Enova International (ENVA) 10-Q 8 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	4-May-15
Document And Entity Information [Abstract]
Entity Registrant Name	Enova International, Inc.
Entity Central Index Key	1529864
Current Fiscal Year End Date	-19
Entity Filer Category	Non-accelerated Filer
Document Type	10-Q
Trading Symbol	ENVA
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Amendment Flag	FALSE
Entity Common Stock, Shares Outstanding		33,000,000

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified
Assets
Cash and cash equivalents	$143,444	$75,106	$56,241
Consumer loans, net	279,055	323,611	280,186
Prepaid expenses and other assets	15,667	16,631	8,692
Deferred tax assets	19,728	25,427	26,757
Property and equipment, net	40,257	33,985	39,027
Goodwill	255,856	255,862	255,866
Intangible assets, net	33	39	23
Other assets	28,513	29,536	6,286
Total assets	782,553	760,197	673,078
Liabilities and Stockholders' Equity
Accounts payable and accrued expenses	54,175	57,277	36,396
Income taxes currently payable	8,445	6,802
Deferred tax liabilities	47,766	47,953	46,955
Other liabilities			58
Long-term debt	494,347	494,181	376,872
Total liabilities	604,733	606,213	460,281
Commitments and contingencies (Note 7)
Stockholders' equity:
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding
Additional paid in capital	2,006	294
Retained earnings	181,391	156,861	208,939
Accumulated other comprehensive (loss) income	-5,577	-3,171	3,858
Total stockholders' equity	177,820	153,984	212,797
Total liabilities and stockholders' equity	$782,553	$760,197	$673,078

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Mar. 31, 2015
Statement Of Financial Position [Abstract]
Common stock, par value per share	$0.00
Common stock, shares authorized	250,000,000
Common stock, shares issued	33,000,000
Common stock, shares outstanding	33,000,000
Preferred stock, par value per share	$0.00
Preferred stock, shares authorized	25,000,000
Preferred stock, shares issued	0
Preferred stock, shares outstanding	0

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Income Statement [Abstract]
Revenue	$165,676	$208,465
Cost of Revenue	38,570	66,436
Gross Profit	127,106	142,029
Expenses
Marketing	24,156	28,478
Operations and technology	18,012	17,885
General and administrative	25,566	24,427
Depreciation and amortization	5,283	4,118
Total Expenses	73,017	74,908
Income from Operations	54,089	67,121
Interest expense, net	-13,305	-4,754
Foreign currency transaction loss	-944	-101
Income before Income Taxes	39,840	62,266
Provision for income taxes	15,310	22,211
Net Income	$24,530	$40,055
Earnings per common share:
Basic	$0.74	$1.21
Diluted	$0.74	$1.21
Weighted average common shares outstanding:
Basic	33,000	33,000
Diluted	33,008	33,000

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014
Statement Of Income And Comprehensive Income [Abstract]
Net Income	$24,530		$40,055
Other comprehensive (loss) gain, net of tax:
Foreign currency translation (loss) gain	-2,406	[1]	757	[1]
Total other comprehensive (loss) gain, net of tax	-2,406		757
Comprehensive Income	$22,124		$40,812
[1]	Net of tax benefit (provision) of $1,190 and $(423) for the three months ended MarchB 31, 2015 and 2014, respectively.

CONSOLIDATED_STATEMENTS_OF_COM1

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Statement Of Income And Comprehensive Income [Abstract]
Tax benefit (provision) of foreign currency translation gain	$1,190	($423)

CONSOLIDATED_STATEMENTS_OF_STO

CONSOLIDATED STATEMENTS OF STOCKHOLDERS EQUITY (USD $)	Total		Common Stock	Additional Paid in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
In Thousands, except Share data	USD ($)			USD ($)	USD ($)	USD ($)
Balance at Dec. 31, 2013	$173,048				$169,947	$3,101
Balance, in shares at Dec. 31, 2013			33,000,000
Net equity transactions with Cash America	-1,063				-1,063
Net Income	40,055				40,055
Foreign currency translation gain (loss), net of tax	757	[1]				757
Balance at Mar. 31, 2014	212,797				208,939	3,858
Balance, in shares at Mar. 31, 2014			33,000,000
Balance at Dec. 31, 2014	153,984			294	156,861	-3,171
Balance, in shares at Dec. 31, 2014			33,000,000
Stock-based compensation expense	1,712			1,712
Net Income	24,530				24,530
Foreign currency translation gain (loss), net of tax	-2,406	[1]				-2,406
Balance at Mar. 31, 2015	$177,820			$2,006	$181,391	($5,577)
Balance, in shares at Mar. 31, 2015			33,000,000
[1]	Net of tax benefit (provision) of $1,190 and $(423) for the three months ended MarchB 31, 2015 and 2014, respectively.

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Cash Flows from Operating Activities
Net Income	$24,530	$40,055
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	5,283	4,118
Amortization of deferred loan costs and debt discount	827
Cost of Revenue	38,570	66,436
Non-cash affiliate interest expense		4,754
Stock-based compensation expense	1,712	85
Deferred income taxes, net	6,702	5,336
Other	944
Changes in operating assets and liabilities:
Finance and service charges on consumer loans	7,879	2,666
Prepaid expenses and other assets	373	245
Accounts payable and accrued expenses	-598	-11,706
Current income taxes payable	1,643	9
Net cash provided by operating activities	87,865	111,998
Cash Flows from Investing Activities
Consumer loans originated or acquired	-226,701	-325,227
Consumer loans repaid	221,901	277,696
Purchases of property and equipment	-11,572	-3,676
Net cash used in investing activities	-16,372	-51,207
Cash Flows from Financing Activities
Net equity transactions with Cash America		132
Payments on affiliate line of credit		-53,295
Net cash used in financing activities		-53,163
Effect of exchange rates on cash	-3,155	1,133
Net increase in cash and cash equivalents	68,338	8,761
Cash and cash equivalents at beginning of year	75,106	47,480
Cash and cash equivalents at end of period	143,444	56,241
Supplemental Disclosures
Consumer loans renewed	$45,747	$104,498

Significant_Accounting_Policie

Significant Accounting Policies	3 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
Significant Accounting Policies	1	Significant Accounting Policies
	Basis of Presentation
	On September 7, 2011, Cash America International, Inc. (“Cash America”) formed a new company, Enova International, Inc. (the “Company”). On September 13, 2011, Cash America contributed to the Company all of the stock of its wholly-owned subsidiary, Enova Online Services, Inc., in exchange for 33 million shares of the Company’s common stock.
	On November 13, 2014, Cash America completed the tax-free spin-off of approximately 80% of the outstanding shares of the Company to holders of Cash America’s common stock (the “Spin-off”). Cash America’s shareholders received 0.915 shares of Company common stock for every one share of Cash America common stock held at the close of business November 3, 2014, which was the record date for the distribution. Following the Spin-off, the Company became an independent, publicly traded company, and the Company’s shares of common stock are listed on the New York Stock Exchange under the symbol “ENVA.”
	The consolidated financial statements of the Company reflect the historical results of operations and cash flows of the Company during each respective period. The financial statements include goodwill and intangible assets arising from businesses previously acquired. Prior to the Spin-off, the financial statements also included the allocation of certain assets and liabilities that had historically been held at the Cash America corporate level but which were specifically identifiable or allocable to the Company. Certain transactions with Cash America, such as stock-based compensation and foreign currency transactions, were considered to be effectively settled as net equity transactions with Cash America in “Retained earnings” in the consolidated balance sheets at the time the transaction was recorded. Prior to May 30, 2014, all intercompany transactions between the Company and Cash America were considered to be effectively settled in the financial statements at the time the transactions were recorded. The net effect of the settlement of these transactions was primarily reflected as a change in “Long-term debt” in the consolidated balance sheets. In addition, the historical financial statements include allocations of costs relating to certain functions historically provided by Cash America, including corporate services such as executive oversight, insurance and risk management, government relations, internal audit, treasury, licensing, and to a limited extent finance, accounting, tax, legal, human resources, compensation and benefits, compliance and support for certain information systems related to financial reporting. The expense allocations have been determined on a basis that Cash America and the Company consider to be reasonable reflections of the utilization of services provided by Cash America. Also see Note 9 for additional information on the Company’s relationship with Cash America. The financial information included herein for the prior year period may not be indicative of the consolidated financial position, operating results, changes in stockholder’s equity and cash flows of the Company in the future, or if the Company had been a separate company during the prior year period presented.
	The financial statements presented as of March 31, 2015 and 2014 and December 31, 2014 and for the three-month periods ended March 31, 2015 and 2014 are unaudited but, in management’s opinion, include all adjustments, consisting only of normal recurring adjustments, necessary for a fair statement of the results for such interim periods. Operating results for the three-month periods are not necessarily indicative of the results that may be expected for the full fiscal year.
	These financial statements and related notes should be read in conjunction with the Company’s audited consolidated financial statements as of December 31, 2014 and 2013 and for the years ended December 31, 2014, 2013 and 2012 and related notes, which are included on Form 10-K filed with the SEC on March 20, 2015.
	Revenue Recognition
	The Company recognizes revenue based on the loan products and services it offers. “Revenue” in the consolidated statements of income includes: interest income, finance charges, fees for services provided through the Company’s credit services organization and credit access business programs (“CSO programs”), or CSO fees, service charges, draw fees, minimum fees, late fees, nonsufficient funds fees and any other fees or charges permitted by applicable laws and pursuant to the agreement with the borrower. Direct costs associated with originating loans such as third-party customer acquisition costs are paid upfront and recognized on an effective yield basis over the term of the loan against revenue. For short-term loans that the Company offers, interest and finance charges are recognized on an effective yield basis over the term of the loan, and fees are recognized when assessed to the customer. CSO fees are recognized on an effective yield basis over the term of the loan. For line of credit accounts, interest is recognized over the reporting period based upon the balance outstanding and the contractual interest rate, and fees are recognized when assessed to the customer. For installment loans, interest is recognized on an effective yield basis over the term of the loan and fees are recognized when assessed to the customer. Unpaid and accrued interest and fees and deferred origination costs are included in “Consumer loans, net” in the consolidated balance sheets.
	Accounting Standards to be Adopted in Future Periods
	In April 2015, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) 2015‑05, Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement (“ASU 2015-05”), which amends Accounting Standards Codification (“ASC”) 350‑40, Internal-Use Software, by providing customers with guidance on determining whether a cloud computing arrangement contains a software license that should be accounted for as internal-use software. ASU 2015-05 is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015. The Company is still assessing the potential impact of ASU 2015-05 on its financial position and results of operations.
	In April 2015, the FASB issued ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs (“ASU 2015-03”), which amends existing guidance to require the presentation of debt issuance costs in the consolidated balance sheets as a deduction from the carrying amount of the related debt liability instead of a deferred charge (as an asset). ASU 2015-03 is effective for reporting periods beginning after December 15, 2015, but early adoption is permitted. When adopted, the new guidance will be applied retrospectively to all prior reporting periods presented. As of March 31, 2015, the Company had $14.1 million of unamortized debt issuance costs. These amounts are recorded in “Other assets” in the consolidated balance sheets.
	In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810) - Amendments to the Consolidation Analysis (“ASU 2015-02”), which provides guidance for reporting entities that are required to evaluate whether they should consolidate certain legal entities. In accordance with ASU 2015-02, all legal entities are subject to reevaluation under the revised consolidation model. ASU 2015-02 is effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. The Company is still assessing the potential impact of ASU 2015-02 on its financial position and results of operations.
	In August 2014, the FASB issued ASU 2014-15, Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern (“ASU 2014-15”), which requires management to evaluate, in connection with financial statement preparation for each annual and interim reporting period, whether there are conditions or events that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date the financial statements are issued, and to provide related disclosures. ASU 2014-15 applies to all entities and is effective for annual periods ending after December 15, 2016, and interim periods thereafter, with early adoption permitted. The Company does not expect adoption of this guidance will have a material effect on its consolidated financial statements.
	In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) (“ASU 2014-09”), which supersedes the revenue recognition requirements in Accounting Standards Codification 605, Revenue Recognition. ASU 2014-09 is based on the principle that revenue is recognized to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU 2014-09 also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. ASU 2014-09 is effective retrospectively for fiscal years, and interim periods within those years, beginning after December 15, 2017, reflecting the FASB’s decision on April 1, 2015 to defer the effective date by one year. Early adoption is not permitted. The Company is still assessing the potential impact of ASU 2014-09 on its financial position and results of operations.

