Heritage Financial 10-Q 11 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	Apr. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	Heritage Financial Group Inc
Trading Symbol	hbos
Entity Central Index Key	1493491
Current Fiscal Year End Date	-19
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		9,245,957
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets
Cash and due from banks	$31,947	$29,107
Interest-bearing deposits in banks	3,419	6,135
Federal funds sold	979	141
Total cash and cash equivalents	36,345	35,383
Securities available for sale, at fair value	262,856	269,678
Federal Home Loan Bank Stock, at cost	9,139	8,510
Other equity securities, at cost	1,010	1,010
Loans held for sale	233,466	161,104
Loans:
Non-acquired loans	807,101	799,793
Acquired non-credit impaired loans	182,213	156,513
Acquired credit impaired loans non-covered	84,123	86,763
Acquired credit impaired loans covered	40,834	42,404
Less allowance for loan losses	10,010	10,034
Loans, net	1,104,261	1,075,439
Non-acquired other real estate owned	1,951	577
Acquired non-covered other real estate owned	2,623	2,721
Acquired covered other real estate owned	4,714	5,107
Total other real estate owned	9,288	8,405
FDIC loss-share receivable	20,170	23,837
Premises and equipment, net	49,810	50,041
Goodwill and intangible assets, net	24,889	18,177
Cash surrender value of bank owned life insurance	25,114	24,931
Other assets	31,480	29,100
Total assets	1,807,828	1,705,615
Liabilities and Stockholders' Equity
Noninterest bearing deposits	253,811	217,869
Interest bearing deposits	1,140,300	1,104,240
Total deposits	1,394,111	1,322,109
Federal funds purchased and securities sold under repurchase agreements	41,128	43,339
Other borrowings	181,981	159,247
Other liabilities	26,750	20,902
Total liabilities	1,643,970	1,545,597
Commitments and Contingencies
Stockholders' equity
Preferred stock, par value; $0.01; 5,000,000 shares authorized; no shares issued or outstanding
Common stock, par value $0.01; 45,000,000 shares authorized; 9,239,498 and 9,238,973 shares issued and outstanding, respectively	92	92
Capital surplus	106,331	105,965
Retained earnings	66,527	63,289
Accumulated other comprehensive loss, net of tax benefit of $4,277 and $4,333, respectively	-6,415	-6,500
Unearned employee stock ownership plan (ESOP) shares, 265,909 and 279,234 shares, respectively	-2,677	-2,828
Total stockholders' equity	163,858	160,018
Total liabilities and stockholders' equity	$1,807,828	$1,705,615

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	3 Months Ended	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Stockholders' equity
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	45,000,000	45,000,000
Common stock, shares issued (in shares)	9,239,498	9,238,973
Common stock, shares outstanding (in shares)	9,239,498	9,238,973
Accumulated other comprehensive loss, tax	$4,277	$4,333
Total ESOP shares (in shares)	265,909	279,234

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest income
Interest and fees on loans	$17,376	$13,350
Interest on loans held for sale	1,730	1,025
Interest on taxable securities	958	1,206
Interest on nontaxable securities	351	354
Interest on federal funds sold	2	1
Interest on deposits in other banks	12	19
Total interest income	20,429	15,955
Interest expense
Interest on deposits	1,202	1,140
Interest on other borrowings	778	844
Total interest expense	1,980	1,984
Net interest income	18,449	13,971
Provision for loan losses	75	170
Net interest income after provision	18,374	13,801
Noninterest income
Service charges on deposit accounts	1,386	1,443
Bankcard services income	923	889
Other service charges, commissions and fees	261	162
Brokerage fees	597	566
Mortgage banking activities	11,080	2,166
Bank-owned life insurance	182	189
Accretion of FDIC loss share receivable	-2,883	-2,031
Other	111	103
Total noninterest income	11,657	3,487
Noninterest expense
Salaries and employee benefits	15,654	8,580
Equipment and occupancy	2,704	1,995
Advertising and marketing	392	228
Professional fees	272	451
Information services expenses	1,594	1,200
Net loss on sales and write-downs of other real estate owned	123	318
Net gain on sales and write-downs of acquired other real estate owned	-98	-264
Foreclosed asset expenses	113	87
Foreclosed acquired asset expenses	120	333
FDIC insurance and other regulatory fees	334	244
Acquisition related expenses	253	52
Deposit intangible expense	321	196
FDIC loss-share clawback expenses	11	543
Other operating expenses	2,307	1,513
Total expense	24,100	15,476
Income before income taxes	5,931	1,812
Applicable income tax	2,047	469
Net income	$3,884	$1,343
Earnings per common share:
Basic earnings per share	$0.44	$0.18
Diluted earnings per share	$0.43	$0.18
Weighted average-common shares outstanding:
Basic	8,889,252	7,422,044
Diluted	9,117,388	7,581,775

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
CONSOLIDATED STATEMENTS OF COMPREHESIVE INCOME [Abstract]
Net income	$3,884	$1,343
Other comprehensive income:
Unrealized losses on cash flow hedge, net of tax benefit of $546 and $636 for the quarter, respectively	-819	-954
Unrealized holding gains on securities arising during the period, net tax of $603 and $1,713 for the quarter, respectively	904	2,569
Total other comprehensive income	85	1,615
Comprehensive income	$3,969	$2,958

CONSOLIDATED_STATEMENTS_OF_COM1

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Other comprehensive income:
Unrealized losses on cash flow hedge, net of tax expense benefit	$546	$636
Unrealized holding gains on securities arising during the period , net of tax benefit	$603	$1,713

CONSOLIDATED_STATEMENTS_OF_STO

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (USD $)	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Unearned ESOP Shares [Member]	Accumulated Other Comprehensive Loss [Member]	Total
In Thousands, except Share data
Balance at Dec. 31, 2013	$78	$78,566	$57,614	($3,433)	($7,762)	$125,063
Balance (in shares) at Dec. 31, 2013	7,834,537
Net income			7,568			7,568
Cash dividend declared per share			-1,893			-1,893
Issuance of shares of common stock	13	26,969				26,982
Issuance of shares of common stock (in shares)	1,336,414					1,336,414
Issuance of restricted common stock (in shares)	19,000					19,000
Exercise of common stock options	1	69				70
Exercise of common stock options (in shares)	91,217					91,217
Forfeiture of shares of restricted common stock (in shares)	-461					-461
Repurchase of shares of common stock		-1,047				-1,047
Repurchase of shares of common stock (in shares)	-41,734					-41,734
Stock-based compensation expense		979				979
Other comprehensive income					1,262	1,262
Tax expense from stock-based compensation plans		81				81
ESOP shares earned		460		605		1,065
Tax benefit on ESOP expense		-112				-112
Balance at Dec. 31, 2014	92	105,965	63,289	-2,828	-6,500	160,018
Balance (in shares) at Dec. 31, 2014	9,238,973					9,238,973
Net income			3,884			3,884
Cash dividend declared per share			-646			-646
Exercise of common stock options		-7				-7
Exercise of common stock options (in shares)	962					962
Forfeiture of shares of restricted common stock (in shares)	-360					-360
Repurchase of shares of common stock		-1				-1
Repurchase of shares of common stock (in shares)	-77					-77
Stock-based compensation expense		248				248
Other comprehensive income					85	85
ESOP shares earned		180		151		331
Tax benefit on ESOP expense		-54				-54
Balance at Mar. 31, 2015	$92	$106,331	$66,527	($2,677)	($6,415)	$163,858
Balance (in shares) at Mar. 31, 2015	9,239,498					9,239,498

CONSOLIDATED_STATEMENTS_OF_STO1

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Parenthetical) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY [Abstract]
Issuance of shares of common stock (in shares)		1,336,414
Issuance of restricted common stock (in shares)		19,000
Cash dividend declared (in dollars per share)	$0.07	$0.28
Exercised	962	91,217
Forfeiture of restricted common stock (in shares)	360	461
Repurchase of shares of common stock (in shares)	77	41,734
ESOP shares earned (in shares)	13,325	53,301

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
OPERATING ACTIVITIES
Net income	$3,884	$1,343
Adjustments to reconcile net income to net cash used in operating activities:
Depreciation and amortization	740	723
Amortization of intangibles	538	213
Provision for loan losses	75	170
Provision (benefit) for deferred taxes	2,011	-2,452
Net loss on sales and write-downs of other real estate owned	123	318
Net gain on sales and write-downs of acquired other real estate owned	-98	-264
Amortization of available for sale discounts and premiums, net	450	561
Accretion of FDIC loss-share receivable	2,883	2,031
Increase in bank-owned life insurance	-182	-189
ESOP compensation expense	331	252
Stock-based compensation expense	248	224
Excess tax related to ESOP	54	22
Net change in:
Increase in loans held for sale	-72,362	-15,767
Increase in mortgage servicing rights	-2,402	-717
(Increase) decrease in interest receivable	164	-56
Increase (decrease) in interest payable	33	-15
Decrease in FDIC loss-share receivable	784	1,639
Net other operating activities	-421	-850
Total adjustments	-67,031	-14,157
Net cash used in operating activities	-63,147	-12,814
INVESTING ACTIVITIES
Proceeds from sales of securities available for sale		168
Proceeds from maturities and calls of securities available for sale	7,879	7,926
Purchases of securities available for sale		-15,118
(Increase) decrease in interest-bearing deposits in banks	2,715	-7,246
(Increase) decrease in Federal Home Loan Bank stock	-628	1,060
Increase in federal funds sold	-838	-1,085
(Increase) decrease in loans, net	5,450	-11,967
Net cash received from acquisition activity	66,339
Purchases of premises and equipment	-467	-1,349
Proceeds from sales of other real estate owned	1,072	2,467
Net cash (used in) provided by investing activities	81,522	-25,144
FINANCING ACTIVITIES
Increase (decrease) in deposits	-35,616	50,233
Decrease in federal funds purchased and securities sold under repurchase agreements	-2,211	-3,863
Net proceeds from other borrowings	23,000	-15,000
Excess tax benefit related to ESOP	-54	-22
Proceeds from exercise of stock option	-7	2
Repurchase of common stock	-1
Dividends paid to stockholders	-646	-493
Net cash provided by (used in) financing activities	-15,535	30,857
Net (decrease) increase in cash and due from banks	2,840	-7,101
Cash and due from banks at beginning of period	29,107	34,804
Cash and due from banks at end of period	31,947	27,703
Cash paid during the period for:
Interest	1,990	1,999
Income taxes	61	2,944
NONCASH TRANSACTIONS
Principal balances of loans transferred to other real estate owned	$1,971	$712

BASIS_OF_PRESENTATION_AND_ACCO

BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES	3 Months Ended
	Mar. 31, 2015
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES [Abstract]
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES	NOTE 1.     BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES
	Heritage Financial Group, Inc.  (“Heritage” or the “Company”), a Maryland corporation, was incorporated in May 2010 and organized by Heritage MHC, Heritage Financial Group and HeritageBank of the South (“HeritageBank” or the “Bank”) to facilitate the second-step conversion from the mutual holding company structure to the stock holding company structure (the “Conversion”).  Upon consummation of the Conversion, which occurred on November 30, 2010, the Company became the holding company for the Bank and a 100% publicly owned stock holding company.  As a result of the Conversion, each share of Heritage Financial Group’s common stock owned by public stockholders was exchanged for 0.8377 shares of the Company’s common stock, with cash being paid in lieu of issuing fractional shares.
	The consolidated financial statements include the accounts of the Company and its subsidiary, the Bank.  Significant intercompany transactions and balances have been eliminated in consolidation.  Certain amounts in the consolidated financial statements for the periods presented have been reclassified to conform to the current period’s presentation and had no effect on previously reported total assets or net income.
	In preparing the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.
	Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, the valuation of foreclosed real estate, deferred tax assets, other-than-temporary impairments of securities and the fair value of financial instruments.
	The accompanying consolidated financial information of the Company as of March 31, 2015 and 2014 is unaudited; however, such information reflects all adjustments (consisting of normal recurring adjustments) which are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations.  The results of operations for the three months ended March 31, 2015, are not necessarily indicative of the results that may be expected for the full year. These statements should be read in conjunction with the consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014.
	NOTE 1.     BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES (continued)
	Recently Adopted Accounting Pronouncements
	In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers, (Topic 606). ASU 2014-09 states a company will recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. In doing so, companies will need to use more judgment and make more estimates than under existing guidance. These may include identifying performance obligations in the contract, estimating the amount of variable consideration to include in the transaction price and allocating the transaction price to each separate performance obligation. ASU 2014-09 is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. The amendments can be applied retrospectively to each prior reporting period or retrospectively with the cumulative effect of initially applying this update recognized at the date of initial application. The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements, but the Company does not expect it to have a material impact.
	In June 2014, the FASB issued ASU 2014-12,  Compensation—Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period, a consensus of the FASB Emerging Issues Task Force. ASU 2014-12 requires that a performance target that affects vesting and that could be achieved after the requisite service period will be treated as a performance condition. ASU 2014-12 is effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. An entity may apply the standards (1) prospectively to all share-based payment awards that are granted or modified on or after the effective date, or (2) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. Earlier application is permitted. The adoption of ASU 2014-12 is not expected to have a material impact on the Company’s financial statements.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	3 Months Ended
	Mar. 31, 2015
EARNINGS PER SHARE [Abstract]
EARNINGS PER SHARE	NOTE 2.     EARNINGS PER SHARE
	Basic earnings per share represent income available to common stockholders divided by the weighted-average number of common shares outstanding during the period, excluding unallocated shares of the Employee Stock Ownership Plan and unvested shares of issued restricted stock.
	The components used to calculate basic and diluted earnings per share follows:
		For the Three Months
		Ended March 31,
		2015		2014
		(dollars in thousands, expect per share data
	Basic earnings and shares:
	Net income	$	3,884	$	1,343
	Weighted-average basic shares outstanding		8,889,252		7,422,044
	Basic earnings per share	$	0.44	$	0.18
	Diluted earnings and shares:
	Net income	$	3,884	$	1,343
	Weighted-average basic shares outstanding		8,889,252		7,422,044
	Add:  Stock options and nonvested shares		228,136		159,731
	Weighted-average diluted shares outstanding		9,117,388		7,581,775
	Diluted earnings per share	$	0.43	$	0.18

SHARED_BASED_COMPENSATION

SHARED BASED COMPENSATION	3 Months Ended
	Mar. 31, 2015
SHARED BASED COMPENSATION [Abstract]
SHARED BASED COMPENSATION	NOTE 3.     SHARE BASED COMPENSATION
	On May 17, 2006, the Company’s stockholders approved the 2006 Equity Incentive Plan (the “2006 Plan”).  The purpose of the 2006 Plan is to promote the long-term growth and profitability of Heritage Financial Group, Inc. to provide directors, advisory directors, officers and employees of Heritage Financial Group, Inc. and its affiliates with an incentive to achieve corporate objectives, to attract and retain individuals of outstanding competence, and to provide such individuals with an equity interest in Heritage Financial Group, Inc.  Under the 2006 Plan, the Compensation Committee of the Board of Directors has discretion to award up to 645,990 shares, of which 461,422 were available as stock options or stock appreciation rights and 184,568 shares were available as restricted stock awards.  There were no grants awarded from this plan and 2,465 stock options were exercised during the three months ended March 31, 2015.  As of March 31, 2015, there were approximately 12,800 restricted stock awards and 56,963 options available to be granted from the 2006 Plan.
	On June 22, 2011, the Company’s stockholders approved the 2011 Equity Incentive Plan (the “2011 Plan”).  Under the 2011 Plan, the Compensation Committee has the discretion to award up to 573,481 shares, of which 409,429 were available as stock options or stock appreciation rights and 163,852 were available as restricted stock awards.  On July 1, 2011, the Company granted 117,530 restricted stock awards and 334,870 stock options from this plan. On October 1, 2012, the Company granted 15,600 restricted stock awards and 31,900 stock options from this plan.   Additionally, on April 1, 2014, the Company granted 14,000 restricted stock awards and 24,200 stock options from this plan. There were 380 options exercised from this plan during the three months ended March 31, 2015.  As of March 31, 2015, there were approximately 13,203 restricted stock awards and 14,284 options available to be granted from the 2011 Plan.
	The Company granted restricted awards that may not be sold or otherwise transferred until certain restrictions have lapsed.  The unearned compensation related to these awards is being amortized to compensation expense over the period the restrictions lapse (generally one to five years).  The share-based expense for these awards was determined based on the market price of the Company's stock at the date of grant applied to the total number of shares that were anticipated to fully vest, amortized over the vesting period.  As of March 31, 2015, there was approximately $771,000 of unrecognized compensation associated with these awards.  For the three months ended March 31, 2015 and 2014, we recognized compensation expense associated with these awards of approximately $99,000 and $81,000, respectively.
	The Company recognized compensation expense related to stock options of approximately $149,000 and $143,000, respectively, for the three months ended March 31, 2015 and 2014.  At March 31, 2015, there was approximately $898,000 of unrecognized compensation related to stock options.

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2015
SECURITIES [Abstract]
SECURITIES	NOTE 4.     SECURITIES
	The amortized cost and fair value of securities available for sale with gross unrealized gains and losses are summarized as follows:
				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
		Cost		Gains		Losses		Value
	March 31, 2015:	(dollars in thousands)
	U.S. Government sponsored agencies (GSEs)	$	52,167	$	174	$	-552	$	51,789
	State and municipal securities		54,448		1,320		-426		55,342
	GSE residential mortgage-backed securities		156,293		822		-1,390		155,725
	Total securities	$	262,908	$	2,316	$	-2,368	$	262,856
	December 31, 2014:
	U.S. Government sponsored agencies (GSEs)	$	53,149	$	120	$	-980	$	52,289
	State and municipal securities		54,889		1,364		-435		55,818
	GSE residential mortgage-backed securities		163,200		666		-2,295		161,571
	Total securities	$	271,238	$	2,150	$	-3,710	$	269,678
	The amortized cost and fair value of debt securities available for sale by contractual maturity are shown below.  Maturities may differ from contractual maturities in mortgage-backed securities because the mortgages underlying the securities may be called or repaid without penalty.  Therefore, these securities are not included in the maturity categories in the following maturity summary.
		31-Mar-15				31-Dec-14
		Amortized		Fair		Amortized		Fair
		Cost		Value		Cost		Value
		(dollars in thousands)
	One year or less	$	-	$	-	$	-	$	-
	One to five years		19,938		19,838		21,850		21,651
	Five to ten years		48,078		48,185		48,216		47,852
	Over ten years		38,599		39,108		37,972		38,604
	Mortgage-backed securities		156,293		155,725		163,200		161,571
		$	262,908	$	262,856	$	271,238	$	269,678
	Securities with a carrying value of approximately $177.9 million and $181.3 million at March 31, 2015 and December 31, 2014, respectively, were pledged to secure public deposits, repurchase agreements and for other purposes required or permitted by law.  The balance of pledged securities in excess of the pledging requirements was $61.8 million at March 31, 2015 and December 31, 2014.
	NOTE 4.     SECURITIES (Continued)
	The gross realized gains and losses recognized in income are reflected in the following table:
		For the Three Months
		Ended March 31,
		2015		2014
		(dollars in thousands)
	Gross gains recognized on sales of securities	$	-	$	1
	Gross losses recognized on sales of securities		-		-1
	Net realized gains on sales of securities available for sale	$	-	$	-
	The following table shows the gross unrealized losses and fair value of securities aggregated by category and length of time that securities have been in a continuous unrealized loss position.
		Less Than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
	Description of Securities	Value		Losses		Value		Losses		Value		Losses
		(dollars in thousands)
	March 31, 2015:
	U.S. Government sponsored agencies
	(GSEs)	$	25,213	$	-237	$	16,669		-315	$	41,882	$	-552
	State and municipal securities		10,986		-147		7,931		-279		18,917		-426
	GSE residential mortgage-backed
	securities		43,235		-334		56,142		-1,056		99,377		-1,390
	Total temporarily impaired securities	$	79,434	$	-718	$	80,742	$	-1,650	$	160,176	$	-2,368
	December 31, 2014 :
	U.S. Government sponsored agencies
	(GSEs)	$	4,439	$	-14	$	40,475		-966	$	44,914	$	-980
	State and municipal securities		4,002		-25		14,901		-410		18,903		-435
	GSE residential mortgage-backed
	securities		6,747		-24		105,684		-2,271		112,431		-2,295
	Total temporarily impaired securities	$	15,188	$	-63	$	161,060	$	-3,647	$	176,248	$	-3,710
	NOTE 4.     SECURITIES (Continued)
	At March 31, 2015, total unrealized losses decreased to $2.4 million, or 1.5% of the temporarily impaired securities, compared to $3.7 million, or 2.1% of the temporarily impaired securities, at December 31, 2014.  The unrealized losses at March 31, 2015 relate to 39 agencies, 42 state and municipal obligations and 81 mortgage-backed securities.   In analyzing an issuer's financial condition, management considers whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, the results of reviews of the issuer's financial condition, and the issuer's anticipated ability to pay the contractual cash flows of the investments.
	The Company does not currently intend to sell the securities within the portfolio and it is not more-likely-than-not that the Company will be required to sell the debt securities; therefore, management does not consider these investments to be other-than-temporarily impaired at March 31, 2015.  Management continues to monitor all of these securities with a high degree of scrutiny. There can be no assurance that the Company will not conclude in future periods that conditions existing at that time indicate some or all of these securities may be sold or are other than temporarily impaired, which would require a charge to earnings in such periods.  At March 31, 2015, the Company held certain investment securities having continuous unrealized loss positions for more than 12 months.  All of these losses were in 15 agencies, 44 mortgage-backed securities and 19 municipal securities. The unrealized losses arose from changes in interest rates and market conditions as of March 31, 2015.
	Other-Than-Temporary Impairment
	The Company reviews its investment portfolio on a quarterly basis judging each investment for other-than-temporary impairment (“OTTI”).  Management does not have the intent to sell any of the temporarily impaired investments and believes it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. The OTTI analysis focuses on the duration and amount a security is below book value and assesses a calculation for both a credit loss and a non-credit loss for each measured security considering the security’s type, performance, underlying collateral, and any current or potential debt rating changes.  The OTTI calculation for credit loss is reflected in the income statement while the non-credit loss is reflected in other comprehensive income.  As of March 31, 2015, management did not consider any of the investments in its investment portfolio to have OTTI.
	NOTE 4.     SECURITIES (Continued)
	The following table presents a roll-forward of the cumulative amount of credit losses on the Company’s investment securities that have been recognized through earnings.
		March 31,		December 31,
		2015		2014
	(dollars in thousands)
Beginning balance of credit losses	$	-	$	1,543
Other-than-temporary impairment credit losses		-		-
Reduction for securities sold during the period		-		-1,543
Ending balance of cumulative credit losses recognized in earnings	$	-	$	-
Restricted Equity Securities
The investment in the common stock of the Federal Home Loan Bank of Atlanta is accounted for by the cost method, which also represents par value, and is made for long-term business affiliation reasons.  In addition, this investment is subject to restrictions relating to sale, transfer or other disposition.  Dividends are recognized in income when declared.  The carrying value of this investment at March 31, 2015 and December 31, 2014, was $9.1 million and $8.5 million, respectively.   The estimated fair value of this investment is $9.1 million as of March 31, 2015, and therefore it is not considered impaired.
Other equity securities represent an investment in the common stock of the Chattahoochee Bank of Georgia (“Chattahoochee”), a de novo bank in Gainesville, Georgia.  The Company accounts for this investment by the cost method.  This investment represents approximately 4.9% of the outstanding shares of Chattahoochee.  Since its initial capital raise, Chattahoochee has had limited stock transactions, and therefore, no fair market value is readily available.  The carrying value of this investment at March 31, 2015 and December 31, 2014, was $1.0 million.  The Company plans to hold this investment for the foreseeable future, and did not consider it impaired as of March 31, 2015.

