ENB Financial (ENBP) 10-Q 13 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 07, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	ENB Financial Corp
Entity Central Index Key	1,437,479
Document Type	10-Q
Document Period End Date	Jun. 30, 2015
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		2,854,302
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2,015
Trading Symbol	ENBP

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
ASSETS
Cash and due from banks	$ 12,497	$ 16,727	$ 14,663
Interest-bearing deposits in other banks	24,469	26,685	30,358
Total cash and cash equivalents	36,966	43,412	45,021
Securities available for sale (at fair value)	296,059	295,822	307,797
Loans held for sale	1,294	506	108
Loans (net of unearned income)	484,803	471,168	448,150
Less: Allowance for loan losses	7,249	7,141	6,968
Net loans	477,554	464,027	441,182
Premises and equipment	22,045	22,447	22,606
Regulatory stock	4,037	3,227	4,034
Bank owned life insurance	23,449	20,603	20,239
Other assets	8,284	7,164	9,475
Total assets	869,688	857,208	850,462
Deposits:
Non-interest bearing	207,826	210,444	183,149
Interest bearing	494,724	489,207	500,552
Total deposits	702,550	$ 699,651	683,701
Short-term borrowings	4,930		5,410
Long-term debt	67,094	$ 62,300	69,150
Other liabilities	2,408	2,490	2,586
Total liabilities	776,982	764,441	760,847
Stockholders' equity:
Common stock, par value $0.20; Shares: Authorized 12,000,000 Issued 2,869,557 and Outstanding 2,853,869 (Issued 2,869,557 and Outstanding 2,856,836 as of 12-31-14) (Issued 2,869,557 and Outstanding 2,856,993 as of 6-30-14)	574	574	574
Capital surplus	4,388	4,375	4,361
Retained earnings	88,721	87,200	85,229
Accumulated other comprehensive income (loss), net of tax	(481)	1,002	(189)
Less: Treasury stock cost on 15,688 shares (12,721 shares as of 12-31-14 and 12,564 shares as of 6-30-14)	(496)	(384)	(360)
Total stockholders' equity	92,706	92,767	89,615
Total liabilities and stockholders' equity	$ 869,688	$ 857,208	$ 850,462

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Statement of Financial Position [Abstract]
Common stock, par value	$ 0.20	$ 0.20	$ 0.20
Common stock, authorized	12,000,000	12,000,000	12,000,000
Common stock, issued	2,869,557	2,869,557	2,869,557
Common stock, outstanding	2,853,869	2,856,836	2,856,993
Treasury shares	15,688	12,721	12,564

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest and dividend income:
Interest and fees on loans	$ 5,026	$ 4,817	$ 9,975	$ 9,596
Interest on securities available for sale:
Taxable	804	1,063	1,804	2,222
Tax-exempt	805	849	1,571	1,720
Interest on deposits at other banks	19	19	33	27
Dividend income	64	77	207	132
Total interest and dividend income	6,718	6,825	13,590	13,697
Interest expense:
Interest on deposits	610	777	1,284	1,566
Interest on borrowings	341	440	681	868
Total interest expense	951	1,217	1,965	2,434
Net interest income	5,767	5,608	11,625	11,263
Provision (credit) for loan losses	100	(100)	300	(300)
Net interest income after provision (credit) for loan losses	5,667	5,708	11,325	11,563
Other income:
Trust and investment services income	316	285	671	650
Service fees	485	424	886	814
Commissions	503	494	968	960
Gains on securities transactions, net	$ 600	$ 582	$ 1,161	1,267
Impairment losses on securities:
Impairment gains on investment securities				15
Non-credit related losses on securities not expected to be sold in other comprehensive income before tax				(37)
Net impairment losses on investment securities				(22)
Gains on sale of mortgages	$ 236	$ 92	$ 389	130
Earnings on bank-owned life insurance	174	159	334	314
Other income	80	132	186	235
Total other income	2,394	2,168	4,595	4,348
Operating expenses:
Salaries and employee benefits	3,674	3,481	7,376	6,911
Occupancy	524	459	1,078	975
Equipment	298	268	566	528
Advertising & marketing	161	125	317	255
Computer software & data processing	384	396	758	795
Shares tax	195	183	391	366
Professional services	437	353	754	680
Other expense	514	524	1,097	1,077
Total operating expenses	6,187	5,789	12,337	11,587
Income before income taxes	1,874	2,087	3,583	4,324
Provision for federal income taxes	278	347	521	746
Net income	$ 1,596	$ 1,740	$ 3,062	$ 3,578
Earnings per share of common stock	$ 0.56	$ 0.61	$ 1.07	$ 1.25
Cash dividends paid per share	$ 0.27	$ 0.27	$ 0.54	$ 0.53
Weighted average shares outstanding	2,852,353	2,854,878	2,854,804	2,854,498

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]
Net income	$ 1,596	$ 1,740	$ 3,062	$ 3,578
Other-than-temporarily impaired securities available for sale:
Gains arising during the period				15
Income tax effect				(5)
Total				10
Losses recognized in earnings				22
Income tax effect				(7)
Total				15
Unrealized holding gains on other-than-temporarily impaired securities available for sale, net of tax				25
Securities available for sale not other-than-temporarily impaired:
Unrealized gains (losses) arising during the period	$ (3,403)	2,972	$ (1,086)	6,912
Income tax effect	1,157	(1,010)	369	(2,350)
Total	(2,246)	1,962	(717)	4,562
Gains recognized in earnings	(600)	(582)	(1,161)	(1,267)
Income tax effect	204	198	395	431
Total	(396)	(384)	(766)	(836)
Unrealized holding gains (losses) on securities available for sale not other-than-temporarily impaired, net of tax	(2,642)	1,578	(1,483)	3,726
Other comprehensive income (loss), net of tax	(2,642)	1,578	(1,483)	3,751
Comprehensive Income (Loss)	$ (1,046)	$ 3,318	$ 1,579	$ 7,329

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities:
Net income	$ 3,062	$ 3,578
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of securities premiums and discounts and loan fees	2,844	2,268
Decrease in interest receivable	(15)	(161)
Decrease in interest payable	(64)	(14)
Provision (credit) for loan losses	300	(300)
Gains on securities transactions, net	$ (1,161)	(1,267)
Impairment losses on securities		22
Gains on sale of mortgages	$ (389)	(130)
Loans originated for sale	(12,961)	(4,266)
Proceeds from sales of loans	12,562	4,347
Earnings on bank-owned life insurance	(334)	(314)
(Gain)/Loss on sale of other real estate owned	20	(9)
Depreciation of premises and equipment and amortization of software	765	719
Deferred income tax	(50)	309
Other assets and other liabilities, net	(220)	(2,127)
Net cash provided by operating activities	4,359	2,655
Securities available for sale:
Proceeds from maturities, calls, and repayments	31,750	14,613
Proceeds from sales	76,539	69,513
Purchases	(112,363)	(86,877)
Proceeds from sale of other real estate owned	122	48
Purchase of regulatory bank stock	(942)	(685)
Redemptions of regulatory bank stock	132	311
Purchase of bank-owned life insurance	(2,512)	(14)
Net increase in loans	(14,059)	(9,995)
Purchases of premises and equipment, net	(316)	(261)
Purchase of computer software	(139)	(109)
Net cash used for investing activities	(21,788)	(13,456)
Cash flows from financing activities:
Net increase in demand, NOW, and savings accounts	10,953	27,329
Net decrease in time deposits	(8,054)	(254)
Net increase in short-term borrowings	4,930	1,510
Proceeds from long-term debt	12,794	9,150
Repayments of long-term debt	(8,000)	(5,000)
Dividends paid	(1,541)	(1,514)
Treasury stock sold	257	239
Treasury stock purchased	(356)	(215)
Net cash provided by financing activities	10,983	31,245
Increase (decrease) in cash and cash equivalents	(6,446)	20,444
Cash and cash equivalents at beginning of period	43,412	24,577
Cash and cash equivalents at end of period	36,966	45,021
Supplemental disclosures of cash flow information:
Interest paid	2,029	2,448
Income taxes paid	445	250
Supplemental disclosure of non-cash investing and financing activities:
Net transfer of other real estate owned from loans	137	56
Fair value adjustments for securities available for sale	$ (2,249)	$ 5,683

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2015
Basis of Presentation [Abstract]
Basis of Presentation	1. Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. ENB Financial Corp (“the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”). Operating results for the three and six months ended June 30, 2015, are not necessarily indicative of the results that may be expected for the year ended December 31, 2015.