Consumer_Loans_Credit_Quality_

Consumer Loans, Credit Quality Information and Allowances and Liabilities for Estimated Losses on Consumer Loans	3 Months Ended
	Mar. 31, 2015
Consumer Loans Credit Quality Information And Allowances And Liabilities For Estimated Losses On Consumer Loans [Abstract]
Consumer Loans, Credit Quality Information and Allowances and Liabilities for Estimated Losses on Consumer Loans	2	Consumer Loans, Credit Quality Information and Allowances and Liabilities for Estimated Losses on Consumer Loans
	Consumer loan fee revenue generated from the Company’s consumer loans for the three months ended March 31, 2015 and 2014 was as follows (dollars in thousands):
			Three Months Ended
			March 31,
			2015			2014
	Interest and fees on short-term loans		$	50,861		$	72,978
	Interest and fees on line of credit accounts			55,653			73,037
	Interest and fees on installment loans			58,757			62,408
	Total consumer loan revenue			165,271			208,423
	Other			405			42
	Total Revenue		$	165,676		$	208,465
	Current and Delinquent Consumer Loans
	The Company classifies its consumer loans as either current or delinquent. Short-term loans are considered delinquent when payment of an amount due is not made as of the due date. If a line of credit account or installment loan customer misses one payment, that payment is considered delinquent and the balance of the loan is considered current. The Company does not accrue interest on the delinquent payment portion of the loan but does continue to accrue interest on the remaining portion of the loan. If a line of credit account or installment loan customer does not make two consecutive payments, the entire account or loan is classified as delinquent. The Company allows for normal payment processing time before considering a payment or a loan delinquent but does not provide for any additional grace period.
	The Company does not accrue interest on delinquent consumer loans and does not resume accrual of interest on a delinquent loan unless it is returned to current status. In addition, delinquent consumer loans generally may not be renewed, and if, during its attempt to collect on a delinquent consumer loan, the Company allows additional time for payment through a payment plan or a promise to pay, it is still considered delinquent. Generally, all payments received are first applied against accrued but unpaid interest and fees and then against the principal balance of the loan.
	Allowance and Liability for Estimated Losses on Consumer Loans
	The Company monitors the performance of its consumer loan portfolio and maintains either an allowance or liability for estimated losses on consumer loans (including fees and interest) at a level estimated to be adequate to absorb credit losses inherent in the portfolio. The allowance for losses on the Company’s owned consumer loans reduces the outstanding loan balance in the consolidated balance sheets. The liability for estimated losses related to loans guaranteed under its CSO programs is initially recorded at fair value and is included in “Accounts payable and accrued expenses” in the consolidated balance sheets.
	In determining the allowance or liability for estimated losses on consumer loans, the Company applies a documented systematic methodology. In calculating the allowance or liability for loan losses, outstanding loans are divided into discrete groups of short-term loans, line of credit accounts and installment loans and are analyzed as current or delinquent. Increases in either the allowance or the liability, net of charge-offs and recoveries, are recorded as a “Cost of revenue” in the consolidated statements of income.
	The allowance or liability for short-term loans classified as current is based on historical loss rates adjusted for recent default trends for current loans. For delinquent short-term loans, the allowance or liability is based on a six-month rolling average of loss rates by stage of collection. For line of credit accounts and installment loan portfolios, the Company generally uses a migration analysis to estimate losses inherent in the portfolio. The allowance or liability calculation under the migration analysis is based on historical charge-off experience and the loss emergence period, which represents the average amount of time between the first occurrence of a loss event to the charge-off of a loan. The factors the Company considers to assess the adequacy of the allowance or liability include past due performance, historical behavior of monthly vintages, underwriting changes and recent trends in delinquency in the migration analysis.
	The Company fully reserves and generally charges off consumer loans once the loan or a portion of the loan has been classified as delinquent for 60 consecutive days. If a loan is deemed uncollectible before it is fully reserved, it is charged off at that point. Consumer loans classified as delinquent generally have an age of one to 59 days from the date any portion of the loan became delinquent, as defined above. Recoveries on loans previously charged to the allowance are credited to the allowance when collected.
	The components of Company-owned consumer loan portfolio receivables at March 31, 2015 and 2014 and December 31, 2014 were as follows (dollars in thousands):
			As of March 31, 2015
			Short-term			Line of Credit			Installment
			Loans			Accounts			Loans			Total
	Current loans		$	31,678		$	69,912		$	187,639		$	289,229
	Delinquent loans:
	Delinquent payment amounts(1)			—			3,158			1,302			4,460
	Loans on non-accrual status			17,334			3,126			16,126			36,586
	Total delinquent loans			17,334			6,284			17,428			41,046
	Total consumer loans, gross			49,012			76,196			205,067			330,275
	Less: Allowance for losses			(12,744	)		(12,340	)		(26,136	)		(51,220	)
	Consumer loans, net		$	36,268		$	63,856		$	178,931		$	279,055
			As of March 31, 2014
			Short-term			Line of Credit			Installment
			Loans			Accounts			Loans			Total
	Current loans		$	43,667		$	104,784		$	150,750		$	299,201
	Delinquent loans:
	Delinquent payment amounts(1)			—			4,108			1,252			5,360
	Loans on non-accrual status			22,243			10,112			17,550			49,905
	Total delinquent loans			22,243			14,220			18,802			55,265
	Total consumer loans, gross			65,910			119,004			169,552			354,466
	Less: Allowance for losses			(18,527	)		(26,669	)		(29,084	)		(74,280	)
	Consumer loans, net		$	47,383		$	92,335		$	140,468		$	280,186
			As of December 31, 2014
			Short-term			Line of Credit			Installment
			Loans			Accounts			Loans			Total
	Current loans		$	35,378		$	110,519		$	194,496		$	340,393
	Delinquent loans:
	Delinquent payment amounts(1)			—			3,733			1,469			5,202
	Loans on non-accrual status			20,920			4,428			17,616			42,964
	Total delinquent loans			20,920			8,161			19,085			48,166
	Total consumer loans, gross			56,298			118,680			213,581			388,559
	Less: Allowance for losses			(14,324	)		(19,749	)		(30,875	)		(64,948	)
	Consumer loans, net		$	41,974		$	98,931		$	182,706		$	323,611
	-1	Represents the delinquent portion of installment loans and line of credit account balances for customers that have only missed one payment. See “Current and Delinquent Consumer Loans” above for additional information.
	Changes in the allowance for losses for the Company-owned loans and the liability for losses on the Company’s guarantees of third-party lender-owned loans during the three months ended March 31, 2015 and 2014 were as follows (dollars in thousands):
			Three Months Ended March 31, 2015
			Short-term			Line of Credit			Installment
			Loans			Accounts			Loans			Total
	Allowance for losses for Company-owned consumer loans:
	Balance at beginning of period		$	14,324		$	19,749		$	30,875		$	64,948
	Cost of revenue			12,512			7,813			18,876			39,201
	Charge-offs			(19,778	)		(20,833	)		(29,882	)		(70,493	)
	Recoveries			5,870			5,907			6,580			18,357
	Effect of foreign currency translation			(184	)		(296	)		(313	)		(793	)
Balance at end of period		$	12,744		$	12,340		$	26,136		$	51,220
Liability for third-party lender-owned consumer loans:
Balance at beginning of period		$	1,575		$	—		$	1		$	1,576
(Decrease) increase in liability			(669	)		—			38			(631	)
Balance at end of period		$	906		$	—		$	39		$	945
		Three Months Ended March 31, 2014
		Short-term			Line of Credit			Installment
		Loans			Accounts			Loans			Total
Allowance for losses for Company-owned consumer loans:
Balance at beginning of period		$	20,466		$	29,244		$	32,608		$	82,318
Cost of revenue			17,168			23,913			26,203			67,284
Charge-offs			(29,135	)		(30,102	)		(34,549	)		(93,786	)
Recoveries			9,979			3,500			4,650			18,129
Effect of foreign currency translation			49			114			172			335
Balance at end of period		$	18,527		$	26,669		$	29,084		$	74,280
Liability for third-party lender-owned consumer loans:
Balance at beginning of period		$	2,047		$	—		$	—		$	2,047
Decrease in liability			(848	)		—			—			(848	)
Balance at end of period		$	1,199		$	—		$	—		$	1,199
Guarantees of Consumer Loans
In connection with its CSO programs, the Company guarantees consumer loan payment obligations to unrelated third-party lenders for short-term and installment loans and is required to purchase any defaulted loans it has guaranteed. The guarantee represents an obligation to purchase specific loans that go into default. As of March 31, 2015 and 2014 and December 31, 2014, the amount of consumer loans guaranteed by the Company was $25.4 million, $29.6 million and $36.3 million, respectively, representing amounts due under consumer loans originated by third-party lenders under the CSO programs. The estimated fair value of the liability for estimated losses on consumer loans guaranteed by the Company of $0.9 million, $1.2 million and $1.6 million, as of March 31, 2015 and 2014 and December 31, 2014, respectively, is included in “Accounts payable and accrued expenses” in the accompanying consolidated balance sheets.

Investment_in_Unconsolidated_S

Investment in Unconsolidated Subsidiary	3 Months Ended
	Mar. 31, 2015
Investment In Unconsolidated Subsidiary [Abstract]
Investment in Unconsolidated Subsidiary	3	Investment in Unconsolidated Subsidiary
	The Company records an investment in the preferred stock of a privately-held developing consumer financial services entity under the cost method. The carrying value of the Company’s investment in this unconsolidated subsidiary was $6.7 million as of March 31, 2015 and December 31, 2014, and $6.0 million as of March 31, 2014, and was held in “Other assets” in the Company’s consolidated balance sheets. The Company evaluates this investment for impairment if an event occurs or circumstances change that would more likely than not reduce the fair value of the investment below carrying value. Based on the Company’s impairment evaluation of this investment as of March 31, 2015, it determined that no impairment existed.

