ENB Financial (ENBP) 10-Q13 Nov 152015 Q3 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2015	Nov. 07, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	ENB Financial Corp
Entity Central Index Key	1,437,479
Document Type	10-Q
Document Period End Date	Sep. 30, 2015
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		2,851,812
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2,015
Trading Symbol	ENBP

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
ASSETS
Cash and due from banks	$ 15,668	$ 16,727	$ 13,003
Interest-bearing deposits in other banks	24,139	26,685	31,076
Total cash and cash equivalents	39,807	43,412	44,079
Securities available for sale (at fair value)	278,470	295,822	301,297
Loans held for sale	1,020	506	257
Loans (net of unearned income)	495,039	471,168	457,873
Less: Allowance for loan losses	7,106	7,141	6,968
Net loans	487,933	464,027	450,905
Premises and equipment	21,953	22,447	22,693
Regulatory stock	4,296	3,227	4,184
Bank owned life insurance	23,659	20,603	20,406
Other assets	7,128	7,164	6,970
Total assets	864,266	857,208	850,791
Deposits:
Non-interest bearing	208,678	210,444	188,391
Interest bearing	484,011	489,207	498,953
Total deposits	692,689	$ 699,651	687,344
Short-term borrowings	9,951		7,260
Long-term debt	64,594	$ 62,300	62,300
Other liabilities	2,269	2,490	2,465
Total liabilities	769,503	764,441	759,369
Stockholders' equity:
Common stock, par value $0.20; Shares: Authorized 12,000,000 Issued 2,869,557 and Outstanding 2,854,312 (Issued 2,869,557 and Outstanding 2,856,836 as of 12/31/14) (Issued 2,869,557 and Outstanding 2,857,415 as of 9/30/14)	574	574	574
Capital surplus	4,392	4,375	4,368
Retained earnings	89,804	87,200	86,169
Accumulated other comprehensive income, net of tax	475	1,002	666
Less: Treasury stock cost on 15,245 shares (12,721 shares as of 12/31/14 and 12,142 shares as of 9/30/14)	(482)	(384)	(355)
Total stockholders' equity	94,763	92,767	91,422
Total liabilities and stockholders' equity	$ 864,266	$ 857,208	$ 850,791

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Statement of Financial Position [Abstract]
Common stock, par value	$ 0.20	$ 0.20	$ 0.20
Common stock, authorized	12,000,000	12,000,000	12,000,000
Common stock, issued	2,869,557	2,869,557	2,869,557
Common stock, outstanding	2,854,312	2,856,836	2,857,415
Treasury shares	15,245	12,721	12,142

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest and dividend income:
Interest and fees on loans	$ 5,060	$ 4,848	$ 15,035	$ 14,444
Interest on securities available for sale:
Taxable	761	944	2,566	3,166
Tax-exempt	843	827	2,413	2,547
Interest on deposits at other banks	18	17	51	44
Dividend income	79	60	286	192
Total interest and dividend income	6,761	6,696	20,351	20,393
Interest expense:
Interest on deposits	614	777	1,898	2,343
Interest on borrowings	314	378	995	1,246
Total interest expense	928	1,155	2,893	3,589
Net interest income	5,833	5,541	17,458	16,804
Provision (credit) for loan losses	(150)		150	(300)
Net interest income after provision (credit) for loan losses	5,983	5,541	17,308	17,104
Other income:
Trust and investment services income	250	309	921	959
Service fees	533	507	1,419	1,321
Commissions	520	507	1,488	1,467
Gains on securities transactions, net	$ 529	$ 624	$ 1,690	1,891
Impairment losses on securities:
Impairment gains on investment securities				15
Non-credit related losses on securities not expected to be sold in other comprehensive income before tax				(37)
Net impairment losses on investment securities				(22)
Gains on sale of mortgages	$ 226	$ 120	$ 615	250
Earnings on bank-owned life insurance	196	163	530	477
Other income	88	45	274	280
Total other income	2,342	2,275	6,937	6,623
Operating expenses:
Salaries and employee benefits	3,679	3,517	11,055	10,428
Occupancy	508	476	1,586	1,451
Equipment	283	287	849	815
Advertising & marketing	96	95	412	350
Computer software & data processing	407	393	1,165	1,188
Shares tax	195	170	586	536
Professional services	322	311	1,077	991
Other expense	600	518	1,697	1,595
Total operating expenses	6,090	5,767	18,427	17,354
Income before income taxes	2,235	2,049	5,818	6,373
Provision for federal income taxes	382	337	903	1,083
Net income	$ 1,853	$ 1,712	$ 4,915	$ 5,290
Earnings per share of common stock	$ 0.65	$ 0.60	$ 1.72	$ 1.85
Cash dividends paid per share	$ 0.27	$ 0.27	$ 0.81	$ 0.80
Weighted average shares outstanding	2,851,893	2,857,225	2,853,823	2,855,417

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]
Net income	$ 1,853	$ 1,712	$ 4,915	$ 5,290
Other-than-temporarily impaired securities available for sale:
Gains arising during the period				15
Income tax effect				(5)
Total				10
Losses recognized in earnings				22
Income tax effect				(7)
Total				15
Unrealized holding gains on other-than-temporarily impaired securities available for sale, net of tax				25
Securities available for sale not other-than-temporarily impaired:
Unrealized gains arising during the period	$ 1,978	$ 1,919	$ 892	8,833
Income tax effect	(673)	(652)	(303)	(3,004)
Total	1,305	1,267	589	5,829
Gains recognized in earnings	(529)	(624)	(1,690)	(1,891)
Income tax effect	180	212	574	643
Total	(349)	(412)	(1,116)	(1,248)
Unrealized holding gains (losses) on securities available for sale not other-than-temporarily impaired, net of tax	956	855	(527)	4,581
Other comprehensive income (loss), net of tax	956	855	(527)	4,606
Comprehensive Income	$ 2,809	$ 2,567	$ 4,388	$ 9,896

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities:
Net income	$ 4,915	$ 5,290
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of securities premiums and discounts and loan fees	4,429	3,726
Decrease in interest receivable	196	208
Decrease in interest payable	(90)	(100)
Provision (credit) for loan losses	150	(300)
Gains on securities transactions, net	$ (1,690)	(1,891)
Impairment losses on securities		22
Gains on sale of mortgages	$ (615)	(250)
Loans originated for sale	(19,927)	(8,867)
Proceeds from sales of loans	20,028	8,919
Earnings on bank-owned life insurance	(530)	(477)
Loss on sale of other real estate owned	30	23
Depreciation of premises and equipment and amortization of software	1,160	1,086
Deferred income tax	285	480
Other assets and other liabilities, net	(276)	(663)
Net cash provided by operating activities	8,065	7,206
Securities available for sale:
Proceeds from maturities, calls, and repayments	37,005	24,173
Proceeds from sales	123,335	99,348
Purchases	(146,374)	(119,273)
Proceeds from sale of other real estate owned	176	48
Purchase of regulatory bank stock	(1,288)	(890)
Redemptions of regulatory bank stock	219	366
Purchase of bank-owned life insurance	(2,526)	(18)
Net increase in loans	(24,346)	(19,755)
Purchases of premises and equipment, net	(588)	(691)
Purchase of computer software	(174)	(140)
Net cash used for investing activities	(14,561)	(16,832)
Cash flows from financing activities:
Net increase in demand, NOW, and savings accounts	7,346	33,356
Net decrease in time deposits	(14,308)	(2,638)
Net increase in short-term borrowings	9,951	3,360
Proceeds from long-term debt	12,794	13,800
Repayments of long-term debt	(10,500)	(16,500)
Dividends paid	(2,311)	(2,286)
Treasury stock sold	392	374
Treasury stock purchased	(473)	(338)
Net cash provided by financing activities	2,891	29,128
Increase (decrease) in cash and cash equivalents	(3,605)	19,502
Cash and cash equivalents at beginning of period	43,412	24,577
Cash and cash equivalents at end of period	39,807	44,079
Supplemental disclosures of cash flow information:
Interest paid	2,982	3,689
Income taxes paid	640	300
Supplemental disclosure of non-cash investing and financing activities:
Net transfer of other real estate owned from loans	137	56
Fair value adjustments for securities available for sale	$ (800)	$ 6,979

Basis of Presentation

Basis of Presentation	9 Months Ended
Basis of Presentation	Sep. 30, 2015
Basis of Presentation [Abstract]
Basis of Presentation	1. Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period's reporting format. Such reclassifications did not affect net income or stockholders' equity. ENB Financial Corp (the Corporation) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the Bank). This Form 10-Q, for the third quarter of 2015, is reporting on the results of operations and financial condition of ENB Financial Corp. Operating results for the three and nine months ended September 30, 2015, are not necessarily indicative of the results that may be expected for the year ended December 31, 2015. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp's Annual Report on Form 10-K for the year ended December 31, 2014.

