ENB Financial (ENBP) 10-Q 12 Aug 22 2022 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2022	Aug. 01, 2022
Cover [Abstract]
Document Type	10-Q
Entity Central Index Key	0001437479
Document Period End Date	Jun. 30, 2022
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q2
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false
Entity Registrant Name	ENB Financial Corp
Entity Incorporation, State or Country Code	PA
Entity File Number	000-53297
Entity Tax Identification Number	51-0661129
Entity Address, Address Line One	31 E. Main St.
Entity Address, City or Town	Ephrata
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	17522-0457
City Area Code	717
Local Phone Number	733-4181
Entity Information, Former Legal or Registered Name	Not Applicable
Title of 12(b) Security	None
Trading Symbol	N/A
Name of Exchange on which Security is Registered	NONE
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,610,570

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
ASSETS
Cash and due from banks	$ 22,571	$ 19,930	$ 19,033
Interest-bearing deposits in other banks	32,041	138,519	36,358
Total cash and cash equivalents	54,612	158,449	55,391
Securities available for sale (at fair value)	579,018	558,093	583,623
Equity securities (at fair value)	8,895	8,982	8,505
Loans held for sale	4,763	3,194	1,323
Loans (net of unearned income)	1,041,440	920,904	869,755
Less: Allowance for loan losses	13,606	12,931	12,703
Net loans	1,027,834	907,973	857,052
Premises and equipment	24,340	24,476	24,729
Regulatory stock	6,145	5,380	5,867
Bank owned life insurance	35,780	35,414	30,006
Other assets	28,958	15,269	12,288
Total assets	1,770,345	1,717,230	1,578,784
Deposits:
Noninterest-bearing	678,472	686,278	582,747
Interest-bearing	899,808	825,935	786,137
Total deposits	1,578,280	1,512,213	1,368,884
Short-term borrowings	20,000
Long-term debt	44,206	44,206	50,204
Subordinated debt	19,720	19,680	19,640
Other liabilities	6,738	3,843	4,115
Total liabilities	1,668,944	1,579,942	1,442,843
Stockholders' equity:
Common stock, par value $0.10 Shares: Authorized 24,000,000 Issued 5,739,114 and Outstanding 5,610,571 as of 6/30/22, 5,583,956 as of 12/31/21, and 5,569,978 as of 6/30/21	574	574	574
Capital surplus	4,502	4,520	4,480
Retained earnings	135,705	131,856	126,891
Accumulated other comprehensive (loss) income	(36,816)	3,441	7,362
Less: Treasury stock cost on 128,544 shares as of 6/30/22, 155,158 as of 12/31/21, and 169,137 as of 6/30/21	(2,564)	(3,103)	(3,366)
Total stockholders' equity	101,401	137,288	135,941
Total liabilities and stockholders' equity	$ 1,770,345	$ 1,717,230	$ 1,578,784

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - $ / shares	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
Statement of Financial Position [Abstract]
Common stock, par value	$ 0.10	$ 0.10	$ 0.10
Common stock, authorized	24,000,000	24,000,000	24,000,000
Common stock, issued	5,739,114	5,739,114	5,739,114
Common stock, outstanding	5,610,571	5,583,956	5,569,978
Treasury shares	128,544	155,158	169,137

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest and dividend income:
Interest and fees on loans	$ 9,520	$ 8,170	$ 18,335	$ 16,555
Interest on securities available for sale
Taxable	2,007	1,231	3,436	2,311
Tax-exempt	1,079	1,010	2,108	1,962
Interest on deposits at other banks	47	20	84	42
Dividend income	106	106	200	197
Total interest and dividend income	12,759	10,537	24,163	21,067
Interest expense:
Interest on deposits	308	285	560	599
Interest on borrowings	477	521	908	1,058
Total interest expense	785	806	1,468	1,657
Net interest income	11,974	9,731	22,695	19,410
Provision for loan losses	650		750	375
Net interest income after provision for loan losses	11,324	9,731	21,945	19,035
Other income:
Trust and investment services income	628	537	1,299	1,207
Service fees	684	684	1,272	1,298
Commissions	952	952	1,821	1,816
Gains on the sale of debt securities, net		274	139	362
(Losses) gains on equity securities, net	(130)	(24)	(138)	223
Gains on sale of mortgages	328	1,245	1,063	3,175
Earnings on bank-owned life insurance	235	202	425	418
Other income	322	207	814	896
Total other income	3,019	4,077	6,695	9,395
Operating expenses:
Salaries and employee benefits	6,707	5,959	13,219	11,658
Occupancy	694	635	1,412	1,318
Equipment	336	285	601	552
Advertising & marketing	295	245	574	435
Computer software & data processing	1,386	1,102	2,524	2,200
Shares tax	351	275	702	555
Professional services	633	598	1,263	1,036
Other expense	1,075	597	1,790	1,129
Total operating expenses	11,477	9,696	22,085	18,883
Income before income taxes	2,866	4,112	6,555	9,547
Provision for federal income taxes	308	561	806	1,492
Net income	$ 2,558	$ 3,551	$ 5,749	$ 8,055
Earnings per share of common stock	$ 0.46	$ 0.64	$ 1.03	$ 1.45
Cash dividends paid per share	$ 0.17	$ 0.17	$ 0.34	$ 0.33
Weighted average shares outstanding	5,595,728	5,564,712	5,590,196	5,563,420

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 2,558	$ 3,551	$ 5,749	$ 8,055
Securities available for sale not other-than-temporarily impaired:
Unrealized (losses) gains arising during the period	(20,909)	5,892	(50,819)	(391)
Income tax effect	4,391	(1,238)	10,672	81
Total	(16,518)	4,654	(40,147)	(310)
Gains recognized in earnings		(274)	(139)	(362)
Income tax effect		58	29	76
Total		(216)	(110)	(286)
Other comprehensive (loss) income, net of tax	(16,518)	4,438	(40,257)	(596)
Comprehensive (Loss) Income	$ (13,960)	$ 7,989	$ (34,508)	$ 7,459

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) - USD ($) $ in Thousands	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
Balance, beginning at Dec. 31, 2020	$ 574	$ 4,444	$ 120,670	$ 7,958	$ (3,430)	$ 130,216
Net income			4,504			4,504
Other comprehensive loss net of tax				(5,034)		(5,034)
Treasury stock purchased					(149)	(149)
Treasury stock issued		16			157	173
Cash dividends paid			(889)			(889)
Balance, ending at Mar. 31, 2021	574	4,460	124,285	2,924	(3,422)	128,821
Balance, beginning at Dec. 31, 2020	574	4,444	120,670	7,958	(3,430)	130,216
Net income						8,055
Balance, ending at Jun. 30, 2021	574	4,480	126,891	7,362	(3,366)	135,941
Balance, beginning at Mar. 31, 2021	574	4,460	124,285	2,924	(3,422)	128,821
Net income			3,551			3,551
Other comprehensive loss net of tax				4,438		4,438
Treasury stock purchased					(155)	(155)
Treasury stock issued		20			211	231
Cash dividends paid			(945)			(945)
Balance, ending at Jun. 30, 2021	574	4,480	126,891	7,362	(3,366)	135,941
Balance, beginning at Dec. 31, 2021	574	4,520	131,856	3,441	(3,103)	137,288
Net income			3,191			3,191
Other comprehensive loss net of tax				(23,739)		(23,739)
Treasury stock issued		24			224	248
Cash dividends paid			(949)			(949)
Balance, ending at Mar. 31, 2022	574	4,544	134,098	(20,298)	(2,879)	116,039
Balance, beginning at Dec. 31, 2021	574	4,520	131,856	3,441	(3,103)	137,288
Net income						5,749
Balance, ending at Jun. 30, 2022	574	4,502	135,705	(36,816)	(2,564)	101,401
Balance, beginning at Mar. 31, 2022	574	4,544	134,098	(20,298)	(2,879)	116,039
Net income			2,558			2,558
Other comprehensive loss net of tax				(16,518)		(16,518)
Treasury stock purchased					(53)	(53)
Treasury stock issued		(42)			368	326
Cash dividends paid			(951)			(951)
Balance, ending at Jun. 30, 2022	$ 574	$ 4,502	$ 135,705	$ (36,816)	$ (2,564)	$ 101,401

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) (Parenthetical) - $ / shares	3 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021
Statement of Stockholders' Equity [Abstract]
Treasury stock purchased, shares	3,000		7,200	7,600
Treasury stock issued, shares	18,418	11,196	10,611	7,936
Cash dividends paid, per share	$ 0.17	$ 0.17	$ 0.17	$ 0.16

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Cash flows from operating activities:
Net income	$ 5,749	$ 8,055
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of securities premiums and discounts and loan fees	2,539	2,095
Amortization of operating leases right-of-use assets	132	92
Increase in interest receivable	(1,066)	(1,058)
Increase (decrease) in interest payable	61	(43)
Provision for loan losses	750	375
Gains on the sale of debt securities, net	(139)	(362)
Losses (gains) on equity securities, net	138	(223)
Gains on sale of mortgages	(1,063)	(3,175)
Loans originated for sale	(23,563)	(50,168)
Proceeds from sales of loans	23,057	55,049
Earnings on bank-owned life insurance	(425)	(418)
Depreciation of premises and equipment and amortization of software	791	765
Deferred income tax	(117)	(2)
Amortization of deferred fees on subordinated debt	40	39
Other assets and other liabilities, net	934	(2,519)
Net cash provided by operating activities	7,818	8,502
Securities available for sale:
Proceeds from maturities, calls, and repayments	24,816	39,554
Proceeds from sales	8,576	59,303
Purchases	(107,711)	(208,913)
Equity securities
Proceeds from sales	150	428
Purchases	(201)	(1,605)
Purchase of regulatory bank stock	(974)	(512)
Redemptions of regulatory bank stock	209	752
Net increase in loans	(120,573)	(46,010)
Purchases of premises and equipment, net	(512)	(639)
Purchase of computer software	(123)	(161)
Net cash used for investing activities	(196,343)	(157,803)
Cash flows from financing activities:
Net increase in demand, NOW, and savings accounts	66,369	118,093
Net decrease in time deposits	(302)	(2,020)
Proceeds from short-term borrowings	20,000
Repayments of long-term debt		(4,586)
Dividends paid	(1,900)	(1,834)
Proceeds from sale of treasury stock	574	404
Treasury stock purchased	(53)	(304)
Net cash provided by financing activities	84,688	109,753
Decrease in cash and cash equivalents	(103,837)	(39,548)
Cash and cash equivalents at beginning of period	158,449	94,939
Cash and cash equivalents at end of period	54,612	55,391
Supplemental disclosures of cash flow information:
Interest paid	1,408	1,700
Income taxes paid	950	2,000
Supplemental disclosure of non-cash investing and financing activities:
Fair value adjustments for securities available for sale	(50,958)	753
Recognition of lease operating right-of-use assets	2,811
Recognition of operating lease liabilities	$ 2,811

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. Summary of Significant Accounting Policies Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. ENB Financial Corp (“the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”). Ephrata National Bank has one wholly-owned subsidiary, ENB Insurance, LLC which is consolidated into its financial statements. This Form 10-Q, for the second quarter of 2022, is reporting on the results of operations and financial condition of ENB Financial Corp on a consolidated basis. Operating results for the six months ended June 30, 2022, are not necessarily indicative of the results that may be expected for the year ending December 31, 2022. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp’s Annual Report on Form 10-K for the year ended December 31, 2021. Revenue from Contracts with Customers The Company records revenue from contracts with customers in accordance with Accounting Standards Topic 606, Revenue from Contracts with Customers (Topic 606). The Corporation’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Corporation has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Corporation generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 that significantly affects the determination of the amount and timing of revenue from contracts with customers.

