ENB Financial (ENBP) 10-K 22 Mar 24 2023 FY Annual report Financial data

Cover

Cover - USD ($)	12 Months Ended
	Dec. 31, 2023	Mar. 11, 2024	Jun. 30, 2023
Document Information [Line Items]
Document Type	10-K
Document Annual Report	true
Document Transition Report	false
Document Financial Statement Error Correction [Flag]	false
Entity Interactive Data Current	Yes
ICFR Auditor Attestation Flag	false
Amendment Flag	false
Document Period End Date	Dec. 31, 2023
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	FY
Documents Incorporated by Reference [Text Block]	The Registrant’s Definitive Proxy Statement for its 2024 Annual Meeting of Shareholders to be held on May 7, 2024, is incorporated into Parts III and IV hereof.
Entity Information [Line Items]
Entity Registrant Name	ENB Financial Corp
Entity Central Index Key	0001437479
Entity File Number	000-53297
Entity Tax Identification Number	51-0661129
Entity Incorporation, State or Country Code	PA
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Shell Company	false
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Public Float			$ 43,227,028
Entity Contact Personnel [Line Items]
Entity Address, Address Line One	31 E. Main St
Entity Address, City or Town	Ephrata
Entity Address, Country	PA
Entity Address, Postal Zip Code	17522
Entity Phone Fax Numbers [Line Items]
City Area Code	(717)
Local Phone Number	733-4181
Entity Listings [Line Items]
No Trading Symbol Flag	true
Security Exchange Name	NONE
Title of 12(g) Security	Common Stock, Par Value $0.10 Per Share
Entity Common Stock, Shares Outstanding		5,654,355

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2023
Auditor [Table]
Auditor Name	S.R. Snodgrass, P.C.
Auditor Firm ID	74
Auditor Location	King of Prussia, Pennsylvania

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 29,519	$ 28,935
Interest-bearing deposits in other banks	59,477	8,637
Total cash and cash equivalents	88,996	37,572
Securities available for sale (at fair value, net of allowance for credit losses of $0)	459,569	529,142
Equity securities (at fair value)	9,451	9,118
Loans held for sale	352	5,927
Loans (net of unearned income)	1,360,078	1,191,117
Less: Allowance for credit losses	15,176	14,151
Net loans	1,344,902	1,176,966
Premises and equipment	25,284	25,333
Regulatory stock	8,540	6,670
Bank owned life insurance	35,632	34,805
Other assets	28,098	33,183
Total assets	2,000,824	1,858,716
Deposits:
Noninterest-bearing	611,968	672,342
Interest-bearing	1,114,830	966,616
Total deposits	1,726,798	1,638,958
Short-term debt		16,000
Long-term debt	101,228	58,039
Subordinated debt	39,556	39,396
Other liabilities	13,588	8,988
Total liabilities	1,881,170	1,761,381
Stockholders' equity:
Common stock, par value $0.10 Shares: Authorized 24,000,000 Issued 5,739,114 and Outstanding 5,670,054 as of 12/31/23 and 5,635,533 as of 12/31/22	574	574
Capital surplus	4,072	4,437
Retained earnings	150,596	142,677
Accumulated other comprehensive loss, net of tax	(34,355)	(48,292)
Less: Treasury stock cost on 69,060 shares as of 12/31/23 and 103,581 shares as of 12/31/22	(1,233)	(2,061)
Total stockholders' equity	119,654	97,335
Total liabilities and stockholders' equity	$ 2,000,824	$ 1,858,716

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Net of allowance for credit losses (in Dollars)	$ 0	$ 0
Common stock, par value (in Dollars per share)	$ 0.1	$ 0.1
Common stock, shares authorized	24,000,000	24,000,000
Common stock, shares issued	5,739,114	5,739,114
Common stock, shares outstanding	5,670,054	5,635,533
Less: Treasury stock shares	69,060	103,581

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Interest and dividend income:
Interest and fees on loans	$ 61,235	$ 41,944
Interest on securities available for sale
Taxable	11,648	9,048
Tax-exempt	3,001	4,214
Interest on deposits at other banks	890	172
Dividend income	1,103	581
Total interest and dividend income	77,877	55,959
Interest expense:
Interest on deposits	18,766	2,750
Interest on borrowings	5,072	2,626
Total interest expense	23,838	5,376
Net interest income	54,039	50,583
Provision for credit losses	520	1,300
Net interest income after provision for credit losses	53,519	49,283
Other income:
Trust and investment services income	2,883	2,643
Service fees	4,746	2,938
Commissions	3,618	3,663
(Losses) gains on sale of debt securities, net	(1,371)	42
Losses on equity securities, net	(125)	(32)
Gains on sale of mortgages	767	1,302
Earnings on bank-owned life insurance	958	1,583
Other income	1,223	1,425
Total other income	12,699	13,564
Operating expenses:
Salaries and employee benefits	30,152	27,324
Occupancy	3,259	2,846
Equipment	1,302	1,240
Advertising & marketing	1,404	1,083
Computer software & data processing	6,891	5,591
Shares tax	1,167	1,380
Professional services	3,198	2,743
Other expense	4,034	3,722
Total operating expenses	51,407	45,929
Income before income taxes	14,811	16,918
Provision for federal income taxes	2,436	2,287
Net income	$ 12,375	$ 14,631
Earnings per share of common stock (basic) (in Dollars per share)	$ 2.19	$ 2.62
Cash dividends paid per share (in Dollars per share)	$ 0.68	$ 0.68
Weighted average shares outstanding (in Shares)	5,644,486	5,588,656

CONSOLIDATED STATEMENTS OF IN_2

CONSOLIDATED STATEMENTS OF INCOME (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Income Statement [Abstract]
Earnings per share of common stock (diluted) (in Dollars per share)	$ 2.19	$ 2.62

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Statement of Comprehensive Income [Abstract]
Net income	$ 12,375	$ 14,631
Securities available for sale not other-than-temporarily impaired:
Unrealized gains (losses) arising during the period	16,271	(65,443)
Income tax effect	(3,417)	13,743
Total	12,854	(51,700)
Losses (gains) recognized in earnings	1,371	(42)
Income tax effect	(288)	9
Total	1,083	(33)
Other comprehensive income (loss), net of tax	13,937	(51,733)
Comprehensive Income (Loss)	$ 26,312	$ (37,102)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Capital Surplus	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock	Total
Beginning Balances at Dec. 31, 2021	$ 574	$ 4,520	$ 131,856	$ 3,441	$ (3,103)	$ 137,288
Net income			14,631			14,631
Other comprehensive loss, net of tax				(51,733)		(51,733)
Stock-based compensation expense		11				11
Treasury stock purchased					(116)	(116)
Treasury stock issued		(94)			1,158	1,064
Cash dividends paid			(3,810)			(3,810)
Ending Balances at Dec. 31, 2022	574	4,437	142,677	(48,292)	(2,061)	97,335
Cumulative effect of adoption of ASU 2016-13			(619)			(619)
Net income			12,375			12,375
Other comprehensive loss, net of tax				13,937		13,937
Stock-based compensation expense		62				62
Treasury stock purchased					(572)	(572)
Treasury stock issued		(427)			1,400	973
Cash dividends paid			(3,837)			(3,837)
Ending Balances at Dec. 31, 2023	$ 574	$ 4,072	$ 150,596	$ (34,355)	$ (1,233)	$ 119,654

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Statement of Stockholders' Equity [Abstract]
Treasury stock purchased, shares	40,134	6,456
Treasury stock issued, shares	74,655	58,032
Cash dividends paid, per share (in Dollars per share)	$ 0.68	$ 0.68

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities:
Net income	$ 12,375	$ 14,631
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of securities premiums and discounts and loan fees	4,689	5,233
Increase in interest receivable	(459)	(1,403)
Increase in interest payable	1,606	346
Provision for credit losses	520	1,300
Loss (gain) on sale of debt securities, net	1,371	(42)
Loss on equity securities, net	125	32
Gain on sale of mortgages	(767)	(1,302)
Loans originated for sale	(31,532)	(30,160)
Proceeds from sales of loans	37,874	28,729
Earnings on bank-owned life insurance	(958)	(1,583)
Depreciation of premises and equipment and amortization of software	2,004	1,629
Deferred income tax	168	(65)
Amortization of deferred fees on subordinated debt	160	116
Stock-based compensation expense	62	11
Other assets and other liabilities, net	2,909	4,144
Net cash provided by operating activities	30,147	21,616
Cash flows from investing activities:
Proceeds from maturities, calls, and repayments	31,865	53,714
Proceeds from sales	61,089	28,590
Purchases	(11,433)	(123,854)
Equity securities:
Proceeds from sales		151
Purchases	(458)	(319)
Purchase of regulatory bank stock	(3,001)	(1,982)
Redemptions of regulatory bank stock	1,131	692
Proceeds from bank-owned life insurance	2,078
Net increase in loans	(169,502)	(270,468)
Purchases of premises and equipment, net	(1,552)	(2,192)
Purchase of computer software	(533)	(141)
Net cash used for investing activities	(90,316)	(315,809)
Cash flows from financing activities:
Net (decrease) increase in demand, NOW, and savings accounts	(112,033)	106,852
Net increase in time deposits	199,873	19,893
Proceeds from short-term debt		16,000
Repayments of short-term debt	(16,000)
Proceeds from long-term debt	57,005	13,833
Repayments of long-term debt	(13,816)
Proceeds from issuance of subordinated debt		19,600
Dividends paid	(3,837)	(3,810)
Proceeds from sale of treasury stock	973	1,064
Treasury stock purchased	(572)	(116)
Net cash provided by financing activities	111,593	173,316
Increase (decrease) in cash and cash equivalents	51,424	(120,877)
Cash and cash equivalents at beginning of period	37,572	158,449
Cash and cash equivalents at end of period	88,996	37,572
Supplemental disclosures of cash flow information:
Interest paid	22,232	5,030
Income taxes paid	2,000	1,900
Supplemental disclosure of non-cash investing and financing activities:
Fair value adjustments for securities available for sale	(17,642)	65,485
Recognition of lease operating right-of-use assets		2,811
Recognition of operating lease liabilities		2,811
Death benefits receivable on BOLI	$ 2,083	$ 2,075

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2023
Summary of Significant Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE A - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations ENB Financial Corp, (“the Corporation”) through its wholly owned subsidiary, Ephrata National Bank, provides financial services to Northern Lancaster County and surrounding communities. ENB Financial Corp, a bank holding company, was formed on July 1, 2008, to become the parent company of Ephrata National Bank, which existed as a stand-alone national bank since its formation on April 11, 1881. The Corporation’s wholly owned subsidiary, Ephrata National Bank, offers a full array of banking services including loan and deposit products for both personal and commercial customers, as well as trust and investment services, through thirteen full-service office locations. The Bank has one subsidiary, ENB Insurance, which is a full-service insurance agency that offers a broad range of insurance products to commercial and personal clients. ENB Insurance is managed separately from the banking and related financial services that the Corporation offers. Basis of Presentation The consolidated financial statements of ENB Financial Corp and its subsidiary, Ephrata National Bank, (collectively “the Corporation”) conform to U.S. generally accepted accounting principles (GAAP). The preparation of these statements requires that management make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Material estimates of the Corporation, including the allowance for credit losses, are evaluated regularly by management. Actual results could differ from the reported estimates given different conditions or assumptions. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. The accounting and reporting policies followed by the Corporation conform with U.S. GAAP and to general practices within the banking industry. All significant intercompany transactions have been eliminated in consolidation. The following is a summary of the more significant policies. Accounting Pronouncements Adopted in 2023 In June 2016, the FASB issued ASU No. 2016-13, " Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments" The Corporation adopted this guidance, and subsequent related updates, using the modified retrospective approach for all financial assets measured at amortized cost, including loans, available-for-sale debt securities and unfunded commitments. On January 1, 2023, the Corporation recorded a cumulative effect decrease to retained earnings of $619,000, net of tax, of which $537,000 related to loans, $82,000 related to unfunded commitments, and $0 related to available-for-sale securities. The Corporation has elected to exclude accrued interest receivable from the measurement of its allowance for credit losses (ACL). When a loan is placed on nonaccrual status, any outstanding accrued interest is reversed against interest income. The Corporation adopted the provisions of ASC 326 related to presenting other-than-temporary impairment on available-for-sale debt securities prior to January 1, 2023, using the prospective transition approach, though no such charges had been recorded on the securities held by the Corporation as of the date of adoption. In connection with the adoption of ASU 2016-13, the Corporation made changes to the loan portfolio segments to align with the methodology applied in determining the allowance under CECL. Refer to Note C Loans and Allowance for Credit Losses for further discussion of these portfolio segments. The new segmentation consists of: Agriculture, Business Loans, Consumer Loans, Home Equity, Non-Owner Occupied Commercial Real Estate, and Residential Real Estate. The impact of the change from the incurred loss model to the current expected credit loss model and the reclassification of loans for the identification of new portfolio loan segments under CECL is detailed below (in thousands). January 1, 2023 Pre-adoption Adoption Impact As Reported $ $ $ Assets ACL on debt securities available for sale — — — ACL on loans Commercial Real Estate 6,074 (6,074 ) — Consumer Real Estate 5,442 (5,442 ) — Commercial and Industrial 2,151 (2,151 ) — Consumer 67 183 250 Agriculture — 3,537 3,537 Business Loans — 3,382 3,382 Home Equity — 2,129 2,129 Non-Owner Occupied CRE — 875 875 Residential Real Estate — 4,658 4,658 Unallocated 417 (417 ) — 14,151 680 14,831 Liabilities ACL for unfunded commitments 1,017 103 1,120 $ 15,168 $ 783 $ 15,951 Concurrently, on January 1, 2023, the Corporation adopted ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures”, the effective date of the guidance, on a prospective basis. ASU 2022-02 eliminated the accounting guidance for TDRs by creditors, while enhancing disclosure requirements for certain loan refinancing and restructuring activities by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying TDR recognition and measurement guidance, creditors will determine whether a modification results in a new loan or continuation of existing loan. Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents are identified as cash and due from banks and include cash on hand, collection items, amounts due from banks, and interest bearing deposits in other banks with maturities of less than 90 days. Investment Securities Management classifies its debt securities at the time of purchase as available for sale (AFS) or held to maturity (HTM). At December 31, 2023 and 2022, all debt securities were classified as AFS, meaning that the Corporation intends to hold them for an indefinite period of time, but not necessarily to maturity. AFS debt securities are stated at estimated fair value, adjusted for amortization of premiums and accretion of discounts which are recognized as adjustments of interest income through call date or maturity. The related unrealized gains and losses are reported as other comprehensive income or loss, net of tax, until realized. Allowance for Credit Losses- Available for Sale securities The Corporation is required to conduct a credit loss evaluation on AFS securities to determine whether the Corporation has the intent to sell the security or it is more likely than not that it will be required to sell the security before recovery. If these situations apply, the guidance requires the Corporation to reduce the security's amortized cost basis down to its fair value through earnings. The Corporation also evaluates the unrealized losses on AFS securities to determine if a security's decline in fair value below its amortized cost basis is due to credit factors. The evaluation is based upon factors such as the creditworthiness of the underlying borrowers, performance of the underlying collateral, if applicable, and the level of credit support in the security structure. Management also evaluates other factors and circumstances that may be indicative of a decline in the fair value of the security due to a credit factor. This includes, but is not limited to, an evaluation of the type of security, and extent to which the fair value has been less than amortized cost, and near-term prospects of the issuer. If this assessment indicates that a credit loss exists, the present value of the expected cash flows of the security is compared to the amortized cost basis of the security. Under ASU 2016-13, if the present value of the cash flows expected to be collected is less than the amortized cost, an allowance for credit losses (ACL) is recorded, which is limited by the amount that the fair value is less than the amortized cost. Any additional amount of loss would be due to non-credit factors and is recorded in accumulated other comprehensive income (AOCI), net of tax. If a credit loss is recognized in earnings, subsequent improvements to the expectation of collectability will be recognized through the ACL. If the fair value of the security increases above its amortized cost, the unrealized gain will be recorded in AOCI, net of tax, on the consolidated statements of financial condition. Equity Securities Equity securities include common stocks of public companies and a Community Reinvestment Act-qualified mutual fund that the Corporation has the intent and ability to hold for an indeterminate amount of time. Such securities are reported at fair value with changes in unrealized holding gains and losses recognized through earnings on a monthly basis. Other Than Temporary Impairment (“OTTI”) The Bank adopted ASU No. 2016-13 effective January 1, 2023. Financial statement amounts related to Investment Securities Management monitors all of the Corporation’s securities for OTTI on a monthly basis and determines whether any impairment should be recorded. A number of factors are considered in determining whether a security is impaired, including, but not limited to, the following: ● Percentage of unrealized losses, ● Period of time the security has had unrealized losses, ● Type of security, ● Maturity date of the instrument if a debt instrument, ● The intent to sell the security or whether it is more likely than not that the Corporation would be required to sell the security before its anticipated recovery in market value, ● Amount of projected credit losses based on current cash flow analysis, default and severity rates, and ● Market dynamics impacting the market for and liquidity of the security. Management will more closely evaluate those securities that have unrealized losses of 10% or more and have had unrealized losses for more than twelve months. If management determines that the declines in value of the security are not temporary, or if management does not have the ability to hold the security until maturity, which is the case with equity securities, then management will record impairment on the security. For debt securities evaluated for impairment, management will determine what portion of the unrealized valuation loss is attributed to projected or known loss of principal, and what portion is attributed to market pricing not reflective of the true value of the security, based on current cash flow analysis. Management will generally record impairment equivalent to the projected or known loss of principal, known as the credit loss. The other portion of the fair market value loss is attributed to market factors and it is management’s opinion that these fair value losses are temporary and not permanent. All impairment is recorded as a loss on securities and is included in the Corporation’s Consolidated Statements of Income. Loans Held for Investment Loans receivable, that management has the intent and ability to hold for the foreseeable future, or until maturity or payoff, generally are reported at the outstanding principal balances, reduced by any charge-offs and net of any deferred loan origination fees or costs. Net loan origination fees and costs are deferred and recognized as an adjustment of yield over the contractual life of the loan. Interest accrues daily on outstanding loan balances. Generally, the accrual of interest discontinues when the ability to collect the loan becomes doubtful or when a loan becomes more than 90 days past due as to principal and interest. These loans are referred to as non-accrual loans. Management may elect to continue the accrual of interest based on the expectation of future payments and/or the sufficiency of the underlying collateral. Loans Held for Sale Loans originated and intended for sale on the secondary market are carried at the lower of cost or fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to income. In general, fixed-rate residential mortgage loans originated by the Corporation and held for sale are carried in the aggregate at the lower of cost or market. The Corporation originates loans for immediate sale with servicing retained and servicing released to several investors. However, the vast majority of the sold mortgages are sold to the Federal Home Loan Bank of Pittsburgh (FHLB) and Fannie Mae, with servicing retained. As a result, the Corporation has a growing portfolio of mortgages that are serviced on behalf of FHLB and Fannie Mae. In addition, the Corporation originates FHA, VA, and USDA mortgages which are originated for immediate sale to various investors on a service-released basis. Allowance for Credit Losses-Loans The allowance for credit losses (ACL) is a valuation reserve established and maintained by charges against income and is deducted from the amortized cost basis of loans to present the net amount expected to be collected on the loans. Loans, or portions thereof, are charged off against the ACL when they are deemed uncollectible. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. The ACL is an estimate of expected credit losses, measured over the contractual life of a loan, that considers historical loss experience, current conditions, and forecasts of future economic conditions. Determination of an appropriate ACL is inherently subjective and may have significant changes from period to period. The methodology for determining the ACL has two main components: evaluation of expected credit losses for certain groups of homogeneous loans that share similar risk characteristics and evaluation of loans that do not share risk characteristics with other loans. The ACL is measured on a collective (pool) basis when similar risk characteristics exist. The Corporation measures the ACL using the following methods. Historical credit loss experience is the basis for the estimation of expected credit losses. The Corporation applies historical loss rates to pools of loans with similar risk characteristics. After consideration of the historic loss calculation, management applies qualitative adjustments to reflect the current conditions and reasonable and supportable forecasts not already reflected in the historical loss information at the balance sheet date. Reasonable and supportable forecast adjustment is based on the unemployment forecast, BBB Rated Corporate Bond Spread, GDP Growth, Retail Sales, Asset Prices, and Management Judgement. The reasonable and supportable period is the life of the loan as credit loss models used produce reasonable estimates of losses over the life of the loan. The qualitative adjustments for current conditions are based upon changes in lending policies and procedures, loan portfolio trends, lending management experience, asset quality, loan review, underlying collateral, credit concentrations, and external factors. These modified historical loss rates are multiplied by the outstanding principal balance of each loan to calculate a required reserve. The Corporation has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on non-accrual status, any outstanding accrued interest is reversed against interest income. The ACL for individual loans begins with the use of normal credit review procedures to identify whether a loan no longer shares similar risk characteristics with other pooled loans and therefore, should be individually assessed. We evaluate all commercial loans that meet the following criteria: 1) when it is determined that foreclosure is probable, 2) substandard, doubtful and nonperforming loans when repayment is expected to be provided substantially through the operation or sale of the collateral, 3) when it is determined by management that a loan does not share similar risk characteristics with other loans. Specific reserves are established based on the following three acceptable methods for measuring the ACL: 1) the present value of expected future cash flows discounted at the loan’s original effective interest rate; 2) the loan’s observable market price; or 3) the fair value of the collateral when the loan is collateral dependent. Our individual loan evaluations consist primarily of the fair value of collateral method because most of our loans are collateral dependent. Collateral values are discounted to consider disposition costs when appropriate. A specific reserve is established or a charge-off is taken if the fair value of the loan is less than the loan balance. In terms of the Corporation’s loan portfolio, Consumer loans are deemed to have the most risk and therefore carry a higher qualitative adjustment than other portfolio segments. These loans are highly dependent on their financial condition and therefore are more dependent on economic conditions. Business loans are considered to have more risk than the Agriculture, Home Equity, and Residential Real Estate loans as these loans have accounted for higher levels of charge-offs. The Corporation’s Non-Owner Occupied CRE portfolio has performed well historically with no losses in the look-back period. Overall, the Corporation has historically experienced very low levels of delinquencies, non-accrual loans, and charge-offs. Qualitative factors are set and adjusted accordingly. Prior to the adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments The allowance for credit losses is maintained at a level considered by management to be adequate to provide for known and inherent risks in the loan portfolio at the Consolidated Balance Sheets dates. The monthly provision or credit for loan losses is an expense or a reduction of expense which increases or decreases the allowance, and charge-offs, net of recoveries, decrease the allowance. The Corporation performs ongoing credit reviews of the loan portfolio and considers current economic conditions, historical loan loss experience, and other factors in determining the adequacy of the reserve balance. Loans determined to be uncollectible are charged to the allowance during the period in which such determination is made. In calculating the allowance, management will begin by compiling the balance of loans by credit quality for each loan segment in order that allocations can be made in aggregate based on historic losses and qualitative factors. Prior to calculating these aggregate allocations, management will individually evaluate commercial and commercial real estate loans for impairment. A loan is impaired when it is probable that a creditor will be unable to collect all principal and interest due according to the contractual terms of the loan agreement. All other loan types such as residential mortgages, home equity loans and lines of credit, and all other consumer loans, are not individually evaluated for impairment and are therefore allocated for in aggregate. These loans are considered to be large groups of smaller-balance homogenous loans and are measured for impairment collectively. Loans that experience insignificant payment delays, which are defined as 90 days or less, generally are not classified as impaired. Management determines the significance of payment delays on a case-by-case basis, taking into consideration all circumstances concerning the loan, the creditworthiness and payment history of the borrower, the length of the payment delay, and the amount of shortfall in relation to the principal and interest owed. For loans deemed to be impaired, management will provide a specific allocation. This loan balance is then subtracted from the total loan balances being allocated for in the aggregate. The remaining balances, along with the full loan balances for the other loan types are then multiplied by an adjusted loss ratio, which is the sum of both the historical loss ratio and a qualitative factor adjustment. Generally both the historical loss ratio and the qualitative factor adjustment will increase as the credit rating of the loan deteriorates. The credit ratings begin with unclassified loans, which represent the best internal credit rating, also referred to as a “pass” credit and then continue with declining grades of special mention, substandard, doubtful, and loss. Special mention loans are no longer deemed to be a “pass” credit and require additional management attention. They are essentially placed on “watched” status and attempts are made to improve the credit to an unclassified status. If the credit would deteriorate further it would then be a substandard credit, which for regulatory purposes, is deemed to be a classified loan. Doubtful and loss credit grades represent further credit deterioration and are also considered classified loans. For each loan type, all of these credit rating categories are broken out with adjusted loss ratios. The loan balance is then multiplied by the adjusted loss ratio to produce the required allowance. The allowances are totaled and added to any specific allocations on impaired loans to arrive at the total allowance for credit losses for the Corporation. Management tracks and assigns a historical loss percentage for each loan rating category within each loan type. A rolling three-year historical loss ratio, calculated on a quarterly basis, with a 60%, 30%, and 10% weighting for the past three years is used. In this manner the historical loss percentage is heavily weighted to the current loss environment, but has sufficient weighting assigned to prior periods to avoid unnecessary volatile fluctuations based on just one period’s data. Management currently utilizes nine qualitative factors that are adjusted based on changes in the lending environment and economic conditions. The qualitative factors include the following: ● levels of and trends in delinquencies, non-accruals, and charge-offs, ● trends in the nature and volume of the loan portfolio, ● changes in lending policies and procedures, ● experience, ability, and depth of lending personnel and management oversight, ● national and local economic trends, ● concentrations of credit, ● external factors such as competition, legal, and regulatory requirements, ● changes in the quality of loan review and Board oversight, ● changes in the value of underlying collateral. The number of qualitative factors can change. Factors can be added for new risks or taken away if the risk no longer applies. Each loan type will have its own risk profile and management will evaluate and adjust each qualitative factor for each loan type quarterly, if necessary. For example, if one area of the loan portfolio is experiencing sharp increases in growth, it is likely the qualitative factor for trends in the loan portfolio would be increased for that loan type. As levels of delinquencies and non-accrual loans decline for any segment of the loan portfolio it is likely that factor would be reduced. In terms of the Corporation’s loan portfolio, the commercial and industrial loans and commercial real estate loans are deemed to have more risk than the consumer real estate loans and other consumer loans in the portfolio. The commercial loans not secured by real estate are highly dependent on their financial condition and therefore are more dependent on economic conditions. The commercial loans secured by real estate are also dependent on economic conditions but generally have stronger forms of collateral. Commercial real estate lending is highly impacted by the value of collateral so these commercial loans carry a higher qualitative factor for changes in collateral value. While the Corporation’s CRE loans have performed well historically, other commercial loans and commercial mortgage loans have historically been responsible for the majority of the Corporation’s delinquencies, non-accrual loans, and charge-offs, so both of these categories carry higher qualitative factors than consumer real estate loans and other consumer loans. The Corporation has historically experienced very low levels of consumer real estate and consumer loan charge-offs so these qualitative factors are set lower than the commercial real estate and commercial and industrial loans. The definition of “impaired loans” is not the same as the definition of “non-accrual loans,” although the two categories overlap. Generally, a non-accrual loan will always be considered impaired due to payment delinquency or uncertain collection, but there are cases where an impaired loan is not considered non-accrual. The primary factors considered by management in determining impairment include payment status and collateral value, but could also include debt service coverage, financial health of the business, and other external factors that could impact the ability of the borrower to fully repay the loan. The amount of impairment for these types of loans is determined by the difference between the present value of the expected cash flows related to the loan using the original interest rate and its recorded value or, as a practical expedient in the case of collateral-dependent loans, the difference between the fair value of the collateral and the recorded amount of the loan. When foreclosure is probable, impairment is measured based on the fair value of the collateral on a discounted basis, relative to the loan amount. Non-Accrual Loans Management will place a business or commercial loan on non-accrual status when it is determined that the loan is impaired, or when the loan is 90 days past due. These customers will generally be placed on non-accrual status at the end of each quarter. Consumer loans over 90 days delinquent are generally charged off, or in the case of residential real estate loans the Corporation will seek to bring the customer current or pursue foreclosure options. When the borrower is on non-accrual, the Corporation will reverse any accrued interest on the books and will discontinue recognizing any interest income until the borrower is placed back on accrual status or fully pays off the loan balance plus any accrued interest. Payments received by the customer while the loan is on non-accrual are fully applied against principal. The Corporation maintains records of the full amount of interest that is owed by the borrower. A non-accrual loan will generally only be placed back on accrual status after the borrower has become current and has demonstrated six consecutive months of non-delinquency. Allowance for Off-Balance Sheet Extensions of Credit The Corporation maintains an allowance for off-balance sheet extensions of credit, which would include any unadvanced amount on lines of credit and any letters of credit provided to borrowers. The allowance is carried as a liability and is included in other liabilities on the Corporation’s Consolidated Balance Sheets. The liability was $1,325,000 as of December 31, 2023, and $1,017,000 as of December 31, 2022. As the unadvanced portion of lines of credit increases, this provision will increase. Management follows the same methodology as the allowance for credit losses when calculating the allowance for off-balance sheet extensions of credit. The unadvanced amounts for each loan segment are broken down by credit classification. A historical loss ratio and qualitative factor are calculated for each credit classification by loan type. The historical loss ratio and qualitative factor are combined to produce an adjusted loss ratio, which is multiplied by the amount at risk for each credit classification within each loan segment to arrive at an allocation. The allocations are summed to arrive at the total allowance for off-balance sheet extensions of credit. Other Real Estate Owned (OREO) OREO represents properties acquired through customer loan defaults. These properties are recorded at the lower of cost or fair value less projected disposal costs at acquisition date. Fair value is determined by current appraisals. Costs associated with holding OREO are charged to operational expense. OREO is a component of other assets on the Corporation’s Consolidated Balance Sheets. The Corporation had no OREO as of December 31, 2023, or December 31, 2022. Mortgage Servicing Rights (MSRs) The Corporation has agreements for the express purpose of selling residential mortgage loans on the secondary market, referred to as mortgage servicing rights. The Corporation maintains all servicing rights for loans currently sold through FHLB and Fannie Mae. The Corporation had $2,151,000 of MSRs as of December 31, 2023, compared to $2,030,000 as of December 31, 2022. The value of MSRs increased during 2023 as valuation of new assets outpaced amortization on existing assets. The value of newly originated MSRs is determined by estimating the life of the mortgage and how long the Corporation will have access to the servicing income stream to determine the relative fair value. The Corporation utilizes a third party that calculates the MSR valuation on a quarterly basis. A longer estimated life would increase the MSR valuation, while a shorter estimated life would decrease the value of the MSR. Management records the MSR value based on the third-party reporting. Ultimately the value of the MSRs would be at what level a willing buyer and seller would exchange the MSRs. MSRs are amortized in proportion to the estimated servicing income over the estimated life of the servicing portfolio. Impairment is evaluated based on the fair value of the rights, portfolio interest rates, and prepayment characteristics. MSRs are a component of other assets on the Consolidated Balance Sheets. The following chart provides the activity of the Corporation’s mortgage servicing rights for the years ended December 31, 2023 and 2022. MORTGAGE SERVICING RIGHTS (DOLLARS IN THOUSANDS) December 31, 2023 2022 $ $ Beginning Balance 2,030 1,768 Additions 247 344 Amortization (64 ) (22 ) Disposals (62 ) (60 ) Ending Balance 2,151 2,030 Premises and Equipment Land is carried at cost. Premises and equipment are carried at cost, less accumulated depreciation. Book depreciation is computed using straight-line methods over the estimated useful lives of generally fifteen to thirty-nine years for buildings and improvements and four to ten years for furniture and equipment. Maintenance and repairs of property and equipment are charged to operational expense as incurred, while major improvements are capitalized. Net gains or losses upon disposition are included in other income or operational expense, as applicable. Transfer of Assets Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Corporation, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Bank-Owned Life Insurance (BOLI) BOLI is carried by the Corporation at the cash surrender value of the underlying policies. Income earned on the policies is based on any increase in cash surrender value less the cost of the insurance, which varies according to age and health of the insured. The life insurance policies owned by the Corporation had a cash surrender value of $35,632,000 and $34,805,000 as of December 31, 2023, and 2022, respectively. Leases The Corporation has operating leases for several branch locations and office space. Generally, the underlying lease agreements do not contain any material residual value guarantees or material restrictive covenants. The Corporation may also lease certain office equipment under operating leases. Many of the Corporation’s leases include both lease (e.g., minimum rent payments) and non-lease components (e.g., common-area or other maintenance costs). The Corporation accounts for each component separately based on the standalone price of each component. In addition, there are several operating leases with lease terms of less than one year and therefore, we have elected the practical expedient to exclude these short-term leases from our right of use assets and lease liabilities. Most leases include one or more options to renew. The exercise of lease renewal options is typically at the sole discretion of management and is based on whether the extension options are reasonably certain to be exercised after giving proper consideration to all facts and circumstances of the lease. If management determines that the Corporati

