Other assets		261			264
	Total assets	$	140,588		$	151,073
	LIABILITIES AND STOCKHOLDERS' EQUITY
	Liabilities
	Accounts payable and accrued expenses	$	161		$	247
	Total liabilities		161			247
	Stockholders' Equity
	Common stock		133			133
	Additional paid in capital		128,193			127,767
	Treasury stock at cost - 1,284,991 shares at December 31, 2013		(12,035	)		-
	Unearned ESOP shares		(8,102	)		(8,528	)
	Accumulated other comprehensive loss		(2,951	)		(679	)
	Retained earnings		35,189			32,133
	Total stockholders' equity		140,427			150,826
	Total liabilities and stockholders' equity	$	140,588		$	151,073
Condensed Statements of Income	'
	Condensed Statements of Income
		Years ended December 31,
		2013			2012			2011
		(in thousands)
	Income:
	Interest income from bank subsidiary	$	298		$	310		$	319
	Dividend Income		14,100			-			-
	Total income		14,398			310			319
	Expense:
	Legal expense		69			79			41
	Investor relations expense		119			120			84
	Audit and consulting fees		427			399			411
	Subscriptions and publications		72			74			72
	Other non-interest expenses		29			22			29
	Total expense		716			694			637
	Income (loss) before income taxes and equity in undistributed net income of bank subsidiary		13,682			(384	)		(318	)
	Income tax expense (benefit)		(5	)		(131	)		(101	)
	Income before equity in undistributed net income (loss) of subsidiaries		13,687			(253	)		(217	)
	Equity in (over distributed)/undistributed net income (loss) of bank subsidiary		(8,136	)		4,809			8,204
	Net income	$	5,551		$	4,556		$	7,987
Condensed Statements of Cash Flows	'
	Condensed Statements of Cash Flows
		Years ended December 31,
		2013			2012			2011
		(in thousands)
	Cash flows from operating activities:
	Net income	$	5,551		$	4,556		$	7,987
	Adjustments to reconcile net income to cash provided by operating activities:
	Equity in over distributed/(undistributed) net income of bank subsidiary		8,136			(4,809	)		(8,204	)
	Stock-based compensation expense		17			10			17
	Changes in assets and liabilities that (used) provided cash		(86	)		(162	)		(108	)
	Net cash provided by (used in) operating activities		13,618			(405	)		(308	)
	Cash flows from investing activities
	Repayment of ESOP loan		333			322			313
	Net cash (used in) provided by investing activities		333			322			313
	Cash flows from financing activities
	Purchase of Treasury Stock		(12,186	)		-			-
	Proceeds from exercise of shares from stock option		146			179			4
	Dividends paid on common stock		(2,673	)		(667	)		-
	Net cash provided by (used in) financing activities		(14,713	)		(488	)		4
	Net increase (decrease) in cash and cash equivalents		(762	)		(571	)		9
	Cash and cash equivalents at beginning of year		1,508			2,079			2,070
	Cash and cash equivalents at end of year	$	746		$	1,508		$	2,079

Selected_Quarterly_Data_Unaudi1

Selected Quarterly Data Unaudited (Tables)	12 Months Ended
	Dec. 31, 2013
Selected Quarterly Data (Unaudited)	'
		Year Ended December 31,								Year Ended December 31,
		2013								2012
		Fourth		Third		Second		First		Fourth		Third		Second		First
		Quarter		Quarter		Quarter		Quarter		Quarter		Quarter		Quarter		Quarter
		(in thousands)								(in thousands)
	Interest income	$	10,551	$	10,289	$	10,093	$	10,108	$	10,511	$	10,949	$	10,935	$	11,289
	Interest expense		1,227		1,274		1,342		1,449		1,617		1,897		2,221		2,469
	Net interest income		9,324		9,015		8,751		8,659		8,894		9,052		8,714		8,820
	Provision for loan losses		952		449		313		297		1,910		710		1,168		673
	Net interest income after provision for loan losses		8,372		8,566		8,438		8,362		6,984		8,342		7,546		8,147
	Non-interest income		445		2,223		1,603		1,695		1,978		1,601		2,630		1,605
	Non-interest expense		7,371		7,523		7,455		7,573		7,507		8,011		8,674		7,430
	Income  before income taxes		1,446		3,266		2,586		2,484		1,455		1,932		1,502		2,322
	Income tax expense		894		1,362		1,006		969		995		399		477		784
	Net income	$	552	$	1,904	$	1,580	$	1,515	$	460	$	1,533	$	1,025	$	1,538

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2013
Summary of the accumulated other comprehensive income (loss)	'
	The following is a summary of the accumulated other comprehensive income (loss) balances, net of tax, for the year ended December 31, 2013:
		Balance at				Other			Amount		Amortization			Other			Balance at
		31-Dec-12				Comprehensive			Reclassified from		HTM			Comprehensive			31-Dec-13
						Income			Accumulated		Other			Income
						Before			Other		Comprehensive			Year Ended
						Reclassifications			Comprehensive		Income			31-Dec-13
									Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(679	)		$	(2,505	)	$	337	$	(104	)	$	(2,272	)	$	(2,951	)
	Accumulated other comprehensive income (loss) net of tax	$	(679	)		$	(2,505	)	$	337	$	(104	)	$	(2,272	)	$	(2,951	)
Reclassification out of Accumulated Other Comprehensive Income	'
	The following represents the reclassifications out of accumulated other comprehensive income for the twelve months ended December 31, 2013:
			Year Ended				Affected Line Item in Statements of Income
			31-Dec-13
			(in thousands)
	Unrealized gains (losses) on securities available for sale:
	Realized gain on securities sales		$	561			Gain (loss) on sale of investment securities, net
	Income tax expense			(224	)		Income taxes
	Total reclassifications net of tax		$	337

Organization_Details_Textual

Organization (Details Textual)	12 Months Ended
	Dec. 31, 2013
	Branch
	Entity
Organization (Textual) [Abstract]	'
Entity Incorporation date	14-Sep-07
Number of full service branch offices	14
Number of Branch Transit from Full service to drive-up teller/ATM operation	1
Number of market development offices	2

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details Textual) (USD $)	1 Months Ended	12 Months Ended
	Feb. 27, 2014	Dec. 31, 2013	Dec. 23, 2013	Jul. 19, 2013	Apr. 18, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
		Segment
Summary of Significant Accounting Policies (Additional Textual) [Abstract]	'	'	'	'	'	'	'	'
Federal Reserve Bank, reserves requirement	'	$732,000	'	'	'	$515,000	'	'
Number of operating segments	'	1	'	'	'	'	'	'
Goodwill Impairment recognized	'	0	'	'	'	'	'	'
Preferred collateral debt obligation securities minimum cost basis	0	0	'	'	'	'	'	'
Gain (Loss) on sale of collateral debt obligation securities	1,900,000	-851,000	'	'	'	'	'	'
Shares allocation under Cape Bank Employee Stock Ownership Plan	'	206,145	'	'	'	181,423	153,294	118,977
Interest bearing deposits maturity period	'	'3 months	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
TDRs totaled	'	4,300,000	'	'	'	7,000,000	'	'
Stock repurchase plan, number of shares authorized to be repurchased	'	'	602,989	633,877	667,239	'	'	'
Stock repurchase program percentage of shares authorized to be repurchased	'	'	5.00%	5.00%	5.00%	'	'	'
Average Stock Price Of Shares Repurchased	'	$9.37	'	'	'	'	'	'
Commercial Term Loans	'	'	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
Loans classified as non accrual, Description	'	'Loan is 90 days or more delinquent, or when in the opinion of management, the collectability of such loan is in doubt.	'	'	'	'	'	'
Delinquency of Loans classified as non- accrual	'	'90 days	'	'	'	'	'	'
Loans returned to accrual status, Description	'	'All the principal and interest amounts contractually due are brought current and future payments are reasonably assured.	'	'	'	'	'	'
Consumer and residential loans	'	'	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
Loans classified as non accrual, Description	'	'Loan is 90 days or more delinquent with a loan to value ratio greater than 60 percent.	'	'	'	'	'	'
Delinquency of Loans classified as non- accrual	'	'90 days	'	'	'	'	'	'
Rate of loan to classified as non accrual	'	60.00%	'	'	'	'	'	'
Delinquency of Loans classified as accrual	'	'90 days	'	'	'	'	'	'
Maximum Loan to Value Ratio for Classification of Consumer and Residential Loans to Accrual Status	'	60.00%	'	'	'	'	'	'
Loans returned to accrual status, Description	'	'Delinquency becomes less than 90 days and/or the loan to value ratio is less than 60 percent.	'	'	'	'	'	'
Sustained repayment performance period	'	'6 months	'	'	'	'	'	'
Accruing Loan	'	'	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
TDRs totaled	'	3,400,000	'	'	'	3,500,000	'	'
Non Accruing Loan	'	'	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
TDRs totaled	'	$881,000	'	'	'	$3,500,000	'	'
Minimum | Building	'	'	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
Premises and equipment, useful lives	'	'10 years	'	'	'	'	'	'
Minimum | Furniture and Fixtures	'	'	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
Premises and equipment, useful lives	'	'3 years	'	'	'	'	'	'
Maximum | Building	'	'	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
Premises and equipment, useful lives	'	'39 years	'	'	'	'	'	'
Maximum | Furniture and Fixtures	'	'	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
Premises and equipment, useful lives	'	'7 years	'	'	'	'	'	'
Core Deposit and Acquired Customer Relationship | Minimum	'	'	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
Intangible assets estimated useful lives	'	'5 years	'	'	'	'	'	'
Core Deposit and Acquired Customer Relationship | Maximum	'	'	'	'	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'	'	'	'	'
Intangible assets estimated useful lives	'	'13 years	'	'	'	'	'	'

Investment_Securities_Details

Investment Securities (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	$161,907,000	$171,987,000
Gross Unrealized Gains	657,000	2,633,000
Gross Unrealized Losses	-5,398,000	-3,763,000
Total investment securities, Fair Value	157,166,000	170,857,000
Investment securities held to maturity	'	'
Amortized Cost	9,102,000	'
Gross Unrealized Gains	42,000	'
Gross Unrealized Losses	-238,000	'
Investment securities held to maturity at amortized cost, fair value	8,906,000	'
Debt Securities	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	73,100,000	81,655,000
Gross Unrealized Gains	165,000	844,000
Gross Unrealized Losses	-2,402,000	-3,736,000
Total investment securities, Fair Value	70,863,000	78,763,000
Investment securities held to maturity	'	'
Amortized Cost	9,102,000	'
Gross Unrealized Gains	42,000	'
Gross Unrealized Losses	-238,000	'
Investment securities held to maturity at amortized cost, fair value	8,906,000	'
Debt Securities | U.S. Government and agency obligations	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	53,951,000	38,982,000
Gross Unrealized Gains	5,000	129,000
Gross Unrealized Losses	-2,350,000	-29,000
Total investment securities, Fair Value	51,606,000	39,082,000
Debt Securities | Municipal bonds	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	6,090,000	20,307,000
Gross Unrealized Gains	116,000	472,000
Gross Unrealized Losses	-28,000	-21,000
Total investment securities, Fair Value	6,178,000	20,758,000
Investment securities held to maturity	'	'
Amortized Cost	9,102,000	'
Gross Unrealized Gains	42,000	'
Gross Unrealized Losses	-238,000	'
Investment securities held to maturity at amortized cost, fair value	8,906,000	'
Debt Securities | Collateralized debt obligations	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	'	8,263,000
Gross Unrealized Gains	'	104,000
Gross Unrealized Losses	'	-3,685,000
Total investment securities, Fair Value	'	4,682,000
Debt Securities | Corporate bonds	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	13,059,000	14,103,000
Gross Unrealized Gains	44,000	139,000
Gross Unrealized Losses	-24,000	-1,000
Total investment securities, Fair Value	13,079,000	14,241,000
Equity Securities	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	5,000,000	5,000,000
Gross Unrealized Losses	-300,000	-9,000
Total investment securities, Fair Value	4,700,000	4,991,000
Equity Securities | CRA Qualified Investment Fund	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	5,000,000	5,000,000
Gross Unrealized Losses	-300,000	-9,000
Total investment securities, Fair Value	4,700,000	4,991,000
Mortgage-backed securities	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	83,807,000	85,332,000
Gross Unrealized Gains	492,000	1,789,000
Gross Unrealized Losses	-2,696,000	-18,000
Total investment securities, Fair Value	81,603,000	87,103,000
Mortgage-backed securities | GNMA pass-through certificates	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	3,424,000	4,193,000
Gross Unrealized Gains	130,000	237,000
Total investment securities, Fair Value	3,554,000	4,430,000
Mortgage-backed securities | FHLMC pass-through certificates	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	5,101,000	5,784,000
Gross Unrealized Gains	78,000	134,000
Gross Unrealized Losses	-175,000	'
Total investment securities, Fair Value	5,004,000	5,918,000
Mortgage-backed securities | FNMA pass-through certificates	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	14,596,000	17,591,000
Gross Unrealized Gains	163,000	468,000
Gross Unrealized Losses	-495,000	'
Total investment securities, Fair Value	14,264,000	18,059,000
Mortgage-backed securities | Collateralized mortgage obligations	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	60,686,000	57,764,000
Gross Unrealized Gains	121,000	950,000
Gross Unrealized Losses	-2,026,000	-18,000
Total investment securities, Fair Value	$58,781,000	$58,696,000

