Synergy Financial Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMCOR PLC	ORD	G0250X107	2,051	181,002	SH		SOLE		0	0	181,002
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	312	926	SH		SOLE		0	0	926
MEDTRONIC PLC	SHS	G5960L103	3,148	28,376	SH		SOLE		0	0	28,376
AGCO CORP	COM	001084102	590	4,039	SH		SOLE		0	0	4,039
ADOBE SYSTEMS INCORPORATED	COM	00724F101	8,014	17,590	SH		SOLE		0	0	17,590
ALLY FINL INC	COM	02005N100	445	10,223	SH		SOLE		0	0	10,223
ALPHABET INC	CAP STK CL A	02079K305	12,338	4,436	SH		SOLE		0	0	4,436
ALTRIA GROUP INC	COM	02209S103	456	8,722	SH		SOLE		0	0	8,722
AMAZON COM INC	COM	023135106	13,164	4,038	SH		SOLE		0	0	4,038
AMGEN INC	COM	031162100	2,294	9,487	SH		SOLE		0	0	9,487
ANALOG DEVICES INC	COM	032654105	656	3,973	SH		SOLE		0	0	3,973
APPLE INC	COM	037833100	18,249	104,512	SH		SOLE		0	0	104,512
BK OF AMERICA CORP	COM	060505104	387	9,392	SH		SOLE		0	0	9,392
BANK OZK	COM	06417N103	8,366	195,915	SH		SOLE		0	0	195,915
BARCLAYS BANK PLC	ETN LKD 48	06746P480	153	3,577	SH		SOLE		0	0	3,577
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	13,407	37,991	SH		SOLE		0	0	37,991
BOEING CO	COM	097023105	405	2,113	SH		SOLE		0	0	2,113
CITIZENS FINL GROUP INC	COM	174610105	1,958	43,195	SH		SOLE		0	0	43,195
COCA COLA CO	COM	191216100	3,124	50,381	SH		SOLE		0	0	50,381
COMCAST CORP NEW	CL A	20030N101	853	18,221	SH		SOLE		0	0	18,221
COSTCO WHSL CORP NEW	COM	22160K105	7,230	12,555	SH		SOLE		0	0	12,555
CRANE CO	COM	224399105	213	1,969	SH		SOLE		0	0	1,969
DISNEY WALT CO	COM	254687106	708	5,163	SH		SOLE		0	0	5,163
DOMINION ENERGY INC	COM	25746U109	2,610	30,714	SH		SOLE		0	0	30,714
EMERSON ELEC CO	COM	291011104	3,564	36,352	SH		SOLE		0	0	36,352
EXXON MOBIL CORP	COM	30231G102	3,933	47,625	SH		SOLE		0	0	47,625
META PLATFORMS INC	CL A	30303M102	7,837	35,246	SH		SOLE		0	0	35,246
FEDEX CORP	COM	31428X106	497	2,150	SH		SOLE		0	0	2,150
FIRST TR EXCHANGE-TRADED FD	DORSEYWRGT ETF	33738R712	5,117	189,945	SH		SOLE		0	0	189,945
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	12,988	218,176	SH		SOLE		0	0	218,176
FIRST TR EXCHANGE-TRADED FD	SSI STRG ETF	33739Q507	6,275	161,925	SH		SOLE		0	0	161,925
FIRST TR EXCHNG TRADED FD VI	LOW DUR STRTGC	33740F870	415	21,366	SH		SOLE		0	0	21,366
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	5,308	113,343	SH		SOLE		0	0	113,343
FREEPORT-MCMORAN INC	CL B	35671D857	159	3,190	SH		SOLE		0	0	3,190
GENERAL MTRS CO	COM	37045V100	4,012	91,717	SH		SOLE		0	0	91,717
GLOBAL PMTS INC	COM	37940X102	5,670	41,433	SH		SOLE		0	0	41,433
HOME DEPOT INC	COM	437076102	145	486	SH		SOLE		0	0	486
HUNTSMAN CORP	COM	447011107	1,570	41,857	SH		SOLE		0	0	41,857
INTEL CORP	COM	458140100	545	10,989	SH		SOLE		0	0	10,989
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	7,909	59,863	SH		SOLE		0	0	59,863
INVESCO EXCHANGE TRADED FD T	S&P500 EQL REL	46137V290	5,058	124,834	SH		SOLE		0	0	124,834
INVESCO EXCHANGE TRADED FD T	S&P500 EQL ENR	46137V365	2,088	30,998	SH		SOLE		0	0	30,998
INVESCO EXCHANGE TRADED FD T	DWA UTILS MUMT	46137V795	5,023	136,952	SH		SOLE		0	0	136,952
