ENB Financial (ENBP) 10-Q 13 Aug 24 2024 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2024	Aug. 01, 2024
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Entity Interactive Data Current	Yes
Amendment Flag	false
Document Period End Date	Jun. 30, 2024
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q2
Entity Information [Line Items]
Entity Registrant Name	ENB Financial Corp
Entity Central Index Key	0001437479
Entity File Number	000-53297
Entity Tax Identification Number	51-0661129
Entity Incorporation, State or Country Code	PA
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Shell Company	false
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Contact Personnel [Line Items]
Entity Address, Address Line One	31 E. Main St
Entity Address, City or Town	Ephrata
Entity Address, Country	PA
Entity Address, Postal Zip Code	17522-0457
Entity Phone Fax Numbers [Line Items]
City Area Code	(717)
Local Phone Number	733-4181
Entity Listings [Line Items]
Entity Common Stock, Shares Outstanding		5,667,054

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
ASSETS
Cash and due from banks	$ 27,658	$ 29,519	$ 24,672
Interest-bearing deposits in other banks	78,955	59,477	36,409
Total cash and cash equivalents	106,613	88,996	61,081
Securities available for sale (at fair value, net of allowance for credit losses of $0)	437,728	459,569	456,004
Equity securities (at fair value)	9,849	9,451	9,019
Loans held for sale	825	352	652
Loans (net of unearned income)	1,384,076	1,360,078	1,296,502
Less: Allowance for credit losses	14,339	15,176	16,833
Net loans	1,369,737	1,344,902	1,279,669
Premises and equipment	26,261	25,284	25,381
Regulatory stock	8,641	8,540	7,843
Bank owned life insurance	35,520	35,632	35,197
Other assets	29,384	28,098	28,806
Total assets	2,024,558	2,000,824	1,903,652
Liabilities:
Noninterest-bearing	623,348	611,968	634,360
Interest-bearing	1,131,022	1,114,830	1,021,591
Total deposits	1,754,370	1,726,798	1,655,951
Long-term debt	92,334	101,228	91,717
Subordinated debt	39,636	39,556	39,476
Other liabilities	12,252	13,588	10,174
Total liabilities	1,898,592	1,881,170	1,797,318
Stockholders' equity:
Common stock, par value $0.10 Shares: Authorized 24,000,000 Issued 5,739,114 and Outstanding 5,677,053 as of 6/30/24, 5,670,054 as of 12/31/23, and 5,654,415 as of 6/30/23	574	574	574
Capital surplus	4,001	4,072	4,259
Retained earnings	156,924	150,596	144,380
Accumulated other comprehensive loss, net of tax	(34,491)	(34,355)	(41,244)
Less: Treasury stock cost on 62,061 shares as of 6/30/24, 69,060 as of 12/31/23, and 84,700 as of 6/30/23	(1,042)	(1,233)	(1,635)
Total stockholders' equity	125,966	119,654	106,334
Total liabilities and stockholders' equity	$ 2,024,558	$ 2,000,824	$ 1,903,652

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
Statement of Financial Position [Abstract]
Net of allowance for credit losses (in Dollars)	$ 0	$ 0	$ 0
Common stock, par value (in Dollars per share)	$ 0.1	$ 0.1	$ 0.1
Common stock, shares authorized	24,000,000	24,000,000	24,000,000
Common stock, shares issued	5,739,114	5,739,114	5,739,114
Common stock, shares outstanding	5,677,053	5,670,054	5,654,415
Less: Treasury stock shares	62,061	69,060	84,700

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Interest and dividend income:
Interest and fees on loans	$ 17,940	$ 14,951	$ 35,255	$ 28,648
Interest on securities available for sale
Taxable	2,854	2,811	5,740	5,853
Tax-exempt	705	740	1,425	1,529
Interest on deposits at other banks	606	213	950	247
Dividend income	324	266	630	521
Total interest and dividend income	22,429	18,981	44,000	36,798
Interest expense:
Interest on deposits	7,105	4,114	13,936	6,958
Interest on borrowings	1,330	1,210	2,698	2,379
Total interest expense	8,435	5,324	16,634	9,337
Net interest income	13,994	13,657	27,366	27,461
(Release) provision for credit losses	(207)	815	(851)	2,072
Net interest income after (release) provision for credit losses	14,201	12,842	28,217	25,389
Other income:
Trust and investment services income	727	674	1,810	1,459
Service fees	1,438	1,122	2,799	2,022
Commissions	1,005	917	2,022	1,812
Losses on the sale of debt securities, net		(954)	(91)	(1,364)
Gains (losses) on equity securities, net	30	(106)	(137)	(302)
Gains on sale of mortgages	478	204	1,022	326
Earnings on bank-owned life insurance	407	237	700	463
Other income	316	328	622	660
Total other income	4,401	2,422	8,747	5,076
Operating expenses:
Salaries and employee benefits	8,339	7,901	16,674	15,356
Occupancy	806	860	1,663	1,596
Equipment	350	325	653	669
Advertising & marketing	204	412	445	686
Computer software & data processing	1,467	1,697	3,169	3,478
Shares tax	357	299	714	599
Professional services	825	843	1,536	1,507
Other expense	1,020	865	2,108	1,675
Total operating expenses	13,368	13,202	26,962	25,566
Income before income taxes	5,234	2,062	10,002	4,899
Provision for federal income taxes	920	265	1,747	661
Net income	$ 4,314	$ 1,797	$ 8,255	$ 4,238
Earnings per share of common stock (in Dollars per share)	$ 0.76	$ 0.32	$ 1.46	$ 0.75
Cash dividends paid per share (in Dollars per share)	$ 0.17	$ 0.17	$ 0.34	$ 0.34
Weighted average shares outstanding (in Shares)	5,665,518	5,640,826	5,665,296	5,636,181

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 4,314	$ 1,797	$ 8,255	$ 4,238
Securities available for sale not other-than-temporarily impaired:
Unrealized gains (losses) arising during the period	785	(1,728)	(262)	7,557
Income tax effect	(165)	363	54	(1,587)
Total	620	(1,365)	(208)	5,970
Losses recognized in earnings		954	91	1,364
Income tax effect		(200)	(19)	(286)
Total		754	72	1,078
Other comprehensive income (loss), net of tax	620	(611)	(136)	7,048
Comprehensive Income	$ 4,934	$ 1,186	$ 8,119	$ 11,286

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock	Capital Surplus	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock	Total
Balances at Dec. 31, 2022	$ 574	$ 4,437	$ 142,677	$ (48,292)	$ (2,061)	$ 97,335
Cumulative effect of adoption of ASU 2016-13			(619)			(619)
Net income			2,441			2,441
Other comprehensive income/loss net of tax				7,659		7,659
Stock-based compensation expense		14				14
Treasury stock purchased					(147)	(147)
Treasury stock issued		(110)			383	273
Cash dividends paid, $0.17 per share			(957)			(957)
Balances at Mar. 31, 2023	574	4,341	143,542	(40,633)	(1,825)	105,999
Balances at Dec. 31, 2022	574	4,437	142,677	(48,292)	(2,061)	97,335
Net income						4,238
Balances at Jun. 30, 2023	574	4,259	144,380	(41,244)	(1,635)	106,334
Balances at Mar. 31, 2023	574	4,341	143,542	(40,633)	(1,825)	105,999
Net income			1,797			1,797
Other comprehensive income/loss net of tax				(611)		(611)
Stock-based compensation expense		15				15
Treasury stock purchased					(168)	(168)
Treasury stock issued		(97)			358	261
Cash dividends paid, $0.17 per share			(959)			(959)
Balances at Jun. 30, 2023	574	4,259	144,380	(41,244)	(1,635)	106,334
Balances at Dec. 31, 2023	574	4,072	150,596	(34,355)	(1,233)	119,654
Net income			3,941			3,941
Other comprehensive income/loss net of tax				(756)		(756)
Stock-based compensation expense		17				17
Treasury stock purchased					(228)	(228)
Treasury stock issued		(53)			322	269
Cash dividends paid, $0.17 per share			(964)			(964)
Balances at Mar. 31, 2024	574	4,036	153,573	(35,111)	(1,139)	121,933
Balances at Dec. 31, 2023	574	4,072	150,596	(34,355)	(1,233)	119,654
Net income						8,255
Balances at Jun. 30, 2024	574	4,001	156,924	(34,491)	(1,042)	125,966
Balances at Mar. 31, 2024	574	4,036	153,573	(35,111)	(1,139)	121,933
Net income			4,314			4,314
Other comprehensive income/loss net of tax				620		620
Stock-based compensation expense		14				14
Treasury stock purchased					(223)	(223)
Treasury stock issued		(49)			320	271
Cash dividends paid, $0.17 per share			(963)			(963)
Balances at Jun. 30, 2024	$ 574	$ 4,001	$ 156,924	$ (34,491)	$ (1,042)	$ 125,966

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Mar. 31, 2023
Statement of Stockholders' Equity [Abstract]
Treasury stock purchased, shares	15,000	15,699	12,431	8,903
Treasury stock issued, shares	19,036	18,662	20,692	19,523
Cash dividends paid, per share (in Dollars per share)	$ 0.17	$ 0.17	$ 0.17	$ 0.17

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash flows from operating activities:
Net income	$ 8,255	$ 4,238
Adjustments to reconcile net income to net cash
Net amortization of securities premiums and discounts and loan fees	2,212	2,346
(Increase) decrease in interest receivable	(1,080)	307
Increase in interest payable	26	571
(Release) provision for credit losses	(851)	2,072
Losses on the sale of debt securities, net	91	1,364
Losses on equity securities, net	137	302
Gains on sale of mortgages	(1,022)	(326)
Loans originated for sale	(33,187)	(11,928)
Proceeds from sales of loans	33,736	17,529
Earnings on bank-owned life insurance	(700)	(463)
Depreciation of premises and equipment and amortization of software	1,045	973
Deferred income tax	290	(254)
Amortization of deferred fees on subordinated debt	80	80
Stock-based compensation expense	31	29
Other assets and other liabilities, net	(1,436)	1,353
Net cash provided by operating activities	7,627	18,193
Securities available for sale:
Proceeds from maturities, calls, and repayments	17,477	20,457
Proceeds from sales	5,019	61,089
Purchases	(3,000)	(3,030)
Equity securities
Purchases	(535)	(202)
Purchase of regulatory bank stock	(477)	(1,821)
Redemptions of regulatory bank stock	376	648
Proceeds from bank-owned life insurance	745	2,083
Net increase in loans	(24,114)	(105,562)
Purchases of premises and equipment, net	(1,828)	(826)
Purchase of computer software	(513)	(494)
Net cash used for investing activities	(6,850)	(27,658)
Cash flows from financing activities:
Net increase (decrease) in demand, NOW, and savings accounts	14,537	(33,709)
Net increase in time deposits	13,035	50,702
Repayments of short-term debt		(16,000)
Proceeds from long-term debt		37,678
Repayments of long-term debt	(8,894)	(4,000)
Dividends paid	(1,927)	(1,916)
Proceeds from sale of treasury stock	540	534
Treasury stock purchased	(451)	(315)
Net cash provided by financing activities	16,840	32,974
Increase in cash and cash equivalents	17,617	23,509
Cash and cash equivalents at beginning of period	88,996	37,572
Cash and cash equivalents at end of period	106,613	61,081
Supplemental disclosures of cash flow information:
Interest paid	16,608	8,764
Income taxes paid	1,900	1,375
Supplemental disclosure of non-cash investing and financing activities:
Fair value adjustments for securities available for sale	$ (173)	$ 8,921

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2024
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. Summary of Significant Accounting Policies Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. ENB Financial Corp (“the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”). Ephrata National Bank has one wholly-owned subsidiary, ENB Insurance, LLC which is consolidated into its financial statements. This Form 10-Q, for the second quarter of 2024, is reporting on the results of operations and financial condition of ENB Financial Corp on a consolidated basis. Operating results for the three and six months ended June 30, 2024, are not necessarily indicative of the results that may be expected for the year ending December 31, 2024. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp’s Annual Report on Form 10-K for the year ended December 31, 2023.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	6 Months Ended
	Jun. 30, 2024
Revenue from Contracts with Customers [Abstract]
Revenue from Contracts with Customers	2. Revenue from Contracts with Customers The Corporation records revenue from contracts with customers in accordance with Accounting Standards Topic 606, Revenue from Contracts with Customers (Topic 606). The Corporation’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Corporation has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Corporation generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 that significantly affects the determination of the amount and timing of revenue from contracts with customers.

Securities Available for Sale

Securities Available for Sale	6 Months Ended
	Jun. 30, 2024
Securities Available for Sale [Abstract]
Securities Available for Sale	3. Securities Available for Sale The amortized cost, gross unrealized gains and losses, approximate fair value, and allowance for credit losses of investment securities held at June 30, 2024 and December 31, 2023, are as follows: Gross Gross Allowance (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized for Credit Fair Cost Gains Losses Losses Value $ $ $ $ $ June 30, 2024 U.S. treasuries 19,884 — (1,761 ) — 18,123 U.S. government agencies 19,400 — (1,806 ) — 17,594 U.S. agency mortgage-backed securities 41,039 — (3,616 ) — 37,423 U.S. agency collateralized mortgage obligations 20,796 — (2,026 ) — 18,770 Non-agency MBS/CMO 53,033 — (2,703 ) — 50,330 Asset-backed securities 61,649 54 (524 ) — 61,179 Corporate bonds 60,845 — (5,790 ) — 55,055 Obligations of states and political subdivisions 204,741 — (25,487 ) — 179,254 Total securities available for sale 481,387 54 (43,713 ) — 437,728 Gross Gross Allowance (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized for Credit Fair Cost Gains Losses Losses Value $ $ $ $ $ December 31, 2023 U.S. Treasuries 19,869 — (1,710 ) — 18,159 U.S. government agencies 19,400 — (1,862 ) — 17,538 U.S. agency mortgage-backed securities 43,753 — (3,597 ) — 40,156 U.S. agency collateralized mortgage obligations 21,841 — (2,004 ) — 19,837 Non-agency MBS/CMO 59,281 22 (3,116 ) — 56,187 Asset-backed securities 66,391 20 (1,106 ) — 65,305 Corporate bonds 61,122 — (6,118 ) — 55,004 Obligations of states and political subdivisions 211,400 1 (24,018 ) — 187,383 Total securities available for sale 503,057 43 (43,531 ) — 459,569 The amortized cost and fair value of securities available for sale at June 30, 2024, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to certain call or prepayment provisions. CONTRACTUAL MATURITY OF DEBT SECURITIES (DOLLARS IN THOUSANDS) Amortized Cost Fair Value $ $ Due in one year or less 16,151 15,781 Due after one year through five years 93,112 84,828 Due after five years through ten years 65,953 55,970 Due after ten years 306,171 281,149 Total debt securities 481,387 437,728 Securities available for sale with a par value of $114,201,000 and $117,525,000 at June 30, 2024, and December 31, 2023, respectively, were pledged or restricted for public funds, borrowings, or other purposes as required by law. The fair value of these pledged securities was $105,688,000 at June 30, 2024, and $109,651,000 at December 31, 2023. Proceeds from active sales of debt securities available for sale, along with the associated gross realized gains and gross realized losses, are shown below. Realized gains and losses are computed on the basis of specific identifications. PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE (DOLLARS IN THOUSANDS) Three Months Ended June 30, Six Months Ended June 30, 2024 2023 2024 2023 $ $ $ $ Proceeds from sales — 32,972 5,019 61,089 Gross realized gains — — — 4 Gross realized losses — (954 ) (91 ) (1,368 ) Information pertaining to securities with gross unrealized losses at June 30, 2024 and December 31, 2023, for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: UNREALIZED LOSSES ON DEBT SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of June 30, 2024 U.S. Treasuries — — 18,123 (1,761 ) 18,123 (1,761 ) U.S. government agencies — — 17,594 (1,806 ) 17,594 (1,806 ) U.S. agency mortgage-backed securities 2 — 37,421 (3,616 ) 37,423 (3,616 ) U.S. agency collateralized mortgage obligations — — 18,770 (2,026 ) 18,770 (2,026 ) Non-Agency MBS/CMO 5,268 (28 ) 45,062 (2,675 ) 50,330 (2,703 ) Asset-backed securities 8,416 (16 ) 37,909 (508 ) 46,325 (524 ) Corporate bonds — — 55,055 (5,790 ) 55,055 (5,790 ) Obligations of states & political subdivisions — — 179,224 (25,487 ) 179,224 (25,487 ) Total unrealized losses on debt securities 13,686 (44 ) 409,158 (43,669 ) 422,844 (43,713 ) UNREALIZED LOSSES ON DEBT SECURITIES (DOLLARS IN THOUSANDS) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of December 31, 2023 U.S. Treasuries — — 18,159 (1,710 ) 18,159 (1,710 ) U.S. government agencies — — 17,538 (1,862 ) 17,538 (1,862 ) U.S. agency mortgage-backed securities — — 40,147 (3,597 ) 40,147 (3,597 ) U.S. agency collateralized mortgage obligations — — 19,837 (2,004 ) 19,837 (2,004 ) Non-Agency MBS/CMO 11,189 (119 ) 41,966 (2,997 ) 53,155 (3,116 ) Asset-backed securities 2,661 (47 ) 57,049 (1,059 ) 59,710 (1,106 ) Corporate bonds — — 55,004 (6,118 ) 55,004 (6,118 ) Obligations of states & political subdivisions — — 186,819 (24,018 ) 186,819 (24,018 ) Total unrealized losses on debt securities 13,850 (166 ) 436,519 (43,365 ) 450,369 (43,531 ) In the debt security portfolio there were 310 positions carrying unrealized losses as of June 30, 2024. Management evaluates all of the Corporation’s securities for expected credit losses. No securities in the portfolio required an allowance for credit losses to be recorded in the first six months of 2024 or 2023. Unrealized losses on the Corporation’s available-for-sale debt securities have not been recognized into income because the bonds are of high credit quality, management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery, and the decline in fair value is solely due to changes in interest rates and other market conditions. The issuers continue to make timely principal and interest payments on the bonds. The fair value is expected to recover as the bonds approach maturity.