Investment_Securities_Details_

Investment Securities (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	$117,465	$18,094
Less Than 12 Months, Unrealized Losses	-4,904	-75
12 Months or Longer, Fair Value	10,323	4,749
12 Months or Longer, Unrealized Losses	-732	-3,688
Fair Value, Total	127,788	22,843
Unrealized Losses, Total	-5,636	-3,763
U.S. Government and agency obligations	'	'
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	45,771	6,968
Less Than 12 Months, Unrealized Losses	-2,184	-29
12 Months or Longer, Fair Value	1,834	'
12 Months or Longer, Unrealized Losses	-166	'
Fair Value, Total	47,605	6,968
Unrealized Losses, Total	-2,350	-29
Municipal bonds	'	'
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	7,936	3,111
Less Than 12 Months, Unrealized Losses	-244	-18
12 Months or Longer, Fair Value	1,220	225
12 Months or Longer, Unrealized Losses	-22	-3
Fair Value, Total	9,156	3,336
Unrealized Losses, Total	-266	-21
Corporate bonds	'	'
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	4,029	1,035
Less Than 12 Months, Unrealized Losses	-24	-1
Fair Value, Total	4,029	1,035
Unrealized Losses, Total	-24	-1
Collateralized debt obligations	'	'
Continuous unrealized loss position	'	'
12 Months or Longer, Fair Value	'	4,524
12 Months or Longer, Unrealized Losses	'	-3,685
Fair Value, Total	'	4,524
Unrealized Losses, Total	'	-3,685
CRA Qualified Investment Fund	'	'
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	'	4,991
Less Than 12 Months, Unrealized Losses	'	-9
12 Months or Longer, Fair Value	4,700	'
12 Months or Longer, Unrealized Losses	-300	'
Fair Value, Total	4,700	4,991
Unrealized Losses, Total	-300	-9
Mortgage-backed securities	'	'
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	59,729	1,989
Less Than 12 Months, Unrealized Losses	-2,452	-18
12 Months or Longer, Fair Value	2,569	'
12 Months or Longer, Unrealized Losses	-244	'
Fair Value, Total	62,298	1,989
Unrealized Losses, Total	($2,696)	($18)

Investment_Securities_Details_1

Investment Securities (Details 2) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Amortized Cost	$161,907,000	$171,987,000
Fair Value	157,166,000	170,857,000
Gross Unrealized Losses	-5,398,000	-3,763,000
Realized Loss	-1,400,000	-122,000
PreTSL II	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	'	2
Class	'	'Mezzanine
Amortized Cost	'	470,000
Fair Value	'	406,000
Gross Unrealized Losses	'	-64,000
Realized Loss	'	-643,000
Moody's/ Fitch Ratings	'	'Ca/C
Current Number of Performing Issuers	'	14
Amount of Deferrals and Defaults as a % of Current Collateral	'	47.50%
Excess Subordination as a % of Current Performing Collateral	'	0.00%
PreTSL XIX	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	'	1
Class	'	'Mezzanine
Amortized Cost	'	54,000
Fair Value	'	158,000
Gross Unrealized Losses	'	104,000
Realized Loss	'	-1,759,000
Moody's/ Fitch Ratings	'	'C/C
Current Number of Performing Issuers	'	47
Amount of Deferrals and Defaults as a % of Current Collateral	'	26.10%
Excess Subordination as a % of Current Performing Collateral	'	0.00%
I-PreTSL I	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	'	2
Class	'	'Mezzanine
Amortized Cost	'	1,844,000
Fair Value	'	1,200,000
Gross Unrealized Losses	'	-644,000
Moody's/ Fitch Ratings	'	'NR/CCC
Current Number of Performing Issuers	'	15
Amount of Deferrals and Defaults as a % of Current Collateral	'	16.50%
Excess Subordination as a % of Current Performing Collateral	'	15.68%
I-PreTSL II	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	'	2
Class	'	'Mezzanine
Amortized Cost	'	2,733,000
Fair Value	'	1,347,000
Gross Unrealized Losses	'	-1,386,000
Moody's/ Fitch Ratings	'	'NR/B
Current Number of Performing Issuers	'	23
Amount of Deferrals and Defaults as a % of Current Collateral	'	12.60%
Excess Subordination as a % of Current Performing Collateral	'	13.79%
I-PreTSL III	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	'	3
Class	'	'Mezzanine
Amortized Cost	'	2,720,000
Fair Value	'	1,345,000
Gross Unrealized Losses	'	-1,375,000
Moody's/ Fitch Ratings	'	'Ba3/CCC
Current Number of Performing Issuers	'	23
Amount of Deferrals and Defaults as a % of Current Collateral	'	12.20%
Excess Subordination as a % of Current Performing Collateral	'	17.11%
I-PreTSL IV	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	'	1
Class	'	'Mezzanine
Amortized Cost	'	442,000
Fair Value	'	226,000
Gross Unrealized Losses	'	-216,000
Moody's/ Fitch Ratings	'	'Ba2/CCC
Current Number of Performing Issuers	'	24
Amount of Deferrals and Defaults as a % of Current Collateral	'	19.70%
Excess Subordination as a % of Current Performing Collateral	'	10.43%
Collateralized debt obligations	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	'	11
Amortized Cost	0	8,263,000
Fair Value	'	4,682,000
Gross Unrealized Losses	'	-3,581,000
Realized Loss	'	($2,402,000)

Investment_Securities_Details_2

Investment Securities (Details 3) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Amortized cost and fair value of debt securities and mortgage-backed securities available for sale by contractual maturities [Abstract]	'	'
Due within one year or less, Amortized Cost	$4,974	'
Due after one year but within five years, Amortized Cost	31,142	'
Due after five years but within ten years, Amortized Cost	36,984	'
Total investment securities, Amortized Cost	161,907	171,987
Due within one year or less, Fair Value	4,996	'
Due after one year but within five years, Fair Value	31,087	'
Due after five years but within ten years, Fair Value	34,780	'
Total investment securities, Fair Value	157,166	170,857
Held-to-maturity Securities, Debt Maturities [Abstract]	'	'
Due after five years but within ten years, Amortized Cost	7,037	'
Due after ten years, Amortized Cost	2,065	'
Investment securities held to maturity at amortized cost	9,102	'
Held to maturity, due after five years but within ten years, Fair Value	6,810	'
Held to maturity, due after ten years, Fair Value	2,096	'
Investment securities held to maturity at amortized cost, fair value	8,906	'
Equity Securities	'	'
Amortized cost and fair value of debt securities and mortgage-backed securities available for sale by contractual maturities [Abstract]	'	'
Equity securities, Amortized Cost	5,000	'
Equity securities, Fair value	4,700	'
Mortgage-backed securities	'	'
Amortized cost and fair value of debt securities and mortgage-backed securities available for sale by contractual maturities [Abstract]	'	'
Mortgage-backed securities, Amortized Cost	83,807	'
Mortgage-backed securities, Fair Value	$81,603	'

Investment_Securities_Details_3

Investment Securities (Details 4) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Summary of the cumulative credit related OTTI charges recognized as components of earnings for CDO securities	'	'
Beginning balance of cumulative credit losses on CDO securities	($18,383)	($18,375)
Additional credit losses for which other than temporary impairment was previously recognized	'	-8
Sale of OTTI securities	3,882	'
Credit loss recognized due to change to intent to sell	'	'
Ending balance of cumulative credit losses on CDO securities	($14,501)	($18,383)

Investment_Securities_Details_4

Investment Securities (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Security
Investment Securities (Textual) [Abstract]	'	'	'
Proceeds from sales of AFS securities	$20,900,000	$67,400,000	'
Gross realized gains on sales of investment securities	831,000	1,700,000	'
Gross realized Loss on sales of investment securities	1,400,000	122,000	'
Net security losses to collateralized debt obligation	851,000	'	'
Proceeds from security calls, maturities, and return of principal	45,300,000	55,200,000	'
Securities held as collateral, at fair value	50,600,000	28,500,000	'
Company's investment securities portfolio consist	260	'	'
Investment securities related to unrealized loss position	105	'	'
Number of bank issued collateralized debt obligation	11	'	'
Number of collateralized debt obligation written off	0	'	'
Recognized loss related to collateralized debt obligation written off	14,500,000	'	'
Net credit impairment charge to earnings	8,000	'	'
OTTI recorded	0	8,000	1,457,000
Amortized Cost	161,907,000	171,987,000	'
Collateralized debt obligations	'	'	'
Investment Securities (Textual) [Abstract]	'	'	'
Gross realized Loss on sales of investment securities	'	2,402,000	'
Amortized Cost	$0	$8,263,000	'

Loans_Receivable_Details

Loans Receivable (Details) (USD $)	Dec. 31, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Loans receivable	'		'
Loans receivable, gross	$789,799		$724,500
Less : Allowance for loan losses	9,330		9,852
Less : Deferred loan fees	342		252
Loans receivable, net	780,127		714,396
Commercial secured by real estate	'		'
Loans receivable	'		'
Loans receivable, gross	422,829		388,048
Less : Allowance for loan losses	6,554		6,321
Commercial term loans	'		'
Loans receivable	'		'
Loans receivable, gross	23,203		19,443
Construction	'		'
Loans receivable	'		'
Loans receivable, gross	10,852		1,765
Other commercial	'		'
Loans receivable	'		'
Loans receivable, gross	37,772	[1]	32,748	[1]
Less : Allowance for loan losses	600	[1]	815	[1]
Residential mortgage	'		'
Loans receivable	'		'
Loans receivable, gross	250,698		235,921
Home equity loans and lines of credit	'		'
Loans receivable	'		'
Loans receivable, gross	43,468		45,258
Other consumer loans	'		'
Loans receivable	'		'
Loans receivable, gross	977		1,317
Less : Allowance for loan losses	$4		$17
[1]	includes commercial lines of credit

Loans_Receivable_Details_1

Loans Receivable (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012	Dec. 31, 2011
Financing Receivable Allowance For Credit Losses [Line Items]	'		'	'
Balance at beginning of year	$9,852		$12,653	$12,538
Provisions charged to operations	2,011		4,461	19,607
Charge-offs	-2,545		-7,490	-15,662
Write-downs on transfers to HFS	-241	[1]	'	-4,051	[1]
Recoveries	253		228	221
Balance at end of year	$9,330		$9,852	$12,653
[1]	The Company reclassified $825,000 to loans held for sale in the fourth quarter of 2013 and $11.9 million of loans to loans held for sale in the third quarter of 2011.

Loans_Receivable_Parenthetical

Loans Receivable (Parenthetical) (Details 1) (USD $)	3 Months Ended
	Dec. 31, 2013	Sep. 30, 2011
Financing Receivable Allowance For Credit Losses [Line Items]	'	'
Loans to held for sale	$825,000	$11,900,000

Loans_Receivable_Details_2

Loans Receivable (Details 2) (USD $)

3 Months Ended

12 Months Ended

In Thousands, unless otherwise specified

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Jun. 30, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Accounts Notes And Loans Receivable [Line Items]

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

'

'

'

$9,852

'

'

'

$12,653

$9,852

$12,653

$12,538

Charge-offs

'

'

'

'

'

'

'

'

-2,545

-7,490

-15,662

Write-downs on transfers to HFS

'

'

'

'

'

'

'

'

-241

[1]

'

-4,051

[1]

Recoveries

'

'

'

'

'

'

'

'

253

228

221

Provision for loan losses

952

449

313

297

1,910

710

1,168

673

2,011

4,461

19,607

Balance at end of year

9,330

'

'

'

9,852

'

'

'

9,330

9,852

12,653

Allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

246

'

'

'

612

'

'

'

246

612

'

Collectively evaluated

9,084

'

'

'

9,240

'

'

'

9,084

9,240

'

Total allowance for loan losses

9,330

'

'

'

9,852

'

'

'

9,330

9,852

'

Loans

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

11,202

'

'

'

23,379

'

'

'

11,202

23,379

'

Collectively evaluated

778,597

'

'

'

701,121

'

'

'

778,597

701,121

'

Total loans

789,799

'

'

'

724,500

'

'

'

789,799

724,500

'

Commercial secured by real estate

'

'

'

'

'

'

'

'

'

'

'

Accounts Notes And Loans Receivable [Line Items]

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

'

'

'

6,321

'

'

'

8,058

6,321

8,058

'

Charge-offs

'

'

'

'

'

'

'

'

-2,085

-6,070

'

Write-downs on transfers to HFS

'

'

'

'

'

'

'

'

-241

'

'

Recoveries

'

'

'

'

'

'

'

'

214

182

'

Provision for loan losses

'

'

'

'

'

'

'

'

2,345

4,151

'

Balance at end of year

6,554

'

'

'

6,321

'

'

'

6,554

6,321

'

Allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

148

'

'

'

550

'

'

'

148

550

'

Collectively evaluated

6,406

'

'

'

5,771

'

'

'

6,406

5,771

'

Total allowance for loan losses

6,554

'

'

'

6,321

'

'

'

6,554

6,321

'

Loans

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

8,223

'

'

'

17,452

'

'

'

8,223

17,452

'

Collectively evaluated

414,606

'

'

'

370,596

'

'

'

414,606

370,596

'

Total loans

422,829

'

'

'

388,048

'

'

'

422,829

388,048

'

Commercial Term Loans

'

'

'

'

'

'

'

'

'

'

'

Accounts Notes And Loans Receivable [Line Items]

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

'

'

'

457

'

'

'

124

457

124

'

Charge-offs

'

'

'

'

'

'

'

'

'

-27

'

Write-downs on transfers to HFS

'

'

'

'

'

'

'

'

'

'

'

Recoveries

'

'

'

'

'

'

'

'

'

'

'

Provision for loan losses

'

'

'

'

'

'

'

'

-37

360

'

Balance at end of year

420

'

'

'

457

'

'

'

420

457

'

Allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

'

'

'

'

'

'

'

'

'

'

'

Collectively evaluated

420

'

'

'

457

'

'

'

420

457

'

Total allowance for loan losses

420

'

'

'

457

'

'

'

420

457

'

Loans

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

'

'

'

'

'

'

'

'

'

'

'

Collectively evaluated

23,203

'

'

'

19,443

'

'

'

23,203

19,443

'

Total loans

23,203

'

'

'

19,443

'

'

'

23,203

19,443

'

Construction Loans

'

'

'

'

'

'

'

'

'

'

'

Accounts Notes And Loans Receivable [Line Items]

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

'

'

'

58

'

'

'

744

58

744

'

Charge-offs

'

'

'

'

'