ISHARES S&P GSCI COMMODITY-	UNIT BEN INT	46428R107	6,134	270,833	SH		SOLE		0	0	270,833
ISHARES TR	CORE US AGGBD ET	464287226	229	2,141	SH		SOLE		0	0	2,141
ISHARES TR	RUS 1000 ETF	464287622	202	809	SH		SOLE		0	0	809
ISHARES TR	MSCI USA MIN VOL	46429B697	5,110	65,876	SH		SOLE		0	0	65,876
ISHARES U S ETF TR	INT RT HDG C B	46431W705	6,044	64,623	SH		SOLE		0	0	64,623
ISHARES INC	MSCI GBL ETF NEW	46434G848	221	4,307	SH		SOLE		0	0	4,307
ISHARES INC	MSCI GBL GOLD MN	46434G855	6,041	194,422	SH		SOLE		0	0	194,422
JPMORGAN CHASE & CO	COM	46625H100	171	1,253	SH		SOLE		0	0	1,253
JOHN HANCOCK EXCHANGE TRADED	MLTFACTOR ENRG	47804J701	2,051	65,689	SH		SOLE		0	0	65,689
JOHNSON & JOHNSON	COM	478160104	8,684	48,997	SH		SOLE		0	0	48,997
LARGO INC	COM	517097101	172	13,561	SH		SOLE		0	0	13,561
LEGGETT & PLATT INC	COM	524660107	2,600	74,713	SH		SOLE		0	0	74,713
MSC INDL DIRECT INC	CL A	553530106	2,622	30,773	SH		SOLE		0	0	30,773
MASTERCARD INCORPORATED	CL A	57636Q104	677	1,893	SH		SOLE		0	0	1,893
MICROSOFT CORP	COM	594918104	21,511	69,770	SH		SOLE		0	0	69,770
MICROCHIP TECHNOLOGY INC.	COM	595017104	5,085	67,675	SH		SOLE		0	0	67,675
NETFLIX INC	COM	64110L106	135	360	SH		SOLE		0	0	360
NIKE INC	CL B	654106103	142	1,055	SH		SOLE		0	0	1,055
NORTHERN LTS FD TR IV	INDPIRE FAITH LR	66538H351	5,244	192,159	SH		SOLE		0	0	192,159
NVIDIA CORPORATION	COM	67066G104	6,436	23,586	SH		SOLE		0	0	23,586
OREILLY AUTOMOTIVE INC	COM	67103H107	523	763	SH		SOLE		0	0	763
OLD REP INTL CORP	COM	680223104	2,381	92,020	SH		SOLE		0	0	92,020
OVINTIV INC	COM	69047Q102	6,253	115,649	SH		SOLE		0	0	115,649
PAYPAL HLDGS INC	COM	70450Y103	207	1,788	SH		SOLE		0	0	1,788
PEPSICO INC	COM	713448108	2,445	14,609	SH		SOLE		0	0	14,609
PHILIP MORRIS INTL INC	COM	718172109	2,053	21,860	SH		SOLE		0	0	21,860
PRICE T ROWE GROUP INC	COM	74144T108	2,023	13,383	SH		SOLE		0	0	13,383
PROCTER AND GAMBLE CO	COM	742718109	714	4,671	SH		SOLE		0	0	4,671
PROSHARES TR	SHRT 20+YR TRE	74347X849	6,347	358,792	SH		SOLE		0	0	358,792
REALTY INCOME CORP	COM	756109104	3,230	46,605	SH		SOLE		0	0	46,605
RESMED INC	COM	761152107	6,205	25,588	SH		SOLE		0	0	25,588
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,473	3,261	SH		SOLE		0	0	3,261
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	50,232	549,405	SH		SOLE		0	0	549,405
SALESFORCE COM INC	COM	79466L302	723	3,404	SH		SOLE		0	0	3,404
SIMON PPTY GROUP INC NEW	COM	828806109	6,475	49,217	SH		SOLE		0	0	49,217
STARBUCKS CORP	COM	855244109	6,793	74,678	SH		SOLE		0	0	74,678
SWEDISH EXPT CR CORP	RG METAL ETN22	870297405	116	9,015	SH		SOLE		0	0	9,015
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	607	5,826	SH		SOLE		0	0	5,826
TECK RESOURCES LTD	CL B	878742204	146	3,622	SH		SOLE		0	0	3,622
TESLA INC	COM	88160R101	177	164	SH		SOLE		0	0	164
TUPPERWARE BRANDS CORP	COM	899896104	519	26,673	SH		SOLE		0	0	26,673
UGI CORP NEW	COM	902681105	1,843	50,872	SH		SOLE		0	0	50,872
UNITEDHEALTH GROUP INC	COM	91324P102	421	825	SH		SOLE		0	0	825
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	177	3,366	SH		SOLE		0	0	3,366
VANGUARD INDEX FDS	SMALL CP ETF	922908751	209	983	SH		SOLE		0	0	983
