ENB Financial (ENBP) 10-Q 13 May 16 2016 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2016	May. 04, 2016
Document And Entity Information
Entity Registrant Name	ENB Financial Corp
Entity Central Index Key	1,437,479
Document Type	10-Q
Document Period End Date	Mar. 31, 2016
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Is Entity's Reporting Status Current?	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		2,851,394
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2,016
Trading Symbol	ENBP

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
ASSETS
Cash and due from banks	$ 11,989	$ 15,426	$ 13,423
Interest-bearing deposits in other banks	28,689	28,801	26,933
Total cash and cash equivalents	40,678	44,227	40,356
Securities available for sale (at fair value)	287,270	289,423	292,808
Loans held for sale	804	1,126	648
Loans (net of unearned income)	544,784	520,283	482,626
Less: Allowance for loan losses	7,040	7,078	7,140
Net loans	537,744	513,205	475,486
Premises and equipment	21,466	21,696	22,305
Regulatory stock	4,675	4,314	3,595
Bank owned life insurance	24,082	23,869	20,765
Other assets	8,102	7,741	6,752
Total assets	924,821	905,601	862,715
Deposits:
Noninterest-bearing	243,647	236,214	205,830
Interest-bearing	506,084	503,848	489,777
Total deposits	749,731	740,062	695,607
Short-term borrowings	11,467	8,736	4,930
Long-term debt	64,883	59,594	65,548
Other liabilities	1,866	2,107	2,024
Total liabilities	827,947	810,499	768,109
Stockholders' equity:
Common stock, par value $0.20; Shares: Authorized 12,000,000 Issued 2,869,557 and Outstanding 2,851,394 (Issued 2,869,557 and Outstanding 2,849,524 as of 12/31/15) (Issued 2,869,557 and Outstanding 2,856,413 as of 3/31/15)	574	574	574
Capital surplus	4,395	4,395	4,383
Retained earnings	92,172	91,029	87,895
Accumulated other comprehensive income (loss) net of tax	318	(252)	2,161
Less: Treasury stock cost on 18,163 shares (20,033 shares as of 12-31-15 and 13,144 shares as of 3-31-15)	(585)	(644)	(407)
Total stockholders' equity	96,874	95,102	94,606
Total liabilities and stockholders' equity	$ 924,821	$ 905,601	$ 862,715

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
CONSOLIDATED BALANCE SHEETS [Abstract]
Common stock, par value	$ 0.20	$ 0.20	$ 0.20
Common stock, authorized	12,000,000	12,000,000	12,000,000
Common stock, issued	2,869,557	2,869,557	2,869,557
Common stock, outstanding	2,851,394	2,849,524	2,856,413
Treasury shares	18,163	20,033	13,144

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest and dividend income:
Interest and fees on loans	$ 5,439	$ 4,949
Interest on securities available for sale
Taxable	473	1,000
Tax-exempt	867	766
Interest on deposits at other banks	26	14
Dividend income	81	143
Total interest and dividend income	6,886	6,872
Interest expense:
Interest on deposits	546	674
Interest on borrowings	265	340
Total interest expense	811	1,014
Net interest income	6,075	5,858
Provision (credit) for loan losses	(50)	200
Net interest income after provision (credit) for loan losses	6,125	5,658
Other income:
Trust and investment services income	387	355
Service fees	478	401
Commissions	515	465
Gains on securities transactions, net	728	561
Gains on sale of mortgages	155	153
Earnings on bank-owned life insurance	194	160
Other income	194	106
Total other income	2,651	2,201
Operating expenses:
Salaries and employee benefits	3,971	3,702
Occupancy	514	554
Equipment	263	268
Advertising & marketing	135	155
Computer software & data processing	420	374
Shares tax	227	195
Professional services	377	318
Other expense	575	584
Total operating expenses	6,482	6,150
Income before income taxes	2,294	1,709
Provision for federal income taxes	382	243
Net income	$ 1,912	$ 1,466
Earnings per share of common stock	$ 0.67	$ 0.51
Cash dividends paid per share	$ 0.27	$ 0.27
Weighted average shares outstanding	2,849,954	2,857,282

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]
Net income	$ 1,912	$ 1,466
Securities available for sale not other-than-temporarily impaired:
Unrealized gains arising during the period	1,591	2,317
Income tax effect	(541)	(788)
Total	1,050	1,529
Gains recognized in earnings	(728)	(561)
Income tax effect	248	191
Total	(480)	(370)
Other comprehensive income, net of tax	570	1,159
Comprehensive Income	$ 2,482	$ 2,625

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities:
Net income	$ 1,912	$ 1,466
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of securities premiums and discounts and loan fees	1,758	1,327
Decrease in interest receivable	105	336
Decrease in interest payable	(13)	(47)
Provision (credit) for loan losses	(50)	200
Gains on securities transactions, net	(728)	(561)
Gains on sale of mortgages	(155)	(153)
Loans originated for sale	(5,120)	(5,139)
Proceeds from sales of loans	5,597	5,150
Earnings on bank-owned life insurance	$ (194)	(160)
Loss on sale of other real estate owned		21
Depreciation of premises and equipment and amortization of software	$ 404	378
Deferred income tax	238	25
Other assets and other liabilities, net	(1,076)	(885)
Net cash provided by operating activities	2,678	1,958
Securities available for sale:
Proceeds from maturities, calls, and repayments	19,915	16,564
Proceeds from sales	48,099	40,235
Purchases	$ (65,953)	(52,754)
Proceeds from sale of other real estate owned		77
Purchase of regulatory bank stock	$ (670)	(491)
Redemptions of regulatory bank stock	309	123
Purchase of bank-owned life insurance	(19)	(2)
Net increase in loans	(24,564)	(11,837)
Purchases of premises and equipment, net	(129)	(215)
Purchase of computer software	(194)	(62)
Net cash used for investing activities	(23,206)	(8,362)
Cash flows from financing activities:
Net increase (decrease) in demand, NOW, and savings accounts	20,881	(1,187)
Net decrease in time deposits	(11,212)	(2,857)
Net increase in short-term borrowings	2,731	4,930
Proceeds from long-term debt	10,289	6,248
Repayments of long-term debt	(5,000)	(3,000)
Dividends paid	(769)	(771)
Treasury stock sold	124	130
Treasury stock purchased	(65)	(145)
Net cash provided by financing activities	16,979	3,348
Decrease in cash and cash equivalents	(3,549)	(3,056)
Cash and cash equivalents at beginning of period	44,227	43,412
Cash and cash equivalents at end of period	40,678	40,356
Supplemental disclosures of cash flow information:
Interest paid	823	1,061
Income taxes paid	$ 625	250
Supplemental disclosure of non-cash investing and financing activities:
Net transfer of other real estate owned from loans		137
Fair value adjustments for securities available for sale	$ 863	$ 1,756

Basis of Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2016
Basis of Presentation [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period's reporting format. Such reclassifications did not affect net income or stockholders ' equity. ENB Financial Corp ( “ the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”) . T his Form 10-Q , for the first quarter of 2016 , is reporting on the results of operations and financial condition of ENB Financial Corp . Operating results for the three months ended March 31, 2016 , are not necessarily indicative of the results that may be expected for the year ended December 31, 201 6 . For further information , refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp 's Annual Report on Form 10-K for the year ended December 31, 201 5 .

