Synergy Financial Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	229,900	2,103	SH		SOLE		0	0	2,103
ABBOTT LABS	COM	002824100	3,374,967	30,662	SH		SOLE		0	0	30,662
ADVANCED MICRO DEVICES INC	COM	007903107	3,641,027	24,700	SH		SOLE		0	0	24,700
AIR PRODS & CHEMS INC	COM	009158106	1,054,404	3,851	SH		SOLE		0	0	3,851
ALPHABET INC	CAP STK CL A	02079K305	16,468,194	117,891	SH		SOLE		0	0	117,891
ALTRIA GROUP INC	COM	02209S103	4,621,157	114,555	SH		SOLE		0	0	114,555
AMAZON COM INC	COM	023135106	18,388,083	121,022	SH		SOLE		0	0	121,022
AMERICAN CENTY ETF TR	QUALITY DIVRSFED	025072406	297,188	6,398	SH		SOLE		0	0	6,398
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,168,414	35,283	SH		SOLE		0	0	35,283
APPLE INC	COM	037833100	16,068,648	83,460	SH		SOLE		0	0	83,460
AUTOMATIC DATA PROCESSING IN	COM	053015103	626,224	2,688	SH		SOLE		0	0	2,688
BANK AMERICA CORP	COM	060505104	1,835,119	54,503	SH		SOLE		0	0	54,503
BELPOINTE PREP LLC	UNIT RP LTD LB A	080694102	403,632	5,225	SH		SOLE		0	0	5,225
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	242,886	681	SH		SOLE		0	0	681
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,177,800	34,144	SH		SOLE		0	0	34,144
BLACKROCK ETF TRUST	US EQT FACTOR	09290C103	271,015	6,843	SH		SOLE		0	0	6,843
BOEING CO	COM	097023105	396,142	1,520	SH		SOLE		0	0	1,520
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,783,437	54,247	SH		SOLE		0	0	54,247
CHESAPEAKE UTILS CORP	COM	165303108	14,226,777	134,685	SH		SOLE		0	0	134,685
CHEVRON CORP NEW	COM	166764100	1,495,329	10,025	SH		SOLE		0	0	10,025
COCA COLA CO	COM	191216100	17,862,953	303,122	SH		SOLE		0	0	303,122
COMCAST CORP NEW	CL A	20030N101	1,024,950	23,374	SH		SOLE		0	0	23,374
CONSTELLATION BRANDS INC	CL A	21036P108	1,055,964	4,368	SH		SOLE		0	0	4,368
COSTCO WHSL CORP NEW	COM	22160K105	2,193,646	3,323	SH		SOLE		0	0	3,323
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	239,979	8,210	SH		SOLE		0	0	8,210
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	302,380	10,569	SH		SOLE		0	0	10,569
ELDORADO GOLD CORP NEW	COM	284902509	190,724	14,705	SH		SOLE		0	0	14,705
ENBRIDGE INC	COM	29250N105	3,487,781	96,829	SH		SOLE		0	0	96,829
EOG RES INC	COM	26875P101	4,292,274	35,488	SH		SOLE		0	0	35,488
ETFIS SER TR I	VIRTUS INFRCAP	26923G822	9,730,884	469,864	SH		SOLE		0	0	469,864
EVEREST GROUP LTD	COM	G3223R108	9,913,677	28,038	SH		SOLE		0	0	28,038
EVERSOURCE ENERGY	COM	30040W108	3,093,037	50,114	SH		SOLE		0	0	50,114
EXXON MOBIL CORP	COM	30231G102	19,536,014	195,399	SH		SOLE		0	0	195,399
F5 INC	COM	315616102	241,266	1,348	SH		SOLE		0	0	1,348
FIRST TR EXCH TRADED FD III	EME MRK BD ETF	33739P202	504,998	17,336	SH		SOLE		0	0	17,336
