Synergy Financial Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMCOR PLC	ORD	G0250X107	1,827	152,137	SH		SOLE		0	0	152,137
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	398	961	SH		SOLE		0	0	961
AGCO CORP	COM	001084102	453	3,904	SH		SOLE		0	0	3,904
ARK ETF TR	INNOVATION ETF	00214Q104	306	3,238	SH		SOLE		0	0	3,238
ADOBE SYSTEMS INCORPORATED	COM	00724F101	6,237	10,999	SH		SOLE		0	0	10,999
ALPHABET INC	CAP STK CL A	02079K305	14,888	5,139	SH		SOLE		0	0	5,139
ALTRIA GROUP INC	COM	02209S103	406	8,577	SH		SOLE		0	0	8,577
AMAZON COM INC	COM	023135106	14,988	4,495	SH		SOLE		0	0	4,495
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	206	2,584	SH		SOLE		0	0	2,584
AMERICAN TOWER CORP NEW	COM	03027X100	232	794	SH		SOLE		0	0	794
AMPLIFY ETF TR	AMPLIFY LITHIUM	032108805	205	11,366	SH		SOLE		0	0	11,366
ANALOG DEVICES INC	COM	032654105	442	2,512	SH		SOLE		0	0	2,512
APPLE INC	COM	037833100	17,396	97,968	SH		SOLE		0	0	97,968
ASSURANT INC	COM	04621X108	9,743	62,510	SH		SOLE		0	0	62,510
ATMOS ENERGY CORP	COM	049560105	3,030	28,925	SH		SOLE		0	0	28,925
BHP GROUP PLC	SPONSORED ADR	05545E209	204	3,419	SH		SOLE		0	0	3,419
BK OF AMERICA CORP	COM	060505104	563	12,653	SH		SOLE		0	0	12,653
BANK OZK	COM	06417N103	10,817	232,483	SH		SOLE		0	0	232,483
BARCLAYS BANK PLC	ETN LKD 48	06746P431	233	1,989	SH		SOLE		0	0	1,989
BARCLAYS BANK PLC	ETN LKD 48	06746P480	218	7,957	SH		SOLE		0	0	7,957
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	15,083	50,444	SH		SOLE		0	0	50,444
BOEING CO	COM	097023105	266	1,320	SH		SOLE		0	0	1,320
BROADCOM INC	COM	11135F101	2,051	3,082	SH		SOLE		0	0	3,082
CIGNA CORP NEW	COM	125523100	402	1,752	SH		SOLE		0	0	1,752
COCA COLA CO	COM	191216100	3,302	55,769	SH		SOLE		0	0	55,769
COMCAST CORP NEW	CL A	20030N101	242	4,805	SH		SOLE		0	0	4,805
CORVUS GOLD INC	COM	221013105	186	57,755	SH		SOLE		0	0	57,755
COSTCO WHSL CORP NEW	COM	22160K105	8,852	15,592	SH		SOLE		0	0	15,592
CRANE CO	COM	224399105	200	1,969	SH		SOLE		0	0	1,969
DIREXION SHS ETF TR	RUSELL1000 GWT	25460E448	214	1,608	SH		SOLE		0	0	1,608
DIREXION SHS ETF TR	RUSELL1000 VAL	25460E455	5,055	85,260	SH		SOLE		0	0	85,260
DISNEY WALT CO	COM	254687106	565	3,649	SH		SOLE		0	0	3,649
DOMINION ENERGY INC	COM	25746U109	3,519	44,799	SH		SOLE		0	0	44,799
EMERSON ELEC CO	COM	291011104	3,326	35,770	SH		SOLE		0	0	35,770
EXXON MOBIL CORP	COM	30231G102	3,266	53,381	SH		SOLE		0	0	53,381
META PLATFORMS INC	CL A	30303M102	9,624	28,614	SH		SOLE		0	0	28,614
FEDEX CORP	COM	31428X106	305	1,181	SH		SOLE		0	0	1,181
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	5,212	61,649	SH		SOLE		0	0	61,649
FIRST TR EXCHANGE-TRADED FD	NAS CLNEDG GREEN	33733E500	215	3,159	SH		SOLE		0	0	3,159
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	33737A108	130	1,271	SH		SOLE		0	0	1,271