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS)	3 Months Ended
	Mar. 31, 2015
LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) [Abstract]
LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS)	note 5.     Loans and Allowance for Loan Losses
	(EXCLUDING ACQUIRED LOANS)
	The composition of loans is summarized as follows:
			March 31,			December 31,
			2015			2014
	Commercial real estate:		(dollars in thousands)
	Nonresidential		$	298,022		$	289,822
	Multifamily			28,706			29,681
	Farmland			26,810			27,370
	Total commercial real estate loans			353,538			346,873
	Construction and land			87,844			81,547
	Residential real estate:
	Mortgage loans, 1-4 family			185,404			184,251
	Home equity			39,519			37,465
	Total residential real estate loans			224,923			221,716
	Consumer and other:
	Indirect auto loans			12			25
	Direct auto loans			5,259			5,766
	Other			18,829			22,313
	Total consumer and other loans			24,100			28,104
	Commercial and industrial loans			116,696			121,553
	Total non-acquired loans			807,101			799,793
	Acquired non-credit impaired loans			182,213			156,513
	Acquired credit impaired loans:
	Non-covered			84,123			86,763
	Covered			40,834			42,404
	Total loans			1,114,271			1,085,473
	Total allowance for loan losses			-10,010			-10,034
	Loans, net		$	1,104,261		$	1,075,439
	Commercial Real Estate
	Commercial real estate lending includes real estate loans secured primarily by multifamily dwellings, retail establishments, hotels, motels, warehouses, small office buildings, farmland, and other nonresidential properties located in our market areas.
	note 5.     Loans and Allowance for Loan Losses
	(EXCLUDING ACQUIRED LOANS) (Continued)
	These loans typically involve large balances to single borrowers or groups of related borrowers.  Because payments on loans secured by nonresidential and multifamily real estate properties are often dependent on the successful operation or management of the properties, repayment of these loans may be subject to adverse conditions in the real estate market or the economy.  If the cash flow from the project is reduced, or if leases are not obtained or renewed, the borrower's ability to repay the loan may be impaired.
	Loans secured by farmland typically involve large balances, and repayments are often dependent on the successful operation of the farm, making them subject to adverse weather and economic conditions.  If the cash flow from the farm operations declines, the borrower’s ability to repay the loan may be impaired.
	Construction and Land
	Construction and land lending consist of loans for the construction of one- to four-family residences, multifamily residences and commercial properties.  Construction loans also involve additional risks because funds are advanced upon the security of the project under construction, which is of uncertain value prior to the completion of construction.  Moreover, because of the uncertainties inherent in estimating construction costs, delays arising from labor problems, material shortages, and other unpredictable contingencies, it is relatively difficult to evaluate accurately the total loan funds required to complete a project, and the related loan‑to‑value ratios.
	Residential Real Estate
	Residential real estate lending consist of loans secured by first mortgages on one- to four-family residences, including home equity lines of credit, in our lending area, and on occasion, outside our lending area for customers whose primary residences are within the Company’s lending area.
	Consumer and Other Lending
	Consumer and other lending includes a variety of secured consumer loans, new and used auto loans, boat and recreational vehicle loans, and loans secured by deposit accounts. Consumer loans may entail greater risk, particularly in the case of consumer loans that are secured by rapidly depreciable assets, such as automobiles and recreational vehicles.  In these cases, any repossessed collateral for a defaulted loan may not provide an adequate source of repayment of the outstanding loan balance.  As a result, consumer loan collections are dependent on the borrower's continuing financial stability and, thus, are more likely to be adversely affected by job loss, divorce, illness, or personal bankruptcy.
	Commercial and Industrial Lending
	Commercial and industrial lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory and equipment.  Commercial business loans are generally secured by business assets, such as accounts receivable, equipment and inventory.  This collateral may depreciate over time, may be difficult to appraise and may fluctuate in value based on the success of the business.
	note 5.     Loans and Allowance for Loan Losses
	(EXCLUDING ACQUIRED LOANS) (Continued)
	Activity in the allowance for loan losses and recorded investment in loans by segment:
			Commercial			Residential			Construction		Commercial
			Real			Real			and		and		Consumer
			Estate			Estate			Land		Industrial		and Other		Total
			(dollars in thousands)
	Balance, January 1, 2015		$	2,158		$	3,437		$	1,532	$	2,558	$	349	$	10,034
	Add (deduct):
	Charge-offs			-			-64			-		-25		-55		-144
	Recoveries			-			5			21		1		18		45
	Provision for loan losses			14			-77			71		73		-6		75
	Balance,  March 31, 2015		$	2,172		$	3,301		$	1,624	$	2,607	$	306	$	10,010
	Allowance:
	Ending balance: specific		$	102		$	598		$	9	$	96	$	30	$	835
	Ending balance: collective		$	2,070		$	2,703		$	1,615	$	2,511	$	276	$	9,175
	Loans:
	Ending balance: individually
	evaluated for impairment		$	4,413		$	3,251		$	3,347	$	115	$	49	$	11,175
	Ending balance: collectively
	evaluated for impairment		$	349,125		$	221,776		$	84,507	$	116,581	$	24,051	$	796,040
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
Activity in the allowance for loan losses and recorded investment in loans by segment:
		Commercial			Residential			Construction		Commercial
		Real			Real			and		and		Consumer
		Estate			Estate			Land		Industrial		and Other		Total
		(dollars in thousands)
Balance, January 1, 2014		$	2,080		$	3,171		$	1,229	$	2,169	$	306	$	8,955
Add (deduct):
Charge-offs			-123			-96			-74		-59		-224		-576
Recoveries			-			83			33		1		103		220
Provision for loan losses			201			279			344		447		164		1,435
Balance, December 31, 2014		$	2,158		$	3,437		$	1,532	$	2,558	$	349	$	10,034
Allowance:
Ending balance: specific		$	101		$	765		$	12	$	98	$	29	$	1,005
Ending balance: collective		$	2,057		$	2,672		$	1,520	$	2,460	$	320	$	9,029
Loans:
Ending balance: individually
evaluated for impairment		$	4,507		$	3,348		$	3,670	$	107	$	47	$	11,679
Ending balance: collectively
evaluated for impairment		$	342,366		$	218,368		$	77,877	$	121,446	$	28,057	$	788,114
Impaired Loans
A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when, based on current information and events, it is probable that the Company will be unable to collect all amounts due from the borrower in accordance with the contractual term of the loan.  Impaired loans include loans modified in troubled debt restructuring where concessions have been granted to borrowers experiencing financial difficulties.  These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
Impaired loans by class are presented below for March 31, 2015:
												Interest
					Unpaid					Average		Income
		Recorded			Principal			Related		Recorded		Recognized
		Investment			Balance			Allowance		Investment		YTD 2015
		(dollars in thousands)
Loans with no related allowance recorded
Commercial real estate:
Nonresidential		$	4,151		$	4,255		$	-	$	4,201	$	-
Multifamily			-			-			-		-		-
Farmland			-			-			-		-		-
Construction and land			3,331			3,422			-		3,384		-
Residential real estate:
Mortgage loans, 1-4 family			1,946			2,321			-		2,012		9
Home equity			-			-			-		-		-
Consumer and other:
Indirect auto loans			-			-			-		-		-
Direct auto loans			-			-			-		-		-
Other			-			-			-		-		-
Commercial and industrial loans			-			-			-		-		-
Loans with related allowance recorded
Commercial real estate:
Nonresidential		$	262		$	391		$	102	$	336	$	-
Multifamily			-			-			-		-		-
Farmland			-			-			-		-		-
Construction and land			16			33			9		20		-
Residential real estate:
Mortgage loans, 1-4 family			1,017			1,186			335		1,080		18
Home equity			288			298			263		301		-2
Consumer and other:
Indirect auto loans			6			10			-		9		-
Direct auto loans			14			20			6		17		-
Other			29			41			24		33		-
Commercial and industrial loans			115			268			96		131		-
Total
Commercial real estate		$	4,413		$	4,646		$	102	$	4,537	$	-
Construction and land			3,347			3,455			9		3,404		-
Residential real estate			3,251			3,805			598		3,393		25
Consumer and other			49			71			30		59		-
Commercial and industrial loans			115			268			96		131		-
Total		$	11,175		$	12,245		$	835	$	11,524	$	25
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
Impaired loans by class are presented below for December 31, 2014:
												Interest
					Unpaid					Average		Income
		Recorded			Principal			Related		Recorded		Recognized
		Investment			Balance			Allowance		Investment		YTD 2014
		(dollars in thousands)
Loans with no related allowance recorded
Commercial real estate:
Nonresidential		$	3,936		$	3,955		$	-	$	3,949	$	-
Multifamily			-			-			-		-		-
Farmland			-			-			-		-		-
Construction and land			3,649			3,740			-		3,710		-
Residential real estate:
Mortgage loans, 1-4 family			601			609			-		634		28
Home equity			-			-			-		-		-
Consumer and other:
Indirect auto loans			-			-			-		-		-
Direct auto loans			-			-			-		-		-
Other			-			-			-		-		-
Commercial and industrial loans			-			-			-		-		-
Loans with related allowance recorded
Commercial real estate:
Nonresidential		$	571		$	757		$	101	$	685	$	6
Multifamily			-			-			-		-		-
Farmland			-			-			-		-		-
Construction and land			21			37			12		26		-
Residential real estate:
Mortgage loans, 1-4 family			2,424			3,244			470		2,527		18
Home equity			323			331			295		334		15
Consumer and other:
Indirect auto loans			5			8			-		6		-
Direct auto loans			16			22			7		18		-
Other			26			40			22		32		1
Commercial and industrial loans			107			260			98		130		-
Total
Commercial real estate		$	4,507		$	4,712		$	101	$	4,634	$	6
Construction and land			3,670			3,777			12		3,736		-
Residential real estate			3,348			4,184			765		3,495		61
Consumer and other			47			70			29		56		1
Commercial and industrial loans			107			260			98		130		-
Total		$	11,679		$	13,003		$	1,005	$	12,051	$	68
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
Below is an analysis of the age of recorded investment in loans that are past due as of March 31, 2015.
		30-59			60-89					Total
		Days			Days			Non		Past				Total
		Past Due			Past Due			Accrual*		Due		Current		Loans
		(dollars in thousands)
Commercial real estate:
Nonresidential		$	-		$	-		$	1,097	$	1,097	$	296,925	$	298,022
Multifamily			-			-			-		-		28,706		28,706
Farmland			-			-			-		-		26,810		26,810
Total commercial real estate loans			-			-			1,097		1,097		352,441		353,538
Construction and land			-			-			1,421		1,421		86,423		87,844
Residential real estate:
Mortgage loans, 1-4 family			179			19			2,580		2,778		182,626		185,404
Home equity			101			-			288		389		39,130		39,519
Total residential real estate loans			280			19			2,868		3,167		221,756		224,923
Consumer and other:
Indirect auto loans			-			-			6		6		6		12
Direct auto loans			18			-			14		32		5,227		5,259
Other			18			34			29		81		18,748		18,829
Total consumer and other loans			36			34			49		119		23,981		24,100
Commercial and industrial loans			130			-			115		245		116,451		116,696
Total		$	446		$	53		$	5,550	$	6,049	$	801,052	$	807,101
*There were no accruing loans that were greater than 90 or more days past due at March 31, 2015.
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
Below is an analysis of the age of recorded investment in loans that are past due as of December 31, 2014.
		30-59			60-89					Total
		Days			Days			Non-		Past				Total
		Past Due			Past Due			Accrual*		Due		Current		Loans
		(dollars in thousands)
Commercial real estate:
Nonresidential		$	625		$	99		$	1,161	$	1,885	$	287,937	$	289,822
Multifamily			-			-			-		-		29,681		29,681
Farmland			212			-			-		212		27,158		27,370
Total commercial real estate loans			837			99			1,161		2,097		344,776		346,873
Construction and land			-			-			1,730		1,730		79,817		81,547
Residential real estate:
Mortgage loans, 1-4 family			817			-			2,716		3,533		180,718		184,251
Home equity			18			-			323		341		37,124		37,465
Total residential real estate loans			835			-			3,039		3,874		217,842		221,716
Consumer and other:
Indirect auto loans			-			-			5		5		20		25
Direct auto loans			4			-			16		20		5,746		5,766
Other			23			2			26		51		22,262		22,313
Total consumer and other loans			27			2			47		76		28,028		28,104
Commercial and industrial loans			-			5			107		112		121,441		121,553
Total		$	1,699		$	106		$	6,084	$	7,889	$	791,904	$	799,793
*There were no accruing loans that were greater than 90 or more days past due at December 31, 2014.
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
Troubled Debt Restructuring (TDR) Modifications
Impaired loans include loans modified in troubled debt restructuring where concessions have been granted to borrowers experiencing financial difficulties.  These concessions are a part of the Company’s loss mitigation activities and could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.  Certain TDR’s are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, typically considered six to twelve months.
At March 31, 2015, the Company had troubled debt restructurings totaling $7.7 million, which involve forgiving a portion of interest or principal on any loans or making loans at a rate materially less than that of market rates.  Included in nonaccruing loans at March 31, 2015, are troubled debt restructurings of $2.1 million.  In addition, at that date the Company had troubled debt restructurings totaling $5.6 million that were performing in accordance with their modified terms and are not included in nonaccruing loans.
The following tables include the recorded investment and number of modifications for modified loans.  The Company reports the recorded investment in the loans prior to a modification and also the recorded investment in the loans after the loans were restructured.  Management has also disclosed the recorded investment and number of modifications for troubled debt restructurings within the last year where a concession has been made that then defaulted in the current reporting period.
Troubled debt restructurings for the periods ended:
		31-Mar-15
				Recorded
		Number		Investment
		of		Prior to			Recorded
		Modifications		Modifications			Investment
		(dollars in thousands)
Commercial real estate		2		$	3,350		$	3,316
Residential real estate		3			5,204			1,066
Construction and land		3			3,585			3,326
Commercial and industrial loans		-			-			-
Consumer and other		-			-			-
Total		8		$	12,139		$	7,708
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
		31-Dec-14
				Recorded
		Number		Investment
		of		Prior to			Recorded
		Modifications		Modifications			Investment
		(dollars in thousands)
Commercial real estate		3		$	3,973		$	3,936
Residential real estate		4			7,248			1,392
Construction and land		3			3,585			3,340
Commercial and industrial loans		-			-			-
Consumer and other		-			-			-
Total		10		$	14,806		$	8,668
Troubled debt restructuring modifications that subsequently defaulted for the periods ended:
		31-Mar-15
		Number
		of		Recorded
		Modifications		Investment
		(dollars in thousands)
Commercial real estate		-		$	-
Residential real estate		2			760
Construction and land		1			1,400
Commercial and industrial loans		-			-
Consumer and other		-			-
Total		3		$	2,160
		31-Dec-14
		Number
		of		Recorded
		Modifications		Investment
		(dollars in thousands)
Commercial real estate		1		$	590
Residential real estate		3			1,084
Construction and land		1			1,400
Commercial and industrial loans		-			-
Consumer and other		-			-
Total		5		$	3,074
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
Allowance for Loan and Lease Losses (ALLL)
The Company establishes provisions for loan losses, which are charged to income, at a level the Company believes will reflect probable credit losses based on historical loss trends and an evaluation of specific credits in the loan portfolio.
In evaluating the level of the allowance for loan losses, the Company considers the types of loans and the amount of loans in the loan portfolio, five year historical loss experience, migration analysis, probability of default, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, prevailing economic conditions, and past due status and trends.
The Company analyzes the non FDIC-acquired loan portfolios through the use of pools of homogenous loan types and through a specific quarterly review of larger problem loans. It is expected that a certain percentage of loans will move through the asset quality grades from pass, to classified and ultimately loss.  The Company evaluates the non FDIC loan portfolio through review of four loan pool categories.
	1		Pass credits with risk ratings 1-5
	2		Special mention with risk ratings 6-7
	3		Substandard with risk rating 8 and still accruing
	4		Impaired loans 9-11 – Nonaccrual and troubled debt restructurings
Asset quality grades are described in detail subsequently.
The allowance consists of two components:
	1		A general amount – The Company analyzes the historical migration of loans through each risk rating category and analyzes the history of losses as it relates to the various loan types and collateral types in order to evaluate and estimate the volume, magnitude and direction of these events. These risk factors and other factors are applied to our review of the Pass credits with risk ratings 1-5 pool and other assets specially mentioned with risk rating 6-7 pool. These factors are also applied to the substandard pool; however, in addition to reviewing the pool, a select group of individual loans are reviewed.  The results of the individual review are factored in with the historical loss analysis and applied to the pool.
	2		A specific amount – Impaired loans are reviewed individually for specific amounts that are representative of identified credit exposures that are readily predictable by the current performance of the borrower and underlying collateral. Impaired loans with balances lower than $500,000 are not typically reviewed on an individual basis due to their small size.  Instead, a historical loss analysis is used for these loans, which assumes the loan migration to default is likely, and the assumed loss is recorded as a specific amount.
Even though the ALLL is composed of two components, the entire ALLL is available to absorb any credit losses.
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
The Company assesses the allowance for loan losses on a quarterly basis and we make provisions for loan losses as necessary in order to maintain the proper level of allowance.  While the Company uses available information to recognize losses on loans, future loan loss provisions may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the allowance for loan losses and may require the Company to recognize additional provisions based on their judgment of information available to them at the time of their examination.  The allowance for loan losses is maintained at a level that represents management's best estimate of inherent losses in the loan portfolio, where such losses were both probable and reasonably estimable.  The level of the allowance is based on estimates and the ultimate losses may vary from the estimates.
A summary of the asset grading system is as follows:
		Numerical				Regulatory
Risk Rating		Rating		Description		Classification
Pass		1		Exceptional/Highest Quality		N/A
Pass		2		Excellent/High Quality		N/A
Pass		3		Strong/Above Average		N/A
Pass		4		Good/Average		N/A
Pass		5		Acceptable with more than average risk		N/A
Special Mention		6		Special Mention Loans		Criticized
Special Mention -  Elevated risk		7		Special Mention Loans with added risk exposure		Criticized
Substandard		8		Substandard/Inadequately Protected		Classified
Impaired Loans		9		Nonaccrual Loans		Classified
Doubtful		10		Doubtful		Classified
Loss		11		Loss		Classified
Pass-1-Exceptional/Highest Quality – Loans in this category are secured by certificates of deposit.  There is no credit risk exposure in this category.
Pass-2-Excellent/High Quality – Loans in this category have borrowers with an excellent balance sheet and income statement and improving trends, including net worth, liquidity, working capital, leverage, cash flow and profitability. Financial ratios are superior within industry when industry comparison is available.
Pass-3-Strong/Above Average – Loans in this category have borrowers with current and complete financial statements; solid balance sheet and income statement with stable to improving trends  in areas such as net worth, liquidity, working capital, leverage, cash flow  and profitability; leverage and ratios are better than industry standards when industry comparison is available; debt service coverage, both historically and proposed, is more than adequate based on financial analysis;  the borrower’s industry is stable to improving;  loans are properly structured and documented and require only normal supervision and monitoring; consistently meets debt obligations in a timely manner; individual borrower or guarantor, with above average liquid net worth and minimal contingent liabilities.
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
Pass-4-Good/Average - Loans in this category have sound risk profiles, good net worth and debt service coverage ratios; financial statements are current and complete; satisfactory balance sheet and income statement reflecting  adequate profitability, net worth, working capital, cash flow and leverage position; financial analysis demonstrates adequate debt service coverage; leverage and ratios are in line with industry averages when industry comparison is available; debt service coverage, both historically and proposed, is adequate based on financial analysis; loans are properly structured and documented and require only minimal supervision; contingent liabilities have been thoroughly analyzed and repayment sources are adequate to cover existing debt service; individual borrower or guarantor with acceptable net worth and liquidity.
Pass-5-Acceptable with more than average risk - Loans in this category are those which are acceptable with more than average risk due to one or more factors, which could lead to financial difficulty if not closely managed. This rating may include those credits from higher categories that have declining trends in financial performance or credit quality. This category may also include credits that have previously been criticized or classified, but have improved in credit quality.
Special Mention-6-Special Mention Loans - Loans in this category are not currently adequate.  These loans are considered weaker due to less than adequate repayment history, and/or their collateral may not adequately protect the Company from loss in the event of liquidation or foreclosure.  If left uncorrected, these weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date. As a general rule, credits in this category will be delinquent less than 30 days and will not be chronically past due.  Loans in this category are not intended to remain in category 6 permanently as it should become evident fairly quickly whether or not the weaknesses can be cured and the loan upgraded.  If the weakness cannot be corrected, the relationship will more than likely need to be downgraded to a 7 or 8.
Special Mention Elevated Risk 7-Special Mention Loans with added risk exposure – Loans in this category have one or more potential weaknesses discussed in asset quality grade 6, but the borrower is still cooperative, satisfactory repayment plans are in place, and file documentation reflects the ability of the borrower to repay the debt as currently structured
Substandard 8-Substandard/Inadequately Protected – Loans in this category are inadequately protected by the current sound net worth and repayment capacity of the borrower or of the collateral pledged, if any.  Credit analysis has proven well-defined weaknesses in debt service coverage, net worth and/or poor loan structure.  There is a distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.  A reserve allocation of the estimated amount of loss or collateral shortfall has been made to the ALLL.  These loans are considered to be impaired loans and the chance of a loss is reasonably probable.
Impaired Loans 9-Nonaccrual Loans – Loans in this category are impaired with a loss potential of either principal or interest that is probable or likely to occur.  Once a loan enters this category, the estimated loss will be charged off.
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
Doubtful 10-Doubtful - Loans in this category have all of the weaknesses inherent in those classified as Substandard, with the additional characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable.  This assessment should be made on current facts, conditions and values.  The probability of some loss is extremely high, but because of certain important and reasonably specific pending factors (i.e., merger/liquidation, capital injection, refinancing plans, and/or perfection of liens), the amount of loss cannot yet be determined, but may total 50% of the outstanding balance.  Determination of the pending factors should generally be resolved within six months and the asset partially, or fully, charged-off or moved to substandard.  All doubtful assets must be placed on nonaccrual.  A reserve allocation or charge off of at least 50% is normally recommended for such loans.
Loss 11-Loss - Loans in this category are considered uncollectible and of such little value that their continuance as active assets of the Company is not warranted.  This classification does not mean that the loss has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing it off.  Once the loan is placed in this category, any determined loss will be charged-off within 30 days.
Credit quality indicators for loans by class are presented below for March 31, 2015 and December 31, 2014.
		31-Mar-15
										Construction
		Non-								and
		Residential			Multifamily			Farmland		Land
		(dollars in thousands)
Commercial Real Estate Credit Exposure
Pass 1		$	-		$	-		$	-	$	-
Pass 2			-			-			-		49
Pass 3			43,579			1,189			3,194		1,292
Pass 4			187,841			21,222			18,281		26,939
Pass 5			59,322			5,787			5,335		55,195
Special Mention 6			852			62			-		295
Special Mention Elevated 7			1,818			-			-		9
Substandard 8			3,513			446			-		2,643
Impaired Loans 9			1,097			-			-		1,421
Doubtful 10			-			-			-		-
Loss 11			-			-			-		-
Total		$	298,022		$	28,706		$	26,810	$	87,843
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
		31-Dec-14
										Construction
		Non-								and
		Residential			Multifamily			Farmland		Land
		(dollars in thousands)
Commercial Real Estate Credit Exposure
Pass 1		$	-		$	-		$	-	$	-
Pass 2			-			-			-		51
Pass 3			43,925			1,215			3,321		1,062
Pass 4			183,749			24,171			18,671		26,906
Pass 5			54,418			3,779			5,378		48,849
Special Mention 6			886			64			-		301
Special Mention Elevated 7			1,512			-			-		10
Substandard 8			4,171			452			-		2,638
Impaired Loans 9			1,161			-			-		1,730
Doubtful 10			-			-			-		-
Loss 11			-			-			-		-
Total		$	289,822		$	29,681		$	27,370	$	81,547
		31-Mar-15
		Commercial
		and Industrial
		(dollars in thousands)
Commercial and Industrial Credit Exposure
Pass 1		$	3,227
Pass 2			195
Pass 3			11,353
Pass 4			69,241
Pass 5			26,709
Special Mention 6			1,142
Special Mention Elevated 7			3,357
Substandard 8			1,357
Impaired Loans 9			115
Doubtful 10			-
Loss 11			-
Total		$	116,696
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
		31-Dec-14
		Commercial
		and Industrial
		(dollars in thousands)
Commercial and Industrial Credit Exposure
Pass 1		$	2,799
Pass 2			187
Pass 3			21,307
Pass 4			66,390
Pass 5			26,459
Special Mention 6			959
Special Mention Elevated 7			3,093
Substandard 8			252
Impaired Loans 9			107
Doubtful 10			-
Loss 11			-
Total		$	121,553
		31-Mar-15
		Mortgage			Home Equity
		(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5		$	178,683		$	39,206
Special Mention 6			901			-
Special Mention Elevated 7			462			-
Substandard 8			2,722			25
Impaired Loans 9			2,636			288
Doubtful 10			-			-
Loss 11			-			-
Total		$	185,404		$	39,519
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
		31-Dec-14
		Mortgage			Home Equity
		(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5		$	177,275		$	37,116
Special Mention 6			830			-
Special Mention Elevated 7			470			-
Substandard 8			2,960			26
Impaired Loans 9			2,716			323
Doubtful 10			-			-
Loss 11			-			-
Total		$	184,251		$	37,465
		31-Mar-15
		Indirect			Direct
		Auto			Auto			Other
		(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5		$	6		$	5,245		$	18,807
Special Mention 6			-			-			-
Special Mention Elevated 7			-			-			-
Substandard 8			-			-			1
Impaired Loans 9			6			14			21
Doubtful 10			-			-			-
Loss 11			-			-			-
Total		$	12		$	5,259		$	18,829
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
		31-Dec-14
		Indirect			Direct
		Auto			Auto			Other
		(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5		$	20		$	5,750		$	22,283
Special Mention 6			-			-			-
Special Mention Elevated 7			-			-			-
Substandard 8			-			-			3
Impaired Loans 9			5			16			27
Doubtful 10			-			-			-
Loss 11			-			-			-
Total		$	25		$	5,766		$	22,313