Longterm_Debt

Long-term Debt	3 Months Ended
	Mar. 31, 2015
Debt Disclosure [Abstract]
Long-term Debt	4	Long-term debt
	$65.0 Million Revolving Credit Facility
	On May 14, 2014, the Company and its domestic subsidiaries as guarantors entered into a credit agreement among the Company, the guarantors, Jefferies Finance, LLC as administrative agent and Jefferies Group, LLC as lender (the “Credit Agreement”). The Credit Agreement provided for an unsecured revolving credit facility of up to $75.0 million, including a multi-currency sub-facility that gives the Company the ability to borrow up to $25.0 million that may be specified in foreign currencies subject to the terms and conditions of the Credit Agreement. On March 25, 2015 an amendment to the Credit Agreement reduced the Company’s unsecured revolving line of credit to $65.0 million and increased an additional senior secured indebtedness basket to the greater of $20.0 million or 2.75% of consolidated total assets (as defined in the credit agreement) (from $15.0 million or 2% of consolidated total assets). In addition, the amendment revised certain definitions and provisions relating to limitations on indebtedness, investments, dispositions, fundamental changes and burdensome agreements to allow certain of the Company’s foreign subsidiaries, which opt to become guarantors of its obligations under the credit agreement, to be treated as domestic subsidiaries for purposes of those provisions. Interest on the amounts borrowed will be charged, at the Company’s option, at either the London Interbank Offered Rate (“LIBOR”) for one week or one-, two-, three- or six-month periods, as selected by the Company, plus a margin varying from 2.50% to 3.75% or at the agent’s base rate plus a margin varying from 1.50% to 2.75%. The margin for the borrowings under the Credit Agreement is dependent on the Company’s cash flow leverage ratios. The Company will also be required to pay a fee on the unused portion of the line of credit ranging from 0.25% to 0.50% (0.375% as of March 31, 2015) based on the Company’s cash flow leverage ratios. The Credit Agreement will mature on June 30, 2017. There were no outstanding borrowings under the Credit Agreement as of March 31, 2015.
	The Credit Agreement also includes a sub-limit of up to $20.0 million for standby or commercial letters of credit that is guaranteed by the Company’s domestic subsidiaries. In the event that an amount is paid by the issuing bank under a letter of credit, it will be due and payable by the Company on demand. Pursuant to the terms of the Credit Agreement, the Company agrees to pay fees equal to the LIBOR margin per annum on the undrawn amount of each outstanding standby letter of credit plus a one-time commercial letter of credit fee of 0.20% of the face amount of each commercial letter of credit plus 0.25% per annum on the average daily amount of the total letter of credit exposure. The Company had letters of credit of $6.6 million under its Credit Agreement as of March 31, 2015.
	In connection with the issuance of the Credit Agreement, the Company incurred debt issuance costs of approximately $1.6 million, which primarily consisted of underwriting fees and legal expenses. The unamortized balance of these costs as of March 31, 2015 is included in “Other assets” in the consolidated balance sheets. These costs are being amortized to interest expense over a period of 37 months, the term of the Credit Agreement.
	$500.0 Million 9.75% Senior Unsecured Notes
	On May 30, 2014, the Company issued and sold $500.0 million in aggregate principal amount of 9.75% Senior Notes due 2021 (the “Senior Notes”). The Senior Notes bear interest at a rate of 9.75% annually on the principal amount payable semi-annually in arrears on June 1 and December 1 of each year, beginning on December 1, 2014. The Senior Notes were sold at a discount of the principal amount to yield 10.0% to maturity. The Senior Notes will mature on June 1, 2021. The Senior Notes are unsecured debt obligations of the Company, and are unconditionally guaranteed by all of the Company’s domestic subsidiaries. The Senior Notes were sold to qualified institutional buyers in accordance with Rule 144A under the Securities Act of 1933, as amended, or the Securities Act, and outside the United States pursuant to Regulation S under the Securities Act.
	The Senior Notes are governed by an indenture (the “Senior Notes Indenture”), dated May 30, 2014, between the Company, the Company’s domestic subsidiaries, as guarantors, and the trustee. The Senior Notes Indenture contains certain covenants that, among other things, limit the Company’s, and certain of its subsidiaries, ability to incur additional debt, acquire or create new subsidiaries, create liens, engage in certain transactions with affiliates and consolidate or merge with or into other companies. The Senior Notes Indenture provides for customary events of default, including nonpayment and failure to comply with covenants or other agreements in the Senior Notes Indenture.
	The Senior Notes are redeemable at the Company’s option, in whole or in part, (i) at any time prior to June 1, 2017 at 100% of the aggregate principal amount of Senior Notes redeemed plus the applicable “make whole” redemption price specified in the Senior Notes Indenture, plus accrued and unpaid interest, if any, to the redemption date and (ii) at any time on or after June 1, 2017 at a premium specified in the Senior Notes Indenture that will decrease over time, plus accrued and unpaid interest, if any, to the redemption date. In addition, prior to June 1, 2017, at its option, the Company may redeem up to 35% of the aggregate principal amount of the Senior Notes at a redemption price equal to 109.75% of the principal amount thereof, plus accrued and unpaid interest, if any, to the redemption date, with the proceeds of certain equity offerings as described in the Senior Notes Indenture. If a change of control occurs, as that term is defined in the Senior Notes Indenture, the holders of the Senior Notes will have the right, subject to certain conditions, to require the Company to repurchase their Senior Notes at a purchase price equal to 101% of the aggregate principal amount, plus accrued and unpaid interest, if any, as of the date of repurchase. The Spin-off did not constitute a change of control under the Senior Notes Indenture. See Note 1 for additional information on the Spin-off.
	Additionally, on May 30, 2014, the Company entered into a registration rights agreement with Jefferies, LLC as the initial purchaser (the “Registration Rights Agreement”) of the Senior Notes, pursuant to which the Company agreed to use commercially reasonable efforts to cause a registration statement to be declared effective on or prior to the 360th day following the closing date relating to an exchange offer of the Senior Notes for identical new notes registered under the Securities Act. The Company caused a registration statement on Form S-4 to be declared effective by the Securities and Exchange Commission in April 2015 and has completed the exchange offer.
	The Company used all of the net proceeds of the Senior Notes offering, or $479.0 million, to repay all of its intercompany indebtedness due to Cash America, which was $361.4 million as of May 30, 2014, and the remaining net proceeds were used to pay a significant portion of $122.4 million in cash dividends paid to Cash America, of which $120.7 million was paid on May 30, 2014 and $1.7 million was paid on June 30, 2014.
	As of March 31, 2015, the carrying amount of the Senior Notes was $494.3 million, which included an unamortized discount of $5.7 million. The discount is being amortized to interest expense over a period of seven years, through the maturity date of June 1, 2021. The total interest expense recognized was $12.4 million for the three months ended March 31, 2015, of which $0.2 million represented the non-cash amortization of the discount. In connection with the issuance of the Senior Notes, the Company incurred approximately $14.7 million for issuance costs, which primarily consisted of underwriting fees, legal and other professional expenses. These costs are being amortized to interest expense over seven years and are included in “Other assets” in the consolidated balance sheets.
	Prior to issuing the Senior Notes, the Company depended on Cash America’s support for a significant portion of its financing requirements and had in place a $450 million affiliate revolving credit agreement related to amounts outstanding with Cash America (the “Affiliate Line of Credit”). Borrowings under the Affiliate Line of Credit bore interest at a fluctuating interest rate equal to the prevailing LIBOR rate per annum (based upon a one month interest period) plus 4.5%, or in certain circumstances equal to the prevailing alternate base rate per annum plus 2.0%. The alternate base rate was equal to the greater of (a) the U.S. prime rate, (b) the federal funds effective rate plus 0.5%, and (c) the sum of the one-month LIBOR plus 1.0%. Interest accruing on borrowings made under the revolving line of credit was payable to Cash America, and borrowings were settled through an adjustment to the Company’s affiliate line of credit with Cash America on a monthly basis. At March 31, 2014, the Company had outstanding unsecured amounts payable under the Affiliate Line of Credit of $376.9 million.
	Weighted-average interest rates on long-term debt were 10.0% and 4.69% during the three months ended March 31, 2015 and 2014, respectively.
	As of March 31, 2015 and 2014 and December 31, 2014, the Company was in compliance with all covenants and other requirements set forth in the prevailing long-term debt agreement(s).

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	5	Earnings Per Share
	Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share is calculated by giving effect to the potential dilution that could occur if securities or other contracts to issue common shares were exercised and converted into common shares during the period. Restricted stock units issued under the Company’s stock-based employee compensation plans are included in diluted shares upon the granting of the awards even though the vesting of shares will occur over time.
	The following table sets forth the reconciliation of numerators and denominators of basic and diluted earnings per share computations for the three months ended March 31, 2015 and 2014 (in thousands, except per share amounts):
			Three Months Ended
			March 31,
			2015		2014
	Numerator:
	Net income		$	24,530	$	40,055
	Denominator:
	Total weighted average basic shares			33,000		33,000
	Shares applicable to stock-based compensation			8		—
	Total weighted average diluted shares			33,008		33,000
	Net income – basic		$	0.74	$	1.21
	Net income – diluted		$	0.74	$	1.21
	For the three months ended March 31, 2015, 1,527,042 shares of common stock underlying stock options and 50,610 shares of common stock underlying restricted stock units were excluded from the calculation of diluted net income per share because their effect would have been antidilutive. There were no stock options or restricted stock units outstanding as of March 31, 2014.

Operating_Segment_Information

Operating Segment Information	3 Months Ended
	Mar. 31, 2015
Segment Reporting [Abstract]
Operating Segment Information	6	Operating Segment Information
	The Company provides online financial services to alternative credit consumers in the United States, United Kingdom, Australia, Canada, Brazil and China and has one reportable segment, which is composed of the Company’s domestic and international operations. The Company has aggregated all components of its business into a single reportable segment based on the similarities of the economic characteristics, the nature of the products and services, the nature of the production and distribution methods, the type of customer and the nature of the regulatory environment.
	The Company allocates certain corporate expenses (primarily general and administrative expenses and, to a lesser extent, marketing and operations and technology expenses) between its domestic and international components based on revenue. The following tables present information on the Company’s domestic and international operations as of and for the three months ended March 31, 2015 and 2014 (dollars in thousands):
			Three Months Ended
			March 31,
			2015		2014
	Revenue
	Domestic		$	119,053	$	109,087
	International			46,623		99,378
	Total revenue		$	165,676	$	208,465
	Income from operations
	Domestic		$	37,098	$	41,208
	International			16,991		25,913
	Total income from operations		$	54,089	$	67,121
	Depreciation and amortization
	Domestic		$	4,760	$	3,596
	International			523		522
	Total depreciation and amortization		$	5,283	$	4,118
	Expenditures for property and equipment
	Domestic		$	11,478	$	3,177
	International			94		499
	Total expenditures for property and equipment		$	11,572	$	3,676
			March 31,
			2015		2014
	Property and equipment, net
	Domestic		$	35,191	$	33,685
	International			5,066		5,342
	Total property and equipment, net		$	40,257	$	39,027
	Assets
	Domestic		$	592,062	$	462,496
	International			190,491		210,582
	Total assets		$	782,553	$	673,078
	Geographic Information
	The following table presents the Company’s revenue by geographic region for the three months ended March 31, 2015 and 2014 (dollars in thousands):
			Three Months Ended
			March 31,
			2015		2014
	Revenue
	United States		$	119,053	$	109,087
	United Kingdom			44,336		97,116
	Other international countries			2,287		2,262
	Total revenue		$	165,676	$	208,465
	The Company’s long-lived assets, which consist of the Company’s property and equipment, were $40.3 million and $39.0 million at March 31, 2015 and 2014, respectively. The operations for the Company’s domestic and international businesses are primarily located within the United States, and the value of any long-lived assets located outside of the United States is immaterial.

Commitments_and_Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2015
Commitments And Contingencies Disclosure [Abstract]
Commitments and Contingencies	7	Commitments and Contingencies
	Litigation
	On March 8, 2013, Flemming Kristensen, on behalf of himself and others similarly situated, filed a purported class action lawsuit in the U.S. District Court of Nevada against the Company and other unaffiliated lenders and lead providers. The lawsuit alleges that the lead provider defendants sent unauthorized text messages to consumers on behalf of the Company and the other lender defendants in violation of the Telephone Consumer Protection Act. The complaint seeks class certification, statutory damages, an injunction against “wireless spam activities,” and attorneys’ fees and costs. The Company filed an answer to the complaint denying all liability. On March 26, 2014, the Court granted class certification. On October 24, 2014, the Company filed a motion for summary judgment, and the court has not yet ruled on this motion. On January 27, 2015, the plaintiff filed a motion for summary judgment against all of the defendants, and the court has not yet ruled on this motion. Neither the likelihood of an unfavorable ruling nor the ultimate liability, if any, with respect to this matter can be determined at this time, and the Company is currently unable to estimate a range of reasonably possible losses, as defined by ASC 450-20-20, Contingencies–Loss Contingencies–Glossary, for this litigation. The Company believes that the plaintiff’s claims in the complaint are without merit and intends to vigorously defend this lawsuit.
	On January 12, 2015, the California Department of Business Oversight (the “Department”) issued an Order (the “Order”) to the Company’s subsidiary, CNU of California, LLC (“CNU”), alleging that CNU violated the California Deferred Deposit Transaction Law by stating in its deferred deposit loan contracts and other agreements that CNU would charge customers amounts not allowed under California law, by electronically debiting customer accounts for more than the original agreed upon amount without additional written authorization from customers, by using the wrong legal name in certain agreements and by advertising via the Company’s website without disclosing that CNU is licensed by the Department.  The Order requires CNU to pay an administrative penalty of $10,000, to forfeit all charges and fees for every deferred deposit transaction made in violation of law, and to desist and refrain from violating those provisions of California law.  On February 20, 2015, CNU requested a hearing to challenge the Order.  A hearing date of August 31, 2015 has been set.  It is too early in this matter to determine either the likelihood of an unfavorable ruling or the ultimate liability, if any, with respect to this matter, and therefore the Company is currently unable to estimate a range of reasonably possible losses, as defined by ASC 450-20-20, for this litigation. The Company believes that the Department’s claims in the Order are without merit and intends to vigorously challenge the Order.
	The Company is also a defendant in certain routine litigation matters encountered in the ordinary course of its business. Certain of these matters may be covered to an extent by insurance. In the opinion of management, the resolution of these matters will not have a material adverse effect on the Company’s financial position, results of operations or liquidity.