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	731	3,210	SH		SOLE		0	0	3,210
VERIZON COMMUNICATIONS INC	COM	92343V104	2,806	55,079	SH		SOLE		0	0	55,079
PARAMOUNT GLOBAL	CLASS B COM	92556H206	315	8,320	SH		SOLE		0	0	8,320
VISA INC	COM CL A	92826C839	602	2,715	SH		SOLE		0	0	2,715
WALMART INC	COM	931142103	7,237	48,595	SH		SOLE		0	0	48,595
WEBSTER FINL CORP	COM	947890109	361	6,426	SH		SOLE		0	0	6,426
AMCOR PLC	ORD	G0250X107	150	13,269	SH		OTR		0	0	13,269
MEDTRONIC PLC	SHS	G5960L103	238	2,141	SH		OTR		0	0	2,141
AGCO CORP	COM	001084102	50	340	SH		OTR		0	0	340
ADOBE SYSTEMS INCORPORATED	COM	00724F101	749	1,644	SH		OTR		0	0	1,644
ALLY FINL INC	COM	02005N100	48	1,097	SH		OTR		0	0	1,097
ALPHABET INC	CAP STK CL A	02079K305	1,418	510	SH		OTR		0	0	510
AMAZON COM INC	COM	023135106	1,568	481	SH		OTR		0	0	481
AMGEN INC	COM	031162100	175	722	SH		OTR		0	0	722
ANALOG DEVICES INC	COM	032654105	61	370	SH		OTR		0	0	370
APPLE INC	COM	037833100	1,998	11,444	SH		OTR		0	0	11,444
BK OF AMERICA CORP	COM	060505104	135	3,275	SH		OTR		0	0	3,275
BANK OZK	COM	06417N103	753	17,634	SH		OTR		0	0	17,634
BARCLAYS BANK PLC	ETN LKD 48	06746P480	71	1,667	SH		OTR		0	0	1,667
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,316	3,730	SH		OTR		0	0	3,730
CITIZENS FINL GROUP INC	COM	174610105	145	3,188	SH		OTR		0	0	3,188
COCA COLA CO	COM	191216100	309	4,980	SH		OTR		0	0	4,980
COMCAST CORP NEW	CL A	20030N101	160	3,421	SH		OTR		0	0	3,421
COSTCO WHSL CORP NEW	COM	22160K105	580	1,007	SH		OTR		0	0	1,007
DISNEY WALT CO	COM	254687106	145	1,059	SH		OTR		0	0	1,059
DOMINION ENERGY INC	COM	25746U109	371	4,369	SH		OTR		0	0	4,369
EMERSON ELEC CO	COM	291011104	262	2,669	SH		OTR		0	0	2,669
EXXON MOBIL CORP	COM	30231G102	566	6,849	SH		OTR		0	0	6,849
META PLATFORMS INC	CL A	30303M102	878	3,948	SH		OTR		0	0	3,948
FEDEX CORP	COM	31428X106	47	201	SH		OTR		0	0	201
FIRST TR EXCHANGE-TRADED FD	DORSEYWRGT ETF	33738R712	656	24,356	SH		OTR		0	0	24,356
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	1,663	27,929	SH		OTR		0	0	27,929
FIRST TR EXCHANGE-TRADED FD	SSI STRG ETF	33739Q507	1,236	31,895	SH		OTR		0	0	31,895
FIRST TR EXCHNG TRADED FD VI	LOW DUR STRTGC	33740F870	472	24,329	SH		OTR		0	0	24,329
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	686	14,649	SH		OTR		0	0	14,649
FREEPORT-MCMORAN INC	CL B	35671D857	75	1,514	SH		OTR		0	0	1,514
GENERAL MTRS CO	COM	37045V100	365	8,342	SH		OTR		0	0	8,342
GLOBAL PMTS INC	COM	37940X102	529	3,866	SH		OTR		0	0	3,866
HOME DEPOT INC	COM	437076102	62	207	SH		OTR		0	0	207
HUNTSMAN CORP	COM	447011107	115	3,066	SH		OTR		0	0	3,066
INTEL CORP	COM	458140100	198	3,986	SH		OTR		0	0	3,986
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	740	5,599	SH		OTR		0	0	5,599
INVESCO EXCHANGE TRADED FD T	S&P500 EQL REL	46137V290	650	16,029	SH		OTR		0	0	16,029
INVESCO EXCHANGE TRADED FD T	S&P500 EQL ENR	46137V365	266	3,945	SH		OTR		0	0	3,945
INVESCO EXCHANGE TRADED FD T	DWA UTILS MUMT	46137V795	652	17,770	SH		OTR		0	0	17,770
ISHARES S&P GSCI COMMODITY-	UNIT BEN INT	46428R107	809	35,727	SH		OTR		0	0	35,727
