ENB Financial (ENBP) 10-Q 11 Aug 16 2016 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2016	Aug. 05, 2016
Document And Entity Information
Entity Registrant Name	ENB Financial Corp
Entity Central Index Key	1,437,479
Document Type	10-Q
Document Period End Date	Jun. 30, 2016
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Is Entity a Well-known Seasoned Issuer	No
Is Entity a Voluntary Filer	No
Is Entity's Reporting Status Current	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		2,851,683
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2,016

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015
ASSETS
Cash and due from banks	$ 14,400	$ 15,426	$ 12,497
Interest-bearing deposits in other banks	36,416	28,801	24,469
Total cash and cash equivalents	50,816	44,227	36,966
Securities available for sale (at fair value)	287,210	289,423	296,059
Loans held for sale	2,577	1,126	1,294
Loans (net of unearned income)	547,990	520,283	484,803
Less: Allowance for loan losses	7,247	7,078	7,249
Net loans	540,743	513,205	477,554
Premises and equipment	22,225	21,696	22,045
Regulatory stock	4,715	4,314	4,037
Bank owned life insurance	24,266	23,869	23,449
Other assets	7,355	7,741	8,284
Total assets	939,907	905,601	869,688
Deposits:
Noninterest-bearing	254,158	236,214	207,826
Interest-bearing	515,701	503,848	494,724
Total deposits	769,859	740,062	702,550
Short-term borrowings	7,243	8,736	4,930
Long-term debt	61,537	59,594	67,094
Other liabilities	1,757	2,107	2,408
Total liabilities	840,396	810,499	776,982
Stockholders' equity:
Common stock, par value $0.20; Shares: Authorized 12,000,000 Issued 2,869,557 and Outstanding 2,855,183 (Issued 2,869,557 and Outstanding 2,849,524 as of 12/31/15) (Issued 2,869,557 and Outstanding 2,853,869 as of 6/30/15)	574	574	574
Capital surplus	4,398	4,395	4,388
Retained earnings	93,046	91,029	88,721
Accumulated other comprehensive income (loss) net of tax	1,956	(252)	(481)
Less: Treasury stock cost on 14,374 shares (20,033 shares as of 12/31/15 and 15,688 shares as of 6/30/15)	(463)	(644)	(496)
Total stockholders' equity	99,511	95,102	92,706
Total liabilities and stockholders' equity	$ 939,907	$ 905,601	$ 869,688

CONSOLIDATED BALANCE SHEETS (U3

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - $ / shares	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015
Statement of Financial Position [Abstract]
Common stock, par value	$ 0.20	$ 0.20	$ 0.20
Common stock, authorized	12,000,000	12,000,000	12,000,000
Common stock, issued	2,869,557	2,869,557	2,869,557
Common stock, outstanding	2,855,183	2,849,524	2,853,869
Treasury shares	14,374	20,033	15,688

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest and dividend income:
Interest and fees on loans	$ 5,556	$ 5,026	$ 10,995	$ 9,975
Interest on securities available for sale
Taxable	(326)	804	148	1,804
Tax-exempt	956	805	1,822	1,571
Interest on deposits at other banks	30	19	56	33
Dividend income	78	64	159	207
Total interest and dividend income	6,294	6,718	13,180	13,590
Interest expense:
Interest on deposits	513	610	1,059	1,284
Interest on borrowings	244	341	509	681
Total interest expense	757	951	1,568	1,965
Net interest income	5,537	5,767	11,612	11,625
Provision for loan losses	50	100		300
Net interest income after provision for loan losses	5,487	5,667	11,612	11,325
Other income:
Trust and investment services income	373	316	760	671
Service fees	577	485	1,055	886
Commissions	544	503	1,059	968
Gains on securities transactions, net	938	600	1,666	1,161
Gains on sale of mortgages	397	236	552	389
Earnings on bank-owned life insurance	200	174	394	334
Other income	58	80	252	186
Total other income	3,087	2,394	5,738	4,595
Operating expenses:
Salaries and employee benefits	4,040	3,674	8,011	7,376
Occupancy	515	524	1,029	1,078
Equipment	272	298	535	566
Advertising & marketing	166	161	302	317
Computer software & data processing	454	384	874	758
Shares tax	227	195	453	391
Professional services	450	437	828	754
Other expense	588	514	1,162	1,097
Total operating expenses	6,712	6,187	13,194	12,337
Income before income taxes	1,862	1,874	4,156	3,583
Provision for federal income taxes	218	278	600	521
Net income	$ 1,644	$ 1,596	$ 3,556	$ 3,062
Earnings per share of common stock	$ 0.58	$ 0.56	$ 1.25	$ 1.07
Cash dividends paid per share	$ 0.27	$ 0.27	$ 0.54	$ 0.54
Weighted average shares outstanding	2,851,652	2,852,353	2,850,803	2,854,804

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Statement of Comprehensive Income [Abstract]
Net income	$ 1,644	$ 1,596	$ 3,556	$ 3,062
Securities available for sale not other-than-temporarily impaired:
Unrealized gains (losses) arising during the period	3,420	(3,403)	5,012	(1,086)
Income tax effect	(1,163)	1,157	(1,704)	369
Total	2,257	(2,246)	3,308	(717)
Gains recognized in earnings	(938)	(600)	(1,666)	(1,161)
Income tax effect	319	204	566	395
Total	(619)	(396)	(1,100)	(766)
Other comprehensive income (loss), net of tax	1,638	(2,642)	2,208	(1,483)
Comprehensive Income (Loss)	$ 3,282	$ (1,046)	$ 5,764	$ 1,579

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash flows from operating activities:
Net income	$ 3,556	$ 3,062
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of securities premiums and discounts and loan fees	4,096	2,844
Increase in interest receivable	(5)	(15)
Decrease in interest payable	(47)	(64)
Provision for loan losses		300
Gains on securities transactions, net	(1,666)	(1,161)
Gains on sale of mortgages	(552)	(389)
Loans originated for sale	(19,099)	(12,961)
Proceeds from sales of loans	18,200	12,562
Earnings on bank-owned life insurance	(394)	(334)
Loss on sale of other real estate owned		20
Depreciation of premises and equipment and amortization of software	799	765
Net increase (decrease) in deferred income tax	116	(50)
Other assets and other liabilities, net	(976)	(220)
Net cash provided by operating activities	4,028	4,359
Securities available for sale:
Proceeds from maturities, calls, and repayments	32,425	31,750
Proceeds from sales	103,504	76,539
Purchases	(132,625)	(112,363)
Proceeds from sale of other real estate owned		122
Purchase of regulatory bank stock	(1,135)	(942)
Redemptions of regulatory bank stock	734	132
Purchase of bank-owned life insurance	(3)	(2,512)
Net increase in loans	(27,714)	(14,059)
Purchases of premises and equipment, net	(1,235)	(316)
Purchase of computer software	(282)	(139)
Net cash used for investing activities	(26,331)	(21,788)
Cash flows from financing activities:
Net increase in demand, NOW, and savings accounts	44,738	10,953
Net decrease in time deposits	(14,941)	(8,054)
Net increase (decrease) in short-term borrowings	(1,493)	4,930
Proceeds from long-term debt	11,943	12,794
Repayments of long-term debt	(10,000)	(8,000)
Dividends paid	(1,539)	(1,541)
Treasury stock sold	249	257
Treasury stock purchased	(65)	(356)
Net cash provided by financing activities	28,892	10,983
Increase (decrease) in cash and cash equivalents	6,589	(6,446)
Cash and cash equivalents at beginning of period	44,227	43,412
Cash and cash equivalents at end of period	50,816	36,966
Supplemental disclosures of cash flow information:
Interest paid	1,615	2,029
Income taxes paid	975	445
Supplemental disclosure of non-cash investing and financing activities:
Net transfer of other real estate owned from loans		137
Fair value adjustments for securities available for sale	$ (3,346)	$ (2,249)

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	1. Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. ENB Financial Corp (“the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”). This Form 10-Q, for the second quarter of 2016, is reporting on the results of operations and financial condition of ENB Financial Corp. Operating results for the three and six months ended June 30, 2016, are not necessarily indicative of the results that may be expected for the year ended December 31, 2016. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp’s Annual Report on Form 10-K for the year ended December 31, 2015.