Derivative_Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2015
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Derivative Instruments	8	Derivative Instruments
	The Company periodically uses derivative instruments to manage risk from changes in market conditions that may affect the Company’s financial performance. The Company primarily uses derivative instruments to manage its primary market risks, which are interest rate risk and foreign currency exchange rate risk.
	The Company currently uses forward currency exchange contracts to minimize the effects of foreign currency risk in the United Kingdom and prior to December 31, 2014, used forward currency exchange contracts to minimize the effects of foreign currency risk in Australia. The forward currency exchange contracts are non-designated derivatives. Any gain or loss resulting from these contracts is recorded as income or loss and is included in “Foreign currency transaction loss” in the Company’s consolidated statements of income. The Company currently does not manage its exposure to risk from foreign currency exchange rate fluctuations through the use of forward currency exchange contracts in Australia, Canada, Brazil or China.
	The Company’s derivative instruments are presented in its financial statements on a net basis. The following table presents information related to the Company’s derivative instruments as of March 31, 2015 and December 31, 2014 (dollars in thousands):
	Non-designated derivatives:
			As of March 31, 2015
					Gross Amounts			Gross Amounts		Net Amounts of Assets
					of Recognized			Offset in the		Presented in the
			Notional		Financial			Consolidated		Consolidated Balance
	Forward currency exchange contracts		Amount		Instruments			Balance Sheets(1)		Sheets(2)
	Assets		$	—	$	—		$	—	$	—
	Liabilities		$	35,793	$	125		$	—	$	125
			As of December 31, 2014
					Gross Amounts			Gross Amounts		Net Amounts of Assets
					of Recognized			Offset in the		Presented in the
			Notional		Financial			Consolidated		Consolidated Balance
	Forward currency exchange contracts		Amount		Instruments			Balance Sheets(1)		Sheets(2)
	Assets		$	—	$	—		$	—	$	—
	Liabilities		$	112,593	$	213		$	—	$	213
	-1	As of March 31, 2015 and December 31, 2014, the Company had no gross amounts of recognized derivative instruments that the Company makes an accounting policy election not to offset. In addition, there is no financial collateral related to the Company’s derivatives. The Company has no liabilities that are subject to an enforceable master netting agreement or similar arrangement.
	-2	Represents the fair value of forward currency contracts, which is recorded in “Accounts payable and accrued expenses” in the consolidated balance sheets.
	Prior to June 2014, the Company participated in Cash America’s derivative and hedging programs, which are coordinated through a centralized treasury function; therefore, the assets and liabilities related to derivative instruments were not recorded in the Company’s financial statements, however, the gains and losses associated with Cash America’s foreign currency forward contracts that relate to the Company’s business were included as “Foreign currency transaction loss” in the consolidated statements of income. The notional amount recorded by Cash America was $58.9 million at March 31, 2014.
	The following table presents information on the effect of derivative instruments on the consolidated results of operations and accumulated other comprehensive income (“AOCI”) for the three months ended March 31, 2015 and 2014 (dollars in thousands):
			Gains (Losses)									Gains (Losses)
			Recognized in					Gains (Losses)				Reclassified From
			Income					Recognized in AOCI				AOCI into Income
			Three Months Ended					Three Months Ended				Three Months Ended
			March 31,					March 31,				March 31,
			2015		2014			2015		2014		2015		2014
	Non-designated derivatives:
	Forward currency exchange contracts(1)		$	3,927	$	(760	)	$	—	$	—	$	—	$	—
	Total		$	3,927	$	(760	)	$	—	$	—	$	—	$	—
	-1	The gains (losses) on these derivatives substantially offset the (losses) gains on the hedged portion of the foreign intercompany balances.

Related_Party_Transactions

Related Party Transactions	3 Months Ended
	Mar. 31, 2015
Related Party Transactions [Abstract]
Related Party Transactions	9	Related Party Transactions
	Prior to the Spin-off, Cash America provided certain corporate service functions, such as executive oversight, insurance and risk management, government relations, internal audit, treasury, licensing, and to a limited extent finance, accounting, tax, legal, human resources, compensation and benefits, compliance and support for certain information systems related to financial reporting. The costs of such services were allocated to the Company based on the Company’s share of Cash America’s corporate services expenses incurred for the consolidated entity. Actual corporate services costs that may have been incurred if the Company had been a stand-alone company would depend on a number of factors, including the chosen organizational structure, what functions were outsourced or performed by employees, and strategic decisions made in areas such as information technology and infrastructure. The Company believes that the expenses in these financial statements were reported on a basis that fairly represents the utilization of the services provided. These financial statements do not necessarily reflect the financial position or results of operations that would have existed if the Company had been operated as a stand-alone entity during the periods covered and may not be indicative of future results of operations and financial position. General and administrative expenses include allocations by Cash America of $2.6 million for the three months ended March 31, 2014.
	Since the Spin-off, Cash America has been charging the Company a transition services fee related to utilization of financial reporting systems and accounts payable processing that is included in general and administrative expenses. The Company recorded $0.2 million in expense for these services for the three months ended March 31, 2015. The Company expects to transition to its own financial reporting system before the end of 2015.
	Prior to the Spin-off, the Company paid Cash America compensation for loans made to or arranged for customers who were referred from Cash America. The Company paid $0.2 million for the three months ended March 31, 2014 pursuant to this arrangement, but discontinued this arrangement following the Spin-off. In addition, the Company administered the consumer loan underwriting model utilized by Cash America’s Retail Services Division in exchange for the reimbursement of the Company’s direct third-party costs incurred in providing the service. The Company received $0.2 million for the three months ended March 31, 2014 pursuant to this arrangement. The Company and Cash America entered into a new agreement in conjunction with the Spin-off for the Company to continue providing this service. The Company received $0.3 million for the three months ended March 31, 2015 pursuant to this new agreement.
	Prior to the issuance of the Senior Notes on May 30, 2014, all payments the Company owed Cash America, offset by any credits or fees Cash America owed the Company in connection with the transactions above, were made through the Affiliate Line of Credit agreement. See Note 4 for further discussion of this agreement. Since May 30, 2014, amounts due from or due to Cash America have been settled a month in arrears. The balance due from Cash America of $0.1 million as of March 31, 2015 is included in “Prepaid expenses and other assets” in the consolidated balance sheets and the balance due to Cash America of $0.4 million as of December 31, 2014 is included in “Accounts payable and accrued expenses” in the consolidated balance sheets.

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	10	Fair Value Measurements
	Recurring Fair Value Measurements
	In accordance with ASC 820, Fair Value Measurements and Disclosures, certain of the Company’s assets and liabilities, which are carried at fair value, are classified in one of the following three categories:
	Level 1: Quoted market prices in active markets for identical assets or liabilities.
	Level 2: Observable market based inputs or unobservable inputs that are corroborated by market data.
	Level 3: Unobservable inputs that are not corroborated by market data.
	The Company’s financial assets and liabilities that are measured at fair value on a recurring basis as of March 31, 2015 and 2014 and December 31, 2014 are as follows (dollars in thousands):
			March 31,			Fair Value Measurements Using
			2015			Level 1		Level 2			Level 3
	Financial assets (liabilities):
	Forward currency exchange contracts		$	(125	)	$	—	$	(125	)	$	—
	Nonqualified savings plan assets(1)			1,158			1,158		—			—
	Total		$	1,033		$	1,158	$	(125	)	$	—
			March 31,			Fair Value Measurements Using
			2014			Level 1		Level 2			Level 3
	Financial assets:
	Nonqualified savings plan assets(1)		$	805		$	805	$	—		$	—
	Total		$	805		$	805	$	—		$	—
			December 31,			Fair Value Measurements Using
			2014			Level 1		Level 2			Level 3
	Financial assets (liabilities):
	Forward currency exchange contracts		$	(213	)	$	—	$	(213	)	$	—
	Nonqualified savings plan assets(1)			755			755		—			—
	Total		$	542		$	755	$	(213	)	$	—
	-1	The non-qualified savings plan assets are included in “Prepaid expenses and other assets” in the Company’s consolidated balance sheets and have an offsetting liability of equal amount, which is included in “Accounts payable and accrued expenses” in the Company’s consolidated balance sheets.
	The Company measures the fair value of its forward currency exchange contracts under Level 2 inputs as defined by ASC 820. For these forward currency exchange contracts, current market rates are used to determine fair value. The significant inputs used in these models are derived from observable market rates. The fair value of the Company’s nonqualified savings plan assets are measured under a Level 1 input. These assets are publicly traded equity securities for which market prices are readily observable. During the three months ended March 31, 2015 and 2014, there were no transfers of assets in or out of Level 1 fair value measurements. Prior to June 2014, the Company participated in Cash America’s derivative and hedging programs, which are coordinated through a centralized treasury function; therefore, the assets and liabilities related to derivative instruments were not recorded in the Company’s financial statements; however, the gains and losses associated with Cash America’s foreign currency forward contracts that relate to the Company’s business are included as “Foreign currency transaction loss” in the consolidated statements of income.
	Fair Value Measurements on a Non-Recurring Basis
	The Company measures non-financial assets and liabilities such as property and equipment and intangible assets at fair value on a nonrecurring basis or when events or circumstances indicate that the carrying amount of the assets may be impaired. At March 31, 2015 and 2014, there were no assets or liabilities recorded at fair value on a nonrecurring basis.
	Financial Assets and Liabilities Not Measured at Fair Value
	The Company’s financial assets and liabilities as of March 31, 2015 and 2014 and December 31, 2014 that are not measured at fair value in the consolidated balance sheets are as follows (dollars in thousands):
			Balance at
			March 31,			Fair Value Measurements Using
			2015			Level 1		Level 2			Level 3
	Financial assets:
	Cash and cash equivalents		$	143,444		$	143,444	$	—		$	—
	Short-term loans and line of credit accounts, net (1)			100,124			—		—			100,124
	Installment loans, net (1)			178,931			—		—			178,931
	Restricted cash (2)			7,410			7,410		—			—
	Investment in unconsolidated subsidiary (2)(3)			6,703			—		—			6,703
	Total		$	436,612		$	150,854	$	—		$	285,758
	Financial liabilities:
	Liability for estimated losses on consumer loans guaranteed by the Company		$	945		$	—	$	—		$	945
	Senior Notes			494,347			—		475,000			—
	Total		$	495,292		$	—	$	475,000		$	945
			Balance at
			March 31,			Fair Value Measurements Using
			2014			Level 1		Level 2			Level 3
	Financial assets:
	Cash and cash equivalents		$	56,241		$	56,241	$	—		$	—
	Short-term loans and line of credit accounts, net (1)			139,718			—		—			139,718
	Installment loans, net (1)			140,468			—		—			140,468
	Investment in unconsolidated subsidiary (2)(3)			6,000			—		—			6,000
	Total		$	342,427		$	56,241	$	—		$	286,186
	Financial liabilities:
	Liability for estimated losses on consumer loans guaranteed by the Company		$	1,199		$	—	$	—		$	1,199
	Affiliate Line of Credit			376,872			—		381,181			—
	Total		$	378,071		$	—	$	381,181		$	1,199
			Balance at
			December 31,			Fair Value Measurements Using
			2014			Level 1		Level 2			Level 3
	Financial assets:
	Cash and cash equivalents		$	75,106		$	75,106	$	—		$	—
	Short-term loans and line of credit accounts, net (1)			140,905			—		—			140,905
	Installment loans, net (1)			182,706			—		—			182,706
Restricted cash (2)			7,780			7,780		—			—
Investment in unconsolidated subsidiary (2)(3)			6,703			—		—			6,703
Total		$	413,200		$	82,886	$	—		$	330,314
Financial liabilities:
Liability for estimated losses on consumer loans guaranteed by the Company		$	1,576		$	—	$	—		$	1,576
Senior Notes			494,181			—		491,250			—
Total		$	495,757		$	—	$	491,250		$	1,576
-1	Short-term loans, line of credit accounts and installment loans are included in “Consumer loans, net” in the consolidated balance sheets.
-2	Restricted cash and investment in unconsolidated subsidiary are included in “Other assets” in the consolidated balance sheets.
-3	See Note 3 for additional information related to the investment in unconsolidated subsidiary.
Cash and cash equivalents and restricted cash bear interest at market rates and have original maturities of less than 90 days.
Short-term loans, line of credit accounts and installment loans are carried in the consolidated balance sheet net of the allowance for estimated loan losses, which is calculated by applying historical loss rates combined with recent default trends to the gross consumer loan balance. The unobservable inputs used to calculate the fair value of these loans include historical loss rates, recent default trends and estimated remaining loan terms; therefore, the carrying value approximates the fair value. Short-term loans and line of credit accounts have relatively short maturity periods that are generally 12 months or less. The fair value of installment loans is estimated using a discounted cash flow analysis, which considers interest rates offered for loans with similar terms to borrowers of similar credit quality. The carrying values of the Company’s installment loans approximate the fair value of these loans. Unsecured installment loans typically have terms between two and 60 months.
In connection with its CSO programs, the Company guarantees consumer loan payment obligations to unrelated third-party lenders for short-term and installment loans the Company arranges for consumers on the third-party lenders’ behalf and is required to purchase any defaulted loans it has guaranteed. The estimated fair value of the liability for estimated losses on consumer loans guaranteed by the Company was $0.9 million, $1.2 million and $1.6 million as of March 31, 2015 and 2014 and December 31, 2014, respectively. The Company measures the fair value of its liability for third-party lender-owned consumer loans under Level 3 inputs. The fair value of these liabilities is calculated by applying historical loss rates combined with recent default trends to the gross consumer loan balance. The unobservable inputs used to calculate the fair value of these loans include historical loss rates, recent default trends and estimated remaining loan terms; therefore, the carrying value of these liabilities approximates the fair value.
The Company measures the fair value of its long-term debt using Level 2 inputs. The fair value of the Company’s long term debt is estimated based on quoted prices in markets that are not active. As of March 31, 2015 and December 31, 2014, the Company’s Senior Notes had a lower fair market value than the carrying value based on the price of the last trade of the Senior Notes. As of March 31, 2014 the Company’s Affiliate Line of Credit had a higher fair market value than the carrying value due to the difference in yield when compared to similar types of credit.

