COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Abbott Laboratories | Stock | 002824100 | 522,199 | 4,594 | SH | | SOLE | | 0 | 0 | 4,594 |
AbbVie Inc | Stock | 00287Y109 | 700,269 | 3,846 | SH | | SOLE | | 0 | 0 | 3,846 |
Accenture PLC | Stock | G1151C101 | 389,709 | 1,124 | SH | | SOLE | | 0 | 0 | 1,124 |
Adobe Inc | Stock | 00724F101 | 261,006 | 517 | SH | | SOLE | | 0 | 0 | 517 |
Air Products & Chemicals Inc | Stock | 009158106 | 264,074 | 1,090 | SH | | SOLE | | 0 | 0 | 1,090 |
Alphabet Inc | Stock | 02079K305 | 796,910 | 5,280 | SH | | SOLE | | 0 | 0 | 5,280 |
Alphabet Inc | Stock | 02079K107 | 374,136 | 2,457 | SH | | SOLE | | 0 | 0 | 2,457 |
ALPS O'SHARES US SMALL-CAP QUALITY DIVIDEND ETF | ETF | 00162Q395 | 214,856 | 5,047 | SH | | SOLE | | 0 | 0 | 5,047 |
Amazon.com Inc | Stock | 023135106 | 209,825 | 1,163 | SH | | SOLE | | 0 | 0 | 1,163 |
American Financial Group Inc | Stock | 025932104 | 339,451 | 2,487 | SH | | SOLE | | 0 | 0 | 2,487 |
Ameriprise Financial Inc | Stock | 03076C106 | 205,575 | 469 | SH | | SOLE | | 0 | 0 | 469 |
Amgen Inc | Stock | 031162100 | 412,694 | 1,452 | SH | | SOLE | | 0 | 0 | 1,452 |
Anthem Inc | Stock | 036752103 | 467,205 | 901 | SH | | SOLE | | 0 | 0 | 901 |
Apple Inc | Stock | 037833100 | 3,972,784 | 23,168 | SH | | SOLE | | 0 | 0 | 23,168 |
Automatic Data Processing Inc | Stock | 053015103 | 373,587 | 1,496 | SH | | SOLE | | 0 | 0 | 1,496 |
Berkshire Hathaway Inc | Stock | 084670702 | 877,566 | 2,087 | SH | | SOLE | | 0 | 0 | 2,087 |
BorgWarner Inc | Stock | 099724106 | 282,071 | 8,119 | SH | | SOLE | | 0 | 0 | 8,119 |
Bristol-Myers Squibb Co | Stock | 110122108 | 290,256 | 5,352 | SH | | SOLE | | 0 | 0 | 5,352 |
Broadcom Inc | Stock | 11135F101 | 777,448 | 587 | SH | | SOLE | | 0 | 0 | 587 |
Charles Schwab Corp | Stock | 808513105 | 336,974 | 4,658 | SH | | SOLE | | 0 | 0 | 4,658 |
Chevron Corp | Stock | 166764100 | 490,589 | 3,110 | SH | | SOLE | | 0 | 0 | 3,110 |
Cincinnati Financial Corp | Stock | 172062101 | 217,794 | 1,754 | SH | | SOLE | | 0 | 0 | 1,754 |
Cintas Corp | Stock | 172908105 | 286,987 | 418 | SH | | SOLE | | 0 | 0 | 418 |
Cisco Systems Inc | Stock | 17275R102 | 229,589 | 4,600 | SH | | SOLE | | 0 | 0 | 4,600 |
Citizens Financial Group Inc | Stock | 174610105 | 264,323 | 7,284 | SH | | SOLE | | 0 | 0 | 7,284 |
Comcast Corp | Stock | 20030N101 | 388,502 | 8,962 | SH | | SOLE | | 0 | 0 | 8,962 |
Crown Castle International Corp | REIT | 22822V101 | 300,350 | 2,838 | SH | | SOLE | | 0 | 0 | 2,838 |
CSX Corp | Stock | 126408103 | 746,442 | 20,136 | SH | | SOLE | | 0 | 0 | 20,136 |
CVS Health Corp | Stock | 126650100 | 255,457 | 3,203 | SH | | SOLE | | 0 | 0 | 3,203 |
Diageo PLC | ADR | 25243Q205 | 215,031 | 1,446 | SH | | SOLE | | 0 | 0 | 1,446 |