Securities Available for Sale

Securities Available for Sale	6 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	2. Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of securities held at June 30, 2022, and December 31, 2021, are as follows: Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ June 30, 2022 U.S. treasuries 35,701 — ( 2,093 ) 33,608 U.S. government agencies 27,607 2 ( 2,148 ) 25,461 U.S. agency mortgage-backed securities 53,607 — ( 3,608 ) 49,999 U.S. agency collateralized mortgage obligations 33,129 3 ( 1,942 ) 31,190 Non-agency MBS/CMO 42,368 — ( 1,446 ) 40,922 Asset-backed securities 89,119 31 ( 1,920 ) 87,230 Corporate bonds 81,997 3 ( 5,122 ) 76,878 Obligations of states and political subdivisions 262,092 147 ( 28,509 ) 233,730 Total securities available for sale 625,620 186 ( 46,788 ) 579,018 December 31, 2021 U.S. Treasuries 14,821 14 ( 22 ) 14,813 U.S. government agencies 29,613 50 ( 642 ) 29,021 U.S. agency mortgage-backed securities 51,964 502 ( 478 ) 51,988 U.S. agency collateralized mortgage obligations 30,917 241 ( 81 ) 31,077 Asset-backed securities 100,998 605 ( 384 ) 101,219 Corporate bonds 82,617 420 ( 528 ) 82,509 Obligations of states and political subdivisions 242,807 5,848 ( 1,189 ) 247,466 Total securities available for sale 553,737 7,680 ( 3,324 ) 558,093 The amortized cost and fair value of securities available for sale at June 30, 2022, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 26,828 26,096 Due after one year through five years 144,017 137,407 Due after five years through ten years 151,385 140,451 Due after ten years 303,390 275,064 Total debt securities 625,620 579,018 Securities available for sale with a par value of $ 102,441,000 94,283,000 97,516,000 96,521,000 9 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements Proceeds from active sales of securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 $ $ $ $ Proceeds from sales — 8,962 8,575 59,303 Gross realized gains — 280 139 422 Gross realized losses — ( 6 ) — ( 60 ) Management evaluates all of the Corporation’s securities for other-than-temporary impairment (OTTI) on a periodic basis. No securities in the portfolio had other-than-temporary impairment recorded in the first six months of 2022 or 2021. Information pertaining to securities with gross unrealized losses at June 30, 2022, and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of June 30, 2022 U.S. Treasuries 33,608 ( 2,093 ) — — 33,608 ( 2,093 ) U.S. government agencies 1,980 ( 29 ) 22,281 ( 2,119 ) 24,261 ( 2,148 ) U.S. agency mortgage-backed securities 38,675 ( 2,154 ) 11,324 ( 1,454 ) 49,999 ( 3,608 ) U.S. agency collateralized mortgage obligations 28,065 ( 1,910 ) 2,372 ( 32 ) 30,437 ( 1,942 ) Non-Agency MBS/CMO 37,042 ( 1,446 ) — — 37,042 ( 1,446 ) Asset-backed securities 68,838 ( 1,604 ) 13,730 ( 316 ) 82,568 ( 1,920 ) Corporate bonds 73,873 ( 5,122 ) — — 73,873 ( 5,122 ) Obligations of states & political subdivisions 206,651 ( 25,157 ) 15,279 ( 3,352 ) 221,930 ( 28,509 ) Total temporarily impaired securities 488,732 ( 39,515 ) 64,986 ( 7,273 ) 553,718 ( 46,788 ) As of December 31, 2021 U.S. Treasuries 4,959 ( 22 ) — — 4,959 ( 22 ) U.S. government agencies 16,386 ( 519 ) 7,375 ( 123 ) 23,761 ( 642 ) U.S. agency mortgage-backed securities 24,090 ( 468 ) 2,458 ( 10 ) 26,548 ( 478 ) U.S. agency collateralized mortgage obligations 14,206 ( 66 ) 2,965 ( 15 ) 17,171 ( 81 ) Asset-backed securities 50,466 ( 338 ) 2,826 ( 46 ) 53,292 ( 384 ) Corporate bonds 44,907 ( 528 ) — — 44,907 ( 528 ) Obligations of states & political subdivisions 70,021 ( 1,043 ) 6,023 ( 146 ) 76,044 ( 1,189 ) Total temporarily impaired securities 225,035 ( 2,984 ) 21,647 ( 340 ) 246,682 ( 3,324 ) In the debt security portfolio there were 374 positions carrying unrealized losses as of June 30, 2022. There were no instruments considered to be other-than-temporarily impaired at June 30, 2022. 10 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The Corporation evaluates fixed maturity positions for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic and market concerns warrant such evaluation. U.S. generally accepted accounting principles provide for the bifurcation of OTTI into two categories: (a) the amount of the total OTTI related to a decrease in cash flows expected to be collected from the debt security (the credit loss), which is recognized in earnings, and (b) the amount of total OTTI related to all other factors, which is recognized, net of taxes, as a component of accumulated other comprehensive income.

Equity Securities

Equity Securities	6 Months Ended
	Jun. 30, 2022
Marketable Securities [Abstract]
Equity Securities	3. Equity Securities The following table summarizes the amortized cost, gross unrealized gains and losses, and fair value of equity securities held at June 30, 2022 and December 31, 2021. Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ June 30, 2022 CRA-qualified mutual funds 7,276 - - 7,276 Bank stocks 1,635 69 ( 85 ) 1,619 Total equity securities 8,911 69 ( 85 ) 8,895 Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ December 31, 2021 CRA-qualified mutual funds 7,240 - - 7,240 Bank stocks 1,570 184 ( 12 ) 1,742 Total equity securities 8,810 184 ( 12 ) 8,982 The following table presents the net gains and losses on the Corporation’s equity investments recognized in earnings during the three and six months ended June 30, 2022 and 2021, and the portion of unrealized gains and losses for the period that relates to equity investments held as of June 30, 2022 and 2021. NET GAINS AND LOSSES ON EQUITY INVESTMENTS RECOGNIZED IN EARNINGS (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 $ $ $ $ Net (losses) gains recognized in equity securities during the period ( 130 ) ( 24 ) ( 138 ) 223 Less: Net gains realized on the sale of equity securities during the period - - 51 95 Unrealized gains (losses) recognized in equity securities held at reporting date ( 130 ) ( 24 ) ( 189 ) 128

