ENB Financial (ENBP) 10-Q 15 May 17 2017 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2017	May 01, 2017
Document And Entity Information
Entity Registrant Name	ENB Financial Corp
Entity Central Index Key	1,437,479
Document Type	10-Q
Document Period End Date	Mar. 31, 2017
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Is Entity a Well-known Seasoned Issuer	No
Is Entity a Voluntary Filer	No
Is Entity's Reporting Status Current	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		2,848,741
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2,017

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
ASSETS
Cash and due from banks	$ 16,161	$ 19,852	$ 11,989
Interest-bearing deposits in other banks	43,127	25,780	28,689
Total cash and cash equivalents	59,288	45,632	40,678
Securities available for sale (at fair value)	315,176	308,111	287,270
Loans held for sale	3,127	2,552	804
Loans (net of unearned income)	572,876	571,567	544,784
Less: Allowance for loan losses	7,672	7,562	7,040
Net loans	565,204	564,005	537,744
Premises and equipment	23,881	22,568	21,466
Regulatory stock	5,455	5,372	4,675
Bank owned life insurance	24,856	24,687	24,082
Other assets	10,836	11,326	8,102
Total assets	1,007,823	984,253	924,821
Deposits:
Noninterest-bearing	287,799	280,543	243,647
Interest-bearing	547,831	536,948	506,084
Total deposits	835,630	817,491	749,731
Short-term borrowings	14,774	8,329	11,467
Long-term debt	58,819	61,257	64,883
Other liabilities	2,188	2,237	1,866
Total liabilities	911,411	889,314	827,947
Stockholders' equity:
Common stock, par value $0.20; Shares: Authorized 12,000,000 Issued 2,869,557 and Outstanding 2,853,741 (Issued 2,869,557 and Outstanding 2,850,382 as of 12/31/16) (Issued 2,869,557 and Outstanding 2,851,394 as of 3/31/16)	574	574	574
Capital surplus	4,411	4,403	4,395
Retained earnings	96,504	95,475	92,172
Accumulated other comprehensive income (loss) net of tax	(4,559)	(4,885)	318
Less: Treasury stock cost on 15,816 shares (19,175 shares as of 12/31/16 and 18,163 shares as of 3/31/16)	(518)	(628)	(585)
Total stockholders' equity	96,412	94,939	96,874
Total liabilities and stockholders' equity	$ 1,007,823	$ 984,253	$ 924,821

CONSOLIDATED BALANCE SHEETS (U3

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - $ / shares	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Statement of Financial Position [Abstract]
Common stock, par value	$ 0.20	$ 0.20	$ 0.20
Common stock, authorized	12,000,000	12,000,000	12,000,000
Common stock, issued	2,869,557	2,869,557	2,869,557
Common stock, outstanding	2,853,741	2,850,382	2,851,394
Treasury shares	15,816	19,175	18,163

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest and dividend income:
Interest and fees on loans	$ 5,832	$ 5,439
Interest on securities available for sale
Taxable	888	473
Tax-exempt	1,120	867
Interest on deposits at other banks	54	26
Dividend income	88	81
Total interest and dividend income	7,982	6,886
Interest expense:
Interest on deposits	467	546
Interest on borrowings	235	265
Total interest expense	702	811
Net interest income	7,280	6,075
Provision (credit) for loan losses	90	(50)
Net interest income after provision (credit) for loan losses	7,190	6,125
Other income:
Trust and investment services income	482	387
Service fees	562	478
Commissions	547	515
Gains on securities transactions, net	140	728
Gains on sale of mortgages	355	155
Earnings on bank-owned life insurance	173	194
Other income	153	194
Total other income	2,412	2,651
Operating expenses:
Salaries and employee benefits	4,719	3,971
Occupancy	599	514
Equipment	282	263
Advertising & marketing	237	135
Computer software & data processing	530	420
Shares tax	215	227
Professional services	389	377
Other expense	547	575
Total operating expenses	7,518	6,482
Income before income taxes	2,084	2,294
Provision for federal income taxes	257	382
Net income	$ 1,827	$ 1,912
Earnings per share of common stock	$ 0.64	$ 0.67
Cash dividends paid per share	$ 0.28	$ 0.27
Weighted average shares outstanding	2,850,689	2,849,954

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Statement of Comprehensive Income [Abstract]
Net income	$ 1,827	$ 1,912
Securities available for sale not other-than-temporarily impaired:
Unrealized gains (losses) arising during the period	633	1,591
Income tax effect	(215)	(541)
Total	418	1,050
Unrealized gains arising during the period	(140)	(728)
Income tax effect	48	248
Total	(92)	(480)
Other comprehensive income, net of tax	326	570
Comprehensive Income	$ 2,153	$ 2,482

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Cash flows from operating activities:
Net income	$ 1,827	$ 1,912
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of securities premiums and discounts and loan fees	1,015	1,758
Decrease in interest receivable	508	105
Decrease in interest payable	(2)	(13)
Provision (credit) for loan losses	90	(50)
Gains on securities transactions, net	(140)	(728)
Gains on sale of mortgages	(355)	(155)
Loans originated for sale	(5,221)	(5,120)
Proceeds from sales of loans	5,001	5,597
Earnings on bank-owned life insurance	(173)	(194)
Depreciation of premises and equipment and amortization of software	406	404
Deferred income tax	55	238
Other assets and other liabilities, net	(343)	(1,076)
Net cash provided by operating activities	2,668	2,678
Securities available for sale:
Proceeds from maturities, calls, and repayments	5,391	19,915
Proceeds from sales	13,687	48,099
Purchases	(26,416)	(65,953)
Purchase of regulatory bank stock	(873)	(670)
Redemptions of regulatory bank stock	790	309
Purchase of bank-owned life insurance		(19)
Net increase in loans	(1,397)	(24,564)
Purchases of premises and equipment, net	(1,657)	(129)
Purchase of computer software	(3)	(194)
Net cash used for investing activities	(10,478)	(23,206)
Cash flows from financing activities:
Net increase in demand, NOW, and savings accounts	21,789	20,881
Net decrease in time deposits	(3,650)	(11,212)
Net increase in short-term borrowings	6,445	2,731
Proceeds from long-term debt	5,062	10,289
Repayments of long-term debt	(7,500)	(5,000)
Dividends paid	(798)	(769)
Proceeds from sale of treasury stock	118	124
Treasury stock purchased		(65)
Net cash provided by financing activities	21,466	16,979
Increase (decrease) in cash and cash equivalents	13,656	(3,549)
Cash and cash equivalents at beginning of period	45,632	44,227
Cash and cash equivalents at end of period	59,288	40,678
Supplemental disclosures of cash flow information:
Interest paid	704	823
Income taxes paid		625
Supplemental disclosure of non-cash investing and financing activities:
Fair value adjustments for securities available for sale	$ 493	$ 863

Basis of Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	1. Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. ENB Financial Corp (“the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”). This Form 10-Q, for the first quarter of 2017, is reporting on the results of operations and financial condition of ENB Financial Corp. Operating results for the three months ended March 31, 2017, are not necessarily indicative of the results that may be expected for the year ended December 31, 2017. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp’s Annual Report on Form 10-K for the year ended December 31, 2016.