Duke Energy Corp | Stock | 26441C204 | 387,435 | 4,006 | SH | | SOLE | | 0 | 0 | 4,006 |
EOG Resources Inc | Stock | 26875P101 | 265,766 | 2,079 | SH | | SOLE | | 0 | 0 | 2,079 |
Exxon Mobil Corp | Stock | 30231G102 | 472,156 | 4,062 | SH | | SOLE | | 0 | 0 | 4,062 |
First Trust TCW Unconstrained Plus Bond ETF | ETF | 33740F888 | 322,168 | 13,096 | SH | | SOLE | | 0 | 0 | 13,096 |
Fiserv Inc | Stock | 337738108 | 372,700 | 2,332 | SH | | SOLE | | 0 | 0 | 2,332 |
General Electric Co | Stock | 369604301 | 719,460 | 4,099 | SH | | SOLE | | 0 | 0 | 4,099 |
Hillenbrand Inc | Stock | 431571108 | 1,077,715 | 21,430 | SH | | SOLE | | 0 | 0 | 21,430 |
Honeywell International Inc | Stock | 438516106 | 273,342 | 1,332 | SH | | SOLE | | 0 | 0 | 1,332 |
Illinois Tool Works Inc | Stock | 452308109 | 370,193 | 1,380 | SH | | SOLE | | 0 | 0 | 1,380 |
International Business Machines Corp | Stock | 459200101 | 282,578 | 1,480 | SH | | SOLE | | 0 | 0 | 1,480 |
Invesco S&P 500 Low Volatility ETF | ETF | 46138E354 | 280,324 | 4,256 | SH | | SOLE | | 0 | 0 | 4,256 |
iShares 1-5 Year invmt Grd Corp Bd ETF | ETF | 464288646 | 232,349 | 4,531 | SH | | SOLE | | 0 | 0 | 4,531 |
iShares 3-7 Year Treasury Bond ETF | ETF | 464288661 | 982,697 | 8,485 | SH | | SOLE | | 0 | 0 | 8,485 |
iShares 7-10 Year Treasury Bond ETF | ETF | 464287440 | 829,972 | 8,768 | SH | | SOLE | | 0 | 0 | 8,768 |
iShares Core International Aggt Bd ETF | ETF | 46435G672 | 315,468 | 6,316 | SH | | SOLE | | 0 | 0 | 6,316 |
iShares Core MSCI Emerging Markets ETF | ETF | 46434G103 | 350,870 | 6,800 | SH | | SOLE | | 0 | 0 | 6,800 |
iShares Core MSCI Total Intl Stk ETF | ETF | 46432F834 | 736,301 | 10,850 | SH | | SOLE | | 0 | 0 | 10,850 |
iShares Core S&P 500 ETF | ETF | 464287200 | 101,918,193 | 193,860 | SH | | SOLE | | 0 | 0 | 193,860 |
iShares Core S&P Mid-Cap ETF | ETF | 464287507 | 17,200,387 | 283,181 | SH | | SOLE | | 0 | 0 | 283,181 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 21,787,185 | 197,133 | SH | | SOLE | | 0 | 0 | 197,133 |
iShares Core US Aggregate Bond ETF | ETF | 464287226 | 339,030 | 3,462 | SH | | SOLE | | 0 | 0 | 3,462 |
iShares iBonds Dec 2024 Term Muni Bond | ETF | 46435U697 | 355,615 | 13,704 | SH | | SOLE | | 0 | 0 | 13,704 |
iShares iBonds Dec 2025 Term Muni Bd ETF | ETF | 46435U432 | 413,573 | 15,630 | SH | | SOLE | | 0 | 0 | 15,630 |
iShares iBonds Dec 2026 Term Muni Bond ETF | ETF | 46435U259 | 226,776 | 8,946 | SH | | SOLE | | 0 | 0 | 8,946 |
iShares iBonds Dec 2027 Term Corp ETF | ETF | 46435UAA9 | 941,618 | 39,564 | SH | | SOLE | | 0 | 0 | 39,564 |
iShares iBonds Dec. 2024 Corporate Bond ETF | ETF | 46434VBG4 | 960,702 | 38,351 | SH | | SOLE | | 0 | 0 | 38,351 |
iShares iBonds Dec. 2025 Corporate Bond ETF | ETF | 46434VBD1 | 940,672 | 37,915 | SH | | SOLE | | 0 | 0 | 37,915 |