Securities Available for Sale

Securities Available for Sale	3 Months Ended
	Mar. 31, 2016
Securities Available for Sale [Abstract]
Securities Available for Sale	Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of securities held at March 31, 2016, and December 31, 2015, are as follows: Gross Gross (D OLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ Ma rch 31, 2016 U.S. government agenci es 21,673 26 (11 ) 21,688 U.S. agency mortgage- backed securities 50,494 91 (233 ) 50,352 U.S. agency collateraliz ed mortgage obligations 44,227 292 (442 ) 44,077 Corporate bonds 62,025 84 (294 ) 61,815 Obligations of states an d political subdivisions 102,615 1,459 (476 ) 103,598 Total debt securities 281,034 1,952 (1,456 ) 281,530 Marketable equity secur ities 5,755 13 (28 ) 5,740 Total securities availabl e for sale 286,789 1,965 (1,484 ) 287,270 De cember 31, 2015 U.S. government agenci es 29,829 3 (141 ) 29,691 U.S. agency mortgage- backed securities 42,288 39 (347 ) 41,980 U.S. agency collateraliz ed mortgage obligations 48,140 125 (934 ) 47,331 Corporate bonds 63,825 29 (549 ) 63,305 Obligations of states an d political subdivisions 100,208 1,780 (405 ) 101,583 Total debt securities 284,290 1,976 (2,376 ) 283,890 Marketable equity securities 5,515 23 (5 ) 5,533 Total securities availabl e for sale 289,805 1,999 (2,381 ) 289,423 The amortized cost and fair value of debt securities available for sale at March 31, 2016 , by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 24,146 24,043 Due after one year through five years 107,792 107,535 Due after five years through ten years 51,160 51,409 Due after ten years 97,936 98,543 Total debt securities 281,034 281,530 Securities available for sale with a par value of $ 54,499 ,000 and $ 60,295 ,000 at March 3 1 , 2016 , and Dec em ber 31, 2015 , respectively, were pledged or restricted for public funds, borrowings, or other purposes as required by law. The fair value of these pledged securities was $ 58,252 ,000 at March 31 , 2016 , and $ 65,137 ,000 at Dec em ber 31, 2015 . Proceeds from active sales of debt securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. PROCEEDS FROM SALES OF SECU RITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended March 31, 2016 2015 $ $ Proceeds from sales 48,099 40,235 Gross realized gains 730 607 Gross realized losses 2 46 Management evaluates all of the Corporation's securities for other than temporary impairment (OTTI) on a periodic basis. No securities in the portfolio had other-than-tempo rary impairment recor ded in the first quarter of 2016 or 2015 . Information pertaining to securities with gross unrealized losses at March 31, 2016 , and Dec em ber 31, 2015 , aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (D OLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of March 31, 2016 U.S. government agencies 4,994 (6 ) 1,994 (5 ) 6,988 (11 ) U.S. agency mortgage-backed securities 31,293 (144 ) 2,986 (89 ) 34,279 (233 ) U.S. agency collateralized mortgage obligations 15,510 (426 ) 2,041 (16 ) 17,551 (442 ) Corporate bonds 25,978 (198 ) 9,601 (96 ) 35,579 (294 ) Obligations of states & political subdivisions 22,415 (204 ) 15,641 (272 ) 38,056 (476 ) Total debt securities 100,190 (978 ) 32,263 (478 ) 132,453 (1,456 ) Marketable equity securities 364 (28 ) - - 364 (28 ) Total temporarily impaired securities 100,554 (1,006 ) 32,263 (478 ) 132,817 (1,484 ) As of December 31, 2015 U.S. government age ncies 24,968 (106 ) 1,965 (35 ) 26,933 (141 ) U.S. agency mortgage -backed securities 24,613 (235 ) 4,827 (112 ) 29,440 (347 ) U.S. agency collatera lized mortgage obligations 26,563 (827 ) 4,652 (107 ) 31,215 (934 ) Corporate bonds 50,530 (532 ) 2,002 (17 ) 52,532 (549 ) Obligations of states & political subdivisions 21,913 (252 ) 7,435 (153 ) 29,348 (405 ) Total debt securities 148,587 (1,952 ) 20,881 (424 ) 169,468 (2,376 ) Marketable equity securities 142 (5 ) - - 142 (5 ) Total temporarily impaired securities 148,729 (1,957 ) 20,881 (424 ) 169,610 (2,381 ) In the debt security portfolio, t here are 103 positions that were c arrying unrealized losses as of March 31, 2016 . There were no instruments considered to be other-than-temporarily impaired at March 3 1 , 2016 . The Corporation evaluates both equity and fixed maturity positions for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic and market concerns warrant such evaluation. U.S. generally accepted accounting principles provide for the bifurcation of OTTI into two categories: (a) the amount of the total OTTI related to a decrease in cash flows expected to be collected from the debt security (the credit loss) , which is recognized in earnings , and (b) the amount of total OTTI related to all other factors, which is recognized, net of taxes , as a component of a ccumulated o ther c omprehensive i ncome. As part of management's normal monthly securities review, instruments are examined for known or expected calls that would impact the value of the bonds by causing accelerated a mortization . If a security was purchased at a high premium, or dollar price above par, the remaining premium has to be amortized on a straight line basis to the known call date. Calls can occ ur in a majority of the securities t he Corporation purchases but they are dependent on the structure of the instrument , and can also be dependent on certain conditions. The Corporation experienced a clean-up call on a Ginnie Mae U.S. agency mortgage backed security in the fourth quarter of 2015, which required $ 385,000 remaining premium to be amortized . Subsequent to this event, all other high coupon and/or high premium U.S. agency mortgage backed securities and collateralized mortgage obligations were reviewed to determine if there was a ny other current materia l exposure to clean-up call provisions. No other securities were identified with impending clean - up calls. On March 15, 2016 , management was made aware of a regulatory call provision on a CoBank bond held by the Corporation. CoBank is a sub U.S. agency and cooperative of the Farm Credit Association (FCA), a U.S. government sponsored enterprise (GSE) . The bond is classified as a corporate bond for disclosure purposes. The regulatory call was not anticipated and the high coupon bond was purchased at a high premium. The call required accelerated amortization to the April 15, 2016 call date, resulting in an additional $ 430,000 This regulatory call specifically involved the CoBank issue maturing on April 16, 2018. At the time , the Corporation owned $ 4.4 ar of the CoBank issue with a book value of $ 4.9 Subsequent to March 31, 2016, but prior to the filing of this Form 10-Q, management became aware of an AgriBank bond call. AgriBank is another cooperative of the FCA. The Corporation owns $ 6.4 of the AgriBank issue maturing on July 15, 2019 , with a book value of $ 7.7 AgriBank went public with this call on April 26, 2016, stating they intend to call the bonds on July 15, 2016 . As a result of this par call notice, management has accelerated the amortization of the remaining $ 1.3 AgriBank bond , beginning in April and running until the call date of July 15, 2016. After July 15, 2016, the Corporation will no longer hold any sub U.S. Agency debt of FCA or any other U.S. GSE. Note 8 to the Corporation's Consolidated Financial Statements addresses this subsequent event.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2016
Loans and Allowance for Loan Losses [Abstract]
Loans and Allowance for Loan Losses	3. Loans and Allowance for Loan Losses The following table present s the Corporation's loan portfolio by catego ry of loans as of March 31, 201 6 , and Dec em ber 31, 201 5 : LOAN PORTFOLIO (D OLLARS IN THOUSANDS) March 31, December 31, 2016 2015 $ $ Co mmercial real estate Commercial mortgages 88,997 87,613 Agriculture mortgages 165,211 158,321 Construction 21,354 14,966 Tot al commercial real estate 275,562 260,900 Co nsumer real estate (a) 1-4 family residential mortgag es 136,307 133,538 Home equity loans 10,423 10,288 Home equity lines of credit 40,571 37,374 Tot al consumer real estate 187,301 181,200 Co mmercial and industrial Commercial and industrial 40,431 36,189 Tax-free loans 18,929 19,083 Agriculture loans 18,087 18,305 Tot al commercial and industrial 77,447 73,577 Co nsumer 3,725 3,892 Gro ss loans prior to deferred fees 544,035 519,569 Les s: Deferred loan costs, net (749 ) (714 ) Allowance for loan losses 7,040 7,078 Tot al net loans 537,744 513,205 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $ 41,282,000 38,024,000 T he Corporation grades commercial credits differently than consumer credits. The following table s represent all of the Corporation's commercial credit exposures by internally assigned grades as of March 31 , 201 6 and December 31, 201 5 . The grading analysis estimates the capability of the borrower to repay the contractual obligations under the loan agreements as scheduled. The Corporation's internal commercial credit risk grading system is based on experiences with similarly graded loans. Pass – loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. Special Mention – loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected. Substandard – loans that have a well-defined weakness based on objective evidence and characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Doubtful – loans classified as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. Loss – loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. COMMERCIAL CREDIT E XPOSURE CREDIT RISK PROFILE B Y INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) March 31, 2016 Commercial Agriculture Construction Commercial Tax-free Agriculture Loans Total $ $ $ $ $ $ $ Grade: Pass 82,796 161,452 20,239 39,418 18,929 17,604 340,438 Special Mention 508 1,154 - 39 - 250 1,951 Substandard 5,693 2,605 1,115 974 - 233 10,620 Doubtful - - - - - - - Loss - - - - - - - 88,997 165,211 21,354 40,431 18,929 18,087 353,009 December 31, 2015 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 81,865 154,507 13,822 35,416 19,083 17,860 322,553 Special Mention 511 623 - - - 125 1,259 Substandard 5,237 3,191 1,144 773 - 320 10,665 Doubtful - - - - - - - Loss - - - - - - - 87,613 158,321 14,966 36,189 19,083 18,305 334,477 For consumer loans, the Corporation evaluates credit quality based on whether the loan is considered performing or non-performing. Non-performing loans consist of those loans greater than 90 days delinquent and non accrual loans. The following table s present the balances of consumer loans by classes of the loan portfolio based on payment performance as of March 31, 2016 and Dec em ber 31 , 2015 : CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYM ENT PERFORMANCE (DOLLARS IN THOUSANDS) March 31, 2016 1-4 Family Home Equity Home Equity Lines of Consumer Total Payment performance: $ $ $ $ $ Performing 135,999 10,423 40,548 3,722 190,692 Non-performing 308 - 23 3 334 136,307 10,423 40,571 3,725 191,026 December 31, 2015 1-4 Family Home Equity Loans Home Equity Lines of Consumer Total Payment performance: $ $ $ $ $ Performing 133,220 10,278 37,327 3,889 184,714 Non-performing 318 10 47 3 378 133,538 10,288 37,374 3,892 185,092 The following table s present an age analysis of the Corporation's past due loans, segregated by loan portfolio class, as of March 31, 2016 and December 31, 201 5 : AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and March 31, 2016 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate 275 594 - 869 88,128 88,997 - - - - - 165,211 165,211 - - - - - 21,354 21,354 - Consumer real estate 733 - 308 1,041 135,266 136,307 308 17 56 - 73 10,350 10,423 - - - 23 23 40,548 40,571 23 Commercial and industrial 35 - - 35 40,396 40,431 - - - - - 18,929 18,929 - 15 - - 15 18,072 18,087 - Consumer 18 17 3 38 3,687 3,725 3 1,093 667 334 2,094 541,941 544,035 334 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2015 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate - 601 - 601 87,012 87,613 - - - - - 158,321 158,321 - - - - - 14,966 14,966 - Consumer real estate 1,264 123 318 1,705 131,833 133,538 318 27 59 10 96 10,192 10,288 10 35 - 47 82 37,292 37,374 47 Commercial and industrial 20 9 - 29 36,160 36,189 - - - - - 19,083 19,083 - - - - - 18,305 18,305 - Consumer 17 17 3 37 3,855 3,892 3 1,363 809 378 2,550 517,019 519,569 378 The following table presents nonaccrual loans by classes of the loan portfolio as of March 31 , 201 6 and December 31, 201 5 : NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) March 31, December 31, 2016 2015 $ $ Commercial real estate 337 380 - - - - Consumer real estate - - - - - - Commercial and industrial - - - - - - Consumer - - 337 380 As of March 31 , 201 6 and December 31, 201 5 , all of the Corporation's commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three months ended March 31 , 201 6 and March 3 1 , 201 5 , is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended March 31, 2016 2015 $ $ Average recorded balance of impaired loans 1,672 2,111 Interest income recognized on impaired loans 14 24 Interest income on impaired loans would have increased by approximately $ 4 ,000 for t he three months ended March 31, 2016 , compared to $ 7 ,000 for the three months ended March 3 1 , 201 5 , had these loans performed in accordance with their original terms. During the three months ended March 31 , 201 6 and 201 5 , there were no loan modifications made that would cause a loan to be considered a troubled debt restructuring (TDR). A TDR is a loan where management has granted a concession to the borrower from the original terms. A concession is generally granted in order to improve the financial condition of the borrower and improve the likelihood of full collection by the lender. A concession is generally defined as more favorable payment or credit terms granted to a borrower in an effort to improve the likelihood of the lender collecting principal in its entirety. Concessions usually are in the form of interest only for a period of time, or a lower interest rate offered in an effort to enable the borrower to continue to make normally scheduled payments. The following table s summarize information in regards to impaired loans by loan portfolio class as of March 31 , 201 6 , December 31, 201 5 , and March 31 , 201 5 : IMPAI RED LOAN ANALYSIS (DOLL ARS IN THOUSANDS) March 3 1, 2016 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate 337 434 - 358 - 1,304 1,304 - 1,314 14 - - - - - Total commercial real estate 1,641 1,738 - 1,672 14 Commercial and industrial - - - - - - - - - - - - - - - Total commercial and industrial - - - - - Total with no related allowance 1,641 1,738 - 1,672 14 With an allowance recorded: Commercial real estate - - - - - - - - - - - - - - - Total commercial real estate - - - - - Commercial and industrial - - - - - - - - - - - - - - - Total commercial and industrial - - - - - Total with a related allowance - - - - - Total by loan class: Commercial real estate 337 434 - 358 - 1,304 1,304 - 1,314 14 - - - - - Total commercial real estate 1,641 1,738 - 1,672 14 Commercial and industrial - - - - - - - - - - - - - - - Total commercial and industrial - - - - - Total 1,641 1,738 - 1,672 14 IM PAIRED LOAN ANALYSIS (D OLLARS IN THOUSANDS) De cember 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate 380 952 - 544 - 1,325 1,325 - 1,359 83 - - - - - Total commercial real estate 1,705 2,277 - 1,903 83 Commercial and industrial - 49 - 54 3 - - - - - - - - - - Total commercial and industrial - 49 - 54 3 Total with no related allowance 1,705 2,326 - 1,957 86 With an allowance recorded: Commercial real estate - - - - - - - - - - - - - - - Total commercial real estate - - - - - Commercial and industrial - - - - - - - - - - - - - - - Total commercial and industrial - - - - - Total with a related allowance - - - - - Total by loan class: Commercial real estate 380 952 - 544 - 1,325 1,325 - 1,359 83 - - - - - Total commercial real estate 1,705 2,277 - 1,903 83 Commercial and industrial - 49 - 54 3 - - - - - - - - - - Total commercial and industrial - 49 - 54 3 Total 1,705 2,326 - 1,957 86 IMPAIRED LOAN ANALYSIS (D OLLARS IN THOUSANDS) M arch 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate 585 1,157 - 665 - 1,372 1,372 - 1,383 23 - - - - - Total commercial real estate 1,957 2,529 - 2,048 23 Commercial and industrial 60 67 - 63 1 - - - - - - - - - - Total commercial and industrial 60 67 - 63 1 Total with no related allowance 2,017 2,596 - 2,111 24 With an allowance recorded: Commercial real estate - - - - - - - - - - - - - - - Total commercial real estate - - - - - Commercial and industrial - - - - - - - - - - - - - - - Total commercial and industrial - - - - - Total with a related allowance - - - - - Total by loan class: Commercial real estate 585 1,157 - 665 - 1,372 1,372 - 1,383 23 - - - - - Total commercial real estate 1,957 2,529 - 2,048 23 Commercial and industrial 60 67 - 63 1 - - - - - - - - - - Total commercial and industrial 60 67 - 63 1 Total 2,017 2,596 - 2,111 24 T he following table details activity in the allowance for loan losses by portfolio segment for the three months ended March 3 1 , 201 6 : ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Beginning balance - December 31, 2015 3,831 1,403 1,314 62 468 7,078 - - (4 ) (12 ) - (16 ) - 10 16 2 - 28 (303 ) (45 ) 47 15 236 (50 ) Balance - March 31, 2016 3,528 1,368 1,373 67 704 7,040 During the first quarter of 2016 , credit provision s were recorded for the commercial real estate and consumer real estate segment s with provision expenses recorded in all other loan categories. Delinquency rates in the real estate secured segment of loans are extremely low requiring fewer reserves. Qualitative factors continue to shift, with net declines in non-dairy agriculture and home equity loans. Our three 4.43 2.69 T he following table details activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2015 : ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Real Estate Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Beginning balance - December 31, 2014 3,834 1,367 1,301 66 573 7,141 (272 ) - - (1 ) - (273 ) 2 - 70 - - 72 623 (283 ) (147 ) (11 ) 18 200 Balance - March 31, 2015 4,187 1,084 1,224 54 591 7,140 During the first quarter of 2015, provision expense was recorded for the commercial real estate segment with credit provisions recorded in all other loan categories. There were $272,000 of commercial real estate loan charge-offs during the first quarter of 2015, which increased the historical loss rates and ultimately resulted in a higher required reserve amount for the commercial real estate category . The higher commercial loan charge-offs and loan growth during the first quarter of 2015 overshadowed the reduction in provisions in the other areas, result ing in $ 200,000 The following table s present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of March 31, 2016 and Dec em ber 31, 2015 : ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of March 31, 2016: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated - - - - - - Ending balance: collectively evaluated 3,528 1,368 1,373 67 704 7,040 Loans receivable: Ending balance 275,562 187,301 77,447 3,725 544,035 Ending balance: individually evaluated 1,641 - - - 1,641 Ending balance: collectively evaluated 273,921 187,301 77,447 3,725 542,394 As of December 31, 2015: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated - - - - - - Ending balance: collectively evaluated 3,831 1,403 1,314 62 468 7,078 Loans receivable: Ending balance 260,900 181,200 73,577 3,892 519,569 Ending balance: individually evaluated 1,705 - - - 1,705 Ending balance: collectively evaluated 259,195 181,200 73,577 3,892 517,864