ACQUIRED_LOANS_AND_ALLOWANCE_F

ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES	3 Months Ended
	Mar. 31, 2015
ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]
ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES	NOTE 6.     ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES
	Acquired Non-credit Impaired Loans
	The Company elected to account for non-credit impaired loans acquired in the Alarion Bank (“Alarion”) acquisition under ASC 310–20.  ASC 310-20, Receivables: Nonrefundable Fees and Other Costs, applies to the discount which is accreted through earnings based on estimated cash flows over the estimated life of the loan.
	Acquired Credit Impaired Loans
	The Company elected to account for loans acquired in the Tattnall Bank, Citizens Bank of Effingham (“Citizens”), First Southern National Bank (“First Southern”), Frontier Bank (“Frontier”) acquisitions, and credit impaired loans acquired with the Alarion acquisition, under ASC 310–30.  ASC 310-30, Receivables: Loans and Debt Securities Acquired with Deteriorated Credit Quality, applies to a loan with evidence of deterioration of credit quality since origination, acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.  ASC 310-30 prohibits carrying over or creating an allowance for loan losses upon initial recognition for loans which fall under the scope of this statement. Loans with specific evidence of deterioration in credit quality were accounted for under ASC 310-30.  In addition, the Company determined it would not be able to collect all the contractually required principal and interest payments on other loans in the portfolio which did not have specific evidence of credit quality due to multiple factors, including the deterioration of the economy since origination of these loans, the decline in real estate values in the market areas of the loans, and the poor underwriting standards under which these loans were originated.  These loans are accounted for by analogy to ASC 310-30. The following tables detail the fair value of loans covered and not covered under loss-share agreements and accounted for under ASC 310-30.
		March 31,			December 31,
	Loans not covered by loss-sharing agreements:	2015			2014
		(dollars in thousands)
	Commercial real estate	$	41,194		$	42,630
	Residential real estate		27,516			28,554
	Construction and land		7,275			7,094
	Commercial and industrial		5,314			5,531
	Consumer and other		2,824			2,954
		$	84,123		$	86,763
		March 31,			December 31,
	Loans covered by loss-sharing agreements:	2015			2014
		(dollars in thousands)
	Commercial real estate	$	12,643		$	12,715
	Residential real estate		17,534			18,342
	Construction and land		9,595			10,452
	Commercial and industrial		998			812
	Consumer and other		64			83
		$	40,834		$	42,404
	The Company entered into loss-sharing agreements as part of the acquisitions of Citizens and First Southern.  The covered loans above are covered pursuant to the FDIC loss-share agreements.  Those agreements provide for the FDIC to reimburse the Company for 80% of covered losses associated with these loans, pursuant to the terms of the agreements.  The FDIC agreements to reimburse are set to expire five years from the acquisition date for non-single family loans and ten years from the acquisition date for single family loans, while recoveries will be shared three years after the reimbursement expiration for the single family loans.
	NOTE 6.     ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (CONTINUED)
	The following table presents the loss-sharing agreement expirations:
	Acquisition	Non-single Family Expiration		Single Family Expiration
	Citizens	Mar-16		Mar-21
	First Southern	Sep-16		Sep-21
	The following table represents the credit impaired loans receivable as of March 31, 2015, and reflects reclassifications from the balances reported at December 31, 2014:
		Acquired Loans			Acquired Loans
		Without Specific			With Specific
		Evidence of			Evidence of
		Deterioration in			Deterioration in		Total Loans
		Credit Quality			Credit Quality		Acquired
		(dollars in thousands)
	Contractually required principal and interest	$	162,738		$	31,865	$	194,603
	Nonaccretable difference		-11,186			-7,883		-19,069
	Cash flows expected to be collected		151,552			23,982		175,534
	Accretable yield		-46,891			-3,686		-50,577
	Basis in acquired loans	$	104,661		$	20,296	$	124,957
	The following table is a summary of changes in the accretable yields of acquired credit impaired loans since December 31, 2013 and reflects refinements to the Company's initial estimate:
	(dollars in thousands)	Accretable Yield
	Balance at December 31, 2013	$	52,741
	Additions		44
	Reclassification from nonaccretable difference		14,273
	Accretion included in interest income		-23,668
	Adjustments to estimates of expected cash flows		12,851
	Balance at December 31, 2014	$	56,241
	Additions		-
	Reclassification from nonaccretable difference		-
	Accretion included in interest income		-6,312
	Adjustments to estimates of expected cash flows		648
	Balance at March 31, 2015	$	50,577
	NOTE 6.     ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (CONTINUED)
	The following is a summary of the allowance for loan losses for the acquired credit impaired loans for March 31, 2015:
		Commercial			Residential		Construction		Commercial		Consumer
		Real			Real		and		and		and
		Estate			Estate		Land		Industrial		Other		Total
		(dollars in thousands)
	Balance, January 1, 2015	$	-		$	-	$	-	$	-	$	-	$	-
	Add (deduct):													-
	Charge-offs		-			-		-		-		-		-
	Recoveries		-			-		-		-		-		-
Provision for loan losses –													-
noncovered		-			-		-		-		-		-
Provision for loan losses - covered		-			-		-		-		-		-
Balance,  March 31, 2015	$	-		$	-	$	-	$	-	$	-	$	-
Allowance:
Ending balance: specific	$	-		$	-	$	-	$	-	$	-	$	-
Ending balance: collective	$	-		$	-	$	-	$	-	$	-	$	-
Loans:
Ending balance: individually
evaluated for impairment	$	32,849		$	10,317	$	7,689	$	4,003	$	2,144	$	57,002
Ending balance: collectively
evaluated for impairment	$	20,988		$	34,733	$	9,181	$	2,309	$	744	$	67,955
NOTE 6.     ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (CONTINUED)
The following is a summary of the allowance for loan losses for the acquired credit impaired loans for 2014:
	Commercial			Residential		Construction		Commercial		Consumer
	Real			Real		and		and		and
	Estate			Estate		Land		Industrial		Other		Total
	(dollars in thousands)
Balance, January 1, 2014	$	-		$	-	$	-	$	-	$	-	$	-
Add (deduct):													-
Charge-offs		-25			-15		-66		-28		-		-134
Recoveries		-			-		-		-		-		-
Provision for loan losses -													-
noncovered		-			-		16		28		-		44
Provision for loan losses - covered		25			15		50		-		-		90
Balance, December 31, 2014	$	-		$	-	$	-	$	-	$	-	$	-
Allowance:
Ending balance: specific	$	-		$	-	$	-	$	-	$	-	$	-
Ending balance: collective	$	-		$	-	$	-	$	-	$	-	$	-
Loans:
Ending balance: individually
evaluated for impairment	$	33,526		$	10,361	$	8,260	$	3,992	$	2,143	$	58,282
Ending balance: collectively
evaluated for impairment	$	21,819		$	36,535	$	9,287	$	2,351	$	893	$	70,885

FDIC_LOSSSHARE_RECEIVABLE

FDIC LOSS-SHARE RECEIVABLE	3 Months Ended
	Mar. 31, 2015
FDIC LOSS-SHARE RECEIVABLE [Abstract]
FDIC LOSS-SHARE RECEIVABLE	note 7.     FDIC Loss-Share Receivable
	A significant portion of the Company’s loan and other real estate assets are covered under loss-share agreements with the FDIC in which the FDIC has agreed to reimburse the Company 80% of all covered losses as well as certain expenses incurred in connection with those assets. The Company estimated the amount that will be received from the FDIC under the loss-share agreements that will result from losses incurred as the Company disposes of covered assets, and the Company has recorded the estimate as a receivable from the FDIC. The Company discounted the receivable for the expected timing and receipt of those cash flows using a risk free rate plus a premium for risk. The accretion of the FDIC receivable discount is recorded into noninterest income using the level yield method over the estimated life of the receivable.
	The FDIC receivable for loss-share agreements is measured separately from the related covered assets because it is not contractually embedded in the assets and is not transferable if the Company sells the assets. The Company reviews and updates the fair value of the FDIC receivable at each reporting date in conjunction with the re-estimation of cash flows. Increases in expected cash flows on covered FDIC-acquired loans impact the FDIC loss-share receivable by reducing the receivable over the shorter of the estimated life of the loan or the expected life of the indemnification asset.  Conversely, decreases in expected cash flows first impact accretable discounts to the extent available and then impact the allowance for loan losses while also increasing the FDIC loss-share receivable.  The FDIC receivable fluctuates as loss estimates and expected cash flows related to covered loans and other real estate owned change.
	The following tables provide details of changes in the loss-share receivable from the FDIC for the periods indicated.
	For the period ended March 31, 2015:
		(dollars in thousands)
	Balance, December 31, 2014	$	23,837
	Decrease in expected losses on covered assets		-177
	Accretion included in noninterest income		-2,883
	Reimbursements from the FDIC		-607
	Balance, March 31, 2015	$	20,170
	For the period ended December 31, 2014:
		(dollars in thousands)
	Balance, December 31, 2013	$	41,306
	Decrease in expected losses on covered assets		-539
	Accretion included in noninterest income		-10,426
	Reimbursements from the FDIC		-6,504
	Balance, December 31, 2014	$	23,837

OTHER_REAL_ESTATE_OWNED_OREO

OTHER REAL ESTATE OWNED (OREO)	3 Months Ended
	Mar. 31, 2015
OTHER REAL ESTATE OWNED (OREO) [Abstract]
OTHER REAL ESTATE OWNED (OREO)	NOTE 8.     OTHER REAL ESTATE OWNED (OREO)
	The following table provides a summary of information pertaining to other real estate owned (“OREO”) for periods ended March 31, 2015 and December 31, 2014.
				Acquired		Acquired
		Non-acquired		Non-Covered		Covered
		OREO		OREO		OREO		Total
		(dollars in thousands)
	Balance, December 31, 2014	$	577	$	2,721	$	5,107	$	8,405
	Additions		1,540		20		411		1,971
	Sales		-47		-118		-804		-969
	Writedowns		-119		-		-		-119
	Balance, March 31, 2015	$	1,951	$	2,623	$	4,714	$	9,288
				Acquired		Acquired
		Non-acquired		Non-Covered		Covered
		OREO		OREO		OREO		Total
		(dollars in thousands)
	Balance, December 31, 2013	$	1,789	$	1,693	$	7,053	$	10,535
	Acquired in Frontier acquisition		-		1,991		-		1,991
	Additions		676		110		3,542		4,328
	Sales		-1,326		-1,101		-5,153		-7,580
	Writedowns		-562		28		-335		-869
	Balance, December 31, 2014	$	577	$	2,721	$	5,107	$	8,405

FAIR_VALUE_MEASUREMENTS

FAIR VALUE MEASUREMENTS	3 Months Ended
	Mar. 31, 2015
FAIR VALUE MEASUREMENTS [Abstract]
FAIR VALUE MEASUREMENTS	NOTE 9.     FAIR VALUE MEASUREMENTS
	Determination of Fair Value
	Fair value is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Current accounting guidance establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurements) and the lowest priority to unobservable inputs (level 3 measurements).
	Fair Value Hierarchy
	The three levels of the fair value hierarchy are described below:
	Level 1 – Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities;
	Level 2 – Quoted prices in markets that are not active, or inputs that are observable, either directly, for substantially the full term of the asset or liability. Level 2 inputs may include quoted prices for similar assets and liabilities in active markets, as well as inputs that are observable for the asset or liability (other than quoted prices), such as interest rates, foreign exchange rates and yield curves that are observable at commonly quoted intervals; and
	Level 3 – Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity).
	The fair value hierarchy is based on the lowest level input that is significant to the fair value measurement of the asset and liability in its entirety.  The Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability.
	Fair Value Option
	Fair Value Measurements and Disclosures (ASC 820) allow companies to report selected financial assets and liabilities at fair value.  The changes in fair value are recognized in earnings and the assets and liabilities measured under this methodology are required to be displayed separately on the balance sheet.   In certain circumstances, fair value enables a company to more accurately align its financial performance with the economic value of hedged assets. Fair value enables a company to mitigate the non-economic earnings volatility caused from financial assets and financial liabilities being carried at different bases of accounting, as well as to more accurately portray the active and dynamic management of a company’s balance sheet.
	On September 30, 2012, the Company made the election to record mortgage loans held for sale at fair value.   The following is a description of mortgage loans held for sale including the specific reasons for electing fair value and the strategies for managing these assets on a fair value basis.
	NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
	Mortgage Loans Held for Sale
	The Company records mortgage loans held for sale at fair value in order to eliminate the complexities and inherent difficulties of achieving hedge accounting and to better align reported results with the underlying economic changes in value of the loans and related hedge instruments. This election impacts the timing and recognition of origination fees and costs, as well as servicing value, which are now recognized in earnings at the time of origination. Interest income on mortgage loans held for sale is recorded on an accrual basis in the consolidated statement of income under the heading “Interest income – loans, including fees.” The mark to market adjustments related to loans held for sale and the associated economic hedges are captured in mortgage banking activities.
	Assets and Liabilities Measured at Fair Value on a Recurring Basis
	The primary financial instruments that the Company carries at fair value include investment securities, derivative instruments, and mortgage loans held for sale.
	The Company used the following methods and significant assumptions to estimate fair value for assets and liabilities measured on a recurring basis.
	Securities:  Securities in an active market where quoted prices are available are classified within Level 1 of the valuation hierarchy.  Level 1 securities include highly liquid government securities and certain other financial products.  If quoted market prices are not available, then fair values are estimated by using pricing models that use observable inputs or quoted prices of securities with similar characteristics and are classified within Level 2 of the valuation hierarchy. In certain cases where there is limited activity or less transparency around inputs to the valuation and more complex pricing models or discounted cash flows are used.
	Mortgage loans held for sale:  The fair value of mortgage loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics predominantly consisting of those conforming to government sponsored entity or agency standards. The fair value measurements consider observable data that may include market trade pricing from brokers and the mortgage-backed security markets.
	The Company classifies interest rate lock commitments (“IRLCs”) on residential mortgage loans held for sale on a gross basis within other liabilities or other assets. The fair value of these commitments, while based on interest rates observable in the market, is highly dependent on the ultimate closing of the loans. Projected “pull-through” rates are determined quarterly by the Mortgage Division, using the Company’s historical data and the current interest rate environment to reflect the Company’s best estimate of the likelihood that a commitment will ultimately result in a closed loan. The loan servicing value is also included in the fair value of IRLCs.
	Derivative assets and liabilities: The Company uses derivatives to manage various financial risks. The fair values of derivative financial instruments are determined based on quoted market prices, dealer quotes and internal pricing models that are primarily sensitive to market observable data. The fair value of interest rate lock commitments, which are related to mortgage loan commitments, is based on quoted market prices adjusted for commitments that the Company does not expect to fund.
	NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
	The credit risk associated with the underlying cash flows of an instrument carried at fair value was a consideration in estimating the fair value of certain financial instruments. Credit risk was considered in the valuation through a variety of inputs, as applicable, including, the actual default and loss severity of the collateral, and level of subordination. The assumptions used to estimate credit risk applied relevant information that a market participant would likely use in valuing an instrument. Because mortgage loans held for sale are sold within a few weeks of origination, they are unlikely to demonstrate any of the credit weaknesses discussed above and as a result, there were no credit related adjustments to fair value during the three months ended March 31, 2015 or the twelve months ended December 31, 2014.
	The following tables present financial assets and liabilities measured at fair value at March 31, 2015 and December 31, 2014 on a recurring basis and the change in fair value for those specific financial instruments in which fair value has been elected.  The changes in the fair value of economic hedges were also recorded in mortgage banking activities and are designed to partially offset the change in fair value of the mortgage loans held for sale and interest rate lock commitments referenced in the following tables.
			Recurring Fair Value Measurements at
			31-Mar-15
			Total Carrying
			Value		Level 1			Level 2		Level 3
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	51,789	$	-		$	51,789	$	-
	State and municipal securities			55,342		-			55,342		-
	GSE residential mortgage-backed securities			155,725		-			155,725		-
	Total available for sale investment securities			262,856		-			262,856		-
	Mortgage loans held for sale			233,466		-			233,466		-
	Other assets(1)			3,423		-			-		3,423
	Total assets at fair value		$	499,745	$	-		$	496,322	$	3,423
	Liabilities
	Interest rate swap – cash flow hedge		$	4,037	$	-		$	4,037	$	-
	Total liabilities at fair value		$	4,037	$	-		$	4,037	$	-
		-1		This amount includes mortgage related interest rate lock commitments and mortgage derivative financial instruments to hedge interest rate risk for mortgage loans held for sale. Interest rate lock commitments were recorded on a gross basis.
	NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
			Recurring Fair Value Measurements at
			31-Dec-14
			Total
			Carrying Value		Level 1			Level 2		Level 3
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	52,289	$	-		$	52,289	$	-
	State and municipal securities			55,818		-			55,818		-
	GSE residential mortgage-backed securities			161,571		-			161,571		-
	Total available for sale investment securities			269,678		-			269,678		-
	Mortgage loans held for sale			161,104		-			161,104		-
	Other assets(1)			1,306		-			-		1,306
	Total assets at fair value		$	432,088	$	-		$	430,782	$	1,306
	Liabilities
	Interest rate swap – cash flow hedge		$	2,671	$	-		$	2,671	$	-
	Total liabilities at fair value		$	2,671	$	-		$	2,671	$	-
		-1		This amount includes mortgage related interest rate lock commitments and mortgage derivative financial instruments to hedge interest rate risk for mortgage loans held for sale. Interest rate lock commitments were recorded on a gross basis.
	NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
	The following tables present a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (level 3) during the three months ending March 31, 2015, and the year ending December 31, 2014.  There were no transfers into or out of Level 3, nor were there any transfers between Level 1 and Level 2 during these periods.
		Other
Three months March 31, 2015:		Assets(1)
		(dollars in thousands)
Beginning balance, December 31, 2014		$	1,306
Total gains (losses) included in earnings:(2)
Mortgage IRLCs			2,621
Mortgage securities forward commitments			-504
Ending balance, March 31, 2015(3)		$	3,423
		Other
Year ended  December 31, 2014:		Assets(1)
		(dollars in thousands)
Beginning balance, December 31, 2013		$	1,762
Total gains (losses) included in earnings:(2)
Mortgage IRLCs			2,323
Mortgage securities forward commitments			-2,779
Ending balance, December 31, 2014(3)		$	1,306
	-1		Includes mortgage related IRLCs and derivative financial instruments entered into to hedge interest rate risk.
	-2		Amounts included in earnings are recorded in mortgage banking activities.
	-3		Represents the amount included in earnings attributable to the changes in unrealized gains/losses relating to IRLCs and derivatives still held at period end.
A significant unobservable input utilized in the determination of fair value of other assets was a pull through rate, which was 82% as of March 31, 2015. A pull through rate is management’s assumption as to the percentage of loans in the pipeline that will close and eventually fund. It is based on the Company’s historical fall-out activity. Significant increases in this input in isolation would result in a significantly higher fair value measurement and significant decreases would result in a significantly lower fair value measurement. In addition, the fair value of an IRLC includes mortgage servicing rights that do not trade in an active market with readily observable prices. Accordingly, the fair value is estimated based on a valuation model which calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees.
NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
		For Items Measured at Fair Value Pursuant to
		Election of the Fair Value Option:  Fair Value
		Gain (Loss) related to Mortgage Banking Activities
		Three Months Ended
		31-Mar-15		31-Mar-14
		(dollars in thousands)
Mortgage loans held for sale		$	3,883	$	2,063
The following tables present the difference between the aggregate fair value and the aggregate unpaid principal balance of loans held for sale including escrow for which the fair value option (“FVO”) has been elected as of March 31, 2015 and December 31, 2014.
		31-Mar-15
				Aggregate Unpaid
				Principal Balance			Fair Value Over
		Aggregate Fair		with Escrow			Unpaid
		Value		Under FVO			Principal
Loans held for sale		$	233,466	$	225,199		$	8,267
		31-Dec-14
				Aggregate Unpaid
				Principal Balance			Fair Value Over
		Aggregate Fair		with Escrow			Unpaid
		Value		Under FVO			Principal
Loans held for sale		$	161,104	$	154,602		$	6,502
NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
Assets Measured at Fair Value on a Nonrecurring Basis
Certain financial assets are measured at fair value on a nonrecurring basis. Adjustments to the fair market value of these assets usually result from the application of lower-of-cost-or-market (“LOCOM”) accounting or write-downs of individual assets.
The following is a description of the valuation methodologies used for instruments measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy.
Impaired Loans:  Loan impairment is reported when full payment under the loan terms is not expected.  In accordance with the provisions of the loan impairment guidance (ASC 310-10-35), individual loans are carried at their fair value. Write downs of impaired loans are estimated using the present value of expected cash flows or the appraised value of the underlying collateral discounted as necessary due to management’s estimates of changes in economic conditions.  A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance. If these allocations cause the allowance for loan losses to require an increase, such increase is reported as a component of the provision for loan losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan is confirmed.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the loan impairment as nonrecurring Level 2.  When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the loan impairment as nonrecurring Level 3.
OREO (including covered):   Foreclosed assets are adjusted to fair value upon transfer of the loans to foreclosed assets. Subsequently, foreclosed assets are carried at the lower of carrying value or fair value.  Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the foreclosed assets as nonrecurring Level 2.  When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the foreclosed asset as nonrecurring Level 3.
Mortgage Servicing Rights (MSR): Mortgage servicing rights are initially recorded at the current LOCOM value when mortgage loans are sold with servicing retained. These assets are then amortized in proportion to and over the period of estimated net servicing income. On a quarterly basis these servicing assets are assessed for impairment based on fair value. Management determines fair value by stratifying the servicing portfolio into homogeneous subsets with unique behavior characteristics, converting those characteristics into income and expense streams, adjusting those streams for prepayments, present valuing the adjusted streams, and combining the present values into a total. If the carrying value of any loan stratification tranche is higher than the present value of the tranche, an impairment is recorded.
NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
The following table summarizes financial assets measured at fair value on a nonrecurring basis:
		Nonrecurring Fair Value Measurements at
		31-Mar-15
		Total Carrying
		Value		Level 1			Level 2		Level 3
		(dollars in thousands)
Assets
Impaired Loans(1)		$	11,175	$	-		$	-	$	11,175
Non-acquired OREO			1,951		-			-		1,951
Acquired OREO non-covered			2,623		-			-		2,623
Acquired OREO covered			4,714		-			-		4,714
Mortgage servicing rights (MSR)			7,803		-			-		7,803
Total		$	28,266	$	-		$	-	$	28,266
		Nonrecurring Fair Value Measurements at
		31-Dec-14
		Total Carrying
		Value		Level 1			Level 2		Level 3
		(dollars in thousands)
Assets
Impaired Loans(1)		$	11,679	$	-		$	-	$	11,679
Non-acquired OREO			577		-			-		577
Acquired OREO non-covered			2,721		-			-		2,721
Acquired OREO covered			5,107		-			-		5,107
Mortgage servicing rights (MSR)			5,619		-			-		5,619
Total		$	25,703	$	-		$	-	$	25,703
	-1		Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using independent third party valuations and borrower records, discounted as appropriate (Level 3).
The following tables presents quantitative information about financial and nonfinancial assets measured at fair value on a nonrecurring basis using Level 3 valuation inputs:
Quantitative Information about Level 3 Fair Value Measurements:
		Fair Value at				Unobservable		Range
(dollars in thousands)		31-Mar-15		Valuation Technique		Input		(Weighted Average)
Impaired loans		$	11,175	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100% (77%) (3)
Non-acquired OREO			1,951	Discounted appraisals (1)		Appraisal adjustments (2)		38% to 90% (79%) (3)
Acquired OREO			2,623	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100% (79%) (3)
non-covered
Acquired OREO covered			4,714	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100%  (80%) (3)
MSR			7,803	Discounted cash flows		Discount rate		10%
						Prepayment Speeds		8-10%
	-1		Fair value is generally based on appraisals of the underlying collateral.
	-2		Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.
	-3		Ranges presented as a percentage of the non-discounted appraisals.
NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
		Fair Value at				Unobservable		Range
(dollars in thousands)		31-Dec-14		Valuation Technique		Input		(Weighted Average)
Impaired loans		$	11,679	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100% (48%)  (3)
Non-acquired OREO			571	Discounted appraisals (1)		Appraisal adjustments (2)		38% to 90%  (79%) (3)
Acquired OREO			2,721	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100%  (68%) (3)
non-covered
Acquired OREO covered			5,107	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100%  (75%) (3)
MSR			5,619	Discounted cash flows		Discount rate		10%
						Prepayment Speeds		8-10%
	-1		Fair value is generally based on appraisals of the underlying collateral.
	-2		Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.
	-3		Ranges presented as a percentage of the non-discounted appraisals.
Assets and Liabilities Not Measured at Fair Value on a Recurring or Nonrecurring Basis
The following is a description of the valuation methodologies used for instruments not measured at fair value on a recurring or nonrecurring basis and recognized in the accompanying consolidated balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy.
Cash and Short-term Investments: The carrying amounts reported in the Consolidated Balance Sheets for cash and short-term investments, such as federal funds sold, approximated the fair value of those instruments. The Company classifies cash and short-term investments in Level 1 of the fair value hierarchy.
Other Investments:  The carrying amount of Federal Home Loan Bank stock and other equity securities approximates fair value.  The Company classifies Federal Home Loan Bank stock and other equity securities in Level 3 of the fair value hierarchy.
Non-acquired and Acquired Non-credit Impaired Loans:  The carrying amount of variable-rate loans that reprice frequently and have no significant change in credit risk approximates fair value.  The fair value of fixed-rate loans is estimated based on discounted contractual cash flows, using interest rates currently being offered for loans with similar terms to borrowers with similar credit quality.  The fair value of impaired loans is estimated based on discounted contractual cash flows or underlying collateral values, where applicable.
Acquired Covered and Non-covered Credit Impaired Loans:  These loans carry large credit discounts which generally cover a majority of losses and the covered loans have loss-sharing agreements with the FDIC where a majority of those losses are reimbursed.  Management initially valued these assets at fair value using mostly unobservable inputs and, as such, has classified these assets as Level 3.
FDIC Loss-Share Receivable:  Because the FDIC will reimburse the Company for certain acquired loans, should the Company experience a loss, an indemnification asset is recorded at fair value at the acquisition date.  The indemnification asset is recognized at the same time as the indemnified loans and measured on the same basis, subject to collectability or contractual limitations. The shared-loss agreements on the acquisition date reflect the reimbursements expected to be received from the FDIC, using an appropriate discount rate, which reflects counterparty credit risk and other uncertainties.  The shared-loss agreements continue to be measured on the same basis as the related indemnified loans, and the loss-share receivable is impacted by changes in estimated cash flows associated with these loans.
Deposits:  The carrying amount of demand deposits, savings deposits and variable-rate certificates of deposit approximates fair value.  The fair value of fixed-rate certificates of deposit is estimated based on discounted contractual cash flows using interest rates currently being offered for certificates of similar maturities.
NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
Federal Funds Purchased and Securities Sold Under Repurchase Agreements:  The fair value of fixed rate federal funds purchased and securities sold under repurchase agreements is estimated based on discounted contractual cash flows using the current incremental borrowing rates for similar type borrowing arrangements.
Other Borrowings:  The carrying amount of variable rate advances approximates fair value.  The fair value of fixed rate advances is estimated based on discounted contractual cash flows using the current incremental borrowing rates for similar type borrowing arrangements.
NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
The following tables present the assets that are measured at fair value on a nonrecurring basis by level within the fair value hierarchy as reported on the consolidated statements of financial position.
				Fair Value Measurements at
				31-Mar-15
		Carrying
		Value		Total Fair Value			Level 1		Level 2		Level 3
				(dollars in thousands)
Assets
Cash and short-term investments		$	36,345	$	36,345		$	36,345	$	-	$	-
Other investments			9,139		9,139			-		-		9,139
Non-acquired loans			807,101		822,007			-		-		822,007
Acquired non-credit impaired loans			182,213		182,213			-		-		182,213
Acquired credit impaired loans:
Non-covered			84,123		84,123			-		-		84,123
Covered			40,834		40,834			-		-		40,834
FDIC loss-share receivable			20,170		20,170			-		-		20,170
Total assets at fair value		$	1,179,925	$	1,194,831		$	36,345	$	-	$	1,158,486
Liabilities
Deposits		$	1,394,111	$	1,380,488		$	-	$	-	$	1,380,488
Federal funds purchased and securities
sold under repurchase agreements			41,128		37,138			37,138		-		-
Other borrowings			181,981		180,322			-		-		180,322
Total liabilities at fair value		$	1,617,220	$	1,597,948		$	37,138	$	-	$	1,560,810
				Fair Value Measurements at
				31-Dec-14
		Carrying
		Value		Total Fair Value			Level 1		Level 2		Level 3
				(dollars in thousands)
Assets
Cash and short-term investments		$	35,383	$	35,383		$	35,383	$	-	$	-
Other investments			8,510		8,510			-		-		8,510
Non-acquired loans			799,793		815,157			-		-		815,157
Acquired non-credit impaired loans			156,513		156,513			-		-		156,513
Acquired credit impaired loans:
Non-covered			86,763		86,763			-		-		86,763
Covered			42,404		42,404			-		-		42,404
FDIC loss-share receivable			23,837		23,837			-		-		23,837
Total assets at fair value		$	1,153,203	$	1,168,567		$	35,383	$	-	$	1,133,184
Liabilities
Deposits		$	1,322,109	$	1,308,804		$	-	$	-	$	1,308,804
Federal funds purchased and securities
sold under repurchase agreements			43,339		42,031			42,031		-		-
Other borrowings			159,247		156,885			-		-		156,885
Total liabilities at fair value		$	1,524,695	$	1,507,720		$	42,031	$	-	$	1,465,689
NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
Current accounting guidance requires fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on settlements using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets, and, in many cases, could not be realized in immediate settlement of the instrument. Current accounting guidance excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.