'

'

'

'

-602

'

Write-downs on transfers to HFS

'

'

'

'

'

'

'

'

'

'

'

Recoveries

'

'

'

'

'

'

'

'

'

11

'

Provision for loan losses

'

'

'

'

'

'

'

'

169

-95

'

Balance at end of year

227

'

'

'

58

'

'

'

227

58

'

Allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

'

'

'

'

'

'

'

'

'

'

'

Collectively evaluated

227

'

'

'

58

'

'

'

227

58

'

Total allowance for loan losses

227

'

'

'

58

'

'

'

227

58

'

Loans

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

'

'

'

'

141

'

'

'

'

141

'

Collectively evaluated

10,852

'

'

'

1,624

'

'

'

10,852

1,624

'

Total loans

10,852

'

'

'

1,765

'

'

'

10,852

1,765

'

Other commercial

'

'

'

'

'

'

'

'

'

'

'

Accounts Notes And Loans Receivable [Line Items]

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

'

'

'

815

[2]

'

'

'

338

[2]

815

[2]

338

[2]

'

Charge-offs

'

'

'

'

'

'

'

'

-106

[2]

-137

[2]

'

Write-downs on transfers to HFS

'

'

'

'

'

'

'

'

'

'

[2]

'

Recoveries

'

'

'

'

'

'

'

'

10

[2]

4

[2]

'

Provision for loan losses

'

'

'

'

'

'

'

'

-119

[2]

610

[2]

'

Balance at end of year

600

[2]

'

'

'

815

[2]

'

'

'

600

[2]

815

[2]

'

Allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

6

[2]

'

'

'

57

[2]

'

'

'

6

[2]

57

[2]

'

Collectively evaluated

594

[2]

'

'

'

758

[2]

'

'

'

594

[2]

758

[2]

'

Total allowance for loan losses

600

[2]

'

'

'

815

[2]

'

'

'

600

[2]

815

[2]

'

Loans

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

303

[2]

'

'

'

515

[2]

'

'

'

303

[2]

515

[2]

'

Collectively evaluated

37,469

[2]

'

'

'

32,233

[2]

'

'

'

37,469

[2]

32,233

[2]

'

Total loans

37,772

[2]

'

'

'

32,748

[2]

'

'

'

37,772

[2]

32,748

[2]

'

Residential Mortgage

'

'

'

'

'

'

'

'

'

'

'

Accounts Notes And Loans Receivable [Line Items]

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

'

'

'

1,300

'

'

'

1,909

1,300

1,909

'

Charge-offs

'

'

'

'

'

'

'

'

-205

-450

'

Write-downs on transfers to HFS

'

'

'

'

'

'

'

'

'

'

'

Recoveries

'

'

'

'

'

'

'

'

'

'

'

Provision for loan losses

'

'

'

'

'

'

'

'

-230

-159

'

Balance at end of year

865

'

'

'

1,300

'

'

'

865

1,300

'

Allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

70

'

'

'

5

'

'

'

70

5

'

Collectively evaluated

795

'

'

'

1,295

'

'

'

795

1,295

'

Total allowance for loan losses

865

'

'

'

1,300

'

'

'

865

1,300

'

Loans

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

2,215

'

'

'

4,430

'

'

'

2,215

4,430

'

Collectively evaluated

248,483

'

'

'

231,491

'

'

'

248,483

231,491

'

Total loans

250,698

'

'

'

235,921

'

'

'

250,698

235,921

'

Home Equity Line of Credit

'

'

'

'

'

'

'

'

'

'

'

Accounts Notes And Loans Receivable [Line Items]

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

'

'

'

249

'

'

'

349

249

349

'

Charge-offs

'

'

'

'

'

'

'

'

-109

-171

'

Write-downs on transfers to HFS

'

'

'

'

'

'

'

'

'

'

'

Recoveries

'

'

'

'

'

'

'

'

1

5

'

Provision for loan losses

'

'

'

'

'

'

'

'

19

66

'

Balance at end of year

160

'

'

'

249

'

'

'

160

249

'

Allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

22

'

'

'

'

'

'

'

22

'

'

Collectively evaluated

138

'

'

'

249

'

'

'

138

249

'

Total allowance for loan losses

160

'

'

'

249

'

'

'

160

249

'

Loans

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

461

'

'

'

841

'

'

'

461

841

'

Collectively evaluated

43,007

'

'

'

44,417

'

'

'

43,007

44,417

'

Total loans

43,468

'

'

'

45,258

'

'

'

43,468

45,258

'

Other consumer loans

'

'

'

'

'

'

'

'

'

'

'

Accounts Notes And Loans Receivable [Line Items]

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

'

'

'

17

'

'

'

16

17

16

'

Charge-offs

'

'

'

'

'

'

'

'

-40

-33

'

Write-downs on transfers to HFS

'

'

'

'

'

'

'

'

'

'

'

Recoveries

'

'

'

'

'

'

'

'

28

26

'

Provision for loan losses

'

'

'

'

'

'

'

'

-1

8

'

Balance at end of year

4

'

'

'

17

'

'

'

4

17

'

Allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

'

'

'

'

'

'

'

'

'

'

'

Collectively evaluated

4

'

'

'

17

'

'

'

4

17

'

Total allowance for loan losses

4

'

'

'

17

'

'

'

4

17

'

Loans

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

'

'

'

'

'

'

'

'

'

'

'

Collectively evaluated

977

'

'

'

1,317

'

'

'

977

1,317

'

Total loans

977

'

'

'

1,317

'

'

'

977

1,317

'

Unallocated Financing Receivables

'

'

'

'

'

'

'

'

'

'

'

Accounts Notes And Loans Receivable [Line Items]

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

'

'

'

635

'

'

'

1,115

635

1,115

'

Charge-offs

'

'

'

'

'

'

'

'

0

'

'

Write-downs on transfers to HFS

'

'

'

'

'

'

'

'

0

'

'

Recoveries

'

'

'

'

'

'

'

'

0

'

'

Provision for loan losses

'

'

'

'

'

'

'

'

-135

-480

'

Balance at end of year

500

'

'

'

635

'

'

'

500

635

'

Allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

0

'

'

'

'

'

'

'

0

'

'

Collectively evaluated

500

'

'

'

635

'

'

'

500

635

'

Total allowance for loan losses

500

'

'

'

635

'

'

'

500

635

'

Loans

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated

0

'

'

'

'

'

'

'

0

'

'

Collectively evaluated

0

'

'

'

'

'

'

'

0

'

'

Total loans

$0

'

'

'

'

'

'

'

$0

'

'

[1]

The Company reclassified $825,000 to loans held for sale in the fourth quarter of 2013 and $11.9 million of loans to loans held for sale in the third quarter of 2011.

[2]

includes commercial lines of credit

Loans_Receivable_Details_3

Loans Receivable (Details 3) (USD $)	Dec. 31, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of impaired loans	'		'
Non-accrual loans	$6,885	[1],[2]	$17,743	[1],[3]
Loans delinquent greater than 90 days and still accruing	458		1,626
Troubled debt restructured loans	3,452		3,538
Loans less than 90 days and still accruing	407		472
Total impaired loans	$11,202	[4],[5]	$23,379	[4],[6]
[1]	Non-accrual loans in the table above include TDRs totaling $881,000 at DecemberB 31, 2013 and $3.5 million at DecemberB 31, 2012. Total impaired loans do not include loans held for sale. Loans held for sale include $1.6 million and $911,000 of loans that were on non-accrual status at DecemberB 31, 2013 and 2012, respectively.
[2]	excludes $1.6 million of loans held for sale.
[3]	excludes $911,000 of loans held for sale.
[4]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
[5]	excludes HFS non-accruing loans of $1.6 million.
[6]	excludes HFS non-accruing loans of $911,000.

Loans_Receivable_Parenthetical1

Loans Receivable (Parenthetical) (Details 3) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Non-accrual loans include TDRs	$881,000	$3,500,000
Portion of TDR in Non-accrual loans of loans held for sale	$1,600,000	$911,000

Loans_Receivable_Details_4

Loans Receivable (Details 4) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012
Summary of description related to the recognition of impaired loans	'		'
Average recorded investment of impaired loans	$9,521	[1]	$20,781	[2]
Interest income recognized during impairment	290	[1]	311	[2]
Cash basis interest income recognized	$130		$208
[1]	excludes HFS non-accruing loans of $1.6 million.
[2]	excludes HFS non-accruing loans of $911,000.

Loans_Receivable_Details_5

Loans Receivable (Details 5) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	$4,333	$7,013
Non Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	881	3,475
Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	3,452	3,538
Commercial secured by real estate	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	3,080	5,763
Commercial secured by real estate | Non Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	688	3,112
Commercial secured by real estate | Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	2,392	2,651
Residential mortgage	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	1,253	1,250
Residential mortgage | Non Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	193	363
Residential mortgage | Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	$1,060	$887

Loans_Receivable_Details_6

Loans Receivable (Details 6) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	Contract	Contract
Troubled Debt Restructurings	'	'
Number of Contracts	6	5
Pre-Modification Recorded Investment	$3,394	$4,296
Post-Modification Recorded Investment	3,376	4,073
Commercial secured by real estate	'	'
Troubled Debt Restructurings	'	'
Number of Contracts	3	5
Pre-Modification Recorded Investment	2,371	4,296
Post-Modification Recorded Investment	2,359	4,073
Residential Mortgage	'	'
Troubled Debt Restructurings	'	'
Number of Contracts	3	0
Pre-Modification Recorded Investment	1,023	0
Post-Modification Recorded Investment	$1,017	$0

Loans_Receivable_Details_7

Loans Receivable (Details 7) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Loan	Loan
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	0	2
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	$0	$3,271
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	0	'
Maturity Date Extension, No, of Loans, Total TDRs	4	'
Maturity Date Extension, Amount, Total TDRs	970	'
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	2	1
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	2,406	342
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	0	2
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	0	460
Total Concessions Granted, No. of Loans	6	5
Total Concessions Granted, Amount	3,376	4,073
Commercial secured by real estate	'	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	0	2
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	0	3,271
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	0	'
Maturity Date Extension, No, of Loans, Total TDRs	2	'
Maturity Date Extension, Amount, Total TDRs	165	'
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	1	1
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	2,194	342
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	0	2
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	0	460
Total Concessions Granted, No. of Loans	3	5
Total Concessions Granted, Amount	2,359	4,073
Residential Mortgage	'	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	0	'
Maturity Date Extension, No, of Loans, Total TDRs	2	'
Maturity Date Extension, Amount, Total TDRs	805	'
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	1	'
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	212	'
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	0	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	0	'
Total Concessions Granted, No. of Loans	3	'
Total Concessions Granted, Amount	1,017	'
Accruing Tdrs	'	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	0	1
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	0	2,207
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	0	'
Maturity Date Extension, No, of Loans, Total TDRs	3	'
Maturity Date Extension, Amount, Total TDRs	859	'
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	2	1
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	2,406	342
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	0	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	0	'
Total Concessions Granted, No. of Loans	5	2
Total Concessions Granted, Amount	3,265	2,549
Accruing Tdrs | Commercial secured by real estate	'	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	0	1
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	0	2,207
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	0	'
Maturity Date Extension, No, of Loans, Total TDRs	1	'
Maturity Date Extension, Amount, Total TDRs	54	'
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	1	1
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	2,194	342
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	0	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	0	'
Total Concessions Granted, No. of Loans	2	2
Total Concessions Granted, Amount	2,248	2,549
Accruing Tdrs | Residential Mortgage	'	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	0	'
Maturity Date Extension, No, of Loans, Total TDRs	2	'
Maturity Date Extension, Amount, Total TDRs	805	'
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	1	'
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	212	'
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	0	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	0	'
Total Concessions Granted, No. of Loans	3	'
Total Concessions Granted, Amount	1,017	'
Nonaccruing Tdrs	'	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	0	1
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	0	1,064
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	0	'
Maturity Date Extension, No, of Loans, Total TDRs	1	'
Maturity Date Extension, Amount, Total TDRs	111	'
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	0	'
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	'	'
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	0	2
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	0	460
Total Concessions Granted, No. of Loans	1	3
Total Concessions Granted, Amount	111	1,524
Nonaccruing Tdrs | Commercial secured by real estate	'	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	0	1
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	0	1,064
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	0	'
Maturity Date Extension, No, of Loans, Total TDRs	1	'
Maturity Date Extension, Amount, Total TDRs	111	'
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	0	'
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	'	'
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	0	2
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	0	460
Total Concessions Granted, No. of Loans	1	3
Total Concessions Granted, Amount	111	1,524
Nonaccruing Tdrs | Residential Mortgage	'	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	0	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	0	'
Maturity Date Extension, No, of Loans, Total TDRs	0	'
Maturity Date Extension, Amount, Total TDRs	0	'
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	0	'
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	0	'
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	0	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	0	'
Total Concessions Granted, No. of Loans	0	'
Total Concessions Granted, Amount	$0	'

Loans_Receivable_Details_8

Loans Receivable (Details 8) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	Contract	Contract
Financing Receivable Modifications [Line Items]	'	'
Number of contracts	2	4
Recorded Investment	$449	$557
Commercial secured by real estate	'	'
Financing Receivable Modifications [Line Items]	'	'
Number of contracts	2	2
Recorded Investment	449	194
Residential Mortgage	'	'
Financing Receivable Modifications [Line Items]	'	'
Number of contracts	0	2
Recorded Investment	$0	$363