Securities Available for Sale

Securities Available for Sale	6 Months Ended
	Jun. 30, 2015
Securities Available for Sale [Abstract]
Securities Available for Sale	2. Securities Available for Sale The amortized cost and fair value of securities held at June 30, 2015 and December 31, 2014, are as follows: Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ June 30, 2015 U.S. government agencies 34,568 5 (306 ) 34,267 U.S. agency mortgage-backed securities 39,263 119 (323 ) 39,059 U.S. agency collateralized mortgage obligations 60,728 341 (669 ) 60,400 Corporate bonds 60,684 77 (452 ) 60,309 Obligations of states and political subdivisions 96,028 1,637 (1,188 ) 96,477 Total debt securities 291,271 2,179 (2,938 ) 290,512 Marketable equity securities 5,517 34 (4 ) 5,547 Total securities available for sale 296,788 2,213 (2,942 ) 296,059 December 31, 2014 U.S. government agencies 46,577 110 (528 ) 46,159 U.S. agency mortgage-backed securities 37,946 138 (134 ) 37,950 U.S. agency collateralized mortgage obligations 48,690 55 (679 ) 48,066 Corporate bonds 65,274 145 (311 ) 65,108 Obligations of states and political subdivisions 90,628 2,961 (258 ) 93,331 Total debt securities 289,115 3,409 (1,910 ) 290,614 Marketable equity securities 5,189 19 — 5,208 Total securities available for sale 294,304 3,428 (1,910 ) 295,822 The amortized cost and fair value of debt securities available for sale at June 30, 2015, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 21,498 21,431 Due after one year through five years 105,917 105,402 Due after five years through ten years 73,700 73,439 Due after ten years 90,156 90,240 Total debt securities 291,271 290,512 Securities available for sale with a par value of $ 73,680,000 75,013,000 78,488,000 78,269,000 Proceeds from active sales of securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 $ $ $ $ Proceeds from sales 36,304 28,253 76,539 69,513 Gross realized gains 644 777 1,253 1,751 Gross realized losses 44 195 92 484 SUMMARY OF GAINS AND LOSSES ON SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 $ $ $ $ Gross realized gains 644 777 1,253 1,751 Gross realized losses 44 195 92 484 Impairment on securities — — — 22 Total gross realized losses 44 195 92 506 Net gains on securities 600 582 1,161 1,245 The bottom portion of the above table shows the net gains on security transactions, including any impairment taken on securities held by the Corporation. The net gain or loss from security transactions is also reflected on the Corporation's Consolidated Statements of Income and Consolidated Statements of Cash Flows. Management evaluates all of the Corporation's securities for other than temporary impairment (OTTI) on a periodic basis. Prior to June 30, 2014, the Corporation had a small number of private collateralized mortgage obligations (PCMOs) of which all but one three Information pertaining to securities with gross unrealized losses at June 30, 2015, and December 31, 2014, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of June 30, 2015 U.S. government agencies 18,060 (196 ) 3,905 (110 ) 21,965 (306 ) U.S. agency mortgage-backed securities 17,914 (216 ) 2,683 (107 ) 20,597 (323 ) U.S. agency collateralized mortgage obligations 22,198 (458 ) 8,935 (211 ) 31,133 (669 ) Corporate bonds 35,675 (424 ) 3,181 (28 ) 38,856 (452 ) Obligations of states & political subdivisions 34,360 (934 ) 8,499 (254 ) 42,859 (1,188 ) Total debt securities 128,207 (2,228 ) 27,203 (710 ) 155,410 (2,938 ) Marketable equity securities 107 (4 ) — — 107 (4 ) Total temporarily impaired securities 128,314 (2,232 ) 27,203 (710 ) 155,517 (2,942 ) As of December 31, 2014 U.S. government agencies 9,676 (30 ) 19,689 (498 ) 29,365 (528 ) U.S. agency mortgage-backed securities 7,412 (18 ) 5,412 (116 ) 12,824 (134 ) U.S. agency collateralized mortgage obligations 25,314 (403 ) 11,222 (276 ) 36,536 (679 ) Corporate bonds 33,413 (227 ) 9,855 (84 ) 43,268 (311 ) Obligations of states & political subdivisions 2,710 (29 ) 16,720 (229 ) 19,430 (258 ) Total temporarily impaired securities 78,525 (707 ) 62,898 (1,203 ) 141,423 (1,910 ) In the debt security portfolio there were 122 The Corporation evaluates both equity and fixed maturity positions for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic and market concerns warrant such evaluation. U.S. generally accepted accounting principles provide for the bifurcation of OTTI into two categories: (a) the amount of the total OTTI related to a decrease in cash flows expected to be collected from the debt security (the credit loss), which is recognized in earnings, and (b) the amount of total OTTI related to all other factors, which is recognized, net of taxes, as a component of accumulated other comprehensive income. This accounting treatment was only applicable to two The prior impairment on the PCMOs was a result of a deterioration of expected cash flows on those securities due to higher projected credit losses than the amount of credit protection carried by those securities. Specifically, the foreclosure and severity rates had been running at levels where expected principal losses were in excess of the remaining credit protection on those instruments. The projected principal losses were based on prepayment speeds that were equal to or slower than the actual last twelve-month prepayment speeds the particular securities had experienced. Every quarter prior to the second quarter of 2014, management evaluated third-party reporting that showed projected principal losses based on various prepayment speed and severity rate scenarios. Based on the assumption that all loans over 60 22 one The following tables reflect the amortized cost, market value, and unrealized loss as of June 30, 2014, on the PCMO securities held which had impairment taken in the year. There were no impairment charges in 2015 since all of the PCMO securities were sold during 2014. In 2014, there was one 22 SECURITY IMPAIRMENT CHARGES (DOLLARS IN THOUSANDS) As of Book Market Unrealized Impairment Value Value Loss Charge $ $ $ $ Impaired private collateralized mortgage obligations — — — (22 ) The following table provides a cumulative roll forward of credit losses recognized in earnings for debt securities held: CREDIT LOSSES RECOGNIZED IN EARNINGS ON DEBT SECURITIES (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 $ $ $ $ Beginning balance — 1,170 — 1,148 Credit losses on debt securities for which other-than- temporary impairment has not been previously recognized — — — — Additional credit losses on debt securities for which other- than-temporary impairment was previously recognized — — — 22 Sale of debt securities with previously recognized impairment — (1,170 ) — (1,170 ) Ending balance — — — — With the sale of the remaining PCMO portfolio during the second quarter of 2014, there are no remaining impairment balances as of June 30, 2015.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2015
Loans and Allowance for Loan Losses [Abstract]
Loans and Allowance for Loan Losses	3. Loans and Allowance for Loan Losses The following table presents the Corporation's loan portfolio by category of loans as of June 30, 2015, and December 31, 2014. LOAN PORTFOLIO (DOLLARS IN THOUSANDS) June 30, December 31, 2015 2014 $ $ Commercial real estate Commercial mortgages 95,009 95,914 Agriculture mortgages 150,380 140,322 Construction 7,823 7,387 Total commercial real estate 253,212 243,623 Consumer real estate (a) 1- 4 family residential mortgages 122,642 123,395 Home equity loans 12,007 12,563 Home equity lines of credit 30,482 27,308 Total consumer real estate 165,131 163,266 Commercial and industrial Commercial and industrial 33,046 31,998 Tax-free loans 12,843 11,806 Agriculture loans 16,455 16,496 Total commercial and industrial 62,344 60,300 Consumer 3,606 3,517 Gross loans prior to deferred fees 484,293 470,706 Less: Deferred loan costs, net (510 ) (462 ) Allowance for loan losses 7,249 7,141 Total net loans 477,554 464,027 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $ 26,631,000 16,670,000 The Corporation grades commercial credits differently than consumer credits. The following tables represent all of the Corporation's commercial credit exposures by internally assigned grades as of June 30, 2015 and December 31, 2014. The grading analysis estimates the capability of the borrower to repay the contractual obligations under the loan agreements as scheduled. The Corporation's internal commercial credit risk grading system is based on experiences with similarly graded loans. The Corporation's internally assigned grades for commercial credits are as follows: • Pass – loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. • Special Mention – loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected. • Substandard – loans that have a well-defined weakness based on objective evidence and characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. • Doubtful – loans classified as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. • Loss – loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) Commercial Commercial Agriculture and Tax-free Agriculture June 30, 2015 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 88,461 147,490 6,535 32,117 10,396 16,271 301,270 Special Mention 908 858 — 56 2,447 27 4,296 Substandard 5,640 2,032 1,288 873 — 157 9,990 Doubtful — — — — — — — Loss — — — — — — — Total 95,009 150,380 7,823 33,046 12,843 16,455 315,556 Commercial Commercial Agriculture and Tax-free Agriculture December 31, 2014 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 82,478 135,298 5,350 31,006 11,806 16,255 282,193 Special Mention 2,649 3,237 — 29 — 29 5,944 Substandard 10,787 1,787 2,037 963 — 212 15,786 Doubtful — — — — — — — Loss — — — — — — — Total 95,914 140,322 7,387 31,998 11,806 16,496 303,923 For consumer loans, the Corporation evaluates credit quality based on whether the loan is considered performing or non-performing. Non-performing loans consist of those loans greater than 90 CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) 1-4 Family Home Equity June 30, 2015 Residential Home Equity Lines of Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 122,255 12,007 30,482 3,603 168,347 Non-performing 387 — — 3 390 Total 122,642 12,007 30,482 3,606 168,737 1-4 Family Home Equity December 31, 2014 Residential Home Equity Lines of Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 123,023 12,551 27,308 3,517 166,399 Non-performing 372 12 — — 384 Total 123,395 12,563 27,308 3,517 166,783 The following tables present an age analysis of the Corporation's past due loans, segregated by loan portfolio class, as of June 30, 2015 and December 31, 2014: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and June 30, 2015 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 130 181 — 311 94,698 95,009 — Agriculture mortgages — — — — 150,380 150,380 — Construction — — — — 7,823 7,823 — Consumer real estate 1- 4 family residential mortgages 817 33 387 1,237 121,405 122,642 387 Home equity loans 46 — — 46 11,961 12,007 — Home equity lines of credit — — — — 30,482 30,482 — Commercial and industrial Commercial and industrial 18 — 56 74 32,972 33,046 — Tax-free loans — — — — 12,843 12,843 — Agriculture loans — — — — 16,455 16,455 — Consumer 12 17 3 32 3,574 3,606 3 Total 1,023 231 446 1,700 482,593 484,293 390 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2014 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — 189 266 455 95,459 95,914 — Agriculture mortgages — — — — 140,322 140,322 — Construction — — — — 7,387 7,387 — Consumer real estate 1- 4 family residential mortgages 665 349 372 1,386 122,009 123,395 372 Home equity loans 78 14 12 104 12,459 12,563 12 Home equity lines of credit 13 — — 13 27,295 27,308 — Commercial and industrial Commercial and industrial 21 73 — 94 31,904 31,998 — Tax-free loans — — — — 11,806 11,806 — Agriculture loans — — — — 16,496 16,496 — Consumer 23 1 — 24 3,493 3,517 — Total 800 626 650 2,076 468,630 470,706 384 The following table presents nonaccrual loans by classes of the loan portfolio as of June 30, 2015 and December 31, 2014: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) June 30, December 31, 2015 2014 $ $ Commercial real estate Commercial mortgages 465 894 Agriculture mortgages — — Construction — — Consumer real estate 1- 4 family residential mortgages — — Home equity loans — — Home equity lines of credit — — Commercial and industrial Commercial and industrial 56 73 Tax-free loans — — Agriculture loans — — Consumer — — Total 521 967 As of June 30, 2015 and December 31, 2014, all of the Corporation's commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three and six months ended June 30, 2015 and June 30, 2014, is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended June 30, Six months ended June 30, 2015 2014 2015 2014 $ $ $ $ Average recorded balance of impaired loans 1,920 2,580 2,043 2,617 Interest income recognized on impaired loans 21 27 45 55 Interest income on impaired loans would have increased by approximately $ 6,000 13,000 10,000 22,000 During the six months ended June 30, 2015 and 2014, there were no loan modifications made that would cause a loan to be considered a troubled debt restructuring (TDR). A TDR is a loan where management has granted a concession to the borrower from the original terms. A concession is generally defined as more favorable payment or credit terms granted to a borrower in an effort to improve the likelihood of the lender collecting principal in its entirety. Concessions usually are in the form of interest only for a period of time, or a lower interest rate offered in an effort to enable the borrower to continue to make normally scheduled payments. The following tables summarize information in regards to impaired loans by loan portfolio class as of June 30, 2015, December 31, 2014, and June 30, 2014: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest Recorded Principal Related Recorded Income June 30, 2015 Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 465 1,038 — 607 — Agriculture mortgages 1,360 1,360 — 1,375 43 Construction — — — — — Total commercial real estate 1,825 2,398 — 1,982 43 Commercial and industrial Commercial and industrial 56 62 — 61 2 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 56 62 — 61 2 Total with no 1,881 2,460 — 2,043 45 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 465 1,038 — 607 — Agriculture mortgages 1,360 1,360 — 1,375 43 Construction — — — — — Total commercial real estate 1,825 2,398 — 1,982 43 Commercial and industrial Commercial and industrial 56 62 — 61 2 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 56 62 — 61 2 Total 1,881 2,460 — 2,043 45 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest December 31, 2014 Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 745 931 — 931 — Agriculture mortgages 1,391 1,391 — 1,539 104 Construction — — — — — Total commercial real estate 2,136 2,322 — 2,470 104 Commercial and industrial Commercial and industrial 73 73 — 86 6 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 73 73 — 86 6 Total with no 2,209 2,395 — 2,556 110 With an allowance recorded: Commercial real estate Commercial mortgages 149 264 1 68 — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate 149 264 1 68 — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance 149 264 1 68 — Total by loan class: Commercial real estate Commercial mortgages 894 1,195 1 999 — Agriculture mortgages 1,391 1,391 — 1,539 104 Construction — — — — — Total commercial real estate 2,285 2,586 1 2,538 104 Commercial and industrial Commercial and industrial 73 73 — 86 6 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 73 73 — 86 6 Total 2,358 2,659 1 2,624 110 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest June 30, 2014 Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 888 985 — 940 — Agriculture mortgages 1,569 1,569 — 1,580 55 Construction — — — — — Total commercial real estate 2,457 2,554 — 2,520 55 Commercial and industrial Commercial and industrial 81 81 — 97 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 81 81 — 97 — Total with no 2,538 2,635 — 2,617 55 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 888 985 — 940 — Agriculture mortgages 1,569 1,569 — 1,580 55 Construction — — — — — Total commercial real estate 2,457 2,554 — 2,520 55 Commercial and industrial Commercial and industrial 81 81 — 97 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 81 81 — 97 — Total 2,538 2,635 — 2,617 55 The following table details activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2015: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2014 3,834 1,367 1,301 66 573 7,141 Charge-offs (272 ) — — (1 ) — (273 ) Recoveries 2 — 70 — — 72 Provision 623 (283 ) (147 ) (11 ) 18 200 Balance - March 31, 2015 4,187 1,084 1,224 54 591 7,140 Charge-offs — — (2 ) (3 ) — (5 ) Recoveries 1 — 11 2 — 14 Provision (29 ) (20 ) 157 22 (30 ) 100 Ending Balance - June 30, 2015 4,159 1,064 1,390 75 561 7,249 During the six months ended June 30, 2015, provision expense was recorded for the commercial real estate segment with minimal provisions or credit provisions recorded in all other loan categories. There were $272,000 of commercial real estate loan charge-offs during the first quarter of 2015, which increased the historical loss rates and ultimately resulted in a higher required reserve amount for the commercial real estate category. Qualitative factors have been shifting, with more factors declining than increasing. The consumer real estate area had declines in five of nine qualitative factors resulting in a lower required provision. To a lesser degree, the historic loss experience on commercial and industrial loans has been very favorable with more recoveries than charge-offs and two qualitative factors were reduced, resulting in a lower required provision. The consumer loan area saw three qualitative factors reduced with one increased, resulting in a lower required provision on a much smaller loan amount. The higher commercial real estate loan charge-offs and loan growth during the first quarter of 2015 overshadowed the reduction in provisions in the other areas, resulting in a higher total provision required through June 30, 2015. T ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2013 3,657 1,346 1,416 102 698 7,219 Charge-offs — — — (15 ) — (15 ) Recoveries 4 5 43 — — 52 Provision (150 ) 51 (117 ) 17 (1 ) (200 )(1) Balance - March 31, 2014 3,511 1,402 1,342 104 697 7,056 Charge-offs — — — — — — Recoveries 3 — 9 — — 12 Provision (106 ) 44 12 (24 ) (26 ) (100 )(1) Ending Balance - June 30, 2014 3,408 1,446 1,363 80 671 6,968 (1) The Corporation recognized a $ 200,000 100,000 During the six months ended June 30, 2014, credit provisions were recorded for the commercial real estate, commercial and industrial, and consumer loan categories while there was provision expense required for the consumer real estate loan category. The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of June 30, 2015 and December 31, 2014: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Commercial Consumer Commercial As of Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 4,159 1,064 1,390 75 561 7,249 Loans receivable: Ending balance 253,212 165,131 62,344 3,606 484,293 Ending balance: individually evaluated for impairment 1,825 — 56 — 1,881 Ending balance: collectively evaluated for impairment 251,387 165,131 62,288 3,606 482,412 Commercial Consumer Commercial As of Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 1 — — — — 1 Ending balance: collectively evaluated for impairment 3,833 1,367 1,301 66 573 7,140 Loans receivable: Ending balance 243,623 163,266 60,300 3,517 470,706 Ending balance: individually evaluated for impairment 2,285 — 73 — 2,358 Ending balance: collectively evaluated for impairment 241,338 163,266 60,227 3,517 468,348