Securities

Securities	12 Months Ended
	Dec. 31, 2023
Securities [Abstract]
SECURITIES	NOTE B - SECURITIES (DOLLARS IN THOUSANDS) DEBT SECURITIES The amortized cost, gross unrealized gains and losses, estimated fair value, and allowance for credit losses of investment securities held at December 31, 2023 are as follows: Gross Gross Allowance Amortized Unrealized Unrealized for Credit Fair Cost Gains Losses Losses Value $ $ $ $ $ December 31, 2023 U. S. Treasuries 19,869 — (1,710 ) — 18,159 U.S. government agencies 19,400 — (1,862 ) — 17,538 U.S. agency mortgage-backed securities 43,753 — (3,597 ) — 40,156 U.S. agency collateralized mortgage obligations 21,841 — (2,004 ) — 19,837 Non-agency MBS/CMO 59,281 22 (3,116 ) — 56,187 Asset-backed securities 66,391 20 (1,106 ) — 65,305 Corporate bonds 61,122 — (6,118 ) — 55,004 Obligations of states and political subdivisions 211,400 1 (24,018 ) — 187,383 Total securities available for sale 503,057 43 (43,531 ) — 459,569 The amortized cost, gross unrealized gains and losses, and estimated fair value of investment securities held at December 31, 2022, are as follows: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ Decmber 31, 2022 U. S. Treasuries 35,737 — (3,080 ) 32,657 U.S. government agencies 27,605 — (2,818 ) 24,787 U.S. agency mortgage-backed securities 49,939 — (4,632 ) 45,307 U.S. agency collateralized mortgage obligations 30,193 — (2,703 ) 27,490 Non-agency MBS/CMO 53,900 — (3,650 ) 50,250 Asset-backed securities 76,110 16 (2,892 ) 73,234 Corporate bonds 76,685 10 (7,064 ) 69,631 Obligations of states and political subdivisions 240,102 10 (34,326 ) 205,786 Total securities available for sale 590,271 36 (61,165 ) 529,142 The amortized cost and fair value of debt securities available for sale at December 31, 2023, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 4,351 4,280 Due after one year through five years 103,985 95,621 Due after five years through ten years 67,391 57,942 Due after ten years 327,330 301,726 Total debt securities 503,057 459,569 Securities available for sale with a par value of $117,525,000 and $116,179,000 at December 31, 2023 and 2022, respectively, were pledged or restricted for public funds, borrowings, or other purposes as required by law. The fair market value of these pledged securities was $109,651,000 at December 31, 2023, and $107,071,000 at December 31, 2022. Proceeds from active sales of debt securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identification. PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Securities Available for Sale 2023 2022 $ $ Proceeds from sales 61,089 28,590 Gross realized gains 4 191 Gross realized losses 1,375 149 Information pertaining to securities with gross unrealized losses for which an allowance for credit losses has not been recorded at December 31, 2023, and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: UNREALIZED LOSSES OF SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of December 31, 2023 U.S. Treasuries — — 18,159 (1,710 ) 18,159 (1,710 ) U.S. government agencies — — 17,538 (1,862 ) 17,538 (1,862 ) U.S. agency mortgage-backed securities — — 40,147 (3,597 ) 40,147 (3,597 ) U.S. agency collateralized mortgage obligations — — 19,837 (2,004 ) 19,837 (2,004 ) Non-Agency MBS/CMO 11,189 (119 ) 41,966 (2,997 ) 53,155 (3,116 ) Asset-backed securities 2,661 (47 ) 57,049 (1,059 ) 59,710 (1,106 ) Corporate bonds — — 55,004 (6,118 ) 55,004 (6,118 ) Obligations of states & political subdivisions — — 186,819 (24,018 ) 186,819 (24,018 ) Total unrealized losses 13,850 (166 ) 436,519 (43,365 ) 450,369 (43,531 ) As of December 31, 2022 U.S. Treasuries 19,721 (1,169 ) 12,936 (1,911 ) 32,657 (3,080 ) U.S. government agencies 1,953 (52 ) 21,634 (2,766 ) 23,587 (2,818 ) U.S. agency mortgage-backed securities 24,667 (1,653 ) 20,640 (2,979 ) 45,307 (4,632 ) U.S. agency collateralized mortgage obligations 9,984 (500 ) 17,453 (2,203 ) 27,437 (2,703 ) Non-Agency MBS/CMO 50,250 (3,650 ) — — 50,250 (3,650 ) Asset-backed securities 29,283 (1,028 ) 42,032 (1,864 ) 71,315 (2,892 ) Corporate bonds 15,197 (1,230 ) 43,417 (5,834 ) 58,614 (7,064 ) Obligations of states & political subdivisions 103,200 (10,949 ) 100,575 (23,377 ) 203,775 (34,326 ) Total unrealized losses 254,255 (20,231 ) 258,687 (40,934 ) 512,942 (61,165 ) In the debt security portfolio, there are 319 positions carrying unrealized losses as of December 31, 2023. There were no instruments with current expected credit losses at December 31, 2023. The Corporation evaluates fixed income positions for current expected credit loss at least on a quarterly basis, and more frequently when economic and market concerns warrant such evaluation. The Corporation does not intend to sell the securities in an unrealized loss position and is unlikely to be required to sell these securities before a recovery of fair value, which may be maturity. The Corporation concluded that the decline in fair value of these securities was not indicative of a credit loss. No securities in the portfolio required an allowance for credit losses to be recorded during the year ended December 31, 2023, and no impairment was recorded during the year ended December 31, 2022. EQUITY SECURITIES The following tables summarize the amortized cost, gross unrealized gains and losses, and fair value of equity securities held at December 31, 2023 and December 31, 2022. Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ December 31, 2023 CRA-qualified mutual funds 7,734 — — 7,734 Bank stocks 1,754 144 (181 ) 1,717 Total equity securities 9,488 144 (181 ) 9,451 Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ December 31, 2022 CRA-qualified mutual funds 7,345 — — 7,345 Bank stocks 1,685 162 (74 ) 1,773 Total equity securities 9,030 162 (74 ) 9,118 The following table presents the net gains and losses on the Corporation’s equity investments recognized in earnings during the year ended December 31, 2023 and 2022, and the portion of unrealized gains and losses for the periods that relates to equity investments held as of December 31, 2023 and 2022. NET GAINS AND LOSSES ON EQUITY INVESTMENTS RECOGNIZED IN EARNINGS (DOLLARS IN THOUSANDS) Year Ended Year Ended December 31, December 31, $ $ Net gains (losses) recognized in equity securities during the period (125 ) (32 ) Less: Net gains realized on the sale of equity securities during the period — (52 ) Unrealized gains (losses) recognized in equity securities held at reporting date (125 ) (84 ) There were no proceeds from the sale of equity securities during 2023 and $151,000 during 2022.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	12 Months Ended
	Dec. 31, 2023
Loans and Allowance For Credit Losses [Abstract]
LOANS AND ALLOWANCE FOR CREDIT LOSSES	NOTE C - LOANS AND ALLOWANCE FOR CREDIT LOSSES The following table presents the Corporation’s loan portfolio by category of loans as of December 31, 2023 (in thousands): December 31, 2023 $ Agriculture 257,372 Business Loans 354,252 Consumer 6,392 Home Equity 107,176 Non-Owner Occupied Commercial Real Estate 135,117 Residential Real Estate (a) 497,553 Gross loans prior to deferred costs 1,357,862 Deferred loan costs, net 2,216 Allowance for credit losses (15,176 ) Total net loans (b) 1,344,902 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $301,822,000 as of December 31, 2023. (b) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to the adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The following table presents the Corporation’s loan portfolio, prior to the adoption of ASC 326, by category of loans and the impact of the change from the adoption of the standard (in thousands): Post Adoption December 31, Adoption January, 1 2022 Impact 2023 $ $ $ Agriculture — 238,734 238,734 Business Loans — 336,340 336,340 Home Equity — 98,854 98,854 Non-Owner Occupied CRE — 111,333 111,333 Residential Real Estate (a) — 397,260 397,260 Commercial real estate Commercial mortgages 210,823 (210,823 ) — Agriculture mortgages 221,167 (221,167 ) — Construction 86,793 (86,793 ) — Total commercial real estate 518,783 (518,783 ) — Consumer real estate (a) 1-4 family residential mortgages 410,301 (410,301 ) — Home equity loans 11,937 (11,937 ) — Home equity lines of credit 98,349 (98,349 ) — Total consumer real estate 520,587 (520,587 ) — Commercial and industrial Commercial and industrial 87,528 (87,528 ) — Tax-free loans 28,664 (28,664 ) — Agriculture loans 27,122 (27,122 ) — Total commercial and industrial 143,314 (143,314 ) — Consumer 5,769 163 5,932 Gross loans prior to deferred fees 1,188,453 — 1,188,453 Deferred loan costs, net 2,664 Allowance for credit losses (14,151 ) Total net loans 1,176,966 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $298,375,000 as of December 31, 2022. Credit Quality Indicators The Corporation grades commercial credits differently than consumer credits. The following tables represent all of the Corporation’s commercial credit exposures by internally assigned grades as of December 31, 2023 and 2022. The grading analysis estimates the capability of the borrower to repay the contractual obligations under the loan agreements as scheduled or at all. The Corporation's internal commercial credit risk grading system is based on experiences with similarly graded loans. The Corporation's internally assigned grades for commercial credits are as follows: ● Pass – loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. ● Special Mention – loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected. ● Substandard – loans that have a well-defined weakness based on objective evidence and characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. ● Doubtful – loans classified as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. ● Loss – loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. Based on the most recent analysis performed, the following table presents the recorded investment by internal risk rating system for Commercial Credit exposure as of December 31, 2023 in accordance with ASC 326 (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted December 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Agriculture Risk Rating Pass $ 47,599 $ 41,741 $ 49,276 $ 18,699 $ 14,793 $ 58,459 $ 21,157 $ — $ 251,724 Special Mention 60 9 96 697 170 1,136 204 — 2,372 Substandard — — 424 719 361 1,772 — 3,276 Doubtful — — — — — — — — — Total $ 47,659 $ 41,750 $ 49,796 $ 20,115 $ 15,324 $ 61,367 $ 21,361 $ — $ 257,372 Agriculture Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Business Loans Risk Rating Pass $ 43,670 $ 102,419 $ 64,030 $ 36,675 $ 17,785 $ 45,583 $ 37,269 $ — $ 347,431 Special Mention — 43 426 — — 270 100 — 839 Substandard 3,152 1,369 — 263 — 838 360 — 5,982 Doubtful — — — — — — — — — Total $ 46,822 $ 103,831 $ 64,456 $ 36,938 $ 17,785 $ 46,691 $ 37,729 $ — $ 354,252 Business Loans Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Non-Owner Occupied CRE Risk Rating Pass $ 26,757 $ 43,976 $ 27,377 $ 12,849 $ 7,705 $ 12,397 $ 375 $ — $ 131,436 Special Mention 392 639 — — — 37 — — 1,068 Substandard — — — — 2,312 301 — — 2,613 Doubtful — — — — — — — — — Total $ 27,149 $ 44,615 $ 27,377 $ 12,849 $ 10,017 $ 12,735 $ 375 $ — $ 135,117 Non-Owner Occupied CRE Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Risk Rating Pass $ 118,026 $ 188,136 $ 140,683 $ 68,223 $ 40,283 $ 116,439 $ 58,801 $ — $ 730,591 Special Mention 452 691 522 697 170 1,443 304 — 4,279 Substandard 3,152 1,369 424 982 2,673 2,911 360 — 11,871 Doubtful — — — — — — — — — Total (a) $ 121,630 $ 190,196 $ 141,629 $ 69,902 $ 43,126 $ 120,793 $ 59,465 $ — $ 746,741 (a) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The following table presents the recorded investment in loans by internal risk rating system for Commercial Credit Exposure as of December 31, 2022 in accordance with ASC 310 (in thousands): Commercial Commercial Agriculture and Tax-free Agriculture December 31, 2022 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 209,534 214,905 83,240 85,977 28,664 26,749 649,069 Special Mention — 1,966 3,553 893 — 132 6,544 Substandard 1,289 4,296 — 658 — 241 6,484 Doubtful — — — — — — — Loss — — — — — — — Total 210,823 221,167 86,793 87,528 28,664 27,122 662,097 For consumer loans, the Corporation evaluates credit quality based on whether the loan is considered performing or non-performing. Non-performing loans consist of those loans greater than 90 days delinquent and nonaccrual loans. Management will generally charge off consumer loans more than 120 days past due for closed end loans and over 180 days for open-end consumer loans. The following table presents the balances of consumer loans by classes of the loan portfolio based on payment performance as of December 31, 2023 in accordance with ASC 326 (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Consumer Payment Performance Performing $ 3,251 $ 1,085 $ 351 $ 176 $ 31 $ 3 $ 1,482 $ — $ 6,379 Nonperforming — 13 — — — — — — 13 Total $ 3,251 $ 1,098 $ 351 $ 176 $ 31 $ 3 $ 1,482 $ — $ 6,392 Consumer Current period gross charge-offs $ — $ 40 $ 17 $ 1 $ 1 $ 6 $ — $ — $ 65 Home equity Payment Performance Performing $ 7,086 $ 18,476 $ 1,049 $ 564 $ 529 $ 1,847 $ 76,076 1,399 $ 107,026 Nonperforming — — — — — — 150 — 150 Total $ 7,086 $ 18,476 $ 1,049 $ 564 $ 529 $ 1,847 $ 76,226 $ 1,399 $ 107,176 Home equity Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Real Estate Payment Performance Performing $ 123,368 $ 148,835 $ 105,283 $ 43,961 $ 31,514 $ 44,236 $ — $ — $ 497,197 Nonperforming — — 356 — — — — — 356 Total $ 123,368 $ 148,835 $ 105,639 $ 43,961 $ 31,514 $ 44,236 $ — $ — $ 497,553 Residential Real Estate Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Payment Performance Performing $ 133,705 $ 168,396 $ 106,683 $ 44,701 $ 32,074 $ 46,086 $ 77,558 $ 1,399 $ 610,602 Nonperforming — 13 356 — — — 150 — 519 Total (a) $ 133,705 $ 168,409 $ 107,039 $ 44,701 $ 32,074 $ 46,086 $ 77,708 $ 1,399 $ 611,121 (a) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The following table presents the balances of consumer loans by classes of the loan portfolio based on payment performance as of December 31, 2022 in accordance with ASC 310 (in thousands): CONSUMER CREDIT EXPOSURE CREDIT RISK PROFILE BY PAYMENT PERFORMANCE (DOLLARS IN THOUSANDS) 1-4 Family Home Equity December 31, 2022 Residential Home Equity Lines of Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 409,854 11,598 98,349 5,739 525,540 Non-performing 447 339 — 30 816 Total 410,301 11,937 98,349 5,769 526,356 Age Analysis of Past Due Loans Receivable The following tables present an age analysis of the Corporation’s past due loans, segregated by loan portfolio class, as of December 31, 2023: December 31, 2023 31-60 61-90 Greater Than Days Days 90 Days Total Total Current Past Due Past Due Past Due Past Due Loans Agriculture $ 257,372 $ — $ — $ — $ — $ 257,372 Business Loans 354,008 130 — 114 244 354,252 Consumer 6,361 15 3 13 31 6,392 Home Equity 106,787 170 69 150 389 107,176 Non-Owner Occupied CRE 135,117 — — — — 135,117 Residential Real Estate 495,952 1,245 — 356 1,601 497,553 Total (a) $ 1,355,597 $ 1,560 $ 72 $ 633 $ 2,265 $ 1,357,862 (a) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The following table presents the classes of the loan portfolio summarized by the past-due status as of December 31, 2022 (in thousands): December 31, 2022 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — — 554 554 210,269 210,823 — Agriculture mortgages — — 2,787 2,787 218,380 221,167 — Construction — — — — 86,793 86,793 — Consumer real estate 1-4 family residential mortgages 905 — 447 1,352 408,949 410,301 139 Home equity loans 17 — 339 356 11,581 11,937 — Home equity lines of credit 165 16 — 181 98,168 98,349 — Commercial and industrial Commercial and industrial — — 190 190 87,338 87,528 — Tax-free loans — — — — 28,664 28,664 — Agriculture loans — — — — 27,122 27,122 — Consumer 9 5 30 44 5,725 5,769 30 Total 1,096 21 4,347 5,464 1,182,989 1,188,453 169 Nonperforming Loans The following table presents the amortized cost basis of loans on nonaccrual status and loans past due over 90 days still accruing interest as of December 31, 2023, (in thousands): Nonaccrual Nonaccrual Loans Past with no with Total Due Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming Agriculture $ 941 $ — $ 941 $ — $ 941 Business Loans 1,817 — 1,817 — 1,817 Consumer Loans — — — 13 13 Home Equity — — — 150 150 Non-Owner Occupied CRE — — — — — Residential Real Estate — — — 356 356 Total (a) $ 2,758 $ — $ 2,758 $ 519 $ 3,277 (a) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The following table presents nonaccrual loans by classes of the loan portfolio as of December 31, 2022 (in thousands): NON-ACCRUAL LOANS BY LOAN CLASS 2022 $ Commercial real estate Commercial mortgages 554 Agriculture mortgages 2,787 Construction — Consumer real estate 1-4 family residential mortgages 308 Home equity loans 339 Home equity lines of credit — Commercial and industrial Commercial and industrial 190 Tax-free loans — Agriculture loans — Consumer — Total 4,178 As of December 31, 2022, all of the Corporation’s commercial loans on nonaccrual status were also considered impaired. The following table presents, by class of loans, the collateral-dependent nonaccrual loans and type of collateral as of December 31, 2023 (in thousands). Real Estate Other None Total Agriculture $ 941 $ — $ — $ 941 Business Loans 1,817 — — 1,817 Consumer Loans — — — — Home Equity — — — — Non-Owner Occupied — — — — Residential Real Estate — — — — Total $ 2,758 $ — $ — $ 2,758 Modifications to Borrowers Experiencing Financial Difficulty The Corporation may grant a modification to borrowers in financial distress by providing a temporary reduction in interest rate, or an extension of a loan’s stated maturity date. Loan modifications are intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. The Corporation identifies loans for potential restructure primarily through direct communication with the borrower and evaluation of the borrower's financial statements, revenue projections, tax returns, and credit reports. Even if the borrower is not presently in default, management will consider the likelihood that cash flow shortages, adverse economic conditions, and negative trends may result in a payment default in the near future. There were no modifications of loans to borrowers experiencing financial difficulty during the year ended December 31, 2023. There were no payment defaults for loans granted modifications due to a borrower experiencing financial difficulty within twelve months of the modification date, during the year ended December 31, 2023. As described in Note 1, the Corporation adopted ASU 2022-02 on January 1, 2023, which eliminated the recognition and measurement of troubled debt restructurings (TDRs). There was one TDR as of December 31, 2022 with a balance of $442,000.00. The following table summarizes information in regards to impaired loans by loan portfolio class as of December 31, 2022: IMPAIRED LOAN ANALYSIS (DOLLARS IN THOUSANDS) Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 1,201 1,271 — 779 — Agriculture mortgages 3,229 3,348 — 3,350 24 Construction — — — — — Total commercial real estate 4,430 4,619 — 4,129 24 Commercial and industrial Commercial and industrial 190 199 — 160 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 190 199 — 160 — Total with no related allowance 4,620 4,818 — 4,289 24 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 1,201 1,271 — 779 — Agriculture mortgages 3,229 3,348 — 3,350 24 Construction — — — — — Total commercial real estate 4,430 4,619 — 4,129 24 Commercial and industrial Commercial and industrial 190 199 — 160 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 190 199 — 160 — Total 4,620 4,818 — 4,289 24 The following table details activity in the allowance for credit losses by portfolio segment for the year ended December 31, 2023: Impact of Beginning adopting Provisions Ending Balance ASC 326 Charge-offs Recoveries (Reductions) Balance Allowance for credit losses: Commercial Real Estate $ 6,074 $ (6,074 ) $ — $ — $ — $ — Consumer Real Estate 5,442 (5,442 ) — — — — Commercial & Industrial 2,151 (2,151 ) — — — — Agriculture — 3,537 — 71 (502 ) 3,106 Business Loans — 3,382 — 11 (709 ) 2,684 Consumer Loans 67 183 (64 ) 4 165 355 Home Equity — 2,129 — — 212 2,341 Non-Owner Occupied CRE — 875 — — (57 ) 818 Residential Real Estate — 4,658 — 8 1,206 5,872 Unallocated 417 (417 ) — — — — Total (a) $ 14,151 $ 680 $ (64 ) $ 94 $ 315 $ 15,176 (a) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. During the year ended December 31, 2023, management charged off $64,000 in loans while recovering $94,000 and added $315,000 to the provision for credit losses related to loans and added $205,000 to the provision for off-balance sheet credit exposure for a combined provision of $520,000. The ACL is maintained at a level determined to be adequate to absorb estimated expected credit losses within the loan portfolio over the contractual life of an instrument that considers historical loss experience, current conditions, and forecasts of future economic conditions as of the balance sheet date. The Corporation develops and documents a systematic ACL methodology based on the following portfolio segments: Agriculture, Business Loans, Consumer Loans, Home Equity, Non-Owner Occupied CRE, and Residential Real Estate. The following are key risks within each portfolio segment: Agriculture – Business Loans Consumer - Home Equity– Non-Owner Occupied CRE - Residential Real Estate The December 31, 2023 ending balance of the allowance for credit losses related to loans was up $1,025,000, or 7.2%, from December 31, 2022, and the allowance as a percentage of total loans was 1.12% as of December 31, 2023, and 1.19% as of December 31, 2022. The following table details activity in the allowance for credit losses by portfolio segment for the year ended December 31, 2022: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) Commercial Commercial Consumer and Real Estate Real Estate Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance 6,263 3,834 2,112 87 635 12,931 Charge-offs (84 ) — (44 ) (19 ) — (147 ) Recoveries 10 10 42 5 — 67 Provision (credit) (115 ) 1,598 41 (6 ) (218 ) 1,300 Ending balance 6,074 5,442 2,151 67 417 14,151 Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 6,074 5,442 2,151 67 417 14,151 Loans receivable: Ending balance 518,783 520,587 143,314 5,769 1,188,453 Ending balance: individually evaluated for impairment 4,430 — 190 — 4,620 Ending balance: collectively evaluated for impairment 514,353 520,587 143,124 5,769 1,183,833 During the year ended December 31, 2022, management charged off $147,000 in loans while recovering $67,000 and added $1,300,000 to the provision. The unallocated portion of the allowance was 2.9% of total reserves as of December 31, 2022. During the year ended December 31, 2022, net provision expense was recorded for Consumer Real Estate and Commercial and Industrial but a credit provision was recorded for Commercial Real Estate and Consumer. The provision expense was primarily related to growth in those sectors of the loan portfolio through December 31, 2022, while the credit provision was primarily related to declining qualitative factors in several areas.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2023
Premises and Equipment [Abstract]
PREMISES AND EQUIPMENT	NOTE D – PREMISES AND EQUIPMENT (DOLLARS IN THOUSANDS ) The major classes of the Corporation’s premises and equipment and accumulated depreciation are as follows: December 31, 2023 2022 $ $ Land 5,043 5,043 Buildings and improvements 32,364 30,780 Furniture and equipment 11,246 10,330 Construction in process 275 1,298 Total 48,928 47,451 Less accumulated depreciation (23,644 ) (22,118 ) Premises and equipment 25,284 25,333 Depreciation expense, which is included in operating expenses, amounted to $1,601,000 for 2023, and $1,335,000 for 2022. The construction in process category represents expenditures for ongoing projects. When construction is completed, these amounts will be reclassified into buildings and improvements, and/or furniture and equipment. Depreciation only begins when the project or asset is placed into service. As of December 31, 2023 and 2022, the construction in process consists primarily of costs associated with the construction of a drive-thru facility as well as renovations to leased office space.

Regulatory Stock

Regulatory Stock	12 Months Ended
	Dec. 31, 2023
Regulatory Stock [Abstract]
REGULATORY STOCK	NOTE E – REGULATORY STOCK The Bank is a member of the Federal Home Loan Bank (FHLB) of Pittsburgh, which is one of 11 regional Federal Home Loan Banks. Each FHLB serves as a reserve or central bank for its members within its assigned region. As a member, the Bank is required to purchase and maintain stock in the FHLB in an amount equal to 0.10% of its asset value plus an additional 4% of its outstanding advances from the FHLB and mortgage partnership finance loans sold to the FHLB. At December 31, 2023, the Bank held $7,360,000 in stock of the FHLB compared to $5,552,000 as of December 31, 2022. The FHLB repurchases excess capital stock on a quarterly basis and pays a quarterly dividend on stock held by the Corporation. The FHLB’s quarterly dividend yield was 8.25% annualized on activity stock and 5.35% annualized on membership stock as of December 31, 2023. Most of the Corporation’s dividend is based on the activity stock, which is based on the amount of borrowings and mortgage activity with FHLB. The Corporation will continue to monitor the financial condition of the FHLB quarterly to assess its ability to continue to regularly repurchase excess capital stock and pay a quarterly dividend. The Corporation also owned $1,143,000 of Federal Reserve Bank stock and $37,000 of Atlantic Community Bancshares, Inc. stock, the Bank Holding Company of ACBB, as of December 31, 2023, compared to $1,081,000 and $37,000, respectively, as of December 31, 2022.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
DEPOSITS	NOTE F – DEPOSITS (DOLLARS IN THOUSANDS) Deposits by major classifications are summarized as follows: December 31, 2023 2022 $ $ Non-interest bearing demand 611,968 672,342 Interest-bearing demand 214,033 164,208 NOW accounts 99,738 139,846 Money market deposit accounts 158,446 163,836 Savings accounts 308,913 364,897 Time deposits under $250,000 274,569 124,144 Time deposits of $250,000 or more 59,131 9,685 Total deposits 1,726,798 1,638,958 At December 31, 2023, the scheduled maturities of time deposits are as follows: 2024 249,641 2025 44,621 2026 15,338 2027 2,366 2028 21,734 Total 333,700 At December 31, 2023, the Bank held $39,092,000 in brokered deposits compared to $19,518,000 as of December 31, 2022.

Short Term Borrowings

Short Term Borrowings	12 Months Ended
	Dec. 31, 2023
Short Term Borrowings [Abstract]
SHORT TERM BORROWINGS	NOTE G – SHORT TERM BORROWINGS (DOLLARS IN THOUSANDS) Short-term borrowings consist of Federal funds purchased that mature one business day from the transaction date, overnight borrowings from the Federal Reserve Discount Window, and FHLB advances with a term of less than one year. A summary of short-term borrowings is as follows for the years ended December 31, 2023 and 2022: 2023 2022 $ $ Total short-term borrowings outstanding at year end — 16,000 Average interest rate at year end — 3.00% Maximum outstanding at any month end 13,500 24,000 Average amount outstanding for the year 5,587 13,336 Weighted-average interest rate for the year 3.53% 2.29% As of December 31, 2023, the Corporation had approved unsecured Federal funds lines of $30 million. The Corporation also has the ability to borrow from the Federal Reserve through either the Discount Window or the Bank Term Funding Program (BTFP). The amount of borrowing available through the Discount Window was $48.9 million, while the BTFP availability was $20.0 million as of December 31, 2023. As of December 31, 2022, the Corporation had $52.6 million in available borrowings at the Discount Window. For further information on borrowings from the FHLB see Note H.