Securities Available for Sale

Securities Available for Sale	9 Months Ended
Securities Available for Sale	Sep. 30, 2015
Securities Available for Sale [Abstract]
Securities Available for Sale	2. Securities Available for Sale The amortized cost and fair value of securities held at September 30, 2015 and December 31, 2014, are as follows: Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ September 30, 2015 U.S. government agencies 25,420 57 (45 ) 25,432 U.S. agency mortgage-backed securities 38,392 48 (248 ) 38,192 U.S. agency collateralized mortgage obligations 47,810 375 (309 ) 47,876 Corporate bonds 60,542 104 (267 ) 60,379 Obligations of states and political subdivisions 100,046 1,800 (805 ) 101,041 Total debt securities 272,210 2,384 (1,674 ) 272,920 Marketable equity securities 5,540 20 (10 ) 5,550 Total securities available for sale 277,750 2,404 (1,684 ) 278,470 December 31, 2014 U.S. government agencies 46,577 110 (528 ) 46,159 U.S. agency mortgage-backed securities 37,946 138 (134 ) 37,950 U.S. agency collateralized mortgage obligations 48,690 55 (679 ) 48,066 Corporate bonds 65,274 145 (311 ) 65,108 Obligations of states and political subdivisions 90,628 2,961 (258 ) 93,331 Total debt securities 289,115 3,409 (1,910 ) 290,614 Marketable equity securities 5,189 19 5,208 Total securities available for sale 294,304 3,428 (1,910 ) 295,822 The amortized cost and fair value of debt securities available for sale at September 30, 2015, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 19,693 19,683 Due after one year through five years 102,007 101,831 Due after five years through ten years 58,519 58,855 Due after ten years 91,991 92,551 Total debt securities 272,210 272,920 Securities available for sale with a par value of $ 67,960,000 75,013,000 72,939,000 78,269,000 Proceeds from active sales of securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended September 30, Nine Months Ended September 30, 2015 2014 2015 2014 $ $ $ $ Proceeds from sales 46,797 29,834 123,335 99,304 Gross realized gains 531 825 1,784 2,576 Gross realized losses 2 201 94 685 SUMMARY OF GAINS AND LOSSES ON SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended September 30, Nine Months Ended September 30, 2015 2014 2015 2014 $ $ $ $ Gross realized gains 531 825 1,784 2,576 Gross realized losses 2 201 94 685 Impairment on securities 22 Total gross realized losses 2 201 94 707 Net gains on securities 529 624 1,690 1,869 The bottom portion of the above table shows the net gains on security transactions, including any impairment taken on securities held by the Corporation. The net gain or loss from security transactions is also reflected on the Corporation's Consolidated Statements of Income and Consolidated Statements of Cash Flows. Management evaluates all of the Corporation's securities for other than temporary impairment (OTTI) on a periodic basis. Prior to June 30, 2014, the Corporation had a small number of private collateralized mortgage obligations (PCMOs) of which all but one three Information pertaining to securities with gross unrealized losses at September 30, 2015, and December 31, 2014, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of September 30, 2015 U.S. government agencies 996 (4 ) 3,974 (41 ) 4,970 (45 ) U.S. agency mortgage-backed securities 17,917 (156 ) 2,481 (92 ) 20,398 (248 ) U.S. agency collateralized mortgage obligations 15,768 (197 ) 6,080 (112 ) 21,848 (309 ) Corporate bonds 32,648 (249 ) 5,173 (18 ) 37,821 (267 ) Obligations of states & political subdivisions 36,148 (600 ) 8,291 (205 ) 44,439 (805 ) Total debt securities 103,477 (1,206 ) 25,999 (468 ) 129,476 (1,674 ) Marketable equity securities 172 (10 ) 172 (10 ) Total temporarily impaired securities 103,649 (1,216 ) 25,999 (468 ) 129,648 (1,684 ) As of December 31, 2014 U.S. government agencies 9,676 (30 ) 19,689 (498 ) 29,365 (528 ) U.S. agency mortgage-backed securities 7,412 (18 ) 5,412 (116 ) 12,824 (134 ) U.S. agency collateralized mortgage obligations 25,314 (403 ) 11,222 (276 ) 36,536 (679 ) Corporate bonds 33,413 (227 ) 9,855 (84 ) 43,268 (311 ) Obligations of states & political subdivisions 2,710 (29 ) 16,720 (229 ) 19,430 (258 ) Total temporarily impaired securities 78,525 (707 ) 62,898 (1,203 ) 141,423 (1,910 ) In the debt security portfolio there were 112 four The Corporation evaluates both equity and fixed maturity positions for OTTI at least on a quarterly basis, and more frequently when economic and market concerns warrant such evaluation. Management follows a practice of evaluating for impairment any security identified as carrying unrealized losses of greater than 10%. As of September 30, 2015, no securities, debt or equity, were carrying unrealized losses of greater than 10%. Management will also evaluate for impairment securities with unrealized losses of greater than 5%, but under 10%, that have been carrying unrealized losses for an extended period of time. Management would also conduct impairment analysis on any debt security that began passing through actual credit losses, or based on projected future cash flows, was expected to do so in the future. There are no securities held as of September 30, 2015, that management believes would incur future credit losses. U.S. generally accepted accounting principles provide for the bifurcation of OTTI into two categories: (a) the amount of the total OTTI related to a decrease in cash flows expected to be collected from the debt security (the credit loss), which is recognized in earnings, and (b) the amount of total OTTI related to all other factors, which is recognized, net of taxes, as a component of accumulated other comprehensive income. This accounting treatment was only applicable to two The following table provides a cumulative roll forward of credit losses recognized in earnings for debt securities held: CREDIT LOSSES RECOGNIZED IN EARNINGS ON DEBT SECURITIES (DOLLARS IN THOUSANDS) Three Months Ended September 30, Nine Months Ended September 30, 2015 2014 2015 2014 $ $ $ $ Beginning balance 1,148 Credit losses on debt securities for which other-than- temporary impairment has not been previously recognized Additional credit losses on debt securities for which other- than-temporary impairment was previously recognized 22 Sale of debt securities with previously recognized impairment (1,170 ) Ending balance With the sale of the remaining PCMO portfolio during the second quarter of 2014, there are no remaining impairment balances in subsequent periods.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
Loans and Allowance for Loan Losses	Sep. 30, 2015
Loans and Allowance for Loan Losses [Abstract]
Loans and Allowance for Loan Losses	3. Loans and Allowance for Loan Losses The following table presents the Corporation's loan portfolio by category of loans as of September 30, 2015, and December 31, 2014. LOAN PORTFOLIO (DOLLARS IN THOUSANDS) September 30, December 31, 2015 2014 $ $ Commercial real estate Commercial mortgages 90,740 95,914 Agriculture mortgages 152,015 140,322 Construction 8,963 7,387 Total commercial real estate 251,718 243,623 Consumer real estate (a) 1- 4 family residential mortgages 127,716 123,395 Home equity loans 11,857 12,563 Home equity lines of credit 34,476 27,308 Total consumer real estate 174,049 163,266 Commercial and industrial Commercial and industrial 35,848 31,998 Tax-free loans 12,613 11,806 Agriculture loans 16,705 16,496 Total commercial and industrial 65,166 60,300 Consumer 3,498 3,517 Gross loans prior to deferred fees 494,431 470,706 Less: Deferred loan costs, net (608 ) (462 ) Allowance for loan losses 7,106 7,141 Total net loans 487,933 464,027 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $ 32,537,000 16,670,000 The Corporation grades commercial credits differently than consumer credits. The following tables represent all of the Corporation's commercial credit exposures by internally assigned grades as of September 30, 2015 and December 31, 2014. The grading analysis estimates the capability of the borrower to repay the contractual obligations under the loan agreements as scheduled. The Corporation's internal commercial credit risk grading system is based on experiences with similarly graded loans. The Corporation's internally assigned grades for commercial credits are as follows: Pass loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. Special Mention loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected. Substandard loans that have a well-defined weakness based on objective evidence and characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Doubtful loans classified as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. Loss loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) Commercial Commercial Agriculture and Tax-free Agriculture September 30, 2015 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 83,212 148,865 7,790 34,928 12,613 16,348 303,756 Special Mention 1,031 1,144 48 31 2,254 Substandard 6,497 2,006 1,173 872 326 10,874 Doubtful Loss Total 90,740 152,015 8,963 35,848 12,613 16,705 316,884 Commercial Commercial Agriculture and Tax-free Agriculture December 31, 2014 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 82,478 135,298 5,350 31,006 11,806 16,255 282,193 Special Mention 2,649 3,237 29 29 5,944 Substandard 10,787 1,787 2,037 963 212 15,786 Doubtful Loss Total 95,914 140,322 7,387 31,998 11,806 16,496 303,923 For consumer loans, the Corporation evaluates credit quality based on whether the loan is considered performing or non-performing. Non-performing loans consist of those loans greater than 90 CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) 1-4 Family Home Equity September 30, 2015 Residential Home Equity Lines of Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 127,308 11,857 34,476 3,488 177,129 Non-performing 408 10 418 Total 127,716 11,857 34,476 3,498 177,547 1-4 Family Home Equity December 31, 2014 Residential Home Equity Lines of Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 123,023 12,551 27,308 3,517 166,399 Non-performing 372 12 384 Total 123,395 12,563 27,308 3,517 166,783 The following tables present an age analysis of the Corporation's past due loans, segregated by loan portfolio class, as of September 30, 2015 and December 31, 2014: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and September 30, 2015 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 272 272 90,468 90,740 Agriculture mortgages 152,015 152,015 Construction 8,963 8,963 Consumer real estate 1- 4 family residential mortgages 953 167 408 1,528 126,188 127,716 408 Home equity loans 27 27 11,830 11,857 Home equity lines of credit 47 12 59 34,417 34,476 Commercial and industrial Commercial and industrial 15 56 71 35,777 35,848 Tax-free loans 12,613 12,613 Agriculture loans 16,705 16,705 Consumer 17 10 10 37 3,461 3,498 10 Total 1,331 245 418 1,994 492,437 494,431 418 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2014 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 189 266 455 95,459 95,914 Agriculture mortgages 140,322 140,322 Construction 7,387 7,387 Consumer real estate 1- 4 family residential mortgages 665 349 372 1,386 122,009 123,395 372 Home equity loans 78 14 12 104 12,459 12,563 12 Home equity lines of credit 13 13 27,295 27,308 Commercial and industrial Commercial and industrial 21 73 94 31,904 31,998 Tax-free loans 11,806 11,806 Agriculture loans 16,496 16,496 Consumer 23 1 24 3,493 3,517 Total 800 626 650 2,076 468,630 470,706 384 The following table presents nonaccrual loans by classes of the loan portfolio as of September 30, 2015 and December 31, 2014: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) September 30, December 31, 2015 2014 $ $ Commercial real estate Commercial mortgages 423 894 Agriculture mortgages Construction Consumer real estate 1- 4 family residential mortgages Home equity loans Home equity lines of credit Commercial and industrial Commercial and industrial 46 73 Tax-free loans Agriculture loans Consumer Total 469 967 As of September 30, 2015 and December 31, 2014, all of the Corporation's commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three and nine months ended September 30, 2015 and September 30, 2014, is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended September 30, Nine months ended September 30, 2015 2014 2015 2014 $ $ $ $ Average recorded balance of impaired loans 1,820 2,534 1,997 2,589 Interest income recognized on impaired loans 23 27 68 81 Interest income on impaired loans would have increased by approximately $ 3,000 17,000 9,000 32,000 During the nine months ended September 30, 2015 and 2014, there were no loan modifications made that would cause a loan to be considered a troubled debt restructuring (TDR). A TDR is a loan where management has granted a concession to the borrower from the original terms. A concession is generally defined as more favorable payment or credit terms granted to a borrower in an effort to improve the likelihood of the lender collecting principal in its entirety. Concessions usually are in the form of interest only for a period of time, or a lower interest rate offered in an effort to enable the borrower to continue to make normally scheduled payments. The following tables summarize information in regards to impaired loans by loan portfolio class as of September 30, 2015, December 31, 2014, and September 30, 2014: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest Recorded Principal Related Recorded Income September 30, 2015 Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 423 995 572 Agriculture mortgages 1,345 1,345 1,367 65 Construction Total commercial real estate 1,768 2,340 1,939 65 Commercial and industrial Commercial and industrial 46 53 58 3 Tax-free loans Agriculture loans Total commercial and industrial 46 53 58 3 Total with no 1,814 2,393 1,997 68 With an allowance recorded: Commercial real estate Commercial mortgages Agriculture mortgages Construction Total commercial real estate Commercial and industrial Commercial and industrial Tax-free loans Agriculture loans Total commercial and industrial Total with a related allowance Total by loan class: Commercial real estate Commercial mortgages 423 995 572 Agriculture mortgages 1,345 1,345 1,367 65 Construction Total commercial real estate 1,768 2,340 1,939 65 Commercial and industrial Commercial and industrial 46 53 58 3 Tax-free loans Agriculture loans Total commercial and industrial 46 53 58 3 Total 1,814 2,393 1,997 68 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest December 31, 2014 Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 745 931 931 Agriculture mortgages 1,391 1,391 1,539 104 Construction Total commercial real estate 2,136 2,322 2,470 104 Commercial and industrial Commercial and industrial 73 73 86 6 Tax-free loans Agriculture loans Total commercial and industrial 73 73 86 6 Total with no 2,209 2,395 2,556 110 With an allowance recorded: Commercial real estate Commercial mortgages 149 264 1 68 Agriculture mortgages Construction Total commercial real estate 149 264 1 68 Commercial and industrial Commercial and industrial Tax-free loans Agriculture loans Total commercial and industrial Total with a related allowance 149 264 1 68 Total by loan class: Commercial real estate Commercial mortgages 894 1,195 1 999 Agriculture mortgages 1,391 1,391 1,539 104 Construction Total commercial real estate 2,285 2,586 1 2,538 104 Commercial and industrial Commercial and industrial 73 73 86 6 Tax-free loans Agriculture loans Total commercial and industrial 73 73 86 6 Total 2,358 2,659 1 2,624 110 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest September 30, 2014 Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 1,289 1,386 924 Agriculture mortgages 1,556 1,556 1,574 81 Construction Total commercial real estate 2,845 2,942 2,498 81 Commercial and industrial Commercial and industrial 76 76 91 Tax-free loans Agriculture loans Total commercial and industrial 76 76 91 Total with no 2,921 3,018 2,589 81 With an allowance recorded: Commercial real estate Commercial mortgages Agriculture mortgages Construction Total commercial real estate Commercial and industrial Commercial and industrial Tax-free loans Agriculture loans Total commercial and industrial Total with a related allowance Total by loan class: Commercial real estate Commercial mortgages 1,289 1,386 924 Agriculture mortgages 1,556 1,556 1,574 81 Construction Total commercial real estate 2,845 2,942 2,498 81 Commercial and industrial Commercial and industrial 76 76 91 Tax-free loans Agriculture loans Total commercial and industrial 76 76 91 Total 2,921 3,018 2,589 81 The following table details activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2015: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2014 3,834 1,367 1,301 66 573 7,141 Charge-offs (272 ) (1 ) (273 ) Recoveries 2 70 72 Provision 623 (283 ) (147 ) (11 ) 18 200 Balance - March 31, 2015 4,187 1,084 1,224 54 591 7,140 Charge-offs (2 ) (3 ) (5 ) Recoveries 1 11 2 14 Provision (29 ) (20 ) 157 22 (30 ) 100 Ending Balance - June 30, 2015 4,159 1,064 1,390 75 561 7,249 Charge-offs (4 ) (4 ) Recoveries 10 1 11 Provision (63 ) 94 (195 ) (26 ) 40 (150 ) Ending Balance - September 30, 2015 4,096 1,158 1,205 46 601 7,106 During the nine months ended September 30, 2015, provision expense was recorded for the commercial real estate segment with credit provisions recorded in all other loan categories. There were $272,000 of commercial real estate loan charge-offs during the first quarter of 2015, which increased the historical loss rates and ultimately resulted in a higher required reserve amount for the commercial real estate category as of March 31, 2015. However, since the first quarter, charge-offs have been at a minimum, economic conditions continue to improve, and the qualitative factors impacting commercial real estate have declined, resulting in a lower allocation. The majority of the Corporation's total allowance is devoted to commercial real estate as this is the largest element of the portfolio and generally carries a higher element of credit risk. With charge-offs and recoveries running at minimal levels for the second and third quarters of 2015, it has been the qualitative factor movements that have been primarily responsible for adjusting the allocations shown above for the four main loan categories. Management evaluates nine qualitative factors that impact the allocations for the four major loan groups shown above. The accumulation of all nine qualitative factors results in a total, which is then added to the historical loss ratio to arrive at an adjusted loss percentage. The balances in each loan sector are than multiplied by the adjusted loss percentage to arrive at the allocation or provision shown above. All of the nine qualitative factors that management considers had declined from December 31, 2014 to September 30, 2015. While some factors increased, the majority of the factors declined throughout the year. The only area that experienced an increase in provision for the third quarter of 2015 was consumer real estate. Consumer real estate includes residential real estate loans including mortgages and both fixed and variable rate home equity loans. Management continues to grow the residential mortgage program and has expanded the product offerings. Home equity options have been enhanced with the Homeline home equity line of credit, causing an increase in those loans. All of the loan categories outside of commercial real estate ended September 30, 2015 with a lower allowance than at December 31, 2014, primarily due to lower qualitative factors, but also influenced by the loan growth in these areas T ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2013 3,657 1,346 1,416 102 698 7,219 Charge-offs (15 ) (15 ) Recoveries 4 5 43 52 Provision (150 ) 51 (117 ) 17 (1 ) (200 )(1) Balance - March 31, 2014 3,511 1,402 1,342 104 697 7,056 Charge-offs Recoveries 3 9 12 Provision (106 ) 44 12 (24 ) (26 ) (100 )(1) Ending Balance - June 30, 2014 3,408 1,446 1,363 80 671 6,968 Charge-offs (12 ) (2 ) (14 ) Recoveries 14 14 Provision 159 (34 ) (74 ) 3 (54 ) Ending Balance - September 30, 2014 3,567 1,412 1,291 81 617 6,968 (1) The Corporation recognized a $ 200,000 100,000 During the nine months ended September 30, 2014, credit provisions were recorded for the commercial real estate, commercial and industrial, and consumer loan categories while there was a small provision expense required for the consumer real estate loan category. There were no commercial loan charge-offs during the first nine months of 2014, which reduced the historical loss rates and ultimately resulted in a lower required reserve amount for the commercial loan categories. Qualitative factors were shifting throughout the first nine months of 2014, with some increasing and some decreasing, but overall, qualitative factors across the board were declining. Conversely, factors in the allowance calculation related to consumer real estate were increased in the first nine months of 2014 as a result of the mortgage initiative and focus on increasing volume in this area. The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of September 30, 2015 and December 31, 2014: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Commercial Consumer Commercial As of Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment 4,096 1,158 1,205 46 601 7,106 Loans receivable: Ending balance 251,718 174,049 65,166 3,498 494,431 Ending balance: individually evaluated for impairment 1,768 46 1,814 Ending balance: collectively evaluated for impairment 249,950 174,049 65,120 3,498 492,617 Commercial Consumer Commercial As of Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 1 1 Ending balance: collectively evaluated for impairment 3,833 1,367 1,301 66 573 7,140 Loans receivable: Ending balance 243,623 163,266 60,300 3,517 470,706 Ending balance: individually evaluated for impairment 2,285 73 2,358 Ending balance: collectively evaluated for impairment 241,338 163,266 60,227 3,517 468,348