Equity Securities

Equity Securities	6 Months Ended
	Jun. 30, 2024
Equity Securities [Abstract]
Equity Securities	4. Equity Securities The following table summarizes the amortized cost, gross unrealized gains and losses, and fair value of equity securities held at June 30, 2024 and December 31, 2023. Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ June 30, 2024 CRA-qualified mutual funds 8,267 — — 8,267 Bank stocks 1,754 110 (282 ) 1,582 Total equity securities 10,021 110 (282 ) 9,849 Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ December 31, 2023 CRA-qualified mutual funds 7,734 — — 7,734 Bank stocks 1,754 144 (181 ) 1,717 Total equity securities 9,488 144 (181 ) 9,451 The following table presents the net gains and losses on the Corporation’s equity investments recognized in earnings during the three months and six months ended June 30, 2024 and 2023, and the portion of unrealized gains and losses for the period that relates to equity investments held as of June 30, 2024 and 2023. NET GAINS AND LOSSES ON EQUITY INVESTMENTS RECOGNIZED IN EARNINGS (DOLLARS IN THOUSANDS) Three Months Ended Six Months Ended June 30, June 30, 2024 2023 2024 2023 $ $ $ $ Net gains (losses) recognized in equity securities during the period 30 (106 ) (137 ) (302 ) Less: Net gains realized on the sale of equity securities during the period — — — — Unrealized gains (losses) recognized in equity securities held at reporting date 30 (106 ) (137 ) (302 )

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2024
Loans and Allowance For Credit Losses [Abstract]
Loans and Allowance for Credit Losses	5. Loans and Allowance for Credit Losses The following table presents the Corporation’s loan portfolio by category of loans as of June 30, 2024, and December 31, 2023 (in thousands): June 30, December 31, 2024 2023 $ $ Agriculture 260,234 257,372 Business Loans 363,075 354,252 Consumer 6,371 6,392 Home Equity 112,863 107,176 Non-Owner Occupied Commercial Real Estate 131,460 135,117 Residential Real Estate (a) 508,048 497,553 Gross loans prior to deferred costs 1,382,051 1,357,862 Deferred loan costs, net 2,025 2,216 Allowance for credit losses (14,339 ) (15,176 ) Total net loans 1,369,737 1,344,902 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $323,985,000 and $301,822,000 as of June 30, 2024 and December 31, 2023. Age Analysis of Past-Due Loans Receivable The performance and credit quality of the loan portfolio is monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past-due status as of June 30, 2024 and December 31, 2023 (in thousands): June 30, 2024 31-60 61-90 Greater Than Days Days 90 Days Total Total Current Past Due Past Due Past Due Past Due Loans Agriculture $ 258,903 $ — $ 1,017 $ 314 $ 1,331 $ 260,234 Business Loans 358,451 4,543 — 81 4,624 363,075 Consumer 6,332 28 — 11 39 6,371 Home Equity 112,168 123 219 353 695 112,863 Non-Owner Occupied CRE 131,460 — — — — 131,460 Residential Real Estate 504,510 1,547 815 1,176 3,538 508,048 Total $ 1,371,824 $ 6,241 $ 2,051 $ 1,935 $ 10,227 $ 1,382,051 December 31, 2023 31-60 61-90 Greater Than Days Days 90 Days Total Total Current Past Due Past Due Past Due Past Due Loans Agriculture $ 257,372 $ — $ — $ — $ — $ 257,372 Business Loans 354,008 130 — 114 244 354,252 Consumer 6,361 15 3 13 31 6,392 Home Equity 106,787 170 69 150 389 107,176 Non-Owner Occupied CRE 135,117 — — — — 135,117 Residential Real Estate 495,952 1,245 — 356 1,601 497,553 Total $ 1,355,597 $ 1,560 $ 72 $ 633 $ 2,265 $ 1,357,862 Nonperforming Loans The following table presents the amortized cost basis of loans on nonaccrual status and loans past due over 90 days still accruing interest as of June 30, 2024 and December 31, 2023, (in thousands): June 30, 2024 Nonaccrual Nonaccrual Loans Past with no with Total Due Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming Agriculture $ 889 $ — $ 889 $ 314 $ 1,203 Business Loans 1,626 — 1,626 — 1,626 Consumer Loans — — — 11 11 Home Equity — — — 353 353 Non-Owner Occupied CRE — — — — — Residential Real Estate 1,073 — 1,073 103 1,176 Total $ 3,588 $ — $ 3,588 $ 781 $ 4,369 December 31, 2023 Nonaccrual Nonaccrual Loans Past with no with Total Due Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming Agriculture $ 941 $ — $ 941 $ — $ 941 Business Loans 1,817 — 1,817 — 1,817 Consumer Loans — — — 13 13 Home Equity — — — 150 150 Non-Owner Occupied CRE — — — — — Residential Real Estate — — — 356 356 Total $ 2,758 $ — $ 2,758 $ 519 $ 3,277 The following table presents, by class of loans, the collateral-dependent nonaccrual loans and type of collateral as of June 30, 2024 and December 31, 2023 (in thousands). June 30, 2024 Real Estate Other None Total Agriculture $ 889 $ — $ — $ 889 Business Loans 1,626 — — 1,626 Consumer Loans — — — — Home Equity — — — — Non-Owner Occupied — — — — Residential Real Estate 1,073 — — 1,073 Total $ 3,588 $ — $ — $ 3,588 December 31, 2023 Real Estate Other None Total Agriculture $ 941 $ — $ — $ 941 Business Loans 1,817 — — 1,817 Consumer Loans — — — — Home Equity — — — — Non-Owner Occupied — — — — Residential Real Estate — — — — Total $ 2,758 $ — $ — $ 2,758 Credit Quality Indicators The Corporation grades commercial credits differently than consumer credits. The following tables represent all of the Corporation’s commercial credit exposures by internally assigned grades as of June 30, 2024 and December 31, 2023. The grading analysis estimates the capability of the borrower to repay the contractual obligations under the loan agreements as scheduled. The Corporation's internal commercial credit risk grading system is based on experiences with similarly graded loans. The Corporation's internally assigned grades for commercial credits are as follows: ● Pass – loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. ● Special Mention – loans where a potential weakness or risk exists, which could cause a more serious problem, if not corrected. ● Substandard – loans that have a well-defined weakness based on objective evidence and characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. ● Doubtful – loans classified as doubtful have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. ● Loss – loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. Based on the most recent analysis performed, the following table presents the recorded investment by internal risk rating system for Commercial Credit exposures as of June 30, 2024 (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted June 30, 2024 2024 2023 2022 2021 2020 Prior Cost Basis to Term Total Agriculture Risk Rating Pass $ 10,953 $ 50,280 $ 38,214 $ 47,189 $ 17,854 $ 67,783 $ 20,506 $ — $ 252,779 Special Mention — 53 1,331 20 — 1,217 92 — 2,713 Substandard 300 472 — 424 1,353 2,010 183 — 4,742 Doubtful — — — — — — — — — Total $ 11,253 $ 50,805 $ 39,545 $ 47,633 $ 19,207 $ 71,010 $ 20,781 $ — $ 260,234 Agriculture Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Business Loans Risk Rating Pass $ 24,240 $ 44,255 $ 93,464 $ 66,027 $ 34,471 $ 50,999 $ 39,315 $ — $ 352,771 Special Mention — — — 419 — 263 — — 682 Substandard — 2,974 2,392 — 227 1,037 2,992 — 9,622 Doubtful — — — — — — — — — Total $ 24,240 $ 47,229 $ 95,856 $ 66,446 $ 34,698 $ 52,299 $ 42,307 $ — $ 363,075 Business Loans Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Non-Owner Occupied CRE Risk Rating Pass $ 5,812 $ 30,114 $ 35,635 $ 25,787 $ 12,532 $ 18,921 $ — $ — $ 128,801 Special Mention — — — — — 34 — — 34 Substandard — 387 — — — 2,238 — — 2,625 Doubtful — — — — — — — — — Total $ 5,812 $ 30,501 $ 35,635 $ 25,787 $ 12,532 $ 21,193 $ — $ — $ 131,460 Non-Owner Occupied CRE Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Risk Rating Pass $ 41,005 $ 124,649 $ 167,313 $ 139,003 $ 64,857 $ 137,703 $ 59,821 $ — $ 734,351 Special Mention — 53 1,331 439 — 1,514 92 — 3,429 Substandard 300 3,833 2,392 424 1,580 5,285 3,175 — 16,989 Doubtful — — — — — — — — — Total $ 41,305 $ 128,535 $ 171,036 $ 139,866 $ 66,437 $ 144,502 $ 63,088 $ — $ 754,769 Based on the most recent analysis performed, the following table presents the recorded investment by internal risk rating system for Commercial Credit exposures as of December 31, 2023 (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted December 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Agriculture Risk Rating Pass $ 47,599 $ 41,741 $ 49,276 $ 18,699 $ 14,793 $ 58,459 $ 21,157 $ — $ 251,724 Special Mention 60 9 96 697 170 1,136 204 — 2,372 Substandard — — 424 719 361 1,772 — 3,276 Doubtful — — — — — — — — — Total $ 47,659 $ 41,750 $ 49,796 $ 20,115 $ 15,324 $ 61,367 $ 21,361 $ — $ 257,372 Agriculture Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Business Loans Risk Rating Pass $ 43,670 $ 102,419 $ 64,030 $ 36,675 $ 17,785 $ 45,583 $ 37,269 $ — $ 347,431 Special Mention — 43 426 — — 270 100 — 839 Substandard 3,152 1,369 — 263 — 838 360 — 5,982 Doubtful — — — — — — — — — Total $ 46,822 $ 103,831 $ 64,456 $ 36,938 $ 17,785 $ 46,691 $ 37,729 $ — $ 354,252 Business Loans Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Non-Owner Occupied CRE Risk Rating Pass $ 26,757 $ 43,976 $ 27,377 $ 12,849 $ 7,705 $ 12,397 $ 375 $ — $ 131,436 Special Mention 392 639 — — — 37 — — 1,068 Substandard — — — — 2,312 301 — — 2,613 Doubtful — — — — — — — — — Total $ 27,149 $ 44,615 $ 27,377 $ 12,849 $ 10,017 $ 12,735 $ 375 $ — $ 135,117 Non-Owner Occupied CRE Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Risk Rating Pass $ 118,026 $ 188,136 $ 140,683 $ 68,223 $ 40,283 $ 116,439 $ 58,801 $ — $ 730,591 Special Mention 452 691 522 697 170 1,443 304 — 4,279 Substandard 3,152 1,369 424 982 2,673 2,911 360 — 11,871 Doubtful — — — — — — — — — Total $ 121,630 $ 190,196 $ 141,629 $ 69,902 $ 43,126 $ 120,793 $ 59,465 $ — $ 746,741 For consumer loans, the Corporation evaluates credit quality based on whether the loan is considered performing or non-performing. Non-performing loans consist of those loans greater than 90 days delinquent and nonaccrual loans. The following table presents the balances of consumer loans by classes of the loan portfolio based on payment performance as of June 30, 2024 (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted June 30, 2024 2024 2023 2022 2021 2020 Prior Cost Basis to Term Total Consumer Payment Performance Performing $ 2,478 $ 1,343 $ 673 $ 193 $ 113 $ 14 $ 1,546 $ — $ 6,360 Nonperforming — — — — — — 11 — 11 Total $ 2,478 $ 1,343 $ 673 $ 193 $ 113 $ 14 $ 1,557 $ — $ 6,371 Consumer Current period gross charge-offs $ — $ — $ 36 $ — $ — $ — $ — $ — $ 36 Home equity Payment Performance Performing $ 561 $ 7,545 $ 16,817 $ 980 $ 521 $ 2,103 $ 82,558 $ 1,425 $ 112,510 Nonperforming — — — — — 7 346 — 353 Total $ 561 $ 7,545 $ 16,817 $ 980 $ 521 $ 2,110 $ 82,904 $ 1,425 $ 112,863 Home equity Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Real Estate Payment Performance Performing $ 34,162 $ 115,719 $ 144,018 $ 102,525 $ 41,745 $ 68,703 $ — $ — $ 506,872 Nonperforming — 1,073 — — — 103 — — 1,176 Total $ 34,162 $ 116,792 $ 144,018 $ 102,525 $ 41,745 $ 68,806 $ — $ — $ 508,048 Residential Real Estate Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Payment Performance Performing $ 37,201 $ 124,607 $ 161,508 $ 103,698 $ 42,379 $ 70,820 $ 84,104 $ 1,425 $ 625,742 Nonperforming — 1,073 — — — 110 357 — 1,540 Total $ 37,201 $ 125,680 $ 161,508 $ 103,698 $ 42,379 $ 70,930 $ 84,461 $ 1,425 $ 627,282 The following table presents the balances of consumer loans by classes of the loan portfolio based on payment performance as of December 31, 2023 (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Consumer Payment Performance Performing $ 3,251 $ 1,085 $ 351 $ 176 $ 31 $ 3 $ 1,482 $ — $ 6,379 Nonperforming — 13 — — — — — — 13 Total $ 3,251 $ 1,098 $ 351 $ 176 $ 31 $ 3 $ 1,482 $ — $ 6,392 Consumer Current period gross charge-offs $ — $ 40 $ 17 $ 1 $ 1 $ 6 $ — $ — $ 65 Home equity Payment Performance Performing $ 7,086 $ 18,476 $ 1,049 $ 564 $ 529 $ 1,847 $ 76,076 1,399 $ 107,026 Nonperforming — — — — — — 150 — 150 Total $ 7,086 $ 18,476 $ 1,049 $ 564 $ 529 $ 1,847 $ 76,226 $ 1,399 $ 107,176 Home equity Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Real Estate Payment Performance Performing $ 123,368 $ 148,835 $ 105,283 $ 43,961 $ 31,514 $ 44,236 $ — $ — $ 497,197 Nonperforming — — 356 — — — — — 356 Total $ 123,368 $ 148,835 $ 105,639 $ 43,961 $ 31,514 $ 44,236 $ — $ — $ 497,553 Residential Real Estate Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Payment Performance Performing $ 133,705 $ 168,396 $ 106,683 $ 44,701 $ 32,074 $ 46,086 $ 77,558 $ 1,399 $ 610,602 Nonperforming — 13 356 — — — 150 — 519 Total $ 133,705 $ 168,409 $ 107,039 $ 44,701 $ 32,074 $ 46,086 $ 77,708 $ 1,399 $ 611,121 Allowance for Credit Losses The following table presents the activity in the allowance for credit losses (ACL) by portfolio segment for the three months ended June 30, 2024 and June 30, 2023 (in thousands): Beginning Ending Balance Provisions Balance March 31, 2024 Charge-offs Recoveries (Reductions) June 30, 2024 Allowance for credit losses: Agriculture 2,824 — — (164 ) 2,660 Business Loans 2,545 — 2 94 2,641 Consumer Loans 351 (11 ) 9 (22 ) 327 Home Equity 2,353 — — 307 2,660 Non-Owner Occupied CRE 713 — — (20 ) 693 Residential Real Estate 5,830 — — (472 ) 5,358 Total $ 14,616 $ (11 ) $ 11 $ (277 ) $ 14,339 Beginning Ending Balance Provisions Balance March 31, 2023 Charge-offs Recoveries (Reductions) June 30, 2023 Allowance for credit losses: Agriculture 3,591 — — 75 3,666 Business Loans 3,473 — 2 (26 ) 3,449 Consumer Loans 270 (14 ) 1 100 357 Home Equity 2,318 — — 21 2,339 Non-Owner Occupied CRE 942 — — 1 943 Residential Real Estate 5,460 — 7 612 6,079 Total $ 16,054 $ (14 ) $ 10 $ 783 $ 16,833 During the three months ended June 30, 2024, management charged off $11,000 in loans while recovering $11,000 and released $277,000 from the provision for credit losses related to loans and added $70,000 in provision expense for off-balance sheet credit exposure for a net release to the provision of $207,000. The following table presents the activity in the allowance for credit losses by portfolio segment for the six months ended June 30, 2024 and June 30, 2023 (in thousands): Beginning Ending Balance Provisions Balance December 31, 2023 Charge-offs Recoveries (Reductions) June 30, 2024 Allowance for credit losses: Agriculture 3,106 — — (446 ) 2,660 Business Loans 2,684 — 3 (46 ) 2,641 Consumer Loans 355 (36 ) 13 (5 ) 327 Home Equity 2,341 — — 319 2,660 Non-Owner Occupied CRE 818 — — (125 ) 693 Residential Real Estate 5,872 — — (514 ) 5,358 Total $ 15,176 $ (36 ) $ 16 $ (817 ) $ 14,339 Beginning Ending Balance Provisions Balance December 31, 2022 Charge-offs Recoveries (Reductions) June 30, 2023 Allowance for credit losses: Agriculture 3,537 — 71 58 3,666 Business Loans 3,382 — 7 60 3,449 Consumer Loans 250 (15 ) 1 121 357 Home Equity 2,129 — — 210 2,339 Non-Owner Occupied CRE 875 — — 68 943 Residential Real Estate 4,658 — 8 1,413 6,079 Total $ 14,831 $ (15 ) $ 87 $ 1,930 $ 16,833 During the six months ended June 30, 2024, management charged off $36,000 in loans while recovering $16,000 and released $817,000 from the provision for credit losses related to loans and released $34,000 from the provision for off-balance sheet credit exposure for a combined release of $851,000. The ACL is maintained at a level determined to be adequate to absorb estimated expected credit losses within the loan portfolio over the contractual life of an instrument that considers historical loss experience, current conditions, and forecasts of future economic conditions as of the balance sheet date. The Corporation develops and documents a systematic ACL methodology based on the following portfolio segments: Agriculture, Business Loans, Consumer Loans, Home Equity, Non-Owner Occupied Commercial Real Estate (CRE), and Residential Real Estate. The following are key risks within each portfolio segment: Agriculture – Business Loans Consumer - Home Equity– Non-Owner Occupied CRE - Residential Real Estate The following table presents the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on the estimation method as of June 30, 2024: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of June 30, 2024: Agriculture Business Consumer Home Non- Residential Total $ $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated — — — — 49 — 49 Ending balance: collectively evaluated 2,660 2,641 327 2,660 644 5,358 14,290 Loans receivable: Ending balance 260,234 363,075 6,371 112,863 131,460 508,048 1,382,051 Ending balance: individually evaluated 889 1,626 — — 2,240 1,073 5,828 Ending balance: collectively evaluated 259,345 361,449 6,371 112,863 129,220 506,975 1,376,223 The following table presents the balance in the allowance for credit losses and the recorded investment in loans receivable by portfolio segment based on impairment method as of December 31, 2023: ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (DOLLARS IN THOUSANDS) As of December 31, 2023: Agriculture Business Consumer Home Non-Owner Residential Total $ $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated — — — — — — Ending balance: collectively evaluated 3,106 2,684 355 2,341 818 5,872 15,176 Loans receivable: Ending balance 257,372 354,252 6,392 107,176 135,117 497,553 1,357,862 Ending balance: individually evaluated 1,327 1,817 — — — — 3,144 Ending balance: collectively evaluated 256,045 352,435 6,392 107,176 135,117 497,553 1,354,718 Modifications to Borrowers Experiencing Financial Difficulty The Corporation may grant a modification to borrowers in financial distress by providing a temporary reduction in interest rate, or an extension of a loan’s stated maturity date. Loan modifications are intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. The Corporation identifies loans for potential restructure primarily through direct communication with the borrower and evaluation of the borrower's financial statements, revenue projections, tax returns, and credit reports. Even if the borrower is not presently in default, management will consider the likelihood that cash flow shortages, adverse economic conditions, and negative trends may result in a payment default in the near future. There was one modification of a loan to a borrower experiencing financial difficulty in the amount of $2,240,000 for the quarter ended June 30, 2024 and none for the quarter ended June 30, 2023.