Fair Value Presentation

Fair Value Presentation	3 Months Ended
	Mar. 31, 2016
Fair Value Presentation [Abstract]
Fair Value Presentation	4 . Fair Value Presentation U.S. generally accepted accounting principles establish a hierarchal disclosure framework associated with the level of observable pricing utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no observable pricing as of the reported date. These items do not have two-way markets and are measured using management's best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. The following table s present the assets reported on the C onsolidated Balance S heet s at their fair value as of Marc h 31, 2016 , and Dec emb er 31, 2015 , by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) March 31, 2016 Level I Level II Level III Total $ $ $ $ U.S. govern ment agencies - 21,688 - 21,688 U.S. agency mortgage-backed securities - 50,352 - 50,352 U.S. agency collateralized mortgage obligations - 44,077 - 44,077 Corporate b onds - 61,815 - 61,815 Obligations of states & political subdivisions - 103,598 - 103,598 Marketable equity securities 5,740 - - 5,740 Total securities 5,740 281,530 - 287,270 On March 31, 2016 , the Corporation held no securities valued using level III inputs . All of the Corporation's debt instruments were valued using l evel II inputs, where quoted prices are available and observable , but not necessarily quotes on identical securities traded in active markets on a daily basis . The Corporation's CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of March 31, 2016 , the CRA fund investments had a $ 5 ,000,000 book and fair market value and the bank stock portfolio had a book value of $ 755 ,00 0 , and fair market value of $ 740 ,000 . Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2015 Level I Level II Level III Total $ $ $ $ U.S. govern ment agencies - 29,691 - 29,691 U.S. agency mortgage-backed securities - 41,980 - 41,980 U.S. agency collateralized mortgage obligations - 47,331 - 47,331 Corporate b onds - 63,305 - 63,305 Obligations of states & political subdivisions - 101,583 - 101,583 Marketable equity securities 5,533 - - 5,533 Total securities 5,533 283,890 - 289,423 On Dec emb er 31, 2015 , the Corporation held no securities valued using level III inputs. All of the Corporation's debt instruments were valued using level II inputs, where quoted prices are available and observable but not necessarily quotes on identical securities traded in active markets on a daily basis. As of Dec em ber 31, 2015 , the Corporation's CRA fund in vestments had a book and fair market value of $ 5,000 ,0 00 and the bank stock portfolio had a book value of $ 515 ,000 a nd a market value of $ 533 ,000 uti lizing level I pricing. Financial instruments are considered l evel III when their values are determined using pricing models, discounted cash flow methodologies , or similar techniques , and at least one significant model assumption or input is unobservable. In addition to these unobservable inputs, the valuation models for l evel III financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. Level III financial instruments also include those for which the determination of fair value requires significant management judgment or estimation. There were no l evel III securities as of March 31, 2016 or Dec em ber 31, 2015 . The following table s present the assets measured on a nonrecurring basis on the C onsolidated Balance S heets at their fair value as of March 31, 2016 and Dec em ber 31, 2015 , by level within the fair value hierarchy : ASSETS MEASURED ON A NONRECURRING BASIS ( DOLLARS IN THOUSANDS ) March 31, 2016 Level I $ Level II Level III Total Assets: Impaired Loans - - 1,641 1,641 Total - - 1,641 1,641 December 31, 2015 Level I $ Level II Level III Total Assets: Impaired Loans - - 1,705 1,705 Total - - 1,705 1,705 The Corporation had a total of $ 1 , 641, 000 of impaired loans as of March 31 , 201 6 , with no specific allocatio n against these loans and $ 1,705 ,000 of impaired loans as of Dec em ber 31, 2015 , with no specific allocation against these loans. The value of i mpaired loans is generally determined through independent appraisals of the underlying collateral. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) March 31, 2016 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,641 Appraisal of collateral Appraisal -20 -20 (1) adjustments (2) Liquidation -10 -10 expenses (2) December 31, 2015 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,705 Appraisal of collateral Appraisal -20 -20 (1) adjustments (2) Liquidation -10 -10 expenses (2) (1) Fair value is generally ed through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. (3) Includes qualitative adjustment s by management and estimated liquidation expenses.

Interim Disclosures about Fair

Interim Disclosures about Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2016
Interim Disclosures about Fair Value of Financial Instruments [Abstract]
Interim Disclosures about Fair Value of Financial Instruments	Interim Disclosures about Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of eac h class of financial instrument : Cash and Cash Equivalents For these short-term instruments, the carrying amount is a reasonable estimate of fair value. Securities Available for Sale Management utilizes quoted market pricing for the fair value of the Corporation's securities that are available for sale, if available. If a quoted market rate is not available, fair value is estimated using quoted market prices for similar securities. Regulatory Stock Regulatory stock is valued at a stable dollar price, which is the price used to purchase or liquidate shares; therefore , the carrying amount is a reasonable estimate of fair value. Loans Held for Sale Loans held for sale are individual loans for which the Corporation has a firm sales commitment; therefore, the carrying value is a reasonable estimate of the fair value. Loans The fair value of fixed and variable rate loans is estimated by discounting back the scheduled future cash flows of the particular loan product, using the market interest rates of comparable loan products in the Corporation's greater market area, with the same general structure, comparable credit ratings, and for the same remaining maturities. Accrued Interest Receivable The carrying amount of accrued interest receivable is a reasonable estimate of fair value. Bank Owned Life Insurance Fair value is equal to the cash surrender value of the life insurance policies. Deposits The fair value of non-interest bearing demand deposit accou nts and interest bearing demand , savings , and money market deposit accounts is based on the amount payable on demand at the reporting date. The fair value of fixed-maturity time deposits is estimated by discounting back the expected cash flows of the time deposit using market interest rates from the Corporation's greater market area currently offered for similar time deposits with similar remaining maturities. Borrowings The carrying amount of short-term borrowing is a reasonable estimate of fair value. The fair value of long- term borrowing is estimated by comparing the rate currently offered for the same type of borrowing instrument with a matching remaining term. Accrued Interest Payable The carrying amount of accrued interest payable is a reasonable estimate of fair value. Firm Commitments to Extend Credit, Lines of Credit , and Open Letters of Credit These financial instruments are generally not subject to sale and estimated fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment or letter of credit, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment, using fees currently charged to enter into similar agreements with similar credit risk, is not considered material for disclosure purposes. The contractual amounts of unfunded com mitments are presented in Note 6 . Fair Value of Financial Instruments T he carrying amounts and estimated fair values of the Corporation's financial instruments at March 31, 2016 and Dec em ber 31, 2015 , are summarized as follows: FAIR VALUE OF FINANCIAL INSTRUMNETS (DOLLARS IN THOUSANDS) March 31, 2016 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 40,678 40,678 40,678 - - Securities available for sale 287,270 287,270 5,740 281,530 - Regulatory stock 4,675 4,675 4,675 - - Loans held for sale 804 804 804 - - Loans, net of allowance 537,744 532,772 - - 532,772 Accrued interest receivable 3,495 3,495 3,495 - - Bank owned life insurance 24,082 24,082 24,082 - - Financial Liabilities: Demand deposits 243,647 243,647 243,647 - - Interest-bearing demand deposits 12,467 12,467 12,467 - - NOW accounts 76,865 76,865 76,865 - - Money market deposit accounts 87,647 87,647 87,647 - - Savings accounts 159,213 159,213 159,213 - - Time deposits 169,892 171,185 - - 171,185 749,731 751,024 579,839 - 171,185 Short-term borrowings 11,467 11,467 11,467 - - Long-term debt 64,883 65,593 - - 65,593 Accrued interest payable 443 443 443 - - FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2015 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 44,227 44,227 44,227 - - Securities available for sale 289,423 289,423 5,533 283,890 - Regulatory stock 4,314 4,314 4,314 - - Loans held for sale 1,126 1,126 1,126 - - Loans, net of allowance 513,205 512,481 - - 512,481 Accrued interest receivable 3,600 3,600 3,600 - - Bank owned life insurance 23,869 23,869 23,869 - - Financial Liabilities: Demand deposits 236,214 236,214 236,214 - - Interest-bearing demand deposits 14,737 14,737 14,737 - - NOW accounts 77,180 77,180 77,180 - - Money market deposit accounts 82,507 82,507 82,507 - - Savings accounts 148,320 148,320 148,320 - - Time deposits 181,104 182,887 - - 182,887 740,062 741,845 558,958 - 182,887 Short-term borrowings 8,736 8,736 8,736 - - Long-term debt 59,594 59,805 - - 59,805 Accrued interest payable 456 456 456 - -

Commitments and Contingent Liab

Commitments and Contingent Liabilities	3 Months Ended
	Mar. 31, 2016
Commitments and Contingent Liabilities [Abstract]
Commitments and Contingent Liabilities	6. Commitments and Contingent Liabilities In order to meet the financing needs of its customers in the nor mal course of business, the Corporation makes various commitments that are not reflected in the accompanying consolidated financial statements. These commitments include firm commitments to extend credit, unused lines of credit , and open letters of credit. As of March 31, 2016 , firm loan commitments were $ 54.9 million, unused lines of credit were $ 162.1 million, and open letters of credit were $ 11.8 million. The tota l of these commitments was $ 228.8 mi llion, which represents the Corporation 's exposure to credit loss in the event of nonperformance by its customers with respect to these financial instruments. The actual credit losses that may arise from these commitments are expected to compare favorably with the Corporation 's loan loss experience on its loan portfolio taken as a whol e. The Corporation uses the same credit policies in making commitments and conditional obligations as it does for balance sheet financial instruments.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2016
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	7. Accumulated Other Comprehensive Income (Loss) The activity in accumulated other comprehensive income (loss) for the three months ended March 31, 2016 and 2015 is as follows: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2015 (252 ) 1,050 (480 ) Period change 570 Balance at March 31, 2016 318 Balance at December 31, 2014 1,002 1,529 (370 ) Period change 1,159 Balance at March 31, 2015 2,161 (1) All amounts are net of tax. Related income tax expense or benefit is calculated u sing a Federal income tax rate of 34 (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended March 31, Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: 728 561 Gains on securities transactions, net (248) (191) Provision for federal income taxes 480 370 (1) Amounts in parentheses indicate debits.

Subsequent Event

Subsequent Event	3 Months Ended
	Mar. 31, 2016
Subsequent Event [Abstract]
Subsequent Event	8. Subsequent Event Subsequent to March 31, 2016, but prior to the filing of this Form 10-Q report, the Corporation was made aware on April 26, 2016, of AgriBank's intention to conduct a regulatory par call on their 9.125 The Corporation owns $ 6.4 7.7 1.3 The AgriBank action is very similar to the CoBank regulatory par call that was announced on March 11, 2016, with a call date of April 15, 2016. As a result of the CoBank regulatory par call, management recorded $ 430,000 70,000 Both CoBank and AgriBank are co-operatives of the FCA. The FCA has four such co-operatives. Debt issued by these co-operatives of the FCA is considered sub U.S. agency debt. The debt carries single A credit ratings similar to other investment grade rated corporate bonds and therefore is reflected in the corporate bond sector of the Corporation's securities portfolio. The only sub-U.S agency debt the Corporation purchased was CoBank and AgriBank debt. The Corporation does not own any other sub-U.S. agency debt of either the FCA or any other U.S. GSE. The Corporation, as well as a vast majority of the CoBank and AgriBank bondholders, purchased these high coupon instruments at significant premiums subsequent to their issue date. These large premiums were being amortized on a straight-line basis to the maturity date of the bond. When an unexpected regulatory call occurs, the holder is forced to amortize all remaining premium to the new call date. This causes a significant amount of accelerated amortization, which will cause a negative yield on the security given a sufficiently high premium. The higher amortization reduces the income generated from the securities portfolio and diminishes the Corporation's net interest income and net interest margin. Management and the investment community were not anticipating these first-time regulatory calls, which require an extraordinary event to occur before a call can be conducted. These two regulatory calls have been justified by both CoBank and AgriBank declaring that a regulatory event has occurred as a result of capital phase-ins from the Basel III capital accord, with these changes being sufficient to exercise a regulatory call provision. In both the CoBank and AgriBank matters investors, including the Corporation, have contested the ability of both CoBank and AgriBank to conduct these regulatory calls. Presently, management is exploring all avenues of action, including litigation, and cannot make any prediction or conclusion as to the outcome of any negotiations and/or litigation in connection with these matters.