Fair Value Presentation

Fair Value Presentation	9 Months Ended
Fair Value Presentation	Sep. 30, 2015
Fair Value Presentation [Abstract]
Fair Value Presentation	4. Fair Value Presentation U.S. generally accepted accounting principles establish a hierarchal disclosure framework associated with the level of observable pricing utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no observable pricing as of the reported date. These items do not have two-way markets and are measured using management's best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. The following tables present the assets reported on the consolidated balance sheets at their fair value as of September 30, 2015 , and December 31, 2014 , by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) September 30, 2015 Level I Level II Level III Total $ $ $ $ U.S. government agencies 25,432 25,432 U.S. agency mortgage-backed securities 38,192 38,192 U.S. agency collateralized mortgage obligations 47,876 47,876 Corporate bonds 60,379 60,379 Obligations of states & political subdivisions 101,041 101,041 Marketable equity securities 5,550 5,550 Total securities 5,550 272,920 278,470 On September 30, 2015 , the Corporation held no securities valued using level III inputs. All of the Corporation's debt instruments were valued using level II inputs, where quoted prices are available and observable, but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation's CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of September 30, 2015 , the CRA fund investments had a $ 5,000,000 540,000 550,000 Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2014 Level I Level II Level III Total $ $ $ $ U.S. government agencies 46,159 46,159 U.S. agency mortgage-backed securities 37,950 37,950 U.S. agency collateralized mortgage obligations 48,066 48,066 Corporate bonds 65,108 65,108 Obligations of states & political subdivisions 93,331 93,331 Marketable equity securities 5,208 5,208 Total securities 5,208 290,614 295,822 On December 31, 2014 , the Corporation held no securities valued using level III inputs. All of the Corporation's debt instruments were valued using level II inputs, where quoted prices are available and observable but not necessarily quotes on identical securities traded in active markets on a daily basis. As of December 31, 2014 , the Corporation's CRA fund investments had a book and fair market value of $ 5,000,000 189,000 208,000 Financial instruments are considered level III when their values are determined using pricing models, discounted cash flow methodologies, or similar techniques, and at least one significant model assumption or input is unobservable. In addition to these unobservable inputs, the valuation models for level III financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. Level III financial instruments also include those for which the determination of fair value requires significant management judgment or estimation. There were no level III securities as of September 30, 2015 or December 31, 2014 . The following tables present the assets measured on a nonrecurring basis on the Consolidated Balance Sheets at their fair value as of September 30, 2015 and December 31, 2014 , by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS (DOLLARS IN THOUSANDS) September 30, 2015 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans 1,814 1,814 OREO Total 1,814 1,814 December 31, 2014 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans 2,357 2,357 OREO 69 69 Total 2,426 2,426 The Corporation had a total of $ 1,814,000 2,358,000 1,000 Other real estate owned (OREO) is measured at fair value, less estimated costs to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management. The Corporation had no OREO properties as of September 30, 2015, and had one residential property that was classified as OREO as of December 31, 2014. Income and expenses from operations and changes in valuation allowance are included in the net expenses from OREO. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) September 30, 2015 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,814 Appraisal of Appraisal -20 -20 collateral (1) adjustments (2) Liquidation -10 -10 expenses (2) December 31, 2014 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,357 Appraisal of Appraisal -20 -20 collateral (1) adjustments (2) Liquidation -10 -10 expenses (2) OREO 69 Appraisal of Appraisal collateral (1),(3) adjustments (2) -40 -40 Liquidation expenses (2) -1 -1 (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. (3) Includes qualitative adjustments by management and estimated liquidation expenses.

Interim Disclosures about Fair

Interim Disclosures about Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2015
Interim Disclosures about Fair Value of Financial Instruments [Abstract]
Interim Disclosures about Fair Value of Financial Instruments	5. Interim Disclosures about Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instrument: Cash and Cash Equivalents For these short-term instruments, the carrying amount is a reasonable estimate of fair value. Securities Available for Sale Management utilizes quoted market pricing for the fair value of the Corporation's securities that are available for sale, if available. If a quoted market rate is not available, fair value is estimated using quoted market prices for similar securities. Regulatory Stock Regulatory stock is valued at a stable dollar price, which is the price used to purchase or liquidate shares; therefore, the carrying amount is a reasonable estimate of fair value. Loans Held for Sale Loans held for sale are individual loans for which the Corporation has a firm sales commitment; therefore, the carrying value is a reasonable estimate of the fair value. Loans The fair value of fixed and variable rate loans is estimated by discounting back the scheduled future cash flows of the particular loan product, using the market interest rates of comparable loan products in the Corporation's greater market area, with the same general structure, comparable credit ratings, and for the same remaining maturities. Accrued Interest Receivable The carrying amount of accrued interest receivable is a reasonable estimate of fair value. Bank Owned Life Insurance Fair value is equal to the cash surrender value of the life insurance policies. Deposits The fair value of non-interest bearing demand deposit accounts and interest bearing demand, savings, and money market deposit accounts is based on the amount payable on demand at the reporting date. The fair value of fixed-maturity time deposits is estimated by discounting back the expected cash flows of the time deposit using market interest rates from the Corporation's greater market area currently offered for similar time deposits with similar remaining maturities. Borrowings The fair value of a term borrowing is estimated by comparing the rate currently offered for the same type of borrowing instrument with a matching remaining term. Accrued Interest Payable The carrying amount of accrued interest payable is a reasonable estimate of fair value. Firm Commitments to Extend Credit, Lines of Credit, and Open Letters of Credit These financial instruments are generally not subject to sale and estimated fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment or letter of credit, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment, using fees currently charged to enter into similar agreements with similar credit risk, is not considered material for disclosure purposes. The contractual amounts of unfunded commitments are presented in Note 6. Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Corporation's financial instruments at September 30, 2015 and December 31, 2014, are summarized as follows: FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) September 30, 2015 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 39,807 39,807 39,807 Securities available for sale 278,470 278,470 5,550 272,920 Regulatory stock 4,296 4,296 4,296 Loans held for sale 1,020 1,020 1,020 Loans, net of allowance 487,933 485,783 485,783 Accrued interest receivable 3,510 3,510 3,510 Bank owned life insurance 23,659 23,659 23,659 Financial Liabilities: Demand deposits 208,678 208,678 208,678 Interest-bearing demand deposits 14,270 14,270 14,270 NOW accounts 69,439 69,439 69,439 Money market deposit accounts 71,091 71,091 71,091 Savings accounts 141,950 141,950 141,950 Time deposits 187,261 189,248 189,248 Total deposits 692,689 694,676 505,428 189,248 Short-term borrowings 9,951 9,951 9,951 Long-term debt 64,594 65,232 65,232 Accrued interest payable 496 496 496 FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2014 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 43,412 43,412 43,412 Securities available for sale 295,822 295,822 5,208 290,614 Regulatory stock 3,227 3,227 3,227 Loans held for sale 506 506 506 Loans, net of allowance 464,027 463,197 463,197 Accrued interest receivable 3,706 3,706 3,706 Bank owned life insurance 20,603 20,603 20,603 Financial Liabilities: Demand deposits 210,444 210,444 210,444 Interest-bearing demand deposits 14,039 14,039 14,039 NOW accounts 72,951 72,951 72,951 Money market deposit accounts 69,442 69,442 69,442 Savings accounts 131,206 131,206 131,206 Time deposits 201,569 203,787 203,787 Total deposits 699,651 701,869 498,082 203,787 Long-term debt 62,300 63,058 63,058 Accrued interest payable 586 586 586

Commitments and Contingent Liab

Commitments and Contingent Liabilities	9 Months Ended
Commitments and Contingent Liabilities	Sep. 30, 2015
Commitments and Contingent Liabilities [Abstract]
Commitments and Contingent Liabilities	6 Commitments and Contingent Liabilities In order to meet the financing needs of its customers in the normal course of business, the Corporation makes various commitments that are not reflected in the accompanying consolidated financial statements. These commitments include firm commitments to extend credit, unused lines of credit, and open letters of credit. As of September 30, 2015, firm loan commitments were $ 46.9 154.2 11.3 212.4

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
Accumulated Other Comprehensive Income (Loss)	Sep. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	7. Accumulated Other Comprehensive Income (Loss) The activity in accumulated other comprehensive income (loss) for the three and nine months ended September 30, 2015 and 2014 is as follows: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2014 1,002 Other comprehensive income before reclassifications 1,529 Amount reclassified from accumulated other comprehensive income (370 ) Period change 1,159 Balance at March 31, 2015 2,161 Other comprehensive loss before reclassifications (2,246 ) Amount reclassified from accumulated other comprehensive loss (396 ) Period change (2,642 ) Balance at June 30, 2015 (481 ) Other comprehensive income before reclassifications 1,305 Amount reclassified from accumulated other comprehensive income (349 ) Period change 956 Balance at September 30, 2015 475 Balance at December 31, 2013 (3,940 ) Other comprehensive income before reclassifications 2,610 Amount reclassified from accumulated other comprehensive income (437 ) Period change 2,173 Balance at March 31, 2014 (1,767 ) Other comprehensive income before reclassifications 1,962 Amount reclassified from accumulated other comprehensive income (384 ) Period change 1,578 Balance at June 30, 2014 (189 ) Other comprehensive income before reclassifications 1,267 Amount reclassified from accumulated other comprehensive income (412 ) Period change 855 Balance at September 30, 2014 666 (1) All amounts are net of tax related income tax expense or benefit is calculated using a federal income tax rate of 34%. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended September 30, 2015 2014 Affected Line Item in the $ $ Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 529 624 Gains on securities transactions, net Related income tax expense (180 ) (212 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 349 412 (1) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Nine Months Ended September 30, 2015 2014 Affected Line Item in the $ $ Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 1,690 1,891 Gains on securities transactions, net Related income tax expense (574 ) (643 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 1,116 1,248 Net impairment losses reclassified into earnings (22 ) Net impairment losses on investment securities Related income tax expense 7 Provision for federal income taxes Net effect on accumulated other comprehensive income for the period (15 ) Total reclassifications for the period 1,116 1,233 (1) Amounts in parentheses indicate debits.

