Georgetown Bancorp 10-Q 14 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 08, 2013
Document and Entity Information	'	'
Entity Registrant Name	'Georgetown Bancorp, Inc.	'
Entity Central Index Key	'0001542299	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	1,864,268
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

CONSOLIDATED_STATEMENTS_OF_FIN

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$3,943	$2,228
Short-term investments	4,364	4,561
Total cash and cash equivalents	8,307	6,789
Securities available for sale, at fair value	19,029	8,184
Securities held to maturity, at amortized cost	1,169	1,594
Federal Home Loan Bank stock, at cost	2,649	2,861
Loans held for sale	1,012	2,606
Loans, net of allowance for loan losses of $2,096,000 at September 30, 2013 and $1,780,000 at December 31, 2012	205,900	180,599
Premises and equipment, net	3,730	3,753
Accrued interest receivable	682	617
Bank-owned life insurance	2,872	2,797
Other real estate owned	20	203
Other assets	1,800	1,599
Total assets	247,170	211,602
LIABILITIES AND STOCKHOLDERS' EQUITY	'	'
Deposits	162,007	154,439
Short-term Federal Home Loan Bank advances	34,575	'
Long-term Federal Home Loan Bank advances	18,100	23,600
Mortgagors' escrow accounts	1,248	1,034
Accrued expenses and other liabilities	1,750	1,966
Total liabilities	217,680	181,039
Commitments and contingencies	'	'
Stockholders' equity:	'	'
Preferred stock, $0.01 par value per share: 50,000,000 shares authorized at September 30, 2013 and December 31, 2012; none outstanding	'	'
Common stock, $0.01 par value per share: 100,000,000 shares authorized, 1,875,310 shares issued at September 30, 2013 and 1,940,259 shares issued at December 31, 2012	19	19
Additional paid-in capital	19,809	20,669
Retained earnings	11,254	10,958
Accumulated other comprehensive (loss) income	-257	183
Unearned compensation - ESOP (95,525 shares unallocated at September 30, 2013 and 101,367 shares unallocated at December 31, 2012)	-1,022	-1,084
Unearned compensation - Restricted stock (35,751 shares non-vested at September 30, 2013 and 30,281 shares non-vested at December 31, 2012)	-313	-182
Total stockholders' equity	29,490	30,563
Total liabilities and stockholders' equity	$247,170	$211,602

CONSOLIDATED_STATEMENTS_OF_FIN1

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Loans, allowance for loan losses (in dollars)	$2,096,000	$1,780,000
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	50,000,000	50,000,000
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	1,875,310	1,940,259
Unearned compensation - ESOP shares unallocated	95,525	101,367
Non-vested Restricted Stock	'	'
Unearned compensation - Restricted stock shares non-vested	35,751	30,281

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and dividend income:	'	'	'	'
Loans, including fees	$2,340	$2,092	$6,685	$6,504
Securities	125	72	263	218
Short-term investments	2	16	5	35
Total interest and dividend income	2,467	2,180	6,953	6,757
Interest expense:	'	'	'	'
Deposits	146	190	419	703
Short-term Federal Home Loan Bank advances	14	'	26	'
Long-term Federal Home Loan Bank advances	129	189	421	624
Securities sold under agreements to repurchase	'	'	'	1
Total interest expense	289	379	866	1,328
Net interest and dividend income	2,178	1,801	6,087	5,429
Provision for loan losses	244	67	407	162
Net interest and dividend income, after provision for loan losses	1,934	1,734	5,680	5,267
Non-interest income:	'	'	'	'
Customer service fees	141	144	422	411
Mortgage banking income, net	41	424	696	712
Income from bank-owned life insurance	26	26	75	75
Net (loss) gain on sale of other real estate owned	-4	19	18	19
Other	37	3	96	11
Total non-interest income	241	616	1,307	1,228
Non-interest expenses:	'	'	'	'
Salaries and employee benefits	1,124	1,065	3,555	3,154
Occupancy and equipment expenses	222	228	664	659
Data processing expenses	117	161	465	406
Professional fees	102	96	321	310
Advertising expenses	76	101	226	284
FDIC insurance	31	41	106	118
Other general and administrative expenses	252	266	825	737
Total non-interest expenses	1,924	1,958	6,162	5,668
Income before income taxes	251	392	825	827
Income tax provision	83	148	299	295
Net income	$168	$244	$526	$532
Weighted-average number of common shares outstanding:	'	'	'	'
Basic (in shares)	1,781,959	1,835,273	1,818,040	1,890,379
Diluted (in shares)	1,784,492	1,835,273	1,823,016	1,890,379
Earnings per share:	'	'	'	'
Basic (in dollars per share)	$0.09	$0.13	$0.29	$0.28
Diluted (in dollars per share)	$0.09	$0.13	$0.29	$0.28

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME	'	'	'	'
Net income	$168	$244	$526	$532
Net unrealized (loss) gain on securities available for sale	-29	61	-686	89
Income tax benefit (provision)	10	-22	246	-32
Other comprehensive (loss) income, net of tax	-19	39	-440	57
Comprehensive income	$149	$283	$86	$589

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive (Loss) Income	Unearned Compensation-ESOP	Unearned Compensation-Restricted Stock	Treasury Stock
In Thousands, unless otherwise specified
Balance at Dec. 31, 2011	$20,329	$278	$11,496	$10,010	$134	($286)	($167)	($1,136)
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'	'	'	'
Net income	532	'	'	532	'	'	'	'
Other comprehensive (loss) income	57	'	'	'	57	'	'	'
Reorganization and related stock offering: Exchange of common stock: 2,777,750 shares at $0.10 par value per share for 1,940,259 shares at $0.01 par value per share	'	-259	259	'	'	'	'	'
Net proceeds from the issuance of common stock (1,100,000 shares)	9,930	'	9,930	'	'	'	'	'
Common stock acquired by ESOP (88,000 shares)	-880	'	'	'	'	-880	'	'
Merger of Georgetown Bancorp, MHC	5	'	5	'	'	'	'	'
Common stock held by ESOP allocated or committed to be allocated (5,429 and 5,430 shares for the period ended September 30, 2013 and 2012 respectively)	55	'	-7	'	'	62	'	'
Restricted stock granted in connection with equity incentive plan (22,000 and 12,606 shares for the period ended September 30, 2013 and 2012 respectively)	'	'	109	'	'	'	-109	'
Forfeiture of restricted stock (5,769 and 1,620 shares for the period ended September 30, 2013 and 2012 respectively)	'	'	-13	'	'	'	13	'
Reissuance of treasury stock (7,027 shares)	'	'	-83	'	'	'	'	83
Purchase of treasury stock (986 shares)	-8	'	'	'	'	'	'	-8
Retirement of treasury stock	'	'	-1,061	'	'	'	'	1,061
Share based compensation - options	26	'	26	'	'	'	'	'
Share based compensation - restricted stock	59	'	'	'	'	'	59	'
Balance at Sep. 30, 2012	30,105	19	20,661	10,542	191	-1,104	-204	'
Balance at Dec. 31, 2012	30,563	19	20,669	10,958	183	-1,084	-182	'
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'	'	'	'
Net income	526	'	'	526	'	'	'	'
Other comprehensive (loss) income	-440	'	'	'	-440	'	'	'
Cash dividends paid ($0.04 per share)	-230	'	'	-230	'	'	'	'
Repurchased stock related to buyback program (79,247 shares)	-1,091	'	-1,091	'	'	'	'	'
Common stock held by ESOP allocated or committed to be allocated (5,429 and 5,430 shares for the period ended September 30, 2013 and 2012 respectively)	74	'	12	'	'	62	'	'
Restricted stock granted in connection with equity incentive plan (22,000 and 12,606 shares for the period ended September 30, 2013 and 2012 respectively)	'	'	281	'	'	'	-281	'
Purchased stock related to vested restricted stock (1,933 shares)	-25	'	-25	'	'	'	'	'
Forfeiture of restricted stock (5,769 and 1,620 shares for the period ended September 30, 2013 and 2012 respectively)	'	'	-60	'	'	'	60	'
Cash disposition of stock options	-17	'	-17	'	'	'	'	'
Share based compensation - options	40	'	40	'	'	'	'	'
Share based compensation - restricted stock	90	'	'	'	'	'	90	'
Balance at Sep. 30, 2013	$29,490	$19	$19,809	$11,254	($257)	($1,022)	($313)	'

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Shares issued in exchange of common stock	'	2,777,750
Shares converted in exchange of common stock	'	1,940,259
Common stock, par value (in dollars per share)	$0.01	$0.10
Proceeds from issuance of common stock (in shares)	'	1,100,000
Cash dividend paid (in dollars per share)	$0.04	'
Repurchased stock related to buyback program (in shares)	79,247	'
Common stock held by ESOP allocated or committed to be allocated (in shares)	5,429	5,430
Common stock acquired by ESOP (in shares)	'	88,000
Restricted stock granted in connection with equity incentive plan (in shares)	22,000	12,606
Purchased stock related to vested restricted stock (in shares)	1,933	'
Forfeiture of restricted stock (in shares)	5,769	1,620
Reissuance of treasury stock (in shares)	'	7,027
Purchase of treasury stock (in shares)	'	986

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:	'	'
Net income	$526	$532
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'
Provision for loan losses	407	162
Amortization of securities, net	87	10
Net change in deferred loan fees and costs	76	-261
Depreciation and amortization expense	210	207
(Increase) decrease in accrued interest receivable	-65	26
Income from bank-owned life insurance	-75	-75
Stock-based compensation expense	204	140
Gain on sales of loans	-810	-843
Loans originated for sale	-30,706	-40,394
Proceeds from sales of loans	33,110	41,037
Gain on sale of other real estate owned	-18	-19
Write down of other real estate owned	5	'
Decrease in prepaid FDIC insurance	215	108
Net change in other assets and liabilities	-386	1,552
Net cash provided by operating activities	2,780	2,182
Activity in securities available for sale:	'	'
Maturities, prepayments and calls	2,200	1,658
Purchases	-13,820	-4,152
Maturities, prepayments and calls of securities held to maturity	427	560
Redemption of Federal Home Loan Bank stock	212	250
Loan originations, net	-26,028	6,942
Principal balance of loans purchased	'	-9,882
Principal balance of portfolio loans sold	'	314
Proceeds from sale of other real estate owned	440	94
Purchase of premises and equipment	-187	-135
Net cash used in investing activities	-36,756	-4,351
Cash flows from financing activities:	'	'
Net change in deposits	7,568	1,805
Net change in securities sold under agreements to repurchase	'	-573
Net change in Federal Home Loan Bank advances with maturities of three months or less	34,575	'
Proceeds of Federal Home Loan Bank advances with maturities greater than three months	2,000	8,500
Repayments of Federal Home Loan Bank advances with maturities greater than three months	-7,500	-9,021
Net change in mortgagors' escrow accounts	214	168
Repurchase of common stock	-1,116	-8
Cash dividends paid on common stock	-230	'
Cash disposition of stock options	-17	'
Cash received from Georgetown Bancorp, MHC due to reorganization	'	5
Net proceeds from issuance of common stock	'	9,050
Net cash provided by financing activities	35,494	9,926
Net change in cash and cash equivalents	1,518	7,757
Cash and cash equivalents at beginning of period	6,789	19,083
Cash and cash equivalents at end of period	8,307	26,840
Supplementary information:	'	'
Interest paid on deposit accounts	418	706
Interest paid on advances	464	638
Income taxes paid	548	220
Loans transferred to other real estate owned	$244	$253

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2013
Basis of Presentation	'
Basis of Presentation	'
	(1)           Basis of Presentation
	The accompanying unaudited financial statements of Georgetown Bancorp, Inc., a Maryland corporation, (the “Company”) were prepared in accordance with the instructions for Form 10-Q and with Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with generally accepted accounting principles. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the three- and nine-month periods ended September 30, 2013 are not necessarily indicative of the results that may be expected for future periods, including the entire fiscal year. These financial statements should be read in conjunction with the financial statements and notes thereto included in the December 31, 2012 Consolidated Financial Statements presented in the Annual Report on Form 10-K of the Company filed with the Securities and Exchange Commission on March 29, 2013. The consolidated financial statements include the accounts of Georgetown Bank (the “Bank”) and its wholly owned subsidiary, Georgetown Securities Corporation, which engages in the buying, selling and holding of securities. All significant inter-company balances and transactions have been eliminated in consolidation. These consolidated financial statements consider events that occurred through the date the consolidated financial statements were issued.