Fair Value Presentation

Fair Value Presentation	6 Months Ended
	Jun. 30, 2024
Fair Value Presentation [Abstract]
Fair Value Presentation	6. Fair Value Presentation U.S. generally accepted accounting principles establish a hierarchal disclosure framework associated with the level of observable pricing utilized in measuring assets and liabilities at fair value. The three broad levels defined by the hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no observable pricing as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. The following tables provide the fair market value for assets required to be measured and reported at fair value on a recurring basis on the Consolidated Balance Sheets as of June 30, 2024, and December 31, 2023, by level within the fair value hierarchy. As required by U.S. generally accepted accounting principles, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) June 30, 2024 Level I Level II Level III Total $ $ $ $ U.S. treasuries 18,123 — — 18,123 U.S. government agencies — 17,594 — 17,594 U.S. agency mortgage-backed securities — 37,423 — 37,423 U.S. agency collateralized mortgage obligations — 18,770 — 18,770 Non-agency MBS/CMO — 50,330 — 50,330 Asset-backed securities — 61,179 — 61,179 Corporate bonds — 55,055 — 55,055 Obligations of states & political subdivisions — 179,254 — 179,254 Equity securities 9,849 — — 9,849 Total securities 27,972 419,605 — 447,577 On June 30, 2024, the Corporation held no securities valued using level III inputs. Most of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable, but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s U.S. Treasury bonds, CRA fund investments, and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. Financial instruments are considered level III when their values are determined using pricing models, discounted cash flow methodologies, or similar techniques, and at least one significant model assumption or input is unobservable. In addition to these unobservable inputs, the valuation models for level III financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. Level III financial instruments also include those for which the determination of fair value requires significant management judgment or estimation. ASSETS MEASURED ON A RECURRING BASIS (DOLLARS IN THOUSANDS) December 31, 2023 Level I Level II Level III Total $ $ $ $ U.S. Treasuries 18,159 — — 18,159 U.S. government agencies — 17,538 — 17,538 U.S. agency mortgage-backed securities — 40,156 — 40,156 U.S. agency collateralized mortgage obligations — 19,837 — 19,837 Non-agency MBS/CMO — 56,187 — 56,187 Asset-backed securities — 65,305 — 65,305 Corporate bonds — 55,004 — 55,004 Obligations of states & political subdivisions — 187,383 — 187,383 Equity securities 9,451 — — 9,451 Total securities 27,610 441,410 — 469,020 On December 31, 2023, the Corporation held no securities valued using level III inputs. Most of the Corporation’s debt instruments were valued using level II inputs, where quoted prices are available and observable, but not necessarily quotes on identical securities traded in active markets on a daily basis. The Corporation’s U.S. Treasury bonds, CRA fund investments, and bank stocks are fair valued utilizing level I inputs because the funds have their own quoted prices in an active market. The following tables provide the fair value for each class of assets required to be measured and reported at fair value on a nonrecurring basis on the Consolidated Balance Sheets as of June 30, 2024 and December 31, 2023, by level within the fair value hierarchy: ASSETS MEASURED ON A NONRECURRING BASIS ( Dollars in Thousands June 30, 2024 Level I Level II Level III Total $ $ $ $ Assets: Individually analyzed loans $ — $ — $ 5,779 $ 5,779 Total $ — $ — $ 5,779 $ 5,779 December 31, 2023 Level I Level II Level III Total $ $ $ $ Assets: Individually analyzed loans $ — $ — $ 3,144 $ 3,144 Total $ — $ — $ 3,144 $ 3,144 The Corporation had a total of $5,828,000 of individually analyzed loans as of June 30, 2024, with $49,000 of specific allocation against these loans and $3,144,000 of individually analyzed loans as of December 31, 2023, with no specific allocation against these loans. The value of individually analyzed loans is generally determined through independent appraisals of the underlying collateral. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) June 30, 2024 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Individually analyzed loans 5,779 Appraisal of collateral (1) Appraisal adjustments (2) 0% to -20% (-20%) Liquidation expenses (2) 0% to -10% (-10%) December 31, 2023 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Individually analyzed loans 3,144 Appraisal of collateral (1) Appraisal adjustments (2) 0% to -20% (-20%) Liquidation expenses (2) 0% to -10% (-10%) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. The following tables provide the carrying amount for each class of assets and liabilities and the fair value for certain financial instruments that are not required to be measured or reported at fair value on the Consolidated Balance Sheets as of June 30, 2024 and December 31, 2023: FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (DOLLARS IN THOUSANDS) June 30, 2024 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 106,613 106,613 106,613 — — Regulatory stock 8,641 8,641 8,641 — — Loans held for sale 825 825 825 — — Loans, net of allowance 1,369,737 1,307,444 — — 1,307,444 Mortgage servicing assets 2,376 3,081 — — 3,081 Accrued interest receivable 8,095 8,095 8,095 — — Bank owned life insurance 35,520 35,520 35,520 — — Financial Liabilities: Demand deposits 623,348 623,348 623,348 — — Interest-bearing demand deposits 243,812 243,812 243,812 — — NOW accounts 96,195 96,195 96,195 — — Money market deposit accounts 156,909 156,909 156,909 — — Savings accounts 287,372 287,372 287,372 — — Time deposits 346,734 344,164 — — 344,164 Total deposits 1,754,370 1,751,800 1,407,636 — 344,164 Long-term debt 92,334 91,567 — — 91,567 Subordinated debt 39,636 34,528 — — 34,528 Accrued interest payable 2,229 2,229 2,229 — — FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE (DOLLARS IN THOUSANDS) December 31, 2023 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 88,996 88,996 88,996 — — Regulatory stock 8,540 8,540 8,540 — — Loans held for sale 352 352 352 — — Loans, net of allowance 1,344,902 1,300,300 — — 1,300,300 Mortgage servicing assets 2,151 2,904 — — 2,904 Accrued interest receivable 7,015 7,015 7,015 — — Bank owned life insurance 35,632 35,632 35,632 — — Financial Liabilities: Demand deposits 611,968 611,968 611,968 — — Interest-bearing demand deposits 214,033 214,033 214,033 — — NOW accounts 99,738 99,738 99,738 — — Money market deposit accounts 158,446 158,446 158,446 — — Savings accounts 308,913 308,913 308,913 — — Time deposits 333,700 331,680 — — 331,680 Total deposits 1,726,798 1,724,778 1,393,098 — 331,680 Long-term debt 101,228 101,509 — — 101,509 Subordinated debt 39,556 33,976 — — 33,976 Accrued interest payable 2,203 2,203 2,203 — —

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2024
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	7. Accumulated Other Comprehensive Income (Loss) The activity in accumulated other comprehensive income (loss) for the three months ended June 30, 2024 and 2023 is as follows: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (1) (2) (DOLLARS IN THOUSANDS) Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2023 (34,355 ) Other comprehensive loss before reclassifications (828 ) Amount reclassified from accumulated other comprehensive income (loss) 72 Period change (756 ) Balance at March 31, 2024 (35,111 ) Other comprehensive income before reclassifications 620 Amount reclassified from accumulated other comprehensive income (loss) — Period change 620 Balance at June 30, 2024 (34,491 ) Balance at December 31, 2022 (48,292 ) Other comprehensive income before reclassifications 7,335 Amount reclassified from accumulated other comprehensive income (loss) 324 Period change 7,659 Balance at March 31, 2023 (40,633 ) Other comprehensive loss before reclassifications (1,365 ) Amount reclassified from accumulated other comprehensive income (loss) 754 Period change (611 ) Balance at June 30, 2023 (41,244 ) (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 21%. (2) Amounts in parentheses indicate debits. DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) (DOLLARS IN THOUSANDS) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended June 30, 2024 2023 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities losses, reclassified into earnings — (954 ) Losses on the sale of debt securities, net Related income tax benefit — 200 Benefit for federal income taxes Net effect on accumulated other comprehensive loss for the period — (754 ) (1) Amounts in parentheses indicate debits. Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Six Months Ended June 30, 2024 2023 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities losses, reclassified into earnings (91 ) (1,364 ) Losses on the sale of debt securities, net Related income tax benefit 19 286 Benefit for federal income taxes Net effect on accumulated other comprehensive loss for the period (72 ) (1,078 ) (1) Amounts in parentheses indicate debits.