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Loans and Allowance for Credit Losses	4. Loans and Allowance for Credit Losses The following table presents the Corporation’s loan portfolio by category of loans as of June 30, 2022, and December 31, 2021: LOAN PORTFOLIO (DOLLARS IN THOUSANDS) June 30, December 31, 2022 2021 $ $ Commercial real estate Commercial mortgages 191,249 177,396 Agriculture mortgages 205,680 203,725 Construction 82,289 19,639 Total commercial real estate 479,218 400,760 Consumer real estate (a) 1-4 family residential mortgages 317,214 317,037 Home equity loans 13,711 11,181 Home equity lines of credit 87,251 75,698 Total consumer real estate 418,176 403,916 Commercial and industrial Commercial and industrial 81,612 65,615 Tax-free loans 23,517 23,009 Agriculture loans 31,355 20,717 Total commercial and industrial 136,484 109,341 Consumer 5,376 5,132 Gross loans prior to deferred fees 1,039,254 919,149 Deferred loan costs, net 2,186 1,755 Allowance for credit losses ( 13,606 ) ( 12,931 ) Total net loans 1,027,834 907,973 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $304,841,000 and $289,263,000 as of June 30, 2022 and December 31, 2021, respectively. The Corporation grades commercial credits differently than consumer credits. The following tables represent all of the Corporation’s commercial credit exposures by internally assigned grades as of June 30, 2022 and December 31, 2021. The grading analysis estimates the capability of the borrower to repay the contractual obligations under the loan agreements as scheduled. The Corporation's internal commercial credit risk grading system is based on experiences with similarly graded loans. 12 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The Corporation's internally assigned grades for commercial credits are as follows: • Pass – loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. • Special Mention – loans where a potential weakness or risk exists, which could cause a more serious problem, if not corrected. • Substandard – loans that have a well-defined weakness based on objective evidence and characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. • Doubtful – loans classified as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. • Loss – loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. COMMERCIAL CREDIT EXPOSURE CREDIT RISK PROFILE BY INTERNALLY ASSIGNED GRADE (DOLLARS IN THOUSANDS) Commercial Commercial Agriculture and Tax-free Agriculture June 30, 2022 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 188,948 196,174 79,230 72,930 23,517 31,002 591,801 Special Mention — 4,472 3,059 5,765 — 73 13,369 Substandard 2,301 5,034 — 2,917 — 280 10,532 Doubtful — — — — — — — Loss — — — — — — — Total 191,249 205,680 82,289 81,612 23,517 31,355 615,702 Commercial Commercial Agriculture and Tax-free Agriculture December 31, 2021 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 172,540 192,943 13,544 57,214 23,009 19,980 479,230 Special Mention 2,443 2,542 6,095 4,657 — 90 15,827 Substandard 2,413 8,240 — 3,744 — 647 15,044 Doubtful — — — — — — — Loss — — — — — — — Total 177,396 203,725 19,639 65,615 23,009 20,717 510,101 13 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements For consumer loans, the Corporation evaluates credit quality based on whether the loan is considered performing or non-performing. Non-performing loans consist of those loans greater than 90 days delinquent and nonaccrual loans. The following tables present the balances of consumer loans by classes of the loan portfolio based on payment performance as of June 30, 2022 and December 31, 2021: CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) 1-4 Family Home Equity Residential Home Equity Lines of June 30, 2022 Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 316,940 13,711 87,212 5,375 423,238 Non-performing 274 — 39 1 314 Total 317,214 13,711 87,251 5,376 423,552 1-4 Family Home Equity Residential Home Equity Lines of December 31, 2021 Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 316,722 11,181 75,659 5,132 408,694 Non-performing 315 — 39 — 354 Total 317,037 11,181 75,698 5,132 409,048 14 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The following tables present an age analysis of the Corporation’s past due loans, segregated by loan portfolio class, as of June 30, 2022 and December 31, 2021: AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Greater Receivable > 90 Days 30-59 Days 60-89 Days than 90 Total Past Total Loans and June 30, 2022 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — — 975 975 190,274 191,249 — Agriculture mortgages — — 3,940 3,940 201,740 205,680 499 Construction — — — — 82,289 82,289 — Consumer real estate 1-4 family residential mortgages 330 — 274 604 316,610 317,214 274 Home equity loans 18 — — 18 13,693 13,711 — Home equity lines of credit 36 — 39 75 87,176 87,251 39 Commercial and industrial Commercial and industrial — — 211 211 81,401 81,612 — Tax-free loans — — — — 23,517 23,517 — Agriculture loans — — 39 39 31,316 31,355 — Consumer 11 21 1 33 5,343 5,376 1 Total 395 21 5,479 5,895 1,033,359 1,039,254 813 AGING OF LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Loans Receivable Greater > 90 Days 30-59 Days 60-89 Days than 90 Total Past Total Loans and December 31, 2021 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 22 — 184 206 177,190 177,396 — Agriculture mortgages 232 — 1,838 2,070 201,655 203,725 — Construction — — — — 19,639 19,639 — Consumer real estate 1-4 family residential mortgages 1,464 68 315 1,847 315,190 317,037 276 Home equity loans 19 — — 19 11,162 11,181 — Home equity lines of credit — — 39 39 75,659 75,698 39 Commercial and industrial Commercial and industrial 43 — 395 438 65,177 65,615 10 Tax-free loans — — — — 23,009 23,009 — Agriculture loans — 9 110 119 20,598 20,717 — Consumer 22 — — 22 5,110 5,132 — Total 1,802 77 2,881 4,760 914,389 919,149 325 15 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The following table presents nonaccrual loans by classes of the loan portfolio as of June 30, 2022 and December 31, 2021: NONACCRUAL LOANS BY LOAN CLASS (DOLLARS IN THOUSANDS) June 30, December 31, 2022 2021 $ $ Commercial real estate Commercial mortgages 975 184 Agriculture mortgages 3,441 1,838 Construction — — Consumer real estate 1-4 family residential mortgages — 39 Home equity loans — — Home equity lines of credit — — Commercial and industrial Commercial and industrial 211 385 Tax-free loans — — Agriculture loans 39 110 Consumer — — Total 4,666 2,556 As of June 30, 2022 and December 31, 2021, all of the Corporation’s commercial loans on nonaccrual status were also considered impaired. Information with respect to impaired loans for the six months ended June 30, 2022 and June 30, 2021, is as follows: IMPAIRED LOANS (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 $ $ $ $ Average recorded balance of impaired loans 4,179 5,457 3,533 5,597 Interest income recognized on impaired loans 5 80 13 138 No loan modifications were made during the first six months of 2022 or 2021 that would be considered a troubled debt restructuring (TDR). A modification of the payment terms to a loan customer are considered a TDR if a concession was made to a borrower that is experiencing financial difficulty. A concession is generally defined as more favorable payment or credit terms granted to a borrower in an effort to improve the likelihood of the lender collecting principal in its entirety. Concessions usually are in the form of interest only for a period of time, or a lower interest rate offered in an effort to enable the borrower to continue to make normally scheduled payments. Included in the impaired loan portfolio is one loan to a commercial borrower that is being reported as a TDR. The balance of this TDR loan was $ 469,000 16 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The following tables summarize information regarding impaired loans by loan portfolio class as of June 30, 2022 and December 31, 2021: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Recorded Principal Related June 30, 2022 Investment Balance Allowance $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 975 1,021 — Agriculture mortgages 3,377 3,428 — Construction — — — Total commercial real estate 4,352 4,449 — Commercial and industrial Commercial and industrial — — — Tax-free loans — — — Agriculture loans — — — Total commercial and industrial — — — Total with no related allowance 4,352 4,449 — With an allowance recorded: Commercial real estate Commercial mortgages — — — Agriculture mortgages 533 548 18 Construction — — — Total commercial real estate 533 548 18 Commercial and industrial Commercial and industrial 211 214 17 Tax-free loans — — — Agriculture loans 39 39 39 Total commercial and industrial 250 253 56 Total with a related allowance 783 801 74 Total by loan class: Commercial real estate Commercial mortgages 975 1,021 — Agriculture mortgages 3,910 3,976 18 Construction — — — Total commercial real estate 4,885 4,997 18 Commercial and industrial Commercial and industrial 211 214 17 Tax-free loans — — — Agriculture loans 39 39 39 Total commercial and industrial 250 253 56 Total 5,135 5,250 74 17 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Unpaid Recorded Principal Related December 31, 2021 Investment Balance Allowance $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 223 263 — Agriculture mortgages 2,055 2,066 — Construction — — — Total commercial real estate 2,278 2,329 — Commercial and industrial Commercial and industrial 385 438 — Tax-free loans — — — Agriculture loans — — — Total commercial and industrial 385 438 — Total with no related allowance 2,663 2,767 — With an allowance recorded: Commercial real estate Commercial mortgages — — — Agriculture mortgages 551 559 37 Construction — — — Total commercial real estate 551 559 37 Commercial and industrial Commercial and industrial — — — Tax-free loans — — — Agriculture loans 110 111 110 Total commercial and industrial 110 111 110 Total with a related allowance 661 670 147 Total by loan class: Commercial real estate Commercial mortgages 223 263 — Agriculture mortgages 2,606 2,625 37 Construction — — — Total commercial real estate 2,829 2,888 37 Commercial and industrial Commercial and industrial 385 438 — Tax-free loans — — — Agriculture loans 110 111 110 Total commercial and industrial 495 549 110 Total 3,324 3,437 147 18 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The following table details activity in the allowance for credit losses by portfolio segment for the six months ended June 30, 2022: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2021 6,263 3,834 2,112 87 635 12,931 Charge-offs ( 65 ) — — ( 1 ) — ( 66 ) Recoveries — 3 10 1 — 14 Provision ( 90 ) 41 193 ( 16 ) ( 28 ) 100 Balance - March 31, 2022 6,108 3,878 2,315 71 607 12,979 Charge-offs — — ( 41 ) — — ( 41 ) Recoveries 2 3 12 1 — 18 Provision ( 239 ) 834 255 ( 28 ) ( 172 ) 650 Balance - June 30, 2022 5,871 4,715 2,541 44 435 13,606 During the six months ended June 30, 2022, management charged off $ 107,000 32,000 4.9 3.2 During the six months ended June 30, 2022, net provision expense was recorded for the consumer real estate and commercial and industrial sectors while the commercial real estate and consumer sectors recorded a credit provision. The provision expense recorded for consumer real estate and commercial and industrial loans was primarily related to growth in those sectors of the loan portfolio through June 30, 2022 while the credit provision in commercial real estate and consumer was primarily related to declining qualitative factors in several areas at June 30, 2022. Management continues to utilize nine qualitative factors to continually refine the potential credit risks across the Corporation’s various loan types. In addition, the loan portfolio is sectored out into nine different categories to evaluate these qualitative factors. A total score of the qualitative factors for each loan sector is calculated to utilize in the allowance for loan loss calculation. 19 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The following table details activity in the allowance for credit losses by portfolio segment for the three and six months ended June 30, 2021: ALLOWANCE FOR CREDIT LOSSES (DOLLARS IN THOUSANDS) Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2020 6,329 3,449 1,972 52 525 12,327 Charge-offs — — — ( 14 ) — ( 14 ) Recoveries — — 1 1 — 2 Provision 173 ( 41 ) ( 15 ) 20 238 375 Balance - March 31, 2021 6,502 3,408 1,958 59 763 12,690 Charge-offs — — — ( 9 ) — ( 9 ) Recoveries — — 16 6 — 22 Provision 48 83 19 10 ( 160 ) — Balance - June 30, 2021 6,550 3,491 1,993 66 603 12,703 During the six months ended June 30, 2021, management charged off $ 23,000 24,000 4.3 4.7 20 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The following tables present the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of June 30, 2022 and December 31, 2021: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Commercial Consumer Commercial As of June 30, 2022: Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 18 — 56 — — 74 Ending balance: collectively evaluated for impairment 5,853 4,715 2,485 44 435 13,532 Loans receivable: Ending balance 479,218 418,176 136,484 5,376 1,039,254 Ending balance: individually evaluated for impairment 4,885 — 250 — 5,135 Ending balance: collectively evaluated for impairment 474,333 418,176 136,234 5,376 1,034,119 Commercial Consumer Commercial As of December 31, 2021: Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 37 — 110 — — 147 Ending balance: collectively evaluated for impairment 6,226 3,834 2,002 87 635 12,784 Loans receivable: Ending balance 400,760 403,916 109,341 5,132 919,149 Ending balance: individually evaluated for impairment 2,829 — 495 — 3,324 Ending balance: collectively evaluated for impairment 397,931 403,916 108,846 5,132 915,825

Fair Value Presentation

Fair Value Presentation	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value Presentation	5. Fair Value Presentation U.S. generally accepted accounting principles establish a hierarchal disclosure framework associated with the level of observable pricing utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no observable pricing as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. 21 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The following tables provide the fair market value for assets required to be measured and reported at fair value on a recurring basis on the Consolidated Balance Sheets as of June 30, 2022, and December 31, 2021, by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) June 30, 2022 Level I Level II Level III Total $ $ $ $ U.S. treasuries — 33,608 — 33,608 U.S. government agencies — 25,461 — 25,461 U.S. agency mortgage-backed securities — 49,999 — 49,999 U.S. agency collateralized mortgage obligations — 31,190 — 31,190 Non-agency MBS/CMO — 40,922 — 40,922 Asset-backed securities — 87,230 — 87,230 Corporate bonds — 76,878 — 76,878 Obligations of states & political subdivisions — 233,730 — 233,730 Equity securities 8,895 — — 8,895 Total securities 8,895 579,018 — 587,913 On June 30, 2022, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable, but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of June 30, 2022, the CRA fund investments had a $ 7,276,000 1,635,000 1,619,000 Financial instruments are considered level III when their values are determined using pricing models, discounted cash flow methodologies, or similar techniques, and at least one significant model assumption or input is unobservable. In addition to these unobservable inputs, the valuation models for level III financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. Level III financial instruments also include those for which the determination of fair value requires significant management judgment or estimation. ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2021 Level I Level II Level III Total $ $ $ $ U.S. Treasuries — 14,813 — 14,813 U.S. government agencies — 29,021 — 29,021 U.S. agency mortgage-backed securities — 51,988 — 51,988 U.S. agency collateralized mortgage obligations — 31,077 — 31,077 Asset-backed securities — 101,219 — 101,219 Corporate bonds — 82,509 — 82,509 Obligations of states & political subdivisions — 247,466 — 247,466 Equity securities 8,982 — — 8,982 Total securities 8,982 558,093 — 567,075 22 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements On December 31, 2021, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. As of December 31, 2021, the CRA fund investments had a $7,240,000 book and market value and the bank stocks had a book value of $ 1,570,000 1,742,000 The following tables provide the fair value for each class of assets required to be measured and reported at fair value on a nonrecurring basis on the Consolidated Balance Sheets as of June 30, 2022 and December 31, 2021, by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS (DOLLARS IN THOUSANDS) June 30, 2022 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans $ — $ — $ 5,061 $ 5,061 Total $ — $ — $ 5,061 $ 5,061 December 31, 2021 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans $ — $ — $ 3,177 $ 3,177 Total $ — $ — $ 3,177 $ 3,177 The Corporation had a total of $ 5,135,000 74,000 3,324,000 147,000 23 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) June 30, 2022 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 5,061 Appraisal of collateral (1) Appraisal adjustments (2) 0 % to - 20 % (- 20 %) Liquidation expenses (2) 0 % to - 10 % (- 10 %) December 31, 2021 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 3,177 Appraisal of collateral (1) Appraisal adjustments (2) 0 % to - % (- %) Liquidation expenses (2) 0 % to - % (- %) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. 24 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements The following table provides the carrying amount for each class of assets and liabilities and the fair value for certain financial instruments that are not required to be measured or reported at fair value on the Consolidated Balance Sheets as of June 30, 2022 and December 31, 2021: FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (DOLLARS IN THOUSANDS) June 30, 2022 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level I) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 54,612 54,612 54,612 — — Regulatory stock 6,145 6,145 6,145 — — Loans held for sale 4,763 4,763 4,763 — — Loans, net of allowance 1,027,834 999,129 — — 999,129 Mortgage servicing assets 2,012 2,803 — — 2,803 Accrued interest receivable 6,219 6,219 6,219 — — Bank owned life insurance 35,780 35,780 35,780 — — Financial Liabilities: Demand deposits 678,472 678,472 678,472 — — Interest-bearing demand deposits 69,711 69,711 69,711 — — NOW accounts 127,622 127,622 127,622 — — Money market deposit accounts 215,781 215,781 215,781 — — Savings accounts 373,060 373,060 373,060 — — Time deposits 113,634 110,956 — — 110,956 Total deposits 1,578,280 1,575,602 1,464,646 — 110,956 Long-term debt 44,206 44,205 — — 44,205 Short-term borrowings 20,000 20,000 Subordinated debt 19,720 18,800 — — 18,800 Accrued interest payable 316 316 316 — — 25 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (DOLLARS IN THOUSANDS) December 31, 2021 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level I) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 158,449 158,449 158,449 — — Regulatory stock 5,380 5,380 5,380 — — Loans held for sale 3,194 3,194 3,194 — — Loans, net of allowance 907,973 914,251 — — 914,251 Mortgage servicing assets 1,768 2,129 — — 2,129 Accrued interest receivable 5,152 5,152 5,152 — — Bank owned life insurance 35,414 35,414 35,414 — — Financial Liabilities: Demand deposits 686,278 686,278 686,278 — — Interest-bearing demand deposits 63,015 63,015 63,015 — — NOW accounts 139,366 139,366 139,366 — — Money market deposit accounts 168,327 168,327 168,327 — — Savings accounts 341,291 341,291 341,291 — — Time deposits 113,936 113,919 — — 113,919 Total deposits 1,512,213 1,512,196 1,398,277 — 113,919 Long-term debt 44,206 43,060 — — 43,060 Subordinated debt 19,680 19,088 — — 19,680 Accrued interest payable 255 255 255 — —