Other Borrowed Funds

Other Borrowed Funds	12 Months Ended
	Dec. 31, 2023
Other Borrowed Funds [Abstract]
OTHER BORROWED FUNDS	NOTE H – OTHER BORROWED FUNDS (DOLLARS IN THOUSANDS) Federal Home Loan Bank (FHLB) Borrowings Maturities of FHLB borrowings at December 31, 2023, and 2022, are summarized as follows: December 31, 2023 2022 Weighted- Weighted- Average Average Amount Rate Amount Rate $ % $ % FHLB fixed rate loans 2023 — — 13,816 2.77 2024 17,406 2.02 17,406 2.02 2025 15,984 2.16 12,984 1.47 2026 28,158 4.47 — — 2027 16,833 4.11 13,833 4.01 2028 22,847 3.81 — — Total other borrowings 101,228 3.47 58,039 1.89 As a member of the FHLB of Pittsburgh, the Corporation has access to significant credit facilities. Borrowings from FHLB are secured with a blanket security agreement and the required investment in FHLB member bank stock. As part of the security agreement, the Corporation maintains unencumbered qualifying assets (principally 1-4 family residential mortgage loans) in an amount at least as much as the advances from the FHLB. Additionally, all of the Corporation’s FHLB stock is pledged to secure these advances. The Corporation had an FHLB maximum borrowing capacity of $687.7 million as of December 31, 2023 with remaining borrowing capacity of $583.3 million. The borrowing arrangement with the FHLB is subject to annual renewal. The maximum borrowing capacity is recalculated quarterly. Subordinated Debt Subordinated debt at December 31, 2023 and 2022 was as follows: (Dollars in thousands) December 31, 2023 2022 Carrying Carrying Issued Amount Amount Rate Amount Issued by Ranking $ $ % $ Date Issued Maturity ENB Financial Corp Subordinated (1)(2) 19,840 19,760 4.00% 20,000 12/30/20 12/30/30 ENB Financial Corp Subordinated (1)(3) 19,716 19,636 5.75% 20,000 07/22/22 09/30/32 Total 39,556 39,396 (1) The subordinated notes qualify as Tier 2 capital for regulatory capital purposes. (2) ENB Financial Corp has the ability to call the subordinated notes, in whole, or in part, at a redemption price equal to 100% of the principal balance at certain times on or after December 30, 2025. (3) ENB Financial Corp has the ability to call the subordinated notes, in whole, or in part, at a redemption price equal to 100% of the principal balance at certain times on or after July 22, 2027.

Capital Transactions

Capital Transactions	12 Months Ended
	Dec. 31, 2023
Capital Transactions [Abstract]
CAPITAL TRANSACTIONS	NOTE I – CAPITAL TRANSACTIONS On October 21, 2020, the Board of Directors of the Corporation approved a plan to repurchase, in open market and privately negotiated transactions, up to 200,000 shares of its outstanding common stock. This plan replaced the 2019 plan. As of December 31, 2023, a total of 79,490 shares were repurchased at a total cost of $1,357,000, for an average cost per share of $17.07. Shares repurchased under these plans were held as treasury shares to be utilized in connection with the Corporation’s three stock purchase plans. Currently, the following three stock purchase plans are in place: ● a nondiscriminatory employee stock purchase plan (ESPP), which allows employees to purchase shares at a 15% discount from the stock’s fair market value at the end of each quarter, ● a dividend reinvestment plan (DRP), and; ● a directors’ stock purchase plan (DSPP). The ESPP was started in 2001 and is the largest of the three plans. There were 46,033 shares issued through the ESPP in 2023 with 349,886 shares issued since existence. The DRP was started in 2005 with 19,421 shares issued in 2022 and 263,044 total shares issued since existence. Lastly, the DSPP was started in 2010 as an additional option for board compensation. This plan is limited to outside directors. A total of 5,731 shares were issued in connection with this plan in 2023 and 49,925 since existence. In 2022, there were 39,617 shares issued through the ESPP, 14,170 shares issued through the DRP, and 4,245 shares issued through the DSPP. The plans are beneficial to the Corporation as all reissued shares increase capital and since dividends are paid out in the form of additional shares, the plans act as a source of funds. The total amount of shares issued from Treasury for these plans collectively in 2023 and 2022 was 71,185 and 58,032, respectively. The Corporation entered into employment agreements with a number of its key personnel. The initial term of each employment agreement is three (3) years. Each employment agreement shall automatically renew for additional three (3) year terms at the end of the initial three (3) year term and at the end of each three (3) year renewal of the employment agreement unless notice to terminate is given by either party at least one hundred eighty (180) days prior to the expiration of the initial term or any renewal term of the employment agreement. If proper notice to terminate is not given, each employment agreement shall renew for an additional three (3) years. Further, in consideration of entering into the employment agreements, the employees each received restricted stock units. Each restricted stock unit represents a contingent right to receive one share of Corporation common stock. The restricted stock units vest at a rate of 33 1/3% on each anniversary of the date of grant. The product of the number of shares granted and the grant date market price of the Corporation’s common stock determines the fair value of the restricted shares which is expensed over the vesting period. During the year ended December 31, 2023, the Corporation recorded $62,000 of stock-based compensation expense, compared to $11,000 for the year ended December 31, 2022. Expected future compensation expense relating to the restricted stock units is $125,000 over the remaining vesting period. The following is a summary of the status of the Corporation’s nonvested restricted stock as of December 31, 2023, and changes therein during the year then ended: Number of Weighted-Average Restricted Grant Date Stock Units Fair Value Nonvested at December 31, 2022 11,960 16.80 Granted 1,439 $ 13.90 Vested 3,539 16.80 Forfeited 1,340 16.80 Nonvested at December 31, 2023 8,520 $ 16.31

Retirement Plans

Retirement Plans	12 Months Ended
	Dec. 31, 2023
Retirement Plans [Abstract]
RETIREMENT PLANS	NOTE J – RETIREMENT PLANS The Corporation has a 401(k) Savings Plan under which the Corporation makes an employer matching contribution, a non-elective safe harbor contribution and a discretionary non-elective profit sharing contribution. Employee contributions to the plan are subject to the maximum annual Internal Revenue Service contribution amounts which were $22,500 for 2023 and $20,500 for 2022, for persons under age 50, and for persons over age 50 were $30,000 in 2023 and $27,000 in 2022. The Corporation’s cost for this 401(k) match was $447,000 for 2023 and 2022. The employer non-elective safe harbor contribution is 3% of all employee compensation for the year. Based on the performance of the Corporation the Compensation Committee determined the discretionary non-elective profit sharing contribution would be 2% of all eligible employee compensation. For the Corporation, the expense of the 401(k) matching contribution will be smaller than the non-elective safe harbor and the discretionary non-elective profit sharing expenses as the Corporation is matching a maximum of up to 2.5% of salary, depending on employee contributions, compared to contributing up to 5.0% of eligible employee’s salaries in the safe harbor and discretionary profit sharing contributions. For purposes of the 401(k) Savings Plan, covered compensation was limited to $330,000 in 2023 and $305,000 in 2022. Total expenses of the plan were $986,000 and $941,000, for 2023 and 2022, respectively. The Corporation’s 401(k) Savings Plan is fully funded as all obligations are funded monthly.

Deferred Compensation

Deferred Compensation	12 Months Ended
	Dec. 31, 2023
Deferred Compensation [Abstract]
DEFERRED COMPENSATION	NOTE K - DEFERRED COMPENSATION Prior to 1999, directors of the Corporation had the ability to defer their directors’ fees into a directors’ deferred compensation plan. Directors electing to defer their compensation signed a contract that allowed the Corporation to take out a life insurance policy on the director designed to fund the future deferred compensation obligation, which is paid out over a ten-year period at retirement age. A contract and life insurance policy was taken out for each period of pay deferred. The amount of deferred compensation to be paid to each director was actuarially determined based on the amount of life insurance the annual directors’ fees were able to purchase. This amount varies for each director depending on age, general health, and the number of years until the director is entitled to begin receiving payments. The Corporation is the owner and beneficiary of all life insurance policies on the directors. At the time the directors’ pay was deferred, the Corporation used the amount of the annual directors’ fees to pay the premiums on the life insurance policies. The Corporation could continue to pay premiums after the deferment period, or could allow the policies to fund annual premiums through loans against the policy’s cash surrender value. The Corporation has continued to pay the premiums on the life insurance policies and no loans exist on the policies. The life insurance policies had an aggregate death benefit value of $6,069,000 at December 31, 2023, and $6,787,000 at December 31, 2022. The cash surrender value of the above policies totaled $4,786,000 and $5,275,000 as of December 31, 2023, and 2022, respectively.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2023
Income Taxes [Abstract]
INCOME TAXES	NOTE L - INCOME TAXES Federal income tax expense as reported differs from the amount computed by applying the statutory Federal income tax rate to income before taxes. A reconciliation of the differences by amount and percent is as follows: FEDERAL INCOME TAX SUMMARY (DOLLARS IN THOUSANDS) Year Ended December 31, 2023 2022 $ % $ % Income tax at statutory rate 3,110 21.0 3,553 21.0 Tax-exempt interest income (885 ) (6.0 ) (1,052 ) (6.2 ) Non-deductible interest expense 376 2.5 89 0.5 Bank-owned life insurance (174 ) (1.2 ) (307 ) (1.8 ) Other 9 0.1 4 0.0 Income tax expense 2,436 16.4 2,287 13.5 The ability to realize the benefit of deferred tax assets is dependent upon a number of factors, including the generation of future taxable income, the ability to carry back losses to recover taxes paid in previous years, the ability to offset capital losses with capital gains, the reversal of deferred tax liabilities, and certain tax planning strategies. U.S. generally accepted accounting principles prescribe a recognition threshold and a measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. Benefits from tax positions should be recognized in the financial statements only when it is more likely than not that the tax position will be sustained upon examination by the appropriate taxing authority that would have full knowledge of all relevant information. A tax position that meets the more-likely-than-not recognition threshold is measured at the largest amount of benefit that is greater than 50 percent likely of being realized upon ultimate settlement. Tax positions that previously failed to meet the more-likely-than-not recognition threshold should be recognized in the first subsequent financial reporting period in which that threshold is met. Previously recognized tax positions that no longer meet the more-likely-than-not recognition threshold should be derecognized in the first subsequent financial reporting period in which that threshold is no longer met. There is currently no liability for uncertain tax positions and no known unrecognized tax benefits. The Corporation recognizes, when applicable, interest and penalties related to unrecognized tax benefits in the provision for income taxes in the Consolidated Statements of Income. With few exceptions, the Corporation is no longer subject to U.S. federal, state, or local income tax examinations by tax authorities for years before 2020. Significant components of income tax expense are as follows: (DOLLARS IN THOUSANDS) Year Ended December 31, 2023 2022 $ $ Current tax expense 2,268 2,352 Deferred tax expense (benefit) 168 (65 ) Income tax expense 2,436 2,287 Components of the Corporation's net deferred tax position are as follows: (DOLLARS IN THOUSANDS) December 31, 2023 2022 $ $ Deferred tax assets Allowance for credit losses 3,187 2,972 Allowance for off-balance sheet extensions of credit 278 214 Net unrealized holding losses on securities available for sale 9,132 12,837 Interest on non-accrual loans 9 10 Other 592 664 Total deferred tax assets 13,198 16,697 Deferred tax liabilities Premises and equipment (1,184 ) (936 ) Mortgage servicing rights (464 ) (334 ) Discount on investment securities (288 ) (210 ) Other (574 ) (655 ) Total deferred tax liabilities (2,510 ) (2,135 ) Net deferred tax assets 10,688 14,562

Regulatory Matters and Restrict

Regulatory Matters and Restrictions	12 Months Ended
	Dec. 31, 2023
Regulatory Matters and Restrictions [Abstract]
REGULATORY MATTERS AND RESTRICTIONS	NOTE M – REGULATORY MATTERS AND RESTRICTIONS The Corporation and the Bank are subject to various regulatory capital requirements administered by the Federal banking agencies. Failure to meet the minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Corporation’s consolidated financial statements. The consolidated asset limit on small bank holding companies is $3 billion and a company with assets under that limit is not subject to the consolidated capital rules but may disclose capital amounts and ratios. The Corporation has elected to disclose those amounts and ratios. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth below) of tier I capital to average assets, and common equity tier I capital, tier I capital, and total capital to risk-weighted assets. As of December 31, 2023 and 2022, the Bank was categorized as “well capitalized” under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category. The following chart details the Corporation’s and the Bank’s capital levels as of December 31, 2023 and December 31, 2022, compared to regulatory levels. CAPITAL LEVELS To Be Well (DOLLARS IN THOUSANDS) Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provision $ % $ % $ % As of December 31, 2023 Total Capital to Risk-Weighted Assets Consolidated 210,066 14.8 N/A N/A N/A N/A Bank 204,290 14.4 113,182 8.0 141,477 10.0 Tier I Capital to Risk-Weighted Assets Consolidated 154,009 10.9 N/A N/A N/A N/A Bank 187,790 13.3 84,886 6.0 113,182 8.0 Common Equity Tier I Capital to Risk-Weighted Assets Consolidated 154,009 10.9 N/A N/A N/A N/A Bank 187,790 13.3 63,665 4.5 91,960 6.5 Tier I Capital to Average Assets Consolidated 154,009 7.7 N/A N/A N/A N/A Bank 187,790 9.4 80,295 4.0 100,369 5.0 As of December 31, 2022 Total Capital to Risk-Weighted Assets Consolidated 200,191 15.0 N/A N/A N/A N/A Bank 193,076 14.5 106,407 8.0 133,008 10.0 Tier I Capital to Risk-Weighted Assets Consolidated 145,627 10.9 N/A N/A N/A N/A Bank 177,907 13.4 79,805 6.0 106,407 8.0 Common Equity Tier I Capital to Risk-Weighted Assets Consolidated 145,627 10.9 N/A N/A N/A N/A Bank 177,907 13.4 59,854 4.5 86,455 6.5 Tier I Capital to Average Assets Consolidated 145,627 7.6 N/A N/A N/A N/A Bank 177,907 9.3 76,190 4.0 95,238 5.0 In addition to the capital guidelines, certain laws restrict the amount of dividends paid to stockholders in any given year. The approval of the OCC shall be required if the total of all dividends declared by the Corporation in any year shall exceed the total of its net profits for that year combined with retained net profits of the preceding two years. Under this restriction, the Corporation could declare dividends in 2024, without the approval of the OCC, of approximately $22.6 million, plus an additional amount equal to the Corporation’s net profits for 2024, up to the date of any such dividend declaration.

Transactions with Directors and

Transactions with Directors and Officers	12 Months Ended
	Dec. 31, 2023
Transactions with Directors and Officers [Abstract]
TRANSACTIONS WITH DIRECTORS AND OFFICERS	NOTE N – TRANSACTIONS WITH DIRECTORS AND OFFICERS The following table presents activity in the amounts due from directors, executive officers, immediate family, and affiliated companies. An analysis of the activity with respect to such aggregate loans to related parties is shown below. LOANS TO INSIDERS (DOLLARS IN THOUSANDS) Year Ended Year Ended December 31, December 31, 2023 2022 $ $ Balance, beginning of year 2,624 194 Advances 1,369 1,398 Repayments (2,025 ) (1,614 ) Other changes — 2,646 Balance, end of year 1,968 2,624 In the Corporation’s case, other changes in the table above for the year ended December 31, 2022, represented the addition of a director. Deposits from the insiders totaled $1,792,000 as of December 31, 2023, and $1,417,000 as of December 31, 2022.

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2023
Commitments and Contingencies [Abstract]
COMMITMENTS AND CONTINGENCIES	NOTE O - COMMITMENTS AND CONTINGENCIES In the normal course of business, the Corporation makes various commitments that are not reflected in the accompanying consolidated financial statements. These are commonly referred to as off-balance sheet commitments and include firm commitments to extend credit, unused lines of credit, and open letters of credit. On December 31, 2023, firm loan commitments totaled approximately $91.5 million; unused lines of credit totaled $504.7 million; and open letters of credit totaled $18.3 million. The sum of these commitments, $614.5 million, represents total exposure to credit loss in the event of nonperformance by customers with respect to these financial instruments; however the vast majority of these commitments are typically not drawn upon. The same credit policies for on-balance sheet instruments apply for making commitments and conditional obligations and the actual credit losses that could arise from the exercise of these commitments is expected to compare favorably with the credit loss experience on the loan portfolio taken as a whole. Commitments to extend credit on December 31, 2022, totaled $596.4 million, representing firm loan commitments of $117.5 million, unused lines of credit of $467.8 million, and open letters of credit totaling $11.1 million. Firm commitments to extend credit and unused lines of credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on an individual basis. The amount of collateral obtained, if deemed necessary by the extension of credit, is based on management’s credit evaluation of the customer. These commitments are supported by various types of collateral, where it is determined that collateral is required. Open letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements. Most guarantees expire within one year. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. While various assets of the customer act as collateral for these letters of credit, real estate is the primary collateral held for these potential obligations.

Financial Instruments with Conc

Financial Instruments with Concentrations of Credit Risk	12 Months Ended
	Dec. 31, 2023
Financial Instruments With Concentrations of Credit Risk [Abstract]
FINANCIAL INSTRUMENTS WITH CONCENTRATIONS OF CREDIT RISK	NOTE P - FINANCIAL INSTRUMENTS WITH CONCENTRATIONS OF CREDIT RISK The Corporation determines concentrations of credit risk by reviewing loans by borrower, geographical area, and loan purpose. The amount of credit extended to a single borrower or group of borrowers is capped by the legal lending limit, which is defined as 15% of the Bank’s risk-based capital, less the allowance for credit losses. The Corporation’s lending policy further restricts the amount to 75% of the legal lending limit. As of December 31, 2023, the Corporation’s legal lending limit was $30,644,000, and the Corporation’s lending policy internal limit was $22,983,000. This compared to a legal lending limit of $28,961,000, and lending policy limit of $21,721,000 as of December 31, 2022. As of December 31, 2023 and 2022, no lending relationships exceeded the Corporation’s internal lending policy limit. Geographically, the primary lending area for the Corporation is defined as its market area, with the vast majority of the loans made in Lancaster County. The ability of debtors to honor their loan agreements is impacted by the health of the local economy. The Corporation’s immediate market area benefits from a diverse economy, which has resulted in a diverse loan portfolio. As a community bank, the largest amount of loans outstanding consists of personal mortgages, residential rental loans, and personal loans secured by real estate. Beyond personal lending, the Corporation’s business and commercial lending includes loans for agricultural, construction, specialized manufacturing, service industries, many types of small businesses, and loans to governmental units and non-profit entities. Management evaluates concentrations of credit based on loan purpose on a quarterly basis. The Corporation’s greatest concentration of loans by purpose is residential real estate, which comprises $604.7 million, or 44.5%, of the $1,357.9 million gross loans outstanding as of December 31, 2023. This compares to $520.6 million, or 43.8%, of the $1,188.5 million of gross loans outstanding as of December 31, 2022. Residential real estate consists of first mortgages and home equity loans. The Corporation remains focused on agricultural purpose loans, of which the vast majority are real estate secured. Agricultural mortgages made up 19.0% of gross loans as of December 31, 2023, compared to 18.6% as of December 31, 2022; however these agricultural mortgages are spread over several broader types of agricultural purpose loans. More specifically within these larger purpose categories, management monitors on a quarterly basis the largest concentrations of non-consumer credit based on the North American Industrial Classification System (NAICS). As of December 31, 2023, the largest specific industry type categories were non-residential real estate investment loans of $102.4 million, or 7.5% of gross loans, dairy cattle and milk production loans of $90.9 million, or 6.7% of gross loans, and residential real estate investment loans with a balance of $62.1 million, or 4.6% of gross loans. To evaluate risk for the securities portfolio, the Corporation reviews both geographical concentration and credit ratings. The largest geographical concentrations as of December 31, 2023, were obligations of states and political subdivisions located in the states of Pennsylvania and California. Based on fair market value, the Corporation had 19% of its portfolio invested in Pennsylvania municipals and 19% in California. As of December 31, 2023, no municipal bonds were below an A credit rating. The Corporation held $61.1 million of corporate bonds based on amortized cost as of December 31, 2023. Out of the $61.1 million of total corporate securities, $57.1 million is domestic and $4.0 million is foreign-issued debt. Most of the Corporation’s foreign-issued debt is from the United Kingdom, Australia, and Switzerland. In addition, $37.2 million, or 60.9%, of the corporate bonds held are invested in national or foreign banks, bank holding companies, brokerage firms, or finance companies. By internal policy, at time of purchase, all corporate bonds must carry a credit rating of at least A3 by Moody’s or A- by S&P, and at all times corporate bonds are to be investment grade, which is defined as Baa3 for Moody’s and BBB- for S&P, or above. As of December 31, 2023, all of the Corporation’s corporate bonds carried at least one single A credit rating of A3 by Moody’s or A- by S&P. All were considered investment grade.

Leases

Leases	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
LEASES	NOTE Q – LEASES A lease is defined as a contract, or part of a contract, that conveys the right to control the use of identified property, plant or equipment for a period of time in exchange for consideration. For the Corporation, Topic 842 primarily affects the accounting treatment for operating lease agreements in which the Corporation is the lessee. All of these leases in which the Corporation is the lessee are comprised of real estate property for branches and office space with terms extending through 2042. All of the Corporation’s leases are classified as operating leases. The following table represents the Consolidated Balance Sheet classification of the Corporation’s Right-of-Use (ROU) assets and lease liabilities. Lease Consolidated Balance Sheets Classification (Dollars in Thousands) Classification December 31, 2023 December 31, 2022 Lease Right-of-Use Assets Operating lease right-of use assets Other Assets $ 2,736 $ 3,117 Lease Liabilities Operating lease liabilties Other Liabilities $ 2,781 $ 3,145 The calculated amount of the ROU assets and lease liabilities in the table above are impacted by the length of the lease term and the discount rate used to determine the present value of the minimum lease payments. The Corporation’s lease agreements often include one or more options to renew at the Corporation’s discretion. If at lease inception, the Corporation considers the exercising of a renewal option to be reasonably certain, the Corporation will include the extended term in the calculation of the ROU asset and lease liability. Regarding the discount rate, Topic 842 requires the use of the rate implicit in the lease whenever this rate is readily determinable. As the rate is rarely determinable, the Corporation utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term. December 31, 2023 December 31, 2022 Weighted-average remaining lease term Operating leases 12.2 years 12.5 years Weighted-average discount rate Operating leases 2.85% 2.88% The total rent expense for all operating leases was $468,000 and $326,000 for the years ended December 31, 2023 and 2022, respectively. As the Corporation elected, for all classes of underlying assets, not to separate lease and non-lease components and instead to account for them as a single lease component, the variable lease cost primarily represents variable payments such as common area maintenance and utilities. Future minimum payments for operating leases with initial or remaining terms of one year or more as of December 31, 2023 were as follows: (Dollars in Thousands) Operating Leases Twelve Months Ended: December 31, 2024 $ 457 December 31, 2025 346 December 31, 2026 239 December 31, 2027 228 December 31, 2028 233 Thereafter 1,818 Total Future Minimum Lease Payments 3,321 Amounts Representing Interests (540 ) Present Value of Net Future Minimum Lease Payments $ 2,781

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2023
Fair Value Measurements [Abstract]
FAIR VALUE MEASUREMENTS	NOTE R - FAIR VALUE MEASUREMENTS U.S. generally accepted accounting principles establish a hierarchal disclosure framework associated with the level of observable pricing utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no observable pricing as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgement or estimation. This hierarchy requires the use of observable market data when available. The following tables provide the fair market value for assets required to be measured and reported at fair value on a recurring basis on the Consolidated Balance Sheets as of December 31, 2023 and December 31, 2022, by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. ASSETS REPORTED AT FAIR VALUE ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2023 Level I Level II Level III Total $ $ $ $ U.S. Treasuries 18,159 — — 18,159 U.S. government agencies — 17,538 — 17,538 U.S. agency mortgage-backed securities — 40,156 — 40,156 U. S. agency collateralized mortgage obligations — 19,837 — 19,837 Non-agency MBS/CMO — 56,187 56,187 Asset-backed securities — 65,305 — 65,305 Corporate bonds — 55,004 — 55,004 Obligations of states and political subdivisions — 187,383 — 187,383 Marketable equity securities 9,451 — — 9,451 Total securities 27,610 441,410 — 469,020 On December 31, 2023, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using levels I and II inputs. Level I means each investment has their own quoted prices in an active market and Level II means quoted prices are available and observable but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s CRA fund investments and bank stocks are fair valued utilizing level I inputs. Financial instruments are considered level III when their values are determined using pricing models, discounted cash flow methodologies, or similar techniques, and at least one significant model assumption or input is unobservable. In addition to these unobservable inputs, the valuation models for level III financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. Level III financial instruments also include those for which the determination of fair value requires significant management judgment or estimation. ASSETS REPORTED AT FAIR VALUE ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2022 Level I Level II Level III Total $ $ $ $ U.S. Treasuries 32,657 — — 32,657 U.S. government agencies — 24,787 — 24,787 U.S. agency mortgage-backed securities — 45,307 — 45,307 U. S. agency collateralized mortgage obligations — 27,490 — 27,490 Non-agency MBS/CMO — 50,250 50,250 Asset-backed securities — 73,234 — 73,234 Corporate bonds — 69,631 — 69,631 Obligations of states and political subdivisions — 205,786 — 205,786 Marketable equity securities 9,118 — — 9,118 Total securities 41,775 496,485 — 538,260 On December 31, 2022, the Corporation held no securities valued using level III inputs. All of the Corporation’s debt instruments were valued using levels I and II inputs. Level I means each investment has their own quoted prices in an active market and Level II means quoted prices are available and observable but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s CRA fund investments and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. The following table provides the fair value for each class of assets required to be measured and reported at fair value on a nonrecurring basis on the Consolidated Balance Sheets as of December 31, 2023 and December 31, 2022, by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2023 Level I Level II Level III Total $ $ $ $ Assets: Individually analyzed Loans — — 3,144 3,144 — — 3,144 3,144 December 31, 2022 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans — — 4,620 4,620 Total — — 4,620 4,620 The Corporation had a total of $3,144,000 of individually analyzed loans as of December 31, 2023. As of December 31, 2022, the Corporation had a total of $4,620,000 of impaired loans with no specific allocation against these loans. The value of impaired loans is generally determined through independent appraisals of the underlying collateral. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) December 31, 2023 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Individually analyzed loans 3,144 Appraisal of collateral (1) Appraisal adjustments (2) 0% to -20% (-20%) Liquidation expenses (2) 0% to -10% (-10%) December 31, 2022 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 4,620 Appraisal of collateral (1) Appraisal adjustments (2) 0% to -20% (-20%) Liquidation expenses (2) 0% to -10% (-10%) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally includes various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Disclosures About Fair Value of

Disclosures About Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2023
Disclosures About Fair Value of Financial Instruments [Abstract]
DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS	NOTE S - DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS The following tables provide the carrying amount for each class of assets and liabilities and the fair value for certain financial instruments that are not required to be measured or reported at fair value on the Corporation's Consolidated Balance Sheets as of December 31, 2023 and December 31, 2022: FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (DOLLARS IN THOUSANDS) December 31, 2023 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 88,996 88,996 88,996 — — Regulatory stock 8,540 8,540 8,540 — — Loans held for sale 352 352 352 — — Loans, net of allowance 1,344,902 1,300,300 — — 1,300,300 Mortgage servicing assets 2,151 2,904 — — 2,904 Accrued interest receivable 7,015 7,015 7,015 — — Bank owned life insurance 35,632 35,632 35,632 — — Financial Liabilities: Demand deposits 611,968 611,968 611,968 — — Interest-bearing demand deposits 214,033 214,033 214,033 — — NOW accounts 99,738 99,738 99,738 — — Money market deposit accounts 158,446 158,446 158,446 — — Savings accounts 308,913 308,913 308,913 — — Time deposits 333,700 331,680 — — 331,680 Total deposits 1,726,798 1,724,778 1,393,098 — 331,680 Short-term debt — — — — — Long-term debt 101,228 101,509 — — 101,509 Subordinated debt 39,556 33,976 — — 33,976 Accrued interest payable 2,203 2,203 2,203 — — FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (DOLLARS IN THOUSANDS) December 31, 2022 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 37,572 37,572 37,572 — — Regulatory stock 6,670 6,670 6,670 — — Loans held for sale 5,927 5,927 5,927 — — Loans, net of allowance 1,176,966 1,112,400 — — 1,112,400 Mortgage servicing assets 2,030 2,894 — — 2,894 Accrued interest receivable 6,555 6,555 6,555 — — Bank owned life insurance 34,805 34,805 34,805 — — Financial Liabilities: Demand deposits 672,342 672,342 672,342 — — Interest-bearing demand deposits 164,208 164,208 164,208 — — NOW accounts 139,846 139,846 139,846 — — Money market deposit accounts 163,836 163,836 163,836 — — Savings accounts 364,897 364,897 364,897 — — Time deposits 133,829 129,422 — — 129,422 Total deposits 1,638,958 1,634,551 1,505,129 — 129,422 Short-term debt 16,000 15,721 — — 15,721 Long-term debt 58,039 56,431 — — 56,431 Subordinated debt 39,396 35,975 — — 35,975 Accrued interest payable 597 597 597 — —

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2023
Accumulated Other Comprehensive Income (Loss) [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	NOTE T – ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The activity in accumulated other comprehensive income (loss) for the years ended December 31, 2023 and 2022 is as follows: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains/(Losses) on Securities Available-for-Sale $ Balance at January 1, 2023 (48,292 ) Other comprehensive income before reclassifications 12,854 Amount reclassified from accumulated other comprehensive income 1,083 Period change 13,937 Balance at December 31, 2023 (34,355 ) Balance at January 1, 2022 3,441 Other comprehensive loss before reclassifications (51,700 ) Amount reclassified from accumulated other comprehensive loss (33 ) Period change (51,733 ) Balance at December 31, 2022 (48,292 ) (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 21%. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Year Ended December 31, Affected Line Item 2023 2022 in the Consolidated $ $ Statements of Income Securities available for sale: Net securities (losses) gains reclassified into earnings (1,371 ) 42 (Losses) gains on sale of debt securities, net Related income tax benefit (expense) 288 (9 ) Provision for federal income taxes Net effect on accumulated other comprehensive income (loss) for the period (1,083 ) 33 Total reclassifications for the period (1,083 ) 33 (1) Amounts in parentheses indicate debits.