Subsequent_Events

Subsequent Events	3 Months Ended
	Mar. 31, 2015
Subsequent Events [Abstract]
Subsequent Events	11	Subsequent Events
	Subsequent events have been reviewed through the date these financial statements were available to be issued.

Significant_Accounting_Policie1

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation
	On September 7, 2011, Cash America International, Inc. (“Cash America”) formed a new company, Enova International, Inc. (the “Company”). On September 13, 2011, Cash America contributed to the Company all of the stock of its wholly-owned subsidiary, Enova Online Services, Inc., in exchange for 33 million shares of the Company’s common stock.
	On November 13, 2014, Cash America completed the tax-free spin-off of approximately 80% of the outstanding shares of the Company to holders of Cash America’s common stock (the “Spin-off”). Cash America’s shareholders received 0.915 shares of Company common stock for every one share of Cash America common stock held at the close of business November 3, 2014, which was the record date for the distribution. Following the Spin-off, the Company became an independent, publicly traded company, and the Company’s shares of common stock are listed on the New York Stock Exchange under the symbol “ENVA.”
	The consolidated financial statements of the Company reflect the historical results of operations and cash flows of the Company during each respective period. The financial statements include goodwill and intangible assets arising from businesses previously acquired. Prior to the Spin-off, the financial statements also included the allocation of certain assets and liabilities that had historically been held at the Cash America corporate level but which were specifically identifiable or allocable to the Company. Certain transactions with Cash America, such as stock-based compensation and foreign currency transactions, were considered to be effectively settled as net equity transactions with Cash America in “Retained earnings” in the consolidated balance sheets at the time the transaction was recorded. Prior to May 30, 2014, all intercompany transactions between the Company and Cash America were considered to be effectively settled in the financial statements at the time the transactions were recorded. The net effect of the settlement of these transactions was primarily reflected as a change in “Long-term debt” in the consolidated balance sheets. In addition, the historical financial statements include allocations of costs relating to certain functions historically provided by Cash America, including corporate services such as executive oversight, insurance and risk management, government relations, internal audit, treasury, licensing, and to a limited extent finance, accounting, tax, legal, human resources, compensation and benefits, compliance and support for certain information systems related to financial reporting. The expense allocations have been determined on a basis that Cash America and the Company consider to be reasonable reflections of the utilization of services provided by Cash America. Also see Note 9 for additional information on the Company’s relationship with Cash America. The financial information included herein for the prior year period may not be indicative of the consolidated financial position, operating results, changes in stockholder’s equity and cash flows of the Company in the future, or if the Company had been a separate company during the prior year period presented.
	The financial statements presented as of March 31, 2015 and 2014 and December 31, 2014 and for the three-month periods ended March 31, 2015 and 2014 are unaudited but, in management’s opinion, include all adjustments, consisting only of normal recurring adjustments, necessary for a fair statement of the results for such interim periods. Operating results for the three-month periods are not necessarily indicative of the results that may be expected for the full fiscal year.
	These financial statements and related notes should be read in conjunction with the Company’s audited consolidated financial statements as of December 31, 2014 and 2013 and for the years ended December 31, 2014, 2013 and 2012 and related notes, which are included on Form 10-K filed with the SEC on March 20, 2015.
Revenue Recognition	Revenue Recognition
	The Company recognizes revenue based on the loan products and services it offers. “Revenue” in the consolidated statements of income includes: interest income, finance charges, fees for services provided through the Company’s credit services organization and credit access business programs (“CSO programs”), or CSO fees, service charges, draw fees, minimum fees, late fees, nonsufficient funds fees and any other fees or charges permitted by applicable laws and pursuant to the agreement with the borrower. Direct costs associated with originating loans such as third-party customer acquisition costs are paid upfront and recognized on an effective yield basis over the term of the loan against revenue. For short-term loans that the Company offers, interest and finance charges are recognized on an effective yield basis over the term of the loan, and fees are recognized when assessed to the customer. CSO fees are recognized on an effective yield basis over the term of the loan. For line of credit accounts, interest is recognized over the reporting period based upon the balance outstanding and the contractual interest rate, and fees are recognized when assessed to the customer. For installment loans, interest is recognized on an effective yield basis over the term of the loan and fees are recognized when assessed to the customer. Unpaid and accrued interest and fees and deferred origination costs are included in “Consumer loans, net” in the consolidated balance sheets.
Accounting Standards to be Adopted in Future Periods	Accounting Standards to be Adopted in Future Periods
	In April 2015, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) 2015‑05, Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement (“ASU 2015-05”), which amends Accounting Standards Codification (“ASC”) 350‑40, Internal-Use Software, by providing customers with guidance on determining whether a cloud computing arrangement contains a software license that should be accounted for as internal-use software. ASU 2015-05 is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015. The Company is still assessing the potential impact of ASU 2015-05 on its financial position and results of operations.
	In April 2015, the FASB issued ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs (“ASU 2015-03”), which amends existing guidance to require the presentation of debt issuance costs in the consolidated balance sheets as a deduction from the carrying amount of the related debt liability instead of a deferred charge (as an asset). ASU 2015-03 is effective for reporting periods beginning after December 15, 2015, but early adoption is permitted. When adopted, the new guidance will be applied retrospectively to all prior reporting periods presented. As of March 31, 2015, the Company had $14.1 million of unamortized debt issuance costs. These amounts are recorded in “Other assets” in the consolidated balance sheets.
	In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810) - Amendments to the Consolidation Analysis (“ASU 2015-02”), which provides guidance for reporting entities that are required to evaluate whether they should consolidate certain legal entities. In accordance with ASU 2015-02, all legal entities are subject to reevaluation under the revised consolidation model. ASU 2015-02 is effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. The Company is still assessing the potential impact of ASU 2015-02 on its financial position and results of operations.
	In August 2014, the FASB issued ASU 2014-15, Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern (“ASU 2014-15”), which requires management to evaluate, in connection with financial statement preparation for each annual and interim reporting period, whether there are conditions or events that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date the financial statements are issued, and to provide related disclosures. ASU 2014-15 applies to all entities and is effective for annual periods ending after December 15, 2016, and interim periods thereafter, with early adoption permitted. The Company does not expect adoption of this guidance will have a material effect on its consolidated financial statements.
	In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) (“ASU 2014-09”), which supersedes the revenue recognition requirements in Accounting Standards Codification 605, Revenue Recognition. ASU 2014-09 is based on the principle that revenue is recognized to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU 2014-09 also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. ASU 2014-09 is effective retrospectively for fiscal years, and interim periods within those years, beginning after December 15, 2017, reflecting the FASB’s decision on April 1, 2015 to defer the effective date by one year. Early adoption is not permitted. The Company is still assessing the potential impact of ASU 2014-09 on its financial position and results of operations.
Current and Delinquent Consumer Loans	Current and Delinquent Consumer Loans
	The Company classifies its consumer loans as either current or delinquent. Short-term loans are considered delinquent when payment of an amount due is not made as of the due date. If a line of credit account or installment loan customer misses one payment, that payment is considered delinquent and the balance of the loan is considered current. The Company does not accrue interest on the delinquent payment portion of the loan but does continue to accrue interest on the remaining portion of the loan. If a line of credit account or installment loan customer does not make two consecutive payments, the entire account or loan is classified as delinquent. The Company allows for normal payment processing time before considering a payment or a loan delinquent but does not provide for any additional grace period.
	The Company does not accrue interest on delinquent consumer loans and does not resume accrual of interest on a delinquent loan unless it is returned to current status. In addition, delinquent consumer loans generally may not be renewed, and if, during its attempt to collect on a delinquent consumer loan, the Company allows additional time for payment through a payment plan or a promise to pay, it is still considered delinquent. Generally, all payments received are first applied against accrued but unpaid interest and fees and then against the principal balance of the loan.
Allowance and Liability for Estimated Losses on Consumer Loans	Allowance and Liability for Estimated Losses on Consumer Loans
	The Company monitors the performance of its consumer loan portfolio and maintains either an allowance or liability for estimated losses on consumer loans (including fees and interest) at a level estimated to be adequate to absorb credit losses inherent in the portfolio. The allowance for losses on the Company’s owned consumer loans reduces the outstanding loan balance in the consolidated balance sheets. The liability for estimated losses related to loans guaranteed under its CSO programs is initially recorded at fair value and is included in “Accounts payable and accrued expenses” in the consolidated balance sheets.
	In determining the allowance or liability for estimated losses on consumer loans, the Company applies a documented systematic methodology. In calculating the allowance or liability for loan losses, outstanding loans are divided into discrete groups of short-term loans, line of credit accounts and installment loans and are analyzed as current or delinquent. Increases in either the allowance or the liability, net of charge-offs and recoveries, are recorded as a “Cost of revenue” in the consolidated statements of income.
	The allowance or liability for short-term loans classified as current is based on historical loss rates adjusted for recent default trends for current loans. For delinquent short-term loans, the allowance or liability is based on a six-month rolling average of loss rates by stage of collection. For line of credit accounts and installment loan portfolios, the Company generally uses a migration analysis to estimate losses inherent in the portfolio. The allowance or liability calculation under the migration analysis is based on historical charge-off experience and the loss emergence period, which represents the average amount of time between the first occurrence of a loss event to the charge-off of a loan. The factors the Company considers to assess the adequacy of the allowance or liability include past due performance, historical behavior of monthly vintages, underwriting changes and recent trends in delinquency in the migration analysis.
	The Company fully reserves and generally charges off consumer loans once the loan or a portion of the loan has been classified as delinquent for 60 consecutive days. If a loan is deemed uncollectible before it is fully reserved, it is charged off at that point. Consumer loans classified as delinquent generally have an age of one to 59 days from the date any portion of the loan became delinquent, as defined above. Recoveries on loans previously charged to the allowance are credited to the allowance when collected.
Derivative Instruments Policy	The Company currently uses forward currency exchange contracts to minimize the effects of foreign currency risk in the United Kingdom and prior to December 31, 2014, used forward currency exchange contracts to minimize the effects of foreign currency risk in Australia. The forward currency exchange contracts are non-designated derivatives. Any gain or loss resulting from these contracts is recorded as income or loss and is included in “Foreign currency transaction loss” in the Company’s consolidated statements of income. The Company currently does not manage its exposure to risk from foreign currency exchange rate fluctuations through the use of forward currency exchange contracts in Australia, Canada, Brazil or China.

