Fox Chase Bancorp 10-Q 5 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	Apr. 30, 2015
Document and Entity Information
Entity Registrant Name	Fox Chase Bancorp Inc
Entity Central Index Key	1485176
Document Type	10-Q
Document Period End Date	31-Mar-15
Amendment Flag	FALSE
Current Fiscal Year End Date	-19
Entity Filer Category	Accelerated Filer
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Entity Common Stock, Shares Outstanding		11,673,991

Consolidated_Statements_of_Con

Consolidated Statements of Condition (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
ASSETS
Cash and due from banks	$1,000	$2,763
Interest-earning demand deposits in other banks	19,067	14,450
Total cash and cash equivalents	20,067	17,213
Investment securities available-for-sale	13,957	8,388
Investment securities held-to-maturity (fair value of $1,785 at March 31, 2015 and $0 at December 31, 2014)	1,775	0
Mortgage related securities available-for-sale	120,778	125,649
Mortgage related securities held-to-maturity (fair value of $170,307 at March 31, 2015 and $170,854 at December 31, 2014)	168,225	170,172
Loans, net of allowance for loan losses of $11,178 at March 31, 2015 and $10,730 at December 31, 2014	753,743	724,326
Federal Home Loan Bank stock, at cost	5,015	6,015
Bank-owned life insurance	15,147	15,027
Premises and equipment, net	9,292	9,418
Assets acquired through foreclosure	2,804	2,814
Real estate held for investment	1,620	1,620
Accrued interest receivable	3,286	3,147
Mortgage servicing rights, net	106	111
Deferred tax asset, net	4,286	4,561
Other assets	4,055	6,155
Total Assets	1,124,156	1,094,616
LIABILITIES
Deposits	803,029	711,909
Short-term borrowings	0	50,000
Federal Home Loan Bank advances	110,000	120,000
Other borrowed funds	30,000	30,000
Advances from borrowers for taxes and insurance	1,255	1,447
Accrued interest payable	268	311
Accrued expenses and other liabilities	4,365	5,038
Total Liabilities	948,917	918,705
STOCKHOLDERS' EQUITY
Preferred stock ($.01 par value; 1,000,000 shares authorized, none issued and outstanding at March 31, 2015 and December 31, 2014)	0	0
Common stock ($.01 par value; 60,000,000 shares authorized, 11,732,991 shares outstanding at March 31, 2015 and 11,802,791 shares outstanding at December 31, 2014)	147	147
Additional paid-in capital	139,264	139,177
Treasury stock, at cost (2,922,372 shares at March 31, 2015 and 2,852,572 shares at December 31, 2014)	-40,835	-39,698
Common stock acquired by benefit plans	-7,646	-8,056
Retained earnings	83,643	84,225
Accumulated other comprehensive income, net	666	116
Total Stockholders’ Equity	175,239	175,911
Total Liabilities and Stockholders’ Equity	$1,124,156	$1,094,616

Consolidated_Statements_of_Con1

Consolidated Statements of Condition (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]
Investment securities held to maturity, fair value	$1,785	$0
Mortgage related securities held to maturity, fair value	170,307	170,854
Loans, allowance for loan losses	$11,178	$10,730
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	60,000,000	60,000,000
Common stock, shares issued	12,066,591	11,802,791
Common stock, shares outstanding	12,066,591	11,802,791
Treasury stock, shares	2,584,772	2,852,572

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
INTEREST INCOME
Interest and fees on loans	$8,139	$8,110
Interest on mortgage related securities	1,603	1,828
Interest on investment securities available-for-sale
Interest and dividends on investment securities	379	120
Other interest income	3	0
Total Interest Income	10,124	10,058
INTEREST EXPENSE
Deposits	715	898
Short-term borrowings	32	25
Federal Home Loan Bank advances	539	570
Other borrowed funds	166	248
Total Interest Expense	1,452	1,741
Net Interest Income	8,672	8,317
Provision for loan losses	472	0
Net Interest Income after Provision for Loan Losses	8,200	8,317
NONINTEREST INCOME
Service charges and other fee income	384	352
Income on bank-owned life insurance	120	117
Equity in earnings of affiliate	40	-33
Other	27	23
Total Noninterest Income	571	459
NONINTEREST EXPENSE
Salaries, benefits and other compensation	3,719	3,641
Occupancy expense	477	496
Furniture and equipment expense	83	111
Data processing costs	573	385
Professional fees	363	478
Marketing expense	41	41
FDIC premiums	119	165
Assets acquired through foreclosure expense	30	321
Other	360	355
Total Noninterest Expense	5,765	5,993
Income Before Income Taxes	3,006	2,783
Income tax provision	727	827
Net Income	$2,279	$1,956
Earnings per share:
Basic (in dollars per share)	$0.21	$0.17
Diluted (in dollars per share)	$0.20	$0.17

Consolidated_Statements_of_Ope1

Consolidated Statements of Operations (Parenthetical) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Income Statement [Abstract]
Income tax expense from reclassification items	$0	$0

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Statement of Comprehensive Income [Abstract]
Net income	$2,279	$1,956
Other comprehensive income:
Unrealized holding gains on investment	800	2,705
Tax effect	-276	-954
Net of tax amount	524	1,751
Accretion of unrealized loss on securities reclassified to held-to-maturity	41	0
Tax effect	-15	0
Net of tax amount	26	0
Other comprehensive income	550	1,751
Comprehensive income	$2,829	$3,707

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Equity (USD $)	Total	Common Stock	Additional Paid in Capital	Treasury Stock	Common Stock Acquired by Benefit Plans	Retained Earnings	Accumulated Other Comprehensive Income, net
In Thousands, unless otherwise specified
BALANCE at Dec. 31, 2013	$173,467	$146	$137,593	($33,436)	($9,272)	$82,885	($4,449)
Increase (Decrease) in Stockholders' Equity
Purchase of treasury stock	0	0	0	0	0	0	0
Stock based compensation expense	297	0	297	0	0	0	0
Unallocated ESOP shares committed to employees	280	0	123	0	157	0	0
Issuance of stock for vested equity awards	0	0	-331	0	263	68	0
Common stock issued for exercise of vested stock options	6	0	6	0	0	0	0
Tax benefit from exercise of stock options and vesting of restricted stock	10	0	10	0	0	0	0
Dividends paid	-3,015	0	0	0	0	-3,015	0
Net income	1,956	0	0	0	0	1,956	0
Other comprehensive loss	1,751	0	0	0	0	0	1,751
BALANCE at Mar. 31, 2014	174,752	146	137,698	-33,436	-8,852	81,894	-2,698
BALANCE at Dec. 31, 2014	175,911	147	139,177	-39,698	-8,056	84,225	116
Increase (Decrease) in Stockholders' Equity
Purchase of treasury stock	-1,137	0	0	-1,137	0	0	0
Stock based compensation expense	310	0	310	0	0	0	0
Unallocated ESOP shares committed to employees	269	0	113	0	156	0	0
Issuance of stock for vested equity awards	0	0	-333	0	254	79	0
Common stock issued for exercise of vested stock options	0	0	0	0	0	0	0
Tax benefit from exercise of stock options and vesting of restricted stock	-3	0	-3	0	0	0	0
Dividends paid	-2,940	0	0	0	0	-2,940	0
Net income	2,279	0	0	0	0	2,279	0
Other comprehensive loss	550	0	0	0	0	0	550
BALANCE at Mar. 31, 2015	$175,239	$147	$139,264	($40,835)	($7,646)	$83,643	$666

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Equity (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Statement of Stockholders' Equity [Abstract]
Dividends paid (in dollars per share)	$0.26	$0.26

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Statement of Cash Flows [Abstract]
Net income	$2,279	$1,956
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	472	0
Valuation adjustment for assets acquired through foreclosure	15	282
Depreciation	163	189
Net amortization of securities premiums and discounts	423	465
Deferred income tax (expense) benefit	-16	1,613
Stock compensation from benefit plans	579	577
Income on bank-owned life insurance	-120	-117
Excess tax expense (benefit) from exercise of stock options and vesting of restricted stock	3	-10
Decrease in mortgage servicing rights, net	5	14
Decrease in accrued interest receivable and other assets	2,675	144
Decrease in accrued interest payable, accrued expenses and other liabilities	-716	-958
Net Cash Provided by Operating Activities	5,762	4,155
Investment securities available-for-sale:
Purchases	-8,056	0
Proceeds from maturities, calls and principal repayments	2,500	2,000
Investment securities held-to-maturity:
Purchases	-1,775	0
Mortgage related securities available-for-sale:
Purchases	0	-2,830
Proceeds from maturities, calls and principal repayments	5,467	9,636
Mortgage related securities held-to-maturity:
Purchases	-4,048	-9,767
Proceeds from maturities, calls and principal repayments	5,817	2,456
Net (increase) decrease in loans	-9,651	27,410
Purchases of loans and loan participations	-20,968	-1,346
Net decrease in Federal Home Loan Bank stock	1,000	92
Purchases of premises and equipment	-37	-18
Additions to assets acquired through foreclosure	-5	0
Proceeds from sales and payments on assets acquired through foreclosure	0	1,938
Net Cash (Used in) Provided by Investing Activities	-29,756	29,571
Cash Flows from Financing Activities
Net increase in deposits	91,120	19,778
Decrease in advances from borrowers for taxes and insurance	-192	-143
Principal payments on Federal Home Loan Bank advances	-10,000	0
Net decrease in short-term borrowings	-50,000	-53,400
Excess tax (expense) benefit from exercise of stock options and vesting of restricted stock	-3	10
Common stock issued for exercise of stock options	0	6
Purchase of treasury stock	-1,137	0
Cash dividends paid	-2,940	-3,015
Net Cash Provided by (Used in) Financing Activities	26,848	-36,764
Net Increase (Decrease) in Cash and Cash Equivalents	2,854	-3,038
Cash and Cash Equivalents – Beginning	17,213	11,947
Cash and Cash Equivalents – Ending	20,067	8,909
Supplemental Disclosure of Cash Flow Information
Interest paid	1,495	1,755
Income taxes paid	0	360
Transfers of loans to assets acquired through foreclosure	0	542
Net charge-offs	$24	$93

PRINCIPLES_OF_CONSOLIDATION_AN

PRINCIPLES OF CONSOLIDATION AND PRESENTATION	3 Months Ended
	Mar. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
PRINCIPLES OF CONSOLIDATION AND PRESENTATION	PRINCIPLES OF CONSOLIDATION AND PRESENTATION
	Fox Chase Bancorp, Inc. (the "Bancorp") is a Maryland corporation. The Bancorp’s primary business is holding the common stock of Fox Chase Bank (the "Bank") and making two loans to the Fox Chase Bank Employee Stock Ownership Plan (the "ESOP").  The Bancorp is authorized to pursue other business activities permissible by laws and regulations for bank holding companies.
	The Bancorp is a bank holding company and is regulated by the Board of Governors of the Federal Reserve System. The Bank is a Pennsylvania state-chartered savings bank and is regulated by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation (the "FDIC").
	The Bancorp and the Bank (collectively referred to as the "Company") provide a wide variety of financial products and services to individuals and businesses through the Bank’s ten branches in Philadelphia, Richboro, Willow Grove, Warminster, Lahaska, Hatboro, and West Chester, Pennsylvania, and Ocean City, Marmora and Egg Harbor Township, New Jersey.  The operations of the Company are managed as a single business segment.  The Bank also owns 46.15% of Philadelphia Mortgage Advisors ("PMA"), a mortgage banker located in Plymouth Meeting, Pennsylvania and Ocean City, New Jersey.
	The Company is subject to the regulations of certain federal and state banking agencies.  These regulations can and do change significantly from period to period.  The Company also undergoes periodic examinations by regulatory agencies which may subject it to further changes with respect to asset valuations, amounts of required loan loss allowances and operating restrictions resulting from the regulators’ judgments based on information available to them at the time of their examinations.
	The consolidated financial statements include the accounts of the Bancorp and the Bank.  The Bank’s operations include the accounts of its wholly owned subsidiaries, Fox Chase Financial, Inc., Fox Chase Service Corporation, 104 S. Oakland Ave., LLC and Davisville Associates, LLC.  Fox Chase Financial, Inc. is a Delaware-chartered investment holding company and its sole purpose is to manage and hold investment securities.  Fox Chase Service Corporation is a Pennsylvania-chartered company and its purpose is to facilitate the Bank’s investment in PMA. 104 S. Oakland Ave., LLC is a New Jersey-chartered limited liability company formed to secure, manage and hold foreclosed real estate.  Davisville Associates, LLC is a Pennsylvania-chartered limited liability company formed to secure, manage and hold foreclosed real estate.  All material inter-company transactions and balances have been eliminated in consolidation.  Prior period amounts are reclassified, when necessary, to conform with the current year’s presentation.
	The Company follows accounting principles and reporting practices that are in compliance with U.S. generally accepted accounting principles ("GAAP").  The preparation of the financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclose contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation and realizability of deferred tax assets, the evaluation of other-than-temporary impairment and the valuation of investment securities and the valuation of assets acquired through foreclosure.
	These interim financial statements do not contain all necessary disclosures required by GAAP for complete financial statements and therefore should be read in conjunction with the audited financial statements and the notes thereto included in Fox Chase Bancorp, Inc.’s Annual Report on Form 10-K for the year ended December 31, 2014, as filed with the Securities and Exchange Commission on March 6, 2015.  These financial statements include all normal and recurring adjustments which management believes were necessary in order to conform to GAAP.  The results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015 or any other period.
	NOTE 1 - PRINCIPLES OF CONSOLIDATION AND PRESENTATION (CONTINUED)
	Per Share Information
	Basic earnings per share excludes dilution and is computed by dividing income available to common stockholders by the weighted-average common shares outstanding during the period.  Diluted earnings per share takes into account the potential dilution that could occur if securities or other contracts to issue common stock were exercised and converted into common stock.  Unallocated shares in the ESOP and shares purchased to fund the Bancorp’s equity incentive plans are not included in either basic or diluted earnings per share.
	The following table presents the reconciliation of the numerators and denominators of the basic and diluted earnings per share computations.
		Three Months Ended
		March 31,
		2015			2014
		(Unaudited)
	Net income	$	2,279,000		$	1,956,000
	Weighted-average common shares outstanding (1)	11,768,571			12,147,959
	Average common stock acquired by stock benefit plans:
	ESOP shares unallocated	(480,852		)	(545,904		)
	Shares purchased by trust	(260,153		)	(307,172		)
	Weighted-average common shares used to calculate basic earnings per share	11,027,566			11,294,883
	Dilutive effect of:
	Restricted stock awards	46,597			54,057
	Stock option awards	193,503			206,164
	Weighted-average common shares used to calculate diluted earnings per share	11,267,666			11,555,104
	Earnings per share - basic	$	0.21		$	0.17
	Earnings per share - diluted	$	0.2		$	0.17
	Outstanding common stock equivalents having no dilutive effect	1,197,994			1,109,246
	(1) Excludes treasury stock.

