Bankwell Financial (BWFG) 10-K16 Mar 152014 FY Annual reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
Document and Entity Information (USD $)	Dec. 31, 2014	Feb. 28, 2015	Jun. 30, 2014
Document And Entity Information [Abstract]
Entity Registrant Name	Bankwell Financial Group, Inc.
Entity Central Index Key	1505732
Trading Symbol	bwfg
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Current Fiscal Year End Date	-19
Entity Filer Category	Accelerated Filer
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding		7,243,252
Entity Public Float			$79,901,394
Document Type	10-K
Document Period End Date	31-Dec-14
Amendment Flag	FALSE
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$48,559	$82,013
Held to maturity investment securities, at amortized cost	11,454	13,816
Available for sale investment securities, at fair value	65,009	28,597
Loans held for sale	586	100
Loans receivable (net of allowance for loan losses of $10,860 and $8,382 at December 31, 2014 and 2013, respectively)	915,981	621,830
Foreclosed real estate	950	829
Accrued interest receivable	3,323	2,360
Federal Home Loan Bank stock, at cost	6,109	4,834
Premises and equipment, net	11,910	7,060
Bank-owned life insurance	23,028	10,031
Goodwill	2,589
Other intangible assets	848	481
Deferred income taxes, net	7,156	5,845
Other assets	2,029	1,822
Total assets	1,099,531	779,618
Deposits
Noninterest bearing deposits	166,030	118,618
Interest bearing deposits	669,409	542,927
Total deposits	835,439	661,545
Advances from the Federal Home Loan Bank	129,000	44,000
Accrued expenses and other liabilities	5,882	4,588
Total liabilities	970,321	710,133
Commitments and contingencies (Note 11)
Shareholders' equity
Preferred stock, senior noncumulative perpetual, Series C, no par; 10,980 shares issued at December 31, 2014 and 2013, respectively; liquidation value of $1,000 per share	10,980	10,980
Common stock, no par value; 10,000,000 shares authorized, 7,185,482 and 3,876,393 shares issued at December 31, 2014 and 2013, respectively	107,265	52,105
Retained earnings	10,434	5,976
Accumulated other comprehensive income	531	424
Total shareholders' equity	129,210	69,485
Total liabilities and shareholders' equity	$1,099,531	$779,618

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parentheticals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Statement of Financial Position [Abstract]
Net of allowance for loan losses (in dollars)	$10,860	$8,382
Preferred stock, no par value (in dollars per share)
Preferred stock, share issued	10,980	10,980
Preferred stock, liquidation value (in dollars per share)	$1,000	$1,000
Common stock, no par value (in dollars per share)
Common stock, share authorized	10,000,000	10,000,000
Common stock, share issued	7,185,482	3,876,393

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest and dividend income
Interest and fees on loans	$33,409	$26,599	$22,329
Interest and dividends on securities	2,052	1,409	2,033
Interest on cash and cash equivalents	128	84	35
Total interest income	35,589	28,092	24,397
Interest expense
Interest expense on deposits	3,295	2,233	2,367
Interest on borrowings	634	532	825
Total interest expense	3,929	2,765	3,192
Net interest income	31,660	25,327	21,205
Provision for loan losses	2,152	585	1,821
Net interest income after provision for loan losses	29,508	24,742	19,384
Noninterest income
Gains and fees from sales of loans	1,313	2,020	18
Gain on bargain purchase		1,333
Net gain (loss) on sale of available for sale securities		648	-18
Service charges and fees	643	416	314
Bank owned life insurance	497	31
Gain on sale of foreclosed real estate, net		64
Other	588	211	31
Total noninterest income	3,041	4,723	345
Noninterest expense
Salaries and employee benefits	13,534	11,578	9,451
Occupancy and equipment	4,422	3,420	3,004
Merger and acquisition related expenses	1,801	908
Data processing	1,289	1,349	1,209
Professional services	1,194	1,595	1,546
Marketing	674	927	333
Director fees	650	330	381
FDIC insurance	488	333	365
Amortization of intangibles	133	18
Foreclosed real estate	36	8	9
Other	1,591	1,654	1,560
Total noninterest expense	25,812	22,120	17,858
Income before income tax expense	6,737	7,345	1,871
Income tax expense	2,169	2,184	657
Net income	4,568	5,161	1,214
Net income attributable to common shareholders	$4,458	$5,050	$1,082
Earnings Per Common Share:
Basic (in dollars per share)	$0.78	$1.46	$0.39
Diluted (in dollars per share)	$0.78	$1.44	$0.38
Weighted Average Common Shares Outstanding:
Basic (in shares)	5,577,942	3,395,779	2,767,850
Diluted (in shares)	5,605,512	3,451,393	2,864,700

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Statement of Comprehensive Income [Abstract]
Net income	$4,568	$5,161	$1,214
Unrealized gains (losses) on securities:
Unrealized holding gains (losses) on available for sale securities	361	-1,129	1,130
Reclassification adjustment for (gain) loss realized in net income		-648	18
Net change in unrealized gain (loss)	361	-1,777	1,148
Tax effect - (expense) benefit	-141	690	-447
Unrealized gains (losses) on securities, net of tax	220	-1,087	701
Unrealized losses on interest rate swap:
Unrealized losses on interest rate swaps designated as cash flow hedge	-186
Tax effect - benefit	73
Unrealized losses on interest rate swap, net of tax	-113
Total other comprehensive income (loss)	107	-1,087	701
Comprehensive income	$4,675	$4,074	$1,915

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (USD $)	Preferred Stock	Common Stock	Retained Earnings (Accumulated Deficit)	Accumulated Other Comprehensive Income (Loss)	Total
In Thousands, except Share data, unless otherwise specified	Preferred Stock	Common Stock	Retained Earnings (Accumulated Deficit)	Accumulated Other Comprehensive Income (Loss)	Total
Balance at Dec. 31, 2011	$10,980	$37,554	($156)	$810	$49,188
Balance (in shares) at Dec. 31, 2011	2,797,200
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			1,214		1,214
Other comprehensive income, net of tax				701	701
Preferred stock cash dividends			-132		-132
Stock-based compensation expense		563			563
Issuance of restricted stock (in shares)	49,500
Balance at Dec. 31, 2012	10,980	38,117	926	1,511	51,534
Balance (in shares) at Dec. 31, 2012	2,846,700
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			5,161		5,161
Other comprehensive income, net of tax				-1,087	-1,087
Preferred stock cash dividends			-111		-111
Stock-based compensation expense		343			343
Capital from exercise of stock options		467			467
Capital from private placement		13,178			13,178
Issuance of restricted stock (in shares)	87,456
Forfeitures of restricted stock (in shares)	-1,916
Stock options exercised	46,640				46,640
Stock issuance from private placement	897,513
Balance at Dec. 31, 2013	10,980	52,105	5,976	424	69,485
Balance (in shares) at Dec. 31, 2013	3,876,393
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			4,568		4,568
Other comprehensive income, net of tax				107	107
Preferred stock cash dividends			-110		-110
Stock-based compensation expense		573			573
Capital from exercise of stock options		207			207
Issuance of 2,702,703 shares, net of expenses		44,704			44,704
Issuance of 2,702,703 shares, net of expenses (in shares)	2,702,703
Issuance of restricted stock (in shares)	127,610
Forfeitures of restricted stock (in shares)	-51,651
Stock options exercised	20,305				20,305
Stock issuance from acquisition of Quinnipiac Bank and Trust Company		9,676			9,676
Stock issuance from acquisition of Quinnipiac Bank and Trust Company (in shares)	510,122
Balance at Dec. 31, 2014	$10,980	$107,265	$10,434	$531	$129,210
Balance (in shares) at Dec. 31, 2014	7,185,482

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities
Net income	$4,568	$5,161	$1,214
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization of premiums and discounts on investment securities	124	97	130
Provision for loan losses	2,152	585	1,821
Benefit for deferred taxes	-696	-357	-777
Net (gain) loss on sales of available for sale securities		-648	18
Depreciation and amortization	1,239	666	612
Increase in cash surrender value of bank-owned life insurance	-497
Loan principal sold	-27,282	-72,589	-575
Proceeds from sales of loans	28,109	74,509	1,765
Net gain on sales of loans	-1,313	-2,020	-18
Equity-based compensation	573	343	563
Net amortization (accretion) of purchase accounting adjustments	656	-80
Gain on sale of foreclosed real estate		-64
Gain on bargain purchase		-1,333
Net change in:
Deferred loan fees	1,120	479	539
Accrued interest receivable	-619	-185	206
Other assets	58	-501	-1,432
Accrued expenses and other liabilities	978	-1,114	4,101
Net cash provided by operating activities	9,170	2,949	8,167
Cash flows from investing activities
Proceeds from principal repayments on available for sale securities	10,189	723	1,103
Proceeds from principal repayments on held to maturity securities	2,353	180	480
Net proceeds from sales and calls of available for sale securities	15,920	10,514	54,973
Purchases of available for sale securities	-53,772		-6,997
Purchase of held to maturity securities		-7,623
Purchase of bank-owned life insurance	-12,500	-10,031
Acquisition, net of cash paid	2,546	30,883
Net increase in loans	-200,118	-77,004	-162,026
Purchases of premises and equipment	-2,042	-908	-684
Purchase of Federal Home Loan Bank stock	-1,275	-134	-1,034
Proceeds from sale of foreclosed real estate		1,693
Net cash used by investing activities	-238,699	-51,707	-114,185
Cash flows from financing activities
Net change in time certificates of deposit	111,247	66,538	-230
Net change in other deposits	-37,973	68,772	95,216
Net proceeds (repayments) from short term FHLB advances	85,000	-47,000	33,000
Net repayments from long term FHLB advances	-7,000
Proceeds from issuance of common stock	44,704	13,178
Proceeds from exercise of options	207	467
Dividends paid on preferred stock	-110	-111	-132
Net cash provided by financing activities	196,075	101,844	127,854
Net (decrease) increase in cash and cash equivalents	-33,454	53,086	21,836
Cash and cash equivalents:
Beginning of year	82,013	28,927	7,091
End of period	48,559	82,013	28,927
Cash paid for:
Interest	3,985	2,527	3,208
Income taxes	2,222	2,872	1,984
Acquisition of noncash assets and liabilities:
Assets acquired	112,498	34,869
Liabilities assumed	-107,958	-64,446
Noncash investing and financing activities
Loans transferred to foreclosed real estate		$52	$962

NATURE_OF_OPERATIONS_AND_SUMMA

NATURE OF OPERATIONS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]
NATURE OF OPERATIONS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	1. Nature of Operations and Summary of Significant Accounting Policies

	Bankwell Financial Group, Inc. (the “Company” or “Bankwell”) is a bank holding company headquartered in New Canaan, Connecticut. The Company offers a broad range of financial services through its banking subsidiary, Bankwell Bank, (the “Bank”). The Bank was originally chartered as two separate banks, The Bank of New Canaan (“BNC”) and The Bank of Fairfield (“TBF”). In September 2013, BNC and TBF were merged and rebranded as “Bankwell Bank.” In November 2013, the Bank acquired The Wilton Bank (“Wilton”), which added one branch and approximately $25.1 million in loans and $64.2 million in deposits. In addition, in October 2014, the Bank acquired Quinnipiac Bank and Trust Company (Quinnipiac) which added two branches and approximately $97.8 million in loans and $100.6 million in deposits. See Note 4, Mergers and Acquisitions, for further information on the acquisitions.

	The Bank is a Connecticut state chartered commercial bank, founded in 2002, whose deposits are insured under the Deposit Insurance Fund administered by the Federal Deposit Insurance Corporation (“FDIC”). The Bank provides a full range of banking services to commercial and consumer customers, primarily concentrated in the Fairfield County region of Connecticut, with branch locations in New Canaan, Stamford, Fairfield and Wilton Connecticut. The Company has opened a branch in Norwalk, Connecticut on March 1, 2015. In addition, The Company acquired Quinnipiac Bank and Trust Company on October 1, 2014. The acquisition expanded the Company’s branch locations to New Haven County, Connecticut, adding a branch in Hamden Connecticut and North Haven, Connecticut. See Note 4, Mergers and Acquisitions, for further information on the acquisition.

	Principles of consolidation

	The consolidated financial statements include the accounts of the Company and the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation.

	Use of estimates

	The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and general practices within the banking industry. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosures of contingent assets and liabilities as of the date of the balance sheet and revenue and expenses for the period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the fair value of acquired assets, the allowance for loan losses, stock-based compensation and derivative instrument valuation.

	Segments

	The Company has one reportable segment. All of the Company’s activities are interrelated, and each activity is dependent and assessed based on how each of the activities of the Company supports the others. For example, lending is dependent upon the ability of the Company to fund itself with deposits and borrowings while managing the interest rate and credit risk. Accordingly, all significant operating decisions are based upon analysis of the Bank as one segment or unit.

	Basis of consolidated financial statement presentation

	The consolidated financial statements as of December 31, 2014 and 2013 and for the years ending December 31, 2014, 2013 and 2012 have been prepared in accordance with GAAP and general practices within the banking industry. Such policies have been followed on a consistent basis.

	Management has evaluated subsequent events for potential recognition or disclosure in the consolidated financial statements through March 13, 2015, the date upon which the Company’s consolidated financial statements were available to be issued. No subsequent events were identified that would have required a change to the consolidated financial statements or disclosure in the notes to the consolidated financial statements.

	Significant concentrations of credit risk

	Most of the Company’s activities are with customers located within Fairfield County and the surrounding region of Connecticut, and declines in property values in these areas could significantly impact the Company. The Company has significant concentrations in commercial real estate loans. Management does not believe they present any special risk. The Company does not have any significant concentrations in any one industry or customer.

	Cash and Cash Equivalents and Statement of Cash Flows

	Cash and due from banks and federal funds sold are recognized as cash equivalents in the consolidated statements of cash flows. Federal funds sold generally mature in one day. For purposes of reporting cash flows, all highly liquid debt instruments purchased with an original maturity of three months or less are considered to be cash equivalents. Cash flows from loans and deposits are reported net. The balances of cash and due from banks and federal funds sold, at times, may exceed federally insured limits. The Company has not experienced any losses from such concentrations.

	Investment Securities

	Management determines the appropriate classifications of investment securities at the date individual investment securities are acquired, and the appropriateness of such classifications is reaffirmed at each balance sheet date. The Company’s investment securities are categorized as either available for sale or held to maturity. Held to maturity investments are carried at amortized cost; available for sale securities are carried at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income (loss) as a separate component of capital, net of estimated income taxes.

	Fair value of investment securities is determined by applying the valuation framework in accordance with GAAP, which specifies a hierarchy of valuation techniques based on whether the inputs to those techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions.

	Investment securities are reviewed regularly for other-than-temporary impairment. For debt securities, other-than-temporary impairment is deemed to exist if the present value of the expected future cash flows is less than the amortized cost basis of the security. The credit loss component of an other-than-temporary impairment write-down is recorded in earnings, while the remaining portion of the impairment loss is recognized in other comprehensive income (loss), provided the Company does not intend to sell the underlying debt security and it is more likely than not that the Company will not be required to sell the debt security prior to recovery.

	In determining whether a credit loss exists and the period over which the fair value of the debt security is expected to recover, management considers the following factors: the length of time and extent that fair value has been less than cost, the financial condition and near term prospects of the issuer, any external credit ratings, the level of excess cash flows generated from the underlying collateral supporting the principal and interest payments of the debt securities, the level of credit enhancement provided by the structure and the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value.

	The sale of a held to maturity security within three months of its maturity date or after collection of at least 85% of the principal outstanding at the time the security was acquired is considered a maturity for purposes of classification and disclosure.

	Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains or losses on the sales of securities are recognized at trade date utilizing the specific identification method.

	Bank Owned Life Insurance

	The investment in bank owned life insurance (“BOLI”) represents the cash surrender value of life insurance policies on the lives of certain Bank employees who have provided positive consent allowing the Bank to be the beneficiary of such policies. Increases in the cash value of the policies, as well as insurance proceeds received, are recorded in noninterest income, and are not subject to income taxes. The financial strength of the insurance carrier is reviewed prior to the purchase of BOLI and annually thereafter.

	Federal Home Loan Bank Stock

	Federal Home Loan Bank of Boston (“FHLB”) stock is a non-marketable equity security that is carried at cost.

	Loans Held For Sale

	Loans held for sale are those loans which management has the intent to sell in the foreseeable future, and are carried at the lower of aggregate cost or market value. Net unrealized losses, if any, are recognized by a valuation allowance through a charge to noninterest income. Realized gains and losses on the sale of loans are recognized on the settlement date and are determined by the difference between the sale proceeds and the carrying value of the loans.

	Loans may be sold with servicing rights released or retained. At the time of the sale, management determines the value of any retained servicing rights, which represents the present value of the differential between the contractual servicing fee and adequate compensation, defined as the fee a sub-servicer would require to assume the role of servicer, after considering the estimated effects of prepayments. If material, a portion of the gain on the sale of the loan is recognized as due to the value of the servicing rights, and a servicing asset is recorded.

	Loans Receivable

	Loans receivable that management has the ability and intent to hold for the foreseeable future or until maturity or payoff are stated at their current unpaid principal balances, net of the allowance for loan losses, net deferred loan origination fees and unamortized loan premiums.

A loan is considered impaired when it is probable that all contractual principal or interest payments due will not be collected in accordance with the terms of the loan agreement. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral, if the loan is collateral dependent. The amount of impairment, if any, and any subsequent changes are recorded as adjustments to the allowance for loan losses.

Management reviews all nonaccrual loans, other loans past due 90 days or more, and restructured loans for impairment. In most cases, loan payments that are past due less than 90 days are considered minor collection delays and the related loans are not considered to be impaired. Consumer installment loans are considered to be pools of small balance homogeneous loans, which are collectively evaluated for impairment.

Modifications to a loan are considered to be a troubled debt restructuring (“TDR”) when two conditions are met: 1) the borrower is experiencing financial difficulties and 2) the modification constitutes a concession. Modified terms are dependent upon the financial position and needs of the individual borrower. Debt may be bifurcated with separate terms for each tranche of the restructured debt. The decision to restructure a loan, versus aggressively enforcing the collection of the loan, may benefit the Company by increasing the ultimate probability of collection.

If a performing loan is restructured into a TDR it remains in performing status. If a nonperforming loan is restructured into a TDR, it continues to be carried in nonaccrual status. Initially, all TDRs are reported as impaired. Nonaccrual classification may be removed if the borrower demonstrates compliance with the modified terms for a minimum of six months. TDR’s are reported as such for at least one year from the date of restructuring. In years after the restructuring, troubled debt restructured loans are removed from this classification if the restructuring agreement specifies a market rate of interest equal to that which would be provided to a borrower with similar credit at the time of restructuring and the loan is not deemed to be impaired based on the modified terms.

Acquired Loans

Loans that the Company acquires in acquisitions are initially recorded at fair value with no carryover of the related allowance for credit losses. Determining the fair value of the loans involves estimating the amount and timing of principal and interest cash flows initially expected to be collected on the loans and discounting those cash flows at an appropriate market rate of interest.

For loans which meet the criteria stipulated in Accounting Standards Codification (“ASC”) 310-30, “Loans and Debt Securities Acquired with Deteriorated Credit Quality”, the Company recognizes an accretable yield, which is defined as the excess of all cash flows expected at acquisition over the initial fair value of the loan, as interest income on a level-yield basis over the expected remaining life of the loan. The excess of the loan’s contractually required payments over the cash flows expected to be collected is the nonaccretable difference. The nonaccretable difference is not recognized as an adjustment of yield, a loss accrual, or a valuation allowance. After the initial acquisition, the Company continues to evaluate whether the timing and the amount of cash to be collected are reasonably estimated. Subsequent significant increases in cash flows the Company expects to collect will first reduce previously recognized valuation allowance and then be reflected prospectively as an increase to the level yield. Subsequent decreases in expected cash flows may result in the loan being considered impaired. Interest income is not recognized to the extent that the net investment in the loan would increase to an amount greater than the estimated payoff amount.

For ASC 310-30 loans, the expected cash flows reflect anticipated prepayments, determined on a loan by loan basis, according to the anticipated collection plan of these loans. Prepayments result in the recognition of the nonaccretable balance as current period yield. Changes in prepayment assumptions may change the amount of interest income and principal expected to be collected. The expected prepayments used to determine the accretable yield are consistent between the cash flows expected to be collected and projections of contractual cash flows so as to not affect the nonaccretable difference.

For loans that do not meet the ASC 310-30 criteria, the Company records interest income on a level yield basis using the contractually required cash flows. The Company subjects loans that do not meet the ASC 310-30 criteria to ASC Topic 450, “Contingencies”, by collectively evaluating these loans for an allowance for loan loss, using the same methodology as loans originated by the Company.

Acquired loans that met the criteria for nonaccrual of interest prior to the acquisition are considered performing upon acquisition, regardless of whether the customer is contractually delinquent, if the Company can reasonably estimate the timing and amount of the expected cash flows on such loans and if the Company expects to fully collect the new carrying value of the loans. As such, the Company may no longer consider the loan to be nonaccrual or nonperforming and may accrue interest on these loans, including the impact of any accretable yield. The Company has determined that it can reasonably estimate future cash flows on the Company’s current portfolio of acquired loans that are past due 90 days or more, and on which the Company is accruing interest and the Company expects to fully collect the carrying value of the loans.

Allowance For Loan Losses

The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance for loan losses when management believes the non-collectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance for loan losses.

The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available.

The allowance for loan losses consists of specific and general components. The specific component relates to impaired loans that are classified as doubtful, substandard or special mention. For these loans, an allowance is established when the discounted cash flows, collateral value or observable market price of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors, and includes unallocated components maintained to cover uncertainties that could affect management’s estimation of probable losses, and reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.

Management believes the allowance for loan losses is adequate. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the allowance for loan losses. Such agencies have the authority to require additions to the allowance or charge-offs based on the agencies’ judgments about information available to them at the time of their examination.

Goodwill and Intangibles

Goodwill and identifiable intangible assets are evaluated for impairment annually or whenever events or changes in circumstances indicate the carrying value of these assets may not be recoverable. When these assets are evaluated for impairment, if the carrying amount exceeds fair value, an impairment charge is recorded to income. The fair value is based on observable market prices, when practicable. Other valuation techniques may be used when market prices are unavailable, including estimated discounted cash flows. This type of analysis contains uncertainties because it requires management to make assumptions and to apply judgment to estimate industry economic factors and the profitability of future business strategies. In the event of future changes in fair value, the Company may be exposed to an impairment charge that could be material.

Interest and Fees on Loans

Interest on loans is accrued and included in income based on contractual rates applied to principal amounts outstanding. Accrual of interest is discontinued when loan payments are 90 days or more past due, based on contractual terms, or when, in the judgment of management, collectability of the loan or loan interest becomes uncertain. When interest accrual is discontinued, all unpaid accrued interest is reversed against interest income. Subsequent recognition of income occurs only to the extent payment is received subject to management’s assessment of the collectability of the remaining interest and principal. A nonaccrual loan is restored to accrual status when it is no longer delinquent and collectability of interest and principal is no longer in doubt.

Loan origination fees, net of direct loan origination costs, are deferred and amortized as an adjustment to the loan’s yield generally over the contractual life of the loan, utilizing the interest method.

Foreclosed Real Estate

Assets acquired through deed in lieu or loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed.

Premises and Equipment

Premises and equipment are stated at cost, net of accumulated depreciation and amortization. Leasehold improvements are capitalized and amortized over the shorter of the terms of the related leases or the estimated economic lives of the improvements. Depreciation and amortization is charged to operations using the straight-line method over the estimated useful lives of the related assets which range from 3 to 39 years. Gains and losses on dispositions are recognized upon realization. Maintenance and repairs are expensed as incurred and improvements are capitalized.

Income Taxes

The Company accounts for certain income and expense items differently for financial reporting purposes than for income tax purposes. Provisions for deferred taxes are being made in recognition of these temporary differences. The Company examines its financial statements, income tax provision and federal and state income tax returns and analyzes its tax positions, including permanent and temporary differences, as well as the major components of income and expense to determine whether a tax benefit is more likely than not to be sustained upon examination by tax authorities. It is the Company’s policy to recognize interest and penalties related to unrecognized tax liabilities within income tax expense in the consolidated statements of income.

Related Party Transactions

The Company’s Directors, Officers and their affiliates have been customers of and have had transactions with the Bank, and it is expected that such persons will continue to have such transactions in the future. Management believes that all deposits accounts, loans, services and commitments comprising such transactions were made in the ordinary course of business, and on substantially the same terms, including interest rates, as those prevailing at the time for comparable transactions with other customers who are not Directors or Officers.

Stock Compensation

Stock-based compensation expense is measured as of the grant date, based on the fair value of the award, and is recognized as an expense over the requisite service period.

Earnings Per Share

Basic earnings per share (“EPS”) is computed by dividing income available to common shareholders by the weighted-average number of shares of common stock outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock (such as stock options) were exercised or converted into common stock or resulted in the issuance of common stock that then shared in earnings. Unvested share-based payment awards, which include the right to receive non-forfeitable dividends, are considered to participate with common stock in undistributed earnings for purposes of computing EPS.

The Company’s unvested restricted stock awards are participating securities, and therefore, are included in the computation of both basic and diluted earnings per common share. EPS is calculated using the two-class method, under which calculations (1) exclude from the numerator any dividends paid or owed on participating securities and any undistributed earnings considered to be attributable to participating securities and (2) exclude from the denominator the dilutive impact of the participating securities.

Comprehensive Income

Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale securities, are reported as a separate component of the stockholders’ equity section of the balance sheets, such items, along with net income, are components of comprehensive income.

Fair Values of Financial Instruments

The following methods and assumptions were used by management in estimating the fair value of its financial instruments:

Cash and due from banks, federal funds sold, accrued interest receivable and mortgagors’ escrow accounts: The carrying amount is a reasonable estimate of fair value.

Investment securities: Fair values are based on quoted market prices or dealer quotes, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. The fair value of securities is further classified in accordance with the framework specified in GAAP as discussed in Note 19, Fair Value Measurements.

FHLB stock: The carrying value of FHLB stock approximates fair value based on the most recent redemption provisions of the FHLB.

Loans held for sale: The fair value is based upon prevailing market prices.

Loans receivable: For variable rate loans which reprice frequently and have no significant change in credit risk, fair values are based on carrying values. The fair value of fixed rate loans are estimated by discounting the future cash flows using the year end rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.

Derivative asset (liability): The valuation of the Company’s interest rate swap is obtained from a third-party pricing service and is determined using a discounted cash flow analysis on the expected cash flows of each derivative. The pricing analysis is based on observable inputs for the contractual terms of the derivatives, including the period to maturity and interest rate curves.

Deposits: The fair value of demand deposits, regular savings and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposit and other time deposits is estimated using a discounted cash flow calculation that applies interest rates currently being offered for deposits of similar remaining maturities to a schedule of aggregated expected maturities on such deposits.

Advances from the FHLB: The fair value of the advances is estimated using a discounted cash flow calculation that applies current FHLB interest rates for advances of similar maturity to a schedule of maturities of such advances.

Derivative Instruments

The Company enters into interest rate swap agreements as part of the Company’s interest rate risk management strategy. Management applies the hedge accounting provisions of Accounting Standards Codification (“ASC”) Topic 815, and formally documents at inception all relationships between hedging instruments and hedged items, as well as its risk management objectives and strategies for undertaking the various hedges. Additionally, the Company uses dollar offset or regression analysis at the hedge’s inception and for each reporting period thereafter, to assess whether the derivative used in its hedging transaction is expected to be and has been highly effective in offsetting changes in the fair value or cash flows of the hedged item. The Company discontinues hedge accounting when it is determined that a derivative is not expected to be or has ceased to be highly effective as a hedge, and then reflects changes in fair value of the derivative in earnings after termination of the hedge relationship.

The Company has characterized all of its interest rate swaps that qualify under Topic 815 hedge accounting as cash flow hedges. Cash flow hedges are used to minimize the variability in cash flows of assets or liabilities, or forecasted transactions caused by interest rate fluctuations, and are recorded at fair value in other assets within the consolidated balance sheet. Changes in the fair value of these cash flow hedges are initially recorded in accumulated other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings. Any hedge ineffectiveness assessed as part of the Company’s quarterly analysis is recorded directly to earnings.

Reclassification

Certain prior period amounts have been reclassified to conform to the 2014 financial statement presentation. These reclassifications only changed the reporting categories and did not affect the results of operations or consolidated financial position.

Recent accounting pronouncements

The following section includes changes in accounting principles and potential effects of new accounting guidance and pronouncements.

ASU No. 2014-01 - Investments - Equity Method and Joint Ventures (Topic 323) - “Accounting for Investments in Qualified Affordable Housing Projects (a consensus of the FASB Emerging Issues Task Force)”. The ASU permits an entity to make an accounting policy election to account for its investment in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportionate amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit). The decision to apply the proportionate amortization method of accounting should be applied consistently to all qualifying affordable housing project investments. A reporting entity that uses the effective yield or other method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply such method to those preexisting investments. The amendments are effective for annual and interim periods beginning after January 1, 2015. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.

ASU No. 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40) - “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)”. The ASU clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (i) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (ii) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar agreement. In addition, the amendments require disclosure of both the amount of foreclosed residential real estate property held by the creditor and the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure in accordance with local requirements of the applicable jurisdiction. An entity can elect to adopt the amendments using either a modified retrospective method or a prospective transition method. The amendments are effective for annual and interim periods beginning after January 1, 2015. The Company does not expect the application of this guidance to have a material impact on the Company's financial statements.

ASU No. 2014-09 - Revenue from Contracts with Customers (Topic 606). The ASU establishes a single comprehensive model for an entity to recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled, and will supersede nearly all existing revenue recognition guidance, to clarify and converge revenue recognition principles under US GAAP and IFRS. The update outlines five steps to recognizing revenue: (i) identify the contracts with the customer; (ii) identify the separate performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the separate performance obligations; (v) recognize revenue when each performance obligation is satisfied. The update requires more comprehensive disclosures, relating to quantitative and qualitative information for amounts, timing, the nature and uncertainty of revenue, and cash flows arising from contracts with customers, which will mainly impact construction and high-tech industries. The most significant potential impact to banking entities relates to less prescriptive derecognition requirements on the sale of OREO property. The amendments are effective for annual and interim periods beginning after January 1, 2017. An entity may elect either a full retrospective or a modified retrospective application. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.

ASU No. 2014-12, Compensation-Stock Compensation (Topic 718) - “Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (a consensus of the FASB Emerging Issues Task Force)”. The ASU provides explicit guidance to account for a performance target that could be achieved after the requisite service period as a performance condition. For awards within the scope of this Update, the Task Force decided that an entity should apply existing guidance in Topic 718 as it relates to share-based payments with performance conditions that affect vesting. Consistent with that guidance, performance conditions that affect vesting should not be reflected in estimating the fair value of an award at the grant date. Compensation cost should be recognized when it is probable that the performance target will be achieved and should represent the compensation cost attributable to the period for which the requisite service has already been rendered. If the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The amendments are effective for annual and interim periods beginning after January 1, 2016. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.


ASU No. 2014-14, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40) - “Classification of Certain Government-Guaranteed Residential Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)”. The ASU has been issued to reduce diversity in practice in the classification of foreclosed residential mortgage loans held by creditors that are fully guaranteed under certain government programs, including the Federal Housing Administration guarantees. A residential mortgage loan would be derecognized and a separate other receivable would be recognized upon foreclosure if the loan has both of the following characteristics: (i) the loan has a government guarantee that is not separable from the loan before foreclosure entitling the creditor to the full unpaid principal balance of the loan; and (ii) at the time of foreclosure, the creditor has the intent to make a claim on the guarantee and the ability to recover the full unpaid principal balance of the loan through the guarantee. Notably, upon foreclosure, the separate other receivable would be measured based on the current amount of the loan balance expected to be recovered under the guarantee. The amendments are effective for annual and interim periods beginning after January 1, 2015. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.

ASU No. 2014-17, Business Combinations (Topic 805) – “Pushdown Accounting (a consensus of the FASB Emerging Issues Task Force)”. Current generally accepted accounting principles (GAAP) offer limited guidance for determining whether and at what threshold an acquiree (acquired entity) can reflect the acquirer’s accounting and reporting basis (pushdown accounting) in its separate financial statements. The objective of this ASU is to provide guidance on whether and at what threshold an acquired entity that is a business or nonprofit activity can apply pushdown accounting in its separate financial statements. The amendments in this Update provide an acquired entity with an option to apply pushdown accounting in its separate financial statements upon occurrence of an event in which an acquirer obtains control of the acquired entity. The amendments in this ASU were effective on November 18, 2014. After the effective date, an acquired entity can make an election to apply the guidance to future change-in-control events or to its most recent change-in-control event. This ASU did not impact the Company’s financial statements and the Company does not expect the application of this guidance will have a material impact on the Company’s financial statements in the future.

ASU No. 2015-01, Income Statement Extraordinary and Unusual Items (Subtopic 225-20) – “Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items”. Under the existing guidance, an entity is required to separately disclose extraordinary items, net of tax, in the income statement after income from continuing operations if an event or transaction is of an unusual nature and occurs infrequently. Under this ASU, separate, net-of-tax presentation (and corresponding earnings per share impact) will no longer be allowed. The existing requirement to separately present items that are of an unusual nature or occur infrequently on a pre-tax basis within income from continuing operations has been retained. The new guidance also requires similar separate presentation of items that are both unusual and infrequent. The standard is effective for both public and private companies for periods beginning after December 15, 2015. Early adoption is permitted, but only as of the beginning of the fiscal year of adoption. Upon adoption, a reporting entity may elect prospective or retrospective application. If adopted prospectively, both the nature and amount of any subsequent adjustments to previously reported extraordinary items must be disclosed. The Company does not expect the application of this guidance will have a material impact on the Company’s financial statements.