DERIVATIVE_FINANCIAL_INSTRUMEN

DERIVATIVE FINANCIAL INSTRUMENTS	3 Months Ended
	Mar. 31, 2015
DERIVATIVE FINANCIAL INSTRUMENTS [Abstract]
DERIVATIVE FINANCIAL INSTRUMENTS	NOTE 10.     DERIVATIVE FINANCIAL INSTRUMENTS
	The Company’s asset-liability management policy allows the use of certain derivative financial instruments for hedging purposes in managing the Company’s interest rate risk.  The Company does not enter into derivatives or other financial instruments for trading or speculative purposes.  A derivative is a financial instrument that derives its cash flows, and therefore its value, by reference to an underlying instrument, index or referenced interest rate.  The most common derivative instruments include interest rate swaps, caps, floors and collars.
	Derivative Instruments – Interest Rate Swap Agreement
	The Company is exposed to interest rate risk in the course of its business operations and manages a portion of this risk through the use of a derivative financial instrument, in the form of an interest rate swap (cash flow hedge). The Company accounts for its interest rate swap in accordance with ASC 815, Derivatives and Hedging, which requires that all derivatives be recognized as assets or liabilities in the balance sheet at fair value.
	The Company utilizes the interest rate swap agreement to essentially convert a portion of its variable-rate debt to a fixed rate (cash flow hedge). For derivatives designated as hedging exposure to variable cash flows of a forecasted transaction (cash flow hedge), the effective portion of the derivative’s gain or loss is initially reported as a component of other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings or when the hedge is terminated. The ineffective portion of the gain or loss is reported in earnings immediately. For derivatives that are not designated as hedging instruments, changes in the fair value of the derivatives are recognized in earnings immediately. In applying hedge accounting for derivatives, the Company establishes a method for assessing the effectiveness of the hedging derivative and a measurement approach for determining any ineffective aspect of the hedge upon the inception of the hedge.
	Cash Flow Hedge of Interest Rate Risk
	During the first quarter 2012, the Company entered into a forward starting interest rate swap agreement with a notional amount of $50.0 million to protect against variability in the expected future cash flows attributed to changes in the benchmark interest rate Libor beginning February 1, 2016 and ending February 1, 2024 on the designated notional amount of variable rate Bank debt.
	The Company recognized an after-tax unrealized loss on its cash flow hedge in other comprehensive income of $2.4 million as of March 31, 2015.
	The Company recognized a $4.0 million cash flow hedge liability in other liabilities on the Consolidated Balance Sheet at March 31, 2015.  There was no ineffectiveness in the cash flow hedge during the three month period ended March 31, 2015.
	Credit risk related to the derivative arises when amounts receivable from the counterparty (derivative dealer) exceed those payable. The Company controls the risk of loss by only transacting with derivative dealers that are national market makers whose credit ratings are strong.  Each party to the interest rate swap is required to provide collateral in the form of cash or securities to the counterparty when the counterparty’s exposure to a mark-to-market replacement value exceeds certain negotiated limits. These limits are typically based on current credit ratings and vary with ratings changes.  As of March 31, 2015, the Company was required to provide collateral of $4.0 million for the derivative.  Also, the Company has a netting agreement with the counterparty.
	NOTE 10.     DERIVATIVE FINANCIAL INSTRUMENTS (continued)
	Derivative Instruments – Mortgage Lending Activities
	The Company maintains a risk management program to manage interest rate risk and pricing risk associated with its mortgage lending activities. The risk management program includes the use of forward contracts and other derivatives that are recorded in the financial statements at fair value and are used to offset changes in value of the mortgage inventory due to changes in market interest rates. As a normal part of its operations, the Company enters into derivative contracts to economically hedge risks associated with overall price risk related to IRLCs and mortgage loans held for sale for which the fair value option has been elected. Fair value changes occur as a result of interest rate movements as well as changes in the value of the associated servicing rights. Derivative instruments used include forward commitments, mandatory commitments and best effort commitments. All derivatives are carried at fair value in the Consolidated Balance Sheets in other assets or other liabilities. As of March 31, 2015, the Company recognized a net derivative asset related to mortgage lending activities of $3.4 million, and a net realized gain of $2.1 million for the three months ended March 31, 2015.
	The Company’s risk management derivatives are based on underlying risks primarily related to interest rates and forward sales commitments. Forwards are contracts for the delayed delivery or net settlement of an underlying instrument, such as a mortgage loan, in which the seller agrees to deliver on a specified future date, either a specified instrument at a specified price or yield or the net cash equivalent of an underlying instrument. These hedges are used to preserve the Company’s position relative to future sales of loans to third parties in an effort to minimize the volatility of the expected gain on sale from changes in interest rate and the associated pricing changes, see Note 9 Fair Value Measurements for further information.
	Credit and Market Risk Associated with Derivatives
	Derivatives expose the Company to credit risk. If the counterparty fails to perform, the credit risk at that time would be equal to the net derivative asset position, if any, for that counterparty. The Company minimizes the credit or repayment risk in derivative instruments by entering into transactions with high quality counterparties that are reviewed periodically by the Company’s Risk Management area. The Company’s derivative positions were as follows:
		Contract Amount
		March 31,		December 31,
		2015		2014
		(dollars in thousands)
	Mortgage-backed securities forward
	commitments	$	353,500	$	180,500
	Best efforts sale commitments		144,847		102,058
	Total commitments	$	498,347	$	282,558

SEGMENT_INFORMATION

SEGMENT INFORMATION	3 Months Ended
	Mar. 31, 2015
SEGMENT INFORMATION [Abstract]
SEGMENT INFORMATION	NOTE 11.     SEGMENT INFORMATION
	The Company’s operating segments include banking and mortgage banking.  The reportable segments are determined by the products and services offered, and internal reporting.  Segment performance is evaluated using net interest income and noninterest income. Income taxes are allocated based on income before income taxes, and indirect expenses (includes management fees) are allocated based on various internal factors for each segment. Transactions among segments are made at fair value. Information reported internally for performance assessment follows.
				Mortgage		Holding
	Three months ended March 31, 2015	Bank		Banking		Company		Totals
		(dollars in thousands)
	Net interest income	$	17,902	$	547	$	-	$	18,449
	Provision for loan losses		75		-		-		75
	Noninterest income		-303		11,954		6		11,657
	Noninterest expense		12,592		11,266		242		24,100
	Income tax expense (benefit)		1,747		383		-83		2,047
	Segment profit (loss)	$	3,185	$	852	$	-153	$	3,884
	Segment assets at March 31, 2015	$	1,553,892	$	246,130	$	7,806	$	1,807,828
				Mortgage		Holding
	Three months ended March 31, 2014	Bank		Banking		Company		Totals
		(dollars in thousands)
	Net interest income	$	13,146	$	825	$	-	$	13,971
	Provision for loan losses		170		-		-		170
	Noninterest income		1,089		2,392		6		3,487
	Noninterest expense		11,466		3,815		195		15,476
	Income tax expense (benefit)		725		-185		-71		469
	Segment profit (loss)	$	1,874	$	-413	$	-118	$	1,343
	Segment assets at March 31, 2014	$	1,262,999	$	136,662	$	13,879	$	1,413,540

ACQUISITION_ACTIVITY

ACQUISITION ACTIVITY	3 Months Ended
	Mar. 31, 2015
ACQUISITION ACTIVITY [Abstract]
ACQUISITION ACTIVITY	NOTE 12.     ACQUISITION ACTIVITY
	Pending Merger with Renasant Corporation
	On December 10, 2014, Heritage and Renasant Corporation (“Renasant”) jointly announced the signing of a definitive merger agreement pursuant to which Renasant will acquire, in an all-stock merger, the Company and its wholly owned subsidiary HeritageBank of the South.  According to the terms of the merger agreement, which has been approved by the boards of directors of both companies, Heritage stockholders will receive 0.9266 shares of Renasant common stock for each share of Heritage common stock, and the merger is expected to qualify as a tax-free reorganization for Heritage stockholders.  Based on Renasant’s closing price on April 24, 2015 of $30.43 per share, the 0.9266 exchange ratio represented approximately $28.20 in value for each share of Heritage common stock. Subject to the receipt of all other required approvals and the satisfaction of all other conditions, including the approval by the stockholders of Heritage and Renasant, the merger is expected to be completed in the third quarter of 2015.  Heritage and Renasant expect to hold special stockholders meetings on June 16, 2015 to approve the merger.
	Single Branch of The PrivateBank and Trust
	On January 20, 2015, the Company completed an acquisition of a single branch of The PrivateBank and Trust Company located in Norcross, Georgia.  The following table summarizes the estimated fair value of the assets acquired and liabilities assumed at the date of acquisition:
					Initial
					Fair Value			As Recorded
			Acquired		Adjustments			by the Company
	Assets		(dollars in thousands)
	Cash and cash equivalents		$	122	$	-		$	122
	Non-credit impaired loans			36,244		-17	(a)		36,227
	Premises and equipment			42		-			42
	Core deposit intangible			-		920	(b)		920
	Other assets			118		-			118
	Cash received from seller			66,324		-			66,324
	Total assets		$	102,850	$	903		$	103,753
	Liabilities
	Noninterest-bearing deposits		$	19,117	$	755	(c)	$	19,872
	Interest-bearing deposits			83,691		4,055	(d)		87,746
	Other liabilities			42		1	(d)		43
	Total liabilities		$	102,850	$	4,811		$	107,661
	Net identifiable assets acquired over (under) liabilities assumed			-		-3,908			-3,908
	Goodwill			-		3,908			3,908
	Explanations
		(a)		The amount reflects the fair value adjustments based on the evaluation of the acquired non-credit impaired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
		(b)		The amount represents the consideration paid for the value of the core deposit base assumed in the acquisition.  The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
		(c)		The amount represents the adjustment for the premium paid for the noninterest-bearing deposits.
		(d)		The amount represents the adjustment for the premium paid for the interest-bearing deposits and the fair value adjustment for the difference in the interest rate the deposits held compared to a market rate.  The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
	NOTE 12.     ACQUISITION ACTIVITY (continued)
	Alarion Bank
	On September 30, 2014, the Company completed the merger of Alarion Financial Services, Inc. and its subsidiary Alarion Bank with and into Heritage Financial Group, Inc. and its subsidiary HeritageBank of the South, respectively.  In connection with the merger, the Company issued 1,158,147 shares in exchange for Alarion's shares and recorded $6.8 million in goodwill.  The Company acquired $160.5 million in non-credit impaired loans, $38.7 million in credit impaired loans, $2.0 million in other real estate owned, and $230.7 million in total deposits.  Immediately following the merger, the Company redeemed all of Alarion's preferred stock in exchange for $4.5 million in cash and 178,267 shares of the Company's common stock.  The Company completed Alarion's system conversion during the fourth quarter of 2014.
	The Company elected to account for the non-credit impaired loans, acquired in the Alarion acquisition under ASC 310–20.  ASC 310-20, Nonrefundable Fees and Other Costs, requires the discount to be accreted through earnings based on estimated cash flows over the estimated life of the loan.  The Company elected to account for the credit impaired loans acquired in the Alarion acquisition under ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality. Topic 310-30 applies to a loan with evidence of deterioration of credit quality since origination, acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Topic 310-30 prohibits carrying over or creating an allowance for loan losses upon initial recognition for loans that fall under its scope.
	The Alarion merger was accounted for using the acquisition method of accounting and the assets acquired, liabilities assumed and consideration exchanged were recorded at estimated fair value as of the acquisition date.  Fair values are preliminary and subject to refinement for up to a year after the closing date of the acquisition and are detailed in the following table:
	NOTE 12.     ACQUISITION ACTIVITY (continued)
					Initial			Subsequent
					Fair Value			Fair Value		As Recorded
					Initial			Subsequent
					Fair Value			Fair Value		As Recorded
			Acquired		Adjustments			Adjustments		by the Company
	Assets		(dollars in thousands)
	Cash and cash equivalents		$	4,199	$	-		$	-	$	4,199
	Fed funds sold			430					-		430
	Securities available to sale			39,372		-			18		39,390
	FHLB and other bank stock			926		-			-		926
	Loans held for sale			6,753		191	(a)		-		6,944
	Non-credit impaired loans			161,343		-841	(b)		-		160,502
	Credit impaired loans			45,751		-7,082	(c)		-		38,669
	Premises and equipment			13,944		-2,721	(d)		-		11,223
	Other real estate owned			2,549		-558	(e)		-		1,991
	Core deposit intangible			-		2,499	(f)		-		2,499
	Deferred tax asset			3,665		4,971	(g)		29		8,665
	Other assets			1,037		154	(h)		-53		1,138
	Total assets		$	279,969	$	-3,387		$	-6	$	276,576
	Liabilities
	Noninterest-bearing deposits		$	1,650	$	-		$	-	$	1,650
	Interest-bearing deposits			228,354		662	(i)		-		229,016
	Federal funds purchased and sold under agreements to
	repurchase			3,224		-			-		3,224
	Other borrowings			13,000		921	(j)		18		13,939
	Preferred dividends payable			1,194		-27	(k)		-		1,167
	Preferred stock			6,840		-			-		6,840
	Other liabilities			4,255		-			-		4,255
	Total liabilities		$	258,517	$	1,556		$	18	$	260,091
	Net identifiable assets acquired over (under) liabilities assumed			21,452		-4,943			-24		16,485
Goodwill					6,883			24		6,907
Net assets acquired over liabilities assumed		$	21,452	$	1,940		$	-	$	23,392
Consideration:
Common shares issued			1,158,147
Purchase price per share of the Company's common stock		$	20.19
Total share consideration		$	23,383
Company common stock issued and cash exchanged for
fractional shares and stock appraisal rights		$	9
Fair value of total consideration transferred		$	23,392
NOTE 12.     ACQUISITION ACTIVITY (continued)
Explanations
	(a)		The amount represents the fair value adjustments based on the evaluation of the acquired loans held for sale portfolio.
	(b)		The amount reflects the fair value adjustments based on the evaluation of the acquired non-credit impaired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
	(c)		The amount reflects the fair value adjustments based on the evaluation of the acquired credit impaired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
	(d)		The amount represents the fair value adjustments based on the evaluation of the acquired premises and equipment.
	(e)		The amount represents the fair value adjustments based on the evaluation of the acquired OREO.
	(f)		The amount represents the consideration paid for the value of the core deposit base assumed in the acquisition.  The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
	(g)		Adjustment represents the net deferred tax asset resulting from the mark down in Alarion assets through fair value adjustments and the mark up of liabilities through fair value adjustments.
	(h)		The amount represents fair value adjustments based on the evaluation of the acquired mortgage related IRLCs.
	(i)		The amount represents the fair value adjustments based on the evaluation of the acquired interest-bearing deposits, which held a higher interest rate than similar deposits as of the acquisition date.  The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
	(j)		The adjustment represents the prepayment penalty of the acquired borrowings as of the acquisition date, and immediately following the acquisition the borrowings were repaid.
	(k)		The amount represents the fair value adjustment to the acquired preferred stock dividends payable, and immediately following the acquisition the Alarion preferred stock was redeemed.

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	3 Months Ended
	Mar. 31, 2015
SUBSEQUENT EVENTS [Abstract]
SUBSEQUENT EVENTS	NOTE 13.     SUBSEQUENT EVENTS
	Subsequent events and transactions that occurred after March 31, 2015 but prior to May 11, 2015, the date these financial statements were available to be issued, have been evaluated for potential recognition or disclosure in these financial statements.