Securities Available for Sale

Securities Available for Sale	6 Months Ended
	Jun. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	2. Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of securities held at June 30, 2016, and December 31, 2015, are as follows: Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ June 30, 2016 U.S. government agencies 23,000 25 (1 ) 23,024 U.S. agency mortgage-backed securities 50,403 286 (105 ) 50,584 U.S. agency collateralized mortgage obligations 38,669 206 (306 ) 38,569 Corporate bonds 52,700 226 (172 ) 52,754 Obligations of states and political subdivisions 113,639 2,931 (157 ) 116,413 Total debt securities 278,411 3,674 (741 ) 281,344 Marketable equity securities 5,835 38 (7 ) 5,866 Total securities available for sale 284,246 3,712 (748 ) 287,210 December 31, 2015 U.S. government agencies 29,829 3 (141 ) 29,691 U.S. agency mortgage-backed securities 42,288 39 (347 ) 41,980 U.S. agency collateralized mortgage obligations 48,140 125 (934 ) 47,331 Corporate bonds 63,825 29 (549 ) 63,305 Obligations of states and political subdivisions 100,208 1,780 (405 ) 101,583 Total debt securities 284,290 1,976 (2,376 ) 283,890 Marketable equity securities 5,515 23 (5 ) 5,533 Total securities available for sale 289,805 1,999 (2,381 ) 289,423 The amortized cost and fair value of debt securities available for sale at June 30, 2016, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 27,287 27,176 Due after one year through five years 93,832 94,250 Due after five years through ten years 52,186 52,537 Due after ten years 105,106 107,381 Total debt securities 278,411 281,344 Securities available for sale with a par value of $66,071,000 and $60,295,000 at June 30, 2016, and December 31, 2015, respectively, were pledged or restricted for public funds, borrowings, or other purposes as required by law. The fair value of these pledged securities was $70,227,000 at June 30, 2016, and $65,137,000 at December 31, 2015. Proceeds from active sales of securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 $ $ $ $ Proceeds from sales 55,404 36,304 103,504 76,539 Gross realized gains 987 644 1,717 1,253 Gross realized losses 49 44 51 92 Management evaluates all of the Corporation’s securities for other than temporary impairment (OTTI) on a periodic basis. No securities in the portfolio had other-than-temporary impairment recorded in the first six months of 2016 or 2015. Information pertaining to securities with gross unrealized losses at June 30, 2016, and December 31, 2015, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of June 30, 2016 U.S. government agencies 1,999 (1 ) — — 1,999 (1 ) U.S. agency mortgage-backed securities — — 7,533 (105 ) 7,533 (105 ) U.S. agency collateralized mortgage obligations 11,544 (306 ) — — 11,544 (306 ) Corporate bonds 7,519 (154 ) 2,002 (18 ) 9,521 (172 ) Obligations of states & political subdivisions 3,912 (34 ) 10,192 (123 ) 14,104 (157 ) Total debt securities 24,974 (495 ) 19,727 (246 ) 44,701 (741 ) Marketable equity securities 326 (7 ) — — 326 (7 ) Total temporarily impaired securities 25,300 (502 ) 19,727 (246 ) 45,027 (748 ) As of December 31, 2015 U.S. government agencies 24,968 (106 ) 1,965 (35 ) 26,933 (141 ) U.S. agency mortgage-backed securities 24,613 (235 ) 4,827 (112 ) 29,440 (347 ) U.S. agency collateralized mortgage obligations 26,563 (827 ) 4,652 (107 ) 31,215 (934 ) Corporate bonds 50,530 (532 ) 2,002 (17 ) 52,532 (549 ) Obligations of states & political subdivisions 21,913 (252 ) 7,435 (153 ) 29,348 (405 ) Total debt securities 148,587 (1,952 ) 20,881 (424 ) 169,468 (2,376 ) Marketable equity securities 142 (5 ) — — 142 (5 ) Total temporarily impaired securities 148,729 (1,957 ) 20,881 (424 ) 169,610 (2,381 ) In the debt security portfolio there were 37 positions that were carrying unrealized losses as of June 30, 2016. In the equity security portfolio there were five positions that were carrying unrealized losses as of June 30, 2016. There were no instruments considered to be other-than-temporarily impaired at June 30, 2016. The Corporation evaluates both equity and fixed maturity positions for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic and market concerns warrant such evaluation. U.S. generally accepted accounting principles provide for the bifurcation of OTTI into two categories: (a) the amount of the total OTTI related to a decrease in cash flows expected to be collected from the debt security (the credit loss), which is recognized in earnings, and (b) the amount of total OTTI related to all other factors, which is recognized, net of taxes, as a component of accumulated other comprehensive income. As part of management’s normal monthly securities review, instruments are examined for known or expected calls that would impact the value of the bonds by causing accelerated amortization. If a security was purchased at a high premium, or dollar price above par, the remaining premium has to be amortized on a straight line basis to the known call date. Calls can occur in a majority of the securities the Corporation purchases but they are dependent on the structure of the instrument, and can also be dependent on certain conditions. The Corporation experienced a clean-up call on a Ginnie Mae U.S. agency mortgage-backed security in the fourth quarter of 2015, which required $385,000 of remaining premium to be amortized. Subsequent to this event, all other high coupon and/or high premium U.S. agency mortgage-backed securities and collateralized mortgage obligations were reviewed to determine if there was any other current material exposure to clean-up call provisions. No other securities were identified with impending clean-up calls. On March 15, 2016, management was made aware of a regulatory call provision on a CoBank bond held by the Corporation. CoBank is a sub-U.S. agency and cooperative of the Farm Credit Association (FCA), a U.S. government sponsored enterprise (GSE). The bond is classified as a corporate bond for disclosure purposes. The regulatory call was not anticipated and the high coupon bond was purchased at a high premium. The call required accelerated amortization to the April 15, 2016 call date, resulting in an additional $479,000 of amortization through June 30, 2016. This regulatory call specifically involved the CoBank issue maturing on April 16, 2018. On April 26, 2016, management became aware of an AgriBank bond call. AgriBank is another cooperative of the FCA. The Corporation owns $6.4 million par of the AgriBank issue maturing on July 15, 2019, with a book value of $6.6 million as of June 30, 2016. AgriBank went public with this call, stating they intended to call the bonds on July 15, 2016. As a result of this par call notice, management has accelerated the amortization of the remaining premium on the AgriBank bond, beginning in April and running until the call date of July 15, 2016. As of June 30, 2016, $1,040,000 of accelerated amortization was recorded on this bond with remaining accelerated amortization of $162,000 to be recorded in July of 2016. After July 15, 2016, the Corporation will no longer hold any sub-U.S. Agency debt of FCA or any other U.S. GSE. In both the CoBank and AgriBank matters investors, including the Corporation, have contested the ability of both CoBank and AgriBank to conduct these regulatory calls. Presently, management is pursuing litigation against CoBank and anticipates doing the same with AgriBank to contest the process that was undertaken to exercise these regulatory calls. Management cannot make any prediction or draw any conclusion as to the outcome of any negotiations and/or litigation in connection with these matters.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2016
Receivables [Abstract]
Loans and Allowance for Loan Losses	3. Loans and Allowance for Loan Losses The following table presents the Corporation’s loan portfolio by category of loans as of June 30, 2016, and December 31, 2015: LOAN PORTFOLIO (DOLLARS IN THOUSANDS) June 30, December 31, 2016 2015 $ $ Commercial real estate Commercial mortgages 88,200 87,613 Agriculture mortgages 165,320 158,321 Construction 27,456 14,966 Total commercial real estate 280,976 260,900 Consumer real estate (a) 1-4 family residential mortgages 136,926 133,538 Home equity loans 10,132 10,288 Home equity lines of credit 45,382 37,374 Total consumer real estate 192,440 181,200 Commercial and industrial Commercial and industrial 41,339 36,189 Tax-free loans 10,184 19,083 Agriculture loans 18,144 18,305 Total commercial and industrial 69,667 73,577 Consumer 4,074 3,892 Gross loans prior to deferred fees 547,157 519,569 Less: Deferred loan costs, net (833 ) (714 ) Allowance for loan losses 7,247 7,078 Total net loans 540,743 513,205 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $49,084,000 and $38,024,000 as of June 30, 2016, and December 31, 2015, respectively. The Corporation grades commercial credits differently than consumer credits. The following tables represent all of the Corporation’s commercial credit exposures by internally assigned grades as of June 30, 2016 and December 31, 2015. The grading analysis estimates the capability of the borrower to repay the contractual obligations under the loan agreements as scheduled. The Corporation's internal commercial credit risk grading system is based on experiences with similarly graded loans. The Corporation's internally assigned grades for commercial credits are as follows: • Pass – loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. • Special Mention – loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected. • Substandard – loans that have a well-defined weakness based on objective evidence and characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. • Doubtful – loans classified as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. • Loss – loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) June 30, 2016 Commercial Mortgages Agriculture Mortgages Construction Commercial and Industrial Tax-free Loans Agriculture Loans Total $ $ $ $ $ $ $ Grade: Pass 82,733 161,438 26,399 37,647 10,184 17,451 335,852 Special Mention 810 2,258 — 773 — 498 4,339 Substandard 4,657 1,624 1,057 2,919 — 195 10,452 Doubtful — — — — — — — Loss — — — — — — — Total 88,200 165,320 27,456 41,339 10,184 18,144 350,643 December 31, 2015 Commercial Mortgages Agriculture Mortgages Construction Commercial and Industrial Tax-free Loans Agriculture Loans Total $ $ $ $ $ $ $ Grade: Pass 81,865 154,507 13,822 35,416 19,083 17,860 322,553 Special Mention 511 623 — — — 125 1,259 Substandard 5,237 3,191 1,144 773 — 320 10,665 Doubtful — — — — — — — Loss — — — — — — — Total 87,613 158,321 14,966 36,189 19,083 18,305 334,477 For consumer loans, the Corporation evaluates credit quality based on whether the loan is considered performing or non-performing. Non-performing loans consist of those loans greater than 90 days delinquent and nonaccrual loans. The following tables present the balances of consumer loans by classes of the loan portfolio based on payment performance as of June 30, 2016 and December 31, 2015: CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) June 30, 2016 1-4 Family Residential Mortgages Home Equity Loans Home Equity Lines of Credit Consumer Total Payment performance: $ $ $ $ $ Performing 136,798 10,129 45,382 4,067 196,376 Non-performing 128 3 — 7 138 Total 136,926 10,132 45,382 4,074 196,514 December 31, 2015 1-4 Family Residential Mortgages Home Equity Loans Home Equity Lines of Credit Consumer Total Payment performance: $ $ $ $ $ Performing 133,220 10,278 37,327 3,889 184,714 Non-performing 318 10 47 3 378 Total 133,538 10,288 37,374 3,892 185,092 The following tables present an age analysis of the Corporation’s past due loans, segregated by loan portfolio class, as of June 30, 2016 and December 31, 2015: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and June 30, 2016 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — 164 425 589 87,611 88,200 — Agriculture mortgages — — — — 165,320 165,320 — Construction 57 — — 57 27,399 27,456 — Consumer real estate 1-4 family residential mortgages 697 396 128 1,221 135,705 136,926 128 Home equity loans 95 — 3 98 10,034 10,132 3 Home equity lines of credit 11 — — 11 45,371 45,382 — Commercial and industrial Commercial and industrial 101 — — 101 41,238 41,339 — Tax-free loans — — — — 10,184 10,184 — Agriculture loans — — — — 18,144 18,144 — Consumer 17 9 7 33 4,041 4,074 7 Total 978 569 563 2,110 545,047 547,157 138 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2015 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — 601 — 601 87,012 87,613 — Agriculture mortgages — — — — 158,321 158,321 — Construction — — — — 14,966 14,966 — Consumer real estate 1-4 family residential mortgages 1,264 123 318 1,705 131,833 133,538 318 Home equity loans 27 59 10 96 10,192 10,288 10 Home equity lines of credit 35 — 47 82 37,292 37,374 47 Commercial and industrial Commercial and industrial 20 9 — 29 36,160 36,189 — Tax-free loans — — — — 19,083 19,083 — Agriculture loans — — — — 18,305 18,305 — Consumer 17 17 3 37 3,855 3,892 3 Total 1,363 809 378 2,550 517,019 519,569 378 The following table presents nonaccrual loans by classes of the loan portfolio as of June 30, 2016 and December 31, 2015: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) June 30, December 31, 2016 2015 $ $ Commercial real estate Commercial mortgages 773 380 Agriculture mortgages — — Construction — — Consumer real estate — 1-4 family residential mortgages — — Home equity loans — — Home equity lines of credit — — Commercial and industrial — Commercial and industrial 75 — Tax-free loans — — Agriculture loans — — Consumer — — Total 848 380 As of June 30, 2016 and December 31, 2015, all of the Corporation’s commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three and six months ended June 30, 2016 and June 30, 2015, is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended June 30, Six months ended June 30, 2016 2015 2016 2015 $ $ $ $ Average recorded balance of impaired loans 1,605 1,920 1,640 2,043 Interest income recognized on impaired loans 14 21 28 45 Interest income on impaired loans would have increased by approximately $3,000 and $7,000 for the three and six months ended June 30, 2016, compared to $6,000 and $13,000 for the three and six months ended June 30, 2015, had these loans performed in accordance with their original terms. During the six months ended June 30, 2016 and 2015, there were no loan modifications made that would cause a loan to be considered a troubled debt restructuring (TDR). A TDR is a loan where management has granted a concession to the borrower from the original terms. A concession is generally defined as more favorable payment or credit terms granted to a borrower in an effort to improve the likelihood of the lender collecting principal in its entirety. Concessions usually are in the form of interest only for a period of time, or a lower interest rate offered in an effort to enable the borrower to continue to make normally scheduled payments. The following tables summarize information in regards to impaired loans by loan portfolio class as of June 30, 2016, December 31, 2015, and June 30, 2015: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) June 30, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 773 870 — 341 — Agriculture mortgages 1,285 1,285 — 1,299 28 Construction — — — — — Total commercial real estate 2,058 2,155 — 1,640 28 Commercial and industrial Commercial and industrial 75 75 — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — — — Total with no related allowance 2,133 2,230 — 1,640 28 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 773 870 — 341 — Agriculture mortgages 1,285 1,285 — 1,299 28 Construction — — — — — Total commercial real estate 2,058 2,155 — 1,640 28 Commercial and industrial Commercial and industrial 75 75 — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — — — Total 2,133 2,230 — 1,640 28 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 380 952 — 544 — Agriculture mortgages 1,325 1,325 — 1,359 83 Construction — — — — — Total commercial real estate 1,705 2,277 — 1,903 83 Commercial and industrial Commercial and industrial — 49 — 54 3 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — 49 — 54 3 Total with no related allowance 1,705 2,326 — 1,957 86 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 380 952 — 544 — Agriculture mortgages 1,325 1,325 — 1,359 83 Construction — — — — — Total commercial real estate 1,705 2,277 — 1,903 83 Commercial and industrial Commercial and industrial — 49 — 54 3 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — 49 — 54 3 Total 1,705 2,326 — 1,957 86 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) June 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 465 1,038 — 607 — Agriculture mortgages 1,360 1,360 — 1,375 43 Construction — — — — — Total commercial real estate 1,825 2,398 — 1,982 43 Commercial and industrial Commercial and industrial 56 62 — 61 2 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 56 62 — 61 2 Total with no related allowance 1,881 2,460 — 2,043 45 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 465 1,038 — 607 — Agriculture mortgages 1,360 1,360 — 1,375 43 Construction — — — — — Total commercial real estate 1,825 2,398 — 1,982 43 Commercial and industrial Commercial and industrial 56 62 — 61 2 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 56 62 — 61 2 Total 1,881 2,460 — 2,043 45 The following table details activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2016: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Real Estate Consumer Real Estate Commercial and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2015 3,831 1,403 1,314 62 468 7,078 Charge-offs — — (4 ) (12 ) — (16 ) Recoveries — 10 16 2 — 28 Provision (303 ) (45 ) 47 15 236 (50 ) Balance - March 31, 2016 3,528 1,368 1,373 67 704 7,040 Charge-offs — — — (2 ) — (2 ) Recoveries — — 159 — — 159 Provision 255 105 (271 ) 6 (45 ) 50 Ending Balance - June 30, 2016 3,783 1,473 1,261 71 659 7,247 During the six months ended June 30, 2016, small provision expenses were recorded for the consumer real estate and consumer loan segments with credit provisions recorded in all other loan categories. Delinquency rates among most loan pools remain very low, while there have been no charge-offs for four of our loan pools over the past three years. Changes in qualitative factors were unchanged for five loan pools, while they increased for three pools and declined for one. A large recovery in June supported no provision expense for the six months ended June 30, 2016, as recoveries are added to the Corporation’s ALLL balance. The following table details activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2015: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Real Estate Consumer Real Estate Commercial and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2014 3,834 1,367 1,301 66 573 7,141 Charge-offs (272 ) — — (1 ) — (273 ) Recoveries 2 — 70 — — 72 Provision 623 (283 ) (147 ) (11 ) 18 200 Balance - March 31, 2015 4,187 1,084 1,224 54 591 7,140 Charge-offs — — (2 ) (3 ) — (5 ) Recoveries 1 — 11 2 — 14 Provision (29 ) (20 ) 157 22 (30 ) 100 Ending Balance - June 30, 2015 4,159 1,064 1,390 75 561 7,249 During the six months ended June 30, 2015, provision expense was recorded for the commercial real estate segment with minimal provisions or credit provisions recorded in all other loan categories. There were $272,000 of commercial real estate loan charge-offs during the first quarter of 2015, which increased the historical loss rates and ultimately resulted in a higher required reserve amount for the commercial real estate category. Qualitative factors were shifting, with more factors declining than increasing. The consumer real estate area had declines in five of nine qualitative factors resulting in a lower required provision. To a lesser degree, the historic loss experience on commercial and industrial loans had been very favorable with more recoveries than charge-offs and two qualitative factors were reduced, resulting in a lower required provision. The consumer loan area saw three qualitative factors reduced with one increased, resulting in a lower required provision on a much smaller loan amount. The higher commercial real estate loan charge-offs and loan growth during the first quarter of 2015 overshadowed the reduction in provisions in the other areas, resulting in a higher total provision required through June 30, 2015. The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of June 30, 2016 and December 31, 2015: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of June 30, 2016: Commercial Real Estate Consumer Real Estate Commercial and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,783 1,473 1,261 71 659 7,247 Loans receivable: Ending balance 280,976 192,440 69,667 4,074 547,157 Ending balance: individually evaluated for impairment 2,058 — 75 — 2,133 Ending balance: collectively evaluated for impairment 278,918 192,440 69,592 4,074 545,024 As of December 31, 2015: Commercial Real Estate Consumer Real Estate Commercial and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,831 1,403 1,314 62 468 7,078 Loans receivable: Ending balance 260,900 181,200 73,577 3,892 519,569 Ending balance: individually evaluated for impairment 1,705 — — — 1,705 Ending balance: collectively evaluated for impairment 259,195 181,200 73,577 3,892 517,864