Fair Value Presentation

Fair Value Presentation	6 Months Ended
	Jun. 30, 2015
Fair Value Presentation [Abstract]
Fair Value Presentation	4. Fair Value Presentation U.S. generally accepted accounting principles establish a hierarchal disclosure framework associated with the level of observable pricing utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no observable pricing as of the reported date. These items do not have two-way markets and are measured using management's best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. The following tables present the assets reported on the consolidated balance sheets at their fair value as of June 30, 2015 , and December 31, 2014 , by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) June 30, 2015 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 34,267 — 34,267 U.S. agency mortgage-backed securities — 39,059 — 39,059 U.S. agency collateralized mortgage obligations — 60,400 — 60,400 Corporate bonds — 60,309 — 60,309 Obligations of states & political subdivisions — 96,477 — 96,477 Marketable equity securities 5,547 — — 5,547 Total securities 5,547 290,512 — 296,059 On June 30, 2015 , the Corporation held no securities valued using level III inputs. All of the Corporation's debt instruments were valued using level II inputs, where quoted prices are available and observable, but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation's CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of June 30, 2015 , the CRA fund investments had a $ 5,000,000 517,000 547,000 Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2014 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 46,159 — 46,159 U.S. agency mortgage-backed securities — 37,950 — 37,950 U.S. agency collateralized mortgage obligations — 48,066 — 48,066 Corporate bonds — 65,108 — 65,108 Obligations of states & political subdivisions — 93,331 — 93,331 Marketable equity securities 5,208 — — 5,208 Total securities 5,208 290,614 — 295,822 On December 31, 2014 , the Corporation held no securities valued using level III inputs. All of the Corporation's debt instruments were valued using level II inputs, where quoted prices are available and observable but not necessarily quotes on identical securities traded in active markets on a daily basis. As of December 31, 2014 , the Corporation's CRA fund investments had a book and fair market value of $ 5,000,000 189,000 208,000 Financial instruments are considered level III when their values are determined using pricing models, discounted cash flow methodologies, or similar techniques, and at least one significant model assumption or input is unobservable. In addition to these unobservable inputs, the valuation models for level III financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. Level III financial instruments also include those for which the determination of fair value requires significant management judgment or estimation. There were no level III securities as of June 30, 2015 or December 31, 2014 . The following tables present the assets measured on a nonrecurring basis on the Consolidated Balance Sheets at their fair value as of June 30, 2015 and December 31, 2014 , by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS (DOLLARS IN THOUSANDS) June 30, 2015 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans — — 1,881 1,881 OREO — — 64 64 Total — — 1,945 1,945 December 31, 2014 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans — — 2,357 2,357 OREO — — 69 69 Total — — 2,426 2,426 The Corporation had a total of $ 1,881,000 2,358,000 1,000 Other real estate owned (OREO) is measured at fair value, less estimated costs to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management. The Corporation's OREO balance consisted of one residential property that was classified as OREO as of June 30, 2015, and a different residential property that was classified as OREO as of December 31, 2014, and sold prior to June 30, 2015. Management has estimated the current value of the OREO property held at June 30, 2015, at $ 64,000 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) June 30, 2015 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,881 Appraisal of Appraisal -20 -20 collateral (1) adjustments (2) Liquidation -10 -10 expenses (2) OREO 64 Appraisal of Appraisal collateral (1),(3) adjustments (2) -40 -40 Liquidation expenses (2) -1 -1 December 31, 2014 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,357 Appraisal of Appraisal -20 -20 collateral (1) adjustments (2) Liquidation -10 -10 expenses (2) OREO 69 Appraisal of Appraisal collateral (1),(3) adjustments (2) -40 -40 Liquidation expenses (2) -1 -1 (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. (3) Includes qualitative adjustments by management and estimated liquidation expenses.

Interim Disclosures about Fair

Interim Disclosures about Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2015
Interim Disclosures about Fair Value of Financial Instruments [Abstract]
Interim Disclosures about Fair Value of Financial Instruments	5. Interim Disclosures about Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instrument: Cash and Cash Equivalents For these short-term instruments, the carrying amount is a reasonable estimate of fair value. Securities Available for Sale Management utilizes quoted market pricing for the fair value of the Corporation's securities that are available for sale, if available. If a quoted market rate is not available, fair value is estimated using quoted market prices for similar securities. Regulatory Stock Regulatory stock is valued at a stable dollar price, which is the price used to purchase or liquidate shares; therefore, the carrying amount is a reasonable estimate of fair value. Loans Held for Sale Loans held for sale are individual loans for which the Corporation has a firm sales commitment; therefore, the carrying value is a reasonable estimate of the fair value. Loans The fair value of fixed and variable rate loans is estimated by discounting back the scheduled future cash flows of the particular loan product, using the market interest rates of comparable loan products in the Corporation's greater market area, with the same general structure, comparable credit ratings, and for the same remaining maturities. Accrued Interest Receivable The carrying amount of accrued interest receivable is a reasonable estimate of fair value. Bank Owned Life Insurance Fair value is equal to the cash surrender value of the life insurance policies. Deposits The fair value of non-interest bearing demand deposit accounts and interest bearing demand, savings, and money market deposit accounts is based on the amount payable on demand at the reporting date. The fair value of fixed-maturity time deposits is estimated by discounting back the expected cash flows of the time deposit using market interest rates from the Corporation's greater market area currently offered for similar time deposits with similar remaining maturities. Borrowings The fair value of a term borrowing is estimated by comparing the rate currently offered for the same type of borrowing instrument with a matching remaining term. Accrued Interest Payable The carrying amount of accrued interest payable is a reasonable estimate of fair value. Firm Commitments to Extend Credit, Lines of Credit, and Open Letters of Credit These financial instruments are generally not subject to sale and estimated fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment or letter of credit, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment, using fees currently charged to enter into similar agreements with similar credit risk, is not considered material for disclosure purposes. The contractual amounts of unfunded commitments are presented in Note 6. Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Corporation's financial instruments at June 30, 2015 and December 31, 2014, are summarized as follows: FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) June 30, 2015 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 36,966 36,966 36,966 — — Securities available for sale 296,059 296,059 5,547 290,512 — Regulatory stock 4,037 4,037 4,037 — — Loans held for sale 1,294 1,294 1,294 — — Loans, net of allowance 477,554 482,248 — — 482,248 Accrued interest receivable 3,721 3,721 3,721 — — Bank owned life insurance 23,449 23,449 23,449 — — Financial Liabilities: Demand deposits 207,826 207,826 207,826 — — Interest-bearing demand deposits 10,446 10,446 10,446 — — NOW accounts 80,571 80,571 80,571 — — Money market deposit accounts 67,843 67,843 67,843 — — Savings accounts 142,350 142,350 142,350 — — Time deposits 193,514 194,695 — — 194,695 Total deposits 702,550 703,731 509,036 — 194,695 Short-term borrowings 4,930 4,930 4,930 — — Long-term debt 67,094 67,671 — — 67,671 Accrued interest payable 522 522 522 — — FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2014 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 43,412 43,412 43,412 — — Securities available for sale 295,822 295,822 5,208 290,614 — Regulatory stock 3,227 3,227 3,227 — — Loans held for sale 506 506 506 — — Loans, net of allowance 464,027 463,197 — — 463,197 Accrued interest receivable 3,706 3,706 3,706 — — Bank owned life insurance 20,603 20,603 20,603 — — Financial Liabilities: Demand deposits 210,444 210,444 210,444 — — Interest-bearing demand deposits 14,039 14,039 14,039 — — NOW accounts 72,951 72,951 72,951 — — Money market deposit accounts 69,442 69,442 69,442 — — Savings accounts 131,206 131,206 131,206 — — Time deposits 201,569 203,787 — — 203,787 Total deposits 699,651 701,869 498,082 — 203,787 Long-term debt 62,300 63,058 — — 63,058 Accrued interest payable 586 586 586 — —

Commitments and Contingent Liab

Commitments and Contingent Liabilities	6 Months Ended
	Jun. 30, 2015
Commitments and Contingent Liabilities [Abstract]
Commitments and Contingent Liabilities	6 Commitments and Contingent Liabilities In order to meet the financing needs of its customers in the normal course of business, the Corporation makes various commitments that are not reflected in the accompanying consolidated financial statements. These commitments include firm commitments to extend credit, unused lines of credit, and open letters of credit. As of June 30, 2015, firm loan commitments were $ 33.9 155.1 10.9 199.9

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	7. Accumulated Other Comprehensive Income (Loss) The activity in accumulated other comprehensive income (loss) for the three and six months ended June 30, 2015 and 2014 is as follows: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2014 1,002 Other comprehensive income before reclassifications 1,529 Amount reclassified from accumulated other comprehensive income (370 ) Period change 1,159 Balance at March 31, 2015 2,161 Other comprehensive loss before reclassifications (2,246 ) Amount reclassified from accumulated other comprehensive loss (396 ) Period change (2,642 ) Balance at June 30, 2015 (481 ) Balance at December 31, 2013 (3,940 ) Other comprehensive income before reclassifications 2,610 Amount reclassified from accumulated other comprehensive income (437 ) Period change 2,173 Balance at March 31, 2014 (1,767 ) Other comprehensive income before reclassifications 1,962 Amount reclassified from accumulated other comprehensive income (384 ) Period change 1,578 Balance at June 30, 2014 (189 ) (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 34 (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended June 30, 2015 2014 Affected Line Item in the $ $ Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 600 582 Gains on securities transactions, net Related income tax expense (204 ) (198 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 396 384 (1) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Six Months Ended June 30, 2015 2014 Affected Line Item in the $ $ Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 1,161 1,267 Gains on securities transactions, net Related income tax expense (395 ) (431 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 766 836 Net impairment losses reclassified into earnings — (22 ) Net impairment losses on investment securities Related income tax expense — 7 Provision for federal income taxes Net effect on accumulated other comprehensive income for the period — (15 ) Total reclassifications for the period 766 821 (1) Amounts in parentheses indicate debits.