FIRST TR EXCHANGE-TRADED FD	NASD TECH DIV	33738R118	4,572	72,749	SH		SOLE		0	0	72,749
FIRST TR EXCHANGE-TRADED FD	FT STRG INCM ETF	33739Q309	224	4,421	SH		SOLE		0	0	4,421
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	9,374	156,752	SH		SOLE		0	0	156,752
FIRST TR EXCHANGE-TRADED FD	SSI STRG ETF	33739Q507	271	6,552	SH		SOLE		0	0	6,552
FLEXSHARES TR	GLB QLT R/E IDX	33939L787	3,976	53,642	SH		SOLE		0	0	53,642
FREEPORT-MCMORAN INC	CL B	35671D857	203	4,862	SH		SOLE		0	0	4,862
GLOBAL PMTS INC	COM	37940X102	11,392	84,272	SH		SOLE		0	0	84,272
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	196	2,325	SH		SOLE		0	0	2,325
HOME DEPOT INC	COM	437076102	338	814	SH		SOLE		0	0	814
HUNTSMAN CORP	COM	447011107	1,965	56,350	SH		SOLE		0	0	56,350
INTEL CORP	COM	458140100	554	10,756	SH		SOLE		0	0	10,756
INVESCO QQQ TR	UNIT SER 1	46090E103	217	546	SH		SOLE		0	0	546
INVESCO EXCHANGE TRADED FD T	S&P500 EQL UTL	46137V274	4,620	40,468	SH		SOLE		0	0	40,468
INVESCO EXCHANGE TRADED FD T	S&P500 EQL REL	46137V290	5,141	121,672	SH		SOLE		0	0	121,672
INVESCO EXCHANGE TRADED FD T	S&P500 EQL STP	46137V373	4,642	27,339	SH		SOLE		0	0	27,339
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	4,898	71,375	SH		SOLE		0	0	71,375
INVESCO EXCH TRADED FD TR II	DWA SMLCP MENT	46138E842	240	2,668	SH		SOLE		0	0	2,668
ISHARES INC	MSCI GLB SLV&MTL	464286327	157	12,189	SH		SOLE		0	0	12,189
ISHARES TR	20 YR TR BD ETF	464287432	5,481	36,985	SH		SOLE		0	0	36,985
ISHARES TR	US CONSM STAPLES	464287812	4,623	23,093	SH		SOLE		0	0	23,093
ISHARES TR	US TREAS BD ETF	46429B267	5,553	208,139	SH		SOLE		0	0	208,139
ISHARES TR	MSCI USA MIN VOL	46429B697	564	6,975	SH		SOLE		0	0	6,975
ISHARES INC	MSCI GBL ETF NEW	46434G848	4,629	108,622	SH		SOLE		0	0	108,622
ISHARES TR	ESG AWRE USD ETF	46435G193	5,398	197,783	SH		SOLE		0	0	197,783
ISHARES TR	CORE INTL AGGR	46435G672	5,494	100,749	SH		SOLE		0	0	100,749
JPMORGAN CHASE & CO	COM	46625H100	281	1,775	SH		SOLE		0	0	1,775
JOHNSON & JOHNSON	COM	478160104	14,922	87,227	SH		SOLE		0	0	87,227
LARGO INC	COM	517097101	163	17,550	SH		SOLE		0	0	17,550
LEGGETT & PLATT INC	COM	524660107	2,236	54,322	SH		SOLE		0	0	54,322
LEGG MASON ETF INVT TR	WESTN AST SHRT	52468L786	457	17,634	SH		SOLE		0	0	17,634
LOCKHEED MARTIN CORP	COM	539830109	10,946	30,798	SH		SOLE		0	0	30,798
MSC INDL DIRECT INC	CL A	553530106	2,647	31,489	SH		SOLE		0	0	31,489
MARATHON PETE CORP	COM	56585A102	299	4,678	SH		SOLE		0	0	4,678
MASTERCARD INCORPORATED	CL A	57636Q104	766	2,133	SH		SOLE		0	0	2,133
MCKESSON CORP	COM	58155Q103	425	1,711	SH		SOLE		0	0	1,711
MERCK & CO INC	COM	58933Y105	2,364	30,848	SH		SOLE		0	0	30,848
MICROSOFT CORP	COM	594918104	25,364	75,416	SH		SOLE		0	0	75,416
MICROCHIP TECHNOLOGY INC.	COM	595017104	9,170	105,327	SH		SOLE		0	0	105,327