INVESTMENT_AND_MORTGAGE_RELATE

INVESTMENT AND MORTGAGE RELATED SECURITIES	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
INVESTMENT AND MORTGAGE RELATED SECURITIES	INVESTMENT AND MORTGAGE RELATED SECURITIES
	The amortized cost and fair value of securities available-for-sale and held-to-maturity as of March 31, 2015 and December 31, 2014 are summarized as follows:
		31-Mar-15
		Amortized			Gross			Gross			Fair
		Cost			Unrealized			Unrealized			Value
					Gains			Losses
		(In thousands, Unaudited)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	300		$	1		$	—		$	301
	Corporate securities	13,597			59			—			13,656
		13,897			60			—			13,957
	Agency residential mortgage related securities	118,283			2,658			(163		)	120,778
	Total mortgage related securities	118,283			2,658			(163		)	120,778
	Total available-for-sale securities	$	132,180		$	2,718		$	(163	)	$	134,735
	Held-to-Maturity Securities:
	Corporate securities	$	1,775		$	10		$	—		$	1,785
		1,775			10			—			1,785
	Private label residential mortgage related securities	2,868			19			—			2,887
	Agency residential mortgage related securities	165,357			2,257			(194		)	167,420
	Total mortgage related securities	168,225			2,276			(194		)	170,307
	Total held-to-maturity securities	$	170,000		$	2,286		$	(194	)	$	172,092
		31-Dec-14
		Amortized			Gross			Gross			Fair
		Cost			Unrealized			Unrealized			Value
					Gains			Losses
		(In thousands)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	300		$	2		$	—		$	302
	Corporate securities	8,053			33			—			8,086
		8,353			35			—			8,388
	Agency residential mortgage related securities	123,929			2,392			(672		)	125,649
	Total mortgage related securities	123,929			2,392			(672		)	125,649
	Total available-for-sale securities	$	132,282		$	2,427		$	(672	)	$	134,037
	Held-to-Maturity Securities:
	Private label residential mortgage related securities	$	2,979		$	6		$	—		$	2,985
	Agency residential mortgage related securities	167,193			1,239			(563		)	167,869
	Total mortgage related securities	170,172			1,245			(563		)	170,854
	Total held-to-maturity securities	$	170,172		$	1,245		$	(563	)	$	170,854
	Obligations of U.S. government agencies represents debt issued by the Federal Home Loan Bank (the "FHLB") and are not backed by the full faith and credit of the United States government.
	NOTE 2 - INVESTMENT AND MORTGAGE RELATED SECURITIES (CONTINUED)
	The following tables show gross unrealized losses and fair value of securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2015 and December 31, 2014.
		31-Mar-15
		Less than 12 Months						12 Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Losses			Value			Losses			Value		Losses
		(In thousands, Unaudited)
	Available-for-Sale Securities:
	Agency residential mortgage related securities	$	16,961		$	(74	)	$	9,057		$	(89	)	$	26,018	$	(163	)
	Total mortgage related securities	16,961			(74		)	9,057			(89		)	26,018		(163		)
	Total available-for-sale securities	$	16,961		$	(74	)	$	9,057		$	(89	)	$	26,018	$	(163	)
	Held-to-Maturity Securities:
	Agency residential mortgage related securities	$	4,986		$	(22	)	$	11,157		$	(172	)	$	16,143	$	(194	)
	Total mortgage related securities	4,986			(22		)	11,157			(172		)	16,143		(194		)
	Total held-to-maturity securities	$	4,986		$	(22	)	$	11,157		$	(172	)	$	16,143	$	(194	)
	Total temporarily impaired securities	$	21,947		$	(96	)	$	20,214		$	(261	)	$	42,161	$	(357	)
		December 31, 2014
		Less than 12 Months						12 Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Losses			Value			Losses			Value		Losses
		(In thousands)
	Available-for-Sale Securities:
	Agency residential mortgage related securities	$	8,229		$	(15	)	$	64,502		$	(657	)	$	72,731	$	(672	)
	Total mortgage related securities	8,229			(15		)	64,502			(657		)	72,731		(672		)
	Total available-for-sale securities	$	8,229		$	(15	)	$	64,502		$	(657	)	$	72,731	$	(672	)
Held-to-Maturity Securities:
Agency residential mortgage related securities	$	25,660		$	(110	)	$	27,182		$	(453	)	$	52,842	$	(563	)
Total mortgage related securities	25,660			(110		)	27,182			(453		)	52,842		(563		)
Total held-to-maturity securities	$	25,660		$	(110	)	$	27,182		$	(453	)	$	52,842	$	(563	)
Total temporarily impaired securities	$	33,889		$	(125	)	$	91,684		$	(1,110	)	$	125,573	$	(1,235	)
During the three month periods ended March 31, 2015 and 2014, no securities were sold. There were no net investment securities gains or losses in the consolidated statement of operations for the three month periods ended March 31, 2015 or 2014.
The Company evaluates a variety of factors when concluding whether a security is other-than-temporarily impaired.  These factors include, but are not limited to, the type and purpose of the security, the underlying rating of the issuer, the presence of credit enhancements, the length of time a security has been in a loss position and the severity of the loss.
At March 31, 2015, gross unrealized losses totaled $357,000.  Ten agency residential mortgage related securities, with a fair value of $20.2 million and an unrealized loss position of $261,000, had an unrealized loss position for twelve months or longer as of March 31, 2015.  Additionally, 11 agency residential mortgage related securities, with a fair value of $21.9 million and an unrealized loss position of $96,000, had an unrealized loss position for less than twelve months as of March 31, 2015. The fair value of these 21 agency residential mortgage related securities primarily fluctuates with changes in market conditions for the underlying securities and changes in the interest rate environment. The Company does not intend to sell the securities in an unrealized loss position and it is not more likely than not that it will be required to sell these securities before a recovery of fair value, which may be maturity.  Upon review of the attributes of the individual securities, the Company concluded these securities were not other-than-temporarily impaired.
NOTE 2 - INVESTMENT AND MORTGAGE RELATED SECURITIES (CONTINUED)
At March 31, 2015, the amortized cost of held-to-maturity investments consisted of the following (in thousands):
	Original			Unrealized Loss			Post-transfer			Amortized
	Cost			at Transfer			Accretion			Cost
Transferred securities	$	92,188		$	(1,625	)	$	101		$	90,664
Other held-to-maturity securities	79,336			—			—			79,336
Total	$	171,524		$	(1,625	)	$	101		$	170,000
As of March 31, 2015, the Company held one private label residential mortgage related security ("PLMBS") with an amortized cost of $2.9 million. This security had an unrealized gain of $19,000 at March 31, 2015. As of December 31, 2014, the Company held one PLMBS with an amortized cost of $3.0 million. This security had an unrealized gain of $6,000 at December 31, 2014.
The amortized cost and estimated fair value of investment securities available-for-sale and held-to-maturity at March 31, 2015 and December 31, 2014 by contractual maturity are as follows:
		Available-for-Sale						Held-to-Maturity
		Amortized			Fair			Amortized			Fair
		Cost			Value			Cost			Value
		(In thousands)
March 31, 2015 (Unaudited)
Due in one year or less		$	3,300		$	3,307		$	—		$	—
Due after one year through five years		10,597			10,650			1,775			1,785
Due after five years through ten years		—			—			—			—
Due after ten years		—			—			—			—
Total mortgage related securities		118,283			120,778			168,225			170,307
		$	132,180		$	134,735		$	170,000		$	172,092
December 31, 2014
Due in one year or less		$	5,803		$	5,818		$	—		$	—
Due after one year through five years		2,550			2,570			—			—
Due after five years through ten years		—			—			—			—
Due after ten years		—			—			—			—
Total mortgage related securities		123,929			125,649			170,172			170,854
		$	132,282		$	134,037		$	170,172		$	170,854
Securities with a fair value of $76.5 million and $37.0 million at March 31, 2015 and December 31, 2014, respectively, were pledged to secure public deposits.
Securities with a fair value of $173.1 million and $169.7 million at March 31, 2015 and December 31, 2014, respectively, were used to secure FHLB advances, short-term borrowings, other borrowed funds and related unused borrowing capacities.  See Note 6.
Securities with a fair value of $1.0 million and $1.1 million at March 31, 2015 and December 31, 2014, respectively, were used to secure derivative transactions.

LOANS

LOANS	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
LOANS	LOANS
	The composition of net loans at March 31, 2015 and December 31, 2014 is provided below:
		March 31,				December 31,
		2015				2014
		(In thousands)
		(Unaudited)
	Real estate loans:
	One- to four-family	$	104,430			$	108,208
	Multi-family and commercial	399,694				388,821
	Construction	47,151				39,541
		551,275				536,570
	Consumer loans	18,315				19,599
	Commercial and industrial loans	195,652				179,181
	Total loans	765,242				735,350
	Deferred loan origination fees, net	(321		)		(294		)
	Allowance for loan losses	(11,178		)		(10,730		)
	Net loans	$	753,743			$	724,326
	The following tables present changes in the allowance for loan losses by loan segment for the three months ended March 31, 2015 and the three months ended March 31, 2014.
		Three Months Ended March 31, 2015
		One- to				Multi-family				Construction			Consumer			Commercial			Unallocated		Total
		Four-Family				and										and
						Commercial										Industrial
		(In thousands, Unaudited)
	Balance, beginning	$	405			$	5,990			$	1,038		$	184		$	2,753		$	360	$	10,730
	Provision (credit) for loan losses	26				111				22			(47		)	349			11		472
	Loans charged off	(44		)		—				—			—			—			—		(44		)
	Recoveries	—				3				—			17			—			—		20
	Balance, ending	$	387			$	6,104			$	1,060		$	154		$	3,102		$	371	$	11,178
		Three Months Ended March 31, 2014
		One- to				Multi-family				Construction			Consumer			Commercial			Unallocated		Total
		Four-Family				and										and
						Commercial										Industrial
		(In thousands, Unaudited)
	Balance, beginning	$	403			$	7,141			$	324		$	153		$	3,051		$	457	$	11,529
	(Credit) provision for loan losses	(28		)		(200		)		80			(4		)	(64		)	216		—
	Loans charged off	—				(103		)		—			(2		)	—			—		(105		)
	Recoveries	—				3				—			9			—			—		12
	Balance, ending	$	375			$	6,841			$	404		$	156		$	2,987		$	673	$	11,436
	NOTE 3 - LOANS (CONTINUED)
	The following tables provide details of loans, and associated allowance for loan losses, which are individually or collectively evaluated for impairment as of March 31, 2015 and December 31, 2014.
		As of March 31, 2015
		One- to				Multi-family				Construction			Consumer			Commercial			Unallocated		Total
		Four-Family				and										and
						Commercial										Industrial
		(In thousands, Unaudited)
	Allowance for Loan Losses:
	Balance, ending: individually evaluated for impairment	$	—			$	441			$	143		$	—		$	—		$	—	$	584
	Balance, ending: collectively evaluated for impairment	387				5,663				917			154			3,102			371		10,594
	Total	$	387			$	6,104			$	1,060		$	154		$	3,102		$	371	$	11,178
	Total Loans:
	Balance, ending: individually evaluated for impairment	$	2,590			$	6,727			$	3,006		$	227		$	70		$	—	$	12,620
	Balance, ending: collectively evaluated for impairment	101,840				392,967				44,145			18,088			195,582			—		752,622
	Total	$	104,430			$	399,694			$	47,151		$	18,315		$	195,652		$	—	$	765,242
		As of December 31, 2014
		One- to				Multi-family				Construction			Consumer			Commercial			Unallocated		Total
		Four-Family				and										and
						Commercial										Industrial
		(In thousands)
	Allowance for Loan Losses:
	Balance, ending: individually evaluated for impairment	$	11			$	401			$	114		$	26		$	—		$	—	$	552
	Balance, ending: collectively evaluated for impairment	394				5,589				924			158			2,753			360		10,178
	Total	$	405			$	5,990			$	1,038		$	184		$	2,753		$	360	$	10,730
	Total Loans:
	Balance, ending: individually evaluated for impairment	$	2,629			$	5,849			$	2,723		$	256		$	75		$	—	$	11,532
Balance, ending: collectively evaluated for impairment	105,579				382,972				36,818			19,343			179,106			—		723,818
Total	$	108,208			$	388,821			$	39,541		$	19,599		$	179,181		$	—	$	735,350
NOTE 3 - LOANS (CONTINUED)
The following tables set forth the breakdown of impaired loans by loan segment as of March 31, 2015 and December 31, 2014.
31-Mar-15
	Nonaccrual				Accruing				Other			Total			Impaired Loans			Impaired Loans
	Loans				TDRs				Impaired Loans			Impaired Loans			with			without
															Allowance			Allowance
	(In thousands, Unaudited)
Real estate loans:
One- to four-family	$	1,705			$	885			$	—		$	2,590		$	—		$	2,590
Multi-family and commercial	1,385				914				4,428			6,727			5,389			1,338
Construction	—				3,006				—			3,006			3,006			—
Consumer loans	214				13				—			227			—			227
Commercial and industrial	70				—				—			70			—			70
Total	$	3,374			$	4,818			$	4,428		$	12,620		$	8,395		$	4,225
December 31, 2014
	Nonaccrual				Accruing				Other			Total			Impaired Loans			Impaired Loans
	Loans				TDRs				Impaired Loans			Impaired Loans			with			without
															Allowance			Allowance
	(In thousands)
Real estate loans:
One- to four-family	$	1,741			$	888			$	—		$	2,629		$	137		$	2,492
Multi-family and commercial	1,395				—				4,454			5,849			4,502			1,347
Construction	—				2,723				—			2,723			2,723			—
Consumer loans	243				13				—			256			82			174
Commercial and industrial	75				—				—			75			—			75
Total	$	3,454			$	3,624			$	4,454		$	11,532		$	7,444		$	4,088
There were no loans past due 90 days or more and still accruing interest at March 31, 2015 or December 31, 2014.
For the three months ended March 31, 2015 and 2014, the average recorded investment in impaired loans was $12.4 million and $14.2 million, respectively.  The interest income recognized on these impaired loans was $141,000 and $121,000 for the three months ended March 31, 2015 and 2014, respectively.
At March 31, 2015, three troubled debt restructurings ("TDRs") totaling $1.4 million are excluded from the accruing TDR column above as they are included in nonaccrual loans.  Of this amount, $1.1 million relates to one multi-family and commercial loan. Additionally, the Bank had two residential loan TDRs totaling $292,000, which are included in nonaccrual loans.
At December 31, 2014, four TDRs totaling $1.4 million are excluded from the accruing TDR column as they are included in nonaccrual loans. Of this amount, $1.1 million relates to one multi-family and commercial loan. Additionally, the Bank had three residential loan TDRs totaling $336,000, which are included in nonaccrual loans.
NOTE 3 - LOANS (CONTINUED)
The following tables set forth the allowance for loan loss for impaired loans and general allowance by loan segment as of March 31, 2015 and December 31, 2014.
31-Mar-15	Allowance for Loan Losses
	Impaired Loans
	Nonaccrual				Accruing				Other			Total
	Loans				TDRs				Impaired Loans			Impaired Loans			General			Total
	(In thousands, Unaudited)
Real estate loans:
One- to four-family	$	—			$	—			$	—		$	—		$	387		$	387
Multi-family and commercial	10				46				385			441			5,663			6,104
Construction	—				143				—			143			917			1,060
Consumer loans	—				—				—			—			154			154
Commercial and industrial	—				—				—			—			3,102			3,102
Unallocated	—				—				—			—			371			371
Total allowance for loan losses	$	10			$	189			$	385		$	584		$	10,594		$	11,178
31-Dec-14	Allowance for Loan Losses
	Impaired Loans
	Nonaccrual				Accruing				Other			Total
	Loans				TDRs				Impaired Loans			Impaired Loans			General			Total
	(In thousands)
Real estate loans:
One- to four-family	$	11			$	—			$	—		$	11		$	394		$	405
Multi-family and commercial	10				—				391			401			5,589			5,990
Construction	—				114				—			114			924			1,038
Consumer loans	26				—				—			26			158			184
Commercial and industrial	—				—				—			—			2,753			2,753
Unallocated	—				—				—			—			360			360
Total allowance for loan losses	$	47			$	114			$	391		$	552		$	10,178		$	10,730
NOTE 3 - LOANS (CONTINUED)
The Company may, under certain circumstances, restructure loans as a concession to borrowers who have experienced financial difficulty, which results in a TDR.  TDRs are impaired loans.  TDRs typically result from the Company’s loss mitigation activities, which, among other activities, could include extension of maturity, rate reductions, delayed repayment or extension, and/or principal forgiveness.
The following table sets forth a summary of the TDR activity for the three month periods ended March 31, 2015 and 2014.
	Three Months Ended March 31, 2015
	Restructured Current Period
	Number			Pre-Modification				Post-Modification			Type of
	of Loans			Outstanding				Outstanding			Modification
				Recorded Investment				Recorded Investment
	(Dollars in thousands, Unaudited)
Real estate loans:
One- to four-family	—			$	—			$	—
Multi-family and commercial	1			914				914			Delayed repayment
Construction	—			—				—
Consumer loans	—			—				—
Commercial and industrial	—			—				—
Total	1			$	914			$	914
	Three Months Ended March 31, 2014
	Restructured Current Period
	Number			Pre-Modification				Post-Modification			Type of
	of Loans			Outstanding				Outstanding			Modification
				Recorded Investment				Recorded Investment
	(Dollars in thousands, Unaudited)
Real estate loans:
One- to four-family	—			$	—			$	—
Multi-family and commercial	1			1,640				1,540			Principal reduction
Construction	—			—				—
Consumer loans	—			—				—
Commercial and industrial	—			—				—
Total	1			$	1,640			$	1,540
During the three months ended March 31, 2015 and 2014 no TDRs defaulted that were restructured in the prior twelve months.
At March 31, 2015, the recorded investment of residential and consumer mortgage loans secured by residential real estate properties, for which formal foreclosure proceedings are in process, totaled $942,000.  At March 31, 2015, there was one foreclosed residential real estate property, which was carried at $110,000.
NOTE 3 - LOANS (CONTINUED)
The following table sets forth past due loans by segment as of March 31, 2015 and December 31, 2014.
	31-Mar-15								31-Dec-14
	30-59				60-89				30-59			60-89
	Days				Days				Days			Days
	Past Due				Past Due				Past Due			Past Due
	(In thousands)
	(Unaudited)
One- to four-family real estate	$	492			$	83			$	—		$	145
Multi-family and commercial real estate	87				—				—			—
Construction	—				—				—			—
Consumer	74				44				113			—
Commercial and industrial	—				—				—			—
Total	$	653			$	127			$	113		$	145
We use six primary classifications for loans: pass, pass watch, special mention, substandard, doubtful and loss, of which three classifications are for problem loans: substandard, doubtful and loss. "Substandard loans" must have one or more well defined weaknesses and are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. "Doubtful loans" have the weaknesses of substandard loans with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss.  A loan classified "loss" is considered uncollectible and of such little value that continuance as a loan of the institution is not warranted.  We also maintain a "special mention" category, described as loans which do not currently expose us to a sufficient degree of risk to warrant classification but do possess credit deficiencies or potential weaknesses deserving our close attention.  If we classify an asset as loss, it is recorded as a loan charged off in the current period.
The following tables set forth criticized and classified loans by segment as of March 31, 2015 and December 31, 2014.
	31-Mar-15
	One- to				Multi-family				Construction			Consumer			Commercial			Total
	Four-Family				and										and
					Commercial										Industrial
	(In thousands, Unaudited)
Pass and Pass watch	$	102,725			$	380,151			$	43,714		$	18,101		$	190,642		$	735,333
Special mention	—				15,996				3,006			—			2,996			21,998
Substandard	1,705				3,547				431			214			2,014			7,911
Doubtful	—				—				—			—			—			—
Total loans	$	104,430			$	399,694			$	47,151		$	18,315		$	195,652		$	765,242
	31-Dec-14
	One- to				Multi-family				Construction			Consumer			Commercial			Total
	Four-Family				and										and
					Commercial										Industrial
	(In thousands)
Pass and Pass watch	$	106,467			$	376,134			$	36,229		$	19,357		$	174,143		$	712,330
Special mention	—				8,406				2,723			—			3,012			14,141
Substandard	1,741				4,281				589			242			2,026			8,879
Doubtful	—				—				—			—			—			—
Total loans	$	108,208			$	388,821			$	39,541		$	19,599		$	179,181		$	735,350

