Synergy Financial Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
MEDTRONIC PLC	SHS	G5960L103	2,605,874	33,529	SH		SOLE		0	0	33,529
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	1,606,618	19,350	SH		SOLE		0	0	19,350
ABBOTT LABS	COM	002824100	387,339	3,528	SH		SOLE		0	0	3,528
ABRDN GOLD ETF TRUST	PHYSCL GOLD SHS	00326A104	5,864,050	335,664	SH		SOLE		0	0	335,664
ABRDN SILVER ETF TRUST	PHYSCL SILVR SHS	003264108	6,024,621	262,168	SH		SOLE		0	0	262,168
ALPHABET INC	CAP STK CL A	02079K305	6,374,794	72,252	SH		SOLE		0	0	72,252
ALTRIA GROUP INC	COM	02209S103	429,309	9,392	SH		SOLE		0	0	9,392
AMAZON COM INC	COM	023135106	6,398,448	76,172	SH		SOLE		0	0	76,172
APPLE INC	COM	037833100	8,688,820	66,873	SH		SOLE		0	0	66,873
AUTOMATIC DATA PROCESSING IN	COM	053015103	728,523	3,050	SH		SOLE		0	0	3,050
AVANTOR INC	COM	05352A100	805,954	38,215	SH		SOLE		0	0	38,215
BANK AMERICA CORP	COM	060505104	402,679	12,158	SH		SOLE		0	0	12,158
BARCLAYS BANK PLC	ETN LKD 48	06746P472	139,345	2,708	SH		SOLE		0	0	2,708
BARRICK GOLD CORP	COM	067901108	103,647	6,033	SH		SOLE		0	0	6,033
BERKLEY W R CORP	COM	084423102	2,915,073	40,169	SH		SOLE		0	0	40,169
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	8,622,944	27,915	SH		SOLE		0	0	27,915
BLACKSTONE INC	COM	09260D107	1,805,964	24,342	SH		SOLE		0	0	24,342
BOEING CO	COM	097023105	206,416	1,084	SH		SOLE		0	0	1,084
BROADCOM INC	COM	11135F101	8,758,863	15,665	SH		SOLE		0	0	15,665
CVS HEALTH CORP	COM	126650100	234,186	2,513	SH		SOLE		0	0	2,513
CISCO SYS INC	COM	17275R102	2,338,690	49,091	SH		SOLE		0	0	49,091
COCA COLA CO	COM	191216100	4,446,911	69,909	SH		SOLE		0	0	69,909
COMCAST CORP NEW	CL A	20030N101	827,719	23,669	SH		SOLE		0	0	23,669
CONAGRA BRANDS INC	COM	205887102	1,037,276	26,803	SH		SOLE		0	0	26,803
COSTCO WHSL CORP NEW	COM	22160K105	1,568,078	3,435	SH		SOLE		0	0	3,435
DANAHER CORPORATION	COM	235851102	5,525,248	20,817	SH		SOLE		0	0	20,817
DIAMONDBACK ENERGY INC	COM	25278X109	6,504,198	47,552	SH		SOLE		0	0	47,552
DIREXION SHS ETF TR	DLY S&P500 BR 1X	25460E869	10,947,770	663,099	SH		SOLE		0	0	663,099
DISNEY WALT CO	COM	254687106	3,872,533	44,573	SH		SOLE		0	0	44,573
DOMINION ENERGY INC	COM	25746U109	2,789,659	45,493	SH		SOLE		0	0	45,493
DUN & BRADSTREET HLDGS INC	COM	26484T106	769,487	62,764	SH		SOLE		0	0	62,764
EMERSON ELEC CO	COM	291011104	3,757,540	39,117	SH		SOLE		0	0	39,117
ENTERPRISE PRODS PARTNERS L	COM	293792107	6,103,846	253,062	SH		SOLE		0	0	253,062
EXXON MOBIL CORP	COM	30231G102	9,963,272	90,329	SH		SOLE		0	0	90,329
META PLATFORMS INC	CL A	30303M102	4,118,877	34,227	SH		SOLE		0	0	34,227
FIDELITY NATL INFORMATION SV	COM	31620M106	2,597,518	38,283	SH		SOLE		0	0	38,283
FIRST TR EXCH TRADED FD III	INSTL PFD SECS	33739P855	8,071,955	453,226	SH		SOLE		0	0	453,226
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	17,116,656	287,965	SH		SOLE		0	0	287,965
FLOWERS FOODS INC	COM	343498101	974,903	33,921	SH		SOLE		0	0	33,921