Recently Issued Accounting Stan

Recently Issued Accounting Standards	3 Months Ended
	Mar. 31, 2016
Recently Issued Accounting Standards [Abstract]
Recently Issued Accounting Standards	9 Recently Issued Accounting Standards In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (a new revenue recognition standard). The Update's core principle is that a company will recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In addition, this update specifies the accounting for certain costs to obtain or fulfill a contract with a customer and expands disclosure requirements for revenue recognition. This Update is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. The Corporation is evaluating the effect of adopting this new accounting Update. In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation ( Topic 718 ): Accounting for Share-Based Payments when the Terms of an Award Provide that a Performance Target Could Be Achieved After the Requisite Service Period . The amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. The amendments in this Update are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted. Entities may apply the amendments in this Update either (a) prospectively to all awards granted or modified after the effective date or (b) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. If retrospective transition is adopted, the cumulative effect of applying this Update as of the beginning of the earliest annual period presented in the financial statements should be recognized as an adjustment to the opening retained earnings balance at that date. Additionally, if retrospective transition is adopted, an entity may use hindsight in measuring and recognizing the compensation cost. This Update is not expected to have a significant impact on the Corporation's financial statements. In August 2014, the FASB issued ASU 2014-15, Presentation of Financial Statements - Going Concern (Subtopic 205-40). The amendments in this Update provide guidance in accounting principles generally accepted in the United States of America about management's responsibility to evaluate whether there is substantial doubt about an entity's ability to continue as a going concern and to provide related footnote disclosures. The amendments in this Update are effective for the annual period s ending after December 15, 2016, and for annual periods and interim periods thereafter. Early application is permitted. This Update is not expected to have a significant impact on the Corporation's financial statements. In November 2014, the FASB issued ASU 2014-16, Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force). This ASU clarifies how current U.S. GAAP should be interpreted in subjectively evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Public business entities are required to implement the new requirements in fiscal years and interim periods within those fiscal years beginning after Decem ber 15, 2015. This Update is not expected to have a significant impact on the Corporation's financial statements. In January 2015, the FASB issued ASU 2015-01, Income Statement – Extraordinary and Unusual Items, as part of its initiative to reduce complexity in accounting standards. This Update eliminates from GAAP the concept of extraordinary items. The amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively. A reporting entity also may apply the amendments retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. This Update is not expected to have a significant impact on the Corporati o n's financial statements. In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810) . The amendments in this Update affect reporting entities that are required to evaluate whether they should consolidate certain legal entities. All legal entities are subject to reevaluation under the revised consolidation model. Specifically, the amendments (1) Modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities (VIEs) or voting interest entities; (2) Eliminate the presumption that a general partner should consolidate a limited partnership; (3) Affect the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related party relationships; (4) Provide a scope exception from consolidation guidance for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds. The amendments in this Update are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2015. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and for interim periods within fiscal years beginning after December 15, 2017. This Update is not expected to have a significant impact on the Corporation's financial statements. In April 2015, the FASB issued ASU 2015-03, Interest-Imputation of Interest (Subtopic 835-30) , as part of its initiative to reduce complexity in accounting standards. To simplify presentation of debt issuance costs, the amendments in this Update require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this Update. For public business entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within fiscal years beginning after December 15, 2016. An entity should apply the new guidance on a retrospective basis, wherein the balance sheet of each individual period presented should be adjusted to reflect the period-specific effects of applying the new guidance. This Update is not expected to have a significant impact on the Corporation's financial statements. In April 2015, the FASB issued ASU 2015-04, Compensation-Retirement Benefits (Topic 715), as part of its initiative to reduce complexity in accounting standards. For an entity with a fiscal year-end that does not coincide with a month-end, the amendments in this Update provide a practical expedient that permits the entity to measure defined benefit plan assets and obligations using the month-end that is closest to the entity's fiscal year-end and apply that practical expedient consistently from year to year. The practical expedient should be applied consistently to all plans if an entity has more than one plan. The amendments in this Update are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. Earlier application is permitted. This Update is not expected to have a significant impact on the Corporation's financial statements. In April 2015, the FASB issued ASU 2015-05, Intangible – Goodwill and Other Internal Use Software (Topic 350-40) , as part of its initiative to reduce complexity in accounting standards. This guidance will help entities evaluate the accounting for fees paid by a customer in a cloud computing arrangement. The amendments in this Update provide guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. For public business entities, the Board decided that the amendments will be effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. For all other entities, the amendments will be effective for annual periods beginning after December 15, 2015, and interim periods in annual periods beginning after December 15, 2016. Early adoption is permitted for all entities. This Update is not expected to have a significant impact on the Corporation's financial statements . In April 2015, the FASB issued ASU 2015-06, Earnings Per Share (Topic 260): Effects on Historical Earnings per Unit of Master Limited Partnership Dropdown Transactions. Topic 260, Earnings Per Share , contains guidance that addresses master limited partnerships that originated from Emerging Issues Task Force (“EITF”) Issue No. 07-4, Application of the Two-Class Method Under FASB Statement No. 128 to Master Limited Partnerships . Under Topic 260, master limited partnerships apply the two-class method of calculating earnings per unit because the general partner, limited partners, and incentive distribution rights holders each participate differently in the distribution of available cash in accordance with the contractual rights contained in the partnership agreement. The amendments in this Update specify that for purposes of calculating historical earnings per unit under the two-class method, the earnings (losses) of a transferred business before the date of a dropdown transaction should be allocated entirely to the general partner. In that circumstance, the previously reported earnings per unit of the limited partners (which is typically the earnings per unit measure presented in the financial statements) would not change as a result of the dropdown transaction. Qualitative disclosures about how the rights to the earnings (losses) differ before and after the dropdown transaction occurs for purposes of computing earnings per unit under the two-class method are also required. The amendments in this Update are effective for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Earlier application is permitted. This Update is not expected to have a significant impact on the Corporation's financial statements. In May 2015, the FASB issued ASU 2015-07, Disclosures for Investments in Certain Entities that Calculate Net Asset Value per Share (or Its Equivalent) . The Update applies to reporting entities that elect to measure the fair value of an investment using the net asset value per share (or its equivalent) practical expedient. Under the amendments in this Update, investments for which fair value is measured at net asset value per share (or its equivalent) using the practical expedient should not be categorized in the fair value hierarchy. Removing those investments from the fair value hierarchy not only eliminates the diversity in practice resulting from the way in which investments measured at net asset value per share (or its equivalent) with future redemption dates are classified, but also ensures that all investments categorized in the fair value hierarchy are classified using a consistent approach. Investments that calculate net asset value per share (or its equivalent), but for which the practical expedient is not applied will continue to be included in the fair value hierarchy. A reporting entity should continue to disclose information on investments for which fair value is measured at net asset value (or its equivalent) as a practical expedient to help users understand the nature and risks of the investments and whether the investments, if sold, are probable of being sold at amounts different from net asset value. The amendments in this Update are effective for public business entities for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and interim periods within those fiscal years. A reporting entity should apply the amendments retrospectively to all periods presented. The retrospective approach requires that an investment for which fair value is measured using the net asset value per share practical expedient be removed from the fair value hierarchy in all periods presented in an entity's financial statements. Earlier application is permitted. This Update is not expected to have a significant impact on the Corporation's financial statements. In May 2015, the FASB issued ASU 2015-09, Financial Services – Insurance (Topic 944): Disclosure About Short-Duration Contracts . The amendments apply to all insurance entities that issue short-duration contracts as defined in Topic 944, Financial Services – Insurance . The amendments require insurance entities to disclose for annual reporting periods certain information about the liability for unpaid claims and claim adjustment expenses. The amendments also require insurance entities to disclose information about significant changes in methodologies and assumptions used to calculate the liability for unpaid claims and claim adjustment expenses, including reasons for the change and the effects on the financial statements. Additionally, the amendments require insurance entities to disclose for annual and interim reporting periods a rollforward of the liability for unpaid claims and claim adjustment expenses, described in Topic 944. For health insurance claims, the amendments require the disclosure of the total of incurred-but-not-reported liabilities plus expected development on reported claims included in the liability for unpaid claims and claim adjustment expenses. For public business entities, the amendments in this Update are effective for annual periods beginning after December 15, 2015, and interim periods within annual periods beginning after December 15, 2016. For all other entities, the amendments in this Update are effective for annual periods beginning after December 15, 2016, and interim periods within annual periods beginning after December 15, 2017. This Update is not expected to have a significant impact on the Corporation's financial statements. In June 2015, the FASB issued ASU 2015-10, Technical Corrections and Improvements . The amendments in this Update represent changes to clarify the FASB Accounting Standards Codification (“Codification”), correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. Transition guidance varies based on the amendments in this Update. The amendments in this Update that require transition guidance are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. All other amendments will be effective upon the issuance o f this Update. This Update is not expected to have a significant impact on the Corporation's financial statements. In August 2015, the FASB issued ASU 2015-14, Revenue from Contract with Customers ( Topic 606 ). The amendments in this Update defer the effective date of ASU 2014-09 for all entities by one year. Public business entities, certain not-for-profit entities, and certain employee benefit plans should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. All other entities should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2018, and interim reporting periods within annual reporting periods beginning after December 15, 2019. The Corporation is evaluating the effect of adopting this new accounting Update. I n September 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805). The amendments in this Update require that an acquirer recognizes adjustments to provisional amounts that are identified during the measurement period in the reporting period in which the adjustment amounts are determined. The amendments in this Update require that the acquirer record, in the same period's financial statements, the effect on earnings of changes in depreciation, amortization, or other income effects, if any, as a result of the change to the provisional amounts, calculated as if the accounting had been completed at the acquisition date. The amendments in this Update require an entity to present separately on the face of the income statement or disclose in the notes the portion of the amount recorded in current-period earnings by line item that would have been recorded in previous reporting periods if the adjustment to the provisional amounts had been recognized as of the acquisition date. For public business entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2015, including interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. This Update is not expected to have a significant impact on the Corporation's financial statements. In November 2015, the FASB issued ASU 2015-17, Income Taxes (Topic 740) : Balance Sheet Classification of Deferred Taxes . The amendments in this Update require that deferred tax liabilities and assets be classified as noncurrent in a classified statement of financial position. The amendments in this Update apply to all entities that present a classified statement of financial position. For public business entities, the amendments in this Update are effective for financial statements issued for annual periods beginning after December 15, 2016, and interim periods within those annual periods. For all other entities, the amendments in this Update are effective for financial statements issued for annual periods beginning after December 15, 2017, and interim periods within annual periods beginning after December 15, 2018. Earlier application is permitted for all entities as of the beginning of an interim or annual reporting period. The amendments in this Update may be applied either prospectively to all deferred tax liabilities and assets or retrospectively to all pe riods presented. This Update is not expected to have a significant impact on the Corporation's financial statements. In January 2016, the FASB issued ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10) : Recognition and Measurement of Financial Assets and Financial Liabilities . This Update applies to all entities that hold financial assets or owe financial liabilities and is intended to provide more useful information on the recognition, measurement, presentation, and disclosure of financial instruments. Among other things, this Update (a) requires equity investments (except those accounted for under the equity method of accounting or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income ; (b) simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment ; (c) eliminates the requirement to disclose the fair value of financial instruments measured at amortized cost for entities that are not public business entities; (d) eliminates the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet; (e) requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes; (f) requires an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments; (g) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (that is, securities or loans and receivables) on the balance sheet or the accompanying notes to the financial statements; and (h) clarifies that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity's other deferred tax assets. For public business entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. For all other entities including not-for-profit entities and employee benefit plans within the scope of Topics 960 through 965 on plan accounting, the amendments in this Update are effective for fiscal years beginning after December 15, 2018, and interim periods within fiscal years beginning after December 15, 2019. All entities that are not public business entities may adopt the amendments in this Update earlier as of the fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Corporation is currently evaluating the impact the adoption of the standard will have on the Corporation's financial position or results of operations. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) . The standard requires lessees to recognize the assets and liabilities that arise from leases on the balance sheet. A lessee should recognize in the statement of financial position a liability to make lease payments (the lease liability) and a right-of-use asset representing its right to use the underlying asset for the lease term. A short-term lease is defined as one in which: (a) the lease term is 12 months or less, and (b) there is not an option to purchase the underlying asset that the lessee is reasonably certain to exercise. For short-term leases, lessees may elect to recognize lease payments over the lease term on a straight-line basis. For public business entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2018, and interim periods within those years. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2019, and for interim periods within fiscal years beginning after December 15, 2020. The amendments should be applied at the beginning of the earliest period presented using a modified retrospective approach with earlier application permitted as of the beginning of an interim or annual reporting period. This Update is not expected to have a significant impact on the Corporation's financial statements. In March 2016, the FASB issued ASU 2016-04, Liabilities – Extinguishments of Liabilities (Subtopic 405-20). The standard provides that liabilities related to the sale of prepaid stored-value products within the scope of this Update are financial liabilities. The amendments in the Update provide a narrow scope exception to the guidance in Subtopic 405-20 to require that breakage for those liabilities be accounted for consistent with the breakage guidance in Topic 606. The amendments in this Update are effective for public business entities, certain not-for-profit entities, and certain employee benefit plans for financial statements issued for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. For all other entities, the amendments are effective for financial statements issued for fiscal years beginning after December 15, 2018, and interim periods within fiscal years beginning after December 15, 2019. Earlier application is permitted, including adoption in an interim period. This Update is not expected to have a significant impact on the Corporation's financial statements. In March 2016, the FASB issued ASU 2016-05, Derivatives and Hedging (Topic 815) . The amendments in this Update apply to all reporting entities for which there is a change in the counterparty to a derivative instrument that has been designated as a hedging instrument under Topic 815 . The standards in this Update clarify that a change in the counterparty to a derivative instrument that has been designated as the hedging instrument under Topic 815 does not, in and of itself, require designation of that hedging relationship provided that all other hedge accounting criteria continue to be met. For public business entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2017, and interim periods within fiscal years beginning after December 15, 2018. An entity has an option to apply the amendments in this Update on either a prospective basis or a modified retrospective basis. Early adoption is permitted, including adoption in an int erim period. This Update is not expected to have a significant impact on the Corporation's financial statements. In March 2016, the FASB issued ASU 2016-06, Derivatives and Hedging (Topic 815) . The amendments apply to all entities that are issuers of or investors in debt instruments (or hybrid financial instruments that are determined to have a debt host) with embedded call (put) options. The amendments in this update clarify the requirements for assessing whether contingent call (put) options that can accelerate the payment of principal on debt instruments are clearly and closely related to their debt host. An entity performing the assessment under the amendments in this Update is required to assess the embedded call (put) options solely in accordance with the four-step decision sequence. For public business entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within those fiscal years. For entities other than public business entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2017, and interim periods within fiscal years beginning after December 15, 2018. Early adoption is permitted, including adoption in an inte rim period. This Update is not expected to have a significant impact on the Corporation's financial statements. In March 2016, the FASB issued ASU 2016-07, Investments – Equity Method and Joint Ventures (Topic 323) . The Update affects all entities that have an investment that becomes qualified for the equity method of accounting as a result of an increase in the level of ownership interest or degree of influence. The amendments in this Update eliminate the requirement that when an investment qualifies for use of the equity method as a result of an increase in the level of ownership interest or degree of influence, an investor must adjust the investment, results of operations, and retained earnings retroactively on a step-by-step basis as if the equity method had been in effect during all previous periods that the investment had been held. The amendments require that the equity method investor add the cost of acquiring the additional interest in the investee to the current basis of the investor's previously held interest and adopt the equity method of accounting as of the date the investment becomes qualified for equity method accounting. Therefore, upon qualifying for the equity method of accounting, no retroactive adjustment of the investment is required. The amendments in this Update require that an entity that has an available-for-sale equity security that becomes qualified for the equity method of accounting recognize through earnings the unrealized holding gain or loss in accumulated other comprehensive income at the date the investment becomes qualified for use of the equity method. The amendments in this Update are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. The amendments should be applied prospectively upon their effective date to increases in the level of ownership interest or degree of influence that result in the adoption of the equity method. Earlier application is permitted. This Update is not expected to have a significant impact on the Corporation's financial statements. In March 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606). The amendments in this Update affect entities with transactions included within the scope of Topic 606, which includes entities that enter into contracts with customers to transfer goods or services (that are an output of the entity's ordinary activities) in exchange for consideration. The amendments in this update do not change the core principle of the guidance in Topic 606; they simply clarify the implementation guidance on principal versus agent considerations. The amendments in this Update are intended to improve the operability and understandability of the implementation guidance on principal versus agent considerations. The amendments in this Update affect the guidance in ASU 2014-09, Revenue from Contracts with Customers (Topic 606), which is not yet effective. The effective date and transition requirements for the amendments in this Update are the same as the effective date and transition requirements of Update 2014-09. ASU No. 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date, defers the effective date of Update 2014-09 by one year. The Corporation is currently evaluating the impact the adoption of the standard will have on the Corporation's financial position or results of operations. In March 2016, the FASB issued ASU 2016-09, Compensation – Stock Compensation (Topic 718) . The amendments in this Update affect all entities that issue share-based payment awards to their employees. The standards in this Update provide simplification for several aspects of the accounting for share-based payment transactions, including the income tax consequences, classification of awards as with equity or liabilities, and classification on the statement of cash flows. Some of the areas for simplification apply only to nonpublic entities. In addition to those simplifications, the amendments eliminate the guidance in Topic 718 that was indefinitely deferred shortly after the issuance of FASB Statement No. 123 (revised 2004), Share-Based Payment . This should not result in a change in practice because the guidance that is being superseded was never effective. For public business entities, the amendments in this Update are effective for annual periods beginning after December 15, 2016, and interim periods within those annual periods. For all other entities, the amendments are effective for annual periods beginning after December 15, 2017, and interim periods within annual periods beginning after Decemb

