ENB Financial (ENBP) 10-Q 14 Nov 17 2017 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2017	Nov. 05, 2017
Document And Entity Information
Entity Registrant Name	ENB Financial Corp
Entity Central Index Key	1,437,479
Document Type	10-Q
Document Period End Date	Sep. 30, 2017
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Is Entity a Well-known Seasoned Issuer	No
Is Entity a Voluntary Filer	No
Is Entity's Reporting Status Current	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		2,845,679
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2,017

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016
ASSETS
Cash and due from banks	$ 18,426	$ 19,852	$ 16,055
Interest-bearing deposits in other banks	25,814	25,780	33,812
Total cash and cash equivalents	44,240	45,632	49,867
Securities available for sale (at fair value)	320,695	308,111	298,139
Loans held for sale	3,809	2,552	4,525
Loans (net of unearned income)	584,077	571,567	565,968
Less: Allowance for loan losses	8,028	7,562	7,435
Net loans	576,049	564,005	558,533
Premises and equipment	24,402	22,568	22,776
Regulatory stock	6,139	5,372	5,218
Bank owned life insurance	25,161	24,687	24,489
Other assets	9,583	11,326	7,140
Total assets	1,010,078	984,253	970,687
Deposits:
Noninterest-bearing	301,978	280,543	260,873
Interest-bearing	536,847	536,948	531,787
Total deposits	838,825	817,491	792,660
Short-term borrowings		8,329	12,053
Long-term debt	68,350	61,257	63,757
Other liabilities	2,036	2,237	2,264
Total liabilities	909,211	889,314	870,734
Stockholders' equity:
Common stock, par value $0.20; Shares: Authorized 12,000,000 Issued 2,869,557 and Outstanding 2,848,679 (Issued 2,869,557 and Outstanding 2,850,382 as of 12/31/16) (Issued 2,869,557 and Outstanding 2,851,338 as of 9/30/16)	574	574	574
Capital surplus	4,413	4,403	4,398
Retained earnings	98,815	95,475	94,353
Accumulated other comprehensive income (loss) net of tax	(2,232)	(4,885)	1,221
Less: Treasury stock cost on 20,878 shares (19,175 shares as of 12/31/16 and 18,219 shares as of 9/30/16)	(703)	(628)	(593)
Total stockholders' equity	100,867	94,939	99,953
Total liabilities and stockholders' equity	$ 1,010,078	$ 984,253	$ 970,687

CONSOLIDATED BALANCE SHEETS (U3

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - $ / shares	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016
Statement of Financial Position [Abstract]
Common stock, par value	$ 0.20	$ 0.20	$ 0.20
Common stock, authorized	12,000,000	12,000,000	12,000,000
Common stock, issued	2,869,557	2,869,557	2,869,557
Common stock, outstanding	2,848,679	2,850,382	2,851,338
Treasury shares	20,878	19,175	18,219

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest and dividend income:
Interest and fees on loans	$ 6,180	$ 5,721	$ 17,996	$ 16,716
Interest on securities available for sale
Taxable	997	581	2,818	729
Tax-exempt	1,051	966	3,281	2,788
Interest on deposits at other banks	111	38	257	94
Dividend income	105	87	287	246
Total interest and dividend income	8,444	7,393	24,639	20,573
Interest expense:
Interest on deposits	489	509	1,438	1,568
Interest on borrowings	265	242	749	751
Total interest expense	754	751	2,187	2,319
Net interest income	7,690	6,642	22,452	18,254
Provision for loan losses	240	200	450	200
Net interest income after provision for loan losses	7,450	6,442	22,002	18,054
Other income:
Trust and investment services income	427	344	1,335	1,104
Service fees	648	589	1,894	1,644
Commissions	583	552	1,714	1,611
Gains on securities transactions, net	170	464	417	2,130
Gains on sale of mortgages	510	557	1,302	1,109
Earnings on bank-owned life insurance	170	210	514	604
Other income	114	112	370	364
Total other income	2,622	2,828	7,546	8,566
Operating expenses:
Salaries and employee benefits	4,840	4,219	14,370	12,230
Occupancy	624	555	1,828	1,584
Equipment	299	276	878	811
Advertising & marketing	143	120	539	422
Computer software & data processing	575	471	1,654	1,345
Shares tax	215	227	644	680
Professional services	377	380	1,260	1,207
Other expense	574	500	1,707	1,663
Total operating expenses	7,647	6,748	22,880	19,942
Income before income taxes	2,425	2,522	6,668	6,678
Provision for federal income taxes	391	445	935	1,045
Net income	$ 2,034	$ 2,077	$ 5,733	$ 5,633
Earnings per share of common stock	$ 0.71	$ 0.73	$ 2.01	$ 1.98
Cash dividends paid per share	$ 0.28	$ 0.27	$ 0.84	$ 0.81
Weighted average shares outstanding	2,848,504	2,851,939	2,849,849	2,851,184

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Statement of Comprehensive Income [Abstract]
Net income	$ 2,034	$ 2,077	$ 5,733	$ 5,633
Other comprehensive income (loss):
Unrealized gains (losses) arising during the period	(406)	(650)	4,437	4,362
Income tax effect	138	221	(1,509)	(1,483)
Total	(268)	(429)	2,928	2,879
Gains recognized in earnings	(170)	(464)	(417)	(2,130)
Income tax effect	58	158	142	724
Total	(112)	(306)	(275)	(1,406)
Other comprehensive income (loss), net of tax	(380)	(735)	2,653	1,473
Comprehensive Income	$ 1,654	$ 1,342	$ 8,386	$ 7,106

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Cash flows from operating activities:
Net income	$ 5,733	$ 5,633
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of securities premiums and discounts and loan fees	2,936	5,393
Decrease in interest receivable	359	452
Increase (decrease) in interest payable	7	(41)
Provision for loan losses	450	200
Gains on securities transactions, net	(417)	(2,130)
Gains on sale of mortgages	(1,302)	(1,109)
Loans originated for sale	(34,064)	(36,127)
Proceeds from sales of loans	34,109	33,837
Earnings on bank-owned life insurance	(514)	(604)
Depreciation of premises and equipment and amortization of software	1,229	1,209
Net increase in deferred income tax	(159)	(314)
Other assets and other liabilities, net	(71)	29
Net cash provided by operating activities	8,296	6,428
Securities available for sale:
Proceeds from maturities, calls, and repayments	14,855	51,739
Proceeds from sales	60,404	142,095
Purchases	(86,007)	(203,307)
Purchase of regulatory bank stock	(2,537)	(1,894)
Redemptions of regulatory bank stock	1,770	990
Net increase in loans	(12,829)	(45,803)
Purchases of premises and equipment, net	(2,882)	(2,136)
Purchase of computer software	(102)	(295)
Net cash used for investing activities	(27,328)	(58,611)
Cash flows from financing activities:
Net increase in demand, NOW, and savings accounts	30,680	68,433
Net decrease in time deposits	(9,346)	(15,835)
Net increase (decrease) in short-term borrowings	(8,329)	3,317
Proceeds from long-term debt	17,093	17,163
Repayments of long-term debt	(10,000)	(13,000)
Dividends paid	(2,393)	(2,309)
Proceeds from sale of treasury stock	403	368
Treasury stock purchased	(468)	(314)
Net cash provided by financing activities	17,640	57,823
Increase (decrease) in cash and cash equivalents	(1,392)	5,640
Cash and cash equivalents at beginning of period	45,632	44,227
Cash and cash equivalents at end of period	44,240	49,867
Supplemental disclosures of cash flow information:
Interest paid	2,180	2,360
Income taxes paid	1,175	1,340
Supplemental disclosure of non-cash investing and financing activities:
Fair value adjustments for securities available for sale	$ (4,020)	$ (2,231)

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	1. Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. ENB Financial Corp (“the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”). This Form 10-Q, for the third quarter of 2017, is reporting on the results of operations and financial condition of ENB Financial Corp. Operating results for the three and nine months ended September 30, 2017, are not necessarily indicative of the results that may be expected for the year ended December 31, 2017. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp’s Annual Report on Form 10-K for the year ended December 31, 2016.