Securities Available for Sale

Securities Available for Sale	3 Months Ended
	Mar. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	2. Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of securities held at March 31, 2017, and December 31, 2016, are as follows: Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ March 31, 2017 U.S. government agencies 33,119 — (847 ) 32,272 U.S. agency mortgage-backed securities 59,782 12 (927 ) 58,867 U.S. agency collateralized mortgage obligations 43,437 93 (774 ) 42,756 Corporate bonds 53,046 14 (640 ) 52,420 Obligations of states and political subdivisions 127,183 254 (4,144 ) 123,293 Total debt securities 316,567 373 (7,332 ) 309,608 Marketable equity securities 5,517 51 — 5,568 Total securities available for sale 322,084 424 (7,332 ) 315,176 December 31, 2016 U.S. government agencies 33,124 — (863 ) 32,261 U.S. agency mortgage-backed securities 56,826 22 (979 ) 55,869 U.S. agency collateralized mortgage obligations 38,737 41 (842 ) 37,936 Corporate bonds 52,928 8 (845 ) 52,091 Obligations of states and political subdivisions 128,428 346 (4,344 ) 124,430 Total debt securities 310,043 417 (7,873 ) 302,587 Marketable equity securities 5,469 55 — 5,524 Total securities available for sale 315,512 472 (7,873 ) 308,111 The amortized cost and fair value of debt securities available for sale at March 31, 2017, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 17,333 17,145 Due after one year through five years 102,411 101,140 Due after five years through ten years 72,919 71,403 Due after ten years 123,904 119,920 Total debt securities 316,567 309,608 Securities available for sale with a par value of $63,945,000 and $63,726,000 at March 31, 2017, and December 31, 2016, respectively, were pledged or restricted for public funds, borrowings, or other purposes as required by law. The fair value of these pledged securities was $65,816,000 at March 31, 2017, and $65,770,000 at December 31, 2016. Proceeds from active sales of securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended March 31, 2017 2016 $ $ Proceeds from sales 13,687 48,099 Gross realized gains 172 730 Gross realized losses 32 2 Management evaluates all of the Corporation’s securities for other than temporary impairment (OTTI) on a periodic basis. No securities in the portfolio had other-than-temporary impairment recorded in the first three months of 2017 or 2016. Information pertaining to securities with gross unrealized losses at March 31, 2017, and December 31, 2016, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of March 31, 2017 U.S. government agencies 32,272 (847 ) — — 32,272 (847 ) U.S. agency mortgage-backed securities 49,382 (784 ) 3,658 (143 ) 53,040 (927 ) U.S. agency collateralized mortgage obligations 33,111 (774 ) — — 33,111 (774 ) Corporate bonds 42,451 (634 ) 2,009 (6 ) 44,460 (640 ) Obligations of states & political subdivisions 99,061 (3,840 ) 9,006 (304 ) 108,067 (4,144 ) Total debt securities 256,277 (6,879 ) 14,673 (453 ) 270,950 (7,332 ) Marketable equity securities — — — — — — Total temporarily impaired securities 256,277 (6,879 ) 14,673 (453 ) 270,950 (7,332 ) As of December 31, 2016 U.S. government agencies 32,261 (863 ) — — 32,261 (863 ) U.S. agency mortgage-backed securities 47,418 (856 ) 3,989 (123 ) 51,407 (979 ) U.S. agency collateralized mortgage obligations 33,206 (842 ) — — 33,206 (842 ) Corporate bonds 45,335 (830 ) 2,002 (15 ) 47,337 (845 ) Obligations of states & political subdivisions 101,229 (4,063 ) 8,041 (281 ) 109,270 (4,344 ) Total debt securities 259,449 (7,454 ) 14,032 (419 ) 273,481 (7,873 ) Marketable equity securities — — — — — — Total temporarily impaired securities 259,449 (7,454 ) 14,032 (419 ) 273,481 (7,873 ) In the debt security portfolio there were 201 positions that were carrying unrealized losses as of March 31, 2017. In the equity security portfolio there were no positions that were carrying unrealized losses as of March 31, 2017. There were no instruments considered to be other-than-temporarily impaired at March 31, 2017. The Corporation evaluates both equity and fixed maturity positions for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic and market concerns warrant such evaluation. U.S. generally accepted accounting principles provide for the bifurcation of OTTI into two categories: (a) the amount of the total OTTI related to a decrease in cash flows expected to be collected from the debt security (the credit loss), which is recognized in earnings, and (b) the amount of total OTTI related to all other factors, which is recognized, net of taxes, as a component of accumulated other comprehensive income. As part of management’s normal monthly securities review, instruments are examined for known or expected calls that would impact the value of the bonds by causing accelerated amortization. If a security was purchased at a high premium, or dollar price above par, the remaining premium has to be amortized on a straight line basis to the known call date. Calls can occur in a majority of the securities the Corporation purchases but they are dependent on the structure of the instrument, and can also be dependent on certain conditions. On March 15, 2016, management was made aware of a regulatory call provision on a CoBank bond held by the Corporation. CoBank is a sub-U.S. agency and cooperative of the Farm Credit Association (FCA), a U.S. government sponsored enterprise (GSE). The bond was classified as a corporate bond for disclosure purposes. The regulatory call was not anticipated and the high coupon bond was purchased at a high premium. The call required accelerated amortization to the April 15, 2016 call date, resulting in an additional $479,000 of amortization in 2016. This regulatory call specifically involved the CoBank issue maturing on April 16, 2018. On April 26, 2016, management became aware of an AgriBank bond call. AgriBank is another cooperative of the FCA. The Corporation owned $6.4 million par of the AgriBank issue maturing on July 15, 2019. AgriBank went public with this call, stating they intended to call the bonds on July 15, 2016. As a result of this par call notice, management accelerated the amortization of the remaining premium on the AgriBank bond, beginning in April and running until the call date of July 15, 2016. This resulted in $1,202,000 of accelerated amortization recorded on this bond in 2016. In both the CoBank and AgriBank matters investors, including the Corporation, have contested the ability of both CoBank and AgriBank to conduct these regulatory calls. Presently, management is pursuing litigation against CoBank and AgriBank to contest the process that was undertaken to exercise these regulatory calls. Management cannot make any prediction or draw any conclusion as to the outcome of any negotiations and/or litigation in connection with these matters.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2017
Receivables [Abstract]
Loans and Allowance for Loan Losses	3. Loans and Allowance for Loan Losses The following table presents the Corporation’s loan portfolio by category of loans as of March 31, 2017, and December 31, 2016: LOAN PORTFOLIO (DOLLARS IN THOUSANDS) March 31, December 31, 2017 2016 $ $ Commercial real estate Commercial mortgages 86,008 86,434 Agriculture mortgages 158,190 163,753 Construction 20,381 24,880 Total commercial real estate 264,579 275,067 Consumer real estate (a) 1-4 family residential mortgages 157,509 150,253 Home equity loans 11,287 10,391 Home equity lines of credit 54,944 53,127 Total consumer real estate 223,740 213,771 Commercial and industrial Commercial and industrial 43,890 42,471 Tax-free loans 14,089 13,091 Agriculture loans 20,773 21,630 Total commercial and industrial 78,752 77,192 Consumer 4,773 4,537 Gross loans prior to deferred fees 571,844 570,567 Less: Deferred loan costs, net (1,032 ) (1,000 ) Allowance for loan losses 7,672 7,562 Total net loans 565,204 564,005 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $73,161,000 and $66,767,000 as of March 31, 2017, and December 31, 2016, respectively. The Corporation grades commercial credits differently than consumer credits. The following tables represent all of the Corporation’s commercial credit exposures by internally assigned grades as of March 31, 2017 and December 31, 2016. The grading analysis estimates the capability of the borrower to repay the contractual obligations under the loan agreements as scheduled. The Corporation's internal commercial credit risk grading system is based on experiences with similarly graded loans. The Corporation's internally assigned grades for commercial credits are as follows: · Pass – loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. · Special Mention – loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected. · Substandard – loans that have a well-defined weakness based on objective evidence and characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. · Doubtful – loans classified as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. · Loss – loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) March 31, 2017 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 79,359 149,357 19,381 38,497 14,089 19,182 319,865 Special Mention 1,228 4,617 — 252 — 514 6,611 Substandard 5,421 4,216 1,000 5,141 — 1,077 16,855 Doubtful — — — — — — — Loss — — — — — — — Total 86,008 158,190 20,381 43,890 14,089 20,773 343,331 December 31, 2016 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 81,945 155,820 23,880 36,887 13,091 20,245 331,868 Special Mention 1,282 5,360 — 1,955 — 653 9,250 Substandard 3,207 2,573 1,000 3,629 — 732 11,141 Doubtful — — — — — — — Loss — — — — — — — Total 86,434 163,753 24,880 42,471 13,091 21,630 352,259 For consumer loans, the Corporation evaluates credit quality based on whether the loan is considered performing or non-performing. Non-performing loans consist of those loans greater than 90 days delinquent and nonaccrual loans. The following tables present the balances of consumer loans by classes of the loan portfolio based on payment performance as of March 31, 2017 and December 31, 2016: CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) March 31, 2017 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 156,918 11,287 54,944 4,773 227,922 Non-performing 591 — — — 591 Total 157,509 11,287 54,944 4,773 228,513 December 31, 2016 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 149,873 10,388 53,127 4,536 217,924 Non-performing 380 3 — 1 384 Total 150,253 10,391 53,127 4,537 218,308 The following tables present an age analysis of the Corporation’s past due loans, segregated by loan portfolio class, as of March 31, 2017 and December 31, 2016: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and March 31, 2017 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 258 130 572 960 85,048 86,008 — Agriculture mortgages — — — — 158,190 158,190 — Construction — — — — 20,381 20,381 — Consumer real estate 1-4 family residential mortgages 519 — 591 1,110 156,399 157,509 591 Home equity loans 40 — — 40 11,247 11,287 — Home equity lines of credit — — — — 54,944 54,944 — Commercial and industrial Commercial and industrial 217 3 75 295 43,595 43,890 — Tax-free loans 67 — — 67 14,022 14,089 — Agriculture loans — — — — 20,773 20,773 — Consumer 3 — — 3 4,770 4,773 — Total 1,104 133 1,238 2,475 569,369 571,844 591 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2016 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — 419 417 836 85,598 86,434 — Agriculture mortgages 165 — — 165 163,588 163,753 — Construction — — — — 24,880 24,880 — Consumer real estate 1-4 family residential mortgages 572 662 380 1,614 148,639 150,253 380 Home equity loans 81 — 3 84 10,307 10,391 3 Home equity lines of credit 90 — — 90 53,037 53,127 — Commercial and industrial Commercial and industrial 266 — 75 341 42,130 42,471 — Tax-free loans — — — — 13,091 13,091 — Agriculture loans — — — — 21,630 21,630 — Consumer 16 4 1 21 4,516 4,537 1 Total 1,190 1,085 876 3,151 567,416 570,567 384 The following table presents nonaccrual loans by classes of the loan portfolio as of March 31, 2017 and December 31, 2016: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) March 31 December 31, 2017 2016 $ $ Commercial real estate Commercial mortgages 760 646 Agriculture mortgages — — Construction — — Consumer real estate 1-4 family residential mortgages — — Home equity loans — — Home equity lines of credit — — Commercial and industrial Commercial and industrial 75 75 Tax-free loans — — Agriculture loans — — Consumer — — Total 835 721 As of March 31, 2017 and December 31, 2016, all of the Corporation’s commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three months ended March 31, 2017 and March 31, 2016 is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended March 31, 2017 2016 $ $ Average recorded balance of impaired loans 1,957 1,672 Interest income recognized on impaired loans 14 14 Interest income on impaired loans would have increased by approximately $7,000 for the three months ended March 31, 2017, compared to $4,000 for the three months ended March 31, 2016, had these loans performed in accordance with their original terms. During the three months ended March 31, 2017 and 2016, there were no loan modifications made that would cause a loan to be considered a troubled debt restructuring (TDR). A TDR is a loan where management has granted a concession to the borrower from the original terms. A concession is generally defined as more favorable payment or credit terms granted to a borrower in an effort to improve the likelihood of the lender collecting principal in its entirety. Concessions usually are in the form of interest only for a period of time, or a lower interest rate offered in an effort to enable the borrower to continue to make normally scheduled payments. The following tables summarize information in regards to impaired loans by loan portfolio class as of March 31, 2017, December 31, 2016, and March 31, 2016: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) March 31, 2017 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 760 857 — 644 3 Agriculture mortgages 1,229 1,229 — 1,238 11 Construction — — — — — Total commercial real estate 1,989 2,086 — 1,882 14 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 75 — Total with no related allowance 2,064 2,161 — 1,957 14 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 760 857 — 644 3 Agriculture mortgages 1,229 1,229 — 1,238 11 Construction — — — — — Total commercial real estate 1,989 2,086 — 1,882 14 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 75 — Total 2,064 2,161 — 1,957 14 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) December 31, 2016 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 646 743 — 768 2 Agriculture mortgages 1,248 1,248 — 1,285 55 Construction — — — — — Total commercial real estate 1,894 1,991 — 2,053 57 Commercial and industrial Commercial and industrial 75 75 — 76 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 76 — Total with no related allowance 1,969 2,066 — 2,129 57 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 646 743 — 768 2 Agriculture mortgages 1,248 1,248 — 1,285 55 Construction — — — — — Total commercial real estate 1,894 1,991 — 2,053 57 Commercial and industrial Commercial and industrial 75 75 — 76 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 76 — Total 1,969 2,066 — 2,129 57 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) March 31, 2016 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 337 434 — 358 — Agriculture mortgages 1,304 1,304 — 1,314 14 Construction — — — — — Total commercial real estate 1,641 1,738 — 1,672 14 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with no related allowance 1,641 1,738 — 1,672 14 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 337 434 — 358 — Agriculture mortgages 1,304 1,304 — 1,314 14 Construction — — — — — Total commercial real estate 1,641 1,738 — 1,672 14 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total 1,641 1,738 — 1,672 14 The following table details activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2017: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2016 3,795 1,652 1,552 82 481 7,562 Charge-offs — — (7 ) (4 ) — (11 ) Recoveries — 20 9 2 — 31 Provision (credit) (275 ) 163 95 3 104 90 Ending Balance - March 31, 2017 3,520 1,835 1,649 83 585 7,672 During the three months ended March 31, 2017, a credit provision was recorded for the commercial real estate segment with provision expense recorded in all other loan categories. For the entire portfolio, $90,000 of additional provision expense was recorded for the first three months of 2017. Delinquency rates among most loan pools remain very low with the total amount of delinquent loans lower on March 31, 2017 than on December 31, 2016. The Corporation received $20,000 more recoveries than charge-offs for the three months ended March 31, 2017. These favorable results acted to offset higher levels of classified loans and non-accruals resulting in $90,000 of additional provision being sufficient to cover projected losses inherent in the loan portfolio and still retain a sufficient unallocated portion of the allowance. Changes in qualitative factors were minimal during the first quarter and the provision expense recorded was primarily the result of higher levels of classified loans. T ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2015 3,831 1,403 1,314 62 468 7,078 Charge-offs — — (4 ) (12 ) — (16 ) Recoveries — 10 16 2 — 28 Provision (credit) (303 ) (45 ) 47 15 236 (50 ) Balance - March 31, 2016 3,528 1,368 1,373 67 704 7,040 During the first quarter of 2016, credit provisions were recorded for the commercial real estate and consumer real estate segments with provision expenses recorded in all other loan categories. Delinquency rates in the real estate secured segment of loans were extremely low requiring fewer reserves. Qualitative factors continued to shift, with net declines in non-dairy agriculture and home equity loans. Our three-year historical loss rate was declining in our business mortgage pool, as the twelve-month charge-off rate fell from 4.43% of loans in the fourth quarter of 2015, to 2.69% of loans in the first quarter of 2016. A substantial paydown of a substandard loan with potential impairment also supported a reduced allowance balance, despite an increase in loan balances. The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of March 31, 2017 and December 31, 2016: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of March 31, 2017: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,520 1,835 1,649 83 585 7,672 Loans receivable: Ending balance 264,579 223,740 78,752 4,773 571,844 Ending balance: individually evaluated for impairment 1,989 — 75 — 2,064 Ending balance: collectively evaluated for impairment 262,590 223,740 78,677 4,773 569,780 As of December 31, 2016: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,795 1,652 1,552 82 481 7,562 Loans receivable: Ending balance 275,067 213,771 77,192 4,537 570,567 Ending balance: individually evaluated for impairment 1,894 — 75 — 1,969 Ending balance: collectively evaluated for impairment 273,173 213,771 77,117 4,537 568,598