Corporate_Structure

Corporate Structure	9 Months Ended
	Sep. 30, 2013
Corporate Structure	'
Corporate Structure	'
	(2)           Corporate Structure
	In conjunction with its reorganization into the mutual holding company structure, on January 5, 2005, the Bank (i) converted to a stock savings bank as the successor to the Bank in its mutual form; (ii) organized Georgetown Bancorp, Inc., (“Georgetown Federal”) as a federally-chartered corporation that owned 100% of the common stock of the Bank (in stock form); and (iii) organized Georgetown Bancorp, MHC as a federally-chartered mutual holding company that owned 56.7% of the Common Stock of Georgetown Federal as of June 30, 2012. On November 28, 2011, the Boards of Directors of Georgetown Federal, Georgetown Bancorp, MHC and the Bank each unanimously adopted a Plan of Conversion or Reorganization of the Mutual Holding Company pursuant to which Georgetown Bancorp, MHC undertook a “second-step” conversion and now ceases to exist. Georgetown Bancorp, MHC reorganized from a two-tier mutual holding company structure to a fully public stock holding company structure effective July 11, 2012, and, as a result, the Bank is now the wholly-owned subsidiary of the Company.
	As a result of the second-step conversion, all shares and per share amounts in the consolidated statements of comprehensive income and notes to consolidated financial statements have been restated giving retroactive recognition to the second-step exchange ratio of 0.72014-to-one. Options presented under the Company’s 2009 Equity Incentive Plan, common shares held by the Bank’s Employee Stock Ownership Plan (“ESOP”) and shares of restricted stock before the second-step conversion were also exchanged using the exchange ratio of 0.72014-to-one. Additionally, all treasury shares were retired as part of the second-step conversion.

Earnings_Per_Common_Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Common Share	'
Earnings Per Common Share	'
	(3)           Earnings Per Common Share
	The Company has adopted the Earnings Per Share (“EPS”) guidance included in Accounting Standards Codification (“ASC”) 260-10. As presented below, basic earnings per share is computed by dividing net income available to common stockholders by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflect the potential dilution that would occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity. For purposes of computing diluted EPS, the treasury stock method is used.
	Unallocated ESOP shares are not deemed outstanding for earnings per share calculations.
	Earnings per common share have been computed based on the following.
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
		2013			2012			2013			2012
	Net income available to common stockholders	$	168,000		$	244,000		$	526,000		$	532,000
	Basic common shares:
	Weighted average shares outstanding	1,843,319			1,910,017			1,880,981			1,908,847
	Less:  Weighted average unallocated ESOP shares	(97,111		)	(105,025		)	(98,921		)	(47,909		)
	Add:  Weighted average unvested restricted shares with non-forfeitable dividend rights	35,751			30,281			35,980			29,441
	Basic weighted average common shares outstanding	1,781,959			1,835,273			1,818,040			1,890,379
	Dilutive potential common shares	2,533			—			4,976			—
	Diluted weighted average common shares outstanding	1,784,492			1,835,273			1,823,016			1,890,379
	Basic earnings per share	$	0.09		$	0.13		$	0.29		$	0.28
	Diluted earnings per share	$	0.09		$	0.13		$	0.29		$	0.28
	Options to purchase 52,924 shares, representing outstanding options that were granted in 2010, 2011, 2012 and 2013, were included in the computation of diluted earnings per share for the three-month period ended September 30, 2013. Options to purchase 33,774 shares, representing outstanding options that were granted in 2010, 2011 and 2012, were included in the computation of diluted earnings per share for the nine-month period ended September 30, 2013. Options to purchase 19,150 shares that were granted in 2013 were not included in the computation of diluted earnings per share for the nine-month period ended September 30, 2013, because to do so would have been antidilutive. Options to purchase 40,681 shares, representing all outstanding options, were included in the computation of diluted earnings per share for the three and nine-month periods ended September 30, 2012. However, the result of the computation for the three and nine- months ended September 30, 2012 was that there were no dilutive potential common shares.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2013
Recent Accounting Pronouncements	'
Recent Accounting Pronouncements	'
	(4)           Recent Accounting Pronouncements
	In December 2011, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2011-11, “Balance Sheet (Topic 210):  Disclosures about Offsetting Assets and Liabilities.” The objective of this ASU is to enhance current disclosures. Entities are required to disclose both gross information and net information about both instruments and transactions eligible for offset in the statement of financial position and instruments and transactions subject to an agreement similar to a master netting arrangement. The amendments in this ASU are effective for annual periods beginning on or after January 1, 2013 and interim periods within those annual periods. An entity should provide the disclosures required by those amendments retrospectively for all comparative periods presented. The adoption of this guidance did not have a material impact on the Company’s consolidated financial statements.
	In October 2012, the FASB issued ASU 2012-06, “Business Combinations (Topic 805): Subsequent Accounting for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution.” The amendments in this update clarify the applicable guidance for subsequently measuring an indemnification asset recognized as a result of a government-assisted acquisition of a financial institution. For public and nonpublic entities, the amendments in this update are effective for fiscal years, and interim periods within those years, beginning on or after December 15, 2012. The adoption of this guidance did not have a material impact on the Company’s consolidated financial statements.
	In February 2013, the FASB issued ASU 2013-02, “Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.” The amendments in this update do not change the current requirements for reporting net income or other comprehensive income in financial statements. However, the amendments require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. generally accepted accounting principles (“GAAP”) to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about those amounts. The amendments are effective prospectively for reporting periods beginning after December 15, 2012. Early adoption is permitted. The adoption of ASU 2013-02 did not have a material impact on the Company’s consolidated financial statements.
	In February 2013, the FASB issued ASU 2013-04, “Liabilities (Topic 405): Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date.” The objective of the amendments in this ASU is to provide guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of this guidance is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. GAAP. Examples of obligations within the scope of this ASU include debt arrangements, other contractual obligations, and settled litigation and judicial rulings. The amendments in this ASU are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013; and should be applied retrospectively to all prior periods presented for those obligations resulting from joint and several liability arrangements within the ASU scope that exist at the beginning of an entity’s fiscal year of adoption. The Company anticipates that the adoption of this guidance will not have a material impact on its consolidated financial statements.
	In April 2013, the FASB issued ASU 2013-07, “Presentation of Financial Statements (Topic 205): Liquidation Basis of Accounting.” The amendments in this ASU are being issued to clarify when an entity should apply the liquidation basis of accounting. The guidance provides principles for the recognition and measurement of assets and liabilities and requirements for financial statements prepared using the liquidation basis of accounting. Additionally, the amendments require disclosures about an entity’s plan for liquidation, the methods and significant assumptions used to measure assets and liabilities, the type and amount of costs and income accrued and the expected duration of the liquidation process. The amendments are effective for entities that determine liquidation is imminent during annual reporting periods beginning after December 15, 2013 and interim reporting periods therein. Entities should apply the requirements prospectively from the day that liquidation becomes imminent. Early adoption is permitted. The Company anticipates that the adoption of this guidance will not have an impact on its consolidated financial statements.
	In July 2013, the FASB issued ASU 2013-10, “Derivatives and Hedging (Topic 815) — Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) (“OIS”) as a Benchmark Interest Rate for Hedge Accounting Purposes.” The amendments in this ASU permit the OIS to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to Treasury Obligations of the U.S. government (“UST”) and the London Interbank Offered Rate (“LIBOR”). The amendments also remove the restriction on using different benchmark rates for similar hedges. The amendments apply to all entities that elect to apply hedge accounting of the benchmark interest rate under Topic 815. The amendments are effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013.  The Company anticipates that the adoption of this guidance will not have an impact on its consolidated financial statements.
	In July 2013, the FASB issued ASU 2013-11, “Income Taxes — Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.” The amendments in this ASU provide guidance for the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists. The amendments in this ASU are expected to reduce diversity in practice by providing guidance on the presentation of unrecognized tax benefits and will better reflect the manner in which an entity would settle at the reporting date any additional income taxes that would result from the disallowance of a tax position when net operating loss carryforwards, similar tax losses, or tax credit carryforwards exist. The amendments apply to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date and are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013.  The Company anticipates that the adoption of this guidance will not have an impact on its consolidated financial statements.

Securities

Securities	9 Months Ended
	Sep. 30, 2013
Securities	'
Securities	'
	(5)           Securities
	A summary of securities is as follows.
				Gross		Gross
		Amortized		Unrealized		Unrealized			Fair
		Cost		Gains		Losses			Value
		(In thousands)
	At September 30, 2013
	Securities available for sale
	State and municipal	$	2,516	$	2	$	(118	)	$	2,400
	Residential mortgage-backed securities	16,915		94		(380		)	16,629
	Total securities available for sale	$	19,431	$	96	$	(498	)	$	19,029
	Securities held to maturity
	Residential mortgage-backed securities	$	1,169	$	94	$	—		$	1,263
				Gross		Gross
		Amortized		Unrealized		Unrealized			Fair
		Cost		Gains		Losses			Value
		(In thousands)
	At December 31, 2012
	Securities available for sale
	Residential mortgage-backed securities	$	7,900	$	284	$	—		$	8,184
	Securities held to maturity
	Residential mortgage-backed securities	$	1,594	$	137	$	—		$	1,731
	All residential mortgage-backed securities have been issued by government-sponsored enterprises.
	The amortized cost and estimated fair value of debt securities by contractual maturity at September 30, 2013 is as follows. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Available for Sale				Held to Maturity
		Amortized		Fair		Amortized			Fair
		Cost		Value		Cost			Value
		(In thousands)
	Over ten years	$	2,516	$	2,400	$	—		$	—
	Residential mortgage-backed securities	16,915		16,629		1,169			1,263
		$	19,431	$	19,029	$	1,169		$	1,263
	There were no sales of securities for the three and nine-months ended September 30, 2013 and 2012.
	Information pertaining to securities with gross unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous loss position, is as follows.
		Less Than Twelve Months				Greater Than Twelve Months
		Gross				Gross
		Unrealized		Fair		Unrealized			Fair
		Losses		Value		Losses			Value
		(In thousands)
	At September 30, 2013:
	Securities available for sale
	State and municipal	$	118	$	1,832	$	—		$	—
	Residential mortgage-backed securities	380		10,727		—			—
	Total securities available for sale	$	498	$	12,559	$	—		$	—
	Each reporting period, the Company evaluates all securities classified as available-for-sale or held-to-maturity with a decline in fair value below the amortized cost of the investment to determine whether or not the impairment is deemed to be other-than-temporary (“OTTI”).
	At September 30, 2013 twelve securities classified as available for sale had an unrealized loss with aggregate depreciation of 3.82% from the securities amortized cost basis.  The unrealized losses on the Company’s investments in state and municipal bonds and residential mortgage backed securities were primarily caused by changes in interest rates and not by credit quality.  Many of these investments are guaranteed by the U.S. Government or its agencies and as management has not decided to sell these securities, nor is it likely that the Company will be required to sell these securities, no declines are deemed to be other than temporary.
	There were no securities with gross unrealized losses at December 31, 2012.

