Generations Bancorp NY (GBNY) 10-Q 6 May 22 2022 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2022	May 05, 2022
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Document Period End Date	Mar. 31, 2022
Entity File Number	001-39883
Entity Registrant Name	Generations Bancorp NY, Inc.
Entity Address, State or Province	MD
Entity Tax Identificatoin Number	85-3659943
Entity Address, Address Line One	20 East Bayard Street
Entity Address, City or Town	Seneca Falls
Entity Incorporation, State or Country Code	NY
Entity Address, Postal Zip Code	13148
City Area Code	315
Local Phone Number	568-5855
Title of 12(b) Security	Common Stock
Trading Symbol	GBNY
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		2,458,261
Entity Central Index Key	0001823365
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q1
Amendment Flag	false

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS:
Cash and due from banks	$ 3,432	$ 4,051
Interest earning deposits	20,235	16,946
Total cash and cash equivalents	23,667	20,997
Interest earning time deposits in banks	650	650
Investment securities available-for-sale, at fair value	36,078	36,975
Investment securities held-to-maturity (fair value 2022-$1,075, 2021-$1,150)	1,064	1,128
Equity investment securities, at fair value	338	350
Federal Home Loan Bank stock, at cost	1,335	1,450
Loans	276,459	279,961
Less: Allowance for loan losses	(1,974)	(1,841)
Loans receivable, net	274,485	278,120
Premises and equipment, net	15,182	15,345
Bank-owned life insurance	7,917	7,890
Pension plan asset	11,688	11,107
Foreclosed real estate & repossessed assets		27
Goodwill	792	792
Intangible assets, net	767	783
Accrued interest receivable	1,274	1,249
Other assets	2,234	2,086
Total assets	377,471	378,949
Deposits:
Noninterest-bearing	57,626	57,540
Interest-bearing	257,285	254,509
Total deposits	314,911	312,049
Long-term borrowings	15,978	17,760
Advances from borrowers for taxes and insurance	1,748	2,443
Deferred tax liability	711	1,118
Other liabilities	2,008	2,100
Total liabilities	335,356	335,470
Shareholders' equity:
Preferred stock, par value $0.01; 1,000,000 shares authorized; none issued
Common stock, par value $0.01; 14,000,000 shares authorized in 2022 and 2021; 2,458,261 shares issued in 2022 and 2021; and 2,458,261 shares outstanding in 2022 and 2021	26	26
Additional paid in capital	24,496	24,494
Retained earnings	22,065	21,669
Accumulated other comprehensive loss	(2,740)	(966)
Stock held in rabbi trust	(654)	(654)
Unearned ESOP shares, at cost	(1,078)	(1,090)
Total shareholders' equity	42,115	43,479
Total liabilities and shareholders' equity	$ 377,471	$ 378,949

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Condensed Consolidated Statements of Financial Condition
Investment securities held-to-maturity, fair value	$ 1,075	$ 1,150
Preferred Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Preferred Stock, Shares Authorized	1,000,000	1,000,000
Preferred Stock, Shares Issued	0	0
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Common Stock, Shares Authorized	14,000,000	14,000,000
Common Stock, Shares, Issued	2,458,261	2,458,261
Common Stock, Shares, Outstanding	2,458,261	2,458,261

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest and dividend income:
Loans, including fees	$ 2,950	$ 3,109
Debt and equity securities:
Taxable	162	84
Tax-exempt	112	101
Interest-earning deposits	16	4
Other	9	23
Total interest income	3,249	3,321
Interest expense:
Deposits	277	347
Long-term borrowings	77	122
Subordinated debt		9
Total interest expense	354	478
Net interest income	2,895	2,843
Provision for loan losses	150	135
Net interest income after provision for loan losses	2,745	2,708
Noninterest income:
Banking fees and service charges	375	374
Mortgage banking income, net	9	13
Insurance commissions	197	174
Earnings on bank-owned life insurance	27	32
Change in fair value on equity securities	(12)	(15)
Other charges, commissions & fees	20	34
Total noninterest income	616	612
Noninterest expense:
Compensation and benefits	1,235	1,259
Occupancy and equipment	485	520
Service charges	506	503
Regulatory assessments	63	95
Professional and other services	190	139
Advertising	108	108
Other expenses	303	264
Total noninterest expenses	2,890	2,888
Income before income tax expense	471	432
Income tax expense	75	79
Net income	396	353
Net income available to common shareholders	$ 396	$ 353
Basic earnings per common share (in dollar per share)	$ 0.17	$ 0.15
Diluted earnings per common share	$ 0.17	$ 0.15

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Condensed Consolidated Statements of Comprehensive Income
Net income	$ 396	$ 353
Unrealized losses on securities available-for-sale:
Unrealized holding losses arising during the period	(2,245)	(16)
Net unrealized losses on securities available-for-sale	(2,245)	(16)
Defined benefit pension plan:
Reclassification of amortization of net losses recognized in net pension expense		28
Net change in defined benefit pension plan asset		28
Other comprehensive income (loss), before tax	(2,245)	12
Tax effect	471	(2)
Other comprehensive income (loss), net of tax	(1,774)	10
Total comprehensive income (loss)	$ (1,378)	$ 363

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Common Stock	Additional Paid in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock	Stock Held by Rabbi Trust	Unearned ESOP Share	Total
Balance at Dec. 31, 2020	$ 26	$ 11,954	$ 20,256	$ (1,415)	$ (614)	$ (31)	$ (290)	$ 29,886
Increase (decrease) in stockholders' equity
Net income			353					353
Proceeds from issuance of 1,477,575 shares of commons stock (which included 109,450 shares related to the ESOP), net of the offering cost of $1.65 million		13,128				(1,104)		12,024
Treasury Stock retired		(614)			$ 614
Other comprehensive income (loss)				10				10
Purchase of common stock for SERPs							(337)	(337)
ESOP shares committed to be released						11		11
Balance at Mar. 31, 2021	26	24,468	20,609	(1,405)		(1,124)	(627)	41,947
Balance at Dec. 31, 2021	26	24,494	21,669	(966)		(1,090)	(654)	43,479
Increase (decrease) in stockholders' equity
Net income			396					396
Other comprehensive income (loss)				(1,774)				(1,774)
ESOP shares committed to be released		2				12		14
Balance at Mar. 31, 2022	$ 26	$ 24,496	$ 22,065	$ (2,740)		$ (1,078)	$ (654)	$ 42,115

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)shares
Number of common stocks sold	1,477,575
Offering cost | $	$ 1,650
Seneca-Cayuga Bancorp, Inc. (the "Holding Company")
Number of common stocks sold	109,450

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
OPERATING ACTIVITIES
Net income	$ 396	$ 353
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	150	135
Deferred income tax expense (benefit)	(407)	79
Realized gains on equity securities	12	15
Depreciation	235	259
Amortization of intangible asset	16	16
Amortization of fair value adjustment to purchased loan portfolio	(17)	(17)
ESOP expense	14	11
Amortization of deferred loan costs	27	26
Earnings on bank-owned life insurance	(27)	(32)
Change in pension plan assets	(581)	(580)
Net amortization of premiums and discounts on investment securities	75	21
Net change in accrued interest receivable	(25)	(120)
Net change in other assets and liabilities	(464)	(192)
Net cash provided by operating activities	(596)	(26)
INVESTING ACTIVITIES
Purchase of investment securities available-for-sale	(2,258)	(15,734)
Net proceeds from the redemption of Federal Home Loan Bank stock	115	124
Proceeds from maturities and principal reductions of:
Available-for-sale investment securities	837	851
Held-to-maturity investment securities	62	88
Proceeds from sale of:
Real estate and repossessed assets acquired	27	10
Net change in loans	3,475	3,119
Purchase of premises and equipment	(72)	(156)
Net cash used in investing activities	2,186	(11,698)
FINANCING ACTIVITIES
Net change in demand deposits, savings accounts, and money market accounts	2,156	1,809
Net change in time deposits	706	(411)
Payments on long-term borrowings	(1,782)	(2,321)
Proceeds (Repayment) from subordinated debt offering		(1,235)
Net proceeds from stock offering and conversion		13,128
Purchase of common stock for ESOP		(1,104)
Net cash provided by financing activities	1,080	9,866
Net change in cash and cash equivalents	2,670	(1,858)
Cash and cash equivalents at beginning of period	20,997	26,830
Cash and cash equivalents at end of period	23,667	24,972
Supplemental Cash Flows Information
Interest	$ 348	550
Transfer of loans to foreclosed real estate and repossessed assets		$ 10

Nature of Operations

Nature of Operations	3 Months Ended
	Mar. 31, 2022
Nature of Operations
Nature of Operations	1. Nature of Operations Generations Bancorp NY, Inc. (“Generations Bancorp”) is a Maryland corporation that was organized in August 2020 as part of the Seneca-Cayuga Bancorp, Inc. (“Seneca-Cayuga”) conversion from the mutual holding company structure to a fully public stock holding company structure. Prior to the conversion, Generations Bank was the wholly-owned subsidiary of Seneca-Cayuga, and The Seneca Falls Savings Bank, MHC (“MHC”), which owned 60.1% of Seneca-Cayuga’s common stock. On January 13, 2021, Generations Bancorp sold 1,477,575 of its common stock in a stock offering, (which included 109,450 shares issued to the ESOP) representing the ownership interest of the MHC for gross proceeds of $14.8 million and net proceeds of $13.2 million. The exchange ratio of previously held shares by public shareholders (i.e., shareholders other than the MHC) of Seneca-Cayuga was 0.9980 as applied in the conversion offering. References herein to the “Company” include Generations Bancorp subsequent to the completion of the conversion and Seneca-Cayuga prior to the completion of the conversion. Generations Bank (the “Bank”) is a federally chartered savings bank headquartered in Seneca Falls, New York. We were organized in 1870 and have operated continuously since that time in the northern Finger Lakes Region of New York State which is located in the central to northwestern portion of New York State. Generations Commercial Bank (the “Commercial Bank”) is a New York State chartered limited-purpose commercial bank formed expressly to enable local municipalities to deposit public funds with the Bank in accordance with existing NYS municipal law and is a wholly owned subsidiary of the Bank. The Bank maintains its executive offices and main retail location in Seneca Falls, New York, in addition to seven full-service offices and one drive-through facility located Auburn, Farmington, Geneva, Medina, Phelps, Union Springs, and Waterloo, New York. The Bank is a community-oriented savings institution whose business primarily consists of accepting deposits from customers within its market area and investing those funds in loans secured by one- to four-family residential real estate, commercial real estate, business or personal assets, and in investment securities. In addition, Generations Agency, Inc. (the “Agency”) offers personal and commercial insurance products through licensed employees in the same market area. The Agency is the Bank’s wholly-owned subsidiary. Interim Financial Statements ​ The interim condensed consolidated financial statements as of March 31, 2022, and for the three months ended March 31, 2022 and 2021, are unaudited and reflect all normal recurring adjustments that are, in the opinion of management, necessary for a fair presentation of the results for the interim periods presented. Such adjustments are the only adjustments contained in these unaudited consolidated financial statements. These unaudited condensed consolidated financial statements have been prepared according to the rules and regulations of the Securities and Exchange Commission, and therefore certain information and footnote disclosures normally included in the financial statements prepared in accordance with generally accepted accounting principles in the United States of America (“GAAP”) have been omitted. The results of operations for the three months ended March 31, 2022 are not necessarily indicative of the results to be achieved for the remainder of the year ending December 31, 2022, or any other period. Certain prior period data presented in the consolidated financial statements has been reclassified to conform to current year presentation. The accompanying condensed consolidated financial statements should be read in conjunction with the financial statements and notes thereto of the Company for the year ended December 31, 2021 included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. Reference is made to the accounting policies of the Company described in the Notes to Financial Statements contained in the Annual Report on Form 10-K for the year ended December 31, 2021.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss	3 Months Ended
	Mar. 31, 2022
Accumulated Other Comprehensive Loss
Accumulated Other Comprehensive Loss	2. Accumulated Other Comprehensive Loss ​ The balances and changes in the components of accumulated other comprehensive loss, net of tax, are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Unrealized ​ ​ ​ Accumulated ​ ​ (Losses) Gains ​ Defined ​ Other ​ ​ on Securities ​ Benefit ​ Comprehensive (In thousands) Available-for-Sale Pension Plan Loss ​ ​ ​ Balance, January 1, 2022 ​ $ 215 ​ $ (1,181) ​ $ (966) Other comprehensive loss before reclassifications ​ (1,774) ​ — ​ (1,774) Net current-period other comprehensive loss ​ (1,774) ​ — ​ (1,774) Balance, March 31, 2022 ​ $ (1,559) ​ $ (1,181) ​ $ (2,740) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, January 1, 2021 ​ $ 723 ​ $ (2,138) ​ $ (1,415) Other comprehensive loss before reclassifications ​ (13) ​ — ​ (13) Amounts reclassified from AOCI to the income statement ​ — ​ 23 ​ 23 Net current-period other comprehensive income (loss) ​ (13) ​ 23 ​ 10 Balance, March 31, 2021 ​ $ 710 ​ $ (2,115) ​ $ (1,405) ​ ​ The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended March 31, ​ Affected Line Item in the (In thousands) 2022 2021 Statement of Income ​ ​ ​ ​ ​ Defined benefit pension plan: ​ ​ Retirement plan net losses recognized in net periodic pension cost ​ $ — ​ $ 28 Compensation and benefits Tax effect ​ — ​ (5) Income tax benefit ​ ​ $ — ​ $ 23 Net income ​

Earnings Per Common Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2022
Earnings Per Common Share
Earnings Per Common Share	3. Earnings Per Common Share Basic earnings per common share is calculated by dividing net income by the weighted-average number of common shares outstanding during the period. The weighted-average number of common shares outstanding was 2,351,000 and 2,360,000, for the three months ended March 31, 2022 2021

Securities

Securities	3 Months Ended
	Mar. 31, 2022
Securities
Securities	4. Securities Investments in securities available-for-sale, held-to-maturity, and equity are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Fair (in thousands) Cost Gains Losses Value Securities available-for-sale: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Residential mortgage-backed - US agency and Government Sponsored Enterprise ("GSE") ​ $ 30 ​ $ 1 ​ $ (1) ​ $ 30 Corporate bonds ​ ​ 20,780 ​ ​ 51 ​ ​ (1,742) ​ ​ 19,089 State and political subdivisions ​ 17,241 ​ 629 ​ (911) ​ 16,959 Total securities available-for-sale ​ $ 38,051 ​ $ 681 ​ $ (2,654) ​ $ 36,078 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities held-to-maturity: ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ 1,064 ​ $ 15 ​ $ (4) ​ $ 1,075 Total securities held-to-maturity ​ $ 1,064 ​ $ 15 ​ $ (4) ​ $ 1,075 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Equity securities: ​ ​ ​ ​ Large cap equity mutual fund ​ $ 44 ​ ​ ​ $ 44 Other mutual funds ​ 294 ​ ​ ​ 294 Total of equity securities ​ $ 338 ​ ​ ​ $ 338 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ Amortized Unrealized Unrealized Fair (in thousands) Cost Gains Losses Value Securities available-for-sale: ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ 33 ​ $ 1 ​ $ (1) ​ $ 33 Corporate bonds ​ ​ 18,589 ​ ​ 266 ​ ​ (812) ​ ​ 18,043 State and political subdivisions ​ 18,081 ​ 887 ​ (69) ​ 18,899 Total securities available-for-sale ​ $ 36,703 ​ $ 1,154 ​ $ (882) ​ $ 36,975 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities held-to-maturity: ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ 1,128 ​ $ 25 ​ $ (3) ​ $ 1,150 Total securities held-to-maturity ​ $ 1,128 ​ $ 25 ​ $ (3) ​ $ 1,150 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Equity securities: ​ ​ ​ ​ Large cap equity mutual fund ​ $ 45 ​ ​ ​ $ 45 Other mutual funds ​ 305 ​ ​ ​ 305 Total of equity securities ​ $ 350 ​ ​ ​ $ 350 ​ Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ 12 Months or Less ​ More than 12 Months ​ Total ​ ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ Fair Unrealized Fair Unrealized Fair Unrealized (in thousands) Value Losses Value Losses Value Losses Securities available-for-sale: ​ ​ ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ — ​ $ — ​ $ 22 ​ $ (1) ​ $ 22 ​ $ (1) Corporate bonds ​ ​ 15,602 ​ ​ (1,742) ​ ​ — ​ ​ — ​ ​ 15,602 ​ ​ (1,742) State and political subdivisions ​ 6,731 ​ (857) ​ 447 ​ (54) ​ 7,178 ​ (911) Total securities available-for-sale ​ $ 22,333 ​ $ (2,599) ​ $ 469 ​ $ (55) ​ $ 22,802 ​ $ (2,654) Securities held-to-maturity: ​ ​ ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ 214 ​ $ (1) ​ $ 248 ​ $ (3) ​ $ 462 ​ $ (4) Total securities held-to-maturity ​ $ 214 ​ $ (1) ​ $ 248 ​ $ (3) ​ $ 462 ​ $ (4) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ 12 Months or Less ​ More than 12 Months ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ Fair Unrealized Fair Unrealized Fair Unrealized (in thousands) Value Losses Value Losses Value Losses Securities available-for-sale: ​ ​ ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ — ​ $ — ​ $ 23 ​ $ (1) ​ $ 23 ​ $ (1) Corporate bonds ​ ​ 9,925 ​ ​ (812) ​ ​ — ​ ​ — ​ ​ 9,925 ​ ​ (812) State and political subdivisions ​ 4,774 ​ (69) ​ — ​ — ​ 4,774 ​ (69) Total securities available-for-sale ​ $ 14,699 ​ $ (881) ​ $ 23 ​ $ (1) ​ $ 14,722 ​ $ (882) Securities held-to-maturity: ​ ​ ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ — ​ $ — ​ $ 156 ​ $ (3) ​ $ 156 ​ $ (3) Total securities held-to-maturity ​ $ — ​ $ — ​ $ 156 ​ $ (3) ​ $ 156 ​ $ (3) ​ The Company conducts a formal review of investment securities on a quarterly basis for the presence of other-than-temporary impairment (“OTTI”). Management assesses whether OTTI is present when the fair value of a debt security is less than its amortized cost basis at the statement of financial condition date. Under these circumstances, OTTI is considered to have occurred (1) if we intend to sell the security; (2) if it is “more likely than not” we will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not sufficient to recover the entire amortized cost basis. Credit-related OTTI is recognized in earnings while non-credit-related OTTI on securities not expected to be sold is recognized in other comprehensive income. Non-credit-related OTTI is based on other factors, including illiquidity. Presentation of OTTI is made in the consolidated statement of operations on a gross basis, including both the portion recognized in earnings as well as the portion recorded in other comprehensive income. Fourteen government agency and government sponsored enterprise (“GSE”) residential mortgage-backed security holdings have an unrealized loss as of March 31, 2022. The securities were issued by the Federal National Mortgage Association (“FNMA”), Federal Home Loan Mortgage Corporation (“FHLMC”), and the Government National Mortgage Association (“GNMA”). The government-backed securities that have unrealized losses are immaterial, with each of these securities having value deficiencies of $1,200 or less. There are 43 bond issues held by the Bank that have an unrealized loss as of March 31, 2022. The bonds are issued by well-established municipalities and corporate entities with semi-annual interest payments. All interest payments have historically been made timely. The value of the bonds held is closely correlated with long-term interest rates, and as interest rates increase, the bond values decrease. We anticipate full recovery of our investment over time and have no plans to sell the securities in the near term. Market values of the securities fluctuate in reaction to the uncertainty of the economy. Principal and interest continue to be received on all securities as anticipated. The Company has the ability and intent to hold the securities through maturity or recovery of its amortized cost basis. With the government guarantees in place, management does not expect losses on these securities. No OTTI is deemed present on these securities. The following is a summary of the amortized cost and estimated fair values of debt securities at March 31, 2022, by remaining term to contractual maturity other than mortgage-backed securities. Actual maturities may differ from these amounts because certain issuers have the right to call or redeem their obligations prior to contractual maturity. The contractual maturities of mortgage-backed securities generally exceed 20 years; however, the effective average life is expected to be substantially shorter due to anticipated repayments and prepayments. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ Securities ​ Securities ​ Available-for-Sale Held-to-Maturity ​ Amortized Estimated Amortized Estimated (in thousands) Cost Fair Value Cost Fair Value Due in one year or less ​ $ 125 ​ $ 128 ​ $ — ​ $ — Due over one year through five years ​ 1,736 ​ 1,686 ​ — ​ — Due over five through ten years ​ 5,907 ​ 5,828 ​ — ​ — Due after ten years ​ 30,253 ​ 28,406 ​ — ​ — ​ ​ 38,021 ​ 36,048 ​ — ​ — Residential mortgage-backed securities ​ 30 ​ 30 ​ 1,064 ​ 1,075 Total ​ $ 38,051 ​ $ 36,078 ​ $ 1,064 ​ $ 1,075 ​ There were no gross realized gains (losses) on sales and redemptions of available-for-sale securities for the three months March 31, 2022 and 2021. Gains and losses on the sales of securities are recognized in income when sold, using the specific identification method, on a trade date basis. ​ Securities with a fair value of $8,665,178 and $8,775,255 were pledged to collateralize certain deposit arrangements at March 31, 2022 and December 31, 2021 respectively.