DERIVATIVES_AND_HEDGING

DERIVATIVES AND HEDGING	3 Months Ended
	Mar. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES AND HEDGING	DERIVATIVES AND HEDGING
	Interest Rate Swaps
	On November 3, 2006, the Company entered into an interest rate swap with a current notional amount of $777,000, which is used to hedge a 15-year fixed rate loan that is earning interest at 7.43%.  The Company is receiving variable rate payments of 1-month LIBOR plus 224 basis points and is paying fixed rate payments of 7.43%.  The swap matures in April 2022 and had a fair value loss position of $117,000 and $116,000 at March 31, 2015 and December 31, 2014, respectively.  The interest rate swap is carried at fair value in accordance with FASB ASC 815 "Derivatives and Hedging."  The loan is carried at fair value under the fair value option as permitted by FASB ASC 825 "Financial Instruments."
	On October 12, 2011, the Company entered into an interest rate swap with a current notional amount of $1.5 million, which is used to hedge a 10-year fixed rate loan that is earning interest at 5.83%.  The Company is receiving variable rate payments of 1-month LIBOR plus 350 basis points and is paying fixed rate payments of 5.83%.  The Company designated this relationship as a fair value hedge.  The swap matures in October 2021 and had a fair value loss position of $69,000 and $46,000 at March 31, 2015 and December 31, 2014, respectively.  The difference between changes in the fair values of the interest rate swap agreement and the hedged loan represents hedge ineffectiveness and is recorded in other non-interest income in the consolidated statements of operations. Hedge ineffectiveness resulted in expense of $3,000 and $4,000 for the three months ended March 31, 2015 and March 31, 2014, respectively.
	Credit Derivatives
	We have entered into agreements with a third-party financial institution whereby the financial institution enters into interest rate derivative contracts and foreign currency swap contracts with customers referred to them by us.  By the terms of the agreements, the financial institution has recourse to the Company for any exposure created under each swap contract in the event the customer defaults on the swap agreement and the agreement is in a paying position to the third-party financial institution.  These transactions represent credit derivatives and are a customary arrangement that allows financial institutions like ours to provide access to interest rate and foreign currency swap transactions for our customers without creating the swap ourselves.  The Company records the fair value of credit derivatives in other liabilities on the consolidated statement of condition.  The Company recognizes changes in the fair value of credit derivatives, net of any fees received, as service charges and other fee income in the consolidated statements of operations.
	At March 31, 2015, there were four variable-rate to fixed-rate interest rate swap transactions between the third-party financial institution and our customers with a notional amount of $12.5 million, and remaining maturities ranging from four to eight years.  At December 31, 2014, there were four variable-rate to fixed-rate interest swap transactions between the third-party financial institution and our customers with a notional amount of $12.6 million, and remaining maturities ranging from five to eight years.  The fair value of the swaps to the customers was a (liability) asset of ($110,000) and $91,000 as of March 31, 2015 and December 31, 2014, respectively, and all swaps were in paying positions to the third-party financial institution at March 31, 2015.  As of March 31, 2015 and December 31, 2014, the fair value of the Company’s interest rate swap credit derivatives was a liability of $7,000 and $10,000, respectively.  During the three months ended March 31, 2015 and 2014, the Company recognized income (expense) of $3,000 and ($1,000), respectively, from interest rate swap credit derivatives.
	At March 31, 2015, there were three foreign currency swap transactions between the third-party financial institution and our customers with a notional amount of $453,000, and remaining maturities ranging from one to six months.  At December 31, 2014, there were six foreign currency swap transactions between the third-party financial institution and our customers with a notional amount of $366,000 and remaining maturities ranging from one to four months.  The aggregate fair value of these swaps to the customers was a liability of $38,000 and $44,000 as of March 31, 2015 and December 31, 2014, respectively. At March 31, 2015 and December 31, 2014, the fair value of the Company’s credit derivatives was a liability of $1,000 and $2,000, respectively. During the three months ended March 31, 2015 and 2014, the Company recognized income of $2,000 and $0, respectively, from foreign currency swap credit derivatives.
	The maximum potential payments by the Company to the financial institution under these credit derivatives are not estimable as they are contingent on future interest rates and exchange rates, and the agreement does not provide for a limitation of the maximum potential payment amount.

DEPOSITS

DEPOSITS	3 Months Ended
	Mar. 31, 2015
Banking and Thrift [Abstract]
DEPOSITS	DEPOSITS
	Deposits and their respective weighted average interest rate at March 31, 2015 and December 31, 2014 consist of the following:
		31-Mar-15				31-Dec-14
		Weighted		Amount		Weighted		Amount
		Average				Average
		Interest Rate				Interest Rate
		(Dollars in thousands)
		(Unaudited)
	Noninterest-bearing demand accounts	—	%	$	210,900	—	%	$	168,791
	NOW accounts	0.21		83,518		0.21		82,417
	Money market accounts	0.24		114,327		0.22		73,802
	Savings and club accounts	0.37		131,276		0.37		129,893
	Brokered deposits	0.79		63,132		0.73		70,817
	Certificates of deposit	0.78		199,876		0.87		186,189
		0.37	%	$	803,029	0.42	%	$	711,909

BORROWINGS

BORROWINGS	3 Months Ended
	Mar. 31, 2015
BORROWINGS
BORROWINGS	BORROWINGS
	FHLB Advances
	Pursuant to collateral agreements with the FHLB of Pittsburgh, advances are secured by qualifying first mortgage loans, qualifying fixed-income securities, FHLB stock and an interest-bearing demand deposit account with the FHLB.
	Maturity Date	Amount		Coupon Rate			Call Date		Rate if Called
		(In thousands, Unaudited)
	Apr-15	$	10,000	0.45	%		Not Applicable		Not Applicable
	Aug-15	10,000		0.68			Not Applicable		Not Applicable
	Mar-16	10,000		0.6			Not Applicable		Not Applicable
	Mar-16	10,000		0.62			Not Applicable		Not Applicable
	Sep-16	5,000		0.75			Not Applicable		Not Applicable
	Sep-16	10,000		1.04			Not Applicable		Not Applicable
	Jun-17	5,000		0.94			Not Applicable		Not Applicable
	Nov-17	15,000		3.62			May-15		3-month LIBOR + 0.10%
	Nov-17	15,000		3.87			May-15		3-month LIBOR + 0.10%
	Dec-17	20,000		2.83			Jun-15		3-month LIBOR + 0.11%
		$	110,000
	For the borrowings which have a "Call Date" disclosed in the above table, if the borrowing is called, the Bank has the option to either pay off the borrowing without penalty or the borrowing’s fixed rate resets to a variable 3-month LIBOR based rate, as noted in the above table.  Subsequent to the call date, the borrowings are callable by the FHLB quarterly.  Accordingly, the contractual maturities above may differ from actual maturities.
	The Bank had a maximum borrowing capacity with the FHLB of Pittsburgh of approximately $485.5 million at March 31, 2015.  As of March 31, 2015, the Bank had qualifying collateral pledged against its advances consisting of loans in the amount of $602.9 million and securities in the amount of $73.6 million. Additionally, as of March 31, 2015, the Bank had a maximum borrowing capacity of $64.1 million with the Federal Reserve Bank of Philadelphia through the Discount Window. This borrowing capacity was generated by pledged securities with a fair value of $64.7 million.
	NOTE 6 - BORROWINGS (CONTINUED)
	As a member of the FHLB of Pittsburgh, the Bank is required to acquire and hold shares of FHLB of Pittsburgh capital stock. Stock holding requirement is based on a percentage of the Bank's borrowings and a percentage of the Bank's "eligible assets" as defined by the FHLB. Percentages of borrowings and "eligible assets" used to determine the stock requirement are set by the FHLB from a defined range. Maximum percentages are 6.00% of its advances plus 1.00% of the Bank’s "eligible assets." Minimum percentages are 2.00% of its advances plus 0.05% of "eligible assets."  Current percentages are 4.00% of advances plus 0.10% of "eligible assets."  As of March 31, 2015, the Company had a minimum stock obligation of $2.5 million and a maximum stock obligation of $12.5 million.  The Company held $5.0 million in FHLB stock at that date.
	Other Borrowed Funds
	Other borrowed funds obtained from large commercial banks under security repurchase agreements totaled $30.0 million at March 31, 2015.  These borrowings contractually mature with dates ranging from October 2018 through November 2020. As disclosed in the table below, one of the borrowings may be called by the lender based on the underlying agreement.  Accordingly, the contractual maturity below may differ from actual maturity.
						Next Call Date		Subsequent Call Frequency
	Maturity Date	Amount		Coupon Rate
		(In thousands, Unaudited)
	October 2018	$	5,000	3.15%		April 2015		Quarterly
	December 2018	5,000		1-month LIBOR + 2.03%		Not Applicable		Not Applicable
	September 2019	10,000		1-month LIBOR + 1.89%		Not Applicable		Not Applicable
	September 2020	5,000		1-month LIBOR + 1.56%		Not Applicable		Not Applicable
	Nov-20	5,000		1-month LIBOR + 1.58%		Not Applicable		Not Applicable
		$	30,000
	Mortgage backed securities with a fair value of $34.9 million at March 31, 2015 were used to secure these other borrowed funds.
	On January 5, 2015, the Bank modified the four variable rate borrowings in the above table. Prior to the modification, the borrowings had a weighted average fixed rate of 3.33% and a weighted average term to maturity of 3.8 years. Subsequent to the modification, the borrowings have a weighted average variable rate of 1-month LIBOR plus 1.79% and a weighted average term to maturity of 5.0 years.
	Short-term Borrowings
	Short-term borrowings consist of overnight borrowings plus term borrowings with an original maturity less than one year. Short-term borrowings are obtained from commercial banks, participants in the Federal Funds market and the FHLB. As of March 31, 2015, the Company had no short-term borrowings.  As of December 31, 2014, the Company had $50.0 million of short term borrowings consisting of $35.0 million of overnight borrowings and $15.0 million of short-term borrowings with weighted average rates of 0.31% and 0.33%, respectively.

STOCK_BASED_COMPENSATION

STOCK BASED COMPENSATION	3 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
STOCK BASED COMPENSATION	STOCK BASED COMPENSATION
	During the three months ended March 31, 2015, the Company recorded $310,000 of stock based compensation expense comprised of stock option expense of $112,000 and restricted stock expense of $198,000. This compares to $297,000 of stock based compensation expense comprised of stock option expense of $112,000 and restricted stock expense of $185,000 during the three months ended March 31, 2014.
	The following is a summary of the Bancorp’s stock option activity and related information for the three months ended March 31, 2015.
			Number of		Weighted Average		Weighted Average	Aggregate
			Stock Options		Exercise Price		Remaining	Intrinsic Value
							Contractual Life
			(Unaudited)
	Outstanding at December 31, 2014		1,100,520		$	12.96	5.3 years	$	4,172,000
	Granted		126,500		16.99
	Exercised		—		—
	Forfeited/Cancelled		—		—
	Outstanding at March 31, 2015		1,227,020		$	13.38	5.6 years	$	4,304,000
	Exercisable at March 31, 2015		789,457		$	12.09	4.1 years	$	3,756,000
	The fair value of the options granted during the three months ended March 31, 2015 was estimated to be $3.24.  The fair value was based on the following assumptions:
	Expected Dividend Yield	4	%
	Expected Volatility	29.86	%
	Risk-Free Interest Rate	1.74	%
	Expected Option Life in Years	6.5
	Stock options vest over a five-year service period and expire ten years after grant date. The Company recognizes compensation expense for the fair values of stock options using the straight-line method over the requisite service period for the entire award.
	The following is a summary of the Bancorp’s unvested options as of March 31, 2015 and the changes therein during the three months then ended.
			Number of		Weighted Average
			Stock Options		Grant Date
					Fair Value
			(Unaudited)
	Unvested at December 31, 2014		369,503		$	3.9
	Granted		126,500		3.24
	Vested		(58,440	)	4.17
	Forfeited / Cancelled		—		—
	Unvested at March 31, 2015		437,563		$	3.67
	Expected future expense relating to the 437,563 non-vested options outstanding as of March 31, 2015 is $1.4 million over a weighted average period of 3.3 years.
	NOTE 7 - STOCK BASED COMPENSATION (CONTINUED)
	The following is a summary of the status of the Bancorp’s restricted stock as of March 31, 2015 and changes therein during the three months then ended.
			Number of		Weighted Average
			Restricted Shares		Grant Date
					Fair Value
			(Unaudited)
	Unvested at December 31, 2014		188,622		$	15.36
	Granted		42,700		16.99
	Vested		(20,248	)	16.43
	Forfeited / Cancelled		—		—
	Unvested at March 31, 2015		211,074		$	15.59
	Expected future compensation expense relating to the 211,074 restricted shares at March 31, 2015 is $2.8 million over a weighted average period of 3.2 years.
	Non-performance based restricted shares vest over a five-year service period. The Company recognizes compensation expense for the fair value of non-performance based restricted shares on a straight-line basis over the requisite service period for the entire award.
	Performance-based restricted shares granted from 2011 to 2013 vest over a five-year period based on service and achievement of performance metrics. The performance metrics to be evaluated during the performance period are (1) return on assets compared to peer group and (2) earnings per share growth rate compared to peer group ("performance criteria"). On the third anniversary of the grant date ("measurement date"), the Company's level of performance relative to the performance metrics are evaluated and, if such performance metrics have been achieved, an amount of shares that will vest at that time and over the following two years will be determined. The number of shares eligible to vest can range from 0% to 150% of the shares identified on grant date (the "target shares"). Of the shares that will vest, 50% of the shares vest on the third anniversary of the date of grant and 25% vest on each of the fourth and fifth anniversaries of the date of grant.
	During 2012 and 2013, the Company granted 22,500 and 39,250 shares, respectively, of performance-based restricted stock to certain executive officers of the Company. For the purposes of the above table, the Company is assuming 100% of the "target shares" will be awarded. However, more or less shares may actually be awarded based on the performance of the Company at the applicable measurement date.
	During 2015, the Company granted 8,840 shares of performance-based restricted stock to certain executives of the Company. Performance-based restricted shares granted in 2015 utilize the same performance criteria and measurement date as outlined above for the 2011 to 2013 performance based grants. However, the 2015 awards vest 50% at measurement date and 50% on the fourth anniversary of the date of the grant. For the purposes of the above table, the Company is assuming 100% of the "target shares" will be awarded. However, more or less shares may actually be awarded based on the performance of the Company at the applicable measurement date.