Recently Issued Accounting Stan

Recently Issued Accounting Standards	9 Months Ended
Recently Issued Accounting Standards	Sep. 30, 2015
Recently Issued Accounting Standards [Abstract]
Recently Issued Accounting Standards	8. Recently Issued Accounting Standards In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation (Topic 718): Accounting for Share-Based Payments when the Terms of an Award Provide that a Performance Target Could Be Achieved After the Requisite Service Period The amendments in this Update are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted. Entities may apply the amendments in this Update either (a) prospectively to all awards granted or modified after the effective date or (b) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. If retrospective transition is adopted, the cumulative effect of applying this Update as of the beginning of the earliest annual period presented in the financial statements should be recognized as an adjustment to the opening retained earnings balance at that date. In August 2014, the FASB issued ASU 2014-15, Presentation of Financial Statements -Going Concern (Subtopic 205-40). In November 2014, the FASB issued ASU 2014-16, Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force). In January 2015, the FASB issued ASU 2015-01, Income Statement Extraordinary and Unusual Items, In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810) In April 2015, the FASB issued ASU 2015-03, Interest-Imputation of Interest (Subtopic 835-30) In April 2015, the FASB issued ASU 2015-04, Compensation-Retirement Benefits (Topic 715), In April 2015, the FASB issued ASU 2015-05, Intangible Goodwill and Other Internal Use Software (Topic 350-40) In April 2015, the FASB issued ASU 2015-06, Earnings Per Share (Topic 260): Effects on Historical Earnings per Unit of Master Limited Partnership Dropdown Transactions. Earnings Per Share Application of the Two-Class Method under FASB Statement No. 128 to Master Limited Partnerships In May 2015, the FASB issued ASU 2015-07, Disclosures for Investments in Certain Entities That Calculate Net Asset Value per Share (or Its Equivalent) In May 2015, the FASB issued ASU 2015-08 , Business Combinations - Pushdown Accounting - Amendment to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115 In May 2015, the FASB issued ASU 2015-09, Financial Services-Insurance (Topic 944) - Disclosure about Short-Duration Contracts Financial Services-Insurance In June 2015, the FASB issued ASU 2015-10, Technical Corrections and Improvements In August 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers In August 2015, the FASB issued ASU 2015-15, Interest Imputation of Interest (Subtopic 835-30): Presentation And Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements - Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting In September 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805).

Securities Available for Sale (

Securities Available for Sale (Tables)	9 Months Ended
Securities Available for Sale (Tables)	Sep. 30, 2015
Securities Available for Sale [Abstract]
Schedule of amortized cost and fair value of securities	Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ September 30, 2015 U.S. government agencies 25,420 57 (45 ) 25,432 U.S. agency mortgage-backed securities 38,392 48 (248 ) 38,192 U.S. agency collateralized mortgage obligations 47,810 375 (309 ) 47,876 Corporate bonds 60,542 104 (267 ) 60,379 Obligations of states and political subdivisions 100,046 1,800 (805 ) 101,041 Total debt securities 272,210 2,384 (1,674 ) 272,920 Marketable equity securities 5,540 20 (10 ) 5,550 Total securities available for sale 277,750 2,404 (1,684 ) 278,470 December 31, 2014 U.S. government agencies 46,577 110 (528 ) 46,159 U.S. agency mortgage-backed securities 37,946 138 (134 ) 37,950 U.S. agency collateralized mortgage obligations 48,690 55 (679 ) 48,066 Corporate bonds 65,274 145 (311 ) 65,108 Obligations of states and political subdivisions 90,628 2,961 (258 ) 93,331 Total debt securities 289,115 3,409 (1,910 ) 290,614 Marketable equity securities 5,189 19 5,208 Total securities available for sale 294,304 3,428 (1,910 ) 295,822
Schedule of contractual maturity of debt securities	CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 19,693 19,683 Due after one year through five years 102,007 101,831 Due after five years through ten years 58,519 58,855 Due after ten years 91,991 92,551 Total debt securities 272,210 272,920
Schedule of proceeds and gains and losses on securities available for sale	PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended September 30, Nine Months Ended September 30, 2015 2014 2015 2014 $ $ $ $ Proceeds from sales 46,797 29,834 123,335 99,304 Gross realized gains 531 825 1,784 2,576 Gross realized losses 2 201 94 685 SUMMARY OF GAINS AND LOSSES ON SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended September 30, Nine Months Ended September 30, 2015 2014 2015 2014 $ $ $ $ Gross realized gains 531 825 1,784 2,576 Gross realized losses 2 201 94 685 Impairment on securities 22 Total gross realized losses 2 201 94 707 Net gains on securities 529 624 1,690 1,869
Schedule of securities in an unrealized loss position (temporary impairment)	TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of September 30, 2015 U.S. government agencies 996 (4 ) 3,974 (41 ) 4,970 (45 ) U.S. agency mortgage-backed securities 17,917 (156 ) 2,481 (92 ) 20,398 (248 ) U.S. agency collateralized mortgage obligations 15,768 (197 ) 6,080 (112 ) 21,848 (309 ) Corporate bonds 32,648 (249 ) 5,173 (18 ) 37,821 (267 ) Obligations of states & political subdivisions 36,148 (600 ) 8,291 (205 ) 44,439 (805 ) Total debt securities 103,477 (1,206 ) 25,999 (468 ) 129,476 (1,674 ) Marketable equity securities 172 (10 ) 172 (10 ) Total temporarily impaired securities 103,649 (1,216 ) 25,999 (468 ) 129,648 (1,684 ) As of December 31, 2014 U.S. government agencies 9,676 (30 ) 19,689 (498 ) 29,365 (528 ) U.S. agency mortgage-backed securities 7,412 (18 ) 5,412 (116 ) 12,824 (134 ) U.S. agency collateralized mortgage obligations 25,314 (403 ) 11,222 (276 ) 36,536 (679 ) Corporate bonds 33,413 (227 ) 9,855 (84 ) 43,268 (311 ) Obligations of states & political subdivisions 2,710 (29 ) 16,720 (229 ) 19,430 (258 ) Total temporarily impaired securities 78,525 (707 ) 62,898 (1,203 ) 141,423 (1,910 )
Schedule of credit losses recognized in earnings on debt securities	CREDIT LOSSES RECOGNIZED IN EARNINGS ON DEBT SECURITIES (DOLLARS IN THOUSANDS) Three Months Ended September 30, Nine Months Ended September 30, 2015 2014 2015 2014 $ $ $ $ Beginning balance 1,148 Credit losses on debt securities for which other-than- temporary impairment has not been previously recognized Additional credit losses on debt securities for which other- than-temporary impairment was previously recognized 22 Sale of debt securities with previously recognized impairment (1,170 ) Ending balance