Recently Issued Accounting Stan

Recently Issued Accounting Standards	6 Months Ended
	Jun. 30, 2024
Recently Issued Accounting Standards [Abstract]
Recently Issued Accounting Standards	8. Recently Issued Accounting Standards In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures . In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures . In March 2024, the FASB issued ASU 2024-01, Compensation – Stock Compensation (Topic 718) . In March 2024, the FASB issued ASU 2024-02, Codification Improvements—Amendments to Remove References to the Concepts Statements .

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Mar. 31, 2023	Jun. 30, 2024	Jun. 30, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 4,314	$ 3,941	$ 1,797	$ 2,441	$ 8,255	$ 4,238

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Jun. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	6 Months Ended
	Jun. 30, 2024
Summary of Significant Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period’s reporting format. Such reclassifications did not affect net income or stockholders’ equity. ENB Financial Corp (“the Corporation”) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the “Bank”). Ephrata National Bank has one wholly-owned subsidiary, ENB Insurance, LLC which is consolidated into its financial statements. This Form 10-Q, for the second quarter of 2024, is reporting on the results of operations and financial condition of ENB Financial Corp on a consolidated basis. Operating results for the three and six months ended June 30, 2024, are not necessarily indicative of the results that may be expected for the year ending December 31, 2024. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp’s Annual Report on Form 10-K for the year ended December 31, 2023.

Securities Available for Sale (

Securities Available for Sale (Tables)	6 Months Ended
	Jun. 30, 2024
Securities Available for Sale [Abstract]
Schedule of Amortized Cost and Fair Value of Securities	The amortized cost, gross unrealized gains and losses, approximate fair value, and allowance for credit losses of investment securities held at June 30, 2024 and December 31, 2023, are as follows: Gross Gross Allowance (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized for Credit Fair Cost Gains Losses Losses Value $ $ $ $ $ June 30, 2024 U.S. treasuries 19,884 — (1,761 ) — 18,123 U.S. government agencies 19,400 — (1,806 ) — 17,594 U.S. agency mortgage-backed securities 41,039 — (3,616 ) — 37,423 U.S. agency collateralized mortgage obligations 20,796 — (2,026 ) — 18,770 Non-agency MBS/CMO 53,033 — (2,703 ) — 50,330 Asset-backed securities 61,649 54 (524 ) — 61,179 Corporate bonds 60,845 — (5,790 ) — 55,055 Obligations of states and political subdivisions 204,741 — (25,487 ) — 179,254 Total securities available for sale 481,387 54 (43,713 ) — 437,728 Gross Gross Allowance (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized for Credit Fair Cost Gains Losses Losses Value $ $ $ $ $ December 31, 2023 U.S. Treasuries 19,869 — (1,710 ) — 18,159 U.S. government agencies 19,400 — (1,862 ) — 17,538 U.S. agency mortgage-backed securities 43,753 — (3,597 ) — 40,156 U.S. agency collateralized mortgage obligations 21,841 — (2,004 ) — 19,837 Non-agency MBS/CMO 59,281 22 (3,116 ) — 56,187 Asset-backed securities 66,391 20 (1,106 ) — 65,305 Corporate bonds 61,122 — (6,118 ) — 55,004 Obligations of states and political subdivisions 211,400 1 (24,018 ) — 187,383 Total securities available for sale 503,057 43 (43,531 ) — 459,569
Schedule of Contractual Maturity of Debt Securities	CONTRACTUAL MATURITY OF DEBT SECURITIES Amortized Cost Fair Value $ $ Due in one year or less 16,151 15,781 Due after one year through five years 93,112 84,828 Due after five years through ten years 65,953 55,970 Due after ten years 306,171 281,149 Total debt securities 481,387 437,728
Schedule of Proceeds from Sales of Securities Available for Sale	PROCEEDS FROM SALES OF SECURITIES AVAILABLE FOR SALE Three Months Ended June 30, Six Months Ended June 30, 2024 2023 2024 2023 $ $ $ $ Proceeds from sales — 32,972 5,019 61,089 Gross realized gains — — — 4 Gross realized losses — (954 ) (91 ) (1,368 )
Schedule of Temporary Impairments of Securities	UNREALIZED LOSSES ON DEBT SECURITIES Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of June 30, 2024 U.S. Treasuries — — 18,123 (1,761 ) 18,123 (1,761 ) U.S. government agencies — — 17,594 (1,806 ) 17,594 (1,806 ) U.S. agency mortgage-backed securities 2 — 37,421 (3,616 ) 37,423 (3,616 ) U.S. agency collateralized mortgage obligations — — 18,770 (2,026 ) 18,770 (2,026 ) Non-Agency MBS/CMO 5,268 (28 ) 45,062 (2,675 ) 50,330 (2,703 ) Asset-backed securities 8,416 (16 ) 37,909 (508 ) 46,325 (524 ) Corporate bonds — — 55,055 (5,790 ) 55,055 (5,790 ) Obligations of states & political subdivisions — — 179,224 (25,487 ) 179,224 (25,487 ) Total unrealized losses on debt securities 13,686 (44 ) 409,158 (43,669 ) 422,844 (43,713 ) Less than 12 months More than 12 months Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses $ $ $ $ $ $ As of December 31, 2023 U.S. Treasuries — — 18,159 (1,710 ) 18,159 (1,710 ) U.S. government agencies — — 17,538 (1,862 ) 17,538 (1,862 ) U.S. agency mortgage-backed securities — — 40,147 (3,597 ) 40,147 (3,597 ) U.S. agency collateralized mortgage obligations — — 19,837 (2,004 ) 19,837 (2,004 ) Non-Agency MBS/CMO 11,189 (119 ) 41,966 (2,997 ) 53,155 (3,116 ) Asset-backed securities 2,661 (47 ) 57,049 (1,059 ) 59,710 (1,106 ) Corporate bonds — — 55,004 (6,118 ) 55,004 (6,118 ) Obligations of states & political subdivisions — — 186,819 (24,018 ) 186,819 (24,018 ) Total unrealized losses on debt securities 13,850 (166 ) 436,519 (43,365 ) 450,369 (43,531 )

Equity Securities (Tables)

Equity Securities (Tables)	6 Months Ended
	Jun. 30, 2024
Equity Securities [Abstract]
Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities	The following table summarizes the amortized cost, gross unrealized gains and losses, and fair value of equity securities held at June 30, 2024 and December 31, 2023. Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ June 30, 2024 CRA-qualified mutual funds 8,267 — — 8,267 Bank stocks 1,754 110 (282 ) 1,582 Total equity securities 10,021 110 (282 ) 9,849 Gross Gross (DOLLARS IN THOUSANDS) Amortized Unrealized Unrealized Fair Cost Gains Losses Value $ $ $ $ December 31, 2023 CRA-qualified mutual funds 7,734 — — 7,734 Bank stocks 1,754 144 (181 ) 1,717 Total equity securities 9,488 144 (181 ) 9,451
Schedule of Net Gains and Losses on Equity Investments Recognized in Earnings	Three Months Ended Six Months Ended June 30, June 30, 2024 2023 2024 2023 $ $ $ $ Net gains (losses) recognized in equity securities during the period 30 (106 ) (137 ) (302 ) Less: Net gains realized on the sale of equity securities during the period — — — — Unrealized gains (losses) recognized in equity securities held at reporting date 30 (106 ) (137 ) (302 )

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2024
Loans and Allowance For Credit Losses [Abstract]
Schedule of Loan Portfolio by Category	The following table presents the Corporation’s loan portfolio by category of loans as of June 30, 2024, and December 31, 2023 (in thousands): June 30, December 31, 2024 2023 $ $ Agriculture 260,234 257,372 Business Loans 363,075 354,252 Consumer 6,371 6,392 Home Equity 112,863 107,176 Non-Owner Occupied Commercial Real Estate 131,460 135,117 Residential Real Estate (a) 508,048 497,553 Gross loans prior to deferred costs 1,382,051 1,357,862 Deferred loan costs, net 2,025 2,216 Allowance for credit losses (14,339 ) (15,176 ) Total net loans 1,369,737 1,344,902 (a) Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $323,985,000 and $301,822,000 as of June 30, 2024 and December 31, 2023.
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status	The following table presents the classes of the loan portfolio summarized by the past-due status as of June 30, 2024 and December 31, 2023 (in thousands): June 30, 2024 31-60 61-90 Greater Than Days Days 90 Days Total Total Current Past Due Past Due Past Due Past Due Loans Agriculture $ 258,903 $ — $ 1,017 $ 314 $ 1,331 $ 260,234 Business Loans 358,451 4,543 — 81 4,624 363,075 Consumer 6,332 28 — 11 39 6,371 Home Equity 112,168 123 219 353 695 112,863 Non-Owner Occupied CRE 131,460 — — — — 131,460 Residential Real Estate 504,510 1,547 815 1,176 3,538 508,048 Total $ 1,371,824 $ 6,241 $ 2,051 $ 1,935 $ 10,227 $ 1,382,051 December 31, 2023 31-60 61-90 Greater Than Days Days 90 Days Total Total Current Past Due Past Due Past Due Past Due Loans Agriculture $ 257,372 $ — $ — $ — $ — $ 257,372 Business Loans 354,008 130 — 114 244 354,252 Consumer 6,361 15 3 13 31 6,392 Home Equity 106,787 170 69 150 389 107,176 Non-Owner Occupied CRE 135,117 — — — — 135,117 Residential Real Estate 495,952 1,245 — 356 1,601 497,553 Total $ 1,355,597 $ 1,560 $ 72 $ 633 $ 2,265 $ 1,357,862
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due	The following table presents the amortized cost basis of loans on nonaccrual status and loans past due over 90 days still accruing interest as of June 30, 2024 and December 31, 2023, (in thousands): June 30, 2024 Nonaccrual Nonaccrual Loans Past with no with Total Due Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming Agriculture $ 889 $ — $ 889 $ 314 $ 1,203 Business Loans 1,626 — 1,626 — 1,626 Consumer Loans — — — 11 11 Home Equity — — — 353 353 Non-Owner Occupied CRE — — — — — Residential Real Estate 1,073 — 1,073 103 1,176 Total $ 3,588 $ — $ 3,588 $ 781 $ 4,369 December 31, 2023 Nonaccrual Nonaccrual Loans Past with no with Total Due Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming Agriculture $ 941 $ — $ 941 $ — $ 941 Business Loans 1,817 — 1,817 — 1,817 Consumer Loans — — — 13 13 Home Equity — — — 150 150 Non-Owner Occupied CRE — — — — — Residential Real Estate — — — 356 356 Total $ 2,758 $ — $ 2,758 $ 519 $ 3,277
Schedule of Collateral-Dependent Nonaccrual Loans	The following table presents, by class of loans, the collateral-dependent nonaccrual loans and type of collateral as of June 30, 2024 and December 31, 2023 (in thousands). June 30, 2024 Real Estate Other None Total Agriculture $ 889 $ — $ — $ 889 Business Loans 1,626 — — 1,626 Consumer Loans — — — — Home Equity — — — — Non-Owner Occupied — — — — Residential Real Estate 1,073 — — 1,073 Total $ 3,588 $ — $ — $ 3,588 December 31, 2023 Real Estate Other None Total Agriculture $ 941 $ — $ — $ 941 Business Loans 1,817 — — 1,817 Consumer Loans — — — — Home Equity — — — — Non-Owner Occupied — — — — Residential Real Estate — — — — Total $ 2,758 $ — $ — $ 2,758
Schedule of Recorded Investment by Internal Risk Rating System for Commercial Credit Exposure	Based on the most recent analysis performed, the following table presents the recorded investment by internal risk rating system for Commercial Credit exposures as of June 30, 2024 (in thousands): Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted June 30, 2024 2024 2023 2022 2021 2020 Prior Cost Basis to Term Total Agriculture Risk Rating Pass $ 10,953 $ 50,280 $ 38,214 $ 47,189 $ 17,854 $ 67,783 $ 20,506 $ — $ 252,779 Special Mention — 53 1,331 20 — 1,217 92 — 2,713 Substandard 300 472 — 424 1,353 2,010 183 — 4,742 Doubtful — — — — — — — — — Total $ 11,253 $ 50,805 $ 39,545 $ 47,633 $ 19,207 $ 71,010 $ 20,781 $ — $ 260,234 Agriculture Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Business Loans Risk Rating Pass $ 24,240 $ 44,255 $ 93,464 $ 66,027 $ 34,471 $ 50,999 $ 39,315 $ — $ 352,771 Special Mention — — — 419 — 263 — — 682 Substandard — 2,974 2,392 — 227 1,037 2,992 — 9,622 Doubtful — — — — — — — — — Total $ 24,240 $ 47,229 $ 95,856 $ 66,446 $ 34,698 $ 52,299 $ 42,307 $ — $ 363,075 Business Loans Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Non-Owner Occupied CRE Risk Rating Pass $ 5,812 $ 30,114 $ 35,635 $ 25,787 $ 12,532 $ 18,921 $ — $ — $ 128,801 Special Mention — — — — — 34 — — 34 Substandard — 387 — — — 2,238 — — 2,625 Doubtful — — — — — — — — — Total $ 5,812 $ 30,501 $ 35,635 $ 25,787 $ 12,532 $ 21,193 $ — $ — $ 131,460 Non-Owner Occupied CRE Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Risk Rating Pass $ 41,005 $ 124,649 $ 167,313 $ 139,003 $ 64,857 $ 137,703 $ 59,821 $ — $ 734,351 Special Mention — 53 1,331 439 — 1,514 92 — 3,429 Substandard 300 3,833 2,392 424 1,580 5,285 3,175 — 16,989 Doubtful — — — — — — — — — Total $ 41,305 $ 128,535 $ 171,036 $ 139,866 $ 66,437 $ 144,502 $ 63,088 $ — $ 754,769 Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted December 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Agriculture Risk Rating Pass $ 47,599 $ 41,741 $ 49,276 $ 18,699 $ 14,793 $ 58,459 $ 21,157 $ — $ 251,724 Special Mention 60 9 96 697 170 1,136 204 — 2,372 Substandard — — 424 719 361 1,772 — 3,276 Doubtful — — — — — — — — — Total $ 47,659 $ 41,750 $ 49,796 $ 20,115 $ 15,324 $ 61,367 $ 21,361 $ — $ 257,372 Agriculture Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Business Loans Risk Rating Pass $ 43,670 $ 102,419 $ 64,030 $ 36,675 $ 17,785 $ 45,583 $ 37,269 $ — $ 347,431 Special Mention — 43 426 — — 270 100 — 839 Substandard 3,152 1,369 — 263 — 838 360 — 5,982 Doubtful — — — — — — — — — Total $ 46,822 $ 103,831 $ 64,456 $ 36,938 $ 17,785 $ 46,691 $ 37,729 $ — $ 354,252 Business Loans Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Non-Owner Occupied CRE Risk Rating Pass $ 26,757 $ 43,976 $ 27,377 $ 12,849 $ 7,705 $ 12,397 $ 375 $ — $ 131,436 Special Mention 392 639 — — — 37 — — 1,068 Substandard — — — — 2,312 301 — — 2,613 Doubtful — — — — — — — — — Total $ 27,149 $ 44,615 $ 27,377 $ 12,849 $ 10,017 $ 12,735 $ 375 $ — $ 135,117 Non-Owner Occupied CRE Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Risk Rating Pass $ 118,026 $ 188,136 $ 140,683 $ 68,223 $ 40,283 $ 116,439 $ 58,801 $ — $ 730,591 Special Mention 452 691 522 697 170 1,443 304 — 4,279 Substandard 3,152 1,369 424 982 2,673 2,911 360 — 11,871 Doubtful — — — — — — — — — Total $ 121,630 $ 190,196 $ 141,629 $ 69,902 $ 43,126 $ 120,793 $ 59,465 $ — $ 746,741 Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted June 30, 2024 2024 2023 2022 2021 2020 Prior Cost Basis to Term Total Consumer Payment Performance Performing $ 2,478 $ 1,343 $ 673 $ 193 $ 113 $ 14 $ 1,546 $ — $ 6,360 Nonperforming — — — — — — 11 — 11 Total $ 2,478 $ 1,343 $ 673 $ 193 $ 113 $ 14 $ 1,557 $ — $ 6,371 Consumer Current period gross charge-offs $ — $ — $ 36 $ — $ — $ — $ — $ — $ 36 Home equity Payment Performance Performing $ 561 $ 7,545 $ 16,817 $ 980 $ 521 $ 2,103 $ 82,558 $ 1,425 $ 112,510 Nonperforming — — — — — 7 346 — 353 Total $ 561 $ 7,545 $ 16,817 $ 980 $ 521 $ 2,110 $ 82,904 $ 1,425 $ 112,863 Home equity Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Real Estate Payment Performance Performing $ 34,162 $ 115,719 $ 144,018 $ 102,525 $ 41,745 $ 68,703 $ — $ — $ 506,872 Nonperforming — 1,073 — — — 103 — — 1,176 Total $ 34,162 $ 116,792 $ 144,018 $ 102,525 $ 41,745 $ 68,806 $ — $ — $ 508,048 Residential Real Estate Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Payment Performance Performing $ 37,201 $ 124,607 $ 161,508 $ 103,698 $ 42,379 $ 70,820 $ 84,104 $ 1,425 $ 625,742 Nonperforming — 1,073 — — — 110 357 — 1,540 Total $ 37,201 $ 125,680 $ 161,508 $ 103,698 $ 42,379 $ 70,930 $ 84,461 $ 1,425 $ 627,282 Revolving Revolving Term Loans Amortized Costs Basis by Origination Year Loans Loans Amortized Converted 2023 2022 2021 2020 2019 Prior Cost Basis to Term Total Consumer Payment Performance Performing $ 3,251 $ 1,085 $ 351 $ 176 $ 31 $ 3 $ 1,482 $ — $ 6,379 Nonperforming — 13 — — — — — — 13 Total $ 3,251 $ 1,098 $ 351 $ 176 $ 31 $ 3 $ 1,482 $ — $ 6,392 Consumer Current period gross charge-offs $ — $ 40 $ 17 $ 1 $ 1 $ 6 $ — $ — $ 65 Home equity Payment Performance Performing $ 7,086 $ 18,476 $ 1,049 $ 564 $ 529 $ 1,847 $ 76,076 1,399 $ 107,026 Nonperforming — — — — — — 150 — 150 Total $ 7,086 $ 18,476 $ 1,049 $ 564 $ 529 $ 1,847 $ 76,226 $ 1,399 $ 107,176 Home equity Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential Real Estate Payment Performance Performing $ 123,368 $ 148,835 $ 105,283 $ 43,961 $ 31,514 $ 44,236 $ — $ — $ 497,197 Nonperforming — — 356 — — — — — 356 Total $ 123,368 $ 148,835 $ 105,639 $ 43,961 $ 31,514 $ 44,236 $ — $ — $ 497,553 Residential Real Estate Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Payment Performance Performing $ 133,705 $ 168,396 $ 106,683 $ 44,701 $ 32,074 $ 46,086 $ 77,558 $ 1,399 $ 610,602 Nonperforming — 13 356 — — — 150 — 519 Total $ 133,705 $ 168,409 $ 107,039 $ 44,701 $ 32,074 $ 46,086 $ 77,708 $ 1,399 $ 611,121
Schedule of Allowance for Credit Losses By Portfolio Segment	The following table presents the activity in the allowance for credit losses (ACL) by portfolio segment for the three months ended June 30, 2024 and June 30, 2023 (in thousands): Beginning Ending Balance Provisions Balance March 31, 2024 Charge-offs Recoveries (Reductions) June 30, 2024 Allowance for credit losses: Agriculture 2,824 — — (164 ) 2,660 Business Loans 2,545 — 2 94 2,641 Consumer Loans 351 (11 ) 9 (22 ) 327 Home Equity 2,353 — — 307 2,660 Non-Owner Occupied CRE 713 — — (20 ) 693 Residential Real Estate 5,830 — — (472 ) 5,358 Total $ 14,616 $ (11 ) $ 11 $ (277 ) $ 14,339 Beginning Ending Balance Provisions Balance March 31, 2023 Charge-offs Recoveries (Reductions) June 30, 2023 Allowance for credit losses: Agriculture 3,591 — — 75 3,666 Business Loans 3,473 — 2 (26 ) 3,449 Consumer Loans 270 (14 ) 1 100 357 Home Equity 2,318 — — 21 2,339 Non-Owner Occupied CRE 942 — — 1 943 Residential Real Estate 5,460 — 7 612 6,079 Total $ 16,054 $ (14 ) $ 10 $ 783 $ 16,833 Beginning Ending Balance Provisions Balance December 31, 2023 Charge-offs Recoveries (Reductions) June 30, 2024 Allowance for credit losses: Agriculture 3,106 — — (446 ) 2,660 Business Loans 2,684 — 3 (46 ) 2,641 Consumer Loans 355 (36 ) 13 (5 ) 327 Home Equity 2,341 — — 319 2,660 Non-Owner Occupied CRE 818 — — (125 ) 693 Residential Real Estate 5,872 — — (514 ) 5,358 Total $ 15,176 $ (36 ) $ 16 $ (817 ) $ 14,339 Beginning Ending Balance Provisions Balance December 31, 2022 Charge-offs Recoveries (Reductions) June 30, 2023 Allowance for credit losses: Agriculture 3,537 — 71 58 3,666 Business Loans 3,382 — 7 60 3,449 Consumer Loans 250 (15 ) 1 121 357 Home Equity 2,129 — — 210 2,339 Non-Owner Occupied CRE 875 — — 68 943 Residential Real Estate 4,658 — 8 1,413 6,079 Total $ 14,831 $ (15 ) $ 87 $ 1,930 $ 16,833
Schedule of Allowance for Credit Losses and Recorded Investment in Loans Receivable	ALLOWANCE FOR CREDIT LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE As of June 30, 2024: Agriculture Business Consumer Home Non- Residential Total $ $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated — — — — 49 — 49 Ending balance: collectively evaluated 2,660 2,641 327 2,660 644 5,358 14,290 Loans receivable: Ending balance 260,234 363,075 6,371 112,863 131,460 508,048 1,382,051 Ending balance: individually evaluated 889 1,626 — — 2,240 1,073 5,828 Ending balance: collectively evaluated 259,345 361,449 6,371 112,863 129,220 506,975 1,376,223 As of December 31, 2023: Agriculture Business Consumer Home Non-Owner Residential Total $ $ $ $ $ $ $ Allowance for credit losses: Ending balance: individually evaluated — — — — — — Ending balance: collectively evaluated 3,106 2,684 355 2,341 818 5,872 15,176 Loans receivable: Ending balance 257,372 354,252 6,392 107,176 135,117 497,553 1,357,862 Ending balance: individually evaluated 1,327 1,817 — — — — 3,144 Ending balance: collectively evaluated 256,045 352,435 6,392 107,176 135,117 497,553 1,354,718