Condensed Parent Only Data

Condensed Parent Only Data	12 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
CONDENSED PARENT ONLY DATA	NOTE U – CONDENSED PARENT ONLY DATA Condensed Balance Sheets (Parent Company Only) (DOLLARS IN THOUSANDS) December 31, 2023 2022 $ $ Assets Cash 2,969 4,601 Equity securities 1,717 1,773 Equity in bank subsidiary 153,434 129,615 Other assets 1,100 768 Total assets 159,220 136,757 Liabilities Subordinated debt 39,556 39,396 Other Liabilities 10 26 Total Liabilities 39,566 39,422 Stockholders' Equity Common stock 574 574 Capital surplus 4,072 4,437 Retained earnings 150,596 142,677 Accumulated other loss, net of tax (34,355 ) (48,292 ) Treasury stock (1,233 ) (2,061 ) Total stockholders' equity 119,654 97,335 Total liabilities and stockholders' equity 159,220 136,757 Condensed Statements of Comprehensive Income (Loss) (DOLLARS IN THOUSANDS) Year Ended December 31, 2023 2022 $ $ Income Dividend income - investment securities 71 67 Losses on equity securities, net (126 ) (32 ) Dividend income 3,837 3,810 Undistributed earnings of bank subsidiary 10,438 12,161 Total income 14,220 16,006 Expense Subordinated debt interest expense 1,950 1,311 Shareholder expenses 176 150 Other expenses 234 279 Total expense 2,360 1,740 Benefit for income taxes (515 ) (365 ) Net Income 12,375 14,631 Comprehensive Income (Loss) 26,312 (37,102 ) Condensed Statements of Cash Flows (DOLLARS IN THOUSANDS) Year Ended December 31, 2023 2022 Cash Flows from Operating Activities: $ $ Net Income 12,375 14,631 Equity in undistributed earnings of subsidiaries (10,438 ) (12,161 ) Losses on equity securities, net 125 32 Net amortization of subordinated debt fees 160 116 Net increase in other assets (332 ) (316 ) Net decrease in other liabilities (16 ) (15 ) Net cash provided by operating activities 1,874 2,287 Cash Flows from Investing Activities: Proceeds from sales of equity securities — 151 Purchases of equity securities (70 ) (213 ) Net cash used for investing activities (70 ) (62 ) Cash Flows from Financing Activities: Proceeds from sale of treasury stock 973 1,064 Proceeds from issuance of subordinated debt — 19,600 Dividend to bank subsidiary — (17,000 ) Treasury stock purchased (572 ) (116 ) Dividends paid (3,837 ) (3,810 ) Net cash used for financing activities (3,436 ) (262 ) Cash and Cash Equivalents: Net change in cash and cash equivalents (1,632 ) 1,963 Cash and cash equivalents at beginning of period 4,601 2,638 Cash and cash equivalents at end of period 2,969 4,601

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Pay vs Performance Disclosure
Net Income (Loss)	$ 12,375	$ 14,631

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Dec. 31, 2023
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	12 Months Ended
	Dec. 31, 2023
Summary of Significant Accounting Policies [Abstract]
Nature of Operations	Nature of Operations ENB Financial Corp, (“the Corporation”) through its wholly owned subsidiary, Ephrata National Bank, provides financial services to Northern Lancaster County and surrounding communities. ENB Financial Corp, a bank holding company, was formed on July 1, 2008, to become the parent company of Ephrata National Bank, which existed as a stand-alone national bank since its formation on April 11, 1881. The Corporation’s wholly owned subsidiary, Ephrata National Bank, offers a full array of banking services including loan and deposit products for both personal and commercial customers, as well as trust and investment services, through thirteen full-service office locations. The Bank has one subsidiary, ENB Insurance, which is a full-service insurance agency that offers a broad range of insurance products to commercial and personal clients. ENB Insurance is managed separately from the banking and related financial services that the Corporation offers.
Basis of Presentation	Basis of Presentation The consolidated financial statements of ENB Financial Corp and its subsidiary, Ephrata National Bank, (collectively “the Corporation”) conform to U.S. generally accepted accounting principles (GAAP). The preparation of these statements requires that management make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Material estimates of the Corporation, including the allowance for credit losses, are evaluated regularly by management. Actual results could differ from the reported estimates given different conditions or assumptions. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. The accounting and reporting policies followed by the Corporation conform with U.S. GAAP and to general practices within the banking industry. All significant intercompany transactions have been eliminated in consolidation. The following is a summary of the more significant policies.
Accounting Pronouncements Adopted in 2023	Accounting Pronouncements Adopted in 2023 In June 2016, the FASB issued ASU No. 2016-13, " Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments" The Corporation adopted this guidance, and subsequent related updates, using the modified retrospective approach for all financial assets measured at amortized cost, including loans, available-for-sale debt securities and unfunded commitments. On January 1, 2023, the Corporation recorded a cumulative effect decrease to retained earnings of $619,000, net of tax, of which $537,000 related to loans, $82,000 related to unfunded commitments, and $0 related to available-for-sale securities. The Corporation has elected to exclude accrued interest receivable from the measurement of its allowance for credit losses (ACL). When a loan is placed on nonaccrual status, any outstanding accrued interest is reversed against interest income. The Corporation adopted the provisions of ASC 326 related to presenting other-than-temporary impairment on available-for-sale debt securities prior to January 1, 2023, using the prospective transition approach, though no such charges had been recorded on the securities held by the Corporation as of the date of adoption. In connection with the adoption of ASU 2016-13, the Corporation made changes to the loan portfolio segments to align with the methodology applied in determining the allowance under CECL. Refer to Note C Loans and Allowance for Credit Losses for further discussion of these portfolio segments. The new segmentation consists of: Agriculture, Business Loans, Consumer Loans, Home Equity, Non-Owner Occupied Commercial Real Estate, and Residential Real Estate. The impact of the change from the incurred loss model to the current expected credit loss model and the reclassification of loans for the identification of new portfolio loan segments under CECL is detailed below (in thousands). January 1, 2023 Pre-adoption Adoption Impact As Reported $ $ $ Assets ACL on debt securities available for sale — — — ACL on loans Commercial Real Estate 6,074 (6,074 ) — Consumer Real Estate 5,442 (5,442 ) — Commercial and Industrial 2,151 (2,151 ) — Consumer 67 183 250 Agriculture — 3,537 3,537 Business Loans — 3,382 3,382 Home Equity — 2,129 2,129 Non-Owner Occupied CRE — 875 875 Residential Real Estate — 4,658 4,658 Unallocated 417 (417 ) — 14,151 680 14,831 Liabilities ACL for unfunded commitments 1,017 103 1,120 $ 15,168 $ 783 $ 15,951 Concurrently, on January 1, 2023, the Corporation adopted ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures”, the effective date of the guidance, on a prospective basis. ASU 2022-02 eliminated the accounting guidance for TDRs by creditors, while enhancing disclosure requirements for certain loan refinancing and restructuring activities by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying TDR recognition and measurement guidance, creditors will determine whether a modification results in a new loan or continuation of existing loan.
Cash and Cash Equivalents	Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents are identified as cash and due from banks and include cash on hand, collection items, amounts due from banks, and interest bearing deposits in other banks with maturities of less than 90 days.
Investment Securities	Investment Securities Management classifies its debt securities at the time of purchase as available for sale (AFS) or held to maturity (HTM). At December 31, 2023 and 2022, all debt securities were classified as AFS, meaning that the Corporation intends to hold them for an indefinite period of time, but not necessarily to maturity. AFS debt securities are stated at estimated fair value, adjusted for amortization of premiums and accretion of discounts which are recognized as adjustments of interest income through call date or maturity. The related unrealized gains and losses are reported as other comprehensive income or loss, net of tax, until realized.
Allowance for Credit Losses- Available for Sale securities	Allowance for Credit Losses- Available for Sale securities The Corporation is required to conduct a credit loss evaluation on AFS securities to determine whether the Corporation has the intent to sell the security or it is more likely than not that it will be required to sell the security before recovery. If these situations apply, the guidance requires the Corporation to reduce the security's amortized cost basis down to its fair value through earnings. The Corporation also evaluates the unrealized losses on AFS securities to determine if a security's decline in fair value below its amortized cost basis is due to credit factors. The evaluation is based upon factors such as the creditworthiness of the underlying borrowers, performance of the underlying collateral, if applicable, and the level of credit support in the security structure. Management also evaluates other factors and circumstances that may be indicative of a decline in the fair value of the security due to a credit factor. This includes, but is not limited to, an evaluation of the type of security, and extent to which the fair value has been less than amortized cost, and near-term prospects of the issuer. If this assessment indicates that a credit loss exists, the present value of the expected cash flows of the security is compared to the amortized cost basis of the security. Under ASU 2016-13, if the present value of the cash flows expected to be collected is less than the amortized cost, an allowance for credit losses (ACL) is recorded, which is limited by the amount that the fair value is less than the amortized cost. Any additional amount of loss would be due to non-credit factors and is recorded in accumulated other comprehensive income (AOCI), net of tax. If a credit loss is recognized in earnings, subsequent improvements to the expectation of collectability will be recognized through the ACL. If the fair value of the security increases above its amortized cost, the unrealized gain will be recorded in AOCI, net of tax, on the consolidated statements of financial condition.
Equity Securities	Equity Securities Equity securities include common stocks of public companies and a Community Reinvestment Act-qualified mutual fund that the Corporation has the intent and ability to hold for an indeterminate amount of time. Such securities are reported at fair value with changes in unrealized holding gains and losses recognized through earnings on a monthly basis.
Other Than Temporary Impairment (“OTTI”)	Other Than Temporary Impairment (“OTTI”) The Bank adopted ASU No. 2016-13 effective January 1, 2023. Financial statement amounts related to Investment Securities Management monitors all of the Corporation’s securities for OTTI on a monthly basis and determines whether any impairment should be recorded. A number of factors are considered in determining whether a security is impaired, including, but not limited to, the following: ● Percentage of unrealized losses, ● Period of time the security has had unrealized losses, ● Type of security, ● Maturity date of the instrument if a debt instrument, ● The intent to sell the security or whether it is more likely than not that the Corporation would be required to sell the security before its anticipated recovery in market value, ● Amount of projected credit losses based on current cash flow analysis, default and severity rates, and ● Market dynamics impacting the market for and liquidity of the security. Management will more closely evaluate those securities that have unrealized losses of 10% or more and have had unrealized losses for more than twelve months. If management determines that the declines in value of the security are not temporary, or if management does not have the ability to hold the security until maturity, which is the case with equity securities, then management will record impairment on the security. For debt securities evaluated for impairment, management will determine what portion of the unrealized valuation loss is attributed to projected or known loss of principal, and what portion is attributed to market pricing not reflective of the true value of the security, based on current cash flow analysis. Management will generally record impairment equivalent to the projected or known loss of principal, known as the credit loss. The other portion of the fair market value loss is attributed to market factors and it is management’s opinion that these fair value losses are temporary and not permanent. All impairment is recorded as a loss on securities and is included in the Corporation’s Consolidated Statements of Income.
Loans Held for Investment	Loans Held for Investment Loans receivable, that management has the intent and ability to hold for the foreseeable future, or until maturity or payoff, generally are reported at the outstanding principal balances, reduced by any charge-offs and net of any deferred loan origination fees or costs. Net loan origination fees and costs are deferred and recognized as an adjustment of yield over the contractual life of the loan. Interest accrues daily on outstanding loan balances. Generally, the accrual of interest discontinues when the ability to collect the loan becomes doubtful or when a loan becomes more than 90 days past due as to principal and interest. These loans are referred to as non-accrual loans. Management may elect to continue the accrual of interest based on the expectation of future payments and/or the sufficiency of the underlying collateral.
Loans Held for Sale	Loans Held for Sale Loans originated and intended for sale on the secondary market are carried at the lower of cost or fair value in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to income. In general, fixed-rate residential mortgage loans originated by the Corporation and held for sale are carried in the aggregate at the lower of cost or market. The Corporation originates loans for immediate sale with servicing retained and servicing released to several investors. However, the vast majority of the sold mortgages are sold to the Federal Home Loan Bank of Pittsburgh (FHLB) and Fannie Mae, with servicing retained. As a result, the Corporation has a growing portfolio of mortgages that are serviced on behalf of FHLB and Fannie Mae. In addition, the Corporation originates FHA, VA, and USDA mortgages which are originated for immediate sale to various investors on a service-released basis.
Allowance for Credit Losses-Loans	Allowance for Credit Losses-Loans The allowance for credit losses (ACL) is a valuation reserve established and maintained by charges against income and is deducted from the amortized cost basis of loans to present the net amount expected to be collected on the loans. Loans, or portions thereof, are charged off against the ACL when they are deemed uncollectible. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. The ACL is an estimate of expected credit losses, measured over the contractual life of a loan, that considers historical loss experience, current conditions, and forecasts of future economic conditions. Determination of an appropriate ACL is inherently subjective and may have significant changes from period to period. The methodology for determining the ACL has two main components: evaluation of expected credit losses for certain groups of homogeneous loans that share similar risk characteristics and evaluation of loans that do not share risk characteristics with other loans. The ACL is measured on a collective (pool) basis when similar risk characteristics exist. The Corporation measures the ACL using the following methods. Historical credit loss experience is the basis for the estimation of expected credit losses. The Corporation applies historical loss rates to pools of loans with similar risk characteristics. After consideration of the historic loss calculation, management applies qualitative adjustments to reflect the current conditions and reasonable and supportable forecasts not already reflected in the historical loss information at the balance sheet date. Reasonable and supportable forecast adjustment is based on the unemployment forecast, BBB Rated Corporate Bond Spread, GDP Growth, Retail Sales, Asset Prices, and Management Judgement. The reasonable and supportable period is the life of the loan as credit loss models used produce reasonable estimates of losses over the life of the loan. The qualitative adjustments for current conditions are based upon changes in lending policies and procedures, loan portfolio trends, lending management experience, asset quality, loan review, underlying collateral, credit concentrations, and external factors. These modified historical loss rates are multiplied by the outstanding principal balance of each loan to calculate a required reserve. The Corporation has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on non-accrual status, any outstanding accrued interest is reversed against interest income. The ACL for individual loans begins with the use of normal credit review procedures to identify whether a loan no longer shares similar risk characteristics with other pooled loans and therefore, should be individually assessed. We evaluate all commercial loans that meet the following criteria: 1) when it is determined that foreclosure is probable, 2) substandard, doubtful and nonperforming loans when repayment is expected to be provided substantially through the operation or sale of the collateral, 3) when it is determined by management that a loan does not share similar risk characteristics with other loans. Specific reserves are established based on the following three acceptable methods for measuring the ACL: 1) the present value of expected future cash flows discounted at the loan’s original effective interest rate; 2) the loan’s observable market price; or 3) the fair value of the collateral when the loan is collateral dependent. Our individual loan evaluations consist primarily of the fair value of collateral method because most of our loans are collateral dependent. Collateral values are discounted to consider disposition costs when appropriate. A specific reserve is established or a charge-off is taken if the fair value of the loan is less than the loan balance. In terms of the Corporation’s loan portfolio, Consumer loans are deemed to have the most risk and therefore carry a higher qualitative adjustment than other portfolio segments. These loans are highly dependent on their financial condition and therefore are more dependent on economic conditions. Business loans are considered to have more risk than the Agriculture, Home Equity, and Residential Real Estate loans as these loans have accounted for higher levels of charge-offs. The Corporation’s Non-Owner Occupied CRE portfolio has performed well historically with no losses in the look-back period. Overall, the Corporation has historically experienced very low levels of delinquencies, non-accrual loans, and charge-offs. Qualitative factors are set and adjusted accordingly. Prior to the adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments The allowance for credit losses is maintained at a level considered by management to be adequate to provide for known and inherent risks in the loan portfolio at the Consolidated Balance Sheets dates. The monthly provision or credit for loan losses is an expense or a reduction of expense which increases or decreases the allowance, and charge-offs, net of recoveries, decrease the allowance. The Corporation performs ongoing credit reviews of the loan portfolio and considers current economic conditions, historical loan loss experience, and other factors in determining the adequacy of the reserve balance. Loans determined to be uncollectible are charged to the allowance during the period in which such determination is made. In calculating the allowance, management will begin by compiling the balance of loans by credit quality for each loan segment in order that allocations can be made in aggregate based on historic losses and qualitative factors. Prior to calculating these aggregate allocations, management will individually evaluate commercial and commercial real estate loans for impairment. A loan is impaired when it is probable that a creditor will be unable to collect all principal and interest due according to the contractual terms of the loan agreement. All other loan types such as residential mortgages, home equity loans and lines of credit, and all other consumer loans, are not individually evaluated for impairment and are therefore allocated for in aggregate. These loans are considered to be large groups of smaller-balance homogenous loans and are measured for impairment collectively. Loans that experience insignificant payment delays, which are defined as 90 days or less, generally are not classified as impaired. Management determines the significance of payment delays on a case-by-case basis, taking into consideration all circumstances concerning the loan, the creditworthiness and payment history of the borrower, the length of the payment delay, and the amount of shortfall in relation to the principal and interest owed. For loans deemed to be impaired, management will provide a specific allocation. This loan balance is then subtracted from the total loan balances being allocated for in the aggregate. The remaining balances, along with the full loan balances for the other loan types are then multiplied by an adjusted loss ratio, which is the sum of both the historical loss ratio and a qualitative factor adjustment. Generally both the historical loss ratio and the qualitative factor adjustment will increase as the credit rating of the loan deteriorates. The credit ratings begin with unclassified loans, which represent the best internal credit rating, also referred to as a “pass” credit and then continue with declining grades of special mention, substandard, doubtful, and loss. Special mention loans are no longer deemed to be a “pass” credit and require additional management attention. They are essentially placed on “watched” status and attempts are made to improve the credit to an unclassified status. If the credit would deteriorate further it would then be a substandard credit, which for regulatory purposes, is deemed to be a classified loan. Doubtful and loss credit grades represent further credit deterioration and are also considered classified loans. For each loan type, all of these credit rating categories are broken out with adjusted loss ratios. The loan balance is then multiplied by the adjusted loss ratio to produce the required allowance. The allowances are totaled and added to any specific allocations on impaired loans to arrive at the total allowance for credit losses for the Corporation. Management tracks and assigns a historical loss percentage for each loan rating category within each loan type. A rolling three-year historical loss ratio, calculated on a quarterly basis, with a 60%, 30%, and 10% weighting for the past three years is used. In this manner the historical loss percentage is heavily weighted to the current loss environment, but has sufficient weighting assigned to prior periods to avoid unnecessary volatile fluctuations based on just one period’s data. Management currently utilizes nine qualitative factors that are adjusted based on changes in the lending environment and economic conditions. The qualitative factors include the following: ● levels of and trends in delinquencies, non-accruals, and charge-offs, ● trends in the nature and volume of the loan portfolio, ● changes in lending policies and procedures, ● experience, ability, and depth of lending personnel and management oversight, ● national and local economic trends, ● concentrations of credit, ● external factors such as competition, legal, and regulatory requirements, ● changes in the quality of loan review and Board oversight, ● changes in the value of underlying collateral. The number of qualitative factors can change. Factors can be added for new risks or taken away if the risk no longer applies. Each loan type will have its own risk profile and management will evaluate and adjust each qualitative factor for each loan type quarterly, if necessary. For example, if one area of the loan portfolio is experiencing sharp increases in growth, it is likely the qualitative factor for trends in the loan portfolio would be increased for that loan type. As levels of delinquencies and non-accrual loans decline for any segment of the loan portfolio it is likely that factor would be reduced. In terms of the Corporation’s loan portfolio, the commercial and industrial loans and commercial real estate loans are deemed to have more risk than the consumer real estate loans and other consumer loans in the portfolio. The commercial loans not secured by real estate are highly dependent on their financial condition and therefore are more dependent on economic conditions. The commercial loans secured by real estate are also dependent on economic conditions but generally have stronger forms of collateral. Commercial real estate lending is highly impacted by the value of collateral so these commercial loans carry a higher qualitative factor for changes in collateral value. While the Corporation’s CRE loans have performed well historically, other commercial loans and commercial mortgage loans have historically been responsible for the majority of the Corporation’s delinquencies, non-accrual loans, and charge-offs, so both of these categories carry higher qualitative factors than consumer real estate loans and other consumer loans. The Corporation has historically experienced very low levels of consumer real estate and consumer loan charge-offs so these qualitative factors are set lower than the commercial real estate and commercial and industrial loans. The definition of “impaired loans” is not the same as the definition of “non-accrual loans,” although the two categories overlap. Generally, a non-accrual loan will always be considered impaired due to payment delinquency or uncertain collection, but there are cases where an impaired loan is not considered non-accrual. The primary factors considered by management in determining impairment include payment status and collateral value, but could also include debt service coverage, financial health of the business, and other external factors that could impact the ability of the borrower to fully repay the loan. The amount of impairment for these types of loans is determined by the difference between the present value of the expected cash flows related to the loan using the original interest rate and its recorded value or, as a practical expedient in the case of collateral-dependent loans, the difference between the fair value of the collateral and the recorded amount of the loan. When foreclosure is probable, impairment is measured based on the fair value of the collateral on a discounted basis, relative to the loan amount.
Non-Accrual Loans	Non-Accrual Loans Management will place a business or commercial loan on non-accrual status when it is determined that the loan is impaired, or when the loan is 90 days past due. These customers will generally be placed on non-accrual status at the end of each quarter. Consumer loans over 90 days delinquent are generally charged off, or in the case of residential real estate loans the Corporation will seek to bring the customer current or pursue foreclosure options. When the borrower is on non-accrual, the Corporation will reverse any accrued interest on the books and will discontinue recognizing any interest income until the borrower is placed back on accrual status or fully pays off the loan balance plus any accrued interest. Payments received by the customer while the loan is on non-accrual are fully applied against principal. The Corporation maintains records of the full amount of interest that is owed by the borrower. A non-accrual loan will generally only be placed back on accrual status after the borrower has become current and has demonstrated six consecutive months of non-delinquency.
Allowance for Off-Balance Sheet Extensions of Credit	Allowance for Off-Balance Sheet Extensions of Credit The Corporation maintains an allowance for off-balance sheet extensions of credit, which would include any unadvanced amount on lines of credit and any letters of credit provided to borrowers. The allowance is carried as a liability and is included in other liabilities on the Corporation’s Consolidated Balance Sheets. The liability was $1,325,000 as of December 31, 2023, and $1,017,000 as of December 31, 2022. As the unadvanced portion of lines of credit increases, this provision will increase. Management follows the same methodology as the allowance for credit losses when calculating the allowance for off-balance sheet extensions of credit. The unadvanced amounts for each loan segment are broken down by credit classification. A historical loss ratio and qualitative factor are calculated for each credit classification by loan type. The historical loss ratio and qualitative factor are combined to produce an adjusted loss ratio, which is multiplied by the amount at risk for each credit classification within each loan segment to arrive at an allocation. The allocations are summed to arrive at the total allowance for off-balance sheet extensions of credit.
Other Real Estate Owned (OREO)	Other Real Estate Owned (OREO) OREO represents properties acquired through customer loan defaults. These properties are recorded at the lower of cost or fair value less projected disposal costs at acquisition date. Fair value is determined by current appraisals. Costs associated with holding OREO are charged to operational expense. OREO is a component of other assets on the Corporation’s Consolidated Balance Sheets. The Corporation had no OREO as of December 31, 2023, or December 31, 2022.
Mortgage Servicing Rights (MSRs)	Mortgage Servicing Rights (MSRs) The Corporation has agreements for the express purpose of selling residential mortgage loans on the secondary market, referred to as mortgage servicing rights. The Corporation maintains all servicing rights for loans currently sold through FHLB and Fannie Mae. The Corporation had $2,151,000 of MSRs as of December 31, 2023, compared to $2,030,000 as of December 31, 2022. The value of MSRs increased during 2023 as valuation of new assets outpaced amortization on existing assets. The value of newly originated MSRs is determined by estimating the life of the mortgage and how long the Corporation will have access to the servicing income stream to determine the relative fair value. The Corporation utilizes a third party that calculates the MSR valuation on a quarterly basis. A longer estimated life would increase the MSR valuation, while a shorter estimated life would decrease the value of the MSR. Management records the MSR value based on the third-party reporting. Ultimately the value of the MSRs would be at what level a willing buyer and seller would exchange the MSRs. MSRs are amortized in proportion to the estimated servicing income over the estimated life of the servicing portfolio. Impairment is evaluated based on the fair value of the rights, portfolio interest rates, and prepayment characteristics. MSRs are a component of other assets on the Consolidated Balance Sheets. The following chart provides the activity of the Corporation’s mortgage servicing rights for the years ended December 31, 2023 and 2022. MORTGAGE SERVICING RIGHTS (DOLLARS IN THOUSANDS) December 31, 2023 2022 $ $ Beginning Balance 2,030 1,768 Additions 247 344 Amortization (64 ) (22 ) Disposals (62 ) (60 ) Ending Balance 2,151 2,030
Premises and Equipment	Premises and Equipment Land is carried at cost. Premises and equipment are carried at cost, less accumulated depreciation. Book depreciation is computed using straight-line methods over the estimated useful lives of generally fifteen to thirty-nine years for buildings and improvements and four to ten years for furniture and equipment. Maintenance and repairs of property and equipment are charged to operational expense as incurred, while major improvements are capitalized. Net gains or losses upon disposition are included in other income or operational expense, as applicable.
Transfer of Assets	Transfer of Assets Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Corporation, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Bank-Owned Life Insurance (BOLI)	Bank-Owned Life Insurance (BOLI) BOLI is carried by the Corporation at the cash surrender value of the underlying policies. Income earned on the policies is based on any increase in cash surrender value less the cost of the insurance, which varies according to age and health of the insured. The life insurance policies owned by the Corporation had a cash surrender value of $35,632,000 and $34,805,000 as of December 31, 2023, and 2022, respectively.
Leases	Leases The Corporation has operating leases for several branch locations and office space. Generally, the underlying lease agreements do not contain any material residual value guarantees or material restrictive covenants. The Corporation may also lease certain office equipment under operating leases. Many of the Corporation’s leases include both lease (e.g., minimum rent payments) and non-lease components (e.g., common-area or other maintenance costs). The Corporation accounts for each component separately based on the standalone price of each component. In addition, there are several operating leases with lease terms of less than one year and therefore, we have elected the practical expedient to exclude these short-term leases from our right of use assets and lease liabilities. Most leases include one or more options to renew. The exercise of lease renewal options is typically at the sole discretion of management and is based on whether the extension options are reasonably certain to be exercised after giving proper consideration to all facts and circumstances of the lease. If management determines that the Corporation is reasonably certain to exercise the extension option(s), the additional term is included in the calculation of the lease liability. As most of the leases do not provide an implicit rate, the Corporation uses the fully collateralized FHLB borrowing rate, commensurate with the lease terms based on the information available at the lease commencement date in determining the present value of the lease payments.
Advertising Costs	Advertising Costs The Corporation expenses advertising costs as incurred.
Income Taxes	Income Taxes An asset and liability approach is followed for financial accounting and reporting for income taxes. Accordingly, a net deferred tax asset or liability is recorded in the consolidated financial statements for the tax effects of temporary differences, which are items of income and expense reported in different periods for income tax and financial reporting purposes. Deferred tax expense is determined by the change in the assets or liabilities related to deferred income taxes. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
Earnings per Share	Earnings per Share Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period less any unvested restricted shares. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Corporation relate solely to outstanding stock options and are determined using the treasury stock method. Treasury shares are not deemed outstanding for earnings per share calculations.
Comprehensive Income (Loss)	Comprehensive Income (Loss) The Corporation is required to present comprehensive income (loss) in a full set of general-purpose consolidated financial statements for all periods presented. Other comprehensive income (loss) consists of unrealized holding gains and losses on the available for sale securities portfolio.
Segment Disclosure	Segment Disclosure U.S. generally accepted accounting principles establish standards for the manner in which public business enterprises report information about segments in the annual financial statements and requires that those enterprises report selected information about operating segments in interim financial reports issued to shareholders. It also establishes standards for related disclosures regarding financial products and services, geographic areas, and major customers. The Corporation has only one operating segment consisting of its banking and fiduciary operations.
Retirement Plans	Retirement Plans The Corporation provides an optional 401(k) plan, in which employees may elect to defer pre-tax salary dollars, subject to the maximum annual Internal Revenue Service contribution amounts. The Corporation will match 50% of employee contributions up to 5%, limiting the match to 2.5%. As part of the 401(k) Plan, the Corporation also has a noncontributory Profit Sharing Plan which covers substantially all employees. The Corporation provides a 3% non-elective contribution to all employees and contributes a 2% elective contribution to all employees aged 21 or older who work 1,000 or greater hours in a calendar year and have completed at least one full year of employment.
Trust Assets and Income	Trust Assets and Income Assets held by ENB’s Wealth Solutions Group in a fiduciary or agency capacity for customers are not included in the Corporation’s Consolidated Balance Sheets since these items are not assets of the Corporation. Trust income is reported in the Corporation’s Consolidated Statements of Income under other income.
Revenue from Contracts with Customers	Revenue from Contracts with Customers The Corporation records revenue from contracts with customers in accordance with Accounting Standards Topic 606, Revenue from Contracts with Customers (Topic 606). The Corporation’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Corporation has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Corporation generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 that significantly affects the determination of the amount and timing of revenue from contracts with customers.
Reclassification of Comparative Amounts	Reclassification of Comparative Amounts Certain comparative amounts for the prior year have been reclassified to conform to current-year classifications. Such reclassifications had no material effect on net income or stockholders’ equity.
Recently Issued Accounting Standards	Recently Issued Accounting Standards In March 2023, the FASB issued ASU 2023-02, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method In November 2023, the FASB issued ASU 2023-07, Segment Reporting (TOPIC 280): Improvements to Reportable Segment Disclosures Public entities are required to adopt the changes retrospectively, recasting each prior-period disclosure for which a comparative income statement is presented in the period of adoption. In December 2023, the FASB issued ASU 2023-09 , Income Taxes Taxes (Topic 740): Improvements to Income Tax Disclosures

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2023
Summary of Significant Accounting Policies [Abstract]
Schedule of Reclassification of Loans	The impact of the change from the incurred loss model to the current expected credit loss model and the reclassification of loans for the identification of new portfolio loan segments under CECL is detailed below (in thousands). January 1, 2023 Pre-adoption Adoption Impact As Reported $ $ $ Assets ACL on debt securities available for sale — — — ACL on loans Commercial Real Estate 6,074 (6,074 ) — Consumer Real Estate 5,442 (5,442 ) — Commercial and Industrial 2,151 (2,151 ) — Consumer 67 183 250 Agriculture — 3,537 3,537 Business Loans — 3,382 3,382 Home Equity — 2,129 2,129 Non-Owner Occupied CRE — 875 875 Residential Real Estate — 4,658 4,658 Unallocated 417 (417 ) — 14,151 680 14,831 Liabilities ACL for unfunded commitments 1,017 103 1,120 $ 15,168 $ 783 $ 15,951
Schedule of Mortage Servicing Rights	MORTGAGE SERVICING RIGHTS December 31, 2023 2022 $ $ Beginning Balance 2,030 1,768 Additions 247 344 Amortization (64 ) (22 ) Disposals (62 ) (60 ) Ending Balance 2,151 2,030