Commitments and Contingent Liab

Commitments and Contingent Liabilities	6 Months Ended
	Jun. 30, 2022
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	6. Commitments and Contingent Liabilities In order to meet the financing needs of its customers in the normal course of business, the Corporation makes various commitments that are not reflected in the accompanying consolidated financial statements. These commitments include firm commitments to extend credit, unused lines of credit, and open letters of credit. As of June 30, 2022, firm loan commitments were $ 103.4 430.1 11.2 544.7

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2022
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	7. Accumulated Other Comprehensive Income (Loss) The activity in accumulated other comprehensive income (loss) for the three and six months ended June 30, 2022 and 2021 is as follows: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2021 3,441 Other comprehensive loss before reclassifications ( 23,629 ) Amount reclassified from accumulated other comprehensive income (loss) ( 110 ) Period change ( 23,739 ) Balance at March 31, 2022 ( 20,298 ) Other comprehensive loss before reclassifications ( 16,518 ) Amount reclassified from accumulated other comprehensive income (loss) — Period change ( 16,518 ) Balance at June 30, 2022 ( 36,816 ) Balance at December 31, 2020 7,958 Other comprehensive loss before reclassifications ( 4,964 ) Amount reclassified from accumulated other comprehensive income (loss) ( 70 ) Period change ( 5,034 ) Balance at March 31, 2021 2,924 Other comprehensive loss before reclassifications 4,654 Amount reclassified from accumulated other comprehensive income (loss) ( 216 ) Period change 4,438 Balance at June 30, 2021 7,362 (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 21%. (2) Amounts in parentheses indicate debits. 27 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended June 30, 2022 2021 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains, reclassified into earnings — 274 Gains on the sale of debt securities, net Related income tax expense — ( 58 ) Provision for federal income taxes Net effect on accumulated other comprehensive income (loss) for the period — 216 (1) Amounts in parentheses indicate debits. Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Six Months Ended June 30, 2022 2021 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains (losses), reclassified into earnings 139 362 Gains on the sale of debt securities, net Related income tax expense ( 29 ) ( 76 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 110 286 (1) Amounts in parentheses indicate debits.

Subsequent Events

Subsequent Events	6 Months Ended
	Jun. 30, 2022
Subsequent Events [Abstract]
Subsequent Events	8. Subsequent Events Subsequent to June 30, 2022, but prior to the filing of this report, on July 22, 2022, the Corporation completed the sale of a subordinated debt note offering. The Corporation sold $ 20 September 30, 2032 5 5.75 5 5 2

Recently Issued Accounting Stan

Recently Issued Accounting Standards	6 Months Ended
	Jun. 30, 2022
Accounting Standards Update and Change in Accounting Principle [Abstract]
Recently Issued Accounting Standards	9. Recently Issued Accounting Standards In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instruments Financial Instruments ‒ Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842) 28 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements In November 2018, the FASB issued ASU 2018-19, Codification Improvements to Topic 326, Financial Instruments ‒ Credit Losses In May 2019, the FASB issued ASU 2019-05, Financial Instruments – Credit Losses (Topic 326) In November 2019, the FASB issued ASU 2019-11, Codification Improvements to Topic 326, Financial Instruments – Credit Losses In March 2020, the FASB issued ASU 2020-03 , Codification Improvements to Financial Instruments. Financial Instruments 29 Table of Contents ENB FINANCIAL CORP Notes to the Unaudited Consolidated Interim Financial Statements In January 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting, March 2020 In January 2021, the FASB issued ASU 2021-01, Reference Rate Reform (Topic 848) In March 2022, the FASB issued ASU 2022-01 , Derivatives and Hedging (ASC 815): Fair Value Hedging - Portfolio Layer Method In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (ASC 326): Troubled Debt Restructurings (TDRs) and Vintage Disclosures

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. ENB Financial Corp (“the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”). Ephrata National Bank has one wholly-owned subsidiary, ENB Insurance, LLC which is consolidated into its financial statements. This Form 10-Q, for the second quarter of 2022, is reporting on the results of operations and financial condition of ENB Financial Corp on a consolidated basis. Operating results for the six months ended June 30, 2022, are not necessarily indicative of the results that may be expected for the year ending December 31, 2022. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp’s Annual Report on Form 10-K for the year ended December 31, 2021.
Revenue from Contracts with Customers	Revenue from Contracts with Customers The Company records revenue from contracts with customers in accordance with Accounting Standards Topic 606, Revenue from Contracts with Customers (Topic 606). The Corporation’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Corporation has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Corporation generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 that significantly affects the determination of the amount and timing of revenue from contracts with customers.

Securities Available for Sale (

Securities Available for Sale (Tables)	6 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of securities	The amortized cost, gross unrealized gains and losses, and fair value of securities held at June 30, 2022, and December 31, 2021, are as follows: Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ June 30, 2022 U.S. treasuries 35,701 — ( 2,093 ) 33,608 U.S. government agencies 27,607 2 ( 2,148 ) 25,461 U.S. agency mortgage-backed securities 53,607 — ( 3,608 ) 49,999 U.S. agency collateralized mortgage obligations 33,129 3 ( 1,942 ) 31,190 Non-agency MBS/CMO 42,368 — ( 1,446 ) 40,922 Asset-backed securities 89,119 31 ( 1,920 ) 87,230 Corporate bonds 81,997 3 ( 5,122 ) 76,878 Obligations of states and political subdivisions 262,092 147 ( 28,509 ) 233,730 Total securities available for sale 625,620 186 ( 46,788 ) 579,018 December 31, 2021 U.S. Treasuries 14,821 14 ( 22 ) 14,813 U.S. government agencies 29,613 50 ( 642 ) 29,021 U.S. agency mortgage-backed securities 51,964 502 ( 478 ) 51,988 U.S. agency collateralized mortgage obligations 30,917 241 ( 81 ) 31,077 Asset-backed securities 100,998 605 ( 384 ) 101,219 Corporate bonds 82,617 420 ( 528 ) 82,509 Obligations of states and political subdivisions 242,807 5,848 ( 1,189 ) 247,466 Total securities available for sale 553,737 7,680 ( 3,324 ) 558,093
Schedule of contractual maturity of debt securities	The amortized cost and fair value of securities available for sale at June 30, 2022, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 26,828 26,096 Due after one year through five years 144,017 137,407 Due after five years through ten years 151,385 140,451 Due after ten years 303,390 275,064 Total debt securities 625,620 579,018
Schedule of proceeds and gains and losses on securities available for sale	Proceeds from active sales of securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 $ $ $ $ Proceeds from sales — 8,962 8,575 59,303 Gross realized gains — 280 139 422 Gross realized losses — ( 6 ) — ( 60 )
Schedule of securities in an unrealized loss position (temporary impairment)	Information pertaining to securities with gross unrealized losses at June 30, 2022, and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: TEMPORARY IMPAIRMENTS OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of June 30, 2022 U.S. Treasuries 33,608 ( 2,093 ) — — 33,608 ( 2,093 ) U.S. government agencies 1,980 ( 29 ) 22,281 ( 2,119 ) 24,261 ( 2,148 ) U.S. agency mortgage-backed securities 38,675 ( 2,154 ) 11,324 ( 1,454 ) 49,999 ( 3,608 ) U.S. agency collateralized mortgage obligations 28,065 ( 1,910 ) 2,372 ( 32 ) 30,437 ( 1,942 ) Non-Agency MBS/CMO 37,042 ( 1,446 ) — — 37,042 ( 1,446 ) Asset-backed securities 68,838 ( 1,604 ) 13,730 ( 316 ) 82,568 ( 1,920 ) Corporate bonds 73,873 ( 5,122 ) — — 73,873 ( 5,122 ) Obligations of states & political subdivisions 206,651 ( 25,157 ) 15,279 ( 3,352 ) 221,930 ( 28,509 ) Total temporarily impaired securities 488,732 ( 39,515 ) 64,986 ( 7,273 ) 553,718 ( 46,788 ) As of December 31, 2021 U.S. Treasuries 4,959 ( 22 ) — — 4,959 ( 22 ) U.S. government agencies 16,386 ( 519 ) 7,375 ( 123 ) 23,761 ( 642 ) U.S. agency mortgage-backed securities 24,090 ( 468 ) 2,458 ( 10 ) 26,548 ( 478 ) U.S. agency collateralized mortgage obligations 14,206 ( 66 ) 2,965 ( 15 ) 17,171 ( 81 ) Asset-backed securities 50,466 ( 338 ) 2,826 ( 46 ) 53,292 ( 384 ) Corporate bonds 44,907 ( 528 ) — — 44,907 ( 528 ) Obligations of states & political subdivisions 70,021 ( 1,043 ) 6,023 ( 146 ) 76,044 ( 1,189 ) Total temporarily impaired securities 225,035 ( 2,984 ) 21,647 ( 340 ) 246,682 ( 3,324 )

Equity Securities (Tables)

Equity Securities (Tables)	6 Months Ended
	Jun. 30, 2022
Marketable Securities [Abstract]
Schedule of Amortized Cost, Gross Unrealized gains, Losses, and Fair Value of Equity Securities	The following table summarizes the amortized cost, gross unrealized gains and losses, and fair value of equity securities held at June 30, 2022 and December 31, 2021. Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ June 30, 2022 CRA-qualified mutual funds 7,276 - - 7,276 Bank stocks 1,635 69 ( 85 ) 1,619 Total equity securities 8,911 69 ( 85 ) 8,895 Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ December 31, 2021 CRA-qualified mutual funds 7,240 - - 7,240 Bank stocks 1,570 184 ( 12 ) 1,742 Total equity securities 8,810 184 ( 12 ) 8,982
Schedule of Realized and Unrealized Gains and Losses	The following table presents the net gains and losses on the Corporation’s equity investments recognized in earnings during the three and six months ended June 30, 2022 and 2021, and the portion of unrealized gains and losses for the period that relates to equity investments held as of June 30, 2022 and 2021. NET GAINS AND LOSSES ON EQUITY INVESTMENTS RECOGNIZED IN EARNINGS (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 $ $ $ $ Net (losses) gains recognized in equity securities during the period ( 130 ) ( 24 ) ( 138 ) 223 Less: Net gains realized on the sale of equity securities during the period - - 51 95 Unrealized gains (losses) recognized in equity securities held at reporting date ( 130 ) ( 24 ) ( 189 ) 128