Fair Value Presentation (Tables

Fair Value Presentation (Tables)	6 Months Ended
	Jun. 30, 2024
Fair Value Presentation [Abstract]
Schedule of Assets Measured on a Recurring Basis	ASSETS MEASURED ON A RECURRING BASIS June 30, 2024 Level I Level II Level III Total $ $ $ $ U.S. treasuries 18,123 — — 18,123 U.S. government agencies — 17,594 — 17,594 U.S. agency mortgage-backed securities — 37,423 — 37,423 U.S. agency collateralized mortgage obligations — 18,770 — 18,770 Non-agency MBS/CMO — 50,330 — 50,330 Asset-backed securities — 61,179 — 61,179 Corporate bonds — 55,055 — 55,055 Obligations of states & political subdivisions — 179,254 — 179,254 Equity securities 9,849 — — 9,849 Total securities 27,972 419,605 — 447,577 December 31, 2023 Level I Level II Level III Total $ $ $ $ U.S. Treasuries 18,159 — — 18,159 U.S. government agencies — 17,538 — 17,538 U.S. agency mortgage-backed securities — 40,156 — 40,156 U.S. agency collateralized mortgage obligations — 19,837 — 19,837 Non-agency MBS/CMO — 56,187 — 56,187 Asset-backed securities — 65,305 — 65,305 Corporate bonds — 55,004 — 55,004 Obligations of states & political subdivisions — 187,383 — 187,383 Equity securities 9,451 — — 9,451 Total securities 27,610 441,410 — 469,020
Schedule of Assets Measured on a Nonrecurring Basis	ASSETS MEASURED ON A NONRECURRING BASIS June 30, 2024 Level I Level II Level III Total $ $ $ $ Assets: Individually analyzed loans $ — $ — $ 5,779 $ 5,779 Total $ — $ — $ 5,779 $ 5,779 December 31, 2023 Level I Level II Level III Total $ $ $ $ Assets: Individually analyzed loans $ — $ — $ 3,144 $ 3,144 Total $ — $ — $ 3,144 $ 3,144
Schedule of Level III Fair Value Measurements	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis for which the Corporation has utilized level III inputs to determine fair value: QUANTITATIVE INFORMATION ABOUT LEVEL III FAIR VALUE MEASUREMENTS (DOLLARS IN THOUSANDS) June 30, 2024 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Individually analyzed loans 5,779 Appraisal of collateral (1) Appraisal adjustments (2) 0% to -20% (-20%) Liquidation expenses (2) 0% to -10% (-10%) December 31, 2023 Fair Value Valuation Unobservable Range Estimate Techniques Input (Weighted Avg) Individually analyzed loans 3,144 Appraisal of collateral (1) Appraisal adjustments (2) 0% to -20% (-20%) Liquidation expenses (2) 0% to -10% (-10%) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
Schedule of Financial Instruments not Required to be Measured or Reported at Fair Value	FINANCIAL INSTRUMENTS NOT REQUIRED TO BE MEASURED OR REPORTED AT FAIR VALUE June 30, 2024 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 106,613 106,613 106,613 — — Regulatory stock 8,641 8,641 8,641 — — Loans held for sale 825 825 825 — — Loans, net of allowance 1,369,737 1,307,444 — — 1,307,444 Mortgage servicing assets 2,376 3,081 — — 3,081 Accrued interest receivable 8,095 8,095 8,095 — — Bank owned life insurance 35,520 35,520 35,520 — — Financial Liabilities: Demand deposits 623,348 623,348 623,348 — — Interest-bearing demand deposits 243,812 243,812 243,812 — — NOW accounts 96,195 96,195 96,195 — — Money market deposit accounts 156,909 156,909 156,909 — — Savings accounts 287,372 287,372 287,372 — — Time deposits 346,734 344,164 — — 344,164 Total deposits 1,754,370 1,751,800 1,407,636 — 344,164 Long-term debt 92,334 91,567 — — 91,567 Subordinated debt 39,636 34,528 — — 34,528 Accrued interest payable 2,229 2,229 2,229 — — December 31, 2023 Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Carrying Assets Inputs Inputs Amount Fair Value (Level 1) (Level II) (Level III) $ $ $ $ $ Financial Assets: Cash and cash equivalents 88,996 88,996 88,996 — — Regulatory stock 8,540 8,540 8,540 — — Loans held for sale 352 352 352 — — Loans, net of allowance 1,344,902 1,300,300 — — 1,300,300 Mortgage servicing assets 2,151 2,904 — — 2,904 Accrued interest receivable 7,015 7,015 7,015 — — Bank owned life insurance 35,632 35,632 35,632 — — Financial Liabilities: Demand deposits 611,968 611,968 611,968 — — Interest-bearing demand deposits 214,033 214,033 214,033 — — NOW accounts 99,738 99,738 99,738 — — Money market deposit accounts 158,446 158,446 158,446 — — Savings accounts 308,913 308,913 308,913 — — Time deposits 333,700 331,680 — — 331,680 Total deposits 1,726,798 1,724,778 1,393,098 — 331,680 Long-term debt 101,228 101,509 — — 101,509 Subordinated debt 39,556 33,976 — — 33,976 Accrued interest payable 2,203 2,203 2,203 — —

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2024
Accumulated Other Comprehensive Income (Loss) [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The activity in accumulated other comprehensive income (loss) for the three months ended June 30, 2024 and 2023 is as follows: Unrealized Gains (Losses) on Securities Available-for-Sale $ Balance at December 31, 2023 (34,355 ) Other comprehensive loss before reclassifications (828 ) Amount reclassified from accumulated other comprehensive income (loss) 72 Period change (756 ) Balance at March 31, 2024 (35,111 ) Other comprehensive income before reclassifications 620 Amount reclassified from accumulated other comprehensive income (loss) — Period change 620 Balance at June 30, 2024 (34,491 ) Balance at December 31, 2022 (48,292 ) Other comprehensive income before reclassifications 7,335 Amount reclassified from accumulated other comprehensive income (loss) 324 Period change 7,659 Balance at March 31, 2023 (40,633 ) Other comprehensive loss before reclassifications (1,365 ) Amount reclassified from accumulated other comprehensive income (loss) 754 Period change (611 ) Balance at June 30, 2023 (41,244 ) (1) All amounts are net of tax. Related income tax expense or benefit is calculated using a Federal income tax rate of 21%. (2) Amounts in parentheses indicate debits.
Schedule of Accumulated Other Comprehensive Income (Loss) Components	DETAILS ABOUT ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) COMPONENTS (1) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Three Months Ended June 30, 2024 2023 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities losses, reclassified into earnings — (954 ) Losses on the sale of debt securities, net Related income tax benefit — 200 Benefit for federal income taxes Net effect on accumulated other comprehensive loss for the period — (754 ) Amount Reclassified from Accumulated Other Comprehensive Income (Loss) For the Six Months Ended June 30, 2024 2023 Affected Line Item in the $ $ Consolidated Statements of Income Securities available-for-sale: Net securities losses, reclassified into earnings (91 ) (1,364 ) Losses on the sale of debt securities, net Related income tax benefit 19 286 Benefit for federal income taxes Net effect on accumulated other comprehensive loss for the period (72 ) (1,078 ) (1) Amounts in parentheses indicate debits.