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2023
Securities [Abstract]
Schedule of Amortized Cost and Fair Value of Securities	The amortized cost, gross unrealized gains and losses, estimated fair value, and allowance for credit losses of investment securities held at December 31, 2023 are as follows: Gross Gross Allowance Amortized Unrealized Unrealized for Credit Fair Cost Gains Losses Losses Value $ $ $ $ $ December 31, 2023 U. S. Treasuries 19,869 — (1,710 ) — 18,159 U.S. government agencies 19,400 — (1,862 ) — 17,538 U.S. agency mortgage-backed securities 43,753 — (3,597 ) — 40,156 U.S. agency collateralized mortgage obligations 21,841 — (2,004 ) — 19,837 Non-agency MBS/CMO 59,281 22 (3,116 ) — 56,187 Asset-backed securities 66,391 20 (1,106 ) — 65,305 Corporate bonds 61,122 — (6,118 ) — 55,004 Obligations of states and political subdivisions 211,400 1 (24,018 ) — 187,383 Total securities available for sale 503,057 43 (43,531 ) — 459,569 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ Decmber 31, 2022 U. S. Treasuries 35,737 — (3,080 ) 32,657 U.S. government agencies 27,605 — (2,818 ) 24,787 U.S. agency mortgage-backed securities 49,939 — (4,632 ) 45,307 U.S. agency collateralized mortgage obligations 30,193 — (2,703 ) 27,490 Non-agency MBS/CMO 53,900 — (3,650 ) 50,250 Asset-backed securities 76,110 16 (2,892 ) 73,234 Corporate bonds 76,685 10 (7,064 ) 69,631 Obligations of states and political subdivisions 240,102 10 (34,326 ) 205,786 Total securities available for sale 590,271 36 (61,165 ) 529,142
Schedule of Contractual Maturity of Debt Securities	Amortized Cost Fair Value $ $ Due in one year or less 4,351 4,280 Due after one year through five years 103,985 95,621 Due after five years through ten years 67,391 57,942 Due after ten years 327,330 301,726 Total debt securities 503,057 459,569
Schedule of Proceeds and Gains and Losses on Securities Available for Sale	Securities Available for Sale 2023 2022 $ $ Proceeds from sales 61,089 28,590 Gross realized gains 4 191 Gross realized losses 1,375 149
Schedule of Temporary Impairments of Securities	Information pertaining to securities with gross unrealized losses for which an allowance for credit losses has not been recorded at December 31, 2023, and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of December 31, 2023 U.S. Treasuries — — 18,159 (1,710 ) 18,159 (1,710 ) U.S. government agencies — — 17,538 (1,862 ) 17,538 (1,862 ) U.S. agency mortgage-backed securities — — 40,147 (3,597 ) 40,147 (3,597 ) U.S. agency collateralized mortgage obligations — — 19,837 (2,004 ) 19,837 (2,004 ) Non-Agency MBS/CMO 11,189 (119 ) 41,966 (2,997 ) 53,155 (3,116 ) Asset-backed securities 2,661 (47 ) 57,049 (1,059 ) 59,710 (1,106 ) Corporate bonds — — 55,004 (6,118 ) 55,004 (6,118 ) Obligations of states & political subdivisions — — 186,819 (24,018 ) 186,819 (24,018 ) Total unrealized losses 13,850 (166 ) 436,519 (43,365 ) 450,369 (43,531 ) As of December 31, 2022 U.S. Treasuries 19,721 (1,169 ) 12,936 (1,911 ) 32,657 (3,080 ) U.S. government agencies 1,953 (52 ) 21,634 (2,766 ) 23,587 (2,818 ) U.S. agency mortgage-backed securities 24,667 (1,653 ) 20,640 (2,979 ) 45,307 (4,632 ) U.S. agency collateralized mortgage obligations 9,984 (500 ) 17,453 (2,203 ) 27,437 (2,703 ) Non-Agency MBS/CMO 50,250 (3,650 ) — — 50,250 (3,650 ) Asset-backed securities 29,283 (1,028 ) 42,032 (1,864 ) 71,315 (2,892 ) Corporate bonds 15,197 (1,230 ) 43,417 (5,834 ) 58,614 (7,064 ) Obligations of states & political subdivisions 103,200 (10,949 ) 100,575 (23,377 ) 203,775 (34,326 ) Total unrealized losses 254,255 (20,231 ) 258,687 (40,934 ) 512,942 (61,165 )
Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities	The following tables summarize the amortized cost, gross unrealized gains and losses, and fair value of equity securities held at December 31, 2023 and December 31, 2022. Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ December 31, 2023 CRA-qualified mutual funds 7,734 — — 7,734 Bank stocks 1,754 144 (181 ) 1,717 Total equity securities 9,488 144 (181 ) 9,451 Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ December 31, 2022 CRA-qualified mutual funds 7,345 — — 7,345 Bank stocks 1,685 162 (74 ) 1,773 Total equity securities 9,030 162 (74 ) 9,118
Schedule of Net Gains and Losses on Equity Investments Recognized in Earnings	The following table presents the net gains and losses on the Corporation’s equity investments recognized in earnings during the year ended December 31, 2023 and 2022, and the portion of unrealized gains and losses for the periods that relates to equity investments held as of December 31, 2023 and 2022. Year Ended Year Ended December 31, December 31, $ $ Net gains (losses) recognized in equity securities during the period (125 ) (32 ) Less: Net gains realized on the sale of equity securities during the period — (52 ) Unrealized gains (losses) recognized in equity securities held at reporting date (125 ) (84 )

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	12 Months Ended
	Dec. 31, 2023
Loans and Allowance For Credit Losses [Abstract]
Schedule of Loan Portfolio by Category	The following table presents the Corporation’s loan portfolio by category of loans as of December 31, 2023 (in thousands): December 31, 2023 $ Agriculture 257,372 Business Loans 354,252 Consumer 6,392 Home Equity 107,176 Non-Owner Occupied Commercial Real Estate 135,117 Residential Real Estate (a) 497,553 Gross loans prior to deferred costs 1,357,862 Deferred loan costs, net 2,216 Allowance for credit losses (15,176 ) Total net loans (b) 1,344,902 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $301,822,000 as of December 31, 2023. (b) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to the adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.
Schedule of Category of Loans and Impact of the Change from the Adoption of the Standard	The following table presents the Corporation’s loan portfolio, prior to the adoption of ASC 326, by category of loans and the impact of the change from the adoption of the standard (in thousands): Post Adoption December 31, Adoption January, 1 2022 Impact 2023 $ $ $ Agriculture — 238,734 238,734 Business Loans — 336,340 336,340 Home Equity — 98,854 98,854 Non-Owner Occupied CRE — 111,333 111,333 Residential Real Estate (a) — 397,260 397,260 Commercial real estate Commercial mortgages 210,823 (210,823 ) — Agriculture mortgages 221,167 (221,167 ) — Construction 86,793 (86,793 ) — Total commercial real estate 518,783 (518,783 ) — Consumer real estate (a) 1-4 family residential mortgages 410,301 (410,301 ) — Home equity loans 11,937 (11,937 ) — Home equity lines of credit 98,349 (98,349 ) — Total consumer real estate 520,587 (520,587 ) — Commercial and industrial Commercial and industrial 87,528 (87,528 ) — Tax-free loans 28,664 (28,664 ) — Agriculture loans 27,122 (27,122 ) — Total commercial and industrial 143,314 (143,314 ) — Consumer 5,769 163 5,932 Gross loans prior to deferred fees 1,188,453 — 1,188,453 Deferred loan costs, net 2,664 Allowance for credit losses (14,151 ) Total net loans 1,176,966 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $298,375,000 as of December 31, 2022.
Schedule of Collateral-Dependent Nonaccrual Loans	Based on the most recent analysis performed, the following table presents the recorded investment by internal risk rating system for Commercial Credit exposure as of December 31, 2023 in accordance with ASC 326 (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted December 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Agriculture Risk Rating Pass $ 47,599 $ 41,741 $ 49,276 $ 18,699 $ 14,793 $ 58,459 $ 21,157 $ — $ 251,724 Special Mention 60 9 96 697 170 1,136 204 — 2,372 Substandard — — 424 719 361 1,772 — 3,276 Doubtful — — — — — — — — — Total $ 47,659 $ 41,750 $ 49,796 $ 20,115 $ 15,324 $ 61,367 $ 21,361 $ — $ 257,372 Agriculture Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Business Loans Risk Rating Pass $ 43,670 $ 102,419 $ 64,030 $ 36,675 $ 17,785 $ 45,583 $ 37,269 $ — $ 347,431 Special Mention — 43 426 — — 270 100 — 839 Substandard 3,152 1,369 — 263 — 838 360 — 5,982 Doubtful — — — — — — — — — Total $ 46,822 $ 103,831 $ 64,456 $ 36,938 $ 17,785 $ 46,691 $ 37,729 $ — $ 354,252 Business Loans Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Non-Owner Occupied CRE Risk Rating Pass $ 26,757 $ 43,976 $ 27,377 $ 12,849 $ 7,705 $ 12,397 $ 375 $ — $ 131,436 Special Mention 392 639 — — — 37 — — 1,068 Substandard — — — — 2,312 301 — — 2,613 Doubtful — — — — — — — — — Total $ 27,149 $ 44,615 $ 27,377 $ 12,849 $ 10,017 $ 12,735 $ 375 $ — $ 135,117 Non-Owner Occupied CRE Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Risk Rating Pass $ 118,026 $ 188,136 $ 140,683 $ 68,223 $ 40,283 $ 116,439 $ 58,801 $ — $ 730,591 Special Mention 452 691 522 697 170 1,443 304 — 4,279 Substandard 3,152 1,369 424 982 2,673 2,911 360 — 11,871 Doubtful — — — — — — — — — Total (a) $ 121,630 $ 190,196 $ 141,629 $ 69,902 $ 43,126 $ 120,793 $ 59,465 $ — $ 746,741 (a) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Consumer Payment Performance Performing $ 3,251 $ 1,085 $ 351 $ 176 $ 31 $ 3 $ 1,482 $ — $ 6,379 Nonperforming — 13 — — — — — — 13 Total $ 3,251 $ 1,098 $ 351 $ 176 $ 31 $ 3 $ 1,482 $ — $ 6,392 Consumer Current period gross charge-offs $ — $ 40 $ 17 $ 1 $ 1 $ 6 $ — $ — $ 65 Home equity Payment Performance Performing $ 7,086 $ 18,476 $ 1,049 $ 564 $ 529 $ 1,847 $ 76,076 1,399 $ 107,026 Nonperforming — — — — — — 150 — 150 Total $ 7,086 $ 18,476 $ 1,049 $ 564 $ 529 $ 1,847 $ 76,226 $ 1,399 $ 107,176 Home equity Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Real Estate Payment Performance Performing $ 123,368 $ 148,835 $ 105,283 $ 43,961 $ 31,514 $ 44,236 $ — $ — $ 497,197 Nonperforming — — 356 — — — — — 356 Total $ 123,368 $ 148,835 $ 105,639 $ 43,961 $ 31,514 $ 44,236 $ — $ — $ 497,553 Residential Real Estate Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Payment Performance Performing $ 133,705 $ 168,396 $ 106,683 $ 44,701 $ 32,074 $ 46,086 $ 77,558 $ 1,399 $ 610,602 Nonperforming — 13 356 — — — 150 — 519 Total (a) $ 133,705 $ 168,409 $ 107,039 $ 44,701 $ 32,074 $ 46,086 $ 77,708 $ 1,399 $ 611,121
Schedule of Credit Risk Profile by Internally Assigned Grade	The following table presents the recorded investment in loans by internal risk rating system for Commercial Credit Exposure as of December 31, 2022 in accordance with ASC 310 (in thousands): Commercial Commercial Agriculture and Tax-free Agriculture December 31, 2022 Mortgages Mortgages Construction Industrial Loans Loans Total $ $ $ $ $ $ $ Grade: Pass 209,534 214,905 83,240 85,977 28,664 26,749 649,069 Special Mention — 1,966 3,553 893 — 132 6,544 Substandard 1,289 4,296 — 658 — 241 6,484 Doubtful — — — — — — — Loss — — — — — — — Total 210,823 221,167 86,793 87,528 28,664 27,122 662,097
Schedule of Credit Risk Profile by Payment Performance	The following table presents the balances of consumer loans by classes of the loan portfolio based on payment performance as of December 31, 2022 in accordance with ASC 310 (in thousands): 1-4 Family Home Equity December 31, 2022 Residential Home Equity Lines of Mortgages Loans Credit Consumer Total Payment performance: $ $ $ $ $ Performing 409,854 11,598 98,349 5,739 525,540 Non-performing 447 339 — 30 816 Total 410,301 11,937 98,349 5,769 526,356
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due	The following tables present an age analysis of the Corporation’s past due loans, segregated by loan portfolio class, as of December 31, 2023: December 31, 2023 31-60 61-90 Greater Than Days Days 90 Days Total Total Current Past Due Past Due Past Due Past Due Loans Agriculture $ 257,372 $ — $ — $ — $ — $ 257,372 Business Loans 354,008 130 — 114 244 354,252 Consumer 6,361 15 3 13 31 6,392 Home Equity 106,787 170 69 150 389 107,176 Non-Owner Occupied CRE 135,117 — — — — 135,117 Residential Real Estate 495,952 1,245 — 356 1,601 497,553 Total (a) $ 1,355,597 $ 1,560 $ 72 $ 633 $ 2,265 $ 1,357,862 (a) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. December 31, 2022 Loans Greater Receivable > 30-59 Days 60-89 Days than 90 Total Past Total Loans 90 Days and Past Due Past Due Days Due Current Receivable Accruing $ $ $ $ $ $ $ Commercial real estate Commercial mortgages — — 554 554 210,269 210,823 — Agriculture mortgages — — 2,787 2,787 218,380 221,167 — Construction — — — — 86,793 86,793 — Consumer real estate 1-4 family residential mortgages 905 — 447 1,352 408,949 410,301 139 Home equity loans 17 — 339 356 11,581 11,937 — Home equity lines of credit 165 16 — 181 98,168 98,349 — Commercial and industrial Commercial and industrial — — 190 190 87,338 87,528 — Tax-free loans — — — — 28,664 28,664 — Agriculture loans — — — — 27,122 27,122 — Consumer 9 5 30 44 5,725 5,769 30 Total 1,096 21 4,347 5,464 1,182,989 1,188,453 169
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due	The following table presents the amortized cost basis of loans on nonaccrual status and loans past due over 90 days still accruing interest as of December 31, 2023, (in thousands): Nonaccrual Nonaccrual Loans Past with no with Total Due Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming Agriculture $ 941 $ — $ 941 $ — $ 941 Business Loans 1,817 — 1,817 — 1,817 Consumer Loans — — — 13 13 Home Equity — — — 150 150 Non-Owner Occupied CRE — — — — — Residential Real Estate — — — 356 356 Total (a) $ 2,758 $ — $ 2,758 $ 519 $ 3,277 (a) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.
Schedule of Non-Accrual Loans by Loan Class	The following table presents nonaccrual loans by classes of the loan portfolio as of December 31, 2022 (in thousands): 2022 $ Commercial real estate Commercial mortgages 554 Agriculture mortgages 2,787 Construction — Consumer real estate 1-4 family residential mortgages 308 Home equity loans 339 Home equity lines of credit — Commercial and industrial Commercial and industrial 190 Tax-free loans — Agriculture loans — Consumer — Total 4,178
Schedule of Collateral-Dependent Nonaccrual Loans	The following table presents, by class of loans, the collateral-dependent nonaccrual loans and type of collateral as of December 31, 2023 (in thousands). Real Estate Other None Total Agriculture $ 941 $ — $ — $ 941 Business Loans 1,817 — — 1,817 Consumer Loans — — — — Home Equity — — — — Non-Owner Occupied — — — — Residential Real Estate — — — — Total $ 2,758 $ — $ — $ 2,758
Schedule of Impaired Loan Analysis	The following table summarizes information in regards to impaired loans by loan portfolio class as of December 31, 2022: Recorded Unpaid Related Average Interest $ $ $ $ $ With no related allowance recorded: Commercial real estate Commercial mortgages 1,201 1,271 — 779 — Agriculture mortgages 3,229 3,348 — 3,350 24 Construction — — — — — Total commercial real estate 4,430 4,619 — 4,129 24 Commercial and industrial Commercial and industrial 190 199 — 160 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 190 199 — 160 — Total with no related allowance 4,620 4,818 — 4,289 24 With an allowance recorded: Commercial real estate Commercial mortgages — — — — — Agriculture mortgages — — — — — Construction — — — — — Total commercial real estate — — — — — Commercial and industrial Commercial and industrial — — — — — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial — — — — — Total with a related allowance — — — — — Total by loan class: Commercial real estate Commercial mortgages 1,201 1,271 — 779 — Agriculture mortgages 3,229 3,348 — 3,350 24 Construction — — — — — Total commercial real estate 4,430 4,619 — 4,129 24 Commercial and industrial Commercial and industrial 190 199 — 160 — Tax-free loans — — — — — Agriculture loans — — — — — Total commercial and industrial 190 199 — 160 — Total 4,620 4,818 — 4,289 24
Schedule of Allowance for Credit Losses By Portfolio Segment	The following table details activity in the allowance for credit losses by portfolio segment for the year ended December 31, 2023: Impact of Beginning adopting Provisions Ending Balance ASC 326 Charge-offs Recoveries (Reductions) Balance Allowance for credit losses: Commercial Real Estate $ 6,074 $ (6,074 ) $ — $ — $ — $ — Consumer Real Estate 5,442 (5,442 ) — — — — Commercial & Industrial 2,151 (2,151 ) — — — — Agriculture — 3,537 — 71 (502 ) 3,106 Business Loans — 3,382 — 11 (709 ) 2,684 Consumer Loans 67 183 (64 ) 4 165 355 Home Equity — 2,129 — — 212 2,341 Non-Owner Occupied CRE — 875 — — (57 ) 818 Residential Real Estate — 4,658 — 8 1,206 5,872 Unallocated 417 (417 ) — — — — Total (a) $ 14,151 $ 680 $ (64 ) $ 94 $ 315 $ 15,176 (a) Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.
Schedule of Allowance for Credit Losses	The following table details activity in the allowance for credit losses by portfolio segment for the year ended December 31, 2022: Commercial Commercial Consumer and Real Estate Real Estate Industrial Consumer Unallocated Total $ $ $ $ $ $ Allowance for credit losses: Beginning balance 6,263 3,834 2,112 87 635 12,931 Charge-offs (84 ) — (44 ) (19 ) — (147 ) Recoveries 10 10 42 5 — 67 Provision (credit) (115 ) 1,598 41 (6 ) (218 ) 1,300 Ending balance 6,074 5,442 2,151 67 417 14,151 Ending balance: individually evaluated for impairment — — — — — — Ending balance: collectively evaluated for impairment 6,074 5,442 2,151 67 417 14,151 Loans receivable: Ending balance 518,783 520,587 143,314 5,769 1,188,453 Ending balance: individually evaluated for impairment 4,430 — 190 — 4,620 Ending balance: collectively evaluated for impairment 514,353 520,587 143,124 5,769 1,183,833

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2023
Premises and Equipment [Abstract]
Schedule of Premises and Equipment and Accumulated Depreciation	The major classes of the Corporation’s premises and equipment and accumulated depreciation are as follows: December 31, 2023 2022 $ $ Land 5,043 5,043 Buildings and improvements 32,364 30,780 Furniture and equipment 11,246 10,330 Construction in process 275 1,298 Total 48,928 47,451 Less accumulated depreciation (23,644 ) (22,118 ) Premises and equipment 25,284 25,333

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Schedule of Deposits by Major Classifications	Deposits by major classifications are summarized as follows: December 31, 2023 2022 $ $ Non-interest bearing demand 611,968 672,342 Interest-bearing demand 214,033 164,208 NOW accounts 99,738 139,846 Money market deposit accounts 158,446 163,836 Savings accounts 308,913 364,897 Time deposits under $250,000 274,569 124,144 Time deposits of $250,000 or more 59,131 9,685 Total deposits 1,726,798 1,638,958
Schedule of Maturities of time Deposits	At December 31, 2023, the scheduled maturities of time deposits are as follows: 2024 249,641 2025 44,621 2026 15,338 2027 2,366 2028 21,734 Total 333,700

Short Term Borrowings (Tables)

Short Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2023
Short Term Borrowings [Abstract]
Schedule of Short-Term Borrowings	A summary of short-term borrowings is as follows for the years ended December 31, 2023 and 2022: 2023 2022 $ $ Total short-term borrowings outstanding at year end — 16,000 Average interest rate at year end — 3.00% Maximum outstanding at any month end 13,500 24,000 Average amount outstanding for the year 5,587 13,336 Weighted-average interest rate for the year 3.53% 2.29%

Other Borrowed Funds (Tables)

Other Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2023
Other Borrowed Funds [Abstract]
Schedule of Maturities of FHLB borrowings	Maturities of FHLB borrowings at December 31, 2023, and 2022, are summarized as follows: December 31, 2023 2022 Weighted- Weighted- Average Average Amount Rate Amount Rate $ % $ % FHLB fixed rate loans 2023 — — 13,816 2.77 2024 17,406 2.02 17,406 2.02 2025 15,984 2.16 12,984 1.47 2026 28,158 4.47 — — 2027 16,833 4.11 13,833 4.01 2028 22,847 3.81 — — Total other borrowings 101,228 3.47 58,039 1.89
Schedule of Subordinated debt	Subordinated debt at December 31, 2023 and 2022 was as follows: (Dollars in thousands) December 31, 2023 2022 Carrying Carrying Issued Amount Amount Rate Amount Issued by Ranking $ $ % $ Date Issued Maturity ENB Financial Corp Subordinated (1)(2) 19,840 19,760 4.00% 20,000 12/30/20 12/30/30 ENB Financial Corp Subordinated (1)(3) 19,716 19,636 5.75% 20,000 07/22/22 09/30/32 Total 39,556 39,396 (1) The subordinated notes qualify as Tier 2 capital for regulatory capital purposes. (2) ENB Financial Corp has the ability to call the subordinated notes, in whole, or in part, at a redemption price equal to 100% of the principal balance at certain times on or after December 30, 2025. (3) ENB Financial Corp has the ability to call the subordinated notes, in whole, or in part, at a redemption price equal to 100% of the principal balance at certain times on or after July 22, 2027.

Capital Transactions (Tables)

Capital Transactions (Tables)	12 Months Ended
	Dec. 31, 2023
Capital Transactions [Abstract]
Schedule of Nonvested Restricted Stock	The following is a summary of the status of the Corporation’s nonvested restricted stock as of December 31, 2023, and changes therein during the year then ended: Number of Weighted-Average Restricted Grant Date Stock Units Fair Value Nonvested at December 31, 2022 11,960 16.80 Granted 1,439 $ 13.90 Vested 3,539 16.80 Forfeited 1,340 16.80 Nonvested at December 31, 2023 8,520 $ 16.31

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2023
Income Taxes [Abstract]
Schedule of Income Tax Reconciliation	A reconciliation of the differences by amount and percent is as follows: Year Ended December 31, 2023 2022 $ % $ % Income tax at statutory rate 3,110 21.0 3,553 21.0 Tax-exempt interest income (885 ) (6.0 ) (1,052 ) (6.2 ) Non-deductible interest expense 376 2.5 89 0.5 Bank-owned life insurance (174 ) (1.2 ) (307 ) (1.8 ) Other 9 0.1 4 0.0 Income tax expense 2,436 16.4 2,287 13.5
Schedule of Components of Income Tax Expense	Significant components of income tax expense are as follows: (DOLLARS IN THOUSANDS) Year Ended December 31, 2023 2022 $ $ Current tax expense 2,268 2,352 Deferred tax expense (benefit) 168 (65 ) Income tax expense 2,436 2,287
Schedule of Net Deferred Tax Assets and Liabilities	Components of the Corporation's net deferred tax position are as follows: (DOLLARS IN THOUSANDS) December 31, 2023 2022 $ $ Deferred tax assets Allowance for credit losses 3,187 2,972 Allowance for off-balance sheet extensions of credit 278 214 Net unrealized holding losses on securities available for sale 9,132 12,837 Interest on non-accrual loans 9 10 Other 592 664 Total deferred tax assets 13,198 16,697 Deferred tax liabilities Premises and equipment (1,184 ) (936 ) Mortgage servicing rights (464 ) (334 ) Discount on investment securities (288 ) (210 ) Other (574 ) (655 ) Total deferred tax liabilities (2,510 ) (2,135 ) Net deferred tax assets 10,688 14,562

Regulatory Matters and Restri_2

Regulatory Matters and Restrictions (Tables)	12 Months Ended
	Dec. 31, 2023
Regulatory Matters and Restrictions [Abstract]
Schedule of Regulatory Capital Requirements	The following chart details the Corporation’s and the Bank’s capital levels as of December 31, 2023 and December 31, 2022, compared to regulatory levels. CAPITAL LEVELS To Be Well (DOLLARS IN THOUSANDS) Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provision $ % $ % $ % As of December 31, 2023 Total Capital to Risk-Weighted Assets Consolidated 210,066 14.8 N/A N/A N/A N/A Bank 204,290 14.4 113,182 8.0 141,477 10.0 Tier I Capital to Risk-Weighted Assets Consolidated 154,009 10.9 N/A N/A N/A N/A Bank 187,790 13.3 84,886 6.0 113,182 8.0 Common Equity Tier I Capital to Risk-Weighted Assets Consolidated 154,009 10.9 N/A N/A N/A N/A Bank 187,790 13.3 63,665 4.5 91,960 6.5 Tier I Capital to Average Assets Consolidated 154,009 7.7 N/A N/A N/A N/A Bank 187,790 9.4 80,295 4.0 100,369 5.0 As of December 31, 2022 Total Capital to Risk-Weighted Assets Consolidated 200,191 15.0 N/A N/A N/A N/A Bank 193,076 14.5 106,407 8.0 133,008 10.0 Tier I Capital to Risk-Weighted Assets Consolidated 145,627 10.9 N/A N/A N/A N/A Bank 177,907 13.4 79,805 6.0 106,407 8.0 Common Equity Tier I Capital to Risk-Weighted Assets Consolidated 145,627 10.9 N/A N/A N/A N/A Bank 177,907 13.4 59,854 4.5 86,455 6.5 Tier I Capital to Average Assets Consolidated 145,627 7.6 N/A N/A N/A N/A Bank 177,907 9.3 76,190 4.0 95,238 5.0

Transactions with Directors a_2

Transactions with Directors and Officers (Tables)	12 Months Ended
	Dec. 31, 2023
Transactions with Directors and Officers [Abstract]
Schedule of Aggregate Loans to Related Parties	The following table presents activity in the amounts due from directors, executive officers, immediate family, and affiliated companies. An analysis of the activity with respect to such aggregate loans to related parties is shown below. LOANS TO INSIDERS (DOLLARS IN THOUSANDS) Year Ended Year Ended December 31, December 31, 2023 2022 $ $ Balance, beginning of year 2,624 194 Advances 1,369 1,398 Repayments (2,025 ) (1,614 ) Other changes — 2,646 Balance, end of year 1,968 2,624

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Schedule of ROU Assets and Lease Liabilities	The following table represents the Consolidated Balance Sheet classification of the Corporation’s Right-of-Use (ROU) assets and lease liabilities. Lease Consolidated Balance Sheets Classification (Dollars in Thousands) Classification December 31, 2023 December 31, 2022 Lease Right-of-Use Assets Operating lease right-of use assets Other Assets $ 2,736 $ 3,117 Lease Liabilities Operating lease liabilties Other Liabilities $ 2,781 $ 3,145
Schedule of Operating Leases Weighted-Average Discount Term and Rate	As the rate is rarely determinable, the Corporation utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term. December 31, 2023 December 31, 2022 Weighted-average remaining lease term Operating leases 12.2 years 12.5 years Weighted-average discount rate Operating leases 2.85% 2.88%
Schedule of Maturities of Operating Leases	Future minimum payments for operating leases with initial or remaining terms of one year or more as of December 31, 2023 were as follows: (Dollars in Thousands) Operating Leases Twelve Months Ended: December 31, 2024 $ 457 December 31, 2025 346 December 31, 2026 239 December 31, 2027 228 December 31, 2028 233 Thereafter 1,818 Total Future Minimum Lease Payments 3,321 Amounts Representing Interests (540 ) Present Value of Net Future Minimum Lease Payments $ 2,781

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2023
Fair Value Measurements [Abstract]
Schedule of Assets Measured at Fair Value on a Recurring Basis	The following tables provide the fair market value for assets required to be measured and reported at fair value on a recurring basis on the Consolidated Balance Sheets as of December 31, 2023 and December 31, 2022, by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. December 31, 2023 Level I Level II Level III Total $ $ $ $ U.S. Treasuries 18,159 — — 18,159 U.S. government agencies — 17,538 — 17,538 U.S. agency mortgage-backed securities — 40,156 — 40,156 U. S. agency collateralized mortgage obligations — 19,837 — 19,837 Non-agency MBS/CMO — 56,187 56,187 Asset-backed securities — 65,305 — 65,305 Corporate bonds — 55,004 — 55,004 Obligations of states and political subdivisions — 187,383 — 187,383 Marketable equity securities 9,451 — — 9,451 Total securities 27,610 441,410 — 469,020 December 31, 2022 Level I Level II Level III Total $ $ $ $ U.S. Treasuries 32,657 — — 32,657 U.S. government agencies — 24,787 — 24,787 U.S. agency mortgage-backed securities — 45,307 — 45,307 U. S. agency collateralized mortgage obligations — 27,490 — 27,490 Non-agency MBS/CMO — 50,250 50,250 Asset-backed securities — 73,234 — 73,234 Corporate bonds — 69,631 — 69,631 Obligations of states and political subdivisions — 205,786 — 205,786 Marketable equity securities 9,118 — — 9,118 Total securities 41,775 496,485 — 538,260
Schedule of Fair Value Assets at on a Nonrecurring Basis	The following table provides the fair value for each class of assets required to be measured and reported at fair value on a nonrecurring basis on the Consolidated Balance Sheets as of December 31, 2023 and December 31, 2022, by level within the fair value hierarchy: December 31, 2023 Level I Level II Level III Total $ $ $ $ Assets: Individually analyzed Loans — — 3,144 3,144 — — 3,144 3,144 December 31, 2022 Level I Level II Level III Total $ $ $ $ Assets: Impaired Loans — — 4,620 4,620 Total — — 4,620 4,620
Schedule of Level III Fair Value Measurements	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: December 31, 2023 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Individually analyzed loans 3,144 Appraisal of collateral (1) Appraisal adjustments (2) 0% to -20% (-20%) Liquidation expenses (2) 0% to -10% (-10%) December 31, 2022 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Impaired loans 4,620 Appraisal of collateral (1) Appraisal adjustments (2) 0% to -20% (-20%) Liquidation expenses (2) 0% to -10% (-10%) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally includes various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Disclosures About Fair Value _2

Disclosures About Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2023
Disclosures About Fair Value of Financial Instruments [Abstract]
Schedule of Carrying Amount and Fair Value of Financial Instruments	The following tables provide the carrying amount for each class of assets and liabilities and the fair value for certain financial instruments that are not required to be measured or reported at fair value on the Corporation's Consolidated Balance Sheets as of December 31, 2023 and December 31, 2022: December 31, 2023 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 88,996 88,996 88,996 — — Regulatory stock 8,540 8,540 8,540 — — Loans held for sale 352 352 352 — — Loans, net of allowance 1,344,902 1,300,300 — — 1,300,300 Mortgage servicing assets 2,151 2,904 — — 2,904 Accrued interest receivable 7,015 7,015 7,015 — — Bank owned life insurance 35,632 35,632 35,632 — — Financial Liabilities: Demand deposits 611,968 611,968 611,968 — — Interest-bearing demand deposits 214,033 214,033 214,033 — — NOW accounts 99,738 99,738 99,738 — — Money market deposit accounts 158,446 158,446 158,446 — — Savings accounts 308,913 308,913 308,913 — — Time deposits 333,700 331,680 — — 331,680 Total deposits 1,726,798 1,724,778 1,393,098 — 331,680 Short-term debt — — — — — Long-term debt 101,228 101,509 — — 101,509 Subordinated debt 39,556 33,976 — — 33,976 Accrued interest payable 2,203 2,203 2,203 — — December 31, 2022 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 37,572 37,572 37,572 — — Regulatory stock 6,670 6,670 6,670 — — Loans held for sale 5,927 5,927 5,927 — — Loans, net of allowance 1,176,966 1,112,400 — — 1,112,400 Mortgage servicing assets 2,030 2,894 — — 2,894 Accrued interest receivable 6,555 6,555 6,555 — — Bank owned life insurance 34,805 34,805 34,805 — — Financial Liabilities: Demand deposits 672,342 672,342 672,342 — — Interest-bearing demand deposits 164,208 164,208 164,208 — — NOW accounts 139,846 139,846 139,846 — — Money market deposit accounts 163,836 163,836 163,836 — — Savings accounts 364,897 364,897 364,897 — — Time deposits 133,829 129,422 — — 129,422 Total deposits 1,638,958 1,634,551 1,505,129 — 129,422 Short-term debt 16,000 15,721 — — 15,721 Long-term debt 58,039 56,431 — — 56,431 Subordinated debt 39,396 35,975 — — 35,975 Accrued interest payable 597 597 597 — —

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2023
Accumulated Other Comprehensive Income (Loss) [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The activity in accumulated other comprehensive income (loss) for the years ended December 31, 2023 and 2022 is as follows: Unrealized Gains/(Losses) on Securities Available-for-Sale $ Balance at January 1, 2023 (48,292 ) Other comprehensive income before reclassifications 12,854 Amount reclassified from accumulated other comprehensive income 1,083 Period change 13,937 Balance at December 31, 2023 (34,355 ) Balance at January 1, 2022 3,441 Other comprehensive loss before reclassifications (51,700 ) Amount reclassified from accumulated other comprehensive loss (33 ) Period change (51,733 ) Balance at December 31, 2022 (48,292 ) (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 21%. (2) Amounts in parentheses indicate debits.
Schedule of Accumulated Other Comprehensive Income (Loss) Components	DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Year Ended December 31, Affected Line Item 2023 2022 in the Consolidated $ $ Statements of Income Securities available for sale: Net securities (losses) gains reclassified into earnings (1,371 ) 42 (Losses) gains on sale of debt securities, net Related income tax benefit (expense) 288 (9 ) Provision for federal income taxes Net effect on accumulated other comprehensive income (loss) for the period (1,083 ) 33 Total reclassifications for the period (1,083 ) 33 (1) Amounts in parentheses indicate debits.

