Exhibit 8.1
Subsidiaries of the Registrant
The following are the subsidiaries of the Registrant:
# | Entity | Principal activities | Functional currency | Country |
| 1 | Nu 1-B, LLC (“Nu 1-B”) | Holding Company | US$ | USA |
| 2 | Nu 2-B, LLC (“Nu 2-B”) | Holding Company | US$ | USA |
| 3 | Nu 3-B, LLC (“Nu 3-B”) | Holding Company | US$ | USA |
| 4 | Nu 1-A, LLC (“Nu 1-A”) | Holding Company | US$ | USA |
| 5 | Nu 2-A, LLC (“Nu 2-A”) | Holding Company | US$ | USA |
| 6 | Nu 3-A, LLC (“Nu 3-A”) | Holding Company | US$ | USA |
| 7 | Nu Payments, LLC (“Nu Payments”) | Holding Company | US$ | USA |
| 8 | Nu MX LLC (“Nu MX”) | Holding Company | US$ | USA |
| 9 | Nu Cayman Ltd (“Nu Cayman”) | Investment company | US$ | Cayman |
| 10 | Nu Finanztechnologie GmbH (“Nu Finanz”) | Technology E-Hub | EUR | Germany |
| 11 | Nu BN México, S.A. de CV (“Nu México”) | Multiple purpose financial company | MXN | Mexico |
| 12 | Nu BN Servicios México, S.A. de CV (“Nu Servicios”) | Credit card operations | MXN | Mexico |
| 13 | Nu BN Tecnologia, S.A de CV (“Nu Tecnologia”) | Computer consulting service | MXN | Mexico |
| 14 | Nu Colombia S.A. (“Nu Colombia”) | Credit card operations | COP | Colombia |
| 15 | Nu Colombia Compañía de Financiamiento S.A. | Loan operations and prepaid account | COP | Colombia |
| 16 | Nu Argentina S.A. (“Nu Argentina”) | Talent E-Hub | ARS | Argentina |
| 17 | Nu North America, Inc. (“Former Cognitect”) | Technology E-Hub | US$ | USA |
| 18 | Internet – Fundo de Investimento em Participações Multiestratégia (“Internet FIP”) | Investment company | BRL | Brazil |
| 19 | Nu Pagamentos S.A. – Instituição de Pagamentos (“Nu Pagamentos”) | Credit card and prepaid account operations | BRL | Brazil |
| 20 | Nu Financeira S.A. – SCFI (“Nu Financeira”) | Loan operations | BRL | Brazil |
| 21 | Nu Asset Management Ltda. (“Nu Asset”) – former “Nu Investimentos” | Fund manager | BRL | Brazil |
| 22 | Nu Distribuidora de Títulos e Valores Mobiliários Ltda. (“Nu DTVM”) | Securities distribution | BRL | Brazil |
| 23 | Nu Canais Ltda. (former “Nu Produtos”) | Insurance commission | BRL | Brazil |
| 24 | Nu Invest Corretora de Valores S.A (“Nu Invest”) former “Easynvest TCV” | Investment platform | BRL | Brazil |
| 25 | Nu Corretora de Seguros Ltda. (“Nu Corretora de Seguros”) – former “Easynvest Corretora” | Insurance commission | BRL | Brazil |
| 26 | Easynvest Gestão de Recursos Ltda. (“Easynvest Gestão”) | Fund manager | BRL | Brazil |
| 27 | Vérios Gestão de Recursos S.A. (“Vérios”) | Fund manager | BRL | Brazil |
| 28 | NuCommerce Ltda. (“Nu Plataformas”) | Services platform | BRL | Brazil |
| 29 | Nu Tecnologia S.A (“Nu Tecnologia”) | Multiple purpose financial company | UYU | Uruguay |
| 30 | Nu México Financiera, S.A. de C.V., S.F.P. - former(“Akala”) | Multiple purpose financial company | MXN | Mexico |
| 31 | Nuplat S.A. ("Nuplat") | Talent E-Hub | UYU | Uruguay |
| 32 | NuPay for Business Instituição de Pagamento Ltda. ("NuPay") - former Spin Pay | Payment Hub | BRL | Brazil |
33 | Olivia AI, Inc ("Olivia Inc") | Services platform | US$ | USA |
34 | Olivia AI do Brasil Participações Ltda. ("Olivia Participações") | Services platform | BRL | Brazil |
35 | Olivia AI do Brasil - Instituição de Pagamento Ltda. ("Olivia IP") | Services platform | BRL | Brazil |
| 36 | Nu Crypto Ltda. ("Nu Crypto") | Crypto services | BRL | Brazil |
| 37 | Nu Brasil Tecnologia Ltda. | Information Technology Activities | BRL | Brazil |
| 38 | Nu Brasil Serviços Ltda. | Administrative Services | BRL | Brazil
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