Loans_and_Servicing

Loans and Servicing	9 Months Ended
	Sep. 30, 2013
Loans and Servicing	'
Loans and Servicing	'
	(6)                  Loans and Servicing
	Loans
	A summary of loans is as follows.
		At					At
		September 30,					December 31,
		2013					2012
		Amount			Percent		Amount			Percent
		(Dollars in thousands)
	Residential loans:
	One- to four-family	$	93,736		45.17	%	$	95,546		52.54	%
	Home equity loans and lines of credit	15,240			7.34		15,560			8.56
	Total residential mortgage loans	108,976			52.51		111,106			61.1
	Commercial loans:
	One- to four-family investment property	13,017			6.27		11,355			6.25
	Multi-family real estate	5,731			2.76		5,346			2.94
	Commercial real estate	47,987			23.13		32,730			18
	Commercial business	11,408			5.5		8,653			4.76
	Total commercial loans	78,143			37.66		58,084			31.95
	Construction loans:
	One- to four-family	7,897			3.81		7,379			4.06
	Multi-family	6,947			3.35		3,665			2.02
	Non-residential	5,120			2.47		1,161			0.64
	Total construction loans	19,964			9.63		12,205			6.72
	Consumer	419			0.2		414			0.23
	Total loans	207,502			100	%	181,809			100	%
	Other items:
	Net deferred loan costs	494					570
	Allowance for loan losses	(2,096		)			(1,780		)
	Total loans, net	$	205,900				$	180,599
	An analysis of the allowance for loan losses at and for the nine months ended September 30, 2013 and 2012 and at December 31, 2012 is below. For additional information please refer to Item 2, Management’s Discussion and Analysis of Financial Condition and Results of Operations.
		Residential						Commercial											Construction
		One- to four-			Home equity			One- to four-			Multi-family			Commercial		Commercial			One- to four-			Multi-family			Non-		Consumer			Total
		family			loans and			family			real estate			real estate		business			family						residential
					lines of credit			investment
								property
		(In thousands)
	Allowance for loan losses
	Nine months ended September 30, 2013
	Beginning Balance	$	378		$	254		$	62		$	40		$	668	$	159		$	149		$	34		$	25	$	11		$	1,780
	Charge-offs	(130		)	—			—			—			—		—			—			—			—		(7		)	(137		)
	Recoveries	43			—			—			—			—		—			—			—			—		3			46
	Provision (benefit)	(4		)	(18		)	10			3			216		49			38			30			78		5			407
	Ending Balance	$	287		$	236		$	72		$	43		$	884	$	208		$	187		$	64		$	103	$	12		$	2,096
	Nine months ended September 30, 2012
	Beginning Balance	$	346		$	341		$	59		$	98		$	400	$	234		$	228		$	98		$	11	$	9		$	1,824
	Charge-offs	(144		)	—			—			—			—		(11		)	(191		)	—			—		(31		)	(377		)
	Recoveries	137			—			—			—			—		—			—			—			—		5			142
	Provision (benefit)	21			(82		)	(8		)	(27		)	248		(99		)	113			(32		)	1		27			162
	Ending Balance	$	360		$	259		$	51		$	71		$	648	$	124		$	150		$	66		$	12	$	10		$	1,751
	At September 30, 2013
	Allowance for loan losses
	Individually evaluated for impairment	$	7		$	—		$	—		$	—		$	210	$	—		$	—		$	—		$	—	$	—		$	217
	Collectively evaluated for impairment	280			236			72			43			674		208			187			64			103		12			1,879
		$	287		$	236		$	72		$	43		$	884	$	208		$	187		$	64		$	103	$	12		$	2,096
	Loans
	Individually evaluated for impairment	$	322		$	429		$	—		$	—		$	2,408	$	—		$	—		$	—		$	—	$	—		$	3,159
	Collectively evaluated for impairment	93,414			14,811			13,017			5,731			45,579		11,408			7,897			6,947			5,120		419			204,343
		$	93,736		$	15,240		$	13,017		$	5,731		$	47,987	$	11,408		$	7,897		$	6,947		$	5,120	$	419		$	207,502
	At December 31, 2012
	Allowance for loan losses
	Individually evaluated for impairment	$	93		$	13		$	—		$	—		$	214	$	—		$	—		$	—		$	—	$	—		$	320
	Collectively evaluated for impairment	285			241			62			40			454		159			149			34			25		11			1,460
		$	378		$	254		$	62		$	40		$	668	$	159		$	149		$	34		$	25	$	11		$	1,780
Loans
Individually evaluated for impairment	$	658		$	45		$	—		$	—		$	2,412	$	—		$	—		$	—		$	—	$	—		$	3,115
Collectively evaluated for impairment	94,888			15,515			11,355			5,346			30,318		8,653			7,379			3,665			1,161		414			178,694
	$	95,546		$	15,560		$	11,355		$	5,346		$	32,730	$	8,653		$	7,379		$	3,665		$	1,161	$	414		$	181,809
The following is a summary of past-due and non-accrual loans at September 30, 2013 and December 31, 2012. For additional information please refer to Item 2, Management’s Discussion and Analysis of Financial Condition and Results of Operations.
	Loans delinquent for:																	90 days
							90 days			Total			Total		Total			or more			Non-accrual
	30 - 59 Days			60 - 89 Days			or more			Past Due			Current		Loans			and accruing			Loans
	(In thousands)
At September 30, 2013:
Residential loans:
One- to four-family	$	—		$	—		$	—		$	—		$	93,736	$	93,736		$	—		$	—
Home equity loans and lines of credit	15			—			399			414			14,826		15,240			—			399
Commercial loans:
One- to four-family investment property	—			—			—			—			13,017		13,017			—			—
Multi-family real estate	—			—			—			—			5,731		5,731			—			—
Commercial real estate	570			—			—			570			47,417		47,987			—			—
Commercial business	—			—			—			—			11,408		11,408			—			—
Construction loans:
One- to four-family	—			—			—			—			7,897		7,897			—			—
Multi-family	—			—			—			—			6,947		6,947			—			—
Non-residential	—			—			—			—			5,120		5,120			—			—
Consumer	1			—			—			1			418		419			—			—
Total	$	586		$	—		$	399		$	985		$	206,517	$	207,502		$	—		$	399
At December 31, 2012:
Residential loans:
One- to four-family	$	—		$	284		$	374		$	658		$	94,888	$	95,546		$	—		$	658
Home equity loans and lines of credit	16			—			399			415			15,145		15,560			—			412
Commercial loans:
One- to four-family investment property	—			—			—			—			11,355		11,355			—			—
Multi-family real estate	—			—			—			—			5,346		5,346			—			—
Commercial real estate	1,258			—			—			1,258			31,472		32,730			—			2,105
Commercial business	—			—			—			—			8,653		8,653			—			—
Construction loans:
One- to four-family	—			—			—			—			7,379		7,379			—			—
Multi-family	—			—			—			—			3,665		3,665			—			—
Non-residential	—			—			—			—			1,161		1,161			—			—
Consumer	20			2			—			22			392		414			—			—
Total	$	1,294		$	286		$	773		$	2,353		$	179,456	$	181,809		$	—		$	3,175
The following is an analysis of impaired loans at September 30, 2013 and December 31, 2012.
				Unpaid						Average			Interest
	Recorded			Principal			Related			Recorded			Income
	Investment			Balance			Allowance			Investment			Recognized
	(In thousands)
At September 30, 2013
Impaired loans without a valuation allowance
Residential loans:
One- to four-family	$	—		$	—		$	—		$	—		$	—
Home equity loans and lines of credit	429			429			—			390			1
Commercial loans:
One- to four-family investment property	—			—			—			—			—
Multi-family real estate	—			—			—			—			—
Commercial real estate	—			—			—			—			—
Commercial business	—			—			—			—			—
Construction loans:
One- to four-family	—			—			—			—			—
Multi-family	—			—			—			—			—
Non-residential	—			—			—			—			—
Consumer	—			—			—			—			—
Total impaired with no related allowance	$	429		$	429		$	—		$	390		$	1
Impaired loans with a valuation allowance
Residential loans:
One- to four-family	$	322		$	322		$	7		$	397		$	9
Home equity loans and lines of credit	—			—			—			11			—
Commercial loans:
One- to four-family investment property	—			—			—			—			—
Multi-family real estate	—			—			—			—			—
Commercial real estate	2,408			2,511			210			2,410			93
Commercial business	—			—			—			—			—
Construction loans:
One- to four-family	—			—			—			—			—
Multi-family	—			—			—			—			—
Non-residential	—			—			—			—			—
Consumer	—			—			—			—			—
Total with an allowance recorded	$	2,730		$	2,833		$	217		$	2,818		$	102
At December 31, 2012
Impaired loans without a valuation allowance
Residential loans:
One- to four-family	$	—		$	—		$	—		$	176		$	—
Home equity loans and lines of credit	32			32			—			30			—
Commercial loans:
One- to four-family investment property	—			—			—			—			—
Multi-family real estate	—			—			—			—			—
Commercial real estate	—			—			—			—			—
Commercial business	—			—			—			—			—
Construction loans:
One- to four-family	—			—			—			801			—
Multi-family	—			—			—			344			23
Non-residential	—			—			—			—			—
Consumer	—			—			—			—			—
Total impaired with no related allowance	$	32		$	32		$	—		$	1,351		$	23
Impaired loans with a valuation allowance
Residential loans:
One- to four-family	$	658		$	684		$	93		$	734		$	10
Home equity loans and lines of credit	13			13			13			13			1
Commercial loans:
One- to four-family investment property	—			—			—			—			—
Multi-family real estate	—			—			—			—			—
Commercial real estate	2,412			2,519			214			958			19
Commercial business	—			—			—			6			—
Construction loans:
One- to four-family	—			—			—			—			—
Multi-family	—			—			—			—			—
Non-residential	—			—			—			—			—
Consumer	—			—			—			—			—
Total with an allowance recorded	$	3,083		$	3,216		$	320		$	1,711		$	30
There was one loan modification made that resulted in the classification of a troubled debt restructure (TDR) during the nine months ended September 30, 2013. This TDR did not result in a material impact to the allowance for loan losses account. The modification consolidated an adjustable rate one- to four-family residential loan and a fixed home equity loan into a single fixed rate one- to four-family residential loan. In addition to the consolidation of the loans $32,000 was advanced to the borrower.  There is no commitment to lend additional funds to borrowers whose loans were modified in a troubled debt restructuring as of September 30, 2013.
There were two loan modifications made during the nine months ended September 30, 2012 that were classified as TDR, which  did not result in a material impact to the allowance for loan loss account.  A one- to four-family construction loan was modified with terms that included an extension of the maturity date, as well as $35,000 in additional funds in order to complete the project and allow time for the sale of the property. This loan subsequently paid in full during 2012 according to its modified terms.  The second modification involved a home equity loan that was issued to facilitate the borrower’s ability to refinance at another financial institution their first mortgage held by the Bank. The refinancing of the first mortgage resulted in the Company recording a loan loss recovery of $133,000.
At September 30, 2013 and December 31, 2012 there were no TDRs in default of their modified terms.
The following table represents the Company’s loans by risk rating at September 30, 2013 and December 31, 2012. For additional information please refer to Item 2, Management’s Discussion and Analysis of Financial Condition and Results of Operations.
	Residential						Commercial											Construction
	One- to four-			Home equity			One- to four-			Multi-family			Commercial		Commercial			One- to four-			Multi-family			Non-		Consumer			Total
	family			loans and			family			real estate			real estate		business			family						residential
				lines of credit			investment
							property
	(In thousands)
At September 30, 2013
Classification:
Not formally rated	$	93,414		$	14,841		$	—		$	—		$	—	$	—		$	—		$	—		$	—	$	419		$	108,674
Pass	—			—			13,017			5,731			45,579		11,343			7,897			6,947			5,120		—			95,634
Special mention	—			—			—			—			—		—			—			—			—		—			—
Substandard	322			399			—			—			2,408		65			—			—			—		—			3,194
Doubtful	—			—			—			—			—		—			—			—			—		—			—
Loss	—			—			—			—			—		—			—			—			—		—			—
Total loans	$	93,736		$	15,240		$	13,017		$	5,731		$	47,987	$	11,408		$	7,897		$	6,947		$	5,120	$	419		$	207,502
At December 31, 2012
Classification:
Not formally rated	$	94,888		$	15,116		$	—		$	—		$	—	$	—		$	—		$	—		$	—	$	414		$	110,418
Pass	—			—			11,355			5,346			29,147		8,486			7,379			3,665			1,161		—			66,539
Special mention	—			—			—			—			—		—			—			—			—		—			—
Substandard	658			444			—			—			3,583		167			—			—			—		—			4,852
Doubtful	—			—			—			—			—		—			—			—			—		—			—
Loss	—			—			—			—			—		—			—			—			—		—			—
Total loans	$	95,546		$	15,560		$	11,355		$	5,346		$	32,730	$	8,653		$	7,379		$	3,665		$	1,161	$	414		$	181,809
Credit Quality Information
The Bank utilizes a nine grade internal loan rating system for all commercial and construction loans as follows:
Loans rated 1 - 5:  Loans in these categories are considered “pass” rated loans with low to average risk and are not formally rated.
Loans rated 6:  Loans in this category are considered “special mention.” These loans have risk profiles that are starting to show signs of potential weakness and are being closely monitored by management.
Loans rated 7:  Loans in this category are considered “substandard.” These loans have a well defined weakness that jeopardizes the liquidation of the debt and is inadequately protected by the current sound worth and paying capacity of the borrower or pledged collateral. There is a distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Loans rated 8:  Loans in this category are considered “doubtful.” Loans classified as doubtful have all the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, highly questionable and improbable.
Loans rated 9:  Loans in this category are considered a “loss.” The loan has been determined to be uncollectible and the chance of loss is inevitable. Loans in this category will be charged-off.
On an annual basis, or more often if needed, the Bank formally reviews the ratings on all commercial and construction loans.
Loans serviced for others and mortgage servicing rights
Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of mortgage loans serviced for others were $114.4 million and $96.8 million at September 30, 2013 and December 31, 2012, respectively.
The risks inherent in the mortgage servicing assets relate primarily to changes in prepayments that result from shifts in mortgage interest rates. The fair value of servicing rights was $1.3 million at September 30, 2013 and was determined using the moving average 10-year, U.S. Treasury rate plus 5.0%, adjusted to reflect the current credit spreads and conditions in the market as a discount rate. Prepayment assumptions, which are impacted by loan rates and terms, are calculated using a moving average of prepayment data published by the Securities Industry and Financial Markets Association and an independent third party proprietary analysis of prepayment rates embedded in liquid mortgage securities markets and modeled against the serviced loan portfolio by the independent third party valuation specialist.
The following summarizes mortgage servicing rights capitalized and amortized, along with the aggregate activity-related valuation allowances.
	Nine Months Ended
	September 30,
	2013			2012
	(In thousands)
Mortgage servicing rights:
Balance at beginning of period	$	910		$	475
Additions	440			386
Disposals	—			—
Amortization	(254		)	(173		)
Balance at end of period	1,096			688
Valuation allowances:
Balance at beginning of period	20			17
Additions	58			60
Recoveries	(15		)	—
Write-downs	—			—
Balance at end of period	63			77
Mortgage servicing assets, net	$	1,033		$	611
Fair value of mortgage servicing assets	$	1,286		$	639

Secured_Borrowings_and_Collate

Secured Borrowings and Collateral	9 Months Ended
	Sep. 30, 2013
Secured Borrowings and Collateral	'
Secured Borrowings and Collateral	'
	(7)                                 Secured Borrowings and Collateral
	Federal Home Loan Bank advances
	At September 30, 2013, all Federal Home Loan Bank (“FHLB”) of Boston advances were secured by a blanket security agreement on qualified collateral, principally first mortgage loans on owner-occupied residential property in the amount of $85.1 million, and mortgage-backed securities with a fair value of $17.9 million.