Loans_Receivable_Details_9

Loans Receivable (Details 9) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012
Summary of impaired loans with and with no related allowance	'		'
Impaired loans with related allowance, Recorded Investment	$3,671,000	[1],[2]	$6,444,000	[1],[3]
Impaired loans with related allowance, Unpaid Principal Balance	4,225,000	[2]	9,190,000	[3]
Impaired loans with related allowance, Related Allowance	246,000	[2]	612,000	[3]
Impaired loans with related allowance, Average Recorded Investment	3,844,000	[2]	7,281,000	[3]
Impaired loans with related allowance, Interest Income Recognized	124,000	[2]	149,000	[3]
Impaired loans with no related allowance, Recorded Investment	7,531,000	[1],[2]	16,935,000	[1],[3]
Impaired loans with no related allowance, Unpaid Principal Balance	9,426,000	[2]	23,047,000	[3]
Impaired loans with no related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with no related allowance, Average Recorded Investment	5,677,000	[2]	13,500,000	[3]
Impaired loans with no related allowance, Interest Income Recognized	166,000	[2]	162,000	[3]
Total impaired loans, Recorded Investment	11,202,000	[1],[2]	23,379,000	[1],[3]
Total impaired loans, Unpaid Principal Balance	13,651,000	[2]	32,237,000	[3]
Total impaired loans, Related Allowance	246,000	[2]	612,000	[3]
Total impaired loans, Average Recorded Investment	9,521,000	[2]	20,781,000	[3]
Total impaired loans, Interest Income Recognized	290,000	[2]	311,000	[3]
Commercial secured by real estate	'		'
Summary of impaired loans with and with no related allowance	'		'
Impaired loans with related allowance, Recorded Investment	2,773,000	[1],[2]	6,281,000	[1],[3]
Impaired loans with related allowance, Unpaid Principal Balance	3,234,000	[2]	9,021,000	[3]
Impaired loans with related allowance, Related Allowance	148,000	[2]	550,000	[3]
Impaired loans with related allowance, Average Recorded Investment	2,901,000	[2]	7,106,000	[3]
Impaired loans with related allowance, Interest Income Recognized	116,000	[2]	149,000	[3]
Impaired loans with no related allowance, Recorded Investment	5,450,000	[1],[2]	11,171,000	[1],[3]
Impaired loans with no related allowance, Unpaid Principal Balance	7,203,000	[2]	16,748,000	[3]
Impaired loans with no related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with no related allowance, Average Recorded Investment	3,738,000	[2]	8,702,000	[3]
Impaired loans with no related allowance, Interest Income Recognized	88,000	[2]	3,000	[3]
Total impaired loans, Recorded Investment	8,223,000	[1],[2]	17,452,000	[1],[3]
Total impaired loans, Unpaid Principal Balance	10,437,000	[2]	25,769,000	[3]
Total impaired loans, Related Allowance	148,000	[2]	550,000	[3]
Total impaired loans, Average Recorded Investment	6,639,000	[2]	15,808,000	[3]
Total impaired loans, Interest Income Recognized	204,000	[2]	152,000	[3]
Commercial Term Loans	'		'
Summary of impaired loans with and with no related allowance	'		'
Impaired loans with related allowance, Recorded Investment	0	[1],[2]	'	[1],[3]
Impaired loans with related allowance, Unpaid Principal Balance	0	[2]	'	[3]
Impaired loans with related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with related allowance, Average Recorded Investment	0	[2]	'	[3]
Impaired loans with related allowance, Interest Income Recognized	0	[2]	'	[3]
Impaired loans with no related allowance, Recorded Investment	0	[1],[2]	'	[1],[3]
Impaired loans with no related allowance, Unpaid Principal Balance	0	[2]	'	[3]
Impaired loans with no related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with no related allowance, Average Recorded Investment	0	[2]	'	[3]
Impaired loans with no related allowance, Interest Income Recognized	0	[2]	'	[3]
Total impaired loans, Recorded Investment	0	[1],[2]	'	[1],[3]
Total impaired loans, Unpaid Principal Balance	0	[2]	'	[3]
Total impaired loans, Related Allowance	0	[2]	'	[3]
Total impaired loans, Average Recorded Investment	0	[2]	'	[3]
Total impaired loans, Interest Income Recognized	0	[2]	'	[3]
Construction Loans	'		'
Summary of impaired loans with and with no related allowance	'		'
Impaired loans with related allowance, Recorded Investment	0	[1],[2]	'	[1],[3]
Impaired loans with related allowance, Unpaid Principal Balance	0	[2]	'	[3]
Impaired loans with related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with related allowance, Average Recorded Investment	0	[2]	'	[3]
Impaired loans with related allowance, Interest Income Recognized	0	[2]	'	[3]
Impaired loans with no related allowance, Recorded Investment	0	[1],[2]	141,000	[1],[3]
Impaired loans with no related allowance, Unpaid Principal Balance	0	[2]	208,000	[3]
Impaired loans with no related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with no related allowance, Average Recorded Investment	0	[2]	140,000	[3]
Impaired loans with no related allowance, Interest Income Recognized	0	[2]	'	[3]
Total impaired loans, Recorded Investment	0	[1],[2]	141,000	[1],[3]
Total impaired loans, Unpaid Principal Balance	0	[2]	208,000	[3]
Total impaired loans, Related Allowance	0	[2]	'	[3]
Total impaired loans, Average Recorded Investment	0	[2]	140,000	[3]
Total impaired loans, Interest Income Recognized	0	[2]	'	[3]
Other commercial	'		'
Summary of impaired loans with and with no related allowance	'		'
Impaired loans with related allowance, Recorded Investment	60,000	[1],[2]	116,000	[1],[3]
Impaired loans with related allowance, Unpaid Principal Balance	70,000	[2]	122,000	[3]
Impaired loans with related allowance, Related Allowance	6,000	[2]	57,000	[3]
Impaired loans with related allowance, Average Recorded Investment	60,000	[2]	128,000	[3]
Impaired loans with related allowance, Interest Income Recognized	0	[2]	'	[3]
Impaired loans with no related allowance, Recorded Investment	243,000	[1],[2]	399,000	[1],[3]
Impaired loans with no related allowance, Unpaid Principal Balance	306,000	[2]	436,000	[3]
Impaired loans with no related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with no related allowance, Average Recorded Investment	246,000	[2]	361,000	[3]
Impaired loans with no related allowance, Interest Income Recognized	'		'	[3]
Total impaired loans, Recorded Investment	303,000	[1],[2]	515,000	[1],[3]
Total impaired loans, Unpaid Principal Balance	376,000	[2]	558,000	[3]
Total impaired loans, Related Allowance	6,000	[2]	57,000	[3]
Total impaired loans, Average Recorded Investment	306,000	[2]	489,000	[3]
Total impaired loans, Interest Income Recognized	0	[2]	'	[3]
Residential Mortgage	'		'
Summary of impaired loans with and with no related allowance	'		'
Impaired loans with related allowance, Recorded Investment	618,000	[1],[2]	47,000	[1],[3]
Impaired loans with related allowance, Unpaid Principal Balance	689,000	[2]	47,000	[3]
Impaired loans with related allowance, Related Allowance	70,000	[2]	5,000	[3]
Impaired loans with related allowance, Average Recorded Investment	660,000	[2]	47,000	[3]
Impaired loans with related allowance, Interest Income Recognized	8,000	[2]	'	[3]
Impaired loans with no related allowance, Recorded Investment	1,597,000	[1],[2]	4,383,000	[1],[3]
Impaired loans with no related allowance, Unpaid Principal Balance	1,675,000	[2]	4,754,000	[3]
Impaired loans with no related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with no related allowance, Average Recorded Investment	1,536,000	[2]	3,792,000	[3]
Impaired loans with no related allowance, Interest Income Recognized	69,000	[2]	72,000	[3]
Total impaired loans, Recorded Investment	2,215,000	[1],[2]	4,430,000	[1],[3]
Total impaired loans, Unpaid Principal Balance	2,364,000	[2]	4,801,000	[3]
Total impaired loans, Related Allowance	70,000	[2]	5,000	[3]
Total impaired loans, Average Recorded Investment	2,196,000	[2]	3,839,000	[3]
Total impaired loans, Interest Income Recognized	77,000	[2]	72,000	[3]
Home Equity Line of Credit	'		'
Summary of impaired loans with and with no related allowance	'		'
Impaired loans with related allowance, Recorded Investment	220,000	[1],[2]	'	[1],[3]
Impaired loans with related allowance, Unpaid Principal Balance	232,000	[2]	'	[3]
Impaired loans with related allowance, Related Allowance	22,000	[2]	'	[3]
Impaired loans with related allowance, Average Recorded Investment	223,000	[2]	'	[3]
Impaired loans with related allowance, Interest Income Recognized	0	[2]	'	[3]
Impaired loans with no related allowance, Recorded Investment	241,000	[1],[2]	841,000	[1],[3]
Impaired loans with no related allowance, Unpaid Principal Balance	242,000	[2]	901,000	[3]
Impaired loans with no related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with no related allowance, Average Recorded Investment	157,000	[2]	505,000	[3]
Impaired loans with no related allowance, Interest Income Recognized	9,000	[2]	87,000	[3]
Total impaired loans, Recorded Investment	461,000	[1],[2]	841,000	[1],[3]
Total impaired loans, Unpaid Principal Balance	474,000	[2]	901,000	[3]
Total impaired loans, Related Allowance	22,000	[2]	'	[3]
Total impaired loans, Average Recorded Investment	380,000	[2]	505,000	[3]
Total impaired loans, Interest Income Recognized	9,000	[2]	87,000	[3]
Other consumer loans	'		'
Summary of impaired loans with and with no related allowance	'		'
Impaired loans with related allowance, Recorded Investment	0	[1],[2]	'	[1],[3]
Impaired loans with related allowance, Unpaid Principal Balance	0	[2]	'	[3]
Impaired loans with related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with related allowance, Average Recorded Investment	0	[2]	'	[3]
Impaired loans with related allowance, Interest Income Recognized	0	[2]	'	[3]
Impaired loans with no related allowance, Recorded Investment	0	[1],[2]	'	[1],[3]
Impaired loans with no related allowance, Unpaid Principal Balance	0	[2]	'	[3]
Impaired loans with no related allowance, Related Allowance	0	[2]	'	[3]
Impaired loans with no related allowance, Average Recorded Investment	0	[2]	'	[3]
Impaired loans with no related allowance, Interest Income Recognized	0	[2]	'	[3]
Total impaired loans, Recorded Investment	0	[1],[2]	'	[1],[3]
Total impaired loans, Unpaid Principal Balance	0	[2]	'	[3]
Total impaired loans, Related Allowance	0	[2]	'	[3]
Total impaired loans, Average Recorded Investment	0	[2]	'	[3]
Total impaired loans, Interest Income Recognized	$0	[2]	'	[3]
[1]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
[2]	excludes HFS non-accruing loans of $1.6 million.
[3]	excludes HFS non-accruing loans of $911,000.

Loans_Receivable_Parenthetical2

Loans Receivable (Parenthetical) (Details 9) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable Impaired [Line Items]	'	'
Portion of TDR in Non-accrual loans of loans held for sale	$1,600,000	$911,000

Loans_Receivable_Details_10

Loans Receivable (Details 10) (USD $)	Dec. 31, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of loans by past due	'		'
30-59 Days Delinquent	$896		$639
60-89 Days Delinquent	2,060		989
90 Days or More Delinquent and Accruing	458		1,626
Total Delinquent and Accruing	3,414		3,254
Non-accrual	6,885	[1],[2]	17,743	[1],[3]
Current	779,500		703,503
Total loans	789,799		724,500
Commercial secured by real estate	'		'
Summary of loans by past due	'		'
30-59 Days Delinquent	0		'
60-89 Days Delinquent	1,272		517
90 Days or More Delinquent and Accruing	0		'
Total Delinquent and Accruing	1,272		517
Non-accrual	5,425	[2]	14,329	[3]
Current	416,132		373,202
Total loans	422,829		388,048
Commercial term loans	'		'
Summary of loans by past due	'		'
30-59 Days Delinquent	0		'
60-89 Days Delinquent	0		'
90 Days or More Delinquent and Accruing	0		'
Total Delinquent and Accruing	0		'
Non-accrual	0	[2]	'	[3]
Current	23,203		19,443
Total loans	23,203		19,443
Construction	'		'
Summary of loans by past due	'		'
30-59 Days Delinquent	0		'
60-89 Days Delinquent	0		'
90 Days or More Delinquent and Accruing	0		141
Total Delinquent and Accruing	0		141
Non-accrual	0	[2]	'	[3]
Current	10,852		1,624
Total loans	10,852		1,765
Other commercial	'		'
Summary of loans by past due	'		'
30-59 Days Delinquent	0		'
60-89 Days Delinquent	0		'
90 Days or More Delinquent and Accruing	0		'
Total Delinquent and Accruing	0		'
Non-accrual	303	[2]	515	[3]
Current	37,469		32,233
Total loans	37,772	[4]	32,748	[4]
Residential mortgage	'		'
Summary of loans by past due	'		'
30-59 Days Delinquent	504		532
60-89 Days Delinquent	589		253
90 Days or More Delinquent and Accruing	347		1,056
Total Delinquent and Accruing	1,440		1,841
Non-accrual	807	[2]	2,487	[3]
Current	248,451		231,593
Total loans	250,698		235,921
Home equity loans and lines of credit	'		'
Summary of loans by past due	'		'
30-59 Days Delinquent	392		87
60-89 Days Delinquent	192		195
90 Days or More Delinquent and Accruing	111		429
Total Delinquent and Accruing	695		711
Non-accrual	350	[2]	412	[3]
Current	42,423		44,135
Total loans	43,468		45,258
Other consumer loans	'		'
Summary of loans by past due	'		'
30-59 Days Delinquent	0		20
60-89 Days Delinquent	7		24
90 Days or More Delinquent and Accruing	0		'
Total Delinquent and Accruing	7		44
Non-accrual	0	[2]	'
Current	970		1,273
Total loans	$977		$1,317
[1]	Non-accrual loans in the table above include TDRs totaling $881,000 at DecemberB 31, 2013 and $3.5 million at DecemberB 31, 2012. Total impaired loans do not include loans held for sale. Loans held for sale include $1.6 million and $911,000 of loans that were on non-accrual status at DecemberB 31, 2013 and 2012, respectively.
[2]	excludes $1.6 million of loans held for sale.
[3]	excludes $911,000 of loans held for sale.
[4]	includes commercial lines of credit