Securities Available for Sale (

Securities Available for Sale (Tables)	3 Months Ended
	Mar. 31, 2016
Securities Available for Sale [Abstract]
Schedule of amortized cost and fair value of securities	Gross Gross (D OLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ Ma rch 31, 2016 U.S. government agenci es 21,673 26 (11 ) 21,688 U.S. agency mortgage- backed securities 50,494 91 (233 ) 50,352 U.S. agency collateraliz ed mortgage obligations 44,227 292 (442 ) 44,077 Corporate bonds 62,025 84 (294 ) 61,815 Obligations of states an d political subdivisions 102,615 1,459 (476 ) 103,598 Total debt securities 281,034 1,952 (1,456 ) 281,530 Marketable equity secur ities 5,755 13 (28 ) 5,740 Total securities availabl e for sale 286,789 1,965 (1,484 ) 287,270 De cember 31, 2015 U.S. government agenci es 29,829 3 (141 ) 29,691 U.S. agency mortgage- backed securities 42,288 39 (347 ) 41,980 U.S. agency collateraliz ed mortgage obligations 48,140 125 (934 ) 47,331 Corporate bonds 63,825 29 (549 ) 63,305 Obligations of states an d political subdivisions 100,208 1,780 (405 ) 101,583 Total debt securities 284,290 1,976 (2,376 ) 283,890 Marketable equity securities 5,515 23 (5 ) 5,533 Total securities availabl e for sale 289,805 1,999 (2,381 ) 289,423
Schedule of contractual maturity of debt securities	CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 24,146 24,043 Due after one year through five years 107,792 107,535 Due after five years through ten years 51,160 51,409 Due after ten years 97,936 98,543 Total debt securities 281,034 281,530
Schedule of proceeds and gains and losses on securities available for sale	PROCEEDS FROM SALES OF SECU RITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended March 31, 2016 2015 $ $ Proceeds from sales 48,099 40,235 Gross realized gains 730 607 Gross realized losses 2 46
Schedule of securities in an unrealized loss position (temporary impairment)	TEMPORARY IMPAIRMENTS OF SECURITIES (D OLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of March 31, 2016 U.S. government agencies 4,994 (6 ) 1,994 (5 ) 6,988 (11 ) U.S. agency mortgage-backed securities 31,293 (144 ) 2,986 (89 ) 34,279 (233 ) U.S. agency collateralized mortgage obligations 15,510 (426 ) 2,041 (16 ) 17,551 (442 ) Corporate bonds 25,978 (198 ) 9,601 (96 ) 35,579 (294 ) Obligations of states & political subdivisions 22,415 (204 ) 15,641 (272 ) 38,056 (476 ) Total debt securities 100,190 (978 ) 32,263 (478 ) 132,453 (1,456 ) Marketable equity securities 364 (28 ) - - 364 (28 ) Total temporarily impaired securities 100,554 (1,006 ) 32,263 (478 ) 132,817 (1,484 ) As of December 31, 2015 U.S. government age ncies 24,968 (106 ) 1,965 (35 ) 26,933 (141 ) U.S. agency mortgage -backed securities 24,613 (235 ) 4,827 (112 ) 29,440 (347 ) U.S. agency collatera lized mortgage obligations 26,563 (827 ) 4,652 (107 ) 31,215 (934 ) Corporate bonds 50,530 (532 ) 2,002 (17 ) 52,532 (549 ) Obligations of states & political subdivisions 21,913 (252 ) 7,435 (153 ) 29,348 (405 ) Total debt securities 148,587 (1,952 ) 20,881 (424 ) 169,468 (2,376 ) Marketable equity securities 142 (5 ) - - 142 (5 ) Total temporarily impaired securities 148,729 (1,957 ) 20,881 (424 ) 169,610 (2,381 )

Loans and Allowance for Loan 17

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2016
Loans and Allowance for Loan Losses [Abstract]
Schedule of loan portfolio by category	LOAN PORTFOLIO (D OLLARS IN THOUSANDS) March 31, December 31, 2016 2015 $ $ Co mmercial real estate Commercial mortgages 88,997 87,613 Agriculture mortgages 165,211 158,321 Construction 21,354 14,966 Tot al commercial real estate 275,562 260,900 Co nsumer real estate (a) 1-4 family residential mortgag es 136,307 133,538 Home equity loans 10,423 10,288 Home equity lines of credit 40,571 37,374 Tot al consumer real estate 187,301 181,200 Co mmercial and industrial Commercial and industrial 40,431 36,189 Tax-free loans 18,929 19,083 Agriculture loans 18,087 18,305 Tot al commercial and industrial 77,447 73,577 Co nsumer 3,725 3,892 Gro ss loans prior to deferred fees 544,035 519,569 Les s: Deferred loan costs, net (749 ) (714 ) Allowance for loan losses 7,040 7,078 Tot al net loans 537,744 513,205 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $ 41,282,000 38,024,000
Schedule of commercial and consumer credit exposure	COMMERCIAL CREDIT E XPOSURE CREDIT RISK PROFILE B Y INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) March 31, 2016 Commercial Agriculture Construction Commercial Tax-free Agriculture Loans Total $ $ $ $ $ $ $ Grade: Pass 82,796 161,452 20,239 39,418 18,929 17,604 340,438 Special Mention 508 1,154 - 39 - 250 1,951 Substandard 5,693 2,605 1,115 974 - 233 10,620 Doubtful - - - - - - - Loss - - - - - - - 88,997 165,211 21,354 40,431 18,929 18,087 353,009 December 31, 2015 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 81,865 154,507 13,822 35,416 19,083 17,860 322,553 Special Mention 511 623 - - - 125 1,259 Substandard 5,237 3,191 1,144 773 - 320 10,665 Doubtful - - - - - - - Loss - - - - - - - 87,613 158,321 14,966 36,189 19,083 18,305 334,477 CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYM ENT PERFORMANCE (DOLLARS IN THOUSANDS) March 31, 2016 1-4 Family Home Equity Home Equity Lines of Consumer Total Payment performance: $ $ $ $ $ Performing 135,999 10,423 40,548 3,722 190,692 Non-performing 308 - 23 3 334 136,307 10,423 40,571 3,725 191,026 December 31, 2015 1-4 Family Home Equity Loans Home Equity Lines of Consumer Total Payment performance: $ $ $ $ $ Performing 133,220 10,278 37,327 3,889 184,714 Non-performing 318 10 47 3 378 133,538 10,288 37,374 3,892 185,092
Schedule of aging of loans receivable	AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and March 31, 2016 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate 275 594 - 869 88,128 88,997 - - - - - 165,211 165,211 - - - - - 21,354 21,354 - Consumer real estate 733 - 308 1,041 135,266 136,307 308 17 56 - 73 10,350 10,423 - - - 23 23 40,548 40,571 23 Commercial and industrial 35 - - 35 40,396 40,431 - - - - - 18,929 18,929 - 15 - - 15 18,072 18,087 - Consumer 18 17 3 38 3,687 3,725 3 1,093 667 334 2,094 541,941 544,035 334 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2015 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate - 601 - 601 87,012 87,613 - - - - - 158,321 158,321 - - - - - 14,966 14,966 - Consumer real estate 1,264 123 318 1,705 131,833 133,538 318 27 59 10 96 10,192 10,288 10 35 - 47 82 37,292 37,374 47 Commercial and industrial 20 9 - 29 36,160 36,189 - - - - - 19,083 19,083 - - - - - 18,305 18,305 - Consumer 17 17 3 37 3,855 3,892 3 1,363 809 378 2,550 517,019 519,569 378
Schedule of nonaccrual loans by class	NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) March 31, December 31, 2016 2015 $ $ Commercial real estate 337 380 - - - - Consumer real estate - - - - - - Commercial and industrial - - - - - - Consumer - - 337 380
Schedule of impaired loans	IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended March 31, 2016 2015 $ $ Average recorded balance of impaired loans 1,672 2,111 Interest income recognized on impaired loans 14 24 IMPAI RED LOAN ANALYSIS (DOLL ARS IN THOUSANDS) March 3 1, 2016 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate 337 434 - 358 - 1,304 1,304 - 1,314 14 - - - - - Total commercial real estate 1,641 1,738 - 1,672 14 Commercial and industrial - - - - - - - - - - - - - - - Total commercial and industrial - - - - - Total with no related allowance 1,641 1,738 - 1,672 14 With an allowance recorded: Commercial real estate - - - - - - - - - - - - - - - Total commercial real estate - - - - - Commercial and industrial - - - - - - - - - - - - - - - Total commercial and industrial - - - - - Total with a related allowance - - - - - Total by loan class: Commercial real estate 337 434 - 358 - 1,304 1,304 - 1,314 14 - - - - - Total commercial real estate 1,641 1,738 - 1,672 14 Commercial and industrial - - - - - - - - - - - - - - - Total commercial and industrial - - - - - Total 1,641 1,738 - 1,672 14 IM PAIRED LOAN ANALYSIS (D OLLARS IN THOUSANDS) De cember 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate 380 952 - 544 - 1,325 1,325 - 1,359 83 - - - - - Total commercial real estate 1,705 2,277 - 1,903 83 Commercial and industrial - 49 - 54 3 - - - - - - - - - - Total commercial and industrial - 49 - 54 3 Total with no related allowance 1,705 2,326 - 1,957 86 With an allowance recorded: Commercial real estate - - - - - - - - - - - - - - - Total commercial real estate - - - - - Commercial and industrial - - - - - - - - - - - - - - - Total commercial and industrial - - - - - Total with a related allowance - - - - - Total by loan class: Commercial real estate 380 952 - 544 - 1,325 1,325 - 1,359 83 - - - - - Total commercial real estate 1,705 2,277 - 1,903 83 Commercial and industrial - 49 - 54 3 - - - - - - - - - - Total commercial and industrial - 49 - 54 3 Total 1,705 2,326 - 1,957 86 IMPAIRED LOAN ANALYSIS (D OLLARS IN THOUSANDS) M arch 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate 585 1,157 - 665 - 1,372 1,372 - 1,383 23 - - - - - Total commercial real estate 1,957 2,529 - 2,048 23 Commercial and industrial 60 67 - 63 1 - - - - - - - - - - Total commercial and industrial 60 67 - 63 1 Total with no related allowance 2,017 2,596 - 2,111 24 With an allowance recorded: Commercial real estate - - - - - - - - - - - - - - - Total commercial real estate - - - - - Commercial and industrial - - - - - - - - - - - - - - - Total commercial and industrial - - - - - Total with a related allowance - - - - - Total by loan class: Commercial real estate 585 1,157 - 665 - 1,372 1,372 - 1,383 23 - - - - - Total commercial real estate 1,957 2,529 - 2,048 23 Commercial and industrial 60 67 - 63 1 - - - - - - - - - - Total commercial and industrial 60 67 - 63 1 Total 2,017 2,596 - 2,111 24
Schedule of allowance for credit losses	ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Beginning balance - December 31, 2015 3,831 1,403 1,314 62 468 7,078 - - (4 ) (12 ) - (16 ) - 10 16 2 - 28 (303 ) (45 ) 47 15 236 (50 ) Balance - March 31, 2016 3,528 1,368 1,373 67 704 7,040 ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Real Estate Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Beginning balance - December 31, 2014 3,834 1,367 1,301 66 573 7,141 (272 ) - - (1 ) - (273 ) 2 - 70 - - 72 623 (283 ) (147 ) (11 ) 18 200 Balance - March 31, 2015 4,187 1,084 1,224 54 591 7,140 ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of March 31, 2016: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated - - - - - - Ending balance: collectively evaluated 3,528 1,368 1,373 67 704 7,040 Loans receivable: Ending balance 275,562 187,301 77,447 3,725 544,035 Ending balance: individually evaluated 1,641 - - - 1,641 Ending balance: collectively evaluated 273,921 187,301 77,447 3,725 542,394 As of December 31, 2015: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated - - - - - - Ending balance: collectively evaluated 3,831 1,403 1,314 62 468 7,078 Loans receivable: Ending balance 260,900 181,200 73,577 3,892 519,569 Ending balance: individually evaluated 1,705 - - - 1,705 Ending balance: collectively evaluated 259,195 181,200 73,577 3,892 517,864