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements	'
Fair Value Measurements	'
	(8)                                 Fair Value Measurements
	The Company groups its financial assets and financial liabilities measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value as follows:
	Level l - Valuation is based on quoted prices in active markets for identical assets or liabilities. Level l assets and liabilities generally include debt and equity securities that are traded in an active exchange market. At September 30, 2013, the Company had no assets or liabilities valued using Level 1 measurements.
	Level 2 - Valuation is based on observable inputs other than Level l prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.
	Level 3 - Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.
	All of the Company’s securities that are measured at fair value are included in Level 2 and are based on pricing models from independent, third party pricing services that consider standard input factors such as observable market data, benchmark yields, interest rate volatilities, broker/dealer quotes, credit spreads and new issue data. There are no liabilities measured at fair value. All of the Company’s impaired loans and other real estate owned that are measured at fair value are included in Level 3 and are based on the appraised value of the underlying collateral considering discounting factors, if deemed appropriate, and adjusted for selling costs. These appraised values may be discounted based on management’s historical knowledge, expertise or changes in market conditions from time of valuation. The Company did not have any significant transfers of assets or liabilities to or from Levels 1 and 2 of the fair value hierarchy during the nine month period ended September 30, 2013.
	Assets and liabilities measured at fair value on a recurring basis at September 30, 2013 and December 31, 2012 are summarized below.
								Assets
		Level 1		Level 2		Level 3		at Fair Value
		(In thousands)
	At September 30, 2013
	Assets
	Securities available for sale
	State and municipal	$	—	$	2,400	$	—	$	2,400
	Residential mortgage-backed securities	—		16,629		—		16,629
	Total securities available for sale	$	—	$	19,029	$	—	$	19,029
	At December 31, 2012
	Assets
	Securities available for sale
	Residential mortgage-backed securities	$	—	$	8,184	$	—	$	8,184
	The Company may also be required, from time to time, to measure certain other financial assets on a nonrecurring basis in accordance with GAAP. These adjustments to fair value usually result from application of lower-of-cost-or-market accounting or write-downs of individual assets. Assets measured at fair value on a non-recurring basis at September 30, 2013 and December 31, 2012 are summarized below. The fair value adjustments relate to the amount of write-down recorded or related allowance recorded as of September 30, 2013 and December 31, 2012.
								Assets		Adjustments
		Level 1		Level 2		Level 3		at Fair Value		to Fair Value
		(In thousands)
	At September 30, 2013
	Impaired loans	$	—	$	—	$	2,513	$	2,513	$	(217	)
	Other real estate owned	—		—		20		20		(24		)
		$	—	$	—	$	2,533	$	2,533	$	(241	)
								Assets		Adjustments
		Level 1		Level 2		Level 3		at Fair Value		to Fair Value
		(In thousands)
	At December 31, 2012
	Impaired loans	$	—	$	—	$	2,763	$	2,763	$	(320	)
	Other real estate owned	—		—		203		203		(19		)
		$	—	$	—	$	2,966	$	2,966	$	(339	)
	The following methods and assumptions were used by the Company in estimating fair value disclosures for financial instruments.
	Cash and cash equivalents: The carrying amounts of cash and short-term investments approximate fair values.
	Securities: Fair values for the Company’s debt securities are based on pricing models that consider standard input factors such as observable market data, benchmark yields, interest rate volatilities, broker/dealer quotes, credit spreads and new issue data.
	Federal Home Loan Bank stock: Fair value is based on redemption provisions of the FHLB of Boston. The FHLB stock has no quoted market value.
	Loans held for sale: Fair value is based on committed secondary market prices.
	Loans: For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for other loans are estimated using discounted cash flow analyses, using market interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Fair values for impaired loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable.
	Capitalized mortgage servicing rights: Fair value is based on a quarterly, independent third-party valuation model that calculates the present value of estimated future net servicing income. The model utilizes a variety of assumptions, the most significant of which are loan prepayment assumptions and the discount rate used to discount future cash flows. Prepayment assumptions, which are impacted by loan rates and terms, are calculated using a moving average of prepayment data published by the Securities Industry and Financial Markets Association and a third party proprietary analysis of prepayment rates embedded in liquid mortgage securities markets and modeled against the serviced loan portfolio by the independent third party valuation specialist. The discount rate is the moving average 10-year, U.S. Treasury rate plus 5.0% and adjusted to reflect the current credit spreads and conditions in the market. Other assumptions include delinquency rates, foreclosure rates, servicing cost inflation, and annual unit loan cost. All assumptions are adjusted periodically to reflect current circumstances and all are obtained from independent market sources.
	Deposits: The fair values for non-certificate accounts are, by definition, equal to the amount payable on demand at the reporting date which is the carrying amount. Fair values for certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.
	Short-term FHLB advances: The fair value of short-term FHLB advances approximates carrying value, as they generally mature within 90 days.
	Long-term FHLB advances: The fair value for long-term FHLB advances is estimated using discounted cash flow analyses based on current market borrowing rates for similar types of borrowing arrangements.
	Accrued interest:  The carrying amounts of accrued interest approximate fair value.
	Off-balance-sheet instruments:  Fair values for off-balance-sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. At September 30, 2013 and December 31, 2012, the fair value of commitments outstanding is not significant since fees charged are not material.
	The estimated fair values and related carrying amounts of the Company’s financial instruments at September 30, 2013 and December 31, 2012 are as follows.
		September 30, 2013
		Carrying
		Amount		Fair Value
				Level 1		Level 2		Level 3		Total
		(In thousands)
	Financial assets:
	Cash and cash equivalents	$	8,307	$	8,307	$	—	$	—	$	8,307
	Securities available for sale	19,029		—		19,029		—		19,029
	Securities held to maturity	1,169		—		1,263		—		1,263
	FHLB stock	2,649		2,649		—		—		2,649
	Loans held for sale	1,012		1,027		—		—		1,027
	Loans, net	205,900		—		—		206,781		206,781
	Accrued interest receivable	682		682		—		—		682
	Capitalized mortgage servicing rights	1,033		—		1,286		—		1,286
	Financial liabilities:
Deposits	$	162,007	$	—	$	162,383	$	—	$	162,383
Short-term FHLB advances	34,575		—		34,575		—		34,575
Long-term FHLB advances	18,100		—		18,402		—		18,402
Mortgagers’ escrow accounts	1,248		1,248		—		—		1,248
Accrued interest payable	44		44		—		—		44
	December 31, 2012
	Carrying
	Amount		Fair Value
			Level 1		Level 2		Level 3		Total
	(In thousands)
Financial assets:
Cash and cash equivalents	$	6,789	$	6,789	$	—	$	—	$	6,789
Securities available for sale	8,184		—		8,184		—		8,184
Securities held to maturity	1,594		—		1,731		—		1,731
FHLB stock	2,861		2,861		—		—		2,861
Loans held for sale	2,606		2,642		—		—		2,642
Loans, net	180,599		—		—		188,198		188,198
Accrued interest receivable	617		617		—		—		617
Capitalized mortgage servicing rights	890		—		1,099		—		1,099
Financial liabilities:
Deposits	$	154,439	$	—	$	154,860	$	—	$	154,860
Long-term FHLB advances	23,600		—		24,100		—		24,100
Mortgagers’ escrow accounts	1,034		1,034		—		—		1,034
Accrued interest payable	60		60		—		—		60

Equity_Incentive_Plan

Equity Incentive Plan	9 Months Ended
	Sep. 30, 2013
Equity Incentive Plan	'
Equity Incentive Plan	'
	(9)                                 Equity Incentive Plan
	At September 30, 2013, the Company had one equity incentive plan, which was described more fully in Note 13 of the consolidated financial statements and notes thereto for the year ended December 31, 2012.
	The following table presents the activity for the plan for the nine months ended September 30, 2013.
		Stock Options
		Number of			Weighted
		Shares			Average
					Exercise Price
	Outstanding at beginning of year	40,681			$	9.49
	Granted	22,000			$	14
	Cancelled	(3,988		)	$	9.85
	Forfeited	(5,769		)	$	11.45
	Outstanding at end of period	52,924			$	11.12
	Exercisable at end of period	17,176
	Weighted average fair value of options granted during the period	$	5.31
	Options Outstanding						Options Exercisable
	Number	Weighted-Average		Weighted			Number	Weighted
	Outstanding	Remaining		Average			Exercisable	Average
	as of 09/30/2013	Contractual Life		Exercise Price			as of 09/30/2013	Exercise Price
	10,712	6.40 Years		$	9.33		8,406	$	9.33
	12,166	7.40 Years		$	9.55		6,135	$	9.55
	10,896	8.40 Years		$	9.58		2,635	$	9.58
	19,150	9.40 Years		$	14		—
	52,924	8.13 Years		$	11.12		17,176	$	9.45
		Non-vested
		Restricted Stock
		Number of		Weighted
		Shares		Average
				Grant Date
				Value
	Outstanding at beginning of year	30,281		$	8.49
	Granted	22,000		$	12.76
	Vested	(10,761	)	$	8.48
	Forfeited	(5,769	)	$	10.31
	Outstanding at end of period	35,751		$	10.83
	As of September 30, 2013, unrecognized share-based compensation expense related to non-vested options amounted to $132,000 and the unrecognized share-based compensation expense related to non-vested restricted stock amounted to $313,000. Both amounts are expected to be recognized over a weighted average period of 3.5 years.
	For the nine months ended September 30, 2013, the Company recognized compensation expense for stock options of $40,000 with a related tax benefit of $7,000. The related tax benefit applies only to non-qualified stock options. For the nine months ended September 30, 2013, the Company recognized compensation expense for restricted stock awards of $90,000 with a related tax benefit of $36,000.

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Common Share	'
Schedule of computation of earnings per common share	'
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
		2013			2012			2013			2012
	Net income available to common stockholders	$	168,000		$	244,000		$	526,000		$	532,000
	Basic common shares:
	Weighted average shares outstanding	1,843,319			1,910,017			1,880,981			1,908,847
	Less:  Weighted average unallocated ESOP shares	(97,111		)	(105,025		)	(98,921		)	(47,909		)
	Add:  Weighted average unvested restricted shares with non-forfeitable dividend rights	35,751			30,281			35,980			29,441
	Basic weighted average common shares outstanding	1,781,959			1,835,273			1,818,040			1,890,379
	Dilutive potential common shares	2,533			—			4,976			—
	Diluted weighted average common shares outstanding	1,784,492			1,835,273			1,823,016			1,890,379
	Basic earnings per share	$	0.09		$	0.13		$	0.29		$	0.28
	Diluted earnings per share	$	0.09		$	0.13		$	0.29		$	0.28

Securities_Tables

Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Securities	'
Summary of securities	'
				Gross		Gross
		Amortized		Unrealized		Unrealized			Fair
		Cost		Gains		Losses			Value
		(In thousands)
	At September 30, 2013
	Securities available for sale
	State and municipal	$	2,516	$	2	$	(118	)	$	2,400
	Residential mortgage-backed securities	16,915		94		(380		)	16,629
	Total securities available for sale	$	19,431	$	96	$	(498	)	$	19,029
	Securities held to maturity
	Residential mortgage-backed securities	$	1,169	$	94	$	—		$	1,263
				Gross		Gross
		Amortized		Unrealized		Unrealized			Fair
		Cost		Gains		Losses			Value
		(In thousands)
	At December 31, 2012
	Securities available for sale
	Residential mortgage-backed securities	$	7,900	$	284	$	—		$	8,184
	Securities held to maturity
	Residential mortgage-backed securities	$	1,594	$	137	$	—		$	1,731
Schedule of amortized cost and estimated fair value of debt securities	'
		Available for Sale				Held to Maturity
		Amortized		Fair		Amortized			Fair
		Cost		Value		Cost			Value
		(In thousands)
	Over ten years	$	2,516	$	2,400	$	—		$	—
	Residential mortgage-backed securities	16,915		16,629		1,169			1,263
		$	19,431	$	19,029	$	1,169		$	1,263
Schedule of securities with gross unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous loss position	'
		Less Than Twelve Months				Greater Than Twelve Months
		Gross				Gross
		Unrealized		Fair		Unrealized			Fair
		Losses		Value		Losses			Value
		(In thousands)
	At September 30, 2013:
	Securities available for sale
	State and municipal	$	118	$	1,832	$	—		$	—
	Residential mortgage-backed securities	380		10,727		—			—
	Total securities available for sale	$	498	$	12,559	$	—		$	—

