Ocean Shore Holding 10-Q 7 May 15 2015 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2015	1-May-15
Document Information [Line Items]
Entity Registrant Name	Ocean Shore Holding Co.
Entity Central Index Key	1444397
Current Fiscal Year End Date	-19
Entity Filer Category	Accelerated Filer
Trading Symbol	OSHC
Entity Common Stock, Shares Outstanding		6,227,927
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2015

UNAUDITED_CONDENSED_CONSOLIDAT

UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
ASSETS
Cash and amounts due from depository institutions	$7,190	$9,023
Interest-earning bank balances	79,274	71,284
Cash and cash equivalents	86,464	80,307
Investment securities held to maturity (estimated fair value - $1,161 at March 31, 2015; $1,278 at December 31, 2014)	1,083	1,201
Investment securities available for sale (amortized cost - $115,193 at March 31, 2015; $112,205 at December 31, 2014)	113,747	110,116
Loans - net of allowance for loan losses of $ 3,384 at March 31, 2015 and $3,760 at December 31, 2014	770,261	774,017
Accrued interest receivable:
Loans	2,389	2,304
Investment securities	117	33
Federal Home Loan Bank stock - at cost	6,039	6,039
Office properties and equipment - net	12,743	12,870
Prepaid expenses and other assets	2,430	3,161
Real estate owned	608	650
Cash surrender value of life insurance	23,982	23,828
Net deferred tax asset	4,804	5,062
Goodwill	4,630	4,630
Other intangible assets	512	536
TOTAL ASSETS	1,029,809	1,024,754
LIABILITIES:
Non-interest bearing deposits	186,760	98,417
Interest bearing deposits	606,131	688,661
Advances from Federal Home Loan Bank	110,000	110,000
Junior subordinated debentures	7,217	7,217
Advances from borrowers for taxes and insurance	4,430	4,026
Accrued interest payable	707	879
Other liabilities	8,921	9,743
Total liabilities	924,166	918,943
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY:
Preferred stock, $.01 par value, 5,000,000 shares authorized, no shares issued	0	0
Common stock, $.01 par value, 25,000,000 shares authorized, 7,307,590 shares issued; shares outstanding: 6,251,912 at March 31, 2015; 6,393,344 at December 31, 2014	73	73
Additional paid-in capital	66,196	66,059
Retained earnings - partially restricted	58,383	57,055
Treasury stock - at cost: 1,055,678 at March 31, 2015; 914,246 at December 31, 2014	-14,733	-12,678
Common stock acquired by employee benefits plans	-2,554	-2,639
Deferred compensation plans trust	-663	-608
Accumulated other comprehensive loss	-1,059	-1,451
Total stockholders' equity	105,643	105,811
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$1,029,809	$1,024,754

UNAUDITED_CONDENSED_CONSOLIDAT1

UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
Investment securities held to maturity, estimated fair value (in dollars)	$1,161	$1,278
Investment securities available for sale, amortized cost (in dollars)	115,193	112,205
Allowance for loan losses (in dollars)	$3,384	$3,760
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	25,000,000	25,000,000
Common stock, shares issued	7,307,590	7,307,590
Common stock, shares outstanding	6,251,912	6,393,344
Treasury stock, shares	1,055,678	914,246

UNAUDITED_CONDENSED_CONSOLIDAT2

UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
INTEREST AND DIVIDEND INCOME:
Taxable interest and fees on loans	$8,172	$8,183
Taxable interest on mortgage-backed securities	358	352
Non-taxable interest on municipal securities	1	3
Taxable interest and dividends on other investment securities	256	333
Total interest and dividend income	8,787	8,871
INTEREST EXPENSE:
Deposits	613	644
Borrowings	1,082	1,267
Total interest expense	1,695	1,911
NET INTEREST INCOME	7,092	6,960
PROVISION FOR LOAN LOSSES	153	88
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,939	6,872
OTHER INCOME:
Service charges	507	447
Cash surrender value of life insurance	154	156
Other	388	403
Total other income	1,049	1,006
OTHER EXPENSE:
Salaries and employee benefits	3,299	3,247
Occupancy and equipment	1,249	1,287
Federal insurance premiums	138	137
Advertising	106	89
Professional services	278	265
Real estate owned activity	-66	13
Charitable contributions	38	38
Other operating expenses	400	370
Total other expenses	5,442	5,446
INCOME BEFORE INCOME TAXES	2,546	2,432
INCOME TAX EXPENSE	833	845
NET INCOME	1,713	1,587
OTHER COMPREHENSIVE INCOME, NET OF TAX:
Unrealized gain (loss) on available for sale securities	387	604
Unrealized gain (loss) on post retirement life benefit	5	0
TOTAL COMPREHENSIVE INCOME	$2,105	$2,191
Earnings per share, basic: (in dollars per share)	$0.29	$0.25
Earnings per share, diluted: (in dollars per share)	$0.28	$0.24

UNAUDITED_CONDENSED_CONSOLIDAT3

UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
OPERATING ACTIVITIES:
Net income	$1,713	$1,587
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	266	282
Provision for loan losses	153	88
Stock based compensation expense	250	247
Cash surrender value of life insurance	-154	-156
Loss on disposal of office properties and equipment	1	0
Changes in assets and liabilities which provided (used) cash:
Accrued interest receivable	-169	-77
Prepaid expenses and other assets	734	524
Accrued interest payable	-172	-231
Other liabilities	-817	191
Net cash provided by operating activities	1,805	2,455
Principal collected on:
Investment securities available for sale	2,015	3,003
Investment securities held to maturity	26	50
Loans originated, net of repayments	3,227	-12,980
Purchases of:
Investment securities held to maturity	-402	-494
Investment securities available for sale	-5,034	0
Office properties and equipment	-96	-334
Proceeds from sale of:
Real estate owned	428	239
Proceeds from maturities and calls of:
Investment securities held to maturity	494	2,328
Investment securities available for sale	0	0
Cash used for acquisition, net of cash acquired
Net cash (used in) investing activities	658	-8,188
FINANCING ACTIVITIES:
Increase in deposits	5,814	2,778
Dividends paid	-385	-411
Purchase of shares by deferred compensation plans trust	-55	-14
Purchase of treasury stock	-2,456	-2,050
Stock options exercised	372	9
Increase in advances from borrowers for taxes and insurance	404	266
Net cash provided by financing activities	3,694	578
NET DECREASE IN CASH AND CASH EQUIVALENTS	6,157	-5,155
CASH AND CASH EQUIVALENTS - Beginning of period	80,307	87,619
CASH AND CASH EQUIVALENTS - End of period	86,464	82,464
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATIONBCash paid during the period for:
Interest	1,843	2,134
Income Taxes	2,080	0
SUPPLEMENTAL DISCLOSURES OF NON-CASH ITEMS
Transfers of loans to real estate owned	$387	$81

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
	Mar. 31, 2015
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Basis of Financial Statement Presentation - The unaudited condensed consolidated financial statements include the accounts of Ocean Shore Holding Co. (the “Company”) and its subsidiaries. Intercompany balances and transactions have been eliminated in consolidation. The accompanying unaudited condensed consolidated financial statements were prepared in accordance with instructions to Form 10-Q, pursuant to the rules and regulations of the United States Securities and Exchange Commission (SEC) for interim information, and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations, changes in stockholders’ equity and cash flows in conformity with accounting principles generally accepted in the United States of America (“GAAP”). However, all normal recurring adjustments that, in the opinion of management, are necessary for a fair presentation of the condensed consolidated financial statements have been included. These financial statements should be read in conjunction with the audited consolidated financial statements and the accompanying notes thereto included in the Company’s Annual Report on Form 10-K for the period ended December 31, 2014. The results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the fiscal year ending December 31, 2015 or any other period. The Company has evaluated subsequent events through the date of the issuance of its financial statements.
	Use of Estimates in the Preparation of Financial Statements - The preparation of the consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements and the reported amounts of income and expenses during the reporting period. The most significant estimates and assumptions relate to the allowance for loan losses, other-than-temporary impairment on investment securities, goodwill and intangible impairment, deferred income taxes and the fair value measurements of financial instruments. Actual results could differ from those estimates under different assumptions and conditions, and the differences may be material to the consolidated financial statements.
	New Accounting Pronouncements – In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-04, Receivables — Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure — a consensus of the FASB Emerging Issues Task Force, on January 17, 2014. This ASU clarifies when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The amended guidance clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. In addition, the amended guidance requires interim and annual disclosures of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amended guidance may be applied prospectively or through a modified retrospective approach and is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014, with early adoption permitted. The adoption of this accounting guidance did not have a material impact on the Company's consolidated financial statements.
	In May 2014, the FASB issued ASU 2014-09, which created Accounting Standard Codification (“ASC”) ASC 606 "Revenue from Contracts with Customers," superseding the revenue recognition requirements in ASC 605. This ASU requires an entity to recognize revenue for the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The amendment includes a five-step process to assist an entity in achieving the main principle(s) of revenue recognition under ASC 605. The amendment will be effective for the Company for the first annual period ending after December 15, 2016, including interim periods within that reporting period, and should be applied on a prospective basis. Early adoption of the guidance is not permitted. The Company is currently evaluating the impact of this ASU on its financial position, results of operations and disclosures.
	In June 2014, the FASB issued ASU 2014-11, an amendment to ASC 860 “Transfers and Servicing.” This ASU requires accounting changes for repurchase to maturity and repurchase financing transactions, respectively, which will be accounted for as a secured borrowing agreement on a prospective basis. The ASU also adds additional disclosure requirements related to these transactions. The amendment will be effective for the Company for the first annual period ending after December 15, 2014. The accounting changes for all transactions affected by this amendment will have the impact recorded as a cumulative-effect adjustment to retained earnings on the date of adoption. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements.
	Also in June 2014, the FASB issued ASU 2014-12, an amendment to ASC 718 “Compensation-Stock Compensation.” This ASU requires that a performance target that affects vesting, and could be achieved after the requisite service period, be treated as a performance condition. Application of existing guidance in ASC 718, as it relates to awards with performance conditions that affect vesting, should continue to be used to account for such awards. The amendment will be effective for the Company for the first reporting period ending after December 15, 2014. Early adoption is permitted. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements.
	In August 2014, the FASB issued ASU 2014-14, an amendment to ASC 310-40 “Receivables - Troubled Debt Restructurings by Creditors.” This ASU requires that a government-guaranteed mortgage loan be de-recognized, and that a separate other receivable be recognized, upon foreclosure if the three criteria identified in the ASU are met. Upon foreclosure and meeting the three criteria, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) that is expected to be recovered from the guarantor. The amendment will be effective for the Company for the first reporting period ending after December 15, 2014. The Company adopted this amendment in 2014 on a prospective basis. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements.
	In August 2014, the FASB also issued ASU 2014-15, Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern. This ASU requires management to perform an assessment of going concern and provides specific guidance on when and how to assess or disclose going concern uncertainties. The new standard also defines terms used in the evaluation of going concern, such as "substantial doubt." Following application, the Company will be required to perform assessments at each annual and interim period, provide an assessment period of one year from the issuance date, and make disclosures in certain circumstances in which substantial doubt is identified. The amendment will be effective for the Company for the first reporting period ending after December 15, 2016. Earlier application is permitted. The Company does not expect this ASU to have an impact on its financial position, result of operations, or disclosures.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	2. INVESTMENT SECURITIES
	Investment securities are summarized as follows:
		March 31, 2015
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Fair
		Cost		Gain		Loss		Value
		(Dollars in thousands)
	Held to Maturity
	Debt Securities - Municipal	$	402	$	—	$	—	$	402
	U.S. Treasury and government sponsored entity mortgage-backed securities		681		78		—		759
	Totals	$	1,083	$	78	$	—	$	1,161
	Available for Sale
	Debt securities:
	Corporate	$	9,612	$	89	$	-802	$	8,899
	U.S. Treasury and federal agencies		21,224		—		-76		21,148
	Equity securities		3		24		—		27
	U.S. treasury and government sponsored entity mortgage-backed securities		84,354		385		-1,066		83,673
	Totals	$	115,193	$	498	$	-1,944	$	113,747
		December 31, 2014
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Fair
		Cost		Gain		Loss		Value
		(Dollars in thousands)
	Held to Maturity
	Debt Securities - Municipal	$	494	$	—	$	—	$	494
	U.S. Treasury and government sponsored entity mortgage-backed securities		707		77		—		784
	Totals	$	1,201	$	77	$	—	$	1,278
	Available for Sale
	Debt securities:
	Corporate	$	9,596	$	99	$	-856	$	8,839
	U.S. Treasury and federal agencies		21,223		6		-238		20,991
	Equity securities		3		25		—		28
	U.S. Treasury and government sponsored entity mortgage-backed securities		81,383		278		-1,403		80,258
	Totals	$	112,205	$	408	$	-2,497	$	110,116
	As of March 31, 2015 and December 31, 2014, the Company had investment securities available for sale with an estimated fair value of $108.8 million and $105.1 million, respectively, pledged as collateral to secure public fund deposits.
	The following table provides the gross unrealized losses and fair value, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position at March 31, 2015 and December 31, 2014:
		March 31, 2015
		Less Than 12 Months				12 Months or Longer				Total
				Gross				Gross				Gross
		Estimated		Unrealized		Estimated		Unrealized		Estimated		Unrealized
		Fair Value		Loss		Fair Value		Loss		Fair Value		Loss
		(Dollars in thousands)
	Debt securities -
	Corporate	$	—	$	—	$	2,882	$	-802	$	2,882	$	-802
	U.S. Treasury		11,190		-25		9,924		-51		21,114		-76
	US treasury and government sponsored entity mortgage- backed securities		4,988		-10		60,636		-1,056		65,624		-1,066
	Equity securities		—		—		—		—		—		—
	Totals	$	16,178	$	-35	$	73,442	$	-1,909	$	89,620	$	-1,944
		December 31, 2014
		Less Than 12 Months				12 Months or Longer				Total
				Gross				Gross				Gross
		Estimated		Unrealized		Estimated		Unrealized		Estimated		Unrealized
		Fair Value		Loss		Fair Value		Loss		Fair Value		Loss
		(Dollars in thousands)
	Debt securities -
	Corporate	$	—	$	—	$	2,826	$	-856	$	2,826	$	-856
	U.S. Treasury		4,990		-5		9,767		-233		14,757		-238
	US treasury and government sponsored entity mortgage- backed securities		10,133		-17		66,020		-1,386		76,153		-1,403
	Equity securities		—		—		—		—		—		—
	Totals	$	15,123	$	-22	$	78,613	$	-2,475	$	93,736	$	-2,497
	Management has reviewed its investment securities as of March 31, 2015 and has determined that all declines in fair value below amortized cost are temporary.
	Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. The OTTI assessment is a subjective process requiring the use of judgments and assumptions. During the securities-level assessments, consideration is given to (1) the intent not to sell and probability that the Company will not be required to sell the security before recovery of its cost basis to allow for any anticipated recovery in fair value, (2) the financial condition and near-term prospects of the issuer, as well as company news and current events, and (3) the ability to collect the future expected cash flows. Key assumptions utilized to forecast expected cash flows may include loss severity, expected cumulative loss percentage, cumulative loss percentage to date, weighted average FICO and weighted average loan-to-value (“LTV”), rating or scoring, credit ratings and market spreads, as applicable.
	The Company assesses and recognizes OTTI in accordance with applicable accounting standards. Under these standards, if the Company determines that a security in the unrealized loss position is designated to be sold or it is more likely than not that the Company will be required to sell the security prior to recovery of its amortized cost basis, the impairment of such security is concluded to be other than temporary and the entire amount of the unrealized loss will be recorded in earnings. If the Company has not made a decision to sell the security and it does not expect that it will be required to sell the security prior to the recovery of the amortized cost basis but the Company concludes that the entire amortized cost basis of the security will not be recovered, while the OTTI is concluded to exists, the Company only recognizes currently in earnings the amount of decline in value attributable to credit deterioration, with the remaining component of OTTI presented in other comprehensive income.
	Corporate Debt Securities - The Company’s investments in the preceding table in corporate debt securities consist of corporate debt securities issued by large financial institutions and single issuer and pooled trust preferred/collateralized debt obligations backed by bank trust preferred capital securities.
At March 31, 2015, two single issuer trust preferred securities have been in a continuous unrealized loss position for 12 months or longer. Those securities have aggregate depreciation of 21.8% from the Company’s amortized cost basis. The initial decline of these securities was primarily attributable to depressed market pricing of non-rated issues of trust preferred securities observed during the financial downturn. The unrealized loss position continued to improve, and the current decline of these debt securities is principally attributable to the rising interest rate environment and depressed pricing on lower yielding investments with prolonged maturities, which had an impact for these types of investments. These securities were performing in accordance with their contractual terms as of March 31, 2015, and had paid all contractual cash flows since the Company’s initial investment. Management believes these unrealized losses are not other-than-temporary based upon the Company’s analysis that the securities will perform in accordance with their terms and the Company’s intent not to sell these investments for a period of time sufficient to allow for the anticipated recovery of fair value, which may be maturity. The Company expects recovery of fair value when market conditions have stabilized and that the Company will receive all contractual principal and interest payments related to those investments.
United States Treasury, US Federal Agencies and Government Sponsored Enterprise Mortgage-backed Securities - The Company’s investments in the preceding table in United States government sponsored enterprise notes consist of debt obligations of the Federal Home Loan Bank (“FHLB”), Federal Home Loan Mortgage Corporation (“FHLMC”), and Federal National Mortgage Association (“FNMA”). At March 31, 2015 the Company had fourteen agency mortgage-backed securities with unrealized losses for 12 months or longer. Those securities had aggregate depreciation of 1.5% from the Company’s amortized cost basis. These securities were performing in accordance with their contractual terms as of March 31, 2015, and had paid all contractual cash flows since the Company’s initial investment and that the Company expects to receive all contractual principal and interest payments related to those investments. Management believes these unrealized losses are not other-than-temporary based upon the Company’s analysis that the securities will perform in accordance with their terms and the Company’s intent not to sell these investments for a period of time sufficient to allow for the anticipated recovery of fair value, which may be maturity.
The amortized cost and estimated fair value of debt securities available for sale and held to maturity at March 31, 2015 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
	March 31, 2015
	Held to Maturity				Available for Sale Securities
	Amortized		Estimated		Amortized		Estimated
	Cost		Fair Value		Cost		Fair Value
	(Dollars in thousands)
Due within 1 year	$	402	$	402	$	–	$	–
Due after 1 year through 5 years		–		–		5,962		6,052
Due after 5 years through 10 years		–		–		11,190		11,165
Due after 10 years		–		–		13,683		12,831
Total	$	402	$	402	$	30,835	$	30,048
Equity securities had a cost of $3 thousand and a fair value of $27 thousand as of March 31, 2015. Mortgage-backed securities had a cost of $84.4 million and a fair value of $83.7 million as of March 31, 2015.

