ENB Financial (ENBP) 8-K Submission of Matters to a Vote of Security Holders

Exhibit 99.1

•Welcome

•Reading of the Minutes

•Certify Voting Activity

•Vote on Matters of the Proxy Statement

•Discussion of Condition of Company

ØPresident’s Remarks

ØFinancial Review

ØLending Environment

•Questions & Answers

•Vote Results

•Adjournment

AGENDA

PRESENTERS

•Aaron L. Groff, Jr.

ØPresident, CEO and Board Chairman - ENB Financial Corp
and Ephrata National Bank

•Paul W. Wenger

ØVice President and Corporate Secretary - ENB Financial Corp

ØSenior Vice President and Cashier - Ephrata National Bank

•Scott E. Lied

ØTreasurer - ENB Financial Corp

ØSenior Vice President and Chief Financial Officer -
Ephrata National Bank

•Dale G. Burkholder

ØSenior Vice President and Senior Loan Officer - Ephrata National Bank

Presented by: Paul W. Wenger
Corporate Secretary - ENB Financial Corp

ELECTION CERTIFICATION

•Elect three (3) Class C directors to serve a
three-year term

MATTERS OF PROXY

CURRENT DIRECTORS

Class C Election (3 Year Term)
Susan Y. Nicholas	Paul W. Wenger
Mark C. Wagner

Continuing Directors - Class A
Aaron L. Groff, Jr. J. Harold Summers	Paul M. Zimmerman, Jr. Thomas H. Zinn

Continuing Directors - Class B
Willis R. Lefever Donald Z. Musser	Bonnie R. Sharp

VOTING PROCESS

Presented by: Paul W. WengerCorporate Secretary - ENB Financial Corp

Proxy Holders

•Janice S. Eaby

•John H. Shuey

Judges of Election

•Richard H. Binner

•Roger S. Kline

•William M. Rohrbach

VOTING PROCESS

Presented by: Aaron L. Groff, Jr.

President/CEO - ENB Financial Corp

PRESIDENT’S REMARKS

ØTo remain an independent community bank of
undisputed integrity, serving the communities of
Northern Lancaster County and beyond.

ØTo offer state-of-the-art financial products and
services of high quality and value at an affordable
price.

ØTo provide unsurpassed personal service, delivered
by a highly dedicated professional team.

MISSION STATEMENT

•Courteous

•Accurate

•Responsive

•Empowered

WE CARE

•Growth

•Efficiency

•Leadership development

•Successfully navigate the new regulatory
environment

•Stay true to our community banking core
values

STRATEGIC INITIATIVES

Presented by: Scott E. Lied

Treasurer - ENB Financial Corp

FINANCIAL CONDITION

•Unaudited Financial Information

ØSome of the following slides do present financial
information that is unaudited. Therefore, this information is
subject to adjustments that could be necessary upon
completion of the annual audit.

•Forward Looking Statements

ØSome of the material and/or language used in this
presentation would be considered as a forward looking
statement. Management is not obligated to update these
forward looking statements.

DISCLOSURES

NET INCOME

SIGNIFICANTITEMS

Net Interest Income	$	1,222,000	increase
Other Income	$	520,000	increase
Operating Expenses	$	12,000	decrease
Provision Expense	$	1,120,000	decrease

NET INTEREST INCOME

OTHER INCOME

OPERATING EXPENSES

PROVISION EXPENSE

EARNINGS AND DIVIDENDS PER SHARE

DIVIDEND COMPARISON

CorporateName	Current Dividend	Change from Dividend High (2006 - 2008)
ENB Financial Corp	$0.24	-22.58%
VIST Financial Corp	$0.05	-75.00%
Fulton Financial Corp	$0.04	-77.78%
National Penn Bancshares	$0.01	-94.12%
Susquehanna Bancshares	$0.02	-91.30%
Union National Financial Corp	$0.00	-100.00%

SHAREHOLDER VALUE

*Average derived from first quarter 2011 daily close prices.

** Dividend yield calculated as of 03/31/2011.

	ENBP	SUSQ	FULT
Average Stock Price - Oct 2008	$25.69	$17.12	$11.62
Average Stock Price - Jul 2009 Jul 2009 Price as % of Oct 2008 Price	$24.83 97%	$4.80 28%	$6.05 52%
Average Stock Price* - Q1 2011 Q1 2011 Price as % of Oct 2008 Price	$22.54 88%	$9.52 56%	$10.69 92%
Current Dividend Yield on Investment**	4.26%	0.42%	1.50%

Measurement	ENB	Peer**
Return on Assets (ROA)	0.86%	0.50%
Return on Equity (ROE)	8.88%	4.60%
Efficiency Ratio	65.55%	68.18%
Tier 1 Leverage Capital	9.63%	9.08%

PEER ANALYSIS*

* As of December 31, 2010

** Peer Group is defined as all banks nationwide with assets between $300 million and
$1 billion.

•Q1 2011

ØEarnings: $1,697,000 versus $1,468,000 (Q1 2010)

•15.6% increase over Q1 2010

ØAssets: $756 million versus $748 million (Q4 2010)

•1.0% increase over year-end 2010

FIRST QUARTER RESULTS

LENDING ENVIRONMENT

Presented by: Dale G. Burkholder

Sr. Vice President and Sr. Lending Officer -
Ephrata National Bank

LOAN GROWTH RATES

* Peer Group is defined as all banks nationwide with assets between $300 million and
$1 billion.

AVERAGE LOAN GROWTH

MIX OF LOAN PORTFOLIO

* Peer Group is defined as all banks nationwide with assets between $300 million and
$1 billion.

Measurement	ENB	Peer*
Delinquent Loans as a % of Total Loans	1.38%	4.51%
Non-performing Loans as a % of Total Loans	0.97%	3.22%
ALLL as a % of Total Loans	1.72%	1.96%
Charge-offs as a % of Average Loans	0.14%	1.01%

ASSET QUALITY

* Peer Group is defined as all banks nationwide with assets between $300 million and
$1 billion.

HISTORICAL LOAN LOSSES

QUESTIONS & ANSWERS

Presented by: Paul W. WengerCorporate Secretary - ENB Financial Corp

VOTING RESULTS

•Mission Statement:

ØTo remain an independent community bank of
undisputed integrity, serving the communities of
Northern Lancaster County and beyond.

ØTo offer state-of-the-art financial products and
services of high quality and value at an affordable
price.

ØTo provide unsurpassed personal service, delivered
by a highly dedicated professional team.

ADJOURNMENT