Securities Available for Sale

Securities Available for Sale	9 Months Ended
	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	2. Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of securities held at September 30, 2017, and December 31, 2016, are as follows: Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ September 30, 2017 U.S. government agencies 29,107 3 (463 ) 28,647 U.S. agency mortgage-backed securities 54,181 36 (634 ) 53,583 U.S. agency collateralized mortgage obligations 54,503 117 (582 ) 54,038 Corporate bonds 57,384 64 (312 ) 57,136 Obligations of states and political subdivisions 123,344 505 (2,176 ) 121,673 Total debt securities 318,519 725 (4,167 ) 315,077 Marketable equity securities 5,557 61 — 5,618 Total securities available for sale 324,076 786 (4,167 ) 320,695 December 31, 2016 U.S. government agencies 33,124 — (863 ) 32,261 U.S. agency mortgage-backed securities 56,826 22 (979 ) 55,869 U.S. agency collateralized mortgage obligations 38,737 41 (842 ) 37,936 Corporate bonds 52,928 8 (845 ) 52,091 Obligations of states and political subdivisions 128,428 346 (4,344 ) 124,430 Total debt securities 310,043 417 (7,873 ) 302,587 Marketable equity securities 5,469 55 — 5,524 Total securities available for sale 315,512 472 (7,873 ) 308,111 The amortized cost and fair value of debt securities available for sale at September 30, 2017, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 17,425 17,322 Due after one year through five years 127,834 126,947 Due after five years through ten years 54,502 53,703 Due after ten years 118,758 117,105 Total debt securities 318,519 315,077 Securities available for sale with a par value of $63,286,000 and $63,726,000 at September 30, 2017, and December 31, 2016, respectively, were pledged or restricted for public funds, borrowings, or other purposes as required by law. The fair value of these pledged securities was $65,495,000 at September 30, 2017, and $65,770,000 at December 31, 2016. Proceeds from active sales of securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended September 30, Nine Months Ended September 30, 2017 2016 2017 2016 $ $ $ $ Proceeds from sales 20,319 38,592 60,404 142,095 Gross realized gains 243 468 631 2,186 Gross realized losses 73 4 214 56 Management evaluates all of the Corporation’s securities for other than temporary impairment (OTTI) on a periodic basis. No securities in the portfolio had other-than-temporary impairment recorded in the first nine months of 2017 or 2016. Information pertaining to securities with gross unrealized losses at September 30, 2017, and December 31, 2016, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of September 30, 2017 U.S. government agencies 10,925 (111 ) 15,718 (352 ) 26,643 (463 ) U.S. agency mortgage-backed securities 29,092 (267 ) 15,140 (367 ) 44,232 (634 ) U.S. agency collateralized mortgage obligations 23,804 (277 ) 11,438 (305 ) 35,242 (582 ) Corporate bonds 17,539 (69 ) 18,513 (243 ) 36,052 (312 ) Obligations of states & political subdivisions 35,033 (595 ) 50,271 (1,581 ) 85,304 (2,176 ) Total debt securities 116,393 (1,319 ) 111,080 (2,848 ) 227,473 (4,167 ) Marketable equity securities — — — — — — Total temporarily impaired securities 116,393 (1,319 ) 111,080 (2,848 ) 227,473 (4,167 ) As of December 31, 2016 U.S. government agencies 32,261 (863 ) — — 32,261 (863 ) U.S. agency mortgage-backed securities 47,418 (856 ) 3,989 (123 ) 51,407 (979 ) U.S. agency collateralized mortgage obligations 33,206 (842 ) — — 33,206 (842 ) Corporate bonds 45,335 (830 ) 2,002 (15 ) 47,337 (845 ) Obligations of states & political subdivisions 101,229 (4,063 ) 8,041 (281 ) 109,270 (4,344 ) Total debt securities 259,449 (7,454 ) 14,032 (419 ) 273,481 (7,873 ) Marketable equity securities — — — — — — Total temporarily impaired securities 259,449 (7,454 ) 14,032 (419 ) 273,481 (7,873 ) In the debt security portfolio there were 162 positions that were carrying unrealized losses as of September 30, 2017. There were no instruments considered to be other-than-temporarily impaired at September 30, 2017. The Corporation evaluates both equity and fixed maturity positions for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic and market concerns warrant such evaluation. U.S. generally accepted accounting principles provide for the bifurcation of OTTI into two categories: (a) the amount of the total OTTI related to a decrease in cash flows expected to be collected from the debt security (the credit loss), which is recognized in earnings, and (b) the amount of total OTTI related to all other factors, which is recognized, net of taxes, as a component of accumulated other comprehensive income. As part of management’s normal monthly securities review, instruments are examined for known or expected calls that would impact the value of the bonds by causing accelerated amortization. If a security was purchased at a high premium, or dollar price above par, the remaining premium has to be amortized on a straight line basis to the known call date. Calls can occur in a majority of the securities the Corporation purchases but they are dependent on the structure of the instrument, and can also be dependent on certain conditions. On March 15, 2016, management was made aware of a regulatory call provision on a CoBank bond held by the Corporation. CoBank is a sub-U.S. agency and cooperative of the Farm Credit Association (FCA), a U.S. government sponsored enterprise (GSE). The bond is classified as a corporate bond for disclosure purposes. The regulatory call was not anticipated and the high coupon bond was purchased at a high premium. The call required accelerated amortization to the April 15, 2016 call date, resulting in an additional $479,000 of amortization through September 30, 2016. This regulatory call specifically involved the CoBank issue maturing on April 16, 2018. On April 26, 2016, management became aware of an AgriBank bond call. AgriBank is another cooperative of the FCA. The Corporation owned $6.4 million par of the AgriBank issue maturing on July 15, 2019, with a book value of $6.6 million as of June 30, 2016. AgriBank went public with this call, stating they intended to call the bonds on July 15, 2016. As a result of this par call notice, management accelerated the amortization of the remaining premium on the AgriBank bond, beginning in April and running until the call date of July 15, 2016. As of September 30, 2016, $1,202,000 of accelerated amortization was recorded on this bond. After July 15, 2016, the Corporation no longer held any sub-U.S. Agency debt of FCA or any other U.S. GSE. In both the CoBank and AgriBank matters investors, including the Corporation, have contested the ability of both CoBank and AgriBank to conduct these regulatory calls. Presently, the Corporation is listed on a complaint filed in the U.S District Court for the Southern District of New York against CoBank by over 30 previous holders of CoBank bonds. The complaint has gone through initial mediation phases and the discovery stage which concluded on September 29, 2017. The parties are presently engaged in expert discovery, with the matter proceeding toward trial. Management anticipates going through a similar process with AgriBank, however that litigation is taking the form of a class action lawsuit with a plaintiff representing the class. The Corporation, as a member of the class, initially waited for the court to issue a ruling on AgriBank’s motion to dismiss. The District Court Judge issued an opinion in mid-September 2017, denying AgriBank’s motion to dismiss. The District Court recently entered a discovery schedule that establishes mid-May 2018 as the deadline to complete fact discovery, and mid-August 2018 as the deadline for expert discovery. In both litigation efforts management is contesting the process that was undertaken to exercise these regulatory calls. Management cannot make any prediction or draw any conclusion as to the outcome of any negotiations and/or litigation in connection with these matters.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2017
Receivables [Abstract]
Loans and Allowance for Loan Losses	3. Loans and Allowance for Loan Losses The following table presents the Corporation’s loan portfolio by category of loans as of September 30, 2017, and December 31, 2016: LOAN PORTFOLIO (DOLLARS IN THOUSANDS) September 30, December 31, 2017 2016 $ $ Commercial real estate Commercial mortgages 90,468 86,434 Agriculture mortgages 150,269 163,753 Construction 18,762 24,880 Total commercial real estate 259,499 275,067 Consumer real estate (a) 1-4 family residential mortgages 168,984 150,253 Home equity loans 11,457 10,391 Home equity lines of credit 57,991 53,127 Total consumer real estate 238,432 213,771 Commercial and industrial Commercial and industrial 41,724 42,471 Tax-free loans 19,632 13,091 Agriculture loans 18,487 21,630 Total commercial and industrial 79,843 77,192 Consumer 5,166 4,537 Gross loans prior to deferred fees 582,940 570,567 Less: Deferred loan costs, net 1,137 1,000 Allowance for loan losses (8,028 ) (7,562 ) Total net loans 576,049 564,005 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $90,123,000 and $66,767,000 as of September 30, 2017, and December 31, 2016, respectively. The Corporation grades commercial credits differently than consumer credits. The following tables represent all of the Corporation’s commercial credit exposures by internally assigned grades as of September 30, 2017 and December 31, 2016. The grading analysis estimates the capability of the borrower to repay the contractual obligations under the loan agreements as scheduled. The Corporation's internal commercial credit risk grading system is based on experiences with similarly graded loans. The Corporation's internally assigned grades for commercial credits are as follows: · Pass – loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. · Special Mention – loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected. · Substandard – loans that have a well-defined weakness based on objective evidence and characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. · Doubtful – loans classified as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. · Loss – loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) September 30, 2017 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 84,614 139,458 17,762 37,900 19,422 17,490 316,646 Special Mention 373 5,095 — 795 210 229 6,702 Substandard 5,481 5,716 1,000 3,029 — 768 15,994 Doubtful — — — — — — — Loss — — — — — — — Total 90,468 150,269 18,762 41,724 19,632 18,487 339,342 December 31, 2016 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 78,367 155,820 23,880 36,887 13,091 20,245 328,290 Special Mention 4,860 5,360 — 1,955 — 653 12,828 Substandard 3,207 2,573 1,000 3,629 — 732 11,141 Doubtful — — — — — — — Loss — — — — — — — Total 86,434 163,753 24,880 42,471 13,091 21,630 352,259 For consumer loans, the Corporation evaluates credit quality based on whether the loan is considered performing or non-performing. Non-performing loans consist of those loans greater than 90 days delinquent and nonaccrual loans. The following tables present the balances of consumer loans by classes of the loan portfolio based on payment performance as of September 30, 2017 and December 31, 2016: CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) September 30, 2017 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 168,863 11,457 57,991 5,160 243,471 Non-performing 121 — — 6 127 Total 168,984 11,457 57,991 5,166 243,598 December 31, 2016 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 149,873 10,388 53,127 4,536 217,924 Non-performing 380 3 — 1 384 Total 150,253 10,391 53,127 4,537 218,308 The following tables present an age analysis of the Corporation’s past due loans, segregated by loan portfolio class, as of September 30, 2017 and December 31, 2016: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and September 30, 2017 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 248 110 418 776 89,692 90,468 — Agriculture mortgages — — — — 150,269 150,269 — Construction — — — — 18,762 18,762 — Consumer real estate 1-4 family residential mortgages 1,310 124 121 1,555 167,429 168,984 57 Home equity loans 9 — — 9 11,448 11,457 — Home equity lines of credit — 30 — 30 57,961 57,991 — Commercial and industrial Commercial and industrial — — 266 266 41,458 41,724 191 Tax-free loans — — — — 19,632 19,632 — Agriculture loans — — — — 18,487 18,487 — Consumer 9 8 6 23 5,143 5,166 6 Total 1,576 272 811 2,659 580,281 582,940 254 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2016 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — 419 417 836 85,598 86,434 — Agriculture mortgages 165 — — 165 163,588 163,753 — Construction — — — — 24,880 24,880 — Consumer real estate 1-4 family residential mortgages 565 662 380 1,607 148,646 150,253 380 Home equity loans 178 — 3 181 10,210 10,391 3 Home equity lines of credit — — — — 53,127 53,127 — Commercial and industrial Commercial and industrial 266 — 75 341 42,130 42,471 — Tax-free loans — — — — 13,091 13,091 — Agriculture loans — — — — 21,630 21,630 — Consumer 16 4 1 21 4,516 4,537 1 Total 1,190 1,085 876 3,151 567,416 570,567 384 The following table presents nonaccrual loans by classes of the loan portfolio as of September 30, 2017 and December 31, 2016: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) September 30, December 31, 2017 2016 $ $ Commercial real estate Commercial mortgages 528 646 Agriculture mortgages — — Construction — — Consumer real estate 1-4 family residential mortgages 64 — Home equity loans — — Home equity lines of credit — — Commercial and industrial Commercial and industrial 75 75 Tax-free loans — — Agriculture loans — — Consumer 20 — Total 687 721 As of September 30, 2017 and December 31, 2016, all of the Corporation’s commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three and nine months ended September 30, 2017 and September 30, 2016, is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended September 30, Nine months ended September 30, 2017 2016 2017 2016 $ $ $ $ Average recorded balance of impaired loans 2,152 1,830 2,394 1,894 Interest income recognized on impaired loans 17 14 49 42 During the nine months ended September 30, 2017 there was one loan modification made causing a loan to be considered a troubled debt restructuring (TDR). A TDR is a loan where management has granted a concession to a borrower that is experiencing financial difficulty. A concession is generally defined as more favorable payment or credit terms granted to a borrower in an effort to improve the likelihood of the lender collecting principal in its entirety. Concessions usually are in the form of interest only for a period of time, or a lower interest rate offered in an effort to enable the borrower to continue to make normally scheduled payments. The loan classified as a TDR during the nine months ended September 30, 2017, was an agricultural loan with a principal balance at September 30, 2017, of $263,000. The concession granted to the borrower was an interest-only period initially running for three months to March 31, 2017. However, in April 2017, that deferral period was extended for an additional three months, causing management to classify the loan as a TDR. The concession period ended June 30, 2017. Subsequent to June 30, 2017, the borrower resumed normal principal and interest payments as of July 2017. There were no loans classified as a TDR during the nine months ended September 30, 2016. The following tables summarize information in regards to impaired loans by loan portfolio class as of September 30, 2017, December 31, 2016, and September 30, 2016: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) September 30, 2017 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 195 292 — 281 4 Agriculture mortgages 1,193 1,193 — 1,220 40 Construction — — — — — Total commercial real estate 1,388 1,485 — 1,501 44 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans 263 263 — 400 5 Total commercial and industrial 338 338 — 475 5 Total with no related allowance 1,726 1,823 — 1,976 49 With an allowance recorded: Commercial real estate Commercial mortgages 418 418 98 418 — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate 418 418 98 418 — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance 418 418 98 418 — Total by loan class: Commercial real estate Commercial mortgages 613 710 98 699 4 Agriculture mortgages 1,193 1,193 — 1,220 40 Construction — — — — — Total commercial real estate 1,806 1,903 98 1,919 44 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans 263 263 — 400 5 Total commercial and industrial 338 338 — 475 5 Total 2,144 2,241 98 2,394 49 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) December 31, 2016 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 646 743 — 768 2 Agriculture mortgages 1,248 1,248 — 1,285 55 Construction — — — — — Total commercial real estate 1,894 1,991 — 2,053 57 Commercial and industrial Commercial and industrial 75 75 — 76 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 76 — Total with no related allowance 1,969 2,066 — 2,129 57 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 646 743 — 768 2 Agriculture mortgages 1,248 1,248 — 1,285 55 Construction — — — — — Total commercial real estate 1,894 1,991 — 2,053 57 Commercial and industrial Commercial and industrial 75 75 — 76 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 76 — Total 1,969 2,066 — 2,129 57 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) September 30, 2016 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 730 827 — 561 — Agriculture mortgages 1,267 1,267 — 1,295 42 Construction — — — — — Total commercial real estate 1,997 2,094 — 1,856 42 Commercial and industrial Commercial and industrial 75 75 — 38 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 38 — Total with no related allowance 2,072 2,169 — 1,894 42 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 730 827 — 561 — Agriculture mortgages 1,267 1,267 — 1,295 42 Construction — — — — — Total commercial real estate 1,997 2,094 — 1,856 42 Commercial and industrial Commercial and industrial 75 75 — 38 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 38 — Total 2,072 2,169 — 1,894 42 The following table details activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2017: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2016 3,795 1,652 1,552 82 481 7,562 Charge-offs — — (7 ) (4 ) — (11 ) Recoveries — 20 9 2 — 31 Provision (275 ) 163 95 3 104 90 Balance - March 31, 2017 3,520 1,835 1,649 83 585 7,672 Charge-offs — — — (3 ) — (3 ) Recoveries — — 10 3 — 13 Provision 208 83 (42 ) 36 (165 ) 120 Ending Balance - June 30, 2017 3,728 1,918 1,617 119 420 7,802 Charge-offs — — (7 ) (9 ) — (16 ) Recoveries — — 2 — — 2 Provision 31 (16 ) 201 (18 ) 42 240 Ending Balance - September 30, 2017 3,759 1,902 1,813 92 462 8,028 During the nine months ended September 30, 2017, provision expenses were recorded for the consumer real estate, commercial and industrial, and consumer loan segments, with a credit provision recorded in the commercial real estate loan category. The decrease in the amount of allowance for loan losses allocated to commercial real estate was primarily due to a material drop in commercial real estate loans over the first nine months of 2017. As of December 31, 2016, 50.2% of the Corporation’s allowance for loan losses was allocated to commercial real estate loans, which consisted of 48.2% of all loans. As of September 30, 2017, 46.8 % of the allowance was allocated to commercial real estate loans which consisted of 44.5% of total loans. Delinquency rates among the Corporation’s loan pools remain very low. Additionally, there have been no charge-offs for three of our loan pools over the past three years. However, classified loans experienced a large increase in the first nine months of 2017. The Corporation’s classified loans were relatively low and stable throughout 2016 but in the first quarter of 2017 increased by $7.4 million, from $14.2 million to $21.6 million. Two large loan relationships, one consisting of business loans and mortgages, and the other agriculture mortgages were classified as substandard in the first quarter. In the second quarter of 2017, classified loans increased another $4.0 million, to $25.6 million. This increase was primarily caused by four loan customers being classified as substandard, two being commercial and two agricultural-related. However, in the third quarter of 2017, classified loans decreased by $4.6 million, bringing the outstanding balance to $21.0 million. Currently, the agricultural lending sector remains under stress due to weak milk and egg prices impacting farmers. Outside of the commercial loan relationships noted above, the health of the Corporation’s commercial real estate and commercial and industrial borrowers is generally stable with no material trends related to certain types of industries. Commercial borrowers that have exposure to agriculture are subject to more financial stress in the current environment. Qualitative factors regarding trends in the loan portfolio as well as national and local economic conditions were increased for several loan pools in the third quarter of 2017. The increases in classified loans along with higher qualitative factors, caused management to record provision expense of $450,000 through September 30, 2017 despite the continuation of very low levels of delinquencies and charge-offs. T ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2015 3,831 1,403 1,314 62 468 7,078 Charge-offs — — (4 ) (12 ) — (16 ) Recoveries — 10 16 2 — 28 Provision (303 ) (45 ) 47 15 236 (50 ) Balance - March 31, 2016 3,528 1,368 1,373 67 704 7,040 Charge-offs — — — (2 ) — (2 ) Recoveries — — 159 — — 159 Provision 255 105 (271 ) 6 (45 ) 50 Ending Balance - June 30, 2016 3,783 1,473 1,261 71 659 7,247 Charge-offs — — (19 ) (10 ) — (29 ) Recoveries — 1 9 7 — 17 Provision 95 95 101 20 (111 ) 200 Ending Balance - September 30, 2016 3,878 1,569 1,352 88 548 7,435 During the nine months ended September 30, 2016, a credit provision was recorded for the commercial and industrial segment with provision expense recorded in all other loan categories. For the entire portfolio, $200,000 of additional provision expense was needed for the first nine months of 2016. Delinquency rates among most loan pools remained very low with the total amount of delinquent loans lower on September 30, 2016 than on December 31, 2015, even with larger loan balances. The Corporation received $157,000 more recoveries than charge-offs for the nine months ended September 30, 2016. These favorable results acted to offset higher levels of classified loans and non-accruals resulting in $200,000 of additional provision being sufficient to cover the growth in the loan portfolio. Changes in qualitative factors were minimal during the third quarter and the provision expense recorded was mostly to account for significant loan growth during the year-to-date period. The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of September 30, 2017 and December 31, 2016: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of September 30, 2017: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 98 — — — — 98 Ending balance: collectively evaluated for impairment 3,661 1,902 1,813 92 462 7,930 Loans receivable: Ending balance 259,499 238,432 79,843 5,166 582,940 Ending balance: individually evaluated for impairment 1,806 — 338 — 2,144 Ending balance: collectively evaluated for impairment 257,693 238,432 79,505 5,166 580,796 As of December 31, 2016: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,795 1,652 1,552 82 481 7,562 Loans receivable: Ending balance 275,067 213,771 77,192 4,537 570,567 Ending balance: individually evaluated for impairment 1,894 — 75 — 1,969 Ending balance: collectively evaluated for impairment 273,173 213,771 77,117 4,537 568,598