GENTEX CORP	COM	371901109	800,702	29,362	SH		SOLE		0	0	29,362
GLOBAL PMTS INC	COM	37940X102	3,828,196	38,544	SH		SOLE		0	0	38,544
GLOBAL X FDS	GLOBAL X COPPER	37954Y830	126,060	3,558	SH		SOLE		0	0	3,558
GRAPHIC PACKAGING HLDG CO	COM	388689101	986,254	44,326	SH		SOLE		0	0	44,326
HARTFORD FINL SVCS GROUP INC	COM	416515104	1,166,808	15,387	SH		SOLE		0	0	15,387
HEALTHPEAK PROPERTIES INC	COM	42250P103	2,768,669	110,438	SH		SOLE		0	0	110,438
HOME DEPOT INC	COM	437076102	269,113	852	SH		SOLE		0	0	852
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	5,894,430	57,456	SH		SOLE		0	0	57,456
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	1,657,145	11,732	SH		SOLE		0	0	11,732
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	77,501	5,382	SH		SOLE		0	0	5,382
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	8,376,501	448,661	SH		SOLE		0	0	448,661
INVESCO DB MULTI-SECTOR COMM	SILVER FD	46140H205	140,022	4,303	SH		SOLE		0	0	4,303
ISHARES TR	CORE US AGGBD ET	464287226	263,645	2,718	SH		SOLE		0	0	2,718
ISHARES INC	MSCI GBL ETF NEW	46434G848	132,594	3,234	SH		SOLE		0	0	3,234
ISHARES TR	CORE INTL AGGR	46435G672	359,640	7,563	SH		SOLE		0	0	7,563
JPMORGAN CHASE & CO	COM	46625H100	340,200	2,537	SH		SOLE		0	0	2,537
JOHNSON & JOHNSON	COM	478160104	838,028	4,744	SH		SOLE		0	0	4,744
LOWES COS INC	COM	548661107	495,908	2,489	SH		SOLE		0	0	2,489
MSC INDL DIRECT INC	CL A	553530106	3,455,166	42,291	SH		SOLE		0	0	42,291
MASTERCARD INCORPORATED	CL A	57636Q104	725,713	2,087	SH		SOLE		0	0	2,087
MATTERPORT INC	COM CL A	577096100	44,800	16,000	SH		SOLE		0	0	16,000
MCDONALDS CORP	COM	580135101	266,165	1,010	SH		SOLE		0	0	1,010
MERCK & CO INC	COM	58933Y105	1,040,036	9,374	SH		SOLE		0	0	9,374
MICROSOFT CORP	COM	594918104	14,216,881	59,281	SH		SOLE		0	0	59,281
MOSAIC CO NEW	COM	61945C103	5,761,455	131,330	SH		SOLE		0	0	131,330
NEXTERA ENERGY INC	COM	65339F101	434,720	5,200	SH		SOLE		0	0	5,200
GEN DIGITAL INC	COM	668771108	797,325	37,206	SH		SOLE		0	0	37,206
NVIDIA CORPORATION	COM	67066G104	390,486	2,672	SH		SOLE		0	0	2,672
PEPSICO INC	COM	713448108	96,292	533	SH		SOLE		0	0	533
PFIZER INC	COM	717081103	319,225	6,230	SH		SOLE		0	0	6,230
PHILIP MORRIS INTL INC	COM	718172109	3,225,723	31,872	SH		SOLE		0	0	31,872
PIONEER NAT RES CO	COM	723787107	2,647,497	11,592	SH		SOLE		0	0	11,592
PROCTER AND GAMBLE CO	COM	742718109	481,809	3,179	SH		SOLE		0	0	3,179
PROGRESSIVE CORP	COM	743315103	205,979	1,588	SH		SOLE		0	0	1,588
QUALCOMM INC	COM	747525103	3,492,924	31,771	SH		SOLE		0	0	31,771
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	7,132,133	70,671	SH		SOLE		0	0	70,671
REALTY INCOME CORP	COM	756109104	2,234,151	35,222	SH		SOLE		0	0	35,222
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,371,636	3,587	SH		SOLE		0	0	3,587
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	356,722	14,826	SH		SOLE		0	0	14,826
SPDR SER TR	BLOOMBERG INTL	78464A151	8,398,273	302,968	SH		SOLE		0	0	302,968