Fair Value Presentation (Tables

Fair Value Presentation (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value Presentation [Abstract]
Schedule of assets measured on a recurring basis	ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) March 31, 2016 Level I Level II Level III Total $ $ $ $ U.S. govern ment agencies - 21,688 - 21,688 U.S. agency mortgage-backed securities - 50,352 - 50,352 U.S. agency collateralized mortgage obligations - 44,077 - 44,077 Corporate b onds - 61,815 - 61,815 Obligations of states & political subdivisions - 103,598 - 103,598 Marketable equity securities 5,740 - - 5,740 Total securities 5,740 281,530 - 287,270 ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2015 Level I Level II Level III Total $ $ $ $ U.S. govern ment agencies - 29,691 - 29,691 U.S. agency mortgage-backed securities - 41,980 - 41,980 U.S. agency collateralized mortgage obligations - 47,331 - 47,331 Corporate b onds - 63,305 - 63,305 Obligations of states & political subdivisions - 101,583 - 101,583 Marketable equity securities 5,533 - - 5,533 Total securities 5,533 283,890 - 289,423
Schedule of assets measured on a nonrecurring basis	ASSETS MEASURED ON A NONRECURRING BASIS ( DOLLARS IN THOUSANDS ) March 31, 2016 Level I $ Level II Level III Total Assets: Impaired Loans - - 1,641 1,641 Total - - 1,641 1,641 December 31, 2015 Level I $ Level II Level III Total Assets: Impaired Loans - - 1,705 1,705 Total - - 1,705 1,705
Schedule of Level III inputs	QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) March 31, 2016 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,641 Appraisal of collateral Appraisal -20 -20 (1) adjustments (2) Liquidation -10 -10 expenses (2) December 31, 2015 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,705 Appraisal of collateral Appraisal -20 -20 (1) adjustments (2) Liquidation -10 -10 expenses (2) (1) Fair value is generally ed through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. (3) Includes qualitative adjustment s by management and estimated liquidation expenses.

Interim Disclosures about Fai19

Interim Disclosures about Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2016
Interim Disclosures about Fair Value of Financial Instruments [Abstract]
Schedule of carrying amount and fair value of financial instruments	FAIR VALUE OF FINANCIAL INSTRUMNETS (DOLLARS IN THOUSANDS) March 31, 2016 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 40,678 40,678 40,678 - - Securities available for sale 287,270 287,270 5,740 281,530 - Regulatory stock 4,675 4,675 4,675 - - Loans held for sale 804 804 804 - - Loans, net of allowance 537,744 532,772 - - 532,772 Accrued interest receivable 3,495 3,495 3,495 - - Bank owned life insurance 24,082 24,082 24,082 - - Financial Liabilities: Demand deposits 243,647 243,647 243,647 - - Interest-bearing demand deposits 12,467 12,467 12,467 - - NOW accounts 76,865 76,865 76,865 - - Money market deposit accounts 87,647 87,647 87,647 - - Savings accounts 159,213 159,213 159,213 - - Time deposits 169,892 171,185 - - 171,185 749,731 751,024 579,839 - 171,185 Short-term borrowings 11,467 11,467 11,467 - - Long-term debt 64,883 65,593 - - 65,593 Accrued interest payable 443 443 443 - - FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2015 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 44,227 44,227 44,227 - - Securities available for sale 289,423 289,423 5,533 283,890 - Regulatory stock 4,314 4,314 4,314 - - Loans held for sale 1,126 1,126 1,126 - - Loans, net of allowance 513,205 512,481 - - 512,481 Accrued interest receivable 3,600 3,600 3,600 - - Bank owned life insurance 23,869 23,869 23,869 - - Financial Liabilities: Demand deposits 236,214 236,214 236,214 - - Interest-bearing demand deposits 14,737 14,737 14,737 - - NOW accounts 77,180 77,180 77,180 - - Money market deposit accounts 82,507 82,507 82,507 - - Savings accounts 148,320 148,320 148,320 - - Time deposits 181,104 182,887 - - 182,887 740,062 741,845 558,958 - 182,887 Short-term borrowings 8,736 8,736 8,736 - - Long-term debt 59,594 59,805 - - 59,805 Accrued interest payable 456 456 456 - -

Accumulated Other Comprehensi20

Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2016
Accumulated Other Comprehensive Income (Loss) [Abstract]
Schedule of accumulated other comprehensive income	ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2015 (252 ) 1,050 (480 ) Period change 570 Balance at March 31, 2016 318 Balance at December 31, 2014 1,002 1,529 (370 ) Period change 1,159 Balance at March 31, 2015 2,161 (1) All amounts are net of tax. Related income tax expense or benefit is calculated u sing a Federal income tax rate of 34 (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended March 31, Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: 728 561 Gains on securities transactions, net (248) (191) Provision for federal income taxes 480 370 (1) Amounts in parentheses indicate debits.

Securities Available for Sale21

Securities Available for Sale (Narrative) (Details)	Mar. 31, 2016USD ($)N	Mar. 15, 2016USD ($)	Dec. 31, 2015USD ($)
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities pledged or restricted for public funds, par value	$ 54,499,000		$ 60,295,000
Available for sale debt securities pledged or restricted for public funds, fair value	$ 58,252,000		65,137,000
Number of securities considered temporarily impaired | N	103
Remaining premium to be amortized			$ 385,000
CoBank [Member]
Schedule of Available-for-sale Securities [Line Items]
Par value of bond owned		$ 4,400,000
Book value of bond held by Corporation		$ 4,900,000
AgriBank [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortization of premium on the bond	$ 1,300,000
Par value of bond owned	6,400,000
Book value of bond held by Corporation	$ 7,700,000

Securities Available for Sale22

Securities Available for Sale (Schedule of Amortized Cost and Fair Value of Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Securities Available For Sale
Amortized Cost	$ 286,789	$ 289,805
Gross Unrealized Gains	1,965	1,999
Gross Unrealized Losses	(1,484)	(2,381)
Fair Value	287,270	289,423	$ 292,808
U.S. Government Agencies [Member]
Securities Available For Sale
Amortized Cost	21,673	29,829
Gross Unrealized Gains	26	3
Gross Unrealized Losses	(11)	(141)
Fair Value	21,688	29,691
U.S. Agency Mortgage-Backed Securities [Member]
Securities Available For Sale
Amortized Cost	50,494	42,288
Gross Unrealized Gains	91	39
Gross Unrealized Losses	(233)	(347)
Fair Value	50,352	41,980
U.S. Agency Collateralized Mortgage Obligations [Member]
Securities Available For Sale
Amortized Cost	44,227	48,140
Gross Unrealized Gains	292	125
Gross Unrealized Losses	(442)	(934)
Fair Value	44,077	47,331
Corporate Bonds [Member]
Securities Available For Sale
Amortized Cost	62,025	63,825
Gross Unrealized Gains	84	29
Gross Unrealized Losses	(294)	(549)
Fair Value	61,815	63,305
Obligations of States and Political Subdivisions [Member]
Securities Available For Sale
Amortized Cost	102,615	100,208
Gross Unrealized Gains	1,459	1,780
Gross Unrealized Losses	(476)	(405)
Fair Value	103,598	101,583
Total Debt Securities [Member]
Securities Available For Sale
Amortized Cost	281,034	284,290
Gross Unrealized Gains	1,952	1,976
Gross Unrealized Losses	(1,456)	(2,376)
Fair Value	281,530	283,890
Marketable equity securities [Member]
Securities Available For Sale
Amortized Cost	5,755	5,515
Gross Unrealized Gains	13	23
Gross Unrealized Losses	(28)	(5)
Fair Value	$ 5,740	$ 5,533

Securities Available for Sale23

Securities Available for Sale (Schedule of Contractual Maturity of Debt Securities) (Details) $ in Thousands	Mar. 31, 2016USD ($)
Contractual maturity of debt securities, Amortized Cost
Due in one year or less	$ 24,146
Due after one year through five years	107,792
Due after five years through ten years	51,160
Due after ten years	97,936
Total debt securities	281,034
Contractual maturity of debt securities, Fair Value
Due in one year or less	24,043
Due after one year through five years	107,535
Due after five years through ten years	51,409
Due after ten years	98,543
Securities available for sale	$ 281,530

Securities Available for Sale24

Securities Available for Sale (Schedule of Proceeds and Gains and Losses on Securities) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Proceeds from sales of securities available for sale
Proceeds from sales	$ 48,099	$ 40,235
Gross realized gains	730	607
Gross realized losses	$ 2	$ 46