Condensed Parent Only Data (Tab

Condensed Parent Only Data (Tables)	12 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheets	Condensed Balance Sheets (Parent Company Only) (DOLLARS IN THOUSANDS) December 31, 2023 2022 $ $ Assets Cash 2,969 4,601 Equity securities 1,717 1,773 Equity in bank subsidiary 153,434 129,615 Other assets 1,100 768 Total assets 159,220 136,757 Liabilities Subordinated debt 39,556 39,396 Other Liabilities 10 26 Total Liabilities 39,566 39,422 Stockholders' Equity Common stock 574 574 Capital surplus 4,072 4,437 Retained earnings 150,596 142,677 Accumulated other loss, net of tax (34,355 ) (48,292 ) Treasury stock (1,233 ) (2,061 ) Total stockholders' equity 119,654 97,335 Total liabilities and stockholders' equity 159,220 136,757
Condensed Statements of Comprehensive Income (Loss)	Condensed Statements of Comprehensive Income (Loss) (DOLLARS IN THOUSANDS) Year Ended December 31, 2023 2022 $ $ Income Dividend income - investment securities 71 67 Losses on equity securities, net (126 ) (32 ) Dividend income 3,837 3,810 Undistributed earnings of bank subsidiary 10,438 12,161 Total income 14,220 16,006 Expense Subordinated debt interest expense 1,950 1,311 Shareholder expenses 176 150 Other expenses 234 279 Total expense 2,360 1,740 Benefit for income taxes (515 ) (365 ) Net Income 12,375 14,631 Comprehensive Income (Loss) 26,312 (37,102 )
Condensed Statements of Cash Flows	Year Ended December 31, 2023 2022 Cash Flows from Operating Activities: $ $ Net Income 12,375 14,631 Equity in undistributed earnings of subsidiaries (10,438 ) (12,161 ) Losses on equity securities, net 125 32 Net amortization of subordinated debt fees 160 116 Net increase in other assets (332 ) (316 ) Net decrease in other liabilities (16 ) (15 ) Net cash provided by operating activities 1,874 2,287 Cash Flows from Investing Activities: Proceeds from sales of equity securities — 151 Purchases of equity securities (70 ) (213 ) Net cash used for investing activities (70 ) (62 ) Cash Flows from Financing Activities: Proceeds from sale of treasury stock 973 1,064 Proceeds from issuance of subordinated debt — 19,600 Dividend to bank subsidiary — (17,000 ) Treasury stock purchased (572 ) (116 ) Dividends paid (3,837 ) (3,810 ) Net cash used for financing activities (3,436 ) (262 ) Cash and Cash Equivalents: Net change in cash and cash equivalents (1,632 ) 1,963 Cash and cash equivalents at beginning of period 4,601 2,638 Cash and cash equivalents at end of period 2,969 4,601

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details) - USD ($)		12 Months Ended
	Jan. 01, 2023	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Summary of Significant Accounting Policies [Line Items]
Retained earnings	$ 619,000
Net of tax related to loan	537,000
Other commitment	82,000
Available-for-sale securities	$ 0
Unrealized losses		10%
Loss ratio one year		60%
Loss ratio two year		30%
Loss ratio three year		10%
Allowance for off-balance sheet extensions of credit		$ 1,325,000	$ 1,017,000
Mortgage servicing rights		2,151,000	2,030,000	$ 1,768,000
Cash surrender value		$ 35,632,000	$ 34,805,000
401(K) Plan [Member]
Summary of Significant Accounting Policies [Line Items]
Employer matching contribution, matching percentage		50%
Employer contribution percentage		5%
Employer matching contribution, maximum percentage of employee pay		2.50%
Working hour in a calendar year		1,000
401(K) Plan [Member] | Non-Elective contribution [Member]
Summary of Significant Accounting Policies [Line Items]
Employer contribution percentage		3%
401(K) Plan [Member] | Minimum [Member] | Non-Elective contribution [Member]
Summary of Significant Accounting Policies [Line Items]
Employer contribution percentage		2%
401(K) Plan [Member] | Maximum [Member] | Non-Elective contribution [Member]
Summary of Significant Accounting Policies [Line Items]
Employer contribution percentage		3%
Buildings and improvements [Member] | Minimum [Member]
Summary of Significant Accounting Policies [Line Items]
Useful life		15 years
Buildings and improvements [Member] | Maximum [Member]
Summary of Significant Accounting Policies [Line Items]
Useful life		39 years
Furniture and Equipment [Member] | Minimum [Member]
Summary of Significant Accounting Policies [Line Items]
Useful life		4 years
Furniture and Equipment [Member] | Maximum [Member]
Summary of Significant Accounting Policies [Line Items]
Useful life		10 years

Summary of Significant Accoun_4

Summary of Significant Accounting Policies (Details) - Schedule of Reclassification of Loans $ in Thousands	Jan. 01, 2023 USD ($)
Pre-adoption [Member]
Assets
Assets	$ 14,151
Liabilities
Total	15,168
Pre-adoption [Member] | ACL on Debt Securities Available for Sale [Member]
Assets
Assets
Pre-adoption [Member] | Commercial Real Estate [Member]
Assets
Assets	6,074
Pre-adoption [Member] | Consumer Real Estate [Member]
Assets
Assets	5,442
Pre-adoption [Member] | Commercial and Industrial [Member]
Assets
Assets	2,151
Pre-adoption [Member] | Consumer [Member]
Assets
Assets	67
Pre-adoption [Member] | Agriculture [Member]
Assets
Assets
Pre-adoption [Member] | Business Loans [Member]
Assets
Assets
Pre-adoption [Member] | Home Equity [Member]
Assets
Assets
Pre-adoption [Member] | Non-Owner Occupied CRE [Member]
Assets
Assets
Pre-adoption [Member] | Residential Real Estate [Member]
Assets
Assets
Pre-adoption [Member] | Unallocated [Member]
Assets
Assets	417
Pre-adoption [Member] | ACL for Unfunded Commitments [Member]
Liabilities
Liabilities	1,017
Adoption Impact [Member]
Assets
Assets	680
Liabilities
Total	783
Adoption Impact [Member] | ACL on Debt Securities Available for Sale [Member]
Assets
Assets
Adoption Impact [Member] | Commercial Real Estate [Member]
Assets
Assets	(6,074)
Adoption Impact [Member] | Consumer Real Estate [Member]
Assets
Assets	(5,442)
Adoption Impact [Member] | Commercial and Industrial [Member]
Assets
Assets	(2,151)
Adoption Impact [Member] | Consumer [Member]
Assets
Assets	183
Adoption Impact [Member] | Agriculture [Member]
Assets
Assets	3,537
Adoption Impact [Member] | Business Loans [Member]
Assets
Assets	3,382
Adoption Impact [Member] | Home Equity [Member]
Assets
Assets	2,129
Adoption Impact [Member] | Non-Owner Occupied CRE [Member]
Assets
Assets	875
Adoption Impact [Member] | Residential Real Estate [Member]
Assets
Assets	4,658
Adoption Impact [Member] | Unallocated [Member]
Assets
Assets	(417)
Adoption Impact [Member] | ACL for Unfunded Commitments [Member]
Liabilities
Liabilities	103
As Reported [Member]
Assets
Assets	14,831
Liabilities
Total	15,951
As Reported [Member] | ACL on Debt Securities Available for Sale [Member]
Assets
Assets
As Reported [Member] | Commercial Real Estate [Member]
Assets
Assets
As Reported [Member] | Consumer Real Estate [Member]
Assets
Assets
As Reported [Member] | Commercial and Industrial [Member]
Assets
Assets
As Reported [Member] | Consumer [Member]
Assets
Assets	250
As Reported [Member] | Agriculture [Member]
Assets
Assets	3,537
As Reported [Member] | Business Loans [Member]
Assets
Assets	3,382
As Reported [Member] | Home Equity [Member]
Assets
Assets	2,129
As Reported [Member] | Non-Owner Occupied CRE [Member]
Assets
Assets	875
As Reported [Member] | Residential Real Estate [Member]
Assets
Assets	4,658
As Reported [Member] | Unallocated [Member]
Assets
Assets
As Reported [Member] | ACL for Unfunded Commitments [Member]
Liabilities
Liabilities	$ 1,120

Summary of Significant Accoun_5

Summary of Significant Accounting Policies (Details) - Schedule of Mortage Servicing Rights - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Schedule of Mortage Servicing Rights [Abstract]
Beginning Balance	$ 2,030,000	$ 1,768,000
Additions	247,000	344,000
Amortization	(64,000)	(22,000)
Disposals	(62,000)	(60,000)
Ending Balance	$ 2,151,000	$ 2,030,000

Securities (Details)

Securities (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Securities [Abstract]
Available for sale debt securities	$ 117,525,000	$ 116,179,000
Pledged securities	109,651,000	107,071,000
Proceeds from sales of equity securities		$ 151,000

Securities (Details) - Schedule

Securities (Details) - Schedule of Amortized Cost and Fair Value of Securities - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	$ 503,057	$ 590,271
Gross Unrealized Gains	43	36
Gross Unrealized Losses	(43,531)	(61,165)
Allowance for Credit Losses
Fair Value	459,569	529,142
U.S. Treasuries [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	19,869	35,737
Gross Unrealized Gains
Gross Unrealized Losses	(1,710)	(3,080)
Allowance for Credit Losses
Fair Value	18,159	32,657
U.S. Government Agencies [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	19,400	27,605
Gross Unrealized Gains
Gross Unrealized Losses	(1,862)	(2,818)
Allowance for Credit Losses
Fair Value	17,538	24,787
U.S. Agency Mortgage-Backed Securities [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	43,753	49,939
Gross Unrealized Gains
Gross Unrealized Losses	(3,597)	(4,632)
Allowance for Credit Losses
Fair Value	40,156	45,307
U.S. Agency Collateralized Mortgage Obligations [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	21,841	30,193
Gross Unrealized Gains
Gross Unrealized Losses	(2,004)	(2,703)
Allowance for Credit Losses
Fair Value	19,837	27,490
Non-Agency MBS/CMO [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	59,281	53,900
Gross Unrealized Gains	22
Gross Unrealized Losses	(3,116)	(3,650)
Allowance for Credit Losses
Fair Value	56,187	50,250
Asset-Backed Securities [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	66,391	76,110
Gross Unrealized Gains	20	16
Gross Unrealized Losses	(1,106)	(2,892)
Allowance for Credit Losses
Fair Value	65,305	73,234
Corporate Bonds [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	61,122	76,685
Gross Unrealized Gains		10
Gross Unrealized Losses	(6,118)	(7,064)
Allowance for Credit Losses
Fair Value	55,004	69,631
Obligations of States and Political Subdivisions [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	211,400	240,102
Gross Unrealized Gains	1	10
Gross Unrealized Losses	(24,018)	(34,326)
Allowance for Credit Losses
Fair Value	$ 187,383	$ 205,786

Securities (Details) - Schedu_2

Securities (Details) - Schedule of Contractual Maturity of Debt Securities - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Contractual Maturity of Debt Securities [Abstract]
Due in one year or less, Amortized Cost	$ 4,351
Due in one year or less, Fair Value	4,280
Due after one year through five years, Amortized Cost	103,985
Due after one year through five years, Fair Value	95,621
Due after five years through ten years, Amortized Cost	67,391
Due after five years through ten years, Fair Value	57,942
Due after ten years, Amortized Cost	327,330
Due after ten years, Fair Value	301,726
Total debt securities, Amortized Cost	503,057
Total debt securities, Fair Value	$ 459,569	$ 529,142

Securities (Details) - Schedu_3

Securities (Details) - Schedule of Proceeds and Gains and Losses on Securities Available for Sale - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Schedule of Proceeds and Gains and Losses on Securities Available for Sale [Abstract]
Proceeds from sales	$ 61,089	$ 28,590
Gross realized gains	4	191
Gross realized losses	$ 1,375	$ 149

Securities (Details) - Schedu_4

Securities (Details) - Schedule of Temporary Impairments of Securities - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value	$ 13,850	$ 254,255
Less than 12 months, Gross Unrealized Losses	(166)	(20,231)
More than 12 months, Fair Value	436,519	258,687
More than 12 months, Gross Unrealized Losses	(43,365)	(40,934)
Total, Fair Value	450,369	512,942
Total, Gross Unrealized Losses	(43,531)	(61,165)
U.S. Treasuries [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value		19,721
Less than 12 months, Gross Unrealized Losses		(1,169)
More than 12 months, Fair Value	18,159	12,936
More than 12 months, Gross Unrealized Losses	(1,710)	(1,911)
Total, Fair Value	18,159	32,657
Total, Gross Unrealized Losses	(1,710)	(3,080)
U.S. Government Agencies [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value		1,953
Less than 12 months, Gross Unrealized Losses		(52)
More than 12 months, Fair Value	17,538	21,634
More than 12 months, Gross Unrealized Losses	(1,862)	(2,766)
Total, Fair Value	17,538	23,587
Total, Gross Unrealized Losses	(1,862)	(2,818)
U.S. Agency Mortgage-Backed Securities [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value		24,667
Less than 12 months, Gross Unrealized Losses		(1,653)
More than 12 months, Fair Value	40,147	20,640
More than 12 months, Gross Unrealized Losses	(3,597)	(2,979)
Total, Fair Value	40,147	45,307
Total, Gross Unrealized Losses	(3,597)	(4,632)
U.S. Agency Collateralized Mortgage Obligations [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value		9,984
Less than 12 months, Gross Unrealized Losses		(500)
More than 12 months, Fair Value	19,837	17,453
More than 12 months, Gross Unrealized Losses	(2,004)	(2,203)
Total, Fair Value	19,837	27,437
Total, Gross Unrealized Losses	(2,004)	(2,703)
Non-Agency MBS/CMO [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value	11,189	50,250
Less than 12 months, Gross Unrealized Losses	(119)	(3,650)
More than 12 months, Fair Value	41,966
More than 12 months, Gross Unrealized Losses	(2,997)
Total, Fair Value	53,155	50,250
Total, Gross Unrealized Losses	(3,116)	(3,650)
Asset-backed Securities [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value	2,661	29,283
Less than 12 months, Gross Unrealized Losses	(47)	(1,028)
More than 12 months, Fair Value	57,049	42,032
More than 12 months, Gross Unrealized Losses	(1,059)	(1,864)
Total, Fair Value	59,710	71,315
Total, Gross Unrealized Losses	(1,106)	(2,892)
Corporate Bonds [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value		15,197
Less than 12 months, Gross Unrealized Losses		(1,230)
More than 12 months, Fair Value	55,004	43,417
More than 12 months, Gross Unrealized Losses	(6,118)	(5,834)
Total, Fair Value	55,004	58,614
Total, Gross Unrealized Losses	(6,118)	(7,064)
Obligations of States and Political Subdivisions [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value		103,200
Less than 12 months, Gross Unrealized Losses		(10,949)
More than 12 months, Fair Value	186,819	100,575
More than 12 months, Gross Unrealized Losses	(24,018)	(23,377)
Total, Fair Value	186,819	203,775
Total, Gross Unrealized Losses	$ (24,018)	$ (34,326)

Securities (Details) - Schedu_5

Securities (Details) - Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
CRA-Qualified Mutual Funds [Member]
Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities [Line Items]
Amortized Cost	$ 7,734	$ 7,345
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value	7,734	7,345
Bank Stocks [Member]
Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities [Line Items]
Amortized Cost	1,754	1,685
Gross Unrealized Gains	144	162
Gross Unrealized Losses	(181)	(74)
Fair Value	1,717	1,773
Equity Securities [Member]
Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities [Line Items]
Amortized Cost	9,488	9,030
Gross Unrealized Gains	144	162
Gross Unrealized Losses	(181)	(74)
Fair Value	$ 9,451	$ 9,118

Securities (Details) - Schedu_6

Securities (Details) - Schedule of Net Gains and Losses on Equity Investments Recognized in Earnings - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Schedule of Net Gains and Losses on Equity Investments Recognized in Earnings [Abstract]
Net gains (losses) recognized in equity securities during the period	$ (125)	$ (32)
Less: Net gains realized on the sale of equity securities during the period		(52)
Unrealized gains (losses) recognized in equity securities held at reporting date	$ (125)	$ (84)

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Loans and Allowance For Credit Losses [Abstract]
Real estate loans serviced	$ 301,822,000	$ 298,375,000
Troubled debt restructuring loan		442,000
Allowance in loans	64,000
Recoveries of loan losses	94,000	67,000
Provision for on balance sheet exposure	315,000
Provision for off-balance sheet credit	205,000
Provision for on balance sheet exposure	520,000	$ 1,300,000
Ending balance of allowance	$ 1,025,000
Ending balance of allowance, percentage	7.20%	2.90%
Allowance percentage for loans	1.12%	1.19%
Write off loans		$ 147,000

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses (Details) - Schedule of Loan Portfolio by Category $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs	$ 1,357,862
Deferred loan costs, net	2,216
Allowance for credit losses	(15,176)
Total net loans	1,344,902	[1]
Agriculture [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs	257,372
Business Loan [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs	354,252
consumer [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs	6,392
Home Equity Loan [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs	107,176
Non-Owner Occupied Commercial Real Estate [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs	135,117
Residential Real Estate [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs	$ 497,553	[2]
[1]Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to the adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.[2]Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $301,822,000 as of December 31, 2023.

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses (Details) - Schedule of Category of Loans and Impact of the Change from the Adoption of the Standard - USD ($) $ in Thousands		Dec. 31, 2023	Jan. 01, 2023		Dec. 31, 2022
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees			$ 1,188,453		$ 1,188,453
Deferred loan costs, net					2,664
Allowance for credit losses					(14,151)
Total net loans					1,176,966
Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees
Agriculture [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees			238,734
Agriculture [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		238,734
Business Loans [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees			336,340
Business Loans [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		336,340
Home Equity 1 [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees			98,854
Home Equity 1 [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		98,854
Non-Owner Occupied Commercial Real Estate [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees			111,333
Non-Owner Occupied Commercial Real Estate [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		111,333
Residential Real Estate [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees			397,260	[1]
Residential Real Estate [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees	[1]	397,260
Commercial Mortgages [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					210,823
Commercial Mortgages [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(210,823)
Commercial Real Estate Agriculture Mortgages [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					221,167
Commercial Real Estate Agriculture Mortgages [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(221,167)
Construction [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					86,793
Construction [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(86,793)
Total Commercial Real Estate [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					518,783
Total Commercial Real Estate [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(518,783)
1-4 Family Residential Mortgages [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					410,301	[1]
1-4 Family Residential Mortgages [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees	[1]	(410,301)
Home Equity Loan [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					11,937
Home Equity Loan [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(11,937)
Home Equity Line of Credit [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					98,349
Home Equity Line of Credit [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(98,349)
Consumer Real Estate [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					520,587
Consumer Real Estate [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(520,587)
Commercial and Industrial One [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					87,528
Commercial and Industrial One [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(87,528)
Tax-free loans [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					28,664
Tax-free loans [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(28,664)
Agriculture loans [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					27,122
Agriculture loans [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(27,122)
Commercial and Industrial [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees					143,314
Commercial and Industrial [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		(143,314)
Consumer One [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees			$ 5,932		$ 5,769
Consumer One [Member] | Adoption Impact [Member]
Loans and Allowance for Credit Losses [Line Items]
Gross loans prior to deferred fees		$ 163
[1]Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $298,375,000 as of December 31, 2022.

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses (Details) - Schedule of Recorded Investment by Internal Risk Rating System for Commercial Credit Exposure $ in Thousands	Dec. 31, 2023 USD ($)
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	$ 47,659
Term Loans Amortized Costs Basis by Origination Year 2022	41,750
Term Loans Amortized Costs Basis by Origination Year 2021	49,796
Term Loans Amortized Costs Basis by Origination Year 2020	20,115
Term Loans Amortized Costs Basis by Origination Year 2019	15,324
Term Loans Amortized Costs Basis by Origination Year Prior	61,367
Revolving Loans Amortized Cost Basis	21,361
Revolving Loans Converted to Term
Total	257,372
Pass [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	118,026
Term Loans Amortized Costs Basis by Origination Year 2022	188,136
Term Loans Amortized Costs Basis by Origination Year 2021	140,683
Term Loans Amortized Costs Basis by Origination Year 2020	68,223
Term Loans Amortized Costs Basis by Origination Year 2019	40,283
Term Loans Amortized Costs Basis by Origination Year Prior	116,439
Revolving Loans Amortized Cost Basis	58,801
Revolving Loans Converted to Term
Total	730,591
Special Mention [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	452
Term Loans Amortized Costs Basis by Origination Year 2022	691
Term Loans Amortized Costs Basis by Origination Year 2021	522
Term Loans Amortized Costs Basis by Origination Year 2020	697
Term Loans Amortized Costs Basis by Origination Year 2019	170
Term Loans Amortized Costs Basis by Origination Year Prior	1,443
Revolving Loans Amortized Cost Basis	304
Revolving Loans Converted to Term
Total	4,279
Substandard [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	3,152
Term Loans Amortized Costs Basis by Origination Year 2022	1,369
Term Loans Amortized Costs Basis by Origination Year 2021	424
Term Loans Amortized Costs Basis by Origination Year 2020	982
Term Loans Amortized Costs Basis by Origination Year 2019	2,673
Term Loans Amortized Costs Basis by Origination Year Prior	2,911
Revolving Loans Amortized Cost Basis	360
Revolving Loans Converted to Term
Total	11,871
Doubtful [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Performing [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	133,705
Term Loans Amortized Costs Basis by Origination Year 2022	168,396
Term Loans Amortized Costs Basis by Origination Year 2021	106,683
Term Loans Amortized Costs Basis by Origination Year 2020	44,701
Term Loans Amortized Costs Basis by Origination Year 2019	32,074
Term Loans Amortized Costs Basis by Origination Year Prior	46,086
Revolving Loans Amortized Cost Basis	77,558
Revolving Loans Converted to Term	1,399
Total	610,602
Non-performing [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022	13
Term Loans Amortized Costs Basis by Origination Year 2021	356
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis	150
Revolving Loans Converted to Term
Total	519
Agriculture [Member] | Pass [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	47,599
Term Loans Amortized Costs Basis by Origination Year 2022	41,741
Term Loans Amortized Costs Basis by Origination Year 2021	49,276
Term Loans Amortized Costs Basis by Origination Year 2020	18,699
Term Loans Amortized Costs Basis by Origination Year 2019	14,793
Term Loans Amortized Costs Basis by Origination Year Prior	58,459
Revolving Loans Amortized Cost Basis	21,157
Revolving Loans Converted to Term
Total	251,724
Agriculture [Member] | Special Mention [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	60
Term Loans Amortized Costs Basis by Origination Year 2022	9
Term Loans Amortized Costs Basis by Origination Year 2021	96
Term Loans Amortized Costs Basis by Origination Year 2020	697
Term Loans Amortized Costs Basis by Origination Year 2019	170
Term Loans Amortized Costs Basis by Origination Year Prior	1,136
Revolving Loans Amortized Cost Basis	204
Revolving Loans Converted to Term
Total	2,372
Agriculture [Member] | Substandard [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021	424
Term Loans Amortized Costs Basis by Origination Year 2020	719
Term Loans Amortized Costs Basis by Origination Year 2019	361
Term Loans Amortized Costs Basis by Origination Year Prior	1,772
Revolving Loans Converted to Term
Total	3,276
Agriculture [Member] | Doubtful [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Agriculture [Member] | Current Period Gross Charge-Offs [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Business Loan [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	46,822
Term Loans Amortized Costs Basis by Origination Year 2022	103,831
Term Loans Amortized Costs Basis by Origination Year 2021	64,456
Term Loans Amortized Costs Basis by Origination Year 2020	36,938
Term Loans Amortized Costs Basis by Origination Year 2019	17,785
Term Loans Amortized Costs Basis by Origination Year Prior	46,691
Revolving Loans Amortized Cost Basis	37,729
Revolving Loans Converted to Term
Total	354,252
Business Loan [Member] | Pass [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	43,670
Term Loans Amortized Costs Basis by Origination Year 2022	102,419
Term Loans Amortized Costs Basis by Origination Year 2021	64,030
Term Loans Amortized Costs Basis by Origination Year 2020	36,675
Term Loans Amortized Costs Basis by Origination Year 2019	17,785
Term Loans Amortized Costs Basis by Origination Year Prior	45,583
Revolving Loans Amortized Cost Basis	37,269
Revolving Loans Converted to Term
Total	347,431
Business Loan [Member] | Special Mention [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022	43
Term Loans Amortized Costs Basis by Origination Year 2021	426
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior	270
Revolving Loans Amortized Cost Basis	100
Revolving Loans Converted to Term
Total	839
Business Loan [Member] | Substandard [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	3,152
Term Loans Amortized Costs Basis by Origination Year 2022	1,369
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020	263
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior	838
Revolving Loans Amortized Cost Basis	360
Revolving Loans Converted to Term
Total	5,982
Business Loan [Member] | Doubtful [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Business Loan [Member] | Current Period Gross Charge-Offs [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Non- Owner Occupied CRE [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	27,149
Term Loans Amortized Costs Basis by Origination Year 2022	44,615
Term Loans Amortized Costs Basis by Origination Year 2021	27,377
Term Loans Amortized Costs Basis by Origination Year 2020	12,849
Term Loans Amortized Costs Basis by Origination Year 2019	10,017
Term Loans Amortized Costs Basis by Origination Year Prior	12,735
Revolving Loans Amortized Cost Basis	375
Revolving Loans Converted to Term
Total	135,117
Non- Owner Occupied CRE [Member] | Pass [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	26,757
Term Loans Amortized Costs Basis by Origination Year 2022	43,976
Term Loans Amortized Costs Basis by Origination Year 2021	27,377
Term Loans Amortized Costs Basis by Origination Year 2020	12,849
Term Loans Amortized Costs Basis by Origination Year 2019	7,705
Term Loans Amortized Costs Basis by Origination Year Prior	12,397
Revolving Loans Amortized Cost Basis	375
Revolving Loans Converted to Term
Total	131,436
Non- Owner Occupied CRE [Member] | Special Mention [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	392
Term Loans Amortized Costs Basis by Origination Year 2022	639
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior	37
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	1,068
Non- Owner Occupied CRE [Member] | Substandard [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019	2,312
Term Loans Amortized Costs Basis by Origination Year Prior	301
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	2,613
Non- Owner Occupied CRE [Member] | Doubtful [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Non-Owner Occupied Commercial Real Estate [Member] | Current Period Gross Charge-Offs [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
consumer [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	3,251
Term Loans Amortized Costs Basis by Origination Year 2022	1,098
Term Loans Amortized Costs Basis by Origination Year 2021	351
Term Loans Amortized Costs Basis by Origination Year 2020	176
Term Loans Amortized Costs Basis by Origination Year 2019	31
Term Loans Amortized Costs Basis by Origination Year Prior	3
Revolving Loans Amortized Cost Basis	1,482
Revolving Loans Converted to Term
Total	6,392
consumer [Member] | Current Period Gross Charge-Offs [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022	40
Term Loans Amortized Costs Basis by Origination Year 2021	17
Term Loans Amortized Costs Basis by Origination Year 2020	1
Term Loans Amortized Costs Basis by Origination Year 2019	1
Term Loans Amortized Costs Basis by Origination Year Prior	6
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	65
consumer [Member] | Performing [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	3,251
Term Loans Amortized Costs Basis by Origination Year 2022	1,085
Term Loans Amortized Costs Basis by Origination Year 2021	351
Term Loans Amortized Costs Basis by Origination Year 2020	176
Term Loans Amortized Costs Basis by Origination Year 2019	31
Term Loans Amortized Costs Basis by Origination Year Prior	3
Revolving Loans Amortized Cost Basis	1,482
Revolving Loans Converted to Term
Total	6,379
consumer [Member] | Non-performing [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022	13
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	13
Home Equity 1 [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	7,086
Term Loans Amortized Costs Basis by Origination Year 2022	18,476
Term Loans Amortized Costs Basis by Origination Year 2021	1,049
Term Loans Amortized Costs Basis by Origination Year 2020	564
Term Loans Amortized Costs Basis by Origination Year 2019	529
Term Loans Amortized Costs Basis by Origination Year Prior	1,847
Revolving Loans Amortized Cost Basis	76,226
Revolving Loans Converted to Term	1,399
Total	107,176
Home Equity 1 [Member] | Current Period Gross Charge-Offs [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Home Equity 1 [Member] | Performing [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	7,086
Term Loans Amortized Costs Basis by Origination Year 2022	18,476
Term Loans Amortized Costs Basis by Origination Year 2021	1,049
Term Loans Amortized Costs Basis by Origination Year 2020	564
Term Loans Amortized Costs Basis by Origination Year 2019	529
Term Loans Amortized Costs Basis by Origination Year Prior	1,847
Revolving Loans Amortized Cost Basis	76,076
Revolving Loans Converted to Term	1,399
Total	107,026
Home Equity 1 [Member] | Non-performing [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis	150
Revolving Loans Converted to Term
Total	150
Residential Real Estate [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	123,368
Term Loans Amortized Costs Basis by Origination Year 2022	148,835
Term Loans Amortized Costs Basis by Origination Year 2021	105,639
Term Loans Amortized Costs Basis by Origination Year 2020	43,961
Term Loans Amortized Costs Basis by Origination Year 2019	31,514
Term Loans Amortized Costs Basis by Origination Year Prior	44,236
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	497,553
Residential Real Estate [Member] | Current Period Gross Charge-Offs [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Residential Real Estate [Member] | Performing [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	123,368
Term Loans Amortized Costs Basis by Origination Year 2022	148,835
Term Loans Amortized Costs Basis by Origination Year 2021	105,283
Term Loans Amortized Costs Basis by Origination Year 2020	43,961
Term Loans Amortized Costs Basis by Origination Year 2019	31,514
Term Loans Amortized Costs Basis by Origination Year Prior	44,236
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	497,197
Residential Real Estate [Member] | Non-performing [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021	356
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year 2019
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	356
Commercial Credit Exposure [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	121,630
Term Loans Amortized Costs Basis by Origination Year 2022	190,196
Term Loans Amortized Costs Basis by Origination Year 2021	141,629
Term Loans Amortized Costs Basis by Origination Year 2020	69,902
Term Loans Amortized Costs Basis by Origination Year 2019	43,126
Term Loans Amortized Costs Basis by Origination Year Prior	120,793
Revolving Loans Amortized Cost Basis	59,465
Revolving Loans Converted to Term
Total	746,741
Payment Performance [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2023	133,705
Term Loans Amortized Costs Basis by Origination Year 2022	168,409
Term Loans Amortized Costs Basis by Origination Year 2021	107,039
Term Loans Amortized Costs Basis by Origination Year 2020	44,701
Term Loans Amortized Costs Basis by Origination Year 2019	32,074
Term Loans Amortized Costs Basis by Origination Year Prior	46,086
Revolving Loans Amortized Cost Basis	77,708
Revolving Loans Converted to Term	1,399
Total	$ 611,121

