Exhibit 12.1
Statement of Ratios of Earnings to Fixed Charges and Preferred Stock Dividends
Six Months Ended June 30, | Year Ended December 31, | ||||||||||||
2015 | 2014 | 2014 | 2013 | 2012 | 2011 | 2010 | |||||||
Ratio of Earnings to Fixed Charges: | |||||||||||||
Including interest on deposits | 1.23 | 1.75 | 1.67 | 1.54 | 1.69 | 1.54 | 1.42 | ||||||
Excluding interest on deposits | 2.81 | 12.16 | 11.34 | 7.76 | 10.55 | 9.41 | 26.84 |
Six Months Ended June 30, | Year Ended December 31, | ||||||||||||
2015 | 2014 | 2014 | 2013 | 2012 | 2011 | 2010 | |||||||
Ratio of Earnings to Combined Fixed Charges and Preferred Stock Dividends: | |||||||||||||
Including interest on deposits | 1.23 | 1.74 | 1.66 | 1.53 | 1.67 | 1.51 | 1.38 | ||||||
Excluding interest on deposits | 2.65 | 10.72 | 9.97 | 6.99 | 8.63 | 6.43 | 7.76 |