BASIS_OF_PRESENTATION_AND_ACCO1

BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES (Policies)	3 Months Ended
	Mar. 31, 2015
BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES [Abstract]
Recently Adopted Accounting Pronouncements	Recently Adopted Accounting Pronouncements
	In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers, (Topic 606). ASU 2014-09 states a company will recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. In doing so, companies will need to use more judgment and make more estimates than under existing guidance. These may include identifying performance obligations in the contract, estimating the amount of variable consideration to include in the transaction price and allocating the transaction price to each separate performance obligation. ASU 2014-09 is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. The amendments can be applied retrospectively to each prior reporting period or retrospectively with the cumulative effect of initially applying this update recognized at the date of initial application. The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements, but the Company does not expect it to have a material impact.
	In June 2014, the FASB issued ASU 2014-12,  Compensation—Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period, a consensus of the FASB Emerging Issues Task Force. ASU 2014-12 requires that a performance target that affects vesting and that could be achieved after the requisite service period will be treated as a performance condition. ASU 2014-12 is effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. An entity may apply the standards (1) prospectively to all share-based payment awards that are granted or modified on or after the effective date, or (2) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. Earlier application is permitted. The adoption of ASU 2014-12 is not expected to have a material impact on the Company’s financial statements.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2015
EARNINGS PER SHARE [Abstract]
Components Used to Calculate Basic and Diluted Earnings per Share	The components used to calculate basic and diluted earnings per share follows:
		For the Three Months
		Ended March 31,
		2015		2014
		(dollars in thousands, expect per share data
	Basic earnings and shares:
	Net income	$	3,884	$	1,343
	Weighted-average basic shares outstanding		8,889,252		7,422,044
	Basic earnings per share	$	0.44	$	0.18
	Diluted earnings and shares:
	Net income	$	3,884	$	1,343
	Weighted-average basic shares outstanding		8,889,252		7,422,044
	Add:  Stock options and nonvested shares		228,136		159,731
	Weighted-average diluted shares outstanding		9,117,388		7,581,775
	Diluted earnings per share	$	0.43	$	0.18

SECURITIES_Tables

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2015
SECURITIES [Abstract]
Amortized Cost and Fair Value of Securities Available for Sale with Gross Unrealized Gains and Losses	The amortized cost and fair value of securities available for sale with gross unrealized gains and losses are summarized as follows:
				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
		Cost		Gains		Losses		Value
	March 31, 2015:	(dollars in thousands)
	U.S. Government sponsored agencies (GSEs)	$	52,167	$	174	$	-552	$	51,789
	State and municipal securities		54,448		1,320		-426		55,342
	GSE residential mortgage-backed securities		156,293		822		-1,390		155,725
	Total securities	$	262,908	$	2,316	$	-2,368	$	262,856
	December 31, 2014:
	U.S. Government sponsored agencies (GSEs)	$	53,149	$	120	$	-980	$	52,289
	State and municipal securities		54,889		1,364		-435		55,818
	GSE residential mortgage-backed securities		163,200		666		-2,295		161,571
	Total securities	$	271,238	$	2,150	$	-3,710	$	269,678
Amortized Cost and Fair Value of Debt Securities Available for Sale by Contractual Maturity	The amortized cost and fair value of debt securities available for sale by contractual maturity are shown below.  Maturities may differ from contractual maturities in mortgage-backed securities because the mortgages underlying the securities may be called or repaid without penalty.  Therefore, these securities are not included in the maturity categories in the following maturity summary.
		31-Mar-15				31-Dec-14
		Amortized		Fair		Amortized		Fair
		Cost		Value		Cost		Value
		(dollars in thousands)
	One year or less	$	-	$	-	$	-	$	-
	One to five years		19,938		19,838		21,850		21,651
	Five to ten years		48,078		48,185		48,216		47,852
	Over ten years		38,599		39,108		37,972		38,604
	Mortgage-backed securities		156,293		155,725		163,200		161,571
		$	262,908	$	262,856	$	271,238	$	269,678
Gross Realized Gains and Losses Recognized in Income	The gross realized gains and losses recognized in income are reflected in the following table:
		For the Three Months
		Ended March 31,
		2015		2014
		(dollars in thousands)
	Gross gains recognized on sales of securities	$	-	$	1
	Gross losses recognized on sales of securities		-		-1
	Net realized gains on sales of securities available for sale	$	-	$	-
Securities in a Continuous Unrealized Loss Position	The following table shows the gross unrealized losses and fair value of securities aggregated by category and length of time that securities have been in a continuous unrealized loss position.
		Less Than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
	Description of Securities	Value		Losses		Value		Losses		Value		Losses
		(dollars in thousands)
	March 31, 2015:
	U.S. Government sponsored agencies
	(GSEs)	$	25,213	$	-237	$	16,669		-315	$	41,882	$	-552
	State and municipal securities		10,986		-147		7,931		-279		18,917		-426
	GSE residential mortgage-backed
	securities		43,235		-334		56,142		-1,056		99,377		-1,390
	Total temporarily impaired securities	$	79,434	$	-718	$	80,742	$	-1,650	$	160,176	$	-2,368
	December 31, 2014 :
	U.S. Government sponsored agencies
	(GSEs)	$	4,439	$	-14	$	40,475		-966	$	44,914	$	-980
	State and municipal securities		4,002		-25		14,901		-410		18,903		-435
	GSE residential mortgage-backed
	securities		6,747		-24		105,684		-2,271		112,431		-2,295
	Total temporarily impaired securities	$	15,188	$	-63	$	161,060	$	-3,647	$	176,248	$	-3,710
Roll Forward of Cumulative Amount of Credit Losses on Investment Securities	The following table presents a roll-forward of the cumulative amount of credit losses on the Company’s investment securities that have been recognized through earnings.
		March 31,		December 31,
		2015		2014
		(dollars in thousands)
	Beginning balance of credit losses	$	-	$	1,543
	Other-than-temporary impairment credit losses		-		-
	Reduction for securities sold during the period		-		-1,543
	Ending balance of cumulative credit losses recognized in earnings	$	-	$	-

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) (Tables)	3 Months Ended
	Mar. 31, 2015
LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) [Abstract]
Composition of Loans	The composition of loans is summarized as follows:
		March 31,			December 31,
		2015			2014
	Commercial real estate:	(dollars in thousands)
	Nonresidential	$	298,022		$	289,822
	Multifamily		28,706			29,681
	Farmland		26,810			27,370
	Total commercial real estate loans		353,538			346,873
	Construction and land		87,844			81,547
	Residential real estate:
	Mortgage loans, 1-4 family		185,404			184,251
	Home equity		39,519			37,465
	Total residential real estate loans		224,923			221,716
	Consumer and other:
	Indirect auto loans		12			25
	Direct auto loans		5,259			5,766
	Other		18,829			22,313
	Total consumer and other loans		24,100			28,104
	Commercial and industrial loans		116,696			121,553
	Total non-acquired loans		807,101			799,793
	Acquired non-credit impaired loans		182,213			156,513
	Acquired credit impaired loans:
	Non-covered		84,123			86,763
	Covered		40,834			42,404
	Total loans		1,114,271			1,085,473
	Total allowance for loan losses		-10,010			-10,034
	Loans, net	$	1,104,261		$	1,075,439
Changes in Allowance for Loan Losses and Recorded Investment in Loans by Segment	Activity in the allowance for loan losses and recorded investment in loans by segment:
		Commercial			Residential			Construction		Commercial
		Real			Real			and		and		Consumer
		Estate			Estate			Land		Industrial		and Other		Total
		(dollars in thousands)
	Balance, January 1, 2015	$	2,158		$	3,437		$	1,532	$	2,558	$	349	$	10,034
	Add (deduct):
	Charge-offs		-			-64			-		-25		-55		-144
	Recoveries		-			5			21		1		18		45
	Provision for loan losses		14			-77			71		73		-6		75
	Balance,  March 31, 2015	$	2,172		$	3,301		$	1,624	$	2,607	$	306	$	10,010
	Allowance:
	Ending balance: specific	$	102		$	598		$	9	$	96	$	30	$	835
	Ending balance: collective	$	2,070		$	2,703		$	1,615	$	2,511	$	276	$	9,175
	Loans:
	Ending balance: individually
	evaluated for impairment	$	4,413		$	3,251		$	3,347	$	115	$	49	$	11,175
	Ending balance: collectively
	evaluated for impairment	$	349,125		$	221,776		$	84,507	$	116,581	$	24,051	$	796,040
	note 5.     Loans and Allowance for Loan Losses
	(EXCLUDING ACQUIRED LOANS) (Continued)
	Activity in the allowance for loan losses and recorded investment in loans by segment:
		Commercial			Residential			Construction		Commercial
		Real			Real			and		and		Consumer
		Estate			Estate			Land		Industrial		and Other		Total
		(dollars in thousands)
	Balance, January 1, 2014	$	2,080		$	3,171		$	1,229	$	2,169	$	306	$	8,955
	Add (deduct):
	Charge-offs		-123			-96			-74		-59		-224		-576
	Recoveries		-			83			33		1		103		220
	Provision for loan losses		201			279			344		447		164		1,435
	Balance, December 31, 2014	$	2,158		$	3,437		$	1,532	$	2,558	$	349	$	10,034
	Allowance:
	Ending balance: specific	$	101		$	765		$	12	$	98	$	29	$	1,005
	Ending balance: collective	$	2,057		$	2,672		$	1,520	$	2,460	$	320	$	9,029
	Loans:
	Ending balance: individually
	evaluated for impairment	$	4,507		$	3,348		$	3,670	$	107	$	47	$	11,679
	Ending balance: collectively
	evaluated for impairment	$	342,366		$	218,368		$	77,877	$	121,446	$	28,057	$	788,114
Impaired Loans by Class	Impaired loans by class are presented below for March 31, 2015:
												Interest
					Unpaid					Average		Income
		Recorded			Principal			Related		Recorded		Recognized
		Investment			Balance			Allowance		Investment		YTD 2015
		(dollars in thousands)
	Loans with no related allowance recorded
	Commercial real estate:
	Nonresidential	$	4,151		$	4,255		$	-	$	4,201	$	-
	Multifamily		-			-			-		-		-
	Farmland		-			-			-		-		-
	Construction and land		3,331			3,422			-		3,384		-
	Residential real estate:
	Mortgage loans, 1-4 family		1,946			2,321			-		2,012		9
	Home equity		-			-			-		-		-
	Consumer and other:
	Indirect auto loans		-			-			-		-		-
	Direct auto loans		-			-			-		-		-
	Other		-			-			-		-		-
	Commercial and industrial loans		-			-			-		-		-
	Loans with related allowance recorded
	Commercial real estate:
	Nonresidential	$	262		$	391		$	102	$	336	$	-
	Multifamily		-			-			-		-		-
	Farmland		-			-			-		-		-
	Construction and land		16			33			9		20		-
	Residential real estate:
	Mortgage loans, 1-4 family		1,017			1,186			335		1,080		18
	Home equity		288			298			263		301		-2
	Consumer and other:
	Indirect auto loans		6			10			-		9		-
	Direct auto loans		14			20			6		17		-
	Other		29			41			24		33		-
	Commercial and industrial loans		115			268			96		131		-
	Total
	Commercial real estate	$	4,413		$	4,646		$	102	$	4,537	$	-
	Construction and land		3,347			3,455			9		3,404		-
	Residential real estate		3,251			3,805			598		3,393		25
	Consumer and other		49			71			30		59		-
	Commercial and industrial loans		115			268			96		131		-
	Total	$	11,175		$	12,245		$	835	$	11,524	$	25
	note 5.     Loans and Allowance for Loan Losses
	(EXCLUDING ACQUIRED LOANS) (Continued)
	Impaired loans by class are presented below for December 31, 2014:
												Interest
					Unpaid					Average		Income
		Recorded			Principal			Related		Recorded		Recognized
		Investment			Balance			Allowance		Investment		YTD 2014
		(dollars in thousands)
	Loans with no related allowance recorded
	Commercial real estate:
	Nonresidential	$	3,936		$	3,955		$	-	$	3,949	$	-
	Multifamily		-			-			-		-		-
	Farmland		-			-			-		-		-
	Construction and land		3,649			3,740			-		3,710		-
	Residential real estate:
	Mortgage loans, 1-4 family		601			609			-		634		28
	Home equity		-			-			-		-		-
	Consumer and other:
	Indirect auto loans		-			-			-		-		-
	Direct auto loans		-			-			-		-		-
	Other		-			-			-		-		-
	Commercial and industrial loans		-			-			-		-		-
	Loans with related allowance recorded
Commercial real estate:
Nonresidential	$	571		$	757		$	101	$	685	$	6
Multifamily		-			-			-		-		-
Farmland		-			-			-		-		-
Construction and land		21			37			12		26		-
Residential real estate:
Mortgage loans, 1-4 family		2,424			3,244			470		2,527		18
Home equity		323			331			295		334		15
Consumer and other:
Indirect auto loans		5			8			-		6		-
Direct auto loans		16			22			7		18		-
Other		26			40			22		32		1
Commercial and industrial loans		107			260			98		130		-
Total
Commercial real estate	$	4,507		$	4,712		$	101	$	4,634	$	6
Construction and land		3,670			3,777			12		3,736		-
Residential real estate		3,348			4,184			765		3,495		61
Consumer and other		47			70			29		56		1
Commercial and industrial loans		107			260			98		130		-
Total	$	11,679		$	13,003		$	1,005	$	12,051	$	68
Analysis of the Age of Recorded Investment in Loans That are Past Due	Below is an analysis of the age of recorded investment in loans that are past due as of March 31, 2015.
		30-59			60-89					Total
		Days			Days			Non		Past				Total
		Past Due			Past Due			Accrual*		Due		Current		Loans
		(dollars in thousands)
	Commercial real estate:
	Nonresidential	$	-		$	-		$	1,097	$	1,097	$	296,925	$	298,022
	Multifamily		-			-			-		-		28,706		28,706
	Farmland		-			-			-		-		26,810		26,810
	Total commercial real estate loans		-			-			1,097		1,097		352,441		353,538
	Construction and land		-			-			1,421		1,421		86,423		87,844
	Residential real estate:
	Mortgage loans, 1-4 family		179			19			2,580		2,778		182,626		185,404
	Home equity		101			-			288		389		39,130		39,519
	Total residential real estate loans		280			19			2,868		3,167		221,756		224,923
	Consumer and other:
	Indirect auto loans		-			-			6		6		6		12
	Direct auto loans		18			-			14		32		5,227		5,259
	Other		18			34			29		81		18,748		18,829
	Total consumer and other loans		36			34			49		119		23,981		24,100
	Commercial and industrial loans		130			-			115		245		116,451		116,696
	Total	$	446		$	53		$	5,550	$	6,049	$	801,052	$	807,101
	*There were no accruing loans that were greater than 90 or more days past due at March 31, 2015.
	note 5.     Loans and Allowance for Loan Losses
	(EXCLUDING ACQUIRED LOANS) (Continued)
	Below is an analysis of the age of recorded investment in loans that are past due as of December 31, 2014.
		30-59			60-89					Total
		Days			Days			Non-		Past				Total
		Past Due			Past Due			Accrual*		Due		Current		Loans
		(dollars in thousands)
	Commercial real estate:
	Nonresidential	$	625		$	99		$	1,161	$	1,885	$	287,937	$	289,822
	Multifamily		-			-			-		-		29,681		29,681
	Farmland		212			-			-		212		27,158		27,370
	Total commercial real estate loans		837			99			1,161		2,097		344,776		346,873
	Construction and land		-			-			1,730		1,730		79,817		81,547
	Residential real estate:
	Mortgage loans, 1-4 family		817			-			2,716		3,533		180,718		184,251
	Home equity		18			-			323		341		37,124		37,465
	Total residential real estate loans		835			-			3,039		3,874		217,842		221,716
	Consumer and other:
	Indirect auto loans		-			-			5		5		20		25
	Direct auto loans		4			-			16		20		5,746		5,766
	Other		23			2			26		51		22,262		22,313
	Total consumer and other loans		27			2			47		76		28,028		28,104
	Commercial and industrial loans		-			5			107		112		121,441		121,553
	Total	$	1,699		$	106		$	6,084	$	7,889	$	791,904	$	799,793
	*There were no accruing loans that were greater than 90 or more days past due at December 31, 2014.
Troubled Debt Restructurings	Troubled debt restructurings for the periods ended:
		31-Mar-15
				Recorded
		Number		Investment
		of		Prior to			Recorded
		Modifications		Modifications			Investment
		(dollars in thousands)
	Commercial real estate	2		$	3,350		$	3,316
	Residential real estate	3			5,204			1,066
	Construction and land	3			3,585			3,326
	Commercial and industrial loans	-			-			-
	Consumer and other	-			-			-
	Total	8		$	12,139		$	7,708
	note 5.     Loans and Allowance for Loan Losses
	(EXCLUDING ACQUIRED LOANS) (Continued)
		31-Dec-14
				Recorded
		Number		Investment
		of		Prior to			Recorded
		Modifications		Modifications			Investment
		(dollars in thousands)
	Commercial real estate	3		$	3,973		$	3,936
	Residential real estate	4			7,248			1,392
	Construction and land	3			3,585			3,340
	Commercial and industrial loans	-			-			-
	Consumer and other	-			-			-
	Total	10		$	14,806		$	8,668
	Troubled debt restructuring modifications that subsequently defaulted for the periods ended:
		31-Mar-15
		Number
		of		Recorded
		Modifications		Investment
		(dollars in thousands)
	Commercial real estate	-		$	-
	Residential real estate	2			760
	Construction and land	1			1,400
	Commercial and industrial loans	-			-
	Consumer and other	-			-
	Total	3		$	2,160
		31-Dec-14
		Number
		of		Recorded
		Modifications		Investment
		(dollars in thousands)
	Commercial real estate	1		$	590
	Residential real estate	3			1,084
	Construction and land	1			1,400
	Commercial and industrial loans	-			-
	Consumer and other	-			-
	Total	5		$	3,074
Schedule of Asset Grading System	A summary of the asset grading system is as follows:
		Numerical				Regulatory
	Risk Rating	Rating		Description		Classification
	Pass	1		Exceptional/Highest Quality		N/A
	Pass	2		Excellent/High Quality		N/A
	Pass	3		Strong/Above Average		N/A
	Pass	4		Good/Average		N/A
	Pass	5		Acceptable with more than average risk		N/A
	Special Mention	6		Special Mention Loans		Criticized
	Special Mention -  Elevated risk	7		Special Mention Loans with added risk exposure		Criticized
	Substandard	8		Substandard/Inadequately Protected		Classified
	Impaired Loans	9		Nonaccrual Loans		Classified
	Doubtful	10		Doubtful		Classified
	Loss	11		Loss		Classified
Credit Quality Indicators by Class	Credit quality indicators for loans by class are presented below for March 31, 2015 and December 31, 2014.
		31-Mar-15
										Construction
		Non-								and
		Residential			Multifamily			Farmland		Land
		(dollars in thousands)
	Commercial Real Estate Credit Exposure
	Pass 1	$	-		$	-		$	-	$	-
	Pass 2		-			-			-		49
	Pass 3		43,579			1,189			3,194		1,292
	Pass 4		187,841			21,222			18,281		26,939
	Pass 5		59,322			5,787			5,335		55,195
	Special Mention 6		852			62			-		295
	Special Mention Elevated 7		1,818			-			-		9
	Substandard 8		3,513			446			-		2,643
	Impaired Loans 9		1,097			-			-		1,421
	Doubtful 10		-			-			-		-
	Loss 11		-			-			-		-
	Total	$	298,022		$	28,706		$	26,810	$	87,843
	note 5.     Loans and Allowance for Loan Losses
	(EXCLUDING ACQUIRED LOANS) (Continued)
		31-Dec-14
										Construction
		Non-								and
		Residential			Multifamily			Farmland		Land
		(dollars in thousands)
	Commercial Real Estate Credit Exposure
	Pass 1	$	-		$	-		$	-	$	-
	Pass 2		-			-			-		51
	Pass 3		43,925			1,215			3,321		1,062
	Pass 4		183,749			24,171			18,671		26,906
	Pass 5		54,418			3,779			5,378		48,849
	Special Mention 6		886			64			-		301
	Special Mention Elevated 7		1,512			-			-		10
	Substandard 8		4,171			452			-		2,638
	Impaired Loans 9		1,161			-			-		1,730
	Doubtful 10		-			-			-		-
	Loss 11		-			-			-		-
	Total	$	289,822		$	29,681		$	27,370	$	81,547
		31-Mar-15
		Commercial
		and Industrial
		(dollars in thousands)
	Commercial and Industrial Credit Exposure
	Pass 1	$	3,227
	Pass 2		195
	Pass 3		11,353
	Pass 4		69,241
	Pass 5		26,709
	Special Mention 6		1,142
	Special Mention Elevated 7		3,357
	Substandard 8		1,357
	Impaired Loans 9		115
	Doubtful 10		-
	Loss 11		-
	Total	$	116,696
	note 5.     Loans and Allowance for Loan Losses
	(EXCLUDING ACQUIRED LOANS) (Continued)
		31-Dec-14
		Commercial
		and Industrial
		(dollars in thousands)
	Commercial and Industrial Credit Exposure
	Pass 1	$	2,799
Pass 2		187
Pass 3		21,307
Pass 4		66,390
Pass 5		26,459
Special Mention 6		959
Special Mention Elevated 7		3,093
Substandard 8		252
Impaired Loans 9		107
Doubtful 10		-
Loss 11		-
Total	$	121,553
	31-Mar-15
	Mortgage			Home Equity
	(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5	$	178,683		$	39,206
Special Mention 6		901			-
Special Mention Elevated 7		462			-
Substandard 8		2,722			25
Impaired Loans 9		2,636			288
Doubtful 10		-			-
Loss 11		-			-
Total	$	185,404		$	39,519
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
	31-Dec-14
	Mortgage			Home Equity
	(dollars in thousands)
Residential Real Estate Credit Exposure
Pass 1-5	$	177,275		$	37,116
Special Mention 6		830			-
Special Mention Elevated 7		470			-
Substandard 8		2,960			26
Impaired Loans 9		2,716			323
Doubtful 10		-			-
Loss 11		-			-
Total	$	184,251		$	37,465
	31-Mar-15
	Indirect			Direct
	Auto			Auto			Other
	(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5	$	6		$	5,245		$	18,807
Special Mention 6		-			-			-
Special Mention Elevated 7		-			-			-
Substandard 8		-			-			1
Impaired Loans 9		6			14			21
Doubtful 10		-			-			-
Loss 11		-			-			-
Total	$	12		$	5,259		$	18,829
note 5.     Loans and Allowance for Loan Losses
(EXCLUDING ACQUIRED LOANS) (Continued)
	31-Dec-14
	Indirect			Direct
	Auto			Auto			Other
	(dollars in thousands)
Consumer and Other Credit Exposure
Pass 1-5	$	20		$	5,750		$	22,283
Special Mention 6		-			-			-
Special Mention Elevated 7		-			-			-
Substandard 8		-			-			3
Impaired Loans 9		5			16			27
Doubtful 10		-			-			-
Loss 11		-			-			-
Total	$	25		$	5,766		$	22,313

ACQUIRED_LOANS_AND_ALLOWANCE_F1

ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	3 Months Ended
	Mar. 31, 2015
ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]
Fair Value of Loans Covered and Not Covered Under Loss Share Agreement	The following tables detail the fair value of loans covered and not covered under loss-share agreements and accounted for under ASC 310-30.
		March 31,			December 31,
	Loans not covered by loss-sharing agreements:	2015			2014
		(dollars in thousands)
	Commercial real estate	$	41,194		$	42,630
	Residential real estate		27,516			28,554
	Construction and land		7,275			7,094
	Commercial and industrial		5,314			5,531
	Consumer and other		2,824			2,954
		$	84,123		$	86,763
		March 31,			December 31,
	Loans covered by loss-sharing agreements:	2015			2014
		(dollars in thousands)
	Commercial real estate	$	12,643		$	12,715
	Residential real estate		17,534			18,342
	Construction and land		9,595			10,452
	Commercial and industrial		998			812
	Consumer and other		64			83
		$	40,834		$	42,404
Loss Sharing Agreement Expirations	The following table presents the loss-sharing agreement expirations:
	Acquisition	Non-single Family Expiration		Single Family Expiration
	Citizens	Mar-16		Mar-21
	First Southern	Sep-16		Sep-21
Credit Impaired Loans Receivable And Reclassifications From Balances Reported	The following table represents the credit impaired loans receivable as of March 31, 2015, and reflects reclassifications from the balances reported at December 31, 2014:
		Acquired Loans			Acquired Loans
		Without Specific			With Specific
		Evidence of			Evidence of
		Deterioration in			Deterioration in		Total Loans
		Credit Quality			Credit Quality		Acquired
		(dollars in thousands)
	Contractually required principal and interest	$	162,738		$	31,865	$	194,603
	Nonaccretable difference		-11,186			-7,883		-19,069
	Cash flows expected to be collected		151,552			23,982		175,534
	Accretable yield		-46,891			-3,686		-50,577
	Basis in acquired loans	$	104,661		$	20,296	$	124,957
Changes in the Accretable Yields of Acquired Loans	The following table is a summary of changes in the accretable yields of acquired credit impaired loans since December 31, 2013 and reflects refinements to the Company's initial estimate:
	(dollars in thousands)	Accretable Yield
	Balance at December 31, 2013	$	52,741
	Additions		44
	Reclassification from nonaccretable difference		14,273
	Accretion included in interest income		-23,668
	Adjustments to estimates of expected cash flows		12,851
	Balance at December 31, 2014	$	56,241
	Additions		-
	Reclassification from nonaccretable difference		-
	Accretion included in interest income		-6,312
	Adjustments to estimates of expected cash flows		648
	Balance at March 31, 2015	$	50,577
Allowance for Loan Losses for FDIC	The following is a summary of the allowance for loan losses for the acquired credit impaired loans for March 31, 2015:
		Commercial			Residential		Construction		Commercial		Consumer
		Real			Real		and		and		and
		Estate			Estate		Land		Industrial		Other		Total
		(dollars in thousands)
	Balance, January 1, 2015	$	-		$	-	$	-	$	-	$	-	$	-
	Add (deduct):													-
	Charge-offs		-			-		-		-		-		-
	Recoveries		-			-		-		-		-		-
	Provision for loan losses –													-
	noncovered		-			-		-		-		-		-
	Provision for loan losses - covered		-			-		-		-		-		-
	Balance,  March 31, 2015	$	-		$	-	$	-	$	-	$	-	$	-
	Allowance:
	Ending balance: specific	$	-		$	-	$	-	$	-	$	-	$	-
	Ending balance: collective	$	-		$	-	$	-	$	-	$	-	$	-
	Loans:
	Ending balance: individually
	evaluated for impairment	$	32,849		$	10,317	$	7,689	$	4,003	$	2,144	$	57,002
	Ending balance: collectively
	evaluated for impairment	$	20,988		$	34,733	$	9,181	$	2,309	$	744	$	67,955
	NOTE 6.     ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (CONTINUED)
	The following is a summary of the allowance for loan losses for the acquired credit impaired loans for 2014:
		Commercial			Residential		Construction		Commercial		Consumer
		Real			Real		and		and		and
		Estate			Estate		Land		Industrial		Other		Total
		(dollars in thousands)
	Balance, January 1, 2014	$	-		$	-	$	-	$	-	$	-	$	-
	Add (deduct):													-
	Charge-offs		-25			-15		-66		-28		-		-134
	Recoveries		-			-		-		-		-		-
	Provision for loan losses -													-
	noncovered		-			-		16		28		-		44
	Provision for loan losses - covered		25			15		50		-		-		90
	Balance, December 31, 2014	$	-		$	-	$	-	$	-	$	-	$	-
	Allowance:
	Ending balance: specific	$	-		$	-	$	-	$	-	$	-	$	-
	Ending balance: collective	$	-		$	-	$	-	$	-	$	-	$	-
	Loans:
	Ending balance: individually
	evaluated for impairment	$	33,526		$	10,361	$	8,260	$	3,992	$	2,143	$	58,282
	Ending balance: collectively
	evaluated for impairment	$	21,819		$	36,535	$	9,287	$	2,351	$	893	$	70,885