Fair Value Presentation

Fair Value Presentation	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value Presentation	4. Fair Value Presentation U.S. generally accepted accounting principles establish a hierarchal disclosure framework associated with the level of observable pricing utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no observable pricing as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. The following tables present the assets reported on the consolidated balance sheets at their fair value as of June 30, 2016, and December 31, 2015, by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) June 30, 2016 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 23,024 — 23,024 U.S. agency mortgage-backed securities — 50,584 — 50,584 U.S. agency collateralized mortgage obligations — 38,569 — 38,569 Corporate bonds — 52,754 — 52,754 Obligations of states & political subdivisions — 116,413 — 116,413 Marketable equity securities 5,866 — — 5,866 Total securities 5,866 281,344 — 287,210 On June 30, 2016, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable, but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of June 30, 2016, the CRA fund investments had a $5,000,000 book and fair market value and the bank stock portfolio had a book value of $835,000, and fair market value of $866,000. Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2015 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 29,691 — 29,691 U.S. agency mortgage-backed securities — 41,980 — 41,980 U.S. agency collateralized mortgage obligations — 47,331 — 47,331 Corporate bonds — 63,305 — 63,305 Obligations of states & political subdivisions — 101,583 — 101,583 Marketable equity securities 5,533 — — 5,533 Total securities 5,533 283,890 — 289,423 On December 31, 2015, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable but not necessarily quotes on identical securities traded in active markets on a daily basis. As of December 31, 2015, the Corporation’s CRA fund investments had a book and fair market value of $5,000,000 and the bank stock portfolio had a book value of $515,000 and a market value of $533,000 utilizing level I pricing. Financial instruments are considered level III when their values are determined using pricing models, discounted cash flow methodologies, or similar techniques, and at least one significant model assumption or input is unobservable. In addition to these unobservable inputs, the valuation models for level III financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. Level III financial instruments also include those for which the determination of fair value requires significant management judgment or estimation. There were no level III securities as of June 30, 2016 or December 31, 2015. The following tables present the assets measured on a nonrecurring basis on the Consolidated Balance Sheets at their fair value as of June 30, 2016 and December 31, 2015, by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS ( DOLLARS IN THOUSANDS June 30, 2016 Level I $ Level II $ Level III $ Total $ Assets: Impaired Loans — — 2,133 2,133 Total — — 2,133 2,133 December 31, 2015 Level I $ Level II $ Level III $ Total $ Assets: Impaired Loans — — 1,705 1,705 Total — — 1,705 1,705 The Corporation had a total of $2,133,000 of impaired loans as of June 30, 2016, with no specific allocation against these loans and $1,705,000 of impaired loans as of December 31, 2015, with no specific allocation against these loans. The value of impaired loans is generally determined through independent appraisals of the underlying collateral. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) June 30, 2016 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,133 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) December 31, 2015 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,705 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Interim Disclosures about Fair