Loans and Allowance for Loan 16

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
Loans and Allowance for Loan Losses (Tables)	Sep. 30, 2015
Loans and Allowance for Loan Losses [Abstract]
Schedule of loan portfolio by category	The following table presents the Corporation's loan portfolio by category of loans as of September 30, 2015, and December 31, 2014. LOAN PORTFOLIO (DOLLARS IN THOUSANDS) September 30, December 31, 2015 2014 $ $ Commercial real estate Commercial mortgages 90,740 95,914 Agriculture mortgages 152,015 140,322 Construction 8,963 7,387 Total commercial real estate 251,718 243,623 Consumer real estate (a) 1- 4 family residential mortgages 127,716 123,395 Home equity loans 11,857 12,563 Home equity lines of credit 34,476 27,308 Total consumer real estate 174,049 163,266 Commercial and industrial Commercial and industrial 35,848 31,998 Tax-free loans 12,613 11,806 Agriculture loans 16,705 16,496 Total commercial and industrial 65,166 60,300 Consumer 3,498 3,517 Gross loans prior to deferred fees 494,431 470,706 Less: Deferred loan costs, net (608 ) (462 ) Allowance for loan losses 7,106 7,141 Total net loans 487,933 464,027 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $ 32,537,000 16,670,000
Schedule of commercial and consumer credit exposure	COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) Commercial Commercial Agriculture and Tax-free Agriculture September 30, 2015 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 83,212 148,865 7,790 34,928 12,613 16,348 303,756 Special Mention 1,031 1,144 48 31 2,254 Substandard 6,497 2,006 1,173 872 326 10,874 Doubtful Loss Total 90,740 152,015 8,963 35,848 12,613 16,705 316,884 Commercial Commercial Agriculture and Tax-free Agriculture December 31, 2014 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 82,478 135,298 5,350 31,006 11,806 16,255 282,193 Special Mention 2,649 3,237 29 29 5,944 Substandard 10,787 1,787 2,037 963 212 15,786 Doubtful Loss Total 95,914 140,322 7,387 31,998 11,806 16,496 303,923 CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) 1-4 Family Home Equity September 30, 2015 Residential Home Equity Lines of Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 127,308 11,857 34,476 3,488 177,129 Non-performing 408 10 418 Total 127,716 11,857 34,476 3,498 177,547 1-4 Family Home Equity December 31, 2014 Residential Home Equity Lines of Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 123,023 12,551 27,308 3,517 166,399 Non-performing 372 12 384 Total 123,395 12,563 27,308 3,517 166,783
Schedule of aging of loans receivable	The following tables present an age analysis of the Corporation's past due loans, segregated by loan portfolio class, as of September 30, 2015 and December 31, 2014: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and September 30, 2015 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 272 272 90,468 90,740 Agriculture mortgages 152,015 152,015 Construction 8,963 8,963 Consumer real estate 1- 4 family residential mortgages 953 167 408 1,528 126,188 127,716 408 Home equity loans 27 27 11,830 11,857 Home equity lines of credit 47 12 59 34,417 34,476 Commercial and industrial Commercial and industrial 15 56 71 35,777 35,848 Tax-free loans 12,613 12,613 Agriculture loans 16,705 16,705 Consumer 17 10 10 37 3,461 3,498 10 Total 1,331 245 418 1,994 492,437 494,431 418 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2014 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 189 266 455 95,459 95,914 Agriculture mortgages 140,322 140,322 Construction 7,387 7,387 Consumer real estate 1- 4 family residential mortgages 665 349 372 1,386 122,009 123,395 372 Home equity loans 78 14 12 104 12,459 12,563 12 Home equity lines of credit 13 13 27,295 27,308 Commercial and industrial Commercial and industrial 21 73 94 31,904 31,998 Tax-free loans 11,806 11,806 Agriculture loans 16,496 16,496 Consumer 23 1 24 3,493 3,517 Total 800 626 650 2,076 468,630 470,706 384
Schedule of nonaccrual loans by class	The following table presents nonaccrual loans by classes of the loan portfolio as of September 30, 2015 and December 31, 2014: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) September 30, December 31, 2015 2014 $ $ Commercial real estate Commercial mortgages 423 894 Agriculture mortgages Construction Consumer real estate 1- 4 family residential mortgages Home equity loans Home equity lines of credit Commercial and industrial Commercial and industrial 46 73 Tax-free loans Agriculture loans Consumer Total 469 967
Schedule of impaired loans	As of September 30, 2015 and December 31, 2014, all of the Corporation's commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three and nine months ended September 30, 2015 and September 30, 2014, is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended September 30, Nine months ended September 30, 2015 2014 2015 2014 $ $ $ $ Average recorded balance of impaired loans 1,820 2,534 1,997 2,589 Interest income recognized on impaired loans 23 27 68 81 The following tables summarize information in regards to impaired loans by loan portfolio class as of September 30, 2015, December 31, 2014, and September 30, 2014: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest Recorded Principal Related Recorded Income September 30, 2015 Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 423 995 572 Agriculture mortgages 1,345 1,345 1,367 65 Construction Total commercial real estate 1,768 2,340 1,939 65 Commercial and industrial Commercial and industrial 46 53 58 3 Tax-free loans Agriculture loans Total commercial and industrial 46 53 58 3 Total with no 1,814 2,393 1,997 68 With an allowance recorded: Commercial real estate Commercial mortgages Agriculture mortgages Construction Total commercial real estate Commercial and industrial Commercial and industrial Tax-free loans Agriculture loans Total commercial and industrial Total with a related allowance Total by loan class: Commercial real estate Commercial mortgages 423 995 572 Agriculture mortgages 1,345 1,345 1,367 65 Construction Total commercial real estate 1,768 2,340 1,939 65 Commercial and industrial Commercial and industrial 46 53 58 3 Tax-free loans Agriculture loans Total commercial and industrial 46 53 58 3 Total 1,814 2,393 1,997 68 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest December 31, 2014 Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 745 931 931 Agriculture mortgages 1,391 1,391 1,539 104 Construction Total commercial real estate 2,136 2,322 2,470 104 Commercial and industrial Commercial and industrial 73 73 86 6 Tax-free loans Agriculture loans Total commercial and industrial 73 73 86 6 Total with no 2,209 2,395 2,556 110 With an allowance recorded: Commercial real estate Commercial mortgages 149 264 1 68 Agriculture mortgages Construction Total commercial real estate 149 264 1 68 Commercial and industrial Commercial and industrial Tax-free loans Agriculture loans Total commercial and industrial Total with a related allowance 149 264 1 68 Total by loan class: Commercial real estate Commercial mortgages 894 1,195 1 999 Agriculture mortgages 1,391 1,391 1,539 104 Construction Total commercial real estate 2,285 2,586 1 2,538 104 Commercial and industrial Commercial and industrial 73 73 86 6 Tax-free loans Agriculture loans Total commercial and industrial 73 73 86 6 Total 2,358 2,659 1 2,624 110 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Average Interest September 30, 2014 Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized $ $ $ $ $ With no Commercial real estate Commercial mortgages 1,289 1,386 924 Agriculture mortgages 1,556 1,556 1,574 81 Construction Total commercial real estate 2,845 2,942 2,498 81 Commercial and industrial Commercial and industrial 76 76 91 Tax-free loans Agriculture loans Total commercial and industrial 76 76 91 Total with no 2,921 3,018 2,589 81 With an allowance recorded: Commercial real estate Commercial mortgages Agriculture mortgages Construction Total commercial real estate Commercial and industrial Commercial and industrial Tax-free loans Agriculture loans Total commercial and industrial Total with a related allowance Total by loan class: Commercial real estate Commercial mortgages 1,289 1,386 924 Agriculture mortgages 1,556 1,556 1,574 81 Construction Total commercial real estate 2,845 2,942 2,498 81 Commercial and industrial Commercial and industrial 76 76 91 Tax-free loans Agriculture loans Total commercial and industrial 76 76 91 Total 2,921 3,018 2,589 81
Schedule of allowance for credit losses	The following table details activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2015: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2014 3,834 1,367 1,301 66 573 7,141 Charge-offs (272 ) (1 ) (273 ) Recoveries 2 70 72 Provision 623 (283 ) (147 ) (11 ) 18 200 Balance - March 31, 2015 4,187 1,084 1,224 54 591 7,140 Charge-offs (2 ) (3 ) (5 ) Recoveries 1 11 2 14 Provision (29 ) (20 ) 157 22 (30 ) 100 Ending Balance - June 30, 2015 4,159 1,064 1,390 75 561 7,249 Charge-offs (4 ) (4 ) Recoveries 10 1 11 Provision (63 ) 94 (195 ) (26 ) 40 (150 ) Ending Balance - September 30, 2015 4,096 1,158 1,205 46 601 7,106 T ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2013 3,657 1,346 1,416 102 698 7,219 Charge-offs (15 ) (15 ) Recoveries 4 5 43 52 Provision (150 ) 51 (117 ) 17 (1 ) (200 )(1) Balance - March 31, 2014 3,511 1,402 1,342 104 697 7,056 Charge-offs Recoveries 3 9 12 Provision (106 ) 44 12 (24 ) (26 ) (100 )(1) Ending Balance - June 30, 2014 3,408 1,446 1,363 80 671 6,968 Charge-offs (12 ) (2 ) (14 ) Recoveries 14 14 Provision 159 (34 ) (74 ) 3 (54 ) Ending Balance - September 30, 2014 3,567 1,412 1,291 81 617 6,968 (1) The Corporation recognized a $ 200,000 100,000 ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Commercial Consumer Commercial As of Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment 4,096 1,158 1,205 46 601 7,106 Loans receivable: Ending balance 251,718 174,049 65,166 3,498 494,431 Ending balance: individually evaluated for impairment 1,768 46 1,814 Ending balance: collectively evaluated for impairment 249,950 174,049 65,120 3,498 492,617 Commercial Consumer Commercial As of Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 1 1 Ending balance: collectively evaluated for impairment 3,833 1,367 1,301 66 573 7,140 Loans receivable: Ending balance 243,623 163,266 60,300 3,517 470,706 Ending balance: individually evaluated for impairment 2,285 73 2,358 Ending balance: collectively evaluated for impairment 241,338 163,266 60,227 3,517 468,348

Fair Value Presentation (Tables

Fair Value Presentation (Tables)	9 Months Ended
Fair Value Presentation (Tables)	Sep. 30, 2015
Fair Value Presentation [Abstract]
Schedule of assets measured on a recurring basis	Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) September 30, 2015 Level I Level II Level III Total $ $ $ $ U.S. government agencies 25,432 25,432 U.S. agency mortgage-backed securities 38,192 38,192 U.S. agency collateralized mortgage obligations 47,876 47,876 Corporate bonds 60,379 60,379 Obligations of states & political subdivisions 101,041 101,041 Marketable equity securities 5,550 5,550 Total securities 5,550 272,920 278,470 Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2014 Level I Level II Level III Total $ $ $ $ U.S. government agencies 46,159 46,159 U.S. agency mortgage-backed securities 37,950 37,950 U.S. agency collateralized mortgage obligations 48,066 48,066 Corporate bonds 65,108 65,108 Obligations of states & political subdivisions 93,331 93,331 Marketable equity securities 5,208 5,208 Total securities 5,208 290,614 295,822
Schedule of assets measured on a nonrecurring basis	ASSETS MEASURED ON A NONRECURRING BASIS (DOLLARS IN THOUSANDS) September 30, 2015 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans 1,814 1,814 OREO Total 1,814 1,814 December 31, 2014 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans 2,357 2,357 OREO 69 69 Total 2,426 2,426
Schedule of Level III inputs	QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) September 30, 2015 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,814 Appraisal of Appraisal -20 -20 collateral (1) adjustments (2) Liquidation -10 -10 expenses (2) December 31, 2014 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,357 Appraisal of Appraisal -20 -20 collateral (1) adjustments (2) Liquidation -10 -10 expenses (2) OREO 69 Appraisal of Appraisal collateral (1),(3) adjustments (2) -40 -40 Liquidation expenses (2) -1 -1 (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. (3) Includes qualitative adjustments by management and estimated liquidation expenses.

Interim Disclosures about Fai18

Interim Disclosures about Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2015
Interim Disclosures about Fair Value of Financial Instruments [Abstract]
Schedule of carrying amount and fair value of financial instruments	FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) September 30, 2015 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 39,807 39,807 39,807 Securities available for sale 278,470 278,470 5,550 272,920 Regulatory stock 4,296 4,296 4,296 Loans held for sale 1,020 1,020 1,020 Loans, net of allowance 487,933 485,783 485,783 Accrued interest receivable 3,510 3,510 3,510 Bank owned life insurance 23,659 23,659 23,659 Financial Liabilities: Demand deposits 208,678 208,678 208,678 Interest-bearing demand deposits 14,270 14,270 14,270 NOW accounts 69,439 69,439 69,439 Money market deposit accounts 71,091 71,091 71,091 Savings accounts 141,950 141,950 141,950 Time deposits 187,261 189,248 189,248 Total deposits 692,689 694,676 505,428 189,248 Short-term borrowings 9,951 9,951 9,951 Long-term debt 64,594 65,232 65,232 Accrued interest payable 496 496 496 FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2014 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 43,412 43,412 43,412 Securities available for sale 295,822 295,822 5,208 290,614 Regulatory stock 3,227 3,227 3,227 Loans held for sale 506 506 506 Loans, net of allowance 464,027 463,197 463,197 Accrued interest receivable 3,706 3,706 3,706 Bank owned life insurance 20,603 20,603 20,603 Financial Liabilities: Demand deposits 210,444 210,444 210,444 Interest-bearing demand deposits 14,039 14,039 14,039 NOW accounts 72,951 72,951 72,951 Money market deposit accounts 69,442 69,442 69,442 Savings accounts 131,206 131,206 131,206 Time deposits 201,569 203,787 203,787 Total deposits 699,651 701,869 498,082 203,787 Long-term debt 62,300 63,058 63,058 Accrued interest payable 586 586 586

Accumulated Other Comprehensi19

Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
Accumulated Other Comprehensive Income (Loss) (Tables)	Sep. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Abstract]
Schedule of accumulated other comprehensive income	ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2014 1,002 Other comprehensive income before reclassifications 1,529 Amount reclassified from accumulated other comprehensive income (370 ) Period change 1,159 Balance at March 31, 2015 2,161 Other comprehensive loss before reclassifications (2,246 ) Amount reclassified from accumulated other comprehensive loss (396 ) Period change (2,642 ) Balance at June 30, 2015 (481 ) Other comprehensive income before reclassifications 1,305 Amount reclassified from accumulated other comprehensive income (349 ) Period change 956 Balance at September 30, 2015 475 Balance at December 31, 2013 (3,940 ) Other comprehensive income before reclassifications 2,610 Amount reclassified from accumulated other comprehensive income (437 ) Period change 2,173 Balance at March 31, 2014 (1,767 ) Other comprehensive income before reclassifications 1,962 Amount reclassified from accumulated other comprehensive income (384 ) Period change 1,578 Balance at June 30, 2014 (189 ) Other comprehensive income before reclassifications 1,267 Amount reclassified from accumulated other comprehensive income (412 ) Period change 855 Balance at September 30, 2014 666 (1) All amounts are net of tax related income tax expense or benefit is calculated using a federal income tax rate of 34%. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended September 30, 2015 2014 Affected Line Item in the $ $ Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 529 624 Gains on securities transactions, net Related income tax expense (180 ) (212 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 349 412 (1) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Nine Months Ended September 30, 2015 2014 Affected Line Item in the $ $ Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 1,690 1,891 Gains on securities transactions, net Related income tax expense (574 ) (643 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 1,116 1,248 Net impairment losses reclassified into earnings (22 ) Net impairment losses on investment securities Related income tax expense 7 Provision for federal income taxes Net effect on accumulated other comprehensive income for the period (15 ) Total reclassifications for the period 1,116 1,233 (1) Amounts in parentheses indicate debits.