Loans_and_Servicing_Tables

Loans and Servicing (Tables)	9 Months Ended
	Sep. 30, 2013
Loans and Servicing	'
Summary of loans	'
		At					At
		September 30,					December 31,
		2013					2012
		Amount			Percent		Amount			Percent
		(Dollars in thousands)
	Residential loans:
	One- to four-family	$	93,736		45.17	%	$	95,546		52.54	%
	Home equity loans and lines of credit	15,240			7.34		15,560			8.56
	Total residential mortgage loans	108,976			52.51		111,106			61.1
	Commercial loans:
	One- to four-family investment property	13,017			6.27		11,355			6.25
	Multi-family real estate	5,731			2.76		5,346			2.94
	Commercial real estate	47,987			23.13		32,730			18
	Commercial business	11,408			5.5		8,653			4.76
	Total commercial loans	78,143			37.66		58,084			31.95
	Construction loans:
	One- to four-family	7,897			3.81		7,379			4.06
	Multi-family	6,947			3.35		3,665			2.02
	Non-residential	5,120			2.47		1,161			0.64
	Total construction loans	19,964			9.63		12,205			6.72
	Consumer	419			0.2		414			0.23
	Total loans	207,502			100	%	181,809			100	%
	Other items:
	Net deferred loan costs	494					570
	Allowance for loan losses	(2,096		)			(1,780		)
	Total loans, net	$	205,900				$	180,599
Schedule of analysis of allowance for loan losses	'
		Residential						Commercial											Construction
		One- to four-			Home equity			One- to four-			Multi-family			Commercial		Commercial			One- to four-			Multi-family			Non-		Consumer			Total
		family			loans and			family			real estate			real estate		business			family						residential
					lines of credit			investment
								property
		(In thousands)
	Allowance for loan losses
	Nine months ended September 30, 2013
	Beginning Balance	$	378		$	254		$	62		$	40		$	668	$	159		$	149		$	34		$	25	$	11		$	1,780
	Charge-offs	(130		)	—			—			—			—		—			—			—			—		(7		)	(137		)
	Recoveries	43			—			—			—			—		—			—			—			—		3			46
	Provision (benefit)	(4		)	(18		)	10			3			216		49			38			30			78		5			407
	Ending Balance	$	287		$	236		$	72		$	43		$	884	$	208		$	187		$	64		$	103	$	12		$	2,096
	Nine months ended September 30, 2012
	Beginning Balance	$	346		$	341		$	59		$	98		$	400	$	234		$	228		$	98		$	11	$	9		$	1,824
	Charge-offs	(144		)	—			—			—			—		(11		)	(191		)	—			—		(31		)	(377		)
	Recoveries	137			—			—			—			—		—			—			—			—		5			142
	Provision (benefit)	21			(82		)	(8		)	(27		)	248		(99		)	113			(32		)	1		27			162
	Ending Balance	$	360		$	259		$	51		$	71		$	648	$	124		$	150		$	66		$	12	$	10		$	1,751
	At September 30, 2013
	Allowance for loan losses
	Individually evaluated for impairment	$	7		$	—		$	—		$	—		$	210	$	—		$	—		$	—		$	—	$	—		$	217
	Collectively evaluated for impairment	280			236			72			43			674		208			187			64			103		12			1,879
		$	287		$	236		$	72		$	43		$	884	$	208		$	187		$	64		$	103	$	12		$	2,096
	Loans
	Individually evaluated for impairment	$	322		$	429		$	—		$	—		$	2,408	$	—		$	—		$	—		$	—	$	—		$	3,159
	Collectively evaluated for impairment	93,414			14,811			13,017			5,731			45,579		11,408			7,897			6,947			5,120		419			204,343
		$	93,736		$	15,240		$	13,017		$	5,731		$	47,987	$	11,408		$	7,897		$	6,947		$	5,120	$	419		$	207,502
	At December 31, 2012
	Allowance for loan losses
	Individually evaluated for impairment	$	93		$	13		$	—		$	—		$	214	$	—		$	—		$	—		$	—	$	—		$	320
	Collectively evaluated for impairment	285			241			62			40			454		159			149			34			25		11			1,460
		$	378		$	254		$	62		$	40		$	668	$	159		$	149		$	34		$	25	$	11		$	1,780
	Loans
	Individually evaluated for impairment	$	658		$	45		$	—		$	—		$	2,412	$	—		$	—		$	—		$	—	$	—		$	3,115
	Collectively evaluated for impairment	94,888			15,515			11,355			5,346			30,318		8,653			7,379			3,665			1,161		414			178,694
		$	95,546		$	15,560		$	11,355		$	5,346		$	32,730	$	8,653		$	7,379		$	3,665		$	1,161	$	414		$	181,809
Summary of past-due and non-accrual loans	'
		Loans delinquent for:																	90 days
								90 days			Total			Total		Total			or more			Non-accrual
		30 - 59 Days			60 - 89 Days			or more			Past Due			Current		Loans			and accruing			Loans
		(In thousands)
	At September 30, 2013:
	Residential loans:
	One- to four-family	$	—		$	—		$	—		$	—		$	93,736	$	93,736		$	—		$	—
	Home equity loans and lines of credit	15			—			399			414			14,826		15,240			—			399
	Commercial loans:
	One- to four-family investment property	—			—			—			—			13,017		13,017			—			—
	Multi-family real estate	—			—			—			—			5,731		5,731			—			—
	Commercial real estate	570			—			—			570			47,417		47,987			—			—
	Commercial business	—			—			—			—			11,408		11,408			—			—
	Construction loans:
	One- to four-family	—			—			—			—			7,897		7,897			—			—
	Multi-family	—			—			—			—			6,947		6,947			—			—
	Non-residential	—			—			—			—			5,120		5,120			—			—
	Consumer	1			—			—			1			418		419			—			—
	Total	$	586		$	—		$	399		$	985		$	206,517	$	207,502		$	—		$	399
	At December 31, 2012:
	Residential loans:
	One- to four-family	$	—		$	284		$	374		$	658		$	94,888	$	95,546		$	—		$	658
	Home equity loans and lines of credit	16			—			399			415			15,145		15,560			—			412
	Commercial loans:
	One- to four-family investment property	—			—			—			—			11,355		11,355			—			—
	Multi-family real estate	—			—			—			—			5,346		5,346			—			—
	Commercial real estate	1,258			—			—			1,258			31,472		32,730			—			2,105
	Commercial business	—			—			—			—			8,653		8,653			—			—
	Construction loans:
	One- to four-family	—			—			—			—			7,379		7,379			—			—
	Multi-family	—			—			—			—			3,665		3,665			—			—
	Non-residential	—			—			—			—			1,161		1,161			—			—
	Consumer	20			2			—			22			392		414			—			—
	Total	$	1,294		$	286		$	773		$	2,353		$	179,456	$	181,809		$	—		$	3,175
Schedule of analysis of impaired loans	'
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
		Investment			Balance			Allowance			Investment			Recognized
		(In thousands)
	At September 30, 2013
	Impaired loans without a valuation allowance
	Residential loans:
	One- to four-family	$	—		$	—		$	—		$	—		$	—
	Home equity loans and lines of credit	429			429			—			390			1
	Commercial loans:
	One- to four-family investment property	—			—			—			—			—
	Multi-family real estate	—			—			—			—			—
	Commercial real estate	—			—			—			—			—
	Commercial business	—			—			—			—			—
	Construction loans:
	One- to four-family	—			—			—			—			—
	Multi-family	—			—			—			—			—
	Non-residential	—			—			—			—			—
	Consumer	—			—			—			—			—
	Total impaired with no related allowance	$	429		$	429		$	—		$	390		$	1
	Impaired loans with a valuation allowance
	Residential loans:
	One- to four-family	$	322		$	322		$	7		$	397		$	9
	Home equity loans and lines of credit	—			—			—			11			—
	Commercial loans:
	One- to four-family investment property	—			—			—			—			—
	Multi-family real estate	—			—			—			—			—
	Commercial real estate	2,408			2,511			210			2,410			93
	Commercial business	—			—			—			—			—
	Construction loans:
	One- to four-family	—			—			—			—			—
	Multi-family	—			—			—			—			—
	Non-residential	—			—			—			—			—
	Consumer	—			—			—			—			—
	Total with an allowance recorded	$	2,730		$	2,833		$	217		$	2,818		$	102
	At December 31, 2012
	Impaired loans without a valuation allowance
	Residential loans:
	One- to four-family	$	—		$	—		$	—		$	176		$	—
	Home equity loans and lines of credit	32			32			—			30			—
	Commercial loans:
	One- to four-family investment property	—			—			—			—			—
	Multi-family real estate	—			—			—			—			—
	Commercial real estate	—			—			—			—			—
	Commercial business	—			—			—			—			—
	Construction loans:
	One- to four-family	—			—			—			801			—
	Multi-family	—			—			—			344			23
	Non-residential	—			—			—			—			—
	Consumer	—			—			—			—			—
	Total impaired with no related allowance	$	32		$	32		$	—		$	1,351		$	23
	Impaired loans with a valuation allowance
	Residential loans:
	One- to four-family	$	658		$	684		$	93		$	734		$	10
	Home equity loans and lines of credit	13			13			13			13			1
	Commercial loans:
	One- to four-family investment property	—			—			—			—			—
	Multi-family real estate	—			—			—			—			—
	Commercial real estate	2,412			2,519			214			958			19
	Commercial business	—			—			—			6			—
	Construction loans:
	One- to four-family	—			—			—			—			—
	Multi-family	—			—			—			—			—
Non-residential	—			—			—			—			—
Consumer	—			—			—			—			—
Total with an allowance recorded	$	3,083		$	3,216		$	320		$	1,711		$	30
Schedule of loans by risk rating	'
		Residential						Commercial											Construction
		One- to four-			Home equity			One- to four-			Multi-family			Commercial		Commercial			One- to four-			Multi-family			Non-		Consumer			Total
		family			loans and			family			real estate			real estate		business			family						residential
					lines of credit			investment
								property
		(In thousands)
	At September 30, 2013
	Classification:
	Not formally rated	$	93,414		$	14,841		$	—		$	—		$	—	$	—		$	—		$	—		$	—	$	419		$	108,674
	Pass	—			—			13,017			5,731			45,579		11,343			7,897			6,947			5,120		—			95,634
	Special mention	—			—			—			—			—		—			—			—			—		—			—
	Substandard	322			399			—			—			2,408		65			—			—			—		—			3,194
	Doubtful	—			—			—			—			—		—			—			—			—		—			—
	Loss	—			—			—			—			—		—			—			—			—		—			—
	Total loans	$	93,736		$	15,240		$	13,017		$	5,731		$	47,987	$	11,408		$	7,897		$	6,947		$	5,120	$	419		$	207,502
	At December 31, 2012
	Classification:
	Not formally rated	$	94,888		$	15,116		$	—		$	—		$	—	$	—		$	—		$	—		$	—	$	414		$	110,418
	Pass	—			—			11,355			5,346			29,147		8,486			7,379			3,665			1,161		—			66,539
	Special mention	—			—			—			—			—		—			—			—			—		—			—
	Substandard	658			444			—			—			3,583		167			—			—			—		—			4,852
	Doubtful	—			—			—			—			—		—			—			—			—		—			—
	Loss	—			—			—			—			—		—			—			—			—		—			—
	Total loans	$	95,546		$	15,560		$	11,355		$	5,346		$	32,730	$	8,653		$	7,379		$	3,665		$	1,161	$	414		$	181,809
Schedule of mortgage servicing rights capitalized and amortized	'
		Nine Months Ended
		September 30,
		2013			2012
		(In thousands)
	Mortgage servicing rights:
	Balance at beginning of period	$	910		$	475
	Additions	440			386
	Disposals	—			—
	Amortization	(254		)	(173		)
	Balance at end of period	1,096			688
	Valuation allowances:
	Balance at beginning of period	20			17
	Additions	58			60
	Recoveries	(15		)	—
	Write-downs	—			—
	Balance at end of period	63			77
	Mortgage servicing assets, net	$	1,033		$	611
	Fair value of mortgage servicing assets	$	1,286		$	639