Consumer_Loans_Credit_Quality_1

Consumer Loans, Credit Quality Information and Allowances and Liabilities for Estimated Losses on Consumer Loans (Tables)	3 Months Ended
	Mar. 31, 2015
Consumer Loans Credit Quality Information And Allowances And Liabilities For Estimated Losses On Consumer Loans [Abstract]
Schedule of Consumer Loan Fee Revenue	Consumer loan fee revenue generated from the Company’s consumer loans for the three months ended March 31, 2015 and 2014 was as follows (dollars in thousands):
			Three Months Ended
			March 31,
			2015			2014
	Interest and fees on short-term loans		$	50,861		$	72,978
	Interest and fees on line of credit accounts			55,653			73,037
	Interest and fees on installment loans			58,757			62,408
	Total consumer loan revenue			165,271			208,423
	Other			405			42
	Total Revenue		$	165,676		$	208,465
Components of Company-Owned Consumer Loan Portfolio Receivables	The components of Company-owned consumer loan portfolio receivables at March 31, 2015 and 2014 and December 31, 2014 were as follows (dollars in thousands):
			As of March 31, 2015
			Short-term			Line of Credit			Installment
			Loans			Accounts			Loans			Total
	Current loans		$	31,678		$	69,912		$	187,639		$	289,229
	Delinquent loans:
	Delinquent payment amounts(1)			—			3,158			1,302			4,460
	Loans on non-accrual status			17,334			3,126			16,126			36,586
	Total delinquent loans			17,334			6,284			17,428			41,046
	Total consumer loans, gross			49,012			76,196			205,067			330,275
	Less: Allowance for losses			(12,744	)		(12,340	)		(26,136	)		(51,220	)
	Consumer loans, net		$	36,268		$	63,856		$	178,931		$	279,055
			As of March 31, 2014
			Short-term			Line of Credit			Installment
			Loans			Accounts			Loans			Total
	Current loans		$	43,667		$	104,784		$	150,750		$	299,201
	Delinquent loans:
	Delinquent payment amounts(1)			—			4,108			1,252			5,360
	Loans on non-accrual status			22,243			10,112			17,550			49,905
	Total delinquent loans			22,243			14,220			18,802			55,265
	Total consumer loans, gross			65,910			119,004			169,552			354,466
	Less: Allowance for losses			(18,527	)		(26,669	)		(29,084	)		(74,280	)
	Consumer loans, net		$	47,383		$	92,335		$	140,468		$	280,186
			As of December 31, 2014
			Short-term			Line of Credit			Installment
			Loans			Accounts			Loans			Total
	Current loans		$	35,378		$	110,519		$	194,496		$	340,393
	Delinquent loans:
	Delinquent payment amounts(1)			—			3,733			1,469			5,202
	Loans on non-accrual status			20,920			4,428			17,616			42,964
	Total delinquent loans			20,920			8,161			19,085			48,166
	Total consumer loans, gross			56,298			118,680			213,581			388,559
	Less: Allowance for losses			(14,324	)		(19,749	)		(30,875	)		(64,948	)
	Consumer loans, net		$	41,974		$	98,931		$	182,706		$	323,611
	-1	Represents the delinquent portion of installment loans and line of credit account balances for customers that have only missed one payment. See “Current and Delinquent Consumer Loans” above for additional information.
Schedule of Changes in Allowance for Losses	Changes in the allowance for losses for the Company-owned loans and the liability for losses on the Company’s guarantees of third-party lender-owned loans during the three months ended March 31, 2015 and 2014 were as follows (dollars in thousands):
			Three Months Ended March 31, 2015
			Short-term			Line of Credit			Installment
			Loans			Accounts			Loans			Total
	Allowance for losses for Company-owned consumer loans:
	Balance at beginning of period		$	14,324		$	19,749		$	30,875		$	64,948
	Cost of revenue			12,512			7,813			18,876			39,201
	Charge-offs			(19,778	)		(20,833	)		(29,882	)		(70,493	)
	Recoveries			5,870			5,907			6,580			18,357
	Effect of foreign currency translation			(184	)		(296	)		(313	)		(793	)
	Balance at end of period		$	12,744		$	12,340		$	26,136		$	51,220
	Liability for third-party lender-owned consumer loans:
	Balance at beginning of period		$	1,575		$	—		$	1		$	1,576
	(Decrease) increase in liability			(669	)		—			38			(631	)
	Balance at end of period		$	906		$	—		$	39		$	945
			Three Months Ended March 31, 2014
			Short-term			Line of Credit			Installment
			Loans			Accounts			Loans			Total
	Allowance for losses for Company-owned consumer loans:
	Balance at beginning of period		$	20,466		$	29,244		$	32,608		$	82,318
	Cost of revenue			17,168			23,913			26,203			67,284
	Charge-offs			(29,135	)		(30,102	)		(34,549	)		(93,786	)
	Recoveries			9,979			3,500			4,650			18,129
	Effect of foreign currency translation			49			114			172			335
	Balance at end of period		$	18,527		$	26,669		$	29,084		$	74,280
	Liability for third-party lender-owned consumer loans:
	Balance at beginning of period		$	2,047		$	—		$	—		$	2,047
	Decrease in liability			(848	)		—			—			(848	)
	Balance at end of period		$	1,199		$	—		$	—		$	1,199

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Schedule of Reconciliation of Numerators and Denominators of Basic and Diluted Earnings per Share Computations	The following table sets forth the reconciliation of numerators and denominators of basic and diluted earnings per share computations for the three months ended March 31, 2015 and 2014 (in thousands, except per share amounts):
		Three Months Ended
		March 31,
		2015		2014
	Numerator:
	Net income	$	24,530	$	40,055
	Denominator:
	Total weighted average basic shares		33,000		33,000
	Shares applicable to stock-based compensation		8		—
	Total weighted average diluted shares		33,008		33,000
	Net income – basic	$	0.74	$	1.21
	Net income – diluted	$	0.74	$	1.21

Operating_Segment_Information_

Operating Segment Information (Tables)	3 Months Ended
	Mar. 31, 2015
Segment Reporting [Abstract]
Summary of Domestic and International Operations	The following tables present information on the Company’s domestic and international operations as of and for the three months ended March 31, 2015 and 2014 (dollars in thousands):
		Three Months Ended
		March 31,
		2015		2014
	Revenue
	Domestic	$	119,053	$	109,087
	International		46,623		99,378
	Total revenue	$	165,676	$	208,465
	Income from operations
	Domestic	$	37,098	$	41,208
	International		16,991		25,913
	Total income from operations	$	54,089	$	67,121
	Depreciation and amortization
	Domestic	$	4,760	$	3,596
	International		523		522
	Total depreciation and amortization	$	5,283	$	4,118
	Expenditures for property and equipment
	Domestic	$	11,478	$	3,177
	International		94		499
	Total expenditures for property and equipment	$	11,572	$	3,676
		March 31,
		2015		2014
	Property and equipment, net
	Domestic	$	35,191	$	33,685
	International		5,066		5,342
	Total property and equipment, net	$	40,257	$	39,027
	Assets
	Domestic	$	592,062	$	462,496
	International		190,491		210,582
	Total assets	$	782,553	$	673,078
Summary of Company's Revenue by Geographical Region	The following table presents the Company’s revenue by geographic region for the three months ended March 31, 2015 and 2014 (dollars in thousands):
		Three Months Ended
		March 31,
		2015		2014
	Revenue
	United States	$	119,053	$	109,087
	United Kingdom		44,336		97,116
	Other international countries		2,287		2,262
	Total revenue	$	165,676	$	208,465

Derivative_Instruments_Tables

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2015
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Schedule of Derivative Assets at Fair Value	The following table presents information related to the Company’s derivative instruments as of March 31, 2015 and December 31, 2014 (dollars in thousands):
	Non-designated derivatives:
			As of March 31, 2015
					Gross Amounts			Gross Amounts		Net Amounts of Assets
					of Recognized			Offset in the		Presented in the
			Notional		Financial			Consolidated		Consolidated Balance
	Forward currency exchange contracts		Amount		Instruments			Balance Sheets(1)		Sheets(2)
	Assets		$	—	$	—		$	—	$	—
	Liabilities		$	35,793	$	125		$	—	$	125
			As of December 31, 2014
					Gross Amounts			Gross Amounts		Net Amounts of Assets
					of Recognized			Offset in the		Presented in the
			Notional		Financial			Consolidated		Consolidated Balance
	Forward currency exchange contracts		Amount		Instruments			Balance Sheets(1)		Sheets(2)
	Assets		$	—	$	—		$	—	$	—
	Liabilities		$	112,593	$	213		$	—	$	213
	-1	As of March 31, 2015 and December 31, 2014, the Company had no gross amounts of recognized derivative instruments that the Company makes an accounting policy election not to offset. In addition, there is no financial collateral related to the Company’s derivatives. The Company has no liabilities that are subject to an enforceable master netting agreement or similar arrangement.
	-2	Represents the fair value of forward currency contracts, which is recorded in “Accounts payable and accrued expenses” in the consolidated balance sheets.
Effect Of Derivative Instruments	The following table presents information on the effect of derivative instruments on the consolidated results of operations and accumulated other comprehensive income (“AOCI”) for the three months ended March 31, 2015 and 2014 (dollars in thousands):
			Gains (Losses)									Gains (Losses)
			Recognized in					Gains (Losses)				Reclassified From
			Income					Recognized in AOCI				AOCI into Income
			Three Months Ended					Three Months Ended				Three Months Ended
			March 31,					March 31,				March 31,
			2015		2014			2015		2014		2015		2014
	Non-designated derivatives:
	Forward currency exchange contracts(1)		$	3,927	$	(760	)	$	—	$	—	$	—	$	—
	Total		$	3,927	$	(760	)	$	—	$	—	$	—	$	—
	-1	The gains (losses) on these derivatives substantially offset the (losses) gains on the hedged portion of the foreign intercompany balances.

