Bankwell Financial (BWFG) 8-K Departure of Directors or Certain Officers

April 10, 2015

Blake Drexler

Chairman, Board of Directors

Bankwell Bank

208 Elm Street

New Canaan, CT 06840

Dear Blake:

It is with great reluctance that I hereby tender my resignation from the Board of Directors of Bankwell Bank.

I find that my time commitments are making it increasingly difficult for me to devote the time necessary to properly fulfill my obligations as a Director. I am confident in the soundness of the Bank's direction and policies, this is an appropriate time for me to resign so that the Board may select my replacement in an orderly fashion. It has truly been a pleasure and an honor to serve with you and the other directors, and I thank you for the opportunity to do so.

Sincerely,

/s/ Carl R. Kuehner