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements	'
Schedule of assets and liabilities measured at fair value on a recurring basis	'
								Assets
		Level 1		Level 2		Level 3		at Fair Value
		(In thousands)
	At September 30, 2013
	Assets
	Securities available for sale
	State and municipal	$	—	$	2,400	$	—	$	2,400
	Residential mortgage-backed securities	—		16,629		—		16,629
	Total securities available for sale	$	—	$	19,029	$	—	$	19,029
	At December 31, 2012
	Assets
	Securities available for sale
	Residential mortgage-backed securities	$	—	$	8,184	$	—	$	8,184
Schedule of assets measured at fair value on a non-recurring basis	'
								Assets		Adjustments
		Level 1		Level 2		Level 3		at Fair Value		to Fair Value
		(In thousands)
	At September 30, 2013
	Impaired loans	$	—	$	—	$	2,513	$	2,513	$	(217	)
	Other real estate owned	—		—		20		20		(24		)
		$	—	$	—	$	2,533	$	2,533	$	(241	)
								Assets		Adjustments
		Level 1		Level 2		Level 3		at Fair Value		to Fair Value
		(In thousands)
	At December 31, 2012
	Impaired loans	$	—	$	—	$	2,763	$	2,763	$	(320	)
	Other real estate owned	—		—		203		203		(19		)
		$	—	$	—	$	2,966	$	2,966	$	(339	)
Schedule of estimated fair values and related carrying amounts of the Company's financial instruments	'
		September 30, 2013
		Carrying
		Amount		Fair Value
				Level 1		Level 2		Level 3		Total
		(In thousands)
	Financial assets:
	Cash and cash equivalents	$	8,307	$	8,307	$	—	$	—	$	8,307
	Securities available for sale	19,029		—		19,029		—		19,029
	Securities held to maturity	1,169		—		1,263		—		1,263
	FHLB stock	2,649		2,649		—		—		2,649
	Loans held for sale	1,012		1,027		—		—		1,027
	Loans, net	205,900		—		—		206,781		206,781
	Accrued interest receivable	682		682		—		—		682
	Capitalized mortgage servicing rights	1,033		—		1,286		—		1,286
	Financial liabilities:
	Deposits	$	162,007	$	—	$	162,383	$	—	$	162,383
	Short-term FHLB advances	34,575		—		34,575		—		34,575
	Long-term FHLB advances	18,100		—		18,402		—		18,402
	Mortgagers’ escrow accounts	1,248		1,248		—		—		1,248
	Accrued interest payable	44		44		—		—		44
		December 31, 2012
		Carrying
		Amount		Fair Value
				Level 1		Level 2		Level 3		Total
		(In thousands)
	Financial assets:
	Cash and cash equivalents	$	6,789	$	6,789	$	—	$	—	$	6,789
	Securities available for sale	8,184		—		8,184		—		8,184
	Securities held to maturity	1,594		—		1,731		—		1,731
	FHLB stock	2,861		2,861		—		—		2,861
	Loans held for sale	2,606		2,642		—		—		2,642
	Loans, net	180,599		—		—		188,198		188,198
	Accrued interest receivable	617		617		—		—		617
	Capitalized mortgage servicing rights	890		—		1,099		—		1,099
	Financial liabilities:
	Deposits	$	154,439	$	—	$	154,860	$	—	$	154,860
	Long-term FHLB advances	23,600		—		24,100		—		24,100
	Mortgagers’ escrow accounts	1,034		1,034		—		—		1,034
	Accrued interest payable	60		60		—		—		60

Equity_Incentive_Plan_Tables

Equity Incentive Plan (Tables)	9 Months Ended
	Sep. 30, 2013
Equity Incentive Plan	'
Schedule of activity for stock options	'
		Stock Options
		Number of			Weighted
		Shares			Average
					Exercise Price
	Outstanding at beginning of year	40,681			$	9.49
	Granted	22,000			$	14
	Cancelled	(3,988		)	$	9.85
	Forfeited	(5,769		)	$	11.45
	Outstanding at end of period	52,924			$	11.12
	Exercisable at end of period	17,176
	Weighted average fair value of options granted during the period	$	5.31
Schedule of options outstanding and exercisable	'
	Options Outstanding						Options Exercisable
	Number	Weighted-Average		Weighted			Number	Weighted
	Outstanding	Remaining		Average			Exercisable	Average
	as of 09/30/2013	Contractual Life		Exercise Price			as of 09/30/2013	Exercise Price
	10,712	6.40 Years		$	9.33		8,406	$	9.33
	12,166	7.40 Years		$	9.55		6,135	$	9.55
	10,896	8.40 Years		$	9.58		2,635	$	9.58
	19,150	9.40 Years		$	14		—
	52,924	8.13 Years		$	11.12		17,176	$	9.45
Schedule of activity for non-vested restricted stock	'
		Non-vested
		Restricted Stock
		Number of		Weighted
		Shares		Average
				Grant Date
				Value
	Outstanding at beginning of year	30,281		$	8.49
	Granted	22,000		$	12.76
	Vested	(10,761	)	$	8.48
	Forfeited	(5,769	)	$	10.31
	Outstanding at end of period	35,751		$	10.83

Corporate_Structure_Details

Corporate Structure (Details)	1 Months Ended	9 Months Ended	1 Months Ended
	Jun. 30, 2012	Sep. 30, 2013	Jan. 31, 2005
	Georgetown Bancorp, MHC	Georgetown Bancorp, MHC	The bank
Conversion and reorganization to stock holding company	'	'	'
Percentage of common stock owned	56.70%	'	100.00%
Second-step exchange ratio	'	0.72014	'

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Common Share	'	'	'	'
Net income available to common stockholders (in dollars)	$168	$244	$526	$532
Basic common shares:	'	'	'	'
Weighted average shares outstanding	1,843,319	1,910,017	1,880,981	1,908,847
Less: Weighted average unallocated ESOP shares	-97,111	-105,025	-98,921	-47,909
Add: Weighted average unvested restricted shares with non-forfeitable dividend rights	35,751	30,281	35,980	29,441
Basic weighted average common shares outstanding	1,781,959	1,835,273	1,818,040	1,890,379
Dilutive potential common shares	2,533	'	4,976	'
Diluted weighted average common shares outstanding	1,784,492	1,835,273	1,823,016	1,890,379
Basic earnings per share (in dollars per share)	$0.09	$0.13	$0.29	$0.28
Diluted earnings per share (in dollars per share)	$0.09	$0.13	$0.29	$0.28
Options to purchase shares included in the computation of diluted earnings per share (in shares)	52,924	40,681	33,774	40,681
Options to purchase shares not included in the computation of diluted earnings per share (in shares)	'	'	19,150	'

Securities_Details

Securities (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013
					Residential mortgage-backed securities	Residential mortgage-backed securities	State and municipal
Securities available for sale	'	'	'	'	'	'	'
Amortized Cost	$19,431	'	$19,431	'	$16,915	$7,900	$2,516
Gross Unrealized Gains	96	'	96	'	94	284	2
Gross Unrealized Losses	-498	'	-498	'	-380	'	-118
Fair Value	19,029	'	19,029	'	16,629	8,184	2,400
Securities held to maturity	'	'	'	'	'	'	'
Amortized Cost	'	'	'	'	1,169	1,594	'
Gross Unrealized Gains	'	'	'	'	94	137	'
Fair Value	'	'	'	'	1,263	1,731	'
Available for sale securities sold	$0	$0	$0	$0	'	'	'

Securities_Details_2

Securities (Details 2) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
	item	item
Available for Sale, Amortized cost	'	'
Over 10 years	$2,516	'
Total	19,431	'
Available for Sale, Fair Value	'	'
Over 10 years	2,400	'
Fair Value	19,029	'
Held to maturity, Amortized Cost	'	'
Total	1,169	'
Held to Maturity, Fair Value	'	'
Total	1,263	'
Securities with gross unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous loss position	'	'
Less Than Twelve Months, Gross Unrealized Losses	498	'
Less Than Twelve Months, Fair Value	12,559	'
Additional disclosures	'	'
Number of available-for-sale securities in unrealized loss position	12	0
Available for sale securities in unrealized loss position, aggregate depreciation rate (as a percent)	3.82%	'
Residential mortgage-backed securities	'	'
Available for Sale, Amortized cost	'	'
Securities without single maturity date	16,915	'
Available for Sale, Fair Value	'	'
Securities without single maturity date	16,629	'
Fair Value	16,629	8,184
Held to maturity, Amortized Cost	'	'
Securities without single maturity date	1,169	'
Held to Maturity, Fair Value	'	'
Securities without single maturity date	1,263	'
Securities with gross unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous loss position	'	'
Less Than Twelve Months, Gross Unrealized Losses	380	'
Less Than Twelve Months, Fair Value	10,727	'
State and municipal	'	'
Available for Sale, Fair Value	'	'
Fair Value	2,400	'
Securities with gross unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous loss position	'	'
Less Than Twelve Months, Gross Unrealized Losses	118	'
Less Than Twelve Months, Fair Value	$1,832	'

Loans_and_Servicing_Details

Loans and Servicing (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
Loans	'	'	'	'
Total loans	$207,502,000	$181,809,000	'	'
Other items:	'	'	'	'
Net deferred loan costs	494,000	570,000	'	'
Allowance for loan losses	-2,096,000	-1,780,000	-1,751,000	-1,824,000
Total loans, net	205,900,000	180,599,000	'	'
Total loans (as a percent)	100.00%	100.00%	'	'
Residential loans:	'	'	'	'
Loans	'	'	'	'
Total loans	108,976,000	111,106,000	'	'
Other items:	'	'	'	'
Total loans (as a percent)	52.51%	61.10%	'	'
One- to four- family, residential loans	'	'	'	'
Loans	'	'	'	'
Total loans	93,736,000	95,546,000	'	'
Other items:	'	'	'	'
Allowance for loan losses	-287,000	-378,000	-360,000	-346,000
Total loans (as a percent)	45.17%	52.54%	'	'
Home equity loans and lines of credit	'	'	'	'
Loans	'	'	'	'
Total loans	15,240,000	15,560,000	'	'
Other items:	'	'	'	'
Allowance for loan losses	-236,000	-254,000	-259,000	-341,000
Total loans (as a percent)	7.34%	8.56%	'	'
Commercial loans:	'	'	'	'
Loans	'	'	'	'
Total loans	78,143,000	58,084,000	'	'
Other items:	'	'	'	'
Total loans (as a percent)	37.66%	31.95%	'	'
One-to-four family investment property	'	'	'	'
Loans	'	'	'	'
Total loans	13,017,000	11,355,000	'	'
Other items:	'	'	'	'
Allowance for loan losses	-72,000	-62,000	-51,000	-59,000
Total loans (as a percent)	6.27%	6.25%	'	'
Multi-family real estate	'	'	'	'
Loans	'	'	'	'
Total loans	5,731,000	5,346,000	'	'
Other items:	'	'	'	'
Allowance for loan losses	-43,000	-40,000	-71,000	-98,000
Total loans (as a percent)	2.76%	2.94%	'	'
Commercial real estate	'	'	'	'
Loans	'	'	'	'
Total loans	47,987,000	32,730,000	'	'
Other items:	'	'	'	'
Allowance for loan losses	-884,000	-668,000	-648,000	-400,000
Total loans (as a percent)	23.13%	18.00%	'	'
Commercial business	'	'	'	'
Loans	'	'	'	'
Total loans	11,408,000	8,653,000	'	'
Other items:	'	'	'	'
Allowance for loan losses	-208,000	-159,000	-124,000	-234,000
Total loans (as a percent)	5.50%	4.76%	'	'
Construction loans:	'	'	'	'
Loans	'	'	'	'
Total loans	19,964,000	12,205,000	'	'
Other items:	'	'	'	'
Total loans (as a percent)	9.63%	6.72%	'	'
One-to-four family, construction loans	'	'	'	'
Loans	'	'	'	'
Total loans	7,897,000	7,379,000	'	'
Other items:	'	'	'	'
Allowance for loan losses	-187,000	-149,000	-150,000	-228,000
Total loans (as a percent)	3.81%	4.06%	'	'
Multi-family	'	'	'	'
Loans	'	'	'	'
Total loans	6,947,000	3,665,000	'	'
Other items:	'	'	'	'
Allowance for loan losses	-64,000	-34,000	-66,000	-98,000
Total loans (as a percent)	3.35%	2.02%	'	'
Non-residential	'	'	'	'
Loans	'	'	'	'
Total loans	5,120,000	1,161,000	'	'
Other items:	'	'	'	'
Allowance for loan losses	-103,000	-25,000	-12,000	-11,000
Total loans (as a percent)	2.47%	0.64%	'	'
Consumer	'	'	'	'
Loans	'	'	'	'
Total loans	419,000	414,000	'	'
Other items:	'	'	'	'
Allowance for loan losses	($12,000)	($11,000)	($10,000)	($9,000)
Total loans (as a percent)	0.20%	0.23%	'	'