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	33737A108	203,976	1,948	SH		SOLE		0	0	1,948
FIRST TR EXCHANGE-TRADED FD	NASDQ SEMCNDTR	33738R811	3,105,152	38,086	SH		SOLE		0	0	38,086
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	3,151,390	16,893	SH		SOLE		0	0	16,893
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	9,948,087	166,746	SH		SOLE		0	0	166,746
FIRST TR EXCHNG TRADED FD VI	FT US EQ MOD BUF	33740U653	16,104,362	510,276	SH		SOLE		0	0	510,276
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	3,267,076	18,619	SH		SOLE		0	0	18,619
FISERV INC	COM	337738108	1,088,624	8,195	SH		SOLE		0	0	8,195
FLEXSHARES TR	STOX GBL ESG SLT	33939L688	207,549	1,388	SH		SOLE		0	0	1,388
FLEXSHARES TR	STOX US ESG SLCT	33939L696	209,545	1,806	SH		SOLE		0	0	1,806
FORTIVE CORP	COM	34959J108	12,104,478	164,396	SH		SOLE		0	0	164,396
FREEPORT-MCMORAN INC	CL B	35671D857	205,997	4,839	SH		SOLE		0	0	4,839
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,206,893	15,609	SH		SOLE		0	0	15,609
GENERAL DYNAMICS CORP	COM	369550108	1,118,140	4,306	SH		SOLE		0	0	4,306
GENERAL ELECTRIC CO	COM NEW	369604301	263,270	2,063	SH		SOLE		0	0	2,063
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	244,751	2,609	SH		SOLE		0	0	2,609
GRAPHIC PACKAGING HLDG CO	COM	388689101	1,143,556	46,392	SH		SOLE		0	0	46,392
HARBOR ETF TRUST	SCIENTIFIC HIGH	41151J109	315,924	6,983	SH		SOLE		0	0	6,983
INTEL CORP	COM	458140100	253,763	5,050	SH		SOLE		0	0	5,050
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	12,786,190	99,558	SH		SOLE		0	0	99,558
INVESCO ACTVELY MNGD ETC FD	OPTIMUM YIELD	46090F100	133,067	10,005	SH		SOLE		0	0	10,005
INVESCO EXCH TRADED FD TR II	S&P SMLCAP QTY	46138G300	350,944	8,800	SH		SOLE		0	0	8,800
INVESCO EXCH TRADED FD TR II	KBW REGL BKG	46138E578	3,047,689	55,747	SH		SOLE		0	0	55,747
INVESCO EXCH TRADED FD TR II	S&P 500 HB ETF	46138E370	3,152,212	38,255	SH		SOLE		0	0	38,255
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	9,625,808	466,819	SH		SOLE		0	0	466,819
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	677,755	17,968	SH		SOLE		0	0	17,968
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1500	46137V597	3,131,165	83,520	SH		SOLE		0	0	83,520
INVESCO EXCHANGE TRADED FD T	S&P MDCP400 VL	46137V191	4,164,236	35,766	SH		SOLE		0	0	35,766
INVESCO QQQ TR	UNIT SER 1	46090E103	309,598	756	SH		SOLE		0	0	756
ISHARES TR	ESG AW MSCI EAFE	46435G516	207,811	2,751	SH		SOLE		0	0	2,751
ISHARES TR	S&P 500 VAL ETF	464287408	211,324	1,215	SH		SOLE		0	0	1,215
ISHARES TR	MSCI USA QLT FCT	46432F339	238,073	1,618	SH		SOLE		0	0	1,618
ISHARES TR	CONV BD ETF	46435G102	311,767	3,967	SH		SOLE		0	0	3,967
ISHARES TR	CORE INTL AGGR	46435G672	815,745	16,380	SH		SOLE		0	0	16,380