iShares IBonds Dec. 2026 Corporate Bond ETF | ETF | 46435GAA0 | 940,467 | 39,433 | SH | | SOLE | | 0 | 0 | 39,433 |
iShares MSCI EAFE ETF | ETF | 464287465 | 348,185 | 4,360 | SH | | SOLE | | 0 | 0 | 4,360 |
iShares MSCI EAFE Growth ETF | ETF | 464288885 | 856,849 | 8,256 | SH | | SOLE | | 0 | 0 | 8,256 |
iShares MSCI EAFE Value ETF | ETF | 464288877 | 4,241,187 | 77,963 | SH | | SOLE | | 0 | 0 | 77,963 |
iShares MSCI Emerging Markets ETF | ETF | 464287234 | 252,839 | 6,155 | SH | | SOLE | | 0 | 0 | 6,155 |
iShares MSCI USA Min Vol Factor ETF | ETF | 46429B697 | 276,190 | 3,304 | SH | | SOLE | | 0 | 0 | 3,304 |
iShares MSCI USA Quality Factor ETF | ETF | 46432F339 | 828,705 | 5,042 | SH | | SOLE | | 0 | 0 | 5,042 |
iShares National Muni Bond ETF | ETF | 464288414 | 1,438,346 | 13,368 | SH | | SOLE | | 0 | 0 | 13,368 |
iShares Russell 1000 Growth ETF | ETF | 464287614 | 2,928,234 | 8,688 | SH | | SOLE | | 0 | 0 | 8,688 |
iShares Russell 1000 Value ETF | ETF | 464287598 | 651,411 | 3,637 | SH | | SOLE | | 0 | 0 | 3,637 |
iShares Russell Mid-Cap ETF | ETF | 464287499 | 235,468 | 2,800 | SH | | SOLE | | 0 | 0 | 2,800 |
iShares Short-Term National Muni Bd ETF | ETF | 464288158 | 205,598 | 1,963 | SH | | SOLE | | 0 | 0 | 1,963 |
Johnson & Johnson | Stock | 478160104 | 1,025,539 | 6,483 | SH | | SOLE | | 0 | 0 | 6,483 |
JPMorgan Chase & Co | Stock | 46625H100 | 1,046,487 | 5,225 | SH | | SOLE | | 0 | 0 | 5,225 |
LCNB Corp | Stock | 50181P100 | 1,190,559 | 74,690 | SH | | SOLE | | 0 | 0 | 74,690 |
McDonald's Corp | Stock | 580135101 | 206,424 | 732 | SH | | SOLE | | 0 | 0 | 732 |
Merck & Co Inc | Stock | 58933Y105 | 540,651 | 4,097 | SH | | SOLE | | 0 | 0 | 4,097 |
Microsoft Corp | Stock | 594918104 | 2,656,823 | 6,315 | SH | | SOLE | | 0 | 0 | 6,315 |
New Residential Investment Corp | REIT | 64828T201 | 165,306 | 14,812 | SH | | SOLE | | 0 | 0 | 14,812 |
NextEra Energy Inc | Stock | 65339F101 | 300,425 | 4,701 | SH | | SOLE | | 0 | 0 | 4,701 |
Norfolk Southern Corp | Stock | 655844108 | 405,753 | 1,592 | SH | | SOLE | | 0 | 0 | 1,592 |
Northrop Grumman Corp | Stock | 666807102 | 302,100 | 631 | SH | | SOLE | | 0 | 0 | 631 |
PayPal Holdings Inc | Stock | 70450Y103 | 204,490 | 3,053 | SH | | SOLE | | 0 | 0 | 3,053 |
PepsiCo Inc | Stock | 713448108 | 527,824 | 3,016 | SH | | SOLE | | 0 | 0 | 3,016 |
Procter & Gamble Co | Stock | 742718109 | 5,702,580 | 35,147 | SH | | SOLE | | 0 | 0 | 35,147 |
Qualcomm Inc | Stock | 747525103 | 550,313 | 3,251 | SH | | SOLE | | 0 | 0 | 3,251 |
Raytheon Technologies Corp | Stock | 75513E101 | 288,056 | 2,954 | SH | | SOLE | | 0 | 0 | 2,954 |
Schwab Fundamental US Small Company ETF | ETF | 808524763 | 595,508 | 10,442 | SH | | SOLE | | 0 | 0 | 10,442 |
