Horan Securities 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Amazon.com Inc	Stock	023135106	244,466	1,265	SH		SOLE		0	0	0
Anthem Inc	Stock	036752103	488,216	901	SH		SOLE		0	0	0
iShares Core International Aggt Bd ETF	ETF	46435G672	295,144	5,912	SH		SOLE		0	0	0
Johnson & Johnson	Stock	478160104	938,249	6,419	SH		SOLE		0	0	0
Vanguard Total Stock Market ETF	ETF	922908769	562,178	2,102	SH		SOLE		0	0	0
iShares MSCI Emerging Markets ETF	ETF	464287234	252,147	5,920	SH		SOLE		0	0	0
Shell PLC	ADR	780259305	267,810	3,710	SH		SOLE		0	0	0
Procter & Gamble Co	Stock	742718109	6,421,721	38,938	SH		SOLE		0	0	0
United Parcel Service Inc	Stock	911312106	265,091	1,937	SH		SOLE		0	0	0
Vanguard Real Estate ETF	ETF	922908553	439,718	5,250	SH		SOLE		0	0	0
Merck & Co Inc	Stock	58933Y105	507,758	4,101	SH		SOLE		0	0	0
iShares Short-Term National Muni Bd ETF	ETF	464288158	253,362	2,423	SH		SOLE		0	0	0
SPDR S&P 500 ETF Trust	ETF	78462F103	851,660	1,565	SH		SOLE		0	0	0
Illinois Tool Works Inc	Stock	452308109	327,242	1,381	SH		SOLE		0	0	0
iShares Core US REIT ETF	ETF	464288521	204,396	3,816	SH		SOLE		0	0	0
American Financial Group Inc	Stock	025932104	307,603	2,500	SH		SOLE		0	0	0
ALPS O'SHARES US SMALL-CAP QUALITY DIVIDEND ETF	ETF	00162Q395	223,636	5,424	SH		SOLE		0	0	0
Verizon Communications Inc	Stock	92343V104	445,595	10,805	SH		SOLE		0	0	0
PepsiCo Inc	Stock	713448108	497,030	3,014	SH		SOLE		0	0	0
Trane Technologies PLC	Stock	G8994E103	561,656	1,708	SH		SOLE		0	0	0
U.S. Bancorp	Stock	902973304	261,455	6,586	SH		SOLE		0	0	0
The Home Depot Inc	Stock	437076102	910,502	2,645	SH		SOLE		0	0	0
Automatic Data Processing Inc	Stock	053015103	357,377	1,497	SH		SOLE		0	0	0
Southern Co	Stock	842587107	208,882	2,693	SH		SOLE		0	0	0
iShares Russell 1000 Growth ETF	ETF	464287614	3,349,910	9,190	SH		SOLE		0	0	0
Schwab US Broad Market ETF	ETF	808524102	802,607	12,766	SH		SOLE		0	0	0
Schwab International Equity ETF	ETF	808524805	245,905	6,400	SH		SOLE		0	0	0
iShares Core S&P Small-Cap ETF	ETF	464287804	22,604,223	211,928	SH		SOLE		0	0	0
iShares iBonds Dec 2027 Term Corp ETF	ETF	46435UAA9	1,086,418	45,782	SH		SOLE		0	0	0
Berkshire Hathaway Inc	Stock	084670702	889,614	2,187	SH		SOLE		0	0	0
Adobe Inc	Stock	00724F101	287,219	517	SH		SOLE		0	0	0
Alphabet Inc	Stock	02079K305	942,303	5,173	SH		SOLE		0	0	0
Fiserv Inc	Stock	337738108	347,561	2,332	SH		SOLE		0	0	0
CSX Corp	Stock	126408103	962,558	28,776	SH		SOLE		0	0	0
Comcast Corp	Stock	20030N101	319,070	8,148	SH		SOLE		0	0	0
iShares iBonds Dec 2024 Term Muni Bond	ETF	46435U697	438,021	16,818	SH		SOLE		0	0	0
Microsoft Corp	Stock	594918104	2,811,087	6,289	SH		SOLE		0	0	0
First Trust TCW Unconstrained Plus Bond ETF	ETF	33740F888	306,442	12,533	SH		SOLE		0	0	0
KEURIG DR PEPPER INC COM	Stock	49271V100	207,907	6,225	SH		SOLE		0	0	0
Ameriprise Financial Inc	Stock	03076C106	200,300	469	SH		SOLE		0	0	0
Vanguard Small-Cap ETF	ETF	922908751	398,879	1,829	SH		SOLE		0	0	0