Loans Receivable

Loans Receivable	3 Months Ended
	Mar. 31, 2022
Loans Receivable
Loans Receivable	5. Loans Receivable Major classifications of loans are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ Originated Loans: ​ ​ Residential mortgages: ​ ​ One- to four-family ​ $ 101,613 ​ $ 102,766 ​ ​ 101,613 ​ 102,766 Commercial loans: ​ ​ Real estate - nonresidential ​ 19,164 ​ 19,734 Multi-family ​ 452 ​ 456 Commercial business ​ 12,172 ​ 12,366 ​ ​ 31,788 ​ 32,556 Consumer: ​ ​ Home equity and junior liens ​ 9,663 ​ 8,840 Manufactured homes ​ 48,116 ​ 47,717 Automobile ​ 22,025 ​ 22,666 Student ​ 2,102 ​ 2,096 Recreational vehicle ​ ​ 28,692 ​ ​ 29,463 Other consumer ​ 5,242 ​ 5,408 ​ ​ 115,840 ​ 116,190 Total originated loans ​ 249,241 ​ 251,512 Net deferred loan costs ​ 15,212 ​ 15,650 Less allowance for loan losses ​ (1,974) ​ (1,841) Net originated loans ​ $ 262,479 ​ $ 265,321 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ ​ Acquired Loans: ​ ​ ​ ​ Residential mortgages: ​ ​ One- to four-family ​ $ 9,678 ​ $ 10,295 ​ ​ 9,678 ​ 10,295 Commercial loans: ​ ​ Real estate - nonresidential ​ 1,693 ​ 1,744 Commercial business ​ 126 ​ 162 ​ ​ 1,819 ​ 1,906 Consumer: ​ ​ Home equity and junior liens ​ 770 ​ 861 Other consumer ​ 67 ​ 84 ​ ​ 837 ​ 945 Total acquired loans ​ 12,334 ​ 13,146 Net deferred loan costs ​ (58) ​ (60) Fair value credit and yield adjustment ​ (270) ​ (287) Net acquired loans ​ $ 12,006 ​ $ 12,799 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ ​ Total Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ One- to four-family ​ $ 111,291 ​ $ 113,061 ​ ​ 111,291 ​ 113,061 Commercial loans: ​ ​ Real estate - nonresidential ​ 20,857 ​ 21,478 Multi-family ​ 452 ​ 456 Commercial business ​ 12,298 ​ 12,528 ​ ​ 33,607 ​ 34,462 Consumer: ​ ​ Home equity and junior liens ​ 10,433 ​ 9,701 Manufactured homes ​ 48,116 ​ 47,717 Automobile ​ 22,025 ​ 22,666 Student ​ 2,102 ​ 2,096 Recreational vehicle ​ ​ 28,692 ​ ​ 29,463 Other consumer ​ 5,309 ​ 5,492 ​ ​ 116,677 ​ 117,135 Total Loans ​ 261,575 ​ 264,658 Net deferred loan costs ​ 15,154 ​ 15,590 Fair value credit and yield adjustment ​ (270) ​ (287) Less allowance for loan losses ​ (1,974) ​ (1,841) Loans receivable, net ​ $ 274,485 ​ $ 278,120 ​ The Company grants residential mortgage, commercial, and consumer loans to customers, principally located in the Finger Lakes Region of New York State and extending north to Orleans County. Although the Company has a diversified loan portfolio, a substantial portion of its debtors’ abilities to honor their contracts is dependent upon the counties’ employment and economic conditions. To further diversify the loan portfolio, the Company also purchases loans that have been originated outside of the region. High quality automobile loans, originated in the Northeastern United States, are purchased regularly from a Connecticut based company. In 2019, the Company also began to purchase modular home loans originated throughout the United States, who then services the loans for the Company. In 2020, the Company began to purchase automobile and recreational vehicle loans originated in New York State. Loan Origination / Risk Management The Company has lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and approves these policies and procedures on a regular basis. A reporting system supplements the review process by frequently providing management with reports related to loan production, loan quality, loan delinquencies, non-performing, and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions. The loan portfolio is segregated into risk rating categories based on the borrower’s overall financial condition, repayment sources, guarantors, and value of collateral, if appropriate. The risk ratings are evaluated at least annually for commercial loans. Risk ratings are also reviewed when credit deficiencies arise, such as delinquent loan payments, for commercial, residential mortgage, or consumer loans. Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful, and loss. Loans classified as loss are considered uncollectible and are charged to the allowance for loan loss. Loans not classified are rated as pass. The following table presents the classes of the loan portfolio summarized by the pass rating and the classified ratings of special mention, substandard, and doubtful within the Company’s internal risk rating system: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Originated Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 97,862 ​ $ 1,640 ​ $ 2,111 ​ $ — ​ $ 101,613 ​ ​ 97,862 ​ 1,640 ​ 2,111 ​ — ​ 101,613 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 13,918 ​ 3,096 ​ 2,150 ​ — ​ 19,164 Multi-family ​ 452 ​ — ​ — ​ — ​ 452 Commercial business ​ 8,445 ​ 2,806 ​ 921 ​ — ​ 12,172 ​ ​ 22,815 ​ 5,902 ​ 3,071 ​ — ​ 31,788 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 9,511 ​ 40 ​ 112 ​ — ​ 9,663 Manufactured homes ​ 48,072 ​ — ​ 44 ​ — ​ 48,116 Automobile ​ 22,010 ​ — ​ 15 ​ — ​ 22,025 Student ​ 2,007 ​ 20 ​ 75 ​ — ​ 2,102 Recreational vehicle ​ ​ 28,438 ​ ​ 205 ​ ​ 49 ​ ​ — ​ ​ 28,692 Other consumer ​ 5,242 ​ — ​ — ​ — ​ 5,242 ​ ​ 115,280 ​ 265 ​ 295 ​ — ​ 115,840 Total originated loans ​ $ 235,957 ​ $ 7,807 ​ $ 5,477 ​ $ — ​ $ 249,241 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Acquired Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 9,422 ​ $ 100 ​ $ 156 ​ $ — ​ $ 9,678 ​ ​ 9,422 ​ 100 ​ 156 ​ — ​ 9,678 Commercial loans: ​ ​ ​ ​ ​ Real estate - nonresidential ​ 1,693 ​ — ​ — ​ — ​ 1,693 Commercial business ​ 126 ​ — ​ — ​ — ​ 126 ​ ​ 1,819 ​ — ​ — ​ — ​ 1,819 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 770 ​ — ​ — ​ — ​ 770 Other consumer ​ 67 ​ — ​ — ​ — ​ 67 ​ ​ 837 ​ — ​ — ​ — ​ 837 Total acquired loans ​ $ 12,078 ​ $ 100 ​ $ 156 ​ $ — ​ $ 12,334 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Total Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 107,284 ​ $ 1,740 ​ $ 2,267 ​ $ — ​ $ 111,291 ​ ​ 107,284 ​ 1,740 ​ 2,267 ​ — ​ 111,291 Commercial loans: ​ ​ ​ ​ ​ Real estate - nonresidential ​ 15,611 ​ 3,096 ​ 2,150 ​ — ​ 20,857 Multi-family ​ 452 ​ — ​ — ​ — ​ 452 Commercial business ​ 8,571 ​ 2,806 ​ 921 ​ — ​ 12,298 ​ ​ 24,634 ​ 5,902 ​ 3,071 ​ — ​ 33,607 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 10,281 ​ 40 ​ 112 ​ — ​ 10,433 Manufactured homes ​ 48,072 ​ — ​ 44 ​ — ​ 48,116 Automobile ​ 22,010 ​ — ​ 15 ​ — ​ 22,025 Student ​ 2,007 ​ 20 ​ 75 ​ — ​ 2,102 Recreational vehicle ​ ​ 28,438 ​ ​ 205 ​ ​ 49 ​ ​ — ​ ​ 28,692 Other consumer ​ 5,309 ​ — ​ — ​ — ​ 5,309 ​ ​ 116,117 ​ 265 ​ 295 ​ — ​ 116,677 Total loans ​ $ 248,035 ​ $ 7,907 ​ $ 5,633 ​ $ — ​ $ 261,575 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Originated Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 99,294 ​ $ 1,110 ​ $ 2,362 ​ $ — ​ $ 102,766 ​ ​ 99,294 ​ 1,110 ​ 2,362 ​ — ​ 102,766 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 14,464 ​ 3,045 ​ 2,225 ​ — ​ 19,734 Multi-family ​ 456 ​ — ​ — ​ — ​ 456 Commercial business ​ 10,256 ​ 1,112 ​ 998 ​ — ​ 12,366 ​ ​ 25,176 ​ 4,157 ​ 3,223 ​ — ​ 32,556 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 8,753 ​ 41 ​ 46 ​ — ​ 8,840 Manufactured homes ​ 47,717 ​ — ​ — ​ — ​ 47,717 Automobile ​ 22,558 ​ 64 ​ 44 ​ — ​ 22,666 Student ​ 2,096 ​ — ​ — ​ — ​ 2,096 Recreational vehicle ​ ​ 29,424 ​ ​ 39 ​ ​ — ​ ​ — ​ ​ 29,463 Other consumer ​ 5,376 ​ 32 ​ — ​ — ​ 5,408 ​ ​ 115,924 ​ 176 ​ 90 ​ — ​ 116,190 Total originated loans ​ $ 240,394 ​ $ 5,443 ​ $ 5,675 ​ $ — ​ $ 251,512 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Acquired Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 10,038 ​ $ 42 ​ $ 215 ​ $ — ​ $ 10,295 ​ ​ 10,038 ​ 42 ​ 215 ​ — ​ 10,295 Commercial loans: ​ ​ ​ ​ ​ Real estate - nonresidential ​ 1,744 ​ — ​ — ​ — ​ 1,744 Commercial business ​ 162 ​ — ​ — ​ — ​ 162 ​ ​ 1,906 ​ — ​ — ​ — ​ 1,906 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 841 ​ — ​ 20 ​ — ​ 861 Other consumer ​ 84 ​ — ​ — ​ — ​ 84 ​ ​ 925 ​ — ​ 20 ​ — ​ 945 Total acquired loans ​ $ 12,869 ​ $ 42 ​ $ 235 ​ $ — ​ $ 13,146 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Total Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 109,332 ​ $ 1,152 ​ $ 2,577 ​ $ — ​ $ 113,061 ​ ​ 109,332 ​ 1,152 ​ 2,577 ​ — ​ 113,061 Commercial loans: ​ ​ ​ ​ ​ Real estate - nonresidential ​ 16,208 ​ 3,045 ​ 2,225 ​ — ​ 21,478 Multi-family ​ 456 ​ — ​ — ​ — ​ 456 Commercial business ​ 10,418 ​ 1,112 ​ 998 ​ — ​ 12,528 ​ ​ 27,082 ​ 4,157 ​ 3,223 ​ — ​ 34,462 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 9,594 ​ 41 ​ 66 ​ — ​ 9,701 Manufactured homes ​ 47,717 ​ — ​ — ​ — ​ 47,717 Automobile ​ 22,558 ​ 64 ​ 44 ​ — ​ 22,666 Student ​ 2,096 ​ — ​ — ​ — ​ 2,096 Recreational vehicle ​ ​ 29,424 ​ ​ 39 ​ ​ — ​ ​ — ​ ​ 29,463 Other consumer ​ 5,460 ​ 32 ​ — ​ — ​ 5,492 ​ ​ 116,849 ​ 176 ​ 110 ​ — ​ 117,135 Total loans ​ $ 253,263 ​ $ 5,485 ​ $ 5,910 ​ $ — ​ $ 264,658 ​ Management has reviewed its loan portfolio and determined that, to the best of its knowledge, little or no exposure exists to sub-prime or other high-risk residential mortgages. The Company is not in the practice of originating these types of loans. Non-accrual and Past Due Loans Loans are considered past due if the required principal and interest payments have not been received within thirty days of the payment due date. For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on non-accrual status, unpaid interest is reversed and charged to interest income. Interest received on non-accrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Non-accrual troubled debt restructurings are restored to accrual status if principal and interest payments, under the modified terms, are current for six When future collectability of the recorded loan balance is expected, interest income may be recognized on a cash basis. In the case where a non-accrual loan had been partially charged off, recognition of interest on a cash basis is limited to that which would have been recognized on the recorded loan balance at the contractual interest rate. Cash interest receipts in excess of that amount are recorded as recoveries to allowance for loan losses until prior charge-offs have been fully recovered. An age analysis of past due loans, segregated by class of loans, as are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days 60-89 Days or More Total Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Originated Loans: ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 3,096 ​ $ — ​ $ 2,111 ​ $ 5,207 ​ $ 96,406 ​ $ 101,613 ​ ​ 3,096 ​ — ​ 2,111 ​ 5,207 ​ 96,406 ​ 101,613 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 2,855 ​ — ​ 416 ​ 3,271 ​ 15,893 ​ 19,164 Multi-family ​ — ​ — ​ — ​ — ​ 452 ​ 452 Commercial business ​ 327 ​ — ​ 134 ​ 461 ​ 11,711 ​ 12,172 ​ ​ 3,182 ​ — ​ 550 ​ 3,732 ​ 28,056 ​ 31,788 Consumer loans: ​ ​ ​ ​ ​ ​ Home equity and junior liens ​ 128 ​ — ​ 112 ​ 240 ​ 9,423 ​ 9,663 Manufactured homes ​ 742 ​ 266 ​ 44 ​ 1,052 ​ 47,064 ​ 48,116 Automobile ​ 219 ​ — ​ 15 ​ 234 ​ 21,791 ​ 22,025 Student ​ — ​ 20 ​ 75 ​ 95 ​ 2,007 ​ 2,102 Recreational vehicle ​ ​ 780 ​ ​ 205 ​ ​ 49 ​ ​ 1,034 ​ ​ 27,658 ​ ​ 28,692 Other consumer ​ 78 ​ — ​ — ​ 78 ​ 5,164 ​ 5,242 ​ ​ 1,947 ​ 491 ​ 295 ​ 2,733 ​ 113,107 ​ 115,840 Total originated loans ​ $ 8,225 ​ $ 491 ​ $ 2,956 ​ $ 11,672 ​ $ 237,569 ​ $ 249,241 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ or More ​ Total ​ Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Acquired Loans: ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 334 ​ $ — ​ $ 156 ​ $ 490 ​ $ 9,188 ​ $ 9,678 ​ ​ 334 ​ — ​ 156 ​ 490 ​ 9,188 ​ 9,678 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ — ​ — ​ — ​ — ​ 1,693 ​ 1,693 Commercial business ​ — ​ — ​ — ​ — ​ 126 ​ 126 ​ ​ — ​ — ​ — ​ — ​ 1,819 ​ 1,819 Consumer loans: ​ ​ ​ ​ ​ ​ Home equity and junior liens ​ 35 ​ — ​ — ​ 35 ​ 735 ​ 770 Other consumer ​ — ​ — ​ — ​ — ​ 67 ​ 67 ​ ​ 35 ​ — ​ — ​ 35 ​ 802 ​ 837 Total acquired loans ​ $ 369 ​ $ — ​ $ 156 ​ $ 525 ​ $ 11,809 ​ $ 12,334 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ or More ​ Total ​ Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Total Loans: ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 3,430 ​ $ — ​ $ 2,267 ​ $ 5,697 ​ $ 105,594 ​ $ 111,291 ​ ​ 3,430 ​ — ​ 2,267 ​ 5,697 ​ 105,594 ​ 111,291 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 2,855 ​ — ​ 416 ​ 3,271 ​ 17,586 ​ 20,857 Multi-family ​ — ​ — ​ — ​ — ​ 452 ​ 452 Commercial business ​ 327 ​ — ​ 134 ​ 461 ​ 11,837 ​ 12,298 ​ ​ 3,182 ​ — ​ 550 ​ 3,732 ​ 29,875 ​ 33,607 Consumer loans: ​ ​ ​ ​ ​ ​ Home equity and junior liens ​ 163 ​ — ​ 112 ​ 275 ​ 10,158 ​ 10,433 Manufactured homes ​ 742 ​ 266 ​ 44 ​ 1,052 ​ 47,064 ​ 48,116 Automobile ​ 219 ​ — ​ 15 ​ 234 ​ 21,791 ​ 22,025 Student ​ — ​ 20 ​ 75 ​ 95 ​ 2,007 ​ 2,102 Recreational vehicle ​ ​ 780 ​ ​ 205 ​ ​ 49 ​ ​ 1,034 ​ ​ 27,658 ​ ​ 28,692 Other consumer ​ 78 ​ — ​ — ​ 78 ​ 5,231 ​ 5,309 ​ ​ 1,982 ​ 491 ​ 295 ​ 2,768 ​ 113,909 ​ 116,677 Total loans ​ $ 8,594 ​ $ 491 ​ $ 3,112 ​ $ 12,197 ​ $ 249,378 ​ $ 261,575 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days 60-89 Days or More Total Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Originated Loans: ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 3,137 ​ $ 757 ​ $ 2,362 ​ $ 6,256 ​ $ 96,510 ​ $ 102,766 ​ ​ 3,137 ​ 757 ​ 2,362 ​ 6,256 ​ 96,510 ​ 102,766 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 389 ​ — ​ 416 ​ 805 ​ 18,929 ​ 19,734 Multi-family ​ — ​ — ​ — ​ — ​ 456 ​ 456 Commercial business ​ — ​ 8 ​ 161 ​ 169 ​ 12,197 ​ 12,366 ​ ​ 389 ​ 8 ​ 577 ​ 974 ​ 31,582 ​ 32,556 Consumer loans: ​ ​ ​ ​ ​ ​ Home equity and junior liens ​ 149 ​ 31 ​ 46 ​ 226 ​ 8,614 ​ 8,840 Manufactured homes ​ 922 ​ 615 ​ — ​ 1,537 ​ 46,180 ​ 47,717 Automobile ​ 168 ​ 64 ​ 44 ​ 276 ​ 22,390 ​ 22,666 Student ​ 95 ​ — ​ — ​ 95 ​ 2,001 ​ 2,096 Recreational vehicle ​ ​ 605 ​ ​ 39 ​ ​ — ​ ​ 644 ​ ​ 28,819 ​ ​ 29,463 Other consumer ​ 75 ​ 32 ​ — ​ 107 ​ 5,301 ​ 5,408 ​ ​ 2,014 ​ 781 ​ 90 ​ 2,885 ​ 113,305 ​ 116,190 Total originated loans ​ $ 5,540 ​ $ 1,546 ​ $ 3,029 ​ $ 10,115 ​ $ 241,397 ​ $ 251,512 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ or More ​ Total ​ Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Acquired Loans: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 318 ​ $ 68 ​ $ 215 ​ $ 601 ​ $ 9,694 ​ $ 10,295 ​ ​ 318 ​ 68 ​ 215 ​ 601 ​ 9,694 ​ 10,295 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ — ​ — ​ — ​ — ​ 1,744 ​ 1,744 Commercial business ​ 27 ​ — ​ — ​ 27 ​ 135 ​ 162 Other commercial and industrial ​ 27 ​ — ​ — ​ 27 ​ 1,879 ​ 1,906 ​ ​ ​ ​ ​ ​ ​ Consumer loans: ​ — ​ — ​ 20 ​ 20 ​ 841 ​ 861 Home equity and junior liens ​ — ​ — ​ — ​ — ​ 84 ​ 84 Other consumer ​ — ​ — ​ 20 ​ 20 ​ 925 ​ 945 ​ ​ $ 345 ​ $ 68 ​ $ 235 ​ $ 648 ​ $ 12,498 ​ $ 13,146 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ or More ​ Total ​ Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Total Loans: ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 3,455 ​ $ 825 ​ $ 2,577 ​ $ 6,857 ​ $ 106,204 ​ $ 113,061 ​ ​ 3,455 ​ 825 ​ 2,577 ​ 6,857 ​ 106,204 ​ 113,061 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 389 ​ — ​ 416 ​ 805 ​ 20,673 ​ 21,478 Multi-family ​ — ​ — ​ — ​ — ​ 456 ​ 456 Commercial business ​ 27 ​ 8 ​ 161 ​ 196 ​ 12,332 ​ 12,528 ​ ​ 416 ​ 8 ​ 577 ​ 1,001 ​ 33,461 ​ 34,462 Consumer loans: ​ ​ ​ ​ ​ ​ Home equity and junior liens ​ 149 ​ 31 ​ 66 ​ 246 ​ 9,455 ​ 9,701 Manufactured homes ​ 922 ​ 615 ​ — ​ 1,537 ​ 46,180 ​ 47,717 Automobile ​ 168 ​ 64 ​ 44 ​ 276 ​ 22,390 ​ 22,666 Student ​ 95 ​ — ​ — ​ 95 ​ 2,001 ​ 2,096 Recreational vehicle ​ ​ 605 ​ ​ 39 ​ ​ — ​ ​ 644 ​ ​ 28,819 ​ ​ 29,463 Other consumer ​ 75 ​ 32 ​ — ​ 107 ​ 5,385 ​ 5,492 ​ ​ 2,014 ​ 781 ​ 110 ​ 2,905 ​ 114,230 ​ 117,135 Total loans ​ $ 5,885 ​ $ 1,614 ​ $ 3,264 ​ $ 10,763 ​ $ 253,895 ​ $ 264,658 ​ Non-accrual loans, segregated by class of loan, were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, ​ (In thousands) 2022 2021 ​ ​ ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ One- to four-family ​ $ 2,267 ​ $ 2,577 ​ ​ ​ 2,267 ​ 2,577 ​ Commercial loans: ​ ​ ​ Real estate - nonresidential ​ 416 ​ 416 ​ Commercial business ​ 134 ​ 161 ​ ​ ​ 550 ​ 577 ​ Consumer loans: ​ ​ ​ Home equity and junior liens ​ 112 ​ 66 ​ Manufactured homes ​ 44 ​ — ​ Automobile ​ 15 ​ 44 ​ Student ​ 75 ​ — ​ Recreational vehicle ​ ​ 49 ​ ​ — ​ ​ ​ 295 ​ 110 ​ Total non-accrual loans ​ $ 3,112 ​ $ 3,264 ​ ​ There were no loans past due more than ninety days and still accruing interest at March 31, 2022 and December 31, 2021. Troubled Debt Restructurings The Company is required to disclose certain activities related to Troubled Debt Restructurings (“TDR”) in accordance with accounting guidance. Certain loans have been modified in a TDR where economic concessions have been granted to a borrower who is experiencing, or is expected to experience, financial difficulties. These economic concessions could include a reduction in the loan interest rate, extension of payment terms, reduction of principal amortization, or other actions that the Company would not otherwise consider for a new loan with similar risk characteristics. The recorded investment for each TDR loan is determined by the outstanding balance less the allowance associated with the loan. There were no loans that had been modified as a TDR during the three months ended March 31, 2022. There were seven loans that had been modified as a TDR during the three months ended March 31, 2021. During the three months ended March 31, 2022 and 2021, there were no defaults on TDRs that were modified within the twelve months prior to the default date. A default for these purposes is defined as a loan that reaches 90 days past due. ​ The table below details loans that have been modified as a troubled debt restructuring for the three months ended March 31, 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Post- ​ ​ ​ ​ ​ ​ ​ ​ Pre-Modification ​ ​ Modification ​ ​ Current ​ ​ ​ ​ ​ Outstanding ​ ​ Outstanding ​ ​ Outstanding ​ ​ Number of ​ ​ Recorded ​ ​ Recorded ​ ​ Recorded For the three months ended March 31, 2021 ​ Contracts ​ ​ Investment ​ ​ Investment ​ ​ Investment One- to four-family residential mortgages ​ 4 ​ $ 336 ​ $ 336 ​ $ 250 Commercial business ​ 3 ​ ​ 46 ​ ​ 46 ​ ​ 34 ​ At March 31, 2022, there were 15 TDR loans, with an outstanding balance of $2.9 million, in the portfolio that had been modified by making concessions to maturity dates and, in some cases, lowering the interest rate from the original contract. Each modification was done to alleviate the borrowers’ financial difficulties and keep the collateral from repossession when the borrower met the eligibility criteria. There were no TDRs in non-accrual status due to delinquency greater than 90 days. All of the TDR loans continue to accrue interest. ​ At December 31, 2021, the Company had 15 TDR loans with an outstanding balance of $3.0 million in the portfolio. ​ Impaired Loans A loan is considered impaired when based on current information and events it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower including the length of the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. ​ The following table summarizes impaired loans information by portfolio class: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ Unpaid ​ ​ ​ ​ ​ Recorded ​ Principal ​ Related (In thousands) Investment Balance Allowance ​ ​ ​ ​ ​ ​ ​ With no related allowance recorded: ​ ​ ​ One- to four-family residential mortgages ​ $ 2,158 ​ $ 2,239 ​ $ — Commercial real estate - nonresidential ​ 416 ​ 516 ​ — Commercial business ​ 73 ​ 73 ​ — Home equity and junior liens ​ 112 ​ 112 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ With an allowance recorded: ​ ​ ​ Commercial business ​ 55 ​ 55 ​ 12 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total: ​ ​ ​ One- to four-family residential mortgages ​ 2,158 ​ 2,239 ​ — Commercial real estate - nonresidential ​ 416 ​ 516 ​ — Commercial business ​ 128 ​ 128 ​ 12 Home equity and junior liens ​ 112 ​ 112 ​ — ​ ​ $ 2,814 ​ $ 2,995 ​ $ 12 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ Unpaid ​ ​ ​ ​ Recorded ​ Principal ​ Related (In thousands) Investment Balance Allowance With no related allowance recorded: ​ ​ ​ ​ ​ ​ One- to four-family residential mortgages ​ $ 2,352 ​ $ 2,423 ​ $ — Commercial real estate - nonresidential ​ 416 ​ 516 ​ — Commercial business ​ 73 ​ 73 ​ — Home equity and junior liens ​ 67 ​ 67 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ With an allowance recorded: ​ ​ ​ One- to four-family residential mortgages ​ 224 ​ 224 ​ 7 Commercial business ​ 55 ​ 55 ​ 12 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total: ​ ​ ​ One- to four-family residential mortgages ​ 2,576 ​ 2,647 ​ 7 Commercial real estate - nonresidential ​ 416 ​ 516 ​ — Commercial business ​ 128 ​ 128 ​ 12 Home equity and junior liens ​ 67 ​ 67 ​ — ​ ​ $ 3,187 ​ $ 3,358 ​ $ 19 ​ The following table presents the average recorded investment in impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, (In thousands) 2022 ​ 2021 ​ ​ One- to four-family residential mortgages ​ $ 2,166 ​ $ 2,175 Commercial real estate - nonresidential ​ 416 ​ 1,285 Commercial business ​ 128 ​ 2,228 Home equity and junior liens ​ 112 ​ 104 Other consumer ​ — ​ 5 ​ ​ ​ 2,822 ​ $ 5,797 ​ The following table presents interest income recognized on impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ One- to four-family residential mortgages ​ $ 6 ​ $ 17 Commercial real estate - nonresidential ​ — ​ 16 Multi-family ​ — ​ 15 Home equity and junior liens ​ ​ — ​ ​ 1 ​ ​ $ 6 ​ $ 49 ​ Income recognized on a cash basis was not materially different than interest income recognized on an accrual basis.