SHAREHOLDERS_EQUITY

SHAREHOLDERS' EQUITY	12 Months Ended
SHAREHOLDERS' EQUITY	Dec. 31, 2014
Stockholders' Equity Note [Abstract]
SHAREHOLDERS' EQUITY	2. Shareholders’ Equity

	Preferred stock

	In 2011, the Company elected to participate in Treasury’s Small Business Lending Fund Program (“SBLF”). The SBLF is a $30 billion fund established under the Small Business Jobs Act of 2010 to encourage lending to small businesses by providing Tier 1 capital to qualified community banks with assets of less than $10 billion. The SBLF is intended to expend the ability to lend to small businesses, in order to help stimulate the economy and promote job growth.

	The Company sold 10,980 shares of Senior Non-Cumulative Perpetual Preferred Stock, Series C, no par (the “Series C Preferred Stock”), having a liquidation preference of $1,000 per preferred share, to the Treasury. The transaction resulted in net capital proceeds to the Company of $5.9 million, of which at least 90% was invested in the Bank as Tier 1 Capital.

	The Series C Preferred stock pays noncumulative dividends. The Company has paid dividends at a rate of 1.0% since issuance. For the eleventh quarterly dividend payment through four and one-half years after its issuance, the dividend rate on the Series C Preferred Stock will be fixed at the rate in effect at the end of the ninth quarterly dividend period. In the second quarter of 2016, four and one-half years from its issuance, the dividend rate will be fixed at 9.0% per annum.

	The Series C Preferred Stock has no maturity date and ranks senior to the Company’s common stock with respect to the payment of dividends and distributions and amounts payable upon liquidation, dissolution and winding up of the Company. The Series C Preferred Stock is non-voting, other than voting rights on matters that could adversely affect the Series C Preferred Stock, and is redeemable at any time by the Company, subject to the approval of its federal banking regulator. The redemption price is the aggregate liquidation preference of the SBLF Preferred Stock plus accrued but unpaid dividends and pro rata portion of any lending incentive fee. All redemptions must be in an amount at least equal to 25% of the number of originally issued shares of SBLF Preferred Stock, or 100% of the then-outstanding shares if less than 25% of the number of shares originally issued.

	Common stock

	On March 23, 2007, the Company completed a secondary offering, begun in October 2006, and raised a total of $15.5 million ($15.4 million, net of expenses). The purpose of the offering was to capitalize the Company and through it, capitalize TBF during its de novo period, and allow for the continued growth of BNC.

	On July 10, 2007, the Company began a Private Placement for the sale of Units similar to those offered in the secondary offering. The purpose of the Private Placement was to attract investors from the Town of Fairfield who would be willing to support TBF during its de novo period. The Private Placement raised a total of $1.7 million ($1.6 million, net of expenses). The net proceeds of these funds were added to the
	Company’s capital in the first quarter of 2008.

	For both the 2006 Secondary Offering and the 2007 Private Placement, the Company issued 945,789 units and received $17.2 million in total capital ($17.1 million, net of expenses).

	On December 20, 2010, the Company completed a Private Placement for the sale of its common stock. The purpose of the offering was to raise additional capital for future growth. The Company issued 300,321 shares and received $4.2 million in total capital ($4.16 million, net of expenses).

	On September 30, 2013, the Company completed a Private Placement for the sale of its common stock, which began in the fourth quarter of 2012, for the purpose of raising additional capital for future growth. On January 11, 2013, the Company issued 527,513 shares and received $7.3 million in total capital ($7.3 million, net of expenses) and on September 30, 2013, the Company issued 370,000 shares and received $6.2 million in total capital ($5.9 million, net of expenses).

	Regarding the September 30, 2013 issuance of 370,000 shares, the purchaser executed an agreement that, among other things, provides it with “pre-emptive” rights for a period of three years. This entitles the investor to be afforded the opportunity to acquire from the Company, for the same price and on the same terms as such Company securities are offered, in the aggregate up to the amount of such securities required to enable the investor group to maintain its ownership percentage of Company stock (measured immediately prior to such offering).

	On May 15, 2014, the Company priced 2,702,703 common shares in its initial public offering (“IPO”) at $18.00 per share, and on May 15, 2014, Bankwell common shares began trading on the Nasdaq Stock Market. The Company issued a total of 2,702,703 common shares in its IPO, which closed on May 20, 2014. The net proceeds from the IPO were approximately $44.7 million, after deducting the underwriting discount of approximately $2.5 million and approximately $1.3 million of expenses.

	On October 1, 2014, the Company acquired all of the outstanding common shares of Quinnipiac Bank & Trust Company (“Quinnipiac”). Quinnipiac shareholders received 510,122 shares of the Company common stock and $3.6 million in cash.

	Dividends

	The Company’s shareholders are entitled to dividends when and if declared by the board of directors, out of funds legally available. The ability of the Company to pay dividends depends, in part, on the ability of the Bank to pay dividends to the Company. In accordance with Connecticut statutes, regulatory approval is required to pay dividends in excess of the Bank’s profits retained in the current year plus retained profits from the previous two years. The Bank is also prohibited from paying dividends that would reduce its capital ratios below minimum regulatory requirements.

	The payment of dividends is subject to additional restrictions in connection with the SBLF preferred stock.

	For the years ended December 31, 2014, 2013 and 2012, the Company paid cash dividends on preferred stock of $110 thousand, $111 thousand, and $132 thousand, respectively. For the years ended December 31, 2014, 2013 and 2012, the Company did not declare or pay dividends on its common stock. The Company did not repurchase any of its common stock during 2014, 2013 or 2012.

	Warrants

	BNC’s October 26, 2006 Stock Offering and the July 10, 2007 Private Placement (the “Offerings”) call for the issuance of Units. Each Unit issued pursuant to the Offerings represented one share of common stock and one nontransferable warrant. The warrants were exercisable at any time from and including October 1, 2009 and prior to or on November 30, 2009, unless extended or accelerated by the board of directors in their discretion. The board of directors extended the exercise period to October 1, 2015 through December 1, 2015. Each warrant allows a holder to purchase .3221 shares of common stock at an exercise price of $14.00 per share. None of the warrants have been exercised as of December 31, 2014. Assuming that all of the warrants issued are exercised in full during the exercise period, the Company would receive $4,264,941 in gross capital and issue 304,640 shares of common stock.

	As a result of the acquisition of Quinnipiac on October 1, 2014 the Company issued 68,600 warrants to former Quinnipiac warrant holders in accordance with the merger agreement. Each warrant was automatically converted into a warrant to purchase 0.56 shares of the Company’s common stock for an exercise price of $17.56. None of the warrants have been exercised as of December 31, 2014.

RESTRICTIONS_ON_CASH_AND_DUE_F

RESTRICTIONS ON CASH AND DUE FROM BANKS	12 Months Ended
RESTRICTIONS ON CASH AND DUE FROM BANKS	Dec. 31, 2014
Restrictions On Cash And Due From Banks [Abstract]
RESTRICTIONS ON CASH AND DUE FROM BANKS	3. Restrictions on cash and due from banks

	The Bank is required to maintain $125 thousand in the Federal Reserve Bank for clearing purposes.

MERGERS_AND_ACQUISITIONS

MERGERS AND ACQUISITIONS	12 Months Ended
MERGERS AND ACQUISITIONS	Dec. 31, 2014
Business Combinations [Abstract]
MERGERS AND ACQUISITIONS	4. Mergers and acquisitions

	On November 5, 2013, the Company acquired all of the outstanding common shares of Wilton. This business combination expanded the Bank’s presence in Fairfield County and enhanced opportunities for businesses, customer relationships, employees and the communities served by the Bank.

	On the acquisition date, Wilton had 372,985 outstanding common shares, net of 108,260 shares of treasury stock, and shareholders’ equity of $6.3 million. Wilton shareholders received $13.50 per share in cash resulting in a consideration value of $5.0 million.

	The assets and liabilities in the Wilton acquisition were recorded at their fair value based on management’s best estimate using information available at the date of acquisition. Consideration paid and fair values of Wilton’s assets acquired and liabilities assumed are summarized in the following tables:

	Consideration paid: (In thousands)										Amount
	Cash consideration paid to Wilton shareholders										$	5,035

	Recognized amounts of identifiable assets acquired		As Acquired				Fair Value				As Recorded
	and (liabilities) assumed: (In thousands)		As Acquired				Adjustments				at Acquisition
	Cash		$	35,919			$	-			$	35,919
	Held to maturity investments securities			1,022				-				1,022
	Loans			27,097				(2,008	)	a		25,089
	Premises and equipment			4,303				-				4,303
	Other real estate owned			1,895				(450	)	b		1,445
	Core deposit intangibles			-				499		c		499
	Deferred tax assets, net			-				1,997		d		1,997
	Other assets			587				-				587
	Deposits			(64,145	)			(12	)	e		(64,157	)
	Other liabilities			(336	)			-				(336	)
	Total identifiable net assets		$	6,342			$	26				6,368

	Gain on purchase										$	(1,333	)

	Explanation of fair value adjustments:

		a)	The adjustment represents the write down of the book value of loans to their estimated fair value based on current interest rates and expected cash flows, which includes an estimate of expected loan loss inherent in the portfolio.

		b)	The adjustment represents the write down of the book value of foreclosed real estate to their estimated fair value based on current appraisals.

		c)	Represents the economic value of the acquired core deposit base (total deposits less jumbo time deposits). The core deposit intangible will be amortized over an estimated life of 9.3 years based on the double declining balance method of amortization.

		d)	Represents net deferred tax assets resulting from the fair value adjustments related to the acquired assets and liabilities, identifiable intangibles and other purchase accounting adjustments.

		e)	The adjustment represents the fair value of time deposits, which were valued at a premium of 0.11% as they bore slightly higher rates than the prevailing market.

	Except for collateral dependent loans with deteriorated credit quality, the fair values for loans acquired from Wilton were estimated using cash flow projections based on the remaining maturity and repricing terms. Cash flows were adjusted by estimating future credit losses and the rate of prepayments. Projected monthly cash flows were then discounted to present value using a risk-adjusted market rate for similar loans. For collateral dependent loans with deteriorated credit quality, to estimate the fair value, the Company analyzed the value of the underlying collateral of the loans, assuming the fair values of the loans were derived from the eventual sale of the collateral. Those values were discounted using market derived rates of return, with consideration given to the period of time and costs associated with the foreclosure and disposition of the collateral. There was no carryover of Wilton’s allowance for credit losses associated with the loans that were acquired as the loans were initially recorded at fair value.

	Information about the acquired loan portfolio subject to purchased credit impaired accounting guidance (ASC 310-30) as of November 5, 2013 was as follows:

			November 5,
	(In thousands)		2013

	Contractually required principal and interest at acquisition		$	14,528
	Contractual cash flows not expected to be collected (nonaccretable discount)			(1,412	)
	Expected cash flows at acquisition			13,116
	Interest component of expected cash flows (accretable discount)			(1,513	)
	Fair value of acquired loans		$	11,603

	On October 1, 2014, the Company acquired all of the outstanding common shares of Quinnipiac Bank & Trust Company (“Quinnipiac”). Quinnipiac had two banking offices primarily serving south-central Connecticut and has merged with and into Bankwell Bank.

	Quinnipiac shareholders received 510,122 shares of the Company common stock and $3.6 million in cash. As of September 30, 2014, Quinnipiac had assets with a carrying value of approximately $117.8 million, including loans outstanding with a carrying value of approximately $97.1 million, as well as deposits with a carrying value of approximately $100.4 million and a book value of $10.1 million. The results of Quinnipiac’s operations are included in the Company’s Consolidated Statement of Income from the date of acquisition.

	Consideration paid: (In thousands)										Amount
	Cash consideration paid to Quinnipiac shareholders										$	3,648
	Equity consideration paid to Quinnipiac shareholders											9,676
	Total Consideration paid											13,324

	Recognized amounts of identifiable assets acquired		As Acquired				Fair Value				As Recorded
	and (liabilities) assumed: (In thousands)		As Acquired				Adjustments				at Acquisition
	Cash		$	6,195			$	-			$	6,195
Available for sale investments securities			8,533				(29	)	a		8,504
Loans			97,103				748		b		97,851
Premises and equipment			4,046				-				4,046
Other real estate owned			129				-				129
Core deposit intangibles			-				530		c		530
Deferred tax assets, net			1,070				(388	)	d		682
Other assets			756				-				756
Deposits			(100,391	)			(252	)	e		(100,643	)
FHLB advances			(7,000	)			-				(7,000	)
Other liabilities			(315	)			-				(315	)
Total identifiable net assets		$	10,126			$	609				10,735

Goodwill										$	2,589

Explanation of fair value adjustments:

	a)	The adjustment represents the mark to market adjustment on available for sale investment securities

	b)	The adjustment represents the adjustment of the book value of loans to their estimated fair value based on current interest rates and expected cash flows, which includes an estimate of expected loan loss inherent in the portfolio.

	c)	Represents the economic value of the acquired core deposit base (total deposits less jumbo time deposits). The core deposit intangible will be amortized over an estimated life of 8.8 years based on the double declining balance method of amortization.

	d)	Represents net deferred tax assets resulting from the fair value adjustments related to the acquired assets and liabilities, identifiable intangibles and other purchase accounting adjustments.

	e)	The adjustment represents the fair value of time deposits, which were valued at a premium of 0.57% as they bore somewhat higher rates than the prevailing market.

Except for collateral dependent loans with deteriorated credit quality, the fair values for loans acquired from Quinnipiac were estimated using cash flow projections based on the remaining maturity and repricing terms. Cash flows were adjusted by estimating future credit losses and the rate of prepayments. Projected monthly cash flows were then discounted to present value using a risk-adjusted market rate for similar loans. For collateral dependent loans with deteriorated credit quality, to estimate the fair value, the Company analyzed the value of the underlying collateral of the loans, assuming the fair values of the loans were derived from the eventual sale of the collateral. Those values were discounted using market derived rates of return, with consideration given to the period of time and costs associated with the foreclosure and disposition of the collateral. There was no carryover of the Quinnipiacs allowance for credit losses associated with the loans that were acquired as the loans were initially recorded at fair value.

Information about the acquired loan portfolio subject to purchased credit impaired accounting guidance (ASC 310-30) as of October 1, 2014 was as follows:

		October 1,
(In thousands)		2014
Contractually required principal and interest at acquisition		$	1,729
Contractual cash flows not expected to be collected (nonaccretable discount)			(6	)
Expected cash flows at acquisition			1,723
Interest component of expected cash flows (accretable discount)			(478	)
Fair value of acquired loans		$	1,245

GOODWILL_AND_OTHER_INTANGIBLE_

GOODWILL AND OTHER INTANGIBLE ASSETS

12 Months Ended

Dec. 31, 2014

Goodwill and Intangible Assets Disclosure [Abstract]

GOODWILL AND OTHER INTANGIBLE ASSETS

5. Goodwill and Other Intangible Assets

As discussed in Note 4, Mergers and Acquisitions, the Company completed its acquisition of the Wilton Bank during the fourth quarter of 2013 and Quinnipiac Bank and Trust Company during the fourth quarter of 2014. In accordance with applicable accounting guidance, the amount paid is allocated to the fair value of the net assets acquired, with any excess amounts recorded as goodwill. If the fair value of the net assets is greater than the amount paid, the excess amount is recorded to noninterest income as a gain on the purchase.

The Company recorded a gain of $1.3 million in conjunction with the Wilton acquisition, the amount that the net assets exceeded the amount paid. Therefore, there is no goodwill as a result of this acquisition. An other intangible asset of $499 thousand was recorded, representing the economic value of the acquired core deposit base.

At December 31, 2014, the Company had recorded $2.6 million of goodwill as a result of the Quinnipiac acquisition. An other intangible asset of $530 thousand was recorded, representing the economic value of the acquired core deposit base.

The increase in goodwill in 2014 is as follows:

Year Ended

(In thousands)

31-Dec-14

Balance, beginning of the period

Goodwill acquired:

Quinnipiac Bank and Trust Company

2,589

Balance, end of the period

2,589

The Company tests goodwill annually in the fourth quarter. No impairment was recorded on goodwill for 2014.

The table below provided information regarding the carrying amounts and accumulated amortization of amortized intangible assets as of the dates set forth below.

Gross Intangible

Accumulated

Net Intangible

Asset

Amortization

Asset

(In thousands)

31-Dec-14

Core deposit intangible

1,029

181

848

31-Dec-13

Core deposit intangible

499

481

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	12 Months Ended
INVESTMENT SECURITIES	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	6. Investment Securities

	The amortized cost, gross unrealized gains and losses and fair values of available for sale and held to maturity securities at December 31, 2014 were as follows:

			31-Dec-14
			Amortized			Gross Unrealized							Fair
			Cost			Gains			Losses				Value
			(In thousands)
	Available for sale securities:
	U.S. Government and agency obligations
	Due in less than one year		$	497		$	9		$	-			$	506
	Due from one through five years			3,998			-			(69	)			3,929
	Due from five through ten years			17,055			27			(79	)			17,003
	Due after ten years			3,004			4			(28	)			2,980
				24,554			40			(176	)			24,418

	State agency and municipal obligations
	Due from five through ten years			9,297			295			(48	)			9,544
	Due after ten years			8,500			544			(4	)			9,040
				17,797			839			(52	)			18,584

	Corporate bonds
	Due in less than one year			5,764			44			(6	)			5,802
	Due from one through five years			4,150			268			-				4,418
	Due from five through ten years			6,121			8			(24	)			6,105
				16,035			320			(30	)			16,325

	Government-sponsored mortgage backed securities
	Due from one through five years			99			1			-				100
	Due after ten years			5,468			131			(17	)			5,582
				5,567			132			(17	)			5,682

	Total available for sale securities		$	63,953		$	1,331		$	(275	)		$	65,009
	Held to maturity securities:
	U.S. Government and agency obligations
	Due in less than one year		$	1,010		$	-		$	-			$	1,010
	State agency and municipal obligations
	Due after ten years			9,179			-			-				9,179
	Corporate bonds
	Due from five through ten years			1,000			-			(15	)			985
	Government-sponsored mortgage backed securities
	Due after ten years			265			31			-				296
	Total held to maturity securities		$	11,454		$	31		$	(15	)		$	11,470


	The amortized cost, gross unrealized gains and losses and fair values of available for sale and held to maturity securities at December 31, 2013 were as follows:

			31-Dec-13
			Amortized			Gross Unrealized							Fair
			Cost			Gains			Losses				Value
			(In thousands)
	Available for sale securities:
	U.S. Government and agency obligations
	Due from one through five years		$	1,000		$	-		$	(17	)		$	983
	Due from five through ten years			4,997			-			(292	)			4,705
				5,997			-			(309	)			5,688
	State agency and municipal obligations
	Due from five through ten years			3,125			152			-				3,277
	Due after ten years			8,480			375			-				8,855
				11,605			527			-				12,132
	Corporate bonds
	Due from one through five years			9,166			411			(11	)			9,566
	Government-sponsored mortgage backed securities
	Due after ten years			1,133			78			-				1,211
Total available for sale securities		$	27,901		$	1,016		$	(320	)		$	28,597
Held to maturity securities:
U.S. Government and agency obligations
Due from one through five years		$	1,021		$	-		$	(2	)		$	1,019
State agency and municipal obligations
Due after ten years			11,461			-			-				11,461
Corporate bonds
Due from five through ten years			1,000			-			(27	)			973
Government-sponsored mortgage backed securities
Due after ten years			334			28			-				362
Total held to maturity securities		$	13,816		$	28		$	(29	)		$	13,815

There were no sales of, or realized gains or losses on, investment securities for the year ended December 31, 2014. For the years ended December 31, 2013 and 2012, the Company realized gross gains of $648 thousand and $76 thousand from the sales of investment securities, respectively. For the years ended December 31, 2013 and 2012, gross losses on the sale of investment securities were $0 and $95 thousand, respectively. These amounts were reclassified out of accumulated other comprehensive income and included in net income under the line item “net gain (loss) on sale of available for sale securities” in noninterest income.

At December 31, 2014 and 2013, securities with approximate fair values of $5.9 million and $6.2 million, respectively, were pledged as collateral for public deposits.

The following table provides information regarding investment securities with unrealized losses, aggregated by investment category and length of time that individual securities had been in a continuous unrealized loss position at December 31, 2014 and 2013:

		Length of Time in Continuous Unrealized Loss Position
		Less Than 12 Months						12 Months or More							Total
		Fair			Unrealized			Fair				Unrealized			Fair		Unrealized
		Value			Loss			Value				Loss			Value		Loss
								(In thousands)
31-Dec-14
U.S. Government and agency obligations		$	4,515		$	(56	)	$	5,878			$	(120	)	$	10,393	$	(176	)
State agency and municipal obligations			1,771			(52	)		-				-			1,771		(52	)
Corporate bonds			6,783			(40	)		995				(5	)		7,778		(45	)
Government-sponsored mortgage backed securities			1,406			(17	)		-				-			1,406		(17	)
Total investment securities		$	14,475		$	(165	)	$	6,873			$	(125	)	$	21,348	$	(290	)

31-Dec-13
U.S. Government and agency obligations		$	5,797		$	(222	)	$	910			$	(89	)	$	6,707	$	(311	)
Corporate bonds			-			-			1,961				(38	)		1,961		(38	)
Total investment securities		$	5,797		$	(222	)	$	2,871			$	(127	)	$	8,668	$	(349	)

There were 42 and eight individual investment securities, respectively, in which the fair value of the security was less than the amortized cost of the security at December 31, 2014 and December 31, 2013.

The U.S. Government and agency obligations owned are either direct obligations of the U.S. Government or are issued by one of the shareholder-owned corporations chartered by the U.S. Government. The Company’s corporate and municipal bonds are all rated above investment grade. The U.S. Government and agency obligations, state agency and municipal bonds, and corporate bonds have experienced declines due to general market conditions. Management determined that there has been no deterioration in credit quality subsequent to purchase and believes that unrealized losses are temporary, resulting from recent market conditions.

LOANS_RECEIVABLE_AND_ALLOWANCE

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES	12 Months Ended
LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES	7. Loans Receivable and Allowance for Loan Losses

	Loans acquired in connection with the Wilton acquisition in November 2013 and the Quinnipiac acquisition in October 2014 are referred to as “acquired” loans as a result of the manner in which they are accounted for. All other loans are referred to as “originated” loans. Accordingly, selected credit quality disclosures that follow are presented separately for the originated loan portfolio and the acquired loan portfolio.

	The following table sets forth a summary of the loan portfolio at December 31, 2014 and 2013:

			31-Dec-14												December 31, 2013
	(In thousands)		Originated				Acquired				Total				Originated				Acquired				Total

	Real estate loans:
	Residential		$	169,833			$	5,198			$	175,031			$	155,874			$	-			$	155,874
	Commercial			458,506				62,675				521,181				305,823				10,710				316,533
	Construction			62,258				971				63,229				44,187				7,358				51,545
	Home equity			10,226				7,940				18,166				9,625				4,267				13,892
				700,823				76,784				777,607				515,509				22,335				537,844

	Commercial business			120,360				28,899				149,259				92,173				1,393				93,566

	Consumer			243				2,653				2,896				225				377				602
	Total loans			821,426				108,336				929,762				607,907				24,105				632,012

	Allowance for loan losses			(10,860	)			-				(10,860	)			(8,382	)			-				(8,382	)
	Deferred loan origination fees, net			(2,937	)			-				(2,937	)			(1,785	)			(31	)			(1,816	)
	Unamortized loan premiums			16				-				16				16				-				16
	Loans receivable, net		$	807,645			$	108,336			$	915,981			$	597,756			$	24,074			$	621,830

	Lending activities are conducted principally in the Fairfield and New Haven County region of Connecticut, and consist of residential and commercial real estate loans, commercial business loans and a variety of consumer loans. Loans may also be granted for the construction of residential homes and commercial properties. All residential and commercial mortgage loans are collateralized by first or second mortgages on real estate.

	The following table summarizes activity in the accretable yields for the acquired loan portfolio for the years ended December 31, 2014 and 2013:

	(In thousands)		2014				2013
	Balance at beginning of period		$	1,418			$	-
	Acquisition			478				1,513
	Accretion			(136	)			(95	)
	Other (a)			(378	)			-
	Balance at end of period		$	1,382			$	1,418

	a) Represents changes in cash flows expected to be collected due to loan sales or payoffs.

	Risk management

	The Company has established credit policies applicable to each type of lending activity in which it engages. The Company evaluates the creditworthiness of each customer and, in most cases, extends credit of up to 80% of the market value of the collateral, depending on the borrowers’ creditworthiness and the type of collateral. The market value of collateral is monitored on an ongoing basis and additional collateral is obtained when warranted. Real estate is the primary form of collateral. Other important forms of collateral are business assets, time deposits and marketable securities. While collateral provides assurance as a secondary source of repayment, the Company ordinarily requires the primary source of repayment to be based on the borrower’s ability to generate continuing cash flows. The Company’s policy for residential lending allows that, generally, the amount of the loan may not exceed 80% of the original appraised value of the property. In certain situations, the amount may be up to 90-95% LTV either with private mortgage insurance being required for that portion of the residential loan in excess of 80% of the appraised value of the property or where secondary financing is provided by a housing authority program second mortgage, a community’s low/moderate income housing program, a religious or civic organization. Private mortgage insurance is required for that portion of the residential first mortgage loan in excess of 80% of the appraised value of the property.

	Credit quality of loans and the allowance for loan losses

	Management segregates the loan portfolio into portfolio segments which is defined as the level at which the Company develops and documents a systematic method for determining its allowance for loan losses. The portfolio segments are segregated based on loan types and the underlying risk factors present in each loan type. Such risk factors are periodically reviewed by management and revised as deemed appropriate.

	The Company’s loan portfolio is segregated into the following portfolio segments:

	Residential Real Estate: This portfolio segment consists of the origination of first mortgage loans secured by one-to four-family owner occupied residential properties and residential construction loans to individuals to finance the construction of residential dwellings for personal use located in our market area.

	Commercial Real Estate: This portfolio segment includes loans secured by commercial real estate, non-owner occupied one-to four-family and multi-family dwellings for property owners and businesses in our market area. Loans secured by commercial real estate generally have larger loan balances and more credit risk than owner occupied one-to four-family mortgage loans.

	Construction: This portfolio segment includes commercial construction loans for commercial development projects, including condominiums, apartment buildings, and single family subdivisions as well as office buildings, retail and other income producing properties and land loans, which are loans made with land as security. Construction and land development financing generally involves greater credit risk than long-term financing on improved, owner-occupied real estate. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimate of the value of the property at completion of construction compared to the estimated cost (including interest) of construction and other assumptions. If the estimate of construction cost proves to be inaccurate, the Company may be required to advance additional funds beyond the amount originally committed in order to protect the value of the property. Moreover, if the estimated value of the completed project proves to be inaccurate, the borrower may hold a property with a value that is insufficient to assure full repayment. Construction loans also expose the Company to the risks that improvements will not be completed on time in accordance with specifications and projected costs and that repayment will depend on the successful operation or sale of the properties, which may cause some borrowers to be unable to continue with debt service which exposes the Company to greater risk of non-payment and loss.


	Home Equity: This portfolio segment primarily includes home equity loans and home equity lines of credit secured by owner occupied one-to four-family residential properties. Loans of this type are written at a maximum of 80% of the appraised value of the property and the Company requires a second lien position on the property. These loans can be affected by economic conditions and the values of the underlying properties.

	Commercial Business: This portfolio segment includes commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners. Commercial business loans generally have higher interest rates and shorter terms than other loans, but they also may involve higher average balances, increased difficulty of loan monitoring and a higher risk of default since their repayment generally depends on the successful operation of the borrower’s business.

	Consumer: This portfolio segment includes loans secured by savings or certificate accounts, or automobiles, as well as unsecured personal loans and overdraft lines of credit. This type of loan entails greater risk than residential mortgage loans, particularly in the case of loans that are unsecured or secured by assets that depreciate rapidly. An unallocated component is maintained, when needed, to cover uncertainties that could affect management’s estimate of probable losses.

	The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio. The unallocated allowance is used to provide for an unidentified loss that may exist in emerging problem loans that cannot be fully quantified or may be affected by conditions not fully understood as of the balance sheet date. The unallocated allowance was $0 at December 31, 2014 and December 31, 2013, respectively.

Allowance for loan losses

The following tables set forth the activity in the Company’s allowance for loan losses for the years ended December 31, 2014, 2013 and 2012, by portfolio segment:

		Residential				Commercial												Commercial
		Real Estate				Real Estate				Construction				Home Equity				Business				Consumer				Unallocated			Total
		(In thousands)
December 31, 2014 Originated
Beginning balance		$	1,310			$	3,616			$	1,032			$	190			$	2,225			$	9			$	-		$	8,382
Charge-offs			-				-				-				-				-				(3	)			-			(3	)
Recoveries			-				-				-				-				4				425				-			429
Provisions			121				1,864				70				15				409				(427	)			-			2,052
Ending balance		$	1,431			$	5,480			$	1,102			$	205			$	2,638			$	4			$	-		$	10,860

Acquired
Beginning balance		$	-			$	-			$	-			$	-			$	-			$	-			$	-		$	-
Charge-offs			-				-				(100	)			-				-				-				-			(100	)
Recoveries			-				-				-				-				-				-				-			-
Provisions			-				-				100				-				-				-				-			100
Ending balance		$	-			$	-			$	-			$	-			$	-			$	-			$	-		$	-

Total
Beginning balance		$	1,310			$	3,616			$	1,032			$	190			$	2,225			$	9			$	-		$	8,382
Charge-offs			-				-				(100	)			-				-				(3	)			-			(103	)
Recoveries			-				-				-				-				4				425				-			429
Provisions			121				1,864				170				15				409				(427	)			-			2,152
Ending balance		$	1,431			$	5,480			$	1,102			$	205			$	2,638			$	4			$	-		$	10,860



		Residential				Commercial												Commercial
		Real Estate				Real Estate				Construction				Home Equity				Business				Consumer				Unallocated			Total
		(In thousands)
December 31, 2013 Originated
Beginning balance		$	1,230			$	3,842			$	929			$	220			$	1,718			$	2			$	-		$	7,941
Charge-offs			-				(166	)			-				-				-				(4	)			-			(170	)
Recoveries			-				-				-				-				-				26				-			26
Provisions			80				(60	)			103				(30	)			507				(15	)			-			585
Ending balance		$	1,310			$	3,616			$	1,032			$	190			$	2,225			$	9			$	-		$	8,382

Acquired
Beginning balance		$	-			$	-			$	-			$	-			$	-			$	-			$	-		$	-
Charge-offs			-				-				-				-				-				-				-			-
Recoveries			-				-				-				-				-				-				-			-
Provisions			-				-				-				-				-				-				-			-
Ending balance		$	-			$	-			$	-			$	-			$	-			$	-			$	-		$	-

Total
Beginning balance		$	1,230			$	3,842			$	929			$	220			$	1,718			$	2			$	-		$	7,941
Charge-offs			-				(166	)			-				-				-				(4	)			-			(170	)
Recoveries			-				-				-				-				-				26				-			26
Provisions			80				(60	)			103				(30	)			507				(15	)			-			585
Ending balance		$	1,310			$	3,616			$	1,032			$	190			$	2,225			$	9			$	-		$	8,382

		Residential				Commercial											Commercial
		Real Estate				Real Estate				Construction				Home Equity			Business					Consumer				Unallocated			Total
		(In thousands)
31-Dec-12
Beginning balance		$	1,290			$	2,519			$	1,007			$	274			$	1,317			$	11			$	7		$	6,425
Charge-offs			(261	)			-				(60	)			-				-				(5	)			-			(326	)
Recoveries			-				-				-				-				-				21				-			21
Provisions			201				1,323				(18	)			(54	)			401				(25	)			(7	)		1,821
Ending balance		$	1,230			$	3,842			$	929			$	220			$	1,718			$	2			$	-		$	7,941

With respect to the originated portfolio, the allocation to each portfolio segment is not necessarily indicative of future losses in any particular portfolio segment and does not restrict the use of the allowance to absorb losses in other portfolio segments.


The following tables are a summary, by portfolio segment and impairment methodology, of the allowance for loan losses and related portfolio balances at December 31, 2014 and 2013:

		Originated Loans								Acquired Loans								Total
		Portfolio				Allowance				Portfolio				Allowance				Portfolio				Allowance
		(In thousands)
31-Dec-14
Loans individually evaluated for impairment:
Residential real estate		$	864			$	-			$	-			$	-			$	864			$	-
Commercial real estate			4,996				23				-				-				4,996				23
Construction			-				-				-				-				-				-
Home equity			91				-				-				-				91				-
Commercial business			1,701				10				629				-				2,330				10
Consumer			-				-				-				-				-				-
Subtotal		$	7,652			$	33			$	629			$	-			$	8,281			$	33
Loans collectively evaluated for impairment:
Residential real estate		$	168,969			$	1,431			$	5,198			$	-			$	174,167			$	1,431
Commercial real estate			453,510				5,457				62,675				-				516,185				5,457
Construction			62,258				1,102				971				-				63,229				1,102
Home equity			10,135				205				7,940				-				18,075				205
Commercial business			118,659				2,628				28,270				-				146,929				2,628
Consumer			243				4				2,653				-				2,896				4
Subtotal		$	813,774			$	10,827			$	107,707			$	-			$	921,481			$	10,827

Total		$	821,426			$	10,860			$	108,336			$	-			$	929,762			$	10,860

		Originated Loans								Acquired Loans								Total
		Portfolio				Allowance				Portfolio				Allowance				Portfolio				Allowance
		(In thousands)
31-Dec-13
Loans individually evaluated for impairment:
Residential real estate		$	1,867			$	73			$	-			$	-			$	1,867			$	73
Commercial real estate			1,117				56				-				-				1,117				56
Construction			-				-				-				-				-				-
Home equity			97				4				-				-				97				4
Commercial business			642				12				-				-				642				12
Consumer			-				-				-				-				-				-
Subtotal		$	3,723			$	145			$	-			$	-			$	3,723			$	145
Loans collectively evaluated for impairment:
Residential real estate		$	154,007			$	1,237			$	-			$	-			$	154,007			$	1,237
Commercial real estate			304,706				3,560				10,710				-				315,416				3,560
Construction			44,187				1,032				7,358				-				51,545				1,032
Home equity			9,528				187				4,267				-				13,795				187
Commercial business			91,531				2,212				1,393				-				92,924				2,212
Consumer			225				9				377				-				602				9
Subtotal		$	604,184			$	8,237			$	24,105			$	-			$	628,289			$	8,237

Total		$	607,907			$	8,382			$	24,105			$	-			$	632,012			$	8,382


Credit quality indicators

The Company’s policies provide for the classification of loans into the following categories: pass, special mention, substandard, doubtful and loss. Consistent with regulatory guidelines, loans that are considered to be of lesser quality are classified as substandard, doubtful, or loss assets. A loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Substandard loans include those loans characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Loans classified as doubtful have all of the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans classified as loss are those considered uncollectible and of such little value that their continuance as loans is not warranted. Loans that do not expose the Company to risk sufficient to warrant classification in one of the aforementioned categories, but which possess potential weaknesses that deserve close attention, are designated as special mention.

