ENB Financial (ENBP) 10-Q 15 May 18 2018 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2018	May 01, 2018
Document And Entity Information
Entity Registrant Name	ENB Financial Corp
Entity Central Index Key	1,437,479
Document Type	10-Q
Document Period End Date	Mar. 31, 2018
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Is Entity a Well-known Seasoned Issuer	No
Is Entity a Voluntary Filer	No
Is Entity's Reporting Status Current	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		2,853,479
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2,018

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
ASSETS
Cash and due from banks	$ 12,733	$ 21,867	$ 16,161
Interest-bearing deposits in other banks	24,986	31,206	43,127
Total cash and cash equivalents	37,719	53,073	59,288
Securities available for sale (at fair value)	311,128	319,661	315,176
Equity securities (at fair value)	5,775
Loans held for sale	2,640	2,892	3,127
Loans (net of unearned income)	609,515	597,553	572,876
Less: Allowance for loan losses	8,083	8,240	7,672
Net loans	601,432	589,313	565,204
Premises and equipment	25,835	25,687	23,881
Regulatory stock	6,194	5,794	5,455
Bank owned life insurance	27,525	27,814	24,856
Other assets	12,061	9,388	10,836
Total assets	1,030,309	1,033,622	1,007,823
Deposits:
Noninterest-bearing	305,832	314,917	287,799
Interest-bearing	550,367	551,560	547,831
Total deposits	856,199	866,477	835,630
Short-term borrowings	5,622		14,774
Long-term debt	68,511	65,850	58,819
Other liabilities	2,443	1,536	2,188
Total liabilities	932,775	933,863	911,411
Stockholders' equity:
Common stock, par value $0.20; Shares: Authorized 12,000,000 Issued 2,869,557 and Outstanding 2,853,479 as of 3/31/18 Issued 2,869,557 and Outstanding 2,849,823 as of 12/31/17 Issued 2,869,557 and Outstanding 2,853,741 as of 3/31/17	574	574	574
Capital surplus	4,419	4,415	4,411
Retained earnings	99,623	98,629	96,504
Accumulated other comprehensive loss net of tax	(6,541)	(3,195)	(4,559)
Less: Treasury stock cost on 16,078 shares as of 3/31/18 19,734 shares as of 12-31-17 and 15,816 shares as of 3-31-17	(541)	(664)	(518)
Total stockholders' equity	97,534	99,759	96,412
Total liabilities and stockholders' equity	$ 1,030,309	$ 1,033,622	$ 1,007,823

CONSOLIDATED BALANCE SHEETS (U3

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - $ / shares	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
Statement of Financial Position [Abstract]
Common stock, par value	$ 0.20	$ 0.20	$ 0.20
Common stock, authorized	12,000,000	12,000,000	12,000,000
Common stock, issued	2,869,557	2,869,557	2,869,557
Common stock, outstanding	2,853,479	2,849,823	2,853,741
Treasury shares	16,078	19,734	15,816

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Interest and dividend income:
Interest and fees on loans	$ 6,398	$ 5,832
Interest on securities available for sale
Taxable	1,100	888
Tax-exempt	760	1,120
Interest on deposits at other banks	112	54
Dividend income	154	88
Total interest and dividend income	8,524	7,982
Interest expense:
Interest on deposits	479	467
Interest on borrowings	295	235
Total interest expense	774	702
Net interest income	7,750	7,280
Provision for loan losses	190	90
Net interest income after provision for loan losses	7,560	7,190
Other income:
Trust and investment services income	554	482
Service fees	661	562
Commissions	584	547
Gains on sale of debt securities, net	34	140
Gains on equity securities, net	31
Gains on sale of mortgages	235	355
Earnings on bank-owned life insurance	1,099	173
Other income	182	153
Total other income	3,380	2,412
Operating expenses:
Salaries and employee benefits	4,960	4,719
Occupancy	663	599
Equipment	288	282
Advertising & marketing	232	237
Computer software & data processing	545	530
Shares tax	215	215
Professional services	433	389
Other expense	548	547
Total operating expenses	7,884	7,518
Income before income taxes	3,056	2,084
Provision for federal income taxes	235	257
Net income	$ 2,821	$ 1,827
Earnings per share of common stock	$ 0.99	$ 0.64
Cash dividends paid per share	$ 0.28	$ 0.28
Weighted average shares outstanding	2,850,146	2,850,689

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Statement of Comprehensive Income [Abstract]
Net income	$ 2,821	$ 1,827
Securities available for sale not other-than-temporarily impaired:
Unrealized gains (losses) arising during the period	(3,399)	633
Income tax effect	714	(215)
Total	(2,685)	418
Gains on sale of debt securities recognized in earnings	(34)	(140)
Income tax effect	7	48
Total	(27)	(92)
Other comprehensive income (loss), net of tax	(2,712)	326
Comprehensive Income (Loss)	$ 109	$ 2,153

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Cash flows from operating activities:
Net income	$ 2,821	$ 1,827
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of securities premiums and discounts and loan fees	1,057	1,015
Decrease in interest receivable	180	508
Increase (decrease) in interest payable	22	(2)
Provision for loan losses	190	90
Gains on sale of debt securities, net	(34)	(140)
Gains on equity securities, net	(31)
Gains on sale of mortgages	(235)	(355)
Loans originated for sale	(6,980)	(5,221)
Proceeds from sales of loans	7,467	5,001
Earnings on bank-owned life insurance	(1,099)	(173)
Depreciation of premises and equipment and amortization of software	406	406
Deferred income tax	(229)	55
Other assets and other liabilities, net	339	(343)
Net cash provided by operating activities	3,874	2,668
Securities available for sale:
Proceeds from maturities, calls, and repayments	4,897	5,391
Proceeds from sales	8,986	13,687
Purchases	(17,100)	(26,416)
Purchase of regulatory bank stock	(1,088)	(873)
Redemptions of regulatory bank stock	688	790
Purchase of bank-owned life insurance	24
Net increase in loans	(12,423)	(1,397)
Purchases of premises and equipment, net	(510)	(1,657)
Purchase of computer software	(36)	(3)
Net cash used for investing activities	(16,562)	(10,478)
Cash flows from financing activities:
Net increase (decrease) in demand, NOW, and savings accounts	(7,872)	21,789
Net decrease in time deposits	(2,406)	(3,650)
Net increase in short-term borrowings	5,622	6,445
Proceeds from long-term debt	7,661	5,062
Repayments of long-term debt	(5,000)	(7,500)
Dividends paid	(798)	(798)
Proceeds from sale of treasury stock	127	118
Net cash (used in) provided by financing activities	(2,666)	21,466
Increase (decrease) in cash and cash equivalents	(15,354)	13,656
Cash and cash equivalents at beginning of period	53,073	45,632
Cash and cash equivalents at end of period	37,719	59,288
Supplemental disclosures of cash flow information:
Interest paid	752	704
Income taxes paid
Supplemental disclosure of non-cash investing and financing activities:
Fair value adjustments for securities available for sale	$ 5,097	$ 493

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2018
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. Summary of Significant Accounting Policies Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. ENB Financial Corp (“the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”). This Form 10-Q, for the first quarter of 2018, is reporting on the results of operations and financial condition of ENB Financial Corp. Operating results for the three months ended March 31, 2018, are not necessarily indicative of the results that may be expected for the year ended December 31, 2018. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp’s Annual Report on Form 10-K for the year ended December 31, 2017. Revenue from Contracts with Customers The Company records revenue from contracts with customers in accordance with Accounting Standards Topic 606, Revenue from Contracts with Customers (Topic 606). The Corporation’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Corporation has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Corporation generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 that significantly affects the determination of the amount and timing of revenue from contracts with customers. Financial Instruments In January 2016, the FASB issued ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities ASU 2016-01 was effective for the Corporation on January 1, 2018, and resulted in separate classification of equity securities previously included in available for sale securities on the consolidated balance sheets with changes in the fair value of the equity securities captured in the consolidated statements of income. See Note 3 – Securities for disclosures related to equity securities. Adoption of the standard also resulted in the use of an exit price rather than an entrance price to determine the fair value of loans not measured at fair value on a non-recurring basis in the consolidated balance sheets. See Note 5 – Fair Value Presentation for further information regarding the valuation of these loans. Nonrefundable Fees and Other Costs In March 2017, the FASB issued ASU 2017-08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310-20). Reporting Comprehensive Income In February 2018, the FASB issued ASU 2018-02, Income Statement – Reporting Comprehensive Income (Topic 220)

Securities Available for Sale

Securities Available for Sale	3 Months Ended
	Mar. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	2. Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of securities held at March 31, 2018, and December 31, 2017, are as follows: Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ March 31, 2018 U.S. government agencies 35,095 — (1,295 ) 33,800 U.S. agency mortgage-backed securities 50,414 — (1,808 ) 48,606 U.S. agency collateralized mortgage obligations 60,496 23 (1,674 ) 58,845 Corporate bonds 61,169 3 (1,497 ) 59,675 Obligations of states and political subdivisions 112,234 191 (2,223 ) 110,202 Total debt securities available for sale 319,408 217 (8,497 ) 311,128 December 31, 2017 U.S. government agencies 35,101 — (749 ) 34,352 U.S. agency mortgage-backed securities 52,981 8 (916 ) 52,073 U.S. agency collateralized mortgage obligations 55,493 46 (898 ) 54,641 Corporate bonds 61,334 24 (589 ) 60,769 Obligations of states and political subdivisions 114,047 243 (2,047 ) 112,243 Total debt securities 318,956 321 (5,199 ) 314,078 Equity securities 5,547 36 — 5,583 Total securities available for sale 324,503 357 (5,199 ) 319,661 The amortized cost and fair value of debt securities available for sale at March 31, 2018, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 15,461 15,070 Due after one year through five years 127,801 124,270 Due after five years through ten years 62,512 60,491 Due after ten years 113,634 111,297 Total debt securities 319,408 311,128 Securities available for sale with a par value of $63,004,000 and $64,580,000 at March 31, 2018, and December 31, 2017, respectively, were pledged or restricted for public funds, borrowings, or other purposes as required by law. The fair value of these pledged securities was $63,368,000 at March 31, 2018, and $66,157,000 at December 31, 2017. Proceeds from active sales of securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended March 31, 2018 2017 $ $ Proceeds from sales 8,986 13,687 Gross realized gains 52 172 Gross realized losses 18 32 Management evaluates all of the Corporation’s securities for other than temporary impairment (OTTI) on a periodic basis. No securities in the portfolio had other-than-temporary impairment recorded in the first three months of 2018 or 2017. Information pertaining to securities with gross unrealized losses at March 31, 2018, and December 31, 2017, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of March 31, 2018 U.S. government agencies 9,799 (201 ) 24,001 (1,094 ) 33,800 (1,295 ) U.S. agency mortgage-backed securities 14,012 (310 ) 34,594 (1,498 ) 48,606 (1,808 ) U.S. agency collateralized mortgage obligations 28,377 (669 ) 20,249 (1,005 ) 48,626 (1,674 ) Corporate bonds 41,936 (916 ) 14,716 (581 ) 56,652 (1,497 ) Obligations of states & political subdivisions 32,222 (513 ) 52,816 (1,710 ) 85,038 (2,223 ) Total temporarily impaired securities 126,346 (2,609 ) 146,376 (5,888 ) 272,722 (8,497 ) As of December 31, 2017 U.S. government agencies 9,941 (59 ) 24,411 (690 ) 34,352 (749 ) U.S. agency mortgage-backed securities 10,326 (78 ) 37,123 (838 ) 47,449 (916 ) U.S. agency collateralized mortgage obligations 29,551 (280 ) 20,980 (618 ) 50,531 (898 ) Corporate bonds 38,543 (282 ) 15,019 (307 ) 53,562 (589 ) Obligations of states & political subdivisions 15,188 (142 ) 68,278 (1,905 ) 83,466 (2,047 ) Total temporarily impaired securities 103,549 (841 ) 165,811 (4,358 ) 269,360 (5,199 ) In the debt security portfolio there were 188 positions that were carrying unrealized losses as of March 31, 2018. There were no instruments considered to be other-than-temporarily impaired at March 31, 2018. The Corporation evaluates both equity and fixed maturity positions for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic and market concerns warrant such evaluation. U.S. generally accepted accounting principles provide for the bifurcation of OTTI into two categories: (a) the amount of the total OTTI related to a decrease in cash flows expected to be collected from the debt security (the credit loss), which is recognized in earnings, and (b) the amount of total OTTI related to all other factors, which is recognized, net of taxes, as a component of accumulated other comprehensive income.