Interim Disclosures about Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2016
Fair Value, Assets, Liabilities and Stockholders' Equity Measured on Recurring Basis [Abstract]
Interim Disclosures about Fair Value of Financial Instruments	Interim Disclosures about Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instrument: Cash and Cash Equivalents For these short-term instruments, the carrying amount is a reasonable estimate of fair value. Securities Available for Sale Management utilizes quoted market pricing for the fair value of the Corporation's securities that are available for sale, if available. If a quoted market rate is not available, fair value is estimated using quoted market prices for similar securities. Regulatory Stock Regulatory stock is valued at a stable dollar price, which is the price used to purchase or liquidate shares; therefore, the carrying amount is a reasonable estimate of fair value. Loans Held for Sale Loans held for sale are individual loans for which the Corporation has a firm sales commitment; therefore, the carrying value is a reasonable estimate of the fair value. Loans The fair value of fixed and variable rate loans is estimated by discounting back the scheduled future cash flows of the particular loan product, using the market interest rates of comparable loan products in the Corporation’s greater market area, with the same general structure, comparable credit ratings, and for the same remaining maturities. Accrued Interest Receivable The carrying amount of accrued interest receivable is a reasonable estimate of fair value. Bank Owned Life Insurance Fair value is equal to the cash surrender value of the life insurance policies. Deposits The fair value of non-interest bearing demand deposit accounts and interest bearing demand, savings, and money market deposit accounts is based on the amount payable on demand at the reporting date. The fair value of fixed-maturity time deposits is estimated by discounting back the expected cash flows of the time deposit using market interest rates from the Corporation’s greater market area currently offered for similar time deposits with similar remaining maturities. Borrowings The carrying amount of short-term borrowing is a reasonable estimate of fair value. The fair value of long-term borrowing is estimated by comparing the rate currently offered for the same type of borrowing instrument with a matching remaining term. Accrued Interest Payable The carrying amount of accrued interest payable is a reasonable estimate of fair value. Firm Commitments to Extend Credit, Lines of Credit, and Open Letters of Credit These financial instruments are generally not subject to sale and estimated fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment or letter of credit, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment, using fees currently charged to enter into similar agreements with similar credit risk, is not considered material for disclosure purposes. The contractual amounts of unfunded commitments are presented in Note 6. Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Corporation's financial instruments at June 30, 2016 and December 31, 2015, are summarized as follows: FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) June 30, 2016 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 50,816 50,816 50,816 — — Securities available for sale 287,210 287,210 5,866 281,344 — Regulatory stock 4,715 4,715 4,715 — — Loans held for sale 2,577 2,577 2,577 — — Loans, net of allowance 540,743 541,630 — — 541,630 Accrued interest receivable 3,605 3,605 3,605 — — Bank owned life insurance 24,266 24,266 24,266 — — Financial Liabilities: Demand deposits 254,158 254,158 254,158 — — Interest-bearing demand deposits 19,132 19,132 19,132 — — NOW accounts 84,493 84,493 84,493 — — Money market deposit accounts 80,149 80,149 80,149 — — Savings accounts 165,764 165,764 165,764 — — Time deposits 166,163 167,884 — — 167,884 Total deposits 769,859 771,580 603,696 — 167,884 Short-term borrowings 7,243 7,243 7,243 — — Long-term debt 61,537 62,421 — — 62,421 Accrued interest payable 409 409 409 — — FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2015 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 44,227 44,227 44,227 — — Securities available for sale 289,423 289,423 5,533 283,890 — Regulatory stock 4,314 4,314 4,314 — — Loans held for sale 1,126 1,126 1,126 — — Loans, net of allowance 513,205 512,481 — — 512,481 Accrued interest receivable 3,600 3,600 3,600 — — Bank owned life insurance 23,869 23,869 23,869 — — Financial Liabilities: Demand deposits 236,214 236,214 236,214 — — Interest-bearing demand deposits 14,737 14,737 14,737 — — NOW accounts 77,180 77,180 77,180 — — Money market deposit accounts 82,507 82,507 82,507 — — Savings accounts 148,320 148,320 148,320 — — Time deposits 181,104 182,887 — — 182,887 Total deposits 740,062 741,845 558,958 — 182,887 Short-term borrowings 8,736 8,736 8,736 — — Long-term debt 59,594 59,805 — — 59,805 Accrued interest payable 456 456 456 — —

Commitments and Contingent Liab

Commitments and Contingent Liabilities	6 Months Ended
	Jun. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	6. Commitments and Contingent Liabilities In order to meet the financing needs of its customers in the normal course of business, the Corporation makes various commitments that are not reflected in the accompanying consolidated financial statements. These commitments include firm commitments to extend credit, unused lines of credit, and open letters of credit. As of June 30, 2016, firm loan commitments were $51.8 million, unused lines of credit were $170.5 million, and open letters of credit were $11.1 million. The total of these commitments was $233.4 million, which represents the Corporation’s exposure to credit loss in the event of nonperformance by its customers with respect to these financial instruments. The actual credit losses that may arise from these commitments are expected to compare favorably with the Corporation’s loan loss experience on its loan portfolio taken as a whole. The Corporation uses the same credit policies in making commitments and conditional obligations as it does for balance sheet financial instruments.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2016
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	7. Accumulated Other Comprehensive Income (Loss) The activity in accumulated other comprehensive income (loss) for the three and six months ended June 30, 2016 and 2015 is as follows: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2015 (252 ) Other comprehensive income before reclassifications 1,050 Amount reclassified from accumulated other comprehensive income (480 ) Period change 570 Balance at March 31, 2016 318 Other comprehensive loss before reclassifications 2,258 Amount reclassified from accumulated other comprehensive loss (620 ) Period change 1,638 Balance at June 30, 2016 1,956 Balance at December 31, 2014 1,002 Other comprehensive income before reclassifications 1,529 Amount reclassified from accumulated other comprehensive income (370 ) Period change 1,159 Balance at March 31, 2015 2,161 Other comprehensive income before reclassifications (2,246 ) Amount reclassified from accumulated other comprehensive income (396 ) Period change (2,642 ) Balance at June 30, 2015 (481 ) (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 34%. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended June 30, 2016 2015 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 938 600 Gains on securities transactions, net Related income tax expense (319 ) (204 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 619 396 (1) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Six Months Ended June 30, 2016 2015 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 1,666 1,161 Gains on securities transactions, net Related income tax expense (566 ) (395 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 1,100 766 (1) Amounts in parentheses indicate debits.

Recently Issued Accounting Stan

Recently Issued Accounting Standards	6 Months Ended
	Jun. 30, 2016
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recently Issued Accounting Standards	8. Recently Issued Accounting Standards In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers In August 2014, the FASB issued ASU 2014-15, Presentation of Financial Statements – Going Concern (Subtopic In August 2015, the FASB issued ASU 2015-14, Revenue from Contract with Customers Topic 606 In November 2015, the FASB issued ASU 2015-17, Income Taxes (Topic 740): Balance Sheet Classification of Deferred Taxes In January 2016, the FASB issued ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-04, Liabilities – In March 2016, the FASB issued ASU 2016-05, Derivatives and Hedging (Topic 815) . For public business entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2017, and interim periods within fiscal years beginning after December 15, 2018. An entity has an option to apply the amendments in this Update on either a prospective In March 2016, the FASB issued ASU 2016-06, Derivatives and Hedging (Topic 815) In March 2016, the FASB issued ASU 2016-07, Investments – Equity Method and Joint Ventures (Topic 323) . The Update affects all entities that have an investment that becomes qualified for the equity method of accounting as a result of an increase in the level of ownership interest or degree of influence. The amendments in this Update eliminate the requirement that when an investment qualifies for use of the equity method as a result of an increase in the level of ownership interest or degree of influence, an investor must adjust the investment, results of operations, and retained earnings retroactively on a step-by-step basis as if the equity method had been in effect during all previous periods that the investment had been held. The amendments require that the equity method investor add the cost of acquiring the additional interest in the investee to the current basis of the investor's previously held interest and adopt the equity method of accounting as of the date the investment becomes qualified for equity method accounting. Therefore, upon qualifying for the equity method of accounting, no retroactive adjustment of the investment is required. The amendments in this Update require that an entity that has an available-for-sale equity security that becomes qualified for the equity method of accounting recognize through earnings the unrealized holding gain or loss in accumulated other comprehensive income at the date the investment becomes qualified for use of the equity method. The amendments in this Update are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. The amendments should be applied prospectively upon their effective date to increases in the level of ownership interest or degree of influence that result in the adoption of the equity method. Earlier application is permitted. In March 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606). Revenue from Contracts with Customers (Topic 606), Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date, In March 2016, the FASB issued ASU 2016-09, Compensation – Stock Compensation (Topic 718) Share-Based Payment In April 2016, the FASB issued ASU 2016-10, Revenue from Contracts with Customers (Topic 606). Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Deferral of the Effective Date In May 2016, the FASB issued ASU 2016-11, Revenue Recognition (Topic 605) and Derivative and Hedging (Topic 815 In May 2016, the FASB issued ASU 2016-12, Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses: Measurement of Credit Losses on Financial Instruments

Securities Available for Sale (

Securities Available for Sale (Tables)	6 Months Ended
	Jun. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of securities	Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ June 30, 2016 U.S. government agencies 23,000 25 (1 ) 23,024 U.S. agency mortgage-backed securities 50,403 286 (105 ) 50,584 U.S. agency collateralized mortgage obligations 38,669 206 (306 ) 38,569 Corporate bonds 52,700 226 (172 ) 52,754 Obligations of states and political subdivisions 113,639 2,931 (157 ) 116,413 Total debt securities 278,411 3,674 (741 ) 281,344 Marketable equity securities 5,835 38 (7 ) 5,866 Total securities available for sale 284,246 3,712 (748 ) 287,210 December 31, 2015 U.S. government agencies 29,829 3 (141 ) 29,691 U.S. agency mortgage-backed securities 42,288 39 (347 ) 41,980 U.S. agency collateralized mortgage obligations 48,140 125 (934 ) 47,331 Corporate bonds 63,825 29 (549 ) 63,305 Obligations of states and political subdivisions 100,208 1,780 (405 ) 101,583 Total debt securities 284,290 1,976 (2,376 ) 283,890 Marketable equity securities 5,515 23 (5 ) 5,533 Total securities available for sale 289,805 1,999 (2,381 ) 289,423
Schedule of contractual maturity of debt securities	Amortized Cost Fair Value $ $ Due in one year or less 27,287 27,176 Due after one year through five years 93,832 94,250 Due after five years through ten years 52,186 52,537 Due after ten years 105,106 107,381 Total debt securities 278,411 281,344
Schedule of proceeds and gains and losses on securities available for sale	Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 $ $ $ $ Proceeds from sales 55,404 36,304 103,504 76,539 Gross realized gains 987 644 1,717 1,253 Gross realized losses 49 44 51 92
Schedule of securities in an unrealized loss position (temporary impairment)	Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of June 30, 2016 U.S. government agencies 1,999 (1 ) — — 1,999 (1 ) U.S. agency mortgage-backed securities — — 7,533 (105 ) 7,533 (105 ) U.S. agency collateralized mortgage obligations 11,544 (306 ) — — 11,544 (306 ) Corporate bonds 7,519 (154 ) 2,002 (18 ) 9,521 (172 ) Obligations of states & political subdivisions 3,912 (34 ) 10,192 (123 ) 14,104 (157 ) Total debt securities 24,974 (495 ) 19,727 (246 ) 44,701 (741 ) Marketable equity securities 326 (7 ) — — 326 (7 ) Total temporarily impaired securities 25,300 (502 ) 19,727 (246 ) 45,027 (748 ) As of December 31, 2015 U.S. government agencies 24,968 (106 ) 1,965 (35 ) 26,933 (141 ) U.S. agency mortgage-backed securities 24,613 (235 ) 4,827 (112 ) 29,440 (347 ) U.S. agency collateralized mortgage obligations 26,563 (827 ) 4,652 (107 ) 31,215 (934 ) Corporate bonds 50,530 (532 ) 2,002 (17 ) 52,532 (549 ) Obligations of states & political subdivisions 21,913 (252 ) 7,435 (153 ) 29,348 (405 ) Total debt securities 148,587 (1,952 ) 20,881 (424 ) 169,468 (2,376 ) Marketable equity securities 142 (5 ) — — 142 (5 ) Total temporarily impaired securities 148,729 (1,957 ) 20,881 (424 ) 169,610 (2,381 )