Loans that are considered to be impaired are analyzed to determine whether a loss is possible and if so, a calculation is performed to determine the possible loss amount. If it is determined that the loss amount is $0, no reserve is held against the asset. If a loss is calculated, then a specific reserve for that asset is determined.

The following tables are a summary of the loan portfolio quality indicators by portfolio segment at December 31, 2014 and 2013:

		Commercial Credit Quality Indicators
		At December 31, 2014												At December 31, 2013
		Commercial								Commercial				Commercial								Commercial
		Real Estate				Construction				Business				Real Estate				Construction				Business
		(In thousands)
Originated loans:
Pass		$	452,974			$	62,258			$	115,323			$	304,469			$	44,187			$	91,093
Special mention			2,096				-				5,037				237				-				438
Substandard			3,436				-				-				1,117				-				642
Doubtful			-				-				-				-				-				-
Loss			-				-				-				-				-				-
Total originated loans			458,506				62,258				120,360				305,823				44,187				92,173
Acquired loans:
Pass			61,017				136				27,074				10,351				4,689				825
Special mention			-				-				659				24				161				252
Substandard			1,658				835				1,166				335				2,508				316
Doubtful			-				-				-				-				-				-
Loss			-				-				-				-				-				-
Total acquired loans			62,675				971				28,899				10,710				7,358				1,393
Total		$	521,181			$	63,229			$	149,259			$	316,533			$	51,545			$	93,566


		Residential and Consumer Credit Quality Indicators
		At December 31, 2014												At December 31, 2013
		Residential												Residential
		Real Estate				Home Equity				Consumer				Real Estate				Home Equity				Consumer
		(In thousands)
Originated loans:
Pass		$	168,969			$	10,135			$	243			$	153,443			$	9,447			$	225
Special mention			864				91				-				2,431				178				-
Substandard			-				-				-				-				-				-
Doubtful			-				-				-				-				-				-
Loss			-				-				-				-				-				-
Total originated loans			169,833				10,226				243				155,874				9,625				225
Acquired loans:
Pass			5,022				7,925				2,653				-				4,221				234
Special mention			-				-				-				-				-				143
Substandard			176				15				-				-				46				-
Doubtful			-				-				-				-				-				-
Loss			-				-				-				-				-				-
Total acquired loans			5,198				7,940				2,653				-				4,267				377
Total		$	175,031			$	18,166			$	2,896			$	155,874			$	13,892			$	602

Loan portfolio aging analysis

When a loan is 15 days past due, the Company sends the borrower a late notice. The Company also contacts the borrower by phone if the delinquency is not corrected promptly after the notice has been sent. When the loan is 30 days past due, the Company mails the borrower a letter reminding the borrower of the delinquency, and attempts to contact the borrower personally to determine the reason for the delinquency and ensure the borrower understands the terms of the loan. If necessary, subsequent delinquency notices are issued and the account will be monitored on a regular basis thereafter. By the 90th day of delinquency, the Company will send the borrower a final demand for payment and may recommend foreclosure. A summary report of all loans 30 days or more past due is provided to the board of directors of the Company each month. Loans greater than 90 days past due are generally put on nonaccrual status. A nonaccrual loan is restored to accrual status when it is no longer delinquent and collectability of interest and principal is no longer in doubt. A loan is considered to be no longer delinquent when timely payments are made for a period of at least six months (one year for loans providing for quarterly or semi-annual payments) by the borrower in accordance with the contractual terms.


The following tables set forth certain information with respect to our loan portfolio delinquencies by portfolio segment and amount as of December 31, 2014 and December 31, 2013:

		As of December 31, 2014
																						Carrying
																						Amount > 90
		31-60 Days				61-90 Days				Greater Than				Total Past								Days and
		Past Due				Past Due				90 Days				Due				Current				Accruing
		(In thousands)
Originated Loans
Real estate loans:
Residential real estate		$	-			$	-			$	-			$	-			$	169,833			$	-
Commercial real estate			-				-				3,436				3,436				455,070				216
Construction			-				-				-				-				62,258				-
Home equity			-				-				-				-				10,226				-
Commercial business			-				-				-				-				120,360				-
Consumer			-				-				-				-				243				-
Total originated loans			-				-				3,436				3,436				817,990				216
Acquired Loans
Real estate loans:
Residential real estate			339				-				294				633				4,565				176
Commercial real estate			685				677				836				2,198				60,477				466
Construction			-				-				835				835				136				835
Home equity			-				40				-				40				7,900				-
Commercial business			178				386				305				869				28,030				305
Consumer			3				-				-				3				2,650				-
Total acquired loans			1,205				1,103				2,270				4,578				103,758				1,782
Total loans		$	1,205			$	1,103			$	5,706			$	8,014			$	921,748			$	1,998

		As of December 31, 2013
																						Carrying
																						Amount > 90
		31-60 Days				61-90 Days				Greater Than				Total Past								Days and
		Past Due				Past Due				90 Days				Due				Current				Accruing
		(In thousands)
Originated Loans
Real estate loans:
Residential real estate		$	-			$	-			$	1,003			$	1,003			$	154,871			$	-
Commercial real estate			-				-				-				-				305,823				-
Construction			-				-				-				-				44,187				-
Home equity			-				-				-				-				9,625				-
Commercial business			-				-				-				-				92,173				-
Consumer			-				-				-				-				225				-
Total originated loans			-				-				1,003				1,003				606,904				-
Acquired Loans
Real estate loans:
Residential real estate			-				-				-				-				-				-
Commercial real estate			-				-				797				797				9,913				797
Construction			-				-				2,508				2,508				4,850				2,508
Home equity			-				-				-				-				4,267				-
Commercial business			-				-				315				315				1,078				315
Consumer			-				-				-				-				377				-
Total acquired loans			-				-				3,620				3,620				20,485				3,620
Total loans		$	-			$	-			$	4,623			$	4,623			$	627,389			$	3,620


Loans on nonaccrual status

The following is a summary of nonaccrual loans by portfolio segment as of December 31, 2014 and 2013:

		December 31,
		2014			2013
		(In thousands)

Residential real estate		$	-			$	1,003
Commercial real estate			3,220				-
Commercial business			142				-

Total		$	3,362			$	1,003

The amount of income that was contractually due but not recognized on originated nonaccrual loans totaled $8 thousand, $23 thousand and $276 thousand for the years ended December 31, 2014, 2013 and 2012, respectively. The amount of actual interest income recognized on these loans was $190 thousand, $8 thousand and $113 thousand for the years ended December 31, 2014, 2013 and 2012, respectively.

At December 31, 2014 and 2013, there were no commitments to lend additional funds to any borrower on nonaccrual status.

The preceding table excludes acquired loans that are accounted for as purchased credit impaired loans totaling $1.9 million and $6.2 million, respectively at December 31, 2014 and 2013. Such loans otherwise meet the Company’s definition of a nonperforming loan but are excluded because the loans are included in loan pools that are considered performing. The discounts arising from recording these loans at fair value were due, in part, to credit quality. The acquired loans are accounted for on either a pool or individual basis and the accretable yield is being recognized as interest income over the life of the loans based on expected cash flows.

Impaired loans

An impaired loan generally is one for which it is probable, based on current information, the Company will not collect all the amounts due under the contractual terms of the loan. Loans are individually evaluated for impairment. When the Company classifies a problem loan as impaired, it provides a specific valuation allowance for that portion of the asset that is deemed uncollectible.


The following table summarizes impaired loans by portfolio segment and the average carrying amount and interest income recognized on impaired loans by portfolio segment as of December 31, 2014, 2013 and 2012:

		As of and for the Year Ended December 31, 2014
						Unpaid								Average				Interest
		Carrying				Principal				Associated				Carrying				Income
		Amount				Balance				Allowance				Amount				Recognized
Originated										(In thousands)
Impaired loans without a valuation allowance:
Residential real estate		$	864			$	864			$	-			$	864			$	28
Commercial real estate			4,543				4,544				-				4,034				223
Home equity			91				91				-				95				3
Commercial business			1,145				1,153				-				1,226				52
Total impaired loans without a valuation allowance		$	6,643			$	6,652			$	-			$	6,219			$	306

Impaired loans with a valuation allowance:
Commercial real estate		$	453			$	453			$	23			$	457			$	29
Commercial business			556				556				10				596				32
Total impaired loans with a valuation allowance		$	1,009			$	1,009			$	33			$	1,053			$	61
Total originated impaired loans		$	7,652			$	7,661			$	33			$	7,272			$	367

Acquired
Impaired loans without a valuation allowance:
Commercial business		$	629			$	629			$	-			$	607			$	28
Total impaired loans without a valuation allowance		$	629			$	629			$	-			$	607			$	28

Impaired loans with a valuation allowance:
Total impaired loans with a valuation allowance		$	-			$	-			$	-			$	-			$	-
Total acquired impaired loans		$	629			$	629			$	-			$	607			$	28

		As of and for the Year Ended December 31, 2013
						Unpaid								Average				Interest
		Carrying				Principal				Associated				Carrying				Income
		Amount				Balance				Allowance				Amount				Recognized
Originated										(In thousands)
Impaired loans without a valuation allowance:
Total impaired loans without a valuation allowance		$	-			$	-			$	-			$	-			$	-

Impaired loans with a valuation allowance:
Residential real estate		$	1,867			$	1,880			$	73			$	1,896			$	36
Commercial real estate			1,117				1,117				56				1,127				56
Home equity			97				97				4				221				7
Commercial business			642				642				12				680				37
Total impaired loans with a valuation allowance		$	3,723			$	3,736			$	145			$	3,924			$	136
Total originated impaired loans		$	3,723			$	3,736			$	145			$	3,924			$	136

Acquired
Impaired loans without a valuation allowance:
Total impaired loans without a valuation allowance		$	-			$	-			$	-			$	-			$	-

Impaired loans with a valuation allowance:
Total impaired loans with a valuation allowance		$	-			$	-			$	-			$	-			$	-
Total acquired impaired loans		$	-			$	-			$	-			$	-			$	-


		As of and for the Year Ended December 31, 2012
					Unpaid								Average				Interest
		Carrying			Principal				Associated				Carrying				Income
		Amount				Balance				Allowance				Amount			Recognized
Impaired loans without a valuation allowance:
Residential real estate		$	2,137			$	2,137			$	-			$	2,273			$	47

Impaired loans with a valuation allowance:
Commercial real estate			1,817				1,817				249				2,461				44
Commercial business			194				194				9				198				14
Total impaired loans with a valuation allowance		$	2,011			$	2,011			$	258			$	2,659			$	58
Total impaired loans		$	4,148			$	4,148			$	258			$	4,932			$	105

Troubled debt restructurings (TDRs)

Modifications to a loan are considered to be a troubled debt restructuring when one or both of the following conditions is met: 1) the borrower is experiencing financial difficulties and/or 2) the modification constitutes a concession that is not in line with market rates and/or terms. Modified terms are dependent upon the financial position and needs of the individual borrower. Troubled debt restructurings are classified as impaired loans.

If a performing loan is restructured into a TDR it remains in performing status. If a nonperforming loan is restructured into a TDR, it continues to be carried in nonaccrual status. Nonaccrual classification may be removed if the borrower demonstrates compliance with the modified terms for a minimum of six months. Troubled debt restructured loans are reported as such for at least one year from the date of restructuring. In years after the restructuring, troubled debt restructured loans are removed from this classification if the restructuring agreement specifies a market rate of interest equal to that which would be provided to a borrower with similar credit at the time of restructuring and the loan is not deemed to be impaired based on the modified terms.

The recorded investment in TDRs was $3.6 million at December 31, 2014 and $1.6 million at December 31, 2013.

The following table presents loans whose terms were modified as TDRs during the periods presented:

										Outstanding Recorded Investment
		Number of Loans								Pre-Modification								Post-Modification
(Dollars in thousands)		2014				2013				2014				2013				2014				2013

Years ended December 31,
Commercial real estate			2				-			$	1,317			$	-			$	1,317			$	-
Home equity			-				1				-				97				-				97
Commercial business			4				-				782				-				782				-
Total			6				1			$	2,099			$	97			$	2,099			$	97

All TDRs at December 31, 2014 and 2013 were performing in compliance under their modified terms and therefore, were on accrual status.

The following table provides information on how loans were modified as a TDR for the years ended December 31, 2014 and 2013.

		December 31,
		2014				2013
		(In thousands)
Maturity/amortization concession		$	946			$	97
Payment concession			1,153				-
Total		$	2,099			$	97

There was no loans modified in a troubled debt restructuring, for which there was a payment default during the years ended December 31, 2014 and 2013, respectively.

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
PREMISES AND EQUIPMENT	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
PREMISES AND EQUIPMENT	8	Premises and Equipment

	At December 31, 2014 and 2013, premises and equipment consisted of the following:

			December 31,
			2014			2013
			(In thousands)

	Land		$	2,300		$	1,450
	Building			6,346			3,544
	Leasehold improvements			4,280			3,157
	Furniture and fixtures			1,842			1,456
	Equipment			3,221			2,090
				17,989			11,697
	Accumulated depreciation and amortization			(6,079	)		(4,637	)
	Premises and equipment, net		$	11,910		$	7,060

	For the years ended December 31, 2014, 2013 and 2012, depreciation and amortization expense related to premises and equipment totaled $1.2 million, $666 thousand and $612 thousand, respectively.

DEPOSITS

DEPOSITS	12 Months Ended
DEPOSITS	Dec. 31, 2014
Deposits [Abstract]
DEPOSITS	9	Deposits

	At December 31, 2014 and 2013, deposits consisted of the following:

			December 31,
			2014		2013
			(In thousands)
	Noninterest bearing demand deposit accounts		$	166,030	$	118,618
	Interest bearing accounts:
	NOW and money market			276,501		238,231
	Savings			84,457		107,692
	Time certificates of deposit			308,451		197,004
	Total interest bearing accounts			669,409		542,927
	Total deposits		$	835,439	$	661,545

	Contractual maturities of time certificates of deposit as of December 31, 2014 and 2013 are summarized below:

			December 31,
			2014		2013
			(In thousands)
	2014			-		173,265
	2015			244,674		12,294
	2016			29,462		5,707
	2017			14,657		5,738
	2018			9,968		-
	2019			9,690		-
			$	308,451	$	197,004


	Time certificates of deposit in denominations of $100,000 or more were approximately $239.8 million, and $150.8 million at December 31, 2014 and 2013, respectively. The Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”), signed into law on July 21, 2010, permanently raised the maximum deposit insurance amount to $250,000, retroactive to January 1, 2008. The aggregate amount of individual certificate accounts with balances of $250,000 or more were approximately $61.7 million and $40.5 million at December 31, 2014 and 2013, respectively.

	The following table summarizes interest expense by account type for the years ended December 31, 2014, 2013 and 2012:

			Years Ended December 31,
			2014		2013		2012
					(In thousands)

	NOW and money market		$	894	$	547	$	657
	Savings			302		543		846
	Time certificates of deposit			2,099		1,143		864

	Total interest expense on deposits		$	3,295	$	2,233	$	2,367

FEDERAL_HOME_LOAN_BANK_ADVANCE

FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS	12 Months Ended
FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS	Dec. 31, 2014
Advances from Federal Home Loan Banks [Abstract]
FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS	10	Federal Home Loan Bank Advances and Other Borrowings

	The following is a summary of FHLB advances with maturity dates and weighted average rates at December 31, 2014 and 2013:

			December 31,
			2014						2013
					Weighted						Weighted
		Amount			Average			Amount			Average
	(Dollars in thousands)		Due		Rate				Due		Rate

	Year of Maturity:
	2014			-		-				22,000		0.5
	2015			109,000		0.31				2,000		2.75
	2017			20,000		0.99				20,000		0.99

	Total advances		$	129,000		0.42	%		$	44,000		0.83	%

	$25.0 million of the above mentioned FHLB advances are subject to interest rate swap transactions.

	The Bank has additional borrowing capacity at the FHLB, in excess of outstanding advances, up to a certain percentage of the value of qualified collateral, as defined in the FHLB Statement of Products Policy, at the time of the borrowing. In accordance with agreements with the FHLB, the qualified collateral must be free and clear of liens, pledges and encumbrances. As of December 31, 2014 the Company has immediate availability to borrow $123.8 million based on qualified collateral.

	Additionally, the Bank has access to a pre-approved secured line of credit of $450 thousand with the FHLB, none of which was outstanding at December 31, 2014 and 2013.

	The Bank has an unsecured line of credit with Bankers’ Bank Northeast of $7.5 million and $2.0 million at December 31, 2014 and 2013, respectively, none of which was outstanding at December 31, 2014 and 2013.

	Federal Home Loan Bank Stock

	As a member of the FHLB, the Bank is required to maintain investments in their capital stock. The Bank owned 63,486 and 48,342 shares at December 31, 2014 and 2013, respectively. There is no ready market or quoted market values for the stock. The shares have a par value of $100 and are carried on the consolidated balance sheets at cost, as the stock is only redeemable at par subject to the redemption practices of the FHLB.

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	12 Months Ended
COMMITMENTS AND CONTINGENCIES	Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	11	Commitments and Contingencies

	Leases

	The Company leases its corporate office space, as well as all but two branch locations, plus certain equipment under operating lease agreements, which expire at various dates through 2028. In addition to rental payments, the leases require payment of property taxes and certain common area maintenance fees. At December 31, 2014 and 2013, future minimum rental commitments under the terms of these leases by year were as follows:

			2014		2013
	Period Ending December 31,		(In thousands)
	2014		$	-	$	1,718
	2015			1,788		1,714
	2016			1,767		1,196
	2017			1,159		1,165
	2018			829		914
	Thereafter			3,743		4,190
			$	9,286	$	10,897

	Total rental expense approximated $1.6 million, $1.5 million and $1.3 million for the years ended December 31, 2014, 2013 and 2012, respectively.

	Legal matters

	The Company is involved in various legal proceedings which have arisen in the normal course of business. Management believes that resolution of these matters will not have a material effect on the Company’s financial condition or results of operations.

	Off-balance sheet instruments

	In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit and involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the financial statements. The contractual amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments.

	The contractual amounts of commitments to extend credit represents the amounts of potential accounting loss should the contract be fully drawn upon, the customer’s default, and the value of any existing collateral becomes worthless. Management uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments and evaluates each customer’s creditworthiness on a case-by-case basis. Management believes that they control the credit risk of these financial instruments through credit approvals, credit limits, monitoring procedures and the receipt of collateral as deemed necessary.

	Financial instruments whose contract amounts represented credit risk at December 31, 2014 and 2013 were as follows:

			December 31,
			2014		2013
			(In thousands)
	Commitments to extend credit:
	Loan commitments		$	83,013	$	61,633
	Undisbursed construction loans			61,095		44,670
	Unused home equity lines of credit			12,340		11,575
			$	156,448	$	117,878

	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments to extend credit generally have fixed expiration dates or other termination clauses and may require payment of a fee by the borrower. Since these commitments could expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counter party. Collateral held varies, but may include residential and commercial property, deposits and securities.

INCOME_TAXES

INCOME TAXES	12 Months Ended
INCOME TAXES	Dec. 31, 2014
Income Tax Disclosure [Abstract]
INCOME TAXES	12	Income Taxes

	Income tax expense for the years ended December 31, 2014, 2013 and 2012 consisted of:

			2014			2013			2012
			(In thousands)
	Current provision:
	Federal		$	2,147		$	1,944		$	1,018
	State			718			597			416
	Total current			2,865			2,541			1,434

	Deferred provision:
	Federal			(557	)		(385	)		(508	)
	State			(139	)		28			(269	)
	Total deferred			(696	)		(357	)		(777	)
	Total income tax expense		$	2,169		$	2,184		$	657


	A reconciliation of the anticipated income tax expense, computed by applying the statutory federal income tax rate of 34% to the income before income taxes, to the amount reported in the consolidated statements of income for the years ended December 31, 2014, 2013 and 2012 was as follows:

			December 31,
			2014			2013			2012
			(In thousands)

	Income tax expense at statutory federal rate		$	2,291		$	2,497		$	636
	State tax expense, net of federal tax effect			259			239			161
	Gain from bargain purchase			-			(453	)		-
	Income exempt from tax			(523	)		(294	)		(281	)
	Other items, net			19			21			205
	Income tax expense before change in valuation allowance			2,046			2,010			721
	Change in valuation allowance			123			174			(64	)
	Income tax expense		$	2,169		$	2,184		$	657

	At December 31, 2014 and 2013, the components of deferred tax assets and liabilities were as follows:

			December 31,
			2014			2013
			(In thousands)
	Deferred tax assets:
	Allowance for loan losses		$	4,314		$	3,348
	Net operating loss carryforwards			1,539			1,479
	Purchase accounting adjustments			504			1,094
	Deferred fees			1,144			707
	Deferred Expenses			916			271
	Start-up costs			346			213
	Unrealized loss on derivatives			73			-
	Other			647			512
	Gross deferred tax assets			9,483			7,624
	Valuation allowance			(806	)		(682	)
	Deferred tax receivable, net of valuation allowance			8,677			6,942

	Deferred tax liabilities:
	Tax bad debt reserve			740			499
	Depreciation			370			327
	Unrealized gain on available for sale securities			411			271
	Gross deferred tax liabilities			1,521			1,097
	Net deferred tax asset		$	7,156		$	5,845


	At December 31, 2014, the Company had federal net operating loss carryovers of $3.2 million. The carryovers were transferred to the Company upon the merger with the Wilton Bank. The losses will expire after 2032 and are subject to certain annual limitations which amount to $176 thousand per year.

	In addition, at December 31, 2014 and 2013, there were net operating loss carry forwards of approximately $9.3 million and $6.0 million, respectively, for state tax purposes that were available to reduce future state taxable income. A valuation allowance against deferred tax assets is required if, based on the weight of available evidence, it is more likely than not that some or all of the deferred tax assets will not be realized. At December 31, 2014 and 2013, management recorded a valuation allowance against the deferred tax benefits of the state operating loss carry forwards and other state deferred tax assets for the Bank Holding Company.

	Management regularly analyzes their tax positions and at December 31, 2014, does not believe that the Company has taken any tax positions where future deductibility is not certain. As of December 31, 2014, the Company is subject to unexpired statutes of limitation for examination of its tax returns for U.S. federal and Connecticut income taxes for the years 2011 through 2013.

401K_PROFIT_SHARING_PLAN

401(K) PROFIT SHARING PLAN	12 Months Ended
401(K) PROFIT SHARING PLAN	Dec. 31, 2014
Compensation and Retirement Disclosure [Abstract]
401(K) PROFIT SHARING PLAN	13. 401(K) Profit Sharing Plan

	The Company’s employees are eligible to participate in The Bankwell Financial Group, Inc. and its Subsidiaries and Affiliates 401(k) Plan (the “401k Plan”). The 401k Plan covers substantially all employees who are 21 years of age. Under the terms of the 401k Plan, participants can contribute up to a certain percentage of their compensation, subject to federal limitations. The Company matches eligible contributions and may make discretionary matching and/or profit sharing contributions. Participants are immediately vested in their contributions and become fully vested in the Company’s contributions after completing five years of service. The Company contributed $151 thousand, $127 thousand and $102 thousand to the 401k Plan during the years ended December 31, 2014, 2013 and 2012, respectively.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	12 Months Ended
EARNINGS PER SHARE	Dec. 31, 2014
Earnings Per Share [Abstract]
EARNINGS PER SHARE	14. Earnings Per Share

	Basic earnings per share (“EPS”) is computed by dividing income available to common shareholders by the weighted-average number of shares of common stock outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock (such as stock options) were exercised or converted into common stock or resulted in the issuance of common stock that then shared in earnings. Unvested share-based payment awards, which include the right to receive non-forfeitable dividends, are considered to participate with common stock in undistributed earnings for purposes of computing EPS.

	The Company’s unvested restricted stock awards are participating securities, and therefore, are included in the computation of both basic and diluted earnings per common share. EPS is calculated using the two-class method, under which calculations (1) exclude from the numerator any dividends paid or owed on participating securities and any undistributed earnings considered to be attributable to participating securities and (2) exclude from the denominator the dilutive impact of the participating securities.


	The following is a reconciliation of earnings available to common shareholders and basic weighted-average common shares outstanding to diluted weighted average common shares outstanding, reflecting the application of the two-class method:

		For the Years Ended December 31,
		2014			2013			2012
		(In thousands, except per share data)
	Net income	$	4,568		$	5,161		$	1,214
	Preferred stock dividends and net accretion		(110	)		(111	)		(132	)
	Dividends and undistributed earnings allocated to participating securities		(81	)		(89	)		-
	Net income for earnings per share calculation	$	4,377		$	4,961		$	1,082
	Weighted average shares outstanding, basic		5,578			3,395			2,768
	Effect of dilutive equity-based awards		28			56			97
	Weighted average shares outstanding, diluted		5,606			3,451			2,865
	Net earnings per common share:
	Basic earnings per common share	$	0.78		$	1.46		$	0.39
	Diluted earnings per common share		0.78			1.44			0.38

STOCKBASED_COMPENSATION_PLANS

STOCK-BASED COMPENSATION PLANS	12 Months Ended
STOCK-BASED COMPENSATION PLANS	Dec. 31, 2014
Compensation and Retirement Disclosure [Abstract]
STOCK BASED COMPENSATION PLANS	15. Stock-Based Compensation Plans

	Equity award plans

	The Company has five equity award plans, which are collectively referred to as the “Plan”.

	Any future issuances of equity awards will be made under the 2012 Plan and/or any new plan adopted by the Company and its shareholders in the future. All equity awards made under the 2012 Plan are made by means of an award agreement, which contains the specific terms and conditions of the grant. At December 31, 2014, there were 424,292 shares reserved for future issuance under the 2012 Plan.

	Share Options: As discussed in Note 1, the Company accounts for stock options based on the fair value at the date of grant and records expense over the vesting period of such awards on a straight line basis. Options vest over periods up to 5 years. For the years ended December 31, 2014, 2013, and 2012, the Company recorded expense related to options granted under the various plans of approximately $32 thousand, $41 thousand, and $82 thousand, respectively.

	There were no options granted during the years ended December 31, 2014 and 2013. The fair value of options granted during the year ended December 31, 2012 was estimated at the grant date using the minimum value option-pricing model with the following weighted average assumptions for the grants:

		Year Ended
		December 31,
		2012

	Weighted average expected lives, in years		7.5
	Risk-free interest rate		1.81	%
	Expected stock price volatility		35	%
	Expected annual forfeiture rate		6	%


	A summary of the status of outstanding stock options at December 31, 2014, 2013 and 2012, and changes during the periods then ended, were as follows:

								December 31,
		2014						2013								2012
		Number			Weighted			Number				Weighted				Number				Weighted
		of			Average			of				Average				of				Average
		Shares			Exercise			Shares				Exercise				Shares				Exercise
					Price							Price								Price

	Options outstanding at beginning of period		208,568		$	16.67			272,358			$	15.23				277,558			$	14.6
	Granted		-			-			-				-				9,650				15
	Issued resulting from Acquisitions		61,040			17.86			-				-				-				-
	Forfeited		(4,270	)		18.32			(4,080	)			17.42				(14,850	)			13.13
	Exercised		(20,305	)		10.17			(46,640	)			10.02				-				-
	Expired		(40,240	)		17.77			(13,070	)			10				-				-
	Options outstanding at end of period		204,793			17.42			208,568				16.67				272,358				15.23

	Options exercisable at end of period		193,432			17.55			188,852				16.84				241,237				15.23
	Weighted-average fair value of options granted during the period					N/A							N/A							$	6.54

	Total intrinsic value is the amount by which the fair value of the underlying stock exceeds the exercise price of an option on the exercise date. The total intrinsic value of share options exercised during the years ended December 31, 2014, 2013 and 2012 was $214 thousand, $544 thousand and $0, respectively.

	Restricted Stock: Service condition restricted stock provides grantees with rights to shares of common stock upon completion of a service period. Shares of unvested restricted stock are participating securities and considered outstanding. Service condition restricted stock awards generally vest over one to five years. The following table presents the activity for restricted stock for the years ended December 31, 2014, 2013 and 2012:

							December 31,
		2014					2013							2012
		Number				Weighted		Number				Weighted			Number				Weighted
		of				Average		of				Average			of				Average
		Shares				Grant Date		Shares				Grant Date			Shares				Grant Date
						Fair Value						Fair Value							Fair Value
	Unvested at beginning of period		122,140		$	15.98		49,500			$	15			30,000			$	15.96
	Granted		127,610			19.09		87,456				16.38			49,500				15
	Vested		(32,237	)		17.62		(12,900	)			14.92			(30,000	)			15.96
	Forfeited		(51,651	)		15.89		(1,916	)			15.95			-				-
	Unvested at end of period		165,862			18.08		122,140				15.98			49,500				15

	The Company’s restricted stock expense for the years ended December 31, 2014, 2013 and 2012 was $542 thousand, $268 thousand and $481 thousand, respectively.

	Market Conditions Restricted Stock: On December 9, 2014 the Company issued restricted stock with market and service conditions pursuant to the Company’s 2012 Stock Plan. The maximum number of shares that can vest is 49,400. The actual number of shares to be vested will be based on market criteria over a five-year period ending on December 1, 2019 based on the Company’s stock price being at or above $25.00, $27.00 and $29.00 per share over a 60-day consecutive period. These shares may vest over a period from December 1, 2017 to December 1, 2019 based on meeting the price targets. In addition, the grantees must be employed with the Company on the vesting date to receive the shares. The Company determined the fair value of these market condition awards in accordance with ASC 718 – Stock Compensation using the Monte Carlo simulation model deemed appropriate for this type of grant. The grant date fair value for these grants was $11.63 for the awards that vest at the $25 stock price, $10.30 for the awards that vest at the $27 stock price and $9.10 for the awards that vest at the $29 stock price. The grant date fair value for the Company’s stock was $18.99 per share. The Company recognized $14 thousand in stock compensation expense for the year ended December 31, 2014 for these restricted stock awards.

COMPREHENSIVE_INCOME

COMPREHENSIVE INCOME	12 Months Ended
COMPREHENSIVE INCOME	Dec. 31, 2014
Comprehensive Income [Abstract]
COMPREHENSIVE INCOME	16. Comprehensive Income

	Comprehensive income represents the sum of net income and items of other comprehensive income or loss, including net unrealized gains or losses on securities available for sale and net gains or losses on derivatives accounted for as cash flow hedges. The Company’s total comprehensive income or loss for the year ended December 31, 2014, 2013 and 2012 is reported in the Consolidated Statements of Comprehensive Income.

	The following table presents the changes in accumulated other comprehensive income (loss) by component, net of tax for the year ended December 31, 2014, 2013 and 2012:

		Net Unrealized Gain			Net Unrealized Gain
		(Loss) on Available			(Loss) on Interest			Total
		for Sale Securities			Rate Swap
					(In thousands)
	Balance at December 31, 2013	$	424		$	-		$	424
	Other comprehensive income (loss) before reclassifications		220			(113	)		107
	Amounts reclassified from accumulated other comprehensive income		-			-			-
	Net other comprehensive income (loss)		220			(113	)		107
	Balance at December 31, 2014	$	644		$	(113	)	$	531




		Net Unrealized Gain
		(Loss) on Available
		for Sale Securities
		(In thousands)
	Balance at December 31, 2011	$	810
	Other comprehensive loss before reclassifications		701
	Amounts reclassified from accumulated other comprehensive income		-
	Net other comprehensive loss		701
	Balance at December 31, 2012	$	1,511
	Other comprehensive loss before reclassifications		(1,087	)
	Amounts reclassified from accumulated other comprehensive income		-
	Net other comprehensive loss		(1,087	)
	Balance at December 31, 2013	$	424

DERIVATIVE_INSTRUMENTS

DERIVATIVE INSTRUMENTS

12 Months Ended

Dec. 31, 2014

Derivative Instruments and Hedging Activities Disclosure [Abstract]

DERIVATIVE INSTRUMENTS

17. Derivative Instruments

The Company entered into derivative transactions in February, 2014 and December, 2014. Information about derivative instruments at December 31, 2014 was as follows:

(Dollars in thousands)

Notional

Maturity

Received

Paid

Fair

Amount

Value

Cash flow hedge:

Interest rate swap on FHLB advance

25,000

4.7 years

0.26

1.62

(73

)

Interest rate swap on forward -starting FHLB advance

25,000

5.0 years

0.26

1.83

(113

)

The effective portion of unrealized changes in the fair value of derivatives accounted for as cash flow hedges is reported in other comprehensive income and subsequently reclassified to earnings in the same period or periods during which the hedged forecasted transaction affects earnings. The Bank assesses the effectiveness of each hedging relationship by comparing the changes in cash flows of the derivative hedging instrument with the changes in cash flows of the designated hedged item or transaction. The ineffective portion of changes in the fair value of the derivatives is recognized directly in earnings.