FDIC_LOSSSHARE_RECEIVABLE_Tabl

FDIC LOSS-SHARE RECEIVABLE (Tables)	3 Months Ended
	Mar. 31, 2015
FDIC LOSS-SHARE RECEIVABLE [Abstract]
Changes in loss-share receivable from FDIC
	For the period ended March 31, 2015:
		(dollars in thousands)
	Balance, December 31, 2014	$	23,837
	Decrease in expected losses on covered assets		-177
	Accretion included in noninterest income		-2,883
	Reimbursements from the FDIC		-607
	Balance, March 31, 2015	$	20,170
	For the period ended December 31, 2014:
		(dollars in thousands)
	Balance, December 31, 2013	$	41,306
	Decrease in expected losses on covered assets		-539
	Accretion included in noninterest income		-10,426
	Reimbursements from the FDIC		-6,504
	Balance, December 31, 2014	$	23,837

OTHER_REAL_ESTATE_OWNED_OREO_T

OTHER REAL ESTATE OWNED (OREO) (Tables)	3 Months Ended
	Mar. 31, 2015
OTHER REAL ESTATE OWNED (OREO) [Abstract]
Summary of information pertaining to OREO	The following table provides a summary of information pertaining to other real estate owned (“OREO”) for periods ended March 31, 2015 and December 31, 2014.
				Acquired		Acquired
		Non-acquired		Non-Covered		Covered
		OREO		OREO		OREO		Total
		(dollars in thousands)
	Balance, December 31, 2014	$	577	$	2,721	$	5,107	$	8,405
	Additions		1,540		20		411		1,971
	Sales		-47		-118		-804		-969
	Writedowns		-119		-		-		-119
	Balance, March 31, 2015	$	1,951	$	2,623	$	4,714	$	9,288
				Acquired		Acquired
		Non-acquired		Non-Covered		Covered
		OREO		OREO		OREO		Total
		(dollars in thousands)
	Balance, December 31, 2013	$	1,789	$	1,693	$	7,053	$	10,535
	Acquired in Frontier acquisition		-		1,991		-		1,991
	Additions		676		110		3,542		4,328
	Sales		-1,326		-1,101		-5,153		-7,580
	Writedowns		-562		28		-335		-869
	Balance, December 31, 2014	$	577	$	2,721	$	5,107	$	8,405

FAIR_VALUE_MEASUREMENTS_Tables

FAIR VALUE MEASUREMENTS (Tables)	3 Months Ended
	Mar. 31, 2015
FAIR VALUE MEASUREMENTS [Abstract]
Assets Measured at Fair Value on a Recurring Basis	The following tables present financial assets and liabilities measured at fair value at March 31, 2015 and December 31, 2014 on a recurring basis and the change in fair value for those specific financial instruments in which fair value has been elected.  The changes in the fair value of economic hedges were also recorded in mortgage banking activities and are designed to partially offset the change in fair value of the mortgage loans held for sale and interest rate lock commitments referenced in the following tables.
			Recurring Fair Value Measurements at
			31-Mar-15
			Total Carrying
			Value		Level 1			Level 2		Level 3
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	51,789	$	-		$	51,789	$	-
	State and municipal securities			55,342		-			55,342		-
	GSE residential mortgage-backed securities			155,725		-			155,725		-
	Total available for sale investment securities			262,856		-			262,856		-
	Mortgage loans held for sale			233,466		-			233,466		-
	Other assets(1)			3,423		-			-		3,423
	Total assets at fair value		$	499,745	$	-		$	496,322	$	3,423
	Liabilities
	Interest rate swap – cash flow hedge		$	4,037	$	-		$	4,037	$	-
	Total liabilities at fair value		$	4,037	$	-		$	4,037	$	-
		-1		This amount includes mortgage related interest rate lock commitments and mortgage derivative financial instruments to hedge interest rate risk for mortgage loans held for sale. Interest rate lock commitments were recorded on a gross basis.
	NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
			Recurring Fair Value Measurements at
			31-Dec-14
			Total
			Carrying Value		Level 1			Level 2		Level 3
			(dollars in thousands)
	Assets
	Available for sale investment securities:
	U.S. Government sponsored agencies (GSEs)		$	52,289	$	-		$	52,289	$	-
	State and municipal securities			55,818		-			55,818		-
	GSE residential mortgage-backed securities			161,571		-			161,571		-
	Total available for sale investment securities			269,678		-			269,678		-
	Mortgage loans held for sale			161,104		-			161,104		-
	Other assets(1)			1,306		-			-		1,306
	Total assets at fair value		$	432,088	$	-		$	430,782	$	1,306
	Liabilities
	Interest rate swap – cash flow hedge		$	2,671	$	-		$	2,671	$	-
	Total liabilities at fair value		$	2,671	$	-		$	2,671	$	-
		-1		This amount includes mortgage related interest rate lock commitments and mortgage derivative financial instruments to hedge interest rate risk for mortgage loans held for sale. Interest rate lock commitments were recorded on a gross basis.
Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)	The following tables present a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (level 3) during the three months ending March 31, 2015, and the year ending December 31, 2014.  There were no transfers into or out of Level 3, nor were there any transfers between Level 1 and Level 2 during these periods.
			Other
	Three months March 31, 2015:		Assets(1)
			(dollars in thousands)
	Beginning balance, December 31, 2014		$	1,306
	Total gains (losses) included in earnings:(2)
	Mortgage IRLCs			2,621
	Mortgage securities forward commitments			-504
	Ending balance, March 31, 2015(3)		$	3,423
			Other
	Year ended  December 31, 2014:		Assets(1)
			(dollars in thousands)
	Beginning balance, December 31, 2013		$	1,762
	Total gains (losses) included in earnings:(2)
	Mortgage IRLCs			2,323
	Mortgage securities forward commitments			-2,779
	Ending balance, December 31, 2014(3)		$	1,306
		-1		Includes mortgage related IRLCs and derivative financial instruments entered into to hedge interest rate risk.
		-2		Amounts included in earnings are recorded in mortgage banking activities.
		-3		Represents the amount included in earnings attributable to the changes in unrealized gains/losses relating to IRLCs and derivatives still held at period end.
Fair Value Measured on Recurring Basis, Gain (Loss) Included in Earnings
			For Items Measured at Fair Value Pursuant to
			Election of the Fair Value Option:  Fair Value
			Gain (Loss) related to Mortgage Banking Activities
			Three Months Ended
			31-Mar-15		31-Mar-14
			(dollars in thousands)
	Mortgage loans held for sale		$	3,883	$	2,063
Aggregate Fair Value and the Aggregate Unpaid Principal Balance of Loans Held-for-Sale	The following tables present the difference between the aggregate fair value and the aggregate unpaid principal balance of loans held for sale including escrow for which the fair value option (“FVO”) has been elected as of March 31, 2015 and December 31, 2014.
			31-Mar-15
					Aggregate Unpaid
					Principal Balance			Fair Value Over
			Aggregate Fair		with Escrow			Unpaid
			Value		Under FVO			Principal
	Loans held for sale		$	233,466	$	225,199		$	8,267
			31-Dec-14
					Aggregate Unpaid
					Principal Balance			Fair Value Over
			Aggregate Fair		with Escrow			Unpaid
			Value		Under FVO			Principal
	Loans held for sale		$	161,104	$	154,602		$	6,502
Assets Measured on a Nonrecurring Basis	The following table summarizes financial assets measured at fair value on a nonrecurring basis:
			Nonrecurring Fair Value Measurements at
			31-Mar-15
			Total Carrying
			Value		Level 1			Level 2		Level 3
			(dollars in thousands)
	Assets
	Impaired Loans(1)		$	11,175	$	-		$	-	$	11,175
	Non-acquired OREO			1,951		-			-		1,951
	Acquired OREO non-covered			2,623		-			-		2,623
	Acquired OREO covered			4,714		-			-		4,714
	Mortgage servicing rights (MSR)			7,803		-			-		7,803
	Total		$	28,266	$	-		$	-	$	28,266
			Nonrecurring Fair Value Measurements at
			31-Dec-14
			Total Carrying
			Value		Level 1			Level 2		Level 3
			(dollars in thousands)
	Assets
	Impaired Loans(1)		$	11,679	$	-		$	-	$	11,679
	Non-acquired OREO			577		-			-		577
	Acquired OREO non-covered			2,721		-			-		2,721
	Acquired OREO covered			5,107		-			-		5,107
	Mortgage servicing rights (MSR)			5,619		-			-		5,619
	Total		$	25,703	$	-		$	-	$	25,703
		-1		Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using independent third party valuations and borrower records, discounted as appropriate (Level 3).
Quantitative Information About Level 3 Fair Value Measurements	Quantitative Information about Level 3 Fair Value Measurements:
			Fair Value at				Unobservable		Range
	(dollars in thousands)		31-Mar-15		Valuation Technique		Input		(Weighted Average)
	Impaired loans		$	11,175	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100% (77%) (3)
	Non-acquired OREO			1,951	Discounted appraisals (1)		Appraisal adjustments (2)		38% to 90% (79%) (3)
	Acquired OREO			2,623	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100% (79%) (3)
	non-covered
	Acquired OREO covered			4,714	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100%  (80%) (3)
	MSR			7,803	Discounted cash flows		Discount rate		10%
							Prepayment Speeds		8-10%
		-1		Fair value is generally based on appraisals of the underlying collateral.
		-2		Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.
		-3		Ranges presented as a percentage of the non-discounted appraisals.
	NOTE 9.     FAIR VALUE MEASUREMENTS (Continued)
			Fair Value at				Unobservable		Range
	(dollars in thousands)		31-Dec-14		Valuation Technique		Input		(Weighted Average)
	Impaired loans		$	11,679	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100% (48%)  (3)
	Non-acquired OREO			571	Discounted appraisals (1)		Appraisal adjustments (2)		38% to 90%  (79%) (3)
	Acquired OREO			2,721	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100%  (68%) (3)
	non-covered
	Acquired OREO covered			5,107	Discounted appraisals (1)		Appraisal adjustments (2)		0% to 100%  (75%) (3)
	MSR			5,619	Discounted cash flows		Discount rate		10%
							Prepayment Speeds		8-10%
		-1		Fair value is generally based on appraisals of the underlying collateral.
		-2		Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.
		-3		Ranges presented as a percentage of the non-discounted appraisals.
Carrying Amount and Estimated Fair Value of Financial Instruments	The following tables present the assets that are measured at fair value on a nonrecurring basis by level within the fair value hierarchy as reported on the consolidated statements of financial position.
					Fair Value Measurements at
					31-Mar-15
			Carrying
			Value		Total Fair Value			Level 1		Level 2		Level 3
					(dollars in thousands)
	Assets
	Cash and short-term investments		$	36,345	$	36,345		$	36,345	$	-	$	-
	Other investments			9,139		9,139			-		-		9,139
	Non-acquired loans			807,101		822,007			-		-		822,007
	Acquired non-credit impaired loans			182,213		182,213			-		-		182,213
	Acquired credit impaired loans:
	Non-covered			84,123		84,123			-		-		84,123
	Covered			40,834		40,834			-		-		40,834
	FDIC loss-share receivable			20,170		20,170			-		-		20,170
	Total assets at fair value		$	1,179,925	$	1,194,831		$	36,345	$	-	$	1,158,486
	Liabilities
	Deposits		$	1,394,111	$	1,380,488		$	-	$	-	$	1,380,488
	Federal funds purchased and securities
	sold under repurchase agreements			41,128		37,138			37,138		-		-
	Other borrowings			181,981		180,322			-		-		180,322
	Total liabilities at fair value		$	1,617,220	$	1,597,948		$	37,138	$	-	$	1,560,810
					Fair Value Measurements at
					31-Dec-14
			Carrying
			Value		Total Fair Value			Level 1		Level 2		Level 3
					(dollars in thousands)
	Assets
	Cash and short-term investments		$	35,383	$	35,383		$	35,383	$	-	$	-
	Other investments			8,510		8,510			-		-		8,510
	Non-acquired loans			799,793		815,157			-		-		815,157
	Acquired non-credit impaired loans			156,513		156,513			-		-		156,513
	Acquired credit impaired loans:
	Non-covered			86,763		86,763			-		-		86,763
	Covered			42,404		42,404			-		-		42,404
	FDIC loss-share receivable			23,837		23,837			-		-		23,837
	Total assets at fair value		$	1,153,203	$	1,168,567		$	35,383	$	-	$	1,133,184
	Liabilities
	Deposits		$	1,322,109	$	1,308,804		$	-	$	-	$	1,308,804
	Federal funds purchased and securities
	sold under repurchase agreements			43,339		42,031			42,031		-		-
	Other borrowings			159,247		156,885			-		-		156,885
	Total liabilities at fair value		$	1,524,695	$	1,507,720		$	42,031	$	-	$	1,465,689

DERIVATIVE_FINANCIAL_INSTRUMEN1

DERIVATIVE FINANCIAL INSTRUMENTS (Tables)	3 Months Ended
	Mar. 31, 2015
DERIVATIVE FINANCIAL INSTRUMENTS [Abstract]
Schedule of Derivative Positions	The Company’s derivative positions were as follows:
		Contract Amount
		March 31,		December 31,
		2015		2014
		(dollars in thousands)
	Mortgage-backed securities forward
	commitments	$	353,500	$	180,500
	Best efforts sale commitments		144,847		102,058
	Total commitments	$	498,347	$	282,558

SEGMENT_INFORMATION_Tables

SEGMENT INFORMATION (Tables)	3 Months Ended
	Mar. 31, 2015
SEGMENT INFORMATION [Abstract]
Schedule Of Segment Information	Information reported internally for performance assessment follows.
				Mortgage		Holding
	Three months ended March 31, 2015	Bank		Banking		Company		Totals
		(dollars in thousands)
	Net interest income	$	17,902	$	547	$	-	$	18,449
	Provision for loan losses		75		-		-		75
	Noninterest income		-303		11,954		6		11,657
	Noninterest expense		12,592		11,266		242		24,100
	Income tax expense (benefit)		1,747		383		-83		2,047
	Segment profit (loss)	$	3,185	$	852	$	-153	$	3,884
	Segment assets at March 31, 2015	$	1,553,892	$	246,130	$	7,806	$	1,807,828
				Mortgage		Holding
	Three months ended March 31, 2014	Bank		Banking		Company		Totals
		(dollars in thousands)
	Net interest income	$	13,146	$	825	$	-	$	13,971
	Provision for loan losses		170		-		-		170
	Noninterest income		1,089		2,392		6		3,487
	Noninterest expense		11,466		3,815		195		15,476
	Income tax expense (benefit)		725		-185		-71		469
	Segment profit (loss)	$	1,874	$	-413	$	-118	$	1,343
	Segment assets at March 31, 2014	$	1,262,999	$	136,662	$	13,879	$	1,413,540

ACQUISITION_ACTIVITY_Tables

ACQUISITION ACTIVITY (Tables)	3 Months Ended
	Mar. 31, 2015
Private Bank And Trust Company [Member]
Business Acquisition [Line Items]
Schedule of Acquired Assets and Liabilities
					Initial
					Fair Value			As Recorded
			Acquired		Adjustments			by the Company
	Assets		(dollars in thousands)
	Cash and cash equivalents		$	122	$	-		$	122
	Non-credit impaired loans			36,244		-17	(a)		36,227
	Premises and equipment			42		-			42
	Core deposit intangible			-		920	(b)		920
	Other assets			118		-			118
	Cash received from seller			66,324		-			66,324
	Total assets		$	102,850	$	903		$	103,753
	Liabilities
	Noninterest-bearing deposits		$	19,117	$	755	(c)	$	19,872
	Interest-bearing deposits			83,691		4,055	(d)		87,746
	Other liabilities			42		1	(d)		43
	Total liabilities		$	102,850	$	4,811		$	107,661
	Net identifiable assets acquired over (under) liabilities assumed			-		-3,908			-3,908
	Goodwill			-		3,908			3,908
	Explanations
		(a)		The amount reflects the fair value adjustments based on the evaluation of the acquired non-credit impaired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
		(b)		The amount represents the consideration paid for the value of the core deposit base assumed in the acquisition.  The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
		(c)		The amount represents the adjustment for the premium paid for the noninterest-bearing deposits.
		(d)		The amount represents the adjustment for the premium paid for the interest-bearing deposits and the fair value adjustment for the difference in the interest rate the deposits held compared to a market rate.  The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
Alarion Financial Service, Inc. [Member]
Business Acquisition [Line Items]
Schedule of Acquired Assets and Liabilities					Initial			Subsequent
					Fair Value			Fair Value		As Recorded
					Initial			Subsequent
					Fair Value			Fair Value		As Recorded
			Acquired		Adjustments			Adjustments		by the Company
	Assets		(dollars in thousands)
	Cash and cash equivalents		$	4,199	$	-		$	-	$	4,199
	Fed funds sold			430					-		430
	Securities available to sale			39,372		-			18		39,390
	FHLB and other bank stock			926		-			-		926
	Loans held for sale			6,753		191	(a)		-		6,944
	Non-credit impaired loans			161,343		-841	(b)		-		160,502
	Credit impaired loans			45,751		-7,082	(c)		-		38,669
	Premises and equipment			13,944		-2,721	(d)		-		11,223
	Other real estate owned			2,549		-558	(e)		-		1,991
	Core deposit intangible			-		2,499	(f)		-		2,499
	Deferred tax asset			3,665		4,971	(g)		29		8,665
	Other assets			1,037		154	(h)		-53		1,138
	Total assets		$	279,969	$	-3,387		$	-6	$	276,576
	Liabilities
	Noninterest-bearing deposits		$	1,650	$	-		$	-	$	1,650
	Interest-bearing deposits			228,354		662	(i)		-		229,016
	Federal funds purchased and sold under agreements to
	repurchase			3,224		-			-		3,224
	Other borrowings			13,000		921	(j)		18		13,939
	Preferred dividends payable			1,194		-27	(k)		-		1,167
	Preferred stock			6,840		-			-		6,840
	Other liabilities			4,255		-			-		4,255
	Total liabilities		$	258,517	$	1,556		$	18	$	260,091
	Net identifiable assets acquired over (under) liabilities assumed			21,452		-4,943			-24		16,485
	Goodwill					6,883			24		6,907
	Net assets acquired over liabilities assumed		$	21,452	$	1,940		$	-	$	23,392
	Consideration:
	Common shares issued			1,158,147
	Purchase price per share of the Company's common stock		$	20.19
	Total share consideration		$	23,383
	Company common stock issued and cash exchanged for
	fractional shares and stock appraisal rights		$	9
	Fair value of total consideration transferred		$	23,392
	NOTE 12.     ACQUISITION ACTIVITY (continued)
	Explanations
		(a)		The amount represents the fair value adjustments based on the evaluation of the acquired loans held for sale portfolio.
		(b)		The amount reflects the fair value adjustments based on the evaluation of the acquired non-credit impaired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
		(c)		The amount reflects the fair value adjustments based on the evaluation of the acquired credit impaired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
		(d)		The amount represents the fair value adjustments based on the evaluation of the acquired premises and equipment.
		(e)		The amount represents the fair value adjustments based on the evaluation of the acquired OREO.
		(f)		The amount represents the consideration paid for the value of the core deposit base assumed in the acquisition.  The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
		(g)		Adjustment represents the net deferred tax asset resulting from the mark down in Alarion assets through fair value adjustments and the mark up of liabilities through fair value adjustments.
		(h)		The amount represents fair value adjustments based on the evaluation of the acquired mortgage related IRLCs.
		(i)		The amount represents the fair value adjustments based on the evaluation of the acquired interest-bearing deposits, which held a higher interest rate than similar deposits as of the acquisition date.  The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
		(j)		The adjustment represents the prepayment penalty of the acquired borrowings as of the acquisition date, and immediately following the acquisition the borrowings were repaid.
		(k)		The amount represents the fair value adjustment to the acquired preferred stock dividends payable, and immediately following the acquisition the Alarion preferred stock was redeemed.

BASIS_OF_PRESENTATION_AND_ACCO2

BASIS OF PRESENTATION AND ACCOUNTING ESTIMATES (Details)	Mar. 31, 2015	Nov. 30, 2010
Summary Of Significant Accounting Policies [Line Items]
Percentage of publicly owned stock holding company (in hundredths)	100.00%
Exchange rate of common stock owned by public shareholders (in shares)		0.8377
Renasant [Member]
Summary Of Significant Accounting Policies [Line Items]
Exchange rate of common stock owned by public shareholders (in shares)	0.9266

EARNINGS_PER_SHARE_Components_

EARNINGS PER SHARE (Components Used to Calculate Basic and Diluted Earnings per Share) (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Basic earnings and shares:
Net income	$3,884	$1,343
Weighted-average basic shares outstanding (in shares)	8,889,252	7,422,044
Basic earnings per share (in dollars per share)	$0.44	$0.18
Diluted earnings and shares:
Net income	$3,884	$1,343
Weighted-average basic shares outstanding (in shares)	8,889,252	7,422,044
Add: Stock options and nonvested shares	228,136	159,731
Weighted-average diluted shares outstanding (in shares)	9,117,388	7,581,775
Diluted earnings per share (in dollars per share)	$0.43	$0.18

SHARED_BASED_COMPENSATION_Narr

SHARED BASED COMPENSATION (Narrative) (Details) (USD $)	3 Months Ended	12 Months Ended	3 Months Ended	0 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Apr. 01, 2014	Oct. 01, 2012	Jul. 01, 2011	17-May-06	Jun. 22, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Exercise of common stock options (in shares)	962	91,217
Restricted Stock Award [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Amortization period of unearned compensation expense, minimum	1 year
Amortization period of unearned compensation expense, maximum	5 years
2006 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares that can be awarded (in shares)							645,990
Awards granted in period	0
2006 Equity Incentive Plan [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares that can be awarded (in shares)							461,422
Number of shares available to be granted (in shares)	56,963
Exercise of common stock options (in shares)	2,465
Pre-tax compensation expense	149,000		$143,000
Unrecognized compensation	898,000
2006 Equity Incentive Plan [Member] | Restricted Stock Award [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares that can be awarded (in shares)							184,568
Number of shares available to be granted (in shares)	12,800
2011 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares that can be awarded (in shares)								573,481
2011 Equity Incentive Plan [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares that can be awarded (in shares)								409,429
Number of shares available to be granted (in shares)	14,284
Exercise of common stock options (in shares)	380
Stock options granted (in shares)					31,900	334,870
Stock awards granted (in shares)				24,200
2011 Equity Incentive Plan [Member] | Restricted Stock Award [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares that can be awarded (in shares)								163,852
Number of shares available to be granted (in shares)	13,203
Stock awards granted (in shares)				14,000	15,600	117,530
Pre-tax compensation expense	99,000		81,000
Unrecognized compensation	771,000

SECURITIES_Narrative_Details

SECURITIES (Narrative) (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Securities pledged as collateral	$177,900,000	$181,300,000
Collateral in excess of pledging requirements	61,800,000	61,800,000
Total unrealized losses	2,368,000	3,710,000
Improvement in unrealized losses (in hundredths)	1.50%	2.10%
U. S. Government Sponsored Agencies (GSEs) [Member]
Schedule of Available-for-sale Securities [Line Items]
Total unrealized losses	552,000	980,000
Number of securities related to unrealized loss position	39
Units of securities in continuous unrealized loss position	15
State and Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total unrealized losses	426,000	435,000
Number of securities related to unrealized loss position	42
Units of securities in continuous unrealized loss position	19
GSE Residential Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total unrealized losses	1,390,000	2,295,000
Investment in Federal Home Loan Bank Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Carrying value of investment	9,100,000	8,500,000
Estimated fair value of investment	9,100,000
Investment in Chattahoochee Bank of Georgia [Member]
Schedule of Available-for-sale Securities [Line Items]
Carrying value of investment	$1,000,000	$1,000,000
Percentage of investment in Chattahoochee bank (in hundredths)	4.90%
Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of securities related to unrealized loss position	81
Units of securities in continuous unrealized loss position	44

SECURITIES_Amortized_Cost_and_

SECURITIES (Amortized Cost and Fair Value of Securities Available for Sale with Gross Unrealized Gains and Losses) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Total securities, Amortized Cost	$262,908	$271,238
Total securities, Gross Unrealized Gains	2,316	2,150
Total securities, Gross Unrealized Losses	-2,368	-3,710
Total securities, Fair Value	262,856	269,678
U. S. Government Sponsored Agencies (GSEs) [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	52,167	53,149
Debt securities, Gross Unrealized Gains	174	120
Debt Securities, Gross Unrealized Losses	-552	-980
Debt securities, Fair Value	51,789	52,289
State and Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	54,448	54,889
Debt securities, Gross Unrealized Gains	1,320	1,364
Debt Securities, Gross Unrealized Losses	-426	-435
Debt securities, Fair Value	55,342	55,818
GSE Residential Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	156,293	163,200
Debt securities, Gross Unrealized Gains	822	666
Debt Securities, Gross Unrealized Losses	-1,390	-2,295
Debt securities, Fair Value	$155,725	$161,571