Fair Value Presentation

Fair Value Presentation	9 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
Fair Value Presentation	4. Fair Value Presentation U.S. generally accepted accounting principles establish a hierarchal disclosure framework associated with the level of observable pricing utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no observable pricing as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. The following tables present the assets reported on the consolidated balance sheets at their fair value as of September 30, 2017, and December 31, 2016, by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) September 30, 2017 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 28,647 — 28,647 U.S. agency mortgage-backed securities — 53,583 — 53,583 U.S. agency collateralized mortgage obligations — 54,038 — 54,038 Corporate bonds — 57,136 — 57,136 Obligations of states & political subdivisions — 121,673 — 121,673 Marketable equity securities 5,618 — — 5,618 Total securities 5,618 315,077 — 320,695 On September 30, 2017, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable, but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of September 30, 2017, the CRA fund investments had a $5,250,000 book and fair market value and the bank stock portfolio had a book value of $307,000, and fair market value of $368,000. Fair Value Measurements: ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2016 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 32,261 — 32,261 U.S. agency mortgage-backed securities — 55,869 — 55,869 U.S. agency collateralized mortgage obligations — 37,936 — 37,936 Corporate bonds — 52,091 — 52,091 Obligations of states & political subdivisions — 124,430 — 124,430 Marketable equity securities 5,524 — — 5,524 Total securities 5,524 302,587 — 308,111 On December 31, 2016, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable but not necessarily quotes on identical securities traded in active markets on a daily basis. As of December 31, 2016, the Corporation’s CRA fund investments had a book and fair market value of $5,250,000 and the bank stock portfolio had a book value of $219,000 and a market value of $274,000 utilizing level I pricing. Financial instruments are considered level III when their values are determined using pricing models, discounted cash flow methodologies, or similar techniques, and at least one significant model assumption or input is unobservable. In addition to these unobservable inputs, the valuation models for level III financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. Level III financial instruments also include those for which the determination of fair value requires significant management judgment or estimation. There were no level III securities as of September 30, 2017 or December 31, 2016. The following tables present the assets measured on a nonrecurring basis on the Consolidated Balance Sheets at their fair value as of September 30, 2017 and December 31, 2016, by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS ( Dollars in Thousands September 30, 2017 Level I Level II Level III Total Assets: Impaired Loans — — 2,046 2,046 Total — — 2,046 2,046 December 31, 2016 Level I Level II Level III Total Assets: Impaired Loans — — 1,969 1,969 Total — — 1,969 1,969 The Corporation had a total of $2,144,000 of impaired loans as of September 30, 2017, with $98,000 of specific allocation against these loans and $1,969,000 of impaired loans as of December 31, 2016, with no specific allocation against these loans. The value of impaired loans is generally determined through independent appraisals of the underlying collateral. The Corporation had no OREO (Other Real Estate Owned) assets as of December 31, 2016 and September 30, 2017. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) September 30, 2017 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,046 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) December 31, 2016 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,969 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Interim Disclosures about Fair

Interim Disclosures about Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2017
Fair Value, Assets, Liabilities and Stockholders' Equity Measured on Recurring Basis [Abstract]
Interim Disclosures about Fair Value of Financial Instruments	5. Interim Disclosures about Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instrument: Cash and Cash Equivalents For these short-term instruments, the carrying amount is a reasonable estimate of fair value. Securities Available for Sale Management utilizes quoted market pricing for the fair value of the Corporation's securities that are available for sale, if available. If a quoted market rate is not available, fair value is estimated using quoted market prices for similar securities. Regulatory Stock Regulatory stock is valued at a stable dollar price, which is the price used to purchase or liquidate shares; therefore, the carrying amount is a reasonable estimate of fair value. Loans Held for Sale Loans held for sale are individual loans for which the Corporation has a firm sales commitment; therefore, the carrying value is a reasonable estimate of the fair value. Loans The fair value of fixed and variable rate loans is estimated by discounting back the scheduled future cash flows of the particular loan product, using the market interest rates of comparable loan products in the Corporation’s greater market area, with the same general structure, comparable credit ratings, and for the same remaining maturities. Mortgage Servicing Assets The fair value of mortgage servicing assets is based on the present value of estimated future cash flows and estimates the price at which a portfolio would prospectively be sold. Accrued Interest Receivable The carrying amount of accrued interest receivable is a reasonable estimate of fair value. Bank Owned Life Insurance Fair value is equal to the cash surrender value of the life insurance policies. Deposits The fair value of non-interest bearing demand deposit accounts and interest bearing demand, savings, and money market deposit accounts is based on the amount payable on demand at the reporting date. The fair value of fixed-maturity time deposits is estimated by discounting back the expected cash flows of the time deposit using market interest rates from the Corporation’s greater market area currently offered for similar time deposits with similar remaining maturities. Borrowings The carrying amount of short-term borrowing is a reasonable estimate of fair value. The fair value of long-term borrowing is estimated by comparing the rate currently offered for the same type of borrowing instrument with a matching remaining term. Accrued Interest Payable The carrying amount of accrued interest payable is a reasonable estimate of fair value. Firm Commitments to Extend Credit, Lines of Credit, and Open Letters of Credit These financial instruments are generally not subject to sale and estimated fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment or letter of credit, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment, using fees currently charged to enter into similar agreements with similar credit risk, is not considered material for disclosure purposes. The contractual amounts of unfunded commitments are presented in Note 6. Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Corporation's financial instruments at September 30, 2017 and December 31, 2016, are summarized as follows: FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) September 30, 2017 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 44,240 44,240 44,240 — — Securities available for sale 320,695 320,695 5,618 315,077 — Regulatory stock 6,139 6,139 6,139 — — Loans held for sale 3,809 3,809 3,809 — — Loans, net of allowance 576,049 573,681 — — 573,681 Mortgage servicing assets 592 678 — — 678 Accrued interest receivable 3,391 3,391 3,391 — — Bank owned life insurance 25,161 25,161 25,161 — — Financial Liabilities: Demand deposits 301,978 301,978 301,978 — — Interest-bearing demand deposits 19,279 19,279 19,279 — — NOW accounts 78,061 78,061 78,061 — — Money market deposit accounts 99,235 99,235 99,235 — — Savings accounts 188,015 188,015 188,015 — — Time deposits 152,257 153,163 — — 153,163 Total deposits 838,825 839,731 686,568 — 153,163 Long-term debt 68,350 68,429 — — 68,429 Accrued interest payable 391 391 391 — — FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2016 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 45,632 45,632 45,632 — — Securities available for sale 308,111 308,111 5,524 302,587 — Regulatory stock 5,372 5,372 5,372 — — Loans held for sale 2,552 2,552 2,552 — — Loans, net of allowance 564,005 563,418 — — 563,418 Mortgage servicing assets 410 531 — — 531 Accrued interest receivable 3,750 3,750 3,750 — — Bank owned life insurance 24,687 24,687 24,687 — — Financial Liabilities: Demand deposits 280,543 280,543 280,543 — — Interest-bearing demand deposits 20,108 20,108 20,108 — — NOW accounts 85,540 85,540 85,540 — — Money market deposit accounts 93,943 93,943 93,943 — — Savings accounts 175,753 175,753 175,753 — — Time deposits 161,604 163,464 — — 163,464 Total deposits 817,491 819,351 655,887 — 163,464 Short-term borrowings 8,329 8,329 8,329 — — Long-term debt 61,257 61,372 — — 61,372 Accrued interest payable 384 384 384 — —