The Bank’s cash flow hedge positions are all forward starting interest rate swap transactions. The Bank entered into the following forward starting interest rate swap transactions:

(Dollars in thousands)

Notional

Effective Date of

Duration of

Counterparty

Amount

Hedged Borrowing

Borrowing

Type of borrowing:

FHLB 90-day advance

25,000

1-Apr-14

4.7 years

Bank of Montreal

FHLB 90-day advance

25,000

2-Jan-15

5.0 years

Bank of Montreal

This hedge strategy converts the LIBOR based rate of interest on certain FHLB advances to fixed interest rates, thereby protecting the Bank from floating interest rate variability.

Changes in the consolidated statements of comprehensive income related to interest rate derivatives designated as hedges of cash flows were as follows for the year ended December 31, 2014:

(In thousands)

31-Dec-14

Interest rate swap on FHLB advance:

Unrealized loss recognized in accumulated other comprehensive income

(186

)

Income tax benefit on items recognized in accumulated other comprehensive income

Other comprehensive income

(113

)

Interest expense recognized on hedged FHLB advance

264

FAIR_VALUE_OF_FINANCIAL_INSTRU

FAIR VALUE OF FINANCIAL INSTRUMENTS	12 Months Ended
FAIR VALUE OF FINANCIAL INSTRUMENTS	Dec. 31, 2014
Fair Value Disclosures [Abstract]
FAIR VALUE OF FINANCIAL INSTRUMENTS	18. Fair Value of Financial Instruments

	GAAP requires disclosure of fair value information about financial instruments, whether or not recognized in the statements of condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rates and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparisons to independent markets and, in many cases, could not be realized in immediate settlement of the instrument.

	Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates presented herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction. The estimated fair value amounts have been measured as of the respective period-ends, and have not been reevaluated or updated for purposes of these consolidated financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period-end.

	The carrying values, fair values and placement in the fair value hierarchy of the Company’s financial instruments at December 31, 2014 and 2013 were as follows:

		31-Dec-14
		Carrying		Fair
		Value		Value		Level 1		Level 2		Level 3
				(In thousands)
	Financial Assets:
	Cash and due from banks	$	48,559	$	48,559	$	48,559	$	-	$	-
	Available for sale securities		65,009		65,009		-		65,009		-
	Held to maturity securities		11,454		11,470		-		11,470		-
	Loans held for sale		586		586		-		586		-
	Loans receivable, net		915,981		920,031		-		-		920,031
	Accrued interest receivable		3,323		3,323		-		-		3,323
	FHLB stock		6,109		6,109		-		-		6,109

	Financial Liabilities:
	Demand deposits	$	166,030	$	166,030	$	-	$	-	$	166,030
	NOW and money market		276,501		276,501		-		-		276,501
	Savings		84,457		84,457		-		-		84,457
	Time deposits		308,451		310,165		-		-		310,165
	Advances from the FHLB		129,000		128,961		-		-		128,961
	Derivative liability		186		186		-		186		-

		31-Dec-13
		Carrying		Fair
		Value		Value		Level 1		Level 2		Level 3
						(In thousands)
	Financial Assets:
	Cash and due from banks	$	82,013	$	82,013	$	82,013	$	-	$	-
	Available for sale securities		28,597		28,597		-		28,597		-
	Held to maturity securities		13,816		13,815		-		13,815		-
	Loans held for sale		100		100		-		100		-
	Loans receivable, net		621,830		623,876		-		-		623,876
	Accrued interest receivable		2,360		2,360		-		-		2,360
	FHLB stock		4,834		4,834		-		-		4,834

	Financial Liabilities:
	Demand deposits	$	118,618	$	118,618	$	-	$	-	$	118,618
	NOW and money market		238,231		238,231		-		-		238,231
	Savings		107,692		107,692		-		-		107,692
	Time deposits		197,004		197,762		-		-		197,762
	Advances from the FHLB		44,000		43,902		-		-		43,902

	The following methods and assumptions were used by management in estimating the fair value of its financial instruments:

	Cash and due from banks and accrued interest receivable: The carrying amount is a reasonable estimate of fair value.

	Investment securities: Fair values are based on quoted market prices or dealer quotes, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.

	FHLB stock: The carrying value of FHLB stock approximates fair value based on the most recent redemption provisions of the FHLB.

	Loans held for sale: The fair value is based upon prevailing market prices.

	Loans receivable: For variable rate loans which reprice frequently and have no significant change in credit risk, fair values are based on carrying values. The fair value of fixed rate loans are estimated by discounting the future cash flows using the year end rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.

	Derivative asset (liability): The valuation of the Company’s interest rate swap is obtained from a third-party pricing service and is determined using a discounted cash flow analysis on the expected cash flows of each derivative. The pricing analysis is based on observable inputs for the contractual terms of the derivatives, including the period to maturity and interest rate curves.

	Deposits: The fair value of demand deposits, regular savings and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposit and other time deposits is estimated using a discounted cash flow calculation that applies interest rates currently being offered for deposits of similar remaining maturities to a schedule of aggregated expected maturities on such deposits.

Advances from the FHLB: The fair value of the advances is estimated using a discounted cash flow calculation that applies current FHLB interest rates for advances of similar maturity to a schedule of maturities of such advances.

FAIR_VALUE_MEASUREMENTS

FAIR VALUE MEASUREMENTS	12 Months Ended
FAIR VALUE MEASUREMENTS	Dec. 31, 2014
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	19. Fair Value Measurements

	The Company is required to account for certain assets at fair value on a recurring or non-recurring basis. As discussed in Note 1, the Company determines fair value in accordance with GAAP, which defines fair value and establishes a framework for measuring fair value. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair values:

		Level 1 — Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.

		Level 2 — Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.

		Level 3 — Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.

	Valuation techniques based on unobservable inputs are highly subjective and require judgments regarding significant matters such as the amount and timing of future cash flows and the selection of discount rates that may appropriately reflect market and credit risks. Changes in these judgments often have a material impact on the fair value estimates. In addition, since these estimates are as of a specific point in time they are susceptible to material near-term changes.

	Assets and Liabilities measured at fair value on a recurring basis

	The following tables detail the financial instruments carried at fair value on a recurring basis at December 31, 2014 and 2013, and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine the fair value. The Company had no transfers into or out of Levels 1, 2 or 3 during the years ended December 31, 2014 and 2013.


							Fair Value
	(In thousands)		Level 1				Level 2				Level 3

	December 31, 2014:
	Available-for-sale investment securities:
	U.S. Government and agency obligations		$	-			$	24,418			$	-
	State agency and municipal obligations			-				18,584				-
	Corporate bonds			-				16,325				-
	Mortgage backed securities			-				5,682				-
	Derivative Liability			-				(186	)			-

	December 31, 2013:
	Available-for-sale investment securities:
	U.S. Government and agency obligations		$	-			$	5,688			$	-
	State agency and municipal obligations			-				12,132				-
	Corporate bonds			-				9,556				-
	Mortgage backed securities			-				1,211				-

	Available for sale investment securities: The fair value of the Company’s investment securities are estimated by using pricing models or quoted prices of securities with similar characteristics (i.e. matrix pricing) and are classified within Level 2 of the valuation hierarchy.

	Derivative liabilities: The Company’s derivative liabilities consist of an interest rate swap initiated in February 2014 and an interest rate swap initiated in December 2014 as part of management’s strategy to manage interest rate risk. The valuation of the Company’s interest rate swaps are obtained from a third-party pricing service and is determined using a discounted cash flow analysis on the expected cash flows of each derivative. The pricing analysis is based on observable inputs for the contractual terms of the derivatives, including the period to maturity and interest rate curves. The Company has determined that the majority of the inputs used to value its interest rate derivatives fall within Level 2 of the fair value hierarchy.

	Financial instruments measured at fair value on a nonrecurring basis

	Certain assets and liabilities are measured at fair value on a non-recurring basis in accordance with generally accepted accounting principles. These include assets that are measured at the-lower-of-cost-or-market that were recognized at fair value below cost at the end of the period as well as assets that are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances, such as when there is evidence of impairment.


	The following table details the financial instruments carried at fair value on a nonrecurring basis at December 31, 2014 and 2013, and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine the fair value:

			Fair Value
	(In thousands)		Level 1				Level 2				Level 3

	December 31, 2014:
	Impaired loans		$	-			$	-			$	8,281
	Foreclosed real estate			-				-				950

	December 31, 2013:
	Impaired loans		$	-			$	-			$	3,723
	Foreclosed real estate			-				-				829

	The following table presents information about quantitative inputs and assumptions for Level 3 financial instruments carried at fair value on a nonrecurring basis at December 31, 2014 and 2013:

			Fair			Valuation		Unobservable		Range
	(Dollars in thousands)		Value			Methodology		Input		(Weighted Average)

	December 31, 2013:

Impaired loans		$	8,281		Appraisals		Discount for dated appraisals		-
					Discounted cash flows		Discount rate		3.25% to 8.25%

Foreclosed real estate		$	950		Appraisals		Discount for dated appraisals		7.34% to 66.6%

December 31, 2013:

Impaired loans		$	3,723		Appraisals		Discount for dated appraisals		0% to 20.0%
					Discounted cash flows		Discount rate		6.00%

Foreclosed real estate		$	829		Appraisals		Discount for dated appraisals		34.8% to 66.6%

Impaired loans: Loans are generally not recorded at fair value on a recurring basis. Periodically, the Company records nonrecurring adjustments to the carrying value of loans based on fair value measurements for partial charge-offs of the uncollectible portions of those loans. Nonrecurring adjustments also include certain impairment amounts for collateral-dependent loans calculated in accordance with ASC 310-10 when establishing the allowance for credit losses. Such amounts are generally based on the fair value of the underlying collateral supporting the loan. Collateral is typically valued using appraisals or other indications of value based on recent comparable sales of similar properties or other assumptions. Estimates of fair value based on collateral are generally based on assumptions not observable in the marketplace and therefore such valuations have been classified as Level 3. For those loans where the primary source of repayment is cash flow from operations, adjustments include impairment amounts calculated based on the perceived collectability of interest payments on the basis of a discounted cash flow analysis utilizing a discount rate equivalent to the original note rate.

Foreclosed real estate: The Company classifies property acquired through foreclosure or acceptance of deed-in-lieu of foreclosure as foreclosed real estate and repossessed assets in its financial statements. Upon foreclosure, the property securing the loan is written down to fair value less selling costs. The write-down is based upon differences between the appraised value and the book value. Appraisals are based on observable market data such as comparable sales, however assumptions made in determining comparability are unobservable and therefore these assets are classified as Level 3 within the valuation hierarchy

REGULATORY_MATTERS

REGULATORY MATTERS	12 Months Ended
REGULATORY MATTERS	Dec. 31, 2014
Banking and Thrift [Abstract]
REGULATORY MATTERS	20. Regulatory Matters

	The Bank and Company are subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.

	Quantitative measures established by regulation to ensure capital adequacy require the Bank and Company to maintain minimum amounts and ratios of total and Tier I capital to risk-weighted assets and of Tier I capital to average assets, as defined by regulation. Management believes, as of December 31, 2014, the Bank and Company meet all capital adequacy requirements to which they are subject. As of December 31, 2014, the Bank was well capitalized under the regulatory framework for prompt corrective action, as shown in the following schedules. There are no conditions or events since then that management believes have changed this category.

	The capital amounts and ratios for the Bank and Company at December 31, 2014 and 2013, were as follows:

												To be Well
												Capitalized Under
							For Capital					Prompt Corrective
		Actual Capital					Adequacy Purposes					Action Provisions
	(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio

	Bankwell Bank
	31-Dec-14
	Total Capital to Risk-Weighted Assets	$	125,339		13.55	%	$	74,003		8	%	$	92,503		10	%
	Tier I Capital to Risk-Weighted Assets		115,359		12.47	%		37,001		4	%		55,502		6	%
	Tier I Capital to Average Assets		115,359		11.12	%		41,485		4	%		51,856		5	%
	Bankwell Financial Group, Inc.
	31-Dec-14
	Total Capital to Risk-Weighted Assets	$	135,223		14.59	%	$	74,136		8	%		N/A		N/A
	Tier I Capital to Risk-Weighted Assets		125,243		13.51	%		37,068		4	%		N/A		N/A
	Tier I Capital to Average Assets		125,243		11.78	%		42,516		4	%		N/A		N/A


												To be Well
												Capitalized Under
							For Capital					Prompt Corrective
		Actual Capital					Adequacy Purposes					Action Provisions
	(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio

	Bankwell Bank
	31-Dec-13
	Total Capital to Risk-Weighted Assets	$	66,674		10.74	%	$	49,682		8	%	$	62,103		10	%
	Tier I Capital to Risk-Weighted Assets		58,908		9.49	%		24,841		4	%		37,262		6	%
	Tier I Capital to Average Assets		58,908		7.91	%		29,772		4	%		37,215		5	%
	Bankwell Financial Group, Inc.
	31-Dec-13
	Total Capital to Risk-Weighted Assets	$	76,537		12.32	%	$	49,683		8	%		N/A		N/A
	Tier I Capital to Risk-Weighted Assets		68,766		11.07	%		24,841		4	%		N/A		N/A
	Tier I Capital to Average Assets		68,766		9.15	%		30,068		4	%		N/A		N/A

	In July 2013, the Federal Reserve Board, Office of the Comptroller of the Currency and Federal Deposit Insurance Corporation approved final rules to implement the Basel III Capital Framework (Basel III). Basel III will be effective for the Company on January 1, 2015 and phased-in over a multiple year period becoming fully effective on January 1, 2019. Basel III calls for higher quality capital with higher minimum capital level requirements. Consistent with the International Basel Framework, Basel III includes a new minimum ratio of Common Equity Tier I capital to Risk-weighted Assets of 4.5 percent, and a Common Equity Tier I capital conservation buffer of 2.5 percent of risk-weighted assets. Basel III also raises the minimum ratio of Tier I Capital to Risk-weighted Assets from 4.0 percent to 6.0 percent and includes a minimum Leverage Ratio of 4.0 percent. The Company expects to meet all minimum Basel III capital requirements under the final rule when it becomes effective.

	Regulatory Restrictions on dividends

	The ability of the Company to pay dividends depends, in part, on the ability of the Bank to pay dividends to the Company. In accordance with State of Connecticut Banking Rules and Regulations, regulatory approval is required to pay dividends in excess of the Bank’s earnings retained in the current year plus retained earnings from the previous two years. The Bank is also prohibited from paying dividends that would reduce its capital ratios below minimum regulatory requirements.

RELATED_PARTY_TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
RELATED PARTY TRANSACTIONS	Dec. 31, 2014
Related Party Transactions [Abstract]
RELATED PARTY TRANSACTIONS	21. Related Party Transactions

	In the normal course of business, the Company may grant loans to executive officers, directors and members of their immediate families, as defined, and to entities in which these individuals have more than a 10% equity ownership. Such loans are transacted at terms including interest rates, similar to those available to unrelated customers. Changes in loans outstanding to such related parties during the years ending December 31, 2014, 2013 and 2012 were as follows:

		December 31,
		2014			2013			2012
		(In thousands)
	Balance, beginning of year	$	7,346		$	5,260		$	5,098
	Additional loans		6,606			13,775			3,769
	Repayments and changes in status		(6,443	)		(11,689	)		(3,607	)
	Balance, end of year	$	7,509		$	7,346		$	5,260

	Related party deposits aggregated approximately $34.5 million, $44.7 million, and $27.0 million at December 31, 2014, 2013, and 2012, respectively.

	During the years ended December 31, 2014, 2013 and 2012, the Company paid approximately $62 thousand, $862 thousand and $123 thousand, respectively, to related parties for services provided to the Company. The payments were primarily for consulting and legal services.

PARENT_CORPORATION_ONLY_FINANC

PARENT CORPORATION ONLY FINANCIAL STATEMENTS	12 Months Ended
PARENT CORPORATION ONLY FINANCIAL STATEMENTS	Dec. 31, 2014
Parent Corporation Only Financial Statements [Abstract]
PARENT CORPORATION ONLY FINANCIAL STATEMENTS	22. Parent Corporation Only Financial Statements

	The Parent Company operates its wholly-owned subsidiary, Bankwell Bank. The earnings of this subsidiary are recognized by the Company using the equity method of accounting. Accordingly, earnings are recorded as increases in the Company’s investment in the subsidiary and dividends paid reduce the investment in the subsidiary.

	Condensed financial statements of the Parent Company only are as follows:

	Condensed Statements of Financial Condition

			December 31,
			2014				2013
			(Dollars in Thousands)
	ASSETS
	Cash and due from banks		$	6,640			$	7,962
	Investment in subsidiary			119,326				59,627
	Premises and equipment, net			204				289
	Deferred income taxes, net			3,256				2,410
	Other assets			1,644				416
	Total assets		$	131,070			$	70,704

	LIABILITIES AND SHAREHOLDERS’ EQUITY
	Accrued expenses and other liabilities		$	1,860			$	1,219
	Stockholders’ equity			129,210				69,485
	Total liabilities and stockholders’ equity		$	131,070			$	70,704

	Condensed Statements of Income

			Year Ended December 31,
			2014				2013				2012
			(Dollars in Thousands)
	Interest income		$	45			$	26			$	15
	Other income			-				4,167				2,264
	Total income			45				4,193				2,279
	Expenses			1,728				5,711				4,261
	Loss before equity in undistributed earnings of subsidiaries			(1,683	)			(1,518	)			(1,982	)
	Equity in undistributed earnings of subsidiaries			6,251				6,679				3,196
	Net Income		$	4,568			$	5,161			$	1,214




	Condensed Statements of Cash Flows

			For the Years Ended December 31,
			2014				2013				2012
			(Dollars in Thousands)
	Cash flows from operating activities
	Net income		$	4,568			$	5,161			$	1,214
	Adjustments to reconcile net income to net cash provided by operating activities:
	Equity in undistributed earnings			(6,251	)			(6,679	)			(3,196	)
	Increase in other assets			(1,245	)			(97	)			(203	)
	(Decrease) Increase in premises and equipment, net			85				6				(283	)
	Increase in deferred income taxes, net			(846	)			(452	)			(1,508	)
	Increase in other liabilities			641				491				234
	Stock-based compensation			573				259				481
	Net cash used by operating activities			(2,475	)			(1,311	)			(3,261	)

	Cash flows from investing activities
	Cash paid for acquisitions			(3,648	)			(5,035	)			-
	Capital contribution to Bankwell Bank			(40,000	)			-				-
	Net cash used by investing activities			(43,648	)			(5,035	)			-

	Cash flows from financing activities
	Proceeds from exercise of options			207				467				-
	Dividends paid on preferred stock			(110	)			(111	)			(132	)
Proceeds from stock offering			44,704				13,178				-
Net cash provided by financing activities			44,801				13,534				(132	)
Net (decrease) increase in cash and cash equivalents			(1,322	)			7,188				(3,393	)
Cash and cash equivalents:
Beginning of year			7,962				774				4,167
End of period		$	6,640			$	7,962			$	774
Supplemental disclosures of cash flows information:
Cash paid for:
Interest		$	-			$	-			$	-
Income taxes			-				-				-

QUARTERLY_FINANCIAL_INFORMATIO

QUARTERLY FINANCIAL INFORMATION OF BANKWELL FINANCIAL GROUP, INC. (UNAUDITED)	12 Months Ended
	Dec. 31, 2014
Quarterly Financial Information Disclosure [Abstract]
QUARTERLY FINANCIAL INFORMATION OF BANKWELL FINANCIAL GROUP, INC. (UNAUDITED)	23. Quarterly Financial Information of Bankwell Financial Group, Inc.
	(Unaudited)

	The following table presents selected quarterly financial information (unaudited):

			2014
		4th Quarter				3rd Quarter			2nd Quarter			1st Quarter
	Total interest income		$	11,016			$	8,668		$	8,044		$	7,861
	Total interest expense			1,245				1,073			896			715
	Net interest income			9,771				7,595			7,148			7,146
	Provision for loan losses			1,305				566			70			211
	Non-interest income			833				757			682			769
	Non-interest expense			8,344				5,530			5,897			6,041
	Income before income taxes			955				2,256			1,863			1,663
	Provision from income taxes			228				765			636			540
	Net income		$	727			$	1,491		$	1,227		$	1,123
	Net income attributable to common stockholders		$	698			$	1,464		$	1,200		$	1,096

	Earnings per share:
	Basic		$	0.1			$	0.22		$	0.23		$	0.28
	Diluted		$	0.1			$	0.22		$	0.23		$	0.28

			2013
		4th Quarter				3rd Quarter			2nd Quarter			1st Quarter
	Total interest income		$	7,394			$	7,121		$	6,901		$	6,676
	Total interest expense			794				727			653			591
	Net interest income			6,600				6,394			6,248			6,085
	Provision for loan losses			96				47			252			190
	Non-interest income			1,832				1,083			1,524			284
	Non-interest expense			7,060				5,331			5,131			4,598
	Income before income taxes			1,276				2,099			2,389			1,581
	Provision (benefit) from income taxes			(86	)			780			921			569
	Net income		$	1,362			$	1,319		$	1,468		$	1,012
	Net income attributable to common stockholders		$	1,334			$	1,290		$	1,441		$	985

	Earnings per share:
	Basic		$	0.34			$	0.38		$	0.43		$	0.31
	Diluted		$	0.34			$	0.37		$	0.42		$	0.3

NATURE_OF_OPERATIONS_AND_SUMMA1

NATURE OF OPERATIONS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Principles of consolidation	Principles of consolidation

	The consolidated financial statements include the accounts of the Company and the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation.
Use of estimates	Use of estimates

	The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and general practices within the banking industry. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosures of contingent assets and liabilities as of the date of the balance sheet and revenue and expenses for the period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the fair value of acquired assets, the allowance for loan losses, stock-based compensation and derivative instrument valuation.
Segments	Segments

	The Company has one reportable segment. All of the Company’s activities are interrelated, and each activity is dependent and assessed based on how each of the activities of the Company supports the others. For example, lending is dependent upon the ability of the Company to fund itself with deposits and borrowings while managing the interest rate and credit risk. Accordingly, all significant operating decisions are based upon analysis of the Bank as one segment or unit.
Basis of consolidated financial statement presentation	Basis of consolidated financial statement presentation

	The consolidated financial statements as of December 31, 2014 and 2013 and for the years ending December 31, 2014, 2013 and 2012 have been prepared in accordance with GAAP and general practices within the banking industry. Such policies have been followed on a consistent basis.

	Management has evaluated subsequent events for potential recognition or disclosure in the consolidated financial statements through March 13, 2015, the date upon which the Company’s consolidated financial statements were available to be issued. No subsequent events were identified that would have required a change to the consolidated financial statements or disclosure in the notes to the consolidated financial statements.
Significant concentrations of credit risk	Significant concentrations of credit risk

	Most of the Company’s activities are with customers located within Fairfield County and the surrounding region of Connecticut, and declines in property values in these areas could significantly impact the Company. The Company has significant concentrations in commercial real estate loans. Management does not believe they present any special risk. The Company does not have any significant concentrations in any one industry or customer.
Cash and Cash Equivalents and Statement of Cash Flows	Cash and Cash Equivalents and Statement of Cash Flows

	Cash and due from banks and federal funds sold are recognized as cash equivalents in the consolidated statements of cash flows. Federal funds sold generally mature in one day. For purposes of reporting cash flows, all highly liquid debt instruments purchased with an original maturity of three months or less are considered to be cash equivalents. Cash flows from loans and deposits are reported net. The balances of cash and due from banks and federal funds sold, at times, may exceed federally insured limits. The Company has not experienced any losses from such concentrations.
Investment Securities	Investment Securities

	Management determines the appropriate classifications of investment securities at the date individual investment securities are acquired, and the appropriateness of such classifications is reaffirmed at each balance sheet date. The Company’s investment securities are categorized as either available for sale or held to maturity. Held to maturity investments are carried at amortized cost; available for sale securities are carried at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income (loss) as a separate component of capital, net of estimated income taxes.

	Fair value of investment securities is determined by applying the valuation framework in accordance with GAAP, which specifies a hierarchy of valuation techniques based on whether the inputs to those techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions.

	Investment securities are reviewed regularly for other-than-temporary impairment. For debt securities, other-than-temporary impairment is deemed to exist if the present value of the expected future cash flows is less than the amortized cost basis of the security. The credit loss component of an other-than-temporary impairment write-down is recorded in earnings, while the remaining portion of the impairment loss is recognized in other comprehensive income (loss), provided the Company does not intend to sell the underlying debt security and it is more likely than not that the Company will not be required to sell the debt security prior to recovery.

	In determining whether a credit loss exists and the period over which the fair value of the debt security is expected to recover, management considers the following factors: the length of time and extent that fair value has been less than cost, the financial condition and near term prospects of the issuer, any external credit ratings, the level of excess cash flows generated from the underlying collateral supporting the principal and interest payments of the debt securities, the level of credit enhancement provided by the structure and the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value.

	The sale of a held to maturity security within three months of its maturity date or after collection of at least 85% of the principal outstanding at the time the security was acquired is considered a maturity for purposes of classification and disclosure.

	Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains or losses on the sales of securities are recognized at trade date utilizing the specific identification method.
Bank Owned Life Insurance	Bank Owned Life Insurance

	The investment in bank owned life insurance (“BOLI”) represents the cash surrender value of life insurance policies on the lives of certain Bank employees who have provided positive consent allowing the Bank to be the beneficiary of such policies. Increases in the cash value of the policies, as well as insurance proceeds received, are recorded in noninterest income, and are not subject to income taxes. The financial strength of the insurance carrier is reviewed prior to the purchase of BOLI and annually thereafter.
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock

	Federal Home Loan Bank of Boston (“FHLB”) stock is a non-marketable equity security that is carried at cost.
Loans Held For Sale	Loans Held For Sale

	Loans held for sale are those loans which management has the intent to sell in the foreseeable future, and are carried at the lower of aggregate cost or market value. Net unrealized losses, if any, are recognized by a valuation allowance through a charge to noninterest income. Realized gains and losses on the sale of loans are recognized on the settlement date and are determined by the difference between the sale proceeds and the carrying value of the loans.

	Loans may be sold with servicing rights released or retained. At the time of the sale, management determines the value of any retained servicing rights, which represents the present value of the differential between the contractual servicing fee and adequate compensation, defined as the fee a sub-servicer would require to assume the role of servicer, after considering the estimated effects of prepayments. If material, a portion of the gain on the sale of the loan is recognized as due to the value of the servicing rights, and a servicing asset is recorded.
Loans Receivable	Loans Receivable

	Loans receivable that management has the ability and intent to hold for the foreseeable future or until maturity or payoff are stated at their current unpaid principal balances, net of the allowance for loan losses, net deferred loan origination fees and unamortized loan premiums.

	A loan is considered impaired when it is probable that all contractual principal or interest payments due will not be collected in accordance with the terms of the loan agreement. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral, if the loan is collateral dependent. The amount of impairment, if any, and any subsequent changes are recorded as adjustments to the allowance for loan losses.

	Management reviews all nonaccrual loans, other loans past due 90 days or more, and restructured loans for impairment. In most cases, loan payments that are past due less than 90 days are considered minor collection delays and the related loans are not considered to be impaired. Consumer installment loans are considered to be pools of small balance homogeneous loans, which are collectively evaluated for impairment.

	Modifications to a loan are considered to be a troubled debt restructuring (“TDR”) when two conditions are met: 1) the borrower is experiencing financial difficulties and 2) the modification constitutes a concession. Modified terms are dependent upon the financial position and needs of the individual borrower. Debt may be bifurcated with separate terms for each tranche of the restructured debt. The decision to restructure a loan, versus aggressively enforcing the collection of the loan, may benefit the Company by increasing the ultimate probability of collection.

	If a performing loan is restructured into a TDR it remains in performing status. If a nonperforming loan is restructured into a TDR, it continues to be carried in nonaccrual status. Initially, all TDRs are reported as impaired. Nonaccrual classification may be removed if the borrower demonstrates compliance with the modified terms for a minimum of six months. TDR’s are reported as such for at least one year from the date of restructuring. In years after the restructuring, troubled debt restructured loans are removed from this classification if the restructuring agreement specifies a market rate of interest equal to that which would be provided to a borrower with similar credit at the time of restructuring and the loan is not deemed to be impaired based on the modified terms.
Acquired Loans	Acquired Loans

	Loans that the Company acquires in acquisitions are initially recorded at fair value with no carryover of the related allowance for credit losses. Determining the fair value of the loans involves estimating the amount and timing of principal and interest cash flows initially expected to be collected on the loans and discounting those cash flows at an appropriate market rate of interest.

	For loans which meet the criteria stipulated in Accounting Standards Codification (“ASC”) 310-30, “Loans and Debt Securities Acquired with Deteriorated Credit Quality”, the Company recognizes an accretable yield, which is defined as the excess of all cash flows expected at acquisition over the initial fair value of the loan, as interest income on a level-yield basis over the expected remaining life of the loan. The excess of the loan’s contractually required payments over the cash flows expected to be collected is the nonaccretable difference. The nonaccretable difference is not recognized as an adjustment of yield, a loss accrual, or a valuation allowance. After the initial acquisition, the Company continues to evaluate whether the timing and the amount of cash to be collected are reasonably estimated. Subsequent significant increases in cash flows the Company expects to collect will first reduce previously recognized valuation allowance and then be reflected prospectively as an increase to the level yield. Subsequent decreases in expected cash flows may result in the loan being considered impaired. Interest income is not recognized to the extent that the net investment in the loan would increase to an amount greater than the estimated payoff amount.

	For ASC 310-30 loans, the expected cash flows reflect anticipated prepayments, determined on a loan by loan basis, according to the anticipated collection plan of these loans. Prepayments result in the recognition of the nonaccretable balance as current period yield. Changes in prepayment assumptions may change the amount of interest income and principal expected to be collected. The expected prepayments used to determine the accretable yield are consistent between the cash flows expected to be collected and projections of contractual cash flows so as to not affect the nonaccretable difference.

	For loans that do not meet the ASC 310-30 criteria, the Company records interest income on a level yield basis using the contractually required cash flows. The Company subjects loans that do not meet the ASC 310-30 criteria to ASC Topic 450, “Contingencies”, by collectively evaluating these loans for an allowance for loan loss, using the same methodology as loans originated by the Company.

	Acquired loans that met the criteria for nonaccrual of interest prior to the acquisition are considered performing upon acquisition, regardless of whether the customer is contractually delinquent, if the Company can reasonably estimate the timing and amount of the expected cash flows on such loans and if the Company expects to fully collect the new carrying value of the loans. As such, the Company may no longer consider the loan to be nonaccrual or nonperforming and may accrue interest on these loans, including the impact of any accretable yield. The Company has determined that it can reasonably estimate future cash flows on the Company’s current portfolio of acquired loans that are past due 90 days or more, and on which the Company is accruing interest and the Company expects to fully collect the carrying value of the loans.
Allowance For Loan Losses	Allowance For Loan Losses

	The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance for loan losses when management believes the non-collectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance for loan losses.

	The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available.

	The allowance for loan losses consists of specific and general components. The specific component relates to impaired loans that are classified as doubtful, substandard or special mention. For these loans, an allowance is established when the discounted cash flows, collateral value or observable market price of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors, and includes unallocated components maintained to cover uncertainties that could affect management’s estimation of probable losses, and reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.

	Management believes the allowance for loan losses is adequate. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the allowance for loan losses. Such agencies have the authority to require additions to the allowance or charge-offs based on the agencies’ judgments about information available to them at the time of their examination.
Goodwill and Intangibles	Goodwill and Intangibles

	Goodwill and identifiable intangible assets are evaluated for impairment annually or whenever events or changes in circumstances indicate the carrying value of these assets may not be recoverable. When these assets are evaluated for impairment, if the carrying amount exceeds fair value, an impairment charge is recorded to income. The fair value is based on observable market prices, when practicable. Other valuation techniques may be used when market prices are unavailable, including estimated discounted cash flows. This type of analysis contains uncertainties because it requires management to make assumptions and to apply judgment to estimate industry economic factors and the profitability of future business strategies. In the event of future changes in fair value, the Company may be exposed to an impairment charge that could be material.
Interest and Fees on Loans	Interest and Fees on Loans

	Interest on loans is accrued and included in income based on contractual rates applied to principal amounts outstanding. Accrual of interest is discontinued when loan payments are 90 days or more past due, based on contractual terms, or when, in the judgment of management, collectability of the loan or loan interest becomes uncertain. When interest accrual is discontinued, all unpaid accrued interest is reversed against interest income. Subsequent recognition of income occurs only to the extent payment is received subject to management’s assessment of the collectability of the remaining interest and principal. A nonaccrual loan is restored to accrual status when it is no longer delinquent and collectability of interest and principal is no longer in doubt.

	Loan origination fees, net of direct loan origination costs, are deferred and amortized as an adjustment to the loan’s yield generally over the contractual life of the loan, utilizing the interest method.
Foreclosed Real Estate	Foreclosed Real Estate

	Assets acquired through deed in lieu or loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed.
Premises and Equipment	Premises and Equipment

	Premises and equipment are stated at cost, net of accumulated depreciation and amortization. Leasehold improvements are capitalized and amortized over the shorter of the terms of the related leases or the estimated economic lives of the improvements. Depreciation and amortization is charged to operations using the straight-line method over the estimated useful lives of the related assets which range from 3 to 39 years. Gains and losses on dispositions are recognized upon realization. Maintenance and repairs are expensed as incurred and improvements are capitalized.
Income Taxes	Income Taxes

	The Company accounts for certain income and expense items differently for financial reporting purposes than for income tax purposes. Provisions for deferred taxes are being made in recognition of these temporary differences. The Company examines its financial statements, income tax provision and federal and state income tax returns and analyzes its tax positions, including permanent and temporary differences, as well as the major components of income and expense to determine whether a tax benefit is more likely than not to be sustained upon examination by tax authorities. It is the Company’s policy to recognize interest and penalties related to unrecognized tax liabilities within income tax expense in the consolidated statements of income.
Related Party Transactions	Related Party Transactions

	The Company’s Directors, Officers and their affiliates have been customers of and have had transactions with the Bank, and it is expected that such persons will continue to have such transactions in the future. Management believes that all deposits accounts, loans, services and commitments comprising such transactions were made in the ordinary course of business, and on substantially the same terms, including interest rates, as those prevailing at the time for comparable transactions with other customers who are not Directors or Officers.
Stock Compensation	Stock Compensation

	Stock-based compensation expense is measured as of the grant date, based on the fair value of the award, and is recognized as an expense over the requisite service period.
Earnings Per Share	Earnings Per Share

	Basic earnings per share (“EPS”) is computed by dividing income available to common shareholders by the weighted-average number of shares of common stock outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock (such as stock options) were exercised or converted into common stock or resulted in the issuance of common stock that then shared in earnings. Unvested share-based payment awards, which include the right to receive non-forfeitable dividends, are considered to participate with common stock in undistributed earnings for purposes of computing EPS.