ISHARES TR	CORE US AGGBD ET	464287226	1,567,315	15,792	SH		SOLE		0	0	15,792
ISHARES TR	US HOME CONS ETF	464288752	3,225,350	31,705	SH		SOLE		0	0	31,705
ISHARES TR	US SML CP VALUE	46436E536	4,259,009	138,275	SH		SOLE		0	0	138,275
ISHARES TR	0-3 MNTH TREASRY	46436E718	26,716,418	266,445	SH		SOLE		0	0	266,445
JOHN HANCOCK EXCHANGE TRADED	MULTIFACTOR MI	47804J206	329,441	6,256	SH		SOLE		0	0	6,256
JOHNSON & JOHNSON	COM	478160104	12,223,683	77,987	SH		SOLE		0	0	77,987
JOHNSON CTLS INTL PLC	SHS	G51502105	5,544,853	96,198	SH		SOLE		0	0	96,198
JPMORGAN CHASE & CO	COM	46625H100	5,143,560	30,238	SH		SOLE		0	0	30,238
JUNIPER NETWORKS INC	COM	48203R104	2,848,240	96,616	SH		SOLE		0	0	96,616
KRAFT HEINZ CO	COM	500754106	3,545,638	95,880	SH		SOLE		0	0	95,880
LINDE PLC	SHS	G54950103	2,170,603	5,285	SH		SOLE		0	0	5,285
LIVE NATION ENTERTAINMENT IN	COM	538034109	1,151,093	12,298	SH		SOLE		0	0	12,298
LOCKHEED MARTIN CORP	COM	539830109	5,466,551	12,061	SH		SOLE		0	0	12,061
MARVELL TECHNOLOGY INC	COM	573874104	12,000,786	198,985	SH		SOLE		0	0	198,985
MASTERCARD INCORPORATED	CL A	57636Q104	2,006,315	4,704	SH		SOLE		0	0	4,704
MATTERPORT INC	COM CL A	577096100	134,500	50,000	SH		SOLE		0	0	50,000
MCDONALDS CORP	COM	580135101	3,092,303	10,429	SH		SOLE		0	0	10,429
MEDTRONIC PLC	SHS	G5960L103	3,285,974	39,888	SH		SOLE		0	0	39,888
MERCK & CO INC	COM	58933Y105	2,093,933	19,207	SH		SOLE		0	0	19,207
META PLATFORMS INC	CL A	30303M102	18,014,087	50,893	SH		SOLE		0	0	50,893
MICROSOFT CORP	COM	594918104	30,869,017	82,090	SH		SOLE		0	0	82,090
MONDELEZ INTL INC	CL A	609207105	3,187,935	44,014	SH		SOLE		0	0	44,014
NEXTERA ENERGY INC	COM	65339F101	11,966,145	197,006	SH		SOLE		0	0	197,006
NORTHERN LTS FD TR IV	INSPIRE FAITH MD	66538H369	275,308	10,344	SH		SOLE		0	0	10,344
NOVARTIS AG	SPONSORED ADR	66987V109	3,112,805	30,829	SH		SOLE		0	0	30,829
NVIDIA CORPORATION	COM	67066G104	13,504,155	27,269	SH		SOLE		0	0	27,269
ON SEMICONDUCTOR CORP	COM	682189105	12,917,831	154,649	SH		SOLE		0	0	154,649
ONEOK INC NEW	COM	682680103	3,643,137	51,882	SH		SOLE		0	0	51,882
PEPSICO INC	COM	713448108	304,184	1,791	SH		SOLE		0	0	1,791
PFIZER INC	COM	717081103	4,480,920	155,642	SH		SOLE		0	0	155,642
PHILIP MORRIS INTL INC	COM	718172109	3,111,697	33,075	SH		SOLE		0	0	33,075
PROCTER AND GAMBLE CO	COM	742718109	457,791	3,124	SH		SOLE		0	0	3,124
PROGRESSIVE CORP	COM	743315103	252,937	1,588	SH		SOLE		0	0	1,588
PUBLIC STORAGE	COM	74460D109	4,853,465	15,913	SH		SOLE		0	0	15,913
RBB FD INC	US TRSRY 6 MNTH	74933W460	2,105,986	42,145	SH		SOLE		0	0	42,145
RENAISSANCE CAP GREENWICH FD	IPO ETF	759937204	4,151,268	110,084	SH		SOLE		0	0	110,084
RESMED INC	COM	761152107	11,935,264	69,383	SH		SOLE		0	0	69,383