Recently Issued Accounting Stan

Recently Issued Accounting Standards	6 Months Ended
	Jun. 30, 2015
Recently Issued Accounting Standards [Abstract]
Recently Issued Accounting Standards	8. Recently Issued Accounting Standards In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-01, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects. In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. . In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation (Topic 718): Accounting for Share-Based Payments when the Terms of an Award Provide that a Performance Target Could Be Achieved After the Requisite Service Period The amendments in this Update are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted. Entities may apply the amendments in this Update either (a) prospectively to all awards granted or modified after the effective date or (b) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. If retrospective transition is adopted, the cumulative effect of applying this Update as of the beginning of the earliest annual period presented in the financial statements should be recognized as an adjustment to the opening retained earnings balance at that date. In August 2014, the FASB issued ASU 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) In August 2014, the FASB issued ASU 2014-15, Presentation of Financial Statements -Going Concern (Subtopic 205-40). In November 2014, the FASB issued ASU 2014-16, Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force). In November 2014, the FASB issued ASU 2014-17, Business Combinations (Topic 805): Pushdown Accounting. In January 2015, the FASB issued ASU 2015-01, Income Statement –Extraordinary and Unusual Items, In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810) In April 2015, the FASB issued ASU 2015-03, Interest-Imputation of Interest (Subtopic 835-30) In April 2015, the FASB issued ASU 2015-04, Compensation-Retirement Benefits (Topic 715), In April 2015, the FASB issued ASU 2015-05, Intangible – Goodwill and Other Internal Use Software (Topic 350-40) In April 2015, the FASB issued ASU 2015-06, Earnings Per Share (Topic 260): Effects on Historical Earnings per Unit of Master Limited Partnership Dropdown Transactions. Earnings Per Share Application of the Two-Class Method under FASB Statement No. 128 to Master Limited Partnerships In May 2015, the FASB issued ASU 2015-07, Disclosures for Investments in Certain Entities That Calculate Net Asset Value per Share (or Its Equivalent) In May 2015, the FASB issued ASU 2015-08 , Business Combinations - Pushdown Accounting - Amendment to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115 In May 2015, the FASB issued ASU 2015-09, Financial Services-Insurance (Topic 944) - Disclosure about Short-Duration Contracts Financial Services-Insurance In June 2015, the FASB issued ASU 2015-10, Technical Corrections and Improvements

Securities Available for Sale (

Securities Available for Sale (Tables)	6 Months Ended
	Jun. 30, 2015
Securities Available for Sale [Abstract]
Schedule of amortized cost and fair value of securities	Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ June 30, 2015 U.S. government agencies 34,568 5 (306 ) 34,267 U.S. agency mortgage-backed securities 39,263 119 (323 ) 39,059 U.S. agency collateralized mortgage obligations 60,728 341 (669 ) 60,400 Corporate bonds 60,684 77 (452 ) 60,309 Obligations of states and political subdivisions 96,028 1,637 (1,188 ) 96,477 Total debt securities 291,271 2,179 (2,938 ) 290,512 Marketable equity securities 5,517 34 (4 ) 5,547 Total securities available for sale 296,788 2,213 (2,942 ) 296,059 December 31, 2014 U.S. government agencies 46,577 110 (528 ) 46,159 U.S. agency mortgage-backed securities 37,946 138 (134 ) 37,950 U.S. agency collateralized mortgage obligations 48,690 55 (679 ) 48,066 Corporate bonds 65,274 145 (311 ) 65,108 Obligations of states and political subdivisions 90,628 2,961 (258 ) 93,331 Total debt securities 289,115 3,409 (1,910 ) 290,614 Marketable equity securities 5,189 19 — 5,208 Total securities available for sale 294,304 3,428 (1,910 ) 295,822
Schedule of contractual maturity of debt securities	CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 21,498 21,431 Due after one year through five years 105,917 105,402 Due after five years through ten years 73,700 73,439 Due after ten years 90,156 90,240 Total debt securities 291,271 290,512
Schedule of proceeds and gains and losses on securities available for sale	PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 $ $ $ $ Proceeds from sales 36,304 28,253 76,539 69,513 Gross realized gains 644 777 1,253 1,751 Gross realized losses 44 195 92 484 SUMMARY OF GAINS AND LOSSES ON SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 $ $ $ $ Gross realized gains 644 777 1,253 1,751 Gross realized losses 44 195 92 484 Impairment on securities — — — 22 Total gross realized losses 44 195 92 506 Net gains on securities 600 582 1,161 1,245
Schedule of securities in an unrealized loss position (temporary impairment)	TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of June 30, 2015 U.S. government agencies 18,060 (196 ) 3,905 (110 ) 21,965 (306 ) U.S. agency mortgage-backed securities 17,914 (216 ) 2,683 (107 ) 20,597 (323 ) U.S. agency collateralized mortgage obligations 22,198 (458 ) 8,935 (211 ) 31,133 (669 ) Corporate bonds 35,675 (424 ) 3,181 (28 ) 38,856 (452 ) Obligations of states & political subdivisions 34,360 (934 ) 8,499 (254 ) 42,859 (1,188 ) Total debt securities 128,207 (2,228 ) 27,203 (710 ) 155,410 (2,938 ) Marketable equity securities 107 (4 ) — — 107 (4 ) Total temporarily impaired securities 128,314 (2,232 ) 27,203 (710 ) 155,517 (2,942 ) As of December 31, 2014 U.S. government agencies 9,676 (30 ) 19,689 (498 ) 29,365 (528 ) U.S. agency mortgage-backed securities 7,412 (18 ) 5,412 (116 ) 12,824 (134 ) U.S. agency collateralized mortgage obligations 25,314 (403 ) 11,222 (276 ) 36,536 (679 ) Corporate bonds 33,413 (227 ) 9,855 (84 ) 43,268 (311 ) Obligations of states & political subdivisions 2,710 (29 ) 16,720 (229 ) 19,430 (258 ) Total temporarily impaired securities 78,525 (707 ) 62,898 (1,203 ) 141,423 (1,910 )
Schedule of security impairment charges	SECURITY IMPAIRMENT CHARGES (DOLLARS IN THOUSANDS) As of Book Market Unrealized Impairment Value Value Loss Charge $ $ $ $ Impaired private collateralized mortgage obligations — — — (22 )
Schedule of credit losses recognized in earnings on debt securities	CREDIT LOSSES RECOGNIZED IN EARNINGS ON DEBT SECURITIES (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 $ $ $ $ Beginning balance — 1,170 — 1,148 Credit losses on debt securities for which other-than- temporary impairment has not been previously recognized — — — — Additional credit losses on debt securities for which other- than-temporary impairment was previously recognized — — — 22 Sale of debt securities with previously recognized impairment — (1,170 ) — (1,170 ) Ending balance — — — —