Loans_and_Servicing_Details_2

Loans and Servicing (Details 2) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	$1,780,000	$1,824,000	'
Charge-offs	'	'	-137,000	-377,000	'
Recoveries	'	'	46,000	142,000	'
Provision (benefit)	244,000	67,000	407,000	162,000	'
Ending Balance	2,096,000	1,751,000	2,096,000	1,751,000	'
Allowance for loan losses individually evaluated for impairment	217,000	'	217,000	'	320,000
Allowance for loan losses collectively evaluated for impairment	1,879,000	'	1,879,000	'	1,460,000
Loans	'	'	'	'	'
Individually evaluated for impairment	3,159,000	'	3,159,000	'	3,115,000
Collectively evaluated for impairment	204,343,000	'	204,343,000	'	178,694,000
Total Loans	207,502,000	'	207,502,000	'	181,809,000
Residential loans:	'	'	'	'	'
Loans	'	'	'	'	'
Total Loans	108,976,000	'	108,976,000	'	111,106,000
One- to four- family, residential loans	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	378,000	346,000	'
Charge-offs	'	'	-130,000	-144,000	'
Recoveries	'	'	43,000	137,000	'
Provision (benefit)	'	'	-4,000	21,000	'
Ending Balance	287,000	360,000	287,000	360,000	'
Allowance for loan losses individually evaluated for impairment	7,000	'	7,000	'	93,000
Allowance for loan losses collectively evaluated for impairment	280,000	'	280,000	'	285,000
Loans	'	'	'	'	'
Individually evaluated for impairment	322,000	'	322,000	'	658,000
Collectively evaluated for impairment	93,414,000	'	93,414,000	'	94,888,000
Total Loans	93,736,000	'	93,736,000	'	95,546,000
Home equity loans and lines of credit	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	254,000	341,000	'
Provision (benefit)	'	'	-18,000	-82,000	'
Ending Balance	236,000	259,000	236,000	259,000	'
Allowance for loan losses individually evaluated for impairment	'	'	'	'	13,000
Allowance for loan losses collectively evaluated for impairment	236,000	'	236,000	'	241,000
Loans	'	'	'	'	'
Individually evaluated for impairment	429,000	'	429,000	'	45,000
Collectively evaluated for impairment	14,811,000	'	14,811,000	'	15,515,000
Total Loans	15,240,000	'	15,240,000	'	15,560,000
Commercial loans:	'	'	'	'	'
Loans	'	'	'	'	'
Total Loans	78,143,000	'	78,143,000	'	58,084,000
One-to-four family investment property	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	62,000	59,000	'
Provision (benefit)	'	'	10,000	-8,000	'
Ending Balance	72,000	51,000	72,000	51,000	'
Allowance for loan losses collectively evaluated for impairment	72,000	'	72,000	'	62,000
Loans	'	'	'	'	'
Collectively evaluated for impairment	13,017,000	'	13,017,000	'	11,355,000
Total Loans	13,017,000	'	13,017,000	'	11,355,000
Multi-family real estate	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	40,000	98,000	'
Provision (benefit)	'	'	3,000	-27,000	'
Ending Balance	43,000	71,000	43,000	71,000	'
Allowance for loan losses collectively evaluated for impairment	43,000	'	43,000	'	40,000
Loans	'	'	'	'	'
Collectively evaluated for impairment	5,731,000	'	5,731,000	'	5,346,000
Total Loans	5,731,000	'	5,731,000	'	5,346,000
Commercial real estate	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	668,000	400,000	'
Provision (benefit)	'	'	216,000	248,000	'
Ending Balance	884,000	648,000	884,000	648,000	'
Allowance for loan losses individually evaluated for impairment	210,000	'	210,000	'	214,000
Allowance for loan losses collectively evaluated for impairment	674,000	'	674,000	'	454,000
Loans	'	'	'	'	'
Individually evaluated for impairment	2,408,000	'	2,408,000	'	2,412,000
Collectively evaluated for impairment	45,579,000	'	45,579,000	'	30,318,000
Total Loans	47,987,000	'	47,987,000	'	32,730,000
Commercial business	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	159,000	234,000	'
Charge-offs	'	'	'	-11,000	'
Provision (benefit)	'	'	49,000	-99,000	'
Ending Balance	208,000	124,000	208,000	124,000	'
Allowance for loan losses collectively evaluated for impairment	208,000	'	208,000	'	159,000
Loans	'	'	'	'	'
Collectively evaluated for impairment	11,408,000	'	11,408,000	'	8,653,000
Total Loans	11,408,000	'	11,408,000	'	8,653,000
Construction loans:	'	'	'	'	'
Loans	'	'	'	'	'
Total Loans	19,964,000	'	19,964,000	'	12,205,000
One-to-four family, construction loans	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	149,000	228,000	'
Charge-offs	'	'	'	-191,000	'
Provision (benefit)	'	'	38,000	113,000	'
Ending Balance	187,000	150,000	187,000	150,000	'
Allowance for loan losses collectively evaluated for impairment	187,000	'	187,000	'	149,000
Loans	'	'	'	'	'
Collectively evaluated for impairment	7,897,000	'	7,897,000	'	7,379,000
Total Loans	7,897,000	'	7,897,000	'	7,379,000
Multi-family	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	34,000	98,000	'
Provision (benefit)	'	'	30,000	-32,000	'
Ending Balance	64,000	66,000	64,000	66,000	'
Allowance for loan losses collectively evaluated for impairment	64,000	'	64,000	'	34,000
Loans	'	'	'	'	'
Collectively evaluated for impairment	6,947,000	'	6,947,000	'	3,665,000
Total Loans	6,947,000	'	6,947,000	'	3,665,000
Non-residential	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	25,000	11,000	'
Provision (benefit)	'	'	78,000	1,000	'
Ending Balance	103,000	12,000	103,000	12,000	'
Allowance for loan losses collectively evaluated for impairment	103,000	'	103,000	'	25,000
Loans	'	'	'	'	'
Collectively evaluated for impairment	5,120,000	'	5,120,000	'	1,161,000
Total Loans	5,120,000	'	5,120,000	'	1,161,000
Consumer	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Beginning Balance	'	'	11,000	9,000	'
Charge-offs	'	'	-7,000	-31,000	'
Recoveries	'	'	3,000	5,000	'
Provision (benefit)	'	'	5,000	27,000	'
Ending Balance	12,000	10,000	12,000	10,000	'
Allowance for loan losses collectively evaluated for impairment	12,000	'	12,000	'	11,000
Loans	'	'	'	'	'
Collectively evaluated for impairment	419,000	'	419,000	'	414,000
Total Loans	$419,000	'	$419,000	'	$414,000

Loans_and_Servicing_Details_3

Loans and Servicing (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Past-due and non-accrual loans	'	'
Loans delinquent for: 30 - 59 Days	$586	$1,294
Loans delinquent for: 60 - 89 Days	'	286
Loans delinquent for: 90 days or more	399	773
Total Past Due	985	2,353
Total Current	206,517	179,456
Total Loans	207,502	181,809
Non-accrual Loans	399	3,175
Residential loans:	'	'
Past-due and non-accrual loans	'	'
Total Loans	108,976	111,106
One- to four- family, residential loans	'	'
Past-due and non-accrual loans	'	'
Loans delinquent for: 60 - 89 Days	'	284
Loans delinquent for: 90 days or more	'	374
Total Past Due	'	658
Total Current	93,736	94,888
Total Loans	93,736	95,546
Non-accrual Loans	'	658
Home equity loans and lines of credit	'	'
Past-due and non-accrual loans	'	'
Loans delinquent for: 30 - 59 Days	15	16
Loans delinquent for: 90 days or more	399	399
Total Past Due	414	415
Total Current	14,826	15,145
Total Loans	15,240	15,560
Non-accrual Loans	399	412
Commercial loans:	'	'
Past-due and non-accrual loans	'	'
Total Loans	78,143	58,084
One-to-four family investment property	'	'
Past-due and non-accrual loans	'	'
Total Current	13,017	11,355
Total Loans	13,017	11,355
Multi-family real estate	'	'
Past-due and non-accrual loans	'	'
Total Current	5,731	5,346
Total Loans	5,731	5,346
Commercial real estate	'	'
Past-due and non-accrual loans	'	'
Loans delinquent for: 30 - 59 Days	570	1,258
Total Past Due	570	1,258
Total Current	47,417	31,472
Total Loans	47,987	32,730
Non-accrual Loans	'	2,105
Commercial business	'	'
Past-due and non-accrual loans	'	'
Total Current	11,408	8,653
Total Loans	11,408	8,653
Construction loans:	'	'
Past-due and non-accrual loans	'	'
Total Loans	19,964	12,205
One-to-four family, construction loans	'	'
Past-due and non-accrual loans	'	'
Total Current	7,897	7,379
Total Loans	7,897	7,379
Multi-family	'	'
Past-due and non-accrual loans	'	'
Total Current	6,947	3,665
Total Loans	6,947	3,665
Non-residential	'	'
Past-due and non-accrual loans	'	'
Total Current	5,120	1,161
Total Loans	5,120	1,161
Consumer	'	'
Past-due and non-accrual loans	'	'
Loans delinquent for: 30 - 59 Days	1	20
Loans delinquent for: 60 - 89 Days	'	2
Total Past Due	1	22
Total Current	418	392
Total Loans	$419	$414

Loans_and_Servicing_Details_4

Loans and Servicing (Details 4) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Recorded Investment	'	'
Impaired loans without a valuation allowance	$429	$32
Impaired loans with a valuation allowance	2,730	3,083
Unpaid Principal Balance	'	'
Impaired loans without a valuation allowance	429	32
Impaired loans with a valuation allowance	2,833	3,216
Related Allowance	'	'
Impaired loans with a valuation allowance	217	320
Average Recorded Investment	'	'
Impaired loans without a valuation allowance	390	1,351
Impaired loans with a valuation allowance	2,818	1,711
Interest Income Recognized	'	'
Impaired loans without a valuation allowance	1	23
Impaired loans with a valuation allowance	102	30
One- to four- family, residential loans	'	'
Recorded Investment	'	'
Impaired loans with a valuation allowance	322	658
Unpaid Principal Balance	'	'
Impaired loans with a valuation allowance	322	684
Related Allowance	'	'
Impaired loans with a valuation allowance	7	93
Average Recorded Investment	'	'
Impaired loans without a valuation allowance	'	176
Impaired loans with a valuation allowance	397	734
Interest Income Recognized	'	'
Impaired loans with a valuation allowance	9	10
Home equity loans and lines of credit	'	'
Recorded Investment	'	'
Impaired loans without a valuation allowance	429	32
Impaired loans with a valuation allowance	'	13
Unpaid Principal Balance	'	'
Impaired loans without a valuation allowance	429	32
Impaired loans with a valuation allowance	'	13
Related Allowance	'	'
Impaired loans with a valuation allowance	'	13
Average Recorded Investment	'	'
Impaired loans without a valuation allowance	390	30
Impaired loans with a valuation allowance	11	13
Interest Income Recognized	'	'
Impaired loans without a valuation allowance	1	'
Impaired loans with a valuation allowance	'	1
Commercial real estate	'	'
Recorded Investment	'	'
Impaired loans with a valuation allowance	2,408	2,412
Unpaid Principal Balance	'	'
Impaired loans with a valuation allowance	2,511	2,519
Related Allowance	'	'
Impaired loans with a valuation allowance	210	214
Average Recorded Investment	'	'
Impaired loans with a valuation allowance	2,410	958
Interest Income Recognized	'	'
Impaired loans with a valuation allowance	93	19
Commercial business	'	'
Average Recorded Investment	'	'
Impaired loans with a valuation allowance	'	6
One-to-four family, construction loans	'	'
Average Recorded Investment	'	'
Impaired loans without a valuation allowance	'	801
Multi-family	'	'
Average Recorded Investment	'	'
Impaired loans without a valuation allowance	'	344
Interest Income Recognized	'	'
Impaired loans without a valuation allowance	'	$23

Loans_and_Servicing_Details_5

Loans and Servicing (Details 5) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Sep. 30, 2013
	item	item	One-to-four family, construction loans	One-to-four family, construction loans
			loan	loan
Loans modified and classified as troubled debt restructures	'	'	'	'
Number of loan modifications that resulted in the classification of TDR	'	'	2	1
Additional fund advanced to the borrower	'	'	'	$32,000
Commitments to lend additional funds to borrowers with modified loans	'	'	'	0
Additional funds to complete the project and allow time for the sale of the property	'	'	35,000	'
Loan loss recovery attributable to refinancing of the first mortgage	'	'	$133,000	'
Number of TDRs in default of their modified terms	0	0	'	'