SECURITIES_Amortized_Cost_and_1

SECURITIES (Amortized Cost and Fair Value of Debt Securities Available for Sale by Contractual Maturity) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
SECURITIES [Abstract]
Amortized Cost, One to five years	$19,938	$21,850
Amortized Cost, Five to ten years	48,078	48,216
Amortized Cost, Over ten years	38,599	37,972
Amortized Cost, Mortgage-backed securities	156,293	163,200
Total securities, Amortized Cost	262,908	271,238
Fair Value, One to five years	19,838	21,651
Fair Value, Five to ten years	48,185	47,852
Fair Value, Over ten years	39,108	38,604
Fair Value, Mortgage-backed securities	155,725	161,571
Total securities, Fair Value	$262,856	$269,678

SECURITIES_Gross_Realized_Gain

SECURITIES (Gross Realized Gains and Losses Recognized in Income) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
SECURITIES [Abstract]
Gross gains recognized on sales of securities	$1
Gross losses recognized on sales of securities	($1)

SECURITIES_Securities_in_a_Con

SECURITIES (Securities in a Continuous Unrealized Loss Position) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value	$79,434	$15,188
12 Months or More, Fair Value	80,742	161,060
Total, Fair Value	160,176	176,248
Less Than 12 Months, Unrealized Losses	-718	-63
12 Months or More, Unrealized Losses	-1,650	-3,647
Total, Unrealized Losses	-2,368	-3,710
U. S. Government Sponsored Agencies (GSEs) [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value	25,213	4,439
12 Months or More, Fair Value	16,669	40,475
Total, Fair Value	41,882	44,914
Less Than 12 Months, Unrealized Losses	-237	-14
12 Months or More, Unrealized Losses	-315	-966
Total, Unrealized Losses	-552	-980
State and Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value	10,986	4,002
12 Months or More, Fair Value	7,931	14,901
Total, Fair Value	18,917	18,903
Less Than 12 Months, Unrealized Losses	-147	-25
12 Months or More, Unrealized Losses	-279	-410
Total, Unrealized Losses	-426	-435
GSE Residential Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value	43,235	6,747
12 Months or More, Fair Value	56,142	105,684
Total, Fair Value	99,377	112,431
Less Than 12 Months, Unrealized Losses	-334	-24
12 Months or More, Unrealized Losses	-1,056	-2,271
Total, Unrealized Losses	($1,390)	($2,295)

SECURITIES_Roll_Forward_of_Cum

SECURITIES (Roll Forward of Cumulative Amount of Credit Losses on Investment Securities) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
SECURITIES [Abstract]
Beginning balance of credit losses	$1,543
Reduction for securities sold during the period	($1,543)

LOANS_AND_ALLOWANCE_FOR_LOAN_L2

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) (Narrative) (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total troubled debt restructurings	$7,708,000	$8,668,000
Troubled restructuring included in nonaccruing loans	2,100,000
Troubled debt performing according to terms	$5,600,000
Minimum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Period of sustained performance to return a nonperforming TDR to performing status	6 months
Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Period of sustained performance to return a nonperforming TDR to performing status	12 months

LOANS_AND_ALLOWANCE_FOR_LOAN_L3

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) (Composition of Loans) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$807,101	$799,793
Acquired non-credit impaired loans	182,213	156,513
Acquired credit impaired loans: Non-covered	84,123	86,763
Acquired credit impaired loans: Covered	40,834	42,404
Total loans	1,114,271	1,085,473
Total allowance for loan losses	-10,010	-10,034
Loans, net	1,104,261	1,075,439
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	353,538	346,873
Commercial Real Estate [Member] | Nonresidential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	298,022	289,822
Commercial Real Estate [Member] | Multifamily [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	28,706	29,681
Commercial Real Estate [Member] | Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	26,810	27,370
Construction And Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	87,844	81,547
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	224,923	221,716
Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	185,404	184,251
Residential Real Estate [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	39,519	37,465
Consumer And Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	24,100	28,104
Consumer And Other [Member] | Indirect Auto Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	12	25
Consumer And Other [Member] | Direct Auto Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	5,259	5,766
Consumer And Other [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	18,829	22,313
Commercial And Industrial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$116,696	$121,553

LOANS_AND_ALLOWANCE_FOR_LOAN_L4

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) (Changes in Allowance for Loan Losses and Recorded Investment in Loans by Segment) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	$10,034	$8,955
Add (deduct) [Abstract]
Charge-offs	-144	-576
Recoveries	45	220
Provision for loan losses	75	1,435
Ending Balance	10,010	10,034
Allowance [Abstract]
Ending balance: specific	835	1,005
Ending balance: collective	9,175	9,029
Loans [Abstract]
Ending balance: individually evaluated for impairment	11,175	11,679
Ending balance: collectively evaluated for impairment	796,040	788,114
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	2,158	2,080
Add (deduct) [Abstract]
Charge-offs		-123
Provision for loan losses	14	201
Ending Balance	2,172	2,158
Allowance [Abstract]
Ending balance: specific	102	101
Ending balance: collective	2,070	2,057
Loans [Abstract]
Ending balance: individually evaluated for impairment	4,413	4,507
Ending balance: collectively evaluated for impairment	349,125	342,366
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	3,437	3,171
Add (deduct) [Abstract]
Charge-offs	-64	-96
Recoveries	5	83
Provision for loan losses	-77	279
Ending Balance	3,301	3,437
Allowance [Abstract]
Ending balance: specific	598	765
Ending balance: collective	2,703	2,672
Loans [Abstract]
Ending balance: individually evaluated for impairment	3,251	3,348
Ending balance: collectively evaluated for impairment	221,776	218,368
Construction And Land [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	1,532	1,229
Add (deduct) [Abstract]
Charge-offs		-74
Recoveries	21	33
Provision for loan losses	71	344
Ending Balance	1,624	1,532
Allowance [Abstract]
Ending balance: specific	9	12
Ending balance: collective	1,615	1,520
Loans [Abstract]
Ending balance: individually evaluated for impairment	3,347	3,670
Ending balance: collectively evaluated for impairment	84,507	77,877
Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	2,558	2,169
Add (deduct) [Abstract]
Charge-offs	-25	-59
Recoveries	1	1
Provision for loan losses	73	447
Ending Balance	2,607	2,558
Allowance [Abstract]
Ending balance: specific	96	98
Ending balance: collective	2,511	2,460
Loans [Abstract]
Ending balance: individually evaluated for impairment	115	107
Ending balance: collectively evaluated for impairment	116,581	121,446
Consumer And Other [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	349	306
Add (deduct) [Abstract]
Charge-offs	-55	-224
Recoveries	18	103
Provision for loan losses	-6	164
Ending Balance	306	349
Allowance [Abstract]
Ending balance: specific	30	29
Ending balance: collective	276	320
Loans [Abstract]
Ending balance: individually evaluated for impairment	49	47
Ending balance: collectively evaluated for impairment	$24,051	$28,057

LOANS_AND_ALLOWANCE_FOR_LOAN_L5

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) (Impaired Loans by Class) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Recorded Investment [Abstract]
Total, Recorded Investment	$11,175	$11,679
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Total, Unpaid Principal Balance	12,245	13,003
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	835	1,005
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Total, Average Recorded Investment	11,524	12,051
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Total, Interest Income Recognized	25	68
Commercial Real Estate [Member]
Recorded Investment [Abstract]
Total, Recorded Investment	4,413	4,507
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Total, Unpaid Principal Balance	4,646	4,712
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	102	101
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Total, Average Recorded Investment	4,537	4,634
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Total, Interest Income Recognized		6
Commercial Real Estate [Member] | Nonresidential [Member]
Recorded Investment [Abstract]
Loans with no related allowance recorded, Recorded Investment	4,151	3,936
Loans with related allowance recorded, Recorded Investment	262	571
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Loans with no related allowance recorded, Unpaid Principal Balance	4,255	3,955
Loans with related allowance recorded, Unpaid Principal Balance	391	757
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	102	101
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Loans with no related allowance recorded, Average Recorded Investment	4,201	3,949
Loans with related allowance recorded, Average Recorded Investment	336	685
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Loans with related allowance recorded, Interest Income Recognized		6
Residential Real Estate [Member]
Recorded Investment [Abstract]
Total, Recorded Investment	3,251	3,348
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Total, Unpaid Principal Balance	3,805	4,184
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	598	765
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Total, Average Recorded Investment	3,393	3,495
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Total, Interest Income Recognized	25	61
Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]
Recorded Investment [Abstract]
Loans with no related allowance recorded, Recorded Investment	1,946	601
Loans with related allowance recorded, Recorded Investment	1,017	2,424
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Loans with no related allowance recorded, Unpaid Principal Balance	2,321	609
Loans with related allowance recorded, Unpaid Principal Balance	1,186	3,244
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	335	470
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Loans with no related allowance recorded, Average Recorded Investment	2,012	634
Loans with related allowance recorded, Average Recorded Investment	1,080	2,527
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Loans with no related allowance recorded, Interest Income Recognized	9	28
Loans with related allowance recorded, Interest Income Recognized	18	18
Residential Real Estate [Member] | Home Equity [Member]
Recorded Investment [Abstract]
Loans with related allowance recorded, Recorded Investment	288	323
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Loans with related allowance recorded, Unpaid Principal Balance	298	331
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	263	295
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Loans with related allowance recorded, Average Recorded Investment	301	334
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Loans with related allowance recorded, Interest Income Recognized	-2	15
Consumer And Other [Member]
Recorded Investment [Abstract]
Total, Recorded Investment	49	47
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Total, Unpaid Principal Balance	71	70
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	30	29
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Total, Average Recorded Investment	59	56
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Total, Interest Income Recognized		1
Consumer And Other [Member] | Indirect Auto Loans [Member]
Recorded Investment [Abstract]
Loans with related allowance recorded, Recorded Investment	6	5
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Loans with related allowance recorded, Unpaid Principal Balance	10	8
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Loans with related allowance recorded, Average Recorded Investment	9	6
Consumer And Other [Member] | Direct Auto Loans [Member]
Recorded Investment [Abstract]
Loans with related allowance recorded, Recorded Investment	14	16
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Loans with related allowance recorded, Unpaid Principal Balance	20	22
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	6	7
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Loans with related allowance recorded, Average Recorded Investment	17	18
Consumer And Other [Member] | Other [Member]
Recorded Investment [Abstract]
Loans with related allowance recorded, Recorded Investment	29	26
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Loans with related allowance recorded, Unpaid Principal Balance	41	40
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	24	22
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Loans with related allowance recorded, Average Recorded Investment	33	32
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Loans with related allowance recorded, Interest Income Recognized		1
Construction And Land [Member]
Recorded Investment [Abstract]
Loans with no related allowance recorded, Recorded Investment	3,331	3,649
Loans with related allowance recorded, Recorded Investment	16	21
Total, Recorded Investment	3,347	3,670
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Loans with no related allowance recorded, Unpaid Principal Balance	3,422	3,740
Loans with related allowance recorded, Unpaid Principal Balance	33	37
Total, Unpaid Principal Balance	3,455	3,777
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	9	12
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Loans with no related allowance recorded, Average Recorded Investment	3,384	3,710
Loans with related allowance recorded, Average Recorded Investment	20	26
Total, Average Recorded Investment	3,404	3,736
Commercial And Industrial Loans [Member]
Recorded Investment [Abstract]
Loans with related allowance recorded, Recorded Investment	115	107
Total, Recorded Investment	115	107
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Loans with related allowance recorded, Unpaid Principal Balance	268	260
Total, Unpaid Principal Balance	268	260
Impaired Financing Receivable Related Allowance [Abstract]
Total, Related Allowance	96	98
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Loans with related allowance recorded, Average Recorded Investment	131	130
Total, Average Recorded Investment	$131	$130

LOANS_AND_ALLOWANCE_FOR_LOAN_L6

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) (Analysis of the Age of Recorded Investment in Loans That are Past Due) (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due	$446,000		$1,699,000
60 to 89 Days Past Due	53,000		106,000
Non Accrual	5,550,000	[1]	6,084,000	[2]
Total Past Due	6,049,000		7,889,000
Current	801,052,000		791,904,000
Total Loans	807,101,000		799,793,000
90 Days Past Due and Still Accruing	0		0
Commercial Real Estate [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due			837,000
60 to 89 Days Past Due			99,000
Non Accrual	1,097,000	[1]	1,161,000	[2]
Total Past Due	1,097,000		2,097,000
Current	352,441,000		344,776,000
Total Loans	353,538,000		346,873,000
Commercial Real Estate [Member] | Nonresidential [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due			625,000
60 to 89 Days Past Due			99,000
Non Accrual	1,097,000	[1]	1,161,000	[2]
Total Past Due	1,097,000		1,885,000
Current	296,925,000		287,937,000
Total Loans	298,022,000		289,822,000
Commercial Real Estate [Member] | Multifamily [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
Current	28,706,000		29,681,000
Total Loans	28,706,000		29,681,000
Commercial Real Estate [Member] | Farmland [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due			212,000
Total Past Due			212,000
Current	26,810,000		27,158,000
Total Loans	26,810,000		27,370,000
Construction And Land [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
Non Accrual	1,421,000	[1]	1,730,000	[2]
Total Past Due	1,421,000		1,730,000
Current	86,423,000		79,817,000
Total Loans	87,844,000		81,547,000
Residential Real Estate [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due	280,000		835,000
60 to 89 Days Past Due	19,000
Non Accrual	2,868,000	[1]	3,039,000	[2]
Total Past Due	3,167,000		3,874,000
Current	221,756,000		217,842,000
Total Loans	224,923,000		221,716,000
Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due	179,000		817,000
60 to 89 Days Past Due	19,000
Non Accrual	2,580,000	[1]	2,716,000	[2]
Total Past Due	2,778,000		3,533,000
Current	182,626,000		180,718,000
Total Loans	185,404,000		184,251,000
Residential Real Estate [Member] | Home Equity [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due	101,000		18,000
Non Accrual	288,000	[1]	323,000	[2]
Total Past Due	389,000		341,000
Current	39,130,000		37,124,000
Total Loans	39,519,000		37,465,000
Consumer And Other [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due	36,000		27,000
60 to 89 Days Past Due	34,000		2,000
Non Accrual	49,000	[1]	47,000	[2]
Total Past Due	119,000		76,000
Current	23,981,000		28,028,000
Total Loans	24,100,000		28,104,000
Consumer And Other [Member] | Indirect Auto Loans [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
Non Accrual	6,000	[1]	5,000	[2]
Total Past Due	6,000		5,000
Current	6,000		20,000
Total Loans	12,000		25,000
Consumer And Other [Member] | Direct Auto Loans [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due	18,000		4,000
Non Accrual	14,000	[1]	16,000	[2]
Total Past Due	32,000		20,000
Current	5,227,000		5,746,000
Total Loans	5,259,000		5,766,000
Consumer And Other [Member] | Other [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due	18,000		23,000
60 to 89 Days Past Due	34,000		2,000
Non Accrual	29,000	[1]	26,000	[2]
Total Past Due	81,000		51,000
Current	18,748,000		22,262,000
Total Loans	18,829,000		22,313,000
Commercial And Industrial Loans [Member]
Analysis of the age of recorded investment in loans that are past due [Abstract]
30 to 59 Days Past Due	130,000
60 to 89 Days Past Due			5,000
Non Accrual	115,000	[1]	107,000	[2]
Total Past Due	245,000		112,000
Current	116,451,000		121,441,000
Total Loans	$116,696,000		$121,553,000
[1]	There were no accruing loans that were greater than 90 or more days past due at March 31, 2015.
[2]	There were no accruing loans that were greater than 90 or more days past due at December 31, 2014.

LOANS_AND_ALLOWANCE_FOR_LOAN_L7

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) (Troubled Debt Restructurings) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	loan	loan
Financing Receivable, Modifications [Line Items]
Number of Modifications	8	10
Recorded Investment Prior to Modifications	$12,139	$14,806
Recorded Investment	7,708	8,668
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications	2	3
Recorded Investment Prior to Modifications	3,350	3,973
Recorded Investment	3,316	3,936
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications	3	4
Recorded Investment Prior to Modifications	5,204	7,248
Recorded Investment	1,066	1,392
Construction And Land [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications	3	3
Recorded Investment Prior to Modifications	3,585	3,585
Recorded Investment	$3,326	$3,340

LOANS_AND_ALLOWANCE_FOR_LOAN_L8

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) (Troubled Debt Restructurings That Subsequently Defaulted) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	loan	loan
Financing Receivable, Modifications [Line Items]
Number of Modifications	3	5
Recorded Investment	$2,160	$3,074
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications		1
Recorded Investment		590
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications	2	3
Recorded Investment	760	1,084
Construction And Land [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications	1	1
Recorded Investment	$1,400	$1,400

LOANS_AND_ALLOWANCE_FOR_LOAN_L9

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) (Schedule of Asset Grading System) (Details)	3 Months Ended
	Mar. 31, 2015
Pass 1 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Exceptional/Highest Quality
Pass 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Excellent/High Quality
Pass 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Strong/Above Average
Pass 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Good/Average
Pass 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Acceptable with more than average risk
Special Mention 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Special Mention Loans
Regulatory Classification	Criticized
Special Mention Elevated 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Special Mention Loans with added risk exposure
Regulatory Classification	Criticized
Substandard 8 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Substandard/Inadequately Protected
Regulatory Classification	Classified
Impaired Loans 9 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Nonaccrual Loans
Regulatory Classification	Classified
Doubtful 10 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Doubtful
Regulatory Classification	Classified
Loss 11 [Member]
Financing Receivable, Recorded Investment [Line Items]
Description of asset quality grading system	Loss
Regulatory Classification	Classified

Recovered_Sheet1

LOANS AND ALLOWANCE FOR LOAN LOSSES (EXCLUDING ACQUIRED LOANS) (Credit Quality Indicators by Class) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Commercial Real Estate [Member] | Nonresidential [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	$298,022	$289,822
Commercial Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	28,706	29,681
Commercial Real Estate [Member] | Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	26,810	27,370
Commercial Real Estate [Member] | Construction And Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	87,843	81,547
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	116,696	121,553
Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	185,404	184,251
Residential Real Estate [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	39,519	37,465
Consumer And Other [Member] | Indirect Auto Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	12	25
Consumer And Other [Member] | Direct Auto Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	5,259	5,766
Consumer And Other [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	18,829	22,313
Pass 1 [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	3,227	2,799
Pass 2 [Member] | Commercial Real Estate [Member] | Construction And Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	49	51
Pass 2 [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	195	187
Pass 3 [Member] | Commercial Real Estate [Member] | Nonresidential [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	43,579	43,925
Pass 3 [Member] | Commercial Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	1,189	1,215
Pass 3 [Member] | Commercial Real Estate [Member] | Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	3,194	3,321
Pass 3 [Member] | Commercial Real Estate [Member] | Construction And Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	1,292	1,062
Pass 3 [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	11,353	21,307
Pass 4 [Member] | Commercial Real Estate [Member] | Nonresidential [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	187,841	183,749
Pass 4 [Member] | Commercial Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	21,222	24,171
Pass 4 [Member] | Commercial Real Estate [Member] | Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	18,281	18,671
Pass 4 [Member] | Commercial Real Estate [Member] | Construction And Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	26,939	26,906
Pass 4 [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	69,241	66,390
Pass 5 [Member] | Commercial Real Estate [Member] | Nonresidential [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	59,322	54,418
Pass 5 [Member] | Commercial Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	5,787	3,779
Pass 5 [Member] | Commercial Real Estate [Member] | Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	5,335	5,378
Pass 5 [Member] | Commercial Real Estate [Member] | Construction And Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	55,195	48,849
Pass 5 [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	26,709	26,459
Pass 1-5 [Member] | Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	178,683	177,275
Pass 1-5 [Member] | Residential Real Estate [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	39,206	37,116
Pass 1-5 [Member] | Consumer And Other [Member] | Indirect Auto Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	6	20
Pass 1-5 [Member] | Consumer And Other [Member] | Direct Auto Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	5,245	5,750
Pass 1-5 [Member] | Consumer And Other [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	18,807	22,283
Special Mention 6 [Member] | Commercial Real Estate [Member] | Nonresidential [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	852	886
Special Mention 6 [Member] | Commercial Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	62	64
Special Mention 6 [Member] | Commercial Real Estate [Member] | Construction And Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	295	301
Special Mention 6 [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	1,142	959
Special Mention 6 [Member] | Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	901	830
Special Mention Elevated 7 [Member] | Commercial Real Estate [Member] | Nonresidential [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	1,818	1,512
Special Mention Elevated 7 [Member] | Commercial Real Estate [Member] | Construction And Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	9	10
Special Mention Elevated 7 [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	3,357	3,093
Special Mention Elevated 7 [Member] | Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	462	470
Substandard 8 [Member] | Commercial Real Estate [Member] | Nonresidential [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	3,513	4,171
Substandard 8 [Member] | Commercial Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	446	452
Substandard 8 [Member] | Commercial Real Estate [Member] | Construction And Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	2,643	2,638
Substandard 8 [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	1,357	252
Substandard 8 [Member] | Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	2,722	2,960
Substandard 8 [Member] | Residential Real Estate [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	25	26
Substandard 8 [Member] | Consumer And Other [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	1	3
Impaired Loans 9 [Member] | Commercial Real Estate [Member] | Nonresidential [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	1,097	1,161
Impaired Loans 9 [Member] | Commercial Real Estate [Member] | Construction And Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	1,421	1,730
Impaired Loans 9 [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	115	107
Impaired Loans 9 [Member] | Residential Real Estate [Member] | Mortgage Loans, 1-4 families [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	2,636	2,716
Impaired Loans 9 [Member] | Residential Real Estate [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	288	323
Impaired Loans 9 [Member] | Consumer And Other [Member] | Indirect Auto Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	6	5
Impaired Loans 9 [Member] | Consumer And Other [Member] | Direct Auto Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	14	16
Impaired Loans 9 [Member] | Consumer And Other [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	$21	$27

ACQUIRED_LOANS_AND_ALLOWANCE_F2

ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Narrative) (Details)	3 Months Ended
	Mar. 31, 2015
ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]
Percentage of covered losses that FDIC has agreed to reimburse	80.00%
Acquired non single family loans period covered under loss agreement before expiration	5 years
Acquired single family loans period covered under loss agreement before expiration	10 years
Acquired loans share recovery period covered under loss agreement before expiration	3 years

ACQUIRED_LOANS_AND_ALLOWANCE_F3

ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Fair Value of Loans Covered and Not Covered Under Loss Share Agreement) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Loans not covered by loss-sharing agreements	$84,123	$86,763
Acquired credit impaired loans: Covered	40,834	42,404
Commercial Real Estate [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Loans not covered by loss-sharing agreements	41,194	42,630
Acquired credit impaired loans: Covered	12,643	12,715
Residential Real Estate [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Loans not covered by loss-sharing agreements	27,516	28,554
Acquired credit impaired loans: Covered	17,534	18,342
Construction And Land [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Loans not covered by loss-sharing agreements	7,275	7,094
Acquired credit impaired loans: Covered	9,595	10,452
Commercial and Industrial [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Loans not covered by loss-sharing agreements	5,314	5,531
Acquired credit impaired loans: Covered	998	812
Consumer And Other [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Loans not covered by loss-sharing agreements	2,824	2,954
Acquired credit impaired loans: Covered	$64	$83

ACQUIRED_LOANS_AND_ALLOWANCE_F4

ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Loss Sharing Agreement Expirations) (Details)	3 Months Ended
	Mar. 31, 2015
Citizens [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Loss sharing non-single family loans agreement expirations	Mar-16
Loss sharing single family loans agreement expirations	Mar-21
First Southern [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Loss sharing non-single family loans agreement expirations	Sep-16
Loss sharing single family loans agreement expirations	Sep-21

ACQUIRED_LOANS_AND_ALLOWANCE_F5

ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Credit Impaired Loans Receivable And Reclassifications From Balances Reported) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Contractually required principal and interest	$194,603
Non-accretable difference	-19,069
Cash flows expected to be collected	175,534
Accretable yield	-50,577
Basis in acquired loans	124,957
Acquired Loans Without Specific Evidence of Deterioration in Credit Quality [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Contractually required principal and interest	162,738
Non-accretable difference	-11,186
Cash flows expected to be collected	151,552
Accretable yield	-46,891
Basis in acquired loans	104,661
Acquired Loans With Specific Evidence of Deterioration in Credit Quality [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Contractually required principal and interest	31,865
Non-accretable difference	-7,883
Cash flows expected to be collected	23,982
Accretable yield	-3,686
Basis in acquired loans	$20,296