Equity Securities

Equity Securities	3 Months Ended
	Mar. 31, 2018
Marketable Securities [Abstract]
Equity Securities	3. Equity Securities The following table summarizes the amortized cost, gross unrealized gains and losses, and fair value of equity securities held at March 31, 2018. Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ March 31, 2018 CRA-qualified mutual funds 5,310 — — 5,310 Bank stocks 430 41 (6 ) 465 Total equity securities 5,740 41 (6 ) 5,775 As of January 1, 2018, the Corporation adopted ASU 2016-01, resulting in the reclassification of equity securities from available-for-sale. The following table presents the net gains and losses on the Corporation’s equity investments recognized in earnings during the quarter ended March 31, 2018, and the portion of unrealized gains and losses for the period that relates to equity investments held as of March 31, 2018. NET GAINS AND LOSSES ON EQUITY INVESTMENTS RECOGNIZED IN EARNINGS (DOLLARS IN THOUSANDS) March 31, 2018 $ Net gains (losses) recognized in equity securities during the period 31 Less: Net gains (losses) realized on the sale of equity securities during the period — Unrealized gains (losses) recognized in equity securities held at reporting date 31

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2018
Receivables [Abstract]
Loans and Allowance for Loan Losses	3. Loans and Allowance for Loan Losses The following table presents the Corporation’s loan portfolio by category of loans as of March 31, 2018, and December 31, 2017: LOAN PORTFOLIO (DOLLARS IN THOUSANDS) March 31, December 31, 2018 2017 $ $ Commercial real estate Commercial mortgages 90,049 90,072 Agriculture mortgages 151,436 152,050 Construction 19,700 18,670 Total commercial real estate 261,185 260,792 Consumer real estate (a) 1-4 family residential mortgages 184,556 176,971 Home equity loans 10,588 11,181 Home equity lines of credit 60,846 61,104 Total consumer real estate 255,990 249,256 Commercial and industrial Commercial and industrial 46,917 41,426 Tax-free loans 20,794 20,722 Agriculture loans 18,189 18,794 Total commercial and industrial 85,900 80,942 Consumer 5,129 5,320 Gross loans prior to deferred fees 608,204 596,310 Less: Deferred loan costs, net 1,311 1,243 Allowance for loan losses (8,083 ) (8,240 ) Total net loans 601,432 589,313 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $103,458,000 and $98,262,000 as of March 31, 2018, and December 31, 2017, respectively. The Corporation grades commercial credits differently than consumer credits. The following tables represent all of the Corporation’s commercial credit exposures by internally assigned grades as of March 31, 2018 and December 31, 2017. The grading analysis estimates the capability of the borrower to repay the contractual obligations under the loan agreements as scheduled. The Corporation's internal commercial credit risk grading system is based on experiences with similarly graded loans. The Corporation's internally assigned grades for commercial credits are as follows: · Pass – loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. · Special Mention – loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected. · Substandard – loans that have a well-defined weakness based on objective evidence and characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. · Doubtful – loans classified as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. · Loss – loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS March 31, 2018 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 86,680 142,964 18,161 44,241 20,588 17,237 329,871 Special Mention 198 3,836 539 602 206 248 5,629 Substandard 3,171 4,636 1,000 2,074 — 704 11,585 Doubtful — — — — — — — Loss — — — — — — — Total 90,049 151,436 19,700 46,917 20,794 18,189 347,085 December 31, 2017 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 86,259 143,037 17,670 37,947 20,514 17,798 323,225 Special Mention 160 3,873 — 1,015 208 270 5,526 Substandard 3,653 5,140 1,000 2,464 — 726 12,983 Doubtful — — — — — — — Loss — — — — — — — Total 90,072 152,050 18,670 41,426 20,722 18,794 341,734 For consumer loans, the Corporation evaluates credit quality based on whether the loan is considered performing or non-performing. Non-performing loans consist of those loans greater than 90 days delinquent and nonaccrual loans. The following tables present the balances of consumer loans by classes of the loan portfolio based on payment performance as of March 31, 2018 and December 31, 2017: CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) March 31, 2018 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 183,937 10,588 60,817 5,123 260,465 Non-performing 1,142 140 29 26 1,337 Total 185,079 10,728 60,846 5,149 261,802 December 31, 2017 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 176,576 11,181 61,074 5,305 254,136 Non-performing 395 — 30 15 440 Total 176,971 11,181 61,104 5,320 254,576 The following tables present an age analysis of the Corporation’s past due loans, segregated by loan portfolio class, as of March 31, 2018 and December 31, 2017: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and March 31, 2018 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — — 298 298 89,751 90,049 244 Agriculture mortgages — — — — 151,436 151,436 — Construction — — — — 19,700 19,700 — Consumer real estate 1-4 family residential mortgages 1,725 24 619 2,368 182,188 184,556 619 Home equity loans 53 — — 53 10,535 10,588 — Home equity lines of credit — — 29 29 60,817 60,846 29 Commercial and industrial Commercial and industrial 13 — — 13 46,904 46,917 — Tax-free loans — — — — 20,794 20,794 — Agriculture loans 227 — — 227 17,962 18,189 — Consumer 3 4 6 13 5,116 5,129 6 Total 2,021 28 952 3,001 605,203 608,204 898 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2017 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — — 372 372 89,700 90,072 — Agriculture mortgages — — — — 152,050 152,050 — Construction — — — — 18,670 18,670 — Consumer real estate 1-4 family residential mortgages 533 248 395 1,176 175,795 176,971 395 Home equity loans 40 — — 40 11,141 11,181 — Home equity lines of credit — — 30 30 61,074 61,104 30 Commercial and industrial Commercial and industrial 65 109 — 174 41,252 41,426 — Tax-free loans — — — — 20,722 20,722 — Agriculture loans — — — — 18,794 18,794 — Consumer 8 3 15 26 5,294 5,320 15 Total 646 360 812 1,818 594,492 596,310 440 The following table presents nonaccrual loans by classes of the loan portfolio as of March 31, 2018 and December 31, 2017: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) March 31, December 31, 2018 2017 $ $ Commercial real estate Commercial mortgages 192 393 Agriculture mortgages — — Construction — — Consumer real estate 1-4 family residential mortgages 523 — Home equity loans 140 — Home equity lines of credit — — Commercial and industrial Commercial and industrial — — Tax-free loans — — Agriculture loans — — Consumer 20 — Total 875 393 As of March 31, 2018 and December 31, 2017, all of the Corporation’s commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three months ended March 31, 2018 and March 31, 2017, is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended March 31, 2018 2017 $ $ Average recorded balance of impaired loans 1,836 1,958 Interest income recognized on impaired loans 20 14 There were no loan modifications made during the three months ended March 31, 2018 causing a loan to be considered a troubled debt restructuring (TDR). However, there was a loan modification made during the three months ended March 31, 2017, that constituted a TDR. A TDR is a loan where management has granted a concession to a borrower that is experiencing financial difficulty. A concession is generally defined as more favorable payment or credit terms granted to a borrower in an effort to improve the likelihood of the lender collecting principal in its entirety. Concessions usually are in the form of interest only for a period of time, or a lower interest rate offered in an effort to enable the borrower to continue to make normally scheduled payments. The loan classified as a TDR during the three months ended March 31, 2017, was an agricultural loan with a principal balance at March 31, 2018, of $227,000. The concession initially granted to the borrower during the first quarter of 2017 was an interest-only period initially running for three months to March 31, 2017. However, on March 31, 2017, that deferral period was extended for an additional three months, causing management to classify the loan as a TDR. The concession period ended June 30, 2017. Subsequent to June 30, 2017, the borrower resumed normal principal and interest payments as of July 2017. The following tables summarize information in regarding impaired loans by loan portfolio class as of March 31, 2018, December 31, 2017, and March 31, 2017: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) March 31, 2018 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 369 895 — 340 3 Agriculture mortgages 1,156 1,156 — 1,164 13 Construction — — — — — Total commercial real estate 1,525 2,051 — 1,504 16 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans 227 227 — 237 3 Total commercial and industrial 227 227 — 237 3 Total with no related allowance 1,752 2,278 — 1,741 19 With an allowance recorded: Commercial real estate Commercial mortgages 505 507 63 95 1 Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate 505 507 63 95 1 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance 505 507 63 95 1 Total by loan class: Commercial real estate Commercial mortgages 874 1,402 63 435 4 Agriculture mortgages 1,156 1,156 — 1,164 13 Construction — — — — — Total commercial real estate 2,030 2,558 63 1,599 17 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans 227 227 — 237 3 Total commercial and industrial 227 227 — 237 3 Total 2,257 2,785 63 1,836 20 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) December 31, 2017 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 393 690 — 585 4 Agriculture mortgages 1,174 1,174 — 1,210 54 Construction — — — — — Total commercial real estate 1,567 1,864 — 1,795 58 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans 245 245 — 163 7 Total commercial and industrial 245 245 — 163 7 Total with no related allowance 1,812 2,109 — 1,958 65 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 393 690 — 585 4 Agriculture mortgages 1,174 1,174 — 1,210 54 Construction — — — — — Total commercial real estate 1,567 1,864 — 1,795 58 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans 245 245 — 163 7 Total commercial and industrial 245 245 — 163 7 Total 1,812 2,109 — 1,958 65 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) March 31, 2017 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 760 857 — 644 3 Agriculture mortgages 1,229 1,229 — 1,238 11 Construction — — — — — Total commercial real estate 1,989 2,086 — 1,882 14 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 75 — Total with no related allowance 2,064 2,161 — 1,957 14 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 760 857 — 644 3 Agriculture mortgages 1,229 1,229 — 1,238 11 Construction — — — — — Total commercial real estate 1,989 2,086 — 1,882 14 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 75 — Total 2,064 2,161 — 1,957 14 The following table details activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2018: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2017 3,863 2,052 1,829 98 398 8,240 Charge-offs (224 ) — (110 ) (18 ) — (352 ) Recoveries — — 4 1 — 5 Provision 408 137 (422 ) (9 ) 76 190 Balance - March 31, 2018 4,047 2,189 1,301 72 474 8,083 During the three months ended March 31, 2018, provision expenses were recorded for the commercial real estate and consumer real estate segments with credit provisions recorded for the commercial and industrial and consumer loan segments. The increase in the allowance for commercial real estate loans was primarily a result of higher levels of charge-offs in the first three months of 2018. The increase in the amount of the allowance for loan losses allocated to the consumer real estate segment was primarily a result of growth in the residential real estate portfolio during the three months ended March 31, 2018. Delinquency rates among the Corporation’s loan pools remain low but have increased to 0.56% of total loans, compared to 0.46% of total loans as of March 31, 2017. Additionally, charge-offs for the three months ended March 31, 2018, were $352,000 compared to only $11,000 for the three months ended March 31, 2017. However, classified loans experienced a decrease in the first three months of 2018. The Corporation’s classified loans were $21.5 million as of March 31, 2017, but had declined to $16.1 million as of March 31, 2018. Currently, the agricultural lending sector remains under stress due to weak milk and egg prices impacting farmers. Outside of this, the health of the Corporation’s commercial real estate and commercial and industrial borrowers is generally stable with no material trends related to certain types of industries. Commercial borrowers that have exposure to agriculture are subject to more financial stress in the current environment. Qualitative factors regarding trends in the loan portfolio as well as national and local economic conditions and external factors such as competition, legal and regulatory were increased for several loan pools in the first quarter of 2018 while several factors related to experience, ability, and depth of lending management and other areas declined for the first quarter of 2018. The increases in charge-offs and growth in the loan portfolio caused management to record provision expense of $190,000 through March 31, 2018. T ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2016 3,795 1,652 1,552 82 481 7,562 Charge-offs — — (7 ) (4 ) — (11 ) Recoveries — 20 9 2 — 31 Provision (275 ) 163 95 3 104 90 Balance - March 31, 2017 3,520 1,835 1,649 83 585 7,672 During the three months ended March 31, 2017, a credit provision was recorded for the commercial real estate segment with provision expense recorded in all other loan categories. For the entire portfolio, $90,000 of additional provision expense was recorded for the first three months of 2017. Delinquency rates among most loan pools remained very low with the total amount of delinquent loans lower on March 31, 2017 than on December 31, 2016. The Corporation received $20,000 more recoveries than charge-offs for the three months ended March 31, 2017. These favorable results acted to offset higher levels of classified loans and non-accruals resulting in $90,000 of additional provision being sufficient to cover projected losses inherent in the loan portfolio and still retain a sufficient unallocated portion of the allowance. Changes in qualitative factors were minimal during the first quarter and the provision expense recorded was primarily the result of higher levels of classified loans. The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of March 31, 2018 and December 31, 2017: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of March 31, 2018: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 63 — — — — 63 Ending balance: collectively evaluated for impairment 3,984 2,189 1,301 72 474 8,020 Loans receivable: Ending balance 261,185 255,990 85,900 5,129 608,204 Ending balance: individually evaluated for impairment 2,030 — 227 — 2,257 Ending balance: collectively evaluated for impairment 259,155 255,990 85,673 5,129 605,947 As of December 31, 2017: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,863 2,052 1,829 98 398 8,240 Loans receivable: Ending balance 260,792 249,256 80,942 5,320 596,310 Ending balance: individually evaluated for impairment 1,567 — 245 — 1,812 Ending balance: collectively evaluated for impairment 259,225 249,256 80,697 5,320 594,498