Fair Value Presentation

Fair Value Presentation	3 Months Ended
	Mar. 31, 2017
Fair Value Disclosures [Abstract]
Fair Value Presentation	4. Fair Value Presentation U.S. generally accepted accounting principles establish a hierarchal disclosure framework associated with the level of observable pricing utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no observable pricing as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. The following tables present the assets reported on the Consolidated Balance Sheets at their fair value as of March 31, 2017, and December 31, 2016, by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) March 31, 2017 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 32,272 — 32,272 U.S. agency mortgage-backed securities — 58,867 — 58,867 U.S. agency collateralized mortgage obligations — 42,756 — 42,756 Corporate bonds — 52,420 — 52,420 Obligations of states & political subdivisions — 123,293 — 123,293 Marketable equity securities 5,568 — — 5,568 Total securities 5,568 309,608 — 315,176 On March 31, 2017, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable, but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of March 31, 2017, the CRA fund investments had a $5,273,000 book and fair market value and the bank stock portfolio had an amortized cost of $244,000, and fair market value of $295,000. Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2016 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 32,261 — 32,261 U.S. agency mortgage-backed securities — 55,869 — 55,869 U.S. agency collateralized mortgage obligations — 37,936 — 37,936 Corporate bonds — 52,091 — 52,091 Obligations of states & political subdivisions — 124,430 — 124,430 Marketable equity securities 5,524 — — 5,524 Total securities 5,524 302,587 — 308,111 On December 31, 2016, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of December 31, 2016, the CRA fund investments had a $5,250,000 book and market value and the bank stocks had an amortized cost of $219,000 and a market value of $274,000. Financial instruments are considered level III when their values are determined using pricing models, discounted cash flow methodologies, or similar techniques, and at least one significant model assumption or input is unobservable. In addition to these unobservable inputs, the valuation models for level III financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. Level III financial instruments also include those for which the determination of fair value requires significant management judgment or estimation. There were no level III securities as of March 31, 2017 or December 31, 2016. The following tables present the assets measured on a nonrecurring basis on the Consolidated Balance Sheets at their fair value as of March 31, 2017 and December 31, 2016, by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS ( Dollars in Thousands March 31, 2017 Level I Level II Level III Total Assets: Impaired Loans — — 2,064 2,064 Total — — 2,064 2,064 December 31, 2016 Level I Level II Level III Total Assets: Impaired Loans — — 1,969 1,969 Total — — 1,969 1,969 The Corporation had a total of $2,064,000 of impaired loans as of March 31, 2017, with no specific allocation against these loans and $1,969,000 of impaired loans as of December 31, 2016, with no specific allocation against these loans. The value of impaired loans is generally determined through independent appraisals of the underlying collateral. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) March 31, 2017 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,064 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) December 31, 2016 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,969 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Interim Disclosures about Fair

Interim Disclosures about Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2017
Fair Value, Assets, Liabilities and Stockholders' Equity Measured on Recurring Basis [Abstract]
Interim Disclosures about Fair Value of Financial Instruments	5. Interim Disclosures about Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instrument: Cash and Cash Equivalents For these short-term instruments, the carrying amount is a reasonable estimate of fair value. Securities Available for Sale Management utilizes quoted market pricing for the fair value of the Corporation's securities that are available for sale, if available. If a quoted market rate is not available, fair value is estimated using quoted market prices for similar securities. Regulatory Stock Regulatory stock is valued at a stable dollar price, which is the price used to purchase or liquidate shares; therefore, the carrying amount is a reasonable estimate of fair value. Loans Held for Sale Loans held for sale are individual loans for which the Corporation has a firm sales commitment; therefore, the carrying value is a reasonable estimate of the fair value. Loans The fair value of fixed and variable rate loans is estimated by discounting back the scheduled future cash flows of the particular loan product, using the market interest rates of comparable loan products in the Corporation’s greater market area, with the same general structure, comparable credit ratings, and for the same remaining maturities. Accrued Interest Receivable The carrying amount of accrued interest receivable is a reasonable estimate of fair value. Bank Owned Life Insurance Fair value is equal to the cash surrender value of the life insurance policies. Deposits The fair value of non-interest bearing demand deposit accounts and interest bearing demand, savings, and money market deposit accounts is based on the amount payable on demand at the reporting date. The fair value of fixed-maturity time deposits is estimated by discounting back the expected cash flows of the time deposit using market interest rates from the Corporation’s greater market area currently offered for similar time deposits with similar remaining maturities. Borrowings The carrying amount of short-term borrowing is a reasonable estimate of fair value. The fair value of long-term borrowing is estimated by comparing the rate currently offered for the same type of borrowing instrument with a matching remaining term. Accrued Interest Payable The carrying amount of accrued interest payable is a reasonable estimate of fair value. Firm Commitments to Extend Credit, Lines of Credit, and Open Letters of Credit These financial instruments are generally not subject to sale and estimated fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment or letter of credit, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment, using fees currently charged to enter into similar agreements with similar credit risk, is not considered material for disclosure purposes. The contractual amounts of unfunded commitments are presented in Note 6. Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Corporation's financial instruments at March 31, 2017 and December 31, 2016, are summarized as follows: FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) March 31, 2017 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 59,288 59,288 59,288 — — Securities available for sale 315,176 315,176 5,568 309,608 — Regulatory stock 5,455 5,455 5,455 — — Loans held for sale 3,127 3,127 3,127 — — Loans, net of allowance 565,204 562,923 — — 562,923 Accrued interest receivable 3,242 3,242 3,242 — — Bank owned life insurance 24,856 24,856 24,856 — — Financial Liabilities: Demand deposits 287,799 287,799 287,799 — — Interest-bearing demand deposits 18,614 18,614 18,614 — — NOW accounts 86,147 86,147 86,147 — — Money market deposit accounts 98,431 98,431 98,431 — — Savings accounts 186,686 186,686 186,686 — — Time deposits 157,953 159,272 — — 159,272 Total deposits 835,630 836,949 677,677 — 159,272 Short-term borrowings 14,774 14,774 14,774 — — Long-term debt 58,819 58,928 — — 58,928 Accrued interest payable 382 382 382 — — FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2016 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 45,632 45,632 45,632 — — Securities available for sale 308,111 308,111 5,524 302,587 — Regulatory stock 5,372 5,372 5,372 — — Loans held for sale 2,552 2,552 2,552 — — Loans, net of allowance 564,005 563,418 — — 563,418 Accrued interest receivable 3,750 3,750 3,750 — — Bank owned life insurance 24,687 24,687 24,687 — — Financial Liabilities: Demand deposits 280,543 280,543 280,543 — — Interest-bearing demand deposits 20,108 20,108 20,108 — — NOW accounts 85,540 85,540 85,540 — — Money market deposit accounts 93,943 93,943 93,943 — — Savings accounts 175,753 175,753 175,753 — — Time deposits 161,604 163,464 — — 163,464 Total deposits 817,491 819,351 655,887 — 163,464 Short-term borrowings 8,329 8,329 8,329 — — Long-term debt 61,257 61,372 — — 61,372 Accrued interest payable 384 384 384 — —