Commitments and Contingent Liab

Commitments and Contingent Liabilities	9 Months Ended
	Sep. 30, 2017
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	6. Commitments and Contingent Liabilities In order to meet the financing needs of its customers in the normal course of business, the Corporation makes various commitments that are not reflected in the accompanying consolidated financial statements. These commitments include firm commitments to extend credit, unused lines of credit, and open letters of credit. As of September 30, 2017, firm loan commitments were $40.5 million, unused lines of credit were $209.3 million, and open letters of credit were $11.1 million. The total of these commitments was $260.9 million, which represents the Corporation’s exposure to credit loss in the event of nonperformance by its customers with respect to these financial instruments. The actual credit losses that may arise from these commitments are expected to compare favorably with the Corporation’s loan loss experience on its loan portfolio taken as a whole. The Corporation uses the same credit policies in making commitments and conditional obligations as it does for balance sheet financial instruments.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2017
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	7. Accumulated Other Comprehensive Income (Loss) The activity in accumulated other comprehensive income (loss) for the three and nine months ended September 30, 2017 and 2016 is as follows: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2016 (4,885 ) Other comprehensive income before reclassifications 418 Amount reclassified from accumulated other comprehensive income (92 ) Period change 326 Balance at March 31, 2017 (4,559 ) Other comprehensive income before reclassifications 2,778 Amount reclassified from accumulated other comprehensive income (71 ) Period change 2,707 Balance at June 30, 2017 (1,852 ) Other comprehensive loss before reclassifications (268 ) Amount reclassified from accumulated other comprehensive loss (112 ) Period change (380 ) Balance at September 30, 2017 (2,232 ) Balance at December 31, 2015 (252 ) Other comprehensive income before reclassifications 1,050 Amount reclassified from accumulated other comprehensive income (480 ) Period change 570 Balance at March 31, 2016 318 Other comprehensive income before reclassifications 2,258 Amount reclassified from accumulated other comprehensive income (620 ) Period change 1,638 Balance at June 30, 2016 1,956 Other comprehensive loss before reclassifications (429 ) Amount reclassified from accumulated other comprehensive loss (306 ) Period change (735 ) Balance at September 30, 2016 1,221 (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 34%. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended September 30, 2017 2016 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 170 464 Gains on securities transactions, net Related income tax expense (58 ) (158 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 112 306 (1) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Nine Months Ended September 30, 2017 2016 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 417 2,130 Gains on securities transactions, net Related income tax expense (142 ) (724 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 275 1,406 (1) Amounts in parentheses indicate debits.

Recently Issued Accounting Stan

Recently Issued Accounting Standards	9 Months Ended
	Sep. 30, 2017
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recently Issued Accounting Standards	8. Recently Issued Accounting Standards In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (a new revenue recognition standard). The Update’s core principle is that a company will recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In addition, this Update specifies the accounting for certain costs to obtain or fulfill a contract with a customer and expands disclosure requirements for revenue recognition. Subsequently, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606) In January 2016, the FASB issued ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-06, Derivatives and Hedging (Topic 815) In March 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606). Revenue from Contracts with Customers (Topic 606), Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date, In April 2016 , the FASB issued ASU 2016-10, Revenue from Contracts with Customers (Topic 606). Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Deferral of the Effective Date In May 2016, the FASB issued ASU 2016-12, Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses: Measurement of Credit Losses on Financial Instruments In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments In October 2016, the FASB issued ASU 2016-16, Income Taxes (Topic 740) In October 2016, the FASB issued ASU 2016-18, Statement of Cash Flows (Topic 230) In March 2017, the FASB issued ASU 2017-08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310-20). The amendments in this Update shorten the amortization period for certain callable debt securities held at a premium. Specifically, the amendments require the premium to be amortized to the earliest call date. The amendments do not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity. For public business entities, the amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. For all other entities, the amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within fiscal years beginning after December 15, 2020. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. An entity should apply the amendments in this Update on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption. Additionally, in the period of adoption, an entity should provide disclosures about a change in accounting principle. The Corporation is currently evaluating the impact the adoption of the standard will have on the Corporation’s financial position or results of operations. In September 2017, the FASB issued ASU 2017-13, Revenue Recognition (Topic 605), Revenue from Contracts with Customers (Topic 606), Leases (Topic 840), and Leases (Topic 842 Amendments to SEC Paragraphs Pursuant to the Staff Announcement at the July 20, 2017 EITF Meeting and Rescission of Prior SEC Staff Announcements and Observer Comments. Revenue from Contracts with Customers Leases

Securities Available for Sale (

Securities Available for Sale (Tables)	9 Months Ended
	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of securities	The amortized cost, gross unrealized gains and losses, and fair value of securities held at September 30, 2017, and December 31, 2016, are as follows: Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ September 30, 2017 U.S. government agencies 29,107 3 (463 ) 28,647 U.S. agency mortgage-backed securities 54,181 36 (634 ) 53,583 U.S. agency collateralized mortgage obligations 54,503 117 (582 ) 54,038 Corporate bonds 57,384 64 (312 ) 57,136 Obligations of states and political subdivisions 123,344 505 (2,176 ) 121,673 Total debt securities 318,519 725 (4,167 ) 315,077 Marketable equity securities 5,557 61 — 5,618 Total securities available for sale 324,076 786 (4,167 ) 320,695 December 31, 2016 U.S. government agencies 33,124 — (863 ) 32,261 U.S. agency mortgage-backed securities 56,826 22 (979 ) 55,869 U.S. agency collateralized mortgage obligations 38,737 41 (842 ) 37,936 Corporate bonds 52,928 8 (845 ) 52,091 Obligations of states and political subdivisions 128,428 346 (4,344 ) 124,430 Total debt securities 310,043 417 (7,873 ) 302,587 Marketable equity securities 5,469 55 — 5,524 Total securities available for sale 315,512 472 (7,873 ) 308,111
Schedule of contractual maturity of debt securities	Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 17,425 17,322 Due after one year through five years 127,834 126,947 Due after five years through ten years 54,502 53,703 Due after ten years 118,758 117,105 Total debt securities 318,519 315,077
Schedule of proceeds and gains and losses on securities available for sale	PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended September 30, Nine Months Ended September 30, 2017 2016 2017 2016 $ $ $ $ Proceeds from sales 20,319 38,592 60,404 142,095 Gross realized gains 243 468 631 2,186 Gross realized losses 73 4 214 56
Schedule of securities in an unrealized loss position (temporary impairment)	Information pertaining to securities with gross unrealized losses at September 30, 2017, and December 31, 2016, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of September 30, 2017 U.S. government agencies 10,925 (111 ) 15,718 (352 ) 26,643 (463 ) U.S. agency mortgage-backed securities 29,092 (267 ) 15,140 (367 ) 44,232 (634 ) U.S. agency collateralized mortgage obligations 23,804 (277 ) 11,438 (305 ) 35,242 (582 ) Corporate bonds 17,539 (69 ) 18,513 (243 ) 36,052 (312 ) Obligations of states & political subdivisions 35,033 (595 ) 50,271 (1,581 ) 85,304 (2,176 ) Total debt securities 116,393 (1,319 ) 111,080 (2,848 ) 227,473 (4,167 ) Marketable equity securities — — — — — — Total temporarily impaired securities 116,393 (1,319 ) 111,080 (2,848 ) 227,473 (4,167 ) As of December 31, 2016 U.S. government agencies 32,261 (863 ) — — 32,261 (863 ) U.S. agency mortgage-backed securities 47,418 (856 ) 3,989 (123 ) 51,407 (979 ) U.S. agency collateralized mortgage obligations 33,206 (842 ) — — 33,206 (842 ) Corporate bonds 45,335 (830 ) 2,002 (15 ) 47,337 (845 ) Obligations of states & political subdivisions 101,229 (4,063 ) 8,041 (281 ) 109,270 (4,344 ) Total debt securities 259,449 (7,454 ) 14,032 (419 ) 273,481 (7,873 ) Marketable equity securities — — — — — — Total temporarily impaired securities 259,449 (7,454 ) 14,032 (419 ) 273,481 (7,873 )