Loans and Allowance for Loan 16

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Loans and Allowance for Loan Losses [Abstract]
Schedule of loan portfolio by category	The following table presents the Corporation's loan portfolio by category of loans as of June 30, 2015, and December 31, 2014. LOAN PORTFOLIO (DOLLARS IN THOUSANDS) June 30, December 31, 2015 2014 $ $ Commercial real estate Commercial mortgages 95,009 95,914 Agriculture mortgages 150,380 140,322 Construction 7,823 7,387 Total commercial real estate 253,212 243,623 Consumer real estate (a) 1- 4 family residential mortgages 122,642 123,395 Home equity loans 12,007 12,563 Home equity lines of credit 30,482 27,308 Total consumer real estate 165,131 163,266 Commercial and industrial Commercial and industrial 33,046 31,998 Tax-free loans 12,843 11,806 Agriculture loans 16,455 16,496 Total commercial and industrial 62,344 60,300 Consumer 3,606 3,517 Gross loans prior to deferred fees 484,293 470,706 Less: Deferred loan costs, net (510 ) (462 ) Allowance for loan losses 7,249 7,141 Total net loans 477,554 464,027 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $ 26,631,000 16,670,000
Schedule of commercial and consumer credit exposure	COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) Commercial Commercial Agriculture and Tax-free Agriculture June 30, 2015 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 88,461 147,490 6,535 32,117 10,396 16,271 301,270 Special Mention 908 858 — 56 2,447 27 4,296 Substandard 5,640 2,032 1,288 873 — 157 9,990 Doubtful — — — — — — — Loss — — — — — — — Total 95,009 150,380 7,823 33,046 12,843 16,455 315,556 Commercial Commercial Agriculture and Tax-free Agriculture December 31, 2014 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 82,478 135,298 5,350 31,006 11,806 16,255 282,193 Special Mention 2,649 3,237 — 29 — 29 5,944 Substandard 10,787 1,787 2,037 963 — 212 15,786 Doubtful — — — — — — — Loss — — — — — — — Total 95,914 140,322 7,387 31,998 11,806 16,496 303,923 CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) 1-4 Family Home Equity June 30, 2015 Residential Home Equity Lines of Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 122,255 12,007 30,482 3,603 168,347 Non-performing 387 — — 3 390 Total 122,642 12,007 30,482 3,606 168,737 1-4 Family Home Equity December 31, 2014 Residential Home Equity Lines of Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 123,023 12,551 27,308 3,517 166,399 Non-performing 372 12 — — 384 Total 123,395 12,563 27,308 3,517 166,783
Schedule of aging of loans receivable	The following tables present an age analysis of the Corporation's past due loans, segregated by loan portfolio class, as of June 30, 2015 and December 31, 2014: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and June 30, 2015 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 130 181 — 311 94,698 95,009 — Agriculture mortgages — — — — 150,380 150,380 — Construction — — — — 7,823 7,823 — Consumer real estate 1- 4 family residential mortgages 817 33 387 1,237 121,405 122,642 387 Home equity loans 46 — — 46 11,961 12,007 — Home equity lines of credit — — — — 30,482 30,482 — Commercial and industrial Commercial and industrial 18 — 56 74 32,972 33,046 — Tax-free loans — — — — 12,843 12,843 — Agriculture loans — — — — 16,455 16,455 — Consumer 12 17 3 32 3,574 3,606 3 Total 1,023 231 446 1,700 482,593 484,293 390 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2014 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — 189 266 455 95,459 95,914 — Agriculture mortgages — — — — 140,322 140,322 — Construction — — — — 7,387 7,387 — Consumer real estate 1- 4 family residential mortgages 665 349 372 1,386 122,009 123,395 372 Home equity loans 78 14 12 104 12,459 12,563 12 Home equity lines of credit 13 — — 13 27,295 27,308 — Commercial and industrial Commercial and industrial 21 73 — 94 31,904 31,998 — Tax-free loans — — — — 11,806 11,806 — Agriculture loans — — — — 16,496 16,496 — Consumer 23 1 — 24 3,493 3,517 — Total 800 626 650 2,076 468,630 470,706 384
Schedule of nonaccrual loans by class	The following table presents nonaccrual loans by classes of the loan portfolio as of June 30, 2015 and December 31, 2014: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) June 30, December 31, 2015 2014 $ $ Commercial real estate Commercial mortgages 465 894 Agriculture mortgages — — Construction — — Consumer real estate 1- 4 family residential mortgages — — Home equity loans — — Home equity lines of credit — — Commercial and industrial Commercial and industrial 56 73 Tax-free loans — — Agriculture loans — — Consumer — — Total 521 967
Schedule of impaired loans	As of June 30, 2015 and December 31, 2014, all of the Corporation's commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three and six months ended June 30, 2015 and June 30, 2014, is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended June 30, Six months ended June 30, 2015 2014 2015 2014 $ $ $ $ Average recorded balance of impaired loans 1,920 2,580 2,043 2,617 Interest income recognized on impaired loans 21 27 45 55 The following tables summarize information in regards to impaired loans by loan portfolio class as of June 30, 2015, December 31, 2014, and June 30, 2014: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest Recorded Principal Related Recorded Income June 30, 2015 Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 465 1,038 — 607 — Agriculture mortgages 1,360 1,360 — 1,375 43 Construction — — — — — Total commercial real estate 1,825 2,398 — 1,982 43 Commercial and industrial Commercial and industrial 56 62 — 61 2 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 56 62 — 61 2 Total with no 1,881 2,460 — 2,043 45 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 465 1,038 — 607 — Agriculture mortgages 1,360 1,360 — 1,375 43 Construction — — — — — Total commercial real estate 1,825 2,398 — 1,982 43 Commercial and industrial Commercial and industrial 56 62 — 61 2 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 56 62 — 61 2 Total 1,881 2,460 — 2,043 45 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest December 31, 2014 Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 745 931 — 931 — Agriculture mortgages 1,391 1,391 — 1,539 104 Construction — — — — — Total commercial real estate 2,136 2,322 — 2,470 104 Commercial and industrial Commercial and industrial 73 73 — 86 6 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 73 73 — 86 6 Total with no 2,209 2,395 — 2,556 110 With an allowance recorded: Commercial real estate Commercial mortgages 149 264 1 68 — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate 149 264 1 68 — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance 149 264 1 68 — Total by loan class: Commercial real estate Commercial mortgages 894 1,195 1 999 — Agriculture mortgages 1,391 1,391 — 1,539 104 Construction — — — — — Total commercial real estate 2,285 2,586 1 2,538 104 Commercial and industrial Commercial and industrial 73 73 — 86 6 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 73 73 — 86 6 Total 2,358 2,659 1 2,624 110 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest June 30, 2014 Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 888 985 — 940 — Agriculture mortgages 1,569 1,569 — 1,580 55 Construction — — — — — Total commercial real estate 2,457 2,554 — 2,520 55 Commercial and industrial Commercial and industrial 81 81 — 97 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 81 81 — 97 — Total with no 2,538 2,635 — 2,617 55 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 888 985 — 940 — Agriculture mortgages 1,569 1,569 — 1,580 55 Construction — — — — — Total commercial real estate 2,457 2,554 — 2,520 55 Commercial and industrial Commercial and industrial 81 81 — 97 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 81 81 — 97 — Total 2,538 2,635 — 2,617 55
Schedule of allowance for credit losses	The following table details activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2015: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2014 3,834 1,367 1,301 66 573 7,141 Charge-offs (272 ) — — (1 ) — (273 ) Recoveries 2 — 70 — — 72 Provision 623 (283 ) (147 ) (11 ) 18 200 Balance - March 31, 2015 4,187 1,084 1,224 54 591 7,140 Charge-offs — — (2 ) (3 ) — (5 ) Recoveries 1 — 11 2 — 14 Provision (29 ) (20 ) 157 22 (30 ) 100 Ending Balance - June 30, 2015 4,159 1,064 1,390 75 561 7,249 T ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2013 3,657 1,346 1,416 102 698 7,219 Charge-offs — — — (15 ) — (15 ) Recoveries 4 5 43 — — 52 Provision (150 ) 51 (117 ) 17 (1 ) (200 )(1) Balance - March 31, 2014 3,511 1,402 1,342 104 697 7,056 Charge-offs — — — — — — Recoveries 3 — 9 — — 12 Provision (106 ) 44 12 (24 ) (26 ) (100 )(1) Ending Balance - June 30, 2014 3,408 1,446 1,363 80 671 6,968 (1) The Corporation recognized a $ 200,000 100,000 The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of June 30, 2015 and December 31, 2014: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Commercial Consumer Commercial As of Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 4,159 1,064 1,390 75 561 7,249 Loans receivable: Ending balance 253,212 165,131 62,344 3,606 484,293 Ending balance: individually evaluated for impairment 1,825 — 56 — 1,881 Ending balance: collectively evaluated for impairment 251,387 165,131 62,288 3,606 482,412 Commercial Consumer Commercial As of Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 1 — — — — 1 Ending balance: collectively evaluated for impairment 3,833 1,367 1,301 66 573 7,140 Loans receivable: Ending balance 243,623 163,266 60,300 3,517 470,706 Ending balance: individually evaluated for impairment 2,285 — 73 — 2,358 Ending balance: collectively evaluated for impairment 241,338 163,266 60,227 3,517 468,348

Fair Value Presentation (Tables

Fair Value Presentation (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Presentation [Abstract]
Schedule of assets measured on a recurring basis	Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) June 30, 2015 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 34,267 — 34,267 U.S. agency mortgage-backed securities — 39,059 — 39,059 U.S. agency collateralized mortgage obligations — 60,400 — 60,400 Corporate bonds — 60,309 — 60,309 Obligations of states & political subdivisions — 96,477 — 96,477 Marketable equity securities 5,547 — — 5,547 Total securities 5,547 290,512 — 296,059 Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2014 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 46,159 — 46,159 U.S. agency mortgage-backed securities — 37,950 — 37,950 U.S. agency collateralized mortgage obligations — 48,066 — 48,066 Corporate bonds — 65,108 — 65,108 Obligations of states & political subdivisions — 93,331 — 93,331 Marketable equity securities 5,208 — — 5,208 Total securities 5,208 290,614 — 295,822
Schedule of assets measured on a nonrecurring basis	ASSETS MEASURED ON A NONRECURRING BASIS (DOLLARS IN THOUSANDS) June 30, 2015 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans — — 1,881 1,881 OREO — — 64 64 Total — — 1,945 1,945 December 31, 2014 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans — — 2,357 2,357 OREO — — 69 69 Total — — 2,426 2,426
Schedule of Level III inputs	QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) June 30, 2015 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,881 Appraisal of Appraisal -20 -20 collateral (1) adjustments (2) Liquidation -10 -10 expenses (2) OREO 64 Appraisal of Appraisal collateral (1),(3) adjustments (2) -40 -40 Liquidation expenses (2) -1 -1 December 31, 2014 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,357 Appraisal of Appraisal -20 -20 collateral (1) adjustments (2) Liquidation -10 -10 expenses (2) OREO 69 Appraisal of Appraisal collateral (1),(3) adjustments (2) -40 -40 Liquidation expenses (2) -1 -1 (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. (3) Includes qualitative adjustments by management and estimated liquidation expenses.

Interim Disclosures about Fai18

Interim Disclosures about Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2015
Interim Disclosures about Fair Value of Financial Instruments [Abstract]
Schedule of carrying amount and fair value of financial instruments	FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) June 30, 2015 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 36,966 36,966 36,966 — — Securities available for sale 296,059 296,059 5,547 290,512 — Regulatory stock 4,037 4,037 4,037 — — Loans held for sale 1,294 1,294 1,294 — — Loans, net of allowance 477,554 482,248 — — 482,248 Accrued interest receivable 3,721 3,721 3,721 — — Bank owned life insurance 23,449 23,449 23,449 — — Financial Liabilities: Demand deposits 207,826 207,826 207,826 — — Interest-bearing demand deposits 10,446 10,446 10,446 — — NOW accounts 80,571 80,571 80,571 — — Money market deposit accounts 67,843 67,843 67,843 — — Savings accounts 142,350 142,350 142,350 — — Time deposits 193,514 194,695 — — 194,695 Total deposits 702,550 703,731 509,036 — 194,695 Short-term borrowings 4,930 4,930 4,930 — — Long-term debt 67,094 67,671 — — 67,671 Accrued interest payable 522 522 522 — — FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2014 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 43,412 43,412 43,412 — — Securities available for sale 295,822 295,822 5,208 290,614 — Regulatory stock 3,227 3,227 3,227 — — Loans held for sale 506 506 506 — — Loans, net of allowance 464,027 463,197 — — 463,197 Accrued interest receivable 3,706 3,706 3,706 — — Bank owned life insurance 20,603 20,603 20,603 — — Financial Liabilities: Demand deposits 210,444 210,444 210,444 — — Interest-bearing demand deposits 14,039 14,039 14,039 — — NOW accounts 72,951 72,951 72,951 — — Money market deposit accounts 69,442 69,442 69,442 — — Savings accounts 131,206 131,206 131,206 — — Time deposits 201,569 203,787 — — 203,787 Total deposits 699,651 701,869 498,082 — 203,787 Long-term debt 62,300 63,058 — — 63,058 Accrued interest payable 586 586 586 — —

Accumulated Other Comprehensi19

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Abstract]
Schedule of accumulated other comprehensive income	ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2014 1,002 Other comprehensive income before reclassifications 1,529 Amount reclassified from accumulated other comprehensive income (370 ) Period change 1,159 Balance at March 31, 2015 2,161 Other comprehensive loss before reclassifications (2,246 ) Amount reclassified from accumulated other comprehensive loss (396 ) Period change (2,642 ) Balance at June 30, 2015 (481 ) Balance at December 31, 2013 (3,940 ) Other comprehensive income before reclassifications 2,610 Amount reclassified from accumulated other comprehensive income (437 ) Period change 2,173 Balance at March 31, 2014 (1,767 ) Other comprehensive income before reclassifications 1,962 Amount reclassified from accumulated other comprehensive income (384 ) Period change 1,578 Balance at June 30, 2014 (189 ) (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 34 (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended June 30, 2015 2014 Affected Line Item in the $ $ Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 600 582 Gains on securities transactions, net Related income tax expense (204 ) (198 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 396 384 (1) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Six Months Ended June 30, 2015 2014 Affected Line Item in the $ $ Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 1,161 1,267 Gains on securities transactions, net Related income tax expense (395 ) (431 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 766 836 Net impairment losses reclassified into earnings — (22 ) Net impairment losses on investment securities Related income tax expense — 7 Provision for federal income taxes Net effect on accumulated other comprehensive income for the period — (15 ) Total reclassifications for the period 766 821 (1) Amounts in parentheses indicate debits.