Allowance for Loan Loss

Allowance for Loan Loss	3 Months Ended
	Mar. 31, 2022
Allowance for Loan Loss
Allowance for Loan Loss	6. Allowance for Loan Loss Changes in the allowance for loan losses and information pertaining to the allocation of the allowance for loan losses and balances of the allowance for loan losses and loans receivable based on individual and collective impairment evaluation by loan portfolio class are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2022 ​ ​ One- to four- ​ Construction ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ family ​ residential ​ Real estate ​ ​ ​ Construction ​ Commercial (In thousands) residential mortgage nonresidential Multi-family commercial business Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 688 ​ $ — ​ $ 630 $ 2 ​ $ — ​ $ 161 Charge-offs ​ (10) ​ — ​ — ​ — ​ — ​ — Recoveries ​ 15 ​ — ​ — ​ — ​ — ​ — Provision for loan losses ​ 46 ​ — ​ 14 ​ 1 ​ — ​ 48 Ending balance ​ $ 739 ​ $ — ​ $ 644 $ 3 ​ $ — ​ $ 209 Ending balance: related to loans individually evaluated for impairment ​ $ — ​ $ — ​ $ — $ — ​ $ — ​ $ 12 Ending balance: related to loans collectively evaluated for impairment ​ $ 739 ​ $ — ​ $ 644 $ 3 ​ $ — ​ $ 197 Loans receivable: ​ ​ ​ ​ ​ ​ Ending balance ​ $ 111,291 ​ $ — ​ $ 20,857 $ 452 ​ $ — ​ $ 12,298 Ending balance: individually evaluated for impairment ​ $ 2,158 ​ $ — ​ $ 416 $ — ​ $ — ​ $ 128 Ending balance: collectively evaluated for impairment ​ $ 109,133 ​ $ — ​ $ 20,441 $ 452 ​ $ — ​ $ 12,170 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2022 (cont'd) ​ ​ Home equity ​ Manufactured ​ ​ ​ ​ ​ ​ ​ Recreational ​ Other ​ ​ ​ ​ ​ ​ (In thousands) and junior liens homes Automobile Student vehicle consumer Unallocated Total Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 39 ​ $ 102 ​ $ 107 ​ $ 64 ​ $ — ​ $ 48 ​ $ — ​ $ 1,841 Charge-offs ​ — ​ — ​ (40) ​ — ​ — ​ — ​ — ​ (50) Recoveries ​ — ​ — ​ 17 ​ 1 ​ — ​ — ​ — ​ 33 Provision (credit) for loan losses ​ 4 ​ 14 ​ 23 ​ (1) ​ — ​ 1 ​ — ​ 150 Ending balance ​ $ 43 ​ $ 116 ​ $ 107 ​ $ 64 ​ $ — ​ $ 49 ​ $ — ​ $ 1,974 Ending balance: related to loans individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 12 Ending balance: related to loans collectively evaluated for impairment ​ $ 43 ​ $ 116 ​ $ 107 ​ $ 64 ​ $ — ​ $ 49 ​ $ — ​ $ 1,962 Loans receivable: ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 10,433 ​ $ 48,116 ​ $ 22,025 ​ $ 2,102 ​ $ 28,692 ​ $ 5,309 ​ $ — ​ $ 261,575 Ending balance: individually evaluated for impairment ​ $ 112 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 2,814 Ending balance: collectively evaluated for impairment ​ $ 10,321 ​ $ 48,116 ​ $ 22,025 ​ $ 2,102 ​ $ 28,692 ​ $ 5,309 ​ $ — ​ $ 258,761 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2021 ​ ​ One- to four- ​ Construction ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ family ​ residential ​ Real estate ​ ​ ​ Construction ​ Commercial (In thousands) residential mortgage nonresidential Multi-family commercial business Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 457 ​ $ — ​ $ 319 $ 26 ​ $ — ​ $ 617 Charge-offs ​ (3) ​ — ​ (51) ​ — ​ — ​ (17) Recoveries ​ 1 ​ — ​ — ​ 6 ​ — ​ 7 Provision (credit) for loan losses ​ 85 ​ — ​ 120 ​ (21) ​ — ​ (77) Ending balance ​ $ 540 ​ $ — ​ $ 388 $ 11 ​ $ — ​ $ 530 Ending balance: related to loans individually evaluated for impairment ​ $ 18 ​ $ — ​ $ 66 $ — ​ $ — ​ $ 210 Ending balance: related to loans collectively evaluated for impairment ​ $ 522 ​ $ — ​ $ 322 $ 11 ​ $ — ​ $ 320 Loans receivable: ​ ​ ​ ​ ​ ​ Ending balance ​ $ 122,533 ​ $ — ​ $ 24,405 $ 2,331 ​ $ — ​ $ 19,576 Ending balance: individually evaluated for impairment ​ $ 2,551 ​ $ — ​ $ 2,788 $ — ​ $ — ​ $ 2,177 Ending balance: collectively evaluated for impairment ​ $ 119,982 ​ $ — ​ $ 21,617 $ 2,331 ​ $ — ​ $ 17,399 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2021 (cont'd) ​ ​ Home equity ​ Manufactured ​ ​ ​ ​ ​ ​ ​ Recreational ​ Other ​ ​ ​ ​ ​ ​ (In thousands) and junior liens homes Automobile Student vehicle consumer Unallocated Total Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 46 ​ $ 76 ​ $ 127 ​ $ 69 ​ $ — ​ $ 84 ​ $ — ​ $ 1,821 Charge-offs ​ (2) ​ — ​ (2) ​ — ​ — ​ (33) ​ — ​ (108) Recoveries ​ — ​ — ​ 10 ​ 1 ​ 7 ​ 1 ​ — ​ 33 Provision (credit) for loan losses ​ 4 ​ 5 ​ 2 ​ 1 ​ (7) ​ 23 ​ — ​ 135 Ending balance ​ $ 48 ​ $ 81 ​ $ 137 ​ $ 71 ​ $ — ​ $ 75 ​ $ — ​ $ 1,881 Ending balance: related to loans individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 2 ​ $ — ​ $ 296 Ending balance: related to loans collectively evaluated for impairment ​ $ 48 ​ $ 81 ​ $ 137 ​ $ 71 ​ $ — ​ $ 73 ​ $ — ​ $ 1,585 Loans receivable: ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 10,365 ​ $ 46,608 ​ $ 22,421 ​ $ 2,304 ​ $ 17,043 ​ $ 4,408 ​ $ — ​ $ 271,994 Ending balance: individually evaluated for impairment ​ $ 103 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 5 ​ $ — ​ $ 7,624 Ending balance: collectively evaluated for impairment ​ $ 10,262 ​ $ 46,608 ​ $ 22,421 ​ $ 2,304 ​ $ 17,043 ​ $ 4,403 ​ $ — ​ $ 264,370 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ One- to four- ​ Construction ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ family residential Real estate ​ Construction Commercial (In thousands) residential mortgage nonresidential Multi-family commercial business Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 457 ​ $ — ​ $ 319 $ 26 ​ $ — ​ $ 617 Charge-offs ​ (117) ​ — ​ (386) ​ — ​ — ​ (84) Recoveries ​ 28 ​ — ​ 16 ​ 12 ​ — ​ 7 Provision (credit) for loan losses ​ 320 ​ — ​ 681 ​ (36) ​ — ​ (379) Ending balance ​ $ 688 ​ $ — ​ $ 630 $ 2 ​ $ — ​ $ 161 Ending balance: related to loans individually evaluated for impairment ​ $ 7 ​ $ — ​ $ — $ — ​ $ — ​ $ 12 Ending balance: related to loans collectively evaluated for impairment ​ $ 681 ​ $ — ​ $ 630 $ 2 ​ $ — ​ $ 149 Loans receivable: ​ ​ ​ ​ ​ ​ Ending balance ​ $ 113,061 ​ $ — ​ $ 21,478 $ 456 ​ $ — ​ $ 12,528 Ending balance: individually evaluated for impairment ​ $ 2,576 ​ $ — ​ $ 416 $ — ​ $ — ​ $ 128 Ending balance: collectively evaluated for impairment ​ $ 110,485 ​ $ — ​ $ 21,062 $ 456 ​ $ — ​ $ 12,400 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 (cont'd) ​ ​ Home equity ​ Manufactured ​ ​ ​ ​ ​ ​ ​ Recreational ​ Other ​ ​ ​ ​ ​ ​ (In thousands) and junior liens homes Automobile Student vehicle consumer Unallocated Total Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 46 ​ $ 76 ​ $ 127 ​ $ 69 ​ $ — ​ $ 84 ​ $ — ​ $ 1,821 Charge-offs ​ (2) ​ — ​ (12) ​ — ​ (1) ​ (45) ​ — ​ (647) Recoveries ​ — ​ — ​ 48 ​ 3 ​ 8 ​ 5 ​ — ​ 127 Provision (credit) for loan losses ​ (5) ​ 26 ​ (56) ​ (8) ​ (7) ​ 4 ​ — ​ 540 Ending balance ​ $ 39 ​ $ 102 ​ $ 107 ​ $ 64 ​ $ — ​ $ 48 ​ $ — ​ $ 1,841 Ending balance: related to loans individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 19 Ending balance: related to loans collectively evaluated for impairment ​ $ 39 ​ $ 102 ​ $ 107 ​ $ 64 ​ $ — ​ $ 48 ​ $ — ​ $ 1,822 Loans receivable: ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 9,701 ​ $ 47,717 ​ $ 22,666 ​ $ 2,096 ​ $ 29,463 ​ $ 5,492 ​ $ — ​ $ 264,658 Ending balance: individually evaluated for impairment ​ $ 67 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 3,187 Ending balance: collectively evaluated for impairment ​ $ 9,634 ​ $ 47,717 ​ $ 22,666 ​ $ 2,096 ​ $ 29,463 ​ $ 5,492 ​ $ — ​ $ 261,471 ​ The allowance for loan losses represents management's estimate of losses inherent in the loan portfolio as of the consolidated statement of financial condition date and is recorded as a reduction of loans. The allowance for loan losses is increased by the provision for loan losses, and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable is charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely. Consumer loans not secured by residential real estate are generally charged off no later than 90 days past due on a contractual basis, earlier in the event of bankruptcy, or if there is an amount deemed uncollectible. Because all identified losses are immediately charged off, no portion of the allowance for loan losses is restricted to any individual loan or groups of loans, and the entire allowance is available to absorb any and all loan losses. ​ The allowance consists of specific, general, and unallocated components. The specific component relates to loans that are classified as impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying amount of that loan. The general component covers pools of loans by loan class including commercial loans not considered impaired, automobile loans identified in pools by product and underwriting standards, as well as smaller balance homogeneous consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these categories of loans, adjusted for qualitative risk factors. These qualitative risk factors include: ​ ● Asset quality trends ● The trend in loan growth and portfolio mix ● Regional and local economic conditions ● Historical loan loss experience ● Underlying credit quality ​ Each factor is assigned a value to reflect improving, stable, or declining conditions based on management's best judgment using relevant information available at the time of the evaluation. ​ The risk characteristics within the loan portfolio vary depending on the loan segment. Consumer loans generally are repaid from personal sources of income. Risks associated with consumer loans primarily include general economic risks such as declines in the local economy creating higher rates of unemployment. Those conditions may also lead to a decline in collateral values should the Company be required to repossess the collateral securing consumer loans. These economic risks also impact the commercial loan segment, however, commercial loans are considered to have greater risk than consumer loans as the primary source of repayment is from the cash flow of the business customer. Loans secured by real estate provide the best collateral protection and thus significantly reduce the inherent risk in the portfolio.

Employee Benefit Plans

Employee Benefit Plans	3 Months Ended
	Mar. 31, 2022
Employee Benefit Plans
Employee Benefit Plans	7. Employee Benefit Plans The Company provides pension benefits for eligible employees through two defined benefit pension plans (the “Plans”). The following tables set forth the changes in the Plans’ benefit obligations, fair value of plan assets, and the plans’ funded status: ​ ​ ​ ​ ​ ​ ​ ​ Generations Bank Plan: ​ Three Months Ended March 31, (In thousands) ​ 2022 ​ 2021 Net periodic expenses recognized in income: ​ ​ Service cost ​ $ 108 ​ $ 115 Interest cost ​ ​ 102 ​ ​ 105 Expected return on plan assets ​ ​ (384) ​ ​ (370) Amortization of net losses ​ ​ — ​ ​ 28 Net periodic pension benefit ​ $ (174) ​ $ (122) ​ ​ ​ ​ ​ ​ ​ ​ Medina Savings and Loan Plan: ​ Three Months Ended March 31, (In thousands) ​ 2022 ​ 2021 Net periodic expenses recognized in income: ​ ​ Service cost ​ $ 8 ​ $ 8 Interest cost ​ ​ 28 ​ ​ 32 Expected return on plan assets ​ ​ (115) ​ ​ (116) Net periodic pension benefit ​ $ (79) ​ $ (76) ​

Regulatory Capital

Regulatory Capital	3 Months Ended
	Mar. 31, 2022
Regulatory Capital
Regulatory Capital	8. Regulatory Capital The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain amounts and ratios (set forth in the table below) of total core and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to total adjusted assets (as defined). The final rules implementing Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (BASEL III rules) became effective for the Bank on January 1, 2015 with full compliance with all of the requirements being phased in over a multi-year schedule, and fully phased in by January 1, 2019. Under the BASEL III rules, the Bank must hold a 2.50% capital conservation buffer above the adequately capitalized risk-based capital ratios. The net unrealized gain or loss on available-for-sale securities is not included in computing regulatory capital. Management believes as of March 31, 2022 and December 31, 2021, the Bank meets all capital adequacy requirements to which it is subject. The Bank’s actual capital amounts and ratios are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Minimum ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ To Be "Well- ​ ​ ​ ​ ​ ​ ​ ​ Minimum ​ Capitalized" ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ Under Prompt ​ ​ ​ Actual ​ Adequacy Purposes ​ Corrective Provisions ​ (in thousands) Amount Ratio Amount Ratio Amount Ratio As of March 31, 2022 ​ ​ ​ Common Equity Tier 1 Capital ​ $ 41,711 ​ 15.01 % $ 12,503 ​ 4.50 % $ 18,060 ​ 6.50 % Total Capital (to Risk-Weighted Assets) ​ $ 43,685 ​ 15.72 % $ 22,228 ​ 8.00 % $ 27,785 ​ 10.00 % Tier 1 Capital (to Risk-Weighted Assets) ​ $ 41,711 ​ 15.01 % $ 16,671 ​ 6.00 % $ 22,228 ​ 8.00 % Tier 1 Capital (to Total Adjusted Assets) ​ $ 41,711 ​ 11.16 % $ 14,952 ​ 4.00 % $ 18,690 ​ 5.00 % As of December 31, 2021: ​ ​ ​ ​ ​ ​ ​ ​ Common Equity Tier 1 Capital ​ $ 41,287 ​ 14.82 % $ 12,534 ​ 4.50 % $ 18,104 ​ 6.50 % Total Capital (to Risk-Weighted Assets) ​ $ 43,128 ​ 15.48 % $ 22,282 ​ 8.00 % $ 27,853 ​ 10.00 % Tier 1 Capital (to Risk-Weighted Assets) ​ $ 41,287 ​ 14.82 % $ 16,712 ​ 6.00 % $ 22,282 ​ 8.00 % Tier 1 Capital (to Total Adjusted Assets) ​ $ 41,287 ​ 10.99 % $ 15,034 ​ 4.00 % $ 18,792 ​ 5.00 % ​ The Company’s goal is to maintain a strong capital position, consistent with the risk profile of its subsidiary bank that supports growth and expansion activities while at the same time exceeding regulatory standards. At March 31, 2022 and December 31, 2021, Generations Bank exceeded all regulatory required minimum capital ratios and met the regulatory definition of a “well-capitalized” institution, i.e. Tier 1 Capital (to Total Adjusted Asset) exceeding 5.00%, a common equity Tier 1 capital ratio exceeding 6.50%, a Tier 1 risk-based capital ratio exceeding 8.00%, and a total risk-based capital ratio exceeding 10.00%. ​ By letter dated September 10, 2020, based on its supervisory profile, the Office of the Comptroller of the Currency (“OCC”) established higher individual minimum capital ratios for Generations Bank. Specifically, effective September 10, 2020, Generations Bank is required to maintain a leverage ratio of 8.00% and a total capital ratio of 12.00%. The individual minimum capital ratios will remain in effect until terminated, modified, or suspended in writing by the OCC.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2022
Commitments and Contingencies
Commitments and Contingencies	9. Commitments and Contingencies Credit Commitments The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business in order to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit, which involve, to varying degrees, elements of credit, interest rate, or liquidity risk in excess of the amount recognized in the consolidated statements of financial condition. The Bank’s exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amounts of those instruments. The Bank has experienced minimal credit losses to date on its financial instruments with off-balance sheet risk and management does not anticipate any significant losses on its commitments to extend credit outstanding at March 31, 2022. Financial instruments whose contract amounts represent credit risk consist of the following: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ ​ Commitments to grant loans ​ $ 3,985 ​ $ 3,524 Unfunded commitments under lines of credit ​ 15,588 ​ 15,568 ​ Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since some of the commitment amounts are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation of the counter party. Collateral held varies but may include residential real estate and income-producing commercial properties. Loan commitments, including unused lines of credit and standby letters of credit, outstanding at March 31, 2022 with fixed interest rates amounted to approximately $3.9 million. Loan commitments, including unused lines of credit and standby letters of credit, outstanding at March 31, 2022 with variable interest rates amounted to approximately $15.6 million. Loan commitments, including unused lines of credit and standby letters of credit, outstanding at December 31, 2021 with fixed interest rates amounted to approximately $3.8 million. Loan commitments, including unused lines of credit and standby letters of credit, outstanding at December 31, 2021 with variable interest rates amounted to approximately $15.3 million. Unfunded commitments under revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit usually do not contain a specified maturity date and may not be drawn upon to the total extent to which the Company is committed. Letters of credit written are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Generally, all letters of credit, when issued have expiration dates. The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers. The Company generally holds collateral and/or personal guarantees supporting these commitments. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. Commitments to Originate and Sell One- to four-family Residential Mortgages The Bank has sold and funded $68.6 million of loans to the Federal Home Loan Bank of New York as part of its mortgage partnership finance program (“MPF Program”), inclusive of USDA loans, to date. The principal outstanding balance on loans sold under the MPF Program is $9.5 million at March 31, 2022. The Bank continues to service loans sold under the MPF Program. Under the terms of the MPF Program, there is limited recourse to the Bank for loans that do not perform in accordance with the terms of the loan agreement. Each loan that is sold under the program is “credit enhanced” such that the individual loan’s rating is raised to “AA,” as determined by the Federal Home Loan Bank of New York. The sum of each individual loan’s credit enhancement represents the total recourse back to the Bank. The total recourse back to the Bank for loans sold was $707,000 at March 31, 2022. A portion of the recourse is offset by a “first loss account” to which funds are allocated by the Federal Home Loan Bank of New York annually in January. The balance of the “first loss account” allocated to the Bank was $89,000 at March 31, 2022. In addition, many of the loans sold under the MPF Program have primary mortgage insurance, which reduces the Bank’s overall exposure. The potential liability for the recourse is considered when the Bank determines its allowance for loan losses. Lease Commitments As part of the Medina Savings and Loan Association merger, the Bank took on the assignment of a non-cancelable operating lease with Wal-Mart East for the space occupied by the Albion retail office. This lease expired on May 31, 2021 and was not renewed and the office was closed on May 7, 2021. Lease expense, since the merger, is included in occupancy expense and was $0 and $11,300 for the three-month periods ended March 31, 2022 and 2021, respectively, and $19,000 for the year ending December 31, 2021. There are no future minimum lease commitments at March 31, 2022.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	3 Months Ended
	Mar. 31, 2022
Revenue from Contracts with Customers
Revenue from Contracts with Customers	10. Revenue from Contracts with Customers The majority of the Company’s revenue-generating transactions are not subject to ASC Topic 606, including revenue generated from financial instruments, such as loans and investment securities, which are presented in our consolidated statements of operations as components of net interest income. All of the Company’s revenue from contracts with customers in the scope of Topic 606 is recognized within non-interest income. The following table presents revenues subject to Topic 606: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, (In thousands) 2022 2021 ​ ​ ​ Service charges on deposit accounts ​ $ 150 ​ $ 135 Debit card interchange and surcharge income ​ 188 ​ 211 Insurance commission ​ 197 ​ 174 Loan servicing fees ​ 35 ​ 26 ​ ​ $ 570 ​ $ 546 ​ Service charges on deposit accounts Debit card interchange and surcharge income Insurance commissions experience of others. As such, the level of contingent commissions is not readily determinable until it is paid, but does not have a significant impact on the Company’s financial results. Loan servicing fees