Fair Value Presentation

Fair Value Presentation	3 Months Ended
	Mar. 31, 2018
Fair Value Disclosures [Abstract]
Fair Value Presentation	5. Fair Value Presentation U.S. generally accepted accounting principles establish a hierarchal disclosure framework associated with the level of observable pricing utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no observable pricing as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. The following tables provide the fair market value for assets required to be measured and reported at fair value on a recurring basis on the Consolidated Balance Sheets as of March 31, 2018, and December 31, 2017, by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) March 31, 2018 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 33,800 — 33,800 U.S. agency mortgage-backed securities — 48,606 — 48,606 U.S. agency collateralized mortgage obligations — 58,845 — 58,845 Corporate bonds — 59,675 — 59,675 Obligations of states & political subdivisions — 110,202 — 110,202 Equity securities 5,775 — — 5,775 Total securities 5,775 311,128 — 316,903 On March 31, 2018, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable, but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of March 31, 2018, the CRA fund investments had a $5,310,000 book and fair market value and the bank stock portfolio had a book value of $430,000, and fair market value of $465,000. Financial instruments are considered level III when their values are determined using pricing models, discounted cash flow methodologies, or similar techniques, and at least one significant model assumption or input is unobservable. In addition to these unobservable inputs, the valuation models for level III financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. Level III financial instruments also include those for which the determination of fair value requires significant management judgment or estimation. ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2017 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 34,352 — 34,352 U.S. agency mortgage-backed securities — 52,073 — 52,073 U.S. agency collateralized mortgage obligations — 54,641 — 54,641 Corporate bonds — 60,769 — 60,769 Obligations of states & political subdivisions — 112,243 — 112,243 Equity securities 5,583 — — 5,583 Total securities 5,583 314,078 — 319,661 On December 31, 2017, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of December 31, 2017, the CRA fund investments had a $5,280,000 book and market value and the bank stocks had a book value of $267,000 and a market value of $303,000. The following tables provide the fair value for each class of assets required to be measured and reported at fair value on a nonrecurring basis on the Consolidated Balance Sheets as of March 31, 2018 and December 31, 2017, by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS ( Dollars in Thousands March 31, 2018 Level I Level II Level III Total Assets: Impaired Loans — — 2,194 2,194 Total — — 2,194 2,194 December 31, 2017 Level I Level II Level III Total Assets: Impaired Loans — — 1,812 1,812 Total — — 1,812 1,812 The Corporation had a total of $2,257,000 of impaired loans as of March 31, 2018, with $63,000 of specific allocation against these loans and $1,812,000 of impaired loans as of December 31, 2017, with no specific allocation against these loans. The value of impaired loans is generally determined through independent appraisals of the underlying collateral. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) March 31, 2018 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,194 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) December 31, 2017 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,812 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

FINANCIAL INSTRUMENTS NO REQUIR

FINANCIAL INSTRUMENTS NO REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE	3 Months Ended
	Mar. 31, 2018
Fair Value Disclosures [Abstract]
FINANCIAL INSTRUMENTS NO REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE	The following table provides the carrying amount for each class of assets and liabilities and the fair value for certain financial instruments that are not required to be measured or reported at fair value on the Consolidated Balance Sheets as of March 31, 2018 and December 31, 2017: FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (DOLLARS IN THOUSANDS) March 31, 2018 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 37,719 37,719 37,719 — — Regulatory stock 6,194 6,194 6,194 — — Loans held for sale 2,640 2,640 2,640 — — Loans, net of allowance 601,432 612,969 — — 612,969 Mortgage servicing assets 717 876 — — 876 Accrued interest receivable 3,504 3,504 3,504 — — Bank owned life insurance 27,525 27,525 27,525 — — Financial Liabilities: Demand deposits 305,832 305,832 305,832 — — Interest-bearing demand deposits 19,764 19,764 19,764 — — NOW accounts 85,307 85,307 85,307 — — Money market deposit accounts 101,088 101,088 101,088 — — Savings accounts 197,205 197,205 197,205 — — Time deposits 147,003 147,726 — — 147,726 Total deposits 856,199 856,922 709,196 — 147,726 Short-term borrowings 5,622 5,622 5,622 — — Long-term debt 68,511 68,524 — — 68,524 Accrued interest payable 407 407 407 — — FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (DOLLARS IN THOUSANDS) December 31, 2017 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 53,073 53,073 53,073 — — Regulatory stock 5,794 5,794 5,794 — — Loans held for sale 2,892 2,892 2,892 — — Loans, net of allowance 589,313 590,415 — — 590,415 Mortgage servicing assets 661 751 — — 751 Accrued interest receivable 3,684 3,684 3,684 — — Bank owned life insurance 27,814 27,814 27,814 — — Financial Liabilities: Demand deposits 314,917 314,917 314,917 — — Interest-bearing demand deposits 20,230 20,230 20,230 — — NOW accounts 86,758 86,758 86,758 — — Money market deposit accounts 105,994 105,994 105,994 — — Savings accounts 189,169 189,169 189,169 — — Time deposits 149,409 150,165 — — 150,165 Total deposits 866,477 867,233 717,068 — 150,165 Long-term debt 65,850 65,850 — — 65,850 Accrued interest payable 385 385 385 — —

Commitments and Contingent Liab

Commitments and Contingent Liabilities	3 Months Ended
	Mar. 31, 2018
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	6. Commitments and Contingent Liabilities In order to meet the financing needs of its customers in the normal course of business, the Corporation makes various commitments that are not reflected in the accompanying consolidated financial statements. These commitments include firm commitments to extend credit, unused lines of credit, and open letters of credit. As of March 31, 2018, firm loan commitments were $37.3 million, unused lines of credit were $222.6 million, and open letters of credit were $11.6 million. The total of these commitments was $271.5 million, which represents the Corporation’s exposure to credit loss in the event of nonperformance by its customers with respect to these financial instruments. The actual credit losses that may arise from these commitments are expected to compare favorably with the Corporation’s loan loss experience on its loan portfolio taken as a whole. The Corporation uses the same credit policies in making commitments and conditional obligations as it does for balance sheet financial instruments.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss	3 Months Ended
	Mar. 31, 2018
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Loss	8. Accumulated Other Comprehensive Income (Loss) The activity in accumulated other comprehensive loss for the three months ended March 31, 2018 and 2017 is as follows: ACCUMULATED OTHER COMPREHENSIVE LOSS (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2017 (3,195 ) Other comprehensive loss before reclassifications (2,685 ) Amount reclassified from accumulated other comprehensive loss (27 ) Reclassification of certain income tax effects from accumulated other comprehensive income (loss) (634 ) Period change (3,346 ) Balance at March 31, 2018 (6,541 ) Balance at December 31, 2016 (4,885 ) Other comprehensive income before reclassifications 418 Amount reclassified from accumulated other comprehensive loss (92 ) Period change 326 Balance at March 31, 2017 (4,559 ) (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 21% for 2018 periods and 34% for 2017 periods. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended March 31, 2018 2017 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 34 140 Gains on securities transactions, net Related income tax expense (7 ) (48 ) Provision for federal income taxes Net effect on accumulated other comprehensive loss for the period 27 92