NextEra Energy Inc	Stock	65339F101	333,119	4,704	SH		SOLE		0	0	0
VICTORYSHARES CORE INTERMEDIATE BOND ETF	ETF	92647N527	505,278	10,982	SH		SOLE		0	0	0
Norfolk Southern Corp	Stock	655844108	343,252	1,599	SH		SOLE		0	0	0
iShares iBonds Dec 2025 Term Muni Bd ETF	ETF	46435U432	494,955	18,688	SH		SOLE		0	0	0
Vanguard S&P 500 ETF	ETF	922908363	1,561,690	3,123	SH		SOLE		0	0	0
iShares iBonds Dec 2026 Term Muni Bond ETF	ETF	46435U259	321,230	12,687	SH		SOLE		0	0	0
Fifth Third Bancorp	Stock	316773100	201,874	5,532	SH		SOLE		0	0	0
LCNB Corp	Stock	50181P100	1,038,938	74,690	SH		SOLE		0	0	0
iShares MSCI EAFE Growth ETF	ETF	464288885	888,104	8,681	SH		SOLE		0	0	0
Air Products & Chemicals Inc	Stock	009158106	281,355	1,090	SH		SOLE		0	0	0
Duke Energy Corp	Stock	26441C204	393,346	3,924	SH		SOLE		0	0	0
Carrier Global Corp	Stock	14448C104	348,303	5,522	SH		SOLE		0	0	0
Invesco S&P 500 Low Volatility ETF	ETF	46138E354	277,637	4,275	SH		SOLE		0	0	0
EV Tax-Mgd Gbl Div Equity Income	COM	27829F108	211,035	24,975	SH		SOLE		0	0	0
iShares MSCI EAFE Value ETF	ETF	464288877	4,170,287	78,625	SH		SOLE		0	0	0
Energy Transfer LP	Stock	29273V100	502,878	31,004	SH		SOLE		0	0	0
Visa Inc	Stock	92826C839	278,549	1,061	SH		SOLE		0	0	0
iShares MSCI USA Min Vol Factor ETF	ETF	46429B697	277,783	3,309	SH		SOLE		0	0	0
Vanguard Growth ETF	ETF	922908736	428,374	1,145	SH		SOLE		0	0	0
Meta Platforms Inc	Stock	30303M102	311,582	618	SH		SOLE		0	0	0
Palo Alto Networks Inc	Stock	697435105	206,627	610	SH		SOLE		0	0	0
SPDR SSgA Multi-Asset Real Return ETF	ETF	78467V103	965,862	34,957	SH		SOLE		0	0	0
Broadcom Inc	Stock	11135F101	932,869	581	SH		SOLE		0	0	0
iShares Core MSCI Total Intl Stk ETF	ETF	46432F834	744,694	11,023	SH		SOLE		0	0	0
Accenture PLC	Stock	G1151C101	341,384	1,125	SH		SOLE		0	0	0
NVIDIA Corp	Stock	67066G104	208,740	1,690	SH		SOLE		0	0	0
iShares 1-5 Year invmt Grd Corp Bd ETF	ETF	464288646	234,469	4,576	SH		SOLE		0	0	0
EOG Resources Inc	Stock	26875P101	261,932	2,081	SH		SOLE		0	0	0
AbbVie Inc	Stock	00287Y109	661,106	3,854	SH		SOLE		0	0	0
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	438,966	8,200	SH		SOLE		0	0	0
Vanguard FTSE All-Wld ex-US ETF	ETF	922042775	345,763	5,896	SH		SOLE		0	0	0
Qualcomm Inc	Stock	747525103	644,648	3,237	SH		SOLE		0	0	0
New Residential Investment Corp	REIT	64828T201	394,895	36,196	SH		SOLE		0	0	0
Cisco Systems Inc	Stock	17275R102	218,737	4,604	SH		SOLE		0	0	0
iShares Russell Mid-Cap ETF	ETF	464287499	227,515	2,806	SH		SOLE		0	0	0
GE VERNOVA INC COM	Stock	36828A101	235,826	1,375	SH		SOLE		0	0	0
Schwab Fundamental US Small Company ETF	ETF	808524763	571,828	10,412	SH		SOLE		0	0	0
General Electric Co	Stock	369604301	945,520	5,948	SH		SOLE		0	0	0
SPDR Portfolio Short Term Treasury ETF	ETF	78468R101	945,449	32,748	SH		SOLE		0	0	0
iShares MSCI USA Quality Factor ETF	ETF	46432F339	892,919	5,229	SH		SOLE		0	0	0
iShares Core S&P 500 ETF	ETF	464287200	112,154,209	204,949	SH		SOLE		0	0	0