	The Company’s unvested restricted stock awards are participating securities, and therefore, are included in the computation of both basic and diluted earnings per common share. EPS is calculated using the two-class method, under which calculations (1) exclude from the numerator any dividends paid or owed on participating securities and any undistributed earnings considered to be attributable to participating securities and (2) exclude from the denominator the dilutive impact of the participating securities.
Comprehensive Income	Comprehensive Income

	Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale securities, are reported as a separate component of the stockholders’ equity section of the balance sheets, such items, along with net income, are components of comprehensive income.
Fair Values of Financial Instruments	Fair Values of Financial Instruments

	The following methods and assumptions were used by management in estimating the fair value of its financial instruments:

	Cash and due from banks, federal funds sold, accrued interest receivable and mortgagors’ escrow accounts: The carrying amount is a reasonable estimate of fair value.

	Investment securities: Fair values are based on quoted market prices or dealer quotes, if available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. The fair value of securities is further classified in accordance with the framework specified in GAAP as discussed in Note 19, Fair Value Measurements.

	FHLB stock: The carrying value of FHLB stock approximates fair value based on the most recent redemption provisions of the FHLB.

	Loans held for sale: The fair value is based upon prevailing market prices.

	Loans receivable: For variable rate loans which reprice frequently and have no significant change in credit risk, fair values are based on carrying values. The fair value of fixed rate loans are estimated by discounting the future cash flows using the year end rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.

	Derivative asset (liability): The valuation of the Company’s interest rate swap is obtained from a third-party pricing service and is determined using a discounted cash flow analysis on the expected cash flows of each derivative. The pricing analysis is based on observable inputs for the contractual terms of the derivatives, including the period to maturity and interest rate curves.

	Deposits: The fair value of demand deposits, regular savings and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposit and other time deposits is estimated using a discounted cash flow calculation that applies interest rates currently being offered for deposits of similar remaining maturities to a schedule of aggregated expected maturities on such deposits.

	Advances from the FHLB: The fair value of the advances is estimated using a discounted cash flow calculation that applies current FHLB interest rates for advances of similar maturity to a schedule of maturities of such advances.
Derivative Instruments	Derivative Instruments

	The Company enters into interest rate swap agreements as part of the Company’s interest rate risk management strategy. Management applies the hedge accounting provisions of Accounting Standards Codification (“ASC”) Topic 815, and formally documents at inception all relationships between hedging instruments and hedged items, as well as its risk management objectives and strategies for undertaking the various hedges. Additionally, the Company uses dollar offset or regression analysis at the hedge’s inception and for each reporting period thereafter, to assess whether the derivative used in its hedging transaction is expected to be and has been highly effective in offsetting changes in the fair value or cash flows of the hedged item. The Company discontinues hedge accounting when it is determined that a derivative is not expected to be or has ceased to be highly effective as a hedge, and then reflects changes in fair value of the derivative in earnings after termination of the hedge relationship.

	The Company has characterized all of its interest rate swaps that qualify under Topic 815 hedge accounting as cash flow hedges. Cash flow hedges are used to minimize the variability in cash flows of assets or liabilities, or forecasted transactions caused by interest rate fluctuations, and are recorded at fair value in other assets within the consolidated balance sheet. Changes in the fair value of these cash flow hedges are initially recorded in accumulated other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings. Any hedge ineffectiveness assessed as part of the Company’s quarterly analysis is recorded directly to earnings.
Reclassification	Reclassification

	Certain prior period amounts have been reclassified to conform to the 2014 financial statement presentation. These reclassifications only changed the reporting categories and did not affect the results of operations or consolidated financial position.
Recent accounting pronouncements	Recent accounting pronouncements

	The following section includes changes in accounting principles and potential effects of new accounting guidance and pronouncements.

	ASU No. 2014-01 - Investments - Equity Method and Joint Ventures (Topic 323) - “Accounting for Investments in Qualified Affordable Housing Projects (a consensus of the FASB Emerging Issues Task Force)”. The ASU permits an entity to make an accounting policy election to account for its investment in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportionate amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit). The decision to apply the proportionate amortization method of accounting should be applied consistently to all qualifying affordable housing project investments. A reporting entity that uses the effective yield or other method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply such method to those preexisting investments. The amendments are effective for annual and interim periods beginning after January 1, 2015. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.

	ASU No. 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40) - “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)”. The ASU clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (i) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (ii) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar agreement. In addition, the amendments require disclosure of both the amount of foreclosed residential real estate property held by the creditor and the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure in accordance with local requirements of the applicable jurisdiction. An entity can elect to adopt the amendments using either a modified retrospective method or a prospective transition method. The amendments are effective for annual and interim periods beginning after January 1, 2015. The Company does not expect the application of this guidance to have a material impact on the Company's financial statements.

	ASU No. 2014-09 - Revenue from Contracts with Customers (Topic 606). The ASU establishes a single comprehensive model for an entity to recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled, and will supersede nearly all existing revenue recognition guidance, to clarify and converge revenue recognition principles under US GAAP and IFRS. The update outlines five steps to recognizing revenue: (i) identify the contracts with the customer; (ii) identify the separate performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the separate performance obligations; (v) recognize revenue when each performance obligation is satisfied. The update requires more comprehensive disclosures, relating to quantitative and qualitative information for amounts, timing, the nature and uncertainty of revenue, and cash flows arising from contracts with customers, which will mainly impact construction and high-tech industries. The most significant potential impact to banking entities relates to less prescriptive derecognition requirements on the sale of OREO property. The amendments are effective for annual and interim periods beginning after January 1, 2017. An entity may elect either a full retrospective or a modified retrospective application. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.

	ASU No. 2014-12, Compensation-Stock Compensation (Topic 718) - “Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (a consensus of the FASB Emerging Issues Task Force)”. The ASU provides explicit guidance to account for a performance target that could be achieved after the requisite service period as a performance condition. For awards within the scope of this Update, the Task Force decided that an entity should apply existing guidance in Topic 718 as it relates to share-based payments with performance conditions that affect vesting. Consistent with that guidance, performance conditions that affect vesting should not be reflected in estimating the fair value of an award at the grant date. Compensation cost should be recognized when it is probable that the performance target will be achieved and should represent the compensation cost attributable to the period for which the requisite service has already been rendered. If the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The amendments are effective for annual and interim periods beginning after January 1, 2016. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.

	ASU No. 2014-14, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40) - “Classification of Certain Government-Guaranteed Residential Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)”. The ASU has been issued to reduce diversity in practice in the classification of foreclosed residential mortgage loans held by creditors that are fully guaranteed under certain government programs, including the Federal Housing Administration guarantees. A residential mortgage loan would be derecognized and a separate other receivable would be recognized upon foreclosure if the loan has both of the following characteristics: (i) the loan has a government guarantee that is not separable from the loan before foreclosure entitling the creditor to the full unpaid principal balance of the loan; and (ii) at the time of foreclosure, the creditor has the intent to make a claim on the guarantee and the ability to recover the full unpaid principal balance of the loan through the guarantee. Notably, upon foreclosure, the separate other receivable would be measured based on the current amount of the loan balance expected to be recovered under the guarantee. The amendments are effective for annual and interim periods beginning after January 1, 2015. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.

	ASU No. 2014-17, Business Combinations (Topic 805) – “Pushdown Accounting (a consensus of the FASB Emerging Issues Task Force)”. Current generally accepted accounting principles (GAAP) offer limited guidance for determining whether and at what threshold an acquiree (acquired entity) can reflect the acquirer’s accounting and reporting basis (pushdown accounting) in its separate financial statements. The objective of this ASU is to provide guidance on whether and at what threshold an acquired entity that is a business or nonprofit activity can apply pushdown accounting in its separate financial statements. The amendments in this Update provide an acquired entity with an option to apply pushdown accounting in its separate financial statements upon occurrence of an event in which an acquirer obtains control of the acquired entity. The amendments in this ASU were effective on November 18, 2014. After the effective date, an acquired entity can make an election to apply the guidance to future change-in-control events or to its most recent change-in-control event. This ASU did not impact the Company’s financial statements and the Company does not expect the application of this guidance will have a material impact on the Company’s financial statements in the future.

	ASU No. 2015-01, Income Statement Extraordinary and Unusual Items (Subtopic 225-20) – “Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items”. Under the existing guidance, an entity is required to separately disclose extraordinary items, net of tax, in the income statement after income from continuing operations if an event or transaction is of an unusual nature and occurs infrequently. Under this ASU, separate, net-of-tax presentation (and corresponding earnings per share impact) will no longer be allowed. The existing requirement to separately present items that are of an unusual nature or occur infrequently on a pre-tax basis within income from continuing operations has been retained. The new guidance also requires similar separate presentation of items that are both unusual and infrequent. The standard is effective for both public and private companies for periods beginning after December 15, 2015. Early adoption is permitted, but only as of the beginning of the fiscal year of adoption. Upon adoption, a reporting entity may elect prospective or retrospective application. If adopted prospectively, both the nature and amount of any subsequent adjustments to previously reported extraordinary items must be disclosed. The Company does not expect the application of this guidance will have a material impact on the Company’s financial statements.

MERGERS_AND_ACQUISITIONS_Table

MERGERS AND ACQUISITIONS (Tables)	12 Months Ended
MERGERS AND ACQUISITIONS (Tables)	Dec. 31, 2014
Wilton Bank ("Wilton")
Business Acquisition [Line Items]
Schedule of recognized amounts of identifiable assets acquired and (liabilities) assumed	Consideration paid: (In thousands)									Amount
	Cash consideration paid to Wilton shareholders									$	5,035

	Recognized amounts of identifiable assets acquired		As Acquired			Fair Value				As Recorded
	and (liabilities) assumed: (In thousands)		As Acquired			Adjustments				at Acquisition
	Cash		$	35,919		$	-			$	35,919
	Held to maturity investments securities			1,022			-				1,022
	Loans			27,097			(2,008	)	a		25,089
	Premises and equipment			4,303			-				4,303
	Other real estate owned			1,895			(450	)	b		1,445
	Core deposit intangibles			-			499		c		499
	Deferred tax assets, net			-			1,997		d		1,997
	Other assets			587			-				587
	Deposits			(64,145	)		(12	)	e		(64,157	)
	Other liabilities			(336	)		-				(336	)
	Total identifiable net assets		$	6,342		$	26				6,368

	Gain on purchase									$	(1,333	)

	Explanation of fair value adjustments:

		a)	The adjustment represents the write down of the book value of loans to their estimated fair value based on current interest rates and expected cash flows, which includes an estimate of expected loan loss inherent in the portfolio.

		b)	The adjustment represents the write down of the book value of foreclosed real estate to their estimated fair value based on current appraisals.

		c)	Represents the economic value of the acquired core deposit base (total deposits less jumbo time deposits). The core deposit intangible will be amortized over an estimated life of 9.3 years based on the double declining balance method of amortization.

		d)	Represents net deferred tax assets resulting from the fair value adjustments related to the acquired assets and liabilities, identifiable intangibles and other purchase accounting adjustments.

		e)	The adjustment represents the fair value of time deposits, which were valued at a premium of 0.11% as they bore slightly higher rates than the prevailing market.
Schedule of acquired loan portfolio subject to purchased credit impaired accounting guidance			November 5,
	(In thousands)		2013

	Contractually required principal and interest at acquisition		$	14,528
	Contractual cash flows not expected to be collected (nonaccretable discount)			(1,412	)
	Expected cash flows at acquisition			13,116
	Interest component of expected cash flows (accretable discount)			(1,513	)
	Fair value of acquired loans		$	11,603
Quinnipiac Bank and Trust Company
Business Acquisition [Line Items]
Schedule of recognized amounts of identifiable assets acquired and (liabilities) assumed	Consideration paid: (In thousands)									Amount
	Cash consideration paid to Quinnipiac shareholders									$	3,648
	Equity consideration paid to Quinnipiac shareholders										9,676
	Total Consideration paid										13,324

	Recognized amounts of identifiable assets acquired		As Acquired			Fair Value				As Recorded
	and (liabilities) assumed: (In thousands)		As Acquired			Adjustments				at Acquisition
	Cash		$	6,195		$	-			$	6,195
	Available for sale investments securities			8,533			(29	)	a		8,504
	Loans			97,103			748		b		97,851
	Premises and equipment			4,046			-				4,046
	Other real estate owned			129			-				129
	Core deposit intangibles			-			530		c		530
	Deferred tax assets, net			1,070			(388	)	d		682
	Other assets			756			-				756
	Deposits			(100,391	)		(252	)	e		(100,643	)
	FHLB advances			(7,000	)		-				(7,000	)
	Other liabilities			(315	)		-				(315	)
	Total identifiable net assets		$	10,126		$	609				10,735

	Goodwill									$	2,589

	Explanation of fair value adjustments:

		a)	The adjustment represents the mark to market adjustment on available for sale investment securities

		b)	The adjustment represents the adjustment of the book value of loans to their estimated fair value based on current interest rates and expected cash flows, which includes an estimate of expected loan loss inherent in the portfolio.

		c)	Represents the economic value of the acquired core deposit base (total deposits less jumbo time deposits). The core deposit intangible will be amortized over an estimated life of 8.8 years based on the double declining balance method of amortization.

		d)	Represents net deferred tax assets resulting from the fair value adjustments related to the acquired assets and liabilities, identifiable intangibles and other purchase accounting adjustments.

		e)	The adjustment represents the fair value of time deposits, which were valued at a premium of 0.57% as they bore somewhat higher rates than the prevailing market.
Schedule of acquired loan portfolio subject to purchased credit impaired accounting guidance			October 1,
	(In thousands)		2014
	Contractually required principal and interest at acquisition		$	1,729
	Contractual cash flows not expected to be collected (nonaccretable discount)			(6	)
	Expected cash flows at acquisition			1,723
	Interest component of expected cash flows (accretable discount)			(478	)
	Fair value of acquired loans		$	1,245

GOODWILL_AND_OTHER_INTANGIBLE_1

GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	12 Months Ended
GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of increase in goodwill		Year Ended
	(In thousands)	31-Dec-14

	Balance, beginning of the period	$	-
	Goodwill acquired:
	Quinnipiac Bank and Trust Company		2,589
	Balance, end of the period	$	2,589
Schedule of carrying amounts and accumulated amortization of amortized intangible assets		Gross Intangible		Accumulated		Net Intangible
		Asset		Amortization		Asset
				(In thousands)
	31-Dec-14
	Core deposit intangible	$	1,029	$	181	$	848

	31-Dec-13
	Core deposit intangible	$	499	$	18	$	481

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	12 Months Ended
INVESTMENT SECURITIES (Tables)	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost, gross unrealized gains and losses and fair values of available for sale and held to maturity securities			31-Dec-14
			Amortized			Gross Unrealized								Fair
			Cost			Gains				Losses				Value
			(In thousands)
	Available for sale securities:
	U.S. Government and agency obligations
	Due in less than one year		$	497		$	9			$	-			$	506
	Due from one through five years			3,998			-				(69	)			3,929
	Due from five through ten years			17,055			27				(79	)			17,003
	Due after ten years			3,004			4				(28	)			2,980
				24,554			40				(176	)			24,418

	State agency and municipal obligations
	Due from five through ten years			9,297			295				(48	)			9,544
	Due after ten years			8,500			544				(4	)			9,040
				17,797			839				(52	)			18,584

	Corporate bonds
	Due in less than one year			5,764			44				(6	)			5,802
	Due from one through five years			4,150			268				-				4,418
	Due from five through ten years			6,121			8				(24	)			6,105
				16,035			320				(30	)			16,325

	Government-sponsored mortgage backed securities
	Due from one through five years			99			1				-				100
	Due after ten years			5,468			131				(17	)			5,582
				5,567			132				(17	)			5,682

	Total available for sale securities		$	63,953		$	1,331			$	(275	)		$	65,009
	Held to maturity securities:
	U.S. Government and agency obligations
	Due in less than one year		$	1,010		$	-			$	-			$	1,010
	State agency and municipal obligations
	Due after ten years			9,179			-				-				9,179
	Corporate bonds
	Due from five through ten years			1,000			-				(15	)			985
	Government-sponsored mortgage backed securities
	Due after ten years			265			31				-				296
	Total held to maturity securities		$	11,454		$	31			$	(15	)		$	11,470


			31-Dec-13
			Amortized			Gross Unrealized								Fair
			Cost			Gains				Losses				Value
			(In thousands)
	Available for sale securities:
	U.S. Government and agency obligations
	Due from one through five years		$	1,000		$	-			$	(17	)		$	983
	Due from five through ten years			4,997			-				(292	)			4,705
				5,997			-				(309	)			5,688
	State agency and municipal obligations
	Due from five through ten years			3,125			152				-				3,277
	Due after ten years			8,480			375				-				8,855
				11,605			527				-				12,132
	Corporate bonds
	Due from one through five years			9,166			411				(11	)			9,566
	Government-sponsored mortgage backed securities
	Due after ten years			1,133			78				-				1,211
	Total available for sale securities		$	27,901		$	1,016			$	(320	)		$	28,597
	Held to maturity securities:
	U.S. Government and agency obligations
	Due from one through five years		$	1,021		$	-			$	(2	)		$	1,019
	State agency and municipal obligations
	Due after ten years			11,461			-				-				11,461
Corporate bonds
Due from five through ten years			1,000			-				(27	)			973
Government-sponsored mortgage backed securities
Due after ten years			334			28				-				362
Total held to maturity securities		$	13,816		$	28			$	(29	)		$	13,815
Schedule of fair value and related unrealized losses of temporarily impaired investment securities, aggregated by investment category			Length of Time in Continuous Unrealized Loss Position
			Less Than 12 Months							12 Months or More							Total
			Fair			Unrealized				Fair				Unrealized			Fair		Unrealized
			Value			Loss				Value				Loss			Value		Loss
										(In thousands)
	31-Dec-14
	U.S. Government and agency obligations		$	4,515		$	(56	)		$	5,878			$	(120	)	$	10,393	$	(176	)
	State agency and municipal obligations			1,771			(52	)			-				-			1,771		(52	)
	Corporate bonds			6,783			(40	)			995				(5	)		7,778		(45	)
	Government-sponsored mortgage backed securities			1,406			(17	)			-				-			1,406		(17	)
	Total investment securities		$	14,475		$	(165	)		$	6,873			$	(125	)	$	21,348	$	(290	)

	31-Dec-13
	U.S. Government and agency obligations		$	5,797		$	(222	)		$	910			$	(89	)	$	6,707	$	(311	)
	Corporate bonds			-			-				1,961				(38	)		1,961		(38	)
	Total investment securities		$	5,797		$	(222	)		$	2,871			$	(127	)	$	8,668	$	(349	)

LOANS_RECEIVABLE_AND_ALLOWANCE1

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Tables)	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Schedule of summary of the loan portfolio		31-Dec-14												December 31, 2013
	(In thousands)	Originated				Acquired				Total				Originated				Acquired			Total

	Real estate loans:
	Residential	$	169,833			$	5,198			$	175,031			$	155,874			$	-		$	155,874
	Commercial		458,506				62,675				521,181				305,823				10,710			316,533
	Construction		62,258				971				63,229				44,187				7,358			51,545
	Home equity		10,226				7,940				18,166				9,625				4,267			13,892
			700,823				76,784				777,607				515,509				22,335			537,844

	Commercial business		120,360				28,899				149,259				92,173				1,393			93,566

	Consumer		243				2,653				2,896				225				377			602
	Total loans		821,426				108,336				929,762				607,907				24,105			632,012

	Allowance for loan losses		(10,860	)			-				(10,860	)			(8,382	)			-			(8,382	)
	Deferred loan origination fees, net		(2,937	)			-				(2,937	)			(1,785	)			(31	)		(1,816	)
	Unamortized loan premiums		16				-				16				16				-			16
	Loans receivable, net	$	807,645			$	108,336			$	915,981			$	597,756			$	24,074		$	621,830
Schedule of activity in the accretable yields for the acquired loan portfolio
	(In thousands)	2014				2013
	Balance at beginning of period	$	1,418			$	-
	Acquisition		478				1,513
	Accretion		(136	)			(95	)
	Other (a)		(378	)			-
	Balance at end of period	$	1,382			$	1,418

	a) Represents changes in cash flows expected to be collected due to loan sales or payoffs.
Schedule of allowance for loan losses		Residential				Commercial												Commercial
		Real Estate				Real Estate				Construction				Home Equity				Business			Consumer			Unallocated			Total
		(In thousands)
	December 31, 2014 Originated
	Beginning balance	$	1,310			$	3,616			$	1,032			$	190			$	2,225		$	9		$	-		$	8,382
	Charge-offs		-				-				-				-				-			(3	)		-			(3	)
	Recoveries		-				-				-				-				4			425			-			429
	Provisions		121				1,864				70				15				409			(427	)		-			2,052
	Ending balance	$	1,431			$	5,480			$	1,102			$	205			$	2,638		$	4		$	-		$	10,860

	Acquired
	Beginning balance	$	-			$	-			$	-			$	-			$	-		$	-		$	-		$	-
	Charge-offs		-				-				(100	)			-				-			-			-			(100	)
	Recoveries		-				-				-				-				-			-			-			-
	Provisions		-				-				100				-				-			-			-			100
	Ending balance	$	-			$	-			$	-			$	-			$	-		$	-		$	-		$	-

	Total
	Beginning balance	$	1,310			$	3,616			$	1,032			$	190			$	2,225		$	9		$	-		$	8,382
	Charge-offs		-				-				(100	)			-				-			(3	)		-			(103	)
	Recoveries		-				-				-				-				4			425			-			429
	Provisions		121				1,864				170				15				409			(427	)		-			2,152
	Ending balance	$	1,431			$	5,480			$	1,102			$	205			$	2,638		$	4		$	-		$	10,860




		Residential				Commercial												Commercial
		Real Estate				Real Estate				Construction				Home Equity				Business			Consumer			Unallocated			Total
		(In thousands)
	December 31, 2013 Originated
	Beginning balance	$	1,230			$	3,842			$	929			$	220			$	1,718		$	2		$	-		$	7,941
	Charge-offs		-				(166	)			-				-				-			(4	)		-			(170	)
	Recoveries		-				-				-				-				-			26			-			26
	Provisions		80				(60	)			103				(30	)			507			(15	)		-			585
	Ending balance	$	1,310			$	3,616			$	1,032			$	190			$	2,225		$	9		$	-		$	8,382

	Acquired
	Beginning balance	$	-			$	-			$	-			$	-			$	-		$	-		$	-		$	-
	Charge-offs		-				-				-				-				-			-			-			-
	Recoveries		-				-				-				-				-			-			-			-
	Provisions		-				-				-				-				-			-			-			-
	Ending balance	$	-			$	-			$	-			$	-			$	-		$	-		$	-		$	-

	Total
	Beginning balance	$	1,230			$	3,842			$	929			$	220			$	1,718		$	2		$	-		$	7,941
	Charge-offs		-				(166	)			-				-				-			(4	)		-			(170	)
	Recoveries		-				-				-				-				-			26			-			26
	Provisions		80				(60	)			103				(30	)			507			(15	)		-			585
	Ending balance	$	1,310			$	3,616			$	1,032			$	190			$	2,225		$	9		$	-		$	8,382

		Residential				Commercial											Commercial
		Real Estate				Real Estate				Construction				Home Equity			Business				Consumer			Unallocated			Total
		(In thousands)
	31-Dec-12
	Beginning balance	$	1,290			$	2,519			$	1,007			$	274			$	1,317		$	11		$	7		$	6,425
	Charge-offs		(261	)			-				(60	)			-				-			(5	)		-			(326	)
	Recoveries		-				-				-				-				-			21			-			21
	Provisions		201				1,323				(18	)			(54	)			401			(25	)		(7	)		1,821
	Ending balance	$	1,230			$	3,842			$	929			$	220			$	1,718		$	2		$	-		$	7,941
Schedule of portfolio segment and impairment methodology, of the allowance for loan losses and related portfolio		Originated Loans								Acquired Loans								Total
		Portfolio				Allowance				Portfolio				Allowance				Portfolio			Allowance
		(In thousands)
	31-Dec-14
	Loans individually evaluated for impairment:
	Residential real estate	$	864			$	-			$	-			$	-			$	864		$	-
	Commercial real estate		4,996				23				-				-				4,996			23
	Construction		-				-				-				-				-			-
	Home equity		91				-				-				-				91			-
	Commercial business		1,701				10				629				-				2,330			10
	Consumer		-				-				-				-				-			-
	Subtotal	$	7,652			$	33			$	629			$	-			$	8,281		$	33
	Loans collectively evaluated for impairment:
	Residential real estate	$	168,969			$	1,431			$	5,198			$	-			$	174,167		$	1,431
	Commercial real estate		453,510				5,457				62,675				-				516,185			5,457
	Construction		62,258				1,102				971				-				63,229			1,102
	Home equity		10,135				205				7,940				-				18,075			205
	Commercial business		118,659				2,628				28,270				-				146,929			2,628
	Consumer		243				4				2,653				-				2,896			4
	Subtotal	$	813,774			$	10,827			$	107,707			$	-			$	921,481		$	10,827

	Total	$	821,426			$	10,860			$	108,336			$	-			$	929,762		$	10,860

		Originated Loans								Acquired Loans								Total
		Portfolio				Allowance				Portfolio				Allowance				Portfolio			Allowance
		(In thousands)
	31-Dec-13
	Loans individually evaluated for impairment:
	Residential real estate	$	1,867			$	73			$	-			$	-			$	1,867		$	73
	Commercial real estate		1,117				56				-				-				1,117			56
	Construction		-				-				-				-				-			-
	Home equity		97				4				-				-				97			4
	Commercial business		642				12				-				-				642			12
	Consumer		-				-				-				-				-			-
	Subtotal	$	3,723			$	145			$	-			$	-			$	3,723		$	145
	Loans collectively evaluated for impairment:
	Residential real estate	$	154,007			$	1,237			$	-			$	-			$	154,007		$	1,237
	Commercial real estate		304,706				3,560				10,710				-				315,416			3,560
	Construction		44,187				1,032				7,358				-				51,545			1,032
	Home equity		9,528				187				4,267				-				13,795			187
	Commercial business		91,531				2,212				1,393				-				92,924			2,212
	Consumer		225				9				377				-				602			9
	Subtotal	$	604,184			$	8,237			$	24,105			$	-			$	628,289		$	8,237

	Total	$	607,907			$	8,382			$	24,105			$	-			$	632,012		$	8,382
Schedule of loan portfolio quality indicators by portfolio segment		Commercial Credit Quality Indicators
		At December 31, 2014												At December 31, 2013
		Commercial								Commercial				Commercial							Commercial
		Real Estate				Construction				Business				Real Estate				Construction			Business
		(In thousands)
	Originated loans:
	Pass	$	452,974			$	62,258			$	115,323			$	304,469			$	44,187		$	91,093
	Special mention		2,096				-				5,037				237				-			438
	Substandard		3,436				-				-				1,117				-			642
	Doubtful		-				-				-				-				-			-
	Loss		-				-				-				-				-			-
	Total originated loans		458,506				62,258				120,360				305,823				44,187			92,173
	Acquired loans:
	Pass		61,017				136				27,074				10,351				4,689			825
	Special mention		-				-				659				24				161			252
	Substandard		1,658				835				1,166				335				2,508			316
	Doubtful		-				-				-				-				-			-
	Loss		-				-				-				-				-			-
	Total acquired loans		62,675				971				28,899				10,710				7,358			1,393
	Total	$	521,181			$	63,229			$	149,259			$	316,533			$	51,545		$	93,566



		Residential and Consumer Credit Quality Indicators
		At December 31, 2014												At December 31, 2013
		Residential												Residential
		Real Estate				Home Equity				Consumer				Real Estate				Home Equity			Consumer
		(In thousands)
	Originated loans:
	Pass	$	168,969			$	10,135			$	243			$	153,443			$	9,447		$	225
	Special mention		864				91				-				2,431				178			-
	Substandard		-				-				-				-				-			-
	Doubtful		-				-				-				-				-			-
	Loss		-				-				-				-				-			-
	Total originated loans		169,833				10,226				243				155,874				9,625			225
	Acquired loans:
	Pass		5,022				7,925				2,653				-				4,221			234
	Special mention		-				-				-				-				-			143
	Substandard		176				15				-				-				46			-
	Doubtful		-				-				-				-				-			-
	Loss		-				-				-				-				-			-
	Total acquired loans		5,198				7,940				2,653				-				4,267			377
	Total	$	175,031			$	18,166			$	2,896			$	155,874			$	13,892		$	602
Schedule of information with respect to our loan portfolio delinquencies by portfolio segment and amount		As of December 31, 2014
																					Carrying
																					Amount > 90
		31-60 Days				61-90 Days				Greater Than				Total Past							Days and
		Past Due				Past Due				90 Days				Due				Current			Accruing
		(In thousands)
	Originated Loans
	Real estate loans:
	Residential real estate	$	-			$	-			$	-			$	-			$	169,833		$	-
	Commercial real estate		-				-				3,436				3,436				455,070			216
	Construction		-				-				-				-				62,258			-
	Home equity		-				-				-				-				10,226			-
	Commercial business		-				-				-				-				120,360			-
	Consumer		-				-				-				-				243			-
	Total originated loans		-				-				3,436				3,436				817,990			216
	Acquired Loans
	Real estate loans:
	Residential real estate		339				-				294				633				4,565			176
	Commercial real estate		685				677				836				2,198				60,477			466
	Construction		-				-				835				835				136			835
	Home equity		-				40				-				40				7,900			-
	Commercial business		178				386				305				869				28,030			305
	Consumer		3				-				-				3				2,650			-
	Total acquired loans		1,205				1,103				2,270				4,578				103,758			1,782
	Total loans	$	1,205			$	1,103			$	5,706			$	8,014			$	921,748		$	1,998

		As of December 31, 2013
																					Carrying
																					Amount > 90
		31-60 Days				61-90 Days				Greater Than				Total Past							Days and
		Past Due				Past Due				90 Days				Due				Current			Accruing
		(In thousands)
	Originated Loans
	Real estate loans:
	Residential real estate	$	-			$	-			$	1,003			$	1,003			$	154,871		$	-
	Commercial real estate		-				-				-				-				305,823			-
	Construction		-				-				-				-				44,187			-
	Home equity		-				-				-				-				9,625			-
	Commercial business		-				-				-				-				92,173			-
	Consumer		-				-				-				-				225			-
	Total originated loans		-				-				1,003				1,003				606,904			-
	Acquired Loans
	Real estate loans:
	Residential real estate		-				-				-				-				-			-
	Commercial real estate		-				-				797				797				9,913			797
	Construction		-				-				2,508				2,508				4,850			2,508
	Home equity		-				-				-				-				4,267			-
	Commercial business		-				-				315				315				1,078			315
	Consumer		-				-				-				-				377			-
	Total acquired loans		-				-				3,620				3,620				20,485			3,620
	Total loans	$	-			$	-			$	4,623			$	4,623			$	627,389		$	3,620
Schedule of nonaccrual loans by portfolio segment		December 31,
		2014			2013
		(In thousands)

	Residential real estate	$	-			$	1,003
	Commercial real estate		3,220				-
	Commercial business		142				-

	Total	$	3,362			$	1,003
Schedule of summarizes impaired loans		As of and for the Year Ended December 31, 2014
						Unpaid								Average				Interest
		Carrying				Principal				Associated				Carrying				Income
		Amount				Balance				Allowance				Amount				Recognized
	Originated									(In thousands)
	Impaired loans without a valuation allowance:
	Residential real estate	$	864			$	864			$	-			$	864			$	28
	Commercial real estate		4,543				4,544				-				4,034				223
	Home equity		91				91				-				95				3
	Commercial business		1,145				1,153				-				1,226				52
	Total impaired loans without a valuation allowance	$	6,643			$	6,652			$	-			$	6,219			$	306

	Impaired loans with a valuation allowance:
	Commercial real estate	$	453			$	453			$	23			$	457			$	29
	Commercial business		556				556				10				596				32
	Total impaired loans with a valuation allowance	$	1,009			$	1,009			$	33			$	1,053			$	61
	Total originated impaired loans	$	7,652			$	7,661			$	33			$	7,272			$	367

	Acquired
	Impaired loans without a valuation allowance:
	Commercial business	$	629			$	629			$	-			$	607			$	28
	Total impaired loans without a valuation allowance	$	629			$	629			$	-			$	607			$	28

	Impaired loans with a valuation allowance:
	Total impaired loans with a valuation allowance	$	-			$	-			$	-			$	-			$	-
	Total acquired impaired loans	$	629			$	629			$	-			$	607			$	28

		As of and for the Year Ended December 31, 2013
						Unpaid								Average				Interest
		Carrying				Principal				Associated				Carrying				Income
		Amount				Balance				Allowance				Amount				Recognized
	Originated									(In thousands)
	Impaired loans without a valuation allowance:
	Total impaired loans without a valuation allowance	$	-			$	-			$	-			$	-			$	-

	Impaired loans with a valuation allowance:
	Residential real estate	$	1,867			$	1,880			$	73			$	1,896			$	36
	Commercial real estate		1,117				1,117				56				1,127				56
	Home equity		97				97				4				221				7
	Commercial business		642				642				12				680				37
	Total impaired loans with a valuation allowance	$	3,723			$	3,736			$	145			$	3,924			$	136
	Total originated impaired loans	$	3,723			$	3,736			$	145			$	3,924			$	136