Commitments and Contingent Liab

Commitments and Contingent Liabilities	3 Months Ended
	Mar. 31, 2017
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	6. Commitments and Contingent Liabilities In order to meet the financing needs of its customers in the normal course of business, the Corporation makes various commitments that are not reflected in the accompanying consolidated financial statements. These commitments include firm commitments to extend credit, unused lines of credit, and open letters of credit. As of March 31, 2017, firm loan commitments were $38.6 million, unused lines of credit were $192.8 million, and open letters of credit were $10.2 million. The total of these commitments was $241.6 million, which represents the Corporation’s exposure to credit loss in the event of nonperformance by its customers with respect to these financial instruments. The actual credit losses that may arise from these commitments are expected to compare favorably with the Corporation’s loan loss experience on its loan portfolio taken as a whole. The Corporation uses the same credit policies in making commitments and conditional obligations as it does for balance sheet financial instruments.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2017
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	7. Accumulated Other Comprehensive Income (Loss) The activity in accumulated other comprehensive income (loss) for the three months ended March 31, 2017 and 2016 is as follows: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2016 (4,885 ) Other comprehensive income before reclassifications 418 Amount reclassified from accumulated other comprehensive income (loss) (92 ) Period change 326 Balance at March 31, 2017 (4,559 ) Balance at December 31, 2015 (252 ) Other comprehensive income before reclassifications 1,050 Amount reclassified from accumulated other comprehensive income (480 ) Period change 570 Balance at March 31, 2016 318 (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 34%. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended March 31, 2017 2016 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 140 728 Gains on securities transactions, net Related income tax expense (48 ) (248 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 92 480 (1) Amounts in parentheses indicate debits.

Recently Issued Accounting Stan

Recently Issued Accounting Standards	3 Months Ended
	Mar. 31, 2017
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recently Issued Accounting Standards	8. Recently Issued Accounting Standards In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers In August 2015, the FASB issued ASU 2015-14, Revenue from Contract with Customers Topic 606 In January 2016, the FASB issued ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606). Revenue from Contracts with Customers (Topic 606), Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date, In April 2016, the FASB issued ASU 2016-10, Revenue from Contracts with Customers (Topic 606). Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Deferral of the Effective Date In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses: Measurement of Credit Losses on Financial Instruments In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments In October 2016, the FASB issued ASU 2016-16, Income Taxes (Topic 740) In October 2016, the FASB issued ASU 2016-18, Statement of Cash Flows (Topic 230) In December 2016, the FASB issued ASU 2016-19, Technical Corrections and Improvements In December 2016, the FASB issued ASU 2016-20 , Technical Corrections and Improvements to Topic 606, Revenue from Contracts with Customers Guarantees

Securities Available for Sale (

Securities Available for Sale (Tables)	3 Months Ended
	Mar. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of securities	Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ March 31, 2017 U.S. government agencies 33,119 — (847 ) 32,272 U.S. agency mortgage-backed securities 59,782 12 (927 ) 58,867 U.S. agency collateralized mortgage obligations 43,437 93 (774 ) 42,756 Corporate bonds 53,046 14 (640 ) 52,420 Obligations of states and political subdivisions 127,183 254 (4,144 ) 123,293 Total debt securities 316,567 373 (7,332 ) 309,608 Marketable equity securities 5,517 51 — 5,568 Total securities available for sale 322,084 424 (7,332 ) 315,176 December 31, 2016 U.S. government agencies 33,124 — (863 ) 32,261 U.S. agency mortgage-backed securities 56,826 22 (979 ) 55,869 U.S. agency collateralized mortgage obligations 38,737 41 (842 ) 37,936 Corporate bonds 52,928 8 (845 ) 52,091 Obligations of states and political subdivisions 128,428 346 (4,344 ) 124,430 Total debt securities 310,043 417 (7,873 ) 302,587 Marketable equity securities 5,469 55 — 5,524 Total securities available for sale 315,512 472 (7,873 ) 308,111
Schedule of contractual maturity of debt securities	CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 17,333 17,145 Due after one year through five years 102,411 101,140 Due after five years through ten years 72,919 71,403 Due after ten years 123,904 119,920 Total debt securities 316,567 309,608
Schedule of proceeds and gains and losses on securities available for sale	PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended March 31, 2017 2016 $ $ Proceeds from sales 13,687 48,099 Gross realized gains 172 730 Gross realized losses 32 2
Schedule of securities in an unrealized loss position (temporary impairment)	TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of March 31, 2017 U.S. government agencies 32,272 (847 ) — — 32,272 (847 ) U.S. agency mortgage-backed securities 49,382 (784 ) 3,658 (143 ) 53,040 (927 ) U.S. agency collateralized mortgage obligations 33,111 (774 ) — — 33,111 (774 ) Corporate bonds 42,451 (634 ) 2,009 (6 ) 44,460 (640 ) Obligations of states & political subdivisions 99,061 (3,840 ) 9,006 (304 ) 108,067 (4,144 ) Total debt securities 256,277 (6,879 ) 14,673 (453 ) 270,950 (7,332 ) Marketable equity securities — — — — — — Total temporarily impaired securities 256,277 (6,879 ) 14,673 (453 ) 270,950 (7,332 ) As of December 31, 2016 U.S. government agencies 32,261 (863 ) — — 32,261 (863 ) U.S. agency mortgage-backed securities 47,418 (856 ) 3,989 (123 ) 51,407 (979 ) U.S. agency collateralized mortgage obligations 33,206 (842 ) — — 33,206 (842 ) Corporate bonds 45,335 (830 ) 2,002 (15 ) 47,337 (845 ) Obligations of states & political subdivisions 101,229 (4,063 ) 8,041 (281 ) 109,270 (4,344 ) Total debt securities 259,449 (7,454 ) 14,032 (419 ) 273,481 (7,873 ) Marketable equity securities — — — — — — Total temporarily impaired securities 259,449 (7,454 ) 14,032 (419 ) 273,481 (7,873 )