ACQUIRED_LOANS_AND_ALLOWANCE_F6

ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Changes in the Accretable Yields of Acquired Loans) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]
Beginning Balance	$56,241	$52,741
Additions		44
Reclassification from nonaccretable difference		14,273
Accretion included in interest income	-6,312	-23,668
Adjustments to estimates of expected cash flows	648	12,851
Ending Balance	$50,577	$56,241

ACQUIRED_LOANS_AND_ALLOWANCE_F7

ACQUIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance For Loan Losses for FDIC) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$10,034
Charge-offs	-144	-576
Recoveries	45	220
Ending Balance	10,010	10,034
Ending balance: specific	835	1,005
Ending balance: collective	9,175	9,029
Ending balance: individually evaluated for impairment	11,175	11,679
Ending balance: collectively evaluated for impairment	796,040	788,114
FDIC Acquired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Charge-offs		-134
Provision for loan losses - non-covered		44
Provision for loan losses - covered		90
Ending balance: individually evaluated for impairment	57,002	58,282
Ending balance: collectively evaluated for impairment	67,955	70,885
Commercial Real Estate [Member] | FDIC Acquired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Charge-offs		-25
Provision for loan losses - covered		25
Ending balance: individually evaluated for impairment	32,849	33,526
Ending balance: collectively evaluated for impairment	20,988	21,819
Residential Real Estate [Member] | FDIC Acquired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Charge-offs		-15
Provision for loan losses - covered		15
Ending balance: individually evaluated for impairment	10,317	10,361
Ending balance: collectively evaluated for impairment	34,733	36,535
Construction And Land [Member] | FDIC Acquired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Charge-offs		-66
Provision for loan losses - non-covered		16
Provision for loan losses - covered		50
Ending balance: individually evaluated for impairment	7,689	8,260
Ending balance: collectively evaluated for impairment	9,181	9,287
Commercial and Industrial [Member] | FDIC Acquired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Charge-offs		-28
Provision for loan losses - non-covered		28
Ending balance: individually evaluated for impairment	4,003	3,992
Ending balance: collectively evaluated for impairment	2,309	2,351
Consumer And Other [Member] | FDIC Acquired Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending balance: individually evaluated for impairment	2,144	2,143
Ending balance: collectively evaluated for impairment	$744	$893

FDIC_LOSSSHARE_RECEIVABLE_Deta

FDIC LOSS-SHARE RECEIVABLE (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
FDIC LOSS-SHARE RECEIVABLE [Abstract]
Percentage of covered losses that FDIC has agreed to reimburse	80.00%
FDIC Indemnification Asset [Roll Forward]
Balance, beginning of period	$23,837	$41,306
Decrease in expected losses on covered assets	-177	-539
Accretion included in noninterest income	-2,883	-10,426
Reimbursements from the FDIC	-607	-6,504
Balance, end of period	$20,170	$23,837

OTHER_REAL_ESTATE_OWNED_OREO_D

OTHER REAL ESTATE OWNED (OREO) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
OTHER REAL ESTATE OWNED (OREO) [Abstract]
Non-acquired OREO, Balance, Beginning of period	$577	$1,789
Non-acquired OREO, Additions	1,540	-676
Non-acquired OREO, Sales	-47	-1,326
Non-acquired OREO, Writedowns	-119	-562
Non-acquired OREO, Balance, End of period	1,951	577
Acquired Non-Covered OREO, Balance, Beginning of period	2,721	1,693
Acquired Non-Covered OREO, Acquired in acquisition		1,991
Acquired Non-Covered OREO, Additions	20	110
Acquired Non-Covered OREO, Sales	-118	-1,101
Acquired Non-Covered, Writedowns		28
Acquired Non-Covered OREO, Balance, End of period	2,623	2,721
Acquired Covered OREO, Balance, Beginning of period	5,107	7,053
Acquired Covered OREO, Additions	411	3,542
Acquired Covered OREO, Sales	-804	-5,153
Acquired Covered OREO, Writedowns		-335
Acquired Covered OREO, Balance, End of period	4,714	5,107
Total, Balance, Beginning of period	8,405	10,535
Total, Acquired		1,991
Total, Additions	1,971	4,328
Total, Sales	-969	-7,580
Total, Writedowns	-119	-869
Total, Balance, End of period	$9,288	$8,405

FAIR_VALUE_MEASUREMENTS_Narrat

FAIR VALUE MEASUREMENTS (Narrative) (Details)	Mar. 31, 2015
FAIR VALUE MEASUREMENTS [Abstract]
Unobservable input utilized in the determination of fair value (in hundredths)	82.00%

FAIR_VALUE_MEASUREMENTS_Assets

FAIR VALUE MEASUREMENTS (Assets Measured at Fair Value on a Recurring Basis) (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities, Fair Value	$262,856		$269,678
Level 2 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
U.S. Government sponsored agencies (GSEs)	51,789		52,289
State and municipal securities	55,342		55,818
GSE residential mortgage-backed securities	155,725		161,571
Total securities, Fair Value	262,856		269,678
Mortgage loans held for sale	233,466		161,104
Total assets at fair value	496,322		430,782
Interest rate swap - cash flow hedge	4,037		2,671
Total liabilities at fair value	4,037		2,671
Level 3 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other assets	3,423	[1]	1,306
Total assets at fair value	3,423		1,306
Carrying Value [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
U.S. Government sponsored agencies (GSEs)	51,789		52,289
State and municipal securities	55,342		55,818
GSE residential mortgage-backed securities	155,725		161,571
Total securities, Fair Value	262,856		269,678
Mortgage loans held for sale	233,466		161,104
Other assets	3,423	[1]	1,306
Total assets at fair value	499,745		432,088
Interest rate swap - cash flow hedge	4,037		2,671
Total liabilities at fair value	$4,037		$2,671
[1]	This amount includes mortgage related interest rate lock commitments and mortgage derivative financial instruments to hedge interest rate risk for mortgage loans held for sale. Interest rate lock commitments were recorded on a gross basis.

FAIR_VALUE_MEASUREMENTS_Assets1

FAIR VALUE MEASUREMENTS (Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)) (Details) (Other Assets [Member], USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Dec. 31, 2014
Other Assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Beginning balance	$1,306	[1],[2]	$1,762	[1]
Mortgage IRLCs	2,621	[1],[3]	2,323	[1],[3]
Mortgage securities forward commitments	-504	[1],[3]	-2,779	[1],[3]
Ending balance	$3,423	[1],[2]	$1,306	[1],[2]
[1]	Includes mortgage related IRLCs and derivative financial instruments entered into to hedge interest rate risk.
[2]	Represents the amount included in earnings attributable to the changes in unrealized gains/losses relating to IRLCs and derivatives still held at period end.
[3]	Amounts included in earnings are recorded in mortgage banking activities.

FAIR_VALUE_MEASUREMENTS_Fair_V

FAIR VALUE MEASUREMENTS (Fair Value Measured on Recurring Basis, Gain (Loss) Included in Earnings) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
FAIR VALUE MEASUREMENTS [Abstract]
Mortgage loans held for sale	$3,883	$2,063

FAIR_VALUE_MEASUREMENTS_Aggreg

FAIR VALUE MEASUREMENTS (Aggregate Fair Value and the Aggregate Unpaid Principal Balance of Loans Held-for-Sale) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
FAIR VALUE MEASUREMENTS [Abstract]
Loans held for sale, Aggregate Fair Value	$233,466	$161,104
Loans held for sale, Aggregate Unpaid Principal Balance with Escrow Under FVO	225,199	154,602
Loans held for sale, Fair Value Over Unpaid Principal	$8,267	$6,502

FAIR_VALUE_MEASUREMENTS_Assets2

FAIR VALUE MEASUREMENTS (Assets Measured on a Nonrecurring Basis) (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	$11,175		$11,679
Non-acquired OREO	1,951		577		1,789
Acquired OREO non-covered	2,623		2,721		1,693
Nonrecurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	11,175	[1]	11,679	[1]
Non-acquired OREO	1,951		577
Acquired OREO non-covered	2,623		2,721
Acquired OREO covered	4,714		5,107
Mortgage servicing rights (MSR)	7,803		5,619
Total	28,266		25,703
Carrying Value [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	11,175	[1]	11,679	[1]
Non-acquired OREO	1,951		577
Acquired OREO non-covered	2,623		2,721
Acquired OREO covered	4,714		5,107
Mortgage servicing rights (MSR)	7,803		5,619
Total	$28,266		$25,703
[1]	Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using independent third party valuations and borrower records, discounted as appropriate (Level 3).

FAIR_VALUE_MEASUREMENTS_Quanti

FAIR VALUE MEASUREMENTS (Quantitative Information About Level 3 Fair Value Measurements) (Details) (Level 3 [Member], USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Dec. 31, 2014
Nonrecurring [Member] | Impaired Loans 9 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$11,175		$11,679
Valuation Technique	Discounted appraisals	[1]	Discounted appraisals	[1]
Unobservable Input	Appraisal adjustments	[2]	Appraisal adjustments	[2]
Nonrecurring [Member] | Non-Acquired OREO [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	1,951		571
Valuation Technique	Discounted appraisals	[1]	Discounted appraisals	[1]
Unobservable Input	Appraisal adjustments	[2]	Appraisal adjustments	[2]
Nonrecurring [Member] | Acquired OREO Non-Covered [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,623		2,721
Valuation Technique	Discounted appraisals	[1]	Discounted appraisals	[1]
Unobservable Input	Appraisal adjustments	[2]	Appraisal adjustments	[2]
Nonrecurring [Member] | Acquired OREO [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	4,714		5,107
Valuation Technique	Discounted appraisals	[1]	Discounted appraisals	[1]
Unobservable Input	Appraisal adjustments	[2]	Appraisal adjustments	[2]
Nonrecurring [Member] | MSR Discount Rate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$7,803		$5,619
Valuation Technique	Discounted cash flows		Discounted cash flows
Unobservable Input	Discount rate		Discount rate
Range (Weighted Average) (in hundredths)	10.00%		10.00%
Nonrecurring [Member] | MSR Prepayment Speeds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable Input	Prepayment Speeds		Prepayment Speeds
Minimum [Member] | Nonrecurring [Member] | Impaired Loans 9 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	0.00%	[3]	0.00%	[3]
Minimum [Member] | Nonrecurring [Member] | Non-Acquired OREO [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	38.00%	[3]	38.00%	[3]
Minimum [Member] | Nonrecurring [Member] | Acquired OREO Non-Covered [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	0.00%	[3]	0.00%	[3]
Minimum [Member] | Nonrecurring [Member] | Acquired OREO [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	0.00%	[3]	0.00%	[3]
Minimum [Member] | Nonrecurring [Member] | MSR Prepayment Speeds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	8.00%		8.00%
Maximum [Member] | Nonrecurring [Member] | Impaired Loans 9 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	100.00%	[3]	100.00%	[3]
Maximum [Member] | Nonrecurring [Member] | Non-Acquired OREO [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	90.00%	[3]	90.00%	[3]
Maximum [Member] | Nonrecurring [Member] | Acquired OREO Non-Covered [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	100.00%	[3]	100.00%	[3]
Maximum [Member] | Nonrecurring [Member] | Acquired OREO [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	100.00%	[3]	100.00%	[3]
Maximum [Member] | Nonrecurring [Member] | MSR Prepayment Speeds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	10.00%		10.00%
Weighted Average [Member] | Impaired Loans 9 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	77.00%	[3]
Weighted Average [Member] | Nonrecurring [Member] | Impaired Loans 9 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)			48.00%	[3]
Weighted Average [Member] | Nonrecurring [Member] | Non-Acquired OREO [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	79.00%	[3]	79.00%	[3]
Weighted Average [Member] | Nonrecurring [Member] | Acquired OREO Non-Covered [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	79.00%	[3]	68.00%	[3]
Weighted Average [Member] | Nonrecurring [Member] | Acquired OREO [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average) (in hundredths)	80.00%	[3]	75.00%	[3]
[1]	Fair value is generally based on appraisals of the underlying collateral.
[2]	Appraisals may be adjusted by management for customized discounting criteria, estimated sales costs, and proprietary qualitative adjustments such as historical loss experience on the type of collateral.
[3]	Ranges presented as a percentage of the non-discounted appraisals.

FAIR_VALUE_MEASUREMENTS_Carryi

FAIR VALUE MEASUREMENTS (Carrying Amount and Estimated Fair Value of Financial Instruments) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Non-acquired loans	$807,101	$799,793
Acquired non-credit impaired loans	182,213	156,513
Acquired credit impaired loans: Non-covered	84,123	86,763
Acquired credit impaired loans: Covered	40,834	42,404
Carrying Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	36,345	35,383
Other Investments	9,139	8,510
Non-acquired loans	807,101	799,793
Acquired non-credit impaired loans	182,213	156,513
Acquired credit impaired loans: Non-covered	84,123	86,763
Acquired credit impaired loans: Covered	40,834	42,404
FDIC loss-share receivable	20,170	23,837
Total assets at fair value	1,179,925	1,153,203
Deposits	1,394,111	1,322,109
Federal funds purchased and securities sold under repurchase agreements	41,128	43,339
Other borrowings	181,981	159,247
Total liabilities at fair value	1,617,220	1,524,695
Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	36,345	35,383
Other Investments	9,139	8,510
Non-acquired loans	822,007	815,157
Acquired non-credit impaired loans	182,213	156,513
Acquired credit impaired loans: Non-covered	84,123	86,763
Acquired credit impaired loans: Covered	40,834	42,404
FDIC loss-share receivable	20,170	23,837
Total assets at fair value	1,194,831	1,168,567
Deposits	1,380,488	1,308,804
Federal funds purchased and securities sold under repurchase agreements	37,138	42,031
Other borrowings	180,322	156,885
Total liabilities at fair value	1,597,948	1,507,720
Level 1 [Member] | Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and short-term investments	36,345	35,383
Total assets at fair value	36,345	35,383
Federal funds purchased and securities sold under repurchase agreements	37,138	42,031
Total liabilities at fair value	37,138	42,031
Level 3 [Member] | Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Other Investments	9,139	8,510
Non-acquired loans	822,007	815,157
Acquired non-credit impaired loans	182,213	156,513
Acquired credit impaired loans: Non-covered	84,123	86,763
Acquired credit impaired loans: Covered	40,834	42,404
FDIC loss-share receivable	20,170	23,837
Total assets at fair value	1,158,486	1,133,184
Deposits	1,380,488	1,308,804
Other borrowings	180,322	156,885
Total liabilities at fair value	$1,560,810	$1,465,689

DERIVATIVE_FINANCIAL_INSTRUMEN2

DERIVATIVE FINANCIAL INSTRUMENTS (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2012
Derivative [Line Items]
Recognized derivative asset	$3,400,000
Derivative collateral	4,000,000
Net gain on all derivatives commitments	2,100,000
Interest Rate Swap Agreement [Member]
Derivative [Line Items]
Derivative notional amount		50,000,000
Derivative inception date	1-Feb-16
Derivative, maturity date	1-Feb-24
Reported gain on cash flow hedge, net	2,400,000
Recognized derivative asset	4,000,000
Cash flow hedge ineffectiveness	$0

DERIVATIVE_FINANCIAL_INSTRUMEN3

DERIVATIVE FINANCIAL INSTRUMENTS (Schedule of Derivative Positions) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Derivative [Line Items]
Total commitments	$498,347	$282,558
Mortgage-Backed Securities Forward Commitments [Member]
Derivative [Line Items]
Total commitments	353,500	180,500
Best Efforts Sale Commitments [Member]
Derivative [Line Items]
Total commitments	$144,847	$102,058

SEGMENT_INFORMATION_Details

SEGMENT INFORMATION (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Segment Reporting Information [Line Items]
Net interest income	$18,449	$13,971
Provision for loan losses	75	170
Noninterest income	11,657	3,487
Noninterest expense	24,100	15,476
Income tax expense (benefit)	2,047	469
Segment profit (loss)	3,884	1,343	7,568
Segment assets	1,807,828	1,413,540	1,705,615
Bank [Member]
Segment Reporting Information [Line Items]
Net interest income	17,902	13,146
Provision for loan losses	75	170
Noninterest income	-303	1,089
Noninterest expense	12,592	11,466
Income tax expense (benefit)	1,747	725
Segment profit (loss)	3,185	1,874
Segment assets	1,553,892	1,262,999
Mortgage Banking [Member]
Segment Reporting Information [Line Items]
Net interest income	547	825
Noninterest income	11,954	2,392
Noninterest expense	11,266	3,815
Income tax expense (benefit)	383	-185
Segment profit (loss)	852	-413
Segment assets	246,130	136,662
Heritage Financial Group, Inc. [Member]
Segment Reporting Information [Line Items]
Noninterest income	6	6
Noninterest expense	242	195
Income tax expense (benefit)	-83	-71
Segment profit (loss)	-153	-118
Segment assets	$7,806	$13,879

ACQUISITION_ACTIVITY_Narrative

ACQUISITION ACTIVITY (Narrative) (Details) (USD $)	0 Months Ended	3 Months Ended
	Sep. 30, 2014	Mar. 31, 2015	Nov. 30, 2010	Apr. 24, 2015
Assets acquired and liabilities assumed [Line Items]
Conversion rate of companys common stock			0.8377
Heritage Financial Group, Inc. [Member]
Assets acquired and liabilities assumed [Line Items]
Purchase price per share of the Company's common stock				$28.20
Renasant [Member]
Assets acquired and liabilities assumed [Line Items]
Conversion rate of companys common stock		0.9266
Share price				$30.43
Alarion Financial Service, Inc. [Member]
Assets acquired and liabilities assumed [Line Items]
Purchase price per share of the Company's common stock		$20.19
Common shares issued	1,158,147	1,158,147
Goodwill	$6,800,000	$6,907,000
Non-credit impaired loans	160,500,000	160,502,000
Credit impaired loans	38,700,000	38,669,000
Other real estate owned	2,000,000	1,991,000
Total deposits	230,700,000
Redemption of preferred stock	$4,500,000
Preferred stock shares redeemed	178,267

ACQUISITION_ACTIVITY_Schedule_

ACQUISITION ACTIVITY (Schedule Of Acquired Assets And Liabilities) (Details) (USD $)	0 Months Ended	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Mar. 31, 2015		Apr. 24, 2015
Heritage Financial Group, Inc. [Member]
Assets acquired and liabilities assumed [Line Items]
Purchase price per share of the Company's common stock				$28.20
Alarion Financial Service, Inc. [Member]
Assets acquired and liabilities assumed [Line Items]
Cash and cash equivalents		$4,199
Fed funds sold		430
Securities available for sale		39,390
FHLB and other bank stock		926
Loans held for sale		6,944
Non-credit impaired loans	160,500	160,502
Credit impaired loans	38,700	38,669
Premises and equipment		11,223
Other real estate owned	2,000	1,991
Core deposit intangibles		2,499
Deferred tax assets		8,665
Other assets		1,138
Total assets		276,576
Noninterest-bearing deposits		1,650
Interest-bearing deposits		229,016
Federal funds purchased and sold under agreements to repurchase		3,224
Other borrowings		13,939
Preferred dividends payable		1,167
Preferred stock		6,840
Other Liabilities		4,255
Total liabilities		260,091
Net identifiable assets acquired over (under) liabilities assumed		16,485
Goodwill	6,800	6,907
Net assets acquired over liabilities assumed		23,392
Common shares issued	1,158,147	1,158,147
Purchase price per share of the Company's common stock		$20.19
Total share consideration		23,383
Company common stock issued and cash exchanged for fractional shares and stock appraisal rights		9
Fair value of total consideration transferred		23,392
Alarion Financial Service, Inc. [Member] | Acquired [Member]
Assets acquired and liabilities assumed [Line Items]
Cash and cash equivalents		4,199
Fed funds sold		430
Securities available for sale		39,372
FHLB and other bank stock		926
Loans held for sale		6,753
Non-credit impaired loans		161,343
Credit impaired loans		45,751
Premises and equipment		13,944
Other real estate owned		2,549
Deferred tax assets		3,665
Other assets		1,037
Total assets		279,969
Noninterest-bearing deposits		1,650
Interest-bearing deposits		228,354
Federal funds purchased and sold under agreements to repurchase		3,224
Other borrowings		13,000
Preferred dividends payable		1,194
Preferred stock		6,840
Other Liabilities		4,255
Total liabilities		258,517
Net identifiable assets acquired over (under) liabilities assumed		21,452
Net assets acquired over liabilities assumed		21,452
Fair value of total consideration transferred		21,452
Alarion Financial Service, Inc. [Member] | Fair Value and Other Adjustments [Member]
Assets acquired and liabilities assumed [Line Items]
Loans held for sale		191	[1]
Non-credit impaired loans		-841
Credit impaired loans		-7,082	[2]
Premises and equipment		-2,721	[3]
Other real estate owned		-558	[4]
Core deposit intangibles		2,499	[5]
Deferred tax assets		4,971	[6]
Other assets		154	[7]
Total assets		-3,387
Interest-bearing deposits		662	[8]
Other borrowings		921	[9]
Preferred dividends payable		-27	[10]
Total liabilities		1,556
Net identifiable assets acquired over (under) liabilities assumed		-4,943
Goodwill		6,883
Net assets acquired over liabilities assumed		1,940
Fair value of total consideration transferred		1,940
Alarion Financial Service, Inc. [Member] | Subsequent Fair Value Adjustments [Member]
Assets acquired and liabilities assumed [Line Items]
Securities available for sale		18
Deferred tax assets		29
Other assets		-53
Total assets		-6
Other borrowings		18
Total liabilities		18
Net identifiable assets acquired over (under) liabilities assumed		-24
Goodwill		24
Alarion Financial Service, Inc. [Member] | Core Deposits [Member]
Assets acquired and liabilities assumed [Line Items]
Average life		10 years
Private Bank And Trust Company [Member]
Assets acquired and liabilities assumed [Line Items]
Cash and cash equivalents		122
Non-credit impaired loans		36,227
Premises and equipment		42
Core deposit intangibles		920
Other assets		118
Cash recieved from seller		66,324
Total assets		103,753
Noninterest-bearing deposits		19,872
Interest-bearing deposits		87,746
Other Liabilities		43
Total liabilities		107,661
Net identifiable assets acquired over (under) liabilities assumed		-3,908
Goodwill		3,908
Private Bank And Trust Company [Member] | Acquired [Member]
Assets acquired and liabilities assumed [Line Items]
Cash and cash equivalents		122
Non-credit impaired loans		36,244
Premises and equipment		42
Other assets		118
Cash recieved from seller		66,324
Total assets		102,850
Noninterest-bearing deposits		19,117
Interest-bearing deposits		83,691
Other Liabilities		42
Total liabilities		102,850
Private Bank And Trust Company [Member] | Fair Value and Other Adjustments [Member]
Assets acquired and liabilities assumed [Line Items]
Non-credit impaired loans		-17
Core deposit intangibles		920	[5]
Total assets		903
Noninterest-bearing deposits		755	[11]
Interest-bearing deposits		4,055	[12]
Other Liabilities		1	[12]
Total liabilities		4,811
Net identifiable assets acquired over (under) liabilities assumed		-3,908
Goodwill		$3,908
[1]	The amount represents the fair value adjustments based on the evaluation of the acquired loans held for sale portfolio.
[2]	The amount reflects the fair value adjustments based on the evaluation of the acquired credit impaired loan portfolio. The fair value adjustment includes adjustments for estimated credit losses, liquidity and servicing costs.
[3]	The amount represents the fair value adjustments based on the evaluation of the acquired premises and equipment.
[4]	The amount represents the fair value adjustments based on the evaluation of the acquired OREO.
[5]	The amount represents the consideration paid for the value of the core deposit base assumed in the acquisition. The core deposit asset was recorded as an identifiable intangible asset and will be amortized on an accelerated basis over the average life of the deposit base, estimated to be ten years.
[6]	Adjustment represents the net deferred tax asset resulting from the mark down in Alarion assets through fair value adjustments and the mark up of liabilities through fair value adjustments.
[7]	The amount represents fair value adjustments based on the evaluation of the acquired mortgage related IRLCs.
[8]	The amount represents the fair value adjustments based on the evaluation of the acquired interest-bearing deposits, which held a higher interest rate than similar deposits as of the acquisition date. The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.
[9]	The adjustment represents the prepayment penalty of the acquired borrowings as of the acquisition date, and immediately following the acquisition the borrowings were repaid.
[10]	The amount represents the fair value adjustment to the acquired preferred stock dividends payable, and immediately following the acquisition the Alarion preferred stock was redeemed.
[11]	The amount represents the adjustment for the premium paid for the noninterest-bearing deposits.
[12]	The amount represents the adjustment for the premium paid for the interest-bearing deposits and the fair value adjustment for the difference in the interest rate the deposits held compared to a market rate. The fair value adjustment will be amortized to reduce interest expense on a declining basis over the average life of the portfolio.