Recently Issued Accounting Stan

Recently Issued Accounting Standards	3 Months Ended
	Mar. 31, 2018
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recently Issued Accounting Standards	8. Recently Issued Accounting Standards In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-04, Liabilities – In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses: Measurement of Credit Losses on Financial Instruments In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments In October 2016, the FASB issued ASU 2016-16, Income Taxes (Topic 740) In October 2016, the FASB issued ASU 2016-18, Statement of Cash Flows (Topic 230) In December 2016, the FASB issued ASU 2016-20 , Technical Corrections and Improvements to Topic 606, Revenue from Contracts with Customers Guarantees In January 2017, the FASB issued ASU 2017-01, Business Combinations (Topic 805), Clarifying the Definition of a Business In January 2017, the FASB issued ASU 2017-04, Simplifying the Test for Goodwill Impairment In February 2017, the FASB issued Other Income—Gains and Losses from the Derecognition of Nonfinancial Assets (Subtopic 610-20). annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. For all other entities, the amendments in this Update are effective for annual reporting periods beginning after December 15, 2018, and interim reporting periods within annual reporting periods beginning after December 15, 2019. This Update is not expected to have a significant impact on the Corporation’s financial statements. In February 2017, the FASB issued ASU 2017-06 , Plan Accounting: Defined Benefit Pension Plans (Topic 960), Defined Contribution Pension Plans (Topic 962), and Health and Welfare Benefit Plans (Topic 965) This Update relates primarily to the reporting by an employee benefit plan for its interest in a master trust, which is a trust for which a regulated financial institution serves as a trustee or custodian and in which assets of more than one plan sponsored by a single employer or by a group of employers under common control are held. For each master trust in which a plan holds an interest, the amendments in this Update require a plan's interest in that master trust and any change in that interest to be presented in separate line items in the statement of net assets available for benefits and in the statement of changes in net assets available for benefits, respectively. The amendments in this Update remove the requirement to disclose the percentage interest in the master trust for plans with divided interests and require that all plans disclose the dollar amount of their interest in each of those general types of investments, which supplements the existing requirement to disclose the master trusts balances in each general type of investments. There are also increased disclosure requirements for investments in master trusts. The amendments in this Update are effective for In March 2017, the FASB issued ASU 2017-07, Compensation—Retirement Benefits (Topic 715) In May 2017, the FASB issued ASU 2017-09, Compensation – Stock Compensation (Topic 718) . The amendments in this Update should be applied prospectively to an award modified on or after the adoption date. This Update is not expected to have a significant impact on the Corporation’s financial statements. In May 2017, the Service Concession Arrangements (Topic 853) Revenue from Contracts with Customers (Topic 606)) Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date In July 2017, the FASB issued ASU 2017-11, Earnings Per Share (Topic 260), Distinguishing Liabilities from Equity (Topic 480), and Derivative and Hedging (Topic 815) Debt—Debt with Conversion and Other Options accounting changes in paragraphs 250-10-45-5 through 45-10. The amendments in Part II of this Update do not require any transition guidance because those amendments do not have an accounting effect. This Update is not expected to have a significant impact on the Corporation’s financial statements. In August 2017, the FASB issued ASU 2017-12, Derivatives and Hedging (Topic 850) In September 2017, the FASB issued ASU 2017-13, Revenue Recognition (Topic 605), Revenue from Contracts with Customers (Topic 606), Leases (Topic 840), and Leases (Topic 842 Amendments to SEC Paragraphs Pursuant to the Staff Announcement at the July 20, 2017 EITF Meeting and Rescission of Prior SEC Staff Announcements and Observer Comments. Revenue from Contracts with Customers Leases In January 2018, the FASB issued ASU 2018-01, Leases (Topic 842) should evaluate all existing or expired land easements in connection with the adoption of the new lease requirements in Topic 842 to assess whether they meet the definition of a lease. The effective date and transition requirements for the amendments are the same as the effective date and transition requirements in ASU 2016-02. This Update is not expected to have a significant impact on the Corporation’s financial statements. In February 2018, the FASB issued ASU 2018-03, Technical Corrections and Improvements to Financial Instruments—Overall (Subtopic 825-10) Fair Value Measurement Derivatives and Hedging—Embedded Derivatives Financial Instruments—Overall Financial Services— Insurance

Summary of Significant Accoun16

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2018
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. ENB Financial Corp (“the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”). This Form 10-Q, for the first quarter of 2018, is reporting on the results of operations and financial condition of ENB Financial Corp. Operating results for the three months ended March 31, 2018, are not necessarily indicative of the results that may be expected for the year ended December 31, 2018. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp’s Annual Report on Form 10-K for the year ended December 31, 2017.
Revenue from Contracts with Customers	Revenue from Contracts with Customers The Company records revenue from contracts with customers in accordance with Accounting Standards Topic 606, Revenue from Contracts with Customers (Topic 606). The Corporation’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Corporation has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Corporation generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 that significantly affects the determination of the amount and timing of revenue from contracts with customers.
Financial Instruments	Financial Instruments In January 2016, the FASB issued ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities ASU 2016-01 was effective for the Corporation on January 1, 2018, and resulted in separate classification of equity securities previously included in available for sale securities on the consolidated balance sheets with changes in the fair value of the equity securities captured in the consolidated statements of income. See Note 3 – Securities for disclosures related to equity securities. Adoption of the standard also resulted in the use of an exit price rather than an entrance price to determine the fair value of loans not measured at fair value on a non-recurring basis in the consolidated balance sheets. See Note 5 – Fair Value Presentation for further information regarding the valuation of these loans.
Nonrefundable Fees and Other Costs	Nonrefundable Fees and Other Costs In March 2017, the FASB issued ASU 2017-08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310-20).
Reporting Comprehensive Income	Reporting Comprehensive Income In February 2018, the FASB issued ASU 2018-02, Income Statement – Reporting Comprehensive Income (Topic 220)

Securities Available for Sale (

Securities Available for Sale (Tables)	3 Months Ended
	Mar. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of securities	The amortized cost, gross unrealized gains and losses, and fair value of securities held at March 31, 2018, and December 31, 2017, are as follows: Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ March 31, 2018 U.S. government agencies 35,095 — (1,295 ) 33,800 U.S. agency mortgage-backed securities 50,414 — (1,808 ) 48,606 U.S. agency collateralized mortgage obligations 60,496 23 (1,674 ) 58,845 Corporate bonds 61,169 3 (1,497 ) 59,675 Obligations of states and political subdivisions 112,234 191 (2,223 ) 110,202 Total debt securities available for sale 319,408 217 (8,497 ) 311,128 December 31, 2017 U.S. government agencies 35,101 — (749 ) 34,352 U.S. agency mortgage-backed securities 52,981 8 (916 ) 52,073 U.S. agency collateralized mortgage obligations 55,493 46 (898 ) 54,641 Corporate bonds 61,334 24 (589 ) 60,769 Obligations of states and political subdivisions 114,047 243 (2,047 ) 112,243 Total debt securities 318,956 321 (5,199 ) 314,078 Equity securities 5,547 36 — 5,583 Total securities available for sale 324,503 357 (5,199 ) 319,661
Schedule of contractual maturity of debt securities	The amortized cost and fair value of debt securities available for sale at March 31, 2018, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 15,461 15,070 Due after one year through five years 127,801 124,270 Due after five years through ten years 62,512 60,491 Due after ten years 113,634 111,297 Total debt securities 319,408 311,128
Schedule of proceeds and gains and losses on securities available for sale	Proceeds from active sales of securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended March 31, 2018 2017 $ $ Proceeds from sales 8,986 13,687 Gross realized gains 52 172 Gross realized losses 18 32
Schedule of securities in an unrealized loss position (temporary impairment)	Information pertaining to securities with gross unrealized losses at March 31, 2018, and December 31, 2017, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of March 31, 2018 U.S. government agencies 9,799 (201 ) 24,001 (1,094 ) 33,800 (1,295 ) U.S. agency mortgage-backed securities 14,012 (310 ) 34,594 (1,498 ) 48,606 (1,808 ) U.S. agency collateralized mortgage obligations 28,377 (669 ) 20,249 (1,005 ) 48,626 (1,674 ) Corporate bonds 41,936 (916 ) 14,716 (581 ) 56,652 (1,497 ) Obligations of states & political subdivisions 32,222 (513 ) 52,816 (1,710 ) 85,038 (2,223 ) Total temporarily impaired securities 126,346 (2,609 ) 146,376 (5,888 ) 272,722 (8,497 ) As of December 31, 2017 U.S. government agencies 9,941 (59 ) 24,411 (690 ) 34,352 (749 ) U.S. agency mortgage-backed securities 10,326 (78 ) 37,123 (838 ) 47,449 (916 ) U.S. agency collateralized mortgage obligations 29,551 (280 ) 20,980 (618 ) 50,531 (898 ) Corporate bonds 38,543 (282 ) 15,019 (307 ) 53,562 (589 ) Obligations of states & political subdivisions 15,188 (142 ) 68,278 (1,905 ) 83,466 (2,047 ) Total temporarily impaired securities 103,549 (841 ) 165,811 (4,358 ) 269,360 (5,199 )
Schedule of security impairment charges	The following table presents the net gains and losses on the Corporation’s equity investments recognized in earnings during the quarter ended March 31, 2018, and the portion of unrealized gains and losses for the period that relates to equity investments held as of March 31, 2018. NET GAINS AND LOSS ON EQUITY INVESTMENTS RECOGNIZED IN EARINGS (DOLLARS IN THOUSANDS) March 31, 2018 $ Net gains (losses) recognized in equity securities during the period 31 Less: Net gains (losses) realized on the sale of equity securities during the period — Unrealized gains (losses) recognized in equity securities held at reporting date 31

Equity Securities (Tables)

Equity Securities (Tables)	3 Months Ended
	Mar. 31, 2018
Marketable Securities [Abstract]
Schedule of Amortized Cost, Gross Unrealized gains, Losses, and Fair Value of Equity Securities	The following table summarizes the amortized cost, gross unrealized gains and losses, and fair value of equity securities held at March 31, 2018. Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ March 31, 2018 CRA-qualified mutual funds 5,310 — — 5,310 Bank stocks 430 41 (6 ) 465 Total equity securities 5,740 41 (6 ) 5,775
Schedule of Unrealized Gains and Losses	The following table presents the net gains and losses on the Corporation’s equity investments recognized in earnings during the quarter ended March 31, 2018, and the portion of unrealized gains and losses for the period that relates to equity investments held as of March 31, 2018. NET GAINS AND LOSSES ON EQUITY INVESTMENTS RECOGNIZED IN EARNINGS (DOLLARS IN THOUSANDS) March 31, 2018 $ Net gains (losses) recognized in equity securities during the period 31 Less: Net gains (losses) realized on the sale of equity securities during the period — Unrealized gains (losses) recognized in equity securities held at reporting date 31