Loans and Allowance for Loan 16

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2017
Receivables [Abstract]
Schedule of loan portfolio by category	The following table presents the Corporation’s loan portfolio by category of loans as of September 30, 2017, and December 31, 2016: LOAN PORTFOLIO (DOLLARS IN THOUSANDS) September 30, December 31, 2017 2016 $ $ Commercial real estate Commercial mortgages 90,468 86,434 Agriculture mortgages 150,269 163,753 Construction 18,762 24,880 Total commercial real estate 259,499 275,067 Consumer real estate (a) 1-4 family residential mortgages 168,984 150,253 Home equity loans 11,457 10,391 Home equity lines of credit 57,991 53,127 Total consumer real estate 238,432 213,771 Commercial and industrial Commercial and industrial 41,724 42,471 Tax-free loans 19,632 13,091 Agriculture loans 18,487 21,630 Total commercial and industrial 79,843 77,192 Consumer 5,166 4,537 Gross loans prior to deferred fees 582,940 570,567 Less: Deferred loan costs, net 1,137 1,000 Allowance for loan losses (8,028 ) (7,562 ) Total net loans 576,049 564,005 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $90,123,000 and $66,767,000 as of September 30, 2017, and December 31, 2016, respectively.
Schedule of commercial and consumer credit exposure	COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) September 30, 2017 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 84,614 139,458 17,762 37,900 19,422 17,490 316,646 Special Mention 373 5,095 — 795 210 229 6,702 Substandard 5,481 5,716 1,000 3,029 — 768 15,994 Doubtful — — — — — — — Loss — — — — — — — Total 90,468 150,269 18,762 41,724 19,632 18,487 339,342 December 31, 2016 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 78,367 155,820 23,880 36,887 13,091 20,245 328,290 Special Mention 4,860 5,360 — 1,955 — 653 12,828 Substandard 3,207 2,573 1,000 3,629 — 732 11,141 Doubtful — — — — — — — Loss — — — — — — — Total 86,434 163,753 24,880 42,471 13,091 21,630 352,259 The following tables present the balances of consumer loans by classes of the loan portfolio based on payment performance as of September 30, 2017 and December 31, 2016: CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) September 30, 2017 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 168,863 11,457 57,991 5,160 243,471 Non-performing 121 — — 6 127 Total 168,984 11,457 57,991 5,166 243,598 December 31, 2016 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 149,873 10,388 53,127 4,536 217,924 Non-performing 380 3 — 1 384 Total 150,253 10,391 53,127 4,537 218,308
Schedule of aging of loans receivable	The following tables present an age analysis of the Corporation’s past due loans, segregated by loan portfolio class, as of September 30, 2017 and December 31, 2016: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and September 30, 2017 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 248 110 418 776 89,692 90,468 — Agriculture mortgages — — — — 150,269 150,269 — Construction — — — — 18,762 18,762 — Consumer real estate 1-4 family residential mortgages 1,310 124 121 1,555 167,429 168,984 57 Home equity loans 9 — — 9 11,448 11,457 — Home equity lines of credit — 30 — 30 57,961 57,991 — Commercial and industrial Commercial and industrial — — 266 266 41,458 41,724 191 Tax-free loans — — — — 19,632 19,632 — Agriculture loans — — — — 18,487 18,487 — Consumer 9 8 6 23 5,143 5,166 6 Total 1,576 272 811 2,659 580,281 582,940 254 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2016 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — 419 417 836 85,598 86,434 — Agriculture mortgages 165 — — 165 163,588 163,753 — Construction — — — — 24,880 24,880 — Consumer real estate 1-4 family residential mortgages 565 662 380 1,607 148,646 150,253 380 Home equity loans 178 — 3 181 10,210 10,391 3 Home equity lines of credit — — — — 53,127 53,127 — Commercial and industrial Commercial and industrial 266 — 75 341 42,130 42,471 — Tax-free loans — — — — 13,091 13,091 — Agriculture loans — — — — 21,630 21,630 — Consumer 16 4 1 21 4,516 4,537 1 Total 1,190 1,085 876 3,151 567,416 570,567 384
Schedule of nonaccrual loans by class	The following table presents nonaccrual loans by classes of the loan portfolio as of September 30, 2017 and December 31, 2016: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) September 30, December 31, 2017 2016 $ $ Commercial real estate Commercial mortgages 528 646 Agriculture mortgages — — Construction — — Consumer real estate 1-4 family residential mortgages 64 — Home equity loans — — Home equity lines of credit — — Commercial and industrial Commercial and industrial 75 75 Tax-free loans — — Agriculture loans — — Consumer 20 — Total 687 721
Schedule of impaired loans	As of September 30, 2017 and December 31, 2016, all of the Corporation’s commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three and nine months ended September 30, 2017 and September 30, 2016, is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended September 30, Nine months ended September 30, 2017 2016 2017 2016 $ $ $ $ Average recorded balance of impaired loans 2,152 1,830 2,394 1,894 Interest income recognized on impaired loans 17 14 49 42 The following tables summarize information in regards to impaired loans by loan portfolio class as of September 30, 2017, December 31, 2016, and September 30, 2016: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) September 30, 2017 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 195 292 — 281 4 Agriculture mortgages 1,193 1,193 — 1,220 40 Construction — — — — — Total commercial real estate 1,388 1,485 — 1,501 44 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans 263 263 — 400 5 Total commercial and industrial 338 338 — 475 5 Total with no related allowance 1,726 1,823 — 1,976 49 With an allowance recorded: Commercial real estate Commercial mortgages 418 418 98 418 — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate 418 418 98 418 — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance 418 418 98 418 — Total by loan class: Commercial real estate Commercial mortgages 613 710 98 699 4 Agriculture mortgages 1,193 1,193 — 1,220 40 Construction — — — — — Total commercial real estate 1,806 1,903 98 1,919 44 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans 263 263 — 400 5 Total commercial and industrial 338 338 — 475 5 Total 2,144 2,241 98 2,394 49 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) December 31, 2016 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 646 743 — 768 2 Agriculture mortgages 1,248 1,248 — 1,285 55 Construction — — — — — Total commercial real estate 1,894 1,991 — 2,053 57 Commercial and industrial Commercial and industrial 75 75 — 76 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 76 — Total with no related allowance 1,969 2,066 — 2,129 57 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 646 743 — 768 2 Agriculture mortgages 1,248 1,248 — 1,285 55 Construction — — — — — Total commercial real estate 1,894 1,991 — 2,053 57 Commercial and industrial Commercial and industrial 75 75 — 76 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 76 — Total 1,969 2,066 — 2,129 57 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) September 30, 2016 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 730 827 — 561 — Agriculture mortgages 1,267 1,267 — 1,295 42 Construction — — — — — Total commercial real estate 1,997 2,094 — 1,856 42 Commercial and industrial Commercial and industrial 75 75 — 38 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 38 — Total with no related allowance 2,072 2,169 — 1,894 42 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 730 827 — 561 — Agriculture mortgages 1,267 1,267 — 1,295 42 Construction — — — — — Total commercial real estate 1,997 2,094 — 1,856 42 Commercial and industrial Commercial and industrial 75 75 — 38 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 38 — Total 2,072 2,169 — 1,894 42
Schedule of allowance for credit losses	The following table details activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2017: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2016 3,795 1,652 1,552 82 481 7,562 Charge-offs — — (7 ) (4 ) — (11 ) Recoveries — 20 9 2 — 31 Provision (275 ) 163 95 3 104 90 Balance - March 31, 2017 3,520 1,835 1,649 83 585 7,672 Charge-offs — — — (3 ) — (3 ) Recoveries — — 10 3 — 13 Provision 208 83 (42 ) 36 (165 ) 120 Ending Balance - June 30, 2017 3,728 1,918 1,617 119 420 7,802 Charge-offs — — (7 ) (9 ) — (16 ) Recoveries — — 2 — — 2 Provision 31 (16 ) 201 (18 ) 42 240 Ending Balance - September 30, 2017 3,759 1,902 1,813 92 462 8,028 T ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2015 3,831 1,403 1,314 62 468 7,078 Charge-offs — — (4 ) (12 ) — (16 ) Recoveries — 10 16 2 — 28 Provision (303 ) (45 ) 47 15 236 (50 ) Balance - March 31, 2016 3,528 1,368 1,373 67 704 7,040 Charge-offs — — — (2 ) — (2 ) Recoveries — — 159 — — 159 Provision 255 105 (271 ) 6 (45 ) 50 Ending Balance - June 30, 2016 3,783 1,473 1,261 71 659 7,247 Charge-offs — — (19 ) (10 ) — (29 ) Recoveries — 1 9 7 — 17 Provision 95 95 101 20 (111 ) 200 Ending Balance - September 30, 2016 3,878 1,569 1,352 88 548 7,435 The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of September 30, 2017 and December 31, 2016: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of September 30, 2017: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 98 — — — — 98 Ending balance: collectively evaluated for impairment 3,661 1,902 1,813 92 462 7,930 Loans receivable: Ending balance 259,499 238,432 79,843 5,166 582,940 Ending balance: individually evaluated for impairment 1,806 — 338 — 2,144 Ending balance: collectively evaluated for impairment 257,693 238,432 79,505 5,166 580,796 As of December 31, 2016: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,795 1,652 1,552 82 481 7,562 Loans receivable: Ending balance 275,067 213,771 77,192 4,537 570,567 Ending balance: individually evaluated for impairment 1,894 — 75 — 1,969 Ending balance: collectively evaluated for impairment 273,173 213,771 77,117 4,537 568,598

Fair Value Presentation (Tables

Fair Value Presentation (Tables)	9 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
Schedule of assets measured on a recurring basis	ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) September 30, 2017 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 28,647 — 28,647 U.S. agency mortgage-backed securities — 53,583 — 53,583 U.S. agency collateralized mortgage obligations — 54,038 — 54,038 Corporate bonds — 57,136 — 57,136 Obligations of states & political subdivisions — 121,673 — 121,673 Marketable equity securities 5,618 — — 5,618 Total securities 5,618 315,077 — 320,695 ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2016 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 32,261 — 32,261 U.S. agency mortgage-backed securities — 55,869 — 55,869 U.S. agency collateralized mortgage obligations — 37,936 — 37,936 Corporate bonds — 52,091 — 52,091 Obligations of states & political subdivisions — 124,430 — 124,430 Marketable equity securities 5,524 — — 5,524 Total securities 5,524 302,587 — 308,111
Schedule of assets measured on a nonrecurring basis	The following tables present the assets measured on a nonrecurring basis on the Consolidated Balance Sheets at their fair value as of September 30, 2017 and December 31, 2016, by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS ( Dollars in Thousands September 30, 2017 Level I Level II Level III Total Assets: Impaired Loans — — 2,046 2,046 Total — — 2,046 2,046 December 31, 2016 Level I Level II Level III Total Assets: Impaired Loans — — 1,969 1,969 Total — — 1,969 1,969
Schedule of Level III inputs	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) September 30, 2017 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,046 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) December 31, 2016 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,969 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Interim Disclosures about Fai18

Interim Disclosures about Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2017
Fair Value, Assets, Liabilities and Stockholders' Equity Measured on Recurring Basis [Abstract]
Schedule of carrying amount and fair value of financial instruments	The carrying amounts and estimated fair values of the Corporation's financial instruments at September 30, 2017 and December 31, 2016, are summarized as follows: FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) September 30, 2017 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 44,240 44,240 44,240 — — Securities available for sale 320,695 320,695 5,618 315,077 — Regulatory stock 6,139 6,139 6,139 — — Loans held for sale 3,809 3,809 3,809 — — Loans, net of allowance 576,049 573,681 — — 573,681 Mortgage servicing assets 592 678 — — 678 Accrued interest receivable 3,391 3,391 3,391 — — Bank owned life insurance 25,161 25,161 25,161 — — Financial Liabilities: Demand deposits 301,978 301,978 301,978 — — Interest-bearing demand deposits 19,279 19,279 19,279 — — NOW accounts 78,061 78,061 78,061 — — Money market deposit accounts 99,235 99,235 99,235 — — Savings accounts 188,015 188,015 188,015 — — Time deposits 152,257 153,163 — — 153,163 Total deposits 838,825 839,731 686,568 — 153,163 Long-term debt 68,350 68,429 — — 68,429 Accrued interest payable 391 391 391 — — FAIR VALUE OF FINANCIAL INSTRUMENTS (DOLLARS IN THOUSANDS) December 31, 2016 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 45,632 45,632 45,632 — — Securities available for sale 308,111 308,111 5,524 302,587 — Regulatory stock 5,372 5,372 5,372 — — Loans held for sale 2,552 2,552 2,552 — — Loans, net of allowance 564,005 563,418 — — 563,418 Mortgage servicing assets 410 531 — — 531 Accrued interest receivable 3,750 3,750 3,750 — — Bank owned life insurance 24,687 24,687 24,687 — — Financial Liabilities: Demand deposits 280,543 280,543 280,543 — — Interest-bearing demand deposits 20,108 20,108 20,108 — — NOW accounts 85,540 85,540 85,540 — — Money market deposit accounts 93,943 93,943 93,943 — — Savings accounts 175,753 175,753 175,753 — — Time deposits 161,604 163,464 — — 163,464 Total deposits 817,491 819,351 655,887 — 163,464 Short-term borrowings 8,329 8,329 8,329 — — Long-term debt 61,257 61,372 — — 61,372 Accrued interest payable 384 384 384 — —