ISHARES TR	CORE US AGGBD ET	464287226	3	31	SH		OTR		0	0	31
ISHARES TR	MSCI USA MIN VOL	46429B697	653	8,419	SH		OTR		0	0	8,419
ISHARES U S ETF TR	INT RT HDG C B	46431W705	1,225	13,093	SH		OTR		0	0	13,093
ISHARES INC	MSCI GBL ETF NEW	46434G848	90	1,765	SH		OTR		0	0	1,765
ISHARES INC	MSCI GBL GOLD MN	46434G855	774	24,909	SH		OTR		0	0	24,909
JPMORGAN CHASE & CO	COM	46625H100	64	467	SH		OTR		0	0	467
JOHN HANCOCK EXCHANGE TRADED	MLTFACTOR ENRG	47804J701	268	8,593	SH		OTR		0	0	8,593
JOHNSON & JOHNSON	COM	478160104	987	5,569	SH		OTR		0	0	5,569
LARGO INC	COM	517097101	82	6,464	SH		OTR		0	0	6,464
LEGGETT & PLATT INC	COM	524660107	190	5,468	SH		OTR		0	0	5,468
MSC INDL DIRECT INC	CL A	553530106	193	2,262	SH		OTR		0	0	2,262
MASTERCARD INCORPORATED	CL A	57636Q104	114	319	SH		OTR		0	0	319
MICROSOFT CORP	COM	594918104	1,935	6,277	SH		OTR		0	0	6,277
MICROCHIP TECHNOLOGY INC.	COM	595017104	469	6,236	SH		OTR		0	0	6,236
NETFLIX INC	COM	64110L106	66	175	SH		OTR		0	0	175
NIKE INC	CL B	654106103	67	497	SH		OTR		0	0	497
NORTHERN LTS FD TR IV	INDPIRE FAITH LR	66538H351	806	29,527	SH		OTR		0	0	29,527
NVIDIA CORPORATION	COM	67066G104	655	2,401	SH		OTR		0	0	2,401
OREILLY AUTOMOTIVE INC	COM	67103H107	49	72	SH		OTR		0	0	72
OLD REP INTL CORP	COM	680223104	174	6,726	SH		OTR		0	0	6,726
OVINTIV INC	COM	69047Q102	562	10,403	SH		OTR		0	0	10,403
PAYPAL HLDGS INC	COM	70450Y103	117	1,009	SH		OTR		0	0	1,009
PEPSICO INC	COM	713448108	320	1,914	SH		OTR		0	0	1,914
PHILIP MORRIS INTL INC	COM	718172109	152	1,615	SH		OTR		0	0	1,615
PRICE T ROWE GROUP INC	COM	74144T108	148	981	SH		OTR		0	0	981
PROCTER AND GAMBLE CO	COM	742718109	73	477	SH		OTR		0	0	477
PROSHARES TR	SHRT 20+YR TRE	74347X849	1,264	71,463	SH		OTR		0	0	71,463
REALTY INCOME CORP	COM	756109104	236	3,403	SH		OTR		0	0	3,403
RESMED INC	COM	761152107	576	2,375	SH		OTR		0	0	2,375
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8	17	SH		OTR		0	0	17
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	4,703	51,436	SH		OTR		0	0	51,436
SALESFORCE COM INC	COM	79466L302	142	671	SH		OTR		0	0	671
SIMON PPTY GROUP INC NEW	COM	828806109	617	4,688	SH		OTR		0	0	4,688
STARBUCKS CORP	COM	855244109	663	7,290	SH		OTR		0	0	7,290
SWEDISH EXPT CR CORP	RG METAL ETN22	870297405	64	5,019	SH		OTR		0	0	5,019
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	60	574	SH		OTR		0	0	574
TECK RESOURCES LTD	CL B	878742204	82	2,029	SH		OTR		0	0	2,029
TESLA INC	COM	88160R101	69	64	SH		OTR		0	0	64
TUPPERWARE BRANDS CORP	COM	899896104	49	2,520	SH		OTR		0	0	2,520
UGI CORP NEW	COM	902681105	135	3,735	SH		OTR		0	0	3,735
UNITEDHEALTH GROUP INC	COM	91324P102	151	296	SH		OTR		0	0	296
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	200	3,820	SH		OTR		0	0	3,820
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2	10	SH		OTR		0	0	10
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	28	124	SH		OTR		0	0	124
VERIZON COMMUNICATIONS INC	COM	92343V104	431	8,452	SH		OTR		0	0	8,452
VISA INC	COM CL A	92826C839	299	1,350	SH		OTR		0	0	1,350
WALMART INC	COM	931142103	829	5,566	SH		OTR		0	0	5,566
WEBSTER FINL CORP	COM	947890109	40	720	SH		OTR		0	0	720