Securities Available for Sale20

Securities Available for Sale (Narrative) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)N	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)N	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities pledged or restricted for public funds, par value	$ 73,680		$ 73,680		$ 75,013
Available for sale debt securities pledged or restricted for public funds, fair value	$ 78,488		$ 78,488		78,269
Net impairment losses on investment securities				$ (22)
Unrealized Loss	$ 2,942		$ 2,942		1,910
Private Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Net impairment losses on investment securities				$ (22)
Unrealized Loss
Total Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of securities considered temporarily impaired | N	122		122
Unrealized Loss	$ 2,938		$ 2,938		$ 1,910

Securities Available for Sale21

Securities Available for Sale (Schedule of Amortized Cost and Fair Value of Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Securities Available For Sale
Amortized Cost	$ 296,788	$ 294,304
Gross Unrealized Gains	2,213	3,428
Gross Unrealized Losses	(2,942)	(1,910)
Fair Value	296,059	295,822	$ 307,797
U.S. Government Agencies [Member]
Securities Available For Sale
Amortized Cost	34,568	46,577
Gross Unrealized Gains	5	110
Gross Unrealized Losses	(306)	(528)
Fair Value	34,267	46,159
U.S. Agency Mortgage-Backed Securities [Member]
Securities Available For Sale
Amortized Cost	39,263	37,946
Gross Unrealized Gains	119	138
Gross Unrealized Losses	(323)	(134)
Fair Value	39,059	37,950
U.S. Agency Collateralized Mortgage Obligations [Member]
Securities Available For Sale
Amortized Cost	60,728	48,690
Gross Unrealized Gains	341	55
Gross Unrealized Losses	(669)	(679)
Fair Value	60,400	48,066
Corporate Bonds [Member]
Securities Available For Sale
Amortized Cost	60,684	65,274
Gross Unrealized Gains	77	145
Gross Unrealized Losses	(452)	(311)
Fair Value	60,309	65,108
Obligations of States and Political Subdivisions [Member]
Securities Available For Sale
Amortized Cost	96,028	90,628
Gross Unrealized Gains	1,637	2,961
Gross Unrealized Losses	(1,188)	(258)
Fair Value	96,477	93,331
Total Debt Securities [Member]
Securities Available For Sale
Amortized Cost	291,271	289,115
Gross Unrealized Gains	2,179	3,409
Gross Unrealized Losses	(2,938)	(1,910)
Fair Value	290,512	290,614
Marketable equity securities [Member]
Securities Available For Sale
Amortized Cost	5,517	5,189
Gross Unrealized Gains	34	$ 19
Gross Unrealized Losses	(4)
Fair Value	$ 5,547	$ 5,208

Securities Available for Sale22

Securities Available for Sale (Schedule of Contractual Maturity of Debt Securities) (Details) $ in Thousands	Jun. 30, 2015USD ($)
Contractual maturity of debt securities, Amortized Cost
Due in one year or less	$ 21,498
Due after one year through five years	105,917
Due after five years through ten years	73,700
Due after ten years	90,156
Total debt securities	291,271
Contractual maturity of debt securities, Fair Value
Due in one year or less	21,431
Due after one year through five years	105,402
Due after five years through ten years	73,439
Due after ten years	90,240
Securities available for sale	$ 290,512

Securities Available for Sale23

Securities Available for Sale (Schedule of Proceeds and Gains and Losses on Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Proceeds from sales of securities available for sale
Proceeds from sales	$ 36,304	$ 28,253	$ 76,539	$ 69,513
Gross realized gains	644	777	1,253	1,751
Gross realized losses	$ 44	$ 195	$ 92	$ 484

Securities Available for Sale24

Securities Available for Sale (Schedule of Gains and Losses on Debt Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Gains and losses on securities available for sale
Gross realized gains	$ 644	$ 777	$ 1,253	$ 1,751
Gross realized losses	$ 44	$ 195	$ 92	484
Impairment on securities				22
Total gross realized losses	$ 44	$ 195	$ 92	506
Net gains on securities	$ 600	$ 582	$ 1,161	$ 1,245

Securities Available for Sale25

Securities Available for Sale (Schedule of Securities in an Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value
Less than 12 months	$ 128,314	$ 78,525
More than 12 months	27,203	62,898
Total	155,517	141,423
Gross Unrealized Losses
Less than 12 months	(2,232)	(707)
More than 12 months	(710)	(1,203)
Total	(2,942)	(1,910)
U.S. Government Agencies [Member]
Fair Value
Less than 12 months	18,060	9,676
More than 12 months	3,905	19,689
Total	21,965	29,365
Gross Unrealized Losses
Less than 12 months	(196)	(30)
More than 12 months	(110)	(498)
Total	(306)	(528)
U.S. Agency Mortgage-Backed Securities [Member]
Fair Value
Less than 12 months	17,914	7,412
More than 12 months	2,683	5,412
Total	20,597	12,824
Gross Unrealized Losses
Less than 12 months	(216)	(18)
More than 12 months	(107)	(116)
Total	(323)	(134)
U.S. Agency Collateralized Mortgage Obligations [Member]
Fair Value
Less than 12 months	22,198	25,314
More than 12 months	8,935	11,222
Total	31,133	36,536
Gross Unrealized Losses
Less than 12 months	(458)	(403)
More than 12 months	(211)	(276)
Total	(669)	(679)
Corporate Bonds [Member]
Fair Value
Less than 12 months	35,675	33,413
More than 12 months	3,181	9,855
Total	38,856	43,268
Gross Unrealized Losses
Less than 12 months	(424)	(227)
More than 12 months	(28)	(84)
Total	(452)	(311)
Obligations of States and Political Subdivisions [Member]
Fair Value
Less than 12 months	34,360	2,710
More than 12 months	8,499	16,720
Total	42,859	19,430
Gross Unrealized Losses
Less than 12 months	(934)	(29)
More than 12 months	(254)	(229)
Total	(1,188)	$ (258)
Total Debt Securities [Member]
Fair Value
Less than 12 months	128,207
More than 12 months	27,203
Total	155,410
Gross Unrealized Losses
Less than 12 months	(2,228)
More than 12 months	(710)
Total	(2,938)
Marketable equity securities [Member]
Fair Value
Less than 12 months	$ 107
More than 12 months
Total	$ 107
Gross Unrealized Losses
Less than 12 months	$ (4)
More than 12 months
Total	$ (4)

Securities Available for Sale26

Securities Available for Sale (Schedule of Security Impairment Charges) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Security Impairment Charges
Unrealized Loss	$ (2,942)		$ (2,942)		$ (1,910)
Impairment on securities				$ (22)
Private Collateralized Mortgage Obligations [Member]
Security Impairment Charges
Book Value
Market value
Unrealized Loss
Impairment on securities				$ (22)

Securities Available for Sale27

Securities Available for Sale (Schedule of Credit Losses Recognized in Earnings on Debt Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Credit losses recognized in earnings for debt securities held and not intended to be sold
Impairment losses balance, beginning		$ 1,170		$ 1,148
Credit losses on debt securities for which other-than-temporary impairment has not been previously recognized
Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized				$ 22
Sale of debt securities with previously recognized impairment		$ (1,170)		$ (1,170)
Impairment losses balance, ending

Loans and Allowance for Loan 28

Loans and Allowance for Loan Losses (Narrative) (Details) - USD ($)	3 Months Ended			6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate loans serviced for others	$ 26,631,000			$ 26,631,000		$ 16,670,000
Foregone interest income for impaired loans	6,000	$ 10,000		13,000	$ 22,000
Provision (credit) for loan losses	$ 100,000	$ (100,000)	$ (200,000)	$ 300,000	$ (300,000)

Loans and Allowance for Loan 29

Loans and Allowance for Loan Losses (Schedule of Loan Portfolio by Category) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Loan Portfolio
Gross loans prior to deferred fees	$ 484,293		$ 470,706
Deferred loan costs, net	(510)		(462)
Allowance for loan losses	7,249	$ 7,140	7,141	$ 6,968	$ 7,056	$ 7,219
Net loans	477,554		464,027	441,182
Commercial Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees	253,212		243,623
Allowance for loan losses	4,159	4,187	3,834	3,408	3,511	3,657
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees	95,009		95,914
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees	150,380		140,322
Commercial Real Estate [Member] | Construction [Member]
Loan Portfolio
Gross loans prior to deferred fees	7,823		7,387
Consumer Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees	165,131		163,266
Allowance for loan losses	1,064	1,084	1,367	1,446	1,402	1,346
Consumer Real Estate [Member] | Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred fees	122,642		123,395
Consumer Real Estate [Member] | Home Equity Loan [Member]
Loan Portfolio
Gross loans prior to deferred fees	12,007		12,563
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred fees	30,482		27,308
Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred fees	62,344		60,300
Allowance for loan losses	1,390	1,224	1,301	1,363	1,342	1,416
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees	33,046		31,998
Commercial and Industrial [Member] | Government Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees	12,843		11,806
Commercial and Industrial [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees	16,455		16,496
Consumer [Member]
Loan Portfolio
Gross loans prior to deferred fees	3,606		3,517
Allowance for loan losses	$ 75	$ 54	$ 66	$ 80	$ 104	$ 102

Loans and Allowance for Loan 30

Loans and Allowance for Loan Losses (Schedule of Commercial and Consumer Credit Exposure) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Total Loans Receivable	$ 484,293	$ 470,706
Commercial Borrower [Member]
Total Loans Receivable	315,556	303,923
Commercial Real Estate [Member]
Total Loans Receivable	253,212	243,623
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable	95,009	95,914
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Total Loans Receivable	150,380	140,322
Commercial Real Estate [Member] | Construction [Member]
Total Loans Receivable	7,823	7,387
Commercial and Industrial [Member]
Total Loans Receivable	62,344	60,300
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable	33,046	31,998
Commercial and Industrial [Member] | Government Sector [Member]
Total Loans Receivable	12,843	11,806
Commercial and Industrial [Member] | Agricultural Sector [Member]
Total Loans Receivable	16,455	16,496
Pass [Member] | Commercial Borrower [Member]
Total Loans Receivable	301,270	282,193
Pass [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable	88,461	82,478
Pass [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Total Loans Receivable	147,490	135,298
Pass [Member] | Commercial Real Estate [Member] | Construction [Member]
Total Loans Receivable	6,535	5,350
Pass [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable	32,117	31,006
Pass [Member] | Commercial and Industrial [Member] | Government Sector [Member]
Total Loans Receivable	10,396	11,806
Pass [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Total Loans Receivable	16,271	16,255
Special Mention [Member] | Commercial Borrower [Member]
Total Loans Receivable	4,296	5,944
Special Mention [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable	908	2,649
Special Mention [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Total Loans Receivable	$ 858	$ 3,237
Special Mention [Member] | Commercial Real Estate [Member] | Construction [Member]
Total Loans Receivable
Special Mention [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable	$ 56	$ 29
Special Mention [Member] | Commercial and Industrial [Member] | Government Sector [Member]
Total Loans Receivable	2,447
Special Mention [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Total Loans Receivable	27	$ 29
Substandard [Member] | Commercial Borrower [Member]
Total Loans Receivable	9,990	15,786
Substandard [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable	5,640	10,787
Substandard [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Total Loans Receivable	2,032	1,787
Substandard [Member] | Commercial Real Estate [Member] | Construction [Member]
Total Loans Receivable	1,288	2,037
Substandard [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable	$ 873	$ 963
Substandard [Member] | Commercial and Industrial [Member] | Government Sector [Member]
Total Loans Receivable
Substandard [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Total Loans Receivable	$ 157	$ 212
Doubtful [Member] | Commercial Borrower [Member]
Total Loans Receivable
Doubtful [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable
Doubtful [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Total Loans Receivable
Doubtful [Member] | Commercial Real Estate [Member] | Construction [Member]
Total Loans Receivable
Doubtful [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable
Doubtful [Member] | Commercial and Industrial [Member] | Government Sector [Member]
Total Loans Receivable
Doubtful [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Total Loans Receivable
Loss [Member] | Commercial Borrower [Member]
Total Loans Receivable
Loss [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable
Loss [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Total Loans Receivable
Loss [Member] | Commercial Real Estate [Member] | Construction [Member]
Total Loans Receivable
Loss [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Total Loans Receivable
Loss [Member] | Commercial and Industrial [Member] | Government Sector [Member]
Total Loans Receivable
Loss [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Total Loans Receivable