Loans_Receivable_Parenthetical3

Loans Receivable (Parenthetical) (Details 10) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable Recorded Investment Past Due [Line Items]	'	'
Non-accruing HFS include TDR	$1,600,000	$911,000

Loans_Receivable_Details_11

Loans Receivable (Details 11) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	$494,656	$442,004
Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	465,008	416,760
Grade 6	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	11,179	3,845
Grade 7	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	8,133	2,717
Grade 8	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	1,809	574
Grade 9	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	2,799	3,123
Grade 10	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	'	141
Non-accrual	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	5,728	14,844
Commercial secured by real estate	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	422,829	388,048
Commercial secured by real estate | Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	397,398	363,460
Commercial secured by real estate | Grade 6	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	10,669	3,845
Commercial secured by real estate | Grade 7	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	4,729	2,717
Commercial secured by real estate | Grade 8	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	1,809	574
Commercial secured by real estate | Grade 9	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	2,799	3,123
Commercial secured by real estate | Non-accrual	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	5,425	14,329
Commercial term loans	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	23,203	19,443
Commercial term loans | Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	20,899	19,443
Commercial term loans | Grade 7	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	2,304	'
Construction	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	10,852	1,765
Construction | Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	10,852	1,624
Construction | Grade 10	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	'	141
Other commercial	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	37,772	'
Other commercial | Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	35,859	'
Other commercial | Grade 6	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	510	'
Other commercial | Grade 7	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	1,100	'
Other commercial | Non-accrual	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	303	'
Other commercial	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	'	32,748
Other commercial | Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	'	32,233
Other commercial | Non-accrual	'	'
Commercial loans by credit quality indicator	'	'
Commercial loans by credit quality	'	$515

Loans_Receivable_Details_12

Loans Receivable (Details 12) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of principal balances of mortgage loans	'	'
Mortgage loan portfolios serviced	$1,934	$2,346

Loans_Receivable_Details_13

Loans Receivable (Details 13) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Summary of loans to principal officers, director, and their affiliates	'	'
Beginning balance	$7,469	$14,424
New loans/advances	409	6,285
Effect of changes in composition of related parties	'	-5,960
Repayments	-552	-7,280
Ending balance	$7,326	$7,469

Loans_Receivable_Details_Textu

Loans Receivable (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Substandard_Category
	Delinquency
Loan Receivables (Textual) [Abstract]	'	'	'
Net TDRs	$7,300,000	$19,400,000	'
Number of days	'P90D	'	'
Expected receivable amount to loan balances past due 90 days	458,000	1,600,000	'
Non-accruing HFS loans	719,000	1,300,000	2,100,000
Impairment reserve for TDRs	127,000	79,000	'
Line of Credit Facility, Amount Outstanding	250,000	'	'
Number of discrete classes for Substandard category	4	'	'
Risk rating of loan, Class one	7	'	'
Risk rating of loan, Class two	8	'	'
Risk rating of loan, Class three	9	'	'
Risk rating of loan, Class four	10	'	'
Number of delinquencies	2	'	'
Custodial escrow balances maintained in connection with serviced loans	$15,000	$18,000	'

Fair_Value_Details

Fair Value (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	$157,166	$170,857
Collateralized debt obligations	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	'	4,682
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	4,700	4,991
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	152,466	161,184
Fair Value, Measurements, Recurring | Significant Other Unobservable Inputs (Level 3)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	4,682
Fair Value, Measurements, Recurring | U.S. Government and agency obligations | Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
Fair Value, Measurements, Recurring | U.S. Government and agency obligations | Significant Other Observable Inputs (Level 2)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	51,606	39,082
Fair Value, Measurements, Recurring | U.S. Government and agency obligations | Significant Other Unobservable Inputs (Level 3)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
Fair Value, Measurements, Recurring | Municipal bonds | Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
Fair Value, Measurements, Recurring | Municipal bonds | Significant Other Observable Inputs (Level 2)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	6,178	20,758
Fair Value, Measurements, Recurring | Municipal bonds | Significant Other Unobservable Inputs (Level 3)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
Fair Value, Measurements, Recurring | Collateralized debt obligations | Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
Fair Value, Measurements, Recurring | Collateralized debt obligations | Significant Other Observable Inputs (Level 2)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
Fair Value, Measurements, Recurring | Collateralized debt obligations | Significant Other Unobservable Inputs (Level 3)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	4,682
Fair Value, Measurements, Recurring | Corporate bonds | Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
Fair Value, Measurements, Recurring | Corporate bonds | Significant Other Observable Inputs (Level 2)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	13,079	14,241
Fair Value, Measurements, Recurring | Corporate bonds | Significant Other Unobservable Inputs (Level 3)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
Fair Value, Measurements, Recurring | Mortgage-backed securities | Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
Fair Value, Measurements, Recurring | Mortgage-backed securities | Significant Other Observable Inputs (Level 2)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	81,603	87,103
Fair Value, Measurements, Recurring | Mortgage-backed securities | Significant Other Unobservable Inputs (Level 3)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
CRA Qualified Investment Fund | Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	4,700	4,991
CRA Qualified Investment Fund | Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	0	'
CRA Qualified Investment Fund | Fair Value, Measurements, Recurring | Significant Other Unobservable Inputs (Level 3)	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	$0	'

Fair_Value_Details_1

Fair Value (Details 1) (Significant Other Unobservable Inputs (Level 3), USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Significant Other Unobservable Inputs (Level 3)	'	'
Reconciliation and income statement classification of gains and losses for assets measured at fair value on recurring basis using significant unobservable inputs (Level 3)	'	'
Beginning balance	$4,682	$3,584
Accretion of discount	27	39
Payments received	0	-182
Reduction in Accumulated OTTI on sale	-2,402	'
Realized gain (loss) on sale/redemption	-2,561	127
Unrealized holding gain (loss)	254	1,122
Other-than-temporary impairment included in earnings	0	-8
Ending balance	$0	$4,682

Fair_Value_Details_2

Fair Value (Details 2) (USD $)	Dec. 31, 2013		Dec. 31, 2012
Assets:	'		'
Total impaired loans	$11,202,000	[1],[2]	$23,379,000	[1],[3]
Loans held for sale	1,814,000		8,795,000
Assets held for sale	10,000		436,000
Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	0	[4]	'	[4]
Total other real estate owned	0		'
Loans held for sale	0		'
Assets held for sale	0		'
Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	0	[4]	12,904,000	[4]
Total other real estate owned	7,449,000		7,221,000
Loans held for sale	1,814,000		8,795,000
Assets held for sale	10,000		436,000
Significant Other Unobservable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	3,516,000	[4]	10,475,000	[4]
Total other real estate owned	0		'
Loans held for sale	0		'
Assets held for sale	0		'
Commercial secured by real estate	'		'
Assets:	'		'
Total impaired loans	8,223,000	[1],[2]	17,452,000	[1],[3]
Commercial secured by real estate | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	0	[4]	'	[4]
Total other real estate owned	0		'
Commercial secured by real estate | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	0	[4]	8,389,000	[4]
Total other real estate owned	4,893,000		3,648,000
Commercial secured by real estate | Significant Other Unobservable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	2,255,000	[4]	9,063,000	[4]
Total other real estate owned	0		'
Commercial term loans | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	0	[4]	'	[4]
Commercial term loans | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	0	[4]	'	[4]
Commercial term loans | Significant Other Unobservable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	0	[4]	'	[4]
Construction Loans	'		'
Assets:	'		'
Total impaired loans	0	[1],[2]	141,000	[1],[3]
Construction Loans | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	0	[4]	'	[4]
Construction Loans | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	0	[4]	141,000	[4]
Construction Loans | Significant Other Unobservable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	0	[4]	'	[4]
Other commercial	'		'
Assets:	'		'
Total impaired loans	303,000	[1],[2]	515,000	[1],[3]
Other commercial | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	0	[4]	'	[4]
Other commercial | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	0	[4]	400,000	[4]
Other commercial | Significant Other Unobservable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	297,000	[4]	115,000	[4]
Residential Mortgage	'		'
Assets:	'		'
Total impaired loans	2,215,000	[1],[2]	4,430,000	[1],[3]
Residential Mortgage | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	0	[4]	'	[4]
Total other real estate owned	0		'
Residential Mortgage | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	0	[4]	3,133,000	[4]
Total other real estate owned	2,556,000		3,573,000
Residential Mortgage | Significant Other Unobservable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	766,000	[4]	1,297,000	[4]
Total other real estate owned	0		'
Home Equity Line of Credit	'		'
Assets:	'		'
Total impaired loans	461,000	[1],[2]	841,000	[1],[3]
Home Equity Line of Credit | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	0	[4]	'	[4]
Home Equity Line of Credit | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	0	[4]	841,000	[4]
Home Equity Line of Credit | Significant Other Unobservable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	$198,000	[4]	'	[4]
[1]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
[2]	excludes HFS non-accruing loans of $1.6 million.
[3]	excludes HFS non-accruing loans of $911,000.
[4]	Includes non-accrual loans, loans delinquent greater than 90 days and still accruing, loans less than 90 days delinquent and still accruing and troubled debt restructured loans.

Fair_Value_Details_3

Fair Value (Details 3) (USD $)	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
ASSETS	'		'		'	'
Cash and cash equivalents	$24,861		$24,228		$25,475	$14,997
Interest-bearing time deposits	9,185		9,259		'	'
Loans held for sale	1,814		8,795		'	'
Loans receivable, net	780,127		714,396		'	'
FHLB Stock	7,747		5,775		'	'
Accrued interest receivable	3,235		3,091		'	'
Liabilities	'		'		'	'
Savings deposits	96,029		96,160		'	'
Checking and money market deposits	350,717	[1]	363,543	[1]	'	'
Certificates of deposit	269,188		'		'	'
Borrowings	9,225		6,616		'	'
Accrued interest payable	102		148		'	'
Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'		'	'
ASSETS	'		'		'	'
Cash and cash equivalents	6,940		6,867		'	'
Interest-bearing time deposits	0		'		'	'
Loans held for sale	0		'		'	'
Loans receivable, net	0		'		'	'
Accrued interest receivable	0		'		'	'
Liabilities	'		'		'	'
Savings deposits	0		'		'	'
Checking and money market deposits	82,488		86,266		'	'
Certificates of deposit	0		'		'	'
Borrowings	0		'		'	'
Accrued interest payable	0		'		'	'
Significant Other Observable Inputs (Level 2)	'		'		'	'
ASSETS	'		'		'	'
Cash and cash equivalents	17,921		17,361		'	'
Interest-bearing time deposits	9,185		9,259		'	'
Loans held for sale	1,814		8,795		'	'
Loans receivable, net	0		12,904		'	'
Accrued interest receivable	615		627		'	'
Liabilities	'		'		'	'
Savings deposits	96,029		96,160		'	'
Checking and money market deposits	350,717		363,543		'	'
Certificates of deposit	270,371		240,997		'	'
Borrowings	151,287		109,952		'	'
Accrued interest payable	102		148		'	'
Significant Other Unobservable Inputs (Level 3)	'		'		'	'
ASSETS	'		'		'	'
Cash and cash equivalents	0		'		'	'
Interest-bearing time deposits	0		'		'	'
Loans held for sale	0		'		'	'
Loans receivable, net	791,262		725,116		'	'
Accrued interest receivable	2,620		2,464		'	'
Liabilities	'		'		'	'
Savings deposits	0		'		'	'
Checking and money market deposits	0		'		'	'
Certificates of deposit	0		'		'	'
Borrowings	0		'		'	'
Accrued interest payable	0		'		'	'
Carrying Amount	'		'		'	'
ASSETS	'		'		'	'
Cash and cash equivalents	24,861		24,228		'	'
Interest-bearing time deposits	9,185		9,259		'	'
Loans held for sale	1,814		8,795		'	'
Loans receivable, net	780,127		714,396		'	'
FHLB Stock	7,747		5,775		'	'
Accrued interest receivable	3,235		3,091		'	'
Liabilities	'		'		'	'
Savings deposits	96,029		96,160		'	'
Checking and money market deposits	433,205		449,809		'	'
Certificates of deposit	269,188		238,622		'	'
Borrowings	143,935		97,965		'	'
Accrued interest payable	$102		$148		'	'
[1]	(1) Includes municipal deposit accounts totaling $88.9 million, or 11.1% of total deposits at December 31, 2013 and $79.4 million, or 10.1 % at December 31, 2012.

Fair_Value_Details_Textual

Fair Value (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012
Fair Value (Textual) [Abstract]	'		'
Annual prepayment speed	'		1.00%
Recovery rate	'		15.00%
Total impaired loans	$11,202,000	[1],[2]	$23,379,000	[1],[3]
Impaired loans with related allowance, Recorded Investment	3,671,000	[1],[2]	6,444,000	[1],[3]
Impaired Loans, Related Allowance	246,000	[2]	612,000	[3]
Percentage of adjustments average appraised value	7.00%		'
Significant Other Unobservable Inputs (Level 3)	'		'
Fair Value (Textual) [Abstract]	'		'
Total impaired loans	3,516,000	[4]	10,475,000	[4]
Impaired loans with related allowance, Recorded Investment	3,600,000		'
Impaired Loans, Related Allowance	119,000		'
Impaired Loans Measured With Discounted Cash Flow Method	$3,400,000		'
Minimum	'		'
Fair Value (Textual) [Abstract]	'		'
Discount margin used for each security ranged	'		2.20%
Range for default rate	'		0.25%
Maximum	'		'
Fair Value (Textual) [Abstract]	'		'
Discount margin used for each security ranged	'		9.50%
Range for default rate	'		2.00%
[1]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
[2]	excludes HFS non-accruing loans of $1.6 million.
[3]	excludes HFS non-accruing loans of $911,000.
[4]	Includes non-accrual loans, loans delinquent greater than 90 days and still accruing, loans less than 90 days delinquent and still accruing and troubled debt restructured loans.