Loans_and_Servicing_Details_6

Loans and Servicing (Details 6) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	grade
Loans by risk rating	'	'
Total Loans	$207,502	$181,809
Internal Loan Rating System	'	'
Number of grades in internal loan rating system	9	'
Not formally rated	'	'
Loans by risk rating	'	'
Total Loans	108,674	110,418
Pass	'	'
Loans by risk rating	'	'
Total Loans	95,634	66,539
Pass | Minimum of range	'	'
Internal Loan Rating System	'	'
Grade assigned in internal loan rating system	1	'
Pass | Maximum of range	'	'
Internal Loan Rating System	'	'
Grade assigned in internal loan rating system	5	'
Special mention	'	'
Internal Loan Rating System	'	'
Grade assigned in internal loan rating system	6	'
Substandard	'	'
Loans by risk rating	'	'
Total Loans	3,194	4,852
Internal Loan Rating System	'	'
Grade assigned in internal loan rating system	7	'
Doubtful	'	'
Internal Loan Rating System	'	'
Grade assigned in internal loan rating system	8	'
Loss	'	'
Internal Loan Rating System	'	'
Grade assigned in internal loan rating system	9	'
Residential loans:	'	'
Loans by risk rating	'	'
Total Loans	108,976	111,106
One- to four- family, residential loans	'	'
Loans by risk rating	'	'
Total Loans	93,736	95,546
One- to four- family, residential loans | Not formally rated	'	'
Loans by risk rating	'	'
Total Loans	93,414	94,888
One- to four- family, residential loans | Substandard	'	'
Loans by risk rating	'	'
Total Loans	322	658
Home equity loans and lines of credit	'	'
Loans by risk rating	'	'
Total Loans	15,240	15,560
Home equity loans and lines of credit | Not formally rated	'	'
Loans by risk rating	'	'
Total Loans	14,841	15,116
Home equity loans and lines of credit | Substandard	'	'
Loans by risk rating	'	'
Total Loans	399	444
Commercial loans:	'	'
Loans by risk rating	'	'
Total Loans	78,143	58,084
One-to four-family investment property	'	'
Loans by risk rating	'	'
Total Loans	13,017	11,355
One-to four-family investment property | Pass	'	'
Loans by risk rating	'	'
Total Loans	13,017	11,355
Multi-family real estate	'	'
Loans by risk rating	'	'
Total Loans	5,731	5,346
Multi-family real estate | Pass	'	'
Loans by risk rating	'	'
Total Loans	5,731	5,346
Commercial real estate	'	'
Loans by risk rating	'	'
Total Loans	47,987	32,730
Commercial real estate | Pass	'	'
Loans by risk rating	'	'
Total Loans	45,579	29,147
Commercial real estate | Substandard	'	'
Loans by risk rating	'	'
Total Loans	2,408	3,583
Commercial business	'	'
Loans by risk rating	'	'
Total Loans	11,408	8,653
Commercial business | Pass	'	'
Loans by risk rating	'	'
Total Loans	11,343	8,486
Commercial business | Substandard	'	'
Loans by risk rating	'	'
Total Loans	65	167
Construction loans:	'	'
Loans by risk rating	'	'
Total Loans	19,964	12,205
One-to four-family, construction loans	'	'
Loans by risk rating	'	'
Total Loans	7,897	7,379
One-to four-family, construction loans | Pass	'	'
Loans by risk rating	'	'
Total Loans	7,897	7,379
Multi-family	'	'
Loans by risk rating	'	'
Total Loans	6,947	3,665
Multi-family | Pass	'	'
Loans by risk rating	'	'
Total Loans	6,947	3,665
Non-residential	'	'
Loans by risk rating	'	'
Total Loans	5,120	1,161
Non-residential | Pass	'	'
Loans by risk rating	'	'
Total Loans	5,120	1,161
Consumer	'	'
Loans by risk rating	'	'
Total Loans	419	414
Consumer | Not formally rated	'	'
Loans by risk rating	'	'
Total Loans	$419	$414

Loans_and_Servicing_Details_7

Loans and Servicing (Details 7) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Loans serviced for others	'	'	'
Unpaid principal balances of mortgage loans serviced for others not included in the accompanying consolidated balance sheets	$114,400,000	'	$96,800,000
Moving average term of U.S. Treasury rate used to estimate the discount rate in order to determine the fair value of servicing rights (in years)	'10 years	'	'
Percentage added to the moving average 10-year U.S. Treasury rate to estimate the discount rate used to determine the fair value of servicing rights	5.00%	'	'
Mortgage servicing rights capitalized and amortized	'	'	'
Balance at beginning of period	910,000	475,000	'
Additions	440,000	386,000	'
Amortization	-254,000	-173,000	'
Balance at end of period	1,096,000	688,000	'
Valuation allowances:	'	'	'
Balance at beginning of period	20,000	17,000	'
Additions	58,000	60,000	'
Recoveries	-15,000	'	'
Balance at end of period	63,000	77,000	'
Mortgage servicing assets, net	1,033,000	611,000	'
Fair value of mortgage servicing assets	$1,286,000	$639,000	'

Secured_Borrowings_and_Collate1

Secured Borrowings and Collateral (Details) (USD $)	Sep. 30, 2013
In Millions, unless otherwise specified
First mortgage loans on owner-occupied residential property	'
Secured borrowings and collateral	'
Amount of qualified collateral pledged on FHLB Boston advances	$85.10
Mortgage-backed securities	'
Secured borrowings and collateral	'
Amount of qualified collateral pledged on FHLB Boston advances	$17.90

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	$19,029	'
Residential mortgage-backed securities	'	'
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	16,629	8,184
State and municipal	'	'
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	2,400	'
Level 2	'	'
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	19,029	8,184
Total Assets at Fair Value	'	'
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	19,029	8,184
Recurring basis | Level 2	'	'
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	19,029	'
Recurring basis | Level 2 | Residential mortgage-backed securities	'	'
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	16,629	8,184
Recurring basis | Level 2 | State and municipal	'	'
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	2,400	'
Recurring basis | Total Assets at Fair Value	'	'
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	19,029	'
Recurring basis | Total Assets at Fair Value | Residential mortgage-backed securities	'	'
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	16,629	8,184
Recurring basis | Total Assets at Fair Value | State and municipal	'	'
Assets measured at fair value on a recurring basis	'	'
Securities available for sale	$2,400	'

Fair_Value_Measurements_Detail1

Fair Value Measurements (Details 2) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Capitalized mortgage servicing rights	'	'
Moving average term of U.S. Treasury rate used to estimate the discount rate in order to determine the fair value of servicing rights	'10 years	'
Percentage added to the moving average 10-year U.S. Treasury rate to estimate the discount rate used to determine the fair value of servicing rights	5.00%	'
Short-term FHLB advances	'	'
Maturity period of short-term FHLB advances	'90 days	'
Non-recurring basis	'	'
Fair value measurements	'	'
Adjustments to Fair Value	($241)	($339)
Non-recurring basis | Impaired Loans	'	'
Fair value measurements	'	'
Adjustments to Fair Value	-217	-320
Non-recurring basis | Other Real Estate Owned	'	'
Fair value measurements	'	'
Adjustments to Fair Value	-24	-19
Non-recurring basis | Level 3	'	'
Fair value measurements	'	'
Assets at Fair Value	2,533	2,966
Non-recurring basis | Level 3 | Impaired Loans	'	'
Fair value measurements	'	'
Assets at Fair Value	2,513	2,763
Non-recurring basis | Level 3 | Other Real Estate Owned	'	'
Fair value measurements	'	'
Assets at Fair Value	20	203
Non-recurring basis | Assets at Fair Value	'	'
Fair value measurements	'	'
Assets at Fair Value	2,533	2,966
Non-recurring basis | Assets at Fair Value | Impaired Loans	'	'
Fair value measurements	'	'
Assets at Fair Value	2,513	2,763
Non-recurring basis | Assets at Fair Value | Other Real Estate Owned	'	'
Fair value measurements	'	'
Assets at Fair Value	$20	$203

Fair_Value_Measurements_Detail2

Fair Value Measurements (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial assets:	'	'
Securities available for sale	$19,029	'
Financial liabilities:	'	'
Short-term FHLB advances	34,575	'
Mortgagor's escrow accounts	1,248	1,034
Level 1	'	'
Financial assets:	'	'
Cash and cash equivalents	8,307	6,789
FHLB stock	2,649	2,861
Loans held for sale	1,027	2,642
Accrued interest receivable	682	617
Financial liabilities:	'	'
Mortgagor's escrow accounts	1,248	1,034
Accrued interest payable	44	60
Level 2	'	'
Financial assets:	'	'
Securities available for sale	19,029	8,184
Securities held to maturity	1,263	1,731
Capitalized mortgage servicing rights	1,286	1,099
Financial liabilities:	'	'
Deposits	162,383	154,860
Short-term FHLB advances	34,575	'
Long-term FHLB advances	18,402	24,100
Level 3	'	'
Financial assets:	'	'
Loans, net	206,781	188,198
Total	'	'
Financial assets:	'	'
Cash and cash equivalents	8,307	6,789
Securities available for sale	19,029	8,184
Securities held to maturity	1,263	1,731
FHLB stock	2,649	2,861
Loans held for sale	1,027	2,642
Loans, net	206,781	188,198
Accrued interest receivable	682	617
Capitalized mortgage servicing rights	1,286	1,099
Financial liabilities:	'	'
Deposits	162,383	154,860
Short-term FHLB advances	34,575	'
Long-term FHLB advances	18,402	24,100
Mortgagor's escrow accounts	1,248	1,034
Accrued interest payable	44	60
Carrying Amount	'	'
Financial assets:	'	'
Cash and cash equivalents	8,307	6,789
Securities available for sale	19,029	8,184
Securities held to maturity	1,169	1,594
FHLB stock	2,649	2,861
Loans held for sale	1,012	2,606
Loans, net	205,900	180,599
Accrued interest receivable	682	617
Capitalized mortgage servicing rights	1,033	890
Financial liabilities:	'	'
Deposits	162,007	154,439
Short-term FHLB advances	34,575	'
Long-term FHLB advances	18,100	23,600
Mortgagor's escrow accounts	1,248	1,034
Accrued interest payable	$44	$60

Equity_Incentive_Plan_Details

Equity Incentive Plan (Details) (USD $)	9 Months Ended
	Sep. 30, 2013
	item
Equity Incentive Plan	'
Number of equity incentive plans	1
Stock Options	'
Number of Shares	'
Outstanding at beginning of year (in shares)	40,681
Granted (in shares)	22,000
Cancelled (in shares)	-3,988
Forfeited (in shares)	-5,769
Outstanding at end of period (in shares)	52,924
Exercisable at end of period (in shares)	17,176
Weighted Average Exercise Price	'
Outstanding at beginning of year (in dollars per share)	9.49
Granted (in dollars per share)	14
Cancelled (in dollars per share)	9.85
Forfeited (in dollars per share)	11.45
Outstanding at end of period (in dollars per share)	11.12
Weighted average fair value of options granted during the period (in dollars per share)	5.31

Equity_Incentive_Plan_Details_

Equity Incentive Plan (Details 2) (USD $)	9 Months Ended
	Sep. 30, 2013
Options Outstanding	'
Number Outstanding at the end of the period (in shares)	52,924
Weighted-Average Remaining Contractual Life	'8 years 1 month 17 days
Weighted Average Exercise Price (in dollars per share)	$11.12
Options Exercisable	'
Number Exercisable at the end of the period (in shares)	17,176
Weighted Average Exercise Price (in dollars per share)	$9.45
Exercise Price one	'
Options Outstanding	'
Number Outstanding at the end of the period (in shares)	10,712
Weighted-Average Remaining Contractual Life	'6 years 4 months 24 days
Weighted Average Exercise Price (in dollars per share)	$9.33
Options Exercisable	'
Number Exercisable at the end of the period (in shares)	8,406
Weighted Average Exercise Price (in dollars per share)	$9.33
Exercise Price two	'
Options Outstanding	'
Number Outstanding at the end of the period (in shares)	12,166
Weighted-Average Remaining Contractual Life	'7 years 4 months 24 days
Weighted Average Exercise Price (in dollars per share)	$9.55
Options Exercisable	'
Number Exercisable at the end of the period (in shares)	6,135
Weighted Average Exercise Price (in dollars per share)	$9.55
Exercise Price three	'
Options Outstanding	'
Number Outstanding at the end of the period (in shares)	10,896
Weighted-Average Remaining Contractual Life	'8 years 4 months 24 days
Weighted Average Exercise Price (in dollars per share)	$9.58
Options Exercisable	'
Number Exercisable at the end of the period (in shares)	2,635
Weighted Average Exercise Price (in dollars per share)	$9.58
Exercise Price four	'
Options Outstanding	'
Number Outstanding at the end of the period (in shares)	19,150
Weighted-Average Remaining Contractual Life	'9 years 4 months 24 days
Weighted Average Exercise Price (in dollars per share)	$14

Equity_Incentive_Plan_Details_1

Equity Incentive Plan (Details 3) (USD $)	9 Months Ended
	Sep. 30, 2013
Additional Disclosures	'
Weighted average period for recognition of share-based compensation	'3 years 6 months
Stock Options	'
Additional Disclosures	'
Unrecognized share-based compensation expense related to non-vested options (in dollars)	132,000
Share-based compensation expense recognized (in dollars)	40,000
Tax benefit from recognized compensation expense (in dollars)	7,000
Non-vested Restricted Stock	'
Number of Shares	'
Outstanding at beginning of year (in shares)	30,281
Granted (in shares)	22,000
Vested (in shares)	-10,761
Forfeited (in shares)	-5,769
Outstanding at end of period (in shares)	35,751
Weighted Average Grant Date Value	'
Outstanding at beginning of year (in dollars per share)	8.49
Granted (in dollars per share)	12.76
Vested (in dollars per share)	8.48
Forfeited (in dollars per share)	10.31
Outstanding at end of period (in dollars per share)	10.83
Additional Disclosures	'
Unrecognized share-based compensation expense related to non-vested restricted stock (in dollars)	313,000
Share-based compensation expense recognized (in dollars)	90,000
Tax benefit from recognized compensation expense (in dollars)	36,000