	Acquired
	Impaired loans without a valuation allowance:
	Total impaired loans without a valuation allowance	$	-			$	-			$	-			$	-			$	-

	Impaired loans with a valuation allowance:
	Total impaired loans with a valuation allowance	$	-			$	-			$	-			$	-			$	-
	Total acquired impaired loans	$	-			$	-			$	-			$	-			$	-


		As of and for the Year Ended December 31, 2012
					Unpaid								Average				Interest
		Carrying			Principal				Associated				Carrying				Income
		Amount				Balance				Allowance				Amount			Recognized
	Impaired loans without a valuation allowance:
	Residential real estate	$	2,137			$	2,137			$	-			$	2,273			$	47

	Impaired loans with a valuation allowance:
	Commercial real estate		1,817				1,817				249				2,461				44
	Commercial business		194				194				9				198				14
	Total impaired loans with a valuation allowance	$	2,011			$	2,011			$	258			$	2,659			$	58
	Total impaired loans	$	4,148			$	4,148			$	258			$	4,932			$	105
Schedule of loans whose terms were modified as TDRs during the periods										Outstanding Recorded Investment
		Number of Loans								Pre-Modification								Post-Modification
	(Dollars in thousands)	2014				2013				2014				2013				2014			2013

	Years ended December 31,
	Commercial real estate		2				-			$	1,317			$	-			$	1,317		$	-
	Home equity		-				1				-				97				-			97
	Commercial business		4				-				782				-				782			-
	Total		6				1			$	2,099			$	97			$	2,099		$	97
Schedule of information on how loans were modified as a TDR		December 31,
		2014				2013
		(In thousands)
	Maturity/amortization concession	$	946			$	97
	Payment concession		1,153				-
	Total	$	2,099			$	97

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
PREMISES AND EQUIPMENT (Tables)	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
Schedule of premises and equipment		December 31,
		2014			2013
		(In thousands)

	Land	$	2,300		$	1,450
	Building		6,346			3,544
	Leasehold improvements		4,280			3,157
	Furniture and fixtures		1,842			1,456
	Equipment		3,221			2,090
			17,989			11,697
	Accumulated depreciation and amortization		(6,079	)		(4,637	)
	Premises and equipment, net	$	11,910		$	7,060

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
DEPOSITS (Tables)	Dec. 31, 2014
Deposits [Abstract]
Schedule of deposits		December 31,
		2014		2013
		(In thousands)
	Noninterest bearing demand deposit accounts	$	166,030	$	118,618
	Interest bearing accounts:
	NOW and money market		276,501		238,231
	Savings		84,457		107,692
	Time certificates of deposit		308,451		197,004
	Total interest bearing accounts		669,409		542,927
	Total deposits	$	835,439	$	661,545
Schedule of contractual maturities of time certificates of deposit		2014		2013
	Period Ending December 31,	(In thousands)
	2014	$	-	$	1,718
	2015		1,788		1,714
	2016		1,767		1,196
	2017		1,159		1,165
	2018		829		914
	Thereafter		3,743		4,190
		$	9,286	$	10,897

Schedule of interest expense by account type		Years Ended December 31,
		2014		2013		2012
				(In thousands)

	NOW and money market	$	894	$	547	$	657
	Savings		302		543		846
	Time certificates of deposit		2,099		1,143		864

	Total interest expense on deposits	$	3,295	$	2,233	$	2,367

FEDERAL_HOME_LOAN_BANK_ADVANCE1

FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS (Tables)	12 Months Ended
	Dec. 31, 2014
Advances from Federal Home Loan Banks [Abstract]
Schedule of FHLB advances with maturity dates and weighted average rates			December 31,
			2014						2013
					Weighted						Weighted
		Amount			Average			Amount			Average
	(Dollars in thousands)		Due		Rate				Due		Rate

	Year of Maturity:
	2014			-		-				22,000		0.5
	2015			109,000		0.31				2,000		2.75
	2017			20,000		0.99				20,000		0.99

	Total advances		$	129,000		0.42	%		$	44,000		0.83	%

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	12 Months Ended
COMMITMENTS AND CONTINGENCIES (Tables)	Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]
Schedule of future minimum rental commitments		2014		2013
	Period Ending December 31,	(In thousands)
	2014	$	-	$	1,718
	2015		1,788		1,714
	2016		1,767		1,196
	2017		1,159		1,165
	2018		829		914
	Thereafter		3,743		4,190
		$	9,286	$	10,897

Schedule of financial instruments whose contract amounts represented credit risk
		December 31,
		2014		2013
		(In thousands)
	Commitments to extend credit:
	Loan commitments	$	83,013	$	61,633
	Undisbursed construction loans		61,095		44,670
	Unused home equity lines of credit		12,340		11,575
		$	156,448	$	117,878

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
INCOME TAXES (Tables)	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Schedule of income tax expense		2014			2013			2012
		(In thousands)
	Current provision:
	Federal	$	2,147		$	1,944		$	1,018
	State		718			597			416
	Total current		2,865			2,541			1,434

	Deferred provision:
	Federal		(557	)		(385	)		(508	)
	State		(139	)		28			(269	)
	Total deferred		(696	)		(357	)		(777	)
	Total income tax expense	$	2,169		$	2,184		$	657
Schedule of reconciliation of the anticipated income tax expense		December 31,
		2014			2013			2012
		(In thousands)

	Income tax expense at statutory federal rate	$	2,291		$	2,497		$	636
	State tax expense, net of federal tax effect		259			239			161
	Gain from bargain purchase		-			(453	)		-
	Income exempt from tax		(523	)		(294	)		(281	)
	Other items, net		19			21			205
	Income tax expense before change in valuation allowance		2,046			2,010			721
	Change in valuation allowance		123			174			(64	)
	Income tax expense	$	2,169		$	2,184		$	657
Schedule of components of deferred tax assets and liabilities		December 31,
		2014			2013
		(In thousands)
	Deferred tax assets:
	Allowance for loan losses	$	4,314		$	3,348
	Net operating loss carryforwards		1,539			1,479
	Purchase accounting adjustments		504			1,094
	Deferred fees		1,144			707
	Deferred Expenses		916			271
	Start-up costs		346			213
	Unrealized loss on derivatives		73			-
	Other		647			512
	Gross deferred tax assets		9,483			7,624
	Valuation allowance		(806	)		(682	)
	Deferred tax receivable, net of valuation allowance		8,677			6,942

	Deferred tax liabilities:
	Tax bad debt reserve		740			499
	Depreciation		370			327
	Unrealized gain on available for sale securities		411			271
	Gross deferred tax liabilities		1,521			1,097
	Net deferred tax asset	$	7,156		$	5,845

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	12 Months Ended
EARNINGS PER SHARE (Tables)	Dec. 31, 2014
Earnings Per Share [Abstract]
Schedule of reconciliation of earnings available to common stockholders and basic weighted-average common shares outstanding to diluted weighted average common shares outstanding		For the Years Ended December 31,
		2014			2013			2012
		(In thousands, except per share data)
	Net income	$	4,568		$	5,161		$	1,214
	Preferred stock dividends and net accretion		(110	)		(111	)		(132	)
	Dividends and undistributed earnings allocated to participating securities		(81	)		(89	)		-
	Net income for earnings per share calculation	$	4,377		$	4,961		$	1,082
	Weighted average shares outstanding, basic		5,578			3,395			2,768
	Effect of dilutive equity-based awards		28			56			97
	Weighted average shares outstanding, diluted		5,606			3,451			2,865
	Net earnings per common share:
	Basic earnings per common share	$	0.78		$	1.46		$	0.39
	Diluted earnings per common share		0.78			1.44			0.38

STOCKBASED_COMPENSATION_PLANS_

STOCK-BASED COMPENSATION PLANS (Tables)	12 Months Ended
STOCK-BASED COMPENSATION PLANS (Tables)	Dec. 31, 2014
Compensation and Retirement Disclosure [Abstract]
Schedule of weighted average assumptions for the grants		Year Ended
		December 31,
		2012

	Weighted average expected lives, in years		7.5
	Risk-free interest rate		1.81	%
	Expected stock price volatility		35	%
	Expected annual forfeiture rate		6	%
Schedule of status of outstanding stock options								December 31,
		2014						2013								2012
		Number			Weighted			Number				Weighted				Number				Weighted
		of			Average			of				Average				of				Average
		Shares			Exercise			Shares				Exercise				Shares				Exercise
					Price							Price								Price

	Options outstanding at beginning of period		208,568		$	16.67			272,358			$	15.23				277,558			$	14.6
	Granted		-			-			-				-				9,650				15
	Issued resulting from Acquisitions		61,040			17.86			-				-				-				-
	Forfeited		(4,270	)		18.32			(4,080	)			17.42				(14,850	)			13.13
	Exercised		(20,305	)		10.17			(46,640	)			10.02				-				-
	Expired		(40,240	)		17.77			(13,070	)			10				-				-
	Options outstanding at end of period		204,793			17.42			208,568				16.67				272,358				15.23

	Options exercisable at end of period		193,432			17.55			188,852				16.84				241,237				15.23
	Weighted-average fair value of options granted during the period					N/A							N/A							$	6.54
Schedule of activity for restricted stock							December 31,
		2014					2013							2012
		Number				Weighted		Number				Weighted			Number				Weighted
		of				Average		of				Average			of				Average
		Shares				Grant Date		Shares				Grant Date			Shares				Grant Date
						Fair Value						Fair Value							Fair Value
	Unvested at beginning of period		122,140		$	15.98		49,500			$	15			30,000			$	15.96
	Granted		127,610			19.09		87,456				16.38			49,500				15
	Vested		(32,237	)		17.62		(12,900	)			14.92			(30,000	)			15.96
	Forfeited		(51,651	)		15.89		(1,916	)			15.95			-				-
	Unvested at end of period		165,862			18.08		122,140				15.98			49,500				15

COMPREHENSIVE_INCOME_Tables

COMPREHENSIVE INCOME (Tables)	12 Months Ended
COMPREHENSIVE INCOME (Tables)	Dec. 31, 2014
Comprehensive Income [Abstract]
Schedule of changes in accumulated other comprehensive income (loss) by component		Net Unrealized Gain			Net Unrealized Gain
		(Loss) on Available			(Loss) on Interest			Total
		for Sale Securities			Rate Swap
					(In thousands)
	Balance at December 31, 2013	$	424		$	-		$	424
	Other comprehensive income (loss) before reclassifications		220			(113	)		107
	Amounts reclassified from accumulated other comprehensive income		-			-			-
	Net other comprehensive income (loss)		220			(113	)		107
	Balance at December 31, 2014	$	644		$	(113	)	$	531


		Net Unrealized Gain
		(Loss) on Available
		for Sale Securities
		(In thousands)
	Balance at December 31, 2011	$	810
	Other comprehensive loss before reclassifications		701
	Amounts reclassified from accumulated other comprehensive income		-
	Net other comprehensive loss		701
	Balance at December 31, 2012	$	1,511
	Other comprehensive loss before reclassifications		(1,087	)
	Amounts reclassified from accumulated other comprehensive income		-
	Net other comprehensive loss		(1,087	)
	Balance at December 31, 2013	$	424

DERIVATIVE_INSTRUMENTS_Tables

DERIVATIVE INSTRUMENTS (Tables)

12 Months Ended

Dec. 31, 2014

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Schedule of derivative instruments

(Dollars in thousands)

Notional

Maturity

Received

Paid

Fair

Amount

Value

Cash flow hedge:

Interest rate swap on FHLB advance

25,000

4.7 years

0.26

1.62

(73

)

Interest rate swap on forward -starting FHLB advance

25,000

5.0 years

0.26

1.83

(113

)

Schedule of interest rate swap transactions

(Dollars in thousands)

Notional

Effective Date of

Duration of

Counterparty

Amount

Hedged Borrowing

Borrowing

Type of borrowing:

FHLB 90-day advance

25,000

1-Apr-14

4.7 years

Bank of Montreal

FHLB 90-day advance

25,000

2-Jan-15

5.0 years

Bank of Montreal

Schedule of changes in the consolidated statements of comprehensive income related to interest rate derivatives designated as hedges of cash flows

(In thousands)

31-Dec-14

Interest rate swap on FHLB advance:

Unrealized loss recognized in accumulated other comprehensive income

(186

)

Income tax benefit on items recognized in accumulated other comprehensive income

Other comprehensive income

(113

)

Interest expense recognized on hedged FHLB advance

264

FAIR_VALUE_OF_FINANCIAL_INSTRU1

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Schedule of carrying values and fair values of the Company s financial instruments
		31-Dec-14
		Carrying		Fair
		Value		Value		Level 1		Level 2		Level 3
				(In thousands)
	Financial Assets:
	Cash and due from banks	$	48,559	$	48,559	$	48,559	$	-	$	-
	Available for sale securities		65,009		65,009		-		65,009		-
	Held to maturity securities		11,454		11,470		-		11,470		-
	Loans held for sale		586		586		-		586		-
	Loans receivable, net		915,981		920,031		-		-		920,031
	Accrued interest receivable		3,323		3,323		-		-		3,323
	FHLB stock		6,109		6,109		-		-		6,109

	Financial Liabilities:
	Demand deposits	$	166,030	$	166,030	$	-	$	-	$	166,030
	NOW and money market		276,501		276,501		-		-		276,501
	Savings		84,457		84,457		-		-		84,457
	Time deposits		308,451		310,165		-		-		310,165
	Advances from the FHLB		129,000		128,961		-		-		128,961
	Derivative liability		186		186		-		186		-

		31-Dec-13
		Carrying		Fair
		Value		Value		Level 1		Level 2		Level 3
						(In thousands)
	Financial Assets:
	Cash and due from banks	$	82,013	$	82,013	$	82,013	$	-	$	-
	Available for sale securities		28,597		28,597		-		28,597		-
	Held to maturity securities		13,816		13,815		-		13,815		-
	Loans held for sale		100		100		-		100		-
	Loans receivable, net		621,830		623,876		-		-		623,876
	Accrued interest receivable		2,360		2,360		-		-		2,360
	FHLB stock		4,834		4,834		-		-		4,834

	Financial Liabilities:
	Demand deposits	$	118,618	$	118,618	$	-	$	-	$	118,618
	NOW and money market		238,231		238,231		-		-		238,231
	Savings		107,692		107,692		-		-		107,692
	Time deposits		197,004		197,762		-		-		197,762
	Advances from the FHLB		44,000		43,902		-		-		43,902

FAIR_VALUE_MEASUREMENTS_Tables

FAIR VALUE MEASUREMENTS (Tables)	12 Months Ended
FAIR VALUE MEASUREMENTS (Tables)	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Schedule of financial instruments carried at fair value on a recurring basis					Fair Value
	(In thousands)	Level 1			Level 2				Level 3

	December 31, 2014:
	Available-for-sale investment securities:
	U.S. Government and agency obligations	$	-		$	24,418			$	-
	State agency and municipal obligations		-			18,584				-
	Corporate bonds		-			16,325				-
	Mortgage backed securities		-			5,682				-
	Derivative Liability		-			(186	)			-

	December 31, 2013:
	Available-for-sale investment securities:
	U.S. Government and agency obligations	$	-		$	5,688			$	-
	State agency and municipal obligations		-			12,132				-
	Corporate bonds		-			9,556				-
	Mortgage backed securities		-			1,211				-
Schedule of financial instruments carried at fair value on a nonrecurring basis		Fair Value
	(In thousands)	Level 1			Level 2				Level 3

	December 31, 2014:
	Impaired loans	$	-		$	-			$	8,281
	Foreclosed real estate		-			-				950

	December 31, 2013:
	Impaired loans	$	-		$	-			$	3,723
	Foreclosed real estate		-			-				829
Schedule of quantitative inputs and assumptions for Level 3 financial instruments carried at fair value on a nonrecurring basis		Fair		Valuation		Unobservable		Range
	(Dollars in thousands)	Value		Methodology		Input		(Weighted Average)

	December 31, 2013:

	Impaired loans	$	8,281	Appraisals		Discount for dated appraisals		-
				Discounted cash flows		Discount rate		3.25% to 8.25%

	Foreclosed real estate	$	950	Appraisals		Discount for dated appraisals		7.34% to 66.6%

	December 31, 2013:

	Impaired loans	$	3,723	Appraisals		Discount for dated appraisals		0% to 20.0%
				Discounted cash flows		Discount rate		6.00%

	Foreclosed real estate	$	829	Appraisals		Discount for dated appraisals		34.8% to 66.6%

REGULATORY_MATTERS_Tables

REGULATORY MATTERS (Tables)	12 Months Ended
REGULATORY MATTERS (Tables)	Dec. 31, 2014
Banking and Thrift [Abstract]
Schedule of capital amounts and ratios												To be Well
												Capitalized Under
							For Capital					Prompt Corrective
		Actual Capital					Adequacy Purposes					Action Provisions
	(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio

	Bankwell Bank
	31-Dec-14
	Total Capital to Risk-Weighted Assets	$	125,339		13.55	%	$	74,003		8	%	$	92,503		10	%
	Tier I Capital to Risk-Weighted Assets		115,359		12.47	%		37,001		4	%		55,502		6	%
	Tier I Capital to Average Assets		115,359		11.12	%		41,485		4	%		51,856		5	%
	Bankwell Financial Group, Inc.
	31-Dec-14
	Total Capital to Risk-Weighted Assets	$	135,223		14.59	%	$	74,136		8	%		N/A		N/A
	Tier I Capital to Risk-Weighted Assets		125,243		13.51	%		37,068		4	%		N/A		N/A
	Tier I Capital to Average Assets		125,243		11.78	%		42,516		4	%		N/A		N/A


												To be Well
												Capitalized Under
							For Capital					Prompt Corrective
		Actual Capital					Adequacy Purposes					Action Provisions
	(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio

	Bankwell Bank
	31-Dec-13
	Total Capital to Risk-Weighted Assets	$	66,674		10.74	%	$	49,682		8	%	$	62,103		10	%
	Tier I Capital to Risk-Weighted Assets		58,908		9.49	%		24,841		4	%		37,262		6	%
	Tier I Capital to Average Assets		58,908		7.91	%		29,772		4	%		37,215		5	%
	Bankwell Financial Group, Inc.
	31-Dec-13
	Total Capital to Risk-Weighted Assets	$	76,537		12.32	%	$	49,683		8	%		N/A		N/A
	Tier I Capital to Risk-Weighted Assets		68,766		11.07	%		24,841		4	%		N/A		N/A
	Tier I Capital to Average Assets		68,766		9.15	%		30,068		4	%		N/A		N/A

RELATED_PARTY_TRANSACTIONS_Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
RELATED PARTY TRANSACTIONS (Tables)	Dec. 31, 2014
Related Party Transactions [Abstract]
Schedule of changes in loans outstanding		December 31,
		2014			2013			2012
		(In thousands)
	Balance, beginning of year	$	7,346		$	5,260		$	5,098
	Additional loans		6,606			13,775			3,769
	Repayments and changes in status		(6,443	)		(11,689	)		(3,607	)
	Balance, end of year	$	7,509		$	7,346		$	5,260

PARENT_CORPORATION_ONLY_FINANC1

PARENT CORPORATION ONLY FINANCIAL STATEMENTS (Tables)	12 Months Ended
PARENT CORPORATION ONLY FINANCIAL STATEMENTS (Tables)	Dec. 31, 2014
Parent Corporation Only Financial Statements [Abstract]
Schedule of condensed Statements of Financial Condition	Condensed Statements of Financial Condition

		December 31,
		2014			2013
		(Dollars in Thousands)
	ASSETS
	Cash and due from banks	$	6,640		$	7,962
	Investment in subsidiary		119,326			59,627
	Premises and equipment, net		204			289
	Deferred income taxes, net		3,256			2,410
	Other assets		1,644			416
	Total assets	$	131,070		$	70,704

	LIABILITIES AND SHAREHOLDERS’ EQUITY
	Accrued expenses and other liabilities	$	1,860		$	1,219
	Stockholders’ equity		129,210			69,485
	Total liabilities and stockholders’ equity	$	131,070		$	70,704
Schedule of condensed Statements of Income	Condensed Statements of Income

		Year Ended December 31,
		2014			2013			2012
		(Dollars in Thousands)
	Interest income	$	45		$	26		$	15
	Other income		-			4,167			2,264
	Total income		45			4,193			2,279
	Expenses		1,728			5,711			4,261
	Loss before equity in undistributed earnings of subsidiaries		(1,683	)		(1,518	)		(1,982	)
	Equity in undistributed earnings of subsidiaries		6,251			6,679			3,196
	Net Income	$	4,568		$	5,161		$	1,214
Schedule of condensed Statements of Cash Flows	Condensed Statements of Cash Flows

		For the Years Ended December 31,
		2014			2013			2012
		(Dollars in Thousands)
	Cash flows from operating activities
	Net income	$	4,568		$	5,161		$	1,214
	Adjustments to reconcile net income to net cash provided by operating activities:
	Equity in undistributed earnings		(6,251	)		(6,679	)		(3,196	)
	Increase in other assets		(1,245	)		(97	)		(203	)
	(Decrease) Increase in premises and equipment, net		85			6			(283	)
	Increase in deferred income taxes, net		(846	)		(452	)		(1,508	)
	Increase in other liabilities		641			491			234
	Stock-based compensation		573			259			481
	Net cash used by operating activities		(2,475	)		(1,311	)		(3,261	)

	Cash flows from investing activities
	Cash paid for acquisitions		(3,648	)		(5,035	)		-
	Capital contribution to Bankwell Bank		(40,000	)		-			-
	Net cash used by investing activities		(43,648	)		(5,035	)		-

	Cash flows from financing activities
	Proceeds from exercise of options		207			467			-
	Dividends paid on preferred stock		(110	)		(111	)		(132	)
	Proceeds from stock offering		44,704			13,178			-
	Net cash provided by financing activities		44,801			13,534			(132	)
	Net (decrease) increase in cash and cash equivalents		(1,322	)		7,188			(3,393	)
	Cash and cash equivalents:
	Beginning of year		7,962			774			4,167
	End of period	$	6,640		$	7,962		$	774
	Supplemental disclosures of cash flows information:
	Cash paid for:
	Interest	$	-		$	-		$	-
	Income taxes		-			-			-

QUARTERLY_FINANCIAL_INFORMATIO1

QUARTERLY FINANCIAL INFORMATION OF BANKWELL FINANCIAL GROUP, INC. (UNAUDITED) (Tables)	12 Months Ended
	Dec. 31, 2014
Quarterly Financial Information Disclosure [Abstract]
Schedule of quarterly financial information			2014
		4th Quarter				3rd Quarter			2nd Quarter			1st Quarter
	Total interest income		$	11,016			$	8,668		$	8,044		$	7,861
	Total interest expense			1,245				1,073			896			715
	Net interest income			9,771				7,595			7,148			7,146
	Provision for loan losses			1,305				566			70			211
	Non-interest income			833				757			682			769
	Non-interest expense			8,344				5,530			5,897			6,041
	Income before income taxes			955				2,256			1,863			1,663
	Provision from income taxes			228				765			636			540
	Net income		$	727			$	1,491		$	1,227		$	1,123
	Net income attributable to common stockholders		$	698			$	1,464		$	1,200		$	1,096

	Earnings per share:
	Basic		$	0.1			$	0.22		$	0.23		$	0.28
	Diluted		$	0.1			$	0.22		$	0.23		$	0.28

			2013
		4th Quarter				3rd Quarter			2nd Quarter			1st Quarter
	Total interest income		$	7,394			$	7,121		$	6,901		$	6,676
	Total interest expense			794				727			653			591
	Net interest income			6,600				6,394			6,248			6,085
	Provision for loan losses			96				47			252			190
	Non-interest income			1,832				1,083			1,524			284
	Non-interest expense			7,060				5,331			5,131			4,598
	Income before income taxes			1,276				2,099			2,389			1,581
	Provision (benefit) from income taxes			(86	)			780			921			569
	Net income		$	1,362			$	1,319		$	1,468		$	1,012
	Net income attributable to common stockholders		$	1,334			$	1,290		$	1,441		$	985

	Earnings per share:
	Basic		$	0.34			$	0.38		$	0.43		$	0.31
	Diluted		$	0.34			$	0.37		$	0.42		$	0.3

NATURE_OF_OPERATIONS_AND_SUMMA2

NATURE OF OPERATIONS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals) (USD $)	12 Months Ended	0 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Nov. 05, 2013	Oct. 01, 2014	Oct. 01, 2014
	Segment	Branch	Branch	Oct. 01, 2014
Business Acquisition [Line Items]
Number of reportable segment	1
Premises and Equipment, depreciation methods	Straight-line method
Premises and Equipment, estimated useful lives	3 to 39 years
Wilton Bank ("Wilton")
Business Acquisition [Line Items]
Number of branch acquired		1
Amount of loans acquired		$25,089
Amount of deposits acquired		64,157
Quinnipiac Bank and Trust Company
Business Acquisition [Line Items]
Number of branch acquired			2
Amount of loans acquired				97,851
Amount of deposits acquired				$100,643

SHAREHOLDERS_EQUITY_Detail_Tex

SHAREHOLDERS' EQUITY (Detail Textuals) (USD $)

12 Months Ended

0 Months Ended

5 Months Ended

6 Months Ended

0 Months Ended

1 Months Ended

0 Months Ended

1 Months Ended

48 Months Ended

Dec. 31, 2014

Dec. 31, 2013

Dec. 31, 2011

Oct. 01, 2014

15-May-14

20-May-14

Mar. 23, 2007

Jan. 11, 2013

Dec. 20, 2010

Jul. 10, 2007

Sep. 30, 2013

Dec. 31, 2014

Oct. 01, 2014

Stockholders Equity Note [Line Items]

Proceeds from offering

$44,704,000

$13,178,000

Small business lending fund limit

30,000,000,000

Tier 1 capital to be provided to qualified community banks with asset less than limit from SBLF

10,000,000,000

Number of preferred stock issued and sold

10,980

Preferred stock, liquidation value (in dollars per share)

$1,000

1,000

Net capital proceeds from issuance and repurchase of preferred stock

5,900,000

Percentage of proceeds invested as Tier 1 Capital

90.00%

Number of common shares issued

44,704,000

Quinnipiac Bank and Trust Company

Stockholders Equity Note [Line Items]

Number of shares issued

510,122

Amount received in cash

3,600,000

Initial Public Offering ("IPO")

Stockholders Equity Note [Line Items]

Number of common shares authorized to issue in initial public offering

2,702,703

Price per share of shares issued (in dollars per share)

$18

Number of common shares issued

2,702,703

Net proceeds from the IPO

44,700,000

Underwriting discount

2,500,000

Amount of expenses incurred in public offering

1,300,000

Secondary Public Offering

Stockholders Equity Note [Line Items]

Number of common shares issued

15,500,000

Amount raised from offering net of expenses

15,400,000

Private Placement Offerings

Stockholders Equity Note [Line Items]

Number of common shares issued

527,513

300,321

370,000

Number of common shares issued

7,300,000

4,200,000

6,200,000

Amount raised from private placement

1,700,000

Amount raised from offering net of expenses

7,300,000

4,160,000

1,600,000

5,900,000

2006 Secondary Offering and the 2007 Private Placement

Stockholders Equity Note [Line Items]

Number of common shares issued

945,789

Number of common shares issued

17,200,000

Amount raised from offering net of expenses

$17,100,000

Senior Non Cumulative Perpetual Preferred Stock Series C

Stockholders Equity Note [Line Items]

Number of preferred stock issued and sold

10,980

Preferred stock, liquidation value (in dollars per share)

$1,000

Preferred stock dividend rate percentage

1.00%

Preferred stock dividend rate percentage after four and one half years

9.00%

Preferred stock redemption, terms

All redemptions must be in an amount at least equal to 25% of the number of originally issued shares of SBLF Preferred Stock, or 100% of the then-outstanding shares if less than 25% of the number of shares originally issued.

Recovered_Sheet1

SHAREHOLDERS' EQUITY (Detail textuals 1) (USD $)	12 Months Ended
SHAREHOLDERS' EQUITY (Detail textuals 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Oct. 01, 2014
Stockholders Equity Note [Line Items]
Number of common stock share included in each unit issued	1
Number of non-transferable warrant included in each unit issued	1
Number of common stock shares purchased under each warrant	0.3221
Exercise price of warrant	$14
Amount received for issuance of common stock for warrants exercised	$4,264,941
Number of common stock shares issued on exercise of warrants	304,640
Declared and paid cash dividends on preferred stock	$110,000	$111,000	$132,000
Quinnipiac Bank and Trust Company
Stockholders Equity Note [Line Items]
Number of common stock shares purchased under each warrant				0.56
Exercise price of warrant				$17.56
Number of warrants issued				68,600

RESTRICTIONS_ON_CASH_AND_DUE_F1

RESTRICTIONS ON CASH AND DUE FROM BANKS (Details) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified	Dec. 31, 2014
Restrictions On Cash And Due From Banks [Abstract]
Capital required to maintain in the Federal Reserve Bank	$125

MERGERS_AND_ACQUISITIONS_Consi

MERGERS AND ACQUISITIONS - Consideration paid to Wilton shareholders (Details) (Wilton Bank ("Wilton"), USD $)	0 Months Ended
In Thousands, unless otherwise specified	Nov. 05, 2013
Wilton Bank ("Wilton")
Business Acquisition [Line Items]
Cash consideration paid to Wilton shareholders	$5,035

MERGERS_AND_ACQUISITIONS_Recog

MERGERS AND ACQUISITIONS - Recognized amounts of identifiable assets acquired and (liabilities) assumed in Wilton acquisition (Details 1) (Wilton Bank ("Wilton"), USD $)	0 Months Ended		3 Months Ended
In Thousands, unless otherwise specified	Nov. 05, 2013		Dec. 31, 2013
Business Acquisition [Line Items]
Cash	$35,919
Held to maturity investments securities	1,022
Loans	25,089
Premises and equipment	4,303
Other real estate owned	1,445
Core deposit intangibles	499
Deferred tax assets, net	1,997
Other assets	587
Deposits	-64,157
Other liabilities	-336
Total identifiable net assets	6,368
Gain on purchase	-1,333		-1,300
As Acquired
Business Acquisition [Line Items]
Cash	35,919
Held to maturity investments securities	1,022
Loans	27,097
Premises and equipment	4,303
Other real estate owned	1,895
Core deposit intangibles
Deferred tax assets, net
Other assets	587
Deposits	-64,145
Other liabilities	-336
Total identifiable net assets	6,342
Fair Value Adjustments
Business Acquisition [Line Items]
Cash
Held to maturity investments securities
Loans	-2,008	[1]
Premises and equipment
Other real estate owned	-450	[2]
Core deposit intangibles	499	[3]
Deferred tax assets, net	1,997	[4]
Other assets
Deposits	-12	[5]
Other liabilities
Total identifiable net assets	$26

[1]	The adjustment represents the write down of the book value of loans to their estimated fair value based on current interest rates and expected cash flows, which includes an estimate of expected loan loss inherent in the portfolio.
[2]	The adjustment represents the write down of the book value of foreclosed real estate to their estimated fair value based on current appraisals.
[3]	Represents the economic value of the acquired core deposit base (total deposits less jumbo time deposits). The core deposit intangible will be amortized over an estimated life of 9.3 years based on the double declining balance method of amortization.
[4]	Represents net deferred tax assets resulting from the fair value adjustments related to the acquired assets and liabilities, identifiable intangibles and other purchase accounting adjustments.
[5]	The adjustment represents the fair value of time deposits, which were valued at a premium of 0.11% as they bore slightly higher rates than the prevailing market.

MERGERS_AND_ACQUISITIONS_Infor

MERGERS AND ACQUISITIONS - Information about acquired loan portfolio subject to purchased credit impaired accounting guidance in Wilton acquisition (Details 2) (USD $)	Nov. 05, 2013	Oct. 01, 2014
In Thousands, unless otherwise specified	Nov. 05, 2013	Oct. 01, 2014
Wilton Bank ("Wilton")
Business Acquisition [Line Items]
Contractually required principal and interest at acquisition	$14,528
Contractual cash flows not expected to be collected (nonaccretable discount)	-1,412
Expected cash flows at acquisition	13,116
Interest component of expected cash flows (accretable discount)	-1,513
Fair value of acquired loans	11,603
Quinnipiac Bank and Trust Company
Business Acquisition [Line Items]
Contractually required principal and interest at acquisition		1,729
Contractual cash flows not expected to be collected (nonaccretable discount)		-6
Expected cash flows at acquisition		1,723
Interest component of expected cash flows (accretable discount)		-478
Fair value of acquired loans		$1,245

MERGERS_AND_ACQUISITIONS_Consi1

MERGERS AND ACQUISITIONS - Consideration paid to Quinnipiac shareholders (Details 3) (Quinnipiac Bank and Trust Company, USD $)	0 Months Ended
In Thousands, unless otherwise specified	Oct. 01, 2014
Quinnipiac Bank and Trust Company
Business Acquisition [Line Items]
Cash consideration paid to Quinnipiac shareholders	$3,648
Equity consideration paid to Quinnipiac shareholders	9,676
Total Consideration paid	$13,324

MERGERS_AND_ACQUISITIONS_Recog1

MERGERS AND ACQUISITIONS - Recognized amounts of identifiable assets acquired and (liabilities) assumed in Wilton and Quinnipiac acquisition (Details 4) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Oct. 01, 2014
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Oct. 01, 2014
Business Acquisition [Line Items]
Goodwill	$2,589
Quinnipiac Bank and Trust Company
Business Acquisition [Line Items]
Cash			6,195
Available for sale investments securities			8,504
Loans			97,851
Premises and equipment			4,046
Other real estate owned			129
Core deposit intangibles			530
Deferred tax assets, net			682
Other assets			756
Deposits			-100,643
FHLB advances			-7,000
Other liabilities			-315
Total identifiable net assets			10,735
Goodwill	2,600		2,589
Quinnipiac Bank and Trust Company \| As Acquired
Business Acquisition [Line Items]
Cash			6,195
Available for sale investments securities			8,533
Loans			97,103
Premises and equipment			4,046
Other real estate owned			129
Core deposit intangibles
Deferred tax assets, net			1,070
Other assets			756
Deposits			-100,391
FHLB advances			-7,000
Other liabilities			-315
Total identifiable net assets			10,126
Quinnipiac Bank and Trust Company \| Fair Value Adjustments
Business Acquisition [Line Items]
Cash
Available for sale investments securities			-29	[1]
Loans			748	[2]
Premises and equipment
Other real estate owned
Core deposit intangibles			530	[3]
Deferred tax assets, net			-388	[4]
Other assets
Deposits			-252	[5]
FHLB advances
Other liabilities
Total identifiable net assets			$609

[1]	The adjustment represents the mark to market adjustment on available for sale investment securities
[2]	The adjustment represents the adjustment of the book value of loans to their estimated fair value based on current interest rates and expected cash flows, which includes an estimate of expected loan loss inherent in the portfolio.
[3]	Represents the economic value of the acquired core deposit base (total deposits less jumbo time deposits). The core deposit intangible will be amortized over an estimated life of 8.8 years based on the double declining balance method of amortization.
[4]	Represents net deferred tax assets resulting from the fair value adjustments related to the acquired assets and liabilities, identifiable intangibles and other purchase accounting adjustments.
[5]	The adjustment represents the fair value of time deposits, which were valued at a premium of 0.57% as they bore somewhat higher rates than the prevailing market.