LOANS_RECEIVABLE_NET

LOANS RECEIVABLE - NET	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. LOANS RECEIVABLE - NET
	Loans receivable consist of the following:
		March 31, 2015		December 31, 2014
		(Dollars in thousands)
	Real estate - mortgage:
	One-to-four family residential	$	584,758	$	587,399
	Commercial and multi-family		88,863		89,778
	Total real estate-mortgage		673,621		677,177
	Real estate - construction:
	Residential		17,390		16,030
	Commercial		3,140		4,141
	Total real estate - construction		20,530		20,171
	Commercial		22,054		22,277
	Consumer:
	Home equity		53,539		54,279
	Other consumer loans		364		377
	Total consumer loans		53,903		54,656
	Total loans		770,108		774,281
	Net deferred loan cost		3,537		3,496
	Allowance for loan losses		-3,384		-3,760
	Net total loans	$	770,261	$	774,017
	The Bank originates loans to customers primarily in its local market area. The ultimate repayment of these loans is dependent to a certain degree on the local economy and real estate market. The intent of management is to hold loans originated and purchased to maturity.
	Changes in the allowance for loan losses are as follows:
		Three months ended March 31,
		2015		2014
		(Dollars in thousands)
	Balance, beginning of period	$	3,760	$	4,199
	Provision for loan loss		153		88
	Charge-offs		-529		-74
	Recoveries		–		1
	Balance, end of period	$	3,384	$	4,214
	The provision for loan losses charged to expense is based upon past loan loss experiences, a series of qualitative factors, and an evaluation of losses in the current loan portfolio, including the specific evaluation of impaired loans. Values assigned to the qualitative factors and those developed from historic loss experience provide a dynamic basis for the calculation of reserve factors for both pass–rated loans (general pooled allowance) and the criticized and classified loans that continue to perform.
	Non-performing assets segregated by class of loans are as follows:
		March 31, 2015		December 31, 2014
		(Dollars in thousands)
	Real estate
	One-to-four family residential	$	3,425	$	3,626
	Commercial and multi-family		1,384		803
	Real estate – construction		143		143
	Commercial		–		501
	Consumer		350		502
	Non-accrual loans		5,302		5,575
	Troubled debt restructuring, non-accrual		1,117		694
	Total non-performing loans		6,419		6,269
	Real estate owned		608		650
	Total non-performing assets	$	7,027	$	6,919
	A rollforward of the Company’s nonaccretable and accretable yield on loans accounted for under ASU 310-30, Loans and Debts Securities Acquired with Deteriorated Credit Quality, is shown below for the three month periods ended March 31, 2015 and 2014:
		Contractual
		Receivable		Nonaccretable		Accretable		Carrying
		Amount		(Yield)/Premium		(Yield)/Premium		Amount
		(Dollars in thousands)
	Balance at January 1, 2015	$	44,216	$	-2,540	$	542	$	42,218
	Principal reductions		-1,325		—		—		-1,325
	Charge-offs, net		-62		62		—		—
	Accretion of loan discount (premium)		—		—		-29		-29
	Transfer between nonaccretable and accretable yield		—		—		—		—
	Settlement adjustments		—		—		—		—
	Balance at March 31, 2015	$	42,829	$	-2,478	$	513	$	40,864
		Contractual
		Receivable		Nonaccretable		Accretable		Carrying
		Amount		(Yield)/Premium		(Yield)/Premium		Amount
		(Dollars in thousands)
	Balance at January 1, 2014	$	50,837	$	-3,099	$	746	$	48,484
	Principal reductions		-1,375		—		—		-1,375
Charge-offs, net		-189		189		—		—
Accretion of loan discount (premium)		—		—		-51		-51
Transfer between nonaccretable and accretable yield		—		—		—		—
Settlement adjustments		—		—		—		—
Balance at March 31, 2014	$	49,273	$	-2,910	$	695	$	47,058
An age analysis of past due loans, segregated by class of loans, as of March 31, 2015 and December 31, 2014 are as follows:
					Greater
	30-59 Days		60-89 Days		Than		Total Past				Total Loans
	Past Due		Past Due		90 Days		Due		Current		Receivable
	(Dollars in thousands)
31-Mar-15
Real Estate
1-4 Family Residential	$	1,561	$	537	$	4,054	$	6,152	$	578,606	$	584,758
Commercial and Multi-Family		222		—		1,384		1,606		87,257		88,863
Construction		—		—		143		143		20,387		20,530
Commercial		—		—		—		—		22,054		22,054
Consumer		237		96		486		819		53,084		53,903
Total	$	2,020	$	633	$	6,067	$	8,720	$	761,388	$	770,108
31-Dec-14
Real Estate
1-4 Family Residential	$	2,323	$	—	$	4,255	$	6,578	$	580,821	$	587,399
Commercial and Multi-Family		831		—		803		1,634		88,144		89,778
Construction		—		—		143		143		20,028		20,171
Commercial		—		—		501		501		21,776		22,277
Consumer		485		5		567		1,057		53,599		54,656
Total	$	3,639	$	5	$	6,269	$	9,913	$	764,368	$	774,281
Impaired loans are set forth the in the following table. No interest income was recognized on impaired loans subsequent to their classification as impaired.
			Unpaid				Average
	Recorded		Principal		Related		Recorded
	Investment		Balance		Allowance		Investment
	(Dollars in thousands)
31-Mar-15
With no related allowance recorded
Real Estate
1-4 Family Residential	$	4,314	$	4,563	$	—	$	139
Commercial and Multi-Family		1,324		1,324		—		265
Construction		143		143		—		143
Commercial		—		—		—		—
Consumer		940		940		—		55
With an allowance recorded
Real Estate
1-4 Family Residential		5,389		5,713		636		317
Commercial and Multi-Family		310		310		47		310
Construction		—		—		—		—
Commercial		196		196		4		196
Consumer		149		194		94		50
Total
Real Estate
1-4 Family Residential	$	9,703	$	10,276	$	636	$	202
Commercial and Multi-Family		1,634		1,634		47		272
Construction		143		143		—		143
Commercial		196		196		4		196
Consumer		1,089		1,134		94		54
31-Dec-14
With no related allowance recorded
Real Estate
1-4 Family Residential	$	4,585	$	4,622	$	—	$	139
Commercial and Multi-Family		1,324		1,324		—		265
Construction		143		143		—		143
Commercial		—		—		—		—
Consumer		970		970		—		57
With an allowance recorded
Real Estate
1-4 Family Residential		5,787		6,138		721		340
Commercial and Multi-Family		—		—		—		—
Commercial		—		—		—		—
Consumer		702		702		254		351
Total		181		181		55		90
Real Estate
1-4 Family Residential	$	10,372	$	10,760	$	721	$	207
Commercial and Multi-Family		1,324		1,324		—		265
Construction		143		143		—		143
Commercial		702		702		254		351
Consumer		1,151		1,151		55		61
Included in the Company’s loan portfolio are modified commercial loans. Per FASB ASC 310-40, Troubled Debt Restructuring (“TDR”), a modification is one in which the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider, such as providing for a below market interest rate and/or forgiving principal or previously accrued interest; this modification may stem from an agreement or be imposed by law or a court, and may involve a multiple note structure. Generally, prior to the modification, the loans which are modified as a TDR are already classified as non-performing. These loans may only be returned to performing (i.e. accrual status) after considering the borrower’s sustained repayment performance for a reasonable amount of time, generally six months; this sustained repayment performance may include the period of time just prior to the restructuring. As of March 31, 2015, the Company entered into 16 TDR agreements with a total carrying value of $4.1 million of which 7 were not performing  totaling $1.1 million. These loans had a specific reserve of $583 thousand. The following table presents an analysis of the Company’s TDR agreements existing as of March 31, 2015 and December 31, 2014, respectively.
	As of March 31, 2015						As of December 31, 2014
			Outstanding Recorded Investment						Outstanding Recorded Investment
	Number of		Pre-		Post-		Number of		Pre-		Post-
	Contracts		Modification		Modification		Contracts		Modification		Modification
				(Dollars in thousands)						(Dollars in thousands)
1-4 Family Residential		8	$	3,316	$	3,316		8	$	3,335	$	3,335
Commercial Mortgage		2		250		250		–		–		–
Consumer		5		337		337		4		287		287
Commercial		1		196		196		1		201		201
Total		16	$	4,099	$	4,099		13	$	3,823	$	3,823
Federal regulations require us to review and classify our assets on a regular basis. In addition, federal banking regulators have the authority to identify problem assets and, if appropriate, require them to be classified. There are three classifications for problem assets: substandard, doubtful and loss. “Substandard assets” must have one or more defined weaknesses and are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. “Doubtful assets” have the weaknesses of substandard assets with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss. An asset classified as “loss” is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The regulations also provide for a “special mention” category, described as assets which do not currently expose us to a sufficient degree of risk to warrant classification but do possess credit deficiencies or potential weaknesses deserving our close attention. When we classify an asset as substandard or doubtful we establish a specific allowance for loan losses. If we classify an asset as loss, we charge off an amount equal to 100% of the portion of the asset classified loss.
The following table presents classified loans by class of loans as of March 31, 2015 and December 31, 2014.
	Real Estate
	1-4 Family				Commercial
	Residential				and Multi-Family				Construction				Commercial				Consumer
	3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14
	(Dollars in thousands)
Grade:
Special Mention	$	3,914	$	3,948	$	563	$	572	$	—	$	—	$	17	$	444	$	688	$	915
Substandard		8,440		9,370		4,465		4,010		143		143		576		659		1,142		1,189
Doubtful and Loss		—		—		—		—		—		—		—		—		14		14
Total	$	12,354	$	13,318	$	5,028	$	4,582	$	143	$	143	$	593	$	1,103	$	1,844	$	2,118
The following table presents the credit risk profile of loans based on payment activity as of March 31, 2015 and December 31, 2014.
	Real Estate
	1-4 Family				Commercial
	Residential				and Multi-Family				Construction				Commercial				Consumer
	3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14
	(Dollars in thousands
Performing	$	580,602	$	583,773	$	87,229	$	88,975	$	20,387	$	20,028	$	22,054	$	21,776	$	53,417	$	54,154
Non-Performing		4,156		3,626		1,634		803		143		143		—		501		486		502
Total	$	584,758	$	587,399	$	88,863	$	89,778	$	20,530	$	20,171	$	22,054	$	22,277	$	53,903	$	54,656
The following table details activity in the allowance for possible loan losses by portfolio segment for the periods ended March 31, 2015 and December 31, 2014. Allocation of a portion of the allowance to one category does not preclude its availability to absorb losses in other categories.
	Real Estate
			Commercial
	1-4 Family		and
	Residential		Multi-Family		Construction		Commercial		Consumer		Total
	(Dollars in thousands)
31-Mar-15
Allowance for credit losses:
Beginning Balance	$	2,318	$	625	$	33	$	380	$	404	$	3,760
Charge-offs		-162		—		—		-306		-61		-529
Recoveries		—		—		—		—		—		—
Provision for loan losses		-32		-261		8		247		191		153
Ending balance	$	2,124	$	364	$	41	$	321	$	534	$	3,384
Ending balance: individually evaluated for impairment	$	636	$	47	$	—	$	4	$	94	$	781
Ending balance: collectively evaluated for impairment	$	1,488	$	317	$	41	$	317	$	440	$	2,603
Loan Receivables:
Ending balance	$	584,758	$	88,863	$	20,530	$	22,054	$	53,903	$	770,108
Ending balance: individually evaluated for impairment	$	9,703	$	1,634	$	143	$	196	$	1,089	$	12,765
Ending balance: collectively evaluated for impairment	$	575,055	$	87,229	$	20,387	$	21,858	$	52,814	$	757,343
31-Dec-14
Allowance for credit losses:
Beginning Balance	$	2,981	$	551	$	85	$	230	$	352	$	4,199
Charge-offs		-538		—		—		—		-439		-977
Recoveries		1		—		—		75		—		76
Provision for loan losses		-126		74		-52		75		491		462
Ending balance	$	2,318	$	625	$	33	$	380	$	404	$	3,760
Ending balance: individually evaluated for impairment	$	721	$	—	$	—	$	254	$	55	$	1,030
Ending balance: collectively evaluated for impairment	$	1,597	$	625	$	33	$	126	$	349	$	2,730
Loan Receivables:
Ending balance	$	587,399	$	89,778	$	20,171	$	22,277	$	54,656	$	774,281
Ending balance: individually evaluated for impairment	$	10,372	$	1,324	$	143	$	702	$	1,151	$	13,692
Ending balance: collectively evaluated for impairment	$	577,027	$	88,454	$	20,028	$	21,575	$	53,505	$	760,589