Loans and Allowance for Loan 19

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2018
Receivables [Abstract]
Schedule of loan portfolio by category	The following table presents the Corporation’s loan portfolio by category of loans as of March 31, 2018, and December 31, 2017: LOAN PORTFOLIO (DOLLARS IN THOUSANDS) March 31, December 31, 2018 2017 $ $ Commercial real estate Commercial mortgages 90,049 90,072 Agriculture mortgages 151,436 152,050 Construction 19,700 18,670 Total commercial real estate 261,185 260,792 Consumer real estate (a) 1-4 family residential mortgages 184,556 176,971 Home equity loans 10,588 11,181 Home equity lines of credit 60,846 61,104 Total consumer real estate 255,990 249,256 Commercial and industrial Commercial and industrial 46,917 41,426 Tax-free loans 20,794 20,722 Agriculture loans 18,189 18,794 Total commercial and industrial 85,900 80,942 Consumer 5,129 5,320 Gross loans prior to deferred fees 608,204 596,310 Less: Deferred loan costs, net 1,311 1,243 Allowance for loan losses (8,083 ) (8,240 ) Total net loans 601,432 589,313 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $103,458,000 and $98,262,000 as of March 31, 2018, and December 31, 2017, respectively.
Schedule of commercial and consumer credit exposure	COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS March 31, 2018 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 86,680 142,964 18,161 44,241 20,588 17,237 329,871 Special Mention 198 3,836 539 602 206 248 5,629 Substandard 3,171 4,636 1,000 2,074 — 704 11,585 Doubtful — — — — — — — Loss — — — — — — — Total 90,049 151,436 19,700 46,917 20,794 18,189 347,085 December 31, 2017 Commercial Agriculture Construction Commercial Tax-free Agriculture Total $ $ $ $ $ $ $ Grade: Pass 86,259 143,037 17,670 37,947 20,514 17,798 323,225 Special Mention 160 3,873 — 1,015 208 270 5,526 Substandard 3,653 5,140 1,000 2,464 — 726 12,983 Doubtful — — — — — — — Loss — — — — — — — Total 90,072 152,050 18,670 41,426 20,722 18,794 341,734 CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) March 31, 2018 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 183,937 10,588 60,817 5,123 260,465 Non-performing 1,142 140 29 26 1,337 Total 185,079 10,728 60,846 5,149 261,802 December 31, 2017 1-4 Family Home Equity Home Equity Consumer Total Payment performance: $ $ $ $ $ Performing 176,576 11,181 61,074 5,305 254,136 Non-performing 395 — 30 15 440 Total 176,971 11,181 61,104 5,320 254,576
Schedule of aging of loans receivable	The following tables present an age analysis of the Corporation’s past due loans, segregated by loan portfolio class, as of March 31, 2018 and December 31, 2017: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and March 31, 2018 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — — 298 298 89,751 90,049 244 Agriculture mortgages — — — — 151,436 151,436 — Construction — — — — 19,700 19,700 — Consumer real estate 1-4 family residential mortgages 1,725 24 619 2,368 182,188 184,556 619 Home equity loans 53 — — 53 10,535 10,588 — Home equity lines of credit — — 29 29 60,817 60,846 29 Commercial and industrial Commercial and industrial 13 — — 13 46,904 46,917 — Tax-free loans — — — — 20,794 20,794 — Agriculture loans 227 — — 227 17,962 18,189 — Consumer 3 4 6 13 5,116 5,129 6 Total 2,021 28 952 3,001 605,203 608,204 898 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and December 31, 2017 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — — 372 372 89,700 90,072 — Agriculture mortgages — — — — 152,050 152,050 — Construction — — — — 18,670 18,670 — Consumer real estate 1-4 family residential mortgages 533 248 395 1,176 175,795 176,971 395 Home equity loans 40 — — 40 11,141 11,181 — Home equity lines of credit — — 30 30 61,074 61,104 30 Commercial and industrial Commercial and industrial 65 109 — 174 41,252 41,426 — Tax-free loans — — — — 20,722 20,722 — Agriculture loans — — — — 18,794 18,794 — Consumer 8 3 15 26 5,294 5,320 15 Total 646 360 812 1,818 594,492 596,310 440
Schedule of nonaccrual loans by class	The following table presents nonaccrual loans by classes of the loan portfolio as of March 31, 2018 and December 31, 2017: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) March 31, December 31, 2018 2017 $ $ Commercial real estate Commercial mortgages 192 393 Agriculture mortgages — — Construction — — Consumer real estate 1-4 family residential mortgages 523 — Home equity loans 140 — Home equity lines of credit — — Commercial and industrial Commercial and industrial — — Tax-free loans — — Agriculture loans — — Consumer 20 — Total 875 393
Schedule of impaired loans	As of March 31, 2018 and December 31, 2017, all of the Corporation’s commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the three months ended March 31, 2018 and March 31, 2017, is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three months ended March 31, 2018 2017 $ $ Average recorded balance of impaired loans 1,836 1,958 Interest income recognized on impaired loans 20 14 The following tables summarize information regarding impaired loans by loan portfolio class as of March 31, 2018, December 31, 2017, and March 31, 2017: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) March 31, 2018 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 369 895 — 340 3 Agriculture mortgages 1,156 1,156 — 1,164 13 Construction — — — — — Total commercial real estate 1,525 2,051 — 1,504 16 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans 227 227 — 237 3 Total commercial and industrial 227 227 — 237 3 Total with no related allowance 1,752 2,278 — 1,741 19 With an allowance recorded: Commercial real estate Commercial mortgages 505 507 63 95 1 Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate 505 507 63 95 1 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance 505 507 63 95 1 Total by loan class: Commercial real estate Commercial mortgages 874 1,402 63 435 4 Agriculture mortgages 1,156 1,156 — 1,164 13 Construction — — — — — Total commercial real estate 2,030 2,558 63 1,599 17 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans 227 227 — 237 3 Total commercial and industrial 227 227 — 237 3 Total 2,257 2,785 63 1,836 20 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) December 31, 2017 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 393 690 — 585 4 Agriculture mortgages 1,174 1,174 — 1,210 54 Construction — — — — — Total commercial real estate 1,567 1,864 — 1,795 58 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans 245 245 — 163 7 Total commercial and industrial 245 245 — 163 7 Total with no related allowance 1,812 2,109 — 1,958 65 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 393 690 — 585 4 Agriculture mortgages 1,174 1,174 — 1,210 54 Construction — — — — — Total commercial real estate 1,567 1,864 — 1,795 58 Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans 245 245 — 163 7 Total commercial and industrial 245 245 — 163 7 Total 1,812 2,109 — 1,958 65 IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) March 31, 2017 Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 760 857 — 644 3 Agriculture mortgages 1,229 1,229 — 1,238 11 Construction — — — — — Total commercial real estate 1,989 2,086 — 1,882 14 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 75 — Total with no related allowance 2,064 2,161 — 1,957 14 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 760 857 — 644 3 Agriculture mortgages 1,229 1,229 — 1,238 11 Construction — — — — — Total commercial real estate 1,989 2,086 — 1,882 14 Commercial and industrial Commercial and industrial 75 75 — 75 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 75 75 — 75 — Total 2,064 2,161 — 1,957 14
Schedule of allowance for credit losses	The following table details activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2018: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2017 3,863 2,052 1,829 98 398 8,240 Charge-offs (224 ) — (110 ) (18 ) — (352 ) Recoveries — — 4 1 — 5 Provision 408 137 (422 ) (9 ) 76 190 Balance - March 31, 2018 4,047 2,189 1,301 72 474 8,083 T ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2016 3,795 1,652 1,552 82 481 7,562 Charge-offs — — (7 ) (4 ) — (11 ) Recoveries — 20 9 2 — 31 Provision (275 ) 163 95 3 104 90 Balance - March 31, 2017 3,520 1,835 1,649 83 585 7,672 The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of March 31, 2018 and December 31, 2017: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of March 31, 2018: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 63 — — — — 63 Ending balance: collectively evaluated for impairment 3,984 2,189 1,301 72 474 8,020 Loans receivable: Ending balance 261,185 255,990 85,900 5,129 608,204 Ending balance: individually evaluated for impairment 2,030 — 227 — 2,257 Ending balance: collectively evaluated for impairment 259,155 255,990 85,673 5,129 605,947 As of December 31, 2017: Commercial Consumer Commercial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 3,863 2,052 1,829 98 398 8,240 Loans receivable: Ending balance 260,792 249,256 80,942 5,320 596,310 Ending balance: individually evaluated for impairment 1,567 — 245 — 1,812 Ending balance: collectively evaluated for impairment 259,225 249,256 80,697 5,320 594,498

Fair Value Presentation (Tables

Fair Value Presentation (Tables)	3 Months Ended
	Mar. 31, 2018
Fair Value Disclosures [Abstract]
Schedule of assets measured on a recurring basis	The following tables provide the fair market value for assets required to be measured and reported at fair value on a recurring basis on the Consolidated Balance Sheets as of March 31, 2018, and December 31, 2017, by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) March 31, 2018 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 33,800 — 33,800 U.S. agency mortgage-backed securities — 48,606 — 48,606 U.S. agency collateralized mortgage obligations — 58,845 — 58,845 Corporate bonds — 59,675 — 59,675 Obligations of states & political subdivisions — 110,202 — 110,202 Equity securities 5,775 — — 5,775 Total securities 5,775 311,128 — 316,903 December 31, 2017 Level I Level II Level III Total $ $ $ $ U.S. government agencies — 34,352 — 34,352 U.S. agency mortgage-backed securities — 52,073 — 52,073 U.S. agency collateralized mortgage obligations — 54,641 — 54,641 Corporate bonds — 60,769 — 60,769 Obligations of states & political subdivisions — 112,243 — 112,243 Equity securities 5,583 — — 5,583 Total securities 5,583 314,078 — 319,661
Schedule of assets measured on a nonrecurring basis	The following tables provide the fair value for each class of assets required to be measured and reported at fair value on a nonrecurring basis on the Consolidated Balance Sheets as of March 31, 2018 and December 31, 2017, by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS ( Dollars in Thousands March 31, 2018 Level I Level II Level III Total Assets: Impaired Loans — — 2,194 2,194 Total — — 2,194 2,194 December 31, 2017 Level I Level II Level III Total Assets: Impaired Loans — — 1,812 1,812 Total — — 1,812 1,812
Schedule of Level III inputs	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) March 31, 2018 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 2,194 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) December 31, 2017 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 1,812 Appraisal of Appraisal -20% (-20%) collateral (1) adjustments (2) Liquidation -10% (-10%) expenses (2) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