iShares IBonds Dec. 2026 Corporate Bond ETF	ETF	46435GAA0	1,082,085	45,428	SH		SOLE		0	0	0
Cintas Corp	Stock	172908105	292,792	418	SH		SOLE		0	0	0
Northrop Grumman Corp	Stock	666807102	275,187	631	SH		SOLE		0	0	0
Thermo Fisher Scientific Inc	Stock	883556102	338,015	611	SH		SOLE		0	0	0
Lockheed Martin Corp	Stock	539830109	1,163,056	2,490	SH		SOLE		0	0	0
JPMorgan Chase & Co	Stock	46625H100	1,059,216	5,237	SH		SOLE		0	0	0
The Hartford Financial Services Group Inc	Stock	416515104	321,728	3,200	SH		SOLE		0	0	0
Chevron Corp	Stock	166764100	699,665	4,473	SH		SOLE		0	0	0
iShares National Muni Bond ETF	ETF	464288414	1,297,393	12,176	SH		SOLE		0	0	0
Vanguard FTSE Developed Markets ETF	ETF	921943858	365,547	7,397	SH		SOLE		0	0	0
Cincinnati Financial Corp	Stock	172062101	207,147	1,754	SH		SOLE		0	0	0
TJX Companies Inc	Stock	872540109	479,344	4,354	SH		SOLE		0	0	0
Walmart Inc	Stock	931142103	662,324	9,782	SH		SOLE		0	0	0
iShares 3-7 Year Treasury Bond ETF	ETF	464288661	989,597	8,570	SH		SOLE		0	0	0
International Business Machines Corp	Stock	459200101	260,989	1,509	SH		SOLE		0	0	0
Raytheon Technologies Corp	Stock	75513E101	577,589	5,753	SH		SOLE		0	0	0
Vanguard FTSE Emerging Markets ETF	ETF	922042858	305,289	6,976	SH		SOLE		0	0	0
Target Corp	Stock	87612E106	247,638	1,673	SH		SOLE		0	0	0
Alphabet Inc	Stock	02079K107	423,160	2,307	SH		SOLE		0	0	0
Amgen Inc	Stock	031162100	453,716	1,452	SH		SOLE		0	0	0
Otis Worldwide Corp	Stock	68902V107	265,948	2,763	SH		SOLE		0	0	0
Williams Companies Inc	Stock	969457100	526,435	12,387	SH		SOLE		0	0	0
Vanguard Dividend Appreciation ETF	ETF	921908844	306,884	1,681	SH		SOLE		0	0	0
iShares 7-10 Year Treasury Bond ETF	ETF	464287440	830,365	8,867	SH		SOLE		0	0	0
iShares Core US Aggregate Bond ETF	ETF	464287226	382,160	3,937	SH		SOLE		0	0	0
Citizens Financial Group Inc	Stock	174610105	254,549	7,065	SH		SOLE		0	0	0
BorgWarner Inc	Stock	099724106	261,773	8,120	SH		SOLE		0	0	0
Hillenbrand Inc	Stock	431571108	825,493	20,627	SH		SOLE		0	0	0
Bristol-Myers Squibb Co	Stock	110122108	309,661	7,456	SH		SOLE		0	0	0
Exxon Mobil Corp	Stock	30231G102	510,348	4,433	SH		SOLE		0	0	0
Charles Schwab Corp	Stock	808513105	343,120	4,656	SH		SOLE		0	0	0
Crown Castle International Corp	REIT	22822V101	277,289	2,838	SH		SOLE		0	0	0
iShares Core S&P Mid-Cap ETF	ETF	464287507	17,896,330	305,816	SH		SOLE		0	0	0
iShares MSCI EAFE ETF	ETF	464287465	357,419	4,563	SH		SOLE		0	0	0
Apple Inc	Stock	037833100	4,887,510	23,205	SH		SOLE		0	0	0
iShares iBonds Dec. 2025 Corporate Bond ETF	ETF	46434VBD1	1,084,022	43,605	SH		SOLE		0	0	0
iShares iBonds Dec. 2024 Corporate Bond ETF	ETF	46434VBG4	1,021,695	40,656	SH		SOLE		0	0	0
Abbott Laboratories	Stock	002824100	476,240	4,583	SH		SOLE		0	0	0
iShares Russell 1000 ETF	ETF	464287622	206,242	693	SH		SOLE		0	0	0
iShares Russell 1000 Value ETF	ETF	464287598	647,511	3,711	SH		SOLE		0	0	0
HERON THERAPEUTICS INC COM	Stock	427746102	102,585	29,310	SH		SOLE		0	0	0