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses (Details) - Schedule of Credit Risk Profile by Internally Assigned Grade $ in Thousands	Dec. 31, 2022 USD ($)
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	$ 662,097
Pass [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	649,069
Special Mention [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	6,544
Substandard [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	6,484
Doubtful [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Loss [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Agriculture Mortgages [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	221,167
Agriculture Mortgages [Member] | Pass [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	214,905
Agriculture Mortgages [Member] | Special Mention [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	1,966
Agriculture Mortgages [Member] | Substandard [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	4,296
Agriculture Mortgages [Member] | Doubtful [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Agriculture Mortgages [Member] | Loss [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Construction [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	86,793
Construction [Member] | Pass [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	83,240
Construction [Member] | Special Mention [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	3,553
Construction [Member] | Substandard [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Construction [Member] | Doubtful [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Construction [Member] | Loss [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Commercial and Industrial [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	87,528
Commercial and Industrial [Member] | Pass [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	85,977
Commercial and Industrial [Member] | Special Mention [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	893
Commercial and Industrial [Member] | Substandard [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	658
Commercial and Industrial [Member] | Doubtful [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Commercial and Industrial [Member] | Loss [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Tax-free Loans [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	28,664
Tax-free Loans [Member] | Pass [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	28,664
Tax-free Loans [Member] | Special Mention [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Tax-free Loans [Member] | Substandard [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Tax-free Loans [Member] | Doubtful [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Tax-free Loans [Member] | Loss [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Agriculture Loans [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	27,122
Agriculture Loans [Member] | Pass [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	26,749
Agriculture Loans [Member] | Special Mention [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	132
Agriculture Loans [Member] | Substandard [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	241
Agriculture Loans [Member] | Doubtful [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Agriculture Loans [Member] | Loss [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Commercial Mortgages [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	210,823
Commercial Mortgages [Member] | Pass [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	209,534
Commercial Mortgages [Member] | Special Mention [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Commercial Mortgages [Member] | Substandard [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total	1,289
Commercial Mortgages [Member] | Doubtful [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total
Commercial Mortgages [Member] | Loss [Member]
Schedule of Credit Risk Profile by Internally Assigned Grade [Line Items]
Total

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses (Details) - Schedule of Credit Risk Profile by Payment Performance $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	$ 526,356
Performing [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	525,540
Non-performing [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	816
1-4 Family Residential Mortgage [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	410,301
1-4 Family Residential Mortgage [Member] | Performing [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	409,854
1-4 Family Residential Mortgage [Member] | Non-performing [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	447
Home Equity Loans [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	11,937
Home Equity Loans [Member] | Performing [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	11,598
Home Equity Loans [Member] | Non-performing [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	339
Home Equity Lines of Credit [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	98,349
Home Equity Lines of Credit [Member] | Performing [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	98,349
Home Equity Lines of Credit [Member] | Non-performing [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total
Consumer [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	5,769
Consumer [Member] | Performing [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	5,739
Consumer [Member] | Non-performing [Member]
Schedule of Credit Risk Profile by Payment Performance [Line Items]
Total	$ 30

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses (Details) - Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		$ 1,182,989
Total Past Due		5,464
Total Loans		1,188,453
Loans Receivable 90 Days and Accruing		169
30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		1,096
60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		21
Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		4,347
Agriculture [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current	$ 257,372
Total Past Due
Total Loans	257,372
Agriculture [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Agriculture [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Agriculture [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Business Loans [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current	354,008
Total Past Due	244
Total Loans	354,252
Business Loans [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	130
Business Loans [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Business Loans [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	114
Consumer [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current	6,361
Total Past Due	31
Total Loans	6,392
Consumer [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	15
Consumer [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	3
Consumer [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	13
Home Equity [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current	106,787
Total Past Due	389
Total Loans	107,176
Home Equity [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	170
Home Equity [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	69
Home Equity [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	150
Non-Owner Occupied CRE [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current	135,117
Total Past Due
Total Loans	135,117
Non-Owner Occupied CRE [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Non-Owner Occupied CRE [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Non-Owner Occupied CRE [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Residential Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current	495,952
Total Past Due	1,601
Total Loans	497,553
Residential Real Estate [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	1,245
Residential Real Estate [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Residential Real Estate [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	356
Age Analysis of Past-Due Loans Receivable [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current	1,355,597
Total Past Due	2,265
Total Loans	1,357,862
Age Analysis of Past-Due Loans Receivable [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	1,560
Age Analysis of Past-Due Loans Receivable [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	72
Age Analysis of Past-Due Loans Receivable [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due	$ 633
Commercial Mortgages [Member] | Commercial Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		210,269
Total Past Due		554
Total Loans		210,823
Loans Receivable 90 Days and Accruing
Commercial Mortgages [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Commercial Mortgages [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Commercial Mortgages [Member] | Commercial Real Estate [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		554
Agriculture Mortgages [Member] | Commercial Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		218,380
Total Past Due		2,787
Total Loans		221,167
Loans Receivable 90 Days and Accruing
Agriculture Mortgages [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Agriculture Mortgages [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Agriculture Mortgages [Member] | Commercial Real Estate [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		2,787
Construction [Member] | Commercial Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		86,793
Total Past Due
Total Loans		86,793
Loans Receivable 90 Days and Accruing
Construction [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Construction [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Construction [Member] | Commercial Real Estate [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
1-4 Family Residential Mortgages [Member] | Consumer Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		408,949
Total Past Due		1,352
Total Loans		410,301
Loans Receivable 90 Days and Accruing		139
1-4 Family Residential Mortgages [Member] | Consumer Real Estate [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		905
1-4 Family Residential Mortgages [Member] | Consumer Real Estate [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
1-4 Family Residential Mortgages [Member] | Consumer Real Estate [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		447
Home Equity Loans [Member] | Consumer Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		11,581
Total Past Due		356
Total Loans		11,937
Loans Receivable 90 Days and Accruing
Home Equity Loans [Member] | Consumer Real Estate [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		17
Home Equity Loans [Member] | Consumer Real Estate [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Home Equity Loans [Member] | Consumer Real Estate [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		339
Home Equity Lines of Credit [Member] | Consumer Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		98,168
Total Past Due		181
Total Loans		98,349
Loans Receivable 90 Days and Accruing
Home Equity Lines of Credit [Member] | Consumer Real Estate [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		165
Home Equity Lines of Credit [Member] | Consumer Real Estate [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		16
Home Equity Lines of Credit [Member] | Consumer Real Estate [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Commercial and Industrials [Member] | Commercial and Industrial [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		87,338
Total Past Due		190
Total Loans		87,528
Loans Receivable 90 Days and Accruing
Commercial and Industrials [Member] | Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Commercial and Industrials [Member] | Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Commercial and Industrials [Member] | Commercial and Industrial [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		190
Tax-free Loans [Member] | Commercial and Industrial [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		28,664
Total Past Due
Total Loans		28,664
Loans Receivable 90 Days and Accruing
Tax-free Loans [Member] | Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Tax-free Loans [Member] | Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Tax-free Loans [Member] | Commercial and Industrial [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Agriculture Loans [Member] | Commercial and Industrial [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		27,122
Total Past Due
Total Loans		27,122
Loans Receivable 90 Days and Accruing
Agriculture Loans [Member] | Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Agriculture Loans [Member] | Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Agriculture Loans [Member] | Commercial and Industrial [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due
Consumer [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Current		5,725
Total Past Due		44
Total Loans		5,769
Loans Receivable 90 Days and Accruing		30
Consumer [Member] | 30-59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		9
Consumer [Member] | 60-89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		5
Consumer [Member] | Greater than 90 Days [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Total Past Due		$ 30

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses (Details) - Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due $ in Thousands	Dec. 31, 2023 USD ($)
Nonaccrual With No ACL [Member] | Agriculture [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	$ 941
Nonaccrual With No ACL [Member] | Business Loans [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	1,817
Nonaccrual With No ACL [Member] | Consumer Loans [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Nonaccrual With No ACL [Member] | Home Equity [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Nonaccrual With No ACL [Member] | Non- Owner Occupied CRE [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Nonaccrual With No ACL [Member] | Residential Real Estate [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Nonaccrual With No ACL [Member] | Total Amortized Cost [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	2,758	[1]
Nonaccrual With ACL [Member] | Agriculture [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Nonaccrual With ACL [Member] | Business Loans [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Nonaccrual With ACL [Member] | Consumer Loans [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Nonaccrual With ACL [Member] | Home Equity [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Nonaccrual With ACL [Member] | Non- Owner Occupied CRE [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Nonaccrual With ACL [Member] | Residential Real Estate [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Nonaccrual With ACL [Member] | Total Amortized Cost [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Total Nonaccrual [Member] | Agriculture [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	941
Total Nonaccrual [Member] | Business Loans [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	1,817
Total Nonaccrual [Member] | Consumer Loans [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Total Nonaccrual [Member] | Home Equity [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Total Nonaccrual [Member] | Non- Owner Occupied CRE [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Total Nonaccrual [Member] | Residential Real Estate [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Total Nonaccrual [Member] | Total Amortized Cost [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	2,758	[1]
Loans Past Due Over 90 Days Still Accruing [Member] | Agriculture [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Loans Past Due Over 90 Days Still Accruing [Member] | Business Loans [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Loans Past Due Over 90 Days Still Accruing [Member] | Consumer Loans [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	13
Loans Past Due Over 90 Days Still Accruing [Member] | Home Equity [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	150
Loans Past Due Over 90 Days Still Accruing [Member] | Non- Owner Occupied CRE [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Loans Past Due Over 90 Days Still Accruing [Member] | Residential Real Estate [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	356
Loans Past Due Over 90 Days Still Accruing [Member] | Total Amortized Cost [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	519	[1]
Total Nonperforming [Member] | Agriculture [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	941
Total Nonperforming [Member] | Business Loans [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	1,817
Total Nonperforming [Member] | Consumer Loans [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	13
Total Nonperforming [Member] | Home Equity [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	150
Total Nonperforming [Member] | Non- Owner Occupied CRE [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Total Nonperforming [Member] | Residential Real Estate [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	356
Total Nonperforming [Member] | Total Amortized Cost [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	$ 3,277	[1]
[1]Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses (Details) - Schedule of Non-Accrual Loans by Loan Class $ in Thousands	Dec. 31, 2022 USD ($)
Commercial real estate
Total	$ 4,178
Commercial Mortgages [Member]
Commercial real estate
Total	554
Agriculture Mortgages [Member]
Commercial real estate
Total	2,787
Construction [Member]
Commercial real estate
Total
1-4 Family Residential Mortgages [Member]
Commercial real estate
Total	308
Home Equity Loans [Member]
Commercial real estate
Total	339
Home Equity Lines of Credit [Member]
Commercial real estate
Total
Commercial and Industrial [Member]
Commercial real estate
Total	190
Tax-free Loans [Member]
Commercial real estate
Total
Agriculture Loans [Member]
Commercial real estate
Total
Consumer [Member]
Commercial real estate
Total

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses (Details) - Schedule of Collateral-Dependent Nonaccrual Loans $ in Thousands	Dec. 31, 2023 USD ($)
Agriculture [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	$ 941
Business Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	1,817
Consumer Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Home Equity [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Non-Owner Occupied [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Residential Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Amortized Collateral Dependent Nonaccrual Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	2,758
Real Estate [Member] | Agriculture [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	941
Real Estate [Member] | Business Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	1,817
Real Estate [Member] | Consumer Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Real Estate [Member] | Home Equity [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Real Estate [Member] | Non-Owner Occupied [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Real Estate [Member] | Residential Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Real Estate [Member] | Amortized Collateral Dependent Nonaccrual Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	2,758
Other [Member] | Agriculture [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Other [Member] | Business Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Other [Member] | Consumer Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Other [Member] | Home Equity [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Other [Member] | Non-Owner Occupied [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Other [Member] | Residential Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Other [Member] | Amortized Collateral Dependent Nonaccrual Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
None [Member] | Agriculture [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
None [Member] | Business Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
None [Member] | Consumer Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
None [Member] | Home Equity [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
None [Member] | Non-Owner Occupied [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
None [Member] | Residential Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
None [Member] | Amortized Collateral Dependent Nonaccrual Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses (Details) - Schedule of Impaired Loan Analysis $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Commercial real estate
With no related allowance recorded, Recorded Investment	$ 4,620
With no related allowance recorded, Unpaid Principal Balance	4,818
With no related allowance recorded, Related Allowance
With no related allowance recorded, Average Recorded Investment	4,289
With no related allowance recorded, Interest Income Recognized	24
Commercial real estate
With an allowance recorded, Recorded Investment
With an allowance recorded, Unpaid Principal Balance
With an allowance recorded, Related Allowance
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Commercial real estate
Total by loan class, Recorded Investment	4,620
Total by loan class, Unpaid Principal Balance	4,818
Total by loan class, Related Allowance
Total by loan class, Average Recorded Investment	4,289
Total by loan class, Interest Income Recognized	24
Commercial Real Estate [Member]
Commercial real estate
With no related allowance recorded, Recorded Investment	4,430
With no related allowance recorded, Unpaid Principal Balance	4,619
With no related allowance recorded, Related Allowance
With no related allowance recorded, Average Recorded Investment	4,129
With no related allowance recorded, Interest Income Recognized	24
Commercial real estate
With an allowance recorded, Recorded Investment
With an allowance recorded, Unpaid Principal Balance
With an allowance recorded, Related Allowance
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Commercial real estate
Total by loan class, Recorded Investment	4,430
Total by loan class, Unpaid Principal Balance	4,619
Total by loan class, Related Allowance
Total by loan class, Average Recorded Investment	4,129
Total by loan class, Interest Income Recognized	24
Commercial Real Estate [Member] | Commercial Mortgages [Member]
Commercial real estate
With no related allowance recorded, Recorded Investment	1,201
With no related allowance recorded, Unpaid Principal Balance	1,271
With no related allowance recorded, Related Allowance
With no related allowance recorded, Average Recorded Investment	779
With no related allowance recorded, Interest Income Recognized
Commercial real estate
With an allowance recorded, Recorded Investment
With an allowance recorded, Unpaid Principal Balance
With an allowance recorded, Related Allowance
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Commercial Real Estate [Member] | Agriculture Mortgages [Member]
Commercial real estate
With no related allowance recorded, Recorded Investment	3,229
With no related allowance recorded, Unpaid Principal Balance	3,348
With no related allowance recorded, Related Allowance
With no related allowance recorded, Average Recorded Investment	3,350
With no related allowance recorded, Interest Income Recognized	24
Commercial real estate
With an allowance recorded, Recorded Investment
With an allowance recorded, Unpaid Principal Balance
With an allowance recorded, Related Allowance
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Commercial Real Estate [Member] | Construction [Member]
Commercial real estate
With no related allowance recorded, Recorded Investment
With no related allowance recorded, Unpaid Principal Balance
With no related allowance recorded, Related Allowance
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
Commercial real estate
With an allowance recorded, Recorded Investment
With an allowance recorded, Unpaid Principal Balance
With an allowance recorded, Related Allowance
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Commercial real estate
Total by loan class, Recorded Investment
Total by loan class, Unpaid Principal Balance
Total by loan class, Related Allowance
Total by loan class, Average Recorded Investment
Total by loan class, Interest Income Recognized
Commercial Real Estate [Member] | Commercial Mortgages [Member]
Commercial real estate
Total by loan class, Recorded Investment	1,201
Total by loan class, Unpaid Principal Balance	1,271
Total by loan class, Related Allowance
Total by loan class, Average Recorded Investment	779
Total by loan class, Interest Income Recognized
Commercial Real Estate [Member] | Agriculture mortgages [Member]
Commercial real estate
Total by loan class, Recorded Investment	3,229
Total by loan class, Unpaid Principal Balance	3,348
Total by loan class, Related Allowance
Total by loan class, Average Recorded Investment	3,350
Total by loan class, Interest Income Recognized	24
Commercial and Industrial [Member]
Commercial real estate
With no related allowance recorded, Recorded Investment	190
With no related allowance recorded, Unpaid Principal Balance	199
With no related allowance recorded, Related Allowance
With no related allowance recorded, Average Recorded Investment	160
With no related allowance recorded, Interest Income Recognized
Commercial real estate
Total by loan class, Recorded Investment	190
Total by loan class, Unpaid Principal Balance	199
Total by loan class, Related Allowance
Total by loan class, Average Recorded Investment	160
Total by loan class, Interest Income Recognized
Commercial and Industrial [Member] | Commercial and Industrial [Member]
Commercial real estate
With no related allowance recorded, Recorded Investment	190
With no related allowance recorded, Unpaid Principal Balance	199
With no related allowance recorded, Related Allowance
With no related allowance recorded, Average Recorded Investment	160
With no related allowance recorded, Interest Income Recognized
Commercial real estate
With an allowance recorded, Recorded Investment
With an allowance recorded, Unpaid Principal Balance
With an allowance recorded, Related Allowance
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Commercial real estate
Total by loan class, Recorded Investment	190
Total by loan class, Unpaid Principal Balance	199
Total by loan class, Related Allowance
Total by loan class, Average Recorded Investment	160
Total by loan class, Interest Income Recognized
Commercial and Industrial [Member] | Tax-free Loans [Member]
Commercial real estate
With no related allowance recorded, Recorded Investment
With no related allowance recorded, Unpaid Principal Balance
With no related allowance recorded, Related Allowance
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
Commercial real estate
With an allowance recorded, Recorded Investment
With an allowance recorded, Unpaid Principal Balance
With an allowance recorded, Related Allowance
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Commercial real estate
Total by loan class, Recorded Investment
Total by loan class, Unpaid Principal Balance
Total by loan class, Related Allowance
Total by loan class, Average Recorded Investment
Total by loan class, Interest Income Recognized
Commercial and Industrial [Member] | Agriculture Loans [Member]
Commercial real estate
With no related allowance recorded, Recorded Investment
With no related allowance recorded, Unpaid Principal Balance
With no related allowance recorded, Related Allowance
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
Commercial real estate
With an allowance recorded, Recorded Investment
With an allowance recorded, Unpaid Principal Balance
With an allowance recorded, Related Allowance
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Commercial real estate
Total by loan class, Recorded Investment
Total by loan class, Unpaid Principal Balance
Total by loan class, Related Allowance
Total by loan class, Average Recorded Investment
Total by loan class, Interest Income Recognized
Commercial and Industrial [Member]
Commercial real estate
With an allowance recorded, Recorded Investment
With an allowance recorded, Unpaid Principal Balance
With an allowance recorded, Related Allowance
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized

Loans and Allowance for Cred_14

Loans and Allowance for Credit Losses (Details) - Schedule of Allowance for Credit Losses by Portfolio Segment $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Commercial Real Estate [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance	$ 6,074
Impact of adopting ASC 326	(6,074)
Charge-offs
Recoveries
Provisions (Reductions)
Ending Balance
Consumer Real Estate [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance	5,442
Impact of adopting ASC 326	(5,442)
Charge-offs
Recoveries
Provisions (Reductions)
Ending Balance
Commercial & Industrial [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance	2,151
Impact of adopting ASC 326	(2,151)
Charge-offs
Recoveries
Provisions (Reductions)
Ending Balance
Agriculture [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance
Impact of adopting ASC 326	3,537
Charge-offs
Recoveries	71
Provisions (Reductions)	(502)
Ending Balance	3,106
Business Loans [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance
Impact of adopting ASC 326	3,382
Charge-offs
Recoveries	11
Provisions (Reductions)	(709)
Ending Balance	2,684
Consumer Loans [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance	67
Impact of adopting ASC 326	183
Charge-offs	(64)
Recoveries	4
Provisions (Reductions)	165
Ending Balance	355
Homes Equity [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance
Impact of adopting ASC 326	2,129
Charge-offs
Recoveries
Provisions (Reductions)	212
Ending Balance	2,341
Non-Owner Occupied CRE [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance
Impact of adopting ASC 326	875
Charge-offs
Recoveries
Provisions (Reductions)	(57)
Ending Balance	818
Residential Real Estate [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance
Impact of adopting ASC 326	4,658
Charge-offs
Recoveries	8
Provisions (Reductions)	1,206
Ending Balance	5,872
Unallocated [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance	417
Impact of adopting ASC 326	(417)
Charge-offs
Recoveries
Provisions (Reductions)
Ending Balance
Allowance For Credit Losses [Member]
Schedule of Allowance for Credit Losses by Portfolio Segment [Line Items]
Beginning Balance	14,151	[1]
Impact of adopting ASC 326	680	[1]
Charge-offs	(64)	[1]
Recoveries	94	[1]
Provisions (Reductions)	315	[1]
Ending Balance	$ 15,176	[1]
[1]Refer to Note A, Accounting Pronouncements Adopted in 2023 for details of reclassification of the portfolio segments  related to adoption of ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.

Loans and Allowance for Cred_15

Loans and Allowance for Credit Losses (Details) - Schedule of Allowance for Credit Losses $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Allowance for credit losses:
Beginning balance	$ 12,931
Charge-offs	(147)
Recoveries	67
Provision (credit)	1,300
Ending balance	14,151
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	14,151
Loans Receivable [Member]
Allowance for credit losses:
Ending balance	1,188,453
Ending balance: individually evaluated for impairment	4,620
Ending balance: collectively evaluated for impairment	1,183,833
Consumer Real Estate [Member]
Allowance for credit losses:
Beginning balance	3,834
Charge-offs
Recoveries	10
Provision (credit)	1,598
Ending balance	5,442
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	5,442
Consumer Real Estate [Member] | Loans Receivable [Member]
Allowance for credit losses:
Ending balance	520,587
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	520,587
Commercial and Industrial [Member]
Allowance for credit losses:
Beginning balance	2,112
Charge-offs	(44)
Recoveries	42
Provision (credit)	41
Ending balance	2,151
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	2,151
Commercial and Industrial [Member] | Loans Receivable [Member]
Allowance for credit losses:
Ending balance	143,314
Ending balance: individually evaluated for impairment	190
Ending balance: collectively evaluated for impairment	143,124
Consumer [Member]
Allowance for credit losses:
Beginning balance	87
Charge-offs	(19)
Recoveries	5
Provision (credit)	(6)
Ending balance	67
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	67
Consumer [Member] | Loans Receivable [Member]
Allowance for credit losses:
Ending balance	5,769
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	5,769
Unallocated [Member]
Allowance for credit losses:
Beginning balance	635
Charge-offs
Recoveries
Provision (credit)	(218)
Ending balance	417
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	417
Commercial Real Estate [Member]
Allowance for credit losses:
Beginning balance	6,263
Charge-offs	(84)
Recoveries	10
Provision (credit)	(115)
Ending balance	6,074
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	6,074
Commercial Real Estate [Member] | Loans Receivable [Member]
Allowance for credit losses:
Ending balance	518,783
Ending balance: individually evaluated for impairment	4,430
Ending balance: collectively evaluated for impairment	$ 514,353

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Premises and Equipment [Abstract]
Depreciation	$ 1,601,000	$ 1,335,000

Premises and Equipment (Detai_2

Premises and Equipment (Details) - Schedule of Premises and Equipment and Accumulated Depreciation - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Premises and Equipment and Accumulated Depreciation [Line Items]
Premises and equipment, gross	$ 48,928	$ 47,451
Less accumulated depreciation	(23,644)	(22,118)
Premises and equipment, net	25,284	25,333
Land [Member]
Schedule of Premises and Equipment and Accumulated Depreciation [Line Items]
Premises and equipment, gross	5,043	5,043
Buildings and improvements [Member]
Schedule of Premises and Equipment and Accumulated Depreciation [Line Items]
Premises and equipment, gross	32,364	30,780
Furniture and Equipment [Member]
Schedule of Premises and Equipment and Accumulated Depreciation [Line Items]
Premises and equipment, gross	11,246	10,330
Construction in process [Member]
Schedule of Premises and Equipment and Accumulated Depreciation [Line Items]
Premises and equipment, gross	$ 275	$ 1,298

Regulatory Stock (Details)

Regulatory Stock (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Regulatory Stock [Abstract]
Federal home loan bank rate	0.10%
Asset value plus additional rate	4%
Federal home loan bank	$ 7,360,000	$ 5,552,000
Federal home loan bank quarterly dividend yield, annualized on activity stock	8.25%
Federal Home Loan Bank quarterly dividend yield, annualized on membership stock	5.35%
Federal reserve bank stock	$ 1,143,000	1,081,000
Atlantic community bankers' bank stock	$ 37,000	$ 37,000

Deposits (Details)

Deposits (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Deposits [Abstract]
Deposit held in bank	$ 39,092,000	$ 19,518,000

Deposits (Details) - Schedule o

Deposits (Details) - Schedule of Deposits by Major Classifications - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Deposits by Major Classifications [Abstract]
Non-interest bearing demand	$ 611,968	$ 672,342
Interest-bearing demand	214,033	164,208
NOW accounts	99,738	139,846
Money market deposit accounts	158,446	163,836
Savings accounts	308,913	364,897
Time deposits under $250,000	274,569	124,144
Time deposits of $250,000 or more	59,131	9,685
Total deposits	$ 1,726,798	$ 1,638,958

Deposits (Details) - Schedule_2

Deposits (Details) - Schedule of Maturities of Time Deposits $ in Thousands	Dec. 31, 2023 USD ($)
Schedule of Maturities of Time Deposits [Abstract]
2024	$ 249,641
2025	44,621
2026	15,338
2027	2,366
2028	21,734
Total	$ 333,700

Short Term Borrowings (Details)

Short Term Borrowings (Details) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Federal Fund Lines [Member]
Short Term Borrowings [Line Items]
Amount of borrowings available	$ 30
FRB Discount Window [Member]
Short Term Borrowings [Line Items]
Amount of borrowings available	48.9	$ 52.6
BTFP [Member]
Short Term Borrowings [Line Items]
Amount of borrowings available	$ 20

Short Term Borrowings (Detail_2

Short Term Borrowings (Details) - Schedule of Short-Term Borrowings - Short-term Borrowings [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Schedule of Short-Term Borrowings [Line Items]
Total short-term borrowings outstanding at year end		$ 16,000
Average interest rate at year end		3%
Maximum outstanding at any month end	$ 13,500	$ 24,000
Average amount outstanding for the year	$ 5,587	$ 13,336
Weighted-average interest rate for the year	3.53%	2.29%

Other Borrowed Funds (Details)

Other Borrowed Funds (Details) - Federal Home Loan Bank Advances [Member] $ in Millions	Dec. 31, 2023 USD ($)
Other Borrowed Funds [Line Items]
Maximum borrowing capacity	$ 687.7
Remaining borrowing capacity	$ 583.3

Other Borrowed Funds (Details)

Other Borrowed Funds (Details) - Schedule of Maturities of FHLB borrowings - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Schedule of Maturities of FHLB borrowings [Line Items]
Maturity Year	Total other borrowings
Federal Home Loan Bank Advances	$ 101,228	$ 58,039
Weighted- Average Rate %	3.47%	1.89%
FHLB Fixed Rate Loans 1 [Member]
Schedule of Maturities of FHLB borrowings [Line Items]
Maturity Year	2023
Federal Home Loan Bank Advances		$ 13,816
Weighted- Average Rate %		2.77%
FHLB Fixed Rate Loans 2 [Member]
Schedule of Maturities of FHLB borrowings [Line Items]
Maturity Year	2024
Federal Home Loan Bank Advances	$ 17,406	$ 17,406
Weighted- Average Rate %	2.02%	2.02%
FHLB Fixed Rate Loans 3 [Member]
Schedule of Maturities of FHLB borrowings [Line Items]
Maturity Year	2025
Federal Home Loan Bank Advances	$ 15,984	$ 12,984
Weighted- Average Rate %	2.16%	1.47%
FHLB Fixed Rate Loans 4 [Member]
Schedule of Maturities of FHLB borrowings [Line Items]
Maturity Year	2026
Federal Home Loan Bank Advances	$ 28,158
Weighted- Average Rate %	4.47%
FHLB Fixed Rate Loans 5 [Member]
Schedule of Maturities of FHLB borrowings [Line Items]
Maturity Year	2027
Federal Home Loan Bank Advances	$ 16,833	$ 13,833
Weighted- Average Rate %	4.11%	4.01%
FHLB Fixed Rate Loans 6 [Member]
Schedule of Maturities of FHLB borrowings [Line Items]
Maturity Year	2028
Federal Home Loan Bank Advances	$ 22,847
Weighted- Average Rate %	3.81%

Other Borrowed Funds (Details_2

Other Borrowed Funds (Details) - Schedule of Subordinated debt - Subordinated Debt [Member] - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Schedule of Subordinated debt [Line Items]
Carrying Total Amount		$ 39,556	$ 39,396
ENB Financial Corp [Member]
Schedule of Subordinated debt [Line Items]
Issued by		ENB Financial Corp
Ranking	[1],[2]	Subordinated
Carrying Total Amount		$ 19,840	19,760
Rate %		4%
Issued Amount		$ 20,000
Date Issued		Dec. 30, 2020
Maturity		Dec. 30, 2030
ENB Financial Corp [Member]
Schedule of Subordinated debt [Line Items]
Issued by		ENB Financial Corp
Ranking	[2],[3]	Subordinated
Carrying Total Amount		$ 19,716	$ 19,636
Rate %		5.75%
Issued Amount		$ 20,000
Date Issued		Jul. 22, 2022
Maturity		Sep. 30, 2032
[1]ENB Financial Corp has the ability to call the subordinated notes, in whole, or in part, at a redemption price equal to 100% of the principal balance at certain times on or after December 30, 2025.[2]The subordinated notes qualify as Tier 2 capital for regulatory capital purposes.[3]ENB Financial Corp has the ability to call the subordinated notes, in whole, or in part, at a redemption price equal to 100% of the principal balance at certain times on or after July 22, 2027.