DEPOSITS

DEPOSITS	3 Months Ended
	Mar. 31, 2015
Banking and Thrift [Abstract]
Deposit Liabilities Disclosures [Text Block]	4. DEPOSITS
	Deposits consist of the following major classifications:
		March 31, 2015							December 31, 2014
				Weighted					Weighted
				Average					Average
		Amount		Interest Rate			Amount		Interest Rate
		(Dollars in thousands)
	NOW and other demand deposit accounts	$	443,050		0.12	%	$	439,623		0.13	%
	Passbook savings and club accounts		170,718		0.2	%		168,686		0.2	%
	Subtotal		613,768					608,309
	Certificates with original maturities:
	Within one year		38,684		0.29	%		42,821		0.29	%
	One to three years		118,111		0.94	%		113,927		0.92	%
	Three years and beyond		22,328		1.68	%		22,021		1.73	%
	Total certificates		179,123					178,769
	Total	$	792,891				$	787,078
	The aggregate amount of certificate accounts in denominations of $100 thousand or more at March 31, 2015 and December 31, 2014 amounted to $63.8 million and $62.8 million, respectively. Currently, deposits in excess of $250 thousand are generally not federally insured.
	Municipal demand deposit accounts in denominations of $100 thousand or more at March 31, 2015 and December 31, 2014 amounted to $183.3 million and $181.0 million, respectively.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	5. EARNINGS PER SHARE
	Basic net income per share is based upon the weighted average number of common shares outstanding, net of any treasury shares, while diluted net income per share is based upon the weighted average number of common shares outstanding, net of any treasury shares, after consideration of the potential dilutive effect of common stock equivalents, based upon the treasury stock method using an average market price for the period, and impact of unallocated Employee Stock Ownership Plan (“ESOP”) shares.
	The calculated basic and dilutive EPS are as follows:
		Three Months Ended March 31,
		2015		2014
		(Dollars in thousands, except per share data)
	Numerator – Net Income	$	1,713	$	1,587
	Denominators:
	Basic average shares outstanding		5,985,347		6,412,342
	Effect of dilutive common stock equivalents		109,830		110,469
	Diluted average shares outstanding		6,095,177		6,522,024
	Earnings per share:
	Basic	$	0.29	$	0.25
	Diluted	$	0.28	$	0.24
	At March 31, 2015 and 2014, there were 575,142 and 633,319 outstanding anti-dilutive options, respectively, and 53,960 and 82,300 outstanding dilutive non-vested shares, respectively.

STOCKBASED_COMPENSATION

STOCK-BASED COMPENSATION	3 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	6	STOCK-BASED COMPENSATION
	Stock-based compensation is accounted for in accordance with FASB ASC 718, Compensation – Stock Compensation. The Company establishes fair value for its equity awards to determine their cost. The Company recognizes the related expense for employees over the appropriate vesting period, or when applicable, service period. However, consistent with the stock compensation topic of the FASB Accounting Standards Codification, the amount of stock-based compensation recognized at any date must at least equal the portion of the grant date value of the award that is vested at that date and as a result it may be necessary to recognize the expense using a ratable method. In accordance with FASB ASC 505-50, Equity-Based Payments to Non-Employees, the compensation expense for non-employees is recognized on the grant date, or when applicable, the service period.
	The Company’s 2005 and 2010 Equity-Based Incentive Plans (the “Equity Plans”) authorize the issuance of shares of common stock pursuant to awards that may be granted in the form of stock options to purchase common stock (“options”) and awards of shares of common stock (“stock awards”). The purpose of the Equity Plans is to attract and retain personnel for positions of substantial responsibility and to provide additional incentive to certain officers, directors, advisory directors, employees and other persons to promote the success of the Company. Under the Equity Plans, options expire ten years after the date of grant, unless terminated earlier under the option terms. A committee of non-employee directors has the authority to determine the conditions upon which the options granted will vest. Options are granted at the then fair market value of the Company’s stock.
	A summary of the status of the Company’s stock options under the Equity Plans as of March 31, 2015 and 2014 and changes during the three months ended March 31, 2015 and 2014 are presented below:
			Three Months Ended				Three Months Ended
			March 31, 2015				March 31, 2014
					Weighted				Weighted
			Number		average		Number		average
			of shares		exercise price		of shares		exercise price
	Outstanding at the beginning of the period			674,391	$	12.15		680,200	$	12.14
	Granted			—		—		—		—
	Exercised			28,668		12.97		720		11.53
	Forfeited			—		—		—		—
	Outstanding at the end of the period			645,723	$	12.11		679,480	$	12.14
	Exercisable at the end of the period			515,964	$	12.07		474,118	$	12.24
	Stock options vested or expected to vest (1)			464,368	$	12.07		426,706	$	12.24
	(1) Includes vested shares and nonvested shares after a forfeiture rate, which is based upon historical data, is applied.
	The following table summarizes all stock options outstanding under the Equity Plans as of March 31, 2015:
			Options Outstanding
							Weighted Average
			Number of		Weighted Average		Remaining
	Date Issued		Shares		Exercise Price		Contractual Life
	10-Aug-05			244,541	$	13.19		0.4 years
	21-Nov-06			16,707	$	14.78		1.6 years
	20-Nov-07			18,448	$	11.32		2.6 years
	18-Aug-10			219,339	$	10.21		5.4 years
	15-Mar-11			13,600	$	12.06		6.0 years
	17-Aug-11			49,498	$	11.53		6.4 years
	19-Nov-12			17,500	$	13.1		7.6 years
	19-Nov-13			66,090	$	14.14		8.6 years
	Total			645,723	$	12.11		3.8 years
	The compensation expense recognized for the three months ended March 31, 2015 was $46 thousand as compared to $46 thousand for the three months ended March 31, 2014.
	At March 31, 2015, there was $382 thousand of total unrecognized compensation cost related to options granted under the stock option plans. That cost is expected to be recognized over a weighted average period of 2.4 years.
	Summary of Non-vested Stock Award Activity:
			Three Months ended				Three Months ended
			March 31, 2015				March 31, 2014
					Weighted avg				Weighted avg
			Number of		grant date fair		Number of		grant date fair
			shares		value		shares		value
	Beginning of period			54,950	$	10.74		83,290	$	10.99
	Issued			—		—		—		—
	Forfeited			—		—		—		—
	Vested			990	$	12.06		990	$	12.06
	Outstanding at March 31, 2014			53,960	$	12.73		82,300	$	12.29
	The compensation expense recognized for the three months ended March 31, 2015 was $81 thousand as compared to $81 thousand for the three months ended March 31, 2014.
	As of March 31, 2015, there was $509 thousand of total unrecognized compensation costs related to nonvested stock awards. That cost is expected to be recognized over a weighted average period of 2.9 years.

INCOME_TAXES

INCOME TAXES	3 Months Ended
	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	7	INCOME TAXES
	Income tax expense was $833 thousand for an effective tax rate of 32.7% for the three months ended March 31, 2015 compared to $845 thousand for an effective tax rate of 34.7% for the same period in 2014.
	Periodic reviews of the carrying amount of deferred tax assets are made to determine if the establishment of a valuation allowance is necessary. If based on the available evidence in future periods, it is more likely than not that all or a portion of the Company’s deferred tax assets will not be realized, a deferred tax valuation allowance would be established. Consideration is given to all positive and negative evidence related to the realization of the deferred tax assets.
	Items considered in this evaluation include historical financial performance, expectation of future earnings, the ability to carry back losses to recoup taxes previously paid, length of statutory carryforward periods, experience with operating loss and tax credit carryforwards not expiring unused, tax planning strategies and timing of reversals of temporary differences. Significant judgment is required in assessing future earnings trends and the timing of reversals of temporary differences. The evaluation is based on current tax laws as well as expectations of future performance. At March 31, 2015 and December 31, 2014, no valuation allowance has been recorded for any portfolio of the outstanding deferred tax asset.
	The Company recognizes, when applicable, interest and penalties related to unrecognized tax benefits in the provision for income taxes in the consolidated income statement. As of March 31, 2015, the tax years ended December 31, 2011 through 2014 were subject to examination by the Internal Revenue Service, while the tax years ended December 31, 2010 through 2014 were subject to New Jersey examination.

STOCKHOLDERS_EQUITY

STOCKHOLDERS' EQUITY	3 Months Ended
	Mar. 31, 2015
Equity [Abstract]
Stockholders Equity Note Disclosure [Text Block]	8	STOCKHOLDERS’ EQUITY
	During the first quarter of 2015, the Board of Directors of the Company declared a cash dividend of $0.06 per share, which was paid on February 27, 2015 to stockholders of record as of the close of business on February 6, 2015.
	On March 3, 2015, the Company announced that its Board of Directors authorized a stock repurchase program under which the Company will repurchase up to 130,000 shares of the Company’s outstanding common stock, or approximately 2% of outstanding shares. At March 31, 2015, 65,600 shares remain to be purchased under this program.
	The Company repurchased a total of 170,100 shares at a weighted average cost of $14.44 per share during the three months ended March 31, 2015 of which 105,700 shares completed a stock repurchase plan announced on November 19, 2014.
	No reclassification adjustments were recognized in Accumulated Other Comprehensive Income during the three months ended March 31, 2015 and 2014. A summary of the changes in components of Accumulated Other Comprehensive Income for the three months ended March 31, 2015 and 2014 are presented below:
			Unrealized				Accumulated
			Gain (Loss) on		Loss on Post		Other
			Available for		Retirement		Comprehensive
			Sale Securities		Life Benefit		Income
			(Dollars in thousands)
	Beginning balance - 01/01/2015		$	-1,282	$	-169	$	-1,451
	Current period change			644		5		649
	Tax benefit			-257		–		-257
	Ending balance – 03/31/2015		$	-895	$	-164	$	-1,059
			Unrealized				Accumulated
			Gain (Loss) on		Loss on Post		Other
			Available for		Retirement		Comprehensive
			Sale Securities		Life Benefit		Income
			(Dollars in thousands)
	Beginning balance – 01/01/2014		$	-2,657	$	-10	$	-2,667
	Current period change			1,002		–		1,002
	Tax benefit			-398		–		-398
	Ending balance – 03/31/2014		$	-2,053	$	-10	$	-2,063