FINANCIAL INSTRUMENTS NO REQU21

FINANCIAL INSTRUMENTS NO REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2018
Fair Value Disclosures [Abstract]
Schedule of carrying amount and fair value of financial instruments	The following table provides the carrying amount for each class of assets and liabilities and the fair value for certain financial instruments that are not required to be measured or reported at fair value on the Consolidated Balance Sheets as of March 31, 2018 and December 31, 2017: FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (DOLLARS IN THOUSANDS) March 31, 2018 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 37,719 37,719 37,719 — — Regulatory stock 6,194 6,194 6,194 — — Loans held for sale 2,640 2,640 2,640 — — Loans, net of allowance 601,432 612,969 — — 612,969 Mortgage servicing assets 717 876 — — 876 Accrued interest receivable 3,504 3,504 3,504 — — Bank owned life insurance 27,525 27,525 27,525 — — Financial Liabilities: Demand deposits 305,832 305,832 305,832 — — Interest-bearing demand deposits 19,764 19,764 19,764 — — NOW accounts 85,307 85,307 85,307 — — Money market deposit accounts 101,088 101,088 101,088 — — Savings accounts 197,205 197,205 197,205 — — Time deposits 147,003 147,726 — — 147,726 Total deposits 856,199 856,922 709,196 — 147,726 Short-term borrowings 5,622 5,622 5,622 — — Long-term debt 68,511 68,524 — — 68,524 Accrued interest payable 407 407 407 — — FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (DOLLARS IN THOUSANDS) December 31, 2017 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 53,073 53,073 53,073 — — Regulatory stock 5,794 5,794 5,794 — — Loans held for sale 2,892 2,892 2,892 — — Loans, net of allowance 589,313 590,415 — — 590,415 Mortgage servicing assets 661 751 — — 751 Accrued interest receivable 3,684 3,684 3,684 — — Bank owned life insurance 27,814 27,814 27,814 — — Financial Liabilities: Demand deposits 314,917 314,917 314,917 — — Interest-bearing demand deposits 20,230 20,230 20,230 — — NOW accounts 86,758 86,758 86,758 — — Money market deposit accounts 105,994 105,994 105,994 — — Savings accounts 189,169 189,169 189,169 — — Time deposits 149,409 150,165 — — 150,165 Total deposits 866,477 867,233 717,068 — 150,165 Long-term debt 65,850 65,850 — — 65,850 Accrued interest payable 385 385 385 — —

Accumulated Other Comprehensi22

Accumulated Other Comprehensive Loss (Tables)	3 Months Ended
	Mar. 31, 2018
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of accumulated other comprehensive	The activity in accumulated other comprehensive loss for the three months ended March 31, 2018 and 2017 is as follows: ACCUMULATED OTHER COMPREHENSIVE LOSS (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2017 (3,195 ) Other comprehensive loss before reclassifications (2,685 ) Amount reclassified from accumulated other comprehensive loss (27 ) Reclassification of certain income tax effects from accumulated other comprehensive income (loss) (634 ) Period change (3,346 ) Balance at March 31, 2018 (6,541 ) Balance at December 31, 2016 (4,885 ) Other comprehensive income before reclassifications 418 Amount reclassified from accumulated other comprehensive loss (92 ) Period change 326 Balance at March 31, 2017 (4,559 ) (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 21% for 2018 periods and 34% for 2017 periods. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended March 31, 2018 2017 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains reclassified into earnings 34 140 Gains on securities transactions, net Related income tax expense (7 ) (48 ) Provision for federal income taxes Net effect on accumulated other comprehensive loss for the period 27 92

Summary of Significant Accoun23

Summary of Significant Accounting Policies (Details) - USD ($) $ in Thousands	1 Months Ended
	Feb. 28, 2018	Jan. 31, 2018
Accounting Policies [Abstract]
Cumulative effect adjustment from accumulated other comprehensive income to retained earnings	$ 634	$ 1,700

Securities Available for Sale24

Securities Available for Sale (Narrative) (Details) $ in Thousands	Mar. 31, 2018USD ($)N	Dec. 31, 2017USD ($)
Investments, Debt and Equity Securities [Abstract]
Available for sale debt securities pledged or restricted for public funds, par value	$ 63,004	$ 64,580
Available for sale debt securities pledged or restricted for public funds, fair value	$ 63,368	$ 66,157
Number of securities considered temporarily impaired | N	188

Securities Available for Sale25

Securities Available for Sale (Schedule of Amortized Cost and Fair Value of Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Securities Available For Sale
Amortized Cost	$ 319,408	$ 324,503
Gross Unrealized Gains	217	357
Gross Unrealized Losses	(8,497)	(5,199)
Fair Value	311,128	319,661
U.S. Government Agencies [Member]
Securities Available For Sale
Amortized Cost	35,095	35,101
Gross Unrealized Gains
Gross Unrealized Losses	(1,295)	(749)
Fair Value	33,800	34,352
U.S. Agency Mortgage-Backed Securities [Member]
Securities Available For Sale
Amortized Cost	50,414	52,981
Gross Unrealized Gains		8
Gross Unrealized Losses	(1,808)	(916)
Fair Value	48,606	52,073
U.S. Agency Collateralized Mortgage Obligations [Member]
Securities Available For Sale
Amortized Cost	60,496	55,493
Gross Unrealized Gains	23	46
Gross Unrealized Losses	(1,674)	(898)
Fair Value	58,845	54,641
Corporate Bonds [Member]
Securities Available For Sale
Amortized Cost	61,169	61,334
Gross Unrealized Gains	3	24
Gross Unrealized Losses	(1,497)	(589)
Fair Value	59,675	60,769
Obligations of States and Political Subdivisions [Member]
Securities Available For Sale
Amortized Cost	112,234	114,047
Gross Unrealized Gains	191	243
Gross Unrealized Losses	(2,223)	(2,047)
Fair Value	$ 110,202	112,243
Total Debt Securities [Member]
Securities Available For Sale
Amortized Cost		318,956
Gross Unrealized Gains		321
Gross Unrealized Losses		(5,199)
Fair Value		314,078
Equity Securities [Member]
Securities Available For Sale
Amortized Cost		5,547
Gross Unrealized Gains		36
Gross Unrealized Losses
Fair Value		$ 5,583

Securities Available for Sale26

Securities Available for Sale (Schedule of Contractual Maturity of Debt Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
Contractual maturity of debt securities, Amortized Cost
Due in one year or less	$ 15,461
Due after one year through five years	127,801
Due after five years through ten years	62,512
Due after ten years	113,634
Total debt securities	319,408
Contractual maturity of debt securities, Fair Value
Due in one year or less	15,070
Due after one year through five years	124,270
Due after five years through ten years	60,491
Due after ten years	111,297
Securities available for sale	$ 311,128	$ 319,661	$ 315,176

Securities Available for Sale27

Securities Available for Sale (Schedule of Proceeds and Gains and Losses on Securities) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales	$ 8,986	$ 13,687
Gross realized gains	52	172
Gross realized losses	$ 18	$ 32

Securities Available for Sale28

Securities Available for Sale (Schedule of Securities in an Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Fair Value
Less than 12 months	$ 126,346	$ 103,549
More than 12 months	146,376	165,811
Total	272,722	269,360
Gross Unrealized Losses
Less than 12 months	(2,609)	(841)
More than 12 months	(5,888)	(4,358)
Total	(8,497)	(5,199)
U.S. Government Agencies [Member]
Fair Value
Less than 12 months	9,799	9,941
More than 12 months	24,001	24,411
Total	33,800	34,352
Gross Unrealized Losses
Less than 12 months	(201)	(59)
More than 12 months	(1,094)	(690)
Total	(1,295)	(749)
U.S. Agency Mortgage-Backed Securities [Member]
Fair Value
Less than 12 months	14,012	10,326
More than 12 months	34,594	37,123
Total	48,606	47,449
Gross Unrealized Losses
Less than 12 months	(310)	(78)
More than 12 months	(1,498)	(838)
Total	(1,808)	(916)
U.S. Agency Collateralized Mortgage Obligations [Member]
Fair Value
Less than 12 months	28,377	29,551
More than 12 months	20,249	20,980
Total	48,626	50,531
Gross Unrealized Losses
Less than 12 months	(669)	(280)
More than 12 months	(1,005)	(618)
Total	(1,674)	(898)
Corporate Bonds [Member]
Fair Value
Less than 12 months	41,936	38,543
More than 12 months	14,716	15,019
Total	56,652	53,562
Gross Unrealized Losses
Less than 12 months	(916)	(282)
More than 12 months	(581)	(307)
Total	(1,497)	(589)
Obligations of States and Political Subdivisions [Member]
Fair Value
Less than 12 months	32,222	15,188
More than 12 months	52,816	68,278
Total	85,038	83,466
Gross Unrealized Losses
Less than 12 months	(513)	(142)
More than 12 months	(1,710)	(1,905)
Total	$ (2,223)	$ (2,047)

Equity Securities (Schedule of

Equity Securities (Schedule of Amortized Cost, Gross Unrealized gains, Losses, and Fair Value of Equity Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Net Investment Income [Line Items]
Amortized Cost	$ 319,408	$ 324,503
Gross Unrealized Gains	217	357
Gross Unrealized Losses	(8,497)	(5,199)
Fair Value	311,128	$ 319,661
CRA-qualified mutual funds [Member]
Net Investment Income [Line Items]
Amortized Cost	5,310
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value	5,310
Bank stocks [Member]
Net Investment Income [Line Items]
Amortized Cost	430
Gross Unrealized Gains	41
Gross Unrealized Losses	(6)
Fair Value	465
Equity Securities [Member]
Net Investment Income [Line Items]
Amortized Cost	5,740
Gross Unrealized Gains	41
Gross Unrealized Losses	(6)
Fair Value	$ 5,775

Equity Securities (Schedule o30

Equity Securities (Schedule of Unrealized Gains and Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Marketable Securities [Abstract]
Net gains (losses)  recognized in equity securities during the period	$ 31
Less:  Net gains (losses) realized on the sale of equity securities during the period
Unrealized gains (losses) recognized in equity securities held at reporting date	$ 31

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans	$ 16,100	$ 21,500
Delinquency rate	0.56%	0.46%
Provision (credit) for loan losses	$ 190	$ 90
Charge-offs	352	$ 11
Loans Serviced for Others [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate loans serviced for others	103,458		$ 98,262
Agricultural Sector [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
TDRs loan	$ 227

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses (Schedule of Loan Portfolio by Category) (Details) - USD ($) $ in Thousands		Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Loan Portfolio
Gross loans prior to deferred fees		$ 608,204	$ 596,310
Less: Deferred loan costs, net		1,311	1,243
Allowance for loan losses		(8,083)	(8,240)	$ (7,672)	$ (7,562)
Total net loans		601,432	589,313	565,204
Home Equity Loan [Member]
Loan Portfolio
Gross loans prior to deferred fees		10,728	11,181
Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred fees		60,846	61,104
Commercial Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees		261,185	260,792
Allowance for loan losses		(4,047)	(3,863)	(3,520)	(3,795)
Commercial Real Estate [Member] | Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred fees		90,049	90,072
Commercial Real Estate [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		151,436	152,050
Commercial Real Estate [Member] | Construction [Member]
Loan Portfolio
Gross loans prior to deferred fees		19,700	18,670
Consumer Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	255,990	249,256
Allowance for loan losses		(2,189)	(2,052)	(1,835)	(1,652)
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	184,556	176,971
Consumer Real Estate [Member] | Home Equity Loan [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	10,588	11,181
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	60,846	61,104
Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred fees		85,900	80,942
Allowance for loan losses		1,301	(1,829)
Commercial and Industrial [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		18,189	18,794
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		46,917	41,426
Commercial and Industrial [Member] | Tax-free loans [Member]
Loan Portfolio
Gross loans prior to deferred fees		20,794	20,722
Consumer Portfolio Segment [Member]
Loan Portfolio
Gross loans prior to deferred fees		5,149	5,320
Allowance for loan losses		$ (72)	$ (98)	$ (83)	$ (82)
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $103,458,000 and $98,262,000 as of March 31, 2018, and December 31, 2017, respectively.