Fair Value Disclosures

Fair Value Disclosures	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures
Fair Value Disclosures	11. Fair Value Disclosures Management uses its best judgment in estimating the fair value of the Company’s financial assets and liabilities; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial assets and liabilities, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sale transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective reporting dates and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial assets and liabilities subsequent to the respective reporting dates may be different from the amounts reported at each reporting date. The Company uses fair value measurements to record fair value adjustments to certain financial assets and liabilities and to determine fair value disclosures. The fair value of a financial asset or liability is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in some instances, there may be no quoted market prices for the Company’s various financial assets and liabilities. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the financial asset or liability. Fair value measurement guidance established a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurements) and the lowest priority to unobservable inputs (level 3 measurements). The three levels of the fair value hierarchy are as follows: Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date of identical, unrestricted assets or liabilities. Level 2: Quoted prices in markets that are not active, or inputs that are observable directly or indirectly, for substantially the full term of the asset or liability. Level 3: Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e. supported with little or no market activity). An asset or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. There have been no changes in valuation techniques during the periods ended March 31, 2022 and December 31, 2021. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparison between the Company’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Company’s assets and liabilities at March 31, 2022 and December 31, 2021. Cash and due from banks Interest-earning deposits Investment securities Sensitivity of significant unobservable inputs Municipal bonds Federal Home Loan Bank (“FHLB”) stock Loans receivable Impaired loans Deposits Accrued interest Long-term borrowings The following table presents a comparison of the carrying amount and estimated fair value of the Company’s financial instruments: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ Carrying ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair (In thousands) Amount Level 1 Level 2 Level 3 Value Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 23,667 ​ $ 23,667 ​ $ — ​ $ — ​ $ 23,667 Interest-bearing time deposits in banks ​ ​ 650 ​ ​ — ​ ​ 650 ​ ​ — ​ ​ 650 Securities available-for-sale ​ 36,078 ​ — ​ 33,573 ​ 2,505 ​ 36,078 Securities held-to-maturity ​ 1,064 ​ — ​ 1,075 ​ — ​ 1,075 Equity securities ​ 338 ​ 338 ​ — ​ — ​ 338 Loans receivable ​ 274,485 ​ — ​ — ​ 278,475 ​ 278,475 FHLB stock ​ 1,335 ​ — ​ 1,335 ​ — ​ 1,335 Accrued interest receivable ​ 1,274 ​ 1,274 ​ — ​ — ​ 1,274 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ $ 314,911 ​ $ 91,989 ​ $ — ​ $ 218,832 ​ $ 310,821 Long-term borrowings ​ 15,978 ​ — ​ 19,355 ​ — ​ 19,355 Accrued interest payable ​ 40 ​ 40 ​ — ​ — ​ 40 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ Carrying ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair (In thousands) Amount Level 1 Level 2 Level 3 Value Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 20,997 ​ $ 20,997 ​ $ — ​ $ — ​ $ 20,997 Interest-bearing time deposits in banks ​ ​ 650 ​ ​ — ​ ​ 650 ​ ​ — ​ ​ 650 Securities available-for-sale ​ 36,975 ​ — ​ 33,965 ​ 3,010 ​ 36,975 Securities held-to-maturity ​ 1,128 ​ — ​ 1,150 ​ — ​ 1,150 Equity securities ​ 350 ​ 350 ​ — ​ — ​ 350 Loans receivable ​ 278,120 ​ — ​ — ​ 281,502 ​ 281,502 FHLB stock ​ 1,450 ​ — ​ 1,450 ​ — ​ 1,450 Accrued interest receivable ​ 1,249 ​ 1,249 ​ — ​ — ​ 1,249 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ $ 312,049 ​ $ 94,709 ​ $ — ​ $ 219,261 ​ $ 313,970 Long-term borrowings ​ 17,760 ​ — ​ 21,985 ​ — ​ 21,985 Accrued interest payable ​ 35 ​ 35 ​ — ​ — ​ 35 ​ The following tables summarize assets measured at fair value on a recurring basis, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Fair (In thousands) Level 1 Level 2 Level 3 Value Securities available-for-sale: ​ ​ ​ ​ Debt investment securities: ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ — ​ $ 30 ​ $ — ​ $ 30 Corporate bonds ​ ​ — ​ ​ 19,089 ​ ​ — ​ ​ 19,089 Municipal bonds ​ — ​ 14,454 ​ 2,505 ​ 16,959 Equity investment securities: ​ ​ ​ ​ Large cap equity mutual fund ​ 44 ​ — ​ — ​ 44 Other mutual funds ​ 294 ​ — ​ — ​ 294 Total investment securities ​ $ 338 ​ $ 33,573 ​ $ 2,505 ​ $ 36,416 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Fair (In thousands) Level 1 Level 2 Level 3 Value Securities available-for-sale: ​ ​ ​ ​ Debt investment securities: ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ — ​ $ 33 ​ $ — ​ $ 33 Corporate bonds ​ ​ — ​ ​ 18,043 ​ ​ — ​ ​ 18,043 Municipal bonds ​ — ​ 15,889 ​ 3,010 ​ 18,899 Equity investment securities: ​ ​ ​ ​ Large cap equity mutual fund ​ 45 ​ — ​ — ​ 45 Other mutual funds ​ 305 ​ — ​ — ​ 305 Total investment securities ​ $ 350 ​ $ 33,965 ​ $ 3,010 ​ $ 37,325 ​ The changes in Level 3 assets measured at estimated fair value on a recurring basis during the periods noted: ​ ​ ​ ​ ​ ​ Investment (In thousands) ​ Securities ​ ​ ​ Balance - January 1, 2022 ​ $ 3,010 Total gains realized/unrealized: ​ Included in other comprehensive income ​ 329 Principal payments/maturities ​ (834) Balance - March 31, 2022 ​ $ 2,505 ​ ​ ​ ​ ​ ​ Investment (In thousands) ​ Securities Balance - January 1, 2021 ​ $ 3,174 Total gains realized/unrealized: ​ Included in other comprehensive income ​ 50 Purchases ​ 826 Principal payments/maturities ​ (665) Balance - March 31, 2021 ​ $ 3,385 ​ Certain assets and liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following tables summarize assets measured at fair value on a nonrecurring basis segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans ​ $ — ​ $ — ​ $ 43 ​ $ 43 Foreclosed real estate & repossessed assets ​ — ​ — ​ — ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans ​ $ — ​ $ — ​ $ 260 ​ $ 260 Foreclosed real estate & repossessed assets ​ — ​ — ​ 27 ​ 27 ​ There have been no transfers of assets in or out of any fair value measurement level. The following table presents additional quantitative information about assets measured at fair value on a recurring basis and for which Level 3 inputs were used to determine fair value: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level 3 Fair Value Measurements ​ Valuation Unobservable Range ​ ​ Techniques ​ Input ​ (Weighted Avg.) Investment type- ​ ​ ​ ​ ​ ​ Other Investments ​ Scheduled principal ​ Cost to Sell ​ 0% ​ ​ and Interest payments ​ ​ ​ ​ ​ ​ Carrying value ​ ​ ​ 100% ​ ​ The following table presents quantitative information about Level 3 fair value measurements for assets measured at fair value on a nonrecurring basis at March 31, 2022 and December 31, 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level 3 Fair Value Measurements ​ ​ Valuation ​ Unobservable ​ Range ​ Techniques Input (Weighted Avg.) Impaired loans - Appraisal of collateral Appraisal Adjustments 5% - 35% (20)% One-to four-family residential Costs to Sell 5% - 15% (10)% ​ Impaired loans - Appraisal of collateral Appraisal Adjustments 5% - 35% (25)% Commercial business Changes in property condition 10% - 20% (15)% ​ ​ Costs to Sell 5% - 15% (10)% ​ Foreclosed real estate and repossessed assets Appraisal of collateral Appraisal Adjustments 5% - 35% (25)% ​ Changes in property condition 10% - 20% (15)% ​ Costs to Sell 5% - 15% (10)% ​ Impaired loans Foreclosed real estate & repossessed assets

Segment Information

Segment Information	3 Months Ended
	Mar. 31, 2022
Segment Information
Segment Information	12. Segment Information The Company has three primary business segments, its community banking franchise, its insurance agency, and a limited-purpose commercial bank. The community banking segment provides financial services to consumers and businesses principally in the Finger Lakes Region and Orleans County of New York State. These services include providing various types of loans to customers, accepting deposits, mortgage banking, and other traditional banking services. Parent company and treasury function income is included in the community-banking segment, as the majority of effort for these functions is related to this segment. Major revenue sources include net interest income, service fees on deposit accounts, and investment services commission. Expenses include personnel and branch-network support charges. The insurance agency segment offers insurance coverage to businesses and individuals in the Finger Lakes Region. The insurance activities consist of those conducted through the Bank’s wholly owned subsidiary, Generations Agency. The primary revenue source is commissions. Expenses include personnel and office support charges. The municipal banking segment is a New York State chartered limited-purpose commercial bank formed expressly to enable local municipalities, primarily within the Finger Lakes Region and Northwest New York State, to deposit public funds with the Commercial Bank in accordance with existing NYS municipal law. The Commercial Bank is a wholly owned subsidiary of the Bank. The major revenue source is net interest income. Expenses include personnel, rent and support charges for using the assets and technology of the Bank. Information about the segments is presented in the following table as of and for the periods as noted: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, ​ ​ 2022 ​ ​ ​ ​ 2021 ​ ​ Community ​ ​ ​ ​ Municipal ​ ​ ​ ​ Community ​ ​ ​ ​ Municipal ​ ​ ​ ​ ​ Banking ​ Insurance ​ Banking ​ ​ ​ ​ Banking ​ Insurance ​ Banking ​ ​ ​ (In thousands) Activities Activities Activities Total Activities Activities Activities Total Net interest income ​ $ 2,835 ​ $ — ​ $ 60 ​ $ 2,895 ​ $ 2,780 ​ $ — ​ $ 63 ​ $ 2,843 Provision for loan losses ​ 150 ​ — ​ — ​ 150 ​ 135 ​ — ​ — ​ 135 Net interest income after provision for loan losses ​ 2,685 ​ — ​ 60 ​ 2,745 ​ 2,645 ​ — ​ 63 ​ 2,708 Total noninterest income ​ 421 ​ 195 ​ — ​ 616 ​ 439 ​ 173 ​ — ​ 612 Compensation and benefits ​ (1,149) ​ (86) ​ — ​ (1,235) ​ (1,158) ​ (101) ​ — ​ (1,259) Other noninterest expense ​ (1,604) ​ (30) ​ (21) ​ (1,655) ​ (1,561) ​ (37) ​ (31) ​ (1,629) Income before income tax expense ​ 353 ​ 79 ​ 39 ​ 471 ​ 365 ​ 35 ​ 32 ​ 432 Income tax expense ​ 68 ​ — ​ 7 ​ 75 ​ 72 ​ — ​ 7 ​ 79 Net income ​ $ 285 ​ $ 79 ​ $ 32 ​ $ 396 ​ $ 293 ​ $ 35 ​ $ 25 ​ $ 353 ​ ​ The following represents a reconciliation of the Company’s reported segment assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ ​ Total assets for reportable segments ​ $ 392,168 ​ $ 395,225 Elimination of intercompany balances ​ (14,697) ​ (16,276) Consolidated total assets ​ $ 377,471 ​ $ 378,949 ​ The accounting policies of each segment are the same as those described in the summary of significant accounting policies.

Recently Issued Accounting Pron

Recently Issued Accounting Pronouncements	3 Months Ended
	Mar. 31, 2022
Recently Issued Accounting Pronouncements
Recently Issued Accounting Pronouncements	13. Recently Issued Accounting Pronouncements ASU No. 2016-13 In September 2016, the FASB issued ASU No. 2016-13, “Measurement of Credit Losses on Financial Instruments.” This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. In issuing the standard, the FASB is responding to criticism that today’s guidance delays recognition of credit losses. The standard will replace today’s “incurred loss” approach with an “expected loss” model. The new model, referred to as the current expected credit loss (“CECL”) model, will apply to: (1) financial assets subject to credit losses and measured at amortized cost, and (2) certain off-balance sheet credit exposures. This includes, but is not limited to, loans, leases, held-to-maturity securities, loan commitments, and financial guarantees. The CECL model does not apply to available-for-sale (“AFS”) debt securities. For AFS debt securities with unrealized losses, entities will measure credit losses in a manner similar to what they do today, except that the losses will be recognized as allowances rather than reductions in the amortized cost of the securities. As a result, entities will recognize improvements to estimated credit losses immediately in earnings rather than as interest income over time, as they do today. The ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. ASU 2016-13 also expands the disclosure requirements regarding an entity’s assumptions, models, and methods for estimating the allowance for loan and lease losses. In addition, entities will need to disclose the amortized cost balance for each class of financial asset by credit quality indicator, disaggregated by the year of origination. ASU No. 2016-13 is effective for public business entities that are U.S. Securities and Exchange Commission (“SEC”) filers for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. For SEC filers that are Smaller Reporting Companies, such as the Company, all other public business entities, and other non-public entities, the amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption is permitted for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. Entities will apply the standard’s provisions as a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (i.e., modified retrospective approach).The Company is currently evaluating the impact of these amendments to the Company’s financial position and results of operations and will hire a vendor to assist with expected credit loss projections. The Allowance for Loan Losses (“ALL”) estimate is material to the Company and given the change from an incurred loss model to a methodology that considers the credit loss over the life of the loan, there is the potential for an increase in the ALL at adoption date. The Company is anticipating a significant change in the processes and procedures to calculate the ALL, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. In addition, the current accounting policy and procedures for the other-than-temporary impairment on available-for-sale securities will be replaced with an allowance approach. The Company continues to collect and retain historical loan and credit data. The Company is in the process of identifying data gaps. The Board of Directors is informed of ongoing CECL developments. For additional information on the allowance for loan losses, see Notes 5 and 6 to these condensed consolidated financial statements. ASU No. 2022-02 In March 2022, the FASB issued ASU No. 2022-02, amendments related to Troubled Debt Restructurings (TDRs) for all entities after they adopt 2016-13 and amendments related to vintage disclosures that affect public business entities with investments in financing receivables, under Financial Instruments-Credit Losses (Topic 326). The amendments in the accounting guidance for TDRs by credits eliminates the recognition and measurement guidance for TDRs in Subtopic 310-40. The effective dates for the amendments in this Update are the same as the effective dates in Update 2016-13. The amendments in this update should be applied prospectively, except for the transition method related to the recognition and measurement of TDRs, an entity as the option to apply a modified retrospective transition method, resulting in a cumulative-effect adjustment to retained earnings in the period of adoption.

Subsequent Events

Subsequent Events	3 Months Ended
	Mar. 31, 2022
Subsequent Events
Subsequent Events	14. Subsequent Events The Company has evaluated subsequent events through May 6, 2022, which is the date the consolidated financial statements were issued. Generations Insurance Agency, Inc. (“Agency”), a fully owned subsidiary of Generations Bank, entered into a Management Agreement with The Northwoods Corporation (“Northwoods”) whereby Northwoods will assume customer service responsibilities for Generations Insurance Agency, Inc. effective April 1, 2022. The Agency also entered into a Purchase Agreement under which Northwoods agreed to purchase the Agency’s book of business on January 1, 2024.

Nature of Operations (Policies)

Nature of Operations (Policies)	3 Months Ended
	Mar. 31, 2022
Nature of Operations
Interim Financial Statements	Interim Financial Statements ​ The interim condensed consolidated financial statements as of March 31, 2022, and for the three months ended March 31, 2022 and 2021, are unaudited and reflect all normal recurring adjustments that are, in the opinion of management, necessary for a fair presentation of the results for the interim periods presented. Such adjustments are the only adjustments contained in these unaudited consolidated financial statements. These unaudited condensed consolidated financial statements have been prepared according to the rules and regulations of the Securities and Exchange Commission, and therefore certain information and footnote disclosures normally included in the financial statements prepared in accordance with generally accepted accounting principles in the United States of America (“GAAP”) have been omitted. The results of operations for the three months ended March 31, 2022 are not necessarily indicative of the results to be achieved for the remainder of the year ending December 31, 2022, or any other period. Certain prior period data presented in the consolidated financial statements has been reclassified to conform to current year presentation. The accompanying condensed consolidated financial statements should be read in conjunction with the financial statements and notes thereto of the Company for the year ended December 31, 2021 included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. Reference is made to the accounting policies of the Company described in the Notes to Financial Statements contained in the Annual Report on Form 10-K for the year ended December 31, 2021.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Loss (Tables)	3 Months Ended
	Mar. 31, 2022
Accumulated Other Comprehensive Loss
Schedule of Other comprehensive income information	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Unrealized ​ ​ ​ Accumulated ​ ​ (Losses) Gains ​ Defined ​ Other ​ ​ on Securities ​ Benefit ​ Comprehensive (In thousands) Available-for-Sale Pension Plan Loss ​ ​ ​ Balance, January 1, 2022 ​ $ 215 ​ $ (1,181) ​ $ (966) Other comprehensive loss before reclassifications ​ (1,774) ​ — ​ (1,774) Net current-period other comprehensive loss ​ (1,774) ​ — ​ (1,774) Balance, March 31, 2022 ​ $ (1,559) ​ $ (1,181) ​ $ (2,740) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, January 1, 2021 ​ $ 723 ​ $ (2,138) ​ $ (1,415) Other comprehensive loss before reclassifications ​ (13) ​ — ​ (13) Amounts reclassified from AOCI to the income statement ​ — ​ 23 ​ 23 Net current-period other comprehensive income (loss) ​ (13) ​ 23 ​ 10 Balance, March 31, 2021 ​ $ 710 ​ $ (2,115) ​ $ (1,405)
Reclassified out of each component of accumulated other comprehensive loss	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended March 31, ​ Affected Line Item in the (In thousands) 2022 2021 Statement of Income ​ ​ ​ ​ ​ Defined benefit pension plan: ​ ​ Retirement plan net losses recognized in net periodic pension cost ​ $ — ​ $ 28 Compensation and benefits Tax effect ​ — ​ (5) Income tax benefit ​ ​ $ — ​ $ 23 Net income

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Securities
Schedule of investments in securities available-for-sale and held-to-maturity	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Fair (in thousands) Cost Gains Losses Value Securities available-for-sale: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Residential mortgage-backed - US agency and Government Sponsored Enterprise ("GSE") ​ $ 30 ​ $ 1 ​ $ (1) ​ $ 30 Corporate bonds ​ ​ 20,780 ​ ​ 51 ​ ​ (1,742) ​ ​ 19,089 State and political subdivisions ​ 17,241 ​ 629 ​ (911) ​ 16,959 Total securities available-for-sale ​ $ 38,051 ​ $ 681 ​ $ (2,654) ​ $ 36,078 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities held-to-maturity: ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ 1,064 ​ $ 15 ​ $ (4) ​ $ 1,075 Total securities held-to-maturity ​ $ 1,064 ​ $ 15 ​ $ (4) ​ $ 1,075 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Equity securities: ​ ​ ​ ​ Large cap equity mutual fund ​ $ 44 ​ ​ ​ $ 44 Other mutual funds ​ 294 ​ ​ ​ 294 Total of equity securities ​ $ 338 ​ ​ ​ $ 338 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ Amortized Unrealized Unrealized Fair (in thousands) Cost Gains Losses Value Securities available-for-sale: ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ 33 ​ $ 1 ​ $ (1) ​ $ 33 Corporate bonds ​ ​ 18,589 ​ ​ 266 ​ ​ (812) ​ ​ 18,043 State and political subdivisions ​ 18,081 ​ 887 ​ (69) ​ 18,899 Total securities available-for-sale ​ $ 36,703 ​ $ 1,154 ​ $ (882) ​ $ 36,975 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities held-to-maturity: ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ 1,128 ​ $ 25 ​ $ (3) ​ $ 1,150 Total securities held-to-maturity ​ $ 1,128 ​ $ 25 ​ $ (3) ​ $ 1,150 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Equity securities: ​ ​ ​ ​ Large cap equity mutual fund ​ $ 45 ​ ​ ​ $ 45 Other mutual funds ​ 305 ​ ​ ​ 305 Total of equity securities ​ $ 350 ​ ​ ​ $ 350 ​
Schedule of gross unrealized losses on investment securities and the fair value of the related securities	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ 12 Months or Less ​ More than 12 Months ​ Total ​ ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ Fair Unrealized Fair Unrealized Fair Unrealized (in thousands) Value Losses Value Losses Value Losses Securities available-for-sale: ​ ​ ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ — ​ $ — ​ $ 22 ​ $ (1) ​ $ 22 ​ $ (1) Corporate bonds ​ ​ 15,602 ​ ​ (1,742) ​ ​ — ​ ​ — ​ ​ 15,602 ​ ​ (1,742) State and political subdivisions ​ 6,731 ​ (857) ​ 447 ​ (54) ​ 7,178 ​ (911) Total securities available-for-sale ​ $ 22,333 ​ $ (2,599) ​ $ 469 ​ $ (55) ​ $ 22,802 ​ $ (2,654) Securities held-to-maturity: ​ ​ ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ 214 ​ $ (1) ​ $ 248 ​ $ (3) ​ $ 462 ​ $ (4) Total securities held-to-maturity ​ $ 214 ​ $ (1) ​ $ 248 ​ $ (3) ​ $ 462 ​ $ (4) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ 12 Months or Less ​ More than 12 Months ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ Fair Unrealized Fair Unrealized Fair Unrealized (in thousands) Value Losses Value Losses Value Losses Securities available-for-sale: ​ ​ ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ — ​ $ — ​ $ 23 ​ $ (1) ​ $ 23 ​ $ (1) Corporate bonds ​ ​ 9,925 ​ ​ (812) ​ ​ — ​ ​ — ​ ​ 9,925 ​ ​ (812) State and political subdivisions ​ 4,774 ​ (69) ​ — ​ — ​ 4,774 ​ (69) Total securities available-for-sale ​ $ 14,699 ​ $ (881) ​ $ 23 ​ $ (1) ​ $ 14,722 ​ $ (882) Securities held-to-maturity: ​ ​ ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ — ​ $ — ​ $ 156 ​ $ (3) ​ $ 156 ​ $ (3) Total securities held-to-maturity ​ $ — ​ $ — ​ $ 156 ​ $ (3) ​ $ 156 ​ $ (3)
Summary of the amortized cost and estimated fair values of debt securities	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ Securities ​ Securities ​ Available-for-Sale Held-to-Maturity ​ Amortized Estimated Amortized Estimated (in thousands) Cost Fair Value Cost Fair Value Due in one year or less ​ $ 125 ​ $ 128 ​ $ — ​ $ — Due over one year through five years ​ 1,736 ​ 1,686 ​ — ​ — Due over five through ten years ​ 5,907 ​ 5,828 ​ — ​ — Due after ten years ​ 30,253 ​ 28,406 ​ — ​ — ​ ​ 38,021 ​ 36,048 ​ — ​ — Residential mortgage-backed securities ​ 30 ​ 30 ​ 1,064 ​ 1,075 Total ​ $ 38,051 ​ $ 36,078 ​ $ 1,064 ​ $ 1,075

Loans Receivable (Tables)