Loans and Allowance for Loan 16

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2017
Receivables [Abstract]
Schedule of loan portfolio by category	LOAN PORTFOLIO (DOLLARS IN THOUSANDS) March 31, December 31, 2017 2016 $ $ Commercial real estate Commercial mortgages 86,008 86,434 Agriculture mortgages 158,190 163,753 Construction 20,381 24,880 Total commercial real estate 264,579 275,067 Consumer real estate (a) 1-4 family residential mortgages 157,509 150,253 Home equity loans 11,287 10,391 Home equity lines of credit 54,944 53,127 Total consumer real estate 223,740 213,771 Commercial and industrial Commercial and industrial 43,890 42,471 Tax-free loans 14,089 13,091 Agriculture loans 20,773 21,630 Total commercial and industrial 78,752 77,192 Consumer 4,773 4,537 Gross loans prior to deferred fees 571,844 570,567 Less: Deferred loan costs, net (1,032 ) (1,000 ) Allowance for loan losses 7,672 7,562 Total net loans 565,204 564,005 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $73,161,000 and $66,767,000 as of March 31, 2017, and December 31, 2016, respectively.
Schedule of commercial and consumer credit exposure	COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) March 31, 2017 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 79,359 149,357 19,381 38,497 14,089 19,182 319,865 Special Mention 1,228 4,617 — 252 — 514 6,611 Substandard 5,421 4,216 1,000 5,141 — 1,077 16,855 Doubtful — — — — — — — Loss — — — — — — — Total 86,008 158,190 20,381 43,890 14,089 20,773 343,331 December 31, 2016 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 81,945 155,820 23,880 36,887 13,091 20,245 331,868 Special Mention 1,282 5,360 — 1,955 — 653 9,250 Substandard 3,207 2,573 1,000 3,629 — 732 11,141 Doubtful — — — — — — — Loss — — — — — — — Total 86,434 163,753 24,880 42,471 13,091 21,630 352,259 CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) March 31, 2017 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 156,918 11,287 54,944 4,773 227,922 Non-performing 591 — — — 591 Total 157,509 11,287 54,944 4,773 228,513 December 31, 2016 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 149,873 10,388 53,127 4,536 217,924 Non-performing 380 3 — 1 384 Total 150,253 10,391 53,127 4,537 218,308
Schedule of aging of loans receivable	AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and March 31, 2017 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 258 130 572 960 85,048 86,008 — Agriculture mortgages — — — — 158,190 158,190 — Construction — — — — 20,381 20,381 — Consumer real estate 1-4 family residential mortgages 519 — 591 1,110 156,399 157,509 591 Home equity loans 40 — — 40 11,247 11,287 — Home equity lines of credit — — — — 54,944 54,944 — Commercial and industrial Commercial and industrial 217 3 75 295 43,595 43,890 — Tax-free loans 67 — — 67 14,022 14,089 — Agriculture loans — — — — 20,773 20,773 — Consumer 3 — — 3 4,770 4,773 — Total 1,104 133 1,238 2,475 569,369 571,844 591 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2016 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — 419 417 836 85,598 86,434 — Agriculture mortgages 165 — — 165 163,588 163,753 — Construction — — — — 24,880 24,880 — Consumer real estate 1-4 family residential mortgages 572 662 380 1,614 148,639 150,253 380 Home equity loans 81 — 3 84 10,307 10,391 3 Home equity lines of credit 90 — — 90 53,037 53,127 — Commercial and industrial Commercial and industrial 266 — 75 341 42,130 42,471 — Tax-free loans — — — — 13,091 13,091 — Agriculture loans — — — — 21,630 21,630 — Consumer 16 4 1 21 4,516 4,537 1 Total 1,190 1,085 876 3,151 567,416 570,567 384
Schedule of nonaccrual loans by class	NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) March 31, December 31, 2017 2016 $ $ Commercial real estate Commercial mortgages 760 646 Agriculture mortgages — — Construction — — Consumer real estate 1-4 family residential mortgages — — Home equity loans — — Home equity lines of credit — — Commercial and industrial Commercial and industrial 75 75 Tax-free loans — — Agriculture loans — — Consumer — — Total 835 721
Schedule of impaired loans	IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended March 31, 2017 2016 $ $ Average recorded balance of impaired loans 1,957 1,672 Interest income recognized on impaired loans 14 14 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) March 31, 2017 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 760 857 — 644 3 Agriculture mortgages 1,229 1,229 — 1,238 11 Construction — — — — — Total commercial real estate 1,989 2,086 — 1,882 14 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 75 — Total with no related allowance 2,064 2,161 — 1,957 14 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 760 857 — 644 3 Agriculture mortgages 1,229 1,229 — 1,238 11 Construction — — — — — Total commercial real estate 1,989 2,086 — 1,882 14 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 75 — Total 2,064 2,161 — 1,957 14 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) December 31, 2016 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 646 743 — 768 2 Agriculture mortgages 1,248 1,248 — 1,285 55 Construction — — — — — Total commercial real estate 1,894 1,991 — 2,053 57 Commercial and industrial Commercial and industrial 75 75 — 76 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 76 — Total with no related allowance 1,969 2,066 — 2,129 57 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 646 743 — 768 2 Agriculture mortgages 1,248 1,248 — 1,285 55 Construction — — — — — Total commercial real estate 1,894 1,991 — 2,053 57 Commercial and industrial Commercial and industrial 75 75 — 76 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 76 — Total 1,969 2,066 — 2,129 57 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) March 31, 2016 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 337 434 — 358 — Agriculture mortgages 1,304 1,304 — 1,314 14 Construction — — — — — Total commercial real estate 1,641 1,738 — 1,672 14 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with no related allowance 1,641 1,738 — 1,672 14 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 337 434 — 358 — Agriculture mortgages 1,304 1,304 — 1,314 14 Construction — — — — — Total commercial real estate 1,641 1,738 — 1,672 14 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total 1,641 1,738 — 1,672 14
Schedule of allowance for credit losses	The following table details activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2017: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2016 3,795 1,652 1,552 82 481 7,562 Charge-offs — — (7 ) (4 ) — (11 ) Recoveries — 20 9 2 — 31 Provision (credit) (275 ) 163 95 3 104 90 Ending Balance - March 31, 2017 3,520 1,835 1,649 83 585 7,672 T ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2015 3,831 1,403 1,314 62 468 7,078 Charge-offs — — (4 ) (12 ) — (16 ) Recoveries — 10 16 2 — 28 Provision (credit) (303 ) (45 ) 47 15 236 (50 ) Balance - March 31, 2016 3,528 1,368 1,373 67 704 7,040 The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of March 31, 2017 and December 31, 2016: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of March 31, 2017: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,520 1,835 1,649 83 585 7,672 Loans receivable: Ending balance 264,579 223,740 78,752 4,773 571,844 Ending balance: individually evaluated for impairment 1,989 — 75 — 2,064 Ending balance: collectively evaluated for impairment 262,590 223,740 78,677 4,773 569,780 As of December 31, 2016: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,795 1,652 1,552 82 481 7,562 Loans receivable: Ending balance 275,067 213,771 77,192 4,537 570,567 Ending balance: individually evaluated for impairment 1,894 — 75 — 1,969 Ending balance: collectively evaluated for impairment 273,173 213,771 77,117 4,537 568,598

Fair Value Presentation (Tables

Fair Value Presentation (Tables)	3 Months Ended
	Mar. 31, 2017
Fair Value Disclosures [Abstract]
Schedule of assets measured on a recurring basis	ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) March 31, 2017 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 32,272 — 32,272 U.S. agency mortgage-backed securities — 58,867 — 58,867 U.S. agency collateralized mortgage obligations — 42,756 — 42,756 Corporate bonds — 52,420 — 52,420 Obligations of states & political subdivisions — 123,293 — 123,293 Marketable equity securities 5,568 — — 5,568 Total securities 5,568 309,608 — 315,176 ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2016 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 32,261 — 32,261 U.S. agency mortgage-backed securities — 55,869 — 55,869 U.S. agency collateralized mortgage obligations — 37,936 — 37,936 Corporate bonds — 52,091 — 52,091 Obligations of states & political subdivisions — 124,430 — 124,430 Marketable equity securities 5,524 — — 5,524 Total securities 5,524 302,587 — 308,111
Schedule of assets measured on a nonrecurring basis	ASSETS MEASURED ON A NONRECURRING BASIS ( Dollars in Thousands March 31, 2017 Level I Level II Level III Total Assets: Impaired Loans — — 2,064 2,064 Total — — 2,064 2,064 December 31, 2016 Level I Level II Level III Total Assets: Impaired Loans — — 1,969 1,969 Total — — 1,969 1,969
Schedule of Level III inputs	QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) March 31, 2017 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,064 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) December 31, 2016 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,969 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Interim Disclosures about Fai18

Interim Disclosures about Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2017
Fair Value, Assets, Liabilities and Stockholders' Equity Measured on Recurring Basis [Abstract]
Schedule of carrying amount and fair value of financial instruments	FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) March 31, 2017 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 59,288 59,288 59,288 — — Securities available for sale 315,176 315,176 5,568 309,608 — Regulatory stock 5,455 5,455 5,455 — — Loans held for sale 3,127 3,127 3,127 — — Loans, net of allowance 565,204 562,923 — — 562,923 Accrued interest receivable 3,242 3,242 3,242 — — Bank owned life insurance 24,856 24,856 24,856 — — Financial Liabilities: Demand deposits 287,799 287,799 287,799 — — Interest-bearing demand deposits 18,614 18,614 18,614 — — NOW accounts 86,147 86,147 86,147 — — Money market deposit accounts 98,431 98,431 98,431 — — Savings accounts 186,686 186,686 186,686 — — Time deposits 157,953 159,272 — — 159,272 Total deposits 835,630 836,949 677,677 — 159,272 Short-term borrowings 14,774 14,774 14,774 — — Long-term debt 58,819 58,928 — — 58,928 Accrued interest payable 382 382 382 — — FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2016 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 45,632 45,632 45,632 — — Securities available for sale 308,111 308,111 5,524 302,587 — Regulatory stock 5,372 5,372 5,372 — — Loans held for sale 2,552 2,552 2,552 — — Loans, net of allowance 564,005 563,418 — — 563,418 Accrued interest receivable 3,750 3,750 3,750 — — Bank owned life insurance 24,687 24,687 24,687 — — Financial Liabilities: Demand deposits 280,543 280,543 280,543 — — Interest-bearing demand deposits 20,108 20,108 20,108 — — NOW accounts 85,540 85,540 85,540 — — Money market deposit accounts 93,943 93,943 93,943 — — Savings accounts 175,753 175,753 175,753 — — Time deposits 161,604 163,464 — — 163,464 Total deposits 817,491 819,351 655,887 — 163,464 Short-term borrowings 8,329 8,329 8,329 — — Long-term debt 61,257 61,372 — — 61,372 Accrued interest payable 384 384 384 — —

Accumulated Other Comprehensi19

Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2017
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of accumulated other comprehensive income	ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2016 (4,885 ) Other comprehensive income before reclassifications 418 Amount reclassified from accumulated other comprehensive income (loss) (92 ) Period change 326 Balance at March 31, 2017 (4,559 ) Balance at December 31, 2015 (252 ) Other comprehensive income before reclassifications 1,050 Amount reclassified from accumulated other comprehensive income (480 ) Period change 570 Balance at March 31, 2016 318 (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 34%. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended March 31, 2017 2016 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 140 728 Gains on securities transactions, net Related income tax expense (48 ) (248 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 92 480 (1) Amounts in parentheses indicate debits.