Securities Available for Sale25

Securities Available for Sale (Schedule of Securities in an Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Fair Value
Less than 12 months	$ 100,554	$ 148,729
More than 12 months	32,263	20,881
Total	132,817	169,610
Gross Unrealized Losses
Less than 12 months	(1,006)	(1,957)
More than 12 months	(478)	(424)
Total	(1,484)	(2,381)
U.S. Government Agencies [Member]
Fair Value
Less than 12 months	4,994	24,968
More than 12 months	1,994	1,965
Total	6,988	26,933
Gross Unrealized Losses
Less than 12 months	(6)	(106)
More than 12 months	(5)	(35)
Total	(11)	(141)
U.S. Agency Mortgage-Backed Securities [Member]
Fair Value
Less than 12 months	31,293	24,613
More than 12 months	2,986	4,827
Total	34,279	29,440
Gross Unrealized Losses
Less than 12 months	(144)	(235)
More than 12 months	(89)	(112)
Total	(233)	(347)
U.S. Agency Collateralized Mortgage Obligations [Member]
Fair Value
Less than 12 months	15,510	26,563
More than 12 months	2,041	4,652
Total	17,551	31,215
Gross Unrealized Losses
Less than 12 months	(426)	(827)
More than 12 months	(16)	(107)
Total	(442)	(934)
Corporate Bonds [Member]
Fair Value
Less than 12 months	25,978	50,530
More than 12 months	9,601	2,002
Total	35,579	52,532
Gross Unrealized Losses
Less than 12 months	(198)	(532)
More than 12 months	(96)	(17)
Total	(294)	(549)
Obligations of States and Political Subdivisions [Member]
Fair Value
Less than 12 months	22,415	21,913
More than 12 months	15,641	7,435
Total	38,056	29,348
Gross Unrealized Losses
Less than 12 months	(204)	(252)
More than 12 months	(272)	(153)
Total	(476)	(405)
Total Debt Securities [Member]
Fair Value
Less than 12 months	100,190	148,587
More than 12 months	32,263	20,881
Total	132,453	169,468
Gross Unrealized Losses
Less than 12 months	(978)	(1,952)
More than 12 months	(478)	(424)
Total	(1,456)	(2,376)
Marketable equity securities [Member]
Fair Value
Less than 12 months	$ 364	$ 142
More than 12 months
Total	$ 364	$ 142
Gross Unrealized Losses
Less than 12 months	$ (28)	$ (5)
More than 12 months
Total	$ (28)	$ (5)

Loans and Allowance for Loan 26

Loans and Allowance for Loan Losses (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Foregone interest income for impaired loans	$ 4,000		$ 7,000
Period of historical loss rate continues to decline in business mortgage pool	3 years
Percentage decline in charge off rate	2.69%	4.43%
Loans Serviced for Others [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate loans serviced for others	$ 41,282,000	$ 38,024,000
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision (credit) for loan losses			$ 200,000

Loans and Allowance for Loan 27

Loans and Allowance for Loan Losses (Schedule of Loan Portfolio by Category) (Details) - USD ($) $ in Thousands		Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Loan Portfolio
Gross loans prior to deferred fees		$ 544,035	$ 519,569
Deferred loan costs, net		(749)	(714)
Allowance for loan losses		7,040	7,078	$ 7,140	$ 7,141
Net loans		537,744	513,205	475,486
Commercial Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees		275,562	260,900
Allowance for loan losses		3,528	3,831	4,187	3,834
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		88,997	87,613
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		165,211	158,321
Commercial Real Estate [Member] | Construction [Member]
Loan Portfolio
Gross loans prior to deferred fees		21,354	14,966
Consumer Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	187,301	181,200
Allowance for loan losses		1,368	1,403	1,084	1,367
Consumer Real Estate [Member] | Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	136,307	133,538
Consumer Real Estate [Member] | Home Equity Loan [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	10,423	10,288
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	40,571	37,374
Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred fees		77,447	73,577
Allowance for loan losses		1,373	1,314	1,224	1,301
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		40,431	36,189
Commercial and Industrial [Member] | Government Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		18,929	19,083
Commercial and Industrial [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		18,087	18,305
Consumer [Member]
Loan Portfolio
Gross loans prior to deferred fees		3,725	3,892
Allowance for loan losses		$ 67	$ 62	$ 54	$ 66
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $41,282,000 and $38,024,000 as of March 31, 2016, and December 31, 2015, respectively.

Loans and Allowance for Loan 28

Loans and Allowance for Loan Losses (Schedule of Commercial and Consumer Credit Exposure) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Gross loans prior to deferred fees	$ 544,035	$ 519,569
Commercial Real Estate [Member]
Gross loans prior to deferred fees	275,562	260,900
Commercial and Industrial [Member]
Gross loans prior to deferred fees	77,447	73,577
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	40,431	36,189
Commercial and Industrial [Member] | Government Sector [Member]
Gross loans prior to deferred fees	18,929	19,083
Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	18,087	18,305
Pass [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	39,418	35,416
Pass [Member] | Commercial and Industrial [Member] | Government Sector [Member]
Gross loans prior to deferred fees	18,929	19,083
Pass [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	17,604	$ 17,860
Special Mention [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	$ 39
Special Mention [Member] | Commercial and Industrial [Member] | Government Sector [Member]
Gross loans prior to deferred fees
Special Mention [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	$ 250	$ 125
Substandard [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	$ 974	$ 773
Substandard [Member] | Commercial and Industrial [Member] | Government Sector [Member]
Gross loans prior to deferred fees
Substandard [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	$ 233	$ 320
Doubtful [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees
Doubtful [Member] | Commercial and Industrial [Member] | Government Sector [Member]
Gross loans prior to deferred fees
Doubtful [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees
Loss [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees
Loss [Member] | Commercial and Industrial [Member] | Government Sector [Member]
Gross loans prior to deferred fees
Loss [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees
Commercial Borrower [Member]
Gross loans prior to deferred fees	$ 353,009	$ 334,477
Commercial Borrower [Member] | Pass [Member]
Gross loans prior to deferred fees	340,438	322,553
Commercial Borrower [Member] | Special Mention [Member]
Gross loans prior to deferred fees	1,951	1,259
Commercial Borrower [Member] | Substandard [Member]
Gross loans prior to deferred fees	$ 10,620	$ 10,665
Commercial Borrower [Member] | Doubtful [Member]
Gross loans prior to deferred fees
Commercial Borrower [Member] | Loss [Member]
Gross loans prior to deferred fees
Mortgages [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	$ 88,997	$ 87,613
Mortgages [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	165,211	158,321
Mortgages [Member] | Pass [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	82,796	81,865
Mortgages [Member] | Pass [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	161,452	154,507
Mortgages [Member] | Special Mention [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	508	511
Mortgages [Member] | Special Mention [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	1,154	623
Mortgages [Member] | Substandard [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	5,693	5,237
Mortgages [Member] | Substandard [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	$ 2,605	$ 3,191
Mortgages [Member] | Doubtful [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees
Mortgages [Member] | Doubtful [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees
Mortgages [Member] | Loss [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees
Mortgages [Member] | Loss [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees
Construction [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees	$ 21,354	$ 14,966
Construction [Member] | Pass [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees	$ 20,239	$ 13,822
Construction [Member] | Special Mention [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees
Construction [Member] | Substandard [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees	$ 1,115	$ 1,144
Construction [Member] | Doubtful [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees
Construction [Member] | Loss [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees

Loans and Allowance for Loan 29

Loans and Allowance for Loan Losses (Schedule of Credit Risk Profile by Payment Performance) (Details) - USD ($) $ in Thousands		Mar. 31, 2016	Dec. 31, 2015
Gross loans prior to deferred fees		$ 544,035	$ 519,569
Consumer Borrower [Member]
Gross loans prior to deferred fees		191,026	185,092
Residential Portfolio Segment [Member]
Gross loans prior to deferred fees	[1]	187,301	181,200
Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees		3,725	3,892
Performing [Member] | Consumer Borrower [Member]
Gross loans prior to deferred fees		190,692	184,714
Performing [Member] | Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees		3,722	3,889
Nonperforming [Member] | Consumer Borrower [Member]
Gross loans prior to deferred fees		334	378
Nonperforming [Member] | Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees		3	3
Mortgages [Member] | Residential Portfolio Segment [Member]
Gross loans prior to deferred fees	[1]	136,307	133,538
Mortgages [Member] | Performing [Member] | Residential Portfolio Segment [Member]
Gross loans prior to deferred fees		135,999	133,220
Mortgages [Member] | Nonperforming [Member] | Residential Portfolio Segment [Member]
Gross loans prior to deferred fees		308	318
Home Equity Loan [Member] | Residential Portfolio Segment [Member]
Gross loans prior to deferred fees	[1]	10,423	10,288
Home Equity Loan [Member] | Performing [Member] | Residential Portfolio Segment [Member]
Gross loans prior to deferred fees		$ 10,423	10,278
Home Equity Loan [Member] | Nonperforming [Member] | Residential Portfolio Segment [Member]
Gross loans prior to deferred fees			10
Home Equity Lines of Credit [Member] | Residential Portfolio Segment [Member]
Gross loans prior to deferred fees	[1]	$ 40,571	37,374
Home Equity Lines of Credit [Member] | Performing [Member] | Residential Portfolio Segment [Member]
Gross loans prior to deferred fees		40,548	37,327
Home Equity Lines of Credit [Member] | Nonperforming [Member] | Residential Portfolio Segment [Member]
Gross loans prior to deferred fees		$ 23	$ 47
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $41,282,000 and $38,024,000 as of March 31, 2016, and December 31, 2015, respectively.

Loans and Allowance for Loan 30

Loans and Allowance for Loan Losses (Schedule of Aging of Loans Receivable) (Details) - USD ($) $ in Thousands		Mar. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 2,094	$ 2,550
Current		541,941	517,019
Total Loans Receivable		544,035	519,569
Loans Receivable - Greater than 90 Days and Accruing		334	378
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,093	1,363
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		667	809
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		334	378
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable		275,562	260,900
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		869	601
Current		88,128	87,012
Total Loans Receivable		$ 88,997	$ 87,613
Loans Receivable - Greater than 90 Days and Accruing
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 275
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 594	$ 601
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current		$ 165,211	$ 158,321
Total Loans Receivable		$ 165,211	$ 158,321
Loans Receivable - Greater than 90 Days and Accruing
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current		$ 21,354	$ 14,966
Total Loans Receivable		$ 21,354	$ 14,966
Loans Receivable - Greater than 90 Days and Accruing
Commercial Real Estate [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial Real Estate [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial Real Estate [Member] | Construction [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	[1]	$ 187,301	$ 181,200
Consumer Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,041	1,705
Current		135,266	131,833
Total Loans Receivable	[1]	136,307	133,538
Loans Receivable - Greater than 90 Days and Accruing		308	318
Consumer Real Estate [Member] | Mortgages [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 733	1,264
Consumer Real Estate [Member] | Mortgages [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			123
Consumer Real Estate [Member] | Mortgages [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 308	318
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		73	96
Current		10,350	10,192
Total Loans Receivable	[1]	$ 10,423	10,288
Loans Receivable - Greater than 90 Days and Accruing			10
Consumer Real Estate [Member] | Home Equity Loan [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 17	27
Consumer Real Estate [Member] | Home Equity Loan [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 56	59
Consumer Real Estate [Member] | Home Equity Loan [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			10
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 23	82
Current		40,548	37,292
Total Loans Receivable	[1]	40,571	37,374
Loans Receivable - Greater than 90 Days and Accruing		$ 23	47
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			$ 35
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 23	$ 47
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable		77,447	73,577
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		35	29
Current		40,396	36,160
Total Loans Receivable		$ 40,431	$ 36,189
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 35	$ 20
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			$ 9
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial [Member] | Government Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current		$ 18,929	$ 19,083
Total Loans Receivable		$ 18,929	$ 19,083
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial [Member] | Government Sector [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial [Member] | Government Sector [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial [Member] | Government Sector [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 15
Current		18,072	$ 18,305
Total Loans Receivable		$ 18,087	$ 18,305
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial [Member] | Agricultural Sector [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 15
Commercial and Industrial [Member] | Agricultural Sector [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial [Member] | Agricultural Sector [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 38	$ 37
Current		3,687	3,855
Total Loans Receivable		3,725	3,892
Loans Receivable - Greater than 90 Days and Accruing		3	3
Consumer Portfolio Segment [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		18	17
Consumer Portfolio Segment [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		17	17
Consumer Portfolio Segment [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 3	$ 3
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $41,282,000 and $38,024,000 as of March 31, 2016, and December 31, 2015, respectively.