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Schedule of loan portfolio by category	June 30, December 31, 2022 2021 $ $ Commercial real estate Commercial mortgages 191,249 177,396 Agriculture mortgages 205,680 203,725 Construction 82,289 19,639 Total commercial real estate 479,218 400,760 Consumer real estate (a) 1-4 family residential mortgages 317,214 317,037 Home equity loans 13,711 11,181 Home equity lines of credit 87,251 75,698 Total consumer real estate 418,176 403,916 Commercial and industrial Commercial and industrial 81,612 65,615 Tax-free loans 23,517 23,009 Agriculture loans 31,355 20,717 Total commercial and industrial 136,484 109,341 Consumer 5,376 5,132 Gross loans prior to deferred fees 1,039,254 919,149 Deferred loan costs, net 2,186 1,755 Allowance for credit losses ( 13,606 ) ( 12,931 ) Total net loans 1,027,834 907,973
Schedule of commercial and consumer credit exposure	Commercial Commercial Agriculture and Tax-free Agriculture June 30, 2022 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 188,948 196,174 79,230 72,930 23,517 31,002 591,801 Special Mention — 4,472 3,059 5,765 — 73 13,369 Substandard 2,301 5,034 — 2,917 — 280 10,532 Doubtful — — — — — — — Loss — — — — — — — Total 191,249 205,680 82,289 81,612 23,517 31,355 615,702 Commercial Commercial Agriculture and Tax-free Agriculture December 31, 2021 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 172,540 192,943 13,544 57,214 23,009 19,980 479,230 Special Mention 2,443 2,542 6,095 4,657 — 90 15,827 Substandard 2,413 8,240 — 3,744 — 647 15,044 Doubtful — — — — — — — Loss — — — — — — — Total 177,396 203,725 19,639 65,615 23,009 20,717 510,101
Schedule of aging of loans receivable	1-4 Family Home Equity Residential Home Equity Lines of June 30, 2022 Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 316,940 13,711 87,212 5,375 423,238 Non-performing 274 — 39 1 314 Total 317,214 13,711 87,251 5,376 423,552 1-4 Family Home Equity Residential Home Equity Lines of December 31, 2021 Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 316,722 11,181 75,659 5,132 408,694 Non-performing 315 — 39 — 354 Total 317,037 11,181 75,698 5,132 409,048
Schedule of nonaccrual loans by class	Loans Greater Receivable > 90 Days 30-59 Days 60-89 Days than 90 Total Past Total Loans and June 30, 2022 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — — 975 975 190,274 191,249 — Agriculture mortgages — — 3,940 3,940 201,740 205,680 499 Construction — — — — 82,289 82,289 — Consumer real estate 1-4 family residential mortgages 330 — 274 604 316,610 317,214 274 Home equity loans 18 — — 18 13,693 13,711 — Home equity lines of credit 36 — 39 75 87,176 87,251 39 Commercial and industrial Commercial and industrial — — 211 211 81,401 81,612 — Tax-free loans — — — — 23,517 23,517 — Agriculture loans — — 39 39 31,316 31,355 — Consumer 11 21 1 33 5,343 5,376 1 Total 395 21 5,479 5,895 1,033,359 1,039,254 813 Loans Receivable Greater > 90 Days 30-59 Days 60-89 Days than 90 Total Past Total Loans and December 31, 2021 Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages 22 — 184 206 177,190 177,396 — Agriculture mortgages 232 — 1,838 2,070 201,655 203,725 — Construction — — — — 19,639 19,639 — Consumer real estate 1-4 family residential mortgages 1,464 68 315 1,847 315,190 317,037 276 Home equity loans 19 — — 19 11,162 11,181 — Home equity lines of credit — — 39 39 75,659 75,698 39 Commercial and industrial Commercial and industrial 43 — 395 438 65,177 65,615 10 Tax-free loans — — — — 23,009 23,009 — Agriculture loans — 9 110 119 20,598 20,717 — Consumer 22 — — 22 5,110 5,132 — Total 1,802 77 2,881 4,760 914,389 919,149 325 June 30, December 31, 2022 2021 $ $ Commercial real estate Commercial mortgages 975 184 Agriculture mortgages 3,441 1,838 Construction — — Consumer real estate 1-4 family residential mortgages — 39 Home equity loans — — Home equity lines of credit — — Commercial and industrial Commercial and industrial 211 385 Tax-free loans — — Agriculture loans 39 110 Consumer — — Total 4,666 2,556
Schedule of impaired loans	Three Months Ended June 30, Six Months Ended June 30, 2022 2021 2022 2021 $ $ $ $ Average recorded balance of impaired loans 4,179 5,457 3,533 5,597 Interest income recognized on impaired loans 5 80 13 138 Unpaid Recorded Principal Related June 30, 2022 Investment Balance Allowance $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 975 1,021 — Agriculture mortgages 3,377 3,428 — Construction — — — Total commercial real estate 4,352 4,449 — Commercial and industrial Commercial and industrial — — — Tax-free loans — — — Agriculture loans — — — Total commercial and industrial — — — Total with no related allowance 4,352 4,449 — With an allowance recorded: Commercial real estate Commercial mortgages — — — Agriculture mortgages 533 548 18 Construction — — — Total commercial real estate 533 548 18 Commercial and industrial Commercial and industrial 211 214 17 Tax-free loans — — — Agriculture loans 39 39 39 Total commercial and industrial 250 253 56 Total with a related allowance 783 801 74 Total by loan class: Commercial real estate Commercial mortgages 975 1,021 — Agriculture mortgages 3,910 3,976 18 Construction — — — Total commercial real estate 4,885 4,997 18 Commercial and industrial Commercial and industrial 211 214 17 Tax-free loans — — — Agriculture loans 39 39 39 Total commercial and industrial 250 253 56 Total 5,135 5,250 74 Unpaid Recorded Principal Related December 31, 2021 Investment Balance Allowance $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 223 263 — Agriculture mortgages 2,055 2,066 — Construction — — — Total commercial real estate 2,278 2,329 — Commercial and industrial Commercial and industrial 385 438 — Tax-free loans — — — Agriculture loans — — — Total commercial and industrial 385 438 — Total with no related allowance 2,663 2,767 — With an allowance recorded: Commercial real estate Commercial mortgages — — — Agriculture mortgages 551 559 37 Construction — — — Total commercial real estate 551 559 37 Commercial and industrial Commercial and industrial — — — Tax-free loans — — — Agriculture loans 110 111 110 Total commercial and industrial 110 111 110 Total with a related allowance 661 670 147 Total by loan class: Commercial real estate Commercial mortgages 223 263 — Agriculture mortgages 2,606 2,625 37 Construction — — — Total commercial real estate 2,829 2,888 37 Commercial and industrial Commercial and industrial 385 438 — Tax-free loans — — — Agriculture loans 110 111 110 Total commercial and industrial 495 549 110 Total 3,324 3,437 147
Schedule of allowance for credit losses	Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2021 6,263 3,834 2,112 87 635 12,931 Charge-offs ( 65 ) — — ( 1 ) — ( 66 ) Recoveries — 3 10 1 — 14 Provision ( 90 ) 41 193 ( 16 ) ( 28 ) 100 Balance - March 31, 2022 6,108 3,878 2,315 71 607 12,979 Charge-offs — — ( 41 ) — — ( 41 ) Recoveries 2 3 12 1 — 18 Provision ( 239 ) 834 255 ( 28 ) ( 172 ) 650 Balance - June 30, 2022 5,871 4,715 2,541 44 435 13,606 Commercial Consumer Commercial Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance - December 31, 2020 6,329 3,449 1,972 52 525 12,327 Charge-offs — — — ( 14 ) — ( 14 ) Recoveries — — 1 1 — 2 Provision 173 ( 41 ) ( 15 ) 20 238 375 Balance - March 31, 2021 6,502 3,408 1,958 59 763 12,690 Charge-offs — — — ( 9 ) — ( 9 ) Recoveries — — 16 6 — 22 Provision 48 83 19 10 ( 160 ) — Balance - June 30, 2021 6,550 3,491 1,993 66 603 12,703 Commercial Consumer Commercial As of June 30, 2022: Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 18 — 56 — — 74 Ending balance: collectively evaluated for impairment 5,853 4,715 2,485 44 435 13,532 Loans receivable: Ending balance 479,218 418,176 136,484 5,376 1,039,254 Ending balance: individually evaluated for impairment 4,885 — 250 — 5,135 Ending balance: collectively evaluated for impairment 474,333 418,176 136,234 5,376 1,034,119 Commercial Consumer Commercial As of December 31, 2021: Real Estate Real Estate and Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated for impairment 37 — 110 — — 147 Ending balance: collectively evaluated for impairment 6,226 3,834 2,002 87 635 12,784 Loans receivable: Ending balance 400,760 403,916 109,341 5,132 919,149 Ending balance: individually evaluated for impairment 2,829 — 495 — 3,324 Ending balance: collectively evaluated for impairment 397,931 403,916 108,846 5,132 915,825

Fair Value Presentation (Tables

Fair Value Presentation (Tables)	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Schedule of assets measured on a recurring basis	June 30, 2022 Level I Level II Level III Total $ $ $ $ U.S. treasuries — 33,608 — 33,608 U.S. government agencies — 25,461 — 25,461 U.S. agency mortgage-backed securities — 49,999 — 49,999 U.S. agency collateralized mortgage obligations — 31,190 — 31,190 Non-agency MBS/CMO — 40,922 — 40,922 Asset-backed securities — 87,230 — 87,230 Corporate bonds — 76,878 — 76,878 Obligations of states & political subdivisions — 233,730 — 233,730 Equity securities 8,895 — — 8,895 Total securities 8,895 579,018 — 587,913 December 31, 2021 Level I Level II Level III Total $ $ $ $ U.S. Treasuries — 14,813 — 14,813 U.S. government agencies — 29,021 — 29,021 U.S. agency mortgage-backed securities — 51,988 — 51,988 U.S. agency collateralized mortgage obligations — 31,077 — 31,077 Asset-backed securities — 101,219 — 101,219 Corporate bonds — 82,509 — 82,509 Obligations of states & political subdivisions — 247,466 — 247,466 Equity securities 8,982 — — 8,982 Total securities 8,982 558,093 — 567,075
Schedule of assets measured on a nonrecurring basis	June 30, 2022 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans $ — $ — $ 5,061 $ 5,061 Total $ — $ — $ 5,061 $ 5,061 December 31, 2021 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans $ — $ — $ 3,177 $ 3,177 Total $ — $ — $ 3,177 $ 3,177
Schedule of Level III inputs	June 30, 2022 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 5,061 Appraisal of collateral (1) Appraisal adjustments (2) 0 % to - 20 % (- 20 %) Liquidation expenses (2) 0 % to - 10 % (- 10 %) December 31, 2021 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 3,177 Appraisal of collateral (1) Appraisal adjustments (2) 0 % to - % (- %) Liquidation expenses (2) 0 % to - % (- %) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
Schedule of carrying amount and fair value of financial instruments	June 30, 2022 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level I) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 54,612 54,612 54,612 — — Regulatory stock 6,145 6,145 6,145 — — Loans held for sale 4,763 4,763 4,763 — — Loans, net of allowance 1,027,834 999,129 — — 999,129 Mortgage servicing assets 2,012 2,803 — — 2,803 Accrued interest receivable 6,219 6,219 6,219 — — Bank owned life insurance 35,780 35,780 35,780 — — Financial Liabilities: Demand deposits 678,472 678,472 678,472 — — Interest-bearing demand deposits 69,711 69,711 69,711 — — NOW accounts 127,622 127,622 127,622 — — Money market deposit accounts 215,781 215,781 215,781 — — Savings accounts 373,060 373,060 373,060 — — Time deposits 113,634 110,956 — — 110,956 Total deposits 1,578,280 1,575,602 1,464,646 — 110,956 Long-term debt 44,206 44,205 — — 44,205 Short-term borrowings 20,000 20,000 Subordinated debt 19,720 18,800 — — 18,800 Accrued interest payable 316 316 316 — — December 31, 2021 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level I) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 158,449 158,449 158,449 — — Regulatory stock 5,380 5,380 5,380 — — Loans held for sale 3,194 3,194 3,194 — — Loans, net of allowance 907,973 914,251 — — 914,251 Mortgage servicing assets 1,768 2,129 — — 2,129 Accrued interest receivable 5,152 5,152 5,152 — — Bank owned life insurance 35,414 35,414 35,414 — — Financial Liabilities: Demand deposits 686,278 686,278 686,278 — — Interest-bearing demand deposits 63,015 63,015 63,015 — — NOW accounts 139,366 139,366 139,366 — — Money market deposit accounts 168,327 168,327 168,327 — — Savings accounts 341,291 341,291 341,291 — — Time deposits 113,936 113,919 — — 113,919 Total deposits 1,512,213 1,512,196 1,398,277 — 113,919 Long-term debt 44,206 43,060 — — 43,060 Subordinated debt 19,680 19,088 — — 19,680 Accrued interest payable 255 255 255 — —

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2022
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of accumulated other comprehensive loss	Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2021 3,441 Other comprehensive loss before reclassifications ( 23,629 ) Amount reclassified from accumulated other comprehensive income (loss) ( 110 ) Period change ( 23,739 ) Balance at March 31, 2022 ( 20,298 ) Other comprehensive loss before reclassifications ( 16,518 ) Amount reclassified from accumulated other comprehensive income (loss) — Period change ( 16,518 ) Balance at June 30, 2022 ( 36,816 ) Balance at December 31, 2020 7,958 Other comprehensive loss before reclassifications ( 4,964 ) Amount reclassified from accumulated other comprehensive income (loss) ( 70 ) Period change ( 5,034 ) Balance at March 31, 2021 2,924 Other comprehensive loss before reclassifications 4,654 Amount reclassified from accumulated other comprehensive income (loss) ( 216 ) Period change 4,438 Balance at June 30, 2021 7,362 (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 21%. (2) Amounts in parentheses indicate debits. Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended June 30, 2022 2021 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains, reclassified into earnings — 274 Gains on the sale of debt securities, net Related income tax expense — ( 58 ) Provision for federal income taxes Net effect on accumulated other comprehensive income (loss) for the period — 216 Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Six Months Ended June 30, 2022 2021 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities gains (losses), reclassified into earnings 139 362 Gains on the sale of debt securities, net Related income tax expense ( 29 ) ( 76 ) Provision for federal income taxes Net effect on accumulated other comprehensive income for the period 110 286 (1) Amounts in parentheses indicate debits.	[1],[2]
[1] All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 21%. Amounts in parentheses indicate debits.