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Assets and Liabilities Measured on Recurring Basis	The Company’s financial assets and liabilities that are measured at fair value on a recurring basis as of March 31, 2015 and 2014 and December 31, 2014 are as follows (dollars in thousands):
			March 31,			Fair Value Measurements Using
			2015			Level 1		Level 2			Level 3
	Financial assets (liabilities):
	Forward currency exchange contracts		$	(125	)	$	—	$	(125	)	$	—
	Nonqualified savings plan assets(1)			1,158			1,158		—			—
	Total		$	1,033		$	1,158	$	(125	)	$	—
			March 31,			Fair Value Measurements Using
			2014			Level 1		Level 2			Level 3
	Financial assets:
	Nonqualified savings plan assets(1)		$	805		$	805	$	—		$	—
	Total		$	805		$	805	$	—		$	—
			December 31,			Fair Value Measurements Using
			2014			Level 1		Level 2			Level 3
	Financial assets (liabilities):
	Forward currency exchange contracts		$	(213	)	$	—	$	(213	)	$	—
	Nonqualified savings plan assets(1)			755			755		—			—
	Total		$	542		$	755	$	(213	)	$	—
	-1	The non-qualified savings plan assets are included in “Prepaid expenses and other assets” in the Company’s consolidated balance sheets and have an offsetting liability of equal amount, which is included in “Accounts payable and accrued expenses” in the Company’s consolidated balance sheets.
Financial Assets and Liabilities Not Measured at Fair Value	The Company’s financial assets and liabilities as of March 31, 2015 and 2014 and December 31, 2014 that are not measured at fair value in the consolidated balance sheets are as follows (dollars in thousands):
			Balance at
			March 31,			Fair Value Measurements Using
			2015			Level 1		Level 2			Level 3
	Financial assets:
	Cash and cash equivalents		$	143,444		$	143,444	$	—		$	—
	Short-term loans and line of credit accounts, net (1)			100,124			—		—			100,124
	Installment loans, net (1)			178,931			—		—			178,931
	Restricted cash (2)			7,410			7,410		—			—
	Investment in unconsolidated subsidiary (2)(3)			6,703			—		—			6,703
	Total		$	436,612		$	150,854	$	—		$	285,758
	Financial liabilities:
	Liability for estimated losses on consumer loans guaranteed by the Company		$	945		$	—	$	—		$	945
	Senior Notes			494,347			—		475,000			—
	Total		$	495,292		$	—	$	475,000		$	945
			Balance at
			March 31,			Fair Value Measurements Using
			2014			Level 1		Level 2			Level 3
	Financial assets:
	Cash and cash equivalents		$	56,241		$	56,241	$	—		$	—
	Short-term loans and line of credit accounts, net (1)			139,718			—		—			139,718
	Installment loans, net (1)			140,468			—		—			140,468
	Investment in unconsolidated subsidiary (2)(3)			6,000			—		—			6,000
	Total		$	342,427		$	56,241	$	—		$	286,186
	Financial liabilities:
	Liability for estimated losses on consumer loans guaranteed by the Company		$	1,199		$	—	$	—		$	1,199
	Affiliate Line of Credit			376,872			—		381,181			—
	Total		$	378,071		$	—	$	381,181		$	1,199
			Balance at
			December 31,			Fair Value Measurements Using
			2014			Level 1		Level 2			Level 3
	Financial assets:
	Cash and cash equivalents		$	75,106		$	75,106	$	—		$	—
	Short-term loans and line of credit accounts, net (1)			140,905			—		—			140,905
	Installment loans, net (1)			182,706			—		—			182,706
	Restricted cash (2)			7,780			7,780		—			—
	Investment in unconsolidated subsidiary (2)(3)			6,703			—		—			6,703
	Total		$	413,200		$	82,886	$	—		$	330,314
	Financial liabilities:
	Liability for estimated losses on consumer loans guaranteed by the Company		$	1,576		$	—	$	—		$	1,576
	Senior Notes			494,181			—		491,250			—
	Total		$	495,757		$	—	$	491,250		$	1,576
	-1	Short-term loans, line of credit accounts and installment loans are included in “Consumer loans, net” in the consolidated balance sheets.
	-2	Restricted cash and investment in unconsolidated subsidiary are included in “Other assets” in the consolidated balance sheets.
	-3	See Note 3 for additional information related to the investment in unconsolidated subsidiary.

Significant_Accounting_Policie2

Significant Accounting Policies - Additional Information (Details) (USD $)	0 Months Ended
In Millions, except Share data, unless otherwise specified	Nov. 03, 2014	Mar. 31, 2015	Nov. 13, 2014	Sep. 13, 2011
Significant Accounting Policies [Line Items]
Common stock, shares issued		33,000,000
Spin off percentage			80.00%
Share Received from Spinoff Company	0.92%
Distribution Record Date	3-Nov-14
Unamortized debt issuance cost		$14.10
Cash America International Inc.
Significant Accounting Policies [Line Items]
Common stock, shares issued				33,000,000

Consumer_Loans_Credit_Quality_2

Consumer Loans, Credit Quality Information and Allowances and Liabilities for Estimated Losses on Consumer Loans - Schedule of Consumer Loan Fee Revenue (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Consumer Loans Credit Quality Information And Allowances And Liabilities For Losses On Consumer Loans [Line Items]
Total consumer loan revenue	$165,271	$208,423
Other	405	42
Total Revenue	165,676	208,465
Interest and Fees on Short-term Loans
Consumer Loans Credit Quality Information And Allowances And Liabilities For Losses On Consumer Loans [Line Items]
Total consumer loan revenue	50,861	72,978
Interest and Fees on Line of Credit Accounts
Consumer Loans Credit Quality Information And Allowances And Liabilities For Losses On Consumer Loans [Line Items]
Total consumer loan revenue	55,653	73,037
Interest and Fees on Installment Loans
Consumer Loans Credit Quality Information And Allowances And Liabilities For Losses On Consumer Loans [Line Items]
Total consumer loan revenue	$58,757	$62,408

Consumer_Loans_Credit_Quality_3

Consumer Loans, Credit Quality Information and Allowances and Liabilities for Estimated Losses on Consumer Loans - Additional Information (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Days for delinquent loans to be charged off	60 days
Active consumer loans owned by third-party lenders	$25,400,000	$36,300,000	$29,600,000
Accrual for losses on consumer loan guaranty obligations	$945,000	$1,576,000	$1,199,000	$2,047,000
Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Delinquent loans expiry period (in days)	1 day
Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Delinquent loans expiry period (in days)	59 days

Consumer_Loans_Credit_Quality_4

Consumer Loans, Credit Quality Information and Allowances and Liabilities for Estimated Losses on Consumer Loans - Components of Company-Owned Consumer Loan Portfolio Receivables (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014		Mar. 31, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Consumer Loans Credit Quality Information And Allowances And Liabilities For Losses On Consumer Loans [Line Items]
Current loans	$289,229		$340,393		$299,201
Delinquent payment amounts	4,460	[1]	5,202	[1]	5,360	[1]
Loans on non-accrual status	36,586		42,964		49,905
Total delinquent loans	41,046		48,166		55,265
Total consumer loans, gross	330,275		388,559		354,466
Less: Allowance for losses	-51,220		-64,948		-74,280		-82,318
Consumer loans, net	279,055		323,611		280,186
Short-term Loans
Consumer Loans Credit Quality Information And Allowances And Liabilities For Losses On Consumer Loans [Line Items]
Current loans	31,678		35,378		43,667
Loans on non-accrual status	17,334		20,920		22,243
Total delinquent loans	17,334		20,920		22,243
Total consumer loans, gross	49,012		56,298		65,910
Less: Allowance for losses	-12,744		-14,324		-18,527		-20,466
Consumer loans, net	36,268		41,974		47,383
Line of Credit Accounts
Consumer Loans Credit Quality Information And Allowances And Liabilities For Losses On Consumer Loans [Line Items]
Current loans	69,912		110,519		104,784
Delinquent payment amounts	3,158	[1]	3,733	[1]	4,108	[1]
Loans on non-accrual status	3,126		4,428		10,112
Total delinquent loans	6,284		8,161		14,220
Total consumer loans, gross	76,196		118,680		119,004
Less: Allowance for losses	-12,340		-19,749		-26,669		-29,244
Consumer loans, net	63,856		98,931		92,335
Installment Loans
Consumer Loans Credit Quality Information And Allowances And Liabilities For Losses On Consumer Loans [Line Items]
Current loans	187,639		194,496		150,750
Delinquent payment amounts	1,302	[1]	1,469	[1]	1,252	[1]
Loans on non-accrual status	16,126		17,616		17,550
Total delinquent loans	17,428		19,085		18,802
Total consumer loans, gross	205,067		213,581		169,552
Less: Allowance for losses	-26,136		-30,875		-29,084		-32,608
Consumer loans, net	$178,931		$182,706		$140,468
[1]	Represents the delinquent portion of installment loans and line of credit account balances for customers that have only missed one payment. See bCurrent and Delinquent Consumer Loansb above for additional information.

Consumer_Loans_Credit_Quality_5

Consumer Loans, Credit Quality Information and Allowances and Liabilities for Estimated Losses on Consumer Loans - Schedule of Changes in Allowance for Losses (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	$64,948	$82,318
Cost of revenue	39,201	67,284
Charge-offs	-70,493	-93,786
Recoveries	18,357	18,129
Effect of foreign currency translation	-793	335
Balance at end of period	51,220	74,280
Liability for Third-Party Lender-Owned Consumer Loans [Roll Forward]
Balance at beginning of period	1,576	2,047
(Decrease) increase in liability	-631	-848
Balance at end of period	945	1,199
Interest and Fees on Short-term Loans
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	14,324	20,466
Cost of revenue	12,512	17,168
Charge-offs	-19,778	-29,135
Recoveries	5,870	9,979
Effect of foreign currency translation	-184	49
Balance at end of period	12,744	18,527
Liability for Third-Party Lender-Owned Consumer Loans [Roll Forward]
Balance at beginning of period	1,575	2,047
(Decrease) increase in liability	-669	-848
Balance at end of period	906	1,199
Interest and Fees on Line of Credit Accounts
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	19,749	29,244
Cost of revenue	7,813	23,913
Charge-offs	-20,833	-30,102
Recoveries	5,907	3,500
Effect of foreign currency translation	-296	114
Balance at end of period	12,340	26,669
Interest and Fees on Installment Loans
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	30,875	32,608
Cost of revenue	18,876	26,203
Charge-offs	-29,882	-34,549
Recoveries	6,580	4,650
Effect of foreign currency translation	-313	172
Balance at end of period	26,136	29,084
Liability for Third-Party Lender-Owned Consumer Loans [Roll Forward]
Balance at beginning of period	1
(Decrease) increase in liability	38
Balance at end of period	$39

Investment_in_Unconsolidated_S1

Investment in Unconsolidated Subsidiary - Additional information (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
Investment In Unconsolidated Subsidiary [Abstract]
Carrying value of investments in unconsolidated subsidiary	$6,700,000	$6,700,000	$6,000,000
Investment impairment	$0