Fair_Value_Details_2_Parenthet

Fair Value (Details 2) (Parenthetical)	12 Months Ended
	Dec. 31, 2013
Fair Value Inputs Assets Quantitative Information [Line Items]	'
Impaired loan delinquent	'90 days

Other_Real_Estate_Owned_Detail

Other Real Estate Owned (Details Textual) (USD $)	3 Months Ended	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2012
	Property	Property	Property
Other Real Estate Owned (Additional Textual) [Abstract]	'	'	'
Other real estate owned	$7,449,000	$7,449,000	$7,221,000
Number of residential property	23	23	35
Number of commercial properties	11	11	13
Other Real Estate Owned, Additions to property	'	6,100,000	'
Commercial OREO properties sold	2	10	'
Residential OREO properties sold	5	21	'
Aggregate carrying value of OREO	895,000	5,700,000	'
Gains (losses) on sale of OREO	24,000	81,000	260,000
Net expenses on OREO	'	1,100,000	2,000,000
Write down value	'	492,000	1,100,000
Tax and insurance	'	309,000	456,000
Miscellaneous expenses	'	388,000	241,000
Number of Real Estate property sold	12	12	'
Aggregate value of properties	2,700,000	2,700,000	'
Residential OREO properties purchased	'	1	'
Aggregate carrying value of OREO, residential properties	'	56,000	'
Subsequent Event	'	'	'
Other Real Estate Owned (Additional Textual) [Abstract]	'	'	'
Residential OREO properties sold	'	6	'
Total other real estate owned	$538,000	$538,000	'
Residential Real Estate	'	'	'
Other Real Estate Owned (Additional Textual) [Abstract]	'	'	'
Number of residential property	15	15	27
Number of Real Estate property sold	4	4	'

Premises_and_Equipment_Details

Premises and Equipment (Details) (USD $)

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

In Thousands, unless otherwise specified

Land

Land

Buildings and improvements

Buildings and improvements

Buildings and improvements

Buildings and improvements

Furniture and Fixtures

Furniture and Fixtures

Furniture and Fixtures

Furniture and Fixtures

Construction-in-progress

Construction-in-progress

Minimum

Maximum

Minimum

Maximum

Summary of premises and equipment by major classification

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total

$32,025

$31,934

$8,484

$8,332

$14,971

$14,727

'

'

$8,562

$8,782

'

'

$8

$93

Accumulated depreciation

-12,001

-11,651

'

'

'

'

'

'

'

'

'

'

'

'

Premises and equipment, net

$20,024

$20,283

'

'

'

'

'

'

'

'

'

'

'

'

Estimated Useful Lives

'

'

'

'

'

'

'10 years

'39 years

'

'

'3 years

'7 years

'

'

Premises_and_Equipment_Details1

Premises and Equipment (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Premises and Equipment (Textual) [Abstract]	'	'	'
Depreciation Expense	$946,000	$1,000,000	$1,200,000

Goodwill_and_Intangible_Assets2

Goodwill and Intangible Assets (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Amortized acquired intangible assets:	'	'
Gross Carrying Amount, Total	$1,050	$1,050
Accumulated Amortization, Total	855	813
Core deposits intangibles	'	'
Amortized acquired intangible assets:	'	'
Gross Carrying Amount, Total	565	565
Accumulated Amortization, Total	370	332
Other customer relationships intangibles	'	'
Amortized acquired intangible assets:	'	'
Gross Carrying Amount, Total	485	485
Accumulated Amortization, Total	$485	$481

Goodwill_and_Intangible_Assets3

Goodwill and Intangible Assets (Details 1) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of estimated amortization expense	'
2014	$32
2015	31
2016	31
2017	31
2018	31
Thereafter	$39

Goodwill_and_Intangible_Assets4

Goodwill and Intangible Assets (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Reporting_Unit
Goodwill and Intangible Assets (Textual) [Abstract]	'	'	'
Number of reporting unit	1	'	'
Amortization of Intangible Assets	$43,000	$97,000	$111,000
Goodwill balance	$22,575,000	$22,575,000	'

Deposits_Details

Deposits (Details) (USD $)	Dec. 31, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of deposits	'		'
Savings deposits	$96,029		$96,160
Interest-bearing checking and money market deposits	350,717	[1]	363,543	[1]
Non-interest bearing checking	82,488		86,266
Certificates of deposit of less than $100,000	113,123		129,709
Certificates of deposit of $100,000 or more	156,065		108,913
Total deposits	$798,422		$784,591
[1]	(1) Includes municipal deposit accounts totaling $88.9 million, or 11.1% of total deposits at December 31, 2013 and $79.4 million, or 10.1 % at December 31, 2012.

Deposits_Parenthetical_Details

Deposits (Parenthetical) (Details) (USD $)	Dec. 31, 2013		Dec. 31, 2012
Disclosure Deposits Details [Line Items]	'		'
Certificates of deposit	$100,000		$100,000
Checking and money market deposits	350,717,000	[1]	363,543,000	[1]
Municipal bonds	'		'
Disclosure Deposits Details [Line Items]	'		'
Checking and money market deposits	$88,900,000		$79,400,000
Percentage of Interest-bearing Domestic Deposits to Deposits	11.10%		10.10%
[1]	(1) Includes municipal deposit accounts totaling $88.9 million, or 11.1% of total deposits at December 31, 2013 and $79.4 million, or 10.1 % at December 31, 2012.

Deposits_Details_1

Deposits (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Summary of Interest expense by deposit type	'	'	'
Savings accounts	$64	$154	$215
Interest-bearing checking and money market deposits	713	1,238	1,740
Certificates of deposit	2,208	3,082	4,509
Total interest expense on deposits	$2,985	$4,474	$6,464

Deposits_Details_2

Deposits (Details 2) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of certificate of deposit maturities	'
2014	$207,655
2015	32,198
2016	16,562
2017	7,312
2018	5,461
Total	$269,188

Deposits_Details_Textual

Deposits (Details Textual) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Deposits (Textual) [Abstract]	'	'
Deposits held at bank by related parties	$5.60	$6

Borrowings_Details

Borrowings (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of outstanding borrowing maturities	'	'
FHLB Borrowing, 2014	$60,000	'
FHLB Borrowing, 2015	15,000	'
FHLB Borrowing, 2016	5,000	'
FHLB Borrowing, 2017	18,824	'
FHLB Borrowing, 2018	17,256	'
FHLB Borrowing, Thereafter	17,915	'
Principal due, FHLB Borrowing	133,995	88,041
Repurchase Agreements, 2014	0	'
Repurchase Agreements, 2015	0	'
Repurchase Agreements, 2016	4,970	'
Repurchase Agreements, 2017	4,970	'
Repurchase Agreements, 2018	0	'
Repurchase Agreements, Thereafter	0	'
Repurchase Agreements, Principal due	9,940	'
Total, 2014	60,000	'
Total, 2015	15,000	'
Total, 2016	9,970	'
Total, 2017	23,794	'
Total, 2018	17,256	'
Total, Thereafter	17,915	'
Total, Principal due	$143,935	'

Borrowings_Details_1

Borrowings (Details 1) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of fixed and variable rate FHLB borrowings and respective weighted average interest rate	'	'
Fixed rate advances, Balance	$85,000	$40,000
Variable rate advances, Balance	48,995	48,041
Principal due, FHLB Borrowing	$133,995	$88,041
Fixed rate advances, Weighted Average Rate	0.78%	2.13%
Variable rate advances, Weighted Average Rate	2.36%	2.78%
Total, Weighted Average Rate	1.39%	2.49%

Borrowings_Details_2

Borrowings (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Summary of federal home loan bank borrowings and securities sold under agreements to repurchase	'	'
FHLB Borrowings, Average daily balance during the year	$91,602	$116,930
Repurchase Agreements, Average daily balance during the year	9,932	9,913
Total, Average daily balance during the year	101,534	126,843
FHLB Borrowings, Maximum month-end balance during the year	133,995	120,408
Repurchase Agreements, Maximum month-end balance during the year	9,940	37,413
Total, Maximum month-end balance during the year	$143,935	$157,821
FHLB Borrowings, Weighted average interest rate at year-end	1.39%	2.49%
Repurchase Agreements, Weighted average interest rate at year-end	4.15%	4.33%
Total, Weighted average interest rate at year-end	1.58%	2.61%
FHLB Borrowings, Average interest rate during the year	2.04%	2.81%
Repurchase Agreements, Average interest rate during the year	4.39%	4.45%
Total, Average interest rate during the year	2.27%	2.94%

Borrowings_Details_Textual

Borrowings (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2013
Borrowings (Textual) [Abstract]	'	'
Percentage of Borrowing Capacity Under Continuing Borrowing Agreement With FHLB	'	100.00%
Extinguishment of Debt, Amount	$20,000,000	'
Bank incurred charge to extinguish the debt	921,000	'
Restructured in borrowings	54,000,000	'
Prepayment penalty	6,400,000	'
Loans amounts served as collateral pledged in support of federal home loan bank advances	242,200,000	250,400,000
Securities Sold under Agreements to Repurchase	9,900,000	9,900,000
Carrying amount of collateralized securities received	$13,000,000	$13,000,000
Minimum	'	'
Borrowings (Textual) [Abstract]	'	'
Federal Home Loan Bank Interest Rate	1.10%	1.10%
Replacement borrowings non-callable FHLB maturity	'5 years	'
Maximum	'	'
Borrowings (Textual) [Abstract]	'	'
Federal Home Loan Bank Interest Rate	3.85%	2.25%
Replacement borrowings non-callable FHLB maturity	'7 years	'

Income_Taxes_Details

Income Taxes (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Current expense:	'	'	'	'	'	'	'	'	'	'	'
Federal	'	'	'	'	'	'	'	'	$701	($36)	($2,201)
State	'	'	'	'	'	'	'	'	8	8	31
Total current	'	'	'	'	'	'	'	'	709	-28	-2,170
Deferred (benefit):	'	'	'	'	'	'	'	'	'	'	'
Federal	'	'	'	'	'	'	'	'	4,015	1,514	-827
State	'	'	'	'	'	'	'	'	1,441	811	-3,189
Total deferred	'	'	'	'	'	'	'	'	5,456	2,325	-4,016
Change in deferred tax valuation allowance	'	'	'	'	'	'	'	'	-1,934	358	-12,169
Income tax expense (benefit)	$894	$1,362	$1,006	$969	$995	$399	$477	$784	$4,231	$2,655	($18,355)

Income_Taxes_Details_1

Income Taxes (Details 1)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Effective Income Tax Rate Reconciliation	'	'	'
Tax statutory rate	34.00%	34.00%	-34.00%
Adjustments resulting from:	'	'	'
State tax benefit, net of federal income tax expense	9.80%	7.50%	-20.10%
Tax-exempt income	-1.50%	-3.00%	-3.00%
Income on bank owned life insurance	-3.30%	-4.60%	-3.30%
Change in valuation reserve	-19.80%	5.00%	-117.40%
Charity expiration	20.40%	'	0.00%
Reversal of FIN 48 reserve	'	-3.50%	'
Non-deductible expenses	1.40%	'	'
Other	2.20%	1.40%	0.80%
Effective tax rate	43.20%	36.80%	-177.00%

Income_Taxes_Details_2

Income Taxes (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Deferred tax assets:	'	'
Other than temporary impairment	$6,953	$7,915
Allowance for loan losses	3,726	4,046
Charitable foundation contribution carryforward	2	2,337
Purchase accounting adjustments	685	834
Non-accrual loan interest income	743	743
Deferred compensation	364	445
Net operating losses	739	2,507
Net unrealized loss on available for sale securities	1,963	452
Deferred gain	54	183
AMT credit carryforward	1,299	716
Other	648	890
Valuation allowance	0	-1,934
Deferred Tax Assets, Net of Valuation Allowance	17,176	19,134
Deferred tax liabilities:	'	'
Depreciation	-993	-1,005
Deferred loan fees	-549	-484
Other	-6	-6
Deferred Tax Liabilities, Net, Total	-1,548	-1,495
Net deferred tax asset	$15,628	$17,639

Income_Taxes_Details_3

Income Taxes (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Schedule of Unrecognized Tax Benefits RollForward	'	'	'
Balance at beginning of year	$0	$256	$353
Additions based on tax positions related to the current year	0	'	'
Additions for tax positions of prior years	0	'	'
Reductions for tax positions of prior years	0	'	'
Reductions due to the statute of limitations	0	256	97
Settlements	0	'	'
Balance at end of year	$0	$0	$256

Income_Taxes_Details_Textual

Income Taxes (Details Textual) (USD $)

3 Months Ended

12 Months Ended

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Jun. 30, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2010

Quarter

Income Taxes (Textual) [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Income tax expense (benefit)

$894,000

$1,362,000

$1,006,000

$969,000

$995,000

$399,000

$477,000

$784,000

$4,231,000

$2,655,000

($18,355,000)

'

Valuation Allowance

0

'

'

'

1,934,000

'

'

'

0

1,934,000

'

'

Reversal of deferred tax asset valuation allowance

'

'

'

'

'

'

'

'

'

'

12,200,000

'

Change in deferred tax valuation allowance

'

'

'

'

'

'

'

'

-1,934,000

358,000

-12,169,000

'

Number of quarters for which Valuation allowance was based

'

'

'

'

'

'

'

'

'

7

'

'

AMT tax credits

1,299,000

'

'

'

716,000

'

'

'

1,299,000

716,000

'

'

Amount of loan loss reserve on which no deferred taxes have been provided

7,878,000

'

'

'

7,878,000

'

'

'

7,878,000

7,878,000

'

'

Total unrecognized tax benefits

0

'

'

'

0

'

'

'

0

0

256,000

353,000

Federal

'

'

'

'

'

'

'

'

'

'

'

'

Income Taxes (Textual) [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

State net operating losses expiration period

'

'

'

'

'

'

'

'

'between 2031 and 2032

'

'

'

Income Taxes (Additional Textual) [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Net operating losses

350,000

'

'

'

4,800,000

'

'

'

350,000

4,800,000

'