Securities Available for Sale_2

Securities Available for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Securities Available for Sale [Line Items]
Available for sale debt securities	$ 114,201,000	$ 117,525,000
Pledged securities	$ 105,688,000	$ 109,651,000

Securities Available for Sale_3

Securities Available for Sale (Details) - Schedule of Amortized Cost and Fair Value of Securities - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Dec. 31, 2023
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	$ 481,387	$ 503,057
Gross Unrealized Gains	54	43
Gross Unrealized Losses	(43,713)	(43,531)
Allowance for Credit Losses
Fair Value	437,728	459,569
U.S. Treasuries [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	19,884	19,869
Gross Unrealized Gains
Gross Unrealized Losses	(1,761)	(1,710)
Allowance for Credit Losses
Fair Value	18,123	18,159
U.S. Government Agencies [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	19,400	19,400
Gross Unrealized Gains
Gross Unrealized Losses	(1,806)	(1,862)
Allowance for Credit Losses
Fair Value	17,594	17,538
U.S. Agency Mortgage-Backed Securities [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	41,039	43,753
Gross Unrealized Gains
Gross Unrealized Losses	(3,616)	(3,597)
Allowance for Credit Losses
Fair Value	37,423	40,156
U.S. Agency Collateralized Mortgage Obligations [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	20,796	21,841
Gross Unrealized Gains
Gross Unrealized Losses	(2,026)	(2,004)
Allowance for Credit Losses
Fair Value	18,770	19,837
Non-Agency MBS/CMO [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	53,033	59,281
Gross Unrealized Gains		22
Gross Unrealized Losses	(2,703)	(3,116)
Allowance for Credit Losses
Fair Value	50,330	56,187
Asset-Backed Securities [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	61,649	66,391
Gross Unrealized Gains	54	20
Gross Unrealized Losses	(524)	(1,106)
Allowance for Credit Losses
Fair Value	61,179	65,305
Corporate Bonds [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	60,845	61,122
Gross Unrealized Gains
Gross Unrealized Losses	(5,790)	(6,118)
Allowance for Credit Losses
Fair Value	55,055	55,004
Obligations of States and Political Subdivisions [Member]
Schedule of Amortized Cost and Fair Value of Securities [Line Items]
Amortized Cost	204,741	211,400
Gross Unrealized Gains		1
Gross Unrealized Losses	(25,487)	(24,018)
Allowance for Credit Losses
Fair Value	$ 179,254	$ 187,383

Securities Available for Sale_4

Securities Available for Sale (Details) - Schedule of Contractual Maturity of Debt Securities - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
Schedule of Contractual Maturity of Debt Securities [Abstract]
Amortized Cost, Due in one year or less	$ 16,151
Fair Value, Due in one year or less	15,781
Amortized Cost, Due after one year through five years	93,112
Fair Value, Due after one year through five years	84,828
Amortized Cost, Due after five years through ten years	65,953
Fair Value, Due after five years through ten years	55,970
Amortized Cost, Due after ten years	306,171
Fair Value, Due after ten years	281,149
Amortized Cost, Total debt securities	481,387	$ 503,057
Fair Value, Total debt securities	$ 437,728	$ 459,569	$ 456,004

Securities Available for Sale_5

Securities Available for Sale (Details) - Schedule of Proceeds from Sales of Securities Available for Sale - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Schedule of Proceeds from Sales of Securities Available for Sale [Abstract]
Proceeds from sales		$ 32,972	$ 5,019	$ 61,089
Gross realized gains				4
Gross realized losses		$ (954)	$ (91)	$ (1,368)

Securities Available for Sale_6

Securities Available for Sale (Details) - Schedule of Temporary Impairments of Securities - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value	$ 13,686	$ 13,850
Less than 12 months, Gross Unrealized Losses	(44)	(166)
More than 12 months, Fair Value	409,158	436,519
More than 12 months, Gross Unrealized Losses	(43,669)	(43,365)
Total, Fair Value	422,844	450,369
Total, Gross Unrealized Losses	(43,713)	(43,531)
U.S. Treasuries [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value
Less than 12 months, Gross Unrealized Losses
More than 12 months, Fair Value	18,123	18,159
More than 12 months, Gross Unrealized Losses	(1,761)	(1,710)
Total, Fair Value	18,123	18,159
Total, Gross Unrealized Losses	(1,761)	(1,710)
U.S. government agencies [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value
Less than 12 months, Gross Unrealized Losses
More than 12 months, Fair Value	17,594	17,538
More than 12 months, Gross Unrealized Losses	(1,806)	(1,862)
Total, Fair Value	17,594	17,538
Total, Gross Unrealized Losses	(1,806)	(1,862)
U.S. agency mortgage-backed securities [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value	2
Less than 12 months, Gross Unrealized Losses
More than 12 months, Fair Value	37,421	40,147
More than 12 months, Gross Unrealized Losses	(3,616)	(3,597)
Total, Fair Value	37,423	40,147
Total, Gross Unrealized Losses	(3,616)	(3,597)
U.S. agency collateralized mortgage obligations [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value
Less than 12 months, Gross Unrealized Losses
More than 12 months, Fair Value	18,770	19,837
More than 12 months, Gross Unrealized Losses	(2,026)	(2,004)
Total, Fair Value	18,770	19,837
Total, Gross Unrealized Losses	(2,026)	(2,004)
Non-agency MBS/CMO [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value	5,268	11,189
Less than 12 months, Gross Unrealized Losses	(28)	(119)
More than 12 months, Fair Value	45,062	41,966
More than 12 months, Gross Unrealized Losses	(2,675)	(2,997)
Total, Fair Value	50,330	53,155
Total, Gross Unrealized Losses	(2,703)	(3,116)
Asset-backed securities [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value	8,416	2,661
Less than 12 months, Gross Unrealized Losses	(16)	(47)
More than 12 months, Fair Value	37,909	57,049
More than 12 months, Gross Unrealized Losses	(508)	(1,059)
Total, Fair Value	46,325	59,710
Total, Gross Unrealized Losses	(524)	(1,106)
Corporate Bonds [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value
Less than 12 months, Gross Unrealized Losses
More than 12 months, Fair Value	55,055	55,004
More than 12 months, Gross Unrealized Losses	(5,790)	(6,118)
Total, Fair Value	55,055	55,004
Total, Gross Unrealized Losses	(5,790)	(6,118)
Obligations of states & political subdivisions [Member]
Schedule of Temporary Impairments of Securities [Line Items]
Less than 12 months, Fair Value
Less than 12 months, Gross Unrealized Losses
More than 12 months, Fair Value	179,224	186,819
More than 12 months, Gross Unrealized Losses	(25,487)	(24,018)
Total, Fair Value	179,224	186,819
Total, Gross Unrealized Losses	$ (25,487)	$ (24,018)

Equity Securities (Details) - S

Equity Securities (Details) - Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities [Line Items]
Amortized Cost	$ 481,387	$ 503,057
Gross Unrealized Gains	54	43
Gross Unrealized Losses	(43,713)	(43,531)
Fair Value	$ 437,728	459,569	$ 456,004
Total equity securities [Member]
Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities [Line Items]
Amortized Cost		9,488	10,021
Gross Unrealized Gains		144	110
Gross Unrealized Losses		(181)	(282)
Fair Value		9,451	9,849
CRA-qualified mutual funds [Member]
Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities [Line Items]
Amortized Cost		7,734	8,267
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value		7,734	8,267
Bank Stocks [Member]
Schedule of Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value of Equity Securities [Line Items]
Amortized Cost		1,754	1,754
Gross Unrealized Gains		144	110
Gross Unrealized Losses		(181)	(282)
Fair Value		$ 1,717	$ 1,582

Equity Securities (Details) -_2

Equity Securities (Details) - Schedule of Net Gains and Losses on Equity Investments Recognized in Earnings - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Schedule of Net Gains and Losses on Equity Investments Recognized in Earnings [Abstract]
Net gains (losses) recognized in equity securities during the period	$ 30	$ (106)	$ (137)	$ (302)
Less: Net gains realized on the sale of equity securities during the period
Unrealized gains (losses) recognized in equity securities held at reporting date	$ 30	$ (106)	$ (137)	$ (302)

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses (Details) - USD ($)	3 Months Ended			6 Months Ended		12 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Loans and Allowance for Credit Losses (Details) [Line Items]
Real estate loans serviced				$ 323,985,000		$ 301,822,000
Allowance in loans	$ 11,000			11,000
Provision for on balance sheet exposure		$ 11,000		817,000
Provision for credit losses		277,000		(851,000)	$ 2,072,000
Provision for off-balance sheet credit		$ 70,000		34,000
Provision for on balance sheet exposure	(207,000)		$ 815,000	(851,000)	$ 2,072,000
Financial difficulty	2,240,000		$ 0
Management [Member]
Loans and Allowance for Credit Losses (Details) [Line Items]
Allowance in loans	$ 36,000			36,000
Loans [Member]
Loans and Allowance for Credit Losses (Details) [Line Items]
Recoveries of loan losses				$ 16,000

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses (Details) - Schedule of Loan Portfolio by Category - USD ($) $ in Thousands		6 Months Ended	12 Months Ended
		Jun. 30, 2024	Dec. 31, 2023
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs		$ 1,382,051	$ 1,357,862
Deferred loan costs, net		2,025	2,216
Allowance for credit losses		(14,339)	(15,176)
Total net loans		1,369,737	1,344,902
Agriculture [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs		260,234	257,372
Business Loans [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs		363,075	354,252
consumer [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs		6,371	6,392
Homes Equity [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs		112,863	107,176
Non-Owner Occupied Commercial Real Estate [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs		131,460	135,117
Residential Real Estate [Member]
Schedule of Loan Portfolio by Category [Line Items]
Gross loans prior to deferred costs	[1]	$ 508,048	$ 497,553
[1]Real estate loans serviced for others, which are not included in the Consolidated Balance Sheets, totaled $323,985,000 and $301,822,000 as of June 30, 2024 and December 31, 2023.

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses (Details) - Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Current	$ 1,371,824	$ 1,355,597
Loan Total Past Due	10,227	2,265
Total Loans	1,382,051	1,357,862
Agriculture [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Current	258,903	257,372
Loan Total Past Due	1,331
Total Loans	260,234	257,372
Business Loans [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Current	358,451	354,008
Loan Total Past Due	4,624	244
Total Loans	363,075	354,252
consumer [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Current	6,332	6,361
Loan Total Past Due	39	31
Total Loans	6,371	6,392
Home Equity [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Current	112,168	106,787
Loan Total Past Due	695	389
Total Loans	112,863	107,176
Non-Owner Occupied CRE [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Current	131,460	135,117
Loan Total Past Due
Total Loans	131,460	135,117
Residential Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Current	504,510	495,952
Loan Total Past Due	3,538	1,601
Total Loans	508,048	497,553
Financial Asset, 30 to 59 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	6,241	1,560
Financial Asset, 30 to 59 Days Past Due [Member] | Agriculture [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due
Financial Asset, 30 to 59 Days Past Due [Member] | Business Loans [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	4,543	130
Financial Asset, 30 to 59 Days Past Due [Member] | consumer [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	28	15
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	123	170
Financial Asset, 30 to 59 Days Past Due [Member] | Non-Owner Occupied CRE [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	1,547	1,245
Financial Asset, 60 to 89 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	2,051	72
Financial Asset, 60 to 89 Days Past Due [Member] | Agriculture [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	1,017
Financial Asset, 60 to 89 Days Past Due [Member] | Business Loans [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | consumer [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due		3
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	219	69
Financial Asset, 60 to 89 Days Past Due [Member] | Non-Owner Occupied CRE [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	815
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	1,935	633
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Agriculture [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	314
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Business Loans [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	81	114
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | consumer [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	11	13
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	353	150
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-Owner Occupied CRE [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate [Member]
Schedule of Classes of the Loan Portfolio Summarized by the Past-Due Status [Line Items]
Loan Total Past Due	$ 1,176	$ 356

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses (Details) - Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Agriculture [Member] | Nonaccrual With No ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	$ 889	$ 941
Agriculture [Member] | Nonaccrual With ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Agriculture [Member] | Total Nonaccrual [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	889	941
Agriculture [Member] | Loans Past Due Over 90 Days Still Accruing [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	314
Agriculture [Member] | Total Nonperforming [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	1,203	941
Business Loans [Member] | Nonaccrual With No ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	1,626	1,817
Business Loans [Member] | Nonaccrual With ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Business Loans [Member] | Total Nonaccrual [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	1,626	1,817
Business Loans [Member] | Loans Past Due Over 90 Days Still Accruing [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Business Loans [Member] | Total Nonperforming [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	1,626	1,817
Consumer Loans [Member] | Nonaccrual With No ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Consumer Loans [Member] | Nonaccrual With ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Consumer Loans [Member] | Total Nonaccrual [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Consumer Loans [Member] | Loans Past Due Over 90 Days Still Accruing [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	11	13
Consumer Loans [Member] | Total Nonperforming [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	11	13
Home Equity [Member] | Nonaccrual With No ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Home Equity [Member] | Nonaccrual With ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Home Equity [Member] | Total Nonaccrual [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Home Equity [Member] | Loans Past Due Over 90 Days Still Accruing [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	353	150
Home Equity [Member] | Total Nonperforming [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	353	150
Non-Owner Occupied CRE [Member] | Nonaccrual With No ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Non-Owner Occupied CRE [Member] | Nonaccrual With ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Non-Owner Occupied CRE [Member] | Total Nonaccrual [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Non-Owner Occupied CRE [Member] | Loans Past Due Over 90 Days Still Accruing [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Non-Owner Occupied CRE [Member] | Total Nonperforming [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Residential Real Estate [Member] | Nonaccrual With No ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	1,073
Residential Real Estate [Member] | Nonaccrual With ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Residential Real Estate [Member] | Total Nonaccrual [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	1,073
Residential Real Estate [Member] | Loans Past Due Over 90 Days Still Accruing [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	103	356
Residential Real Estate [Member] | Total Nonperforming [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	1,176	356
Total Amortized Cost [Member] | Nonaccrual With No ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	3,588	2,758
Total Amortized Cost [Member] | Nonaccrual With ACL [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost
Total Amortized Cost [Member] | Total Nonaccrual [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	3,588	2,758
Total Amortized Cost [Member] | Loans Past Due Over 90 Days Still Accruing [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	781	519
Total Amortized Cost [Member] | Total Nonperforming [Member]
Schedule of Amortized Cost Basis of Loans on Nonaccrual Status and Loans Past Due [Line Items]
Amortized cost	$ 4,369	$ 3,277

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses (Details) - Schedule of Collateral-Dependent Nonaccrual Loans - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	$ 3,588	$ 2,758
Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	3,588	2,758
Other [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
None [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Agriculture [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	889	941
Agriculture [Member] | Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	889	941
Agriculture [Member] | Other [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Agriculture [Member] | None [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Business Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	1,626	1,817
Business Loans [Member] | Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	1,626	1,817
Business Loans [Member] | Other [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Business Loans [Member] | None [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Consumer Loans [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Consumer Loans [Member] | Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Consumer Loans [Member] | Other [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Consumer Loans [Member] | None [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Home Equity Loan [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Home Equity Loan [Member] | Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Home Equity Loan [Member] | Other [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Home Equity Loan [Member] | None [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Non Owner Occupied [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Non Owner Occupied [Member] | Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Non Owner Occupied [Member] | Other [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Non Owner Occupied [Member] | None [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Residential Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	1,073
Residential Real Estate [Member] | Real Estate [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral	1,073
Residential Real Estate [Member] | Other [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral
Residential Real Estate [Member] | None [Member]
Schedule of Collateral-Dependent Nonaccrual Loans [Line Items]
Amortized collateral