MERGERS_AND_ACQUISITIONS_Detai

MERGERS AND ACQUISITIONS (Detail textuals) (USD $)	0 Months Ended
MERGERS AND ACQUISITIONS (Detail textuals) (USD $)	Nov. 05, 2013	Oct. 01, 2014	Oct. 01, 2014	Sep. 30, 2014
Wilton Bank ("Wilton")
Business Acquisition [Line Items]
Number of treasury stock shares of acquiree at the time of acquisition	108,260
Value of stockholders equity of acquiree at the time of acquisition	$6,368,000
Share price of shares issuable in merger	$13.50
Cash consideration paid	5,035,000
Wilton Bank ("Wilton") \| As Acquired
Business Acquisition [Line Items]
Value of stockholders equity of acquiree at the time of acquisition	6,342,000
Wilton Bank ("Wilton") \| Common shares
Business Acquisition [Line Items]
Number of outstanding shares of acquiree at the time of acquisition	372,985
Quinnipiac Bank and Trust Company
Business Acquisition [Line Items]
Value of stockholders equity of acquiree at the time of acquisition			10,735,000
Cash consideration paid		3,648,000
Assets with a carrying value				117,800,000
Loans outstanding with a carrying value				97,100,000
Deposits with a carrying value				100,400,000
Deposits with book value				10,100,000
Quinnipiac Bank and Trust Company \| As Acquired
Business Acquisition [Line Items]
Value of stockholders equity of acquiree at the time of acquisition			$10,126,000
Quinnipiac Bank and Trust Company \| Common shares
Business Acquisition [Line Items]
Number of outstanding shares of acquiree at the time of acquisition		510,122

MERGERS_AND_ACQUISITIONS_Detai1

MERGERS AND ACQUISITIONS (Detail textuals 1) (Core Deposit)	0 Months Ended
MERGERS AND ACQUISITIONS (Detail textuals 1) (Core Deposit)	Nov. 05, 2013	Oct. 01, 2014
Wilton Bank ("Wilton")
Business Acquisition [Line Items]
Estimated life of core deposit	9 years 3 months 18 days
Premium rate on time deposits	0.11%
Quinnipiac Bank and Trust Company
Business Acquisition [Line Items]
Estimated life of core deposit		8 years 9 months 18 days
Premium rate on time deposits		0.57%

GOODWILL_AND_OTHER_INTANGIBLE_2

GOODWILL AND OTHER INTANGIBLE ASSETS - The increase in goodwill (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
Goodwill [Roll Forward]
Balance, beginning of the period
Goodwill acquired:
Quinnipiac Bank and Trust Company	2,589
Balance, end of the period	$2,589

GOODWILL_AND_OTHER_INTANGIBLE_3

GOODWILL AND OTHER INTANGIBLE ASSETS - Information regarding the carrying amounts and accumulated amortization of amortized intangible assets (Details 1) (Core deposit intangible, USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Core deposit intangible
Finite-Lived Intangible Assets [Line Items]
Gross Intangible Asset	$1,029	$499
Accumulated Amortization	181	18
Finite-Lived Intangible Assets, Net	$848	$481

GOODWILL_AND_OTHER_INTANGIBLE_4

GOODWILL AND OTHER INTANGIBLE ASSETS (Detail Textuals) (USD $)	0 Months Ended	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Nov. 05, 2013	Dec. 31, 2013	Dec. 31, 2014	Oct. 01, 2014
Finite-Lived Intangible Assets [Line Items]
Goodwill			$2,589
Wilton Bank ("Wilton")
Finite-Lived Intangible Assets [Line Items]
Gain on purchase	1,333	1,300
Wilton Bank ("Wilton") \| Other intangible asset
Finite-Lived Intangible Assets [Line Items]
Intangible asset, acquired		499
Quinnipiac Bank and Trust Company
Finite-Lived Intangible Assets [Line Items]
Goodwill			2,600	2,589
Quinnipiac Bank and Trust Company \| Other intangible asset
Finite-Lived Intangible Assets [Line Items]
Intangible asset, acquired			$530

INVESTMENT_SECURITIES_Summary_

INVESTMENT SECURITIES - Summary of amortized cost, gross unrealized gains and losses and fair values of available for sale and held to maturity securities (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Available for sale securities:
Amortized Cost	$63,953	$27,901
Gross Unrealized Gains	1,331	1,016
Gross Unrealized Losses	-275	-320
Fair Value	65,009	28,597
Held to maturity securities:
Amortized Cost	11,454	13,816
Gross Unrealized Gains	31	28
Gross Unrealized Losses	-15	-29
Fair value	11,470	13,815
U.S. Government and agency obligations
Available for sale securities:
Due in less than one year, Amortized Cost	497
Due in less than one year, Gross Unrealized Gains	9
Due in less than one year, Gross Unrealized Losses
Due in less than one year, Fair Value	506
Due from one through five years, Amortized Cost	3,998	1,000
Due from one through five years, Gross Unrealized Gains
Due from one through five years, Gross Unrealized Losses	-69	-17
Due from one through five years, Fair Value	3,929	983
Due from five through ten years, Amortized Cost	17,055	4,997
Due from five through ten years, Gross Unrealized Gains	27
Due from five through ten years, Gross Unrealized Losses	-79	-292
Due from five through ten years, Fair Value	17,003	4,705
Due after ten years, Amortized Cost	3,004
Due after ten years, Gross Unrealized Gains	4
Due after ten years, Gross Unrealized Losses	-28
Due after ten years, Fair Value	2,980
Amortized Cost	24,554	5,997
Gross Unrealized Gains	40
Gross Unrealized Losses	-176	-309
Fair Value	24,418	5,688
Held to maturity securities:
Due in less than one year, Amortized cost	1,010
Due in less than one year, Gross Unrealized Gains
Due in less than one year. Gross Unrealized Losses
Due in less than one year, Fair Value	1,010
Due from one through five years, Amortized Cost		1,021
Due from one through five years, Gross Unrealized Gains
Due from one through five years, Gross Unrealized Losses		-2
Due from one through five years, Fair Value		1,019
State agency and municipal obligations
Available for sale securities:
Due from five through ten years, Amortized Cost	9,297	3,125
Due from five through ten years, Gross Unrealized Gains	295	152
Due from five through ten years, Gross Unrealized Losses	-48
Due from five through ten years, Fair Value	9,544	3,277
Due after ten years, Amortized Cost	8,500	8,480
Due after ten years, Gross Unrealized Gains	544	375
Due after ten years, Gross Unrealized Losses	-4
Due after ten years, Fair Value	9,040	8,855
Amortized Cost	17,797	11,605
Gross Unrealized Gains	839	527
Gross Unrealized Losses	-52
Fair Value	18,584	12,132
Held to maturity securities:
Due after ten years, Amortized Cost	9,179	11,461
Due after ten years, Gross Unrealized Gains
Due after ten years, Gross Unrealized Losses
Due after ten years, Fair Value	9,179	11,461
Corporate bonds
Available for sale securities:
Due in less than one year, Amortized Cost	5,764
Due in less than one year, Gross Unrealized Gains	44
Due in less than one year, Gross Unrealized Losses	-6
Due in less than one year, Fair Value	5,802
Due from one through five years, Amortized Cost	4,150	9,166
Due from one through five years, Gross Unrealized Gains	268	411
Due from one through five years, Gross Unrealized Losses		-11
Due from one through five years, Fair Value	4,418	9,566
Due from five through ten years, Amortized Cost	6,121
Due from five through ten years, Gross Unrealized Gains	8
Due from five through ten years, Gross Unrealized Losses	-24
Due from five through ten years, Fair Value	6,105
Amortized Cost	16,035
Gross Unrealized Gains	320
Gross Unrealized Losses	-30
Fair Value	16,325
Held to maturity securities:
Due from five through ten years, Amortized Cost	1,000	1,000
Due from five through ten years, Gross Unrealized Gains
Due from five through ten years, Gross Unrealized Losses	-15	-27
Due from five through ten years, Fair Value	985	973
Government-sponsored mortgage backed securities
Available for sale securities:
Due from one through five years, Amortized Cost	99
Due from one through five years, Gross Unrealized Gains	1
Due from one through five years, Gross Unrealized Losses
Due from one through five years, Fair Value	100
Due after ten years, Amortized Cost	5,468	1,133
Due after ten years, Gross Unrealized Gains	131	78
Due after ten years, Gross Unrealized Losses	-17
Due after ten years, Fair Value	5,582	1,211
Amortized Cost	5,567
Gross Unrealized Gains	132
Gross Unrealized Losses	-17
Fair Value	5,682
Held to maturity securities:
Due after ten years, Amortized Cost	265	334
Due after ten years, Gross Unrealized Gains	31	28
Due after ten years, Gross Unrealized Losses
Due after ten years, Fair Value	$296	$362

INVESTMENT_SECURITIES_Informat

INVESTMENT SECURITIES - Information regarding investment securities with unrealized losses, aggregated by investment category and length of time that individual securities (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Schedule Of Available For Sale Securities And Held To Maturity Securities [Line Items]
Less than 12 months - Fair Value	$14,475	$5,797
Less than 12 months - Unrealized Loss	-165	-222
12 Months or More - Fair Value	6,873	2,871
12 Months or More - Unrealized Loss	-125	-127
Fair value - Total	21,348	8,668
Unrealized Loss - Total	-290	-349
U.S. Government and agency obligations
Schedule Of Available For Sale Securities And Held To Maturity Securities [Line Items]
Less than 12 months - Fair Value	4,515	5,797
Less than 12 months - Unrealized Loss	-56	-222
12 Months or More - Fair Value	5,878	910
12 Months or More - Unrealized Loss	-120	-89
Fair value - Total	10,393	6,707
Unrealized Loss - Total	-176	-311
State agency and municipal obligations
Schedule Of Available For Sale Securities And Held To Maturity Securities [Line Items]
Less than 12 months - Fair Value	1,771
Less than 12 months - Unrealized Loss	-52
12 Months or More - Fair Value
12 Months or More - Unrealized Loss
Fair value - Total	1,771
Unrealized Loss - Total	-52
Corporate bonds
Schedule Of Available For Sale Securities And Held To Maturity Securities [Line Items]
Less than 12 months - Fair Value	6,783
Less than 12 months - Unrealized Loss	-40
12 Months or More - Fair Value	995	1,961
12 Months or More - Unrealized Loss	-5	-38
Fair value - Total	7,778	1,961
Unrealized Loss - Total	-45	-38
Government-sponsored mortgage backed securities
Schedule Of Available For Sale Securities And Held To Maturity Securities [Line Items]
Less than 12 months - Fair Value	1,406
Less than 12 months - Unrealized Loss	-17
12 Months or More - Fair Value
12 Months or More - Unrealized Loss
Fair value - Total	1,406
Unrealized Loss - Total	($17)

INVESTMENT_SECURITIES_Detail_T

INVESTMENT SECURITIES (Detail Textuals) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2014
	Security	Dec. 31, 2012	Security
Financial Instruments Owned and Pledged as Collateral [Line Items]
Realized gain on the sale of investment securities	$648,000	$76,000
Realized loss on the sale of investment securities	0	95,000
Number of securities	8		42
Public deposits
Financial Instruments Owned and Pledged as Collateral [Line Items]
Securities pledged as collateral	$6,200,000		5,900,000

LOANS_RECEIVABLE_AND_ALLOWANCE2

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Summary of loan portfolio (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	($10,860)	($8,382)
Loans receivable, net	915,981	621,830
Loans receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	929,762	632,012
Allowance for loan losses	-10,860	-8,382	-7,941	-6,425
Deferred loan origination fees, net	-2,937	-1,816
Unamortized loan premiums	16	16
Loans receivable, net	915,981	621,830
Loans receivable \| Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	175,031	155,874
Allowance for loan losses	-1,431	-1,310	-1,230	-1,290
Loans receivable \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	521,181	316,533
Allowance for loan losses	-5,480	-3,616	-3,842	-2,519
Loans receivable \| Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	63,229	51,545
Allowance for loan losses	-1,102	-1,032	-929	-1,007
Loans receivable \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	18,166	13,892
Allowance for loan losses	-205	-190	-220	-274
Loans receivable \| Real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	777,607	537,844
Loans receivable \| Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	149,259	93,566
Allowance for loan losses	-2,638	-2,225	-1,718	-1,317
Loans receivable \| Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,896	602
Allowance for loan losses	-4	-9	-2	-11
Loans receivable \| Originated
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	821,426	607,907
Allowance for loan losses	-10,860	-8,382	-7,941
Deferred loan origination fees, net	-2,937	-1,785
Unamortized loan premiums	16	16
Loans receivable, net	807,645	597,756
Loans receivable \| Originated \| Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	169,833	155,874
Allowance for loan losses	-1,431	-1,310	-1,230
Loans receivable \| Originated \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	458,506	305,823
Allowance for loan losses	-5,480	-3,616	-3,842
Loans receivable \| Originated \| Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	62,258	44,187
Allowance for loan losses	-1,102	-1,032	-929
Loans receivable \| Originated \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	10,226	9,625
Allowance for loan losses	-205	-190	-220
Loans receivable \| Originated \| Real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	700,823	515,509
Loans receivable \| Originated \| Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	120,360	92,173
Allowance for loan losses	-2,638	-2,225	-1,718
Loans receivable \| Originated \| Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	243	225
Allowance for loan losses	-4	-9	-2
Loans receivable \| Acquired
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	108,336	24,105
Allowance for loan losses
Deferred loan origination fees, net		-31
Unamortized loan premiums
Loans receivable, net	108,336	24,074
Loans receivable \| Acquired \| Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,198
Allowance for loan losses
Loans receivable \| Acquired \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	62,675	10,710
Allowance for loan losses
Loans receivable \| Acquired \| Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	971	7,358
Allowance for loan losses
Loans receivable \| Acquired \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	7,940	4,267
Allowance for loan losses
Loans receivable \| Acquired \| Real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	76,784	22,335
Loans receivable \| Acquired \| Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	28,899	1,393
Allowance for loan losses
Loans receivable \| Acquired \| Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,653	377
Allowance for loan losses

LOANS_RECEIVABLE_AND_ALLOWANCE3

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Summary of activity in accretable yields for acquired loan portfolio (Details 1) (Loans receivable, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013
Loans receivable
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	$1,418
Acquisition	478		1,513
Accretion	-136		-95
Other	-378	[1]		[1]
Balance at end of period	$1,382		$1,418

[1]	Represents changes in cash flows expected to be collected due to loan sales or payoffs.

LOANS_RECEIVABLE_AND_ALLOWANCE4

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Summary of allowance for loan losses by portfolio segment (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$8,382
Provisions	2,152	585	1,821
Ending balance	10,860	8,382
Loans receivable
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	8,382	7,941	6,425
Charge-offs	-103	-170	-326
Recoveries	429	26	21
Provisions	2,152	585	1,821
Ending balance	10,860	8,382	7,941
Loans receivable \| Residential Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,310	1,230	1,290
Charge-offs			-261
Recoveries
Provisions	121	80	201
Ending balance	1,431	1,310	1,230
Loans receivable \| Commercial Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	3,616	3,842	2,519
Charge-offs		-166
Recoveries
Provisions	1,864	60	1,323
Ending balance	5,480	3,616	3,842
Loans receivable \| Construction
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,032	929	1,007
Charge-offs	-100		-60
Recoveries
Provisions	170	103	-18
Ending balance	1,102	1,032	929
Loans receivable \| Home Equity
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	190	220	274
Charge-offs
Recoveries
Provisions	15	30	-54
Ending balance	205	190	220
Loans receivable \| Commercial Business
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	2,225	1,718	1,317
Charge-offs
Recoveries	4
Provisions	409	507	401
Ending balance	2,638	2,225	1,718
Loans receivable \| Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	9	2	11
Charge-offs	-3	-4	-5
Recoveries	425	26	21
Provisions	427	15	-25
Ending balance	4	9	2
Loans receivable \| Unallocated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance			7
Charge-offs
Recoveries
Provisions			-7
Ending balance
Loans receivable \| Originated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	8,382	7,941
Charge-offs	-3	-170
Recoveries	429	26
Provisions	2,052	585
Ending balance	10,860	8,382
Loans receivable \| Originated \| Residential Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,310	1,230
Charge-offs
Recoveries
Provisions	121	80
Ending balance	1,431	1,310
Loans receivable \| Originated \| Commercial Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	3,616	3,842
Charge-offs		-166
Recoveries
Provisions	1,864	-60
Ending balance	5,480	3,616
Loans receivable \| Originated \| Construction
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,032	929
Charge-offs
Recoveries
Provisions	70	103
Ending balance	1,102	1,032
Loans receivable \| Originated \| Home Equity
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	190	220
Charge-offs
Recoveries
Provisions	15	-30
Ending balance	205	190
Loans receivable \| Originated \| Commercial Business
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	2,225	1,718
Charge-offs
Recoveries	4
Provisions	409	507
Ending balance	2,638	2,225
Loans receivable \| Originated \| Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	9	2
Charge-offs	-3	-4
Recoveries	425	26
Provisions	-427	-15
Ending balance	4	9
Loans receivable \| Originated \| Unallocated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge-offs
Recoveries
Provisions
Ending balance
Loans receivable \| Acquired
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge-offs	-100
Recoveries
Provisions	100
Ending balance
Loans receivable \| Acquired \| Residential Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge-offs
Recoveries
Provisions
Ending balance
Loans receivable \| Acquired \| Commercial Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge-offs
Recoveries
Provisions
Ending balance
Loans receivable \| Acquired \| Construction
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge-offs	-100
Recoveries
Provisions	100
Ending balance
Loans receivable \| Acquired \| Home Equity
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge-offs
Recoveries
Provisions
Ending balance
Loans receivable \| Acquired \| Commercial Business
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge-offs
Recoveries
Provisions
Ending balance
Loans receivable \| Acquired \| Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge-offs
Recoveries
Provisions
Ending balance
Loans receivable \| Acquired \| Unallocated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge-offs
Recoveries
Provisions
Ending balance

LOANS_RECEIVABLE_AND_ALLOWANCE5

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Summary, by portfolio segment and impairment methodology, of the allowance for loan losses and related portfolio (Details 3) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Loans collectively evaluated for impairment:
Allowance, Total	$10,860	$8,382
Loans receivable
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	8,281	3,723
Loans individually evaluated for impairment, Allowance	33	145
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	921,481	628,289
Loans collectively evaluated for impairment, Allowance	10,827	8,237
Portfolio, Total	929,762	632,012
Allowance, Total	10,860	8,382	7,941	6,425
Loans receivable \| Residential Real Estate
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	864	1,867
Loans individually evaluated for impairment, Allowance		73
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	174,167	154,007
Loans collectively evaluated for impairment, Allowance	1,431	1,237
Portfolio, Total	175,031	155,874
Allowance, Total	1,431	1,310	1,230	1,290
Loans receivable \| Commercial Real Estate
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	4,996	1,117
Loans individually evaluated for impairment, Allowance	23	56
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	516,185	315,416
Loans collectively evaluated for impairment, Allowance	5,457	3,560
Portfolio, Total	521,181	316,533
Allowance, Total	5,480	3,616	3,842	2,519
Loans receivable \| Construction
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	63,229	51,545
Loans collectively evaluated for impairment, Allowance	1,102	1,032
Portfolio, Total	63,229	51,545
Allowance, Total	1,102	1,032	929	1,007
Loans receivable \| Home equity
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	91	97
Loans individually evaluated for impairment, Allowance		4
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	18,075	13,795
Loans collectively evaluated for impairment, Allowance	205	187
Portfolio, Total	18,166	13,892
Allowance, Total	205	190	220	274
Loans receivable \| Commercial business
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	2,330	642
Loans individually evaluated for impairment, Allowance	10	12
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	146,929	92,924
Loans collectively evaluated for impairment, Allowance	2,628	2,212
Portfolio, Total	149,259	93,566
Allowance, Total	2,638	2,225	1,718	1,317
Loans receivable \| Consumer
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	2,896	602
Loans collectively evaluated for impairment, Allowance	4	9
Portfolio, Total	2,896	602
Allowance, Total	4	9	2	11
Loans receivable \| Originated Loans
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	7,652	3,723
Loans individually evaluated for impairment, Allowance	33	145
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	813,774	604,184
Loans collectively evaluated for impairment, Allowance	10,827	8,237
Portfolio, Total	821,426	607,907
Allowance, Total	10,860	8,382	7,941
Loans receivable \| Originated Loans \| Residential Real Estate
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	864	1,867
Loans individually evaluated for impairment, Allowance		73
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	168,969	154,007
Loans collectively evaluated for impairment, Allowance	1,431	1,237
Portfolio, Total	169,833	155,874
Allowance, Total	1,431	1,310	1,230
Loans receivable \| Originated Loans \| Commercial Real Estate
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	4,996	1,117
Loans individually evaluated for impairment, Allowance	23	56
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	453,510	304,706
Loans collectively evaluated for impairment, Allowance	5,457	3,560
Portfolio, Total	458,506	305,823
Allowance, Total	5,480	3,616	3,842
Loans receivable \| Originated Loans \| Construction
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	62,258	44,187
Loans collectively evaluated for impairment, Allowance	1,102	1,032
Portfolio, Total	62,258	44,187
Allowance, Total	1,102	1,032	929
Loans receivable \| Originated Loans \| Home equity
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	91	97
Loans individually evaluated for impairment, Allowance		4
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	10,135	9,528
Loans collectively evaluated for impairment, Allowance	205	187
Portfolio, Total	10,226	9,625
Allowance, Total	205	190	220
Loans receivable \| Originated Loans \| Commercial business
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	1,701	642
Loans individually evaluated for impairment, Allowance	10	12
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	118,659	91,531
Loans collectively evaluated for impairment, Allowance	2,628	2,212
Portfolio, Total	120,360	92,173
Allowance, Total	2,638	2,225	1,718
Loans receivable \| Originated Loans \| Consumer
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	243	225
Loans collectively evaluated for impairment, Allowance	4	9
Portfolio, Total	243	225
Allowance, Total	4	9	2
Loans receivable \| Acquired Loans
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	629
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	107,707	24,105
Loans collectively evaluated for impairment, Allowance
Portfolio, Total	108,336	24,105
Allowance, Total
Loans receivable \| Acquired Loans \| Residential Real Estate
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	5,198
Loans collectively evaluated for impairment, Allowance
Portfolio, Total	5,198
Allowance, Total
Loans receivable \| Acquired Loans \| Commercial Real Estate
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	62,675	10,710
Loans collectively evaluated for impairment, Allowance
Portfolio, Total	62,675	10,710
Allowance, Total
Loans receivable \| Acquired Loans \| Construction
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	971	7,358
Loans collectively evaluated for impairment, Allowance
Portfolio, Total	971	7,358
Allowance, Total
Loans receivable \| Acquired Loans \| Home equity
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	7,940	4,267
Loans collectively evaluated for impairment, Allowance
Portfolio, Total	7,940	4,267
Allowance, Total
Loans receivable \| Acquired Loans \| Commercial business
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio	629
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	28,270	1,393
Loans collectively evaluated for impairment, Allowance
Portfolio, Total	28,899	1,393
Allowance, Total
Loans receivable \| Acquired Loans \| Consumer
Loans individually evaluated for impairment:
Loans individually evaluated for impairment, Portfolio
Loans individually evaluated for impairment, Allowance
Loans collectively evaluated for impairment:
Loans collectively evaluated for impairment, Portfolio	2,653	377
Loans collectively evaluated for impairment, Allowance
Portfolio, Total	2,653	377
Allowance, Total

LOANS_RECEIVABLE_AND_ALLOWANCE6

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Summary of the loan portfolio quality indicators by portfolio segment (Details 4) (Loans receivable, USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$929,762	$632,012
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	521,181	316,533
Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	63,229	51,545
Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	149,259	93,566
Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	175,031	155,874
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	18,166	13,892
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,896	602
Originated Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	821,426	607,907
Originated Loans \| Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	458,506	305,823
Originated Loans \| Commercial Real Estate \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	452,974	304,469
Originated Loans \| Commercial Real Estate \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,096	237
Originated Loans \| Commercial Real Estate \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	3,436	1,117
Originated Loans \| Commercial Real Estate \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Commercial Real Estate \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	62,258	44,187
Originated Loans \| Construction \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	62,258	44,187
Originated Loans \| Construction \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Construction \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Construction \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Construction \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	120,360	92,173
Originated Loans \| Commercial business \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	115,323	91,093
Originated Loans \| Commercial business \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,037	438
Originated Loans \| Commercial business \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans		642
Originated Loans \| Commercial business \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Commercial business \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	169,833	155,874
Originated Loans \| Residential Real Estate \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	168,969	153,443
Originated Loans \| Residential Real Estate \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	864	2,431
Originated Loans \| Residential Real Estate \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Residential Real Estate \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Residential Real Estate \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	10,226	9,625
Originated Loans \| Home equity \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	10,135	9,447
Originated Loans \| Home equity \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	91	178
Originated Loans \| Home equity \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Home equity \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Home equity \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	243	225
Originated Loans \| Consumer \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	243	225
Originated Loans \| Consumer \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Consumer \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Consumer \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Originated Loans \| Consumer \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	108,336	24,105
Acquired Loans \| Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	62,675	10,710
Acquired Loans \| Commercial Real Estate \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	61,017	10,351
Acquired Loans \| Commercial Real Estate \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans		24
Acquired Loans \| Commercial Real Estate \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,658	335
Acquired Loans \| Commercial Real Estate \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Commercial Real Estate \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	971	7,358
Acquired Loans \| Construction \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	136	4,689
Acquired Loans \| Construction \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans		161
Acquired Loans \| Construction \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	835	2,508
Acquired Loans \| Construction \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Construction \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	28,899	1,393
Acquired Loans \| Commercial business \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	27,074	825
Acquired Loans \| Commercial business \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	659	252
Acquired Loans \| Commercial business \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,166	316
Acquired Loans \| Commercial business \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Commercial business \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,198
Acquired Loans \| Residential Real Estate \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,022
Acquired Loans \| Residential Real Estate \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Residential Real Estate \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	176
Acquired Loans \| Residential Real Estate \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Residential Real Estate \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	7,940	4,267
Acquired Loans \| Home equity \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	7,925	4,221
Acquired Loans \| Home equity \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Home equity \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	15	46
Acquired Loans \| Home equity \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Home equity \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,653	377
Acquired Loans \| Consumer \| Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,653	234
Acquired Loans \| Consumer \| Special mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans		143
Acquired Loans \| Consumer \| Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Consumer \| Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans
Acquired Loans \| Consumer \| Loss
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans

LOANS_RECEIVABLE_AND_ALLOWANCE7

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Summary of loan portfolio delinquencies by portfolio segment and amount (Details 5) (Loans receivable, USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due	$1,205
61- 90 Days Past Due	1,103
Greater Than 90 Days	5,706	4,623
Total Past Due	8,014	4,623
Current	921,748	627,389
Carrying Amount > 90 Days and Accruing	1,998	3,620
Originated Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due
61- 90 Days Past Due
Greater Than 90 Days	3,436	1,003
Total Past Due	3,436	1,003
Current	817,990	606,904
Carrying Amount > 90 Days and Accruing	216
Originated Loans \| Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due
61- 90 Days Past Due
Greater Than 90 Days		1,003
Total Past Due		1,003
Current	169,833	154,871
Carrying Amount > 90 Days and Accruing
Originated Loans \| Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due
61- 90 Days Past Due
Greater Than 90 Days	3,436
Total Past Due	3,436
Current	455,070	305,823
Carrying Amount > 90 Days and Accruing	216
Originated Loans \| Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due
61- 90 Days Past Due
Greater Than 90 Days
Total Past Due
Current	62,258	44,187
Carrying Amount > 90 Days and Accruing
Originated Loans \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due
61- 90 Days Past Due
Greater Than 90 Days
Total Past Due
Current	10,226	9,625
Carrying Amount > 90 Days and Accruing
Originated Loans \| Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due
61- 90 Days Past Due
Greater Than 90 Days
Total Past Due
Current	120,360	92,173
Carrying Amount > 90 Days and Accruing
Originated Loans \| Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due
61- 90 Days Past Due
Greater Than 90 Days
Total Past Due
Current	243	225
Carrying Amount > 90 Days and Accruing
Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due	1,205
61- 90 Days Past Due	1,103
Greater Than 90 Days	2,270	3,620
Total Past Due	4,578	3,620
Current	103,758	20,485
Carrying Amount > 90 Days and Accruing	1,782	3,620
Acquired Loans \| Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due	339
61- 90 Days Past Due
Greater Than 90 Days	294
Total Past Due	633
Current	4,565
Carrying Amount > 90 Days and Accruing	176
Acquired Loans \| Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due	685
61- 90 Days Past Due	677
Greater Than 90 Days	836	797
Total Past Due	2,198	797
Current	60,477	9,913
Carrying Amount > 90 Days and Accruing	466	797
Acquired Loans \| Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due
61- 90 Days Past Due
Greater Than 90 Days	835	2,508
Total Past Due	835	2,508
Current	136	4,850
Carrying Amount > 90 Days and Accruing	835	2,508
Acquired Loans \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due
61- 90 Days Past Due	40
Greater Than 90 Days
Total Past Due	40
Current	7,900	4,267
Carrying Amount > 90 Days and Accruing
Acquired Loans \| Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due	178
61- 90 Days Past Due	386
Greater Than 90 Days	305	315
Total Past Due	869	315
Current	28,030	1,078
Carrying Amount > 90 Days and Accruing	305	315
Acquired Loans \| Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
31- 60 Days Past Due	3
61- 90 Days Past Due
Greater Than 90 Days
Total Past Due	3
Current	2,650	377
Carrying Amount > 90 Days and Accruing

LOANS_RECEIVABLE_AND_ALLOWANCE8

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Summary of nonaccrual loans by portfolio segment (Details 6) (Loans receivable, USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total nonaccrual loans	$3,362	$1,003
Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total nonaccrual loans		1,003
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total nonaccrual loans	3,220
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total nonaccrual loans	$142