'

State

'

'

'

'

'

'

'

'

'

'

'

'

Income Taxes (Textual) [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

State net operating losses expiration period

'

'

'

'

'

'

'

'

'between 2015 and 2031

'

'

'

Income Taxes (Additional Textual) [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Net operating losses

$10,400,000

'

'

'

$16,600,000

'

'

'

$10,400,000

$16,600,000

'

'

Financial_Instruments_with_Off1

Financial Instruments with Off-Balance Sheet Risk and Concentrations of Credit Risk (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Commitments to make loans | Fixed Rate	'	'
Schedule of off-balance sheet financial instruments contract amounts represent credit risk	'	'
Off-balance sheet financial instruments	$4,616	$21,421
Commitments to make loans | Variable Rate	'	'
Schedule of off-balance sheet financial instruments contract amounts represent credit risk	'	'
Off-balance sheet financial instruments	6,738	2,116
Unused lines of credit | Fixed Rate	'	'
Schedule of off-balance sheet financial instruments contract amounts represent credit risk	'	'
Off-balance sheet financial instruments	0	'
Unused lines of credit | Variable Rate	'	'
Schedule of off-balance sheet financial instruments contract amounts represent credit risk	'	'
Off-balance sheet financial instruments	69,321	71,277
Construction-in-progress | Fixed Rate	'	'
Schedule of off-balance sheet financial instruments contract amounts represent credit risk	'	'
Off-balance sheet financial instruments	0	400
Construction-in-progress | Variable Rate	'	'
Schedule of off-balance sheet financial instruments contract amounts represent credit risk	'	'
Off-balance sheet financial instruments	10,817	1,183
Standby letters of credit | Fixed Rate	'	'
Schedule of off-balance sheet financial instruments contract amounts represent credit risk	'	'
Off-balance sheet financial instruments	0	'
Standby letters of credit | Variable Rate	'	'
Schedule of off-balance sheet financial instruments contract amounts represent credit risk	'	'
Off-balance sheet financial instruments	$4,313	$4,670

Financial_Instruments_with_Off2

Financial Instruments with Off-Balance Sheet Risk and Concentrations of Credit Risk (Details Textual)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Financial Instruments with Off Balance Sheet Risk and Concentrations of Credit Risk (Additional Textual) [Abstract]	'	'
Outstanding commitments expiry period	'1 year	'1 year
Performance guarantee extension period	'1 year	'
Maximum	'	'
Financial Instruments with Off Balance Sheet Risk and Concentrations of Credit Risk (Textual) [Abstract]	'	'
Commitments to make loans, period	'60 days	'
Fixed rate loan commitments, interest rates	4.99%	'
Fixed rate loan commitments, Maturity Period	'30 years	'
Minimum	'	'
Financial Instruments with Off Balance Sheet Risk and Concentrations of Credit Risk (Textual) [Abstract]	'	'
Fixed rate loan commitments, interest rates	3.85%	'
Fixed rate loan commitments, Maturity Period	'1 year	'

Benefit_Plans_Details

Benefit Plans (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Summary of Shares held by the ESOP	'	'	'
Number of shares allocated to participants at the beginning of the year	181,423	153,294	118,977
Allocated to participants	42,603	42,603	42,603
Distributed to participants	-17,881	-14,474	-8,286
Number of shares allocated to participants at the end of the year	206,145	181,423	153,294
Unearned shares	809,464	852,067	894,670
Total ESOP shares	1,015,609	1,033,490	1,047,964
Fair value of unearned shares	$8,224	$7,404	$7,023

Benefit_Plan_Details_1

Benefit Plan (Details 1) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Summary of weighted average per share fair value of options granted and the assumptions used	'	'
Expected average risk-free interest rate	1.81%	2.39%
Expected average life (in years)	'6 years 6 months	'6 years 6 months
Expected volatility	39.08%	41.39%
Expected dividend yield	2.19%	0.00%
Weighted average per share fair value	$2.99	$3.39

Benefit_Plan_Details_2

Benefit Plan (Details 2) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Stock option activity	'	'
Number of Options, beginning of the year	711,290	833,010
Number of Options, Granted	48,850	25,000
Number of Options, Forfeited	-29,180	-122,130
Number of Options, Exercised	-20,000	-24,590
Number of Options, end of the year	710,960	711,290
Number of Options, Exercisable	380,466	246,516
Weighted Average Exercise Price, beginning of the year	$7.64	$7.54
Weighted Average Exercise Price, Granted	$9.41	$8.75
Weighted Average Exercise Price, Forfeited	$9.14	$7.28
Weighted Average Exercise Price, Exercised	$7.27	$7.28
Weighted Average Exercise Price, end of the year	$7.71	$7.64
Weighted Average Exercise Price, Exercisable	$7.49	$7.34
Weighted Average Remaining Contractual Life, Outstanding	'6 years 9 months 18 days	'7 years 8 months 12 days
Weighted Average Remaining Contractual Life, Exercisable	'6 years 6 months	'7 years 6 months
Aggregate Intrinsic value	$1,015,000	$332,593

Benefit_Plan_Details_3

Benefit Plan (Details 3) (Restricted common stock, USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Restricted common stock	'	'
Restricted stock activity	'	'
Restricted Common Shares, Beginning Balance	4,950	8,800
Restricted Common Shares, Granted	4,125	'
Restricted Common Shares, Vested	-1,650	-1,925
Restricted Common Shares, Forfeited	'	-1,925
Restricted Common Shares, Ending Balance	7,425	4,950
Weighted Average Fair Value at Grant Date, Beginning Balance	$7.68	$7.68
Weighted Average Fair Value at Grant Date, Granted	$9.04	'
Weighted Average Fair Value at Grant Date, Vested	$7.68	$7.68
Weighted Average Fair Value at Grant Date, Forfeited	'	$7.68
Weighted Average Fair Value at Grant Date, Ending Balance	$8.44	$7.68

Benefit_Plan_Details_4

Benefit Plan (Details 4) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Recognized stock-based compensation expense and related tax effects	'	'	'
Total compensation expense	$461	$366	$543
Tax benefit	9	7	11
Net income effect	452	359	532
Common stock options	'	'	'
Recognized stock-based compensation expense and related tax effects	'	'	'
Total compensation expense	444	356	526
Restricted common stock	'	'	'
Recognized stock-based compensation expense and related tax effects	'	'	'
Total compensation expense	$17	$10	$17

Benefit_Plans_Details_Textual

Benefit Plans (Details Textual) (USD $)

12 Months Ended

12 Months Ended

12 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Jun. 30, 2013

Jun. 30, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Jan. 31, 2009

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2013

Installment

Common stock options

Equity Incentive Plan

Incentive stock options

Incentive stock options

Restricted common stock

Restricted common stock

Restricted common stock

Director

Maximum

Maximum

Minimum

Minimum

Pentegra DB Plan

Pentegra DB Plan

Pentegra DB Plan

Employee Stock Ownership Plan

Employee Stock Ownership Plan

Employee Stock Ownership Plan

Employee Stock Ownership Plan

Director Retirement Plan

Director Retirement Plan

Director Retirement Plan

Director Retirement Plan

Director Retirement Plan

Director Retirement Plan

Director Retirement Plan

Restricted common stock

Incentive stock options

Incentive stock options

Incentive stock options

Incentive stock options

Age

Maximum

Director

Director

Director

Director

Maximum

Benefit Plans [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Compensation expense

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$406,000

$371,000

$419,000

'

'

'

'

'

'

'

$35,000

$39,000

$41,000

'

Interest rate on funds borrowed by ESOP from entity

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

3.25%

3.25%

3.25%

'

'

'

'

'

'

'

'

ESOP borrowed fund amount

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

10,700,000

'

'

'

'

'

'

'

'

'

'

ESOP purchased shares from the entity under ESOP plan

1,015,609

1,033,490

1,047,964

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1,065,082

'

'

'

'

'

'

'

'

'

'

Amortization schedule of funds borrowed by ESOP from entity

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'25 years

'

'

'

'

'

'

'

'

'

'

Period of Loan Repaid

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'25 years

'

'

'

'

'

'

'

Eligibility of Employee to Participate in ESOP

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

21

'

'

'

'

'

'

'

'

'

'

Service Required to Participate in ESOP

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'1 year

'

'

'

'

'

'

'

'

'

'

Employee Stock Ownership Plan Compensation Expense

396,000

365,000

383,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Percentage of Retirement Equal to Years of Service

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2.50%

'

'

'

Percentage of Retirement Benefit

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

50.00%

Retirement Benefit Received

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

107,000

94,000

8,604

'

'

'

'

Period of Benefit Payable

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'10 years

'

'

'

Period of Retirement Benefit Payable

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'120 months

'

'

'

Total Compensation Liability for Retirement Plan

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

757,000

864,000

'

'

'

'

'

Period in which stock options granted expire

'

'

'

'

'

'

'10 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Vesting period of stock options granted

'

'

'

'

'

'

'5 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Stock options are available to be issued

'

'

'

'

'

'

1,331,352

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Grant prices of stock options

$9.41

$8.75

'

'

'

'

'

'

'

'

'

'

'

$10.30

$9.10

$8.93

$8.43

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Stock options issued

917,450

'

'

'

'

'

'

48,850

25,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Restricted stock award issued

'

'

'

'

'

'

'

'

'

'

'

'

4,125

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Share Price

$9.04

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Restricted stock award vested per share price at fair value

'

'

'

'

'

'

'

'

'

$7.68

$7.68

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of restricted stock award vested during period

'

'

'

'

'

'

'

'

'

1,650

1,925

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of non-vested restricted stock awards

'

'

'

'

'

'

'

'

'

7,425

4,950

8,800

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Non-vested restricted stock awards per share price

'

'

'

'

'

'

'

'

'

$8.44

$7.68

$7.68

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Stock options available to be issued

'

'

'

'

'

575,212

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Benefit Plans (Additional Textual) [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Defined Benefit Plan funded status

'

'

'

81.53%

91.99%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Defined Benefit Plan funded status total amount

196,500,000

299,700,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Defined Benefit Plan, Contributions by Cape bank

492,000

310,000

542,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Defined benefit plan contributions by employer maximum

5.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Employer contribution

141,000

0

287,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Dividend Income

179,000

45,000

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Greatest fees earned period by Director

'5 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Restricted Stock vest number of installment

5

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unrecognized compensation costs on unvested stock options and restricted stock awards

$1,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Incentive stock options exercisable

380,466

246,516

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Commitments_and_Contingencies_

Commitments and Contingencies (Details Textual) (USD $)	1 Months Ended	3 Months Ended	12 Months Ended
	31-May-11	Jun. 30, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Lease_Agreement
Commitments and Contingencies (Textual) [Abstract]	'	'	'	'	'
Number of lease agreements	6	'	'	'	'
Term of lease	'	'	'3 years	'	'
Lease term expires	'	'	31-May-14	'	'
Lease penalty term for first year	'	'	'3 months	'	'
Gain from vacation of additional leased space	'	$425,000	'	'	'
Minimum future lease payments for 2014	'	'	234,000	'	'
Minimum future lease payments for 2015	'	'	85,000	'	'
Minimum future lease payments for 2016	'	'	83,000	'	'
Minimum future lease payments for 2017	'	'	83,000	'	'
Minimum future lease payments for 2018	'	'	83,000	'	'
Minimum future lease payments for 2019	'	'	28,000	'	'
Rental payments	'	'	$77,000	$90,000	$28,000

Regulatory_Matters_Details

Regulatory Matters (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Actual capital amounts, ratios and minimum regulatory guidelines for Cape Bank	'	'
Tier I risk based capital, Actual amount	$101,008	$103,876
Total risk based capital, Actual amount	110,427	113,090
Tier I leverage ratio, Actual amount	101,008	103,876
Tier I risk based capital, Actual ratio	13.07%	14.11%
Total risk based capital, Actual ratio	14.29%	15.36%
Tier I leverage ratio, Actual ratio	9.53%	10.35%
Tier I risk based capital, Minimum amount	30,913	29,447
Total risk based capital, Minimum Amount	61,821	58,901
Tier I leverage ratio, Minimum amount	42,396	40,145
Tier I risk based capital, Minimum ratio	4.00%	4.00%
Total risk based capital, Minimum Ratio	8.00%	8.00%
Tier I leverage ratio, Minimum ratio	4.00%	4.00%
Tier I risk based capital, Well Capitalized amount	46,369	44,171
Total risk based capital, Well Capitalized Amount	77,276	73,626
Tier I leverage ratio, Well Capitalized amount	$52,995	$50,182
Tier I risk based capital, Well Capitalized ratio	6.00%	6.00%
Total risk based capital, Well Capitalized ratio	10.00%	10.00%
Tier I leverage ratio, Well Capitalized ratio	5.00%	5.00%

Regulatory_Matters_Details_1

Regulatory Matters (Details 1) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Regulatory capital levels for Cape Bank in comparison with accounting principles general accepted in the United States (GAAP)	'	'
Total capital, computed in accordance with GAAP	$130,735	$140,122
Accumulated other comprehensive loss	2,651	679
Disallowed deferred tax assets	-9,504	-14,086
Disallowed goodwill and other disallowed intangible assets	-22,874	-22,839
Tier I (tangible) capital	101,008	103,876
Allowance for loan losses	9,419	9,214
Total regulatory capital	$110,427	$113,090

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Calculation of basic earnings per share	'	'	'	'	'	'	'	'	'	'	'
Net income	$552	$1,904	$1,580	$1,515	$460	$1,533	$1,025	$1,538	$5,551	$4,556	$7,987
Weighted average shares outstanding	'	'	'	'	'	'	'	'	11,904,369	12,441,219	12,393,359
Basic earnings per share	'	'	'	'	'	'	'	'	$0.47	$0.37	$0.64
Diluted weighted average shares outstanding	'	'	'	'	'	'	'	'	11,950,943	12,443,298	12,398,178
Diluted basic earnings per share	'	'	'	'	'	'	'	'	$0.46	$0.37	$0.64