Loans and Allowance for Loan 16

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2016
Receivables [Abstract]
Schedule of loan portfolio by category	June 30, December 31, 2016 2015 $ $ Commercial real estate Commercial mortgages 88,200 87,613 Agriculture mortgages 165,320 158,321 Construction 27,456 14,966 Total commercial real estate 280,976 260,900 Consumer real estate (a) 1-4 family residential mortgages 136,926 133,538 Home equity loans 10,132 10,288 Home equity lines of credit 45,382 37,374 Total consumer real estate 192,440 181,200 Commercial and industrial Commercial and industrial 41,339 36,189 Tax-free loans 10,184 19,083 Agriculture loans 18,144 18,305 Total commercial and industrial 69,667 73,577 Consumer 4,074 3,892 Gross loans prior to deferred fees 547,157 519,569 Less: Deferred loan costs, net (833 ) (714 ) Allowance for loan losses 7,247 7,078 Total net loans 540,743 513,205
Schedule of commercial and consumer credit exposure	COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) June 30, 2016 Commercial Mortgages Agriculture Mortgages Construction Commercial and Industrial Tax-free Loans Agriculture Loans Total $ $ $ $ $ $ $ Grade: Pass 82,733 161,438 26,399 37,647 10,184 17,451 335,852 Special Mention 810 2,258 — 773 — 498 4,339 Substandard 4,657 1,624 1,057 2,919 — 195 10,452 Doubtful — — — — — — — Loss — — — — — — — Total 88,200 165,320 27,456 41,339 10,184 18,144 350,643 December 31, 2015 Commercial Mortgages Agriculture Mortgages Construction Commercial and Industrial Tax-free Loans Agriculture Loans Total $ $ $ $ $ $ $ Grade: Pass 81,865 154,507 13,822 35,416 19,083 17,860 322,553 Special Mention 511 623 — — — 125 1,259 Substandard 5,237 3,191 1,144 773 — 320 10,665 Doubtful — — — — — — — Loss — — — — — — — Total 87,613 158,321 14,966 36,189 19,083 18,305 334,477 CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) June 30, 2016 1-4 Family Residential Mortgages Home Equity Loans Home Equity Lines of Credit Consumer Total Payment performance: $ $ $ $ $ Performing 136,798 10,129 45,382 4,067 196,376 Non-performing 128 3 — 7 138 Total 136,926 10,132 45,382 4,074 196,514 December 31, 2015 1-4 Family Residential Mortgages Home Equity Loans Home Equity Lines of Credit Consumer Total Payment performance: $ $ $ $ $ Performing 133,220 10,278 37,327 3,889 184,714 Non-performing 318 10 47 3 378 Total 133,538 10,288 37,374 3,892 185,092
Schedule of aging of loans receivable	AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and June 30, 2016 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — 164 425 589 87,611 88,200 — Agriculture mortgages — — — — 165,320 165,320 — Construction 57 — — 57 27,399 27,456 — Consumer real estate 1-4 family residential mortgages 697 396 128 1,221 135,705 136,926 128 Home equity loans 95 — 3 98 10,034 10,132 3 Home equity lines of credit 11 — — 11 45,371 45,382 — Commercial and industrial Commercial and industrial 101 — — 101 41,238 41,339 — Tax-free loans — — — — 10,184 10,184 — Agriculture loans — — — — 18,144 18,144 — Consumer 17 9 7 33 4,041 4,074 7 Total 978 569 563 2,110 545,047 547,157 138 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2015 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — 601 — 601 87,012 87,613 — Agriculture mortgages — — — — 158,321 158,321 — Construction — — — — 14,966 14,966 — Consumer real estate 1-4 family residential mortgages 1,264 123 318 1,705 131,833 133,538 318 Home equity loans 27 59 10 96 10,192 10,288 10 Home equity lines of credit 35 — 47 82 37,292 37,374 47 Commercial and industrial Commercial and industrial 20 9 — 29 36,160 36,189 — Tax-free loans — — — — 19,083 19,083 — Agriculture loans — — — — 18,305 18,305 — Consumer 17 17 3 37 3,855 3,892 3 Total 1,363 809 378 2,550 517,019 519,569 378
Schedule of nonaccrual loans by class	NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) June 30, December 31, 2016 2015 $ $ Commercial real estate Commercial mortgages 773 380 Agriculture mortgages — — Construction — — Consumer real estate — 1-4 family residential mortgages — — Home equity loans — — Home equity lines of credit — — Commercial and industrial — Commercial and industrial 75 — Tax-free loans — — Agriculture loans — — Consumer — — Total 848 380
Schedule of impaired loans	IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended June 30, Six months ended June 30, 2016 2015 2016 2015 $ $ $ $ Average recorded balance of impaired loans 1,605 1,920 1,640 2,043 Interest income recognized on impaired loans 14 21 28 45 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) June 30, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 773 870 — 341 — Agriculture mortgages 1,285 1,285 — 1,299 28 Construction — — — — — Total commercial real estate 2,058 2,155 — 1,640 28 Commercial and industrial Commercial and industrial 75 75 — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — — — Total with no related allowance 2,133 2,230 — 1,640 28 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 773 870 — 341 — Agriculture mortgages 1,285 1,285 — 1,299 28 Construction — — — — — Total commercial real estate 2,058 2,155 — 1,640 28 Commercial and industrial Commercial and industrial 75 75 — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — — — Total 2,133 2,230 — 1,640 28 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 380 952 — 544 — Agriculture mortgages 1,325 1,325 — 1,359 83 Construction — — — — — Total commercial real estate 1,705 2,277 — 1,903 83 Commercial and industrial Commercial and industrial — 49 — 54 3 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — 49 — 54 3 Total with no related allowance 1,705 2,326 — 1,957 86 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 380 952 — 544 — Agriculture mortgages 1,325 1,325 — 1,359 83 Construction — — — — — Total commercial real estate 1,705 2,277 — 1,903 83 Commercial and industrial Commercial and industrial — 49 — 54 3 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — 49 — 54 3 Total 1,705 2,326 — 1,957 86 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) June 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 465 1,038 — 607 — Agriculture mortgages 1,360 1,360 — 1,375 43 Construction — — — — — Total commercial real estate 1,825 2,398 — 1,982 43 Commercial and industrial Commercial and industrial 56 62 — 61 2 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 56 62 — 61 2 Total with no related allowance 1,881 2,460 — 2,043 45 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 465 1,038 — 607 — Agriculture mortgages 1,360 1,360 — 1,375 43 Construction — — — — — Total commercial real estate 1,825 2,398 — 1,982 43 Commercial and industrial Commercial and industrial 56 62 — 61 2 Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 56 62 — 61 2 Total 1,881 2,460 — 2,043 45
Schedule of allowance for credit losses	ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Real Estate Consumer Real Estate Commercial and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2015 3,831 1,403 1,314 62 468 7,078 Charge-offs — — (4 ) (12 ) — (16 ) Recoveries — 10 16 2 — 28 Provision (303 ) (45 ) 47 15 236 (50 ) Balance - March 31, 2016 3,528 1,368 1,373 67 704 7,040 Charge-offs — — — (2 ) — (2 ) Recoveries — — 159 — — 159 Provision 255 105 (271 ) 6 (45 ) 50 Ending Balance - June 30, 2016 3,783 1,473 1,261 71 659 7,247 ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Real Estate Consumer Real Estate Commercial and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2014 3,834 1,367 1,301 66 573 7,141 Charge-offs (272 ) — — (1 ) — (273 ) Recoveries 2 — 70 — — 72 Provision 623 (283 ) (147 ) (11 ) 18 200 Balance - March 31, 2015 4,187 1,084 1,224 54 591 7,140 Charge-offs — — (2 ) (3 ) — (5 ) Recoveries 1 — 11 2 — 14 Provision (29 ) (20 ) 157 22 (30 ) 100 Ending Balance - June 30, 2015 4,159 1,064 1,390 75 561 7,249 ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of June 30, 2016: Commercial Real Estate Consumer Real Estate Commercial and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,783 1,473 1,261 71 659 7,247 Loans receivable: Ending balance 280,976 192,440 69,667 4,074 547,157 Ending balance: individually evaluated for impairment 2,058 — 75 — 2,133 Ending balance: collectively evaluated for impairment 278,918 192,440 69,592 4,074 545,024 As of December 31, 2015: Commercial Real Estate Consumer Real Estate Commercial and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,831 1,403 1,314 62 468 7,078 Loans receivable: Ending balance 260,900 181,200 73,577 3,892 519,569 Ending balance: individually evaluated for impairment 1,705 — — — 1,705 Ending balance: collectively evaluated for impairment 259,195 181,200 73,577 3,892 517,864

Fair Value Presentation (Tables

Fair Value Presentation (Tables)	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Schedule of assets measured on a recurring basis	ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) June 30, 2016 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 23,024 — 23,024 U.S. agency mortgage-backed securities — 50,584 — 50,584 U.S. agency collateralized mortgage obligations — 38,569 — 38,569 Corporate bonds — 52,754 — 52,754 Obligations of states & political subdivisions — 116,413 — 116,413 Marketable equity securities 5,866 — — 5,866 Total securities 5,866 281,344 — 287,210 ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2015 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 29,691 — 29,691 U.S. agency mortgage-backed securities — 41,980 — 41,980 U.S. agency collateralized mortgage obligations — 47,331 — 47,331 Corporate bonds — 63,305 — 63,305 Obligations of states & political subdivisions — 101,583 — 101,583 Marketable equity securities 5,533 — — 5,533 Total securities 5,533 283,890 — 289,423
Schedule of assets measured on a nonrecurring basis	ASSETS MEASURED ON A NONRECURRING BASIS ( DOLLARS IN THOUSANDS June 30, 2016 Level I $ Level II $ Level III $ Total $ Assets: Impaired Loans — — 2,133 2,133 Total — — 2,133 2,133 December 31, 2015 Level I $ Level II $ Level III $ Total $ Assets: Impaired Loans — — 1,705 1,705 Total — — 1,705 1,705
Schedule of Level III inputs	QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) June 30, 2016 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,133 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) December 31, 2015 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,705 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2)