SPDR SER TR	BLOOMBERG SHORT	78464A334	8,244,938	304,691	SH		SOLE		0	0	304,691
SPDR SER TR	S&P METALS MNG	78464A755	131,150	2,633	SH		SOLE		0	0	2,633
SS&C TECHNOLOGIES HLDGS INC	COM	78467J100	3,682,274	70,731	SH		SOLE		0	0	70,731
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	60,876,870	665,539	SH		SOLE		0	0	665,539
SALESFORCE INC	COM	79466L302	287,455	2,168	SH		SOLE		0	0	2,168
SANOFI	SPONSORED ADR	80105N105	2,940,960	60,726	SH		SOLE		0	0	60,726
SCHWAB STRATEGIC TR	SCHWB FDT INT SC	808524748	5,285,722	169,089	SH		SOLE		0	0	169,089
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	1,517,147	20,367	SH		SOLE		0	0	20,367
TECK RESOURCES LTD	CL B	878742204	216,179	5,716	SH		SOLE		0	0	5,716
TESLA INC	COM	88160R101	185,140	1,503	SH		SOLE		0	0	1,503
THERMO FISHER SCIENTIFIC INC	COM	883556102	5,624,749	10,214	SH		SOLE		0	0	10,214
3M CO	COM	88579Y101	256,269	2,137	SH		SOLE		0	0	2,137
TRACTOR SUPPLY CO	COM	892356106	4,089,069	18,176	SH		SOLE		0	0	18,176
TYSON FOODS INC	CL A	902494103	952,755	15,305	SH		SOLE		0	0	15,305
U S SILICA HLDGS INC	COM	90346E103	85,588	6,847	SH		SOLE		0	0	6,847
UNITEDHEALTH GROUP INC	COM	91324P102	434,748	820	SH		SOLE		0	0	820
VALE S A	SPONSORED ADS	91912E105	110,339	6,502	SH		SOLE		0	0	6,502
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	766,231	13,252	SH		SOLE		0	0	13,252
VANGUARD INDEX FDS	VALUE ETF	922908744	173,918	1,239	SH		SOLE		0	0	1,239
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,325,944	6,935	SH		SOLE		0	0	6,935
VERIZON COMMUNICATIONS INC	COM	92343V104	2,596,926	65,912	SH		SOLE		0	0	65,912
VISA INC	COM CL A	92826C839	1,177,791	5,669	SH		SOLE		0	0	5,669
WALMART INC	COM	931142103	78,552	554	SH		SOLE		0	0	554
WALGREENS BOOTS ALLIANCE INC	COM	931427108	1,978,965	52,970	SH		SOLE		0	0	52,970
WASTE MGMT INC DEL	COM	94106L109	5,081,210	32,389	SH		SOLE		0	0	32,389
WILLIAMS COS INC	COM	969457100	2,092,709	63,608	SH		SOLE		0	0	63,608
YAMANA GOLD INC	COM	98462Y100	107,687	19,403	SH		SOLE		0	0	19,403
MEDTRONIC PLC	SHS	G5960L103	195,388	2,514	SH		OTR		0	0	2,514
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	124,711	1,502	SH		OTR		0	0	1,502
ABBOTT LABS	COM	002824100	3,952	36	SH		OTR		0	0	36
ABRDN GOLD ETF TRUST	PHYSCL GOLD SHS	00326A104	916,232	52,446	SH		OTR		0	0	52,446
ABRDN SILVER ETF TRUST	PHYSCL SILVR SHS	003264108	937,193	40,783	SH		OTR		0	0	40,783
ALPHABET INC	CAP STK CL A	02079K305	555,937	6,301	SH		OTR		0	0	6,301
ALTRIA GROUP INC	COM	02209S103	3,200	70	SH		OTR		0	0	70
AMAZON COM INC	COM	023135106	564,480	6,720	SH		OTR		0	0	6,720
APPLE INC	COM	037833100	720,632	5,546	SH		OTR		0	0	5,546
AVANTOR INC	COM	05352A100	157,500	7,468	SH		OTR		0	0	7,468
BANK AMERICA CORP	COM	060505104	3,279	99	SH		OTR		0	0	99
BARCLAYS BANK PLC	ETN LKD 48	06746P472	92,365	1,795	SH		OTR		0	0	1,795
BARRICK GOLD CORP	COM	067901108	68,187	3,969	SH		OTR		0	0	3,969
BERKLEY W R CORP	COM	084423102	220,323	3,036	SH		OTR		0	0	3,036