FAIR_VALUE

FAIR VALUE	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
FAIR VALUE	FAIR VALUE
	Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique.  Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated.  The estimated fair value amounts have been measured as of the respective quarter ends, and have not been reevaluated or updated for purposes of these consolidated financial statements subsequent to those respective dates.  As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each reporting date.
	NOTE 8 - FAIR VALUE (CONTINUED)
	The Company determines the fair value of financial instruments using three levels of input:
	Level 1—Inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities that are accessible at the measurement date.
	Level 2—Inputs are other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.
	Level 3—Valuations are observed from unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities.
	The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities.  Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful.  The following methods and assumptions were used to estimate the fair values of the Company’s financial instruments at March 31, 2015 and December 31, 2014:
	Cash and Cash Equivalents
	The carrying amounts of cash and cash equivalents approximate their fair value.
	Investment and Mortgage Related Securities—Available-for-Sale and Held-to-Maturity
	Fair values for investment securities and mortgage related securities are obtained from one external pricing service ("primary pricing service") as the provider of pricing on the investment portfolio on a quarterly basis.  We generally obtain one quote per investment security.  If quoted market prices are not available, fair values are based on quoted market prices of comparable securities.  If quoted market prices are not available for comparable securities, fair value is based on quoted bids for the security or comparable securities.  We review the estimates of fair value provided by the primary pricing service to determine if they are representative of fair value based upon our general knowledge of market conditions and relative changes in interest rates and the credit environment.  The Company made no adjustments to the values obtained from the primary pricing service.
	Loans Receivable, Net
	To determine the fair values of loans that are not impaired, we employ discounted cash flow analyses that use interest rates and terms similar to those currently being offered to borrowers.  We do not record loans at fair value on a recurring basis.  We record fair value adjustments to impaired loans on a nonrecurring basis to reflect full and partial charge-offs due to impairment.  For impaired loans, we use a variety of techniques to measure fair value, such as using the current appraised value of the collateral, agreements of sale, discounting the contractual cash flows, and analyzing market data that we may adjust due to specific characteristics of the loan or collateral.
	FHLB Stock
	The fair value of the FHLB stock is assumed to equal its cost, since the stock is nonmarketable but redeemable at its par value.
	Mortgage Servicing Rights
	The fair value of the MSRs was determined using a valuation model that calculates the present value of estimated future servicing income.  The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds and discount rates.
	Accrued Interest Receivable and Accrued Interest Payable
	The carrying amount of accrued interest receivable and accrued interest payable approximates fair value.
	Deposit Liabilities
	Fair values for demand deposits (including NOW accounts), savings and club accounts and money market deposits are, by definition, equal to the amount payable on demand at the reporting date.  Fair values of fixed-maturity certificates of deposit, including brokered deposits, are estimated using a discounted cash flow calculation that applies interest rates currently being offered on similar instruments with similar maturities.
	NOTE 8 - FAIR VALUE (CONTINUED)
	Short-term Borrowings, FHLB Advances and Other Borrowed Funds
	Fair values of short-term borrowings, FHLB advances and other borrowed funds are estimated using discounted cash flow analyses, based on rates currently available to the Bank for advances with similar terms and remaining maturities.
	Derivative Contracts
	The fair values of derivative contracts are based upon the estimated amount the Company would receive or pay to terminate the contracts or agreements, taking into account underlying interest rates, creditworthiness of underlying customers for credit derivatives and, when appropriate, the creditworthiness of the counterparties.
	The estimated fair values of the Company’s financial instruments at March 31, 2015 and December 31, 2014 were as follows:
				31-Mar-15								31-Dec-14
		Fair Value		Carrying				Estimated				Carrying				Estimated
		Hierarchy		Amount				Fair				Amount				Fair
		Level						Value								Value
				(In thousands)
	Financial assets:			(Unaudited)
	Cash and cash equivalents	Level 1		$	20,067			$	20,067			$	17,213			$	17,213
	Available-for-sale securities:
	Investment securities available-for-sale	Level 2		13,957				13,957				8,388				8,388
	Agency residential mortgage related securities	Level 2		120,778				120,778				125,649				125,649
	Held-to-maturity securities:
	Investment securities held-to-maturity	Level 2		1,775				1,785				—				—
	Private label residential mortgage related securities	Level 2		2,868				2,887				2,979				2,985
	Agency mortgage related securities	Level 2		165,357				167,420				167,193				167,869
	Loans receivable, net	Level 3		753,743				760,989				724,326				732,142
	FHLB stock	Level 3		5,015				5,015				6,015				6,015
	Accrued interest receivable	Level 2, 3		3,286				3,286				3,147				3,147
	Mortgage servicing rights	Level 3		106				106				111				111
	Financial liabilities:
	Savings and club accounts	Level 2		131,276				131,276				129,893				129,893
	Demand, NOW and money market deposits	Level 2		408,745				408,745				325,010				325,010
	Brokered deposits	Level 2		63,132				63,103				70,817				70,600
	Certificates of deposit	Level 2		199,876				199,909				186,189				186,154
	Short-term borrowings	Level 2		—				—				50,000				50,000
	FHLB advances	Level 2		110,000				113,266				120,000				123,189
	Other borrowed funds	Level 2		30,000				32,061				30,000				32,017
	Accrued interest payable	Level 2		268				268				311				311
	Derivative contracts	Level 2, 3		194				194				174				174
	The following financial instruments were classified as Level 3 and carried at fair value on a recurring basis as of March 31, 2015:
	•	Two commercial loans, since lending credit risk is not an observable input for these loans (see interest rate swap discussion in Note 4).  The unrealized gain on the two loans was $173,000 at March 31, 2015 compared to $152,000 at December 31, 2014.
	•	Credit derivatives are valued based on creditworthiness of the underlying borrower which is a significant unobservable input.  The liability resulting from credit derivatives was $8,000 and $12,000 at March 31, 2015 and December 31, 2014, respectively.
	NOTE 8 - FAIR VALUE (CONTINUED)
	The following measures were made on a recurring basis as of March 31, 2015 and December 31, 2014.
							Fair Value Measurements at Reporting Date Using
							Quoted Prices in Active Markets				Significant Other				Significant Other
			As of				for Identical Assets				Observable Inputs				Unobservable Inputs
Description		31-Mar-15				(Level 1)				(Level 2)				(Level 3)
		(In thousands, Unaudited)
Available-for-Sale Securities:
Obligations of U.S. government agencies		$	301			$	—			$	301			$	—
Corporate securities		13,656				—				13,656				—
Agency residential mortgage related securities		120,778				—				120,778				—
Loans (1)		2,441				—				—				2,441
Derivative contracts (1)		(194		)		—				(186		)		(8		)
						Fair Value Measurements at Reporting Date Using
						Quoted Prices in Active Markets				Significant Other				Significant Other
		As of				for Identical Assets				Observable Inputs				Unobservable Inputs
Description		31-Dec-14				(Level 1)				(Level 2)				(Level 3)
		(In thousands)
Available-for-Sale Securities:
Obligations of U.S. government agencies		$	302			$	—			$	302			$	—
Corporate securities		8,086				—				8,086				—
Agency residential mortgage related securities		125,649				—				125,649				—
Loans (1)		2,451				—				—				2,451
Derivative contracts (1)		(174		)		—				(162		)		(12		)
(1)          Such financial instruments are recorded at fair value as further described in Note 4.
The following measures were made on a non-recurring basis as of March 31, 2015 and December 31, 2014:
Loans, which were partially charged off at March 31, 2015 and December 31, 2014.  The loans’ fair values are based on Level 3 inputs, which are either an appraised value or a sales agreement, less costs to sell.  These amounts do not include fully charged-off loans, because we carry fully charged-off loans at zero on our balance sheet.
MSRs, the fair value of which was determined using a valuation model that calculates the present value of estimated future servicing income.  The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds and discount rates.
Other real estate owned, for which we used Level 3 inputs, which consist of appraisals, agreements of sale or letters of intent.
NOTE 8 - FAIR VALUE (CONTINUED)
						Fair Value Measurements at Reporting Date Using
						Quoted Prices in Active Markets				Significant Other				Significant Other
						for Identical Assets				Observable Inputs				Unobservable Inputs
		Balance				(Level 1)				(Level 2)				(Level 3)
March 31, 2015 (Unaudited)						(In thousands)
Loans		$	1,496			$	—			$	—			$	1,496
Mortgage servicing rights		106				—				—				106
Other real estate owned		2,804				—				—				2,804
Total		$	4,406			$	—			$	—			$	4,406
31-Dec-14
Loans		$	1,654			$	—			$	—			$	1,654
Mortgage servicing rights		111				—				—				111
Other real estate owned		2,814				—				—				2,814
Total		$	4,579			$	—			$	—			$	4,579
The following tables include a roll forward of the financial instruments which fair value is determined on a recurring basis using Significant Other Unobservable Inputs (Level 3) for the periods from December 31, 2014 to March 31, 2015 and December 31, 2013 to March 31, 2014.
Three Months Ended March 31, 2015
			Private Label				Derivative				Financial Assets				Loans			Total
			Commercial Mortgage				Contracts				Acquired
			Related Securities								from Debtors
		(In thousands, Unaudited)
Beginning balance, December 31, 2014			$	—			$	(12	)		$	—			$	2,451		$	2,439
Purchases/additions			—				(1		)		—				—			(1		)
Sales			—				—				—				—			—
Payments received			—				—				—				(30		)	(30		)
Premium amortization, net			—				—				—				—			—
Increase in value			—				5				—				20			25
Ending balance, March 31, 2015			$	—			$	(8	)		$	—			$	2,441		$	2,433
Three Months Ended March 31, 2014
			Private Label				Derivative				Financial Assets				Loans			Total
			Commercial Mortgage				Contracts				Acquired
			Related Securities								from Debtors
		(In thousands, Unaudited)
Beginning balance, December 31, 2013			$	2,120			$	(4	)		$	1,938			$	2,535		$	6,589
Purchases/additions			—				(2		)		—				—			(2		)
Sales			—				—				(1,938		)		—			(1,938		)
Payments received			(1,633		)		—				—				(28		)	(1,661		)
Premium amortization, net			—				—				—				—			—
(Decrease)/increase in value			(2		)		1				—				12			11
Ending balance, March 31, 2014			$	485			$	(5	)		$	—			$	2,519		$	2,999
There were no transfers made between levels during the three months ended March 31, 2015 or 2014.

ACCOUNTING_PRONOUNCEMENTS

ACCOUNTING PRONOUNCEMENTS	3 Months Ended
	Mar. 31, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
ACCOUNTING PRONOUNCEMENTS	NEW ACCOUNTING PRONOUNCEMENTS
	Accounting Standards Update (ASU) No. 2015-01 - Income Statement—Extraordinary and Unusual Items (Subtopic 225-20) - Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items. The objective of this update is to simplify the income statement presentation requirements in Subtopic 225-20 by eliminating the concept of extraordinary items. Extraordinary items are events and transactions that are distinguished by their unusual nature and by the infrequency of their occurrence. Eliminating the extraordinary classification simplifies income statement presentation by altogether removing the concept of extraordinary items from consideration. The amendments in this update are effective for the Company for annual and interim periods beginning on or after January 1, 2016. The Company has not yet concluded whether this update will have an impact on the Company’s consolidated financial statements.
	ASU No. 2015-02 - Consolidation (Topic 810) - Amendments to the Consolidation Analysis. The amendments in this update affect reporting entities that are required to evaluate whether they should consolidate certain legal entities. All legal entities are subject to reevaluation under the revised consolidation model. Specifically, the amendments: (1) Modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities (VIEs) or voting interest entities, (2) Eliminate the presumption that a general partner should consolidate a limited partnership, (3) Affect the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related party relationships, (4) Provide a scope exception from consolidation guidance for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds. The amendments in this update are effective for the Company for annual and interim periods beginning on or after January 1, 2016. The Company has not yet concluded whether this update will have an impact on the Company’s consolidated financial statements.

PRINCIPLES_OF_CONSOLIDATION_AN1

PRINCIPLES OF CONSOLIDATION AND PRESENTATION (Tables)	3 Months Ended
	Mar. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Schedule of the reconciliation of the numerators and denominators of the basic and diluted earnings per share computations	The following table presents the reconciliation of the numerators and denominators of the basic and diluted earnings per share computations.
		Three Months Ended
		March 31,
		2015			2014
		(Unaudited)
	Net income	$	2,279,000		$	1,956,000
	Weighted-average common shares outstanding (1)	11,768,571			12,147,959
	Average common stock acquired by stock benefit plans:
	ESOP shares unallocated	(480,852		)	(545,904		)
	Shares purchased by trust	(260,153		)	(307,172		)
	Weighted-average common shares used to calculate basic earnings per share	11,027,566			11,294,883
	Dilutive effect of:
	Restricted stock awards	46,597			54,057
	Stock option awards	193,503			206,164
	Weighted-average common shares used to calculate diluted earnings per share	11,267,666			11,555,104
	Earnings per share - basic	$	0.21		$	0.17
	Earnings per share - diluted	$	0.2		$	0.17
	Outstanding common stock equivalents having no dilutive effect	1,197,994			1,109,246
	(1) Excludes treasury stock.

INVESTMENT_AND_MORTGAGE_RELATE1

INVESTMENT AND MORTGAGE RELATED SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of securities available-for-sale and held-to-maturity	The amortized cost and fair value of securities available-for-sale and held-to-maturity as of March 31, 2015 and December 31, 2014 are summarized as follows:
		31-Mar-15
		Amortized			Gross			Gross			Fair
		Cost			Unrealized			Unrealized			Value
					Gains			Losses
		(In thousands, Unaudited)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	300		$	1		$	—		$	301
	Corporate securities	13,597			59			—			13,656
		13,897			60			—			13,957
	Agency residential mortgage related securities	118,283			2,658			(163		)	120,778
	Total mortgage related securities	118,283			2,658			(163		)	120,778
	Total available-for-sale securities	$	132,180		$	2,718		$	(163	)	$	134,735
	Held-to-Maturity Securities:
	Corporate securities	$	1,775		$	10		$	—		$	1,785
		1,775			10			—			1,785
	Private label residential mortgage related securities	2,868			19			—			2,887
	Agency residential mortgage related securities	165,357			2,257			(194		)	167,420
	Total mortgage related securities	168,225			2,276			(194		)	170,307
	Total held-to-maturity securities	$	170,000		$	2,286		$	(194	)	$	172,092
		31-Dec-14
		Amortized			Gross			Gross			Fair
		Cost			Unrealized			Unrealized			Value
					Gains			Losses
		(In thousands)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies	$	300		$	2		$	—		$	302
	Corporate securities	8,053			33			—			8,086
		8,353			35			—			8,388
	Agency residential mortgage related securities	123,929			2,392			(672		)	125,649
	Total mortgage related securities	123,929			2,392			(672		)	125,649
	Total available-for-sale securities	$	132,282		$	2,427		$	(672	)	$	134,037
	Held-to-Maturity Securities:
	Private label residential mortgage related securities	$	2,979		$	6		$	—		$	2,985
	Agency residential mortgage related securities	167,193			1,239			(563		)	167,869
	Total mortgage related securities	170,172			1,245			(563		)	170,854
	Total held-to-maturity securities	$	170,172		$	1,245		$	(563	)	$	170,854
Schedule of gross unrealized losses and fair value of securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position	The following tables show gross unrealized losses and fair value of securities, aggregated by security category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2015 and December 31, 2014.
		31-Mar-15
		Less than 12 Months						12 Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Losses			Value			Losses			Value		Losses
		(In thousands, Unaudited)
	Available-for-Sale Securities:
	Agency residential mortgage related securities	$	16,961		$	(74	)	$	9,057		$	(89	)	$	26,018	$	(163	)
	Total mortgage related securities	16,961			(74		)	9,057			(89		)	26,018		(163		)
	Total available-for-sale securities	$	16,961		$	(74	)	$	9,057		$	(89	)	$	26,018	$	(163	)
	Held-to-Maturity Securities:
	Agency residential mortgage related securities	$	4,986		$	(22	)	$	11,157		$	(172	)	$	16,143	$	(194	)
	Total mortgage related securities	4,986			(22		)	11,157			(172		)	16,143		(194		)
	Total held-to-maturity securities	$	4,986		$	(22	)	$	11,157		$	(172	)	$	16,143	$	(194	)
	Total temporarily impaired securities	$	21,947		$	(96	)	$	20,214		$	(261	)	$	42,161	$	(357	)
		December 31, 2014
		Less than 12 Months						12 Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Losses			Value			Losses			Value		Losses
		(In thousands)
	Available-for-Sale Securities:
	Agency residential mortgage related securities	$	8,229		$	(15	)	$	64,502		$	(657	)	$	72,731	$	(672	)
	Total mortgage related securities	8,229			(15		)	64,502			(657		)	72,731		(672		)
	Total available-for-sale securities	$	8,229		$	(15	)	$	64,502		$	(657	)	$	72,731	$	(672	)
	Held-to-Maturity Securities:
	Agency residential mortgage related securities	$	25,660		$	(110	)	$	27,182		$	(453	)	$	52,842	$	(563	)
	Total mortgage related securities	25,660			(110		)	27,182			(453		)	52,842		(563		)
	Total held-to-maturity securities	$	25,660		$	(110	)	$	27,182		$	(453	)	$	52,842	$	(563	)
	Total temporarily impaired securities	$	33,889		$	(125	)	$	91,684		$	(1,110	)	$	125,573	$	(1,235	)
Schedule of amortized cost of held-to-maturity investments	At March 31, 2015, the amortized cost of held-to-maturity investments consisted of the following (in thousands):
		Original			Unrealized Loss			Post-transfer			Amortized
		Cost			at Transfer			Accretion			Cost
	Transferred securities	$	92,188		$	(1,625	)	$	101		$	90,664
	Other held-to-maturity securities	79,336			—			—			79,336
	Total	$	171,524		$	(1,625	)	$	101		$	170,000
Schedule of amortized cost and estimated fair value of investment securities available-for-sale and held-to-maturity by contractual maturity	The amortized cost and estimated fair value of investment securities available-for-sale and held-to-maturity at March 31, 2015 and December 31, 2014 by contractual maturity are as follows:
			Available-for-Sale						Held-to-Maturity
			Amortized			Fair			Amortized			Fair
			Cost			Value			Cost			Value
			(In thousands)
	March 31, 2015 (Unaudited)
	Due in one year or less		$	3,300		$	3,307		$	—		$	—
	Due after one year through five years		10,597			10,650			1,775			1,785
	Due after five years through ten years		—			—			—			—
	Due after ten years		—			—			—			—
	Total mortgage related securities		118,283			120,778			168,225			170,307
			$	132,180		$	134,735		$	170,000		$	172,092
	December 31, 2014
	Due in one year or less		$	5,803		$	5,818		$	—		$	—
	Due after one year through five years		2,550			2,570			—			—
	Due after five years through ten years		—			—			—			—
	Due after ten years		—			—			—			—
	Total mortgage related securities		123,929			125,649			170,172			170,854
			$	132,282		$	134,037		$	170,172		$	170,854