Interim Disclosures about Fai18

Interim Disclosures about Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2016
Fair Value, Assets, Liabilities and Stockholders' Equity Measured on Recurring Basis [Abstract]
Schedule of carrying amount and fair value of financial instruments	FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) June 30, 2016 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 50,816 50,816 50,816 — — Securities available for sale 287,210 287,210 5,866 281,344 — Regulatory stock 4,715 4,715 4,715 — — Loans held for sale 2,577 2,577 2,577 — — Loans, net of allowance 540,743 541,630 — — 541,630 Accrued interest receivable 3,605 3,605 3,605 — — Bank owned life insurance 24,266 24,266 24,266 — — Financial Liabilities: Demand deposits 254,158 254,158 254,158 — — Interest-bearing demand deposits 19,132 19,132 19,132 — — NOW accounts 84,493 84,493 84,493 — — Money market deposit accounts 80,149 80,149 80,149 — — Savings accounts 165,764 165,764 165,764 — — Time deposits 166,163 167,884 — — 167,884 Total deposits 769,859 771,580 603,696 — 167,884 Short-term borrowings 7,243 7,243 7,243 — — Long-term debt 61,537 62,421 — — 62,421 Accrued interest payable 409 409 409 — — FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2015 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 44,227 44,227 44,227 — — Securities available for sale 289,423 289,423 5,533 283,890 — Regulatory stock 4,314 4,314 4,314 — — Loans held for sale 1,126 1,126 1,126 — — Loans, net of allowance 513,205 512,481 — — 512,481 Accrued interest receivable 3,600 3,600 3,600 — — Bank owned life insurance 23,869 23,869 23,869 — — Financial Liabilities: Demand deposits 236,214 236,214 236,214 — — Interest-bearing demand deposits 14,737 14,737 14,737 — — NOW accounts 77,180 77,180 77,180 — — Money market deposit accounts 82,507 82,507 82,507 — — Savings accounts 148,320 148,320 148,320 — — Time deposits 181,104 182,887 — — 182,887 Total deposits 740,062 741,845 558,958 — 182,887 Short-term borrowings 8,736 8,736 8,736 — — Long-term debt 59,594 59,805 — — 59,805 Accrued interest payable 456 456 456 — —

Accumulated Other Comprehensi19

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2016
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of accumulated other comprehensive income	ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2015 (252 ) Other comprehensive income before reclassifications 1,050 Amount reclassified from accumulated other comprehensive income (480 ) Period change 570 Balance at March 31, 2016 318 Other comprehensive loss before reclassifications 2,258 Amount reclassified from accumulated other comprehensive loss (620 ) Period change 1,638 Balance at June 30, 2016 1,956 Balance at December 31, 2014 1,002 Other comprehensive income before reclassifications 1,529 Amount reclassified from accumulated other comprehensive income (370 ) Period change 1,159 Balance at March 31, 2015 2,161 Other comprehensive income before reclassifications (2,246 ) Amount reclassified from accumulated other comprehensive income (396 ) Period change (2,642 ) Balance at June 30, 2015 (481 ) (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 34%. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended June 30, 2016 2015 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 938 600 Gains on securities transactions, net Related income tax expense (319 ) (204 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 619 396 (1) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Six Months Ended June 30, 2016 2015 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 1,666 1,161 Gains on securities transactions, net Related income tax expense (566 ) (395 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 1,100 766 (1) Amounts in parentheses indicate debits.

Securities Available for Sale20

Securities Available for Sale (Narrative) (Details)	1 Months Ended	6 Months Ended
	Jul. 30, 2016USD ($)	Jun. 30, 2016USD ($)N	Dec. 31, 2015USD ($)
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities pledged or restricted for public funds, par value		$ 66,071,000	$ 60,295,000
Available for sale debt securities pledged or restricted for public funds, fair value		$ 70,227,000	65,137,000
Number of securities considered temporarily impaired | N		37
Remaining premium to be amortized			$ 385,000
AgriBank [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortization of premium on the bond		$ 1,040,000
Par value of bond owned		6,400,000
Book value of bond held by Corporation		6,600,000
AgriBank [Member] | Subsequent Event [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortization of premium on the bond	$ 162,000
CoBank [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortization of premium on the bond		$ 479,000

Securities Available for Sale21

Securities Available for Sale (Schedule of Amortized Cost and Fair Value of Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015
Securities Available For Sale
Amortized Cost	$ 284,246	$ 289,805
Gross Unrealized Gains	3,712	1,999
Gross Unrealized Losses	(748)	(2,381)
Fair Value	287,210	289,423	$ 296,059
U.S. Government Agencies [Member]
Securities Available For Sale
Amortized Cost	23,000	29,829
Gross Unrealized Gains	25	3
Gross Unrealized Losses	(1)	(141)
Fair Value	23,024	29,691
U.S. Agency Mortgage-Backed Securities [Member]
Securities Available For Sale
Amortized Cost	50,403	42,288
Gross Unrealized Gains	286	39
Gross Unrealized Losses	(105)	(347)
Fair Value	50,584	41,980
U.S. Agency Collateralized Mortgage Obligations [Member]
Securities Available For Sale
Amortized Cost	38,669	48,140
Gross Unrealized Gains	206	125
Gross Unrealized Losses	(306)	(934)
Fair Value	38,569	47,331
Corporate Bonds [Member]
Securities Available For Sale
Amortized Cost	52,700	63,825
Gross Unrealized Gains	226	29
Gross Unrealized Losses	(172)	(549)
Fair Value	52,754	63,305
Obligations of States and Political Subdivisions [Member]
Securities Available For Sale
Amortized Cost	113,639	100,208
Gross Unrealized Gains	2,931	1,780
Gross Unrealized Losses	(157)	(405)
Fair Value	116,413	101,583
Total Debt Securities [Member]
Securities Available For Sale
Amortized Cost	278,411	284,290
Gross Unrealized Gains	3,674	1,976
Gross Unrealized Losses	(741)	(2,376)
Fair Value	281,344	283,890
Marketable equity securities [Member]
Securities Available For Sale
Amortized Cost	5,835	5,515
Gross Unrealized Gains	38	23
Gross Unrealized Losses	(7)	(5)
Fair Value	$ 5,866	$ 5,533

Securities Available for Sale22

Securities Available for Sale (Schedule of Contractual Maturity of Debt Securities) (Details) $ in Thousands	Jun. 30, 2016USD ($)
Contractual maturity of debt securities, Amortized Cost
Due in one year or less	$ 27,287
Due after one year through five years	93,832
Due after five years through ten years	52,186
Due after ten years	105,106
Total debt securities	278,411
Contractual maturity of debt securities, Fair Value
Due in one year or less	27,176
Due after one year through five years	94,250
Due after five years through ten years	52,537
Due after ten years	107,381
Securities available for sale	$ 281,344

Securities Available for Sale23

Securities Available for Sale (Schedule of Proceeds and Gains and Losses on Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Proceeds from sales of securities available for sale
Proceeds from sales	$ 55,404	$ 36,304	$ 103,504	$ 76,539
Gross realized gains	987	644	1,717	1,253
Gross realized losses	$ 49	$ 44	$ 51	$ 92

Securities Available for Sale24

Securities Available for Sale (Schedule of Securities in an Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value
Less than 12 months	$ 25,300	$ 148,729
More than 12 months	19,727	20,881
Total	45,027	169,610
Gross Unrealized Losses
Less than 12 months	(502)	(1,957)
More than 12 months	(246)	(424)
Total	(748)	(2,381)
U.S. Government Agencies [Member]
Fair Value
Less than 12 months	1,999	24,968
More than 12 months		1,965
Total	1,999	26,933
Gross Unrealized Losses
Less than 12 months	(1)	(106)
More than 12 months		(35)
Total	(1)	(141)
U.S. Agency Mortgage-Backed Securities [Member]
Fair Value
Less than 12 months		24,613
More than 12 months	7,533	4,827
Total	7,533	29,440
Gross Unrealized Losses
Less than 12 months		(235)
More than 12 months	(105)	(112)
Total	(105)	(347)
U.S. Agency Collateralized Mortgage Obligations [Member]
Fair Value
Less than 12 months	11,544	26,563
More than 12 months		4,652
Total	11,544	31,215
Gross Unrealized Losses
Less than 12 months	(306)	(827)
More than 12 months		(107)
Total	(306)	(934)
Corporate Bonds [Member]
Fair Value
Less than 12 months	7,519	50,530
More than 12 months	2,002	2,002
Total	9,521	52,532
Gross Unrealized Losses
Less than 12 months	(154)	(532)
More than 12 months	(18)	(17)
Total	(172)	(549)
Obligations of States and Political Subdivisions [Member]
Fair Value
Less than 12 months	3,912	21,913
More than 12 months	10,192	7,435
Total	14,104	29,348
Gross Unrealized Losses
Less than 12 months	(34)	(252)
More than 12 months	(123)	(153)
Total	(157)	(405)
Total Debt Securities [Member]
Fair Value
Less than 12 months	24,974	148,587
More than 12 months	19,727	20,881
Total	44,701	169,468
Gross Unrealized Losses
Less than 12 months	(495)	(1,952)
More than 12 months	(246)	(424)
Total	(741)	(2,376)
Marketable equity securities [Member]
Fair Value
Less than 12 months	326	142
More than 12 months
Total	326	142
Gross Unrealized Losses
Less than 12 months	(7)	(5)
More than 12 months
Total	$ (7)	$ (5)

Loans and Allowance for Loan 25

Loans and Allowance for Loan Losses (Narrative) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Foregone interest income for impaired loans	$ 3,000	$ 6,000	$ 7,000	$ 13,000
Period of historical loss rate			3 years
Loans Serviced for Others [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate loans serviced for others	$ 49,084,000		$ 49,084,000		$ 38,024,000

Loans and Allowance for Loan 26

Loans and Allowance for Loan Losses (Schedule of Loan Portfolio by Category) (Details) - USD ($) $ in Thousands		Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Loan Portfolio
Gross loans prior to deferred fees		$ 547,157		$ 519,569
Deferred loan costs, net		(833)		(714)
Allowance for loan losses		7,247	$ 7,040	7,078	$ 7,249	$ 7,140	$ 7,141
Net loans		540,743		513,205	477,554
Commercial Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees		280,976		260,900
Allowance for loan losses		3,783	3,528	3,831	4,159	4,187	3,834
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		88,200		87,613
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		165,320		158,321
Commercial Real Estate [Member] | Construction [Member]
Loan Portfolio
Gross loans prior to deferred fees		27,456		14,966
Consumer Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	192,440		181,200
Allowance for loan losses		1,473	1,368	1,403	1,064	1,084	1,367
Consumer Real Estate [Member] | Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	136,926		133,538
Consumer Real Estate [Member] | Home Equity Loan [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	10,132		10,288
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	45,382		37,374
Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred fees		69,667		73,577
Allowance for loan losses		1,261	1,373	1,314	1,390	1,224	1,301
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		41,339		36,189
Commercial and Industrial [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		18,144		18,305
Commercial and Industrial [Member] | Tax-free loans [Member]
Loan Portfolio
Gross loans prior to deferred fees		10,184		19,083
Consumer Portfolio Segment [Member]
Loan Portfolio
Gross loans prior to deferred fees		4,074		3,892
Allowance for loan losses		$ 71	$ 67	$ 62	$ 75	$ 54	$ 66
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $49,084,000 and $38,024,000 as of June 30, 2016, and December 31, 2015, respectively.