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	804,993	2,606	SH		OTR		0	0	2,606
BLACKSTONE INC	COM	09260D107	135,768	1,830	SH		OTR		0	0	1,830
BROADCOM INC	COM	11135F101	679,343	1,215	SH		OTR		0	0	1,215
CVS HEALTH CORP	COM	126650100	2,516	27	SH		OTR		0	0	27
CISCO SYS INC	COM	17275R102	146,636	3,078	SH		OTR		0	0	3,078
COCA COLA CO	COM	191216100	291,588	4,584	SH		OTR		0	0	4,584
COMCAST CORP NEW	CL A	20030N101	157,890	4,515	SH		OTR		0	0	4,515
CONAGRA BRANDS INC	COM	205887102	201,627	5,210	SH		OTR		0	0	5,210
COSTCO WHSL CORP NEW	COM	22160K105	65,736	144	SH		OTR		0	0	144
DANAHER CORPORATION	COM	235851102	433,696	1,634	SH		OTR		0	0	1,634
DIAMONDBACK ENERGY INC	COM	25278X109	531,664	3,887	SH		OTR		0	0	3,887
DIREXION SHS ETF TR	DLY S&P500 BR 1X	25460E869	1,697,112	102,793	SH		OTR		0	0	102,793
DISNEY WALT CO	COM	254687106	307,555	3,540	SH		OTR		0	0	3,540
DOMINION ENERGY INC	COM	25746U109	331,741	5,410	SH		OTR		0	0	5,410
DUN & BRADSTREET HLDGS INC	COM	26484T106	150,602	12,284	SH		OTR		0	0	12,284
EMERSON ELEC CO	COM	291011104	283,281	2,949	SH		OTR		0	0	2,949
ENTERPRISE PRODS PARTNERS L	COM	293792107	496,703	20,593	SH		OTR		0	0	20,593
EXXON MOBIL CORP	COM	30231G102	1,078,734	9,780	SH		OTR		0	0	9,780
META PLATFORMS INC	CL A	30303M102	378,349	3,144	SH		OTR		0	0	3,144
FIDELITY NATL INFORMATION SV	COM	31620M106	190,659	2,810	SH		OTR		0	0	2,810
FIRST TR EXCH TRADED FD III	INSTL PFD SECS	33739P855	1,302,463	73,131	SH		OTR		0	0	73,131
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	2,598,077	43,709	SH		OTR		0	0	43,709
FLOWERS FOODS INC	COM	343498101	189,512	6,594	SH		OTR		0	0	6,594
GENTEX CORP	COM	371901109	155,712	5,710	SH		OTR		0	0	5,710
GLOBAL PMTS INC	COM	37940X102	315,937	3,181	SH		OTR		0	0	3,181
GLOBAL X FDS	GLOBAL X COPPER	37954Y830	84,607	2,388	SH		OTR		0	0	2,388
GRAPHIC PACKAGING HLDG CO	COM	388689101	191,350	8,600	SH		OTR		0	0	8,600
HARTFORD FINL SVCS GROUP INC	COM	416515104	291,339	3,842	SH		OTR		0	0	3,842
HEALTHPEAK PROPERTIES INC	COM	42250P103	209,184	8,344	SH		OTR		0	0	8,344
HOME DEPOT INC	COM	437076102	2,527	8	SH		OTR		0	0	8
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	484,020	4,718	SH		OTR		0	0	4,718
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	259,335	1,836	SH		OTR		0	0	1,836
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	98,179	6,818	SH		OTR		0	0	6,818
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	1,439,457	77,100	SH		OTR		0	0	77,100
INVESCO DB MULTI-SECTOR COMM	SILVER FD	46140H205	92,122	2,831	SH		OTR		0	0	2,831
ISHARES TR	CORE US AGGBD ET	464287226	3,492	36	SH		OTR		0	0	36
ISHARES INC	MSCI GBL ETF NEW	46434G848	87,002	2,122	SH		OTR		0	0	2,122
ISHARES TR	CORE INTL AGGR	46435G672	180,310	3,792	SH		OTR		0	0	3,792
JPMORGAN CHASE & CO	COM	46625H100	9,789	73	SH		OTR		0	0	73
LOWES COS INC	COM	548661107	9,962	50	SH		OTR		0	0	50
MSC INDL DIRECT INC	CL A	553530106	260,623	3,190	SH		OTR		0	0	3,190
MASTERCARD INCORPORATED	CL A	57636Q104	3,477	10	SH		OTR		0	0	10