NETFLIX INC	COM	64110L106	225	374	SH		SOLE		0	0	374
NVIDIA CORPORATION	COM	67066G104	6,606	22,460	SH		SOLE		0	0	22,460
OSI ETF TR	OSHARES US QUALT	67110P407	4,600	98,777	SH		SOLE		0	0	98,777
OLD REP INTL CORP	COM	680223104	2,685	109,250	SH		SOLE		0	0	109,250
OVINTIV INC	COM	69047Q102	6,689	198,485	SH		SOLE		0	0	198,485
PAYPAL HLDGS INC	COM	70450Y103	241	1,280	SH		SOLE		0	0	1,280
PEPSICO INC	COM	713448108	2,487	14,316	SH		SOLE		0	0	14,316
PHILIP MORRIS INTL INC	COM	718172109	2,047	21,548	SH		SOLE		0	0	21,548
REALTY INCOME CORP	COM	756109104	2,607	36,416	SH		SOLE		0	0	36,416
RESMED INC	COM	761152107	8,252	31,679	SH		SOLE		0	0	31,679
RIO TINTO PLC	SPONSORED ADR	767204100	193	2,887	SH		SOLE		0	0	2,887
ROSS STORES INC	COM	778296103	8,422	73,694	SH		SOLE		0	0	73,694
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,049	2,208	SH		SOLE		0	0	2,208
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	1,564	17,107	SH		SOLE		0	0	17,107
SALESFORCE COM INC	COM	79466L302	336	1,321	SH		SOLE		0	0	1,321
STARBUCKS CORP	COM	855244109	162	1,386	SH		SOLE		0	0	1,386
TECK RESOURCES LTD	CL B	878742204	204	7,068	SH		SOLE		0	0	7,068
TESLA INC	COM	88160R101	215	203	SH		SOLE		0	0	203
TEXAS INSTRS INC	COM	882508104	2,069	10,978	SH		SOLE		0	0	10,978
UNITEDHEALTH GROUP INC	COM	91324P102	613	1,221	SH		SOLE		0	0	1,221
VALE S A	SPONSORED ADS	91912E105	199	14,179	SH		SOLE		0	0	14,179
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	189	3,419	SH		SOLE		0	0	3,419
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	178	1,532	SH		SOLE		0	0	1,532
VANGUARD INDEX FDS	SMALL CP ETF	922908751	222	980	SH		SOLE		0	0	980
VERIZON COMMUNICATIONS INC	COM	92343V104	3,549	68,296	SH		SOLE		0	0	68,296
VISA INC	COM CL A	92826C839	729	3,363	SH		SOLE		0	0	3,363
WALMART INC	COM	931142103	11,463	79,225	SH		SOLE		0	0	79,225
WEST PHARMACEUTICAL SVSC INC	COM	955306105	6,460	13,773	SH		SOLE		0	0	13,773
WESTAMERICA BANCORPORATION	COM	957090103	2,423	41,969	SH		SOLE		0	0	41,969
AMCOR PLC	ORD	G0250X107	154	12,782	SH		OTR		0	0	12,782
AGCO CORP	COM	001084102	16	134	SH		OTR		0	0	134
ARK ETF TR	INNOVATION ETF	00214Q104	1	11	SH		OTR		0	0	11
ADOBE SYSTEMS INCORPORATED	COM	00724F101	667	1,177	SH		OTR		0	0	1,177
ALPHABET INC	CAP STK CL A	02079K305	1,674	578	SH		OTR		0	0	578
AMAZON COM INC	COM	023135106	1,707	512	SH		OTR		0	0	512
AMERICAN TOWER CORP NEW	COM	03027X100	28	97	SH		OTR		0	0	97
AMPLIFY ETF TR	AMPLIFY LITHIUM	032108805	38	2,114	SH		OTR		0	0	2,114
ANALOG DEVICES INC	COM	032654105	14	80	SH		OTR		0	0	80
APPLE INC	COM	037833100	1,956	11,015	SH		OTR		0	0	11,015
ASSURANT INC	COM	04621X108	1,048	6,724	SH		OTR		0	0	6,724
ATMOS ENERGY CORP	COM	049560105	263	2,514	SH		OTR		0	0	2,514
BHP GROUP PLC	SPONSORED ADR	05545E209	40	663	SH		OTR		0	0	663
BK OF AMERICA CORP	COM	060505104	42	934	SH		OTR		0	0	934