Loans and Allowance for Loan 27

Loans and Allowance for Loan Losses (Schedule of Commercial and Consumer Credit Exposure) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Gross loans prior to deferred fees	$ 547,157	$ 519,569
Commercial Borrower [Member]
Gross loans prior to deferred fees	350,643	334,477
Commercial Real Estate [Member]
Gross loans prior to deferred fees	280,976	260,900
Commercial and Industrial [Member]
Gross loans prior to deferred fees	69,667	73,577
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	41,339	36,189
Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	18,144	18,305
Commercial and Industrial [Member] | Tax-free loans [Member]
Gross loans prior to deferred fees	10,184	19,083
Pass [Member] | Commercial Borrower [Member]
Gross loans prior to deferred fees	335,852	322,553
Pass [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	37,647	35,416
Pass [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	17,451	17,860
Pass [Member] | Commercial and Industrial [Member] | Tax-free loans [Member]
Gross loans prior to deferred fees	10,184	19,083
Special Mention [Member] | Commercial Borrower [Member]
Gross loans prior to deferred fees	4,339	1,259
Special Mention [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	773
Special Mention [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	498	125
Special Mention [Member] | Commercial and Industrial [Member] | Tax-free loans [Member]
Gross loans prior to deferred fees
Substandard [Member] | Commercial Borrower [Member]
Gross loans prior to deferred fees	10,452	10,665
Substandard [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	2,919	773
Substandard [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	195	320
Substandard [Member] | Commercial and Industrial [Member] | Tax-free loans [Member]
Gross loans prior to deferred fees
Doubtful [Member] | Commercial Borrower [Member]
Gross loans prior to deferred fees
Doubtful [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees
Doubtful [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees
Doubtful [Member] | Commercial and Industrial [Member] | Tax-free loans [Member]
Gross loans prior to deferred fees
Loss [Member] | Commercial Borrower [Member]
Gross loans prior to deferred fees
Loss [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees
Loss [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees
Loss [Member] | Commercial and Industrial [Member] | Tax-free loans [Member]
Gross loans prior to deferred fees
Mortgages [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	88,200	87,613
Mortgages [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	165,320	158,321
Mortgages [Member] | Pass [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	82,733	81,865
Mortgages [Member] | Pass [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	161,438	154,507
Mortgages [Member] | Special Mention [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	810	511
Mortgages [Member] | Special Mention [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	2,258	623
Mortgages [Member] | Substandard [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees	4,657	5,237
Mortgages [Member] | Substandard [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees	1,624	3,191
Mortgages [Member] | Doubtful [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees
Mortgages [Member] | Doubtful [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees
Mortgages [Member] | Loss [Member] | Commercial Real Estate [Member] | Commercial and Industrial Sector [Member]
Gross loans prior to deferred fees
Mortgages [Member] | Loss [Member] | Commercial Real Estate [Member] | Agricultural Sector [Member]
Gross loans prior to deferred fees
Construction [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees	27,456	14,966
Construction [Member] | Pass [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees	26,399	13,822
Construction [Member] | Special Mention [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees
Construction [Member] | Substandard [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees	1,057	$ 1,144
Construction [Member] | Doubtful [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees
Construction [Member] | Loss [Member] | Commercial Real Estate [Member]
Gross loans prior to deferred fees

Loans and Allowance for Loan 28

Loans and Allowance for Loan Losses (Schedule of Credit Risk Profile by Payment Performance) (Details) - USD ($) $ in Thousands		Jun. 30, 2016	Dec. 31, 2015
Gross loans prior to deferred fees		$ 547,157	$ 519,569
Consumer Borrower [Member]
Gross loans prior to deferred fees		196,514	185,092
Consumer Real Estate [Member]
Gross loans prior to deferred fees	[1]	192,440	181,200
Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees		4,074	3,892
Performing [Member] | Consumer Borrower [Member]
Gross loans prior to deferred fees		196,376	184,714
Performing [Member] | Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees		4,067	3,889
Nonperforming [Member] | Consumer Borrower [Member]
Gross loans prior to deferred fees		138	378
Nonperforming [Member] | Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees		7	3
Mortgages [Member] | Consumer Real Estate [Member]
Gross loans prior to deferred fees	[1]	136,926	133,538
Mortgages [Member] | Performing [Member] | Consumer Real Estate [Member]
Gross loans prior to deferred fees		136,798	133,220
Mortgages [Member] | Nonperforming [Member] | Consumer Real Estate [Member]
Gross loans prior to deferred fees		128	318
Home Equity Loan [Member] | Consumer Real Estate [Member]
Gross loans prior to deferred fees	[1]	10,132	10,288
Home Equity Loan [Member] | Performing [Member] | Consumer Real Estate [Member]
Gross loans prior to deferred fees		10,129	10,278
Home Equity Loan [Member] | Nonperforming [Member] | Consumer Real Estate [Member]
Gross loans prior to deferred fees		3	10
Home Equity Lines of Credit [Member] | Consumer Real Estate [Member]
Gross loans prior to deferred fees	[1]	45,382	37,374
Home Equity Lines of Credit [Member] | Performing [Member] | Consumer Real Estate [Member]
Gross loans prior to deferred fees		45,382	37,327
Home Equity Lines of Credit [Member] | Nonperforming [Member] | Consumer Real Estate [Member]
Gross loans prior to deferred fees			$ 47
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $49,084,000 and $38,024,000 as of June 30, 2016, and December 31, 2015, respectively.

Loans and Allowance for Loan 29

Loans and Allowance for Loan Losses (Schedule of Aging of Loans Receivable) (Details) - USD ($) $ in Thousands		Jun. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 2,110	$ 2,550
Current		545,017	517,019
Total Loans Receivable		547,157	519,569
Loans Receivable - Greater than 90 Days and Accruing		138	378
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable		280,976	260,900
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		589	601
Current		87,611	87,012
Total Loans Receivable		88,200	87,613
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current		165,320	158,321
Total Loans Receivable		165,320	158,321
Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		57
Current		27,399	14,966
Total Loans Receivable		27,456	14,966
Consumer Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	[1]	192,440	181,200
Consumer Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,221	1,705
Current		135,705	131,833
Total Loans Receivable	[1]	136,926	133,538
Loans Receivable - Greater than 90 Days and Accruing		128	318
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		98	96
Current		10,034	10,192
Total Loans Receivable	[1]	10,132	10,288
Loans Receivable - Greater than 90 Days and Accruing		3	10
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		11	82
Current		45,371	37,292
Total Loans Receivable	[1]	45,382	37,374
Loans Receivable - Greater than 90 Days and Accruing			47
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable		69,667	73,577
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		101	29
Current		41,238	36,160
Total Loans Receivable		41,339	36,189
Commercial and Industrial [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current		18,144	18,305
Total Loans Receivable		18,144	18,305
Commercial and Industrial [Member] | Tax-free loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current		10,184	19,083
Total Loans Receivable		10,184	19,083
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		33	37
Current		4,041	3,855
Total Loans Receivable		4,074	3,892
Loans Receivable - Greater than 90 Days and Accruing		7	3
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		978	1,363
30-59 Days Past Due [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30-59 Days Past Due [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30-59 Days Past Due [Member] | Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		57
30-59 Days Past Due [Member] | Consumer Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		697	1,264
30-59 Days Past Due [Member] | Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		95	27
30-59 Days Past Due [Member] | Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		11	35
30-59 Days Past Due [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		101	20
30-59 Days Past Due [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30-59 Days Past Due [Member] | Commercial and Industrial [Member] | Tax-free loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30-59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		17	17
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		569	809
60-89 Days Past Due [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		164	601
60-89 Days Past Due [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Consumer Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		396	123
60-89 Days Past Due [Member] | Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			59
60-89 Days Past Due [Member] | Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			9
60-89 Days Past Due [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Commercial and Industrial [Member] | Tax-free loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		9	17
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		563	378
Greater than 90 Days Past Due [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		425
Greater than 90 Days Past Due [Member] | Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Greater than 90 Days Past Due [Member] | Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Greater than 90 Days Past Due [Member] | Consumer Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		128	318
Greater than 90 Days Past Due [Member] | Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3	10
Greater than 90 Days Past Due [Member] | Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			47
Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member] | Tax-free loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 7	$ 3
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $49,084,000 and $38,024,000 as of June 30, 2016, and December 31, 2015, respectively.

Loans and Allowance for Loan 30

Loans and Allowance for Loan Losses (Schedule of Nonaccrual Loans by Class) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 848	$ 380
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	773	380
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	75
Commercial and Industrial [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial [Member] | Tax-free loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses (Schedule of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Total impaired loans
Average Recorded Investment	$ 1,605	$ 1,920	$ 1,640	$ 2,043	$ 1,957
Interest Income Recognized	$ 14	$ 21	$ 28	$ 45	$ 86

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses (Schedule of Impaired Loans by Loan Portfolio Class) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Loans with no related allowance recorded:
Recorded Investment	$ 2,133	$ 1,881	$ 2,133	$ 1,881	$ 1,705
Unpaid Principal Balance	2,230	2,460	2,230	2,460	2,326
Average Recorded Investment			1,640	2,043	1,957
Interest Income Recognized			28	45	86
Loans with an allowance recorded:
Related Allowance
Total impaired loans
Recorded Investment	2,133	1,881	2,133	1,881	1,705
Unpaid Principal Balance	2,230	2,460	2,230	2,460	2,326
Average Recorded Investment	1,605	1,920	1,640	2,043	1,957
Interest Income Recognized	14	21	28	45	86
Commercial Real Estate [Member]
Loans with no related allowance recorded:
Recorded Investment	2,058	1,825	2,058	1,825	1,705
Unpaid Principal Balance	2,155	2,398	2,155	2,398	2,277
Average Recorded Investment			1,640	1,982	1,903
Interest Income Recognized			28	43	83
Total impaired loans
Recorded Investment	2,058	1,825	2,058	1,825	1,705
Unpaid Principal Balance	2,155	2,398	2,155	2,398	2,277
Average Recorded Investment			1,640	1,982	1,903
Interest Income Recognized			28	43	83
Commercial Real Estate [Member] | Mortgages [Member] | Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	773	465	773	465	380
Unpaid Principal Balance	870	1,038	870	1,038	952
Average Recorded Investment			341	607	544
Interest Income Recognized
Total impaired loans
Recorded Investment	773	468	773	468	380
Unpaid Principal Balance	870	1,038	870	1,038	952
Average Recorded Investment			341	607	544
Interest Income Recognized
Commercial Real Estate [Member] | Mortgages [Member] | Agricultural Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	1,285	1,360	1,285	1,360	1,325
Unpaid Principal Balance	1,285	1,360	1,285	1,360	1,325
Average Recorded Investment			1,299	1,375	1,359
Interest Income Recognized			28	43	83
Total impaired loans
Recorded Investment	1,285	1,360	1,285	1,360	1,325
Unpaid Principal Balance	1,285	1,360	1,285	1,360	1,325
Average Recorded Investment			1,299	1,375	1,359
Interest Income Recognized			28	43	83
Commercial and Industrial [Member]
Loans with no related allowance recorded:
Recorded Investment	75	56	75	56
Unpaid Principal Balance	75	62	75	62	49
Average Recorded Investment				61	54
Interest Income Recognized				2	3
Total impaired loans
Recorded Investment	75	56	75	56
Unpaid Principal Balance	75	62	75	62	49
Average Recorded Investment				61	54
Interest Income Recognized				2	3
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	75	56	75	56
Unpaid Principal Balance	75	62	75	62	49
Average Recorded Investment				61	54
Interest Income Recognized				2	3
Total impaired loans
Recorded Investment	75	56	75	56
Unpaid Principal Balance	$ 75	$ 62	75	62	49
Average Recorded Investment				61	54
Interest Income Recognized				$ 2	$ 3