Schwab International Equity ETF | ETF | 808524805 | 213,184 | 5,463 | SH | | SOLE | | 0 | 0 | 5,463 |
Schwab US Broad Market ETF | ETF | 808524102 | 612,645 | 10,035 | SH | | SOLE | | 0 | 0 | 10,035 |
Shell PLC | ADR | 780259305 | 248,647 | 3,709 | SH | | SOLE | | 0 | 0 | 3,709 |
SPDR Portfolio Short Term Treasury ETF | ETF | 78468R101 | 938,579 | 32,454 | SH | | SOLE | | 0 | 0 | 32,454 |
SPDR S&P 500 ETF Trust | ETF | 78462F103 | 817,797 | 1,563 | SH | | SOLE | | 0 | 0 | 1,563 |
SPDR SSgA Multi-Asset Real Return ETF | ETF | 78467V103 | 869,916 | 31,124 | SH | | SOLE | | 0 | 0 | 31,124 |
T. Rowe Price Group Inc | Stock | 74144T108 | 211,081 | 1,731 | SH | | SOLE | | 0 | 0 | 1,731 |
Target Corp | Stock | 87612E106 | 296,361 | 1,672 | SH | | SOLE | | 0 | 0 | 1,672 |
The Hartford Financial Services Group Inc | Stock | 416515104 | 329,760 | 3,200 | SH | | SOLE | | 0 | 0 | 3,200 |
The Home Depot Inc | Stock | 437076102 | 1,008,778 | 2,630 | SH | | SOLE | | 0 | 0 | 2,630 |
Thermo Fisher Scientific Inc | Stock | 883556102 | 355,206 | 611 | SH | | SOLE | | 0 | 0 | 611 |
TJX Companies Inc | Stock | 872540109 | 441,549 | 4,354 | SH | | SOLE | | 0 | 0 | 4,354 |
Trane Technologies PLC | Stock | G8994E103 | 512,214 | 1,706 | SH | | SOLE | | 0 | 0 | 1,706 |
U.S. Bancorp | Stock | 902973304 | 293,956 | 6,576 | SH | | SOLE | | 0 | 0 | 6,576 |
United Parcel Service Inc | Stock | 911312106 | 288,090 | 1,938 | SH | | SOLE | | 0 | 0 | 1,938 |
Vanguard Dividend Appreciation ETF | ETF | 921908844 | 286,350 | 1,568 | SH | | SOLE | | 0 | 0 | 1,568 |
Vanguard FTSE All-Wld ex-US ETF | ETF | 922042775 | 238,945 | 4,074 | SH | | SOLE | | 0 | 0 | 4,074 |
Vanguard FTSE Developed Markets ETF | ETF | 921943858 | 372,149 | 7,418 | SH | | SOLE | | 0 | 0 | 7,418 |
Vanguard FTSE Emerging Markets ETF | ETF | 922042858 | 268,447 | 6,427 | SH | | SOLE | | 0 | 0 | 6,427 |
Vanguard Growth ETF | ETF | 922908736 | 369,448 | 1,073 | SH | | SOLE | | 0 | 0 | 1,073 |
Vanguard Real Estate ETF | ETF | 922908553 | 453,133 | 5,240 | SH | | SOLE | | 0 | 0 | 5,240 |
Vanguard S&P 500 ETF | ETF | 922908363 | 1,544,367 | 3,213 | SH | | SOLE | | 0 | 0 | 3,213 |
Vanguard Small-Cap ETF | ETF | 922908751 | 420,236 | 1,838 | SH | | SOLE | | 0 | 0 | 1,838 |
Vanguard Total Stock Market ETF | ETF | 922908769 | 422,733 | 1,627 | SH | | SOLE | | 0 | 0 | 1,627 |
Verizon Communications Inc | Stock | 92343V104 | 466,623 | 11,121 | SH | | SOLE | | 0 | 0 | 11,121 |
VICTORYSHARES CORE INTERMEDIATE BOND ETF | ETF | 92647N527 | 506,238 | 10,915 | SH | | SOLE | | 0 | 0 | 10,915 |
Visa Inc | Stock | 92826C839 | 296,158 | 1,061 | SH | | SOLE | | 0 | 0 | 1,061 |
Walmart Inc | Stock | 931142103 | 623,075 | 10,355 | SH | | SOLE | | 0 | 0 | 10,355 |
Williams Companies Inc | Stock | 969457100 | 482,501 | 12,381 | SH | | SOLE | | 0 | 0 | 12,381 |