Securities Available for Sale20

Securities Available for Sale (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)	Mar. 31, 2017USD ($)N	Apr. 26, 2016USD ($)
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities pledged or restricted for public funds, par value	$ 63,726	$ 63,945
Available for sale debt securities pledged or restricted for public funds, fair value	65,770	$ 65,816
Number of securities considered temporarily impaired | N		201
AgriBank [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortization of premium on the bond	1,202
Par value of bond owned			$ 6,400
CoBank [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortization of premium on the bond	$ 479

Securities Available for Sale21

Securities Available for Sale (Schedule of Amortized Cost and Fair Value of Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Securities Available For Sale
Amortized Cost	$ 322,084	$ 315,512
Gross Unrealized Gains	424	472
Gross Unrealized Losses	(7,332)	(7,873)
Fair Value	315,176	308,111	$ 287,270
U.S. Government Agencies [Member]
Securities Available For Sale
Amortized Cost	33,119	33,124
Gross Unrealized Gains
Gross Unrealized Losses	(847)	(863)
Fair Value	32,272	32,261
U.S. Agency Mortgage-Backed Securities [Member]
Securities Available For Sale
Amortized Cost	59,782	56,826
Gross Unrealized Gains	12	22
Gross Unrealized Losses	(927)	(979)
Fair Value	58,867	55,869
U.S. Agency Collateralized Mortgage Obligations [Member]
Securities Available For Sale
Amortized Cost	43,437	38,737
Gross Unrealized Gains	93	41
Gross Unrealized Losses	(774)	(842)
Fair Value	42,756	37,936
Corporate Bonds [Member]
Securities Available For Sale
Amortized Cost	53,046	52,928
Gross Unrealized Gains	14	8
Gross Unrealized Losses	(640)	(845)
Fair Value	52,420	52,091
Obligations of States and Political Subdivisions [Member]
Securities Available For Sale
Amortized Cost	127,183	128,428
Gross Unrealized Gains	254	346
Gross Unrealized Losses	(4,144)	(4,344)
Fair Value	123,293	124,430
Total Debt Securities [Member]
Securities Available For Sale
Amortized Cost	316,567	310,043
Gross Unrealized Gains	373	417
Gross Unrealized Losses	(7,332)	(7,873)
Fair Value	309,608	302,587
Marketable equity securities [Member]
Securities Available For Sale
Amortized Cost	5,517	5,469
Gross Unrealized Gains	51	55
Gross Unrealized Losses
Fair Value	$ 5,568	$ 5,524

Securities Available for Sale22

Securities Available for Sale (Schedule of Contractual Maturity of Debt Securities) (Details) $ in Thousands	Mar. 31, 2017USD ($)
Contractual maturity of debt securities, Amortized Cost
Due in one year or less	$ 17,333
Due after one year through five years	102,411
Due after five years through ten years	72,919
Due after ten years	123,904
Total debt securities	316,567
Contractual maturity of debt securities, Fair Value
Due in one year or less	17,145
Due after one year through five years	101,140
Due after five years through ten years	71,403
Due after ten years	119,920
Securities available for sale	$ 309,608

Securities Available for Sale23

Securities Available for Sale (Schedule of Proceeds and Gains and Losses on Securities) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Proceeds from sales of securities available for sale
Proceeds from sales	$ 13,687	$ 48,099
Gross realized gains	172	730
Gross realized losses	$ 32	$ 2

Securities Available for Sale24

Securities Available for Sale (Schedule of Securities in an Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Fair Value
Less than 12 months	$ 256,277	$ 259,449
More than 12 months	14,673	14,032
Total	270,950	273,481
Gross Unrealized Losses
Less than 12 months	(6,879)	(7,454)
More than 12 months	(453)	(419)
Total	(7,332)	(7,873)
U.S. Government Agencies [Member]
Fair Value
Less than 12 months	32,272	32,261
More than 12 months
Total	32,272	32,261
Gross Unrealized Losses
Less than 12 months	(847)	(863)
More than 12 months
Total	(847)	(863)
U.S. Agency Mortgage-Backed Securities [Member]
Fair Value
Less than 12 months	49,382	47,418
More than 12 months	3,658	3,989
Total	53,040	51,407
Gross Unrealized Losses
Less than 12 months	(784)	(856)
More than 12 months	(143)	(123)
Total	(927)	(979)
U.S. Agency Collateralized Mortgage Obligations [Member]
Fair Value
Less than 12 months	33,111	33,206
More than 12 months
Total	33,111	33,206
Gross Unrealized Losses
Less than 12 months	(774)	(842)
More than 12 months
Total	(774)	(842)
Corporate Bonds [Member]
Fair Value
Less than 12 months	42,451	45,335
More than 12 months	2,009	2,002
Total	44,460	47,337
Gross Unrealized Losses
Less than 12 months	(634)	(830)
More than 12 months	(6)	(15)
Total	(640)	(845)
Obligations of States and Political Subdivisions [Member]
Fair Value
Less than 12 months	99,061	101,229
More than 12 months	9,006	8,041
Total	108,067	109,270
Gross Unrealized Losses
Less than 12 months	(3,840)	(4,063)
More than 12 months	(304)	(281)
Total	(4,144)	(4,344)
Total Debt Securities [Member]
Fair Value
Less than 12 months	256,277	259,449
More than 12 months	14,673	14,032
Total	270,950	273,481
Gross Unrealized Losses
Less than 12 months	(6,879)	(7,454)
More than 12 months	(453)	(419)
Total	(7,332)	(7,873)
Marketable equity securities [Member]
Fair Value
Less than 12 months
More than 12 months
Total
Gross Unrealized Losses
Less than 12 months
More than 12 months
Total

Loans and Allowance for Loan 25

Loans and Allowance for Loan Losses (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2015	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Foregone interest income for impaired loans	$ 7	$ 4
Charge-offs	11	$ 16
Charge-off rate		2.69%	4.43%
Commercial and Industrial Sector [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Charge-offs	7	$ 4
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Charge-offs
Unallocated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Charge-offs
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Charge-offs	4	12
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Charge-offs
Loans Serviced for Others [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate loans serviced for others	$ 73,161			$ 66,767

Loans and Allowance for Loan 26

Loans and Allowance for Loan Losses (Schedule of Loan Portfolio by Category) (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		$ 571,844	$ 570,567
Deferred loan costs, net		(1,032)	(1,000)
Allowance for loan losses		7,672	7,562	$ 7,040	$ 7,078
Net loans		565,204	564,005	537,744
Home Equity Loan [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		11,287	10,391
Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		54,944	53,127
Commercial Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		264,579	275,067
Allowance for loan losses		3,520	3,795	3,528	3,831
Commercial Real Estate [Member] | Construction [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		20,381	24,880
Consumer Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses	[1]	223,740	213,771
Allowance for loan losses		1,835	1,652	1,368	1,403
Consumer Real Estate [Member] | Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses	[1]	157,509	150,253
Consumer Real Estate [Member] | Home Equity Loan [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses	[1]	11,287	10,391
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses	[1]	54,944	53,127
Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		78,752	77,192
Allowance for loan losses		1,640	1,552
Consumer Portfolio Segment [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		4,773	4,537
Allowance for loan losses		83	82	67	62
Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		78,752	77,192
Allowance for loan losses		1,649	1,552	$ 1,373	$ 1,314
Commercial and Industrial Sector [Member] | Commercial Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		86,008	86,434
Commercial and Industrial Sector [Member] | Commercial Real Estate [Member] | Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		86,008	86,434
Commercial and Industrial Sector [Member] | Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		43,890	42,471
Tax-free loans [Member] | Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		14,089	13,091
Agricultural Sector [Member] | Commercial Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		158,190	163,753
Agricultural Sector [Member] | Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred costs and allowance for loan losses		$ 20,773	$ 21,630
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $73,161,000 and $66,767,000 as of March 31, 2017, and December 31, 2016, respectively.