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses (Schedule of Allowance for Credit Losses) (Details) - USD ($) $ in Thousands		3 Months Ended
		Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		$ 7,040	$ 7,078	$ 7,140	$ 7,141
Charge-offs		(2)	(16)	(5)	(273)
Recoveries		159	28	14	72
Provision		50	(50)	100	200
Allowance for loan losses, ending balance		7,247	7,040	7,249	7,140
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		7,247				7,078
Loans receivable ending balance:
Individually evaluated for impairment		2,133				1,705
Collectively evaluated for impairment		545,024				517,864
Total Loans Receivable		547,157				519,569
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		3,528	3,831	4,187	3,834
Charge-offs					(272)
Recoveries				1	2
Provision		255	(303)	(29)	623
Allowance for loan losses, ending balance		3,783	3,528	4,159	4,187
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		3,783				3,831
Loans receivable ending balance:
Individually evaluated for impairment		2,058				1,705
Collectively evaluated for impairment		278,918				259,195
Total Loans Receivable		280,976				260,900
Consumer Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		1,368	1,403	1,084	1,367
Charge-offs
Recoveries			10
Provision		105	(45)	(20)	(283)
Allowance for loan losses, ending balance		1,473	1,368	1,064	1,084
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		1,473				1,403
Loans receivable ending balance:
Individually evaluated for impairment
Collectively evaluated for impairment		192,440				181,200
Total Loans Receivable	[1]	192,440				181,200
Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		1,373	1,314	1,224	1,301
Charge-offs			(4)	(2)
Recoveries		159	16	11	70
Provision		(271)	47	157	(147)
Allowance for loan losses, ending balance		1,261	1,373	1,390	1,224
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		1,260				1,314
Loans receivable ending balance:
Individually evaluated for impairment		75
Collectively evaluated for impairment		69,592				73,577
Total Loans Receivable		69,667				73,577
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		67	62	54	66
Charge-offs		(2)	(12)	(3)	(1)
Recoveries			2	2
Provision		6	15	22	(11)
Allowance for loan losses, ending balance		71	67	75	54
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		71				62
Loans receivable ending balance:
Individually evaluated for impairment
Collectively evaluated for impairment		4,074				3,892
Total Loans Receivable		4,074				3,892
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses. beginning balance		704	468	591	573
Charge-offs
Recoveries
Provision		(45)	236	(30)	18
Allowance for loan losses, ending balance		659	$ 704	$ 561	$ 591
Allowance for credit losses:
Individually evaluated for impairment
Collectively evaluated for impairment		$ 659				$ 468
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $49,084,000 and $38,024,000 as of June 30, 2016, and December 31, 2015, respectively.

Fair Value Presentation (Narrat

Fair Value Presentation (Narrative) (Details) - USD ($)	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 2,133,000	$ 1,705,000	$ 1,881,000
Related Allowance
CRA Investment Fund [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	5,000,000	5,000,000
CRA Investment Fund [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, market value	5,000,000	5,000,000
Regulatory Bank Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	835,000	515,000
Regulatory Bank Stock [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	$ 866,000	$ 533,000

Fair Value Presentation (Schedu

Fair Value Presentation (Schedule of Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 287,210	$ 289,423	$ 296,059
U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	23,024	29,691
U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	50,584	41,980
U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	38,569	47,331
Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	52,754	63,305
Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	116,413	101,583
Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,866	5,533
Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	23,024	29,691
Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	50,584	41,980
Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	38,569	47,331
Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	52,754	63,305
Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	116,413	101,583
Fair Value Measured on a Recurring Basis [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,866	5,533
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,866	5,533
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,866	5,533
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	281,344	283,890
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	23,024	29,691
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	50,584	41,980
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	38,569	47,331
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	52,754	63,305
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	116,413	101,583
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)

Fair Value Presentation (Sche36

Fair Value Presentation (Schedule of Assets Measured on Nonrecurring Basis) (Details) - Fair Value Measured on a Nonrecurring Basis [Member] - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Non-Recurring Fair Value Measurements
Impaired Loans	$ 2,133	$ 1,705
Total Fair Value, non-recurring	2,133	1,705
Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total Fair Value, non-recurring
Significant Other Observable Inputs (Level II) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total Fair Value, non-recurring
Significant Unobservable Inputs (Level III) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans	2,133	1,705
Total Fair Value, non-recurring	$ 2,133	$ 1,705

Fair Value Presentation (Sche37

Fair Value Presentation (Schedule of Level III Inputs to Determine Fair Value) (Details) - Impaired Loans [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total Fair Value, non-recurring	$ 2,133	$ 1,705
Valuation Techniques	Appraisal of collateral	Appraisal of collateral
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)
Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)

Interim Disclosures about Fai38

Interim Disclosures about Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015	Dec. 31, 2014
Fair value of financial assets
Cash and cash equivalents	$ 50,816	$ 44,227	$ 36,966	$ 43,412
Securities available for sale	287,210	289,423	296,059
Regulatory stock	4,715	4,314	4,037
Loans, net of allowance	540,743	513,205	477,554
Bank owned life insurance	24,266	23,869	23,449
Financial Liabilities:
Demand deposits	254,158	236,214	207,826
Total deposits	769,859	740,062	702,550
Short-term borrowings	7,243	8,736	4,930
Long-term debt	61,537	59,594	$ 67,094
Carrying Amount [Member]
Fair value of financial assets
Cash and cash equivalents	50,816	44,227
Securities available for sale	287,210	289,423
Regulatory stock	4,715	4,314
Loans held for sale	2,577	1,126
Loans, net of allowance	540,743	513,205
Accrued interest receivable	3,605	3,600
Bank owned life insurance	24,266	23,869
Financial Liabilities:
Demand deposits	254,158	236,214
Interest-bearing demand deposits	19,132	14,737
NOW accounts	84,493	77,180
Money market deposit accounts	80,149	82,507
Savings accounts	165,764	148,320
Time deposits	166,163	181,104
Total deposits	769,859	740,062
Short-term borrowings	7,243	8,736
Long-term debt	61,537	59,594
Accrued interest payable	409	456
Fair Value [Member]
Fair value of financial assets
Cash and cash equivalents	50,816	44,227
Securities available for sale	287,210	289,423
Regulatory stock	4,715	4,314
Loans held for sale	2,577	1,126
Loans, net of allowance	541,630	512,481
Accrued interest receivable	3,605	3,600
Bank owned life insurance	24,266	23,869
Financial Liabilities:
Demand deposits	254,158	236,214
Interest-bearing demand deposits	19,132	14,737
NOW accounts	84,493	77,180
Money market deposit accounts	80,149	82,507
Savings accounts	165,764	148,320
Time deposits	167,884	182,887
Total deposits	771,580	741,845
Short-term borrowings	7,243	8,736
Long-term debt	62,421	59,805
Accrued interest payable	409	456
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value [Member]
Fair value of financial assets
Cash and cash equivalents	50,816	44,227
Securities available for sale	5,866	5,533
Regulatory stock	4,715	4,314
Loans held for sale	2,577	1,126
Loans, net of allowance
Accrued interest receivable	3,605	3,600
Bank owned life insurance	24,266	23,869
Financial Liabilities:
Demand deposits	254,158	236,214
Interest-bearing demand deposits	19,132	14,737
NOW accounts	84,493	77,180
Money market deposit accounts	80,149	82,507
Savings accounts	165,764	148,320
Time deposits
Total deposits	603,696	558,958
Short-term borrowings	7,243	8,736
Long-term debt
Accrued interest payable	409	456
Significant Other Observable Inputs (Level II) [Member] | Fair Value [Member]
Fair value of financial assets
Cash and cash equivalents
Securities available for sale	281,344	283,890
Regulatory stock
Loans held for sale
Loans, net of allowance
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits
Total deposits
Short-term borrowings
Long-term debt
Accrued interest payable
Significant Unobservable Inputs (Level III) [Member] | Fair Value [Member]
Fair value of financial assets
Cash and cash equivalents
Securities available for sale
Regulatory stock
Loans held for sale
Loans, net of allowance	541,630	512,481
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits	167,884	182,887
Total deposits	167,884	182,887
Short-term borrowings
Long-term debt	62,421	$ 59,805
Accrued interest payable

Commitments and Contingent Li39

Commitments and Contingent Liabilities (Details) $ in Millions	Jun. 30, 2016USD ($)
Commitment to extend credit	$ 233.4
Loan Commitments [Member]
Commitment to extend credit	51.8
Line of Credit [Member]
Commitment to extend credit	170.5
Letter of Credit [Member]
Commitment to extend credit	$ 11.1

Accumulated Other Comprehensi40

Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2016	Jun. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance		$ 95,102			$ 95,102
Other comprehensive income (loss), net of tax	$ 1,638		$ (2,642)		2,208	$ (1,483)
Ending balance	99,511		92,706		99,511	92,706
Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	318	(252)	2,161	$ 1,002	(252)	1,002
Other comprehensive income (loss) before reclassifications	2,258	1,050	(2,246)	1,529
Amount reclassified from accumulated other comprehensive income (loss)	(620)	(480)	(396)	(370)
Other comprehensive income (loss), net of tax	1,638	570	(2,642)	1,159
Ending balance	$ 1,956	$ 318	$ (481)	$ 2,161	$ 1,956	$ (481)
Federal income tax rate		34.00%				34.00%

Accumulated Other Comprehensi41

Accumulated Other Comprehensive Income (Loss) (Schedule of Amounts Reclassified from AOCI) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	$ 938	$ 600	$ 1,666	$ 1,161
Provision for federal income taxes	(218)	(278)	(600)	(521)
Reclassifications for the period	1,644	1,596	3,556	3,062
Reclassification out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	938	600	1,666	1,161
Provision for federal income taxes	(319)	(204)	(566)	(395)
Reclassifications for the period	$ 619	$ 396	$ 1,100	$ 766