SALESFORCE INC	COM	79466L302	1,936,185	7,358	SH		SOLE		0	0	7,358
SANOFI	SPONSORED ADR	80105N105	3,019,057	60,709	SH		SOLE		0	0	60,709
SCHLUMBERGER LTD	COM STK	806857108	1,039,447	19,974	SH		SOLE		0	0	19,974
SCHWAB STRATEGIC TR	SCHWB FDT EMK LG	808524730	323,227	11,910	SH		SOLE		0	0	11,910
SHOCKWAVE MED INC	COM	82489T104	1,157,843	6,076	SH		SOLE		0	0	6,076
SPDR GOLD TR	GOLD SHS	78463V107	284,270	1,487	SH		SOLE		0	0	1,487
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,770,023	3,724	SH		SOLE		0	0	3,724
SPDR SER TR	PRTFLO S&P500 VL	78464A508	270,268	5,796	SH		SOLE		0	0	5,796
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	5,454,281	59,681	SH		SOLE		0	0	59,681
SPDR SER TR	BLOOMBERG INTL	78464A151	9,984,619	333,599	SH		SOLE		0	0	333,599
SPROTT PHYSICAL SILVER TR	TR UNIT	85207K107	88,412	10,942	SH		SOLE		0	0	10,942
SSGA ACTIVE TR	SPDR DBLELN SHRT	78470P200	910,008	19,428	SH		SOLE		0	0	19,428
STARBUCKS CORP	COM	855244109	255,987	2,666	SH		SOLE		0	0	2,666
TECK RESOURCES LTD	CL B	878742204	321,083	7,596	SH		SOLE		0	0	7,596
TESLA INC	COM	88160R101	2,873,920	11,566	SH		SOLE		0	0	11,566
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,652,353	3,113	SH		SOLE		0	0	3,113
UNION PAC CORP	COM	907818108	1,772,821	7,218	SH		SOLE		0	0	7,218
UNITEDHEALTH GROUP INC	COM	91324P102	1,741,037	3,307	SH		SOLE		0	0	3,307
URANIUM ENERGY CORP	COM	916896103	179,629	28,067	SH		SOLE		0	0	28,067
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	10,070,612	349,917	SH		SOLE		0	0	349,917
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	578,655	7,576	SH		SOLE		0	0	7,576
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	250,967	2,840	SH		SOLE		0	0	2,840
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	523,931	3,613	SH		SOLE		0	0	3,613
VANGUARD INDEX FDS	GROWTH ETF	922908736	801,192	2,577	SH		SOLE		0	0	2,577
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,519,952	14,838	SH		SOLE		0	0	14,838
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	573,647	10,218	SH		SOLE		0	0	10,218
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	905,340	15,521	SH		SOLE		0	0	15,521
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	655,217	3,845	SH		SOLE		0	0	3,845
VANGUARD WELLINGTON FD	US QUALITY	921935706	398,760	3,153	SH		SOLE		0	0	3,153
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	207,356	3,751	SH		SOLE		0	0	3,751
VERIZON COMMUNICATIONS INC	COM	92343V104	3,499,788	92,833	SH		SOLE		0	0	92,833
VISA INC	COM CL A	92826C839	1,790,573	6,878	SH		SOLE		0	0	6,878
WALMART INC	COM	931142103	323,413	2,051	SH		SOLE		0	0	2,051
WEC ENERGY GROUP INC	COM	92939U106	3,356,195	39,874	SH		SOLE		0	0	39,874
WYNN RESORTS LTD	COM	983134107	1,150,264	12,625	SH		SOLE		0	0	12,625