FAIR_VALUE_MEASUREMENTS

FAIR VALUE MEASUREMENTS	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	9	FAIR VALUE MEASUREMENTS
	The Company accounts for fair value measurement in accordance with FASB ASC 820, Fair Value Measurements and Disclosures.  FASB ASC 820 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements.  FASB ASC 820 does not require any new fair value measurements. The definition of fair value retains the exchange price notion in earlier definitions of fair value. FASB ASC 820 clarifies that the exchange price is the price in an orderly transaction between market participants to sell the asset or transfer the liability in the market in which the reporting entity would transact for the asset or liability. The definition focuses on the price that would be received to sell the asset or paid to transfer the liability (an exit price), not the price that would be paid to acquire the asset or received to assume the liability (an entry price). FASB ASC 820 emphasizes that fair value is a market-based measurement, not an entity-specific measurement.  FASB ASC 820 also clarifies the application of fair value measurement in a market that is not active.
	FASB ASC 820 describes three levels of inputs that may be used to measure fair value:
	Level 1 - Quoted prices in active markets for identical assets or liabilities.
	Level 2 - Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.
	Level 3 - Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.
	The Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the asset or liability.
	In addition, the Company is to disclose the fair value measurements for financial assets on both a recurring and non-recurring basis.
	The following tables presents assets that are measured at fair value on a recurring basis by major product category and fair value hierarchy as of March 31, 2015 and December 31, 2014:
	March 31, 2015		Category Used for Fair Value Measurement
	Assets:		Level 1		Level 2		Level 3
					(Dollars in thousands)
	Securities available for sale:
	U.S. government sponsored entity mortgage-backed securities		$	—	$	83,673	$	—
	U.S. Treasury and federal agencies					21,148		—
	State and municipal obligations			—		—		—
	Corporate securities			—		8,899		—
	Equity securities			27		—		—
	Totals		$	27	$	113,720	$	—
	December 31, 2014		Category Used for Fair Value Measurement
	Assets:		Level 1		Level 2		Level 3
					(Dollars in thousands)
	Securities available for sale:
	U.S. government sponsored entity mortgage-backed securities		$	—	$	80,258	$	—
	U.S. Treasury and federal agencies					20,991		—
	State and municipal obligations			—		—		—
	Corporate securities			—		8,839		—
	Equity securities			28		—		—
	Totals		$	28	$	110,088	$	—
	In accordance with the fair value measurement and disclosures topic of the FASB Accounting Standards Codification management assessed whether the volume and level of activity for certain assets have significantly decreased when compared with normal market conditions. The Company concluded that there was not a significant decrease in the volume and level of activity with respect to certain investments included in the corporate debt securities and classified as level 2 in accordance with the framework for fair value measurements. Fair value for such securities is obtained from third party broker quotes. The Company evaluated these values to determine that the quoted price is based on current information that reflects orderly transactions or a valuation technique that reflects market participant assumptions by benchmarking the valuation results and assumptions used against similar securities that are more actively traded in order to assess the reasonableness of the estimated fair values. The fair market value estimates we assign to these securities assume liquidation in an orderly fashion and not under distressed circumstances.
	Certain assets are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The Company measures impaired loans, FHLB stock and loans or bank properties transferred into other real estate owned at fair value on a non-recurring basis.
	Summary of Non-Recurring Fair Value Measurements
					Category Used for Fair Value						Total
					Measurement						(Losses)
											Gains
			Total		Level 1		Level 2		Level 3
							(Dollars in thousands)
	31-Mar-15
	Assets:
	Impaired loans		$	5,263	$	-	$	3,321	$	1,942	$	-66
	Real estate owned			195		-		195		-		-306
	31-Mar-14
	Assets:
	Impaired loans		$	4,316	$	-	$	1,686	$	2,630	$	-236
	Real estate owned			81		-		81		-		-36
	Impaired Loans
	The Company considers a loan to be impaired when it becomes probable that the Company will be unable to collect all amounts due in accordance with the contractual terms of the loan agreement. Under FASB ASC 310, collateral dependent impaired loans are valued based on the fair value of the collateral, which is based on appraisals, less cost to sell. These adjustments are based upon observable inputs, and therefore, the fair value measurement has been categorized as a level 2 measurement. In some cases, adjustments are made to the appraised values for various factors, including age of the appraisal, age of the comparables included in the appraisal, and known changes in the market and in the collateral. These adjustments are based upon unobservable inputs, and therefore, the fair value measurement has been categorized as a Level 3 measurement.  At March 31, 2015, total loans remeasured at fair value were $5.3 million. Such loans were carried at the value of $5.3 million immediately prior to remeasurement, resulting in the recognition of impairment through earnings for the life of the loans in the amount of $66 thousand. At March 31, 2014, total loans remeasured at fair value were $4.3 million. Such loans were carried at the value of $4.5 million immediately prior to remeasurement, resulting in the recognition of impairment through earnings for the life of the loans in the amount of $236 thousand.
	Real Estate Owned
	Once an asset is determined to be uncollectible, the underlying collateral is repossessed and reclassified to foreclosed real estate and repossessed assets. These assets are carried at lower of cost or fair value of the collateral, less cost to sell. These adjustments are based upon observable inputs, and therefore, the fair value measurement has been categorized as a Level 2 measurement. In some cases, adjustments are made to the appraised values for various factors, including age of the appraisal, age of the comparables included in the appraisal, and known changes in the market and in the collateral. These adjustments are based upon unobservable inputs, and therefore, the fair value measurement has been categorized as a Level 3 measurement. Total real estate owned remeasured at fair value for the three months ended March 31, 2015 was $387 thousand, of which $192 thousand was sold. These property were carried at a value of $501 thousand immediately prior to remeasurement, resulting in recognition of impairment through earnings of $306 thousand.
	Fair Value of Financial Instruments
	In accordance with FASB ASC 825-10-50-10, the Company is required to disclose the fair value of financial instruments. The fair value of a financial instrument is the current amount that would be exchanged between willing parties, other than in a distressed sale. Fair value is best determined using observable market prices; however, for many of the Company’s financial instruments, no quoted market prices are readily available. In instances where quoted market prices are not readily available, fair value is determined using present value or other techniques appropriate for the particular instrument. These techniques involve some degree of judgment and, as a result, are not necessarily indicative of the amounts the Company would realize in a current market exchange. Different assumptions or estimation techniques may have a material effect on the estimated fair value. The following table summarizes these results:
					Category Used For Fair Value
	March 31, 2015		Carrying Amount		Level 1		Level 2		Level 3
			(Dollars in thousands)
	Assets:
	Cash and cash equivalents		$	86,464	$	86,464	$	—	$	—
	Investment securities:
	Held to maturity			1,083		—		1,161		—
	Available for sale			113,747		27		113,720		—
	Loans receivable, net			770,261		—		790,580		—
	Federal Home Loan Bank stock			6,039		—		6,039		—
	Liabilities:
	NOW and other demand deposit accounts			443,050		—		459,341		—
	Passbook savings and club accounts			170,718		—		178,547		—
Certificates			179,123		—		179,685		—
Advances from Federal Home Loan Bank			110,000		—		119,396		—
Junior subordinated debenture			7,217		—		6,928		—
				Category Used For Fair Value
December 31, 2014		Carrying Amount		Level 1		Level 2		Level 3
		(Dollars in thousands)
Assets:
Cash and cash equivalents		$	80,307	$	80,307	$	—	$	—
Investment securities:
Held to maturity			1,201		—		1,278		—
Available for sale			110,116		28		110,088		—
Loans receivable, net			774,017		—		791,095		—
Federal Home Loan Bank stock			6,039		—		6,039		—
Liabilities:
NOW and other demand deposit accounts			439,623		—		458,328		—
Passbook savings and club accounts			168,686		—		168,893		—
Certificates			178,769		—		179,224		—
Advances from Federal Home Loan Bank			110,000		—		118,777		—
Junior subordinated debenture			7,217		—		7,217		—
Cash and Cash Equivalents—For cash and cash equivalents, the carrying amount is a reasonable estimate of fair value.
Investment and Mortgage-Backed Securities—For investment securities, fair values are based on a combination of quoted prices for identical assets in active markets, quoted prices for similar assets in markets that are either actively or not actively traded and pricing models, discounted cash flow methodologies, or similar techniques that may contain unobservable inputs that are supported by little or no market activity and require significant judgment. For investment securities that do not actively trade in the marketplace, (primarily our investment in trust preferred securities of non-publicly traded companies) fair value is obtained from third party broker quotes. The Company evaluates prices from a third party pricing service, third party broker quotes, and from another independent third party valuation source to determine their estimated fair value. These quotes are benchmarked against similar securities that are more actively traded in order to assess the reasonableness of the estimated fair values. The fair market value estimates we assign to these securities assume liquidation in an orderly fashion and not under distressed circumstances. For securities classified as available for sale, the changes in fair value are reflected in the carrying value of the asset and are shown as a separate component of stockholders’ equity.
Loans Receivable - Net—The fair value of loans receivable is estimated based on the present value using discounted cash flows based on estimated market discount rates at which similar loans would be made to borrowers and reflect similar credit ratings and interest rate risk for the same remaining maturities.
FHLB Stock—Although FHLB stock is an equity interest in an FHLB, it is carried at cost because it does not have a readily determinable fair value as its ownership is restricted and it lacks a market. While certain conditions are noted that required management to evaluate the stock for impairment, it is currently probable that the Company will realize its cost basis. Management concluded that no impairment existed as of March 31, 2015. The estimated fair value approximates the carrying amount.
NOW and Other Demand Deposit, Passbook Savings and Club, and Certificates Accounts—The fair value of NOW and other demand deposit accounts and passbook savings and club accounts is the amount payable on demand at the reporting date. The fair value of certificates is estimated by discounting future cash flows using interest rates currently offered on certificates with similar remaining maturities.
Advances from FHLB—The fair value was estimated by determining the cost or benefit for early termination of each individual borrowing.
Junior Subordinated Debenture—The fair value was estimated by discounting approximate cash flows of the borrowings by yields estimating the fair value of similar issues.
Commitments to Extend Credit and Letters of Credit—The majority of the Bank’s commitments to extend credit and letters of credit carry current market interest rates if converted to loans. Because commitments to extend credit and letters of credit are generally unassignable by either the Bank or the borrower, they only have value to the Bank and the borrower. The estimated fair value approximates the recorded deferred fee amounts, which are not significant.
The fair value estimates presented herein are based on pertinent information available to management as of March 31, 2015 and December 31, 2014. Although management is not aware of any factors that would significantly affect the fair value amounts, such amounts have not been comprehensively revalued for purposes of these consolidated financial statements since March 31, 2015 and December 31, 2014, and, therefore, current estimates of fair value may differ significantly from the amounts presented herein.

GOODWILL_AND_INTANGIBLE_ASSETS

GOODWILL AND INTANGIBLE ASSETS	3 Months Ended
	Mar. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets Disclosure [Text Block]	10. GOODWILL AND INTANGIBLE ASSETS
	Goodwill totaled $4.6 million at March 31, 2015 as compared to $4.6 million at December 31, 2014. The Company completed its annual goodwill impairment test as of August 1, 2014 and concluded that goodwill was not impaired. At March 31, 2015, no triggering events have occurred from the date of the impairment test that would have impaired goodwill.
	The core deposit intangible totaled $512 thousand at March 31, 2015 as compared to $536 thousand at December 31, 2014. The core deposit intangible is being amortized over its estimated useful life of approximately 15 years from August 1, 2011.

REAL_ESTATE_OWNED

REAL ESTATE OWNED	3 Months Ended
	Mar. 31, 2015
Real Estate [Abstract]
Real Estate Disclosure [Text Block]	11	REAL ESTATE OWNED
	Summary of Real Estate Owned (“REO”):
			2015						2014
			Residential		Commercial				Residential		Commercial
			Property		Property		Total		Property		Property		Total
					(Dollars in thousands)						(Dollars in thousands)
	Balance, January 1,		$	609	$	41	$	650	$	296	$	202	$	498
	Transfers into Real Estate Owned			192		195		387		81		-		81
	Sales of Real Estate Owned			-429		-		-429		-78		-161		-239
	Balance, March 31,		$	372	$	236	$	608	$	299	$	41	$	340

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
	Mar. 31, 2015
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Statement Presentation - The unaudited condensed consolidated financial statements include the accounts of Ocean Shore Holding Co. (the “Company”) and its subsidiaries. Intercompany balances and transactions have been eliminated in consolidation. The accompanying unaudited condensed consolidated financial statements were prepared in accordance with instructions to Form 10-Q, pursuant to the rules and regulations of the United States Securities and Exchange Commission (SEC) for interim information, and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations, changes in stockholders’ equity and cash flows in conformity with accounting principles generally accepted in the United States of America (“GAAP”). However, all normal recurring adjustments that, in the opinion of management, are necessary for a fair presentation of the condensed consolidated financial statements have been included. These financial statements should be read in conjunction with the audited consolidated financial statements and the accompanying notes thereto included in the Company’s Annual Report on Form 10-K for the period ended December 31, 2014. The results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the fiscal year ending December 31, 2015 or any other period. The Company has evaluated subsequent events through the date of the issuance of its financial statements.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates in the Preparation of Financial Statements - The preparation of the consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements and the reported amounts of income and expenses during the reporting period. The most significant estimates and assumptions relate to the allowance for loan losses, other-than-temporary impairment on investment securities, goodwill and intangible impairment, deferred income taxes and the fair value measurements of financial instruments. Actual results could differ from those estimates under different assumptions and conditions, and the differences may be material to the consolidated financial statements.
New Accounting Pronouncements Policy [Policy Text Block]	New Accounting Pronouncements – In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-04, Receivables — Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure — a consensus of the FASB Emerging Issues Task Force, on January 17, 2014. This ASU clarifies when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The amended guidance clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. In addition, the amended guidance requires interim and annual disclosures of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amended guidance may be applied prospectively or through a modified retrospective approach and is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014, with early adoption permitted. The adoption of this accounting guidance did not have a material impact on the Company's consolidated financial statements.
	In May 2014, the FASB issued ASU 2014-09, which created Accounting Standard Codification (“ASC”) ASC 606 "Revenue from Contracts with Customers," superseding the revenue recognition requirements in ASC 605. This ASU requires an entity to recognize revenue for the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The amendment includes a five-step process to assist an entity in achieving the main principle(s) of revenue recognition under ASC 605. The amendment will be effective for the Company for the first annual period ending after December 15, 2016, including interim periods within that reporting period, and should be applied on a prospective basis. Early adoption of the guidance is not permitted. The Company is currently evaluating the impact of this ASU on its financial position, results of operations and disclosures.
	In June 2014, the FASB issued ASU 2014-11, an amendment to ASC 860 “Transfers and Servicing.” This ASU requires accounting changes for repurchase to maturity and repurchase financing transactions, respectively, which will be accounted for as a secured borrowing agreement on a prospective basis. The ASU also adds additional disclosure requirements related to these transactions. The amendment will be effective for the Company for the first annual period ending after December 15, 2014. The accounting changes for all transactions affected by this amendment will have the impact recorded as a cumulative-effect adjustment to retained earnings on the date of adoption. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements.
	Also in June 2014, the FASB issued ASU 2014-12, an amendment to ASC 718 “Compensation-Stock Compensation.” This ASU requires that a performance target that affects vesting, and could be achieved after the requisite service period, be treated as a performance condition. Application of existing guidance in ASC 718, as it relates to awards with performance conditions that affect vesting, should continue to be used to account for such awards. The amendment will be effective for the Company for the first reporting period ending after December 15, 2014. Early adoption is permitted. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements.
	In August 2014, the FASB issued ASU 2014-14, an amendment to ASC 310-40 “Receivables - Troubled Debt Restructurings by Creditors.” This ASU requires that a government-guaranteed mortgage loan be de-recognized, and that a separate other receivable be recognized, upon foreclosure if the three criteria identified in the ASU are met. Upon foreclosure and meeting the three criteria, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) that is expected to be recovered from the guarantor. The amendment will be effective for the Company for the first reporting period ending after December 15, 2014. The Company adopted this amendment in 2014 on a prospective basis. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements.
	In August 2014, the FASB also issued ASU 2014-15, Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern. This ASU requires management to perform an assessment of going concern and provides specific guidance on when and how to assess or disclose going concern uncertainties. The new standard also defines terms used in the evaluation of going concern, such as "substantial doubt." Following application, the Company will be required to perform assessments at each annual and interim period, provide an assessment period of one year from the issuance date, and make disclosures in certain circumstances in which substantial doubt is identified. The amendment will be effective for the Company for the first reporting period ending after December 15, 2016. Earlier application is permitted. The Company does not expect this ASU to have an impact on its financial position, result of operations, or disclosures.