Earnings_Per_Share_Details_Tex

Earnings Per Share (Details Textual)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Common stock options	'	'	'
Earnings Per Share (Textual) [Abstract]	'	'	'
Incremental shares due to stock option included in valuation of diluted earning per share	710,960	'	833,010
Antidilutive securities excluded from computation of earnings per share, amount	'	711,290	'
Restricted common stock	'	'	'
Earnings Per Share (Textual) [Abstract]	'	'	'
Incremental shares due to stock option included in valuation of diluted earning per share	7,425	'	'
Antidilutive securities excluded from computation of earnings per share, amount	'	4,950	'

Sale_of_Bank_Assets_Details_Te

Sale of Bank Assets (Details Textual) (USD $)	0 Months Ended	3 Months Ended	6 Months Ended
	Apr. 11, 2011	Sep. 30, 2013	Jun. 30, 2012	Dec. 31, 2013	Dec. 31, 2012
	Lease_Agreement
Sale of Bank Assets (Textual) [Abstract]	'	'	'	'	'
Book value of property at time of closing	'	'	'	$20,024,000	$20,283,000
Sale of Bank Assets (Additional Textual) [Abstract]	'	'	'	'	'
Sale of Cape Bank Main Office Complex consummated date	31-May-11	'	'	'	'
Selling price of properties	7,200,000	'	'	'	'
Net cash proceeds	6,800,000	'	'	'	'
Recognition period of lease	'3 years	'	'	'	'
Separate lease agreement	6	'	'	'	'
Initial term for lease agreement	'Three year terms, all ending in 2014	'	'	'	'
Gain from the property	3,400,000	'	'	'	'
Gain to be recognized at the time of sale	1,800,000	569,000	'	'	'
Remaining portion of the gain	1,600,000	'	'	'	'
Deferred gain	'	'	425,000	'	'
Deferred gain recognized	'	'	'	135,000	'
Parcel of land sold, cost	'	281,000	'	'	'
Proceed from sale of land held for sale	'	850,000	'	'	'
Sale Of Cape Bank Main Office	'	'	'	'	'
Sale of Bank Assets (Textual) [Abstract]	'	'	'	'	'
Book value of property at time of closing	$3,800,000	'	'	'	'

Cape_Bancorp_Parent_Company_De

Cape Bancorp (Parent Company) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
ASSETS	'	'	'	'
Loans due from bank subsidiary	$7,326	$7,469	$14,424	'
Other assets	2,481	5,118	'	'
Total assets	1,092,879	1,040,798	'	'
Liabilities	'	'	'	'
Total liabilities	952,452	889,972	'	'
Stockholders' Equity	'	'	'	'
Common stock	133	133	'	'
Additional paid-in capital	128,193	127,767	'	'
Treasury stock at cost: 1,284,991 shares at December 31, 2013 and no shares at December 31, 2012	-12,035	'	'	'
Unearned ESOP shares	-8,102	-8,528	'	'
Accumulated other comprehensive loss	-2,951	-679	'	'
Retained earnings	35,189	32,133	'	'
Total stockholders' equity	140,427	150,826	145,719	132,154
Total liabilities and stockholders' equity	1,092,879	1,040,798	'	'
Parent Company	'	'	'	'
ASSETS	'	'	'	'
Non-interest bearing balances with bank subsidiary	746	1,508	'	'
Loans due from bank subsidiary	8,846	9,179	'	'
Investment in bank subsidiary	130,735	140,122	'	'
Other assets	261	264	'	'
Total assets	140,588	151,073	'	'
Liabilities	'	'	'	'
Accounts payable and accrued expenses	161	247	'	'
Total liabilities	161	247	'	'
Stockholders' Equity	'	'	'	'
Common stock	133	133	'	'
Additional paid-in capital	128,193	127,767	'	'
Treasury stock at cost: 1,284,991 shares at December 31, 2013 and no shares at December 31, 2012	-12,035	'	'	'
Unearned ESOP shares	-8,102	-8,528	'	'
Accumulated other comprehensive loss	-2,951	-679	'	'
Retained earnings	35,189	32,133	'	'
Total stockholders' equity	140,427	150,826	'	'
Total liabilities and stockholders' equity	$140,588	$151,073	'	'

Cape_Bancorp_Parent_Company_De1

Cape Bancorp (Parent Company) (Details 1) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income:	'	'	'	'	'	'	'	'	'	'	'
Total income	$10,551	$10,289	$10,093	$10,108	$10,511	$10,949	$10,935	$11,289	$41,041	$43,684	$46,467
Expense:	'	'	'	'	'	'	'	'	'	'	'
Audit and consulting fees	'	'	'	'	'	'	'	'	675	724	784
Other non-interest expenses	'	'	'	'	'	'	'	'	3,666	4,691	3,548
Total expense	7,371	7,523	7,455	7,573	7,507	8,011	8,674	7,430	29,922	31,622	30,928
Income tax expense (benefit)	894	1,362	1,006	969	995	399	477	784	4,231	2,655	-18,355
Net income	552	1,904	1,580	1,515	460	1,533	1,025	1,538	5,551	4,556	7,987
Parent Company	'	'	'	'	'	'	'	'	'	'	'
Income:	'	'	'	'	'	'	'	'	'	'	'
Interest income from bank subsidiary	'	'	'	'	'	'	'	'	298	310	319
Dividend Income	'	'	'	'	'	'	'	'	14,100	'	'
Total income	'	'	'	'	'	'	'	'	14,398	310	319
Expense:	'	'	'	'	'	'	'	'	'	'	'
Legal expense	'	'	'	'	'	'	'	'	69	79	41
Investor relations expense	'	'	'	'	'	'	'	'	119	120	84
Audit and consulting fees	'	'	'	'	'	'	'	'	427	399	411
Subscriptions and publications	'	'	'	'	'	'	'	'	72	74	72
Other non-interest expenses	'	'	'	'	'	'	'	'	29	22	29
Total expense	'	'	'	'	'	'	'	'	716	694	637
Income (loss) before income taxes and equity in undistributed net income of bank subsidiary	'	'	'	'	'	'	'	'	13,682	-384	-318
Income tax expense (benefit)	'	'	'	'	'	'	'	'	-5	-131	-101
Income before equity in undistributed net income (loss) of subsidiaries	'	'	'	'	'	'	'	'	13,687	-253	-217
Equity in (over distributed)/undistributed net income (loss) of bank subsidiary	'	'	'	'	'	'	'	'	-8,136	4,809	8,204
Net income	'	'	'	'	'	'	'	'	$5,551	$4,556	$7,987

Cape_Bancorp_Parent_Company_De2

Cape Bancorp (Parent Company) (Details 2) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities	'	'	'	'	'	'	'	'	'	'	'
Net income	$552	$1,904	$1,580	$1,515	$460	$1,533	$1,025	$1,538	$5,551	$4,556	$7,987
Adjustments to reconcile net income to cash provided by operating activities:	'	'	'	'	'	'	'	'	'	'	'
Stock-based compensation expense	'	'	'	'	'	'	'	'	857	731	925
Net cash provided by (used in) operating activities	'	'	'	'	'	'	'	'	21,351	13,955	17,738
Cash flows from investing activities	'	'	'	'	'	'	'	'	'	'	'
Net cash (used in) provided by investing activities	'	'	'	'	'	'	'	'	-65,129	22,321	-3,031
Cash flows from financing activities	'	'	'	'	'	'	'	'	'	'	'
Purchase of Treasury stock	'	'	'	'	'	'	'	'	-12,186	'	'
Proceeds from exercise of shares from stock option	'	'	'	'	'	'	'	'	58	179	4
Net cash provided by (used in) financing activities	'	'	'	'	'	'	'	'	44,411	-37,523	-4,229
Net increase (decrease) in cash and cash equivalents	'	'	'	'	'	'	'	'	633	-1,247	10,478
Cash and cash equivalents at beginning of year	'	'	'	24,228	'	'	'	25,475	24,228	25,475	14,997
Cash and cash equivalents at end of year	24,861	'	'	'	24,228	'	'	'	24,861	24,228	25,475
Parent Company	'	'	'	'	'	'	'	'	'	'	'
Cash flows from operating activities	'	'	'	'	'	'	'	'	'	'	'
Net income	'	'	'	'	'	'	'	'	5,551	4,556	7,987
Adjustments to reconcile net income to cash provided by operating activities:	'	'	'	'	'	'	'	'	'	'	'
Equity in over distributed/(undistributed) net income of bank subsidiary	'	'	'	'	'	'	'	'	8,136	-4,809	-8,204
Stock-based compensation expense	'	'	'	'	'	'	'	'	17	10	17
Changes in assets and liabilities that (used) provided cash	'	'	'	'	'	'	'	'	-86	-162	-108
Net cash provided by (used in) operating activities	'	'	'	'	'	'	'	'	13,618	-405	-308
Cash flows from investing activities	'	'	'	'	'	'	'	'	'	'	'
Repayment of ESOP loan	'	'	'	'	'	'	'	'	333	322	313
Net cash (used in) provided by investing activities	'	'	'	'	'	'	'	'	333	322	313
Cash flows from financing activities	'	'	'	'	'	'	'	'	'	'	'
Purchase of Treasury stock	'	'	'	'	'	'	'	'	-12,186	'	'
Proceeds from exercise of shares from stock option	'	'	'	'	'	'	'	'	146	179	4
Dividends paid on common stock	'	'	'	'	'	'	'	'	-2,673	-667	'
Net cash provided by (used in) financing activities	'	'	'	'	'	'	'	'	-14,713	-488	4
Net increase (decrease) in cash and cash equivalents	'	'	'	'	'	'	'	'	-762	-571	9
Cash and cash equivalents at beginning of year	'	'	'	1,508	'	'	'	2,079	1,508	2,079	2,070
Cash and cash equivalents at end of year	$746	'	'	'	$1,508	'	'	'	$746	$1,508	$2,079

Cape_Bancorp_Parent_Company_De3

Cape Bancorp (Parent Company) (Details Textual)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013
			Parent Company
Cape Bancorp (Parent Company) (Textual) [Abstract]	'	'	'
Percentage of capital stock	'	'	50.00%
Treasury Stock Shares Outstanding	1,284,991	0	1,284,991

Selected_Quarterly_Data_Unaudi2

Selected Quarterly Data (Unaudited) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest income	$10,551	$10,289	$10,093	$10,108	$10,511	$10,949	$10,935	$11,289	$41,041	$43,684	$46,467
Interest expense	1,227	1,274	1,342	1,449	1,617	1,897	2,221	2,469	5,292	8,204	11,611
Net interest income	9,324	9,015	8,751	8,659	8,894	9,052	8,714	8,820	35,749	35,480	34,856
Provision for loan losses	952	449	313	297	1,910	710	1,168	673	2,011	4,461	19,607
Net interest income after provision for loan losses	8,372	8,566	8,438	8,362	6,984	8,342	7,546	8,147	33,738	31,019	15,249
Non-interest income	445	2,223	1,603	1,695	1,978	1,601	2,630	1,605	5,966	7,814	5,311
Non-interest expense	7,371	7,523	7,455	7,573	7,507	8,011	8,674	7,430	29,922	31,622	30,928
Income before income taxes	1,446	3,266	2,586	2,484	1,455	1,932	1,502	2,322	9,782	7,211	-10,368
Income tax expense	894	1,362	1,006	969	995	399	477	784	4,231	2,655	-18,355
Net income	$552	$1,904	$1,580	$1,515	$460	$1,533	$1,025	$1,538	$5,551	$4,556	$7,987

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Loss) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Summary of the accumulated other comprehensive income (loss)	'
Beginning balance	($679)
Other Comprehensive Income Before Reclassifications	-2,505
Amount Reclassified from Accumulated Other Comprehensive Income	337
Amortization HTM Other Comprehensive Income	-104
Other Comprehensive Income	-2,272
Ending balance	-2,951
Net unrealized holding gain (loss) on securities available for sale, net of tax	'
Summary of the accumulated other comprehensive income (loss)	'
Beginning balance	-679
Other Comprehensive Income Before Reclassifications	-2,505
Amount Reclassified from Accumulated Other Comprehensive Income	337
Amortization HTM Other Comprehensive Income	-104
Other Comprehensive Income	-2,272
Ending balance	($2,951)

Accumulated_Other_Comprehensiv3

Accumulated Other Comprehensive Income (Loss) (Details 1) (USD $)

1 Months Ended

3 Months Ended

12 Months Ended

Feb. 27, 2014

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Jun. 30, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Reclassification Adjustment out of Accumulated Other Comprehensive Income

'

'

'

'

'

'

'

'

'

'

'

'

Realized gain on securities sales

$1,900,000

'

'

'

'

'

'

'

'

($851,000)

'

'

Income tax expense (benefit)

'

894,000

1,362,000

1,006,000

969,000

995,000

399,000

477,000

784,000

4,231,000

2,655,000

-18,355,000

Net income (loss), Net of Tax Amount

'

552,000

1,904,000

1,580,000

1,515,000

460,000

1,533,000

1,025,000

1,538,000

5,551,000

4,556,000

7,987,000

Reclassification Out of Accumulated Other Comprehensive Income

'

'

'

'

'

'

'

'

'

'

'

'

Reclassification Adjustment out of Accumulated Other Comprehensive Income

'

'

'

'

'

'

'

'

'

'

'

'

Net income (loss), Net of Tax Amount

'

'

'

'

'

'

'

'

'

337,000

'

'

Reclassification Out of Accumulated Other Comprehensive Income | Net unrealized holding gain (loss) on securities available for sale, net of tax

'

'

'

'

'

'

'

'

'

'

'

'

Reclassification Adjustment out of Accumulated Other Comprehensive Income

'

'

'

'

'

'

'

'

'

'

'

'

Realized gain on securities sales

'

'

'

'

'

'

'

'

'

561,000

'

'

Income tax expense (benefit)

'

'

'

'

'

'

'

'

'

($224,000)

'

'