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses (Details) - Schedule of Recorded Investment by Internal Risk Rating System for Commercial Credit Exposure - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024		$ 121,630
Term Loans Amortized Costs Basis by Origination Year 2023		190,196
Term Loans Amortized Costs Basis by Origination Year 2022		141,629
Term Loans Amortized Costs Basis by Origination Year 2021		69,902
Term Loans Amortized Costs Basis by Origination Year 2020		43,126
Term Loans Amortized Costs Basis by Origination Year Prior		120,793
Revolving Loans Amortized Cost Basis		59,465
Revolving Loans Converted to Term
Total		746,741
Commercial Credit Exposure [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	$ 41,305
Term Loans Amortized Costs Basis by Origination Year 2023	128,535
Term Loans Amortized Costs Basis by Origination Year 2022	171,036
Term Loans Amortized Costs Basis by Origination Year 2021	139,866
Term Loans Amortized Costs Basis by Origination Year 2020	66,437
Term Loans Amortized Costs Basis by Origination Year Prior	144,502
Revolving Loans Amortized Cost Basis	63,088
Revolving Loans Converted to Term
Total	754,769
Loan Portfolio Based on Payment Performance [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	37,201
Term Loans Amortized Costs Basis by Origination Year 2023	125,680
Term Loans Amortized Costs Basis by Origination Year 2022	161,508
Term Loans Amortized Costs Basis by Origination Year 2021	103,698
Term Loans Amortized Costs Basis by Origination Year 2020	42,379
Term Loans Amortized Costs Basis by Origination Year Prior	70,930
Revolving Loans Amortized Cost Basis	84,461
Revolving Loans Converted to Term	1,425
Total	627,282
Payment Performance [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024		133,705
Term Loans Amortized Costs Basis by Origination Year 2023		168,409
Term Loans Amortized Costs Basis by Origination Year 2022		107,039
Term Loans Amortized Costs Basis by Origination Year 2021		44,701
Term Loans Amortized Costs Basis by Origination Year 2020		32,074
Term Loans Amortized Costs Basis by Origination Year Prior		46,086
Revolving Loans Amortized Cost Basis		77,708
Revolving Loans Converted to Term		1,399
Total		611,121
Agriculture [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	11,253	47,659
Term Loans Amortized Costs Basis by Origination Year 2023	50,805	41,750
Term Loans Amortized Costs Basis by Origination Year 2022	39,545	49,796
Term Loans Amortized Costs Basis by Origination Year 2021	47,633	20,115
Term Loans Amortized Costs Basis by Origination Year 2020	19,207	15,324
Term Loans Amortized Costs Basis by Origination Year Prior	71,010	61,367
Revolving Loans Amortized Cost Basis	20,781	21,361
Revolving Loans Converted to Term
Total	260,234	257,372
Business Loan [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	24,240	46,822
Term Loans Amortized Costs Basis by Origination Year 2023	47,229	103,831
Term Loans Amortized Costs Basis by Origination Year 2022	95,856	64,456
Term Loans Amortized Costs Basis by Origination Year 2021	66,446	36,938
Term Loans Amortized Costs Basis by Origination Year 2020	34,698	17,785
Term Loans Amortized Costs Basis by Origination Year Prior	52,299	46,691
Revolving Loans Amortized Cost Basis	42,307	37,729
Revolving Loans Converted to Term
Total	363,075	354,252
Non Owner Occupied CRE [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	5,812	27,149
Term Loans Amortized Costs Basis by Origination Year 2023	30,501	44,615
Term Loans Amortized Costs Basis by Origination Year 2022	35,635	27,377
Term Loans Amortized Costs Basis by Origination Year 2021	25,787	12,849
Term Loans Amortized Costs Basis by Origination Year 2020	12,532	10,017
Term Loans Amortized Costs Basis by Origination Year Prior	21,193	12,735
Revolving Loans Amortized Cost Basis		375
Revolving Loans Converted to Term
Total	131,460	135,117
consumer [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	2,478	3,251
Term Loans Amortized Costs Basis by Origination Year 2023	1,343	1,098
Term Loans Amortized Costs Basis by Origination Year 2022	673	351
Term Loans Amortized Costs Basis by Origination Year 2021	193	176
Term Loans Amortized Costs Basis by Origination Year 2020	113	31
Term Loans Amortized Costs Basis by Origination Year Prior	14	3
Revolving Loans Amortized Cost Basis	1,557	1,482
Revolving Loans Converted to Term
Total	6,371	6,392
Home Equity [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	561	7,086
Term Loans Amortized Costs Basis by Origination Year 2023	7,545	18,476
Term Loans Amortized Costs Basis by Origination Year 2022	16,817	1,049
Term Loans Amortized Costs Basis by Origination Year 2021	980	564
Term Loans Amortized Costs Basis by Origination Year 2020	521	529
Term Loans Amortized Costs Basis by Origination Year Prior	2,110	1,847
Revolving Loans Amortized Cost Basis	82,904	76,226
Revolving Loans Converted to Term	1,425	1,399
Total	112,863	107,176
Residential Real Estate [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	34,162	123,368
Term Loans Amortized Costs Basis by Origination Year 2023	116,792	148,835
Term Loans Amortized Costs Basis by Origination Year 2022	144,018	105,639
Term Loans Amortized Costs Basis by Origination Year 2021	102,525	43,961
Term Loans Amortized Costs Basis by Origination Year 2020	41,745	31,514
Term Loans Amortized Costs Basis by Origination Year Prior	68,806	44,236
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	508,048	497,553
Pass [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	41,005	118,026
Term Loans Amortized Costs Basis by Origination Year 2023	124,649	188,136
Term Loans Amortized Costs Basis by Origination Year 2022	167,313	140,683
Term Loans Amortized Costs Basis by Origination Year 2021	139,003	68,223
Term Loans Amortized Costs Basis by Origination Year 2020	64,857	40,283
Term Loans Amortized Costs Basis by Origination Year Prior	137,703	116,439
Revolving Loans Amortized Cost Basis	59,821	58,801
Revolving Loans Converted to Term
Total	734,351	730,591
Pass [Member] | Agriculture [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	10,953	47,599
Term Loans Amortized Costs Basis by Origination Year 2023	50,280	41,741
Term Loans Amortized Costs Basis by Origination Year 2022	38,214	49,276
Term Loans Amortized Costs Basis by Origination Year 2021	47,189	18,699
Term Loans Amortized Costs Basis by Origination Year 2020	17,854	14,793
Term Loans Amortized Costs Basis by Origination Year Prior	67,783	58,459
Revolving Loans Amortized Cost Basis	20,506	21,157
Revolving Loans Converted to Term
Total	252,779	251,724
Pass [Member] | Business Loan [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	24,240	43,670
Term Loans Amortized Costs Basis by Origination Year 2023	44,255	102,419
Term Loans Amortized Costs Basis by Origination Year 2022	93,464	64,030
Term Loans Amortized Costs Basis by Origination Year 2021	66,027	36,675
Term Loans Amortized Costs Basis by Origination Year 2020	34,471	17,785
Term Loans Amortized Costs Basis by Origination Year Prior	50,999	45,583
Revolving Loans Amortized Cost Basis	39,315	37,269
Revolving Loans Converted to Term
Total	352,771	347,431
Pass [Member] | Non Owner Occupied CRE [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	5,812	26,757
Term Loans Amortized Costs Basis by Origination Year 2023	30,114	43,976
Term Loans Amortized Costs Basis by Origination Year 2022	35,635	27,377
Term Loans Amortized Costs Basis by Origination Year 2021	25,787	12,849
Term Loans Amortized Costs Basis by Origination Year 2020	12,532	7,705
Term Loans Amortized Costs Basis by Origination Year Prior	18,921	12,397
Revolving Loans Amortized Cost Basis		375
Revolving Loans Converted to Term
Total	128,801	131,436
Special Mention [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024		452
Term Loans Amortized Costs Basis by Origination Year 2023	53	691
Term Loans Amortized Costs Basis by Origination Year 2022	1,331	522
Term Loans Amortized Costs Basis by Origination Year 2021	439	697
Term Loans Amortized Costs Basis by Origination Year 2020		170
Term Loans Amortized Costs Basis by Origination Year Prior	1,514	1,443
Revolving Loans Amortized Cost Basis	92	304
Revolving Loans Converted to Term
Total	3,429	4,279
Special Mention [Member] | Agriculture [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024		60
Term Loans Amortized Costs Basis by Origination Year 2023	53	9
Term Loans Amortized Costs Basis by Origination Year 2022	1,331	96
Term Loans Amortized Costs Basis by Origination Year 2021	20	697
Term Loans Amortized Costs Basis by Origination Year 2020		170
Term Loans Amortized Costs Basis by Origination Year Prior	1,217	1,136
Revolving Loans Amortized Cost Basis	92	204
Revolving Loans Converted to Term
Total	2,713	2,372
Special Mention [Member] | Business Loan [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023		43
Term Loans Amortized Costs Basis by Origination Year 2022		426
Term Loans Amortized Costs Basis by Origination Year 2021	419
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior	263	270
Revolving Loans Amortized Cost Basis		100
Revolving Loans Converted to Term
Total	682	839
Special Mention [Member] | Non Owner Occupied CRE [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024		392
Term Loans Amortized Costs Basis by Origination Year 2023		639
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior	34	37
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	34	1,068
Substandard [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	300	3,152
Term Loans Amortized Costs Basis by Origination Year 2023	3,833	1,369
Term Loans Amortized Costs Basis by Origination Year 2022	2,392	424
Term Loans Amortized Costs Basis by Origination Year 2021	424	982
Term Loans Amortized Costs Basis by Origination Year 2020	1,580	2,673
Term Loans Amortized Costs Basis by Origination Year Prior	5,285	2,911
Revolving Loans Amortized Cost Basis	3,175	360
Revolving Loans Converted to Term
Total	16,989	11,871
Substandard [Member] | Agriculture [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	300
Term Loans Amortized Costs Basis by Origination Year 2023	472
Term Loans Amortized Costs Basis by Origination Year 2022		424
Term Loans Amortized Costs Basis by Origination Year 2021	424	719
Term Loans Amortized Costs Basis by Origination Year 2020	1,353	361
Term Loans Amortized Costs Basis by Origination Year Prior	2,010	1,772
Revolving Loans Amortized Cost Basis	183
Revolving Loans Converted to Term
Total	4,742	3,276
Substandard [Member] | Business Loan [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024		3,152
Term Loans Amortized Costs Basis by Origination Year 2023	2,974	1,369
Term Loans Amortized Costs Basis by Origination Year 2022	2,392
Term Loans Amortized Costs Basis by Origination Year 2021		263
Term Loans Amortized Costs Basis by Origination Year 2020	227
Term Loans Amortized Costs Basis by Origination Year Prior	1,037	838
Revolving Loans Amortized Cost Basis	2,992	360
Revolving Loans Converted to Term
Total	9,622	5,982
Substandard [Member] | Non Owner Occupied CRE [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023	387
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020		2,312
Term Loans Amortized Costs Basis by Origination Year Prior	2,238	301
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	2,625	2,613
Doubtful [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Doubtful [Member] | Agriculture [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Doubtful [Member] | Business Loan [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Doubtful [Member] | Non Owner Occupied CRE [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020		0
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Current Period Gross Charge-Offs [Member] | Agriculture [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Current Period Gross Charge-Offs [Member] | Business Loan [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Current Period Gross Charge-Offs [Member] | Non Owner Occupied CRE [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Current Period Gross Charge-Offs [Member] | Non-Owner Occupied Commercial Real Estate [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Current Period Gross Charge-Offs [Member] | consumer [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023		40
Term Loans Amortized Costs Basis by Origination Year 2022	36	17
Term Loans Amortized Costs Basis by Origination Year 2021		1
Term Loans Amortized Costs Basis by Origination Year 2020		1
Term Loans Amortized Costs Basis by Origination Year Prior		6
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	36	65
Current Period Gross Charge-Offs [Member] | Home Equity [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021		0
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Current Period Gross Charge-Offs [Member] | Residential Real Estate [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total
Performing [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	37,201	133,705
Term Loans Amortized Costs Basis by Origination Year 2023	124,607	168,396
Term Loans Amortized Costs Basis by Origination Year 2022	161,508	106,683
Term Loans Amortized Costs Basis by Origination Year 2021	103,698	44,701
Term Loans Amortized Costs Basis by Origination Year 2020	42,379	32,074
Term Loans Amortized Costs Basis by Origination Year Prior	70,820	46,086
Revolving Loans Amortized Cost Basis	84,104	77,558
Revolving Loans Converted to Term	1,425	1,399
Total	625,742	610,602
Performing [Member] | consumer [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	2,478	3,251
Term Loans Amortized Costs Basis by Origination Year 2023	1,343	1,085
Term Loans Amortized Costs Basis by Origination Year 2022	673	351
Term Loans Amortized Costs Basis by Origination Year 2021	193	176
Term Loans Amortized Costs Basis by Origination Year 2020	113	31
Term Loans Amortized Costs Basis by Origination Year Prior	14	3
Revolving Loans Amortized Cost Basis	1,546	1,482
Revolving Loans Converted to Term
Total	6,360	6,379
Performing [Member] | Home Equity [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	561	7,086
Term Loans Amortized Costs Basis by Origination Year 2023	7,545	18,476
Term Loans Amortized Costs Basis by Origination Year 2022	16,817	1,049
Term Loans Amortized Costs Basis by Origination Year 2021	980	564
Term Loans Amortized Costs Basis by Origination Year 2020	521	529
Term Loans Amortized Costs Basis by Origination Year Prior	2,103	1,847
Revolving Loans Amortized Cost Basis	82,558	76,076
Revolving Loans Converted to Term	1,425	1,399
Total	112,510	107,026
Performing [Member] | Residential Real Estate [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024	34,162	123,368
Term Loans Amortized Costs Basis by Origination Year 2023	115,719	148,835
Term Loans Amortized Costs Basis by Origination Year 2022	144,018	105,283
Term Loans Amortized Costs Basis by Origination Year 2021	102,525	43,961
Term Loans Amortized Costs Basis by Origination Year 2020	41,745	31,514
Term Loans Amortized Costs Basis by Origination Year Prior	68,703	44,236
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	506,872	497,197
Non-performing [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023	1,073	13
Term Loans Amortized Costs Basis by Origination Year 2022		356
Term Loans Amortized Costs Basis by Origination Year 2021	0
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior	110
Revolving Loans Amortized Cost Basis	357	150
Revolving Loans Converted to Term
Total	1,540	519
Non-performing [Member] | consumer [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023		13
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior
Revolving Loans Amortized Cost Basis	11
Revolving Loans Converted to Term
Total	11	13
Non-performing [Member] | Home Equity [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023
Term Loans Amortized Costs Basis by Origination Year 2022
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior	7
Revolving Loans Amortized Cost Basis	346	150
Revolving Loans Converted to Term
Total	353	150
Non-performing [Member] | Residential Real Estate [Member]
Risk Rating
Term Loans Amortized Costs Basis by Origination Year 2024
Term Loans Amortized Costs Basis by Origination Year 2023	1,073
Term Loans Amortized Costs Basis by Origination Year 2022		356
Term Loans Amortized Costs Basis by Origination Year 2021
Term Loans Amortized Costs Basis by Origination Year 2020
Term Loans Amortized Costs Basis by Origination Year Prior	103
Revolving Loans Amortized Cost Basis
Revolving Loans Converted to Term
Total	$ 1,176	$ 356