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of Held-to-maturity and Available-for-sale Securities Reconciliation [Table Text Block]	Investment securities are summarized as follows:
		March 31, 2015
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Fair
		Cost		Gain		Loss		Value
		(Dollars in thousands)
	Held to Maturity
	Debt Securities - Municipal	$	402	$	—	$	—	$	402
	U.S. Treasury and government sponsored entity mortgage-backed securities		681		78		—		759
	Totals	$	1,083	$	78	$	—	$	1,161
	Available for Sale
	Debt securities:
	Corporate	$	9,612	$	89	$	-802	$	8,899
	U.S. Treasury and federal agencies		21,224		—		-76		21,148
	Equity securities		3		24		—		27
	U.S. treasury and government sponsored entity mortgage-backed securities		84,354		385		-1,066		83,673
	Totals	$	115,193	$	498	$	-1,944	$	113,747
		December 31, 2014
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Fair
		Cost		Gain		Loss		Value
		(Dollars in thousands)
	Held to Maturity
	Debt Securities - Municipal	$	494	$	—	$	—	$	494
	U.S. Treasury and government sponsored entity mortgage-backed securities		707		77		—		784
	Totals	$	1,201	$	77	$	—	$	1,278
	Available for Sale
	Debt securities:
	Corporate	$	9,596	$	99	$	-856	$	8,839
	U.S. Treasury and federal agencies		21,223		6		-238		20,991
	Equity securities		3		25		—		28
	U.S. Treasury and government sponsored entity mortgage-backed securities		81,383		278		-1,403		80,258
	Totals	$	112,205	$	408	$	-2,497	$	110,116
Unrealized Gain (Loss) on Investments [Table Text Block]	The following table provides the gross unrealized losses and fair value, aggregated by investment category and length of time the individual securities have been in a continuous unrealized loss position at March 31, 2015 and December 31, 2014:
		March 31, 2015
		Less Than 12 Months				12 Months or Longer				Total
				Gross				Gross				Gross
		Estimated		Unrealized		Estimated		Unrealized		Estimated		Unrealized
		Fair Value		Loss		Fair Value		Loss		Fair Value		Loss
		(Dollars in thousands)
	Debt securities -
	Corporate	$	—	$	—	$	2,882	$	-802	$	2,882	$	-802
	U.S. Treasury		11,190		-25		9,924		-51		21,114		-76
	US treasury and government sponsored entity mortgage- backed securities		4,988		-10		60,636		-1,056		65,624		-1,066
	Equity securities		—		—		—		—		—		—
	Totals	$	16,178	$	-35	$	73,442	$	-1,909	$	89,620	$	-1,944
		December 31, 2014
		Less Than 12 Months				12 Months or Longer				Total
				Gross				Gross				Gross
		Estimated		Unrealized		Estimated		Unrealized		Estimated		Unrealized
		Fair Value		Loss		Fair Value		Loss		Fair Value		Loss
		(Dollars in thousands)
	Debt securities -
	Corporate	$	—	$	—	$	2,826	$	-856	$	2,826	$	-856
	U.S. Treasury		4,990		-5		9,767		-233		14,757		-238
	US treasury and government sponsored entity mortgage- backed securities		10,133		-17		66,020		-1,386		76,153		-1,403
	Equity securities		—		—		—		—		—		—
	Totals	$	15,123	$	-22	$	78,613	$	-2,475	$	93,736	$	-2,497
Schedule of Contractual Maturities of Available-for-sale Debt Securities [Table Text Block]	Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		March 31, 2015
		Held to Maturity				Available for Sale Securities
		Amortized		Estimated		Amortized		Estimated
		Cost		Fair Value		Cost		Fair Value
		(Dollars in thousands)
	Due within 1 year	$	402	$	402	$	–	$	–
	Due after 1 year through 5 years		–		–		5,962		6,052
	Due after 5 years through 10 years		–		–		11,190		11,165
	Due after 10 years		–		–		13,683		12,831
	Total	$	402	$	402	$	30,835	$	30,048

LOANS_RECEIVABLE_NET_Tables

LOANS RECEIVABLE - NET (Tables)	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans receivable consist of the following:
		March 31, 2015		December 31, 2014
		(Dollars in thousands)
	Real estate - mortgage:
	One-to-four family residential	$	584,758	$	587,399
	Commercial and multi-family		88,863		89,778
	Total real estate-mortgage		673,621		677,177
	Real estate - construction:
	Residential		17,390		16,030
	Commercial		3,140		4,141
	Total real estate - construction		20,530		20,171
	Commercial		22,054		22,277
	Consumer:
	Home equity		53,539		54,279
	Other consumer loans		364		377
	Total consumer loans		53,903		54,656
	Total loans		770,108		774,281
	Net deferred loan cost		3,537		3,496
	Allowance for loan losses		-3,384		-3,760
	Net total loans	$	770,261	$	774,017
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Changes in the allowance for loan losses are as follows:
		Three months ended March 31,
		2015		2014
		(Dollars in thousands)
	Balance, beginning of period	$	3,760	$	4,199
	Provision for loan loss		153		88
	Charge-offs		-529		-74
	Recoveries		–		1
	Balance, end of period	$	3,384	$	4,214
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	Non-performing assets segregated by class of loans are as follows:
		March 31, 2015		December 31, 2014
		(Dollars in thousands)
	Real estate
	One-to-four family residential	$	3,425	$	3,626
	Commercial and multi-family		1,384		803
	Real estate – construction		143		143
	Commercial		–		501
	Consumer		350		502
	Non-accrual loans		5,302		5,575
	Troubled debt restructuring, non-accrual		1,117		694
	Total non-performing loans		6,419		6,269
	Real estate owned		608		650
	Total non-performing assets	$	7,027	$	6,919
Schedule of Nonaccretable and Accretable Yield on Loans and Debts Securities [Table Text Block]	A rollforward of the Company’s nonaccretable and accretable yield on loans accounted for under ASU 310-30, Loans and Debts Securities Acquired with Deteriorated Credit Quality, is shown below for the three month periods ended March 31, 2015 and 2014:
		Contractual
		Receivable		Nonaccretable		Accretable		Carrying
		Amount		(Yield)/Premium		(Yield)/Premium		Amount
		(Dollars in thousands)
	Balance at January 1, 2015	$	44,216	$	-2,540	$	542	$	42,218
	Principal reductions		-1,325		—		—		-1,325
	Charge-offs, net		-62		62		—		—
	Accretion of loan discount (premium)		—		—		-29		-29
	Transfer between nonaccretable and accretable yield		—		—		—		—
	Settlement adjustments		—		—		—		—
	Balance at March 31, 2015	$	42,829	$	-2,478	$	513	$	40,864
		Contractual
		Receivable		Nonaccretable		Accretable		Carrying
		Amount		(Yield)/Premium		(Yield)/Premium		Amount
		(Dollars in thousands)
	Balance at January 1, 2014	$	50,837	$	-3,099	$	746	$	48,484
	Principal reductions		-1,375		—		—		-1,375
	Charge-offs, net		-189		189		—		—
	Accretion of loan discount (premium)		—		—		-51		-51
	Transfer between nonaccretable and accretable yield		—		—		—		—
	Settlement adjustments		—		—		—		—
	Balance at March 31, 2014	$	49,273	$	-2,910	$	695	$	47,058
Past Due Financing Receivables [Table Text Block]	An age analysis of past due loans, segregated by class of loans, as of March 31, 2015 and December 31, 2014 are as follows:
						Greater
		30-59 Days		60-89 Days		Than		Total Past				Total Loans
		Past Due		Past Due		90 Days		Due		Current		Receivable
		(Dollars in thousands)
	31-Mar-15
	Real Estate
	1-4 Family Residential	$	1,561	$	537	$	4,054	$	6,152	$	578,606	$	584,758
	Commercial and Multi-Family		222		—		1,384		1,606		87,257		88,863
	Construction		—		—		143		143		20,387		20,530
	Commercial		—		—		—		—		22,054		22,054
	Consumer		237		96		486		819		53,084		53,903
	Total	$	2,020	$	633	$	6,067	$	8,720	$	761,388	$	770,108
	31-Dec-14
	Real Estate
	1-4 Family Residential	$	2,323	$	—	$	4,255	$	6,578	$	580,821	$	587,399
	Commercial and Multi-Family		831		—		803		1,634		88,144		89,778
	Construction		—		—		143		143		20,028		20,171
	Commercial		—		—		501		501		21,776		22,277
	Consumer		485		5		567		1,057		53,599		54,656
	Total	$	3,639	$	5	$	6,269	$	9,913	$	764,368	$	774,281
Impaired Financing Receivables [Table Text Block]	Impaired loans are set forth the in the following table. No interest income was recognized on impaired loans subsequent to their classification as impaired.
				Unpaid				Average
		Recorded		Principal		Related		Recorded
		Investment		Balance		Allowance		Investment
		(Dollars in thousands)
	31-Mar-15
	With no related allowance recorded
	Real Estate
	1-4 Family Residential	$	4,314	$	4,563	$	—	$	139
	Commercial and Multi-Family		1,324		1,324		—		265
	Construction		143		143		—		143
	Commercial		—		—		—		—
	Consumer		940		940		—		55
	With an allowance recorded
	Real Estate
	1-4 Family Residential		5,389		5,713		636		317
	Commercial and Multi-Family		310		310		47		310
	Construction		—		—		—		—
	Commercial		196		196		4		196
	Consumer		149		194		94		50
	Total
	Real Estate
	1-4 Family Residential	$	9,703	$	10,276	$	636	$	202
	Commercial and Multi-Family		1,634		1,634		47		272
	Construction		143		143		—		143
	Commercial		196		196		4		196
	Consumer		1,089		1,134		94		54
	31-Dec-14
	With no related allowance recorded
	Real Estate
	1-4 Family Residential	$	4,585	$	4,622	$	—	$	139
	Commercial and Multi-Family		1,324		1,324		—		265
	Construction		143		143		—		143
	Commercial		—		—		—		—
	Consumer		970		970		—		57
	With an allowance recorded
	Real Estate
	1-4 Family Residential		5,787		6,138		721		340
	Commercial and Multi-Family		—		—		—		—
	Commercial		—		—		—		—
	Consumer		702		702		254		351
	Total		181		181		55		90
	Real Estate
	1-4 Family Residential	$	10,372	$	10,760	$	721	$	207
	Commercial and Multi-Family		1,324		1,324		—		265
	Construction		143		143		—		143
	Commercial		702		702		254		351
	Consumer		1,151		1,151		55		61
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	The following table presents an analysis of the Company’s TDR agreements existing as of March 31, 2015 and December 31, 2014, respectively.
		As of March 31, 2015						As of December 31, 2014
				Outstanding Recorded Investment						Outstanding Recorded Investment
		Number of		Pre-		Post-		Number of		Pre-		Post-
		Contracts		Modification		Modification		Contracts		Modification		Modification
					(Dollars in thousands)						(Dollars in thousands)
	1-4 Family Residential		8	$	3,316	$	3,316		8	$	3,335	$	3,335
	Commercial Mortgage		2		250		250		–		–		–
	Consumer		5		337		337		4		287		287
	Commercial		1		196		196		1		201		201
	Total		16	$	4,099	$	4,099		13	$	3,823	$	3,823
Schedule of Financial Receivable, Reported Amounts, by Category [Table Text Block]	The following table presents classified loans by class of loans as of March 31, 2015 and December 31, 2014.
		Real Estate
		1-4 Family				Commercial
		Residential				and Multi-Family				Construction				Commercial				Consumer
		3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14
		(Dollars in thousands)
	Grade:
	Special Mention	$	3,914	$	3,948	$	563	$	572	$	—	$	—	$	17	$	444	$	688	$	915
	Substandard		8,440		9,370		4,465		4,010		143		143		576		659		1,142		1,189
	Doubtful and Loss		—		—		—		—		—		—		—		—		14		14
	Total	$	12,354	$	13,318	$	5,028	$	4,582	$	143	$	143	$	593	$	1,103	$	1,844	$	2,118
Schedule of Performing and Non-Performing Financial Receivable [Table Text Block]	The following table presents the credit risk profile of loans based on payment activity as of March 31, 2015 and December 31, 2014.
		Real Estate
		1-4 Family				Commercial
		Residential				and Multi-Family				Construction				Commercial				Consumer
		3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14		3/31/15		12/31/14
		(Dollars in thousands
	Performing	$	580,602	$	583,773	$	87,229	$	88,975	$	20,387	$	20,028	$	22,054	$	21,776	$	53,417	$	54,154
	Non-Performing		4,156		3,626		1,634		803		143		143		—		501		486		502
	Total	$	584,758	$	587,399	$	88,863	$	89,778	$	20,530	$	20,171	$	22,054	$	22,277	$	53,903	$	54,656
Schedule of Allowance for Possible Loan Losses by Portfolio Segment [Table Text Block]	The following table details activity in the allowance for possible loan losses by portfolio segment for the periods ended March 31, 2015 and December 31, 2014. Allocation of a portion of the allowance to one category does not preclude its availability to absorb losses in other categories.
		Real Estate
				Commercial
		1-4 Family		and
		Residential		Multi-Family		Construction		Commercial		Consumer		Total
		(Dollars in thousands)
	31-Mar-15
	Allowance for credit losses:
	Beginning Balance	$	2,318	$	625	$	33	$	380	$	404	$	3,760
	Charge-offs		-162		—		—		-306		-61		-529
	Recoveries		—		—		—		—		—		—
	Provision for loan losses		-32		-261		8		247		191		153
	Ending balance	$	2,124	$	364	$	41	$	321	$	534	$	3,384
	Ending balance: individually evaluated for impairment	$	636	$	47	$	—	$	4	$	94	$	781
	Ending balance: collectively evaluated for impairment	$	1,488	$	317	$	41	$	317	$	440	$	2,603
	Loan Receivables:
	Ending balance	$	584,758	$	88,863	$	20,530	$	22,054	$	53,903	$	770,108
	Ending balance: individually evaluated for impairment	$	9,703	$	1,634	$	143	$	196	$	1,089	$	12,765
	Ending balance: collectively evaluated for impairment	$	575,055	$	87,229	$	20,387	$	21,858	$	52,814	$	757,343
	31-Dec-14
	Allowance for credit losses:
	Beginning Balance	$	2,981	$	551	$	85	$	230	$	352	$	4,199
	Charge-offs		-538		—		—		—		-439		-977
	Recoveries		1		—		—		75		—		76
	Provision for loan losses		-126		74		-52		75		491		462
	Ending balance	$	2,318	$	625	$	33	$	380	$	404	$	3,760
	Ending balance: individually evaluated for impairment	$	721	$	—	$	—	$	254	$	55	$	1,030
	Ending balance: collectively evaluated for impairment	$	1,597	$	625	$	33	$	126	$	349	$	2,730
	Loan Receivables:
	Ending balance	$	587,399	$	89,778	$	20,171	$	22,277	$	54,656	$	774,281
	Ending balance: individually evaluated for impairment	$	10,372	$	1,324	$	143	$	702	$	1,151	$	13,692
	Ending balance: collectively evaluated for impairment	$	577,027	$	88,454	$	20,028	$	21,575	$	53,505	$	760,589

DEPOSITS_Tables

DEPOSITS (Tables)	3 Months Ended
	Mar. 31, 2015
Banking and Thrift [Abstract]
Deposit Liabilities Disclosure [Table Text Block]	Deposits consist of the following major classifications:
		March 31, 2015							December 31, 2014
				Weighted					Weighted
				Average					Average
		Amount		Interest Rate			Amount		Interest Rate
		(Dollars in thousands)
	NOW and other demand deposit accounts	$	443,050		0.12	%	$	439,623		0.13	%
	Passbook savings and club accounts		170,718		0.2	%		168,686		0.2	%
	Subtotal		613,768					608,309
	Certificates with original maturities:
	Within one year		38,684		0.29	%		42,821		0.29	%
	One to three years		118,111		0.94	%		113,927		0.92	%
	Three years and beyond		22,328		1.68	%		22,021		1.73	%
	Total certificates		179,123					178,769
	Total	$	792,891				$	787,078

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	The calculated basic and dilutive EPS are as follows:
		Three Months Ended March 31,
		2015		2014
		(Dollars in thousands, except per share data)
	Numerator – Net Income	$	1,713	$	1,587
	Denominators:
	Basic average shares outstanding		5,985,347		6,412,342
	Effect of dilutive common stock equivalents		109,830		110,469
	Diluted average shares outstanding		6,095,177		6,522,024
	Earnings per share:
	Basic	$	0.29	$	0.25
	Diluted	$	0.28	$	0.24