Loans Receivable (Tables)	3 Months Ended
	Mar. 31, 2022
Loans Receivable
Schedule of major classifications of loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ Originated Loans: ​ ​ Residential mortgages: ​ ​ One- to four-family ​ $ 101,613 ​ $ 102,766 ​ ​ 101,613 ​ 102,766 Commercial loans: ​ ​ Real estate - nonresidential ​ 19,164 ​ 19,734 Multi-family ​ 452 ​ 456 Commercial business ​ 12,172 ​ 12,366 ​ ​ 31,788 ​ 32,556 Consumer: ​ ​ Home equity and junior liens ​ 9,663 ​ 8,840 Manufactured homes ​ 48,116 ​ 47,717 Automobile ​ 22,025 ​ 22,666 Student ​ 2,102 ​ 2,096 Recreational vehicle ​ ​ 28,692 ​ ​ 29,463 Other consumer ​ 5,242 ​ 5,408 ​ ​ 115,840 ​ 116,190 Total originated loans ​ 249,241 ​ 251,512 Net deferred loan costs ​ 15,212 ​ 15,650 Less allowance for loan losses ​ (1,974) ​ (1,841) Net originated loans ​ $ 262,479 ​ $ 265,321 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ ​ Acquired Loans: ​ ​ ​ ​ Residential mortgages: ​ ​ One- to four-family ​ $ 9,678 ​ $ 10,295 ​ ​ 9,678 ​ 10,295 Commercial loans: ​ ​ Real estate - nonresidential ​ 1,693 ​ 1,744 Commercial business ​ 126 ​ 162 ​ ​ 1,819 ​ 1,906 Consumer: ​ ​ Home equity and junior liens ​ 770 ​ 861 Other consumer ​ 67 ​ 84 ​ ​ 837 ​ 945 Total acquired loans ​ 12,334 ​ 13,146 Net deferred loan costs ​ (58) ​ (60) Fair value credit and yield adjustment ​ (270) ​ (287) Net acquired loans ​ $ 12,006 ​ $ 12,799 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ ​ Total Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ One- to four-family ​ $ 111,291 ​ $ 113,061 ​ ​ 111,291 ​ 113,061 Commercial loans: ​ ​ Real estate - nonresidential ​ 20,857 ​ 21,478 Multi-family ​ 452 ​ 456 Commercial business ​ 12,298 ​ 12,528 ​ ​ 33,607 ​ 34,462 Consumer: ​ ​ Home equity and junior liens ​ 10,433 ​ 9,701 Manufactured homes ​ 48,116 ​ 47,717 Automobile ​ 22,025 ​ 22,666 Student ​ 2,102 ​ 2,096 Recreational vehicle ​ ​ 28,692 ​ ​ 29,463 Other consumer ​ 5,309 ​ 5,492 ​ ​ 116,677 ​ 117,135 Total Loans ​ 261,575 ​ 264,658 Net deferred loan costs ​ 15,154 ​ 15,590 Fair value credit and yield adjustment ​ (270) ​ (287) Less allowance for loan losses ​ (1,974) ​ (1,841) Loans receivable, net ​ $ 274,485 ​ $ 278,120 ​
Summary of loan portfolio by Company's internal risk rating system	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Originated Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 97,862 ​ $ 1,640 ​ $ 2,111 ​ $ — ​ $ 101,613 ​ ​ 97,862 ​ 1,640 ​ 2,111 ​ — ​ 101,613 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 13,918 ​ 3,096 ​ 2,150 ​ — ​ 19,164 Multi-family ​ 452 ​ — ​ — ​ — ​ 452 Commercial business ​ 8,445 ​ 2,806 ​ 921 ​ — ​ 12,172 ​ ​ 22,815 ​ 5,902 ​ 3,071 ​ — ​ 31,788 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 9,511 ​ 40 ​ 112 ​ — ​ 9,663 Manufactured homes ​ 48,072 ​ — ​ 44 ​ — ​ 48,116 Automobile ​ 22,010 ​ — ​ 15 ​ — ​ 22,025 Student ​ 2,007 ​ 20 ​ 75 ​ — ​ 2,102 Recreational vehicle ​ ​ 28,438 ​ ​ 205 ​ ​ 49 ​ ​ — ​ ​ 28,692 Other consumer ​ 5,242 ​ — ​ — ​ — ​ 5,242 ​ ​ 115,280 ​ 265 ​ 295 ​ — ​ 115,840 Total originated loans ​ $ 235,957 ​ $ 7,807 ​ $ 5,477 ​ $ — ​ $ 249,241 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Acquired Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 9,422 ​ $ 100 ​ $ 156 ​ $ — ​ $ 9,678 ​ ​ 9,422 ​ 100 ​ 156 ​ — ​ 9,678 Commercial loans: ​ ​ ​ ​ ​ Real estate - nonresidential ​ 1,693 ​ — ​ — ​ — ​ 1,693 Commercial business ​ 126 ​ — ​ — ​ — ​ 126 ​ ​ 1,819 ​ — ​ — ​ — ​ 1,819 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 770 ​ — ​ — ​ — ​ 770 Other consumer ​ 67 ​ — ​ — ​ — ​ 67 ​ ​ 837 ​ — ​ — ​ — ​ 837 Total acquired loans ​ $ 12,078 ​ $ 100 ​ $ 156 ​ $ — ​ $ 12,334 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Total Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 107,284 ​ $ 1,740 ​ $ 2,267 ​ $ — ​ $ 111,291 ​ ​ 107,284 ​ 1,740 ​ 2,267 ​ — ​ 111,291 Commercial loans: ​ ​ ​ ​ ​ Real estate - nonresidential ​ 15,611 ​ 3,096 ​ 2,150 ​ — ​ 20,857 Multi-family ​ 452 ​ — ​ — ​ — ​ 452 Commercial business ​ 8,571 ​ 2,806 ​ 921 ​ — ​ 12,298 ​ ​ 24,634 ​ 5,902 ​ 3,071 ​ — ​ 33,607 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 10,281 ​ 40 ​ 112 ​ — ​ 10,433 Manufactured homes ​ 48,072 ​ — ​ 44 ​ — ​ 48,116 Automobile ​ 22,010 ​ — ​ 15 ​ — ​ 22,025 Student ​ 2,007 ​ 20 ​ 75 ​ — ​ 2,102 Recreational vehicle ​ ​ 28,438 ​ ​ 205 ​ ​ 49 ​ ​ — ​ ​ 28,692 Other consumer ​ 5,309 ​ — ​ — ​ — ​ 5,309 ​ ​ 116,117 ​ 265 ​ 295 ​ — ​ 116,677 Total loans ​ $ 248,035 ​ $ 7,907 ​ $ 5,633 ​ $ — ​ $ 261,575 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Originated Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 99,294 ​ $ 1,110 ​ $ 2,362 ​ $ — ​ $ 102,766 ​ ​ 99,294 ​ 1,110 ​ 2,362 ​ — ​ 102,766 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 14,464 ​ 3,045 ​ 2,225 ​ — ​ 19,734 Multi-family ​ 456 ​ — ​ — ​ — ​ 456 Commercial business ​ 10,256 ​ 1,112 ​ 998 ​ — ​ 12,366 ​ ​ 25,176 ​ 4,157 ​ 3,223 ​ — ​ 32,556 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 8,753 ​ 41 ​ 46 ​ — ​ 8,840 Manufactured homes ​ 47,717 ​ — ​ — ​ — ​ 47,717 Automobile ​ 22,558 ​ 64 ​ 44 ​ — ​ 22,666 Student ​ 2,096 ​ — ​ — ​ — ​ 2,096 Recreational vehicle ​ ​ 29,424 ​ ​ 39 ​ ​ — ​ ​ — ​ ​ 29,463 Other consumer ​ 5,376 ​ 32 ​ — ​ — ​ 5,408 ​ ​ 115,924 ​ 176 ​ 90 ​ — ​ 116,190 Total originated loans ​ $ 240,394 ​ $ 5,443 ​ $ 5,675 ​ $ — ​ $ 251,512 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Acquired Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 10,038 ​ $ 42 ​ $ 215 ​ $ — ​ $ 10,295 ​ ​ 10,038 ​ 42 ​ 215 ​ — ​ 10,295 Commercial loans: ​ ​ ​ ​ ​ Real estate - nonresidential ​ 1,744 ​ — ​ — ​ — ​ 1,744 Commercial business ​ 162 ​ — ​ — ​ — ​ 162 ​ ​ 1,906 ​ — ​ — ​ — ​ 1,906 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 841 ​ — ​ 20 ​ — ​ 861 Other consumer ​ 84 ​ — ​ — ​ — ​ 84 ​ ​ 925 ​ — ​ 20 ​ — ​ 945 Total acquired loans ​ $ 12,869 ​ $ 42 ​ $ 235 ​ $ — ​ $ 13,146 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ Special ​ ​ ​ ​ ​ ​ ​ ​ ​ (In thousands) Pass Mention Substandard Doubtful Total Total Loans: ​ ​ ​ ​ ​ Residential mortgages: ​ ​ ​ ​ ​ One- to four-family ​ $ 109,332 ​ $ 1,152 ​ $ 2,577 ​ $ — ​ $ 113,061 ​ ​ 109,332 ​ 1,152 ​ 2,577 ​ — ​ 113,061 Commercial loans: ​ ​ ​ ​ ​ Real estate - nonresidential ​ 16,208 ​ 3,045 ​ 2,225 ​ — ​ 21,478 Multi-family ​ 456 ​ — ​ — ​ — ​ 456 Commercial business ​ 10,418 ​ 1,112 ​ 998 ​ — ​ 12,528 ​ ​ 27,082 ​ 4,157 ​ 3,223 ​ — ​ 34,462 Consumer: ​ ​ ​ ​ ​ Home equity and junior liens ​ 9,594 ​ 41 ​ 66 ​ — ​ 9,701 Manufactured homes ​ 47,717 ​ — ​ — ​ — ​ 47,717 Automobile ​ 22,558 ​ 64 ​ 44 ​ — ​ 22,666 Student ​ 2,096 ​ — ​ — ​ — ​ 2,096 Recreational vehicle ​ ​ 29,424 ​ ​ 39 ​ ​ — ​ ​ — ​ ​ 29,463 Other consumer ​ 5,460 ​ 32 ​ — ​ — ​ 5,492 ​ ​ 116,849 ​ 176 ​ 110 ​ — ​ 117,135 Total loans ​ $ 253,263 ​ $ 5,485 ​ $ 5,910 ​ $ — ​ $ 264,658 ​
Schedule of age analysis of past due loans, segregated by class of loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days 60-89 Days or More Total Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Originated Loans: ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 3,096 ​ $ — ​ $ 2,111 ​ $ 5,207 ​ $ 96,406 ​ $ 101,613 ​ ​ 3,096 ​ — ​ 2,111 ​ 5,207 ​ 96,406 ​ 101,613 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 2,855 ​ — ​ 416 ​ 3,271 ​ 15,893 ​ 19,164 Multi-family ​ — ​ — ​ — ​ — ​ 452 ​ 452 Commercial business ​ 327 ​ — ​ 134 ​ 461 ​ 11,711 ​ 12,172 ​ ​ 3,182 ​ — ​ 550 ​ 3,732 ​ 28,056 ​ 31,788 Consumer loans: ​ ​ ​ ​ ​ ​ Home equity and junior liens ​ 128 ​ — ​ 112 ​ 240 ​ 9,423 ​ 9,663 Manufactured homes ​ 742 ​ 266 ​ 44 ​ 1,052 ​ 47,064 ​ 48,116 Automobile ​ 219 ​ — ​ 15 ​ 234 ​ 21,791 ​ 22,025 Student ​ — ​ 20 ​ 75 ​ 95 ​ 2,007 ​ 2,102 Recreational vehicle ​ ​ 780 ​ ​ 205 ​ ​ 49 ​ ​ 1,034 ​ ​ 27,658 ​ ​ 28,692 Other consumer ​ 78 ​ — ​ — ​ 78 ​ 5,164 ​ 5,242 ​ ​ 1,947 ​ 491 ​ 295 ​ 2,733 ​ 113,107 ​ 115,840 Total originated loans ​ $ 8,225 ​ $ 491 ​ $ 2,956 ​ $ 11,672 ​ $ 237,569 ​ $ 249,241 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ or More ​ Total ​ Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Acquired Loans: ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 334 ​ $ — ​ $ 156 ​ $ 490 ​ $ 9,188 ​ $ 9,678 ​ ​ 334 ​ — ​ 156 ​ 490 ​ 9,188 ​ 9,678 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ — ​ — ​ — ​ — ​ 1,693 ​ 1,693 Commercial business ​ — ​ — ​ — ​ — ​ 126 ​ 126 ​ ​ — ​ — ​ — ​ — ​ 1,819 ​ 1,819 Consumer loans: ​ ​ ​ ​ ​ ​ Home equity and junior liens ​ 35 ​ — ​ — ​ 35 ​ 735 ​ 770 Other consumer ​ — ​ — ​ — ​ — ​ 67 ​ 67 ​ ​ 35 ​ — ​ — ​ 35 ​ 802 ​ 837 Total acquired loans ​ $ 369 ​ $ — ​ $ 156 ​ $ 525 ​ $ 11,809 ​ $ 12,334 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ or More ​ Total ​ Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Total Loans: ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 3,430 ​ $ — ​ $ 2,267 ​ $ 5,697 ​ $ 105,594 ​ $ 111,291 ​ ​ 3,430 ​ — ​ 2,267 ​ 5,697 ​ 105,594 ​ 111,291 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 2,855 ​ — ​ 416 ​ 3,271 ​ 17,586 ​ 20,857 Multi-family ​ — ​ — ​ — ​ — ​ 452 ​ 452 Commercial business ​ 327 ​ — ​ 134 ​ 461 ​ 11,837 ​ 12,298 ​ ​ 3,182 ​ — ​ 550 ​ 3,732 ​ 29,875 ​ 33,607 Consumer loans: ​ ​ ​ ​ ​ ​ Home equity and junior liens ​ 163 ​ — ​ 112 ​ 275 ​ 10,158 ​ 10,433 Manufactured homes ​ 742 ​ 266 ​ 44 ​ 1,052 ​ 47,064 ​ 48,116 Automobile ​ 219 ​ — ​ 15 ​ 234 ​ 21,791 ​ 22,025 Student ​ — ​ 20 ​ 75 ​ 95 ​ 2,007 ​ 2,102 Recreational vehicle ​ ​ 780 ​ ​ 205 ​ ​ 49 ​ ​ 1,034 ​ ​ 27,658 ​ ​ 28,692 Other consumer ​ 78 ​ — ​ — ​ 78 ​ 5,231 ​ 5,309 ​ ​ 1,982 ​ 491 ​ 295 ​ 2,768 ​ 113,909 ​ 116,677 Total loans ​ $ 8,594 ​ $ 491 ​ $ 3,112 ​ $ 12,197 ​ $ 249,378 ​ $ 261,575 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days 60-89 Days or More Total Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Originated Loans: ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 3,137 ​ $ 757 ​ $ 2,362 ​ $ 6,256 ​ $ 96,510 ​ $ 102,766 ​ ​ 3,137 ​ 757 ​ 2,362 ​ 6,256 ​ 96,510 ​ 102,766 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 389 ​ — ​ 416 ​ 805 ​ 18,929 ​ 19,734 Multi-family ​ — ​ — ​ — ​ — ​ 456 ​ 456 Commercial business ​ — ​ 8 ​ 161 ​ 169 ​ 12,197 ​ 12,366 ​ ​ 389 ​ 8 ​ 577 ​ 974 ​ 31,582 ​ 32,556 Consumer loans: ​ ​ ​ ​ ​ ​ Home equity and junior liens ​ 149 ​ 31 ​ 46 ​ 226 ​ 8,614 ​ 8,840 Manufactured homes ​ 922 ​ 615 ​ — ​ 1,537 ​ 46,180 ​ 47,717 Automobile ​ 168 ​ 64 ​ 44 ​ 276 ​ 22,390 ​ 22,666 Student ​ 95 ​ — ​ — ​ 95 ​ 2,001 ​ 2,096 Recreational vehicle ​ ​ 605 ​ ​ 39 ​ ​ — ​ ​ 644 ​ ​ 28,819 ​ ​ 29,463 Other consumer ​ 75 ​ 32 ​ — ​ 107 ​ 5,301 ​ 5,408 ​ ​ 2,014 ​ 781 ​ 90 ​ 2,885 ​ 113,305 ​ 116,190 Total originated loans ​ $ 5,540 ​ $ 1,546 ​ $ 3,029 ​ $ 10,115 ​ $ 241,397 ​ $ 251,512 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ or More ​ Total ​ Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Acquired Loans: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 318 ​ $ 68 ​ $ 215 ​ $ 601 ​ $ 9,694 ​ $ 10,295 ​ ​ 318 ​ 68 ​ 215 ​ 601 ​ 9,694 ​ 10,295 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ — ​ — ​ — ​ — ​ 1,744 ​ 1,744 Commercial business ​ 27 ​ — ​ — ​ 27 ​ 135 ​ 162 Other commercial and industrial ​ 27 ​ — ​ — ​ 27 ​ 1,879 ​ 1,906 ​ ​ ​ ​ ​ ​ ​ Consumer loans: ​ — ​ — ​ 20 ​ 20 ​ 841 ​ 861 Home equity and junior liens ​ — ​ — ​ — ​ — ​ 84 ​ 84 Other consumer ​ — ​ — ​ 20 ​ 20 ​ 925 ​ 945 ​ ​ $ 345 ​ $ 68 ​ $ 235 ​ $ 648 ​ $ 12,498 ​ $ 13,146 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ 90 Days ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ or More ​ Total ​ Total Loans ​ Total Loans (In thousands) Past Due Past Due Past Due Past Due Current Receivable Total Loans: ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ ​ One- to four-family ​ $ 3,455 ​ $ 825 ​ $ 2,577 ​ $ 6,857 ​ $ 106,204 ​ $ 113,061 ​ ​ 3,455 ​ 825 ​ 2,577 ​ 6,857 ​ 106,204 ​ 113,061 Commercial loans: ​ ​ ​ ​ ​ ​ Real estate - nonresidential ​ 389 ​ — ​ 416 ​ 805 ​ 20,673 ​ 21,478 Multi-family ​ — ​ — ​ — ​ — ​ 456 ​ 456 Commercial business ​ 27 ​ 8 ​ 161 ​ 196 ​ 12,332 ​ 12,528 ​ ​ 416 ​ 8 ​ 577 ​ 1,001 ​ 33,461 ​ 34,462 Consumer loans: ​ ​ ​ ​ ​ ​ Home equity and junior liens ​ 149 ​ 31 ​ 66 ​ 246 ​ 9,455 ​ 9,701 Manufactured homes ​ 922 ​ 615 ​ — ​ 1,537 ​ 46,180 ​ 47,717 Automobile ​ 168 ​ 64 ​ 44 ​ 276 ​ 22,390 ​ 22,666 Student ​ 95 ​ — ​ — ​ 95 ​ 2,001 ​ 2,096 Recreational vehicle ​ ​ 605 ​ ​ 39 ​ ​ — ​ ​ 644 ​ ​ 28,819 ​ ​ 29,463 Other consumer ​ 75 ​ 32 ​ — ​ 107 ​ 5,385 ​ 5,492 ​ ​ 2,014 ​ 781 ​ 110 ​ 2,905 ​ 114,230 ​ 117,135 Total loans ​ $ 5,885 ​ $ 1,614 ​ $ 3,264 ​ $ 10,763 ​ $ 253,895 ​ $ 264,658 ​
Non-accrual loans, segregated by class of loan	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, ​ (In thousands) 2022 2021 ​ ​ ​ ​ ​ ​ ​ ​ Residential mortgage loans: ​ ​ ​ ​ ​ One- to four-family ​ $ 2,267 ​ $ 2,577 ​ ​ ​ 2,267 ​ 2,577 ​ Commercial loans: ​ ​ ​ Real estate - nonresidential ​ 416 ​ 416 ​ Commercial business ​ 134 ​ 161 ​ ​ ​ 550 ​ 577 ​ Consumer loans: ​ ​ ​ Home equity and junior liens ​ 112 ​ 66 ​ Manufactured homes ​ 44 ​ — ​ Automobile ​ 15 ​ 44 ​ Student ​ 75 ​ — ​ Recreational vehicle ​ ​ 49 ​ ​ — ​ ​ ​ 295 ​ 110 ​ Total non-accrual loans ​ $ 3,112 ​ $ 3,264 ​
Schedule of loans modified as troubled debt restructuring	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Post- ​ ​ ​ ​ ​ ​ ​ ​ Pre-Modification ​ ​ Modification ​ ​ Current ​ ​ ​ ​ ​ Outstanding ​ ​ Outstanding ​ ​ Outstanding ​ ​ Number of ​ ​ Recorded ​ ​ Recorded ​ ​ Recorded For the three months ended March 31, 2021 ​ Contracts ​ ​ Investment ​ ​ Investment ​ ​ Investment One- to four-family residential mortgages ​ 4 ​ $ 336 ​ $ 336 ​ $ 250 Commercial business ​ 3 ​ ​ 46 ​ ​ 46 ​ ​ 34
Summary of impaired loans information by portfolio class	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ Unpaid ​ ​ ​ ​ ​ Recorded ​ Principal ​ Related (In thousands) Investment Balance Allowance ​ ​ ​ ​ ​ ​ ​ With no related allowance recorded: ​ ​ ​ One- to four-family residential mortgages ​ $ 2,158 ​ $ 2,239 ​ $ — Commercial real estate - nonresidential ​ 416 ​ 516 ​ — Commercial business ​ 73 ​ 73 ​ — Home equity and junior liens ​ 112 ​ 112 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ With an allowance recorded: ​ ​ ​ Commercial business ​ 55 ​ 55 ​ 12 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total: ​ ​ ​ One- to four-family residential mortgages ​ 2,158 ​ 2,239 ​ — Commercial real estate - nonresidential ​ 416 ​ 516 ​ — Commercial business ​ 128 ​ 128 ​ 12 Home equity and junior liens ​ 112 ​ 112 ​ — ​ ​ $ 2,814 ​ $ 2,995 ​ $ 12 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ Unpaid ​ ​ ​ ​ Recorded ​ Principal ​ Related (In thousands) Investment Balance Allowance With no related allowance recorded: ​ ​ ​ ​ ​ ​ One- to four-family residential mortgages ​ $ 2,352 ​ $ 2,423 ​ $ — Commercial real estate - nonresidential ​ 416 ​ 516 ​ — Commercial business ​ 73 ​ 73 ​ — Home equity and junior liens ​ 67 ​ 67 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ With an allowance recorded: ​ ​ ​ One- to four-family residential mortgages ​ 224 ​ 224 ​ 7 Commercial business ​ 55 ​ 55 ​ 12 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total: ​ ​ ​ One- to four-family residential mortgages ​ 2,576 ​ 2,647 ​ 7 Commercial real estate - nonresidential ​ 416 ​ 516 ​ — Commercial business ​ 128 ​ 128 ​ 12 Home equity and junior liens ​ 67 ​ 67 ​ — ​ ​ $ 3,187 ​ $ 3,358 ​ $ 19 ​ The following table presents the average recorded investment in impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, (In thousands) 2022 ​ 2021 ​ ​ One- to four-family residential mortgages ​ $ 2,166 ​ $ 2,175 Commercial real estate - nonresidential ​ 416 ​ 1,285 Commercial business ​ 128 ​ 2,228 Home equity and junior liens ​ 112 ​ 104 Other consumer ​ — ​ 5 ​ ​ ​ 2,822 ​ $ 5,797 ​ The following table presents interest income recognized on impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ One- to four-family residential mortgages ​ $ 6 ​ $ 17 Commercial real estate - nonresidential ​ — ​ 16 Multi-family ​ — ​ 15 Home equity and junior liens ​ ​ — ​ ​ 1 ​ ​ $ 6 ​ $ 49