Securities Available for Sale20

Securities Available for Sale (Narrative) (Details) $ in Thousands	Sep. 30, 2015USD ($)N	Dec. 31, 2014USD ($)
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities pledged or restricted for public funds, par value	$ 67,960	$ 75,013
Available for sale debt securities pledged or restricted for public funds, fair value	$ 72,939	$ 78,269
Total Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of securities considered temporarily impaired \| N	112
Marketable equity securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of securities considered temporarily impaired \| N	4

Securities Available for Sale21

Securities Available for Sale (Schedule of Amortized Cost and Fair Value of Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Securities Available For Sale
Amortized Cost	$ 277,750	$ 294,304
Gross Unrealized Gains	2,404	3,428
Gross Unrealized Losses	(1,684)	(1,910)
Fair Value	278,470	295,822	$ 301,297
U.S. Government Agencies [Member]
Securities Available For Sale
Amortized Cost	25,420	46,577
Gross Unrealized Gains	57	110
Gross Unrealized Losses	(45)	(528)
Fair Value	25,432	46,159
U.S. Agency Mortgage-Backed Securities [Member]
Securities Available For Sale
Amortized Cost	38,392	37,946
Gross Unrealized Gains	48	138
Gross Unrealized Losses	(248)	(134)
Fair Value	38,192	37,950
U.S. Agency Collateralized Mortgage Obligations [Member]
Securities Available For Sale
Amortized Cost	47,810	48,690
Gross Unrealized Gains	375	55
Gross Unrealized Losses	(309)	(679)
Fair Value	47,876	48,066
Corporate Bonds [Member]
Securities Available For Sale
Amortized Cost	60,542	65,274
Gross Unrealized Gains	104	145
Gross Unrealized Losses	(267)	(311)
Fair Value	60,379	65,108
Obligations of States and Political Subdivisions [Member]
Securities Available For Sale
Amortized Cost	100,046	90,628
Gross Unrealized Gains	1,800	2,961
Gross Unrealized Losses	(805)	(258)
Fair Value	101,041	93,331
Total Debt Securities [Member]
Securities Available For Sale
Amortized Cost	272,210	289,115
Gross Unrealized Gains	2,384	3,409
Gross Unrealized Losses	(1,674)	(1,910)
Fair Value	272,920	290,614
Marketable equity securities [Member]
Securities Available For Sale
Amortized Cost	5,540	5,189
Gross Unrealized Gains	20	$ 19
Gross Unrealized Losses	(10)
Fair Value	$ 5,550	$ 5,208

Securities Available for Sale22

Securities Available for Sale (Schedule of Contractual Maturity of Debt Securities) (Details) $ in Thousands	Sep. 30, 2015USD ($)
Contractual maturity of debt securities, Amortized Cost
Due in one year or less	$ 19,693
Due after one year through five years	102,007
Due after five years through ten years	58,519
Due after ten years	91,991
Total debt securities	272,210
Contractual maturity of debt securities, Fair Value
Due in one year or less	19,683
Due after one year through five years	101,831
Due after five years through ten years	58,855
Due after ten years	92,551
Securities available for sale	$ 272,920

Securities Available for Sale23

Securities Available for Sale (Schedule of Proceeds and Gains and Losses on Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Proceeds from sales of securities available for sale
Proceeds from sales	$ 46,797	$ 29,834	$ 123,335	$ 99,304
Gross realized gains	531	825	1,784	2,576
Gross realized losses	$ 2	$ 201	$ 94	$ 685

Securities Available for Sale24

Securities Available for Sale (Schedule of Gains and Losses on Debt Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Gains and losses on securities available for sale
Gross realized gains	$ 531	$ 825	$ 1,784	$ 2,576
Gross realized losses	$ 2	$ 201	$ 94	685
Impairment on securities				22
Total gross realized losses	$ 2	$ 201	$ 94	707
Net gains on securities	$ 529	$ 624	$ 1,690	$ 1,869

Securities Available for Sale25

Securities Available for Sale (Schedule of Securities in an Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value
Less than 12 months	$ 103,649	$ 78,525
More than 12 months	25,999	62,898
Total	129,648	141,423
Gross Unrealized Losses
Less than 12 months	(1,216)	(707)
More than 12 months	(468)	(1,203)
Total	(1,684)	(1,910)
U.S. Government Agencies [Member]
Fair Value
Less than 12 months	996	9,676
More than 12 months	3,974	19,689
Total	4,970	29,365
Gross Unrealized Losses
Less than 12 months	(4)	(30)
More than 12 months	(41)	(498)
Total	(45)	(528)
U.S. Agency Mortgage-Backed Securities [Member]
Fair Value
Less than 12 months	17,917	7,412
More than 12 months	2,481	5,412
Total	20,398	12,824
Gross Unrealized Losses
Less than 12 months	(156)	(18)
More than 12 months	(92)	(116)
Total	(248)	(134)
U.S. Agency Collateralized Mortgage Obligations [Member]
Fair Value
Less than 12 months	15,768	25,314
More than 12 months	6,080	11,222
Total	21,848	36,536
Gross Unrealized Losses
Less than 12 months	(197)	(403)
More than 12 months	(112)	(276)
Total	(309)	(679)
Corporate Bonds [Member]
Fair Value
Less than 12 months	32,648	33,413
More than 12 months	5,173	9,855
Total	37,821	43,268
Gross Unrealized Losses
Less than 12 months	(249)	(227)
More than 12 months	(18)	(84)
Total	(267)	(311)
Obligations of States and Political Subdivisions [Member]
Fair Value
Less than 12 months	36,148	2,710
More than 12 months	8,291	16,720
Total	44,439	19,430
Gross Unrealized Losses
Less than 12 months	(600)	(29)
More than 12 months	(205)	(229)
Total	(805)	$ (258)
Total Debt Securities [Member]
Fair Value
Less than 12 months	103,477
More than 12 months	25,999
Total	129,476
Gross Unrealized Losses
Less than 12 months	(1,206)
More than 12 months	(468)
Total	(1,674)
Marketable equity securities [Member]
Fair Value
Less than 12 months	$ 172
More than 12 months
Total	$ 172
Gross Unrealized Losses
Less than 12 months	$ (10)
More than 12 months
Total	$ (10)

Securities Available for Sale26

Securities Available for Sale (Schedule of Credit Losses Recognized in Earnings on Debt Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Credit losses recognized in earnings for debt securities held and not intended to be sold
Impairment losses balance, beginning				$ 1,148
Credit losses on debt securities for which other-than-temporary impairment has not been previously recognized
Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized				$ 22
Sale of debt securities with previously recognized impairment				$ (1,170)
Impairment losses balance, ending

Loans and Allowance for Loan 27

Loans and Allowance for Loan Losses (Narrative) (Details) - USD ($)	3 Months Ended			9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Mar. 31, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate loans serviced for others	$ 32,537,000			$ 32,537,000		$ 16,670,000
Foregone interest income for impaired loans	3,000	$ 9,000		17,000	$ 32,000
Provision (credit) for loan losses	$ (150,000)		$ (200,000)	$ 150,000	$ (300,000)

Loans and Allowance for Loan 28

Loans and Allowance for Loan Losses (Schedule of Loan Portfolio by Category) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Loan Portfolio
Gross loans prior to deferred fees	$ 494,431			$ 470,706
Deferred loan costs, net	(608)			(462)
Allowance for loan losses	7,106	$ 7,249	$ 7,140	7,141	$ 6,968	$ 6,968	$ 7,056	$ 7,219
Net loans	487,933			464,027	450,905
Commercial Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees	251,718			243,623
Allowance for loan losses	4,096	4,159	4,187	3,834	3,567	3,408	3,511	3,657
Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees	90,740			95,914
Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees	152,015			140,322
Commercial Real Estate [Member] \| Construction [Member]
Loan Portfolio
Gross loans prior to deferred fees	8,963			7,387
Consumer Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees	174,049			163,266
Allowance for loan losses	1,158	1,064	1,084	1,367	1,412	1,446	1,402	1,346
Consumer Real Estate [Member] \| Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred fees	127,716			123,395
Consumer Real Estate [Member] \| Home Equity Loan [Member]
Loan Portfolio
Gross loans prior to deferred fees	11,857			12,563
Consumer Real Estate [Member] \| Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred fees	34,476			27,308
Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred fees	65,166			60,300
Allowance for loan losses	1,205	1,390	1,224	1,301	1,291	1,363	1,342	1,416
Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees	35,848			31,998
Commercial and Industrial [Member] \| Government Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees	12,613			11,806
Commercial and Industrial [Member] \| Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees	16,705			16,496
Consumer [Member]
Loan Portfolio
Gross loans prior to deferred fees	3,498			3,517
Allowance for loan losses	$ 46	$ 75	$ 54	$ 66	$ 81	$ 80	$ 104	$ 102

Loans and Allowance for Loan 29

Loans and Allowance for Loan Losses (Schedule of Commercial and Consumer Credit Exposure) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Total Loans Receivable	$ 494,431	$ 470,706
Commercial Borrower [Member]
Total Loans Receivable	316,884	303,923
Commercial Real Estate [Member]
Total Loans Receivable	251,718	243,623
Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable	90,740	95,914
Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member]
Total Loans Receivable	152,015	140,322
Commercial Real Estate [Member] \| Construction [Member]
Total Loans Receivable	8,963	7,387
Commercial and Industrial [Member]
Total Loans Receivable	65,166	60,300
Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable	35,848	31,998
Commercial and Industrial [Member] \| Government Sector [Member]
Total Loans Receivable	12,613	11,806
Commercial and Industrial [Member] \| Agricultural Sector [Member]
Total Loans Receivable	16,705	16,496
Pass [Member] \| Commercial Borrower [Member]
Total Loans Receivable	303,756	282,193
Pass [Member] \| Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable	83,212	82,478
Pass [Member] \| Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member]
Total Loans Receivable	148,865	135,298
Pass [Member] \| Commercial Real Estate [Member] \| Construction [Member]
Total Loans Receivable	7,790	5,350
Pass [Member] \| Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable	34,928	31,006
Pass [Member] \| Commercial and Industrial [Member] \| Government Sector [Member]
Total Loans Receivable	12,613	11,806
Pass [Member] \| Commercial and Industrial [Member] \| Agricultural Sector [Member]
Total Loans Receivable	16,348	16,255
Special Mention [Member] \| Commercial Borrower [Member]
Total Loans Receivable	2,254	5,944
Special Mention [Member] \| Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable	1,031	2,649
Special Mention [Member] \| Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member]
Total Loans Receivable	$ 1,144	$ 3,237
Special Mention [Member] \| Commercial Real Estate [Member] \| Construction [Member]
Total Loans Receivable
Special Mention [Member] \| Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable	$ 48	$ 29
Special Mention [Member] \| Commercial and Industrial [Member] \| Government Sector [Member]
Total Loans Receivable
Special Mention [Member] \| Commercial and Industrial [Member] \| Agricultural Sector [Member]
Total Loans Receivable	$ 31	$ 29
Substandard [Member] \| Commercial Borrower [Member]
Total Loans Receivable	10,874	15,786
Substandard [Member] \| Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable	6,497	10,787
Substandard [Member] \| Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member]
Total Loans Receivable	2,006	1,787
Substandard [Member] \| Commercial Real Estate [Member] \| Construction [Member]
Total Loans Receivable	1,173	2,037
Substandard [Member] \| Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable	$ 872	$ 963
Substandard [Member] \| Commercial and Industrial [Member] \| Government Sector [Member]
Total Loans Receivable
Substandard [Member] \| Commercial and Industrial [Member] \| Agricultural Sector [Member]
Total Loans Receivable	$ 326	$ 212
Doubtful [Member] \| Commercial Borrower [Member]
Total Loans Receivable
Doubtful [Member] \| Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable
Doubtful [Member] \| Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member]
Total Loans Receivable
Doubtful [Member] \| Commercial Real Estate [Member] \| Construction [Member]
Total Loans Receivable
Doubtful [Member] \| Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable
Doubtful [Member] \| Commercial and Industrial [Member] \| Government Sector [Member]
Total Loans Receivable
Doubtful [Member] \| Commercial and Industrial [Member] \| Agricultural Sector [Member]
Total Loans Receivable
Loss [Member] \| Commercial Borrower [Member]
Total Loans Receivable
Loss [Member] \| Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable
Loss [Member] \| Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member]
Total Loans Receivable
Loss [Member] \| Commercial Real Estate [Member] \| Construction [Member]
Total Loans Receivable
Loss [Member] \| Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member]
Total Loans Receivable
Loss [Member] \| Commercial and Industrial [Member] \| Government Sector [Member]
Total Loans Receivable
Loss [Member] \| Commercial and Industrial [Member] \| Agricultural Sector [Member]
Total Loans Receivable