STOCKBASED_COMPENSATION_Tables

STOCK-BASED COMPENSATION (Tables)	3 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value [Table Text Block]	A summary of the status of the Company’s stock options under the Equity Plans as of March 31, 2015 and 2014 and changes during the three months ended March 31, 2015 and 2014 are presented below:
		Three Months Ended				Three Months Ended
		March 31, 2015				March 31, 2014
				Weighted				Weighted
		Number		average		Number		average
		of shares		exercise price		of shares		exercise price
	Outstanding at the beginning of the period		674,391	$	12.15		680,200	$	12.14
	Granted		—		—		—		—
	Exercised		28,668		12.97		720		11.53
	Forfeited		—		—		—		—
	Outstanding at the end of the period		645,723	$	12.11		679,480	$	12.14
	Exercisable at the end of the period		515,964	$	12.07		474,118	$	12.24
	Stock options vested or expected to vest (1)		464,368	$	12.07		426,706	$	12.24
	(1) Includes vested shares and nonvested shares after a forfeiture rate, which is based upon historical data, is applied.
Schedule of Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding [Table Text Block]	The following table summarizes all stock options outstanding under the Equity Plans as of March 31, 2015:
		Options Outstanding
						Weighted Average
		Number of		Weighted Average		Remaining
	Date Issued	Shares		Exercise Price		Contractual Life
	10-Aug-05		244,541	$	13.19		0.4 years
	21-Nov-06		16,707	$	14.78		1.6 years
	20-Nov-07		18,448	$	11.32		2.6 years
	18-Aug-10		219,339	$	10.21		5.4 years
	15-Mar-11		13,600	$	12.06		6.0 years
	17-Aug-11		49,498	$	11.53		6.4 years
	19-Nov-12		17,500	$	13.1		7.6 years
	19-Nov-13		66,090	$	14.14		8.6 years
	Total		645,723	$	12.11		3.8 years
Schedule of Nonvested Share Activity [Table Text Block]	Summary of Non-vested Stock Award Activity:
		Three Months ended				Three Months ended
		March 31, 2015				March 31, 2014
				Weighted avg				Weighted avg
		Number of		grant date fair		Number of		grant date fair
		shares		value		shares		value
	Beginning of period		54,950	$	10.74		83,290	$	10.99
	Issued		—		—		—		—
	Forfeited		—		—		—		—
	Vested		990	$	12.06		990	$	12.06
	Outstanding at March 31, 2014		53,960	$	12.73		82,300	$	12.29

STOCKHOLDERS_EQUITY_Tables

STOCKHOLDERS' EQUITY (Tables)	3 Months Ended
	Mar. 31, 2015
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	A summary of the changes in components of Accumulated Other Comprehensive Income for the three months ended March 31, 2015 and 2014 are presented below:
		Unrealized				Accumulated
		Gain (Loss) on		Loss on Post		Other
		Available for		Retirement		Comprehensive
		Sale Securities		Life Benefit		Income
		(Dollars in thousands)
	Beginning balance - 01/01/2015	$	-1,282	$	-169	$	-1,451
	Current period change		644		5		649
	Tax benefit		-257		–		-257
	Ending balance – 03/31/2015	$	-895	$	-164	$	-1,059
		Unrealized				Accumulated
		Gain (Loss) on		Loss on Post		Other
		Available for		Retirement		Comprehensive
		Sale Securities		Life Benefit		Income
		(Dollars in thousands)
	Beginning balance – 01/01/2014	$	-2,657	$	-10	$	-2,667
	Current period change		1,002		–		1,002
	Tax benefit		-398		–		-398
	Ending balance – 03/31/2014	$	-2,053	$	-10	$	-2,063

FAIR_VALUE_MEASUREMENTS_Tables

FAIR VALUE MEASUREMENTS (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	The following tables presents assets that are measured at fair value on a recurring basis by major product category and fair value hierarchy as of March 31, 2015 and December 31, 2014:
	March 31, 2015	Category Used for Fair Value Measurement
	Assets:	Level 1		Level 2		Level 3
				(Dollars in thousands)
	Securities available for sale:
	U.S. government sponsored entity mortgage-backed securities	$	—	$	83,673	$	—
	U.S. Treasury and federal agencies				21,148		—
	State and municipal obligations		—		—		—
	Corporate securities		—		8,899		—
	Equity securities		27		—		—
	Totals	$	27	$	113,720	$	—
	December 31, 2014	Category Used for Fair Value Measurement
	Assets:	Level 1		Level 2		Level 3
				(Dollars in thousands)
	Securities available for sale:
	U.S. government sponsored entity mortgage-backed securities	$	—	$	80,258	$	—
	U.S. Treasury and federal agencies				20,991		—
	State and municipal obligations		—		—		—
	Corporate securities		—		8,839		—
	Equity securities		28		—		—
	Totals	$	28	$	110,088	$	—
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Summary of Non-Recurring Fair Value Measurements
				Category Used for Fair Value						Total
				Measurement						(Losses)
										Gains
		Total		Level 1		Level 2		Level 3
						(Dollars in thousands)
	31-Mar-15
	Assets:
	Impaired loans	$	5,263	$	-	$	3,321	$	1,942	$	-66
	Real estate owned		195		-		195		-		-306
	31-Mar-14
	Assets:
	Impaired loans	$	4,316	$	-	$	1,686	$	2,630	$	-236
	Real estate owned		81		-		81		-		-36
Fair Value, by Balance Sheet Grouping [Table Text Block]
				Category Used For Fair Value
	March 31, 2015	Carrying Amount		Level 1		Level 2		Level 3
		(Dollars in thousands)
	Assets:
	Cash and cash equivalents	$	86,464	$	86,464	$	—	$	—
	Investment securities:
	Held to maturity		1,083		—		1,161		—
	Available for sale		113,747		27		113,720		—
	Loans receivable, net		770,261		—		790,580		—
	Federal Home Loan Bank stock		6,039		—		6,039		—
	Liabilities:
	NOW and other demand deposit accounts		443,050		—		459,341		—
	Passbook savings and club accounts		170,718		—		178,547		—
	Certificates		179,123		—		179,685		—
	Advances from Federal Home Loan Bank		110,000		—		119,396		—
	Junior subordinated debenture		7,217		—		6,928		—
				Category Used For Fair Value
	December 31, 2014	Carrying Amount		Level 1		Level 2		Level 3
		(Dollars in thousands)
	Assets:
	Cash and cash equivalents	$	80,307	$	80,307	$	—	$	—
	Investment securities:
	Held to maturity		1,201		—		1,278		—
	Available for sale		110,116		28		110,088		—
	Loans receivable, net		774,017		—		791,095		—
	Federal Home Loan Bank stock		6,039		—		6,039		—
	Liabilities:
	NOW and other demand deposit accounts		439,623		—		458,328		—
	Passbook savings and club accounts		168,686		—		168,893		—
	Certificates		178,769		—		179,224		—
	Advances from Federal Home Loan Bank		110,000		—		118,777		—
	Junior subordinated debenture		7,217		—		7,217		—

REAL_ESTATE_OWNED_Tables

REAL ESTATE OWNED (Tables)	3 Months Ended
	Mar. 31, 2015
Real Estate [Abstract]
Schedule of Real Estate Properties [Table Text Block]	Summary of Real Estate Owned (“REO”):
		2015						2014
		Residential		Commercial				Residential		Commercial
		Property		Property		Total		Property		Property		Total
				(Dollars in thousands)						(Dollars in thousands)
	Balance, January 1,	$	609	$	41	$	650	$	296	$	202	$	498
	Transfers into Real Estate Owned		192		195		387		81		-		81
	Sales of Real Estate Owned		-429		-		-429		-78		-161		-239
	Balance, March 31,	$	372	$	236	$	608	$	299	$	41	$	340

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Held to Maturity
Held to Maturity, Amortized Cost	$1,083	$1,201
Held to Maturity, Gross Unrealized Gain	78	77
Held to Maturity, Gross Unrealized Loss	0	0
Held to Maturity, Estimated Fair Value	1,161	1,278
Available for Sale
Available for Sale, Amortized Cost	115,193	112,205
Available for Sale, Gross Unrealized Gain	498	408
Available for Sale, Gross Unrealized Loss	-1,944	-2,497
Available for Sale, Estimated Fair Value	113,747	110,116
US treasury and government sponsored entity mortgage-backed securities [Member]
Held to Maturity
Held to Maturity, Amortized Cost	681	707
Held to Maturity, Gross Unrealized Gain	78	77
Held to Maturity, Gross Unrealized Loss	0	0
Held to Maturity, Estimated Fair Value	759	784
Available for Sale
Available for Sale, Amortized Cost	84,354	81,383
Available for Sale, Gross Unrealized Gain	385	278
Available for Sale, Gross Unrealized Loss	-1,066	-1,403
Available for Sale, Estimated Fair Value	83,673	80,258
Corporate [Member]
Available for Sale
Available for Sale, Amortized Cost	9,612	9,596
Available for Sale, Gross Unrealized Gain	89	99
Available for Sale, Gross Unrealized Loss	-802	-856
Available for Sale, Estimated Fair Value	8,899	8,839
U.S. Treasury and federal agencies [Member]
Available for Sale
Available for Sale, Amortized Cost	21,224	21,223
Available for Sale, Gross Unrealized Gain	0	6
Available for Sale, Gross Unrealized Loss	-76	-238
Available for Sale, Estimated Fair Value	21,148	20,991
Equity Securities [Member]
Available for Sale
Available for Sale, Amortized Cost	3	3
Available for Sale, Gross Unrealized Gain	24	25
Available for Sale, Gross Unrealized Loss	0	0
Available for Sale, Estimated Fair Value	27	28
Debt Securities - Municipal [Member]
Held to Maturity
Held to Maturity, Amortized Cost	402	494
Held to Maturity, Gross Unrealized Gain	0	0
Held to Maturity, Gross Unrealized Loss	0	0
Held to Maturity, Estimated Fair Value	$402	$494

INVESTMENT_SECURITIES_Details_

INVESTMENT SECURITIES (Details 1) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Estimated Fair Value	$16,178	$15,123
Less Than 12 Months, Gross Unrealized Loss	-35	-22
12 Months or Longer, Estimated Fair Value	73,442	78,613
12 Months or Longer, Gross Unrealized Loss	-1,909	-2,475
Estimated Fair Value, Total	89,620	93,736
Gross Unrealizd Loss, Total	-1,944	-2,497
US Treasury and government sponsored entity mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Estimated Fair Value	4,988	10,133
Less Than 12 Months, Gross Unrealized Loss	-10	-17
12 Months or Longer, Estimated Fair Value	60,636	66,020
12 Months or Longer, Gross Unrealized Loss	-1,056	-1,386
Estimated Fair Value, Total	65,624	76,153
Gross Unrealizd Loss, Total	-1,066	-1,403
Corporate [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Estimated Fair Value	0	0
Less Than 12 Months, Gross Unrealized Loss	0	0
12 Months or Longer, Estimated Fair Value	2,882	2,826
12 Months or Longer, Gross Unrealized Loss	-802	-856
Estimated Fair Value, Total	2,882	2,826
Gross Unrealizd Loss, Total	-802	-856
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Estimated Fair Value	11,190	4,990
Less Than 12 Months, Gross Unrealized Loss	-25	-5
12 Months or Longer, Estimated Fair Value	9,924	9,767
12 Months or Longer, Gross Unrealized Loss	-51	-233
Estimated Fair Value, Total	21,114	14,757
Gross Unrealizd Loss, Total	-76	-238
Equity securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Estimated Fair Value	0	0
Less Than 12 Months, Gross Unrealized Loss	0	0
12 Months or Longer, Estimated Fair Value	0	0
12 Months or Longer, Gross Unrealized Loss	0	0
Estimated Fair Value, Total	0	0
Gross Unrealizd Loss, Total	$0	$0

INVESTMENT_SECURITIES_Details_1

INVESTMENT SECURITIES (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Schedule of Held-to-maturity Securities [Line Items]
Held to Maturity, Amortized Cost, Due within 1 year	$402
Held to Maturity, Estimated Fair Value, Due within 1 year	402
Held to Maturity, Amortized Cost, Due after 1 year through 5 years	0
Held to Maturity, Estimated Fair Value, Due after 1 year through 5 years	0
Held to Maturity, Amortized Cost, Due after 5 years through 10 years	0
Held to Maturity, Estimated Fair Value, Due after 5 years through 10 years	0
Held to Maturity, Amortized Cost, Due after 10 years	0
Held to Maturity, Estimated Fair Value, Due after 10 years	0
Held to Maturity, Amortized Cost, Total	1,083	1,201
Held to Maturity, Estimated Fair Value, Total	1,161	1,278
Available for Sale Securities, Amortized Cost, Due within 1 year	0
Available for Sale Securities, Estimated Fair Value, Due within 1 year	0
Available for Sale Securities, Amortized Cost, Due after 1 year through 5 years	5,962
Available for Sale Securities, Estimated Fair Value, Due after 1 year through 5 years	6,052
Available for Sale Securities, Amortized Cost, Due after 5 years through 10 years	11,190
Available for Sale Securities, Estimated Fair Value, Due after 5 years through 10 years	11,165
Available for Sale Securities, Amortized Cost, Due after 10 years	13,683
Available for Sale Securities, Estimated Fair Value, Due after 10 years	12,831
Available for Sale Securities, Amortized Cost, Total	30,835
Available for Sale Securities, Estimated Fair Value, Total	$30,048

INVESTMENT_SECURITIES_Details_2

INVESTMENT SECURITIES (Details Textual) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Continuous Unrealized Loss, Percentage Amortized Cost	21.80%
Available-for-sale Equity Securities, Amortized Cost Basis	$3,000
Trading Securities, Fair Value Disclosure	27,000
Mortgage-backed Securities, Amortized Cost	84,400,000
Mortgage-backed Securities Available-for-sale, Fair Value Disclosure	83,700,000
Available-for-sale Securities Pledged as Collateral	$108,800,000	$105,100,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Continuous Unrealized Loss, Percentage Amortized Cost	1.50%

LOANS_RECEIVABLE_NET_Details

LOANS RECEIVABLE - NET (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Real estate - mortgage:
Total real estate-mortgage	$673,621	$677,177
Real estate - construction:
Total real estate - construction	20,530	20,171
Commercial	22,054	22,277
Consumer:
Total consumer loans	53,903	54,656
Total loans	770,108	774,281
Net deferred loan cost	3,537	3,496
Allowance for loan losses	-3,384	-3,760
Net total loans	770,261	774,017
Home Equity [Member]
Consumer:
Total consumer loans	53,539	54,279
One To Four Family Residential [Member]
Real estate - mortgage:
Total real estate-mortgage	584,758	587,399
Consumer:
Total loans	584,758	587,399
Commercial and Multi Family [Member]
Real estate - mortgage:
Total real estate-mortgage	88,863	89,778
Consumer:
Total loans	88,863	89,778
Residential [Member]
Real estate - construction:
Total real estate - construction	17,390	16,030
Commercial Loan [Member]
Real estate - construction:
Total real estate - construction	3,140	4,141
Consumer:
Total loans	22,054	22,277
Other Consumer Loans [Member]
Consumer:
Total consumer loans	$364	$377