Allowance for Loan Loss (Tables

Allowance for Loan Loss (Tables)	3 Months Ended
	Mar. 31, 2022
Allowance for Loan Loss
Changes in the allowance for loan losses	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2022 ​ ​ One- to four- ​ Construction ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ family ​ residential ​ Real estate ​ ​ ​ Construction ​ Commercial (In thousands) residential mortgage nonresidential Multi-family commercial business Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 688 ​ $ — ​ $ 630 $ 2 ​ $ — ​ $ 161 Charge-offs ​ (10) ​ — ​ — ​ — ​ — ​ — Recoveries ​ 15 ​ — ​ — ​ — ​ — ​ — Provision for loan losses ​ 46 ​ — ​ 14 ​ 1 ​ — ​ 48 Ending balance ​ $ 739 ​ $ — ​ $ 644 $ 3 ​ $ — ​ $ 209 Ending balance: related to loans individually evaluated for impairment ​ $ — ​ $ — ​ $ — $ — ​ $ — ​ $ 12 Ending balance: related to loans collectively evaluated for impairment ​ $ 739 ​ $ — ​ $ 644 $ 3 ​ $ — ​ $ 197 Loans receivable: ​ ​ ​ ​ ​ ​ Ending balance ​ $ 111,291 ​ $ — ​ $ 20,857 $ 452 ​ $ — ​ $ 12,298 Ending balance: individually evaluated for impairment ​ $ 2,158 ​ $ — ​ $ 416 $ — ​ $ — ​ $ 128 Ending balance: collectively evaluated for impairment ​ $ 109,133 ​ $ — ​ $ 20,441 $ 452 ​ $ — ​ $ 12,170 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2022 (cont'd) ​ ​ Home equity ​ Manufactured ​ ​ ​ ​ ​ ​ ​ Recreational ​ Other ​ ​ ​ ​ ​ ​ (In thousands) and junior liens homes Automobile Student vehicle consumer Unallocated Total Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 39 ​ $ 102 ​ $ 107 ​ $ 64 ​ $ — ​ $ 48 ​ $ — ​ $ 1,841 Charge-offs ​ — ​ — ​ (40) ​ — ​ — ​ — ​ — ​ (50) Recoveries ​ — ​ — ​ 17 ​ 1 ​ — ​ — ​ — ​ 33 Provision (credit) for loan losses ​ 4 ​ 14 ​ 23 ​ (1) ​ — ​ 1 ​ — ​ 150 Ending balance ​ $ 43 ​ $ 116 ​ $ 107 ​ $ 64 ​ $ — ​ $ 49 ​ $ — ​ $ 1,974 Ending balance: related to loans individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 12 Ending balance: related to loans collectively evaluated for impairment ​ $ 43 ​ $ 116 ​ $ 107 ​ $ 64 ​ $ — ​ $ 49 ​ $ — ​ $ 1,962 Loans receivable: ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 10,433 ​ $ 48,116 ​ $ 22,025 ​ $ 2,102 ​ $ 28,692 ​ $ 5,309 ​ $ — ​ $ 261,575 Ending balance: individually evaluated for impairment ​ $ 112 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 2,814 Ending balance: collectively evaluated for impairment ​ $ 10,321 ​ $ 48,116 ​ $ 22,025 ​ $ 2,102 ​ $ 28,692 ​ $ 5,309 ​ $ — ​ $ 258,761 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2021 ​ ​ One- to four- ​ Construction ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ family ​ residential ​ Real estate ​ ​ ​ Construction ​ Commercial (In thousands) residential mortgage nonresidential Multi-family commercial business Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 457 ​ $ — ​ $ 319 $ 26 ​ $ — ​ $ 617 Charge-offs ​ (3) ​ — ​ (51) ​ — ​ — ​ (17) Recoveries ​ 1 ​ — ​ — ​ 6 ​ — ​ 7 Provision (credit) for loan losses ​ 85 ​ — ​ 120 ​ (21) ​ — ​ (77) Ending balance ​ $ 540 ​ $ — ​ $ 388 $ 11 ​ $ — ​ $ 530 Ending balance: related to loans individually evaluated for impairment ​ $ 18 ​ $ — ​ $ 66 $ — ​ $ — ​ $ 210 Ending balance: related to loans collectively evaluated for impairment ​ $ 522 ​ $ — ​ $ 322 $ 11 ​ $ — ​ $ 320 Loans receivable: ​ ​ ​ ​ ​ ​ Ending balance ​ $ 122,533 ​ $ — ​ $ 24,405 $ 2,331 ​ $ — ​ $ 19,576 Ending balance: individually evaluated for impairment ​ $ 2,551 ​ $ — ​ $ 2,788 $ — ​ $ — ​ $ 2,177 Ending balance: collectively evaluated for impairment ​ $ 119,982 ​ $ — ​ $ 21,617 $ 2,331 ​ $ — ​ $ 17,399 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2021 (cont'd) ​ ​ Home equity ​ Manufactured ​ ​ ​ ​ ​ ​ ​ Recreational ​ Other ​ ​ ​ ​ ​ ​ (In thousands) and junior liens homes Automobile Student vehicle consumer Unallocated Total Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 46 ​ $ 76 ​ $ 127 ​ $ 69 ​ $ — ​ $ 84 ​ $ — ​ $ 1,821 Charge-offs ​ (2) ​ — ​ (2) ​ — ​ — ​ (33) ​ — ​ (108) Recoveries ​ — ​ — ​ 10 ​ 1 ​ 7 ​ 1 ​ — ​ 33 Provision (credit) for loan losses ​ 4 ​ 5 ​ 2 ​ 1 ​ (7) ​ 23 ​ — ​ 135 Ending balance ​ $ 48 ​ $ 81 ​ $ 137 ​ $ 71 ​ $ — ​ $ 75 ​ $ — ​ $ 1,881 Ending balance: related to loans individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 2 ​ $ — ​ $ 296 Ending balance: related to loans collectively evaluated for impairment ​ $ 48 ​ $ 81 ​ $ 137 ​ $ 71 ​ $ — ​ $ 73 ​ $ — ​ $ 1,585 Loans receivable: ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 10,365 ​ $ 46,608 ​ $ 22,421 ​ $ 2,304 ​ $ 17,043 ​ $ 4,408 ​ $ — ​ $ 271,994 Ending balance: individually evaluated for impairment ​ $ 103 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 5 ​ $ — ​ $ 7,624 Ending balance: collectively evaluated for impairment ​ $ 10,262 ​ $ 46,608 ​ $ 22,421 ​ $ 2,304 ​ $ 17,043 ​ $ 4,403 ​ $ — ​ $ 264,370 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ One- to four- ​ Construction ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ family residential Real estate ​ Construction Commercial (In thousands) residential mortgage nonresidential Multi-family commercial business Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 457 ​ $ — ​ $ 319 $ 26 ​ $ — ​ $ 617 Charge-offs ​ (117) ​ — ​ (386) ​ — ​ — ​ (84) Recoveries ​ 28 ​ — ​ 16 ​ 12 ​ — ​ 7 Provision (credit) for loan losses ​ 320 ​ — ​ 681 ​ (36) ​ — ​ (379) Ending balance ​ $ 688 ​ $ — ​ $ 630 $ 2 ​ $ — ​ $ 161 Ending balance: related to loans individually evaluated for impairment ​ $ 7 ​ $ — ​ $ — $ — ​ $ — ​ $ 12 Ending balance: related to loans collectively evaluated for impairment ​ $ 681 ​ $ — ​ $ 630 $ 2 ​ $ — ​ $ 149 Loans receivable: ​ ​ ​ ​ ​ ​ Ending balance ​ $ 113,061 ​ $ — ​ $ 21,478 $ 456 ​ $ — ​ $ 12,528 Ending balance: individually evaluated for impairment ​ $ 2,576 ​ $ — ​ $ 416 $ — ​ $ — ​ $ 128 Ending balance: collectively evaluated for impairment ​ $ 110,485 ​ $ — ​ $ 21,062 $ 456 ​ $ — ​ $ 12,400 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 (cont'd) ​ ​ Home equity ​ Manufactured ​ ​ ​ ​ ​ ​ ​ Recreational ​ Other ​ ​ ​ ​ ​ ​ (In thousands) and junior liens homes Automobile Student vehicle consumer Unallocated Total Allowance for loan losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 46 ​ $ 76 ​ $ 127 ​ $ 69 ​ $ — ​ $ 84 ​ $ — ​ $ 1,821 Charge-offs ​ (2) ​ — ​ (12) ​ — ​ (1) ​ (45) ​ — ​ (647) Recoveries ​ — ​ — ​ 48 ​ 3 ​ 8 ​ 5 ​ — ​ 127 Provision (credit) for loan losses ​ (5) ​ 26 ​ (56) ​ (8) ​ (7) ​ 4 ​ — ​ 540 Ending balance ​ $ 39 ​ $ 102 ​ $ 107 ​ $ 64 ​ $ — ​ $ 48 ​ $ — ​ $ 1,841 Ending balance: related to loans individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 19 Ending balance: related to loans collectively evaluated for impairment ​ $ 39 ​ $ 102 ​ $ 107 ​ $ 64 ​ $ — ​ $ 48 ​ $ — ​ $ 1,822 Loans receivable: ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 9,701 ​ $ 47,717 ​ $ 22,666 ​ $ 2,096 ​ $ 29,463 ​ $ 5,492 ​ $ — ​ $ 264,658 Ending balance: individually evaluated for impairment ​ $ 67 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 3,187 Ending balance: collectively evaluated for impairment ​ $ 9,634 ​ $ 47,717 ​ $ 22,666 ​ $ 2,096 ​ $ 29,463 ​ $ 5,492 ​ $ — ​ $ 261,471

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2022
Employee Benefit Plans
Schedule of net periodic expenses recognized in income	​ ​ ​ ​ ​ ​ ​ ​ Generations Bank Plan: ​ Three Months Ended March 31, (In thousands) ​ 2022 ​ 2021 Net periodic expenses recognized in income: ​ ​ Service cost ​ $ 108 ​ $ 115 Interest cost ​ ​ 102 ​ ​ 105 Expected return on plan assets ​ ​ (384) ​ ​ (370) Amortization of net losses ​ ​ — ​ ​ 28 Net periodic pension benefit ​ $ (174) ​ $ (122) ​ ​ ​ ​ ​ ​ ​ ​ Medina Savings and Loan Plan: ​ Three Months Ended March 31, (In thousands) ​ 2022 ​ 2021 Net periodic expenses recognized in income: ​ ​ Service cost ​ $ 8 ​ $ 8 Interest cost ​ ​ 28 ​ ​ 32 Expected return on plan assets ​ ​ (115) ​ ​ (116) Net periodic pension benefit ​ $ (79) ​ $ (76)

Regulatory Capital (Tables)

Regulatory Capital (Tables)	3 Months Ended
	Mar. 31, 2022
Regulatory Capital
Summary of actual capital amounts and ratios	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Minimum ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ To Be "Well- ​ ​ ​ ​ ​ ​ ​ ​ Minimum ​ Capitalized" ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ Under Prompt ​ ​ ​ Actual ​ Adequacy Purposes ​ Corrective Provisions ​ (in thousands) Amount Ratio Amount Ratio Amount Ratio As of March 31, 2022 ​ ​ ​ Common Equity Tier 1 Capital ​ $ 41,711 ​ 15.01 % $ 12,503 ​ 4.50 % $ 18,060 ​ 6.50 % Total Capital (to Risk-Weighted Assets) ​ $ 43,685 ​ 15.72 % $ 22,228 ​ 8.00 % $ 27,785 ​ 10.00 % Tier 1 Capital (to Risk-Weighted Assets) ​ $ 41,711 ​ 15.01 % $ 16,671 ​ 6.00 % $ 22,228 ​ 8.00 % Tier 1 Capital (to Total Adjusted Assets) ​ $ 41,711 ​ 11.16 % $ 14,952 ​ 4.00 % $ 18,690 ​ 5.00 % As of December 31, 2021: ​ ​ ​ ​ ​ ​ ​ ​ Common Equity Tier 1 Capital ​ $ 41,287 ​ 14.82 % $ 12,534 ​ 4.50 % $ 18,104 ​ 6.50 % Total Capital (to Risk-Weighted Assets) ​ $ 43,128 ​ 15.48 % $ 22,282 ​ 8.00 % $ 27,853 ​ 10.00 % Tier 1 Capital (to Risk-Weighted Assets) ​ $ 41,287 ​ 14.82 % $ 16,712 ​ 6.00 % $ 22,282 ​ 8.00 % Tier 1 Capital (to Total Adjusted Assets) ​ $ 41,287 ​ 10.99 % $ 15,034 ​ 4.00 % $ 18,792 ​ 5.00 % ​

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2022
Commitments and Contingencies
Financial instruments whose contract amounts represent credit risk	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ ​ Commitments to grant loans ​ $ 3,985 ​ $ 3,524 Unfunded commitments under lines of credit ​ 15,588 ​ 15,568

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	3 Months Ended
	Mar. 31, 2022
Revenue from Contracts with Customers
Schedule of disaggregation of revenue	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, (In thousands) 2022 2021 ​ ​ ​ Service charges on deposit accounts ​ $ 150 ​ $ 135 Debit card interchange and surcharge income ​ 188 ​ 211 Insurance commission ​ 197 ​ 174 Loan servicing fees ​ 35 ​ 26 ​ ​ $ 570 ​ $ 546

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures
Schedule of carrying amount and estimated fair value of the Company's financial instrument	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ Carrying ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair (In thousands) Amount Level 1 Level 2 Level 3 Value Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 23,667 ​ $ 23,667 ​ $ — ​ $ — ​ $ 23,667 Interest-bearing time deposits in banks ​ ​ 650 ​ ​ — ​ ​ 650 ​ ​ — ​ ​ 650 Securities available-for-sale ​ 36,078 ​ — ​ 33,573 ​ 2,505 ​ 36,078 Securities held-to-maturity ​ 1,064 ​ — ​ 1,075 ​ — ​ 1,075 Equity securities ​ 338 ​ 338 ​ — ​ — ​ 338 Loans receivable ​ 274,485 ​ — ​ — ​ 278,475 ​ 278,475 FHLB stock ​ 1,335 ​ — ​ 1,335 ​ — ​ 1,335 Accrued interest receivable ​ 1,274 ​ 1,274 ​ — ​ — ​ 1,274 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ $ 314,911 ​ $ 91,989 ​ $ — ​ $ 218,832 ​ $ 310,821 Long-term borrowings ​ 15,978 ​ — ​ 19,355 ​ — ​ 19,355 Accrued interest payable ​ 40 ​ 40 ​ — ​ — ​ 40 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ Carrying ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair (In thousands) Amount Level 1 Level 2 Level 3 Value Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents ​ $ 20,997 ​ $ 20,997 ​ $ — ​ $ — ​ $ 20,997 Interest-bearing time deposits in banks ​ ​ 650 ​ ​ — ​ ​ 650 ​ ​ — ​ ​ 650 Securities available-for-sale ​ 36,975 ​ — ​ 33,965 ​ 3,010 ​ 36,975 Securities held-to-maturity ​ 1,128 ​ — ​ 1,150 ​ — ​ 1,150 Equity securities ​ 350 ​ 350 ​ — ​ — ​ 350 Loans receivable ​ 278,120 ​ — ​ — ​ 281,502 ​ 281,502 FHLB stock ​ 1,450 ​ — ​ 1,450 ​ — ​ 1,450 Accrued interest receivable ​ 1,249 ​ 1,249 ​ — ​ — ​ 1,249 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Financial liabilities: ​ ​ ​ ​ ​ Deposits ​ $ 312,049 ​ $ 94,709 ​ $ — ​ $ 219,261 ​ $ 313,970 Long-term borrowings ​ 17,760 ​ — ​ 21,985 ​ — ​ 21,985 Accrued interest payable ​ 35 ​ 35 ​ — ​ — ​ 35
Schedule of assets measured at fair value on a recurring basis	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Fair (In thousands) Level 1 Level 2 Level 3 Value Securities available-for-sale: ​ ​ ​ ​ Debt investment securities: ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ — ​ $ 30 ​ $ — ​ $ 30 Corporate bonds ​ ​ — ​ ​ 19,089 ​ ​ — ​ ​ 19,089 Municipal bonds ​ — ​ 14,454 ​ 2,505 ​ 16,959 Equity investment securities: ​ ​ ​ ​ Large cap equity mutual fund ​ 44 ​ — ​ — ​ 44 Other mutual funds ​ 294 ​ — ​ — ​ 294 Total investment securities ​ $ 338 ​ $ 33,573 ​ $ 2,505 ​ $ 36,416 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Fair (In thousands) Level 1 Level 2 Level 3 Value Securities available-for-sale: ​ ​ ​ ​ Debt investment securities: ​ ​ ​ ​ Residential mortgage-backed - US agency and GSEs ​ $ — ​ $ 33 ​ $ — ​ $ 33 Corporate bonds ​ ​ — ​ ​ 18,043 ​ ​ — ​ ​ 18,043 Municipal bonds ​ — ​ 15,889 ​ 3,010 ​ 18,899 Equity investment securities: ​ ​ ​ ​ Large cap equity mutual fund ​ 45 ​ — ​ — ​ 45 Other mutual funds ​ 305 ​ — ​ — ​ 305 Total investment securities ​ $ 350 ​ $ 33,965 ​ $ 3,010 ​ $ 37,325
Schedule of changes in Level 3 assets measured at estimated fair value on a recurring basis	​ ​ ​ ​ ​ ​ Investment (In thousands) ​ Securities ​ ​ ​ Balance - January 1, 2022 ​ $ 3,010 Total gains realized/unrealized: ​ Included in other comprehensive income ​ 329 Principal payments/maturities ​ (834) Balance - March 31, 2022 ​ $ 2,505 ​ ​ ​ ​ ​ ​ Investment (In thousands) ​ Securities Balance - January 1, 2021 ​ $ 3,174 Total gains realized/unrealized: ​ Included in other comprehensive income ​ 50 Purchases ​ 826 Principal payments/maturities ​ (665) Balance - March 31, 2021 ​ $ 3,385
Schedule of assets measured at fair value on a nonrecurring basis	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans ​ $ — ​ $ — ​ $ 43 ​ $ 43 Foreclosed real estate & repossessed assets ​ — ​ — ​ — ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans ​ $ — ​ $ — ​ $ 260 ​ $ 260 Foreclosed real estate & repossessed assets ​ — ​ — ​ 27 ​ 27
Schedule of quantitative Information about Level 3 Fair Value Measurements	The following table presents additional quantitative information about assets measured at fair value on a recurring basis and for which Level 3 inputs were used to determine fair value: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level 3 Fair Value Measurements ​ Valuation Unobservable Range ​ ​ Techniques ​ Input ​ (Weighted Avg.) Investment type- ​ ​ ​ ​ ​ ​ Other Investments ​ Scheduled principal ​ Cost to Sell ​ 0% ​ ​ and Interest payments ​ ​ ​ ​ ​ ​ Carrying value ​ ​ ​ 100% ​ ​ The following table presents quantitative information about Level 3 fair value measurements for assets measured at fair value on a nonrecurring basis at March 31, 2022 and December 31, 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level 3 Fair Value Measurements ​ ​ Valuation ​ Unobservable ​ Range ​ Techniques Input (Weighted Avg.) Impaired loans - Appraisal of collateral Appraisal Adjustments 5% - 35% (20)% One-to four-family residential Costs to Sell 5% - 15% (10)% ​ Impaired loans - Appraisal of collateral Appraisal Adjustments 5% - 35% (25)% Commercial business Changes in property condition 10% - 20% (15)% ​ ​ Costs to Sell 5% - 15% (10)% ​ Foreclosed real estate and repossessed assets Appraisal of collateral Appraisal Adjustments 5% - 35% (25)% ​ Changes in property condition 10% - 20% (15)% ​ Costs to Sell 5% - 15% (10)%

Segment Information (Tables)

Segment Information (Tables)	3 Months Ended
	Mar. 31, 2022
Segment Information
Summary of information about segments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, ​ ​ 2022 ​ ​ ​ ​ 2021 ​ ​ Community ​ ​ ​ ​ Municipal ​ ​ ​ ​ Community ​ ​ ​ ​ Municipal ​ ​ ​ ​ ​ Banking ​ Insurance ​ Banking ​ ​ ​ ​ Banking ​ Insurance ​ Banking ​ ​ ​ (In thousands) Activities Activities Activities Total Activities Activities Activities Total Net interest income ​ $ 2,835 ​ $ — ​ $ 60 ​ $ 2,895 ​ $ 2,780 ​ $ — ​ $ 63 ​ $ 2,843 Provision for loan losses ​ 150 ​ — ​ — ​ 150 ​ 135 ​ — ​ — ​ 135 Net interest income after provision for loan losses ​ 2,685 ​ — ​ 60 ​ 2,745 ​ 2,645 ​ — ​ 63 ​ 2,708 Total noninterest income ​ 421 ​ 195 ​ — ​ 616 ​ 439 ​ 173 ​ — ​ 612 Compensation and benefits ​ (1,149) ​ (86) ​ — ​ (1,235) ​ (1,158) ​ (101) ​ — ​ (1,259) Other noninterest expense ​ (1,604) ​ (30) ​ (21) ​ (1,655) ​ (1,561) ​ (37) ​ (31) ​ (1,629) Income before income tax expense ​ 353 ​ 79 ​ 39 ​ 471 ​ 365 ​ 35 ​ 32 ​ 432 Income tax expense ​ 68 ​ — ​ 7 ​ 75 ​ 72 ​ — ​ 7 ​ 79 Net income ​ $ 285 ​ $ 79 ​ $ 32 ​ $ 396 ​ $ 293 ​ $ 35 ​ $ 25 ​ $ 353 ​
Schedule of reconciliation of the Company's reported segment assets	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, ​ At December 31, (In thousands) 2022 2021 ​ ​ ​ ​ ​ ​ Total assets for reportable segments ​ $ 392,168 ​ $ 395,225 Elimination of intercompany balances ​ (14,697) ​ (16,276) Consolidated total assets ​ $ 377,471 ​ $ 378,949

Nature of Operations (Details)

Nature of Operations (Details) $ in Millions	Jan. 13, 2021USD ($)shares	Mar. 31, 2021shares	Mar. 31, 2022facilityOffice	Jul. 31, 2020
Related Party Transaction [Line Items]
Number of common stocks sold	1,477,575	1,477,575
Exchange ratio of shares	0.9980
Gross offering proceeds from sale of stocks | $	$ 14.8
Net proceeds from sale | $	$ 13.2
Number of full-service office | Office			7
Number of drive-thru facility | facility			1
Seneca-Cayuga Bancorp, Inc. (the "Holding Company")
Related Party Transaction [Line Items]
Number of common stocks sold		109,450
ESOP shares committed to be released (in shares)	109,450
Seneca Falls Savings Bank, MHC (the "Mutual Holding Company") | Seneca-Cayuga Bancorp, Inc. (the "Holding Company")
Related Party Transaction [Line Items]
Percentage of holding				60.10%