Loans and Allowance for Loan 30

Loans and Allowance for Loan Losses (Schedule of Credit Risk Profile by Payment Performance) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Total Loans Receivable	$ 494,431	$ 470,706
Consumer Borrower [Member]
Total Loans Receivable	177,547	166,783
Consumer Real Estate [Member]
Total Loans Receivable	174,049	163,266
Consumer Portfolio Segment [Member]
Total Loans Receivable	3,498	3,517
Mortgages [Member] \| Consumer Real Estate [Member]
Total Loans Receivable	127,716	123,395
Home Equity Loan [Member] \| Consumer Real Estate [Member]
Total Loans Receivable	11,857	12,563
Home Equity Lines of Credit [Member] \| Consumer Real Estate [Member]
Total Loans Receivable	34,476	27,308
Performing [Member] \| Consumer Borrower [Member]
Total Loans Receivable	177,129	166,399
Performing [Member] \| Consumer Portfolio Segment [Member]
Total Loans Receivable	3,488	3,517
Performing [Member] \| Mortgages [Member] \| Consumer Real Estate [Member]
Total Loans Receivable	127,308	123,023
Performing [Member] \| Home Equity Loan [Member] \| Consumer Real Estate [Member]
Total Loans Receivable	11,857	12,551
Performing [Member] \| Home Equity Lines of Credit [Member] \| Consumer Real Estate [Member]
Total Loans Receivable	34,476	27,308
Nonperforming [Member] \| Consumer Borrower [Member]
Total Loans Receivable	418	$ 384
Nonperforming [Member] \| Consumer Portfolio Segment [Member]
Total Loans Receivable	10
Nonperforming [Member] \| Mortgages [Member] \| Consumer Real Estate [Member]
Total Loans Receivable	$ 408	$ 372
Nonperforming [Member] \| Home Equity Loan [Member] \| Consumer Real Estate [Member]
Total Loans Receivable		$ 12
Nonperforming [Member] \| Home Equity Lines of Credit [Member] \| Consumer Real Estate [Member]
Total Loans Receivable

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses (Schedule of Aging of Loans Receivable) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Aging analysis of past due loans
Total Past Due	$ 1,994	$ 2,076
Current	492,437	468,630
Total Loans Receivable	494,431	470,706
Loans Receivable - Greater than 90 Days and Accruing	418	384
30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	1,331	800
60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	245	626
Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due	418	650
Commercial Real Estate [Member]
Aging analysis of past due loans
Total Loans Receivable	251,718	243,623
Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member]
Aging analysis of past due loans
Total Past Due	272	455
Current	90,468	95,459
Total Loans Receivable	$ 90,740	$ 95,914
Loans Receivable - Greater than 90 Days and Accruing
Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member] \| 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	$ 272
Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member] \| 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due		$ 189
Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member] \| Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due		$ 266
Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member]
Aging analysis of past due loans
Total Past Due
Current	$ 152,015	$ 140,322
Total Loans Receivable	$ 152,015	$ 140,322
Loans Receivable - Greater than 90 Days and Accruing
Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member] \| 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member] \| 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member] \| Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Commercial Real Estate [Member] \| Construction [Member]
Aging analysis of past due loans
Total Past Due
Current	$ 8,963	$ 7,387
Total Loans Receivable	$ 8,963	$ 7,387
Loans Receivable - Greater than 90 Days and Accruing
Commercial Real Estate [Member] \| Construction [Member] \| 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial Real Estate [Member] \| Construction [Member] \| 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial Real Estate [Member] \| Construction [Member] \| Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Consumer Real Estate [Member]
Aging analysis of past due loans
Total Loans Receivable	$ 174,049	$ 163,266
Consumer Real Estate [Member] \| Mortgages [Member]
Aging analysis of past due loans
Total Past Due	1,528	1,386
Current	126,188	122,009
Total Loans Receivable	127,716	123,395
Loans Receivable - Greater than 90 Days and Accruing	408	372
Consumer Real Estate [Member] \| Mortgages [Member] \| 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	953	665
Consumer Real Estate [Member] \| Mortgages [Member] \| 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	167	349
Consumer Real Estate [Member] \| Mortgages [Member] \| Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due	408	372
Consumer Real Estate [Member] \| Home Equity Loan [Member]
Aging analysis of past due loans
Total Past Due	27	104
Current	11,830	12,459
Total Loans Receivable	$ 11,857	12,563
Loans Receivable - Greater than 90 Days and Accruing		12
Consumer Real Estate [Member] \| Home Equity Loan [Member] \| 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	$ 27	78
Consumer Real Estate [Member] \| Home Equity Loan [Member] \| 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due		14
Consumer Real Estate [Member] \| Home Equity Loan [Member] \| Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due		12
Consumer Real Estate [Member] \| Home Equity Lines of Credit [Member]
Aging analysis of past due loans
Total Past Due	$ 59	13
Current	34,417	27,295
Total Loans Receivable	$ 34,476	$ 27,308
Loans Receivable - Greater than 90 Days and Accruing
Consumer Real Estate [Member] \| Home Equity Lines of Credit [Member] \| 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	$ 47	$ 13
Consumer Real Estate [Member] \| Home Equity Lines of Credit [Member] \| 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	$ 12
Consumer Real Estate [Member] \| Home Equity Lines of Credit [Member] \| Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member]
Aging analysis of past due loans
Total Loans Receivable	$ 65,166	$ 60,300
Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member]
Aging analysis of past due loans
Total Past Due	71	94
Current	35,777	31,904
Total Loans Receivable	$ 35,848	$ 31,998
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member] \| 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	$ 15	$ 21
Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member] \| 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	$ 56	$ 73
Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member] \| Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] \| Government Sector [Member]
Aging analysis of past due loans
Total Past Due
Current	$ 12,613	$ 11,806
Total Loans Receivable	$ 12,613	$ 11,806
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial [Member] \| Government Sector [Member] \| 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] \| Government Sector [Member] \| 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] \| Government Sector [Member] \| Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] \| Agricultural Sector [Member]
Aging analysis of past due loans
Total Past Due
Current	$ 16,705	$ 16,496
Total Loans Receivable	$ 16,705	$ 16,496
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial [Member] \| Agricultural Sector [Member] \| 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] \| Agricultural Sector [Member] \| 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due
Commercial and Industrial [Member] \| Agricultural Sector [Member] \| Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due
Consumer Portfolio Segment [Member]
Aging analysis of past due loans
Total Past Due	$ 37	$ 24
Current	3,461	3,493
Total Loans Receivable	3,498	$ 3,517
Loans Receivable - Greater than 90 Days and Accruing	10
Consumer Portfolio Segment [Member] \| 30-59 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	17	$ 23
Consumer Portfolio Segment [Member] \| 60-89 Days Past Due [Member]
Aging analysis of past due loans
Total Past Due	10	$ 1
Consumer Portfolio Segment [Member] \| Greater than 90 Days [Member]
Aging analysis of past due loans
Total Past Due	$ 10

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses (Schedule of Nonaccrual Loans by Class) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 469	$ 967
Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 423	$ 894
Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial Real Estate [Member] \| Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] \| Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] \| Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] \| Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 46	$ 73
Commercial and Industrial [Member] \| Government Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial [Member] \| Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses (Schedule of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Total impaired loans
Average Recorded Investment	$ 1,820	$ 2,534	$ 1,997	$ 2,589	$ 2,624
Interest Income Recognized	$ 23	$ 27	$ 68	$ 81	$ 110

Loans and Allowance for Loan 34

Loans and Allowance for Loan Losses (Schedule of Impaired Loans by Loan Portfolio Class) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Loans with no related allowance recorded:
Recorded Investment	$ 1,814	$ 2,921	$ 1,814	$ 2,921	$ 2,209
Unpaid Principal Balance	$ 2,393	$ 3,018	2,393	3,018	2,395
Average Recorded Investment			1,997	2,589	2,556
Interest Income Recognized			$ 68	$ 81	110
Loans with an allowance recorded:
Recorded Investment					149
Unpaid Principal Balance					264
Related Allowance					1
Average Recorded Investment					$ 68
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 1,814	$ 2,921	$ 1,814	$ 2,921	$ 2,358
Unpaid Principal Balance	2,393	3,018	2,393	3,018	2,659
Average Recorded Investment	1,820	2,534	1,997	2,589	2,624
Interest Income Recognized	23	27	68	81	110
Commercial Real Estate [Member]
Loans with no related allowance recorded:
Recorded Investment	1,768	2,845	1,768	2,845	2,136
Unpaid Principal Balance	$ 2,340	$ 2,942	2,340	2,942	2,322
Average Recorded Investment			1,939	2,498	2,470
Interest Income Recognized			$ 65	$ 81	104
Loans with an allowance recorded:
Recorded Investment					149
Unpaid Principal Balance					264
Related Allowance					1
Average Recorded Investment					$ 68
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 1,768	$ 2,845	$ 1,768	$ 2,845	$ 2,285
Unpaid Principal Balance	2,340	2,942	2,340	2,942	2,586
Average Recorded Investment			1,939	2,498	2,538
Interest Income Recognized			65	81	104
Commercial Real Estate [Member] \| Mortgages [Member] \| Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	423	1,289	423	1,289	745
Unpaid Principal Balance	$ 995	$ 1,386	995	1,386	931
Average Recorded Investment			$ 572	$ 924	$ 931
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment					$ 149
Unpaid Principal Balance					264
Related Allowance					1
Average Recorded Investment					$ 68
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 423	$ 1,289	$ 423	$ 1,289	$ 894
Unpaid Principal Balance	995	1,386	995	1,386	1,195
Average Recorded Investment			$ 572	$ 924	$ 999
Interest Income Recognized
Commercial Real Estate [Member] \| Mortgages [Member] \| Agricultural Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	1,345	1,556	$ 1,345	$ 1,556	$ 1,391
Unpaid Principal Balance	$ 1,345	$ 1,556	1,345	1,556	1,391
Average Recorded Investment			1,367	1,574	1,539
Interest Income Recognized			$ 65	$ 81	$ 104
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 1,345	$ 1,556	$ 1,345	$ 1,556	$ 1,391
Unpaid Principal Balance	$ 1,345	$ 1,556	1,345	1,556	1,391
Average Recorded Investment			1,367	1,574	1,539
Interest Income Recognized			$ 65	$ 81	$ 104
Commercial Real Estate [Member] \| Construction [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial [Member]
Loans with no related allowance recorded:
Recorded Investment	$ 46	$ 76	$ 46	$ 76	$ 73
Unpaid Principal Balance	$ 53	$ 76	53	76	73
Average Recorded Investment			58	$ 91	86
Interest Income Recognized			$ 3		$ 6
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 46	$ 76	$ 46	$ 76	$ 73
Unpaid Principal Balance	53	76	53	76	73
Average Recorded Investment			58	$ 91	86
Interest Income Recognized			3		6
Commercial and Industrial [Member] \| Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	46	76	46	$ 76	73
Unpaid Principal Balance	$ 53	$ 76	53	76	73
Average Recorded Investment			58	$ 91	86
Interest Income Recognized			$ 3		$ 6
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 46	$ 76	$ 46	$ 76	$ 73
Unpaid Principal Balance	$ 53	$ 76	53	76	73
Average Recorded Investment			58	$ 91	86
Interest Income Recognized			$ 3		$ 6
Commercial and Industrial [Member] \| Government Sector [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial [Member] \| Agricultural Sector [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized

Loans and Allowance for Loan 35

Loans and Allowance for Loan Losses (Schedule of Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	$ 7,249	$ 7,140	$ 7,141	$ 6,968	$ 7,056	$ 7,219
Charge-offs	(4)	(5)	(273)	(14)		(15)
Recoveries	11	14	72	$ 14	$ 12	52
Provision	(150)	100	200		(100)	(200)
Allowance for loan losses, ending balance	7,106	7,249	7,140	$ 6,968	6,968	7,056
Allowance for credit losses:
Ending balance	7,106	7,249	7,141	6,968	7,056	7,219	$ 7,106	$ 7,141
Individually evaluated for impairment								1
Collectively evaluated for impairment							$ 7,106	7,140
Loans receivable ending balance:
Total Loans Receivable							494,431	470,706
Individually evaluated for impairment							1,814	2,358
Collectively evaluated for impairment							492,617	468,348
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	$ 4,159	$ 4,187	3,834	$ 3,408	$ 3,511	$ 3,657
Charge-offs			(272)
Recoveries		$ 1	2		$ 3	$ 4
Provision	$ (63)	(29)	623	$ 159	(106)	(150)
Allowance for loan losses, ending balance	4,096	4,159	4,187	3,567	3,408	3,511
Allowance for credit losses:
Ending balance	4,096	4,187	3,834	3,408	3,408	3,657	$ 4,096	3,834
Individually evaluated for impairment								1
Collectively evaluated for impairment							$ 4,096	3,833
Loans receivable ending balance:
Total Loans Receivable							251,718	243,623
Individually evaluated for impairment							1,768	2,285
Collectively evaluated for impairment							249,950	241,338
Consumer Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	$ 1,064	$ 1,084	$ 1,367	$ 1,446	$ 1,402	$ 1,346
Charge-offs
Recoveries						$ 5
Provision	$ 94	$ (20)	$ (283)	$ (34)	$ 44	51
Allowance for loan losses, ending balance	1,158	1,064	1,084	1,412	1,446	1,402
Allowance for credit losses:
Ending balance	1,064	1,064	1,367	1,412	1,402	1,346	$ 1,158	$ 1,367
Individually evaluated for impairment
Collectively evaluated for impairment							$ 1,158	$ 1,367
Loans receivable ending balance:
Total Loans Receivable							$ 174,049	$ 163,266
Individually evaluated for impairment
Collectively evaluated for impairment							$ 174,049	$ 163,266
Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	$ 1,390	1,224	$ 1,301	1,363	$ 1,342	$ 1,416
Charge-offs		(2)		(12)
Recoveries	$ 10	11	$ 70	14	$ 9	$ 43
Provision	(195)	157	(147)	(74)	12	(117)
Allowance for loan losses, ending balance	1,205	1,390	1,224	1,291	1,363	1,342
Allowance for credit losses:
Ending balance	1,390	1,224	1,301	1,291	1,342	1,416	$ 1,205	$ 1,301
Individually evaluated for impairment
Collectively evaluated for impairment							$ 1,205	$ 1,301
Loans receivable ending balance:
Total Loans Receivable							65,166	60,300
Individually evaluated for impairment							46	73
Collectively evaluated for impairment							65,120	60,227
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	75	54	66	80	$ 104	102
Charge-offs	(4)	(3)	$ (1)	$ (2)		(15)
Recoveries	1	2
Provision	(26)	22	$ (11)	$ 3	$ (24)	17
Allowance for loan losses, ending balance	46	75	54	81	80	104
Allowance for credit losses:
Ending balance	75	54	54	81	104	104	$ 46	$ 66
Individually evaluated for impairment
Collectively evaluated for impairment							$ 46	$ 66
Loans receivable ending balance:
Total Loans Receivable							$ 3,498	$ 3,517
Individually evaluated for impairment
Collectively evaluated for impairment							$ 3,498	$ 3,517
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance	$ 561	$ 591	$ 573	$ 671	$ 697	$ 698
Charge-offs
Recoveries
Provision	$ 40	$ (30)	$ 18	$ (54)	$ (26)	$ (1)
Allowance for loan losses, ending balance	601	561	591	617	671	697
Allowance for credit losses:
Ending balance	$ 561	$ 591	$ 573	$ 671	$ 697	$ 698	$ 601	$ 573
Individually evaluated for impairment
Collectively evaluated for impairment							$ 601	$ 573

Fair Value Presentation (Narrat

Fair Value Presentation (Narrative) (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 1,814,000	$ 2,358,000	$ 2,921,000
Related Allowance		1,000
CRA Investment Fund [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	$ 5,000,000	5,000,000
CRA Investment Fund [Member] \| Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, market value	5,000,000	5,000,000
Regulatory Bank Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	540,000	189,000
Regulatory Bank Stock [Member] \| Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, market value	$ 550,000	$ 208,000

Fair Value Presentation (Schedu

Fair Value Presentation (Schedule of Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 278,470	$ 295,822	$ 301,297
Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	278,470	295,822
Fair Value Measured on a Recurring Basis [Member] \| Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,550	5,208
Fair Value Measured on a Recurring Basis [Member] \| Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 272,920	$ 290,614
Fair Value Measured on a Recurring Basis [Member] \| Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 25,432	$ 46,159
U.S. Government Agencies [Member] \| Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 25,432	$ 46,159
U.S. Government Agencies [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Government Agencies [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 25,432	$ 46,159
U.S. Government Agencies [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 38,192	$ 37,950
U.S. Agency Mortgage-Backed Securities [Member] \| Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 38,192	$ 37,950
U.S. Agency Mortgage-Backed Securities [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Mortgage-Backed Securities [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 38,192	$ 37,950
U.S. Agency Mortgage-Backed Securities [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 47,876	$ 48,066
U.S. Agency Collateralized Mortgage Obligations [Member] \| Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 47,876	$ 48,066
U.S. Agency Collateralized Mortgage Obligations [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Collateralized Mortgage Obligations [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 47,876	$ 48,066
U.S. Agency Collateralized Mortgage Obligations [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 60,379	$ 65,108
Corporate Bonds [Member] \| Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 60,379	$ 65,108
Corporate Bonds [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Corporate Bonds [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 60,379	$ 65,108
Corporate Bonds [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 101,041	$ 93,331
Obligations of States and Political Subdivisions [Member] \| Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 101,041	$ 93,331
Obligations of States and Political Subdivisions [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Obligations of States and Political Subdivisions [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 101,041	$ 93,331
Obligations of States and Political Subdivisions [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 5,550	$ 5,208
Marketable equity securities [Member] \| Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,550	5,208
Marketable equity securities [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 5,550	$ 5,208
Marketable equity securities [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Marketable equity securities [Member] \| Fair Value Measured on a Recurring Basis [Member] \| Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)

Fair Value Presentation (Sche38

Fair Value Presentation (Schedule of Assets Measured on Nonrecurring Basis) (Details) - Fair Value Measured on a Nonrecurring Basis [Member] - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Non-Recurring Fair Value Measurements
Impaired Loans	$ 1,814	$ 2,357
OREO		69
Total Fair Value, non-recurring	$ 1,814	$ 2,426
Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
OREO
Total Fair Value, non-recurring
Significant Other Observable Inputs (Level II) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
OREO
Total Fair Value, non-recurring
Significant Unobservable Inputs (Level III) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans	$ 1,814	$ 2,357
OREO		69
Total Fair Value, non-recurring	$ 1,814	$ 2,426

Fair Value Presentation (Sche39

Fair Value Presentation (Schedule of Level III Inputs to Determine Fair Value) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total Fair Value, non-recurring	$ 1,814	$ 2,357
Valuation Techniques	Appraisal of collateral	Appraisal of collateral
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)
Impaired Loans [Member] \| Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total Fair Value, non-recurring		$ 69
Valuation Techniques		Appraisal of collateral
Unobservable inputs - Appraisal adjustments		(40.00%)
Unobservable inputs - Liquidation expenses		(1.00%)
Other Real Estate Owned [Member] \| Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable inputs - Appraisal adjustments		(40.00%)
Unobservable inputs - Liquidation expenses		(1.00%)

Interim Disclosures about Fai40

Interim Disclosures about Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
Fair value of financial assets
Cash and cash equivalents	$ 39,807	$ 43,412	$ 44,079	$ 24,577
Securities available for sale	278,470	295,822	301,297
Regulatory stock	4,296	3,227	4,184
Loans, net of allowance	487,933	464,027	450,905
Bank-owned life insurance	23,659	20,603	20,406
Financial Liabilities:
Total deposits	692,689	$ 699,651	687,344
Short-term borrowings	9,951		7,260
Long-term debt	64,594	$ 62,300	$ 62,300
Carrying Amount [Member]
Fair value of financial assets
Cash and cash equivalents	39,807	43,412
Securities available for sale	278,470	295,822
Regulatory stock	4,296	3,227
Loans held for sale	1,020	506
Loans, net of allowance	487,933	464,027
Accrued interest receivable	3,510	3,706
Bank-owned life insurance	23,659	20,603
Financial Liabilities:
Demand deposits	208,678	210,444
Interest-bearing demand deposits	14,270	14,039
NOW accounts	69,439	72,951
Money market deposit accounts	71,091	69,442
Savings accounts	141,950	131,206
Time deposits	187,261	201,569
Total deposits	692,689	699,651
Short-term borrowings	9,951
Long-term debt	64,594	62,300
Accrued interest payable	496	586
Fair Value [Member]
Fair value of financial assets
Cash and cash equivalents	39,807	43,412
Securities available for sale	278,470	295,822
Regulatory stock	4,296	3,227
Loans held for sale	1,020	506
Loans, net of allowance	485,783	463,197
Accrued interest receivable	3,510	3,706
Bank-owned life insurance	23,659	20,603
Financial Liabilities:
Demand deposits	208,678	210,444
Interest-bearing demand deposits	14,270	14,039
NOW accounts	69,439	72,951
Money market deposit accounts	71,091	69,442
Savings accounts	141,950	131,206
Time deposits	189,248	203,787
Total deposits	694,676	701,869
Short-term borrowings	9,951
Long-term debt	65,232	63,058
Accrued interest payable	496	586
Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair value of financial assets
Cash and cash equivalents	39,807	43,412
Securities available for sale	5,550	5,208
Regulatory stock	4,296	3,227
Loans held for sale	$ 1,020	$ 506
Loans, net of allowance
Accrued interest receivable	$ 3,510	$ 3,706
Bank-owned life insurance	23,659	20,603
Financial Liabilities:
Demand deposits	208,678	210,444
Interest-bearing demand deposits	14,270	14,039
NOW accounts	69,439	72,951
Money market deposit accounts	71,091	69,442
Savings accounts	$ 141,950	$ 131,206
Time deposits
Total deposits	$ 505,428	$ 498,082
Short-term borrowings	$ 9,951
Long-term debt
Accrued interest payable	$ 496	$ 586
Fair Value [Member] \| Significant Other Observable Inputs (Level II) [Member]
Fair value of financial assets
Cash and cash equivalents
Securities available for sale	$ 272,920	$ 290,614
Regulatory stock
Loans held for sale
Loans, net of allowance
Accrued interest receivable
Bank-owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits
Total deposits
Short-term borrowings
Long-term debt
Accrued interest payable
Fair Value [Member] \| Significant Unobservable Inputs (Level III) [Member]
Fair value of financial assets
Cash and cash equivalents
Securities available for sale
Regulatory stock
Loans held for sale
Loans, net of allowance	$ 485,783	$ 463,197
Accrued interest receivable
Bank-owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits	$ 189,248	$ 203,787
Total deposits	$ 189,248	203,787
Short-term borrowings
Long-term debt	$ 65,232	$ 63,058
Accrued interest payable

Commitments and Contingent Li41

Commitments and Contingent Liabilities (Details) $ in Millions	Sep. 30, 2015USD ($)
Commitment to extend credit	$ 212.4
Loan Commitments [Member]
Commitment to extend credit	46.9
Lines of Credit [Member]
Commitment to extend credit	154.2
Open Letter of Credit [Member]
Commitment to extend credit	$ 11.3

Accumulated Other Comprehensi42

Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Sep. 30, 2015	Sep. 30, 2014
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance			$ 92,767				$ 92,767
Other comprehensive income (loss), net of tax	$ 956			$ 855			(527)	$ 4,606
Ending balance	94,763			91,422			94,763	91,422
Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(481)	$ 2,161	1,002	(189)	$ (1,767)	$ (3,940)	1,002	(3,940)
Other comprehensive income (loss) before reclassifications	1,305	(2,246)	1,529	1,267	1,962	2,610
Amount reclassified from accumulated other comprehensive income (loss)	(349)	(396)	(370)	(412)	(384)	(437)
Other comprehensive income (loss), net of tax	956	(2,642)	1,159	855	1,578	2,173
Ending balance	$ 475	$ (481)	$ 2,161	$ 666	$ (189)	$ (1,767)	$ 475	$ 666
Federal income tax rate							34.00%

Accumulated Other Comprehensi43

Accumulated Other Comprehensive Income (Loss) (Schedule of Amounts Reclassified from AOCI) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	$ 529	$ 624	$ 1,690	$ 1,891
Impairment on securities				(22)
Provision for federal income taxes	$ (382)	$ (337)	$ (903)	(1,083)
Reclassifications for the period	1,853	1,712	4,915	5,290
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassifications for the period			1,116	1,233
Unrealized Gains (Losses) on Securities Available-for-Sale [Member] \| Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	529	624	1,690	1,891
Provision for federal income taxes	(180)	(212)	(574)	(643)
Reclassifications for the period	$ 349	$ 412	$ 1,116	1,248
Accumulated Other-than-Temporary Impairment [Member] \| Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Impairment on securities				(22)
Provision for federal income taxes				7
Reclassifications for the period				$ (15)