Securities Available for Sale_2

Securities Available for Sale (Narrative) (Details) - USD ($)	Jun. 30, 2022	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Available for sale debt securities pledged or restricted for public funds, par value	$ 102,441,000	$ 94,283,000
Available for sale debt securities pledged or restricted for public funds, fair value	$ 97,516,000	$ 96,521,000

Securities Available for Sale_3

Securities Available for Sale (Schedule of Amortized Cost and Fair Value of Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
Securities Available For Sale
Amortized Cost	$ 625,620	$ 553,737
Gross Unrealized Gains	186	7,680
Gross Unrealized Losses	(46,788)	(3,324)
Fair Value	579,018	558,093	$ 583,623
U.S. treasuries [Member]
Securities Available For Sale
Amortized Cost	35,701	14,821
Gross Unrealized Gains		14
Gross Unrealized Losses	(2,093)	(22)
Fair Value	33,608	14,813
U.S. Government Agencies [Member]
Securities Available For Sale
Amortized Cost	27,607	29,613
Gross Unrealized Gains	2	50
Gross Unrealized Losses	(2,148)	(642)
Fair Value	25,461	29,021
U.S. Agency Mortgage-Backed Securities [Member]
Securities Available For Sale
Amortized Cost	53,607	51,964
Gross Unrealized Gains		502
Gross Unrealized Losses	(3,608)	(478)
Fair Value	49,999	51,988
U.S. Agency Collateralized Mortgage Obligations [Member]
Securities Available For Sale
Amortized Cost	33,129	30,917
Gross Unrealized Gains	3	241
Gross Unrealized Losses	(1,942)	(81)
Fair Value	31,190	31,077
Non Agency MBS/CMO [Member]
Securities Available For Sale
Amortized Cost	42,368
Gross Unrealized Gains
Gross Unrealized Losses	(1,446)
Fair Value	40,922
Asset-Backed Securities [Member]
Securities Available For Sale
Amortized Cost	89,119	100,998
Gross Unrealized Gains	31	605
Gross Unrealized Losses	(1,920)	(384)
Fair Value	87,230	101,219
Corporate Bonds [Member]
Securities Available For Sale
Amortized Cost	81,997	82,617
Gross Unrealized Gains	3	420
Gross Unrealized Losses	(5,122)	(528)
Fair Value	76,878	82,509
Obligations of States and Political Subdivisions [Member]
Securities Available For Sale
Amortized Cost	262,092	242,807
Gross Unrealized Gains	147	5,848
Gross Unrealized Losses	(28,509)	(1,189)
Fair Value	$ 233,730	$ 247,466

Securities Available for Sale_4

Securities Available for Sale (Schedule of Contractual Maturity of Debt Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
Contractual maturity of debt securities, Amortized Cost
Due in one year or less	$ 26,828
Due after one year through five years	144,017
Due after five years through ten years	151,385
Due after ten years	303,390
Total debt securities	625,620	$ 553,737
Contractual maturity of debt securities, Fair Value
Due in one year or less	26,096
Due after one year through five years	137,407
Due after five years through ten years	140,451
Due after ten years	275,064
Total debt securities	$ 579,018	$ 558,093	$ 583,623

Securities Available for Sale_5

Securities Available for Sale (Schedule of Proceeds and Gains and Losses on Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales		$ 8,962	$ 8,575	$ 59,303
Gross realized gains		280	139	422
Gross realized losses		$ (6)		$ (60)

Securities Available for Sale_6

Securities Available for Sale (Schedule of Securities in an Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Fair Value
Less than 12 months	$ 488,732	$ 225,035
More than 12 months	64,986	21,647
Total	553,718	246,682
Gross Unrealized Losses
Less than 12 months	(39,515)	(2,984)
More than 12 months	(7,273)	(340)
Total	(46,788)	(3,324)
U.S. treasuries [Member]
Fair Value
Less than 12 months	33,608	4,959
More than 12 months
Total	33,608	4,959
Gross Unrealized Losses
Less than 12 months	(2,093)	(22)
More than 12 months
Total	(2,093)	(22)
U.S. Government Agencies [Member]
Fair Value
Less than 12 months	1,980	16,386
More than 12 months	22,281	7,375
Total	24,261	23,761
Gross Unrealized Losses
Less than 12 months	(29)	(519)
More than 12 months	(2,119)	(123)
Total	(2,148)	(642)
U.S. Agency Mortgage-Backed Securities [Member]
Fair Value
Less than 12 months	38,675	24,090
More than 12 months	11,324	2,458
Total	49,999	26,548
Gross Unrealized Losses
Less than 12 months	(2,154)	(468)
More than 12 months	(1,454)	(10)
Total	(3,608)	(478)
U.S. Agency Collateralized Mortgage Obligations [Member]
Fair Value
Less than 12 months	28,065	14,206
More than 12 months	2,372	2,965
Total	30,437	17,171
Gross Unrealized Losses
Less than 12 months	(1,910)	(66)
More than 12 months	(32)	(15)
Total	(1,942)	(81)
Asset-backed Securities [Member]
Fair Value
Less than 12 months	68,838	50,466
More than 12 months	13,730	2,826
Total	82,568	53,292
Gross Unrealized Losses
Less than 12 months	(1,604)	(338)
More than 12 months	(316)	(46)
Total	(1,920)	(384)
Corporate Bonds [Member]
Fair Value
Less than 12 months	73,873	44,907
More than 12 months
Total	73,873	44,907
Gross Unrealized Losses
Less than 12 months	(5,122)	(528)
More than 12 months
Total	(5,122)	(528)
Obligations of States and Political Subdivisions [Member]
Fair Value
Less than 12 months	206,651	70,021
More than 12 months	15,279	6,023
Total	221,930	76,044
Gross Unrealized Losses
Less than 12 months	(25,157)	(1,043)
More than 12 months	(3,352)	(146)
Total	(28,509)	$ (1,189)
Non-agency MBS/CMO [Member]
Fair Value
Less than 12 months	37,042
More than 12 months
Total	37,042
Gross Unrealized Losses
Less than 12 months	(1,446)
More than 12 months
Total	$ (1,446)

Equity Securities (Schedule of

Equity Securities (Schedule of Amortized Cost, Gross Unrealized gains, Losses, and Fair Value of Equity Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
Net Investment Income [Line Items]
Amortized Cost	$ 625,620	$ 553,737
Gross Unrealized Gains	186	7,680
Gross Unrealized Losses	(46,788)	(3,324)
Fair Value	579,018	558,093	$ 583,623
CRA-qualified mutual funds [Member]
Net Investment Income [Line Items]
Amortized Cost	7,276	7,240
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value	7,276	7,240
Bank stocks [Member]
Net Investment Income [Line Items]
Amortized Cost	1,635	1,570
Gross Unrealized Gains	69	184
Gross Unrealized Losses	(85)	(12)
Fair Value	1,619	1,742
Equity Securities [Member]
Net Investment Income [Line Items]
Amortized Cost	8,911	8,810
Gross Unrealized Gains	69	184
Gross Unrealized Losses	(85)	(12)
Fair Value	$ 8,895	$ 8,982

Equity Securities (Schedule o_2

Equity Securities (Schedule of Unrealized Gains and Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Marketable Securities [Abstract]
Net (losses) gains recognized in equity securities during the period	$ (130)	$ (24)	$ (138)	$ 223
Less: Net gains realized on the sale of equity securities during the period			51	95
Unrealized gains (losses) recognized in equity securities held at reporting date	$ (130)	$ (24)	$ (189)	$ 128

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses (Narrative) (Details) - USD ($)	3 Months Ended				6 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Additional provision for loan losses	$ 650,000				$ 750,000	$ 375,000
Recoveries of loan losses	18,000	$ 14,000	22,000	$ 2,000	32,000	24,000
Charge-offs	$ 41,000		$ 9,000		$ 107,000	$ 23,000
Unallocated portion of allowance, percentage	3.20%		4.70%		3.20%	4.70%	4.90%	4.30%
Loans Serviced for Others [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate loans serviced for others	$ 304,841,000				$ 304,841,000		$ 289,263,000
Two Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
TDRs loan	$ 469,000				$ 469,000

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses (Schedule of Loan Portfolio by Category) (Details) - USD ($) $ in Thousands		Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Loan Portfolio
Gross loans prior to deferred fees		$ 1,039,254		$ 919,149
Less: Deferred loan costs, net		2,186		1,755
Allowance for credit losses		(13,606)	$ (12,979)	(12,931)	$ (12,703)	$ (12,690)	$ (12,327)
Total net loans		1,027,834		907,973	857,052
Home Equity Loans [Member]
Loan Portfolio
Gross loans prior to deferred fees		13,711		11,181
Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred fees		87,251		75,698
Commercial Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees		479,218		400,760
Allowance for credit losses		(5,871)	(6,108)	(6,263)	(6,550)	(6,502)	(6,329)
Commercial Real Estate [Member] | Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred fees		191,249		177,396
Commercial Real Estate [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		205,680		203,725
Commercial Real Estate [Member] | Construction [Member]
Loan Portfolio
Gross loans prior to deferred fees		82,289		19,639
Consumer Real Estate [Member]
Loan Portfolio
Gross loans prior to deferred fees		418,176		403,916
Allowance for credit losses		(4,715)	(3,878)	(3,834)	(3,491)	(3,408)	(3,449)
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	317,214		317,037
Consumer Real Estate [Member] | Home Equity Loans [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	13,711		11,181
Consumer Real Estate [Member] | Home Equity Lines of Credit [Member]
Loan Portfolio
Gross loans prior to deferred fees	[1]	87,251		75,698
Commercial and Industrial [Member]
Loan Portfolio
Gross loans prior to deferred fees		136,484		109,341
Allowance for credit losses		(2,541)
Commercial and Industrial [Member] | Agricultural Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		31,355		20,717
Commercial and Industrial [Member] | Commercial and Industrial Sector [Member]
Loan Portfolio
Gross loans prior to deferred fees		81,612		65,615
Commercial and Industrial [Member] | Tax-free loans [Member]
Loan Portfolio
Gross loans prior to deferred fees		23,517		23,009
Consumer Portfolio Segment [Member]
Loan Portfolio
Gross loans prior to deferred fees		5,376		5,132
Allowance for credit losses		$ (44)	$ (71)	$ (87)	$ (66)	$ (59)	$ (52)
[1]Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $304,841,000 and $289,263,000 as of June 30, 2022 and December 31, 2021, respectively.