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses (Schedule of Commercial and Consumer Credit Exposure) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Total	$ 347,085	$ 341,734
Construction [Member]
Total	19,700	18,670
Agricultural Mortgage Loans [Member]
Total	151,436	152,050
Commercial and Industrial Sector [Member]
Total	46,917	41,426
Tax-free loans [Member]
Total	20,794	20,722
Agriculture loans [Member]
Total	18,189	18,794
Commercial [Member]
Total	90,049	90,072
Pass [Member]
Total	329,871	323,225
Pass [Member] | Construction [Member]
Total	18,161	17,670
Pass [Member] | Agricultural Mortgage Loans [Member]
Total	142,964	143,037
Pass [Member] | Commercial and Industrial Sector [Member]
Total	44,241	37,947
Pass [Member] | Tax-free loans [Member]
Total	20,588	20,514
Pass [Member] | Agriculture loans [Member]
Total	17,237	17,798
Pass [Member] | Commercial [Member]
Total	86,680	86,259
Special Mention [Member]
Total	5,629	5,526
Special Mention [Member] | Construction [Member]
Total	539
Special Mention [Member] | Agricultural Mortgage Loans [Member]
Total	3,836	3,873
Special Mention [Member] | Commercial and Industrial Sector [Member]
Total	602	1,015
Special Mention [Member] | Tax-free loans [Member]
Total	206	208
Special Mention [Member] | Agriculture loans [Member]
Total	248	270
Special Mention [Member] | Commercial [Member]
Total	198	160
Substandard [Member]
Total	11,585	12,983
Substandard [Member] | Construction [Member]
Total	1,000	1,000
Substandard [Member] | Agricultural Mortgage Loans [Member]
Total	4,636	5,140
Substandard [Member] | Commercial and Industrial Sector [Member]
Total	2,074	2,464
Substandard [Member] | Tax-free loans [Member]
Total
Substandard [Member] | Agriculture loans [Member]
Total	704	726
Substandard [Member] | Commercial [Member]
Total	3,171	3,653
Doubtful [Member]
Total
Doubtful [Member] | Construction [Member]
Total
Doubtful [Member] | Agricultural Mortgage Loans [Member]
Total
Doubtful [Member] | Commercial and Industrial Sector [Member]
Total
Doubtful [Member] | Tax-free loans [Member]
Total
Doubtful [Member] | Agriculture loans [Member]
Total
Doubtful [Member] | Construction [Member]
Total
Doubtful [Member] | Commercial [Member]
Total
Loss [Member]
Total
Loss [Member] | Construction [Member]
Total
Loss [Member] | Agricultural Mortgage Loans [Member]
Total
Loss [Member] | Commercial and Industrial Sector [Member]
Total
Loss [Member] | Tax-free loans [Member]
Total
Loss [Member] | Agriculture loans [Member]
Total
Loss [Member] | Commercial [Member]
Total

Loans and Allowance for Loan 34

Loans and Allowance for Loan Losses (Schedule of Credit Risk Profile by Payment Performance) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Gross loans prior to deferred fees	$ 608,204	$ 596,310
Home Equity Loan [Member]
Gross loans prior to deferred fees	10,728	11,181
Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees	60,846	61,104
1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	185,079	176,971
Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees	5,149	5,320
Performing [Member]
Gross loans prior to deferred fees	260,465	254,136
Performing [Member] | Home Equity Loan [Member]
Gross loans prior to deferred fees	10,588	11,181
Performing [Member] | Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees	60,817	61,074
Performing [Member] | 1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	183,937	176,576
Performing [Member] | Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees	5,123	5,305
Nonperforming [Member]
Gross loans prior to deferred fees	1,337	440
Nonperforming [Member] | Home Equity Loan [Member]
Gross loans prior to deferred fees	140
Nonperforming [Member] | Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees	29	30
Nonperforming [Member] | 1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	1,142	395
Nonperforming [Member] | Consumer Portfolio Segment [Member]
Gross loans prior to deferred fees	26	15
Consumer Borrower [Member]
Gross loans prior to deferred fees	$ 261,802	$ 254,576

Loans and Allowance for Loan 35

Loans and Allowance for Loan Losses (Schedule of Aging of Loans Receivable) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 3,001	$ 1,818
Current	605,203	594,492
Total Loans Receivable	608,204	596,310
Loans Receivable - Greater than 90 Days and Accruing	898	440
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,021	646
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	28	360
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	952	812
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	85,900	80,942
1-4 Family Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	185,079	176,971
Commercial real estate [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	298	372
Current	89,751	89,700
Total Loans Receivable	90,049	90,072
Loans Receivable - Greater than 90 Days and Accruing	244
Commercial real estate [Member] | Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Commercial and Industrial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	298	372
Commercial real estate [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current	151,436	152,050
Total Loans Receivable	151,436	152,050
Loans Receivable - Greater than 90 Days and Accruing
Commercial real estate [Member] | Agricultural Sector [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Agricultural Sector [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Agricultural Sector [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current	19,700	18,670
Total Loans Receivable	19,700	18,670
Loans Receivable - Greater than 90 Days and Accruing
Commercial real estate [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Construction [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,368	1,176
Current	182,188	175,795
Total Loans Receivable	184,556	176,971
Loans Receivable - Greater than 90 Days and Accruing	619	395
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,725	533
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	24	248
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	619	395
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	53	40
Current	10,535	11,141
Total Loans Receivable	10,588	11,181
Loans Receivable - Greater than 90 Days and Accruing
Consumer Real Estate [Member] | Home Equity Loan [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	53	40
Consumer Real Estate [Member] | Home Equity Loan [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Home Equity Loan [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Home equity lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	29	30
Current	60,817	61,074
Total Loans Receivable	60,846	61,104
Loans Receivable - Greater than 90 Days and Accruing	29	30
Consumer Real Estate [Member] | Home equity lines of credit [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Home equity lines of credit [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Home equity lines of credit [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	29	30
Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	13	174
Current	46,904	41,252
Total Loans Receivable	46,917	41,426
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial Sector [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	13	65
Commercial and Industrial Sector [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		109
Commercial and Industrial Sector [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial Sector [Member] | Tax-free loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Current	20,794	20,722
Total Loans Receivable	20,794	20,722
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial Sector [Member] | Tax-free loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial Sector [Member] | Tax-free loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial Sector [Member] | Tax-free loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial Sector [Member] | Agriculture loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	227
Current	17,962	18,794
Total Loans Receivable	18,189	18,794
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial Sector [Member] | Agriculture loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	227
Commercial and Industrial Sector [Member] | Agriculture loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Commercial and Industrial Sector [Member] | Agriculture loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	13	26
Current	5,116	5,294
Total Loans Receivable	5,129	5,320
Loans Receivable - Greater than 90 Days and Accruing	6	15
Consumer Portfolio Segment [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	3	8
Consumer Portfolio Segment [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	4	3
Consumer Portfolio Segment [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 6	$ 15

Loans and Allowance for Loan 36

Loans and Allowance for Loan Losses (Schedule of Nonaccrual Loans by Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 875	$ 393
Commercial real estate [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	192	393
Commercial real estate [Member] | Agricultural Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial real estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	523
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	140
Consumer Real Estate [Member] | Home equity lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial Sector [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial Sector [Member] | Tax-free loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial Sector [Member] | Agriculture loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual Loans	$ 20

Loans and Allowance for Loan 37

Loans and Allowance for Loan Losses (Schedule of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Total impaired loans
Average recorded balance of impaired loans	$ 1,836	$ 1,957	$ 1,958
Interest income recognized on impaired loans	$ 20	$ 14	$ 65

Loans and Allowance for Loan 38

Loans and Allowance for Loan Losses (Schedule of Impaired Loans by Loan Portfolio Class) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Loans with no related allowance recorded:
Recorded Investment	$ 1,752	$ 2,064	$ 1,812
Unpaid Principal Balance	2,278	2,161	2,109
Related Allowance
Average Recorded Investment	1,741	1,957	1,958
Interest Income Recognized	19	14	65
Loans with an allowance recorded:
Recorded Investment	505
Unpaid Principal Balance	507
Related Allowance	63
Average Recorded Investment	95
Interest Income Recognized	1
Total impaired loans
Recorded Investment	2,257	2,064	1,812
Unpaid Principal Balance	2,785	2,161	2,109
Related Allowance	63
Average Recorded Investment	1,836	1,957	1,958
Interest Income Recognized	20	14	65
Commercial real estate [Member]
Loans with no related allowance recorded:
Recorded Investment	1,525	1,989	1,567
Unpaid Principal Balance	2,051	2,086	1,864
Related Allowance
Average Recorded Investment	1,504	1,882	1,795
Interest Income Recognized	16	14	58
Loans with an allowance recorded:
Recorded Investment	505
Unpaid Principal Balance	507
Related Allowance	63
Average Recorded Investment	95
Interest Income Recognized	1
Total impaired loans
Recorded Investment	2,030	1,989	1,567
Unpaid Principal Balance	2,558	2,086	1,864
Related Allowance	63
Average Recorded Investment	1,599	1,882	1,795
Interest Income Recognized	17	14	58
Commercial real estate [Member] | Commercial and Industrial [Member]
Loans with no related allowance recorded:
Recorded Investment	369	760	393
Unpaid Principal Balance	895	857	690
Related Allowance
Average Recorded Investment	340	644	585
Interest Income Recognized	3	3	4
Loans with an allowance recorded:
Recorded Investment	505
Unpaid Principal Balance	507
Related Allowance	63
Average Recorded Investment	95
Interest Income Recognized	1
Total impaired loans
Recorded Investment	874	760	393
Unpaid Principal Balance	1,402	857	690
Related Allowance	63
Average Recorded Investment	435	644	585
Interest Income Recognized	4	3	4
Commercial real estate [Member] | Agricultural Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	1,156	1,229	1,174
Unpaid Principal Balance	1,156	1,229	1,174
Related Allowance
Average Recorded Investment	1,164	1,238	1,210
Interest Income Recognized	13	11	54
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	1,156	1,229	1,174
Unpaid Principal Balance	1,156	1,229	1,174
Related Allowance
Average Recorded Investment	1,164	1,238	1,210
Interest Income Recognized	13	11	54
Commercial real estate [Member] | Construction [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment		75
Unpaid Principal Balance		75
Related Allowance
Average Recorded Investment		75
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment		75
Unpaid Principal Balance		75
Related Allowance
Average Recorded Investment		75
Interest Income Recognized
Commercial and Industrial Sector [Member] | Tax-free loans [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Commercial and Industrial Sector [Member] | Agriculture loans [Member]
Loans with no related allowance recorded:
Recorded Investment	227		245
Unpaid Principal Balance	227		245
Related Allowance
Average Recorded Investment	237		163
Interest Income Recognized	3		7
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	227		245
Unpaid Principal Balance	227		245
Related Allowance
Average Recorded Investment	237		163
Interest Income Recognized	3		7
Total Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment	227	75	245
Unpaid Principal Balance	227	75	245
Related Allowance
Average Recorded Investment	237	75	163
Interest Income Recognized	3		7
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Total impaired loans
Recorded Investment	227	75	245
Unpaid Principal Balance	227	75	245
Related Allowance
Average Recorded Investment	237	75	163
Interest Income Recognized	$ 3		$ 7