LOANS_RECEIVABLE_NET_Details_1

LOANS RECEIVABLE - NET (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance, beginning of period	$3,760	$4,199
Provision for loan loss	153	88
Charge-offs	-529	-74
Recoveries	0	1
Balance, end of period	$3,384	$4,214

LOANS_RECEIVABLE_NET_Details_2

LOANS RECEIVABLE - NET (Details 2) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$5,302	$5,575
Troubled debt restructuring, non-accrual	1,117	694
Total non-performing loans	6,419	6,269
Real estate owned	608	650
Total non-performing assets	7,027	6,919
One To Four Family Residential [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	3,425	3,626
Commercial and Multi Family [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,384	803
Commercial Loan [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	0	501
Consumer Loan [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	350	502
Construction [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$143	$143

LOANS_RECEIVABLE_NET_Details_3

LOANS RECEIVABLE - NET (Details 3) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Contractual Receivable Amount, Beginning Balance	$44,216	$50,837
Contractual Receivable Amount, Principal Reductions	-1,325	-1,375
Contractual Receivable Amount, Charge-offs, net	-62	-189
Contractual Receivable Amount, Accretion of loan discount (premium)	0	0
Contractual Receivable Amount, Transfer between nonaccretable and accretable yield	0	0
Contractual Receivable Amount, Settlement Adjustments	0	0
Contractual Receivable Amount, Ending Balance	42,829	49,273
Nonaccretable (Yield) / Premium, Beginning Balance	-2,540	-3,099
Nonaccretable (Yield) / Premium, Principal Reductions	0	0
Nonaccretable (Yield) / Premium, Charge-offs, net	62	189
Nonaccretable (Yield) / Premium, Accretion of loan discount (premium)	0	0
Nonaccretable (Yield) / Transfer between nonaccretable and accretable yield	0	0
Nonaccretable (Yield) / Settlement Adjustments	0	0
Nonaccretable (Yield) / Premium, Ending Balance	-2,478	-2,910
Accretable (Yield) / Premuim, Beginning Balance	542	746
Accretable (Yield) / Premium, Principal Reductions	0	0
Accretable (Yield) / Premium, Charge-offs, net	0	0
Accretable (Yield) / Premium, Accretion of loan discount (premium)	-29	-51
Accretable (Yield) / Transfer between nonaccretable and accretable yield	0	0
Accretable (Yield) / Settlement Adjustments	0	0
Accretable (Yield) / Premuim, Ending Balance	513	695
Carrying Amount, Beginning Balance	42,218	48,484
Carrying Amount, Principal Reductions	-1,325	-1,375
Carrying Amount, Charge-offs, net	0	0
Carrying Amount, Accretion of loan discount (premium)	-29	-51
Carrying Amount, Transfer between nonaccretable and accretable yield	0	0
Carrying Amount, Settlement Adjustments	0	0
Carrying Amount, Ending Balance	$40,864	$47,058

LOANS_RECEIVABLE_NET_Details_4

LOANS RECEIVABLE - NET (Details 4) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Real estate
30-59 Days Past Due	$2,020	$3,639
60-89 Days Past Due	633	5
Greater Than 90 Days	6,067	6,269
Total Past Due	8,720	9,913
Current	761,388	764,368
Total Loans Receivables	770,108	774,281
One To Four family residential [Member]
Real estate
30-59 Days Past Due	1,561	2,323
60-89 Days Past Due	537	0
Greater Than 90 Days	4,054	4,255
Total Past Due	6,152	6,578
Current	578,606	580,821
Total Loans Receivables	584,758	587,399
Commercial and multi-family [Member]
Real estate
30-59 Days Past Due	222	831
60-89 Days Past Due	0	0
Greater Than 90 Days	1,384	803
Total Past Due	1,606	1,634
Current	87,257	88,144
Total Loans Receivables	88,863	89,778
Construction [Member]
Real estate
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days	143	143
Total Past Due	143	143
Current	20,387	20,028
Total Loans Receivables	20,530	20,171
Commercial Loan [Member]
Real estate
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days	0	501
Total Past Due	0	501
Current	22,054	21,776
Total Loans Receivables	22,054	22,277
Consumer Loan [Member]
Real estate
30-59 Days Past Due	237	485
60-89 Days Past Due	96	5
Greater Than 90 Days	486	567
Total Past Due	819	1,057
Current	53,084	53,599
Total Loans Receivables	$53,903	$54,656

LOANS_RECEIVABLE_NET_Details_5

LOANS RECEIVABLE - NET (Details 5) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, With an allowance recorded, Average Recorded Investment		$90
Recorded Investment		181
Unpaid Principal Balance		181
Related Allowance		55
One To Four Family Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, With no related allowance recorded, Recorded Investment	4,314	4,585
Impaired Financing Receivable, With no related allowance recorded, Unpaid Principal Balance	4,563	4,622
Impaired Financing Receivable, With no related allowance recorded, Related Allowance	0	0
Impaired Financing Receivable, With no related allowance recorded, Average Recorded Investment	139	139
Impaired Financing Receivable, With an allowance recorded, Recorded Investment	5,389	5,787
Impaired Financing Receivable, With an allowance recorded, Unpaid Principal Balance	5,713	6,138
Impaired Financing Receivable, With an allowance recorded, Related Allowance	636	721
Impaired Financing Receivable, With an allowance recorded, Average Recorded Investment	317	340
Recorded Investment	9,703	10,372
Unpaid Principal Balance	10,276	10,760
Related Allowance	636	721
Average Recorded Investment	202	207
Commercial and Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, With no related allowance recorded, Recorded Investment	1,324	1,324
Impaired Financing Receivable, With no related allowance recorded, Unpaid Principal Balance	1,324	1,324
Impaired Financing Receivable, With no related allowance recorded, Related Allowance	0	0
Impaired Financing Receivable, With no related allowance recorded, Average Recorded Investment	265	265
Impaired Financing Receivable, With an allowance recorded, Recorded Investment	310	0
Impaired Financing Receivable, With an allowance recorded, Unpaid Principal Balance	310	0
Impaired Financing Receivable, With an allowance recorded, Related Allowance	47	0
Impaired Financing Receivable, With an allowance recorded, Average Recorded Investment	310	0
Recorded Investment	1,634	1,324
Unpaid Principal Balance	1,634	1,324
Related Allowance	47	0
Average Recorded Investment	272	265
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, With no related allowance recorded, Recorded Investment	143	143
Impaired Financing Receivable, With no related allowance recorded, Unpaid Principal Balance	143	143
Impaired Financing Receivable, With no related allowance recorded, Related Allowance	0	0
Impaired Financing Receivable, With no related allowance recorded, Average Recorded Investment	143	143
Impaired Financing Receivable, With an allowance recorded, Recorded Investment	0
Impaired Financing Receivable, With an allowance recorded, Unpaid Principal Balance	0
Impaired Financing Receivable, With an allowance recorded, Related Allowance	0
Impaired Financing Receivable, With an allowance recorded, Average Recorded Investment	0
Recorded Investment	143	143
Unpaid Principal Balance	143	143
Related Allowance	0	0
Average Recorded Investment	143	143
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, With no related allowance recorded, Recorded Investment	0	0
Impaired Financing Receivable, With no related allowance recorded, Unpaid Principal Balance	0	0
Impaired Financing Receivable, With no related allowance recorded, Related Allowance	0	0
Impaired Financing Receivable, With no related allowance recorded, Average Recorded Investment	0	0
Impaired Financing Receivable, With an allowance recorded, Recorded Investment	196	0
Impaired Financing Receivable, With an allowance recorded, Unpaid Principal Balance	196	0
Impaired Financing Receivable, With an allowance recorded, Related Allowance	4	0
Impaired Financing Receivable, With an allowance recorded, Average Recorded Investment	196	0
Recorded Investment	196	702
Unpaid Principal Balance	196	702
Related Allowance	4	254
Average Recorded Investment	196	351
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, With no related allowance recorded, Recorded Investment	940	970
Impaired Financing Receivable, With no related allowance recorded, Unpaid Principal Balance	940	970
Impaired Financing Receivable, With no related allowance recorded, Related Allowance	0	0
Impaired Financing Receivable, With no related allowance recorded, Average Recorded Investment	55	57
Impaired Financing Receivable, With an allowance recorded, Recorded Investment	149	702
Impaired Financing Receivable, With an allowance recorded, Unpaid Principal Balance	194	702
Impaired Financing Receivable, With an allowance recorded, Related Allowance	94	254
Impaired Financing Receivable, With an allowance recorded, Average Recorded Investment	50	351
Recorded Investment	1,089	1,151
Unpaid Principal Balance	1,134	1,151
Related Allowance	94	55
Average Recorded Investment	$54	$61

LOANS_RECEIVABLE_NET_Details_6

LOANS RECEIVABLE - NET (Details 6) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Recorded Investment, Number of Contracts	16	13
Outstanding Recorded Investment, Pre-Modification	$4,099	$3,823
Outstanding Recorded Investment, Post-Modification	4,099	3,823
One To Four Family Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Recorded Investment, Number of Contracts	8	8
Outstanding Recorded Investment, Pre-Modification	3,316	3,335
Outstanding Recorded Investment, Post-Modification	3,316	3,335
Commercial Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Recorded Investment, Number of Contracts	2	0
Outstanding Recorded Investment, Pre-Modification	250	0
Outstanding Recorded Investment, Post-Modification	250	0
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Recorded Investment, Number of Contracts	5	4
Outstanding Recorded Investment, Pre-Modification	337	287
Outstanding Recorded Investment, Post-Modification	337	287
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding Recorded Investment, Number of Contracts	1	1
Outstanding Recorded Investment, Pre-Modification	196	201
Outstanding Recorded Investment, Post-Modification	$196	$201

LOANS_RECEIVABLE_NET_Details_7

LOANS RECEIVABLE - NET (Details 7) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
One To Four Family Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	$12,354	$13,318
One To Four Family Residential [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	3,914	3,948
One To Four Family Residential [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	8,440	9,370
One To Four Family Residential [Member] | Doubtful and loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	0	0
Commercial and Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	5,028	4,582
Commercial and Multi Family [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	563	572
Commercial and Multi Family [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	4,465	4,010
Commercial and Multi Family [Member] | Doubtful and loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	0	0
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	143	143
Construction [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	0	0
Construction [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	143	143
Construction [Member] | Doubtful and loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	0	0
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	593	1,103
Commercial Loan [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	17	444
Commercial Loan [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	576	659
Commercial Loan [Member] | Doubtful and loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	0	0
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	1,844	2,118
Consumer Loan [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	688	915
Consumer Loan [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	1,142	1,189
Consumer Loan [Member] | Doubtful and loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Classified loans by class of loans	$14	$14

LOANS_RECEIVABLE_NET_Details_8

LOANS RECEIVABLE - NET (Details 8) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	$770,108	$774,281
One To Four Family Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	584,758	587,399
One To Four Family Residential [Member] | Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	580,602	583,773
One To Four Family Residential [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	4,156	3,626
Commercial and Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	88,863	89,778
Commercial and Multi Family [Member] | Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	87,229	88,975
Commercial and Multi Family [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	1,634	803
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	20,530	20,171
Construction [Member] | Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	20,387	20,028
Construction [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	143	143
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	22,054	22,277
Commercial Loan [Member] | Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	22,054	21,776
Commercial Loan [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	0	501
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	53,903	54,656
Consumer Loan [Member] | Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	53,417	54,154
Consumer Loan [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit risk profile of loans	$486	$502

LOANS_RECEIVABLE_NET_Details_9

LOANS RECEIVABLE - NET (Details 9) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
Allowance for credit losses:
Balance, beginning of period	$3,760	$4,199	$4,214
Charge-offs	-529	-977
Recoveries	0	76
Provision for loan losses	153	462
Balance, end of period	3,384	3,760	4,214
Ending balance: individually evaluated for impairment	781	1,030
Ending balance: collectively evaluated for impariment	2,603	2,730
Loan Receivables:
Ending balance	770,108	774,281
Ending balance: individually evaluated for impairment	12,765	13,692
Ending balance: collectively evaluated for impariment	757,343	760,589
One To Four Family Residential [Member]
Allowance for credit losses:
Balance, beginning of period	2,318	2,981
Charge-offs	-162	-538
Recoveries	0	1
Provision for loan losses	-32	-126
Balance, end of period	2,124	2,318
Ending balance: individually evaluated for impairment	636	721
Ending balance: collectively evaluated for impariment	1,488	1,597
Loan Receivables:
Ending balance	584,758	587,399
Ending balance: individually evaluated for impairment	9,703	10,372
Ending balance: collectively evaluated for impariment	575,055	577,027
Commercial and Multi Family [Member]
Allowance for credit losses:
Balance, beginning of period	625	551
Charge-offs	0	0
Recoveries	0	0
Provision for loan losses	-261	74
Balance, end of period	364	625
Ending balance: individually evaluated for impairment	47	0
Ending balance: collectively evaluated for impariment	317	625
Loan Receivables:
Ending balance	88,863	89,778
Ending balance: individually evaluated for impairment	1,634	1,324
Ending balance: collectively evaluated for impariment	87,229	88,454
Construction [Member]
Allowance for credit losses:
Balance, beginning of period	33	85
Charge-offs	0	0
Recoveries	0	0
Provision for loan losses	8	-52
Balance, end of period	41	33
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impariment	41	33
Loan Receivables:
Ending balance	20,530	20,171
Ending balance: individually evaluated for impairment	143	143
Ending balance: collectively evaluated for impariment	20,387	20,028
Commercial Loan [Member]
Allowance for credit losses:
Balance, beginning of period	380	230
Charge-offs	-306	0
Recoveries	0	75
Provision for loan losses	247	75
Balance, end of period	321	380
Ending balance: individually evaluated for impairment	4	254
Ending balance: collectively evaluated for impariment	317	126
Loan Receivables:
Ending balance	22,054	22,277
Ending balance: individually evaluated for impairment	196	702
Ending balance: collectively evaluated for impariment	21,858	21,575
Consumer Loan [Member]
Allowance for credit losses:
Balance, beginning of period	404	352
Charge-offs	-61	-439
Recoveries	0	0
Provision for loan losses	191	491
Balance, end of period	534	404
Ending balance: individually evaluated for impairment	94	55
Ending balance: collectively evaluated for impariment	440	349
Loan Receivables:
Ending balance	53,903	54,656
Ending balance: individually evaluated for impairment	1,089	1,151
Ending balance: collectively evaluated for impariment	$52,814	$53,505

LOANS_RECEIVABLE_NET_Details_T

LOANS RECEIVABLE - NET (Details Textual) (USD $)	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Impaired, Nonperforming, Nonaccrual of Interest	$1,100,000
Troubled Debt Restructuring, Carrying Value	4,100,000
Troubled Debt Restructuring, Reserved	$583,000