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Loss - Comprehensive income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Changes in the components of accumulated other comprehensive loss, net of tax
Balance	$ 43,479	$ 29,886
Net current-period other comprehensive income (loss)	(1,774)	10
Balance	42,115	41,947
Securities Available-for-Sale
Changes in the components of accumulated other comprehensive loss, net of tax
Balance	215	723
Other comprehensive income (loss) before reclassifications	(1,774)	(13)
Net current-period other comprehensive income (loss)	(1,774)	(13)
Balance	(1,559)	710
Defined Benefit Pension Plan
Changes in the components of accumulated other comprehensive loss, net of tax
Balance	(1,181)	(2,138)
Amounts reclassified from AOCI to the income statement		23
Net current-period other comprehensive income (loss)		23
Balance	(1,181)	(2,115)
Accumulated Other Comprehensive Income (Loss)
Changes in the components of accumulated other comprehensive loss, net of tax
Balance	(966)	(1,415)
Other comprehensive income (loss) before reclassifications	(1,774)	(13)
Amounts reclassified from AOCI to the income statement		23
Net current-period other comprehensive income (loss)	(1,774)	10
Balance	$ (2,740)	$ (1,405)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Loss - Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Retirement plan net losses recognized in net periodic pension cost	$ 1,235	$ 1,259
Tax effect	$ 75	79
Amounts Reclassified From AOCI | Defined Benefit Pension Plan
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Retirement plan net losses recognized in net periodic pension cost		28
Tax effect		(5)
Net income		$ 23

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Earnings Per Common Share
Weighted-average number of common shares outstanding, basic	2,351,000	2,360,000
Weighted-average number of common shares outstanding, diluted	2,351,000	2,360,000
Dilutive common stock equivalents	$ 0

Securities - Securities availab

Securities - Securities available-for-sale and held-to-maturity (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Securities available-for-sale:
Amortized Cost	$ 38,051	$ 36,703
Gross Unrealized Gains	681	1,154
Gross Unrealized Losses	(2,654)	(882)
Debt Securities, Available-for-sale, Total	36,078	36,975
Securities held-to-maturity:
Held-to-maturity securities Amortized Cost	1,064	1,128
Held-to-maturity securities Gross Unrealized Gains	15	25
Held-to-maturity securities Gross Unrealized Losses	(4)	(3)
Held-to-maturity securities Fair Value	1,075	1,150
Equity securities:
Equity securities amortized Cost	338	350
Equity securities	338	350
Residential mortgage-backed - US agency and GSEs
Securities available-for-sale:
Amortized Cost	30	33
Gross Unrealized Gains	1	1
Gross Unrealized Losses	(1)	(1)
Debt Securities, Available-for-sale, Total	30	33
Securities held-to-maturity:
Held-to-maturity securities Amortized Cost	1,064	1,128
Held-to-maturity securities Gross Unrealized Gains	15	25
Held-to-maturity securities Gross Unrealized Losses	(4)	(3)
Held-to-maturity securities Fair Value	1,075	1,150
Corporate bonds
Securities available-for-sale:
Amortized Cost	20,780	18,589
Gross Unrealized Gains	51	266
Gross Unrealized Losses	(1,742)	(812)
Debt Securities, Available-for-sale, Total	19,089	18,043
State and political subdivisions
Securities available-for-sale:
Amortized Cost	17,241	18,081
Gross Unrealized Gains	629	887
Gross Unrealized Losses	(911)	(69)
Debt Securities, Available-for-sale, Total	16,959	18,899
Large cap equity mutual fund
Equity securities:
Equity securities amortized Cost	44	45
Equity securities	44	45
Other mutual funds
Equity securities:
Equity securities amortized Cost	294	305
Equity securities	$ 294	$ 305

Securities - Gross unrealized l

Securities - Gross unrealized losses on investment securities and the fair value (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Fair value of debt securities available-for-sale:
Fair Value of 12 months or less	$ 22,333	$ 14,699
Fair Value of more than 12 months	469	23
Total Fair Value	22,802	14,722
Gross unrealized losses of debt securities available-for-sale:
Gross unrealized losses 12 months or less	(2,599)	(881)
Gross unrealized losses more than 12 months	(55)	(1)
Total Gross unrealized losses	(2,654)	(882)
Fair value of debt securities held-to-maturity:
Fair Value 12 months or less	214
Fair Value more than 12 months	248	156
Total Fair Value	462	156
Gross unrealized losses of debt securities held-to-maturity:
Gross unrealized losses 12 months or less	(1)
Gross unrealized losses more than 12 months	(3)	(3)
Total Gross unrealized losses	(4)	(3)
Residential mortgage-backed - US agency and GSEs
Fair value of debt securities available-for-sale:
Fair Value of more than 12 months	22	23
Total Fair Value	22	23
Gross unrealized losses of debt securities available-for-sale:
Gross unrealized losses more than 12 months	(1)	(1)
Total Gross unrealized losses	(1)	(1)
Fair value of debt securities held-to-maturity:
Fair Value 12 months or less	214
Fair Value more than 12 months	248	156
Total Fair Value	462	156
Gross unrealized losses of debt securities held-to-maturity:
Gross unrealized losses 12 months or less	(1)
Gross unrealized losses more than 12 months	(3)	(3)
Total Gross unrealized losses	(4)	(3)
Corporate bonds
Fair value of debt securities available-for-sale:
Fair Value of 12 months or less	15,602	9,925
Total Fair Value	15,602	9,925
Gross unrealized losses of debt securities available-for-sale:
Gross unrealized losses 12 months or less	(1,742)	(812)
Total Gross unrealized losses	(1,742)	(812)
State and political subdivisions
Fair value of debt securities available-for-sale:
Fair Value of 12 months or less	6,731	4,774
Fair Value of more than 12 months	447
Total Fair Value	7,178	4,774
Gross unrealized losses of debt securities available-for-sale:
Gross unrealized losses 12 months or less	(857)	(69)
Gross unrealized losses more than 12 months	(54)
Total Gross unrealized losses	$ (911)	$ (69)

Securities - Narrative (Details

Securities - Narrative (Details)	3 Months Ended
	Mar. 31, 2022USD ($)security
Debt Securities, Available-for-sale [Line Items]
Number of government-backed securities	43
Term of Contractual Maturity of Debt Securities	20 years
Residential mortgage-backed - US agency and GSEs
Debt Securities, Available-for-sale [Line Items]
Number of government-backed securities	14
Each government-backed securities | Maximum
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Unrealized Gain (Loss) | $	$ 1,200

Securities - Amortized cost and

Securities - Amortized cost and estimated fair values of debt securities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Amortized Cost [Abstract]
Due in one year or less	$ 125
Due over one year through five years	1,736
Due over five through ten years	5,907
Due after ten years	30,253
Total	38,021
Residential mortgage-backed securities	30
Total	38,051	$ 36,703
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Fair Value [Abstract]
Due in one year or less	128
Due over one year through five years	1,686
Due over five through ten years	5,828
Due after ten years	28,406
Total	36,048
Residential mortgage-backed securities	30
Debt Securities, Available-for-sale, Total	36,078	36,975
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Amortized Cost [Abstract]
Residential mortgage-backed securities	1,064
Debt Securities, Held-to-maturity, Total	1,064	1,128
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Fair Value [Abstract]
Residential mortgage-backed securities	1,075
Held-to-maturity securities Fair Value	$ 1,075	$ 1,150

Securities - Gross realized gai

Securities - Gross realized gains (losses) on sales and redemptions (Details) - USD ($)	Mar. 31, 2022	Dec. 31, 2021
Securities
Fair value of securities pledged as collateral	$ 8,665,178	$ 8,775,255

Loans Receivable - Major classi

Loans Receivable - Major classifications of loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 261,575	$ 264,658	$ 271,994
Net deferred loan costs	15,154	15,590
Fair value credit and yield adjustment	(270)	(287)
Less: Allowance for loan losses	(1,974)	(1,841)	(1,881)	$ (1,821)
Loans receivable, net	274,485	278,120
Residential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	111,291	113,061
Residential | One- to four-family
Loans and Leases Receivable Disclosure [Line Items]
Total loans	111,291	113,061	122,533
Less: Allowance for loan losses	(739)	(688)	(540)	(457)
Commercial
Loans and Leases Receivable Disclosure [Line Items]
Total loans	33,607	34,462
Commercial | Real estate - nonresidential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	20,857	21,478	24,405
Less: Allowance for loan losses	(644)	(630)	(388)	(319)
Commercial | Multi-family
Loans and Leases Receivable Disclosure [Line Items]
Total loans	452	456	2,331
Less: Allowance for loan losses	(3)	(2)	(11)	(26)
Commercial | Commercial business
Loans and Leases Receivable Disclosure [Line Items]
Total loans	12,298	12,528	19,576
Less: Allowance for loan losses	(209)	(161)	(530)	(617)
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	116,677	117,135
Consumer | Home equity and junior liens
Loans and Leases Receivable Disclosure [Line Items]
Total loans	10,433	9,701	10,365
Less: Allowance for loan losses	(43)	(39)	(48)	(46)
Consumer | Manufactured homes
Loans and Leases Receivable Disclosure [Line Items]
Total loans	48,116	47,717	46,608
Less: Allowance for loan losses	(116)	(102)	(81)	(76)
Consumer | Automobile
Loans and Leases Receivable Disclosure [Line Items]
Total loans	22,025	22,666	22,421
Less: Allowance for loan losses	(107)	(107)	(137)	(127)
Consumer | Student
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,102	2,096	2,304
Less: Allowance for loan losses	(64)	(64)	(71)	(69)
Consumer | Recreational Vehicle
Loans and Leases Receivable Disclosure [Line Items]
Total loans	28,692	29,463	17,043
Consumer | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	5,309	5,492	4,408
Less: Allowance for loan losses	(49)	(48)	$ (75)	$ (84)
Originated
Loans and Leases Receivable Disclosure [Line Items]
Total loans	249,241	251,512
Net deferred loan costs	15,212	15,650
Less: Allowance for loan losses	(1,974)	(1,841)
Loans receivable, net	262,479	265,321
Originated | Residential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	101,613	102,766
Originated | Residential | One- to four-family
Loans and Leases Receivable Disclosure [Line Items]
Total loans	101,613	102,766
Originated | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Total loans	31,788	32,556
Originated | Commercial | Real estate - nonresidential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	19,164	19,734
Originated | Commercial | Multi-family
Loans and Leases Receivable Disclosure [Line Items]
Total loans	452	456
Originated | Commercial | Commercial business
Loans and Leases Receivable Disclosure [Line Items]
Total loans	12,172	12,366
Originated | Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	115,840	116,190
Originated | Consumer | Home equity and junior liens
Loans and Leases Receivable Disclosure [Line Items]
Total loans	9,663	8,840
Originated | Consumer | Manufactured homes
Loans and Leases Receivable Disclosure [Line Items]
Total loans	48,116	47,717
Originated | Consumer | Automobile
Loans and Leases Receivable Disclosure [Line Items]
Total loans	22,025	22,666
Originated | Consumer | Student
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,102	2,096
Originated | Consumer | Recreational Vehicle
Loans and Leases Receivable Disclosure [Line Items]
Total loans	28,692	29,463
Originated | Consumer | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	5,242	5,408
Acquired
Loans and Leases Receivable Disclosure [Line Items]
Total loans	12,334	13,146
Net deferred loan costs	(58)	(60)
Fair value credit and yield adjustment	(270)	(287)
Loans receivable, net	12,006	12,799
Acquired | Residential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	9,678	10,295
Acquired | Residential | One- to four-family
Loans and Leases Receivable Disclosure [Line Items]
Total loans	9,678	10,295
Acquired | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,819	1,906
Acquired | Commercial | Real estate - nonresidential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,693	1,744
Acquired | Commercial | Commercial business
Loans and Leases Receivable Disclosure [Line Items]
Total loans	126	162
Acquired | Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	837	945
Acquired | Consumer | Home equity and junior liens
Loans and Leases Receivable Disclosure [Line Items]
Total loans	770	861
Acquired | Consumer | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 67	$ 84

Loans Receivable - Loan portfol

Loans Receivable - Loan portfolio (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 261,575	$ 264,658	$ 271,994
Loans past due after interest is not received	30 days
Period past due when interest is discontinued	90 days
Contractual performance period of nonaccrual loans to be restored to accrual status	6 months
Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 248,035	253,263
Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	7,907	5,485
Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	5,633	5,910
Residential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	111,291	113,061
Residential | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	107,284	109,332
Residential | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,740	1,152
Residential | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,267	2,577
Residential | One- to four-family
Loans and Leases Receivable Disclosure [Line Items]
Total loans	111,291	113,061	122,533
Residential | One- to four-family | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	107,284	109,332
Residential | One- to four-family | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,740	1,152
Residential | One- to four-family | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,267	2,577
Commercial
Loans and Leases Receivable Disclosure [Line Items]
Total loans	33,607	34,462
Commercial | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	24,634	27,082
Commercial | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	5,902	4,157
Commercial | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	3,071	3,223
Commercial | Real estate - nonresidential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	20,857	21,478	24,405
Commercial | Real estate - nonresidential | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	15,611	16,208
Commercial | Real estate - nonresidential | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	3,096	3,045
Commercial | Real estate - nonresidential | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,150	2,225
Commercial | Multi-family
Loans and Leases Receivable Disclosure [Line Items]
Total loans	452	456	2,331
Commercial | Multi-family | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	452	456
Commercial | Commercial business
Loans and Leases Receivable Disclosure [Line Items]
Total loans	12,298	12,528	19,576
Commercial | Commercial business | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	8,571	10,418
Commercial | Commercial business | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,806	1,112
Commercial | Commercial business | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	921	998
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	116,677	117,135
Consumer | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	116,117	116,849
Consumer | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	265	176
Consumer | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	295	110
Consumer | Home equity and junior liens
Loans and Leases Receivable Disclosure [Line Items]
Total loans	10,433	9,701	10,365
Consumer | Home equity and junior liens | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	10,281	9,594
Consumer | Home equity and junior liens | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	40	41
Consumer | Home equity and junior liens | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	112	66
Consumer | Manufactured homes
Loans and Leases Receivable Disclosure [Line Items]
Total loans	48,116	47,717	46,608
Consumer | Manufactured homes | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	48,072	47,717
Consumer | Manufactured homes | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	44
Consumer | Automobile
Loans and Leases Receivable Disclosure [Line Items]
Total loans	22,025	22,666	22,421
Consumer | Automobile | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	22,010	22,558
Consumer | Automobile | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans		64
Consumer | Automobile | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	15	44
Consumer | Student
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,102	2,096	2,304
Consumer | Student | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,007	2,096
Consumer | Student | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	20
Consumer | Student | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	75
Consumer | Recreational Vehicle
Loans and Leases Receivable Disclosure [Line Items]
Total loans	28,692	29,463	17,043
Consumer | Recreational Vehicle | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	28,438	29,424
Consumer | Recreational Vehicle | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	205	39
Consumer | Recreational Vehicle | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	49
Consumer | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	5,309	5,492	$ 4,408
Consumer | Other consumer | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	5,309	5,460
Consumer | Other consumer | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans		32
Originated
Loans and Leases Receivable Disclosure [Line Items]
Total loans	249,241	251,512
Originated | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	235,957	240,394
Originated | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	7,807	5,443
Originated | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	5,477	5,675
Originated | Residential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	101,613	102,766
Originated | Residential | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	97,862	99,294
Originated | Residential | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,640	1,110
Originated | Residential | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,111	2,362
Originated | Residential | One- to four-family
Loans and Leases Receivable Disclosure [Line Items]
Total loans	101,613	102,766
Originated | Residential | One- to four-family | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	97,862	99,294
Originated | Residential | One- to four-family | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,640	1,110
Originated | Residential | One- to four-family | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,111	2,362
Originated | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Total loans	31,788	32,556
Originated | Commercial | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	22,815	25,176
Originated | Commercial | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	5,902	4,157
Originated | Commercial | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	3,071	3,223
Originated | Commercial | Real estate - nonresidential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	19,164	19,734
Originated | Commercial | Real estate - nonresidential | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	13,918	14,464
Originated | Commercial | Real estate - nonresidential | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	3,096	3,045
Originated | Commercial | Real estate - nonresidential | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,150	2,225
Originated | Commercial | Multi-family
Loans and Leases Receivable Disclosure [Line Items]
Total loans	452	456
Originated | Commercial | Multi-family | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	452	456
Originated | Commercial | Commercial business
Loans and Leases Receivable Disclosure [Line Items]
Total loans	12,172	12,366
Originated | Commercial | Commercial business | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	8,445	10,256
Originated | Commercial | Commercial business | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,806	1,112
Originated | Commercial | Commercial business | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	921	998
Originated | Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	115,840	116,190
Originated | Consumer | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	115,280	115,924
Originated | Consumer | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	265	176
Originated | Consumer | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	295	90
Originated | Consumer | Home equity and junior liens
Loans and Leases Receivable Disclosure [Line Items]
Total loans	9,663	8,840
Originated | Consumer | Home equity and junior liens | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	9,511	8,753
Originated | Consumer | Home equity and junior liens | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	40	41
Originated | Consumer | Home equity and junior liens | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	112	46
Originated | Consumer | Manufactured homes
Loans and Leases Receivable Disclosure [Line Items]
Total loans	48,116	47,717
Originated | Consumer | Manufactured homes | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	48,072	47,717
Originated | Consumer | Manufactured homes | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	44
Originated | Consumer | Automobile
Loans and Leases Receivable Disclosure [Line Items]
Total loans	22,025	22,666
Originated | Consumer | Automobile | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	22,010	22,558
Originated | Consumer | Automobile | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans		64
Originated | Consumer | Automobile | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	15	44
Originated | Consumer | Student
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,102	2,096
Originated | Consumer | Student | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	2,007	2,096
Originated | Consumer | Student | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	20
Originated | Consumer | Student | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	75
Originated | Consumer | Recreational Vehicle
Loans and Leases Receivable Disclosure [Line Items]
Total loans	28,692	29,463
Originated | Consumer | Recreational Vehicle | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	28,438	29,424
Originated | Consumer | Recreational Vehicle | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	205	39
Originated | Consumer | Recreational Vehicle | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	49
Originated | Consumer | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	5,242	5,408
Originated | Consumer | Other consumer | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	5,242	5,376
Originated | Consumer | Other consumer | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans		32
Acquired
Loans and Leases Receivable Disclosure [Line Items]
Total loans	12,334	13,146
Acquired | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	12,078	12,869
Acquired | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	100	42
Acquired | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	156	235
Acquired | Residential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	9,678	10,295
Acquired | Residential | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	9,422	10,038
Acquired | Residential | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	100	42
Acquired | Residential | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	156	215
Acquired | Residential | One- to four-family
Loans and Leases Receivable Disclosure [Line Items]
Total loans	9,678	10,295
Acquired | Residential | One- to four-family | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	9,422	10,038
Acquired | Residential | One- to four-family | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total loans	100	42
Acquired | Residential | One- to four-family | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans	156	215
Acquired | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,819	1,906
Acquired | Commercial | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,819	1,906
Acquired | Commercial | Real estate - nonresidential
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,693	1,744
Acquired | Commercial | Real estate - nonresidential | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	1,693	1,744
Acquired | Commercial | Commercial business
Loans and Leases Receivable Disclosure [Line Items]
Total loans	126	162
Acquired | Commercial | Commercial business | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	126	162
Acquired | Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	837	945
Acquired | Consumer | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	837	925
Acquired | Consumer | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans		20
Acquired | Consumer | Home equity and junior liens
Loans and Leases Receivable Disclosure [Line Items]
Total loans	770	861
Acquired | Consumer | Home equity and junior liens | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	770	841
Acquired | Consumer | Home equity and junior liens | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total loans		20
Acquired | Consumer | Other consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	67	84
Acquired | Consumer | Other consumer | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 67	$ 84