LOANS_Tables

LOANS (Tables)	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Schedule of composition of net loans	The composition of net loans at March 31, 2015 and December 31, 2014 is provided below:
		March 31,				December 31,
		2015				2014
		(In thousands)
		(Unaudited)
	Real estate loans:
	One- to four-family	$	104,430			$	108,208
	Multi-family and commercial	399,694				388,821
	Construction	47,151				39,541
		551,275				536,570
	Consumer loans	18,315				19,599
	Commercial and industrial loans	195,652				179,181
	Total loans	765,242				735,350
	Deferred loan origination fees, net	(321		)		(294		)
	Allowance for loan losses	(11,178		)		(10,730		)
	Net loans	$	753,743			$	724,326
Schedule of changes in allowance for loan losses by loan segment	The following tables present changes in the allowance for loan losses by loan segment for the three months ended March 31, 2015 and the three months ended March 31, 2014.
		Three Months Ended March 31, 2015
		One- to				Multi-family				Construction			Consumer			Commercial			Unallocated		Total
		Four-Family				and										and
						Commercial										Industrial
		(In thousands, Unaudited)
	Balance, beginning	$	405			$	5,990			$	1,038		$	184		$	2,753		$	360	$	10,730
	Provision (credit) for loan losses	26				111				22			(47		)	349			11		472
	Loans charged off	(44		)		—				—			—			—			—		(44		)
	Recoveries	—				3				—			17			—			—		20
	Balance, ending	$	387			$	6,104			$	1,060		$	154		$	3,102		$	371	$	11,178
		Three Months Ended March 31, 2014
		One- to				Multi-family				Construction			Consumer			Commercial			Unallocated		Total
		Four-Family				and										and
						Commercial										Industrial
		(In thousands, Unaudited)
	Balance, beginning	$	403			$	7,141			$	324		$	153		$	3,051		$	457	$	11,529
	(Credit) provision for loan losses	(28		)		(200		)		80			(4		)	(64		)	216		—
	Loans charged off	—				(103		)		—			(2		)	—			—		(105		)
	Recoveries	—				3				—			9			—			—		12
	Balance, ending	$	375			$	6,841			$	404		$	156		$	2,987		$	673	$	11,436
Loans and allowance for loan losses individually or collectively evaluated for impairment [Table Text Block]
		As of March 31, 2015
		One- to				Multi-family				Construction			Consumer			Commercial			Unallocated		Total
		Four-Family				and										and
						Commercial										Industrial
		(In thousands, Unaudited)
	Allowance for Loan Losses:
	Balance, ending: individually evaluated for impairment	$	—			$	441			$	143		$	—		$	—		$	—	$	584
	Balance, ending: collectively evaluated for impairment	387				5,663				917			154			3,102			371		10,594
	Total	$	387			$	6,104			$	1,060		$	154		$	3,102		$	371	$	11,178
	Total Loans:
	Balance, ending: individually evaluated for impairment	$	2,590			$	6,727			$	3,006		$	227		$	70		$	—	$	12,620
	Balance, ending: collectively evaluated for impairment	101,840				392,967				44,145			18,088			195,582			—		752,622
	Total	$	104,430			$	399,694			$	47,151		$	18,315		$	195,652		$	—	$	765,242
		As of December 31, 2014
		One- to				Multi-family				Construction			Consumer			Commercial			Unallocated		Total
		Four-Family				and										and
						Commercial										Industrial
		(In thousands)
	Allowance for Loan Losses:
	Balance, ending: individually evaluated for impairment	$	11			$	401			$	114		$	26		$	—		$	—	$	552
	Balance, ending: collectively evaluated for impairment	394				5,589				924			158			2,753			360		10,178
	Total	$	405			$	5,990			$	1,038		$	184		$	2,753		$	360	$	10,730
	Total Loans:
	Balance, ending: individually evaluated for impairment	$	2,629			$	5,849			$	2,723		$	256		$	75		$	—	$	11,532
	Balance, ending: collectively evaluated for impairment	105,579				382,972				36,818			19,343			179,106			—		723,818
	Total	$	108,208			$	388,821			$	39,541		$	19,599		$	179,181		$	—	$	735,350
Schedule of breakdown of impaired loans by loan segment	The following tables set forth the breakdown of impaired loans by loan segment as of March 31, 2015 and December 31, 2014.
	31-Mar-15
		Nonaccrual				Accruing				Other			Total			Impaired Loans			Impaired Loans
		Loans				TDRs				Impaired Loans			Impaired Loans			with			without
																Allowance			Allowance
		(In thousands, Unaudited)
	Real estate loans:
	One- to four-family	$	1,705			$	885			$	—		$	2,590		$	—		$	2,590
	Multi-family and commercial	1,385				914				4,428			6,727			5,389			1,338
	Construction	—				3,006				—			3,006			3,006			—
	Consumer loans	214				13				—			227			—			227
	Commercial and industrial	70				—				—			70			—			70
	Total	$	3,374			$	4,818			$	4,428		$	12,620		$	8,395		$	4,225
	December 31, 2014
		Nonaccrual				Accruing				Other			Total			Impaired Loans			Impaired Loans
		Loans				TDRs				Impaired Loans			Impaired Loans			with			without
																Allowance			Allowance
		(In thousands)
	Real estate loans:
	One- to four-family	$	1,741			$	888			$	—		$	2,629		$	137		$	2,492
	Multi-family and commercial	1,395				—				4,454			5,849			4,502			1,347
	Construction	—				2,723				—			2,723			2,723			—
	Consumer loans	243				13				—			256			82			174
	Commercial and industrial	75				—				—			75			—			75
	Total	$	3,454			$	3,624			$	4,454		$	11,532		$	7,444		$	4,088
Schedule of allowance for loan loss for impaired loans and general allowance by loan segment	The following tables set forth the allowance for loan loss for impaired loans and general allowance by loan segment as of March 31, 2015 and December 31, 2014.
	31-Mar-15	Allowance for Loan Losses
		Impaired Loans
		Nonaccrual				Accruing				Other			Total
		Loans				TDRs				Impaired Loans			Impaired Loans			General			Total
		(In thousands, Unaudited)
	Real estate loans:
	One- to four-family	$	—			$	—			$	—		$	—		$	387		$	387
	Multi-family and commercial	10				46				385			441			5,663			6,104
	Construction	—				143				—			143			917			1,060
	Consumer loans	—				—				—			—			154			154
	Commercial and industrial	—				—				—			—			3,102			3,102
	Unallocated	—				—				—			—			371			371
	Total allowance for loan losses	$	10			$	189			$	385		$	584		$	10,594		$	11,178
	31-Dec-14	Allowance for Loan Losses
		Impaired Loans
		Nonaccrual				Accruing				Other			Total
		Loans				TDRs				Impaired Loans			Impaired Loans			General			Total
		(In thousands)
	Real estate loans:
	One- to four-family	$	11			$	—			$	—		$	11		$	394		$	405
	Multi-family and commercial	10				—				391			401			5,589			5,990
	Construction	—				114				—			114			924			1,038
	Consumer loans	26				—				—			26			158			184
	Commercial and industrial	—				—				—			—			2,753			2,753
	Unallocated	—				—				—			—			360			360
	Total allowance for loan losses	$	47			$	114			$	391		$	552		$	10,178		$	10,730
Summary of TDR activity for the periods	The following table sets forth a summary of the TDR activity for the three month periods ended March 31, 2015 and 2014.
		Three Months Ended March 31, 2015
		Restructured Current Period
		Number			Pre-Modification				Post-Modification			Type of
		of Loans			Outstanding				Outstanding			Modification
					Recorded Investment				Recorded Investment
		(Dollars in thousands, Unaudited)
	Real estate loans:
	One- to four-family	—			$	—			$	—
	Multi-family and commercial	1			914				914			Delayed repayment
	Construction	—			—				—
	Consumer loans	—			—				—
	Commercial and industrial	—			—				—
	Total	1			$	914			$	914
		Three Months Ended March 31, 2014
		Restructured Current Period
		Number			Pre-Modification				Post-Modification			Type of
		of Loans			Outstanding				Outstanding			Modification
					Recorded Investment				Recorded Investment
		(Dollars in thousands, Unaudited)
	Real estate loans:
	One- to four-family	—			$	—			$	—
	Multi-family and commercial	1			1,640				1,540			Principal reduction
	Construction	—			—				—
	Consumer loans	—			—				—
	Commercial and industrial	—			—				—
	Total	1			$	1,640			$	1,540
Schedule of past due loans by segment	The following table sets forth past due loans by segment as of March 31, 2015 and December 31, 2014.
		31-Mar-15								31-Dec-14
		30-59				60-89				30-59			60-89
		Days				Days				Days			Days
		Past Due				Past Due				Past Due			Past Due
		(In thousands)
		(Unaudited)
	One- to four-family real estate	$	492			$	83			$	—		$	145
	Multi-family and commercial real estate	87				—				—			—
	Construction	—				—				—			—
	Consumer	74				44				113			—
	Commercial and industrial	—				—				—			—
	Total	$	653			$	127			$	113		$	145
Schedule of criticized and classified loans by segment	The following tables set forth criticized and classified loans by segment as of March 31, 2015 and December 31, 2014.
		31-Mar-15
		One- to				Multi-family				Construction			Consumer			Commercial			Total
		Four-Family				and										and
						Commercial										Industrial
		(In thousands, Unaudited)
	Pass and Pass watch	$	102,725			$	380,151			$	43,714		$	18,101		$	190,642		$	735,333
	Special mention	—				15,996				3,006			—			2,996			21,998
	Substandard	1,705				3,547				431			214			2,014			7,911
	Doubtful	—				—				—			—			—			—
	Total loans	$	104,430			$	399,694			$	47,151		$	18,315		$	195,652		$	765,242
		31-Dec-14
		One- to				Multi-family				Construction			Consumer			Commercial			Total
		Four-Family				and										and
						Commercial										Industrial
		(In thousands)
	Pass and Pass watch	$	106,467			$	376,134			$	36,229		$	19,357		$	174,143		$	712,330
	Special mention	—				8,406				2,723			—			3,012			14,141
	Substandard	1,741				4,281				589			242			2,026			8,879
	Doubtful	—				—				—			—			—			—
	Total loans	$	108,208			$	388,821			$	39,541		$	19,599		$	179,181		$	735,350

DEPOSITS_Tables

DEPOSITS (Tables)	3 Months Ended
	Mar. 31, 2015
Banking and Thrift [Abstract]
Schedule of components of weighted average interest rate and balance of deposits	Deposits and their respective weighted average interest rate at March 31, 2015 and December 31, 2014 consist of the following:
		31-Mar-15				31-Dec-14
		Weighted		Amount		Weighted		Amount
		Average				Average
		Interest Rate				Interest Rate
		(Dollars in thousands)
		(Unaudited)
	Noninterest-bearing demand accounts	—	%	$	210,900	—	%	$	168,791
	NOW accounts	0.21		83,518		0.21		82,417
	Money market accounts	0.24		114,327		0.22		73,802
	Savings and club accounts	0.37		131,276		0.37		129,893
	Brokered deposits	0.79		63,132		0.73		70,817
	Certificates of deposit	0.78		199,876		0.87		186,189
		0.37	%	$	803,029	0.42	%	$	711,909

BORROWINGS_Tables

BORROWINGS (Tables)	3 Months Ended
	Mar. 31, 2015
BORROWINGS
Schedule of FHLB advances
	Maturity Date	Amount		Coupon Rate			Call Date		Rate if Called
		(In thousands, Unaudited)
	Apr-15	$	10,000	0.45	%		Not Applicable		Not Applicable
	Aug-15	10,000		0.68			Not Applicable		Not Applicable
	Mar-16	10,000		0.6			Not Applicable		Not Applicable
	Mar-16	10,000		0.62			Not Applicable		Not Applicable
	Sep-16	5,000		0.75			Not Applicable		Not Applicable
	Sep-16	10,000		1.04			Not Applicable		Not Applicable
	Jun-17	5,000		0.94			Not Applicable		Not Applicable
	Nov-17	15,000		3.62			May-15		3-month LIBOR + 0.10%
	Nov-17	15,000		3.87			May-15		3-month LIBOR + 0.10%
	Dec-17	20,000		2.83			Jun-15		3-month LIBOR + 0.11%
		$	110,000
Schedule of other long-term borrowings
						Next Call Date		Subsequent Call Frequency
	Maturity Date	Amount		Coupon Rate
		(In thousands, Unaudited)
	October 2018	$	5,000	3.15%		April 2015		Quarterly
	December 2018	5,000		1-month LIBOR + 2.03%		Not Applicable		Not Applicable
	September 2019	10,000		1-month LIBOR + 1.89%		Not Applicable		Not Applicable
	September 2020	5,000		1-month LIBOR + 1.56%		Not Applicable		Not Applicable
	Nov-20	5,000		1-month LIBOR + 1.58%		Not Applicable		Not Applicable
		$	30,000

STOCK_BASED_COMPENSATION_Table

STOCK BASED COMPENSATION (Tables)	3 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Summary of stock option activity and related information	The following is a summary of the Bancorp’s stock option activity and related information for the three months ended March 31, 2015.
			Number of		Weighted Average		Weighted Average	Aggregate
			Stock Options		Exercise Price		Remaining	Intrinsic Value
							Contractual Life
			(Unaudited)
	Outstanding at December 31, 2014		1,100,520		$	12.96	5.3 years	$	4,172,000
	Granted		126,500		16.99
	Exercised		—		—
	Forfeited/Cancelled		—		—
	Outstanding at March 31, 2015		1,227,020		$	13.38	5.6 years	$	4,304,000
	Exercisable at March 31, 2015		789,457		$	12.09	4.1 years	$	3,756,000
Schedule of assumptions to determine the fair value of the options	The fair value of the options granted during the three months ended March 31, 2015 was estimated to be $3.24.  The fair value was based on the following assumptions:
	Expected Dividend Yield	4	%
	Expected Volatility	29.86	%
	Risk-Free Interest Rate	1.74	%
	Expected Option Life in Years	6.5
Summary of unvested options and changes during the period	The following is a summary of the Bancorp’s unvested options as of March 31, 2015 and the changes therein during the three months then ended.
			Number of		Weighted Average
			Stock Options		Grant Date
					Fair Value
			(Unaudited)
	Unvested at December 31, 2014		369,503		$	3.9
	Granted		126,500		3.24
	Vested		(58,440	)	4.17
	Forfeited / Cancelled		—		—
	Unvested at March 31, 2015		437,563		$	3.67
Summary of the status of the Company's restricted stock activity and balances	The following is a summary of the status of the Bancorp’s restricted stock as of March 31, 2015 and changes therein during the three months then ended.
			Number of		Weighted Average
			Restricted Shares		Grant Date
					Fair Value
			(Unaudited)
	Unvested at December 31, 2014		188,622		$	15.36
	Granted		42,700		16.99
	Vested		(20,248	)	16.43
	Forfeited / Cancelled		—		—
	Unvested at March 31, 2015		211,074		$	15.59

FAIR_VALUE_Tables

FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair value of financial instruments	The estimated fair values of the Company’s financial instruments at March 31, 2015 and December 31, 2014 were as follows:
				31-Mar-15								31-Dec-14
		Fair Value		Carrying				Estimated				Carrying				Estimated
		Hierarchy		Amount				Fair				Amount				Fair
		Level						Value								Value
				(In thousands)
	Financial assets:			(Unaudited)
	Cash and cash equivalents	Level 1		$	20,067			$	20,067			$	17,213			$	17,213
	Available-for-sale securities:
	Investment securities available-for-sale	Level 2		13,957				13,957				8,388				8,388
	Agency residential mortgage related securities	Level 2		120,778				120,778				125,649				125,649
	Held-to-maturity securities:
	Investment securities held-to-maturity	Level 2		1,775				1,785				—				—
	Private label residential mortgage related securities	Level 2		2,868				2,887				2,979				2,985
	Agency mortgage related securities	Level 2		165,357				167,420				167,193				167,869
	Loans receivable, net	Level 3		753,743				760,989				724,326				732,142
	FHLB stock	Level 3		5,015				5,015				6,015				6,015
	Accrued interest receivable	Level 2, 3		3,286				3,286				3,147				3,147
	Mortgage servicing rights	Level 3		106				106				111				111
	Financial liabilities:
	Savings and club accounts	Level 2		131,276				131,276				129,893				129,893
	Demand, NOW and money market deposits	Level 2		408,745				408,745				325,010				325,010
	Brokered deposits	Level 2		63,132				63,103				70,817				70,600
	Certificates of deposit	Level 2		199,876				199,909				186,189				186,154
	Short-term borrowings	Level 2		—				—				50,000				50,000
	FHLB advances	Level 2		110,000				113,266				120,000				123,189
	Other borrowed funds	Level 2		30,000				32,061				30,000				32,017
	Accrued interest payable	Level 2		268				268				311				311
	Derivative contracts	Level 2, 3		194				194				174				174
Schedule of fair value measurements on a recurring basis	The following measures were made on a recurring basis as of March 31, 2015 and December 31, 2014.
							Fair Value Measurements at Reporting Date Using
							Quoted Prices in Active Markets				Significant Other				Significant Other
			As of				for Identical Assets				Observable Inputs				Unobservable Inputs
	Description		31-Mar-15				(Level 1)				(Level 2)				(Level 3)
			(In thousands, Unaudited)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies		$	301			$	—			$	301			$	—
	Corporate securities		13,656				—				13,656				—
	Agency residential mortgage related securities		120,778				—				120,778				—
	Loans (1)		2,441				—				—				2,441
	Derivative contracts (1)		(194		)		—				(186		)		(8		)
							Fair Value Measurements at Reporting Date Using
							Quoted Prices in Active Markets				Significant Other				Significant Other
			As of				for Identical Assets				Observable Inputs				Unobservable Inputs
	Description		31-Dec-14				(Level 1)				(Level 2)				(Level 3)
			(In thousands)
	Available-for-Sale Securities:
	Obligations of U.S. government agencies		$	302			$	—			$	302			$	—
	Corporate securities		8,086				—				8,086				—
	Agency residential mortgage related securities		125,649				—				125,649				—
	Loans (1)		2,451				—				—				2,451
	Derivative contracts (1)		(174		)		—				(162		)		(12		)
	(1)          Such financial instruments are recorded at fair value as further described in Note 4.
Schedule of fair value measurements on a non-recurring basis
							Fair Value Measurements at Reporting Date Using
							Quoted Prices in Active Markets				Significant Other				Significant Other
							for Identical Assets				Observable Inputs				Unobservable Inputs
			Balance				(Level 1)				(Level 2)				(Level 3)
	March 31, 2015 (Unaudited)						(In thousands)
	Loans		$	1,496			$	—			$	—			$	1,496
	Mortgage servicing rights		106				—				—				106
	Other real estate owned		2,804				—				—				2,804
	Total		$	4,406			$	—			$	—			$	4,406
	31-Dec-14
	Loans		$	1,654			$	—			$	—			$	1,654
	Mortgage servicing rights		111				—				—				111
	Other real estate owned		2,814				—				—				2,814
	Total		$	4,579			$	—			$	—			$	4,579
Rollforward of Level 3 Fair Value Financial Instruments	The following tables include a roll forward of the financial instruments which fair value is determined on a recurring basis using Significant Other Unobservable Inputs (Level 3) for the periods from December 31, 2014 to March 31, 2015 and December 31, 2013 to March 31, 2014.
	Three Months Ended March 31, 2015
				Private Label				Derivative				Financial Assets				Loans			Total
				Commercial Mortgage				Contracts				Acquired
				Related Securities								from Debtors
			(In thousands, Unaudited)
	Beginning balance, December 31, 2014			$	—			$	(12	)		$	—			$	2,451		$	2,439
	Purchases/additions			—				(1		)		—				—			(1		)
	Sales			—				—				—				—			—
	Payments received			—				—				—				(30		)	(30		)
	Premium amortization, net			—				—				—				—			—
	Increase in value			—				5				—				20			25
	Ending balance, March 31, 2015			$	—			$	(8	)		$	—			$	2,441		$	2,433
	Three Months Ended March 31, 2014
				Private Label				Derivative				Financial Assets				Loans			Total
				Commercial Mortgage				Contracts				Acquired
				Related Securities								from Debtors
			(In thousands, Unaudited)
	Beginning balance, December 31, 2013			$	2,120			$	(4	)		$	1,938			$	2,535		$	6,589
	Purchases/additions			—				(2		)		—				—			(2		)
	Sales			—				—				(1,938		)		—			(1,938		)
	Payments received			(1,633		)		—				—				(28		)	(1,661		)
	Premium amortization, net			—				—				—				—			—
	(Decrease)/increase in value			(2		)		1				—				12			11
	Ending balance, March 31, 2014			$	485			$	(5	)		$	—			$	2,519		$	2,999