Accumulated Other Comprehensi19

Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2017
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of accumulated other comprehensive income	The activity in accumulated other comprehensive income (loss) for the three and nine months ended September 30, 2017 and 2016 is as follows: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2016 (4,885 ) Other comprehensive income before reclassifications 418 Amount reclassified from accumulated other comprehensive income (92 ) Period change 326 Balance at March 31, 2017 (4,559 ) Other comprehensive income before reclassifications 2,778 Amount reclassified from accumulated other comprehensive income (71 ) Period change 2,707 Balance at June 30, 2017 (1,852 ) Other comprehensive loss before reclassifications (268 ) Amount reclassified from accumulated other comprehensive loss (112 ) Period change (380 ) Balance at September 30, 2017 (2,232 ) Balance at December 31, 2015 (252 ) Other comprehensive income before reclassifications 1,050 Amount reclassified from accumulated other comprehensive income (480 ) Period change 570 Balance at March 31, 2016 318 Other comprehensive income before reclassifications 2,258 Amount reclassified from accumulated other comprehensive income (620 ) Period change 1,638 Balance at June 30, 2016 1,956 Other comprehensive loss before reclassifications (429 ) Amount reclassified from accumulated other comprehensive loss (306 ) Period change (735 ) Balance at September 30, 2016 1,221 (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 34%. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended September 30, 2017 2016 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 170 464 Gains on securities transactions, net Related income tax expense (58 ) (158 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 112 306 (1) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Nine Months Ended September 30, 2017 2016 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 417 2,130 Gains on securities transactions, net Related income tax expense (142 ) (724 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 275 1,406 (1) Amounts in parentheses indicate debits.

Securities Available for Sale20

Securities Available for Sale (Narrative) (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2016USD ($)	Sep. 30, 2017USD ($)N	Dec. 31, 2016USD ($)	Jun. 30, 2016USD ($)	Apr. 26, 2016USD ($)
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities pledged or restricted for public funds, par value		$ 63,286	$ 63,726
Available for sale debt securities pledged or restricted for public funds, fair value		$ 65,495	$ 65,770
Number of securities considered temporarily impaired | N		162
AgriBank [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortization of premium on the bond	$ 1,202
Par value of bond owned					$ 6,400
Book value of bond held by Corporation				$ 6,600
CoBank [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortization of premium on the bond	$ 479

Securities Available for Sale21

Securities Available for Sale (Schedule of Amortized Cost and Fair Value of Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016
Securities Available For Sale
Amortized Cost	$ 324,076	$ 315,512
Gross Unrealized Gains	786	472
Gross Unrealized Losses	(4,167)	(7,873)
Fair Value	320,695	308,111	$ 298,139
U.S. Government Agencies [Member]
Securities Available For Sale
Amortized Cost	29,107	33,124
Gross Unrealized Gains	3
Gross Unrealized Losses	(463)	(863)
Fair Value	28,647	32,261
U.S. Agency Mortgage-Backed Securities [Member]
Securities Available For Sale
Amortized Cost	54,181	56,826
Gross Unrealized Gains	36	22
Gross Unrealized Losses	(634)	(979)
Fair Value	53,583	55,869
U.S. Agency Collateralized Mortgage Obligations [Member]
Securities Available For Sale
Amortized Cost	54,503	38,737
Gross Unrealized Gains	117	41
Gross Unrealized Losses	(582)	(842)
Fair Value	54,038	37,936
Corporate Bonds [Member]
Securities Available For Sale
Amortized Cost	57,384	52,928
Gross Unrealized Gains	64	8
Gross Unrealized Losses	(312)	(845)
Fair Value	57,136	52,091
Obligations of States and Political Subdivisions [Member]
Securities Available For Sale
Amortized Cost	123,344	128,428
Gross Unrealized Gains	505	346
Gross Unrealized Losses	(2,176)	(4,344)
Fair Value	121,673	124,430
Total Debt Securities [Member]
Securities Available For Sale
Amortized Cost	318,519	310,043
Gross Unrealized Gains	725	417
Gross Unrealized Losses	(4,167)	(7,873)
Fair Value	315,077	302,587
Marketable equity securities [Member]
Securities Available For Sale
Amortized Cost	5,557	5,469
Gross Unrealized Gains	61	55
Gross Unrealized Losses
Fair Value	$ 5,618	$ 5,524

Securities Available for Sale22

Securities Available for Sale (Schedule of Contractual Maturity of Debt Securities) (Details) $ in Thousands	Sep. 30, 2017USD ($)
Contractual maturity of debt securities, Amortized Cost
Due in one year or less	$ 17,425
Due after one year through five years	127,834
Due after five years through ten years	54,502
Due after ten years	118,758
Total debt securities	318,519
Contractual maturity of debt securities, Fair Value
Due in one year or less	17,322
Due after one year through five years	126,947
Due after five years through ten years	53,703
Due after ten years	117,105
Securities available for sale	$ 315,077

Securities Available for Sale23

Securities Available for Sale (Schedule of Proceeds and Gains and Losses on Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Proceeds from sales of securities available for sale
Proceeds from sales	$ 20,319	$ 38,592	$ 60,404	$ 142,095
Gross realized gains	243	468	631	2,186
Gross realized losses	$ 73	$ 4	$ 214	$ 56

Securities Available for Sale24

Securities Available for Sale (Schedule of Securities in an Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Fair Value
Less than 12 months	$ 116,393	$ 259,449
More than 12 months	111,080	14,032
Total	227,473	273,481
Gross Unrealized Losses
Less than 12 months	(1,319)	(7,454)
More than 12 months	(2,848)	(419)
Total	(4,167)	(7,873)
U.S. Government Agencies [Member]
Fair Value
Less than 12 months	10,925	32,261
More than 12 months	15,718
Total	26,643	32,261
Gross Unrealized Losses
Less than 12 months	(111)	(863)
More than 12 months	(352)
Total	(463)	(863)
U.S. Agency Mortgage-Backed Securities [Member]
Fair Value
Less than 12 months	29,092	47,418
More than 12 months	15,140	3,989
Total	44,232	51,407
Gross Unrealized Losses
Less than 12 months	(267)	(856)
More than 12 months	(367)	(123)
Total	(634)	(979)
U.S. Agency Collateralized Mortgage Obligations [Member]
Fair Value
Less than 12 months	23,804	33,206
More than 12 months	11,438
Total	35,242	33,206
Gross Unrealized Losses
Less than 12 months	(277)	(842)
More than 12 months	(305)
Total	(582)	(842)
Corporate Bonds [Member]
Fair Value
Less than 12 months	17,539	45,335
More than 12 months	18,513	2,002
Total	36,052	47,337
Gross Unrealized Losses
Less than 12 months	(69)	(830)
More than 12 months	(243)	(15)
Total	(312)	(845)
Obligations of States and Political Subdivisions [Member]
Fair Value
Less than 12 months	35,033	101,229
More than 12 months	50,271	8,041
Total	85,304	109,270
Gross Unrealized Losses
Less than 12 months	(595)	(4,063)
More than 12 months	(1,581)	(281)
Total	(2,176)	(4,344)
Total Debt Securities [Member]
Fair Value
Less than 12 months	116,393	259,449
More than 12 months	111,080	14,032
Total	227,473	273,481
Gross Unrealized Losses
Less than 12 months	(1,319)	(7,454)
More than 12 months	(2,848)	(419)
Total	(4,167)	(7,873)
Marketable equity securities [Member]
Fair Value
Less than 12 months
More than 12 months
Total
Gross Unrealized Losses
Less than 12 months
More than 12 months
Total

Loans and Allowance for Loan 25

Loans and Allowance for Loan Losses (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended						6 Months Ended	9 Months Ended		12 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2017	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Increase decrease in loans	$ (4,600)		$ 7,400
Decrease in ending balance of allowance for loan losses								44.50%		48.20%
Provision (credit) for loan losses								$ 450	$ 200
Charge-offs	16	$ 3	11	$ 29	$ 2	$ 16			$ 157
Minimum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Increase decrease in loans			14,200				$ 4,000
Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Increase decrease in loans	21,000		21,600				$ 25,600
Loans Serviced for Others [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate loans serviced for others	90,123							90,123		$ 66,767
Agricultural Sector [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
TDRs loan	263							$ 263
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Decrease in ending balance of allowance for loan losses								46.80%		50.20%
Charge-offs

Loans and Allowance for Loan 26

Loans and Allowance for Loan Losses (Schedule of Loan Portfolio by Category) (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015
Loan Portfolio
Gross loans prior to deferred fees		$ 582,940			$ 570,567
Less: Deferred loan costs, net		1,137			1,000
Allowance for loan losses		(8,028)	$ (7,802)	$ (7,672)	(7,562)	$ (7,435)	$ (7,247)	$ (7,040)	$ (7,078)
Total net loans		576,049			564,005	558,533
Home Equity Loan [Member]
Loan Portfolio
Gross loans prior to deferred fees		11,457			10,391
Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred fees		57,991			53,127
Commercial Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees		259,499			275,067
Allowance for loan losses		(3,759)	(3,728)	(3,520)	(3,795)	(3,878)	(3,783)	(3,528)	(3,831)
Commercial Real Estate [Member] | Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred fees		90,468			86,434
Commercial Real Estate [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		150,269			163,753
Commercial Real Estate [Member] | Construction [Member]
Loan Portfolio
Gross loans prior to deferred fees		18,762			24,880
Consumer Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	238,432			213,771
Allowance for loan losses		(1,902)	(1,918)	(1,835)	(1,652)	(1,569)	(1,473)	(1,368)	(1,403)
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	168,984			150,253
Consumer Real Estate [Member] | Home Equity Loan [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	11,457			10,391
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	57,991			53,127
Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred fees		79,843			77,192
Allowance for loan losses		(1,813)			(1,552)	(1,352)
Commercial and Industrial [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		18,487			21,630
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		41,724			42,471
Commercial and Industrial [Member] | Tax-free loans [Member]
Loan Portfolio
Gross loans prior to deferred fees		19,632			13,091
Consumer Portfolio Segment [Member]
Loan Portfolio
Gross loans prior to deferred fees		5,166			4,537
Allowance for loan losses		$ (92)	$ (119)	$ (83)	$ (82)	$ (88)	$ (71)	$ (67)	$ (62)
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $90,123,000 and $66,767,000 as of September 30, 2017, and December 31, 2016, respectively.