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses (Schedule of Commercial and Consumer Credit Exposure) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Total	$ 615,702	$ 510,101
Construction [Member]
Total	82,289	19,639
Agricultural Mortgages [Member]
Total	205,680	203,725
Commercial and Industrial [Member]
Total	81,612	65,615
Tax-free Loans [Member]
Total	23,517	23,009
Agriculture Loans [Member]
Total	31,355	20,717
Commercial Mortgages [Member]
Total	191,249	177,396
Pass [Member]
Total	591,801	479,230
Pass [Member] | Construction [Member]
Total	79,230	13,544
Pass [Member] | Agricultural Mortgages [Member]
Total	196,174	192,943
Pass [Member] | Commercial and Industrial [Member]
Total	72,930	57,214
Pass [Member] | Tax-free Loans [Member]
Total	23,517	23,009
Pass [Member] | Agriculture Loans [Member]
Total	31,002	19,980
Pass [Member] | Commercial Mortgages [Member]
Total	188,948	172,540
Special Mention [Member]
Total	13,369	15,827
Special Mention [Member] | Construction [Member]
Total	3,059	6,095
Special Mention [Member] | Agricultural Mortgages [Member]
Total	4,472	2,542
Special Mention [Member] | Commercial and Industrial [Member]
Total	5,765	4,657
Special Mention [Member] | Tax-free Loans [Member]
Total
Special Mention [Member] | Agriculture Loans [Member]
Total	73	90
Special Mention [Member] | Commercial Mortgages [Member]
Total		2,443
Substandard [Member]
Total	10,532	15,044
Substandard [Member] | Construction [Member]
Total
Substandard [Member] | Agricultural Mortgages [Member]
Total	5,034	8,240
Substandard [Member] | Commercial and Industrial [Member]
Total	2,917	3,744
Substandard [Member] | Tax-free Loans [Member]
Total
Substandard [Member] | Agriculture Loans [Member]
Total	280	647
Substandard [Member] | Commercial Mortgages [Member]
Total	2,301	2,413
Doubtful [Member]
Total
Doubtful [Member] | Construction [Member]
Total
Doubtful [Member] | Agricultural Mortgages [Member]
Total
Doubtful [Member] | Commercial and Industrial [Member]
Total
Doubtful [Member] | Tax-free Loans [Member]
Total
Doubtful [Member] | Agriculture Loans [Member]
Total
Doubtful [Member] | Commercial Mortgages [Member]
Total
Loss [Member]
Total
Loss [Member] | Construction [Member]
Total
Loss [Member] | Agricultural Mortgages [Member]
Total
Loss [Member] | Commercial and Industrial [Member]
Total
Loss [Member] | Tax-free Loans [Member]
Total
Loss [Member] | Agriculture Loans [Member]
Total
Loss [Member] | Commercial Mortgages [Member]
Total

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses (Schedule of Credit Risk Profile by Payment Performance) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Gross loans prior to deferred fees	$ 1,039,254	$ 919,149
Consumer Borrower [Member]
Gross loans prior to deferred fees	423,552	409,048
Home Equity Loan [Member]
Gross loans prior to deferred fees	13,711	11,181
Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees	87,251	75,698
1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	317,214	317,037
Consumer [Member]
Gross loans prior to deferred fees	5,376	5,132
Performing [Member]
Gross loans prior to deferred fees	423,238	408,694
Performing [Member] | Home Equity Loan [Member]
Gross loans prior to deferred fees	13,711	11,181
Performing [Member] | Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees	87,212	75,659
Performing [Member] | 1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	316,940	316,722
Performing [Member] | Consumer [Member]
Gross loans prior to deferred fees	5,375	5,132
Nonperforming [Member]
Gross loans prior to deferred fees	314	354
Nonperforming [Member] | Home Equity Loan [Member]
Gross loans prior to deferred fees
Nonperforming [Member] | Home Equity Lines of Credit [Member]
Gross loans prior to deferred fees	39	39
Nonperforming [Member] | 1-4 Family Residential Mortgages [Member]
Gross loans prior to deferred fees	274	315
Nonperforming [Member] | Consumer [Member]
Gross loans prior to deferred fees	$ 1

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses (Schedule of Aging of Loans Receivable) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 5,895	$ 4,760
Current	1,033,359	914,389
Total Loans Receivable	1,039,254	919,149
Loans Receivable - Greater than 90 Days and Accruing	813	325
30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	395	1,802
60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	21	77
Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	5,479	2,881
1-4 Family Residential Mortgages [Member]
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	317,214	317,037
Commercial real estate [Member] | Commercial mortgages [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	975	206
Current	190,274	177,190
Total Loans Receivable	191,249	177,396
Loans Receivable - Greater than 90 Days and Accruing
Commercial real estate [Member] | Commercial mortgages [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		22
Commercial real estate [Member] | Commercial mortgages [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Commercial mortgages [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	975	184
Commercial real estate [Member] | Agriculture mortgages [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	3,940	2,070
Current	201,740	201,655
Total Loans Receivable	205,680	203,725
Loans Receivable - Greater than 90 Days and Accruing	499
Commercial real estate [Member] | Agriculture mortgages [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		232
Commercial real estate [Member] | Agriculture mortgages [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Agriculture mortgages [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	3,940	1,838
Commercial real estate [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Current	82,289	19,639
Total Loans Receivable	82,289	19,639
Loans Receivable - Greater than 90 Days and Accruing
Commercial real estate [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Commercial real estate [Member] | Construction [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	604	1,847
Current	316,610	315,190
Total Loans Receivable	317,214	317,037
Loans Receivable - Greater than 90 Days and Accruing	274	276
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	330	1,464
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		68
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	274	315
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	18	19
Current	13,693	11,162
Total Loans Receivable	13,711	11,181
Loans Receivable - Greater than 90 Days and Accruing
Consumer Real Estate [Member] | Home Equity Loan [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	18	19
Consumer Real Estate [Member] | Home Equity Loan [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Home Equity Loan [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Home equity lines of credit [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	75	39
Current	87,176	75,659
Total Loans Receivable	87,251	75,698
Loans Receivable - Greater than 90 Days and Accruing	39	39
Consumer Real Estate [Member] | Home equity lines of credit [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	36
Consumer Real Estate [Member] | Home equity lines of credit [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Consumer Real Estate [Member] | Home equity lines of credit [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	39	39
Commercial and Industrial Sector [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	211	438
Current	81,401	65,177
Total Loans Receivable	81,612	65,615
Loans Receivable - Greater than 90 Days and Accruing		10
Commercial and Industrial Sector [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		43
Commercial and Industrial Sector [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Commercial and Industrial Sector [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	211	395
Commercial and Industrial Sector [Member] | Tax-free loans [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Current	23,517	23,009
Total Loans Receivable	23,517	23,009
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial Sector [Member] | Tax-free loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Commercial and Industrial Sector [Member] | Tax-free loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Commercial and Industrial Sector [Member] | Tax-free loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Commercial and Industrial Sector [Member] | Agriculture loans [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	39	119
Current	31,316	20,598
Total Loans Receivable	31,355	20,717
Loans Receivable - Greater than 90 Days and Accruing
Commercial and Industrial Sector [Member] | Agriculture loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Commercial and Industrial Sector [Member] | Agriculture loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		9
Commercial and Industrial Sector [Member] | Agriculture loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	39	110
Consumer [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	33	22
Current	5,343	5,110
Total Loans Receivable	5,376	5,132
Loans Receivable - Greater than 90 Days and Accruing	1
Consumer [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	11	22
Consumer [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	21
Consumer [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 1

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses (Schedule of Nonaccrual Loans by Class) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Non-accrual Loans	$ 4,666	$ 2,556
Commercial real estate [Member] | Commercial mortgages [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual Loans	975	184
Commercial real estate [Member] | Agriculture mortgages [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual Loans	3,441	1,838
Commercial real estate [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | 1-4 Family Residential Mortgages [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual Loans		39
Consumer Real Estate [Member] | Home Equity Loan [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual Loans
Consumer Real Estate [Member] | Home equity lines of credit [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial Sector [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual Loans	211	385
Commercial and Industrial Sector [Member] | Tax-free loans [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual Loans
Commercial and Industrial Sector [Member] | Agriculture loans [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual Loans	39	110
Consumer [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual Loans

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses (Schedule of Corporation's commercial loans on nonaccrual) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2021
Loans And Allowance For Credit Losses Schedule Of Corporations Commercial Loans On Nonaccrual
Average recorded balance of impaired loans	$ 4,179	$ 5,457	$ 5,597
Interest income recognized on impaired loans	$ 5	$ 80	$ 138

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses (Schedule of Impaired Loans by Loan Portfolio Class) (Details) - USD ($)	Jun. 30, 2022	Dec. 31, 2021
Loans with no related allowance recorded:
Recorded Investment	$ 4,352,000	$ 2,663,000
Unpaid Principal Balance	4,449,000	2,767,000
Related Allowance
Loans with an allowance recorded:
Recorded Investment	783,000	661,000
Unpaid Principal Balance	801,000	670,000
Related Allowance	74,000	147,000
Total impaired loans
Recorded Investment	5,135,000	3,324,000
Unpaid Principal Balance	5,250,000	3,437,000
Related Allowance	74,000	147,000
Commercial real estate [Member]
Loans with no related allowance recorded:
Recorded Investment	4,352,000	2,278,000
Unpaid Principal Balance	4,449,000	2,329,000
Related Allowance
Loans with an allowance recorded:
Recorded Investment	533,000	551,000
Unpaid Principal Balance	548,000	559,000
Related Allowance	18,000	37,000
Total impaired loans
Recorded Investment	4,885,000	2,829,000
Unpaid Principal Balance	4,997,000	2,888,000
Related Allowance	18,000	37,000
Commercial real estate [Member] | Commercial mortgages [Member]
Loans with no related allowance recorded:
Recorded Investment	975,000	223,000
Unpaid Principal Balance	1,021,000	263,000
Related Allowance
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Total impaired loans
Recorded Investment	975,000	223,000
Unpaid Principal Balance	1,021,000	263,000
Related Allowance
Commercial real estate [Member] | Agriculture mortgages [Member]
Loans with no related allowance recorded:
Recorded Investment	3,377,000	2,055,000
Unpaid Principal Balance	3,428,000	2,066,000
Related Allowance
Loans with an allowance recorded:
Recorded Investment	533,000	551,000
Unpaid Principal Balance	548,000	559,000
Related Allowance	18,000	37,000
Total impaired loans
Recorded Investment	3,910,000	2,606,000
Unpaid Principal Balance	3,976,000	2,625,000
Related Allowance	18,000	37,000
Commercial real estate [Member] | Construction [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Related Allowance
Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment		385,000
Unpaid Principal Balance		438,000
Related Allowance
Loans with an allowance recorded:
Recorded Investment	211,000
Unpaid Principal Balance	214,000
Related Allowance	17,000
Total impaired loans
Recorded Investment	211,000	385,000
Unpaid Principal Balance	214,000	438,000
Commercial and Industrial Sector [Member] | Tax-free loans [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Loans with an allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Total impaired loans
Recorded Investment
Unpaid Principal Balance
Commercial and Industrial Sector [Member] | Agriculture loans [Member]
Loans with no related allowance recorded:
Recorded Investment
Unpaid Principal Balance
Related Allowance
Loans with an allowance recorded:
Recorded Investment	39,000	110,000
Unpaid Principal Balance	39,000	111,000
Related Allowance	39,000	110,000
Total impaired loans
Recorded Investment	39,000	110,000
Unpaid Principal Balance	39,000	111,000
Related Allowance		110,000
Total Commercial and Industrial Sector [Member]
Loans with no related allowance recorded:
Recorded Investment		385,000
Unpaid Principal Balance		438,000
Related Allowance
Loans with an allowance recorded:
Recorded Investment	250,000	110,000
Unpaid Principal Balance	253,000	111,000
Related Allowance	56,000	110,000
Total impaired loans
Recorded Investment	250,000	495,000
Unpaid Principal Balance	$ 253,000	549,000
Related Allowance		$ 110,000

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses (Schedule of Allowance for Credit Losses) (Details) - USD ($)	3 Months Ended				6 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2022	Jun. 30, 2021
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	$ 12,979,000	$ 12,931,000	$ 12,690,000	$ 12,327,000	$ 12,931,000	$ 12,327,000
Charge-offs	(41,000)		(9,000)		(107,000)	(23,000)
Recoveries	18,000	14,000	22,000	2,000	32,000	24,000
Provision	650,000	100,000		375,000
Ending balance	13,606,000	12,979,000	12,703,000	12,690,000	13,606,000	12,703,000
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	6,108,000	6,263,000	6,502,000	6,329,000	6,263,000	6,329,000
Charge-offs		(65,000)
Recoveries	2,000
Provision	(239,000)	(90,000)	(48,000)	173,000
Ending balance	5,871,000	6,108,000	6,550,000	6,502,000	5,871,000	6,550,000
Consumer Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	3,878,000	3,834,000	3,408,000	3,449,000	3,834,000	3,449,000
Charge-offs
Recoveries	3,000	3,000
Provision	(834,000)	41,000	(83,000)	(41,000)
Ending balance	4,715,000	3,878,000	3,491,000	3,408,000	4,715,000	3,491,000
Commercial and Industrial Sector [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	2,315,000	2,112,000	1,958,000	1,972,000	2,112,000	1,972,000
Charge-offs	(41,000)
Recoveries	12,000	10,000	16,000	1,000
Provision	255,000	193,000	19,000	(15,000)
Ending balance		2,315,000	1,993,000	1,958,000		1,993,000
Consumer [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	71,000	87,000	59,000	52,000	87,000	52,000
Charge-offs		(1,000)	(9,000)	(14,000)
Recoveries	1,000	1,000	6,000	1,000
Provision	(28,000)	(16,000)	(10,000)	20,000
Ending balance	44,000	71,000	66,000	59,000	44,000	66,000
Unallocated [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	607,000	635,000	763,000	525,000	635,000	525,000
Charge-offs
Recoveries
Provision	(172,000)	(28,000)	(160,000)	238,000
Ending balance	$ 435,000	$ 607,000	$ 603,000	$ 763,000	$ 435,000	$ 603,000