Loans and Allowance for Loan 27

Loans and Allowance for Loan Losses (Schedule of Commercial and Consumer Credit Exposure) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Total	$ 343,331	$ 352,259
Pass [Member]
Total	319,865	331,868
Special Mention [Member]
Total	6,611	9,250
Substandard [Member]
Total	16,855	11,141
Doubtful [Member]
Total
Loss [Member]
Total
Construction [Member]
Total	20,381	24,880
Construction [Member] | Pass [Member]
Total	19,381	23,880
Construction [Member] | Special Mention [Member]
Total
Construction [Member] | Substandard [Member]
Total	1,000	1,000
Construction [Member] | Doubtful [Member]
Total
Construction [Member] | Loss [Member]
Total
Commercial [Member]
Total	86,008	86,434
Commercial [Member] | Pass [Member]
Total	79,359	81,945
Commercial [Member] | Special Mention [Member]
Total	1,228	1,282
Commercial [Member] | Substandard [Member]
Total	5,421	3,207
Commercial [Member] | Doubtful [Member]
Total
Commercial [Member] | Loss [Member]
Total
Agricultural Mortgage Loans [Member]
Total	158,190	163,753
Agricultural Mortgage Loans [Member] | Pass [Member]
Total	149,357	155,820
Agricultural Mortgage Loans [Member] | Special Mention [Member]
Total	4,617	5,360
Agricultural Mortgage Loans [Member] | Substandard [Member]
Total	4,216	2,573
Agricultural Mortgage Loans [Member] | Doubtful [Member]
Total
Agricultural Mortgage Loans [Member] | Loss [Member]
Total
Commercial and Industrial Sector [Member]
Total	43,890	42,471
Commercial and Industrial Sector [Member] | Pass [Member]
Total	38,497	36,887
Commercial and Industrial Sector [Member] | Special Mention [Member]
Total	252	1,955
Commercial and Industrial Sector [Member] | Substandard [Member]
Total	5,141	3,629
Commercial and Industrial Sector [Member] | Doubtful [Member]
Total
Commercial and Industrial Sector [Member] | Loss [Member]
Total
Tax-free loans [Member]
Total	14,089	13,091
Tax-free loans [Member] | Pass [Member]
Total	14,089	13,091
Tax-free loans [Member] | Special Mention [Member]
Total
Tax-free loans [Member] | Substandard [Member]
Total
Tax-free loans [Member] | Doubtful [Member]
Total
Tax-free loans [Member] | Loss [Member]
Total
Agriculture loans [Member]
Total	20,773	21,630
Agriculture loans [Member] | Pass [Member]
Total	19,182	20,245
Agriculture loans [Member] | Special Mention [Member]
Total	514	653
Agriculture loans [Member] | Substandard [Member]
Total	1,077	732
Agriculture loans [Member] | Doubtful [Member]
Total
Agriculture loans [Member] | Loss [Member]
Total

Loans and Allowance for Loan 28

Loans and Allowance for Loan Losses (Schedule of Credit Risk Profile by Payment Performance) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Gross loans prior to deferred fees	$ 571,844	$ 570,567
Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees	54,944	53,127
Home Equity Loan [Member]
Gross loans prior to deferred fees	11,287	10,391
Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees	4,773	4,537
1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	157,509	150,253
Performing [Member]
Gross loans prior to deferred fees	227,922	217,924
Performing [Member] | Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees	54,944	53,127
Performing [Member] | Home Equity Loan [Member]
Gross loans prior to deferred fees	11,287	10,388
Performing [Member] | Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees	4,773	4,536
Performing [Member] | 1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	156,918	149,873
Nonperforming [Member]
Gross loans prior to deferred fees	591	384
Nonperforming [Member] | Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees
Nonperforming [Member] | Home Equity Loan [Member]
Gross loans prior to deferred fees		3
Nonperforming [Member] | Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees		1
Nonperforming [Member] | 1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	591	380
Consumer Borrower [Member]
Gross loans prior to deferred fees	$ 228,513	$ 218,308

Loans and Allowance for Loan 29

Loans and Allowance for Loan Losses (Schedule of Aging of Loans Receivable) (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 2,475	$ 3,151
Current		569,369	567,416
Total Loans Receivable		571,844	570,567
Loans Receivable - Greater than 90 Days and Accruing		591	384
Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable		11,287	10,391
Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable		54,944	53,127
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,104	1,190
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		133	1,085
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,238	876
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable		264,579	275,067
Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current		20,381	24,880
Total Loans Receivable		20,381	24,880
Loans Receivable - Greater than 90 Days and Accruing
Commercial Real Estate [Member] | 30-59 Days Past Due [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial Real Estate [Member] | 60-89 Days Past Due [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial Real Estate [Member] | Greater than 90 Days Past Due [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	[1]	223,740	213,771
Consumer Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,110	1,614
Current		156,399	148,639
Total Loans Receivable	[1]	157,509	150,253
Loans Receivable - Greater than 90 Days and Accruing		591	380
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		40	84
Current		11,247	10,307
Total Loans Receivable	[1]	11,287	10,391
Loans Receivable - Greater than 90 Days and Accruing			3
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			90
Current		54,944	53,037
Total Loans Receivable	[1]	54,944	53,127
Loans Receivable - Greater than 90 Days and Accruing
Consumer Real Estate [Member] | 30-59 Days Past Due [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		519	572
Consumer Real Estate [Member] | 30-59 Days Past Due [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		40	81
Consumer Real Estate [Member] | 30-59 Days Past Due [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			90
Consumer Real Estate [Member] | 60-89 Days Past Due [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			662
Consumer Real Estate [Member] | 60-89 Days Past Due [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | 60-89 Days Past Due [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Greater than 90 Days Past Due [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		591	380
Consumer Real Estate [Member] | Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			3
Consumer Real Estate [Member] | Greater than 90 Days Past Due [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable		78,752	77,192
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3	21
Current		4,770	4,516
Total Loans Receivable		4,773	4,537
Loans Receivable - Greater than 90 Days and Accruing			1
Consumer Portfolio Segment [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3	16
Consumer Portfolio Segment [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			4
Consumer Portfolio Segment [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			1
Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable		78,752	77,192
Commercial and Industrial Sector [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		960	836
Current		85,048	85,598
Total Loans Receivable		86,008	86,434
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial Sector [Member] | Commercial Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable		86,008	86,434
Commercial and Industrial Sector [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		258
Commercial and Industrial Sector [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		130	419
Commercial and Industrial Sector [Member] | Commercial Real Estate [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		572	417
Commercial and Industrial Sector [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		295	341
Current		43,595	42,130
Total Loans Receivable		43,890	42,471
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial Sector [Member] | Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		217	266
Commercial and Industrial Sector [Member] | Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3
Commercial and Industrial Sector [Member] | Commercial and Industrial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		75	75
Agricultural Sector [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			165
Current		158,190	163,588
Total Loans Receivable		158,190	163,753
Loans Receivable - Greater than 90 Days and Accruing
Agricultural Sector [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			165
Agricultural Sector [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Agricultural Sector [Member] | Commercial Real Estate [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Agricultural Sector [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current		20,773	21,630
Total Loans Receivable		20,773	21,630
Loans Receivable - Greater than 90 Days and Accruing
Agricultural Sector [Member] | Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Agricultural Sector [Member] | Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Agricultural Sector [Member] | Commercial and Industrial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Tax-free loans [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		67
Current		14,022	13,091
Total Loans Receivable		14,089	13,091
Loans Receivable - Greater than 90 Days and Accruing
Tax-free loans [Member] | Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		67
Tax-free loans [Member] | Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Tax-free loans [Member] | Commercial and Industrial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $73,161,000 and $66,767,000 as of March 31, 2017, and December 31, 2016, respectively.

Loans and Allowance for Loan 30

Loans and Allowance for Loan Losses (Schedule of Nonaccrual Loans by Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 835	$ 721
Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial Sector [Member] | Commercial Real Estate [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	760	646
Commercial and Industrial Sector [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	75	75
Tax-free loans [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Agricultural Sector [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Agricultural Sector [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses (Schedule of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Total impaired loans
Average recorded balance of impaired loans	$ 1,957	$ 1,672	$ 2,129
Interest income recognized on impaired loans	$ 14	$ 14	$ 57

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses (Schedule of Impaired Loans by Loan Portfolio Class) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Loans with no related allowance recorded:
Recorded Investment	$ 2,064	$ 1,641	$ 1,969
Unpaid Principal Balance	2,161	1,738	2,066
Average Recorded Investment	1,957	1,672	2,129
Interest Income Recognized	14	14	57
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	2,064	1,641	1,969
Unpaid Principal Balance	2,161	1,738	2,066
Average Recorded Investment	1,957	1,672	2,129
Interest Income Recognized	14	14	57
Commercial Real Estate [Member]
Loans with no related allowance recorded:
Recorded Investment	1,989	1,641	1,894
Unpaid Principal Balance	2,086	1,735	1,991
Average Recorded Investment	1,882	1,672	2,053
Interest Income Recognized	14	14	57
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	1,989	1,641	1,894
Unpaid Principal Balance	2,086	1,735	1,991
Average Recorded Investment	1,882	1,672	2,053
Interest Income Recognized	14	14	57
Commercial Real Estate [Member] | Commercial and Industrial [Member]
Loans with no related allowance recorded:
Recorded Investment	760	337	646
Unpaid Principal Balance	857	434	743
Average Recorded Investment	644	358	768
Interest Income Recognized	3		2
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	760	337	646
Unpaid Principal Balance	857	434	743
Average Recorded Investment	644	358	768
Interest Income Recognized	3		2
Commercial Real Estate [Member] | Construction [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	75		75
Unpaid Principal Balance	75		75
Average Recorded Investment	75		76
Interest Income Recognized	75
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	75		75
Unpaid Principal Balance	75		75
Average Recorded Investment	75		76
Interest Income Recognized	75
Agricultural Sector [Member] | Commercial Real Estate [Member]
Loans with no related allowance recorded:
Recorded Investment	1,229	1,304	1,248
Unpaid Principal Balance	1,229	1,304	1,248
Average Recorded Investment	1,238	1,314	1,285
Interest Income Recognized	11	14	55
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	1,229	1,304	1,248
Unpaid Principal Balance	1,229	1,304	1,248
Average Recorded Investment	1,238	1,314	1,285
Interest Income Recognized	11	14	55
Agricultural Sector [Member] | Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial Sector [Member] | Commercial and Industrial [Member]
Loans with no related allowance recorded:
Recorded Investment	75		75
Unpaid Principal Balance	75		75
Average Recorded Investment	75		76
Interest Income Recognized	75
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	75		75
Unpaid Principal Balance	75		75
Average Recorded Investment	75		76
Interest Income Recognized	75
Tax-free loans [Member] | Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses (Schedule of Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 7,562	$ 7,078
Charge-offs	(11)	(16)
Recoveries	31	28
Provision (credit)	90	(50)
Ending balance	7,672	7,040
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	3,795	3,831
Charge-offs
Recoveries
Provision (credit)	(275)	(303)
Ending balance	3,520	3,528
Consumer Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,652	1,403
Charge-offs
Recoveries	20	10
Provision (credit)	163	(45)
Ending balance	1,835	1,368
Commercial and Industrial Sector [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,552	1,314
Charge-offs	(7)	(4)
Recoveries	9	16
Provision (credit)	95	47
Ending balance	1,649	1,373
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	82	62
Charge-offs	(4)	(12)
Recoveries	2	2
Provision (credit)	3	15
Ending balance	83	67
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	481	468
Charge-offs
Recoveries
Provision (credit)	104	236
Ending balance	$ 585	$ 704