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses (Details) - Schedule of Allowance for Credit Losses by Portfolio Segment - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Allowance for credit losses:
Beginning Balance	$ 14,616	$ 16,054	$ 15,176	$ 14,831
Charge-offs	(11)	(14)	(36)	(15)
Recoveries	11	10	16	87
Provisions (Reductions)	(277)	783	(817)	1,930
Ending Balance	14,339	16,833	14,339	16,833
Agriculture [Member]
Allowance for credit losses:
Beginning Balance	2,824	3,591	3,106	3,537
Charge-offs
Recoveries				71
Provisions (Reductions)	(164)	75	(446)	58
Ending Balance	2,660	3,666	2,660	3,666
Business Loans [Member]
Allowance for credit losses:
Beginning Balance	2,545	3,473	2,684	3,382
Charge-offs
Recoveries	2	2	3	7
Provisions (Reductions)	94	(26)	(46)	60
Ending Balance	2,641	3,449	2,641	3,449
Consumer Loans [Member]
Allowance for credit losses:
Beginning Balance	351	270	355	250
Charge-offs	(11)	(14)	(36)	(15)
Recoveries	9	1	13	1
Provisions (Reductions)	(22)	100	(5)	121
Ending Balance	327	357	327	357
Home Equity [Member]
Allowance for credit losses:
Beginning Balance	2,353	2,318	2,341	2,129
Charge-offs
Recoveries
Provisions (Reductions)	307	21	319	210
Ending Balance	2,660	2,339	2,660	2,339
Non-Owner Occupied CRE [Member]
Allowance for credit losses:
Beginning Balance	713	942	818	875
Charge-offs
Recoveries
Provisions (Reductions)	(20)	1	(125)	68
Ending Balance	693	943	693	943
Residential Real Estate [Member]
Allowance for credit losses:
Beginning Balance	5,830	5,460	5,872	4,658
Charge-offs
Recoveries		7		8
Provisions (Reductions)	(472)	612	(514)	1,413
Ending Balance	$ 5,358	$ 6,079	$ 5,358	$ 6,079

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses (Details) - Schedule of Allowance for Credit Losses and Recorded Investment in Loans Receivable - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Allowance for credit losses:
Ending balance: individually evaluated	$ 49
Ending balance: collectively evaluated	14,290	15,176
Loans Receivable [Member]
Allowance for credit losses:
Ending balance	1,382,051	1,357,862
Ending balance: individually evaluated	5,828	3,144
Ending balance: collectively evaluated	1,376,223	1,354,718
Agriculture [Member]
Allowance for credit losses:
Ending balance: individually evaluated
Ending balance: collectively evaluated	2,660	3,106
Agriculture [Member] | Loans Receivable [Member]
Allowance for credit losses:
Ending balance	260,234	257,372
Ending balance: individually evaluated	889	1,327
Ending balance: collectively evaluated	259,345	256,045
Business Loans [Member]
Allowance for credit losses:
Ending balance: individually evaluated
Ending balance: collectively evaluated	2,641	2,684
Business Loans [Member] | Loans Receivable [Member]
Allowance for credit losses:
Ending balance	363,075	354,252
Ending balance: individually evaluated	1,626	1,817
Ending balance: collectively evaluated	361,449	352,435
Consumer Loans [Member]
Allowance for credit losses:
Ending balance: individually evaluated
Ending balance: collectively evaluated	327	355
Consumer Loans [Member] | Loans Receivable [Member]
Allowance for credit losses:
Ending balance	6,371	6,392
Ending balance: individually evaluated
Ending balance: collectively evaluated	6,371	6,392
Home Equity Loan [Member]
Allowance for credit losses:
Ending balance: individually evaluated
Ending balance: collectively evaluated	2,660	2,341
Home Equity Loan [Member] | Loans Receivable [Member]
Allowance for credit losses:
Ending balance	112,863	107,176
Ending balance: individually evaluated
Ending balance: collectively evaluated	112,863	107,176
Non-Owner Occupied CRE [Member]
Allowance for credit losses:
Ending balance: individually evaluated	49
Ending balance: collectively evaluated	644	818
Non-Owner Occupied CRE [Member] | Loans Receivable [Member]
Allowance for credit losses:
Ending balance	131,460	135,117
Ending balance: individually evaluated	2,240
Ending balance: collectively evaluated	129,220	135,117
Residential Real Estate [Member]
Allowance for credit losses:
Ending balance: individually evaluated
Ending balance: collectively evaluated	5,358	5,872
Residential Real Estate [Member] | Loans Receivable [Member]
Allowance for credit losses:
Ending balance	508,048	497,553
Ending balance: individually evaluated	1,073
Ending balance: collectively evaluated	$ 506,975	$ 497,553

Fair Value Presentation (Detail

Fair Value Presentation (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Dec. 31, 2023
Fair Value Presentation [Line Items]
Corporation individually analyzed loans	$ 5,828,000	$ 49,000
Specific allocation loans		$ 3,144,000

Fair Value Presentation (Deta_2

Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	$ 447,577	$ 469,020
Level I [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	27,972	27,610
Level II [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	419,605	441,410
Level III [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | U.S. treasuries [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	18,123	18,159
Fair Value Measured on a Recurring Basis [Member] | U.S. treasuries [Member] | Level I [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	18,123	18,159
Fair Value Measured on a Recurring Basis [Member] | U.S. treasuries [Member] | Level II [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | U.S. treasuries [Member] | Level III [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | U.S. government agencies [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	17,594	17,538
Fair Value Measured on a Recurring Basis [Member] | U.S. government agencies [Member] | Level I [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | U.S. government agencies [Member] | Level II [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	17,594	17,538
Fair Value Measured on a Recurring Basis [Member] | U.S. government agencies [Member] | Level III [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | U.S. agency mortgage-backed securities [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	37,423	40,156
Fair Value Measured on a Recurring Basis [Member] | U.S. agency mortgage-backed securities [Member] | Level I [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | U.S. agency mortgage-backed securities [Member] | Level II [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	37,423	40,156
Fair Value Measured on a Recurring Basis [Member] | U.S. agency mortgage-backed securities [Member] | Level III [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | U.S. agency collateralized mortgage obligations [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	18,770	19,837
Fair Value Measured on a Recurring Basis [Member] | U.S. agency collateralized mortgage obligations [Member] | Level I [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | U.S. agency collateralized mortgage obligations [Member] | Level II [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	18,770	19,837
Fair Value Measured on a Recurring Basis [Member] | U.S. agency collateralized mortgage obligations [Member] | Level III [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Non-agency MBS/CMO [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	50,330	56,187
Fair Value Measured on a Recurring Basis [Member] | Non-agency MBS/CMO [Member] | Level I [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Non-agency MBS/CMO [Member] | Level II [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	50,330	56,187
Fair Value Measured on a Recurring Basis [Member] | Non-agency MBS/CMO [Member] | Level III [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Asset-backed securities [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	61,179	65,305
Fair Value Measured on a Recurring Basis [Member] | Asset-backed securities [Member] | Level I [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Asset-backed securities [Member] | Level II [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	61,179	65,305
Fair Value Measured on a Recurring Basis [Member] | Asset-backed securities [Member] | Level III [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Corporate bonds [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	55,055	55,004
Fair Value Measured on a Recurring Basis [Member] | Corporate bonds [Member] | Level I [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Corporate bonds [Member] | Level II [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	55,055	55,004
Fair Value Measured on a Recurring Basis [Member] | Corporate bonds [Member] | Level III [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Obligations of states & political subdivisions [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	179,254	187,383
Fair Value Measured on a Recurring Basis [Member] | Obligations of states & political subdivisions [Member] | Level I [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Obligations of states & political subdivisions [Member] | Level II [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	179,254	187,383
Fair Value Measured on a Recurring Basis [Member] | Obligations of states & political subdivisions [Member] | Level III [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Equity Securities [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	9,849	9,451
Fair Value Measured on a Recurring Basis [Member] | Equity Securities [Member] | Level I [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)	9,849	9,451
Fair Value Measured on a Recurring Basis [Member] | Equity Securities [Member] | Level II [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)
Fair Value Measured on a Recurring Basis [Member] | Equity Securities [Member] | Level III [Member]
Fair Value Presentation (Details) - Schedule of Assets Measured on a Recurring Basis [Line Items]
Securities available for sale (at fair value)

Fair Value Presentation (Deta_3

Fair Value Presentation (Details) - Schedule of Assets Measured on a Nonrecurring Basis - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets:
Individually analyzed loans	$ 5,779	$ 3,144
Total	5,779	3,144
Level I [Member]
Assets:
Individually analyzed loans
Total
Level II [Member]
Assets:
Individually analyzed loans
Total
Level III [Member]
Assets:
Individually analyzed loans	5,779	3,144
Total	$ 5,779	$ 3,144

Fair Value Presentation (Deta_4

Fair Value Presentation (Details) - Schedule of Level III Fair Value Measurements - Individually Analyzed Loans [Member] - USD ($) $ in Thousands		6 Months Ended	12 Months Ended
		Jun. 30, 2024	Dec. 31, 2023
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value Estimate (in Dollars)		$ 5,779	$ 3,144
Valuation Techniques	[1]	Appraisal of collateral (1)	Appraisal of collateral (1)
Unobservable inputs - Appraisal adjustments	[2]	Appraisal adjustments (2)	Appraisal adjustments (2)
Range (Weighted Avg)- Individually analyzed loans		20%	20%
Unobservable inputs - Liquidation expenses	[2]	Liquidation expenses (2)	Liquidation expenses (2)
Range (Weighted Avg)- Impaired loans		10%	10%
Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range (Weighted Avg)- Individually analyzed loans		0%	0%
Range (Weighted Avg)- Impaired loans		0%	0%
Maximum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range (Weighted Avg)- Individually analyzed loans		20%	20%
Range (Weighted Avg)- Impaired loans		10%	10%
[1]Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable.[2]Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Fair Value Presentation (Deta_5

Fair Value Presentation (Details) - Schedule of Financial Instruments not Required to be Measured or Reported at Fair Value - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
Financial Assets:
Cash and cash equivalents	$ 106,613	$ 88,996	$ 61,081
Regulatory stock	8,641	8,540	7,843
Loans, net of allowance	1,369,737	1,344,902	1,279,669
Bank owned life insurance	35,520	35,632	35,197
Financial Liabilities:
Demand deposits	623,348	611,968	634,360
Total deposits	1,754,370	1,726,798	1,655,951
Subordinated debt	39,636	39,556	$ 39,476
Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and cash equivalents	106,613	88,996
Regulatory stock	8,641	8,540
Loans held for sale	825	352
Loans, net of allowance
Mortgage servicing assets
Accrued interest receivable	8,095	7,015
Bank owned life insurance	35,520	35,632
Financial Liabilities:
Demand deposits	623,348	611,968
Interest-bearing demand deposits	243,812	214,033
NOW accounts	96,195	99,738
Money market deposit accounts	156,909	158,446
Savings accounts	287,372	308,913
Time deposits
Total deposits	1,407,636	1,393,098
Long-term debt
Subordinated debt
Accrued interest payable	2,229	2,203
Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Cash and cash equivalents
Regulatory stock
Loans held for sale
Loans, net of allowance
Mortgage servicing assets
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits
Total deposits
Long-term debt
Subordinated debt
Accrued interest payable
Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Cash and cash equivalents
Regulatory stock
Loans held for sale
Loans, net of allowance	1,307,444	1,300,300
Mortgage servicing assets	3,081	2,904
Accrued interest receivable
Bank owned life insurance
Financial Liabilities:
Demand deposits
Interest-bearing demand deposits
NOW accounts
Money market deposit accounts
Savings accounts
Time deposits	344,164	331,680
Total deposits	344,164	331,680
Long-term debt	91,567	101,509
Subordinated debt	34,528	33,976
Accrued interest payable
Carrying amount [Member]
Financial Assets:
Cash and cash equivalents	106,613	88,996
Regulatory stock	8,641	8,540
Loans held for sale	825	352
Loans, net of allowance	1,369,737	1,344,902
Mortgage servicing assets	2,376	2,151
Accrued interest receivable	8,095	7,015
Bank owned life insurance	35,520	35,632
Financial Liabilities:
Demand deposits	623,348	611,968
Interest-bearing demand deposits	243,812	214,033
NOW accounts	96,195	99,738
Money market deposit accounts	156,909	158,446
Savings accounts	287,372	308,913
Time deposits	346,734	333,700
Total deposits	1,754,370	1,726,798
Long-term debt	92,334	101,228
Subordinated debt	39,636	39,556
Accrued interest payable	2,229	2,203
Fair Value [Member]
Financial Assets:
Cash and cash equivalents	106,613	88,996
Regulatory stock	8,641	8,540
Loans held for sale	825	352
Loans, net of allowance	1,307,444	1,300,300
Mortgage servicing assets	3,081	2,904
Accrued interest receivable	8,095	7,015
Bank owned life insurance	35,520	35,632
Financial Liabilities:
Demand deposits	623,348	611,968
Interest-bearing demand deposits	243,812	214,033
NOW accounts	96,195	99,738
Money market deposit accounts	156,909	158,446
Savings accounts	287,372	308,913
Time deposits	344,164	331,680
Total deposits	1,751,800	1,724,778
Long-term debt	91,567	101,509
Subordinated debt	34,528	33,976
Accrued interest payable	$ 2,229	$ 2,203

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Details)	6 Months Ended
	Jun. 30, 2024
Accumulated Other Comprehensive Income (Loss) [Abstract]
Federal income tax rate, percentage	21%

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) (Details) - Schedule of Accumulated Other Comprehensive Income (Loss) - Unrealized Gains (Losses) on Securities Available-for-Sale [Member] - USD ($) $ in Thousands		3 Months Ended						6 Months Ended
		Jun. 30, 2024	Mar. 31, 2024		Jun. 30, 2023	Mar. 31, 2023		Jun. 30, 2024	Jun. 30, 2023
Schedule of Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance Beginning	[1],[2]	$ (35,111)	$ (34,355)		$ (40,633)	$ (48,292)		$ (34,355)	$ (48,292)
Period change			(756)	[1],[2]	(611)	7,659	[1],[2]	620
Balance Ending		$ (34,491)	(35,111)	[1],[2]	(41,244)	(40,633)	[1],[2]	(34,491)	$ (41,244)
Other comprehensive income loss before reclassifications			(828)	[1],[2]	(1,365)	7,335	[1],[2]	$ 620
Amount reclassified from accumulated other comprehensive income (loss)			$ 72	[1],[2]	$ 754	$ 324	[1],[2]
[1]All amounts are net of tax.  Related income tax expense or benefit is calculated using a Federal income tax rate of 21%.[2]Amounts in parentheses indicate debits.

Accumulated Other Comprehensi_5

Accumulated Other Comprehensive Income (Loss) (Details) - Schedule of Accumulated Other Comprehensive Income (Loss) Components - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Schedule of Accumulated Other Comprehensive Income (Loss) Components [Abstract]
Net securities losses, reclassified into earnings	[1]		$ (954)	$ (91)	$ (1,364)
Net securities losses, reclassified into earnings	[1]	Losses on the sale of debt securities, net		Losses on the sale of debt securities, net
Related income tax benefit	[1]		200	$ 19	286
Related income tax benefit	[1]	Benefit for federal income taxes		Benefit for federal income taxes
Net effect on accumulated other comprehensive loss for the period	[1]		$ (754)	$ (72)	$ (1,078)
[1]Amounts in parentheses indicate debits.