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses (Schedule of Credit Risk Profile by Payment Performance) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Total Loans Receivable	$ 484,293	$ 470,706
Consumer Borrower [Member]
Total Loans Receivable	168,737	166,783
Consumer Real Estate [Member]
Total Loans Receivable	165,131	163,266
Consumer Portfolio Segment [Member]
Total Loans Receivable	3,606	3,517
Mortgages [Member] | Consumer Real Estate [Member]
Total Loans Receivable	122,642	123,395
Home Equity Loan [Member] | Consumer Real Estate [Member]
Total Loans Receivable	12,007	12,563
Home Equity Lines of Credit [Member] | Consumer Real Estate [Member]
Total Loans Receivable	30,482	27,308
Performing [Member] | Consumer Borrower [Member]
Total Loans Receivable	168,347	166,399
Performing [Member] | Consumer Portfolio Segment [Member]
Total Loans Receivable	3,603	3,517
Performing [Member] | Mortgages [Member] | Consumer Real Estate [Member]
Total Loans Receivable	122,255	123,023
Performing [Member] | Home Equity Loan [Member] | Consumer Real Estate [Member]
Total Loans Receivable	12,007	12,551
Performing [Member] | Home Equity Lines of Credit [Member] | Consumer Real Estate [Member]
Total Loans Receivable	30,482	27,308
Nonperforming [Member] | Consumer Borrower [Member]
Total Loans Receivable	390	$ 384
Nonperforming [Member] | Consumer Portfolio Segment [Member]
Total Loans Receivable	3
Nonperforming [Member] | Mortgages [Member] | Consumer Real Estate [Member]
Total Loans Receivable	$ 387	$ 372
Nonperforming [Member] | Home Equity Loan [Member] | Consumer Real Estate [Member]
Total Loans Receivable		$ 12
Nonperforming [Member] | Home Equity Lines of Credit [Member] | Consumer Real Estate [Member]
Total Loans Receivable

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses (Schedule of Aging of Loans Receivable) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Aging analysis of past due loans
Total Past Due	$ 1,700	$ 2,076
Current	482,593	468,630
Total Loans Receivable	484,293	470,706
Loans Receivable - Greater than 90 Days and Accruing	390	384
30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	1,023	800
60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	231	626
Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due	446	650
Commercial Real Estate [Member]
Aging analysis of past due loans
Total Loans Receivable	253,212	243,623
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Aging analysis of past due loans
Total Past Due	311	455
Current	94,698	95,459
Total Loans Receivable	$ 95,009	$ 95,914
Loans Receivable - Greater than 90 Days and Accruing
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	$ 130
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	$ 181	$ 189
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member] | Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due		$ 266
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Aging analysis of past due loans
Total Past Due
Current	$ 150,380	$ 140,322
Total Loans Receivable	$ 150,380	$ 140,322
Loans Receivable - Greater than 90 Days and Accruing
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member] | Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Commercial Real Estate [Member] | Construction [Member]
Aging analysis of past due loans
Total Past Due
Current	$ 7,823	$ 7,387
Total Loans Receivable	$ 7,823	$ 7,387
Loans Receivable - Greater than 90 Days and Accruing
Commercial Real Estate [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial Real Estate [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial Real Estate [Member] | Construction [Member] | Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Consumer Real Estate [Member]
Aging analysis of past due loans
Total Loans Receivable	$ 165,131	$ 163,266
Consumer Real Estate [Member] | Mortgages [Member]
Aging analysis of past due loans
Total Past Due	1,237	1,386
Current	121,405	122,009
Total Loans Receivable	122,642	123,395
Loans Receivable - Greater than 90 Days and Accruing	387	372
Consumer Real Estate [Member] | Mortgages [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	817	665
Consumer Real Estate [Member] | Mortgages [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	33	349
Consumer Real Estate [Member] | Mortgages [Member] | Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due	387	372
Consumer Real Estate [Member] | Home Equity Loan [Member]
Aging analysis of past due loans
Total Past Due	46	104
Current	11,961	12,459
Total Loans Receivable	$ 12,007	12,563
Loans Receivable - Greater than 90 Days and Accruing		12
Consumer Real Estate [Member] | Home Equity Loan [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	$ 46	78
Consumer Real Estate [Member] | Home Equity Loan [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due		14
Consumer Real Estate [Member] | Home Equity Loan [Member] | Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due		12
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Aging analysis of past due loans
Total Past Due		13
Current	$ 30,482	27,295
Total Loans Receivable	$ 30,482	$ 27,308
Loans Receivable - Greater than 90 Days and Accruing
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due		$ 13
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member] | Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member]
Aging analysis of past due loans
Total Loans Receivable	$ 62,344	$ 60,300
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Aging analysis of past due loans
Total Past Due	74	94
Current	32,972	31,904
Total Loans Receivable	$ 33,046	$ 31,998
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	$ 18	$ 21
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due		$ 73
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member] | Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due	$ 56
Commercial and Industrial [Member] | Government Sector [Member]
Aging analysis of past due loans
Total Past Due
Current	$ 12,843	$ 11,806
Total Loans Receivable	$ 12,843	$ 11,806
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial [Member] | Government Sector [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] | Government Sector [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] | Government Sector [Member] | Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] | Agricultural Sector [Member]
Aging analysis of past due loans
Total Past Due
Current	$ 16,455	$ 16,496
Total Loans Receivable	$ 16,455	$ 16,496
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial [Member] | Agricultural Sector [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] | Agricultural Sector [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] | Agricultural Sector [Member] | Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Consumer Portfolio Segment [Member]
Aging analysis of past due loans
Total Past Due	$ 32	$ 24
Current	3,574	3,493
Total Loans Receivable	3,606	$ 3,517
Loans Receivable - Greater than 90 Days and Accruing	3
Consumer Portfolio Segment [Member] | 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	12	$ 23
Consumer Portfolio Segment [Member] | 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	17	$ 1
Consumer Portfolio Segment [Member] | Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due	$ 3

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses (Schedule of Nonaccrual Loans by Class) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 521	$ 967
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 465	$ 894
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 56	$ 73
Commercial and Industrial [Member] | Government Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans

Loans and Allowance for Loan 34

Loans and Allowance for Loan Losses (Schedule of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Total impaired loans
Average Recorded Investment	$ 1,920	$ 2,580	$ 2,043	$ 2,617	$ 2,624
Interest Income Recognized	$ 21	$ 27	$ 45	$ 55	$ 110

Loans and Allowance for Loan 35

Loans and Allowance for Loan Losses (Schedule of Impaired Loans by Loan Portfolio Class) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Loans with no related allowance recorded:
Recorded Investment	$ 1,881	$ 2,538	$ 1,881	$ 2,538	$ 2,209
Unpaid Principal Balance	$ 2,460	$ 2,635	2,460	2,635	2,395
Average Recorded Investment			2,043	2,617	2,556
Interest Income Recognized			$ 45	$ 55	110
Loans with an allowance recorded:
Recorded Investment					149
Unpaid Principal Balance					264
Related Allowance					1
Average Recorded Investment					$ 68
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 1,881	$ 2,538	$ 1,881	$ 2,538	$ 2,358
Unpaid Principal Balance	2,460	2,635	2,460	2,635	2,659
Average Recorded Investment	1,920	2,580	2,043	2,617	2,624
Interest Income Recognized	21	27	45	55	110
Commercial Real Estate [Member]
Loans with no related allowance recorded:
Recorded Investment	1,825	2,457	1,825	2,457	2,136
Unpaid Principal Balance	$ 2,398	$ 2,554	2,398	2,554	2,322
Average Recorded Investment			1,982	2,520	2,470
Interest Income Recognized			$ 43	$ 55	104
Loans with an allowance recorded:
Recorded Investment					149
Unpaid Principal Balance					264
Related Allowance					1
Average Recorded Investment					$ 68
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 1,825	$ 2,457	$ 1,825	$ 2,457	$ 2,285
Unpaid Principal Balance	2,398	2,554	2,398	2,554	2,586
Average Recorded Investment			1,982	2,520	2,538
Interest Income Recognized			43	55	104
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	465	888	465	888	745
Unpaid Principal Balance	$ 1,038	$ 985	1,038	985	931
Average Recorded Investment			$ 607	$ 940	$ 931
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment					$ 149
Unpaid Principal Balance					264
Related Allowance					1
Average Recorded Investment					$ 68
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 465	$ 888	$ 465	$ 888	$ 894
Unpaid Principal Balance	1,038	985	1,038	985	1,195
Average Recorded Investment			$ 607	$ 940	$ 999
Interest Income Recognized
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	1,360	1,569	$ 1,360	$ 1,569	$ 1,391
Unpaid Principal Balance	$ 1,360	$ 1,569	1,360	1,569	1,391
Average Recorded Investment			1,375	1,580	1,539
Interest Income Recognized			$ 43	$ 55	$ 104
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 1,360	$ 1,569	$ 1,360	$ 1,569	$ 1,391
Unpaid Principal Balance	$ 1,360	$ 1,569	1,360	1,569	1,391
Average Recorded Investment			1,375	1,580	1,539
Interest Income Recognized			$ 43	$ 55	$ 104
Commercial Real Estate [Member] | Construction [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial [Member]
Loans with no related allowance recorded:
Recorded Investment	$ 56	$ 81	$ 56	$ 81	$ 73
Unpaid Principal Balance	$ 62	$ 81	62	81	73
Average Recorded Investment			61	$ 97	86
Interest Income Recognized			$ 2		$ 6
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 56	$ 81	$ 56	$ 81	$ 73
Unpaid Principal Balance	62	81	62	81	73
Average Recorded Investment			61	$ 97	86
Interest Income Recognized			2		6
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	56	81	56	$ 81	73
Unpaid Principal Balance	$ 62	$ 81	62	81	73
Average Recorded Investment			61	$ 97	86
Interest Income Recognized			$ 2		$ 6
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 56	$ 81	$ 56	$ 81	$ 73
Unpaid Principal Balance	$ 62	$ 81	62	81	73
Average Recorded Investment			61	$ 97	86
Interest Income Recognized			$ 2		$ 6
Commercial and Industrial [Member] | Government Sector [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial [Member] | Agricultural Sector [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized

Loans and Allowance for Loan 36

Loans and Allowance for Loan Losses (Schedule of Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	$ 7,140	$ 7,141	$ 7,056	$ 7,219
Charge-offs	(5)	(273)		(15)
Recoveries	14	72	$ 12	52
Provision	100	200	(100)	(200)
Allowance for loan losses, ending balance	7,249	7,140	6,968	7,056
Allowance for credit losses:
Ending balance	7,249	7,141	6,968	7,219	$ 7,249	$ 7,141
Individually evaluated for impairment						1
Collectively evaluated for impairment					$ 7,249	7,140
Loans receivable ending balance:
Total Loans Receivable					484,293	470,706
Individually evaluated for impairment					1,881	2,358
Collectively evaluated for impairment					482,412	468,348
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	$ 4,187	3,834	$ 3,511	$ 3,657
Charge-offs		(272)
Recoveries	$ 1	2	$ 3	$ 4
Provision	(29)	623	(106)	(150)
Allowance for loan losses, ending balance	4,159	4,187	3,408	3,511
Allowance for credit losses:
Ending balance	4,187	3,834	3,511	3,657	$ 4,159	3,834
Individually evaluated for impairment						1
Collectively evaluated for impairment					$ 4,159	3,833
Loans receivable ending balance:
Total Loans Receivable					253,212	243,623
Individually evaluated for impairment					1,825	2,285
Collectively evaluated for impairment					251,387	241,338
Consumer Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	$ 1,084	$ 1,367	$ 1,402	$ 1,346
Charge-offs
Recoveries				$ 5
Provision	$ (20)	$ (283)	$ 44	51
Allowance for loan losses, ending balance	1,064	1,084	1,446	1,402
Allowance for credit losses:
Ending balance	1,084	1,367	1,402	1,346	$ 1,064	$ 1,367
Individually evaluated for impairment
Collectively evaluated for impairment					$ 1,064	$ 1,367
Loans receivable ending balance:
Total Loans Receivable					$ 165,131	$ 163,266
Individually evaluated for impairment
Collectively evaluated for impairment					$ 165,131	$ 163,266
Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	1,224	$ 1,301	$ 1,342	$ 1,416
Charge-offs	(2)
Recoveries	11	$ 70	$ 9	$ 43
Provision	157	(147)	12	(117)
Allowance for loan losses, ending balance	1,390	1,224	1,363	1,342
Allowance for credit losses:
Ending balance	1,224	1,301	1,342	1,416	$ 1,390	$ 1,301
Individually evaluated for impairment
Collectively evaluated for impairment					$ 1,390	$ 1,301
Loans receivable ending balance:
Total Loans Receivable					62,344	60,300
Individually evaluated for impairment					56	73
Collectively evaluated for impairment					62,288	60,227
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	54	66	$ 104	102
Charge-offs	(3)	$ (1)		(15)
Recoveries	2
Provision	22	$ (11)	$ (24)	17
Allowance for loan losses, ending balance	75	54	80	104
Allowance for credit losses:
Ending balance	54	66	104	102	$ 75	$ 66
Individually evaluated for impairment
Collectively evaluated for impairment					$ 75	$ 66
Loans receivable ending balance:
Total Loans Receivable					$ 3,606	$ 3,517
Individually evaluated for impairment
Collectively evaluated for impairment					$ 3,606	$ 3,517
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	$ 591	$ 573	$ 697	$ 698
Charge-offs
Recoveries
Provision	$ (30)	$ 18	$ (26)	$ (1)
Allowance for loan losses, ending balance	561	591	671	697
Allowance for credit losses:
Ending balance	$ 591	$ 573	$ 697	$ 698	$ 561	$ 573
Individually evaluated for impairment
Collectively evaluated for impairment					$ 561	$ 573

Fair Value Presentation (Narrat

Fair Value Presentation (Narrative) (Details) - USD ($)	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 1,881,000	$ 2,358,000	$ 2,538,000
Related Allowance		1,000
CRA Investment Fund [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	$ 5,000,000	5,000,000
CRA Investment Fund [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, market value	5,000,000	5,000,000
Regulatory Bank Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	517,000	189,000
Regulatory Bank Stock [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, market value	$ 547,000	$ 208,000

Fair Value Presentation (Schedu

Fair Value Presentation (Schedule of Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 296,059	$ 295,822	$ 307,797
Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	296,059	295,822
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,547	5,208
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 290,512	$ 290,614
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 34,267	$ 46,159
U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 34,267	$ 46,159
U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 34,267	$ 46,159
U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 39,059	$ 37,950
U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 39,059	$ 37,950
U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 39,059	$ 37,950
U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 60,400	$ 48,066
U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 60,400	$ 48,066
U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 60,400	$ 48,066
U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 60,309	$ 65,108
Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 60,309	$ 65,108
Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 60,309	$ 65,108
Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 96,477	$ 93,331
Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 96,477	$ 93,331
Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 96,477	$ 93,331
Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 5,547	$ 5,208
Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,547	5,208
Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 5,547	$ 5,208
Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)

Fair Value Presentation (Sche39

Fair Value Presentation (Schedule of Assets Measured on Nonrecurring Basis) (Details) - Fair Value Measured on a Nonrecurring Basis [Member] - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Non-Recurring Fair Value Measurements
Impaired Loans	$ 1,881	$ 2,357
OREO	64	69
Total Fair Value, non-recurring	$ 1,945	$ 2,426
Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
OREO
Total Fair Value, non-recurring
Significant Other Observable Inputs (Level II) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
OREO
Total Fair Value, non-recurring
Significant Unobservable Inputs (Level III) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans	$ 1,881	$ 2,357
OREO	64	69
Total Fair Value, non-recurring	$ 1,945	$ 2,426

Fair Value Presentation (Sche40

Fair Value Presentation (Schedule of Level III Inputs to Determine Fair Value) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total Fair Value, non-recurring	$ 1,881	$ 2,357
Valuation Techniques	Appraisal of collateral	Appraisal of collateral
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)
Impaired Loans [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total Fair Value, non-recurring	$ 64	$ 69
Valuation Techniques	Appraisal of collateral	Appraisal of collateral
Unobservable inputs - Appraisal adjustments	(40.00%)	(40.00%)
Unobservable inputs - Liquidation expenses	(1.00%)	(1.00%)
Other Real Estate Owned [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable inputs - Appraisal adjustments	(40.00%)	(40.00%)
Unobservable inputs - Liquidation expenses	(1.00%)	(1.00%)

Interim Disclosures about Fai41

Interim Disclosures about Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
Fair value of financial assets
Cash and cash equivalents	$ 36,966	$ 43,412	$ 45,021	$ 24,577
Securities available for sale	296,059	295,822	307,797
Regulatory stock	4,037	3,227	4,034
Loans, net of allowance	477,554	464,027	441,182
Bank-owned life insurance	23,449	20,603	20,239
Financial Liabilities:
Total deposits	702,550	$ 699,651	683,701
Short-term borrowings	4,930		5,410
Long-term debt	67,094	$ 62,300	$ 69,150
Carrying Amount [Member]
Fair value of financial assets
Cash and cash equivalents	36,966	43,412
Securities available for sale	296,059	295,822
Regulatory stock	4,037	3,227
Loans held for sale	1,294	506
Loans, net of allowance	477,554	464,027
Accrued interest receivable	3,721	3,706
Bank-owned life insurance	23,449	20,603
Financial Liabilities:
Demand deposits	207,826	210,444
Interest-bearing demand deposits	10,446	14,039
NOW accounts	80,571	72,951
Money market deposit accounts	67,843	69,442
Savings accounts	142,350	131,206
Time deposits	193,514	201,569
Total deposits	702,550	699,651
Short-term borrowings	4,930
Long-term debt	67,094	62,300
Accrued interest payable	522	586
Fair Value [Member]
Fair value of financial assets
Cash and cash equivalents	36,966	43,412
Securities available for sale	296,059	295,822
Regulatory stock	4,037	3,227
Loans held for sale	1,294	506
Loans, net of allowance	482,248	463,197
Accrued interest receivable	3,721	3,706
Bank-owned life insurance	23,449	20,603
Financial Liabilities:
Demand deposits	207,826	210,444
Interest-bearing demand deposits	10,446	14,039
NOW accounts	80,571	72,951
Money market deposit accounts	67,843	69,442
Savings accounts	142,350	131,206
Time deposits	194,695	203,787
Total deposits	703,731	701,869
Short-term borrowings	4,930
Long-term debt	67,671	63,058
Accrued interest payable	522	586
Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair value of financial assets
Cash and cash equivalents	36,966	43,412
Securities available for sale	5,547	5,208
Regulatory stock	4,037	3,227
Loans held for sale	$ 1,294	$ 506
Loans, net of allowance
Accrued interest receivable	$ 3,721	$ 3,706
Bank-owned life insurance	23,449	20,603
Financial Liabilities:
Demand deposits	207,826	210,444
Interest-bearing demand deposits	10,446	14,039
NOW accounts	80,571	72,951
Money market deposit accounts	67,843	69,442
Savings accounts	$ 142,350	$ 131,206
Time deposits
Total deposits	$ 509,036	$ 498,082
Short-term borrowings	$ 4,930
Long-term debt
Accrued interest payable	$ 522	$ 586
Fair Value [Member] | Significant Other Observable Inputs (Level II) [Member]
Fair value of financial assets
Cash and cash equivalents
Securities available for sale	$ 290,512	$ 290,614
Regulatory stock
Loans held for sale
Loans, net of allowance
Accrued interest receivable
Bank-owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits
Total deposits
Short-term borrowings
Long-term debt
Accrued interest payable
Fair Value [Member] | Significant Unobservable Inputs (Level III) [Member]
Fair value of financial assets
Cash and cash equivalents
Securities available for sale
Regulatory stock
Loans held for sale
Loans, net of allowance	$ 482,248	$ 463,197
Accrued interest receivable
Bank-owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits	$ 194,695	$ 203,787
Total deposits	$ 194,695	203,787
Short-term borrowings
Long-term debt	$ 67,671	$ 63,058
Accrued interest payable

Commitments and Contingent Li42

Commitments and Contingent Liabilities (Details) $ in Millions	Jun. 30, 2015USD ($)
Commitment to extend credit	$ 199.9
Loan Commitments [Member]
Commitment to extend credit	33.9
Lines of Credit [Member]
Commitment to extend credit	155.1
Open Letter of Credit [Member]
Commitment to extend credit	$ 10.9

Accumulated Other Comprehensi43

Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance		$ 92,767			$ 92,767
Other comprehensive income (loss), net of tax	$ (2,642)		$ 1,578		(1,483)	$ 3,751
Ending balance	92,706		89,615		92,706	89,615
Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	2,161	1,002	(1,767)	$ (3,940)	1,002	(3,940)
Other comprehensive income (loss) before reclassifications	(2,246)	1,529	1,962	2,610
Amount reclassified from accumulated other comprehensive income (loss)	(396)	(370)	(384)	(437)
Other comprehensive income (loss), net of tax	(2,642)	1,159	1,578	2,173
Ending balance	$ (481)	$ 2,161	$ (189)	$ (1,767)	$ (481)	$ (189)
Federal income tax rate					34.00%

Accumulated Other Comprehensi44

Accumulated Other Comprehensive Income (Loss) (Schedule of Amounts Reclassified from AOCI) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	$ 600	$ 582	$ 1,161	$ 1,267
Impairment on securities				(22)
Provision for federal income taxes	$ (278)	$ (347)	$ (521)	(746)
Reclassifications for the period	1,596	1,740	3,062	3,578
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassifications for the period			766	821
Unrealized Gains (Losses) on Securities Available-for-Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	600	582	1,161	1,267
Provision for federal income taxes	(204)	(198)	(395)	(431)
Reclassifications for the period	$ 396	$ 384	$ 766	836
Accumulated Other-than-Temporary Impairment [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Impairment on securities				(22)
Provision for federal income taxes				7
Reclassifications for the period				$ (15)