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Deposits [Line Items]
NOW and other demand deposit accounts	$443,050	$439,623
Passbook savings and club accounts	170,718	168,686
Subtotal	613,768	608,309
Certificates with original maturities:
Within one year	38,684	42,821
One to three years	118,111	113,927
Three years and beyond	22,328	22,021
Total certificates	179,123	178,769
Total	$792,891	$787,078
Weighted Average Interest Rate, NOW and other demand deposit accounts	0.12%	0.13%
Weighted Average Interest Rate, Passbook savings and club accounts	0.20%	0.20%
Weighted Average Interest Rate, Certificates with original maturities:
Weighted Average Interest Rate, Within one year	0.29%	0.29%
Weighted Average Interest Rate, One to three years	0.94%	0.92%
Weighted Average Interest Rate, Three years and beyond	1.68%	1.73%

DEPOSITS_Details_Textual

DEPOSITS (Details Textual) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Deposits [Line Items]
Time Deposits, $100,000 or More	$63,800,000	$62,800,000
Cash, Uninsured Amount	250,000
Municipal Demand Deposits, $100000 or More	$183,300,000	$181,000,000

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Earning Per Share [Line Items]
Numerator - Net Income	$1,713	$1,587
Denominators:
Basic average shares outstanding (in shares)	5,985,347	6,412,342
Net effect of dilutive common stock equivalents (in shares)	109,830	110,469
Diluted average shares outstanding (in shares)	6,095,177	6,522,024
Earnings per share:
Earnings per share, basic: (in dollars per share)	$0.29	$0.25
Earnings per share, diluted: (in dollars per share)	$0.28	$0.24

EARNINGS_PER_SHARE_Details_Tex

EARNINGS PER SHARE (Details Textual)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	575,142	633,319
Weighted Average Number Of Non Vested Shares Outstanding Diluted	53,960	82,300

STOCKBASED_COMPENSATION_Detail

STOCK-BASED COMPENSATION (Details) (USD $)	3 Months Ended
	Mar. 31, 2015		Mar. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares, Outstanding at the beginning of the period (in shares)	674,391		680,200
Number of shares, Granted (in shares)	0		0
Number of shares, Exercised (in shares)	28,668		720
Number of shares, Forfeited (in shares)	0		0
Number of shares, Outstanding at the end of the period (in shares)	645,723		679,480
Number of shares, Exercisable at the end of the period (in shares)	515,964		474,118
Number of shares, Stock options vested or expected to vest (in shares)	464,368	[1]	426,706	[1]
Weighted average exercise price, Outstanding at the beginning of the period (in dollars per share)	$12.15		$12.14
Weighted average exercise price, Granted (in dollars per share)	$0		$0
Weighted average exercise price, Exercised (in dollars per share)	$12.97		$11.53
Weighted average exercise price, Forfeited (in dollars per share)	$0		$0
Weighted average exercise price, Outstanding at the end of the period (in dollars per share)	$12.11		$12.14
Weighted average exercise price, Exercisable at the end of the period (in dollars per share)	$12.07		$12.24
Weighted average exercise price, Stock options vested or expected to vest (in dollars per share)	$12.07	[1]	$12.24	[1]
[1]	Includes vested shares and nonvested shares after a forfeiture rate, which is based upon historical data, is applied.

STOCKBASED_COMPENSATION_Detail1

STOCK-BASED COMPENSATION (Details 1) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Number of Shares (in shares)	645,723	674,391	679,480	680,200
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$12.11
Options Outstanding, Weighted Average Remaining Contractual Life	3 years 9 months 18 days
Date Of Issued August 10 2005 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Number of Shares (in shares)	244,541
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$13.19
Options Outstanding, Weighted Average Remaining Contractual Life	4 months 24 days
Date Of Issued November 21 2006 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Number of Shares (in shares)	16,707
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$14.78
Options Outstanding, Weighted Average Remaining Contractual Life	1 year 7 months 6 days
Date Of Issued November 20 2007 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Number of Shares (in shares)	18,448
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$11.32
Options Outstanding, Weighted Average Remaining Contractual Life	2 years 7 months 6 days
Date Of Issued August 18 2010 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Number of Shares (in shares)	219,339
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$10.21
Options Outstanding, Weighted Average Remaining Contractual Life	5 years 4 months 24 days
Date Of Issued March 15 2011 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Number of Shares (in shares)	13,600
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$12.06
Options Outstanding, Weighted Average Remaining Contractual Life	6 years
Date Of Issued August 17 2011 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Number of Shares (in shares)	49,498
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$11.53
Options Outstanding, Weighted Average Remaining Contractual Life	6 years 4 months 24 days
Date Of Issued November 19 2012 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Number of Shares (in shares)	17,500
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$13.10
Options Outstanding, Weighted Average Remaining Contractual Life	7 years 7 months 6 days
Date of Issued November 19 2013 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Number of Shares (in shares)	66,090
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$14.14
Options Outstanding, Weighted Average Remaining Contractual Life	8 years 7 months 6 days

STOCKBASED_COMPENSATION_Detail2

STOCK-BASED COMPENSATION (Details 2) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares, Issued (in shares)	0	0
Non vested Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares, Beginning of period (in shares)	54,950	83,290
Number of shares, Issued (in shares)	0	0
Number of shares, Vested (in shares)	990	990
Number of shares, Forfeited (in shares)	0	0
Number of shares, End of period (in shares)	53,960	82,300
Weighted average grant date fair value, Beginning of period (in dollars per share)	10.74	10.99
Weighted average grant date fair value, Issued (in doallrs per share)	0	0
Weighted average grant date fair value, Vested (in dollars per share)	12.06	12.06
Weighted average grant date fair value, Forfeited (in dollars per share)	0	0
Weighted average grant date fair value, End of period (in dollars per share)	12.73	12.29

STOCKBASED_COMPENSATION_Detail3

STOCK-BASED COMPENSATION (Details Textual) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Adjustments to Additional Paid in Capital, Share-based Compensation, Stock Options, Requisite Service Period Recognition	$46	$46
Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Total Unrecognized Compensation Cost	382
Allocated Share-based Compensation Expense	81	81
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Total	$509
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	2 years 10 months 24 days
Employee Service Share Based Compensation Total Compensation Cost Not Yet Recognized Period For Recognition	2 years 4 months 24 days

INCOME_TAXES_Details_Textual

INCOME TAXES (Details Textual) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Income Taxes [Line Items]
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Charitable Contributions, Percent	32.70%	34.70%
Increase (Decrease) in Deferred Income Taxes	$833	$845

STOCKHOLDERS_EQUITY_Details

STOCKHOLDERS' EQUITY (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Unrealized (Loss) on Available for Sale Securities, Beginning balance	($1,282)	($2,657)
Unrealized (Loss) on Available for Sale Securities, Current period change	644	1,002
Unrealized (Loss) on Available for Sale Securities, Tax benefit	-257	-398
Unrealized (Loss) on Available for Sale Securities, Ending Balance	-895	-2,053
Loss on Post Retirement Life Benefit, Beginning balance	-169	-10
Loss on Post Retirement Life Benefit, Current period change	5	0
Loss on Post Retirement Life Benefit, Tax benefit	0	0
Loss on Post Retirement Life Benefit, Ending Balance	-164	-10
Accumulated Other Comprehensive Income, Beginning balance	-1,451	-2,667
Accumulated Other Comprehensive Income, Current period change	649	1,002
Accumulated Other Comprehensive Income, Tax benefit	-257	-398
Accumulated Other Comprehensive Income, Ending Balance	($1,059)	($2,063)

STOCKHOLDERS_EQUITY_Details_Te

STOCKHOLDERS' EQUITY (Details Textual) (USD $)	3 Months Ended	1 Months Ended
	Mar. 31, 2015	Nov. 19, 2014	Mar. 03, 2015
Equity, Class of Treasury Stock [Line Items]
Stock Repurchase Program Shares Authorized To Be Repurchased Percentage			2.00%
Stock Repurchase Program, Number of Shares Authorized to be Repurchased			130,000
Treasury Stock Acquired, Average Cost Per Share	$14.44
Stock Repurchased During Period, Shares	170,100
Stock Repurchase Program, Remaining Number of Shares Authorized to be Repurchased	65,600
Stock Repurchase Plan [Member]
Equity, Class of Treasury Stock [Line Items]
Stock Repurchased During Period, Shares		105,700
Board of Directors Chairman [Member]
Equity, Class of Treasury Stock [Line Items]
Common Stock, Dividends, Per Share, Cash Paid	$0.06

FAIR_VALUE_MEASUREMENTS_Detail

FAIR VALUE MEASUREMENTS (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	$113,747	$110,116
US Government Sponsored Entity Mortgage-backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	83,673	80,258
Corporate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	8,899	8,839
Equity Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	27	28
Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	27	28
Fair Value, Inputs, Level 1 [Member] | US Government Sponsored Entity Mortgage-backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 1 [Member] | US Treasury and Federal Agencies [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 1 [Member] | State and Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 1 [Member] | Corporate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	27	28
Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	113,720	110,088
Fair Value, Inputs, Level 2 [Member] | US Government Sponsored Entity Mortgage-backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	83,673	80,258
Fair Value, Inputs, Level 2 [Member] | US Treasury and Federal Agencies [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	21,148	20,991
Fair Value, Inputs, Level 2 [Member] | State and Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 2 [Member] | Corporate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	8,899	8,839
Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 3 [Member] | US Government Sponsored Entity Mortgage-backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 3 [Member] | US Treasury and Federal Agencies [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 3 [Member] | State and Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 3 [Member] | Corporate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	0	0
Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available For Sale Securities Fair Value	$0	$0

FAIR_VALUE_MEASUREMENTS_Detail1

FAIR VALUE MEASUREMENTS (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Assets:
Impaired loans	$5,263	$4,316
Real estate owned	195	81
Impaired loans, (Losses) Gains	-66	-236
Real estate owned, (Losses) Gains	-306	-36
Fair Value, Inputs, Level 1 [Member]
Assets:
Impaired loans	0	0
Real estate owned	0	0
Fair Value, Inputs, Level 2 [Member]
Assets:
Impaired loans	3,321	1,686
Real estate owned	195	81
Fair Value, Inputs, Level 3 [Member]
Assets:
Impaired loans	1,942	2,630
Real estate owned	$0	$0

FAIR_VALUE_MEASUREMENTS_Detail2

FAIR VALUE MEASUREMENTS (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS
Cash and cash equivalents, Carrying Amount	$86,464	$80,307	$82,464	$87,619
Investment securities, Carrying Amount
Held to maturity, Carrying Amount	1,083	1,201
Available for sale, Carrying Amount	113,747	110,116
Loans receivable, net, Carrying Amount	770,261	774,017
Federal Home Loan Bank stock, Carrying Amount	6,039	6,039
LIABILITIES:
NOW and other demand deposit accounts, Carrying Amount	443,050	439,623
Passbook savings and club accounts, Carrying Amount	170,718	168,686
Certificates, Carrying Amount	179,123	178,769
Advances from Federal Home Loan Bank, Carrying Amount	110,000	110,000
Junior subordinated debenture, Carrying Amount	7,217	7,217
Investment securities, Estimated Fair Value
Held to maturity, Fair Value	1,161	1,278
Available for sale, Fair Value	113,747	110,116
Loans receivable, net, Fair Value	0	0
Fair Value, Inputs, Level 1 [Member]
Investment securities, Carrying Amount
Available for sale, Carrying Amount	27	28
Assets, Estimated Fair Value
Cash and cash equivalents, Fair Value	86,464	80,307
Investment securities, Estimated Fair Value
Held to maturity, Fair Value	0	0
Available for sale, Fair Value	27	28
Loans receivable, net, Fair Value	0	0
Federal Home Loan Bank stock, Fair Value	0	0
Liabilities, Estimated Fair Value
NOW and other demand deposit accounts, Fair Value	0	0
Passbook savings and club accounts, Fair Value	0	0
Certificates, Fair Value	0	0
Advances from Federal Home Loan Bank, Fair Value	0	0
Junior subordinated debenture, Fair Value	0	0
Fair Value, Inputs, Level 2 [Member]
Investment securities, Carrying Amount
Available for sale, Carrying Amount	113,720	110,088
Assets, Estimated Fair Value
Cash and cash equivalents, Fair Value	0	0
Investment securities, Estimated Fair Value
Held to maturity, Fair Value	1,161	1,278
Available for sale, Fair Value	113,720	110,088
Loans receivable, net, Fair Value	790,580	791,095
Federal Home Loan Bank stock, Fair Value	6,039	6,039
Liabilities, Estimated Fair Value
NOW and other demand deposit accounts, Fair Value	459,341	458,328
Passbook savings and club accounts, Fair Value	178,547	168,893
Certificates, Fair Value	179,685	179,224
Advances from Federal Home Loan Bank, Fair Value	119,396	118,777
Junior subordinated debenture, Fair Value	6,928	7,217
Fair Value, Inputs, Level 3 [Member]
Investment securities, Carrying Amount
Available for sale, Carrying Amount	0	0
Assets, Estimated Fair Value
Cash and cash equivalents, Fair Value	0	0
Investment securities, Estimated Fair Value
Held to maturity, Fair Value	0	0
Available for sale, Fair Value	0	0
Federal Home Loan Bank stock, Fair Value	0	0
Liabilities, Estimated Fair Value
NOW and other demand deposit accounts, Fair Value	0	0
Passbook savings and club accounts, Fair Value	0	0
Certificates, Fair Value	0	0
Advances from Federal Home Loan Bank, Fair Value	0	0
Junior subordinated debenture, Fair Value	$0	$0

FAIR_VALUE_MEASUREMENTS_Detail3

FAIR VALUE MEASUREMENTS (Details Textual) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value of Loans Remeasured	$5,300,000	$4,300,000
Prior to Remeasurement of Loans	5,300,000	4,500,000
Real Estate Owned	195,000	81,000
Proceeds from Sale of Real Estate	428,000	239,000
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Properties Prior to Remeasurement of Loans	501,000
Real Estate Owned	387,000
Fair Value Remeasurement Gain Loss On Impaired Loan	66,000	236,000
Fair Value Remeasurement Gain Loss On Real Estate Owned	306,000
Proceeds from Sale of Real Estate	$192,000

GOODWILL_AND_INTANGIBLE_ASSETS1

GOODWILL AND INTANGIBLE ASSETS (Details Textual) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Goodwill And Intangible Assets [Line Items]
Goodwill	$4,630	$4,630
Intangible Assets, Net (Excluding Goodwill)	$512	$536
Finite-Lived Intangible Assets, Remaining Amortization Period	15 years

REAL_ESTATE_OWNED_Details

REAL ESTATE OWNED (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Real Estate Properties [Line Items]
Balance, January 1,	$650	$498
Transfers into Real Estate Owned	387	81
Sales of Real Estate Owned	-429	-239
Balance, March 31,	608	340
Residential Property [Member]
Real Estate Properties [Line Items]
Balance, January 1,	609	296
Transfers into Real Estate Owned	192	81
Sales of Real Estate Owned	-429	-78
Balance, March 31,	372	299
Commercial Real Estate [Member]
Real Estate Properties [Line Items]
Balance, January 1,	41	202
Transfers into Real Estate Owned	195	0
Sales of Real Estate Owned	0	-161
Balance, March 31,	$236	$41