Capital Transactions (Details)

Capital Transactions (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Oct. 21, 2020
Capital Transactions [Line Items]
Common stock, shares outstanding			200,000
Shares were repurchased	79,490
Repurchased shares value (in Dollars)	$ 1,357,000
Weighted-average cost per share of shares repurchased (in Dollars per share)	$ 17.07
Share discount via stock purchase plan	15%
Shares issued under Employee Stock Purchase Plan (ESPP)	46,033	39,617
Shares issued under Dividend Reinvestment Plan (DRP)	263,044	14,170
Shares issued	49,925	4,245
Treasury stock issued, shares	74,655	58,032
Employee stock purchase plan	The initial term of each employment agreement is three (3) years. Each employment agreement shall automatically renew for additional three (3) year terms at the end of the initial three (3) year term and at the end of each three (3) year renewal of the employment agreement unless notice to terminate is given by either party at least one hundred eighty (180) days prior to the expiration of the initial term or any renewal term of the employment agreement. If proper notice to terminate is not given, each employment agreement shall renew for an additional three (3) years. Further, in consideration of entering into the employment agreements, the employees each received restricted stock units. Each restricted stock unit represents a contingent right to receive one share of Corporation common stock. The restricted stock units vest at a rate of 33 1/3% on each anniversary of the date of grant. The product of the number of shares granted and the grant date market price of the Corporation’s common stock determines the fair value of the restricted shares which is expensed over the vesting period.
Stock-based compensation expense (in Dollars)	$ 62,000	$ 11,000
Expected future compensation expense (in Dollars)		$ 125,000
Treasury Shares [Member]
Capital Transactions [Line Items]
Treasury stock issued, shares	71,185	58,032
Dividend Reinvestment Plan (DRP) [Member]
Capital Transactions [Line Items]
Shares issued under Dividend Reinvestment Plan (DRP)		19,421
Directors’ Stock Purchase Plan (DSPP) [Member]
Capital Transactions [Line Items]
Shares issued	5,731
Employee Stock Purchase Plan (ESPP) [Member]
Capital Transactions [Line Items]
Shares issued under Employee Stock Purchase Plan (ESPP)	349,886

Capital Transactions (Details)

Capital Transactions (Details) - Schedule of Nonvested Restricted Stock	12 Months Ended
	Dec. 31, 2023 $ / shares shares
Schedule of Nonvested Restricted Stock [Abstract]
Number of Restricted Stock Units, Nonvested at beginning | shares	11,960
Weighted-Average Grant Date Fair Value, Nonvested at beginning | $ / shares	$ 16.8
Number of Restricted Stock Units, Granted | shares	1,439
Weighted-Average Grant Date Fair Value, Granted | $ / shares	$ 13.9
Number of Restricted Stock Units, Vested | shares	3,539
Weighted-Average Grant Date Fair Value, Vested | $ / shares	$ 16.8
Number of Restricted Stock Units, Forfeited | shares	1,340
Weighted-Average Grant Date Fair Value, Forfeited | $ / shares	$ 16.8
Number of Restricted Stock Units, Nonvested at ending | shares	8,520
Weighted-Average Grant Date Fair Value, Nonvested at ending | $ / shares	$ 16.31

Retirement Plans (Details)

Retirement Plans (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
401(K) Plan [Member]
Retirement Plans [Line Items]
Eligible employee’s compensation	2.50%
Eligible employee’s percentage	5%
401(K) Plan [Member] | Non-Elective contribution [Member]
Retirement Plans [Line Items]
Eligible employee’s percentage	3%
401(K) Plan [Member] | Minimum [Member] | Non-Elective contribution [Member]
Retirement Plans [Line Items]
Eligible employee’s percentage	2%
Other Postretirement Benefits Plan [Member]
Retirement Plans [Line Items]
Eligible employee’s compensation	2.50%
Eligible employee’s compensation description	eligible employee’s compensation, at $0.50 for every $1.00
Eligible employee’s percentage	5%
Corporation’s cost	$ 447,000	$ 447,000
Other Postretirement Benefits Plan [Member] | Participants Under Age 50 [Member]
Retirement Plans [Line Items]
Revenue service contribution amounts	22,500	20,500
Other Postretirement Benefits Plan [Member] | Participants Over Age 50 [Member]
Retirement Plans [Line Items]
Revenue service contribution amounts	30,000	27,000
Total expense	986,000	941,000
Pension Plan [Member]
Retirement Plans [Line Items]
Covered compensation	$ 330,000	$ 305,000

Deferred Compensation (Details)

Deferred Compensation (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Deferred Compensation [Abstract]
Life insurance policies, aggregate face amount	$ 6,069,000	$ 6,787,000
Cash surrender value of life insurance policies	$ 4,786,000	$ 5,275,000

Income Taxes (Details) - Schedu

Income Taxes (Details) - Schedule of Income Tax Reconciliation - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Schedule Of Income Tax Reconciliation [Abstract]
Income tax at statutory rate	$ 3,110	$ 3,553
Income tax at statutory rate, rate	21%	21%
Tax-exempt interest income	$ (885)	$ (1,052)
Tax-exempt interest income, rate	(6.00%)	(6.20%)
Non-deductible interest expense	$ 376	$ 89
Non-deductible interest expense, rate	2.50%	0.50%
Bank-owned life insurance	$ (174)	$ (307)
Bank-owned life insurance, rate	(1.20%)	(1.80%)
Other	$ 9	$ 4
Other, rate	0.10%	0%
Income tax expense	$ 2,436	$ 2,287
Income tax expense, rate	16.40%	13.50%

Income Taxes (Details) - Sche_2

Income Taxes (Details) - Schedule of Components of Income Tax Expense - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Schedule Of Components Of Income Tax Expense [Abstract]
Current tax expense	$ 2,268	$ 2,352
Deferred tax expense (benefit)	168	(65)
Income tax expense	$ 2,436	$ 2,287

Income Taxes (Details) - Sche_3

Income Taxes (Details) - Schedule of Net Deferred Tax Assets and Liabilities - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deferred tax assets
Allowance for credit losses	$ 3,187	$ 2,972
Allowance for off-balance sheet extensions of credit	278	214
Net unrealized holding losses on securities available for sale	9,132	12,837
Interest on non-accrual loans	9	10
Other	592	664
Total deferred tax assets	13,198	16,697
Deferred tax liabilities
Premises and equipment	(1,184)	(936)
Mortgage servicing rights	(464)	(334)
Discount on investment securities	(288)	(210)
Other	(574)	(655)
Total deferred tax liabilities	(2,510)	(2,135)
Net deferred tax assets	$ 10,688	$ 14,562

Regulatory Matters and Restri_3

Regulatory Matters and Restrictions (Details) $ in Millions	Dec. 31, 2023 USD ($)
Regulatory Matters and Restrictions [Abstract]
Small bank holding companies consolidated asset limit	$ 3,000
Retained net profits available to pay dividends	$ 22.6

Regulatory Matters and Restri_4

Regulatory Matters and Restrictions (Details) - Schedule of Regulatory Capital Requirements - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Consolidated [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital	$ 210,066	$ 200,191
Tier 1 Capital	$ 154,009	$ 145,627
Total Capital (to risk-weighted assets) ratio	14.80%	15%
Tier 1 Capital (to average assets) ratio	7.70%	7.60%
Amount of capital for adequacy purposes
Amount of Tier 1 Capital for adequacy purposes
Amount of capital for adequacy purposes, ratio
Amount of Tier 1 Capital for adequacy purposes, ratio
To be well-capitalized
Tier 1 Capital to be well-capitalized
To be well-capitalized, ratio
Tier 1 Capital to be well-capitalized, ratio
Tier I Capital to Risk-Weighted Assets
Tier 1 Capital	$ 154,009	$ 145,627
Tier 1 Capital (to risk-weighted assets) ratio	10.90%	10.90%
Amount of Tier 1 Capital for adequacy purposes
Amount of Tier 1 Capital for adequacy purposes, ratio
Tier 1 Capital to be well-capitalized
Tier 1 Capital to be well-capitalized, ratio
Tier 1 Capital (to average assets) ratio	10.90%	10.90%
Common Equity Tier I Capital to Risk-Weighted Assets
Common Equity Tier I Capital	$ 154,009	$ 145,627
Common Equity Tier I Capital ratio	10.90%	10.90%
Amount of Common Equity Tier 1 Capital for adequacy purposes
Amount of Common Equity Tier 1 Capital for adequacy purposes, ratio
Common Equity Tier 1 Capital to be well-capitalized
Common Equity Tier 1 Capital to be well-capitalized, ratio
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital	$ 204,290	$ 193,076
Tier 1 Capital	$ 187,790	$ 177,907
Total Capital (to risk-weighted assets) ratio	14.40%	14.50%
Tier 1 Capital (to average assets) ratio	9.40%	9.30%
Amount of capital for adequacy purposes	$ 113,182	$ 106,407
Amount of Tier 1 Capital for adequacy purposes	$ 80,295	$ 76,190
Amount of capital for adequacy purposes, ratio	8%	8%
Amount of Tier 1 Capital for adequacy purposes, ratio	4%	4%
To be well-capitalized	$ 141,477	$ 133,008
Tier 1 Capital to be well-capitalized	$ 100,369	$ 95,238
To be well-capitalized, ratio	10%	10%
Tier 1 Capital to be well-capitalized, ratio	5%	5%
Tier I Capital to Risk-Weighted Assets
Tier 1 Capital	$ 187,790	$ 177,907
Tier 1 Capital (to risk-weighted assets) ratio	13.30%	13.40%
Amount of Tier 1 Capital for adequacy purposes	$ 84,886	$ 79,805
Amount of Tier 1 Capital for adequacy purposes, ratio	6%	6%
Tier 1 Capital to be well-capitalized	$ 113,182	$ 106,407
Tier 1 Capital to be well-capitalized, ratio	8%	8%
Tier 1 Capital (to average assets) ratio	13.30%	13.40%
Common Equity Tier I Capital to Risk-Weighted Assets
Common Equity Tier I Capital	$ 187,790	$ 177,907
Common Equity Tier I Capital ratio	13.30%	13.40%
Amount of Common Equity Tier 1 Capital for adequacy purposes	$ 63,665	$ 59,854
Amount of Common Equity Tier 1 Capital for adequacy purposes, ratio	4.50%	4.50%
Common Equity Tier 1 Capital to be well-capitalized	$ 91,960	$ 86,455
Common Equity Tier 1 Capital to be well-capitalized, ratio	6.50%	6.50%

Transactions with Directors a_3

Transactions with Directors and Officers (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Transactions with Directors and Officers [Abstract]
Related party deposit liabilities	$ 1,792,000	$ 1,417,000

Transactions with Directors a_4

Transactions with Directors and Officers (Details) - Schedule of Aggregate Loans to Related Parties - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Schedule Of Aggregate Related Party Loans [Abstract]
Balance, beginning of year	$ 2,624	$ 194
Advances	1,369	1,398
Repayments	(2,025)	(1,614)
Other changes		2,646
Balance, end of year	$ 1,968	$ 2,624

Commitments and Contingencies (

Commitments and Contingencies (Details) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Commitments and Contingencies [Line Items]
Commitment to extend credit	$ 614.5	$ 117.5
Commitments to Extend Credit [Member]
Commitments and Contingencies [Line Items]
Commitment to extend credit	91.5	467.8
Line of Credit [Member]
Commitments and Contingencies [Line Items]
Commitment to extend credit	504.7	11.1
Letter of Credit [Member]
Commitments and Contingencies [Line Items]
Commitment to extend credit	$ 18.3	$ 596.4

Financial Instruments with Co_2

Financial Instruments with Concentrations of Credit Risk (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Financial Instruments with Concentrations of Credit Risk [Line Items]
Legal Lending Limit, percent	15%
Policy lending limit, percent	75%
Legal lending limit	$ 30,644,000	$ 28,961,000
Policy lending limit	22,983,000	21,721,000
Gross loans outstanding	1,357,900,000	$ 1,188,500,000
Corporation held	61,100,000
Total corporate securities	$ 61,100,000
Debt Activities [Member] | Residential Real Estate [Member] | Concentrations of Credit [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding percentage	44.50%	43.80%
Agricultural Mortgages [Member] | Debt [Member] | Credit Availability Concentration Risk [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding percentage	19%
Commercial Real Estate Agriculture Mortgages [Member] | Debt [Member] | Credit Availability Concentration Risk [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding percentage		18.60%
Non-residential Real Estate Investment [Member] | Commercial Real Estate [Member] | Industry Type [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding percentage	7.50%
NAICS Non-Residential Real Estate Investment Loans [Member] | Debt [Member] | Credit Availability Concentration Risk [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding percentage	6.70%
Investment Loans [Member] | Debt [Member] | Residential Real Estate [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding percentage	4.60%
Obligations of States and Political Subdivisions - State of Pennsylvania [Member] | Debt [Member] | Credit Availability Concentration Risk [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding percentage	19%
Obligations of States and Political Subdivisions - State of Texas [Member] | Debt [Member] | Credit Availability Concentration Risk [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding percentage	19%
Foreign Banks [Member] | Corporate Bonds [Member] | Financial and Brokerage Issuers [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding percentage	60.90%
Residential Real Estate [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Loans	$ 604,700,000
Gross loans outstanding	62,100,000	$ 520,600,000
Commercial Real Estate [Member] | Debt [Member] | Credit Availability Concentration Risk [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding	102,400,000
NAICS Non-Residential Real Estate Investment Loans [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Gross loans outstanding	90,900,000
Corporate Bond Securities [Member] | Domestic Destination [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Debt	57,100,000
Corporate Bond Securities [Member] | Foreign Issuers [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Debt	4,000,000
Financial and Brokerage Issuers [Member] | Corporate Bond Securities [Member]
Financial Instruments with Concentrations of Credit Risk [Line Items]
Debt	$ 37,200,000

Leases (Details)

Leases (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Rent expense	$ 468,000	$ 326,000

Schedule of ROU Assets and Leas

Schedule of ROU Assets and Lease Liabilities (Details) - Schedule of ROU Assets and Lease Liabilities - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Disclosure Text Block Abstract
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other assets	Other assets
Operating Lease, Right-of-Use Asset	$ 2,736	$ 3,117
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other liabilities	Other liabilities
Operating Lease, Liability	$ 2,781	$ 3,145

Leases (Details) - Schedule of

Leases (Details) - Schedule of Operating Leases Weighted-Average Discount Term and Rate	Dec. 31, 2023	Dec. 31, 2022
Weighted-average remaining lease term
Weighted-average remaining lease term Operating leases	12 years 2 months 12 days	12 years 6 months
Weighted-average discount rate
Weighted-average discount rate Operating leases	2.85%	2.88%

Leases (Details) - Schedule o_2

Leases (Details) - Schedule of Maturities of Operating Leases - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Maturities of Operating Leases [Abstract]
December 31, 2024	$ 457
December 31, 2025	346
December 31, 2026	239
December 31, 2027	228
December 31, 2028	233
Thereafter	1,818
Total Future Minimum Lease Payments	3,321
Amounts Representing Interests	(540)
Present Value of Net Future Minimum Lease Payments	$ 2,781	$ 3,145

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Fair Value Measurements [Abstract]
Loan amount	$ 3,144,000
Impaired loans		$ 4,620,000

Fair Value Measurements (Deta_2

Fair Value Measurements (Details) - Schedule of Assets Measured at Fair Value on a Recurring Basis - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	$ 469,020	$ 538,260
U.S. Treasuries [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	18,159	32,657
U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	17,538	24,787
U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	40,156	45,307
U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	19,837	27,490
Non-Agency MBS/CMO [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	56,187	50,250
Asset-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	65,305	73,234
Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	55,004	69,631
Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	187,383	205,786
Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	9,451	9,118
Level I [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	27,610	41,775
Level I [Member] | U.S. Treasuries [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	18,159	32,657
Level I [Member] | U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level I [Member] | U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level I [Member] | U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level I [Member] | Non-Agency MBS/CMO [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level I [Member] | Asset-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level I [Member] | Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level I [Member] | Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level I [Member] | Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	9,451	9,118
Level II [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	441,410	496,485
Level II [Member] | U.S. Treasuries [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level II [Member] | U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	17,538	24,787
Level II [Member] | U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	40,156	45,307
Level II [Member] | U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	19,837	27,490
Level II [Member] | Non-Agency MBS/CMO [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	56,187	50,250
Level II [Member] | Asset-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	65,305	73,234
Level II [Member] | Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	55,004	69,631
Level II [Member] | Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	187,383	205,786
Level II [Member] | Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level III [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level III [Member] | U.S. Treasuries [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level III [Member] | U.S. Government Agencies [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level III [Member] | U.S. Agency Mortgage-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level III [Member] | U.S. Agency Collateralized Mortgage Obligations [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level III [Member] | Asset-Backed Securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level III [Member] | Corporate Bonds [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level III [Member] | Obligations of States and Political Subdivisions [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Level III [Member] | Marketable equity securities [Member] | Fair Value Measured on a Recurring Basis [Member]
Schedule of Assets Measured at Fair Value on a Recurring Basis [Line Items]
Securities available for sale (at fair value)

Fair Value Measurements (Deta_3

Fair Value Measurements (Details) - Schedule of Fair Value Assets at on a Nonrecurring Basis - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets:
Individually analyzed Loans	$ 3,144
Total	3,144	$ 4,620
Assets:
Impaired Loans		4,620
Level I [Member]
Assets:
Individually analyzed Loans
Total
Assets:
Impaired Loans
Level II [Member]
Assets:
Individually analyzed Loans
Total
Assets:
Impaired Loans
Level III [Member]
Assets:
Individually analyzed Loans	3,144
Total	$ 3,144	4,620
Assets:
Impaired Loans		$ 4,620

Fair Value Measurements (Deta_4

Fair Value Measurements (Details) - Schedule of Level III Fair Value Measurements - Impaired loans [Member] - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Schedule of Level III Fair Value Measurements [Line Items]
Fair Value Estimate (in Dollars)		$ 3,144	$ 4,620
Valuation Techniques	[1]	Appraisal of collateral (1)	Appraisal of collateral (1)
Unobservable inputs - Appraisal adjustments	[2]	Appraisal adjustments (2)	Appraisal adjustments (2)
Unobservable inputs - Liquidation expenses	[2]	Liquidation expenses (2)	Liquidation expenses (2)
Minimum [Member]
Schedule of Level III Fair Value Measurements [Line Items]
Range (Weighted Avg)- Individually analyzed loans		0%	0%
Range (Weighted Avg)- Impaired loans		0%	0%
Median [Member]
Schedule of Level III Fair Value Measurements [Line Items]
Range (Weighted Avg)- Individually analyzed loans		20%	20%
Range (Weighted Avg)- Impaired loans		10%	10%
Maximum [Member]
Schedule of Level III Fair Value Measurements [Line Items]
Range (Weighted Avg)- Individually analyzed loans		20%	20%
Range (Weighted Avg)- Impaired loans		10%	10%
[1]Fair value is generally determined through independent appraisals of the underlying collateral, which generally includes various level III inputs which are not identifiable.[2]Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Disclosures About Fair Value _3

Disclosures About Fair Value of Financial Instruments (Details) - Schedule of Carrying Amount and Fair Value of Financial Instruments - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financial Assets:
Cash and cash equivalents	$ 88,996	$ 37,572
Regulatory stock	8,540	6,670
Loans, net of allowance	1,344,902	1,176,966
Bank owned life insurance	35,632	34,805
Financial Liabilities:
Demand deposits	611,968	672,342
Interest-bearing demand deposits	214,033	164,208
NOW accounts	99,738	139,846
Money market deposit accounts	158,446	163,836
Savings accounts	308,913	364,897
Time deposits	333,700
Total deposits	1,726,798	1,638,958
Short-term debt		16,000
Subordinated debt	39,556	39,396
Quoted Prices in Active Markets for Identical Assets (Level I) [Member]
Financial Assets:
Cash and cash equivalents	88,996	37,572
Regulatory stock	8,540	6,670
Loans held for sale	352	5,927
Loans, net of allowance
Mortgage servicing assets
Accrued interest receivable	7,015	6,555
Bank owned life insurance	35,632	34,805
Financial Liabilities:
Demand deposits	611,968	672,342
Interest-bearing demand deposits	214,033	164,208
NOW accounts	99,738	139,846
Money market deposit accounts	158,446	163,836
Savings accounts	308,913	364,897
Time deposits
Total deposits	1,393,098	1,505,129
Short-term debt
Long-term debt
Subordinated debt
Accrued interest payable	2,203	597
Significant Other Observable Inputs (Level II) [Member]
Financial Assets:
Cash and cash equivalents
Regulatory stock
Loans held for sale
Loans, net of allowance
Mortgage servicing assets
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits
Total deposits
Short-term debt
Long-term debt
Subordinated debt
Accrued interest payable
Significant Unobservable Inputs (Level III) [Member]
Financial Assets:
Cash and cash equivalents
Regulatory stock
Loans held for sale
Loans, net of allowance	1,300,300	1,112,400
Mortgage servicing assets	2,904	2,894
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits	331,680	129,422
Total deposits	331,680	129,422
Short-term debt		15,721
Long-term debt	101,509	56,431
Subordinated debt	33,976	35,975
Accrued interest payable
Carrying Amount [Member]
Financial Assets:
Cash and cash equivalents	88,996	37,572
Regulatory stock	8,540	6,670
Loans held for sale	352	5,927
Loans, net of allowance	1,344,902	1,176,966
Mortgage servicing assets	2,151	2,030
Accrued interest receivable	7,015	6,555
Bank owned life insurance	35,632	34,805
Financial Liabilities:
Demand deposits	611,968	672,342
Interest-bearing demand deposits	214,033	164,208
NOW accounts	99,738	139,846
Money market deposit accounts	158,446	163,836
Savings accounts	308,913	364,897
Time deposits	333,700	133,829
Total deposits	1,726,798	1,638,958
Short-term debt		16,000
Long-term debt	101,228	58,039
Subordinated debt	39,556	39,396
Accrued interest payable	2,203	597
Fair Value [Member]
Financial Assets:
Cash and cash equivalents	88,996	37,572
Regulatory stock	8,540	6,670
Loans held for sale	352	5,927
Loans, net of allowance	1,300,300	1,112,400
Mortgage servicing assets	2,904	2,894
Accrued interest receivable	7,015	6,555
Bank owned life insurance	35,632	34,805
Financial Liabilities:
Demand deposits	611,968	672,342
Interest-bearing demand deposits	214,033	164,208
NOW accounts	99,738	139,846
Money market deposit accounts	158,446	163,836
Savings accounts	308,913	364,897
Time deposits	331,680	129,422
Total deposits	1,724,778	1,634,551
Short-term debt		15,721
Long-term debt	101,509	56,431
Subordinated debt	33,976	35,975
Accrued interest payable	$ 2,203	$ 597

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Details)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Accumulated Other Comprehensive Income (Loss) [Abstract]
Federal income tax rate	21%	21%

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) (Details) - Schedule of Accumulated Other Comprehensive Income (Loss) - Unrealized Gains/(Losses) on Securities Available-for-Sale [Member] - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Schedule of Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	[1],[2]	$ (48,292)	$ 3,441
Other comprehensive income before reclassifications	[1],[2]	12,854	(51,700)
Amount reclassified from accumulated other comprehensive income	[1],[2]	1,083	(33)
Period change	[1],[2]	13,937	(51,733)
Ending Balance	[1],[2]	$ (34,355)	$ (48,292)
[1]All amounts are net of tax.  Related income tax expense or benefit is calculated using a Federal income tax rate of 21%.[2]Amounts in parentheses indicate debits.

Accumulated Other Comprehensi_5

Accumulated Other Comprehensive Income (Loss) (Details) - Schedule of Accumulated Other Comprehensive Income (Loss) Components - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Securities available for sale:
Related income tax benefit (expense)		$ 2,436	$ 2,287
Securities Available for Sale [Member]
Securities available for sale:
Net securities (losses) gains reclassified into earnings	[1]	(Losses) gains on sale of debt securities, net
Related income tax benefit (expense)	[1]	Provision for federal income taxes
Reclassification out of Accumulated Other Comprehensive Income [Member]
Securities available for sale:
Total reclassifications for the period	[1]	$ (1,083)	33
Reclassification out of Accumulated Other Comprehensive Income [Member] | Securities Available for Sale [Member]
Securities available for sale:
Net securities (losses) gains reclassified into earnings	[1]	(1,371)	42
Related income tax benefit (expense)	[1]	288	(9)
Net effect on accumulated other comprehensive income (loss) for the period	[1]	$ (1,083)	$ 33
[1]Amounts in parentheses indicate debits.

Condensed Parent Only Data (Det

Condensed Parent Only Data (Details) - Condensed Balance Sheets - Parent Company [Member] - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash	$ 2,969	$ 4,601
Equity securities	1,717	1,773
Equity in bank subsidiary	153,434	129,615
Other assets	1,100	768
Total assets	159,220	136,757
Liabilities
Subordinated debt	39,556	39,396
Other Liabilities	10	26
Total Liabilities	39,566	39,422
Stockholders' Equity
Common stock	574	574
Capital surplus	4,072	4,437
Retained earnings	150,596	142,677
Accumulated other loss, net of tax	(34,355)	(48,292)
Treasury stock	(1,233)	(2,061)
Total stockholders' equity	119,654	97,335
Total liabilities and stockholders' equity	$ 159,220	$ 136,757

Condensed Parent Only Data (D_2

Condensed Parent Only Data (Details) - Condensed Statements of Comprehensive Income (Loss) - Parent Company [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Income
Dividend income - investment securities	$ 71	$ 67
Losses on equity securities, net	(126)	(32)
Dividend income	3,837	3,810
Undistributed earnings of bank subsidiary	10,438	12,161
Total income	14,220	16,006
Expense
Subordinated debt interest expense	1,950	1,311
Shareholder expenses	176	150
Other expenses	234	279
Total expense	2,360	1,740
Benefit for income taxes	(515)	(365)
Net Income	12,375	14,631
Comprehensive Income (Loss)	$ 26,312	$ (37,102)

Condensed Parent Only Data (D_3

Condensed Parent Only Data (Details) - Condensed Statements of Cash Flows - Parent [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Cash Flows from Operating Activities:
Net Income	$ 12,375	$ 14,631
Equity in undistributed earnings of subsidiaries	(10,438)	(12,161)
Losses on equity securities, net	125	32
Net amortization of subordinated debt fees	160	116
Net increase in other assets	(332)	(316)
Net decrease in other liabilities	(16)	(15)
Net cash provided by operating activities	1,874	2,287
Cash Flows from Investing Activities:
Proceeds from sales of equity securities		151
Purchases of equity securities	(70)	(213)
Net cash used for investing activities	(70)	(62)
Cash Flows from Financing Activities:
Proceeds from sale of treasury stock	973	1,064
Proceeds from issuance of subordinated debt		19,600
Dividend to bank subsidiary		(17,000)
Treasury stock purchased	(572)	(116)
Dividends paid	(3,837)	(3,810)
Net cash used for financing activities	(3,436)	(262)
Cash and Cash Equivalents:
Net change in cash and cash equivalents	(1,632)	1,963
Cash and cash equivalents at beginning of period	4,601	2,638
Cash and cash equivalents at end of period	$ 2,969	$ 4,601