Loans and Allowance for Loan 27

Loans and Allowance for Loan Losses (Schedule of Commercial and Consumer Credit Exposure) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Total	$ 339,342	$ 352,259
Construction [Member]
Total	18,762	24,880
Agricultural Mortgage Loans [Member]
Total	150,269	163,753
Commercial and Industrial Sector [Member]
Total	41,724	42,471
Tax-free loans [Member]
Total	19,632	13,091
Agriculture loans [Member]
Total	18,487	21,630
Commercial [Member]
Total	90,468	86,434
Pass [Member]
Total	316,646	328,290
Pass [Member] | Construction [Member]
Total	17,762	23,880
Pass [Member] | Agricultural Mortgage Loans [Member]
Total	139,458	155,820
Pass [Member] | Commercial and Industrial Sector [Member]
Total	37,900	36,887
Pass [Member] | Tax-free loans [Member]
Total	19,422	13,091
Pass [Member] | Agriculture loans [Member]
Total	17,490	20,245
Pass [Member] | Commercial [Member]
Total	84,614	78,367
Special Mention [Member]
Total	6,702	12,828
Special Mention [Member] | Construction [Member]
Total
Special Mention [Member] | Agricultural Mortgage Loans [Member]
Total	5,095	5,360
Special Mention [Member] | Commercial and Industrial Sector [Member]
Total	795	1,955
Special Mention [Member] | Tax-free loans [Member]
Total	210
Special Mention [Member] | Agriculture loans [Member]
Total	229	653
Special Mention [Member] | Commercial [Member]
Total	373	4,860
Substandard [Member]
Total	15,994	11,141
Substandard [Member] | Construction [Member]
Total	1,000	1,000
Substandard [Member] | Agricultural Mortgage Loans [Member]
Total	5,716	2,573
Substandard [Member] | Commercial and Industrial Sector [Member]
Total	3,029	3,629
Substandard [Member] | Tax-free loans [Member]
Total
Substandard [Member] | Agriculture loans [Member]
Total	768	732
Substandard [Member] | Commercial [Member]
Total	5,481	3,207
Doubtful [Member]
Total
Doubtful [Member] | Construction [Member]
Total
Doubtful [Member] | Agricultural Mortgage Loans [Member]
Total
Doubtful [Member] | Commercial and Industrial Sector [Member]
Total
Doubtful [Member] | Tax-free loans [Member]
Total
Doubtful [Member] | Agriculture loans [Member]
Total
Doubtful [Member] | Construction [Member]
Total
Doubtful [Member] | Commercial [Member]
Total
Loss [Member]
Total
Loss [Member] | Construction [Member]
Total
Loss [Member] | Agricultural Mortgage Loans [Member]
Total
Loss [Member] | Commercial and Industrial Sector [Member]
Total
Loss [Member] | Tax-free loans [Member]
Total
Loss [Member] | Agriculture loans [Member]
Total
Loss [Member] | Commercial [Member]
Total

Loans and Allowance for Loan 28

Loans and Allowance for Loan Losses (Schedule of Credit Risk Profile by Payment Performance) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Gross loans prior to deferred fees	$ 582,940	$ 570,567
Home Equity Loan [Member]
Gross loans prior to deferred fees	11,457	10,391
Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees	57,991	53,127
1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	168,984	150,253
Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees	5,166	4,537
Performing [Member]
Gross loans prior to deferred fees	243,471	217,924
Performing [Member] | Home Equity Loan [Member]
Gross loans prior to deferred fees	11,457	10,388
Performing [Member] | Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees	57,991	53,127
Performing [Member] | 1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	168,863	149,873
Performing [Member] | Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees	5,160	4,536
Nonperforming [Member]
Gross loans prior to deferred fees	127	384
Nonperforming [Member] | Home Equity Loan [Member]
Gross loans prior to deferred fees		3
Nonperforming [Member] | Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees
Nonperforming [Member] | 1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	121	380
Nonperforming [Member] | Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees	6	1
Consumer Borrower [Member]
Gross loans prior to deferred fees	$ 243,598	$ 218,308

Loans and Allowance for Loan 29

Loans and Allowance for Loan Losses (Schedule of Aging of Loans Receivable) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 2,659	$ 3,151
Current	580,281	567,416
Total Loans Receivable	582,940	570,567
Loans Receivable - Greater than 90 Days and Accruing	254	384
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,576	1,190
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	272	1,085
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	811	876
Commercial mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	79,843	77,192
1-4 Family Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	168,984	150,253
Commercial real estate [Member] | Commercial mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	776	836
Current	89,692	85,598
Total Loans Receivable	90,468	86,434
Loans Receivable - Greater than 90 Days and Accruing
Commercial real estate [Member] | Commercial mortgages [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	248
Commercial real estate [Member] | Commercial mortgages [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	110	419
Commercial real estate [Member] | Commercial mortgages [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	418	417
Commercial real estate [Member] | Agriculture mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		165
Current	150,269	163,588
Total Loans Receivable	150,269	163,753
Loans Receivable - Greater than 90 Days and Accruing
Commercial real estate [Member] | Agriculture mortgages [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		165
Commercial real estate [Member] | Agriculture mortgages [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Agriculture mortgages [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current	18,762	24,880
Total Loans Receivable	18,762	24,880
Loans Receivable - Greater than 90 Days and Accruing
Commercial real estate [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Construction [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,555	1,607
Current	167,429	148,646
Total Loans Receivable	168,984	150,253
Loans Receivable - Greater than 90 Days and Accruing	57	380
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,310	565
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	124	662
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	121	380
Consumer Real Estate [Member] | Home equity loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	9	181
Current	11,448	10,210
Total Loans Receivable	11,457	10,391
Loans Receivable - Greater than 90 Days and Accruing		3
Consumer Real Estate [Member] | Home equity loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	9	178
Consumer Real Estate [Member] | Home equity loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Home equity loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3
Consumer Real Estate [Member] | Home equity lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	30
Current	57,961	53,127
Total Loans Receivable	57,991	53,127
Loans Receivable - Greater than 90 Days and Accruing
Consumer Real Estate [Member] | Home equity lines of credit [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Home equity lines of credit [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	30
Consumer Real Estate [Member] | Home equity lines of credit [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	266	341
Current	41,458	42,130
Total Loans Receivable	41,724	42,471
Loans Receivable - Greater than 90 Days and Accruing	191
Commercial and industrial [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		266
Commercial and industrial [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and industrial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	266	75
Commercial and industrial [Member] | Tax-free loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current	19,632	13,091
Total Loans Receivable	19,632	13,091
Loans Receivable - Greater than 90 Days and Accruing
Commercial and industrial [Member] | Tax-free loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and industrial [Member] | Tax-free loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and industrial [Member] | Tax-free loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and industrial [Member] | Agriculture loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current	18,487	21,630
Total Loans Receivable	18,487	21,630
Loans Receivable - Greater than 90 Days and Accruing
Commercial and industrial [Member] | Agriculture loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and industrial [Member] | Agriculture loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and industrial [Member] | Agriculture loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	23	21
Current	5,143	4,516
Total Loans Receivable	5,166	4,537
Loans Receivable - Greater than 90 Days and Accruing	6	1
Consumer [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	9	16
Consumer [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	8	4
Consumer [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 6	$ 1

Loans and Allowance for Loan 30

Loans and Allowance for Loan Losses (Schedule of Nonaccrual Loans by Class) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 687	$ 721
Commercial real estate [Member] | Commercial mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	528	646
Commercial real estate [Member] | Agriculture mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial real estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	64
Consumer Real Estate [Member] | Home equity loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Home equity lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	75	75
Commercial and industrial [Member] | Tax-free loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and industrial [Member] | Agriculture loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 20

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses (Schedule of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Total impaired loans
Average recorded balance of impaired loans	$ 2,152	$ 1,830	$ 2,394	$ 1,894	$ 2,129
Interest income recognized on impaired loans	$ 17	$ 14	$ 49	$ 42	$ 57

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses (Schedule of Impaired Loans by Loan Portfolio Class) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Loans with no related allowance recorded:
Recorded Investment	$ 1,726	$ 2,072	$ 1,726	$ 2,072	$ 1,969
Unpaid Principal Balance	1,823	2,169	1,823	2,169	2,066
Related Allowance
Average Recorded Investment			1,976	1,894	2,129
Interest Income Recognized			49	42	57
Loans with an allowance recorded:
Recorded Investment	418		418
Unpaid Principal Balance	418		418
Related Allowance	98		98
Average Recorded Investment			418
Interest Income Recognized
Total impaired loans
Recorded Investment	2,144	2,072	2,144	2,072	1,969
Unpaid Principal Balance	2,241	2,169	2,241	2,169	2,066
Related Allowance	98		98
Average Recorded Investment	2,152	1,830	2,394	1,894	2,129
Interest Income Recognized	17	14	49	42	57
Commercial real estate [Member]
Loans with no related allowance recorded:
Recorded Investment	1,388	1,997	1,388	1,997	1,894
Unpaid Principal Balance	1,485	2,094	1,485	2,094	1,991
Related Allowance
Average Recorded Investment			1,501	1,856	2,053
Interest Income Recognized			44	42	57
Loans with an allowance recorded:
Recorded Investment	418		418
Unpaid Principal Balance	418		418
Related Allowance	98		98
Average Recorded Investment			418
Interest Income Recognized
Total impaired loans
Recorded Investment	1,806	1,997	1,806	1,997	1,894
Unpaid Principal Balance	1,903	2,094	1,903	2,094	1,991
Related Allowance	98		98
Average Recorded Investment			1,919	1,856	2,053
Interest Income Recognized			44	42	57
Commercial real estate [Member] | Commercial mortgages [Member]
Loans with no related allowance recorded:
Recorded Investment	195	730	195	730	646
Unpaid Principal Balance	292	827	292	827	743
Related Allowance
Average Recorded Investment			281	561	768
Interest Income Recognized			4		2
Loans with an allowance recorded:
Recorded Investment	418		418
Unpaid Principal Balance	418		418
Related Allowance	98		98
Average Recorded Investment			418
Interest Income Recognized
Total impaired loans
Recorded Investment	613	730	613	730	646
Unpaid Principal Balance	710	827	710	827	743
Related Allowance	98		98
Average Recorded Investment			699	561	768
Interest Income Recognized			4		2
Commercial real estate [Member] | Agricultural Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	1,193	1,267	1,193	1,267	1,248
Unpaid Principal Balance	1,193	1,267	1,193	1,267	1,248
Related Allowance
Average Recorded Investment			1,220	1,295	1,285
Interest Income Recognized			40	42	55
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	1,193	1,267	1,193	1,267	1,248
Unpaid Principal Balance	1,193	1,267	1,193	1,267	1,248
Related Allowance
Average Recorded Investment			1,220	1,295	1,285
Interest Income Recognized			40	42	55
Commercial real estate [Member] | Construction [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	75	75	75	75	75
Unpaid Principal Balance	75	75	75	75	75
Related Allowance
Average Recorded Investment			75	38	76
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	75	75	75	75	75
Unpaid Principal Balance	75	75	75	75	75
Related Allowance
Average Recorded Investment			75	38	76
Interest Income Recognized
Commercial and Industrial Sector [Member] | Tax-free loans [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial Sector [Member] | Agriculture loans [Member]
Loans with no related allowance recorded:
Recorded Investment	263		263
Unpaid Principal Balance	263		263
Related Allowance
Average Recorded Investment			400
Interest Income Recognized			5
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	263		263
Unpaid Principal Balance	263		263
Related Allowance
Average Recorded Investment			400
Interest Income Recognized			5
Total Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	338	75	338	75	75
Unpaid Principal Balance	338	75	338	75	75
Related Allowance
Average Recorded Investment			475	38	76
Interest Income Recognized			5
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	338	75	338	75	75
Unpaid Principal Balance	338	75	338	75	75
Related Allowance
Average Recorded Investment			475	38	76
Interest Income Recognized			$ 5