PRINCIPLES_OF_CONSOLIDATION_AN2

PRINCIPLES OF CONSOLIDATION AND PRESENTATION (Details)	3 Months Ended
	Mar. 31, 2015
	loan
	branch
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of loans to the ESOP by Bancorp	2
Number of branches	10
PMA
LOANS
Ownership (as a percent)	46.15%

PRINCIPLES_OF_CONSOLIDATION_AN3

PRINCIPLES OF CONSOLIDATION AND PRESENTATION (Details 2) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Earnings per share:
Net income	$2,279	$1,956
Weighted-average common shares outstanding (in shares)	11,768,571	12,147,959
Average common stock acquired by stock benefit plans:
ESOP shares unallocated (shares)	-480,852	-545,904
Shares purchased by trust (shares)	-260,153	-307,172
Weighted-average common shares used to calculate basic earnings per share (in shares)	11,027,566	11,294,883
Dilutive effect of:
Restricted stock awards (shares)	46,597	54,057
Stock option awards (shares)	193,503	206,164
Weighted-average common shares used to calculate diluted earnings per share (in shares)	11,267,666	11,555,104
Earnings per share-basic (in dollars per share)	$0.21	$0.17
Earnings per share-diluted (in dollars per share)	$0.20	$0.17
Outstanding common stock equivalents having no dilutive effect (in shares)	1,197,994	1,109,246

INVESTMENT_AND_MORTGAGE_RELATE2

INVESTMENT AND MORTGAGE RELATED SECURITIES (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Available-for-Sale Securities:
Amortized Cost	$132,180	$132,282
Gross Unrealized Gains	2,718	2,427
Gross Unrealized Losses	-163	-672
Fair Value	134,735	134,037
Held-to-maturity Securities:
Amortized Cost	170,000	170,172
Gross Unrealized Gains	2,286	1,245
Gross Unrealized Losses	-194	-563
Fair Value	172,092	170,854
Available-for-sale securities:
Fair Value, Less than 12 Months	16,961	8,229
Unrealized Losses, Less than 12 Months	-74	-15
Fair Value, 12 Months or More	9,057	64,502
Unrealized Losses, 12 Months or More	-89	-657
Fair Value, Total	26,018	72,731
Unrealized Losses, Total	-163	-672
Held-to-maturity Securities:
Fair Value, Less than 12 Months	4,986	25,660
Unrealized Losses, Less than 12 Months	-22	-110
Fair Value, 12 Months or More	11,157	27,182
Unrealized Losses Plus OTTI in AOCI, 12 Months or More	-172	-453
Fair Value, Total	16,143	52,842
Unrealized Losses, Total	-194	-563
Temporarily Impaired Securities
Fair Value, Less than 12 Months	21,947	33,889
Unrealized Losses, Less than 12 Months	-96	-125
Fair Value, 12 Months or More	20,214	91,684
Unrealized Losses Plus OTTI in AOCI, 12 Months or More	-261	-1,110
Fair Value, Total	42,161	125,573
Unrealized Losses, Total	-357	-1,235
Debt securities excluding mortgage related securities
Available-for-Sale Securities:
Amortized Cost	13,897	8,353
Gross Unrealized Gains	60	35
Gross Unrealized Losses	0	0
Fair Value	13,957	8,388
Held-to-maturity Securities:
Amortized Cost	1,775
Gross Unrealized Gains	10
Gross Unrealized Losses	0
Fair Value	1,785
Obligations of U.S. government agencies
Available-for-Sale Securities:
Amortized Cost	300	300
Gross Unrealized Gains	1	2
Gross Unrealized Losses	0	0
Fair Value	301	302
Corporate securities
Available-for-Sale Securities:
Amortized Cost	13,597	8,053
Gross Unrealized Gains	59	33
Gross Unrealized Losses	0	0
Fair Value	13,656	8,086
Held-to-maturity Securities:
Amortized Cost	1,775
Gross Unrealized Gains	10
Gross Unrealized Losses	0
Fair Value	1,785
Private label residential mortgage related securities
Available-for-Sale Securities:
Amortized Cost	2,900	3,000
Held-to-maturity Securities:
Amortized Cost	2,868	2,979
Gross Unrealized Gains	19	6
Gross Unrealized Losses	0	0
Fair Value	2,887	2,985
Mortgage related securities
Available-for-Sale Securities:
Amortized Cost	118,283	123,929
Gross Unrealized Gains	2,658	2,392
Gross Unrealized Losses	-163	-672
Fair Value	120,778	125,649
Held-to-maturity Securities:
Amortized Cost	168,225	170,172
Gross Unrealized Gains	2,276	1,245
Gross Unrealized Losses	-194	-563
Fair Value	170,307	170,854
Available-for-sale securities:
Fair Value, Less than 12 Months	16,961	8,229
Unrealized Losses, Less than 12 Months	-74	-15
Fair Value, 12 Months or More	9,057	64,502
Unrealized Losses, 12 Months or More	-89	-657
Fair Value, Total	26,018	72,731
Unrealized Losses, Total	-163	-672
Held-to-maturity Securities:
Fair Value, Less than 12 Months	4,986	25,660
Unrealized Losses, Less than 12 Months	-22	-110
Fair Value, 12 Months or More	11,157	27,182
Unrealized Losses Plus OTTI in AOCI, 12 Months or More	-172	-453
Fair Value, Total	16,143	52,842
Unrealized Losses, Total	-194	-563
Agency residential mortgage related securities
Available-for-Sale Securities:
Amortized Cost	118,283	123,929
Gross Unrealized Gains	2,658	2,392
Gross Unrealized Losses	-163	-672
Fair Value	120,778	125,649
Held-to-maturity Securities:
Amortized Cost	165,357	167,193
Gross Unrealized Gains	2,257	1,239
Gross Unrealized Losses	-194	-563
Fair Value	167,420	167,869
Available-for-sale securities:
Fair Value, Less than 12 Months	16,961	8,229
Unrealized Losses, Less than 12 Months	-74	-15
Fair Value, 12 Months or More	9,057	64,502
Unrealized Losses, 12 Months or More	-89	-657
Fair Value, Total	26,018	72,731
Unrealized Losses, Total	-163	-672
Held-to-maturity Securities:
Fair Value, Less than 12 Months	4,986	25,660
Unrealized Losses, Less than 12 Months	-22	-110
Fair Value, 12 Months or More	11,157	27,182
Unrealized Losses Plus OTTI in AOCI, 12 Months or More	-172	-453
Fair Value, Total	16,143	52,842
Unrealized Losses, Total	-194	-563
Temporarily Impaired Securities
Fair Value, 12 Months or More	20,200
Unrealized Losses Plus OTTI in AOCI, 12 Months or More	($261)

INVESTMENT_AND_MORTGAGE_RELATE3

INVESTMENT AND MORTGAGE RELATED SECURITIES (Details 2) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	security	security
INVESTMENT AND MORTGAGE RELATED SECURITIES
Number of securities sold	0	0
Net Gains (Losses)	$0	$0
Temporarily Impaired Investments Continuous Unrealized Loss Position Aggregate Losses 1	357,000		1,235,000
Agency residential mortgage related securities
INVESTMENT AND MORTGAGE RELATED SECURITIES
Number of Mortgage Related Securities, Continuous Unrealized Loss Position, Less than Twelve Months	11
Number of Mortgage Related Securities	10
Number of Agency Residential Mortgage Related Securities	21
Mortgage Related Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	21,900,000
Mortgage Related Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Gross Unrealized Loss	$96,000

INVESTMENT_AND_MORTGAGE_RELATE4

INVESTMENT AND MORTGAGE RELATED SECURITIES (Details 3) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	security	security
INVESTMENT AND MORTGAGE RELATED SECURITIES
Held To Maturity Securities Amortized Cost Excluding Transfer Loss	$171,524
Other Comprehensive Income Loss Transfers From Available For Sale Securities To Held To Maturity	-1,625
Accretion of Transfer Loss Subsequent to Transfer for Securities Transferred from Available-for-Sale to Held-to-Maturity	101
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment	170,000	170,172
Available-for-sale Debt Securities, Amortized Cost Basis	132,180	132,282
Transferred Securities from Available-for-Sale
INVESTMENT AND MORTGAGE RELATED SECURITIES
Other Comprehensive Income Loss Transfers From Available For Sale Securities To Held To Maturity	-1,625
Accretion of Transfer Loss Subsequent to Transfer for Securities Transferred from Available-for-Sale to Held-to-Maturity	101
Held-to-maturity securities, amortized cost before other than temporary impairment, transferred securities	92,188
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment	90,664
Held-to-Maturity, Excluding Transferred Securities
INVESTMENT AND MORTGAGE RELATED SECURITIES
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment	79,336
Private label residential mortgage related securities
INVESTMENT AND MORTGAGE RELATED SECURITIES
Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment	2,868	2,979
Number of Debt Securities Held	1	1
Available-for-sale Debt Securities, Amortized Cost Basis	2,900	3,000
Available-for-sale Securities, Gross Unrealized Gain	$19	$6

INVESTMENT_AND_MORTGAGE_RELATE5

INVESTMENT AND MORTGAGE RELATED SECURITIES (Details 4) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Available for Sale, Amortized Cost
Due in one year or less	$3,300,000	$5,803,000
Due after one year through five years	10,597,000	2,550,000
Due after five years through ten years	0	0
Due after ten years	0	0
Total mortgage related securities	118,283,000	123,929,000
Total Amortized Cost	132,180,000	132,282,000
Available for Sale, Fair Value
Due in one year or less	3,307,000	5,818,000
Due after one year through five years	10,650,000	2,570,000
Due after five years through ten years	0	0
Due after ten years	0	0
Total mortgage related securities	120,778,000	125,649,000
Total Fair Value	134,735,000	134,037,000
Held to Maturity, Amortized Cost
Due after one year through five years	1,775,000
Total mortgage related securities	168,225,000	170,172,000
Total Amortized Cost	170,000,000	170,172,000
Held to Maturity, Fair Value
Due after one year through five years	1,785,000
Total mortgage related securities	170,307,000	170,854,000
Total Fair Value	172,092,000	170,854,000
Carrying value of securities pledged to secure public deposits and for other purposes as required or permitted by law	76,500,000	37,000,000
Fair Value of Investment Securities Pledged for Borrowings	173,100,000	169,700,000
Carrying value of investment securities used to secure derivative transactions	$1,000,000	$1,100,000

LOANS_Details

LOANS (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
LOANS
Total loans	$765,242	$735,350
Deferred loan origination cost, net	-321	-294
Allowance for loan losses	-11,178	-10,730	-11,436	-11,529
Net loans	753,743	724,326
Real estate loans:
LOANS
Total loans	551,275	536,570
One- to four-family
LOANS
Total loans	104,430	108,208
Allowance for loan losses	-387	-405	-375	-403
Multi-family and commercial
LOANS
Total loans	399,694	388,821
Allowance for loan losses	-6,104	-5,990	-6,841	-7,141
Construction
LOANS
Total loans	47,151	39,541
Allowance for loan losses	-1,060	-1,038	-404	-324
Consumer
LOANS
Total loans	18,315	19,599
Allowance for loan losses	-154	-184	-156	-153
Commercial and industrial
LOANS
Total loans	195,652	179,181
Allowance for loan losses	($3,102)	($2,753)	($2,987)	($3,051)

LOANS_Details_2

LOANS (Details 2) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Changes in allowance for loan losses
Balance, beginning	$10,730	$11,529
Provision for loan losses	472	0
Loans charged off	-44	-105
Recoveries	-20	-12
Balance, ending	11,178	11,436
One- to four-family
Changes in allowance for loan losses
Balance, beginning	405	403
Provision for loan losses	26	-28
Loans charged off	-44	0
Recoveries	0	0
Balance, ending	387	375
Multi-family and commercial
Changes in allowance for loan losses
Balance, beginning	5,990	7,141
Provision for loan losses	111	-200
Loans charged off	0	-103
Recoveries	-3	-3
Balance, ending	6,104	6,841
Construction
Changes in allowance for loan losses
Balance, beginning	1,038	324
Provision for loan losses	22	80
Loans charged off	0	0
Recoveries	0	0
Balance, ending	1,060	404
Consumer
Changes in allowance for loan losses
Balance, beginning	184	153
Provision for loan losses	-47	-4
Loans charged off	0	-2
Recoveries	-17	-9
Balance, ending	154	156
Commercial and industrial
Changes in allowance for loan losses
Balance, beginning	2,753	3,051
Provision for loan losses	349	-64
Loans charged off	0	0
Recoveries	0	0
Balance, ending	3,102	2,987
Unallocated
Changes in allowance for loan losses
Balance, beginning	360	457
Provision for loan losses	11	216
Loans charged off	0	0
Recoveries	0	0
Balance, ending	$371	$673

LOANS_Details_3

LOANS (Details 3) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Impaired loans by loan segment
Financing Receivable Modifications Recorded Investment Nonaccrual Status	$1,400,000		$1,400,000
Nonaccrual Loans	3,374,000		3,454,000
Accruing TDRs	4,818,000		3,624,000
Other Impaired Loans	4,428,000		4,454,000
Total Impaired Loans	12,620,000		11,532,000
Impaired Loans with Allowance	8,395,000		7,444,000
Impaired Loans without Allowance	4,225,000		4,088,000
Average recorded investment in impaired loans	12,400,000	14,200,000
Interest income recognized on impaired loans	141,000	121,000
One- to four-family
Impaired loans by loan segment
Financing Receivable Modifications Recorded Investment Nonaccrual Status	292,000		336,000
Financing Receivable Modifications Number of Contracts Classified as Nonaccrual	2		3
Nonaccrual Loans	1,705,000		1,741,000
Accruing TDRs	885,000		888,000
Other Impaired Loans	0		0
Total Impaired Loans	2,590,000		2,629,000
Impaired Loans with Allowance	0		137,000
Impaired Loans without Allowance	2,590,000		2,492,000
Multi-family and commercial
Impaired loans by loan segment
Financing Receivable Modifications Recorded Investment Nonaccrual Status	1,100,000		1,100,000
Financing Receivable Modifications Number of Contracts Classified as Nonaccrual	1		1
Nonaccrual Loans	1,385,000		1,395,000
Accruing TDRs	914,000		0
Other Impaired Loans	4,428,000		4,454,000
Total Impaired Loans	6,727,000		5,849,000
Impaired Loans with Allowance	5,389,000		4,502,000
Impaired Loans without Allowance	1,338,000		1,347,000
Construction
Impaired loans by loan segment
Nonaccrual Loans	0		0
Accruing TDRs	3,006,000		2,723,000
Other Impaired Loans	0		0
Total Impaired Loans	3,006,000		2,723,000
Impaired Loans with Allowance	3,006,000		2,723,000
Impaired Loans without Allowance	0		0
Consumer
Impaired loans by loan segment
Nonaccrual Loans	214,000		243,000
Accruing TDRs	13,000		13,000
Other Impaired Loans	0		0
Total Impaired Loans	227,000		256,000
Impaired Loans with Allowance	0		82,000
Impaired Loans without Allowance	227,000		174,000
Commercial and industrial
Impaired loans by loan segment
Nonaccrual Loans	70,000		75,000
Accruing TDRs	0		0
Other Impaired Loans	0		0
Total Impaired Loans	70,000		75,000
Impaired Loans with Allowance	0		0
Impaired Loans without Allowance	$70,000		$75,000