BANK OZK	COM	06417N103	1,116	23,994	SH		OTR		0	0	23,994
BARCLAYS BANK PLC	ETN LKD 48	06746P431	43	367	SH		OTR		0	0	367
BARCLAYS BANK PLC	ETN LKD 48	06746P480	42	1,521	SH		OTR		0	0	1,521
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,549	5,179	SH		OTR		0	0	5,179
BROADCOM INC	COM	11135F101	176	264	SH		OTR		0	0	264
CIGNA CORP NEW	COM	125523100	13	57	SH		OTR		0	0	57
CHARTER COMMUNICATIONS INC N	CL A	16119P108	213	327	SH		OTR		0	0	327
COCA COLA CO	COM	191216100	283	4,773	SH		OTR		0	0	4,773
COMCAST CORP NEW	CL A	20030N101	17	331	SH		OTR		0	0	331
CORVUS GOLD INC	COM	221013105	35	10,806	SH		OTR		0	0	10,806
COSTCO WHSL CORP NEW	COM	22160K105	858	1,511	SH		OTR		0	0	1,511
DIREXION SHS ETF TR	RUSELL1000 GWT	25460E448	52	388	SH		OTR		0	0	388
DIREXION SHS ETF TR	RUSELL1000 VAL	25460E455	666	11,232	SH		OTR		0	0	11,232
DISNEY WALT CO	COM	254687106	26	170	SH		OTR		0	0	170
DOMINION ENERGY INC	COM	25746U109	456	5,810	SH		OTR		0	0	5,810
EMERSON ELEC CO	COM	291011104	291	3,129	SH		OTR		0	0	3,129
EXXON MOBIL CORP	COM	30231G102	351	5,734	SH		OTR		0	0	5,734
META PLATFORMS INC	CL A	30303M102	1,105	3,285	SH		OTR		0	0	3,285
FEDEX CORP	COM	31428X106	10	39	SH		OTR		0	0	39
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	695	8,225	SH		OTR		0	0	8,225
FIRST TR EXCHANGE-TRADED FD	NAS CLNEDG GREEN	33733E500	2	27	SH		OTR		0	0	27
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	33737A108	166	1,615	SH		OTR		0	0	1,615
FIRST TR EXCHANGE-TRADED FD	NASD TECH DIV	33738R118	606	9,647	SH		OTR		0	0	9,647
FIRST TR EXCHANGE-TRADED FD	FT STRG INCM ETF	33739Q309	10	206	SH		OTR		0	0	206
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	1,194	19,959	SH		OTR		0	0	19,959
FIRST TR EXCHANGE-TRADED FD	SSI STRG ETF	33739Q507	11	254	SH		OTR		0	0	254
FLEXSHARES TR	GLB QLT R/E IDX	33939L787	588	7,935	SH		OTR		0	0	7,935
FREEPORT-MCMORAN INC	CL B	35671D857	40	954	SH		OTR		0	0	954
GLOBAL PMTS INC	COM	37940X102	1,227	9,078	SH		OTR		0	0	9,078
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	35	417	SH		OTR		0	0	417
HOME DEPOT INC	COM	437076102	15	35	SH		OTR		0	0	35
HUNTSMAN CORP	COM	447011107	168	4,825	SH		OTR		0	0	4,825
INTEL CORP	COM	458140100	41	803	SH		OTR		0	0	803
INVESCO EXCHANGE TRADED FD T	S&P500 EQL UTL	46137V274	609	5,333	SH		OTR		0	0	5,333
INVESCO EXCHANGE TRADED FD T	S&P500 EQL REL	46137V290	672	15,908	SH		OTR		0	0	15,908
INVESCO EXCHANGE TRADED FD T	S&P500 EQL STP	46137V373	614	3,615	SH		OTR		0	0	3,615
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	614	8,949	SH		OTR		0	0	8,949
ISHARES INC	MSCI GLB SLV&MTL	464286327	34	2,631	SH		OTR		0	0	2,631
ISHARES TR	20 YR TR BD ETF	464287432	1,219	8,224	SH		OTR		0	0	8,224
ISHARES TR	US CONSM STAPLES	464287812	614	3,068	SH		OTR		0	0	3,068
ISHARES TR	US TREAS BD ETF	46429B267	1,232	46,177	SH		OTR		0	0	46,177