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses (Schedule of Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Sep. 30, 2016
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 7,802	$ 7,672	$ 7,562	$ 7,247	$ 7,040	$ 7,078	$ 7,078
Charge-offs	(16)	(3)	(11)	(29)	(2)	(16)	(157)
Recoveries	2	13	31	17	159	28
Provision (credit)	240	120	90	200	50	(50)
Ending balance	8,028	7,802	7,672	7,435	7,247	7,040	7,435
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	3,728	3,520	3,795	3,783	3,528	3,831	3,831
Charge-offs
Recoveries
Provision (credit)	31	208	(275)	95	255	(303)
Ending balance	3,759	3,728	3,520	3,878	3,783	3,528	3,878
Consumer Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,918	1,835	1,652	1,473	1,368	1,403	1,403
Charge-offs
Recoveries			20	1		10
Provision (credit)	(16)	83	163	95	105	(45)
Ending balance	1,902	1,918	1,835	1,569	1,473	1,368	1,569
Commercial and Industrial Sector [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,617	1,649	1,552	1,261	1,373	1,314	1,314
Charge-offs	(7)		(7)	(19)		(4)
Recoveries	2	10	9	9	159	16
Provision (credit)	201	(42)	95	101	(271)	47
Ending balance	1,813	1,617	1,649	1,352	1,261	1,373	1,352
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	119	83	82	71	67	62	62
Charge-offs	(9)	(3)	(4)	(10)	(2)	(12)
Recoveries		3	2	7		2
Provision (credit)	(18)	36	3	20	6	15
Ending balance	92	119	83	88	71	67	88
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	420	585	481	659	704	468	468
Charge-offs
Recoveries
Provision (credit)	42	(165)	104	(111)	(45)	236
Ending balance	$ 462	$ 420	$ 585	$ 548	$ 659	$ 704	$ 548

Loans and Allowance for Loan 34

Loans and Allowance for Loan Losses (Schedule of Allowance for Credit Losses and Recorded Investment) (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015
Allowance for credit losses:
Ending balance		$ 8,028	$ 7,802	$ 7,672	$ 7,562	$ 7,435	$ 7,247	$ 7,040	$ 7,078
Individually evaluated for impairment		98
Collectively evaluated for impairment		7,930			7,562
Loans receivable:
Total Loans Receivable		582,940			570,567
Individually evaluated for impairment		2,144			1,969
Collectively evaluated for impairment		580,796			568,598
Commercial Real Estate [Member]
Allowance for credit losses:
Ending balance		3,759	3,728	3,520	3,795	3,878	3,783	3,528	3,831
Individually evaluated for impairment		98
Collectively evaluated for impairment		3,661			3,795
Loans receivable:
Total Loans Receivable		259,499			275,067
Individually evaluated for impairment		1,806			1,894
Collectively evaluated for impairment		257,693			273,173
Consumer Real Estate [Member]
Allowance for credit losses:
Ending balance		1,902	1,918	1,835	1,652	1,569	1,473	1,368	1,403
Individually evaluated for impairment
Collectively evaluated for impairment		1,902			1,652
Loans receivable:
Total Loans Receivable	[1]	238,432			213,771
Individually evaluated for impairment
Collectively evaluated for impairment		238,432			213,771
Commercial and Industrial Sector [Member]
Allowance for credit losses:
Ending balance		1,813	1,617	1,649	1,552	1,352	1,261	1,373	1,314
Individually evaluated for impairment
Collectively evaluated for impairment		1,813			1,552
Loans receivable:
Total Loans Receivable		79,843			77,192
Individually evaluated for impairment		338			75
Collectively evaluated for impairment		79,505			77,117
Consumer Portfolio Segment [Member]
Allowance for credit losses:
Ending balance		92	119	83	82	88	71	67	62
Individually evaluated for impairment
Collectively evaluated for impairment		92			82
Loans receivable:
Total Loans Receivable		5,166			4,537
Individually evaluated for impairment
Collectively evaluated for impairment		5,166			4,537
Unallocated [Member]
Allowance for credit losses:
Ending balance		462	$ 420	$ 585	481	$ 548	$ 659	$ 704	$ 468
Individually evaluated for impairment
Collectively evaluated for impairment		$ 462			$ 481
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $90,123,000 and $66,767,000 as of September 30, 2017, and December 31, 2016, respectively.

Fair Value Presentation (Narrat

Fair Value Presentation (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 2,144	$ 1,969	$ 2,072
Related Allowance	98
CRA Investment Fund [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	5,250	5,250
Marketable equity securities, market value	5,250	5,250
Regulatory Bank Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	307	219
Marketable equity securities, market value	$ 368
Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Regulatory Bank Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, market value		$ 274

Fair Value Presentation (Schedu

Fair Value Presentation (Schedule of Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 320,695	$ 308,111	$ 298,139
U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	28,647	32,261
U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	53,583	55,869
U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	54,038	37,936
Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	57,136	52,091
Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	121,673	124,430
Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,618	5,524
Total Debt Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	315,077	302,587
Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	28,647	32,261
Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	53,583	55,869
Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	54,038	37,936
Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	57,136	52,091
Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	121,673	124,430
Fair Value Measured on a Recurring Basis [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,618	5,524
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,618	5,524
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,618	5,524
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	315,077	302,587
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	28,647	32,261
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	53,583	55,869
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	54,038	37,936
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	57,136	52,091
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	121,673	124,430
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Marketable equity securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)

Fair Value Presentation (Sche37

Fair Value Presentation (Schedule of Assets Measured on Nonrecurring Basis) (Details) - Fair Value Measured on a Nonrecurring Basis [Member] - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Non-Recurring Fair Value Measurements
Impaired Loans	$ 2,046	$ 1,969
Total Fair Value, non-recurring	2,046	1,969
Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total Fair Value, non-recurring
Significant Other Observable Inputs (Level II) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total Fair Value, non-recurring
Significant Unobservable Inputs (Level III) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans	2,046	1,969
Total Fair Value, non-recurring	$ 2,046	$ 1,969

Fair Value Presentation (Sche38

Fair Value Presentation (Schedule of Level III Inputs to Determine Fair Value) (Details) - Impaired Loans [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total Fair Value, non-recurring	$ 2,046	$ 1,969
Valuation Techniques	Appraisal of collateral	Appraisal of collateral
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)
Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)

Interim Disclosures about Fai39

Interim Disclosures about Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Dec. 31, 2015
Financial Assets:
Cash and cash equivalents	$ 44,240	$ 45,632	$ 49,867	$ 44,227
Securities available for sale	320,695	308,111	298,139
Regulatory stock	6,139	5,372	5,218
Loans, net of allowance	576,049	564,005	558,533
Bank owned life insurance	25,161	24,687	24,489
Financial Liabilities:
Demand deposits	301,978	280,543	260,873
Total deposits	838,825	817,491	792,660
Short-term borrowings		8,329	12,053
Long-term debt	68,350	61,257	$ 63,757
Carrying Amount [Member]
Financial Assets:
Cash and cash equivalents	44,240	45,632
Securities available for sale	320,695	308,111
Regulatory stock	6,139	5,372
Loans held for sale	3,809	2,552
Loans, net of allowance	576,049	564,005
Mortgage servicing assets	592	410
Accrued interest receivable	3,391	3,750
Bank owned life insurance	25,161	24,687
Financial Liabilities:
Demand deposits	301,978	280,543
Interest-bearing demand deposits	19,279	20,108
NOW accounts	78,061	85,540
Money market deposit accounts	99,235	93,943
Savings accounts	188,015	175,753
Time deposits	152,257	161,604
Total deposits	838,825	817,491
Short-term borrowings		8,329
Long-term debt	68,350	61,257
Accrued interest payable	391	384
Fair Value [Member]
Financial Assets:
Cash and cash equivalents	44,240	45,632
Securities available for sale	320,695	308,111
Regulatory stock	6,139	5,372
Loans held for sale	3,809	2,552
Loans, net of allowance	573,681	563,418
Mortgage servicing assets	678	531
Accrued interest receivable	3,391	3,750
Bank owned life insurance	25,161	24,687
Financial Liabilities:
Demand deposits	301,978	280,543
Interest-bearing demand deposits	19,279	20,108
NOW accounts	78,061	85,540
Money market deposit accounts	99,235	93,943
Savings accounts	188,015	175,753
Time deposits	153,163	163,464
Total deposits	839,731	819,351
Short-term borrowings		8,329
Long-term debt	68,429	61,372
Accrued interest payable	391	384
Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Financial Assets:
Cash and cash equivalents	44,240	45,632
Securities available for sale	5,618	5,524
Regulatory stock	6,139	5,372
Loans held for sale	3,809	2,552
Loans, net of allowance
Accrued interest receivable	3,391	3,750
Bank owned life insurance	25,161	24,687
Financial Liabilities:
Demand deposits	301,978	280,543
Interest-bearing demand deposits	19,279	20,108
NOW accounts	78,061	85,540
Money market deposit accounts	99,235	93,943
Savings accounts	188,015	175,753
Time deposits
Total deposits	686,568	655,887
Short-term borrowings		8,329
Long-term debt
Accrued interest payable	391	384
Fair Value [Member] | Significant Other Observable Inputs (Level II) [Member]
Financial Assets:
Cash and cash equivalents
Securities available for sale	315,077	302,587
Regulatory stock
Loans held for sale
Loans, net of allowance
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits
Total deposits
Short-term borrowings
Long-term debt
Accrued interest payable
Fair Value [Member] | Significant Unobservable Inputs (Level III) [Member]
Financial Assets:
Cash and cash equivalents
Securities available for sale
Regulatory stock
Loans held for sale
Loans, net of allowance	573,681	563,418
Mortgage servicing assets	678	531
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits	153,163	163,464
Total deposits	153,163	163,464
Short-term borrowings
Long-term debt	68,429	61,372
Accrued interest payable

Commitments and Contingent Li40

Commitments and Contingent Liabilities (Details) $ in Millions	Sep. 30, 2017USD ($)
Commitment to extend credit	$ 260.9
Loan Commitments [Member]
Commitment to extend credit	40.5
Line of Credit [Member]
Commitment to extend credit	209.3
Letter of Credit [Member]
Commitment to extend credit	$ 11.1

Accumulated Other Comprehensi41

Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Sep. 30, 2017	Sep. 30, 2016
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance			$ 94,939				$ 94,939
Other comprehensive income (loss), net of tax	$ (380)			$ (735)			2,653	$ 1,473
Ending balance	100,867			99,953			100,867	99,953
Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(1,852)	$ (4,559)	(4,885)	1,956	$ 318	$ (252)	(4,885)	(252)
Other comprehensive income (loss) before reclassifications	(268)	2,778	418	(429)	2,258	1,050
Amount reclassified from accumulated other comprehensive income (loss)	(112)	(71)	(92)	(306)	(620)	(480)
Other comprehensive income (loss), net of tax	(380)	2,707	326	(735)	1,638	570
Ending balance	$ (2,232)	$ (1,852)	$ (4,559)	$ 1,221	$ 1,956	$ 318	$ (2,232)	$ 1,221
Federal income tax rate	34.00%

Accumulated Other Comprehensi42

Accumulated Other Comprehensive Income (Loss) (Schedule of Amounts Reclassified from AOCI) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	$ 170	$ 464	$ 417	$ 2,130
Provision for federal income taxes	(391)	(445)	(935)	(1,045)
Reclassifications for the period	2,034	2,077	5,733	5,633
Reclassification out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	170	464	417	2,130
Provision for federal income taxes	(58)	(158)	(142)	(724)
Reclassifications for the period	$ 112	$ 306	$ 275	$ 1,406