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses (Schedule of Allowance for Credit Losses and Recorded Investment) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Allowance for credit losses:
Ending balance: individually evaluated for impairment	$ 74	$ 147
Ending balance: collectively evaluated for impairment	13,532	12,784
Loans receivable:
Ending balance	1,039,254	919,149
Ending balance: individually evaluated for impairment	5,135	3,324
Ending balance: collectively evaluated for impairment	1,034,119	915,825
Commercial Real Estate [Member]
Allowance for credit losses:
Ending balance: individually evaluated for impairment	18	37
Ending balance: collectively evaluated for impairment	5,853	6,226
Loans receivable:
Ending balance	479,218	400,760
Ending balance: individually evaluated for impairment	4,885	2,829
Ending balance: collectively evaluated for impairment	474,333	397,931
Consumer Real Estate [Member]
Allowance for credit losses:
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	4,715	3,834
Loans receivable:
Ending balance	418,176	403,916
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	418,176	403,916
Commercial and Industrial Sector [Member]
Allowance for credit losses:
Ending balance: individually evaluated for impairment	56	110
Ending balance: collectively evaluated for impairment	2,485	2,002
Loans receivable:
Ending balance	136,484	109,341
Ending balance: individually evaluated for impairment	250	495
Ending balance: collectively evaluated for impairment	136,234	108,846
Consumer [Member]
Allowance for credit losses:
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	44	87
Loans receivable:
Ending balance	5,376	5,132
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	5,376	5,132
Unallocated [Member]
Allowance for credit losses:
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	$ 435	$ 635

Fair Value Presentation (Narrat

Fair Value Presentation (Narrative) (Details) - USD ($)	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	$ 625,620,000	$ 553,737,000
Marketable equity securities, market value	579,018,000	558,093,000	$ 583,623,000
Impaired loans	5,135,000	3,324,000
Specific allocation of loans	74,000	147,000
CRA Investment Fund [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	7,276,000
Regulatory Bank Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, book value	1,635,000	1,570,000
Regulatory Bank Stock [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable equity securities, market value	$ 1,619,000	$ 1,742,000

Fair Value Presentation (Schedu

Fair Value Presentation (Schedule of Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Recurring Fair Value Measurements
Securities available for sale (at fair value)	$ 587,913	$ 567,075
Fair Value Measured on a Recurring Basis [Member] | Equity Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)		8,982
Fair Value Measured on a Recurring Basis [Member] | U.S. treasuries [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	33,608	14,813
Fair Value Measured on a Recurring Basis [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	25,461	29,021
Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	49,999	51,988
Fair Value Measured on a Recurring Basis [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	31,190	31,077
Fair Value Measured on a Recurring Basis [Member] | Non-agency MBS/CMO [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	40,922
Fair Value Measured on a Recurring Basis [Member] | Asset-backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	87,230	101,219
Fair Value Measured on a Recurring Basis [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	76,878	82,509
Fair Value Measured on a Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	233,730	247,466
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	8,895	8,982
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Equity Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	8,895	8,982
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | U.S. treasuries [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Non-agency MBS/CMO [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Asset-backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	579,018	558,093
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Equity Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | U.S. treasuries [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	33,608	14,813
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	25,461	29,021
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	49,999	51,988
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	31,190	31,077
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Non-agency MBS/CMO [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	40,922
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Asset-backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	87,230	101,219
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	76,878	82,509
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level II) [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)	233,730	247,466
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Equity Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | U.S. treasuries [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | U.S. Government Agencies [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | U.S. Agency Mortgage-Backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | U.S. Agency Collateralized Mortgage Obligations [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Non-agency MBS/CMO [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Asset-backed Securities [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Corporate Bonds [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level III) [Member] | Obligations of States and Political Subdivisions [Member]
Recurring Fair Value Measurements
Securities available for sale (at fair value)

Fair Value Presentation (Sche_2

Fair Value Presentation (Schedule of Assets Measured on Nonrecurring Basis) (Details) - Fair Value Measured on a Nonrecurring Basis [Member] - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Non-Recurring Fair Value Measurements
Impaired Loans	$ 5,061	$ 3,177
Total	5,061	3,177
Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total
Significant Other Observable Inputs (Level II) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans
Total
Significant Unobservable Inputs (Level III) [Member]
Non-Recurring Fair Value Measurements
Impaired Loans	5,061	3,177
Total	$ 5,061	$ 3,177

Fair Value Presentation (Sche_3

Fair Value Presentation (Schedule of Level III Inputs to Determine Fair Value) (Details) - Impaired Loans [Member] - USD ($) $ in Thousands		6 Months Ended	12 Months Ended
		Jun. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Fair Value, non-recurring		$ 5,061	$ 3,177
Valuation Techniques	[1]	Appraisal of collateral	Appraisal of collateral
Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable inputs - Appraisal adjustments	[2]	0%	0%
Unobservable inputs - Liquidation expenses	[2]	0%	0%
Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable inputs - Appraisal adjustments	[2]	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	[2]	(10.00%)	(10.00%)
Weighted Average [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable inputs - Appraisal adjustments	[2]	(20.00%)	(20.00%)
Unobservable inputs - Liquidation expenses	[2]	(10.00%)	(10.00%)
[1] Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Fair Value Presentation (Sche_4

Fair Value Presentation (Schedule of Carrying Amount and Fair Value of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
Financial Assets:
Cash and cash equivalents	$ 54,612	$ 158,449	$ 55,391
Regulatory stock	6,145	5,380	5,867
Loans, net of allowance	1,027,834	907,973	857,052
Bank owned life insurance	35,780	35,414	30,006
Financial Liabilities:
Demand deposits	678,472	686,278	582,747
Total deposits	1,578,280	1,512,213	1,368,884
Subordinated debt	19,720	19,680	$ 19,640
Carrying Amount [Member]
Financial Assets:
Cash and cash equivalents	54,612	158,449
Regulatory stock	6,145	5,380
Loans held for sale	4,763	3,194
Loans, net of allowance	1,027,834	907,973
Mortgage servicing assets	2,012	1,768
Accrued interest receivable	6,219	5,152
Bank owned life insurance	35,780	35,414
Financial Liabilities:
Demand deposits	678,472	686,278
Interest-bearing demand deposits	69,711	63,015
NOW accounts	127,622	139,366
Money market deposit accounts	215,781	168,327
Savings accounts	373,060	341,291
Time deposits	113,634	113,936
Total deposits	1,578,280	1,512,213
Long-term debt	44,206	44,206
Short-term borrowings	20,000
Subordinated debt	19,720	19,680
Accrued interest payable	316	255
Fair Value [Member]
Financial Assets:
Cash and cash equivalents	54,612	158,449
Regulatory stock	6,145	5,380
Loans held for sale	4,763	3,194
Loans, net of allowance	999,129	914,251
Mortgage servicing assets	2,803	2,129
Accrued interest receivable	6,219	5,152
Bank owned life insurance	35,780	35,414
Financial Liabilities:
Demand deposits	678,472	686,278
Interest-bearing demand deposits	69,711	63,015
NOW accounts	127,622	139,366
Money market deposit accounts	215,781	168,327
Savings accounts	373,060	341,291
Time deposits	110,956	113,919
Total deposits	1,575,602	1,512,196
Long-term debt	44,205	43,060
Short-term borrowings	20,000
Subordinated debt	18,800	19,088
Accrued interest payable	316	255
Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Financial Assets:
Cash and cash equivalents	54,612	158,449
Regulatory stock	6,145	5,380
Loans held for sale	4,763	3,194
Loans, net of allowance
Mortgage servicing assets
Accrued interest receivable	6,219	5,152
Bank owned life insurance	35,780	35,414
Financial Liabilities:
Demand deposits	678,472	686,278
Interest-bearing demand deposits	69,711	63,015
NOW accounts	127,622	139,366
Money market deposit accounts	215,781	168,327
Savings accounts	373,060	341,291
Time deposits
Total deposits	1,464,646	1,398,277
Long-term debt
Subordinated debt
Accrued interest payable	316	255
Fair Value [Member] | Significant Other Observable Inputs (Level II) [Member]
Financial Assets:
Cash and cash equivalents
Regulatory stock
Loans held for sale
Loans, net of allowance
Mortgage servicing assets
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits
Total deposits
Long-term debt
Subordinated debt
Accrued interest payable
Fair Value [Member] | Significant Unobservable Inputs (Level III) [Member]
Financial Assets:
Cash and cash equivalents
Regulatory stock
Loans held for sale
Loans, net of allowance	999,129	914,251
Mortgage servicing assets	2,803	2,129
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits	110,956	113,919
Total deposits	110,956	113,919
Long-term debt	44,205	43,060
Subordinated debt	18,800	19,680
Accrued interest payable

Commitments and Contingent Li_2

Commitments and Contingent Liabilities (Details) $ in Millions	Jun. 30, 2022 USD ($)
Commitment to extend credit	$ 544.7
Loan Commitments [Member]
Commitment to extend credit	103.4
Line of Credit [Member]
Commitment to extend credit	430.1
Letter of Credit [Member]
Commitment to extend credit	$ 11.2

Subsequent Events (Details)

Subsequent Events (Details) - Subsequent Event [Member] $ in Millions	1 Months Ended
	Jul. 22, 2022 USD ($)
Subordinated debt	$ 20
Maturity date	Sep. 30, 2032
Maturity term	5 years
Fixed interest rate	5.75%
Issuance fee percentage	2%
Non-callable [Member]
Maturity term	5 years
Redeemed [Member]
Maturity term	5 years

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands		3 Months Ended
		Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance, beginning			$ 3,441
Balance, ending		$ (36,816)		$ 7,362
Unrealized Gains (Losses) on Securities Available-for-Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance, beginning	[1],[2]	(20,298)	3,441	2,924	$ 7,958
Other comprehensive loss before reclassifications	[1],[2]	(16,518)	(23,629)	4,654	(4,964)
Amount reclassified from accumulated other comprehensive income (loss)	[1],[2]		(110)	(216)	(70)
Period change	[1],[2]	(16,518)	(23,739)	4,438	(5,034)
Balance, ending	[1],[2]	$ (36,816)	$ (20,298)	$ 7,362	$ 2,924
[1] All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 21%. Amounts in parentheses indicate debits.

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) (Schedule of Amounts Reclassified from AOCI) (Details) - USD ($) $ in Thousands		3 Months Ended				6 Months Ended
		Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2022	Jun. 30, 2021
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Related income tax expense		$ (308)		$ (561)		$ (806)	$ (1,492)
Net effect on accumulated other comprehensive income (loss) for the period		2,558	$ 3,191	3,551	$ 4,504	5,749	8,055
Amount Reclassified fromAccumulated Other Comprehensive Income (Loss) [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net effect on accumulated other comprehensive income (loss) for the period	[1]			216		110	286
Securities available-for-sale [Member] | Amount Reclassified fromAccumulated Other Comprehensive Income (Loss) [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net securities gains, reclassified into earnings	[1]			274		139	362
Related income tax expense	[1]			$ (58)		$ (29)	$ (76)
[1] Amounts in parentheses indicate debits.