Loans and Allowance for Loan 34

Loans and Allowance for Loan Losses (Schedule of Allowance for Credit Losses and Recorded Investment) (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Allowance for credit losses:
Ending balance		$ 7,672	$ 7,562	$ 7,040	$ 7,078
Individually evaluated for impairment
Collectively evaluated for impairment		7,672	7,562
Loans receivable:
Total Loans Receivable		571,844	570,567
Individually evaluated for impairment		2,064	1,969
Collectively evaluated for impairment		569,780	568,598
Commercial Real Estate [Member]
Allowance for credit losses:
Ending balance		3,520	3,795	3,528	3,831
Individually evaluated for impairment
Collectively evaluated for impairment		3,520	3,795
Loans receivable:
Total Loans Receivable		264,579	275,067
Individually evaluated for impairment		1,989	1,894
Collectively evaluated for impairment		262,590	273,173
Consumer Real Estate [Member]
Allowance for credit losses:
Ending balance		1,835	1,652	1,368	1,403
Individually evaluated for impairment
Collectively evaluated for impairment		1,835	1,652
Loans receivable:
Total Loans Receivable	[1]	223,740	213,771
Individually evaluated for impairment
Collectively evaluated for impairment		223,740	213,771
Commercial and Industrial Sector [Member]
Allowance for credit losses:
Ending balance		1,649	1,552	1,373	1,314
Individually evaluated for impairment
Collectively evaluated for impairment		1,649	1,552
Loans receivable:
Total Loans Receivable		78,752	77,192
Individually evaluated for impairment		75	75
Collectively evaluated for impairment		78,677	77,117
Consumer Portfolio Segment [Member]
Allowance for credit losses:
Ending balance		83	82	67	62
Individually evaluated for impairment
Collectively evaluated for impairment		83	82
Loans receivable:
Total Loans Receivable		4,773	4,537
Individually evaluated for impairment
Collectively evaluated for impairment		4,773	4,537
Unallocated [Member]
Allowance for credit losses:
Ending balance		585	481	$ 704	$ 468
Individually evaluated for impairment
Collectively evaluated for impairment		$ 585	$ 481
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $73,161,000 and $66,767,000 as of March 31, 2017, and December 31, 2016, respectively.

Fair Value Presentation (Narrat

Fair Value Presentation (Narrative) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 2,064	$ 1,969	$ 1,641
Related Allowance
CRA Investment Fund [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	5,273	5,250
Regulatory Bank Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	244	219
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | CRA Investment Fund [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value		5,250
Marketable equity securities, market value	5,273
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Regulatory Bank Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	$ 295	$ 274

Fair Value Presentation (Schedu

Fair Value Presentation (Schedule of Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 315,176	$ 308,111	$ 287,270
U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	32,272	32,261
U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	58,867	55,869
U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	42,756	37,936
Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	52,420	52,091
Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	123,293	124,430
Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,568	5,524
Total Debt Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	309,608	302,587
Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	32,272	32,261
Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	58,867	55,869
Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	42,756	37,936
Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	52,420	52,091
Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	123,293	124,430
Fair Value Measured on a Recurring Basis [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,568	5,524
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,568	5,524
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Fair Value Measured on a Recurring Basis [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,568	5,524
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	309,608	302,587
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	32,272	32,261
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	58,867	55,869
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	42,756	37,936
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	52,420	52,091
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	123,293	124,430
Significant Other Observable Inputs (Level II) [Member] | Fair Value Measured on a Recurring Basis [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Significant Unobservable Inputs (Level III) [Member] | Fair Value Measured on a Recurring Basis [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)

Fair Value Presentation (Sche37

Fair Value Presentation (Schedule of Assets Measured on Nonrecurring Basis) (Details) - Fair Value Measured on a Nonrecurring Basis [Member] - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Non-Recurring Fair Value Measurements
Impaired Loans	$ 2,064	$ 1,969
Total Fair Value, non-recurring	2,064	1,969
Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total Fair Value, non-recurring
Significant Other Observable Inputs (Level II) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total Fair Value, non-recurring
Significant Unobservable Inputs (Level III) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans	2,064	1,969
Total Fair Value, non-recurring	$ 2,064	$ 1,969

Fair Value Presentation (Sche38

Fair Value Presentation (Schedule of Level III Inputs to Determine Fair Value) (Details) - Impaired Loans [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total Fair Value, non-recurring	$ 2,064	$ 1,969
Valuation Techniques	Appraisal of collateral	Appraisal of collateral
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)
Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)

Interim Disclosures about Fai39

Interim Disclosures about Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Financial Assets:
Cash and cash equivalents	$ 59,288	$ 45,632	$ 40,678	$ 44,227
Securities available for sale	315,176	308,111	287,270
Regulatory stock	5,455	5,372	4,675
Loans, net of allowance	565,204	564,005	537,744
Bank owned life insurance	24,856	24,687	24,082
Financial Liabilities:
Demand deposits	287,799	280,543	243,647
Total deposits	835,630	817,491	749,731
Short-term borrowings	14,774	8,329	11,467
Long-term debt	58,819	61,257	$ 64,883
Carrying Amount [Member]
Financial Assets:
Cash and cash equivalents	59,288	45,632
Securities available for sale	315,176	308,111
Regulatory stock	5,455	5,372
Loans held for sale	3,127	2,552
Loans, net of allowance	565,204	564,005
Accrued interest receivable	3,242	3,750
Bank owned life insurance	24,856	24,687
Financial Liabilities:
Demand deposits	287,799	280,543
Interest-bearing demand deposits	18,614	20,108
NOW accounts	86,147	85,540
Money market deposit accounts	98,431	93,943
Savings accounts	186,686	175,753
Time deposits	157,953	161,604
Total deposits	835,630	817,491
Short-term borrowings	14,774	8,329
Long-term debt	58,819	61,257
Accrued interest payable	382	384
Fair Value [Member]
Financial Assets:
Cash and cash equivalents	59,288	45,632
Securities available for sale	315,176	308,111
Regulatory stock	5,455	5,372
Loans held for sale	3,127	2,552
Loans, net of allowance	562,923	563,418
Accrued interest receivable	3,242	3,750
Bank owned life insurance	24,856	24,687
Financial Liabilities:
Demand deposits	287,799	280,543
Interest-bearing demand deposits	18,614	20,108
NOW accounts	86,147	85,540
Money market deposit accounts	98,431	93,943
Savings accounts	186,686	175,753
Time deposits	159,272	163,464
Total deposits	836,949	819,351
Short-term borrowings	14,774	8,329
Long-term debt	58,928	61,372
Accrued interest payable	382	384
Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Financial Assets:
Cash and cash equivalents	59,288	45,632
Securities available for sale	5,568	5,524
Regulatory stock	5,455	5,372
Loans held for sale	3,127	2,552
Loans, net of allowance
Accrued interest receivable	3,242	3,750
Bank owned life insurance	24,856	24,687
Financial Liabilities:
Demand deposits	287,799	280,543
Interest-bearing demand deposits	18,614	20,108
NOW accounts	86,147	85,540
Money market deposit accounts	98,431	93,943
Savings accounts	186,686	175,753
Time deposits
Total deposits	677,677	655,887
Short-term borrowings	14,774	8,329
Long-term debt
Accrued interest payable	382	384
Fair Value [Member] | Significant Other Observable Inputs (Level II) [Member]
Financial Assets:
Cash and cash equivalents
Securities available for sale	309,608	302,587
Regulatory stock
Loans held for sale
Loans, net of allowance
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits
Total deposits
Short-term borrowings
Long-term debt
Accrued interest payable
Fair Value [Member] | Significant Unobservable Inputs (Level III) [Member]
Financial Assets:
Cash and cash equivalents
Securities available for sale
Regulatory stock
Loans held for sale
Loans, net of allowance	562,923	563,418
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits	159,272	163,464
Total deposits	159,272	163,464
Short-term borrowings
Long-term debt	58,928	61,372
Accrued interest payable

Commitments and Contingent Li40

Commitments and Contingent Liabilities (Details) $ in Millions	Mar. 31, 2017USD ($)
Commitment to extend credit	$ 241.6
Loan Commitments [Member]
Commitment to extend credit	38.6
Line of Credit [Member]
Commitment to extend credit	192.8
Letter of Credit [Member]
Commitment to extend credit	$ 10.2

Accumulated Other Comprehensi41

Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	$ 94,939
Other comprehensive income (loss), net of tax	326	$ 570
Ending balance	96,412	96,874
Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(4,885)	(252)
Other comprehensive income (loss) before reclassifications	418	1,050
Amount reclassified from accumulated other comprehensive income (loss)	(92)	(480)
Other comprehensive income (loss), net of tax	326	570
Ending balance	$ (4,559)	$ 318

Accumulated Other Comprehensi42

Accumulated Other Comprehensive Income (Loss) (Schedule of Amounts Reclassified from AOCI) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	$ 140	$ 728
Provision for federal income taxes	(257)	(382)
Reclassifications for the period	1,827	1,912
Reclassification out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	140	728
Provision for federal income taxes	(48)	(248)
Reclassifications for the period	$ 92	$ 480