MCDONALDS CORP	COM	580135101	11,068	42	SH		OTR		0	0	42
MERCK & CO INC	COM	58933Y105	4,549	41	SH		OTR		0	0	41
MICROSOFT CORP	COM	594918104	694,007	2,894	SH		OTR		0	0	2,894
MOSAIC CO NEW	COM	61945C103	614,180	14,000	SH		OTR		0	0	14,000
GEN DIGITAL INC	COM	668771108	155,732	7,267	SH		OTR		0	0	7,267
NVIDIA CORPORATION	COM	67066G104	3,361	23	SH		OTR		0	0	23
PEPSICO INC	COM	713448108	180,660	1,000	SH		OTR		0	0	1,000
PFIZER INC	COM	717081103	54,161	1,057	SH		OTR		0	0	1,057
PHILIP MORRIS INTL INC	COM	718172109	249,584	2,466	SH		OTR		0	0	2,466
PIONEER NAT RES CO	COM	723787107	201,897	884	SH		OTR		0	0	884
PROCTER AND GAMBLE CO	COM	742718109	29,100	192	SH		OTR		0	0	192
QUALCOMM INC	COM	747525103	285,074	2,593	SH		OTR		0	0	2,593
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	541,335	5,364	SH		OTR		0	0	5,364
REALTY INCOME CORP	COM	756109104	170,627	2,690	SH		OTR		0	0	2,690
SPDR S&P 500 ETF TR	TR UNIT	78462F103	17,261	45	SH		OTR		0	0	45
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	1,925	80	SH		OTR		0	0	80
SPDR SER TR	BLOOMBERG INTL	78464A151	1,451,225	52,353	SH		OTR		0	0	52,353
SPDR SER TR	BLOOMBERG SHORT	78464A334	1,329,241	49,122	SH		OTR		0	0	49,122
SPDR SER TR	S&P METALS MNG	78464A755	86,022	1,727	SH		OTR		0	0	1,727
SS&C TECHNOLOGIES HLDGS INC	COM	78467J100	299,970	5,762	SH		OTR		0	0	5,762
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	5,542,533	60,594	SH		OTR		0	0	60,594
SALESFORCE INC	COM	79466L302	2,519	19	SH		OTR		0	0	19
SANOFI	SPONSORED ADR	80105N105	223,408	4,613	SH		OTR		0	0	4,613
SCHWAB STRATEGIC TR	SCHWB FDT INT SC	808524748	825,670	26,413	SH		OTR		0	0	26,413
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	113,001	1,517	SH		OTR		0	0	1,517
TECK RESOURCES LTD	CL B	878742204	69,286	1,832	SH		OTR		0	0	1,832
TESLA INC	COM	88160R101	43,852	356	SH		OTR		0	0	356
THERMO FISHER SCIENTIFIC INC	COM	883556102	444,958	808	SH		OTR		0	0	808
TRACTOR SUPPLY CO	COM	892356106	339,480	1,509	SH		OTR		0	0	1,509
TYSON FOODS INC	CL A	902494103	185,630	2,982	SH		OTR		0	0	2,982
U S SILICA HLDGS INC	COM	90346E103	60,263	4,821	SH		OTR		0	0	4,821
UNITEDHEALTH GROUP INC	COM	91324P102	89,070	168	SH		OTR		0	0	168
VALE S A	SPONSORED ADS	91912E105	70,986	4,183	SH		OTR		0	0	4,183
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	628,388	10,868	SH		OTR		0	0	10,868
VANGUARD INDEX FDS	VALUE ETF	922908744	129,702	924	SH		OTR		0	0	924
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	134,789	705	SH		OTR		0	0	705
VERIZON COMMUNICATIONS INC	COM	92343V104	275,170	6,984	SH		OTR		0	0	6,984
VISA INC	COM CL A	92826C839	302,083	1,454	SH		OTR		0	0	1,454
WALMART INC	COM	931142103	162,350	1,145	SH		OTR		0	0	1,145
WALGREENS BOOTS ALLIANCE INC	COM	931427108	153,027	4,096	SH		OTR		0	0	4,096
WASTE MGMT INC DEL	COM	94106L109	413,693	2,637	SH		OTR		0	0	2,637
WILLIAMS COS INC	COM	969457100	158,315	4,812	SH		OTR		0	0	4,812
YAMANA GOLD INC	COM	98462Y100	69,603	12,541	SH		OTR		0	0	12,541