LOANS_RECEIVABLE_AND_ALLOWANCE9

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Summary of impaired loans (Details 7) (Loans receivable, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2014	Dec. 31, 2013
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, Carrying Amount	$2,011
Impaired loans with a valuation allowance, Unpaid Principal Balance	2,011
Impaired loans with a valuation allowance, Associated Allowance	258
Impaired loans with a valuation allowance, Average Carrying Amount	2,659
Impaired loans with a valuation allowance, Interest Income Recognized	58
Total impaired loans
Total impaired loans, Carrying Amount	4,148
Total impaired loans, Unpaid Principal Balance	4,148
Total impaired loans, Associated Allowance	258
Total impaired loans, Average Carrying Amount	4,932
Total impaired loans, Interest Income Recognized	105
Residential Real Estate
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, Carrying Amount	2,137
Impaired loans without a valuation allowance, Unpaid Principal Balance	2,137
Impaired loans without a valuation allowance, Average Carrying Amount	2,273
Impaired loans without a valuation allowance, Interest Income Recognized	47
Commercial Real Estate
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, Carrying Amount	1,817
Impaired loans with a valuation allowance, Unpaid Principal Balance	1,817
Impaired loans with a valuation allowance, Associated Allowance	249
Impaired loans with a valuation allowance, Average Carrying Amount	2,461
Impaired loans with a valuation allowance, Interest Income Recognized	44
Commercial business
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, Carrying Amount	194
Impaired loans with a valuation allowance, Unpaid Principal Balance	194
Impaired loans with a valuation allowance, Associated Allowance	9
Impaired loans with a valuation allowance, Average Carrying Amount	198
Impaired loans with a valuation allowance, Interest Income Recognized	14
Originated
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, Carrying Amount		6,643
Impaired loans without a valuation allowance, Unpaid Principal Balance		6,652
Impaired loans without a valuation allowance, Average Carrying Amount		6,219
Impaired loans without a valuation allowance, Interest Income Recognized		306
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, Carrying Amount		1,009	3,723
Impaired loans with a valuation allowance, Unpaid Principal Balance		1,009	3,736
Impaired loans with a valuation allowance, Associated Allowance		33	145
Impaired loans with a valuation allowance, Average Carrying Amount		1,053	3,924
Impaired loans with a valuation allowance, Interest Income Recognized		61	136
Total impaired loans
Total impaired loans, Carrying Amount		7,652	3,723
Total impaired loans, Unpaid Principal Balance		7,661	3,736
Total impaired loans, Associated Allowance		33	145
Total impaired loans, Average Carrying Amount		7,272	3,924
Total impaired loans, Interest Income Recognized		367	136
Originated \| Residential Real Estate
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, Carrying Amount		864
Impaired loans without a valuation allowance, Unpaid Principal Balance		864
Impaired loans without a valuation allowance, Average Carrying Amount		864
Impaired loans without a valuation allowance, Interest Income Recognized		28
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, Carrying Amount			1,867
Impaired loans with a valuation allowance, Unpaid Principal Balance			1,880
Impaired loans with a valuation allowance, Associated Allowance			73
Impaired loans with a valuation allowance, Average Carrying Amount			1,896
Impaired loans with a valuation allowance, Interest Income Recognized			36
Originated \| Commercial Real Estate
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, Carrying Amount		4,543
Impaired loans without a valuation allowance, Unpaid Principal Balance		4,544
Impaired loans without a valuation allowance, Average Carrying Amount		4,034
Impaired loans without a valuation allowance, Interest Income Recognized		223
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, Carrying Amount		453	1,117
Impaired loans with a valuation allowance, Unpaid Principal Balance		453	1,117
Impaired loans with a valuation allowance, Associated Allowance		23	56
Impaired loans with a valuation allowance, Average Carrying Amount		457	1,127
Impaired loans with a valuation allowance, Interest Income Recognized		29	56
Originated \| Home equity
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, Carrying Amount		91
Impaired loans without a valuation allowance, Unpaid Principal Balance		91
Impaired loans without a valuation allowance, Average Carrying Amount		95
Impaired loans without a valuation allowance, Interest Income Recognized		3
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, Carrying Amount			97
Impaired loans with a valuation allowance, Unpaid Principal Balance			97
Impaired loans with a valuation allowance, Associated Allowance			4
Impaired loans with a valuation allowance, Average Carrying Amount			221
Impaired loans with a valuation allowance, Interest Income Recognized			7
Originated \| Commercial business
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, Carrying Amount		1,145
Impaired loans without a valuation allowance, Unpaid Principal Balance		1,153
Impaired loans without a valuation allowance, Average Carrying Amount		1,226
Impaired loans without a valuation allowance, Interest Income Recognized		52
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, Carrying Amount		556	642
Impaired loans with a valuation allowance, Unpaid Principal Balance		556	642
Impaired loans with a valuation allowance, Associated Allowance		10	12
Impaired loans with a valuation allowance, Average Carrying Amount		596	680
Impaired loans with a valuation allowance, Interest Income Recognized		32	37
Acquired
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, Carrying Amount		629
Impaired loans without a valuation allowance, Unpaid Principal Balance		629
Impaired loans without a valuation allowance, Average Carrying Amount		607
Impaired loans without a valuation allowance, Interest Income Recognized		28
Impaired loans with a valuation allowance:
Impaired loans with a valuation allowance, Carrying Amount
Impaired loans with a valuation allowance, Unpaid Principal Balance
Impaired loans with a valuation allowance, Associated Allowance
Impaired loans with a valuation allowance, Average Carrying Amount
Impaired loans with a valuation allowance, Interest Income Recognized
Total impaired loans
Total impaired loans, Carrying Amount		629
Total impaired loans, Unpaid Principal Balance		629
Total impaired loans, Associated Allowance
Total impaired loans, Average Carrying Amount		607
Total impaired loans, Interest Income Recognized		28
Acquired \| Commercial business
Impaired loans without a valuation allowance:
Impaired loans without a valuation allowance, Carrying Amount		629
Impaired loans without a valuation allowance, Unpaid Principal Balance		629
Impaired loans without a valuation allowance, Average Carrying Amount		607
Impaired loans without a valuation allowance, Interest Income Recognized		$28

Recovered_Sheet2

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Summary of loans whose terms were modified as TDRs (Details 9) (Loans receivable, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	Loan	Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans	6	1
Outstanding Recorded Investment Pre-Modification	$2,099	$97
Outstanding Recorded Investment Post-Modification	2,099	97
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans	2
Outstanding Recorded Investment Pre-Modification	1,317
Outstanding Recorded Investment Post-Modification	1,317
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans		1
Outstanding Recorded Investment Pre-Modification		97
Outstanding Recorded Investment Post-Modification		97
Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans	4
Outstanding Recorded Investment Pre-Modification	782
Outstanding Recorded Investment Post-Modification	$782

Recovered_Sheet3

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Summary of loans were modified as TDR (Details 10) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity/amortization concession	$946	$97
Payment concession	1,153
Total	$2,099	$97

Recovered_Sheet4

LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Detail Textuals) (Loans receivable, USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of market value of the collateral	80.00%
Maximum percent of the loan in comparison with original appraised value of the property	80.00%
Unallocated allowances	$0	$0
Income contractually due but not recognized on originated nonaccrual loans	$8,000	$23,000	$276,000
Actual interest recognized	190,000	8,000	113,000
Purchased credit impaired loans	1,900,000	6,200,000
Recorded investment in TDR	$3,600,000	$1,600,000
Residential loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Private mortgage minimum percentage of appraised value property	80.00%

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Premises and Equipment, Gross	$17,989	$11,697
Accumulated depreciation and amortization	-6,079	-4,637
Premises and equipment, net	11,910	7,060
Land
Property, Plant and Equipment [Line Items]
Premises and Equipment, Gross	2,300	1,450
Building
Property, Plant and Equipment [Line Items]
Premises and Equipment, Gross	6,346	3,544
Leasehold improvements
Property, Plant and Equipment [Line Items]
Premises and Equipment, Gross	4,280	3,157
Furniture and fixtures
Property, Plant and Equipment [Line Items]
Premises and Equipment, Gross	1,842	1,456
Equipment
Property, Plant and Equipment [Line Items]
Premises and Equipment, Gross	$3,221	$2,090

PREMISES_AND_EQUIPMENT_Detail_

PREMISES AND EQUIPMENT (Detail Textuals) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Property, Plant and Equipment [Abstract]
Depreciation and amortization	$1,239	$666	$612

DEPOSITS_Components_of_deposit

DEPOSITS - Components of deposits (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Deposits [Abstract]
Noninterest bearing demand deposit accounts	$166,030	$118,618
Interest bearing accounts:
NOW and money market	276,501	238,231
Savings	84,457	107,692
Time certificates of deposit	308,451	197,004
Total interest bearing accounts	669,409	542,927
Total deposits	$835,439	$661,545

DEPOSITS_Contractual_maturitie

DEPOSITS - Contractual maturities of time certificates of deposit (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Deposits [Abstract]
2014		$173,265
2015	244,674	12,294
2016	29,462	5,707
2017	14,657	5,738
2018	9,968
2019	9,690
Total time certificates of deposit	$308,451	$197,004

DEPOSITS_Interest_expense_by_a

DEPOSITS - Interest expense by account type (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Deposits [Abstract]
NOW and money market	$894	$547	$657
Savings	302	543	846
Time certificates of deposit	2,099	1,143	864
Total interest expense on deposits	$3,295	$2,233	$2,367

DEPOSITS_Detail_textuals

DEPOSITS (Detail textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Deposits [Abstract]
Time certificates of deposit of $100,000 or more	$239,800,000	$150,800,000
Maximum deposit insurance amount	250,000
Individual certificate with balances of $250,000 or more	$61,700,000	$40,500,000

FEDERAL_HOME_LOAN_BANK_ADVANCE2

FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Year of Maturity: Amount Due
2014		$22,000
2015	109,000	2,000
2017	20,000	20,000
Total advances Amount Due	$129,000	$44,000
Year of Maturity: Weighted Average Rate
2014		0.50%
2015	0.31%	2.75%
2017	0.99%	0.99%
Total advances Weighted Average Rate	0.42%	0.83%

FEDERAL_HOME_LOAN_BANK_ADVANCE3

FEDERAL HOME LOAN BANK ADVANCES AND OTHER BORROWINGS (Detail Textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
FHLB
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
FHLB advances subject to interest rate swap	$25,000,000
Number of FHLB shares owned	63,486	48,342
Par value of shares owned	$100
FHLB advances, immediate availability to borrow	123,800,000
FHLB \| Secured line of credit
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Pre approved secured line of credit	450,000	450,000
Bankers' Bank Northeast \| Unsecured line of credit
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Unsecured line of credit	$7,500,000	2,000,000

COMMITMENTS_AND_CONTINGENCIES_1

COMMITMENTS AND CONTINGENCIES (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Commitments and Contingencies Disclosure [Abstract]
2014		$1,718
2015	1,788	1,714
2016	1,767	1,196
2017	1,159	1,165
2018	829	914
Thereafter	3,743	4,190
Operating Leases, Future Minimum Payments Due, Total	$9,286	$10,897

COMMITMENTS_AND_CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Outstanding commitments	$156,448	$117,878
Loan commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Outstanding commitments	83,013	61,633
Undisbursed construction loans
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Outstanding commitments	61,095	44,670
Unused home equity lines of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Outstanding commitments	$12,340	$11,575

COMMITMENTS_AND_CONTINGENCIES_3

COMMITMENTS AND CONTINGENCIES (Detail Textuals) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Commitments and Contingencies Disclosure [Abstract]
Rental expenses	$1.60	$1.50	$1.30

INCOME_TAXES_Income_tax_expens

INCOME TAXES - Income tax expense (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Current provision:
Federal									$2,147	$1,944	$1,018
State									718	597	416
Total current									2,865	2,541	1,434
Deferred provision:
Federal									-557	-385	-508
State									-139	28	-269
Total deferred									-696	-357	-777
Total income tax expense	$228	$765	$636	$540	($86)	$780	$921	$569	$2,169	$2,184	$657

INCOME_TAXES_Reconciliation_of

INCOME TAXES - Reconciliation of income tax expense (Details 1) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Tax Disclosure [Abstract]
Income tax expense at statutory federal rate									$2,291	$2,497	$636
State tax expense, net of federal tax effect									259	239	161
Gain from bargain purchase										-453
Income exempt from tax									-523	-294	-281
Other items, net									19	21	205
Income tax expense before change in valuation allowance									2,046	2,010	721
Change in valuation allowance									123	174	-64
Total income tax expense	$228	$765	$636	$540	($86)	$780	$921	$569	$2,169	$2,184	$657

INCOME_TAXES_Components_of_def

INCOME TAXES - Components of deferred tax assets and liabilities (Details 2) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Deferred tax assets:
Allowance for loan losses	$4,314	$3,348
Net operating loss carryforwards	1,539	1,479
Purchase accounting adjustments	504	1,094
Deferred fees	1,144	707
Deferred Expenses	916	271
Start-up costs	346	213
Unrealized loss on derivatives	73
Other	647	512
Gross deferred tax assets	9,483	7,624
Valuation allowance	-806	-682
Deferred tax receivable, net of valuation allowance	8,677	6,942
Deferred tax liabilities:
Tax bad debt reserve	740	499
Depreciation	370	327
Unrealized gain on available for sale securities	411	271
Gross deferred tax liabilities	1,521	1,097
Net deferred tax asset	$7,156	$5,845

INCOME_TAXES_Detail_textuals

INCOME TAXES (Detail textuals) (USD $)	12 Months Ended
INCOME TAXES (Detail textuals) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Operating Loss Carryforwards [Line Items]
Statutory federal income tax rate	34.00%	34.00%	34.00%
Federal
Operating Loss Carryforwards [Line Items]
Operating loss carryovers	3,200,000
Operating loss carryforward annual limitations	176,000
State
Operating Loss Carryforwards [Line Items]
Operating loss carryovers	9,300,000	6,000,000

401K_PROFIT_SHARING_PLAN_Detai

401(K) PROFIT SHARING PLAN (Detail Textuals) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Compensation and Retirement Disclosure [Abstract]
Profit sharing plan age of covered employee	21 years
Profit sharing plan contribution amount	$151	$127	$102
Vesting period for employer under defined contribution plan	5 years

EARNINGS_PER_SHARE_Reconciliat

EARNINGS PER SHARE - Reconciliation of earnings available to common stockholders and basic weighted-average common shares outstanding to diluted weighted average common shares outstanding (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Earnings Per Share [Abstract]
Net income	$727	$1,491	$1,227	$1,123	$1,362	$1,319	$1,468	$1,012	$4,568	$5,161	$1,214
Preferred stock dividends and net accretion									-110	-111	-132
Dividends and undistributed earnings allocated to participating securities									-81	-89
Net income for earnings per share calculation									$4,377	$4,961	$1,082
Weighted average shares outstanding, basic									5,577,942	3,395,779	2,767,850
Effect of dilutive equity-based awards									28,000	56,000	97,000
Weighted average shares outstanding, diluted									5,605,512	3,451,393	2,864,700
Net earnings per common share:
Basic earnings per common share (in dollars per share)	$0.10	$0.22	$0.23	$0.28	$0.34	$0.38	$0.43	$0.31	$0.78	$1.46	$0.39
Diluted earnings per common share (in dollars per share)	$0.10	$0.22	$0.23	$0.28	$0.34	$0.37	$0.42	$0.30	$0.78	$1.44	$0.38

STOCKBASED_COMPENSATION_PLANS_1

STOCK-BASED COMPENSATION PLANS - Weighted average assumptions (Details)	12 Months Ended
	Dec. 31, 2012
Compensation and Retirement Disclosure [Abstract]
Weighted average expected lives, in years	7 years 6 months
Risk-free interest rate	1.81%
Expected stock price volatility	35.00%
Expected annual forfeiture rate	6.00%

STOCKBASED_COMPENSATION_PLANS_2

STOCK-BASED COMPENSATION PLANS - Outstanding stock options (Details 1) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Number of Shares
Options outstanding at beginning of period	208,568	272,358	277,558
Granted			9,650
Issued resulting from Acquisitions	61,040
Forfeited	-4,270	-4,080	-14,850
Exercised	-20,305	-46,640
Expired	-40,240	-13,070
Options outstanding at end of period	204,793	208,568	272,358
Options exercisable at end of period	193,432	188,852	241,237
Weighted Average Exercise Price
Options outstanding at beginning of period	$16.67	$15.23	$14.60
Granted			$15
Issued resulting from Acquisitions	$17.86
Forfeited	$18.32	$17.42	$13.13
Exercised	$10.17	$10.02
Expired	$17.77	$10
Options outstanding at end of period	$17.42	$16.67	$15.23
Options exercisable at end of period	$17.55	$16.84	$15.23
Weighted-average fair value of options granted during the period			$6.54

STOCKBASED_COMPENSATION_PLANS_3

STOCK-BASED COMPENSATION PLANS - Activity for restricted stock (Details 2) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Number of Shares
Unvested at beginning of period	122,140	49,500	30,000
Granted	127,610	87,456	49,500
Vested	-32,237	-12,900	-30,000
Forfeited	-51,651	-1,916
Unvested at end of period	165,862	122,140	49,500
Weighted Average Grant Date Fair Value
Unvested at beginning of period	$15.98	$15	$15.96
Granted	$19.09	$16.38	$15
Vested	$17.62	$14.92	$15.96
Forfeited	$15.89	$15.95
Unvested at end of period	$18.08	$15.98	$15

STOCKBASED_COMPENSATION_PLANS_4

STOCK-BASED COMPENSATION PLANS (Detail Textuals) (USD $)	12 Months Ended			0 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 09, 2014
	Plan	Dec. 31, 2013	Dec. 31, 2012	Dec. 09, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of equity award plans	5
Method used for calculating fair value of options	Minimum value option-pricing model
Employee Stock Option
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based payment award, vesting period	5 years
Share based compensation expenses	32	$41	$82
Total intrinsic value of share options exercised	214	544	0
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based compensation expenses	542	268	481
2012 Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of common stock reserved for issuance	424,292
2012 Plan \| Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based payment award, vesting period				5 years
Share based compensation expenses	14

STOCKBASED_COMPENSATION_PLANS_5

STOCK-BASED COMPENSATION PLANS (Detail Textuals 1) (USD $)	12 Months Ended			0 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 09, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares vested	32,237	12,900	30,000
Market Conditions Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based compensation expenses	542	268	481
2012 Plan \| Market Conditions Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based payment award, vesting period				5 years
Grant date fair value for shares granted				$18.99
Share based compensation expenses	14
2012 Plan \| Market Conditions Restricted Stock \| Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares vested				49,400
2012 Plan \| Market Conditions Restricted Stock \| Stock price $25.00
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share Price				$25
Grant date fair value for shares granted				$11.63
2012 Plan \| Market Conditions Restricted Stock \| Stock price $27.00
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share Price				$27
Grant date fair value for shares granted				$10.30
2012 Plan \| Market Conditions Restricted Stock \| Stock price $29.00
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share Price				$29
Grant date fair value for shares granted				$9.10

COMPREHENSIVE_INCOME_Summary_o

COMPREHENSIVE INCOME - Summary of changes in accumulated other comprehensive income (loss) by component, net of tax (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accumulated Other Comprehensive Income Loss [Roll Forward]
Balance	$424
Other comprehensive income (loss) before reclassifications	107
Amounts reclassified from accumulated other comprehensive income
Net other comprehensive income (loss)	107	-1,087	701
Balance	531	424
Net Unrealized Gain (Loss) on Available for Sale Securities
Accumulated Other Comprehensive Income Loss [Roll Forward]
Balance	424	1,511	810
Other comprehensive income (loss) before reclassifications	220	-1,087	701
Amounts reclassified from accumulated other comprehensive income
Net other comprehensive income (loss)	220	-1,087	701
Balance	644	424	1,511
Net Unrealized Gain (Loss) on Interest Rate Swap
Accumulated Other Comprehensive Income Loss [Roll Forward]
Balance
Other comprehensive income (loss) before reclassifications	-113
Amounts reclassified from accumulated other comprehensive income
Net other comprehensive income (loss)	-113
Balance	($113)

DERIVATIVE_INSTRUMENTS_Informa

DERIVATIVE INSTRUMENTS - Information about derivative instruments (Details) (Cash Flow Hedging, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
Interest rate swap on FHLB advance
Cash flow hedge:
Notional Amount	$25,000
Maturity	4 years 8 months 12 days
Received	0.26%
Paid	1.62%
Fair Value	-73
Interest rate swap on forward -starting FHLB advance
Cash flow hedge:
Notional Amount	25,000
Maturity	5 years
Received	0.26%
Paid	1.83%
Fair Value	($113)

DERIVATIVE_INSTRUMENTS_Forward

DERIVATIVE INSTRUMENTS - Forward starting interest rate swap transactions (Details 1) (Interest rate swap, Cash Flow Hedging, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
Derivative [Line Items]
Notional Amount	$25,000
Duration of Borrowing	4 years 8 months 12 days
FHLB 90-day advance \| April 1, 2014
Derivative [Line Items]
Notional Amount	25,000
Effective Date of Hedged Borrowing	1-Apr-14
Duration of Borrowing	4 years 8 months 12 days
Counterparty	Bank of Montreal
FHLB 90-day advance \| January 2, 2015
Derivative [Line Items]
Notional Amount	$25,000
Effective Date of Hedged Borrowing	2-Jan-15
Duration of Borrowing	5 years
Counterparty	Bank of Montreal

DERIVATIVE_INSTRUMENTS_Changes

DERIVATIVE INSTRUMENTS - Changes in consolidated statements of comprehensive income related to interest rate derivatives (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
Interest rate swap on FHLB advance:
Unrealized loss recognized in accumulated other comprehensive income	($186)
Income tax benefit on items recognized in accumulated other comprehensive income	73
Other comprehensive income	-113
Interest expense recognized on hedged FHLB advance	$264

FAIR_VALUE_OF_FINANCIAL_INSTRU2

FAIR VALUE OF FINANCIAL INSTRUMENTS - Carrying values and fair values of financial instruments (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Financial Assets:
Available for sale securities	$65,009	$28,597
Held to maturity securities	11,470	13,815
Carrying Value
Financial Assets:
Cash and due from banks	48,559	82,013
Available for sale securities	65,009	28,597
Held to maturity securities	11,454	13,816
Loans held for sale	586	100
Loans receivable, net	915,981	621,830
Accrued interest receivable	3,323	2,360
FHLB stock	6,109	4,834
Financial Liabilities:
Demand deposits	166,030	118,618
NOW and money market	276,501	238,231
Savings	84,457	107,692
Time deposits	308,451	197,004
Advances from the FHLB	129,000	44,000
Derivative liability	186
Fair Value
Financial Assets:
Cash and due from banks	48,559	82,013
Available for sale securities	65,009	28,597
Held to maturity securities	11,470	13,815
Loans held for sale	586	100
Loans receivable, net	920,031	623,876
Accrued interest receivable	3,323	2,360
FHLB stock	6,109	4,834
Financial Liabilities:
Demand deposits	166,030	118,618
NOW and money market	276,501	238,231
Savings	84,457	107,692
Time deposits	310,165	197,762
Advances from the FHLB	128,961	43,902
Derivative liability	186
Level 1
Financial Assets:
Cash and due from banks	48,559	82,013
Available for sale securities
Held to maturity securities
Loans held for sale
Loans receivable, net
Accrued interest receivable
FHLB stock
Financial Liabilities:
Demand deposits
NOW and money market
Savings
Time deposits
Advances from the FHLB
Derivative liability
Level 2
Financial Assets:
Cash and due from banks
Available for sale securities	65,009	28,597
Held to maturity securities	11,470	13,815
Loans held for sale	586	100
Loans receivable, net
Accrued interest receivable
FHLB stock
Financial Liabilities:
Demand deposits
NOW and money market
Savings
Time deposits
Advances from the FHLB
Derivative liability	186
Level 3
Financial Assets:
Cash and due from banks
Available for sale securities
Held to maturity securities
Loans held for sale
Loans receivable, net	920,031	623,876
Accrued interest receivable	3,323	2,360
FHLB stock	6,109	4,834
Financial Liabilities:
Demand deposits	166,030	118,618
NOW and money market	276,501	238,231
Savings	84,457	107,692
Time deposits	310,165	197,762
Advances from the FHLB	128,961	43,902
Derivative liability

FAIR_VALUE_MEASUREMENTS_Financ

FAIR VALUE MEASUREMENTS - Financial instruments carried at fair value on recurring basis (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Available-for-sale investment securities:
Available for sale securities	$65,009	$28,597
Fair Value Measurements Recurring \| Level 1
Available-for-sale investment securities:
Derivative Liability
Fair Value Measurements Recurring \| Level 1 \| U.S. Government and agency obligations
Available-for-sale investment securities:
Available for sale securities
Fair Value Measurements Recurring \| Level 1 \| State agency and municipal obligations
Available-for-sale investment securities:
Available for sale securities
Fair Value Measurements Recurring \| Level 1 \| Corporate bonds
Available-for-sale investment securities:
Available for sale securities
Fair Value Measurements Recurring \| Level 1 \| Mortgage backed securities
Available-for-sale investment securities:
Available for sale securities
Fair Value Measurements Recurring \| Level 2
Available-for-sale investment securities:
Derivative Liability	-186
Fair Value Measurements Recurring \| Level 2 \| U.S. Government and agency obligations
Available-for-sale investment securities:
Available for sale securities	24,418	5,688
Fair Value Measurements Recurring \| Level 2 \| State agency and municipal obligations
Available-for-sale investment securities:
Available for sale securities	18,584	12,132
Fair Value Measurements Recurring \| Level 2 \| Corporate bonds
Available-for-sale investment securities:
Available for sale securities	16,325	9,556
Fair Value Measurements Recurring \| Level 2 \| Mortgage backed securities
Available-for-sale investment securities:
Available for sale securities	5,682	1,211
Fair Value Measurements Recurring \| Level 3
Available-for-sale investment securities:
Derivative Liability
Fair Value Measurements Recurring \| Level 3 \| U.S. Government and agency obligations
Available-for-sale investment securities:
Available for sale securities
Fair Value Measurements Recurring \| Level 3 \| State agency and municipal obligations
Available-for-sale investment securities:
Available for sale securities
Fair Value Measurements Recurring \| Level 3 \| Corporate bonds
Available-for-sale investment securities:
Available for sale securities
Fair Value Measurements Recurring \| Level 3 \| Mortgage backed securities
Available-for-sale investment securities:
Available for sale securities

FAIR_VALUE_MEASUREMENTS_Financ1

FAIR VALUE MEASUREMENTS - Financial instruments carried at fair value on nonrecurring basis (Details 1) (Fair Value Measurements Nonrecurring, USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Foreclosed real estate
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Foreclosed real estate
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	8,281	3,723
Foreclosed real estate	$950	$829

FAIR_VALUE_MEASUREMENTS_Quanti

FAIR VALUE MEASUREMENTS - Quantitative inputs and assumptions for Level 3 financial instruments carried at fair value on nonrecurring basis (Details 2) (Level 3, Fair Value Measurements Nonrecurring, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$8,281	$3,723
Foreclosed real estate	950	829
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	8,281	3,723
Valuation Methodology, Appraisals	Appraisals	Appraisals
Valuation Methodology, Discounted cash flows	Discounted cash flows	Discounted cash flows
Unobservable Input, Discount for dated appraisals
Unobservable Input, Discount rate		6.00%
Impaired loans \| Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable Input, Discount for dated appraisals		0.00%
Unobservable Input, Discount rate	3.25%
Impaired loans \| Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable Input, Discount for dated appraisals		20.00%
Unobservable Input, Discount rate	8.25%
Foreclosed Real Estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed real estate	$950	$829
Valuation Methodology, Appraisals	Appraisals	Appraisals
Foreclosed Real Estate \| Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable Input, Discount for dated appraisals	7.34%	34.80%
Foreclosed Real Estate \| Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unobservable Input, Discount for dated appraisals	66.60%	66.60%

REGULATORY_MATTERS_Capital_amo

REGULATORY MATTERS - Capital amounts and ratios for Bank (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Bankwell Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to Risk-Weighted Assets, Actual Capital, Amount	$125,339	$66,674
Total Capital to Risk-Weighted Assets, Actual Capital, Ratio	13.55%	10.74%
Total Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount	74,003	49,682
Total Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Total Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	92,503	62,103
Total Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I Capital to Risk-Weighted Assets, Actual Capital, Amount	115,359	58,908
Tier I Capital to Risk-Weighted Assets, Actual Capital, Ratio	12.47%	9.49%
Tier I Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount	37,001	24,841
Tier I Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier I Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	55,502	37,262
Tier I Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.00%	6.00%
Tier I Capital to Average Assets, Actual Capital, Amount	115,359	58,908
Tier I Capital to Average Assets, Actual Capital, Ratio	11.12%	7.91%
Tier I Capital to Average Assets, For Capital Adequacy Purposes, Amount	41,485	29,772
Tier I Capital to Average Assets, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier I Capital to Average Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	51,856	37,215
Tier I Capital to Average Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%
Bankwell Financial Group Inc.
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to Risk-Weighted Assets, Actual Capital, Amount	135,223	76,537
Total Capital to Risk-Weighted Assets, Actual Capital, Ratio	14.59%	12.32%
Total Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount	74,136	49,683
Total Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Total Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount
Total Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio
Tier I Capital to Risk-Weighted Assets, Actual Capital, Amount	125,243	68,766
Tier I Capital to Risk-Weighted Assets, Actual Capital, Ratio	13.51%	11.07%
Tier I Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount	37,068	24,841
Tier I Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier I Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount
Tier I Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio
Tier I Capital to Average Assets, Actual Capital, Amount	125,243	68,766
Tier I Capital to Average Assets, Actual Capital, Ratio	11.78%	9.15%
Tier I Capital to Average Assets, For Capital Adequacy Purposes, Amount	42,516	30,068
Tier I Capital to Average Assets, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier I Capital to Average Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount
Tier I Capital to Average Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio

REGULATORY_MATTERS_Detail_text

REGULATORY MATTERS (Detail textuals) (Minimum)	12 Months Ended
REGULATORY MATTERS (Detail textuals) (Minimum)	Dec. 31, 2014
Minimum
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier I capital to Risk-weighted Assets	4.50%
Common Equity Tier I capital conservation buffer	2.50%
Tier I Capital to Risk-Weighted Assets, Actual Capital, Ratio	6.00%
Leverage ratio	4.00%

RELATED_PARTY_TRANSACTIONS_Cha

RELATED PARTY TRANSACTIONS - Changes in loans outstanding (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance, beginning of year	$7,346	$5,260	$5,098
Additional loans	6,606	13,775	3,769
Repayments and changes in status	-6,443	-11,689	-3,607
Balance, end of year	$7,509	$7,346	$5,260

RELATED_PARTY_TRANSACTIONS_Det

RELATED PARTY TRANSACTIONS (Detail Textuals) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Related Party Transaction [Line Items]
Related party deposits	$34,500	$44,700	$27,000
Payment to related parties for services	$62	$862	$123
Minimum
Related Party Transaction [Line Items]
Equity ownership percentage	10.00%

PARENT_CORPORATION_ONLY_FINANC2

PARENT CORPORATION ONLY FINANCIAL STATEMENTS - Condensed Statements of Financial Condition (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$48,559	$82,013	$28,927	$7,091
Premises and equipment, net	11,910	7,060
Deferred income taxes, net	7,156	5,845
Other assets	2,029	1,822
Total assets	1,099,531	779,618
LIABILITIES AND SHAREHOLDERS' EQUITY
Accrued expenses and other liabilities	5,882	4,588
Stockholders' equity	129,210	69,485	51,534	49,188
Total liabilities and stockholders' equity	1,099,531	779,618
Parent Company
ASSETS
Cash and due from banks	6,640	7,962	774	4,167
Investment in subsidiary	119,326	59,627
Premises and equipment, net	204	289
Deferred income taxes, net	3,256	2,410
Other assets	1,644	416
Total assets	131,070	70,704
LIABILITIES AND SHAREHOLDERS' EQUITY
Accrued expenses and other liabilities	1,860	1,219
Stockholders' equity	129,210	69,485
Total liabilities and stockholders' equity	$131,070	$70,704

PARENT_CORPORATION_ONLY_FINANC3

PARENT CORPORATION ONLY FINANCIAL STATEMENTS - Condensed Statements of Income (Details 1) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Condensed Financial Statements, Captions [Line Items]
Interest income									$33,409	$26,599	$22,329
Loss before equity in undistributed earnings of subsidiaries	955	2,256	1,863	1,663	1,276	2,099	2,389	1,581	6,737	7,345	1,871
Net Income	727	1,491	1,227	1,123	1,362	1,319	1,468	1,012	4,568	5,161	1,214
Parent Company
Condensed Financial Statements, Captions [Line Items]
Interest income									45	26	15
Other income										4,167	2,264
Total income									45	4,193	2,279
Expenses									1,728	5,711	4,261
Loss before equity in undistributed earnings of subsidiaries									-1,683	-1,518	-1,982
Equity in undistributed earnings of subsidiaries									6,251	6,679	3,196
Net Income									$4,568	$5,161	$1,214

PARENT_CORPORATION_ONLY_FINANC4

PARENT CORPORATION ONLY FINANCIAL STATEMENTS - Condensed Statements of Cash Flows (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities
Net income	$4,568	$5,161	$1,214
Adjustments to reconcile net income to net cash provided by operating activities:
Increase in other assets	-58	501	1,432
Net cash used by operating activities	9,170	2,949	8,167
Cash flows from investing activities
Net cash used by investing activities	-238,699	-51,707	-114,185
Cash flows from financing activities
Proceeds from exercise of options	207	467
Dividends paid on preferred stock	-110	-111	-132
Proceeds from stock offering	44,704	13,178
Net cash provided by financing activities	196,075	101,844	127,854
Net (decrease) increase in cash and cash equivalents	-33,454	53,086	21,836
Cash and cash equivalents:
Beginning of year	82,013	28,927	7,091
End of period	48,559	82,013	28,927
Cash paid for:
Interest	3,985	2,527	3,208
Income taxes	2,222	2,872	1,984
Parent Company
Cash flows from operating activities
Net income	4,568	5,161	1,214
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed earnings	-6,251	-6,679	-3,196
Increase in other assets	-1,245	-97	-203
(Decrease) Increase in premises and equipment, net	85	6	-283
Increase in deferred income taxes, net	-846	-452	-1,508
Increase in other liabilities	641	491	234
Stock-based compensation	573	259	481
Net cash used by operating activities	-2,475	-1,311	-3,261
Cash flows from investing activities
Cash paid for acquisitions	-3,648	-5,035
Capital contribution to Bankwell Bank	-40,000
Net cash used by investing activities	-43,648	-5,035
Cash flows from financing activities
Proceeds from exercise of options	207	467
Dividends paid on preferred stock	-110	-111	-132
Proceeds from stock offering	44,704	13,178
Net cash provided by financing activities	44,801	13,534	-132
Net (decrease) increase in cash and cash equivalents	-1,322	7,188	-3,393
Cash and cash equivalents:
Beginning of year	7,962	774	4,167
End of period	6,640	7,962	774
Cash paid for:
Interest
Income taxes

QUARTERLY_FINANCIAL_INFORMATIO2

QUARTERLY FINANCIAL INFORMATION OF BANKWELL FINANCIAL GROUP, INC. (UNAUDITED) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Quarterly Financial Information Disclosure [Abstract]
Total interest income	$11,016	$8,668	$8,044	$7,861	$7,394	$7,121	$6,901	$6,676	$35,589	$28,092	$24,397
Total interest expense	1,245	1,073	896	715	794	727	653	591	3,929	2,765	3,192
Net interest income	9,771	7,595	7,148	7,146	6,600	6,394	6,248	6,085	31,660	25,327	21,205
Provision for loan losses	1,305	566	70	211	96	47	252	190	2,152	585	1,821
Non-interest income	833	757	682	769	1,832	1,083	1,524	284	3,041	4,723	345
Non-interest expense	8,344	5,530	5,897	6,041	7,060	5,331	5,131	4,598	25,812	22,120	17,858
Income before income taxes	955	2,256	1,863	1,663	1,276	2,099	2,389	1,581	6,737	7,345	1,871
Provision (benefit) from income taxes	228	765	636	540	-86	780	921	569	2,169	2,184	657
Net income	727	1,491	1,227	1,123	1,362	1,319	1,468	1,012	4,568	5,161	1,214
Net income attributable to common stockholders	$698	$1,464	$1,200	$1,096	$1,334	$1,290	$1,441	$985	$4,458	$5,050	$1,082
Earnings per share:
Basic (in dollars per share)	$0.10	$0.22	$0.23	$0.28	$0.34	$0.38	$0.43	$0.31	$0.78	$1.46	$0.39
Diluted (in dollars per share)	$0.10	$0.22	$0.23	$0.28	$0.34	$0.37	$0.42	$0.30	$0.78	$1.44	$0.38