LOANS_Details_4

LOANS (Details 4) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	loan	loan	loan
TDR activity
Number of Loans	1	1
Pre-Modification Outstanding Recorded Investment	$914	$1,640
Post-Modification Outstanding Recorded Investment	914	1,540
TDRs additional disclosure
Number of troubled debt restructurings, included in nonaccrual status and total impaired loans	3		4
Troubled debt restructurings excluded from accruing TDR	1,400		1,400
Number of loans classified as TDRs	0	0
Principle and Interest on loans
Loans on which accrual of interest has been discontinued	3,374		3,454
Loans past due 90 days or more and still accruing interest	0		0
One- to four-family
TDR activity
Number of Loans	0	0
Pre-Modification Outstanding Recorded Investment	0	0
Post-Modification Outstanding Recorded Investment	0	0
TDRs additional disclosure
Troubled debt restructurings excluded from accruing TDR	292		336
Principle and Interest on loans
Loans on which accrual of interest has been discontinued	1,705		1,741
Multi-family and commercial
TDR activity
Number of Loans	1	1
Pre-Modification Outstanding Recorded Investment	914	1,640
Post-Modification Outstanding Recorded Investment	914	1,540
TDRs additional disclosure
Troubled debt restructurings excluded from accruing TDR	1,100		1,100
Principle and Interest on loans
Loans on which accrual of interest has been discontinued	1,385		1,395
Construction
TDR activity
Number of Loans	0	0
Pre-Modification Outstanding Recorded Investment	0	0
Post-Modification Outstanding Recorded Investment	0	0
Principle and Interest on loans
Loans on which accrual of interest has been discontinued	0		0
Consumer
TDR activity
Number of Loans	0	0
Pre-Modification Outstanding Recorded Investment	0	0
Post-Modification Outstanding Recorded Investment	0	0
Principle and Interest on loans
Loans on which accrual of interest has been discontinued	214		243
Commercial and industrial
TDR activity
Number of Loans	0	0
Pre-Modification Outstanding Recorded Investment	0	0
Post-Modification Outstanding Recorded Investment	0	0
Principle and Interest on loans
Loans on which accrual of interest has been discontinued	$70		$75

LOANS_Details_5

LOANS (Details 5) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	loan
Allowance for loan losses
Foreclosure Proceedings in Process	$942
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	584	552
Nonaccrual Loans, Allowance for Loan Losses	10	47
Accruing TDRs, Allowance for Loan Losses	189	114
Other Impaired Loans, Allowance for Loan Loss	385	391
Total Impaired Loans, Allowance for Loan Losses	584	552
General Allowance for Loan Losses	10,594	10,178
Total	11,178	10,730	11,436	11,529
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	10,594	10,178
Financing Receivable, Individually Evaluated for Impairment	12,620	11,532
Financing Receivable, Collectively Evaluated for Impairment	752,622	723,818
Principal Amount of Loans Receivable Gross	765,242	735,350
Number of Foreclosed Properties	1
Foreclosed Residential Real Estate Property	110
One- to four-family
Allowance for loan losses
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	11
Nonaccrual Loans, Allowance for Loan Losses	0	11
Accruing TDRs, Allowance for Loan Losses	0	0
Other Impaired Loans, Allowance for Loan Loss	0	0
Total Impaired Loans, Allowance for Loan Losses	0	11
General Allowance for Loan Losses	387	394
Total	387	405	375	403
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	387	394
Financing Receivable, Individually Evaluated for Impairment	2,590	2,629
Financing Receivable, Collectively Evaluated for Impairment	101,840	105,579
Principal Amount of Loans Receivable Gross	104,430	108,208
Multi-family and commercial
Allowance for loan losses
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	441	401
Nonaccrual Loans, Allowance for Loan Losses	10	10
Accruing TDRs, Allowance for Loan Losses	46	0
Other Impaired Loans, Allowance for Loan Loss	385	391
Total Impaired Loans, Allowance for Loan Losses	441	401
General Allowance for Loan Losses	5,663	5,589
Total	6,104	5,990	6,841	7,141
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	5,663	5,589
Financing Receivable, Individually Evaluated for Impairment	6,727	5,849
Financing Receivable, Collectively Evaluated for Impairment	392,967	382,972
Principal Amount of Loans Receivable Gross	399,694	388,821
Construction
Allowance for loan losses
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	143	114
Nonaccrual Loans, Allowance for Loan Losses	0	0
Accruing TDRs, Allowance for Loan Losses	143	114
Other Impaired Loans, Allowance for Loan Loss	0	0
Total Impaired Loans, Allowance for Loan Losses	143	114
General Allowance for Loan Losses	917	924
Total	1,060	1,038	404	324
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	917	924
Financing Receivable, Individually Evaluated for Impairment	3,006	2,723
Financing Receivable, Collectively Evaluated for Impairment	44,145	36,818
Principal Amount of Loans Receivable Gross	47,151	39,541
Consumer
Allowance for loan losses
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	26
Nonaccrual Loans, Allowance for Loan Losses	0	26
Accruing TDRs, Allowance for Loan Losses	0	0
Other Impaired Loans, Allowance for Loan Loss	0	0
Total Impaired Loans, Allowance for Loan Losses	0	26
General Allowance for Loan Losses	154	158
Total	154	184	156	153
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	154	158
Financing Receivable, Individually Evaluated for Impairment	227	256
Financing Receivable, Collectively Evaluated for Impairment	18,088	19,343
Principal Amount of Loans Receivable Gross	18,315	19,599
Commercial and industrial
Allowance for loan losses
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Nonaccrual Loans, Allowance for Loan Losses	0	0
Accruing TDRs, Allowance for Loan Losses	0	0
Other Impaired Loans, Allowance for Loan Loss	0	0
Total Impaired Loans, Allowance for Loan Losses	0	0
General Allowance for Loan Losses	3,102	2,753
Total	3,102	2,753	2,987	3,051
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,102	2,753
Financing Receivable, Individually Evaluated for Impairment	70	75
Financing Receivable, Collectively Evaluated for Impairment	195,582	179,106
Principal Amount of Loans Receivable Gross	195,652	179,181
Unallocated
Allowance for loan losses
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0	0
Nonaccrual Loans, Allowance for Loan Losses	0	0
Accruing TDRs, Allowance for Loan Losses	0	0
Other Impaired Loans, Allowance for Loan Loss	0	0
Total Impaired Loans, Allowance for Loan Losses	0	0
General Allowance for Loan Losses	371	360
Total	371	360	673	457
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	371	360
Financing Receivable, Individually Evaluated for Impairment	0	0
Financing Receivable, Collectively Evaluated for Impairment	$0	$0

LOANS_Details_6

LOANS (Details 6) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Past due loans
30 - 59 Days Past Due	$653	$113
60 - 89 Days Past Due	127	145
One- to four-family
Past due loans
30 - 59 Days Past Due	492	0
60 - 89 Days Past Due	83	145
Multi-family and commercial
Past due loans
30 - 59 Days Past Due	87	0
60 - 89 Days Past Due	0	0
Construction
Past due loans
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	0	0
Consumer
Past due loans
30 - 59 Days Past Due	74	113
60 - 89 Days Past Due	44	0
Commercial and industrial
Past due loans
30 - 59 Days Past Due	0	0
60 - 89 Days Past Due	$0	$0

LOANS_Details_7

LOANS (Details 7) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	classification
Criticized and classified loans by segment
Total criticized and classified loans	$765,242	$735,350
Number of primary classification for loans	6
Number of classifications for problem loans	3
Minimum number of defined weaknesses for substandard loans	1
One- to four-family
Criticized and classified loans by segment
Total criticized and classified loans	104,430	108,208
Multi-family and commercial
Criticized and classified loans by segment
Total criticized and classified loans	399,694	388,821
Construction
Criticized and classified loans by segment
Total criticized and classified loans	47,151	39,541
Consumer
Criticized and classified loans by segment
Total criticized and classified loans	18,315	19,599
Commercial and industrial
Criticized and classified loans by segment
Total criticized and classified loans	195,652	179,181
Pass and Pass watch
Criticized and classified loans by segment
Total criticized and classified loans	735,333	712,330
Pass and Pass watch | One- to four-family
Criticized and classified loans by segment
Total criticized and classified loans	102,725	106,467
Pass and Pass watch | Multi-family and commercial
Criticized and classified loans by segment
Total criticized and classified loans	380,151	376,134
Pass and Pass watch | Construction
Criticized and classified loans by segment
Total criticized and classified loans	43,714	36,229
Pass and Pass watch | Consumer
Criticized and classified loans by segment
Total criticized and classified loans	18,101	19,357
Pass and Pass watch | Commercial and industrial
Criticized and classified loans by segment
Total criticized and classified loans	190,642	174,143
Special mention loans
Criticized and classified loans by segment
Total criticized and classified loans	21,998	14,141
Special mention loans | One- to four-family
Criticized and classified loans by segment
Total criticized and classified loans	0	0
Special mention loans | Multi-family and commercial
Criticized and classified loans by segment
Total criticized and classified loans	15,996	8,406
Special mention loans | Construction
Criticized and classified loans by segment
Total criticized and classified loans	3,006	2,723
Special mention loans | Consumer
Criticized and classified loans by segment
Total criticized and classified loans	0	0
Special mention loans | Commercial and industrial
Criticized and classified loans by segment
Total criticized and classified loans	2,996	3,012
Substandard loans
Criticized and classified loans by segment
Total criticized and classified loans	7,911	8,879
Substandard loans | One- to four-family
Criticized and classified loans by segment
Total criticized and classified loans	1,705	1,741
Substandard loans | Multi-family and commercial
Criticized and classified loans by segment
Total criticized and classified loans	3,547	4,281
Substandard loans | Construction
Criticized and classified loans by segment
Total criticized and classified loans	431	589
Substandard loans | Consumer
Criticized and classified loans by segment
Total criticized and classified loans	214	242
Substandard loans | Commercial and industrial
Criticized and classified loans by segment
Total criticized and classified loans	2,014	2,026
Doubtful loans
Criticized and classified loans by segment
Total criticized and classified loans	0	0
Doubtful loans | One- to four-family
Criticized and classified loans by segment
Total criticized and classified loans	0	0
Doubtful loans | Multi-family and commercial
Criticized and classified loans by segment
Total criticized and classified loans	0	0
Doubtful loans | Construction
Criticized and classified loans by segment
Total criticized and classified loans	0	0
Doubtful loans | Consumer
Criticized and classified loans by segment
Total criticized and classified loans	0	0
Doubtful loans | Commercial and industrial
Criticized and classified loans by segment
Total criticized and classified loans	$0	$0

DERIVATIVES_AND_HEDGING_Detail

DERIVATIVES AND HEDGING (Details) (USD $)	0 Months Ended		3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Nov. 03, 2006	Nov. 12, 2011	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014	Oct. 12, 2011
					transaction
Interest rate swap maturing in April 2022
Derivative
Derivative, Notional Amount			$777
Fixed rate loan term	15 years
Interest rate on loans receivable	7.43%
Fixed interest rate to be paid under hedge (as a percent)	7.43%
Variable interest rate basis	1-month LIBOR
Fair value loss position on interest rate swap derivative			117		116
Margin added to derivative interest rate (as a percent)	2.24%
Interest rate swap maturing in October 2021
Derivative
Derivative, Notional Amount			1,500
Fixed rate loan term		10 years
Interest rate on loans receivable						5.83%
Fixed interest rate to be paid under hedge (as a percent)						5.83%
Variable interest rate basis		1-month LIBOR
Fair value loss position on interest rate swap derivative			69		46
Gain (Loss) on Fair Value Hedge Ineffectiveness, Net			3	4
Margin added to derivative interest rate (as a percent)						3.50%
Credit Derivatives (Interest Rate Swap Underlyings)
Derivative
Number of derivative transactions			4		4
Notional amount of credit swap derivative (protection sold)			12,500		12,600
Remaining maturity period, minimum			4 years		5 years
Remaining maturity period, maximum			8 years		8 years
Fair value of swap asset (liability)			-110		91
Recognized income			3	-1
Derivative liability			7		10
Credit Derivatives (Foreign Currency Swap Underlyings)
Derivative
Number of derivative transactions			3		6
Notional amount of credit swap derivative (protection sold)			453		366
Remaining maturity period, minimum			1 month		1 month
Remaining maturity period, maximum			6 months		4 months
Fair value of swap asset (liability)			38		44
Recognized income			2	0
Derivative liability			$1		$2

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Weighted Average Interest Rate
NOW accounts	0.21%	0.21%
Money market accounts	0.24%	0.22%
Savings and club accounts	0.37%	0.37%
Brokered deposits	0.79%	0.73%
Certificates of deposit	0.78%	0.87%
Deposits	0.37%	0.42%
Amount
Noninterest-bearing demand accounts	$210,900	$168,791
NOW accounts	83,518	82,417
Money market accounts	114,327	73,802
Savings and club accounts	131,276	129,893
Brokered deposits	63,132	70,817
Certificates of deposit	199,876	186,189
Total deposits amount	$803,029	$711,909

BORROWINGS_Details

BORROWINGS (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Borrowings
Federal Home Loan Bank advances	$110,000,000	$120,000,000
Fair Value of Investment Securities Pledged for Borrowings	173,100,000	169,700,000
FHLB stock	5,015,000	6,015,000
0.45% borrowing, due April 2015
Borrowings
Federal Home Loan Bank advances	10,000,000
0.68% borrowing, due August 2015
Borrowings
Federal Home Loan Bank advances	10,000,000
0.60% borrowing, due March 2016
Borrowings
Federal Home Loan Bank advances	10,000,000
0.62% borrowing, due March 2016
Borrowings
Federal Home Loan Bank advances	10,000,000
0.75% borrowing, due September 2016
Borrowings
Federal Home Loan Bank advances	5,000,000
1.04% borrowing, due September 2016
Borrowings
Federal Home Loan Bank advances	10,000,000
0.94% borrowing, due June 2017
Borrowings
Federal Home Loan Bank advances	5,000,000
3.62% borrowing, due November 2017
Borrowings
Federal Home Loan Bank advances	15,000,000
Reference rate, description	3-Month LIBOR
Interest rate added to reference rate (as a percent)	0.10%
3.87% borrowing, due November 2017
Borrowings
Federal Home Loan Bank advances	15,000,000
Reference rate, description	3-Month LIBOR
Interest rate added to reference rate (as a percent)	0.10%
2.83% borrowing, due on December 2017
Borrowings
Federal Home Loan Bank advances	20,000,000
Reference rate, description	3-Month LIBOR
Interest rate added to reference rate (as a percent)	0.11%
Federal Home Loan Bank Advances
Borrowings
Maximum borrowing capacity	485,500,000
Capital stock to be held as percentage of advances	4.00%
Capital stock to be held as percentage of eligible assets	0.10%
Federal Home Loan Bank Advances | Minimum
Borrowings
Capital stock to be held as percentage of advances	2.00%
Capital stock to be held as percentage of eligible assets	0.05%
Stock obligation	2,500,000
Federal Home Loan Bank Advances | Maximum
Borrowings
Capital stock to be held as percentage of advances	6.00%
Capital stock to be held as percentage of eligible assets	1.00%
Stock obligation	12,500,000
Federal Reserve Bank of Philadelphia
Borrowings
Fair Value of Investment Securities Pledged for Borrowings	64,700,000
Maximum borrowing capacity	64,100,000
FHLB advances
Borrowings
Interest rate (as a percent)
Securities pledged as collateral	602,900,000
FHLB advances | 0.45% borrowing, due April 2015
Borrowings
Interest rate (as a percent)	0.45%
FHLB advances | 0.68% borrowing, due August 2015
Borrowings
Interest rate (as a percent)	0.68%
FHLB advances | 0.60% borrowing, due March 2016
Borrowings
Interest rate (as a percent)	0.60%
FHLB advances | 0.62% borrowing, due March 2016
Borrowings
Interest rate (as a percent)	0.62%
FHLB advances | 0.75% borrowing, due September 2016
Borrowings
Interest rate (as a percent)	0.75%
FHLB advances | 1.04% borrowing, due September 2016
Borrowings
Interest rate (as a percent)	1.04%
FHLB advances | 0.94% borrowing, due June 2017
Borrowings
Interest rate (as a percent)	0.94%
FHLB advances | 3.62% borrowing, due November 2017
Borrowings
Interest rate (as a percent)	3.62%
FHLB advances | 3.87% borrowing, due November 2017
Borrowings
Interest rate (as a percent)	3.87%
FHLB advances | 2.83% borrowing, due on December 2017
Borrowings
Interest rate (as a percent)	2.83%
Federal Home Loan Bank Advances
Borrowings
Fair Value of Investment Securities Pledged for Borrowings	$73,600,000