Loans and Allowance for Loan 39

Loans and Allowance for Loan Losses (Schedule of Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 8,240	$ 7,562
Charge-offs	(352)	(11)
Recoveries	5	31
Provision (credit)	190	90
Ending balance	8,083	7,672
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	3,863	3,795
Charge-offs	(224)
Recoveries
Provision (credit)	408	(275)
Ending balance	4,047	3,520
Consumer Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,052	1,652
Charge-offs
Recoveries		20
Provision (credit)	137	163
Ending balance	2,189	1,835
Commercial and Industrial Sector [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,829	1,552
Charge-offs	(110)	(7)
Recoveries	4	9
Provision (credit)	(422)	95
Ending balance	1,301	1,649
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	98	82
Charge-offs	(18)	(4)
Recoveries	1	2
Provision (credit)	(9)	3
Ending balance	72	83
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	398	481
Charge-offs
Recoveries
Provision (credit)	76	104
Ending balance	$ 474	$ 585

Loans and Allowance for Loan 40

Loans and Allowance for Loan Losses (Schedule of Allowance for Credit Losses and Recorded Investment) (Details) - USD ($) $ in Thousands		Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Allowance for credit losses:
Ending balance		$ 8,083	$ 8,240	$ 7,672	$ 7,562
Individually evaluated for impairment		63
Collectively evaluated for impairment		8,020	8,240
Loans receivable:
Total Loans Receivable		608,204	596,310
Individually evaluated for impairment		2,257	1,812
Collectively evaluated for impairment		605,947	594,498
Commercial Real Estate [Member]
Allowance for credit losses:
Ending balance		4,047	3,863	3,520	3,795
Individually evaluated for impairment		63
Collectively evaluated for impairment		3,984	3,863
Loans receivable:
Total Loans Receivable		261,185	260,792
Individually evaluated for impairment		2,030	1,567
Collectively evaluated for impairment		259,155	259,225
Consumer Real Estate [Member]
Allowance for credit losses:
Ending balance		2,189	2,052	1,835	1,652
Individually evaluated for impairment
Collectively evaluated for impairment		2,189	2,052
Loans receivable:
Total Loans Receivable	[1]	255,990	249,256
Individually evaluated for impairment
Collectively evaluated for impairment		255,990	249,256
Commercial and Industrial Sector [Member]
Allowance for credit losses:
Ending balance		1,301	1,829	1,649	1,552
Individually evaluated for impairment
Collectively evaluated for impairment		1,301	1,829
Loans receivable:
Total Loans Receivable		85,900	80,942
Individually evaluated for impairment		227	245
Collectively evaluated for impairment		85,673	80,697
Consumer Portfolio Segment [Member]
Allowance for credit losses:
Ending balance		72	98	83	82
Individually evaluated for impairment
Collectively evaluated for impairment		72	98
Loans receivable:
Total Loans Receivable		5,149	5,320
Individually evaluated for impairment
Collectively evaluated for impairment		5,129	5,320
Unallocated [Member]
Allowance for credit losses:
Ending balance		474	398	$ 585	$ 481
Individually evaluated for impairment
Collectively evaluated for impairment		$ 474	$ 398
[1]	Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $103,458,000 and $98,262,000 as of March 31, 2018, and December 31, 2017, respectively.

Fair Value Presentation (Narrat

Fair Value Presentation (Narrative) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, market value	$ 5,775
Impaired Financing Receivable, Recorded Investment	2,257	1,812	2,064
Related Allowance	63
CRA Investment Fund [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	5,310	5,280
Marketable equity securities, market value	5,310	5,280
Regulatory Bank Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	430	267
Marketable equity securities, market value	$ 465	$ 303

Fair Value Presentation (Schedu

Fair Value Presentation (Schedule of Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 311,128	$ 319,661
U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	33,800	34,352
U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	48,606	52,073
U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	58,845	54,641
Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	59,675	60,769
Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	110,202	112,243
Equity Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)		5,583
Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	33,800	34,352
Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	48,606	52,073
Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	58,845	54,641
Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	59,675	60,769
Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	110,202	112,243
Fair Value Measured on a Recurring Basis [Member] | Equity Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,775	5,583
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,775	5,583
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Equity Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	5,775	5,583
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	311,128	314,078
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	33,800	34,352
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	48,606	52,073
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	58,845	54,641
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	59,675	60,769
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	110,202	112,243
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Equity Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Equity Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)

Fair Value Presentation (Sche43

Fair Value Presentation (Schedule of Assets Measured on Nonrecurring Basis) (Details) - Fair Value Measured on a Nonrecurring Basis [Member] - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Non-Recurring Fair Value Measurements
Impaired Loans	$ 2,194	$ 1,812
Total Fair Value, non-recurring	2,194	2,563
Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total Fair Value, non-recurring
Significant Other Observable Inputs (Level II) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total Fair Value, non-recurring
Significant Unobservable Inputs (Level III) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans	2,194	1,812
Total Fair Value, non-recurring	$ 2,194	$ 2,563

Fair Value Presentation (Sche44

Fair Value Presentation (Schedule of Level III Inputs to Determine Fair Value) (Details) - Impaired Loans [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Fair Value, non-recurring	$ 2,194	$ 1,812
Valuation Techniques	Appraisal of collateral	Appraisal of collateral
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)
Weighted Average [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable inputs - Appraisal adjustments	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	(10.00%)	(10.00%)

FINANCIAL INSTRUMENTS NO REQU45

FINANCIAL INSTRUMENTS NO REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Financial Assets:
Cash and cash equivalents	$ 37,719	$ 53,073	$ 59,288	$ 45,632
Securities available for sale	311,128	319,661
Regulatory stock	6,194	5,794	5,455
Loans, net of allowance	601,432	589,313	565,204
Bank owned life insurance	27,525	27,814	24,856
Financial Liabilities:
Demand deposits	305,832	314,917	287,799
Total deposits	856,199	866,477	835,630
Short-term borrowings	5,622		14,774
Long-term debt	68,511	65,850	$ 58,819
Carrying Amount [Member]
Financial Assets:
Cash and cash equivalents	37,719	53,073
Regulatory stock	6,194	5,794
Loans held for sale	2,640	2,892
Loans, net of allowance	601,432	589,313
Mortgage Servicing Assets	717	661
Accrued interest receivable	3,504	3,684
Bank owned life insurance	27,525	27,814
Financial Liabilities:
Demand deposits	305,832	314,917
Interest-bearing demand deposits	19,764	20,230
NOW accounts	85,307	86,758
Money market deposit accounts	101,088	105,994
Savings accounts	197,205	189,169
Time deposits	147,003	149,409
Total deposits	856,199	866,477
Short-term borrowings	5,622
Long-term debt	68,511	65,850
Accrued interest payable	407	385
Fair Value [Member]
Financial Assets:
Cash and cash equivalents	37,719	53,073
Regulatory stock	6,194	5,794
Loans held for sale	2,640	2,892
Loans, net of allowance	612,969	590,415
Mortgage Servicing Assets	876	751
Accrued interest receivable	3,504	3,684
Bank owned life insurance	27,525	27,814
Financial Liabilities:
Demand deposits	305,832	314,917
Interest-bearing demand deposits	19,764	20,230
NOW accounts	85,307	86,758
Money market deposit accounts	101,088	105,994
Savings accounts	197,205	189,169
Time deposits	147,726	150,165
Total deposits	856,922	867,233
Short-term borrowings	5,622
Long-term debt	68,524	65,850
Accrued interest payable	407	385
Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Financial Assets:
Cash and cash equivalents	37,719	53,073
Regulatory stock	6,194	5,794
Loans held for sale	2,640	2,892
Loans, net of allowance
Mortgage Servicing Assets
Accrued interest receivable	3,504	3,684
Bank owned life insurance	27,525	27,814
Financial Liabilities:
Demand deposits	305,832	314,917
Interest-bearing demand deposits	19,764	20,230
NOW accounts	85,307	86,758
Money market deposit accounts	101,088	105,994
Savings accounts	197,205	189,169
Time deposits
Total deposits	709,196	717,068
Short-term borrowings	5,622
Long-term debt
Accrued interest payable	407	385
Fair Value [Member] | Significant Other Observable Inputs (Level II) [Member]
Financial Assets:
Cash and cash equivalents
Regulatory stock
Loans held for sale
Loans, net of allowance
Mortgage Servicing Assets
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits
Total deposits
Short-term borrowings
Long-term debt
Accrued interest payable
Fair Value [Member] | Significant Unobservable Inputs (Level III) [Member]
Financial Assets:
Cash and cash equivalents
Regulatory stock
Loans held for sale
Loans, net of allowance	612,969	590,415
Mortgage Servicing Assets	876	751
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits	147,726	150,165
Total deposits	147,726	150,165
Short-term borrowings
Long-term debt	68,524	65,850
Accrued interest payable

Commitments and Contingent Li46

Commitments and Contingent Liabilities (Details) $ in Millions	Mar. 31, 2018USD ($)
Commitment to extend credit	$ 271.5
Loan Commitments [Member]
Commitment to extend credit	37.3
Line of Credit [Member]
Commitment to extend credit	222.6
Letter of Credit [Member]
Commitment to extend credit	$ 11.6

Accumulated Other Comprehensi47

Accumulated Other Comprehensive Loss (Schedule of Accumulated Other Comprehensive Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	$ 99,759
Ending balance	97,534	$ 96,412
Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(3,195)	(4,885)
Other comprehensive loss before reclassifications	(2,685)	418
Amount reclassified from accumulated other comprehensive loss	(27)	(92)
Reclassification of certain income tax effects from accumulated other comprehensive income (loss)	(634)
Period change	(3,346)	326
Ending balance	$ (6,541)	$ (4,559)
Federal income tax rate	21.00%	34.00%

Accumulated Other Comprehensi48

Accumulated Other Comprehensive Loss (Schedule of Amounts Reclassified from AOCI) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	$ 34	$ 140
Provision for federal income taxes	(235)	(257)
Reclassifications for the period	2,821	1,827
Reclassification out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gains on securities transactions, net	34	140
Provision for federal income taxes	(7)	(48)
Reclassifications for the period	$ 27	$ 92

Recently Issued Accounting St49

Recently Issued Accounting Standards (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Cumulative effect adjustment from accumulated other comprehensive income to retained earnings	$ 1,700