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses (Schedule of Nonaccrual Loans by Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 337	$ 380
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 337	$ 380
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial [Member] | Government Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses (Schedule of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Total impaired loans
Average Recorded Investment	$ 1,672	$ 2,111	$ 1,957
Interest Income Recognized	$ 14	$ 24	$ 86

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses (Schedule of Impaired Loans by Loan Portfolio Class) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Loans with no related allowance recorded:
Recorded Investment	$ 1,641,000	$ 2,017,000	$ 1,705,000
Unpaid Principal Balance	1,738,000	2,596,000	2,326,000
Average Recorded Investment	1,672,000	2,111,000	1,957,000
Interest Income Recognized	$ 14,000	$ 24,000	$ 86,000
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 1,641,000	$ 2,017,000	$ 1,705,000
Unpaid Principal Balance	1,738,000	2,596,000	2,326,000
Average Recorded Investment	1,672,000	2,111,000	1,957,000
Interest Income Recognized	14,000	24,000	86,000
Commercial Real Estate [Member]
Loans with no related allowance recorded:
Recorded Investment	1,641,000	1,957,000	1,705,000
Unpaid Principal Balance	1,738,000	2,529,000	2,277,000
Average Recorded Investment	1,672,000	2,048,000	1,903,000
Interest Income Recognized	$ 14,000	$ 23,000	$ 83,000
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 1,641,000	$ 1,957,000	$ 1,705,000
Unpaid Principal Balance	1,738,000	2,529,000	2,277,000
Average Recorded Investment	1,672,000	2,048,000	1,903,000
Interest Income Recognized	14,000	23,000	83,000
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	337,000	585,000	380,000
Unpaid Principal Balance	434,000	1,157,000	952,000
Average Recorded Investment	$ 358,000	$ 665,000	$ 544,000
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 337,000	$ 585,000	$ 380,000
Unpaid Principal Balance	434,000	1,157,000	952,000
Average Recorded Investment	$ 358,000	$ 665,000	$ 544,000
Interest Income Recognized
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	$ 1,304,000	$ 1,372,000	$ 1,325,000
Unpaid Principal Balance	1,304,000	1,372,000	1,325,000
Average Recorded Investment	1,314,000	1,383,000	1,359,000
Interest Income Recognized	$ 14,000	$ 23,000	$ 83,000
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	$ 1,304,000	$ 1,372,000	$ 1,325,000
Unpaid Principal Balance	1,304,000	1,372,000	1,325,000
Average Recorded Investment	1,314,000	1,383,000	1,359,000
Interest Income Recognized	$ 14,000	$ 23,000	$ 83,000
Commercial Real Estate [Member] | Construction [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial [Member]
Loans with no related allowance recorded:
Recorded Investment		$ 60,000
Unpaid Principal Balance		67,000	$ 49,000
Average Recorded Investment		63,000	54,000
Interest Income Recognized		$ 1,000	$ 3,000
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment		$ 60,000
Unpaid Principal Balance		67,000	$ 49,000
Average Recorded Investment		63,000	54,000
Interest Income Recognized		1,000	$ 3,000
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment		60,000
Unpaid Principal Balance		67,000	$ 49,000
Average Recorded Investment		63,000	54,000
Interest Income Recognized		$ 1,000	$ 3,000
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment		$ 60,000
Unpaid Principal Balance		67,000	$ 49,000
Average Recorded Investment		63,000	54,000
Interest Income Recognized		$ 1,000	$ 3,000
Commercial and Industrial [Member] | Government Sector [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial [Member] | Agricultural Sector [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized

Loans and Allowance for Loan 34

Loans and Allowance for Loan Losses (Schedule of Allowance for Credit Losses) (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		$ 7,078	$ 7,141
Charge-offs		(16)	(273)
Recoveries		28	72
Provision		(50)	200
Allowance for loan losses, ending balance		$ 7,040	7,140
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		$ 7,040		$ 7,078
Loans receivable ending balance:
Total Loans Receivable		544,035		519,569
Individually evaluated for impairment		1,641		1,705
Collectively evaluated for impairment		542,394		$ 517,864
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		$ 3,831	3,834
Charge-offs			(272)
Recoveries			2
Provision		$ (303)	623
Allowance for loan losses, ending balance		$ 3,528	4,187
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		$ 3,528		$ 3,831
Loans receivable ending balance:
Total Loans Receivable		275,562		260,900
Individually evaluated for impairment		1,641		1,705
Collectively evaluated for impairment		273,921		$ 259,195
Consumer Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		$ 1,403	$ 1,367
Charge-offs
Recoveries		$ 10
Provision		(45)	$ (283)
Allowance for loan losses, ending balance		$ 1,368	1,084
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		$ 1,368		$ 1,403
Loans receivable ending balance:
Total Loans Receivable	[1]	$ 187,301		$ 181,200
Individually evaluated for impairment
Collectively evaluated for impairment		$ 187,301		$ 181,200
Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		1,314	$ 1,301
Charge-offs		(4)
Recoveries		16	$ 70
Provision		47	(147)
Allowance for loan losses, ending balance		$ 1,373	1,224
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		$ 1,373		$ 1,314
Loans receivable ending balance:
Total Loans Receivable		$ 77,447		$ 73,577
Individually evaluated for impairment
Collectively evaluated for impairment		$ 77,447		$ 73,577
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		62	66
Charge-offs		(12)	$ (1)
Recoveries		2
Provision		15	$ (11)
Allowance for loan losses, ending balance		$ 67	54
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		$ 67		$ 62
Loans receivable ending balance:
Total Loans Receivable		$ 3,725		$ 3,892
Individually evaluated for impairment
Collectively evaluated for impairment		$ 3,725		$ 3,892
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		$ 468	$ 573
Charge-offs
Recoveries
Provision		$ 236	$ 18
Allowance for loan losses, ending balance		$ 704	$ 591
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		$ 704		$ 468
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $41,282,000 and $38,024,000 as of March 31, 2016, and December 31, 2015, respectively.

Fair Value Presentation (Narrat

Fair Value Presentation (Narrative) (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 1,641,000	$ 1,705,000	$ 2,017,000
Related Allowance
CRA Investment Fund [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	$ 5,000,000	$ 5,000,000
CRA Investment Fund [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, market value	5,000,000	5,000,000
Regulatory Bank Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	755,000	515,000
Regulatory Bank Stock [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, market value	$ 740,000	$ 533,000

Fair Value Presentation (Schedu

Fair Value Presentation (Schedule of Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 287,270	$ 289,423	$ 292,808
Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	287,270	289,423
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,740	5,533
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 281,530	$ 283,890
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 21,688	$ 29,691
U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 21,688	$ 29,691
U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 21,688	$ 29,691
U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 50,352	$ 41,980
U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 50,352	$ 41,980
U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 50,352	$ 41,980
U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 44,077	$ 47,331
U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 44,077	$ 47,331
U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 44,077	$ 47,331
U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 61,815	$ 63,305
Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 61,815	$ 63,305
Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 61,815	$ 63,305
Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 103,598	$ 101,583
Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 103,598	$ 101,583
Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 103,598	$ 101,583
Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 5,740	$ 5,533
Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,740	5,533
Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 5,740	$ 5,533
Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)

Fair Value Presentation (Sche37

Fair Value Presentation (Schedule of Assets Measured on Nonrecurring Basis) (Details) - Fair Value Measured on a Nonrecurring Basis [Member] - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Non-Recurring Fair Value Measurements
Impaired Loans	$ 1,641	$ 1,705
Total Fair Value, non-recurring	$ 1,641	$ 1,705
Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total Fair Value, non-recurring
Significant Other Observable Inputs (Level II) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total Fair Value, non-recurring
Significant Unobservable Inputs (Level III) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans	$ 1,641	$ 1,705
Total Fair Value, non-recurring	$ 1,641	$ 1,705

Fair Value Presentation (Sche38

Fair Value Presentation (Schedule of Level III Inputs to Determine Fair Value) (Details) - Impaired Loans [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total Fair Value, non-recurring	$ 1,641	$ 1,705
Valuation Techniques	Appraisal of collateral	Appraisal of collateral
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)
Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)

Interim Disclosures about Fai39

Interim Disclosures about Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Fair value of financial assets
Cash and cash equivalents	$ 40,678	$ 44,227	$ 40,356	$ 43,412
Securities available for sale	287,270	289,423	292,808
Regulatory stock	4,675	4,314	3,595
Loans, net of allowance	537,744	513,205	475,486
Bank owned life insurance	24,082	23,869	20,765
Financial Liabilities:
Non-interest bearing demand deposits	243,647	236,214	205,830
Total deposits	749,731	740,062	695,607
Short-term Debt	11,467	8,736	4,930
Long-term debt	64,883	59,594	$ 65,548
Carrying Amount [Member]
Fair value of financial assets
Cash and cash equivalents	40,678	44,227
Securities available for sale	287,270	289,423
Regulatory stock	4,675	4,314
Loans held for sale	804	1,126
Loans, net of allowance	537,744	513,205
Accrued interest receivable	3,495	3,600
Bank owned life insurance	24,082	23,869
Financial Liabilities:
Non-interest bearing demand deposits	243,647	236,214
Interest-bearing demand deposits	12,467	14,737
NOW accounts	76,865	77,180
Money market deposit accounts	87,647	82,507
Savings accounts	159,213	148,320
Time deposits	169,892	181,104
Total deposits	749,731	740,062
Short-term Debt	11,467	8,736
Long-term debt	64,883	59,594
Accrued interest payable	443	456
Fair Value [Member]
Fair value of financial assets
Cash and cash equivalents	40,678	44,227
Securities available for sale	287,270	289,423
Regulatory stock	4,675	4,314
Loans held for sale	804	1,126
Loans, net of allowance	532,772	512,481
Accrued interest receivable	3,495	3,600
Bank owned life insurance	24,082	23,869
Financial Liabilities:
Non-interest bearing demand deposits	243,647	236,214
Interest-bearing demand deposits	12,467	14,737
NOW accounts	76,865	77,180
Money market deposit accounts	87,647	82,507
Savings accounts	159,213	148,320
Time deposits	171,185	182,887
Total deposits	751,024	741,845
Short-term Debt	11,467	8,736
Long-term debt	65,593	59,805
Accrued interest payable	443	456
Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair value of financial assets
Cash and cash equivalents	40,678	44,227
Securities available for sale	5,740	5,533
Regulatory stock	4,675	4,314
Loans held for sale	$ 804	$ 1,126
Loans, net of allowance
Accrued interest receivable	$ 3,495	$ 3,600
Bank owned life insurance	24,082	23,869
Financial Liabilities:
Non-interest bearing demand deposits	243,647	236,214
Interest-bearing demand deposits	12,467	14,737
NOW accounts	76,865	77,180
Money market deposit accounts	87,647	82,507
Savings accounts	$ 159,213	$ 148,320
Time deposits
Total deposits	$ 579,839	$ 558,958
Short-term Debt	$ 11,467	$ 8,736
Long-term debt
Accrued interest payable	$ 443	$ 456
Fair Value [Member] | Significant Other Observable Inputs (Level II) [Member]
Fair value of financial assets
Cash and cash equivalents
Securities available for sale	$ 281,530	$ 283,890
Regulatory stock
Loans held for sale
Loans, net of allowance
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Non-interest bearing demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits
Total deposits
Short-term Debt
Long-term debt
Accrued interest payable
Fair Value [Member] | Significant Unobservable Inputs (Level III) [Member]
Fair value of financial assets
Cash and cash equivalents
Securities available for sale
Regulatory stock
Loans held for sale
Loans, net of allowance	$ 532,772	$ 512,481
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Non-interest bearing demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits	$ 171,185	$ 182,887
Total deposits	$ 171,185	$ 182,887
Short-term Debt
Long-term debt	$ 65,593	$ 59,805
Accrued interest payable

Commitments and Contingent Li40

Commitments and Contingent Liabilities (Details) $ in Millions	Mar. 31, 2016USD ($)
Commitment to extend credit	$ 228.8
Loan Commitments [Member]
Commitment to extend credit	54.9
Lines of Credit [Member]
Commitment to extend credit	162.1
Open Letter of Credit [Member]
Commitment to extend credit	$ 11.8

Accumulated Other Comprehensi41

Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance, beginning		$ 95,102
Other comprehensive income, net of tax		570	$ 1,159
Balance, ending		96,874	94,606
Unrealized Gain (Losses) on Securities AFS [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance, beginning	[1],[2]	(252)	1,002
Other comprehensive income (loss) before reclassifications	[1],[2]	1,050	1,529
Amount reclassified from accumulated other comprehensive income (loss)	[1],[2]	(480)	(370)
Other comprehensive income, net of tax	[1],[2]	570	1,159
Balance, ending	[1],[2]	$ 318	$ 2,161
Federal income tax rate		34.00%
[1]	All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 34%
[2]	Amounts in parentheses indicate debits.

Accumulated Other Comprehensi42

Accumulated Other Comprehensive Income (Loss) (Schedule of Amounts Reclassified from AOCI) (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net		$ 728	$ 561
Provision for federal income taxes		(382)	(243)
Reclassifications for the period		1,912	1,466
Unrealized Gain (Losses) on Securities AFS [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	[1]	728	561
Provision for federal income taxes	[1]	(248)	(191)
Reclassifications for the period	[1]	$ 480	$ 370
[1]	Amounts in parentheses indicate debits.

Subsequent Event (Details)

Subsequent Event (Details) - USD ($)	Apr. 15, 2016	Mar. 15, 2016	Mar. 31, 2016	Apr. 26, 2016
AgriBank [Member]
Subsequent Event [Line Items]
Par value of bond owned			$ 6,400,000
Book value of bond held by Corporation			7,700,000
Remaining amortization of the bond			1,300,000
CoBank [Member]
Subsequent Event [Line Items]
Par value of bond owned		$ 4,400,000
Book value of bond held by Corporation		4,900,000
Amortization of bond		$ 430,000	$ 430,000
Subsequent Event [Member] | AgriBank [Member]
Subsequent Event [Line Items]
Interest rate, Percentage				9.125%
Subsequent Event [Member] | CoBank [Member]
Subsequent Event [Line Items]
Amortization of bond	$ 70,000