BORROWINGS_Details_2

BORROWINGS (Details 2) (USD $)	0 Months Ended	3 Months Ended
	Jan. 05, 2015	Mar. 31, 2015	Dec. 31, 2014
Other Borrowed Funds
Amount of other borrowings		$30,000,000	$30,000,000
Mortgage backed securities pledged as collateral for other borrowed funds		173,100,000	169,700,000
Short-term borrowings		0	50,000,000
Other Borrowings Terms before Modification	3 years 10 months
Spread to One-Month Libor Subsequent to Modification	1.79%
Other Borrowings Weighted Average Maturity Subsequent to Modification	5 years 0 months
3.15% other borrowings, due October 2018
Other Borrowed Funds
Amount of other borrowings		5,000,000
Interest rate (as a percent)		3.15%
Other long-term borrowings
Other Borrowed Funds
Mortgage backed securities pledged as collateral for other borrowed funds		34,900,000
Other Borrowings Stated Rate before Modification [Member]
Other Borrowed Funds
Debt Instrument, Interest Rate, Stated Percentage	3.33%
Other Borrowings 1-month LIBOR plus 2.03 Percent Due December 2018 [Member] [Domain]
Other Borrowed Funds
Amount of other borrowings		5,000,000
Reference rate, description		1-Month LIBOR
Interest rate added to reference rate (as a percent)		2.03%
Other Borrowings 1-month LIBOR plus 1.89 Percent DUe September 2019 [Member] [Domain]
Other Borrowed Funds
Amount of other borrowings		10,000,000
Reference rate, description		1-Month LIBOR
Interest rate added to reference rate (as a percent)		1.89%
Other Borrowings 1-month LIBOR plus 1.56 Percent Due September 2020 [Domain]
Other Borrowed Funds
Amount of other borrowings		5,000,000
Reference rate, description		1-Month LIBOR
Interest rate added to reference rate (as a percent)		1.56%
Other Borrowings 1-month LIBOR plus 1.58 Percent Due November 2020 [Domain]
Other Borrowed Funds
Amount of other borrowings		5,000,000
Reference rate, description		1-Month LIBOR
Interest rate added to reference rate (as a percent)		1.58%
Short-term Debt other than Overnight [Member]
Other Borrowed Funds
Short-term borrowings			15,000,000
Blended weighted average interest rate (as a percent)			0.33%
Overnight Borrowings [Member]
Other Borrowed Funds
Short-term borrowings			$35,000,000
Blended weighted average interest rate (as a percent)			0.31%

STOCK_BASED_COMPENSATION_Detai

STOCK BASED COMPENSATION (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
STOCK BASED COMPENSATION
Stock based compensation expense	$310,000	$297,000
Stock options
STOCK BASED COMPENSATION
Stock based compensation expense	112,000	112,000
Number of Stock Options
Outstanding at the beginning of the period (in shares)	1,100,520
Granted (in shares)	126,500
Exercised (in shares)	0
Forfeited / Cancelled (in shares)	0
Outstanding at the end of the period (in shares)	1,227,020		1,100,520
Exercisable at the end of the period (in shares)	789,457
Weighted Average Exercise Price
Outstanding at the beginning of the period (in dollars per share)	$12.96
Granted (in dollars per share)	$16.99
Exercised (in dollars per share)	$0
Forfeited / Cancelled (in dollars per share)	$0
Outstanding at the end of the period (in dollars per share)	$13.38		$12.96
Exercisable at the end of the period (in dollars per share)	$12.09
Weighted Average Remaining Contractual Life
Outstanding at the beginning of the period	5 years 7 months		5 years 3 months
Outstanding at the end of the period	5 years 7 months		5 years 3 months
Exercisable at the end of the period	4 years 1 month
Aggregate Intrinsic Value
Outstanding at the beginning of the period	4,172,000
Outstanding at the end of the period	4,304,000		4,172,000
Exercisable at the end of the period	3,756,000
Assumptions used to determine fair value of options granted
Expected dividend yield (as a percent)	4.00%
Expected option life	6 years 6 months
Compensation cost not yet recognized, nonvested awards
Expected future compensation expense, non-vested options	1,400,000
Weighted average period	3 years 4 months
Number of Stock Options, Unvested
Unvested at the beginning of the period (in shares)	369,503
Granted (in shares)	126,500
Vested (in shares)	-58,440
Forfeited / Cancelled (in shares)	0
Unvested at the end of the period (in shares)	437,563		369,503
Weighted Average Grant Date Fair Value, Unvested
Unvested at the beginning of the period (in dollars per share)	$3.90
Granted (in dollars per share)	$3.24
Vested (in dollars per share)	$4.17
Forfeited / Cancelled (in dollars per share)	$0
Unvested at the end of the period (in dollars per share)	$3.67		$3.90
Stock options | Maximum
Assumptions used to determine fair value of options granted
Expected volatility (as a percent)	29.86%
Risk-free interest rate (as a percent)	1.74%
Restricted stock
STOCK BASED COMPENSATION
Stock based compensation expense	198,000	185,000
Compensation cost not yet recognized, nonvested awards
Weighted average period	3 years 2 months
Award vesting period	5 years 0 months
Number of Restricted Shares
Unvested at the beginning of the period (in shares)	188,622
Granted (in shares)	42,700
Vested (in shares)	-20,248
Forfeited / Cancelled (in shares)	0
Unvested at the end of the period (in shares)	211,074
Weighted Average Grant Date Fair Value
Unvested at the beginning of the period (in dollars per share)	$15.36
Granted (in dollars per share)	$16.99
Vested (in dollars per share)	$16.43
Forfeited / Cancelled (in dollars per share)	$0
Unvested at the end of the period (in dollars per share)	$15.59
Expected future compensation expense, restricted shares	$2,800,000
Performance based restricted stock
Compensation cost not yet recognized, nonvested awards
Award vesting period	5 years 0 months
Performance based restricted stock | Minimum
Compensation cost not yet recognized, nonvested awards
Award vesting rights, percentage	0.00%
Performance based restricted stock | Maximum
Compensation cost not yet recognized, nonvested awards
Award vesting rights, percentage	150.00%
Performance based restricted stock | Executive Officer [Member]
Number of Restricted Shares
Granted (in shares)	8,840			39,250	22,500
25% Vest At Year Five | Performance based restricted stock
Compensation cost not yet recognized, nonvested awards
Award vesting rights, percentage	25.00%
50% Vest at Year Three | Performance based restricted stock
Compensation cost not yet recognized, nonvested awards
Award vesting rights, percentage	50.00%
25% Vest at Year Four | Performance based restricted stock
Compensation cost not yet recognized, nonvested awards
Award vesting rights, percentage	25.00%
50% Vest at Measurement Date | Performance based restricted stock
Compensation cost not yet recognized, nonvested awards
Award vesting rights, percentage	50.00%
50% Vest at Year Four | Performance based restricted stock
Compensation cost not yet recognized, nonvested awards
Award vesting rights, percentage	50.00%

FAIR_VALUE_Details

FAIR VALUE (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
	adjustment
	quote
	external_pricing_service
Fair Value Disclosures [Abstract]
Number of external pricing service providers	1
Number of quotes per investment security obtained	1
Adjustments to the values obtained from the primary pricing service	0
Financial assets:
Cash and cash equivalents	$20,067	$17,213	$8,909	$11,947
Investment securities available-for-sale	134,735	134,037
Mortgage related securities	120,778	125,649
Held to maturity securities	172,092	170,854
Federal Home Loan Bank stock	5,015	6,015
Accrued interest receivable	3,286	3,147
Mortgage servicing rights	106	111
Financial liabilities:
Savings and club accounts	131,276	129,893
Agency residential mortgage related securities
Financial assets:
Investment securities available-for-sale	120,778	125,649
Held to maturity securities	167,420	167,869
Corporate securities
Financial assets:
Investment securities available-for-sale	13,656	8,086
Held to maturity securities	1,785
Private label residential mortgage related securities
Financial assets:
Held to maturity securities	2,887	2,985
Carrying Amount | Level 1
Financial assets:
Cash and cash equivalents	20,067	17,213
Carrying Amount | Level 2
Financial assets:
Investment securities available-for-sale	13,957	8,388
Financial liabilities:
Savings and club accounts	131,276	129,893
Demand, NOW and money market deposits	408,745	325,010
Brokered deposits	63,132	70,817
Certificates of deposit	199,876	186,189
Short-term borrowings	0	50,000
Federal Home Loan Bank advances	110,000	120,000
Other borrowed funds	30,000	30,000
Accrued interest payable	268	311
Carrying Amount | Level 3
Financial assets:
Loans receivable, net	753,743	724,326
Federal Home Loan Bank stock	5,015	6,015
Mortgage servicing rights	106	111
Carrying Amount | Level 2, 3
Financial assets:
Accrued interest receivable	3,286	3,147
Financial liabilities:
Derivative contracts	194	174
Carrying Amount | Agency residential mortgage related securities | Level 2
Financial assets:
Mortgage related securities	120,778	125,649
Held to maturity securities	165,357	167,193
Carrying Amount | Corporate securities | Level 2
Financial assets:
Held to maturity securities	1,775	0
Carrying Amount | Private label residential mortgage related securities | Level 2
Financial assets:
Held to maturity securities	2,868	2,979
Estimated Fair Value | Level 1
Financial assets:
Cash and cash equivalents	20,067	17,213
Estimated Fair Value | Level 2
Financial assets:
Investment securities available-for-sale	13,957	8,388
Financial liabilities:
Savings and club accounts	131,276	129,893
Demand, NOW and money market deposits	408,745	325,010
Brokered deposits	63,103	70,600
Certificates of deposit	199,909	186,154
Short-term borrowings	0	50,000
Federal Home Loan Bank advances	113,266	123,189
Other borrowed funds	32,061	32,017
Accrued interest payable	268	311
Estimated Fair Value | Level 3
Financial assets:
Loans receivable, net	760,989	732,142
Federal Home Loan Bank stock	5,015	6,015
Mortgage servicing rights	106	111
Estimated Fair Value | Level 2, 3
Financial assets:
Accrued interest receivable	3,286	3,147
Financial liabilities:
Derivative contracts	194	174
Estimated Fair Value | Agency residential mortgage related securities | Level 2
Financial assets:
Mortgage related securities	120,778	125,649
Held to maturity securities	167,420	167,869
Estimated Fair Value | Corporate securities | Level 2
Financial assets:
Held to maturity securities	1,785	0
Estimated Fair Value | Private label residential mortgage related securities | Level 2
Financial assets:
Held to maturity securities	$2,887	$2,985

FAIR_VALUE_Details_2

FAIR VALUE (Details 2) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Fair value measurement
Investment securities available-for-sale	$134,735,000		$134,037,000
Mortgage servicing rights	106,000		111,000
Loans
Fair value measurement
Number of loans	2
Significant Other Unobservable Inputs (Level 3)
Fair value measurement
Losses resulting from changes in fair value	25,000	11,000
Significant Other Unobservable Inputs (Level 3) | Loans
Fair value measurement
Unrealized gain on loans	173,000		152,000
Losses resulting from changes in fair value	20,000	12,000
Significant Other Unobservable Inputs (Level 3) | Financial assets acquired from debtors
Fair value measurement
Losses resulting from changes in fair value	0	0
Significant Other Unobservable Inputs (Level 3) | Derivatives contracts
Fair value measurement
Losses resulting from changes in fair value	5,000	1,000
Balance | Significant Other Observable Inputs (Level 2)
Fair value measurement
Investment securities available-for-sale	13,957,000		8,388,000
Balance | Significant Other Unobservable Inputs (Level 3)
Fair value measurement
Mortgage servicing rights	106,000		111,000
Recurring basis | Obligations of U.S. government agencies
Fair value measurement
Investment securities available-for-sale			302,000
Recurring basis | Corporate securities
Fair value measurement
Investment securities available-for-sale			8,086,000
Recurring basis | Agency residential mortgage related securities
Fair value measurement
Investment securities available-for-sale			125,649,000
Recurring basis | Loans
Fair value measurement
Assets			2,451,000
Recurring basis | Derivatives contracts
Fair value measurement
Liabilities			-174,000
Recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of U.S. government agencies
Fair value measurement
Investment securities available-for-sale	0		0
Recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate securities
Fair value measurement
Investment securities available-for-sale	0		0
Recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Agency residential mortgage related securities
Fair value measurement
Investment securities available-for-sale	0		0
Recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Loans
Fair value measurement
Assets	0		0
Recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Derivatives contracts
Fair value measurement
Liabilities	0		0
Recurring basis | Significant Other Observable Inputs (Level 2) | Obligations of U.S. government agencies
Fair value measurement
Investment securities available-for-sale	301,000		302,000
Recurring basis | Significant Other Observable Inputs (Level 2) | Corporate securities
Fair value measurement
Investment securities available-for-sale	13,656,000		8,086,000
Recurring basis | Significant Other Observable Inputs (Level 2) | Agency residential mortgage related securities
Fair value measurement
Investment securities available-for-sale	120,778,000		125,649,000
Recurring basis | Significant Other Observable Inputs (Level 2) | Loans
Fair value measurement
Assets	0		0
Recurring basis | Significant Other Observable Inputs (Level 2) | Derivatives contracts
Fair value measurement
Liabilities	-186,000		-162,000
Recurring basis | Significant Other Unobservable Inputs (Level 3) | Obligations of U.S. government agencies
Fair value measurement
Investment securities available-for-sale	0		0
Recurring basis | Significant Other Unobservable Inputs (Level 3) | Corporate securities
Fair value measurement
Investment securities available-for-sale	0		0
Recurring basis | Significant Other Unobservable Inputs (Level 3) | Agency residential mortgage related securities
Fair value measurement
Investment securities available-for-sale	0		0
Recurring basis | Significant Other Unobservable Inputs (Level 3) | Loans
Fair value measurement
Assets	2,441,000		2,451,000
Recurring basis | Significant Other Unobservable Inputs (Level 3) | Derivatives contracts
Fair value measurement
Liabilities	-8,000		-12,000
Recurring basis | Balance | Obligations of U.S. government agencies
Fair value measurement
Investment securities available-for-sale	301,000
Recurring basis | Balance | Corporate securities
Fair value measurement
Investment securities available-for-sale	13,656,000
Recurring basis | Balance | Agency residential mortgage related securities
Fair value measurement
Investment securities available-for-sale	120,778,000
Recurring basis | Balance | Loans
Fair value measurement
Assets	2,441,000
Recurring basis | Balance | Derivatives contracts
Fair value measurement
Liabilities	-194,000
Non-recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair value measurement
Assets	0		0
Mortgage servicing rights	0		0
Non-recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Loans
Fair value measurement
Assets	0		0
Non-recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Other real estate owned
Fair value measurement
Assets	0		0
Non-recurring basis | Significant Other Observable Inputs (Level 2)
Fair value measurement
Assets	0		0
Mortgage servicing rights	0		0
Non-recurring basis | Significant Other Observable Inputs (Level 2) | Loans
Fair value measurement
Assets	0		0
Non-recurring basis | Significant Other Observable Inputs (Level 2) | Other real estate owned
Fair value measurement
Assets	0		0
Non-recurring basis | Significant Other Unobservable Inputs (Level 3)
Fair value measurement
Assets	4,406,000		4,579,000
Mortgage servicing rights	106,000		111,000
Non-recurring basis | Significant Other Unobservable Inputs (Level 3) | Loans
Fair value measurement
Fully charged off loans balance sheet value	0
Assets	1,496,000		1,654,000
Non-recurring basis | Significant Other Unobservable Inputs (Level 3) | Other real estate owned
Fair value measurement
Assets	2,804,000		2,814,000
Non-recurring basis | Balance
Fair value measurement
Assets	4,406,000		4,579,000
Mortgage servicing rights	106,000		111,000
Non-recurring basis | Balance | Loans
Fair value measurement
Assets	1,496,000		1,654,000
Non-recurring basis | Balance | Other real estate owned
Fair value measurement
Assets	$2,804,000		$2,814,000

FAIR_VALUE_Details_3

FAIR VALUE (Details 3) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)
Liabilities transferred between the three levels of the fair value hierarchy	$0	$0
Assets transferred between the three levels of the fair value hierarchy	0	0
Significant Other Unobservable Inputs (Level 3)
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)
Beginning balance	2,439,000	6,589,000
Purchases/ additions	-1,000	-2,000
Sales	0	-1,938,000
Payments (received) made	-30,000	-1,661,000
Premium amortization, net	0	0
Increase/(decrease) in value	25,000	11,000
Ending balance	2,433,000	2,999,000
Significant Other Unobservable Inputs (Level 3) | Private label commercial mortgage related securities
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)
Beginning balance	0	2,120,000
Purchases/ additions	0	0
Sales	0	0
Payments (received) made	0	-1,633,000
Premium amortization, net	0	0
Increase/(decrease) in value	0	-2,000
Ending balance	0	485,000
Significant Other Unobservable Inputs (Level 3) | Derivatives contracts
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)
Beginning balance	-12,000	-4,000
Purchases/ additions	-1,000	-2,000
Sales	0	0
Payments (received) made	0	0
Premium amortization, net	0	0
Increase/(decrease) in value	5,000	1,000
Ending balance	-8,000	-5,000
Significant Other Unobservable Inputs (Level 3) | Financial assets acquired from debtors
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)
Beginning balance	0	1,938,000
Purchases/ additions	0	0
Sales	0	-1,938,000
Payments (received) made	0	0
Premium amortization, net	0	0
Increase/(decrease) in value	0	0
Ending balance	0	0
Significant Other Unobservable Inputs (Level 3) | Loans
Roll forward of financial instruments which fair value is determined using Significant Other Unobservable Inputs (Level 3)
Beginning balance	2,451,000	2,535,000
Purchases/ additions	0	0
Sales	0	0
Payments (received) made	-30,000	-28,000
Premium amortization, net	0	0
Increase/(decrease) in value	20,000	12,000
Ending balance	$2,441,000	$2,519,000