Longterm_Debt_Additional_Infor

Long-term Debt - Additional Information (Details) (USD $)	0 Months Ended	1 Months Ended	3 Months Ended	0 Months Ended
	30-May-14	Jun. 30, 2014	Mar. 31, 2015	14-May-14	Mar. 31, 2014	Mar. 25, 2015
Debt Instrument [Line Items]
Intercompany indebtedness	$361,400,000
Cash dividends payable	122,400,000
Cash dividends paid to Cash America	120,700,000	1,700,000
Weighted average interest rates			10.00%		4.69%
Foreign Currency
Debt Instrument [Line Items]
Maximum borrowing capacity				25,000,000
Unsecured Revolving Credit Facility
Debt Instrument [Line Items]
Maximum borrowing capacity				75,000,000
Unsecured Revolving Credit Facility | Minimum
Debt Instrument [Line Items]
Consolidated assets				15,000,000
Percentage of consolidated assets				2.00%
Unsecured Revolving Credit Facility | Amendment
Debt Instrument [Line Items]
Maximum borrowing capacity						65,000,000
Unsecured Revolving Credit Facility | Amendment | Maximum
Debt Instrument [Line Items]
Consolidated assets						20,000,000
Percentage of consolidated assets						2.75%
Unsecured Revolving Credit and Multi-Currency Sub-Facility
Debt Instrument [Line Items]
Commitment fee, percentage			0.38%
Credit agreement, maturity date			30-Jun-17
Borrowings outstanding under credit agreement			0
Debt issuance cost			1,600,000
Debt issuance cost, amortization period			37 months
Unsecured Revolving Credit and Multi-Currency Sub-Facility | Agent's Base Rate | Minimum
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate				1.50%
Unsecured Revolving Credit and Multi-Currency Sub-Facility | Agent's Base Rate | Maximum
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate				2.75%
Unsecured Revolving Credit and Multi-Currency Sub-Facility | LIBOR | Minimum
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate				2.50%
Commitment fee, percentage				0.25%
Unsecured Revolving Credit and Multi-Currency Sub-Facility | LIBOR | Maximum
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate				3.75%
Commitment fee, percentage				0.50%
Enova Standby And Letter Of Credit
Debt Instrument [Line Items]
Maximum borrowing capacity			20,000,000
Debt instrument, basis spread on variable rate			0.25%
Borrowings outstanding under credit agreement			6,600,000
Percentage of debt face amount for fee calculation			0.20%
$500.0 Million 9.75% Senior Unsecured Notes Due 2021
Debt Instrument [Line Items]
Credit agreement, maturity date			1-Jun-21
Debt issuance cost			14,700,000
Debt issuance cost, amortization period			7 years
Debt instrument, face amount	500,000,000
Debt instrument, interest rate	9.75%
Debt instrument, effective percentage	10.00%
Percentage of notes principal redeemable			35.00%
Note repurchase rate			101.00%
Net proceeds of senior notes	479,000,000
Carrying amount of senior notes			494,300,000
Debt instrument unamortized discount			5,700,000
Interest expense recognized			12,400,000
Non-cash amortization discount			200,000
$500.0 Million 9.75% Senior Unsecured Notes Due 2021 | Minimum
Debt Instrument [Line Items]
Note redeem rate			100.00%
$500.0 Million 9.75% Senior Unsecured Notes Due 2021 | Maximum
Debt Instrument [Line Items]
Note redeem rate			109.75%
Affiliate Line Of Credit
Debt Instrument [Line Items]
Maximum borrowing capacity	450,000,000
Borrowings outstanding under credit agreement					376,900,000
Affiliate Line Of Credit | LIBOR
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate			4.50%
Debt instrument, effective percentage			1.00%
Affiliate Line Of Credit | Base Rate
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate			2.00%
Affiliate Line Of Credit | Federal Funds
Debt Instrument [Line Items]
Debt instrument, effective percentage			0.50%

Earnings_Per_Share_Reconciliat

Earnings Per Share - Reconciliation of Numerators and Denominators of Basic and Diluted Earnings per Share - (Details) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Numerator:
Net Income	$24,530	$40,055
Weighted average common shares outstanding:
Total weighted average basic shares	33,000	33,000
Shares applicable to stock-based compensation	8
Total weighted average diluted shares	33,008	33,000
Basic	$0.74	$1.21
Diluted	$0.74	$1.21

Earnings_Per_Share_Additional_

Earnings Per Share - Additional Information (Details)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Stock Options
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	1,527,042	0
Restricted Stock Units
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	50,610	0

Operating_Segment_Information_1

Operating Segment Information - Additional Information (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
	Segment
Segment Reporting [Abstract]
Number of reportable segment	1
Property and equipment, net	$40,257	$33,985	$39,027

Operating_Segment_Information_2

Operating Segment Information - Summary of Domestic and International Operations (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Revenues [Abstract]
Revenue	$165,676	$208,465
Income from operations [Abstract]
Income from operations	54,089	67,121
Depreciation and amortization [Abstract]
Depreciation and amortization	5,283	4,118
Expenditures for property and equipment [Abstract]
Expenditures for property and equipment	11,572	3,676
Property and equipment, net [Abstract]
Property and equipment, net	40,257	39,027	33,985
Assets
Assets	782,553	673,078	760,197
Domestic
Revenues [Abstract]
Revenue	119,053	109,087
Income from operations [Abstract]
Income from operations	37,098	41,208
Depreciation and amortization [Abstract]
Depreciation and amortization	4,760	3,596
Expenditures for property and equipment [Abstract]
Expenditures for property and equipment	11,478	3,177
Property and equipment, net [Abstract]
Property and equipment, net	35,191	33,685
Assets
Assets	592,062	462,496
International
Revenues [Abstract]
Revenue	46,623	99,378
Income from operations [Abstract]
Income from operations	16,991	25,913
Depreciation and amortization [Abstract]
Depreciation and amortization	523	522
Expenditures for property and equipment [Abstract]
Expenditures for property and equipment	94	499
Property and equipment, net [Abstract]
Property and equipment, net	5,066	5,342
Assets
Assets	$190,491	$210,582

Operating_Segment_Information_3

Operating Segment Information - Summary of Company's Revenue by Geographical Region (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Revenues [Abstract]
Revenue	$165,676	$208,465
United States
Revenues [Abstract]
Revenue	119,053	109,087
United Kingdom
Revenues [Abstract]
Revenue	44,336	97,116
Other International Countries
Revenues [Abstract]
Revenue	$2,287	$2,262

Commitments_and_Contingencies_

Commitments and Contingencies - Additional information (Details) (USD $)	3 Months Ended
	Mar. 31, 2015
Commitments And Contingencies Disclosure [Abstract]
Administrative penalty to be paid by CNU of California, LLC	$10,000

Derivative_Instruments_Fair_Va

Derivative Instruments - Fair Values of Derivative Instruments (Details) (Non-Designated Derivatives, Forward Currency Exchange Contracts, USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
Non-Designated Derivatives | Forward Currency Exchange Contracts
Derivatives Fair Value [Line Items]
Derivative Liability, Notional Amount	$35,793		$112,593
Gross amounts of recognized Financial Instruments, Liabilities	125		213
Net Amounts of Liabilities Presented in the Consolidated Balance	$125	[1]	$213	[1]
[1]	Represents the fair value of forward currency contracts, which is recorded in bAccounts payable and accrued expensesb in the consolidated balance sheets.

Derivative_Instruments_Fair_Va1

Derivative Instruments - Fair Values of Derivative Instruments (Parenthetical) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Gross amounts of recognized derivative instruments	$0	$0

Derivative_Instruments_Additio

Derivative Instruments - Additional Information (Details) (Cash America, USD $)	Mar. 31, 2014
In Millions, unless otherwise specified
Cash America
Derivative Instruments Gain Loss [Line Items]
Derivative notional amount	$58.90

Derivative_Instruments_Effect_

Derivative Instruments - Effect of Derivative Instruments on the Consolidated Results of Operations and Accumulated other Comprehensive Income (Details) (Non-Designated Derivatives, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014
Derivative Instruments Gain Loss [Line Items]
Gains (Losses) Recognized in Income	$3,927		($760)
Forward Currency Exchange Contracts
Derivative Instruments Gain Loss [Line Items]
Gains (Losses) Recognized in Income	$3,927	[1]	($760)	[1]
[1]	The gains (losses) on these derivatives substantially offset the (losses) gains on the hedged portion of the foreign intercompany balances.

Related_Party_Transactions_Add

Related Party Transactions - Additional Information (Details) (Cash America, USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Related Party Transaction [Line Items]
Corporate overhead expense allocated by parent company		$2.60
Professional fee	0.2
Compensation loans for customers		0.2
Consumer loans reimbursement amount	0.3	0.2
Related party receivable, net	0.1
Accounts Payable and Accrued Liabilities
Related Party Transaction [Line Items]
Related party payable, net			$0.40

Fair_Value_Measurements_Fair_V

Fair Value Measurements - Fair Value Assets and Liabilities Measured on Recurring Basis (Details) (Fair Value, Measurements, Recurring, USD $)	Mar. 31, 2015		Dec. 31, 2014		Mar. 31, 2014
In Thousands, unless otherwise specified
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Forward currency exchange contracts	($125)		($213)
Nonqualified savings plan assets	1,158	[1]	755	[1]	805	[1]
Total	1,033		542		805
Level 1
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Nonqualified savings plan assets	1,158	[1]	755	[1]	805	[1]
Total	1,158		755		805
Level 2
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Forward currency exchange contracts	-125		-213
Total	($125)		($213)
[1]	The non-qualified savings plan assets are included in bPrepaid expenses and other assetsb in the Companybs consolidated balance sheets and have an offsetting liability of equal amount, which is included in bAccounts payable and accrued expensesb in the Companybs consolidated balance sheets.

Fair_Value_Measurements_Additi

Fair Value Measurements - Additional Information (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Transfer of assets, amount	0		$0
Assets fair value nonrecurring	0		0
Liabilities fair value nonrecurring	0		0
Accrual for losses on consumer loan guaranty obligations	945,000	1,576,000	1,199,000	2,047,000
Interest and Fees on Short-term Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Accrual for losses on consumer loan guaranty obligations	906,000	1,575,000	1,199,000	2,047,000
Interest and Fees on Installment Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Accrual for losses on consumer loan guaranty obligations	39,000	$1,000
Maximum
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Cash and cash equivalent maturity period	90 days
Maximum | Interest and Fees on Short-term Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Term of loan	12 months
Maximum | Interest and Fees on Line of Credit Accounts
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Term of loan	12 months
Maximum | Interest and Fees on Installment Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Term of loan	60 months
Minimum | Interest and Fees on Installment Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Term of loan	2 months

Fair_Value_Measurements_Financ

Fair Value Measurements - Financial Assets and Liabilities Not Measured at Fair Value (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014		Mar. 31, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets:
Cash and cash equivalents	$143,444		$75,106		$56,241
Short-term loans and line of credit accounts, net	100,124	[1]	140,905	[1]	139,718	[1]
Installment loans, net	178,931	[1]	182,706	[1]	140,468	[1]
Restricted cash	7,410	[2]	7,780	[2]
Investment in unconsolidated subsidiary	6,703	[2],[3]	6,703	[2],[3]	6,000	[2],[3]
Total	436,612		413,200		342,427
Financial liabilities:
Liability for estimated losses on consumer loans guaranteed by the Company	945		1,576		1,199		2,047
Senior Notes	494,347		494,181
Affiliate Line of Credit					376,872
Total	495,292		495,757		378,071
Level 1
Financial assets:
Cash and cash equivalents	143,444		75,106		56,241
Restricted cash	7,410	[2]	7,780	[2]
Total	150,854		82,886		56,241
Level 2
Financial liabilities:
Senior Notes	475,000		491,250
Affiliate Line of Credit					381,181
Total	475,000		491,250		381,181
Level 3
Financial assets:
Short-term loans and line of credit accounts, net	100,124	[1]	140,905	[1]	139,718	[1]
Installment loans, net	178,931	[1]	182,706	[1]	140,468	[1]
Investment in unconsolidated subsidiary	6,703	[2],[3]	6,703	[2],[3]	6,000	[2],[3]
Total	285,758		330,314		286,186
Financial liabilities:
Liability for estimated losses on consumer loans guaranteed by the Company	945		1,576		1,199
Total	$945		$1,576		$1,199
[1]	Short-term loans, line of credit accounts and installment loans are included in bConsumer loans, netb in the consolidated balance sheets.
[2]	Restricted cash and investment in unconsolidated subsidiary are included in bOther assetsb in the consolidated balance sheets.
[3]	See Note 3 for additional information related to the investment in unconsolidated subsidiary.