ISHARES INC	MSCI GBL ETF NEW	46434G848	612	14,359	SH		OTR		0	0	14,359
ISHARES TR	ESG AWRE USD ETF	46435G193	1,204	44,120	SH		OTR		0	0	44,120
ISHARES TR	CORE INTL AGGR	46435G672	1,217	22,315	SH		OTR		0	0	22,315
JPMORGAN CHASE & CO	COM	46625H100	12	73	SH		OTR		0	0	73
JOHNSON & JOHNSON	COM	478160104	1,712	10,010	SH		OTR		0	0	10,010
LARGO INC	COM	517097101	28	3,027	SH		OTR		0	0	3,027
LEGGETT & PLATT INC	COM	524660107	192	4,663	SH		OTR		0	0	4,663
LEGG MASON ETF INVT TR	WESTN AST SHRT	52468L786	349	13,471	SH		OTR		0	0	13,471
LOCKHEED MARTIN CORP	COM	539830109	1,129	3,178	SH		OTR		0	0	3,178
MSC INDL DIRECT INC	CL A	553530106	227	2,705	SH		OTR		0	0	2,705
MARATHON PETE CORP	COM	56585A102	9	144	SH		OTR		0	0	144
MASTERCARD INCORPORATED	CL A	57636Q104	20	57	SH		OTR		0	0	57
MCKESSON CORP	COM	58155Q103	14	57	SH		OTR		0	0	57
MERCK & CO INC	COM	58933Y105	193	2,519	SH		OTR		0	0	2,519
MICROSOFT CORP	COM	594918104	2,290	6,809	SH		OTR		0	0	6,809
MICROCHIP TECHNOLOGY INC.	COM	595017104	974	11,192	SH		OTR		0	0	11,192
NETFLIX INC	COM	64110L106	12	20	SH		OTR		0	0	20
NVIDIA CORPORATION	COM	67066G104	700	2,381	SH		OTR		0	0	2,381
OSI ETF TR	OSHARES US QUALT	67110P407	611	13,128	SH		OTR		0	0	13,128
OLD REP INTL CORP	COM	680223104	237	9,630	SH		OTR		0	0	9,630
OVINTIV INC	COM	69047Q102	714	21,197	SH		OTR		0	0	21,197
PAYPAL HLDGS INC	COM	70450Y103	15	82	SH		OTR		0	0	82
PEPSICO INC	COM	713448108	360	2,071	SH		OTR		0	0	2,071
PHILIP MORRIS INTL INC	COM	718172109	175	1,844	SH		OTR		0	0	1,844
REALTY INCOME CORP	COM	756109104	226	3,150	SH		OTR		0	0	3,150
RESMED INC	COM	761152107	903	3,466	SH		OTR		0	0	3,466
RIO TINTO PLC	SPONSORED ADR	767204100	37	554	SH		OTR		0	0	554
ROSS STORES INC	COM	778296103	918	8,030	SH		OTR		0	0	8,030
SPDR S&P 500 ETF TR	TR UNIT	78462F103	9	18	SH		OTR		0	0	18
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	80	877	SH		OTR		0	0	877
SALESFORCE COM INC	COM	79466L302	17	66	SH		OTR		0	0	66
STARBUCKS CORP	COM	855244109	91	782	SH		OTR		0	0	782
TECK RESOURCES LTD	CL B	878742204	39	1,346	SH		OTR		0	0	1,346
TESLA INC	COM	88160R101	13	12	SH		OTR		0	0	12
TEXAS INSTRS INC	COM	882508104	246	1,307	SH		OTR		0	0	1,307
UNITEDHEALTH GROUP INC	COM	91324P102	47	93	SH		OTR		0	0	93
VALE S A	SPONSORED ADS	91912E105	39	2,799	SH		OTR		0	0	2,799
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	145	2,621	SH		OTR		0	0	2,621
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	46	397	SH		OTR		0	0	397
VERIZON COMMUNICATIONS INC	COM	92343V104	412	7,933	SH		OTR		0	0	7,933
VISA INC	COM CL A	92826C839	181	837	SH		OTR		0	0	837
WALMART INC	COM	931142103	1,395	9,643	SH		OTR		0	0	9,643
WEST PHARMACEUTICAL SVSC INC	COM	955306105	711	1,515	SH		OTR		0	0	1,515
WESTAMERICA BANCORPORATION	COM	957090103	212	3,672	SH		OTR		0	0	3,672