Loans Receivable - Non-accrual

Loans Receivable - Non-accrual and Past Due Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Financing Receivable, Past Due [Line Items]
Loans past due after interest is not received	30 days
Period past due when interest is discontinued	90 days
Contractual performance period of nonaccrual loans to be restored to accrual status	6 months
Total loans	$ 261,575	$ 264,658	$ 271,994
Non-accrual loans	3,112	3,264
Number of loans past due more than ninety days and still accruing	0	0
Total outstanding TDR	2,900	3,000
Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	12,197	10,763
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	8,594	5,885
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	491	1,614
90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,112	3,264
Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	249,378	253,895
Residential
Financing Receivable, Past Due [Line Items]
Total loans	111,291	113,061
Non-accrual loans	2,267	2,577
Residential | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	5,697	6,857
Residential | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,430	3,455
Residential | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		825
Residential | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,267	2,577
Residential | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	105,594	106,204
Residential | One- to four-family
Financing Receivable, Past Due [Line Items]
Total loans	111,291	113,061	122,533
Total outstanding TDR	250
Residential | One- to four-family | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	5,697	6,857
Residential | One- to four-family | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,430	3,455
Residential | One- to four-family | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		825
Residential | One- to four-family | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,267	2,577
Residential | One- to four-family | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	105,594	106,204
Residential | 1-4 family first-lien
Financing Receivable, Past Due [Line Items]
Non-accrual loans	2,267	2,577
Commercial
Financing Receivable, Past Due [Line Items]
Total loans	33,607	34,462
Non-accrual loans	550	577
Commercial | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,732	1,001
Commercial | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,182	416
Commercial | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		8
Commercial | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	550	577
Commercial | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	29,875	33,461
Commercial | Real estate - nonresidential
Financing Receivable, Past Due [Line Items]
Total loans	20,857	21,478	24,405
Non-accrual loans	416	416
Commercial | Real estate - nonresidential | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,271	805
Commercial | Real estate - nonresidential | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,855	389
Commercial | Real estate - nonresidential | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	416	416
Commercial | Real estate - nonresidential | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	17,586	20,673
Commercial | Multi-family
Financing Receivable, Past Due [Line Items]
Total loans	452	456	2,331
Commercial | Multi-family | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	452	456
Commercial | Commercial business
Financing Receivable, Past Due [Line Items]
Total loans	12,298	12,528	19,576
Non-accrual loans	134	161
Total outstanding TDR	34
Commercial | Commercial business | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	461	196
Commercial | Commercial business | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	327	27
Commercial | Commercial business | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		8
Commercial | Commercial business | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	134	161
Commercial | Commercial business | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	11,837	12,332
Consumer
Financing Receivable, Past Due [Line Items]
Total loans	116,677	117,135
Non-accrual loans	295	110
Consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,768	2,905
Consumer | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,982	2,014
Consumer | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	491	781
Consumer | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	295	110
Consumer | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	113,909	114,230
Consumer | Home equity and junior liens
Financing Receivable, Past Due [Line Items]
Total loans	10,433	9,701	10,365
Non-accrual loans	112	66
Consumer | Home equity and junior liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	275	246
Consumer | Home equity and junior liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	163	149
Consumer | Home equity and junior liens | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		31
Consumer | Home equity and junior liens | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	112	66
Consumer | Home equity and junior liens | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	10,158	9,455
Consumer | Manufactured homes
Financing Receivable, Past Due [Line Items]
Total loans	48,116	47,717	46,608
Non-accrual loans	44
Consumer | Manufactured homes | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,052	1,537
Consumer | Manufactured homes | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	742	922
Consumer | Manufactured homes | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	266	615
Consumer | Manufactured homes | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	44
Consumer | Manufactured homes | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	47,064	46,180
Consumer | Automobile
Financing Receivable, Past Due [Line Items]
Total loans	22,025	22,666	22,421
Non-accrual loans	15	44
Consumer | Automobile | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	234	276
Consumer | Automobile | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	219	168
Consumer | Automobile | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		64
Consumer | Automobile | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	15	44
Consumer | Automobile | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	21,791	22,390
Consumer | Student
Financing Receivable, Past Due [Line Items]
Total loans	2,102	2,096	2,304
Non-accrual loans	75
Consumer | Student | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	95	95
Consumer | Student | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		95
Consumer | Student | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	20
Consumer | Student | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	75
Consumer | Student | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	2,007	2,001
Consumer | Recreational Vehicle
Financing Receivable, Past Due [Line Items]
Total loans	28,692	29,463	17,043
Non-accrual loans	49
Consumer | Recreational Vehicle | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,034	644
Consumer | Recreational Vehicle | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	780	605
Consumer | Recreational Vehicle | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	205	39
Consumer | Recreational Vehicle | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	49
Consumer | Recreational Vehicle | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	27,658	28,819
Consumer | Other consumer
Financing Receivable, Past Due [Line Items]
Total loans	5,309	5,492	$ 4,408
Consumer | Other consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	78	107
Consumer | Other consumer | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	78	75
Consumer | Other consumer | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		32
Consumer | Other consumer | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	5,231	5,385
Originated
Financing Receivable, Past Due [Line Items]
Total loans	249,241	251,512
Originated | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	11,672	10,115
Originated | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	8,225	5,540
Originated | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	491	1,546
Originated | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,956	3,029
Originated | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	237,569	241,397
Originated | Residential
Financing Receivable, Past Due [Line Items]
Total loans	101,613	102,766
Originated | Residential | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	5,207	6,256
Originated | Residential | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,096	3,137
Originated | Residential | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		757
Originated | Residential | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,111	2,362
Originated | Residential | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	96,406	96,510
Originated | Residential | One- to four-family
Financing Receivable, Past Due [Line Items]
Total loans	101,613	102,766
Originated | Residential | One- to four-family | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	5,207	6,256
Originated | Residential | One- to four-family | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,096	3,137
Originated | Residential | One- to four-family | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		757
Originated | Residential | One- to four-family | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,111	2,362
Originated | Residential | One- to four-family | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	96,406	96,510
Originated | Commercial
Financing Receivable, Past Due [Line Items]
Total loans	31,788	32,556
Originated | Commercial | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,732	974
Originated | Commercial | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,182	389
Originated | Commercial | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		8
Originated | Commercial | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	550	577
Originated | Commercial | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	28,056	31,582
Originated | Commercial | Real estate - nonresidential
Financing Receivable, Past Due [Line Items]
Total loans	19,164	19,734
Originated | Commercial | Real estate - nonresidential | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,271	805
Originated | Commercial | Real estate - nonresidential | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,855	389
Originated | Commercial | Real estate - nonresidential | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	416	416
Originated | Commercial | Real estate - nonresidential | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	15,893	18,929
Originated | Commercial | Multi-family
Financing Receivable, Past Due [Line Items]
Total loans	452	456
Originated | Commercial | Multi-family | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	452	456
Originated | Commercial | Commercial business
Financing Receivable, Past Due [Line Items]
Total loans	12,172	12,366
Originated | Commercial | Commercial business | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	461	169
Originated | Commercial | Commercial business | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	327
Originated | Commercial | Commercial business | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		8
Originated | Commercial | Commercial business | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	134	161
Originated | Commercial | Commercial business | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	11,711	12,197
Originated | Consumer
Financing Receivable, Past Due [Line Items]
Total loans	115,840	116,190
Originated | Consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,733	2,885
Originated | Consumer | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,947	2,014
Originated | Consumer | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	491	781
Originated | Consumer | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	295	90
Originated | Consumer | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	113,107	113,305
Originated | Consumer | Home equity and junior liens
Financing Receivable, Past Due [Line Items]
Total loans	9,663	8,840
Originated | Consumer | Home equity and junior liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	240	226
Originated | Consumer | Home equity and junior liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	128	149
Originated | Consumer | Home equity and junior liens | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		31
Originated | Consumer | Home equity and junior liens | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	112	46
Originated | Consumer | Home equity and junior liens | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	9,423	8,614
Originated | Consumer | Manufactured homes
Financing Receivable, Past Due [Line Items]
Total loans	48,116	47,717
Originated | Consumer | Manufactured homes | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,052	1,537
Originated | Consumer | Manufactured homes | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	742	922
Originated | Consumer | Manufactured homes | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	266	615
Originated | Consumer | Manufactured homes | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	44
Originated | Consumer | Manufactured homes | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	47,064	46,180
Originated | Consumer | Automobile
Financing Receivable, Past Due [Line Items]
Total loans	22,025	22,666
Originated | Consumer | Automobile | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	234	276
Originated | Consumer | Automobile | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	219	168
Originated | Consumer | Automobile | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		64
Originated | Consumer | Automobile | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	15	44
Originated | Consumer | Automobile | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	21,791	22,390
Originated | Consumer | Student
Financing Receivable, Past Due [Line Items]
Total loans	2,102	2,096
Originated | Consumer | Student | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	95	95
Originated | Consumer | Student | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		95
Originated | Consumer | Student | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	20
Originated | Consumer | Student | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	75
Originated | Consumer | Student | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	2,007	2,001
Originated | Consumer | Recreational Vehicle
Financing Receivable, Past Due [Line Items]
Total loans	28,692	29,463
Originated | Consumer | Recreational Vehicle | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,034	644
Originated | Consumer | Recreational Vehicle | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	780	605
Originated | Consumer | Recreational Vehicle | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	205	39
Originated | Consumer | Recreational Vehicle | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	49
Originated | Consumer | Recreational Vehicle | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	27,658	28,819
Originated | Consumer | Other consumer
Financing Receivable, Past Due [Line Items]
Total loans	5,242	5,408
Originated | Consumer | Other consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	78	107
Originated | Consumer | Other consumer | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	78	75
Originated | Consumer | Other consumer | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		32
Originated | Consumer | Other consumer | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	5,164	5,301
Acquired
Financing Receivable, Past Due [Line Items]
Total loans	12,334	13,146
Acquired | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	525	648
Acquired | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	369	345
Acquired | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		68
Acquired | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	156	235
Acquired | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	11,809	12,498
Acquired | Residential
Financing Receivable, Past Due [Line Items]
Total loans	9,678	10,295
Acquired | Residential | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	490	601
Acquired | Residential | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	334	318
Acquired | Residential | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		68
Acquired | Residential | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	156	215
Acquired | Residential | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	9,188	9,694
Acquired | Residential | One- to four-family
Financing Receivable, Past Due [Line Items]
Total loans	9,678	10,295
Acquired | Residential | One- to four-family | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	490	601
Acquired | Residential | One- to four-family | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	334	318
Acquired | Residential | One- to four-family | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		68
Acquired | Residential | One- to four-family | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	156	215
Acquired | Residential | One- to four-family | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	9,188	9,694
Acquired | Commercial
Financing Receivable, Past Due [Line Items]
Total loans	1,819	1,906
Acquired | Commercial | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	1,819
Acquired | Commercial | Other commercial and industrial
Financing Receivable, Past Due [Line Items]
Total loans		1,906
Acquired | Commercial | Other commercial and industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans		27
Acquired | Commercial | Other commercial and industrial | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		27
Acquired | Commercial | Other commercial and industrial | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans		1,879
Acquired | Commercial | Real estate - nonresidential
Financing Receivable, Past Due [Line Items]
Total loans	1,693	1,744
Acquired | Commercial | Real estate - nonresidential | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	1,693	1,744
Acquired | Commercial | Commercial business
Financing Receivable, Past Due [Line Items]
Total loans	126	162
Acquired | Commercial | Commercial business | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans		27
Acquired | Commercial | Commercial business | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans		27
Acquired | Commercial | Commercial business | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	126	135
Acquired | Consumer
Financing Receivable, Past Due [Line Items]
Total loans	837	945
Acquired | Consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	35	20
Acquired | Consumer | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	35
Acquired | Consumer | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans		20
Acquired | Consumer | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	802	925
Acquired | Consumer | Home equity and junior liens
Financing Receivable, Past Due [Line Items]
Total loans	770	861
Acquired | Consumer | Home equity and junior liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	35	20
Acquired | Consumer | Home equity and junior liens | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	35
Acquired | Consumer | Home equity and junior liens | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans		20
Acquired | Consumer | Home equity and junior liens | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	735	841
Acquired | Consumer | Other consumer
Financing Receivable, Past Due [Line Items]
Total loans	67	84
Acquired | Consumer | Other consumer | Total Loans Current
Financing Receivable, Past Due [Line Items]
Loans	$ 67	$ 84

Loans Receivable - Troubled Deb

Loans Receivable - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)loan	Mar. 31, 2021loan	Dec. 31, 2021USD ($)loan
Loans and Leases Receivable Disclosure [Line Items]
Number of contracts modified as TDR | loan	0	7
Current outstanding recorded investment	$ 2,900		$ 3,000
TDR loans | loan	15		15
Number of Contracts, subsequent default | loan	0	0
Number of contracts in non-accrual status | loan	0
Residential | One- to four-family
Loans and Leases Receivable Disclosure [Line Items]
Number of contracts modified as TDR | loan	4
Pre-Modification outstanding recorded investment	$ 336
Post-Modification outstanding recorded investment	336
Current outstanding recorded investment	$ 250
Commercial | Commercial business
Loans and Leases Receivable Disclosure [Line Items]
Number of contracts modified as TDR | loan	3
Pre-Modification outstanding recorded investment	$ 46
Post-Modification outstanding recorded investment	46
Current outstanding recorded investment	$ 34

Loans Receivable - Impaired Loa

Loans Receivable - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Recorded Investment
Total:	$ 2,814		$ 3,187
Unpaid Principal Balance
Total:	2,995		3,358
Related Allowance	12		19
Average Recorded Investment
Total:	2,822	$ 5,797
Interest recognized on cash basis	6	49
Multi-family
Average Recorded Investment
Interest recognized on cash basis		15
Commercial business
Recorded Investment
With no related allowance recorded:	73		73
Total:	128		128
Unpaid Principal Balance
With no related allowance recorded:	73		73
Total:	128		128
Related Allowance	12		12
Average Recorded Investment
Total:	128	2,228
Home equity and junior liens
Recorded Investment
With no related allowance recorded:			67
Total:	112		67
Unpaid Principal Balance
With no related allowance recorded:			67
Total:	112		67
Average Recorded Investment
Total:	112	104
Interest recognized on cash basis		1
Other consumer
Average Recorded Investment
Total:		5
Residential | One- to four-family
Recorded Investment
With no related allowance recorded:	2,158		2,352
With an allowance recorded:			224
Total:	2,158		2,576
Unpaid Principal Balance
With no related allowance recorded:	2,239		2,423
With an allowance recorded:			224
Total:	2,239		2,647
Related Allowance			7
Average Recorded Investment
Total:	2,166	2,175
Interest recognized on cash basis	6	17
Commercial | Real estate - nonresidential
Recorded Investment
With no related allowance recorded:	416		416
Total:	416		416
Unpaid Principal Balance
With no related allowance recorded:	516		516
Total:	516		516
Average Recorded Investment
Total:	416	1,285
Interest recognized on cash basis		$ 16
Commercial | Commercial business
Recorded Investment
With an allowance recorded:	55		55
Unpaid Principal Balance
With an allowance recorded:	55		55
Related Allowance	12		$ 12
Consumer | Home equity and junior liens
Recorded Investment
With no related allowance recorded:	112
Unpaid Principal Balance
With no related allowance recorded:	$ 112

Allowance for Loan Loss (Detail

Allowance for Loan Loss (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Allowance for loan losses:
Beginning Balance	$ 1,841	$ 1,821	$ 1,821
Charge-offs	(50)	(108)	(647)
Recoveries	33	33	127
Provision (credit) for loan losses	150	135	540
Ending balance	1,974	1,881	1,841
Ending balance: related to loans individually evaluated for impairment	12	296	19
Ending balance: related to loans collectively evaluated for impairment	1,962	1,585	1,822
Loans receivable - Ending balance	261,575	271,994	264,658
Loans receivable - Ending balance: individually evaluated for impairment	2,814	7,624	3,187
Loans receivable - Ending balance: collectively evaluated for impairment	258,761	264,370	261,471
Residential
Allowance for loan losses:
Loans receivable - Ending balance	111,291		113,061
Residential | One- to four-family
Allowance for loan losses:
Beginning Balance	688	457	457
Charge-offs	(10)	(3)	(117)
Recoveries	15	1	28
Provision (credit) for loan losses	46	85	320
Ending balance	739	540	688
Ending balance: related to loans individually evaluated for impairment		18	7
Ending balance: related to loans collectively evaluated for impairment	739	522	681
Loans receivable - Ending balance	111,291	122,533	113,061
Loans receivable - Ending balance: individually evaluated for impairment	2,158	2,551	2,576
Loans receivable - Ending balance: collectively evaluated for impairment	109,133	119,982	110,485
Commercial
Allowance for loan losses:
Loans receivable - Ending balance	33,607		34,462
Commercial | Real estate - nonresidential
Allowance for loan losses:
Beginning Balance	630	319	319
Charge-offs		(51)	(386)
Recoveries			16
Provision (credit) for loan losses	14	120	681
Ending balance	644	388	630
Ending balance: related to loans individually evaluated for impairment		66
Ending balance: related to loans collectively evaluated for impairment	644	322	630
Loans receivable - Ending balance	20,857	24,405	21,478
Loans receivable - Ending balance: individually evaluated for impairment	416	2,788	416
Loans receivable - Ending balance: collectively evaluated for impairment	20,441	21,617	21,062
Commercial | Multi-family
Allowance for loan losses:
Beginning Balance	2	26	26
Recoveries		6	12
Provision (credit) for loan losses	1	(21)	(36)
Ending balance	3	11	2
Ending balance: related to loans collectively evaluated for impairment	3	11	2
Loans receivable - Ending balance	452	2,331	456
Loans receivable - Ending balance: collectively evaluated for impairment	452	2,331	456
Commercial | Commercial business
Allowance for loan losses:
Beginning Balance	161	617	617
Charge-offs		(17)	(84)
Recoveries		7	7
Provision (credit) for loan losses	48	(77)	(379)
Ending balance	209	530	161
Ending balance: related to loans individually evaluated for impairment	12	210	12
Ending balance: related to loans collectively evaluated for impairment	197	320	149
Loans receivable - Ending balance	12,298	19,576	12,528
Loans receivable - Ending balance: individually evaluated for impairment	128	2,177	128
Loans receivable - Ending balance: collectively evaluated for impairment	12,170	17,399	12,400
Consumer
Allowance for loan losses:
Loans receivable - Ending balance	116,677		117,135
Consumer | Home equity and junior liens
Allowance for loan losses:
Beginning Balance	39	46	46
Charge-offs		(2)	(2)
Provision (credit) for loan losses	4	4	(5)
Ending balance	43	48	39
Ending balance: related to loans collectively evaluated for impairment	43	48	39
Loans receivable - Ending balance	10,433	10,365	9,701
Loans receivable - Ending balance: individually evaluated for impairment	112	103	67
Loans receivable - Ending balance: collectively evaluated for impairment	10,321	10,262	9,634
Consumer | Manufactured homes
Allowance for loan losses:
Beginning Balance	102	76	76
Provision (credit) for loan losses	14	5	26
Ending balance	116	81	102
Ending balance: related to loans collectively evaluated for impairment	116	81	102
Loans receivable - Ending balance	48,116	46,608	47,717
Loans receivable - Ending balance: collectively evaluated for impairment	48,116	46,608	47,717
Consumer | Automobile
Allowance for loan losses:
Beginning Balance	107	127	127
Charge-offs	(40)	(2)	(12)
Recoveries	17	10	48
Provision (credit) for loan losses	23	2	(56)
Ending balance	107	137	107
Ending balance: related to loans collectively evaluated for impairment	107	137	107
Loans receivable - Ending balance	22,025	22,421	22,666
Loans receivable - Ending balance: collectively evaluated for impairment	22,025	22,421	22,666
Consumer | Student
Allowance for loan losses:
Beginning Balance	64	69	69
Recoveries	1	1	3
Provision (credit) for loan losses	(1)	1	(8)
Ending balance	64	71	64
Ending balance: related to loans collectively evaluated for impairment	64	71	64
Loans receivable - Ending balance	2,102	2,304	2,096
Loans receivable - Ending balance: collectively evaluated for impairment	2,102	2,304	2,096
Consumer | Recreational Vehicle
Allowance for loan losses:
Charge-offs			(1)
Recoveries		7	8
Provision (credit) for loan losses		(7)	(7)
Loans receivable - Ending balance	28,692	17,043	29,463
Loans receivable - Ending balance: collectively evaluated for impairment	28,692	17,043	29,463
Consumer | Other consumer
Allowance for loan losses:
Beginning Balance	48	84	84
Charge-offs		(33)	(45)
Recoveries		1	5
Provision (credit) for loan losses	1	23	4
Ending balance	49	75	48
Ending balance: related to loans individually evaluated for impairment		2
Ending balance: related to loans collectively evaluated for impairment	49	73	48
Loans receivable - Ending balance	5,309	4,408	5,492
Loans receivable - Ending balance: individually evaluated for impairment		5
Loans receivable - Ending balance: collectively evaluated for impairment	$ 5,309	$ 4,403	$ 5,492

Employee Benefit Plans - Define

Employee Benefit Plans - Defined Benefit Plan - Components of net periodic pension expense (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)plan	Mar. 31, 2021USD ($)
Net periodic expenses recognized in income:
Number of benefit pension plans | plan	2
Generations Bank Plan
Net periodic expenses recognized in income:
Service cost	$ 108	$ 115
Interest cost	102	105
Expected return on plan assets	(384)	(370)
Amortization of net losses		28
Net periodic pension benefit	(174)	(122)
Medina Savings and Loan Plan
Net periodic expenses recognized in income:
Service cost	8	8
Interest cost	28	32
Expected return on plan assets	(115)	(116)
Net periodic pension benefit	$ (79)	$ (76)

Regulatory Capital (Details)

Regulatory Capital (Details) $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)	Sep. 10, 2020
Actual amount
Common Equity Tier 1 Capital,	$ 41,711	$ 41,287
Total Capital (to Risk-Weighted Assets)	43,685	43,128
Tier 1 Capital* (to Risk-Weighted Assets)	41,711	41,287
Core Capital (to Total Adjusted Assets)	$ 41,711	$ 41,287
Actual Ratio
Common Equity Tier 1 Capital	15.01	14.82
Total Capital (to Risk-Weighted Assets)	15.72	15.48
Tier 1 Capital* (to Risk-Weighted Assets)	15.01	14.82
Core Capital (to Total Adjusted Assets)	11.16	10.99
Excess capital to risk weighted assets	10	10
Minimum For Capital Adequacy Purposes, Amount
Common Equity Tier 1 Capital,	$ 12,503	$ 12,534
Total Capital (to Risk-Weighted Assets)	22,228	22,282
Tier 1 Capital* (to Risk-Weighted Assets)	16,671	16,712
Core Capital (to Total Adjusted Assets)	$ 14,952	$ 15,034
Minimum For Capital Adequacy Purposes, Ratio
Common Equity Tier 1 Capital,	4.50	4.50
Total Capital (to Risk-Weighted Assets)	8	8
Tier 1 Capital* (to Risk-Weighted Assets)	6	6
Core Capital (to Total Adjusted Assets)	4	4
Minimum To Be Well- Capitalized Under Prompt Corrective Provisions Amount
Common Equity Tier 1 Capital,	$ 18,060	$ 18,104
Total Capital (to Risk-Weighted Assets)	27,785	27,853
Tier 1 Capital* (to Risk-Weighted Assets)	22,228	22,282
Core Capital (to Total Adjusted Assets)	$ 18,690	$ 18,792
Minimum To Be Well- Capitalized Under Prompt Corrective Provisions Ratio
Common Equity Tier 1 Capital,	6.50	6.50
Total Capital (to Risk-Weighted Assets)	10	10
Tier 1 Capital* (to Risk-Weighted Assets)	8	8
Core Capital (to Total Adjusted Assets)	5	5
Required leverage ratio			8
Required total capital ratio			12

Commitments and Contingencies -

Commitments and Contingencies - Credit Commitments (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Commitments and Contingencies
Loan commitments with fixed interest rate	$ 3,900	$ 3,800
Loan commitments with variable interest rate	15,600	15,300
Commitments to grant loans
Commitments and Contingencies
Credit risk for financial instruments	3,985	3,524
Unfunded commitments under lines of credit
Commitments and Contingencies
Credit risk for financial instruments	$ 15,588	$ 15,568

Commitments and Contingencies_2

Commitments and Contingencies - Commitments to Originate (Details) - USD ($)	Mar. 31, 2022	Dec. 31, 2021
Commitments and Contingencies
Outstanding principal balance	$ 274,485,000	$ 278,120,000
MPF Program
Commitments and Contingencies
Outstanding principal balance	9,500,000
Recourse back to bank for loans sold	707,000,000,000
First loss account allocated to bank	89,000
MPF Program, Inclusive of USDA Loans
Commitments and Contingencies
Outstanding principal balance	$ 68,600,000

Commitments and Contingencies_3

Commitments and Contingencies - Lease Commitments (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Commitments and Contingencies
Operating lease expense	$ 0	$ 11,300	$ 19,000
Future minimum lease commitments
Future minimum lease commitments	$ 0

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Revenue from Contracts with Customers
Revenues	$ 570	$ 546
Service charges on deposit accounts
Revenue from Contracts with Customers
Revenues	150	135
Debit card interchange and surcharge income
Revenue from Contracts with Customers
Revenues	188	211
Insurance commission and fees
Revenue from Contracts with Customers
Revenues	197	174
Loan servicing fees
Revenue from Contracts with Customers
Revenues	$ 35	$ 26

Fair Value Disclosures - Carryi

Fair Value Disclosures - Carrying amount and estimated fair value (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financial assets:
Investment securities available-for-sale, at fair value	$ 36,078	$ 36,975
Securities held-to-maturity	1,075	1,150
Carrying Value
Financial assets:
Cash and cash equivalents	23,667	20,997
Interest-bearing time deposits in banks	650	650
Investment securities available-for-sale, at fair value	36,078	36,975
Securities held-to-maturity	1,064	1,128
Equity securities	338	350
Loans receivable	274,485	278,120
FHLB stock	1,335	1,450
Accrued interest receivable	1,274	1,249
Financial liabilities:
Deposits	314,911	312,049
Long-term borrowings	15,978	17,760
Accrued interest payable	40	35
Fair Value
Financial assets:
Cash and cash equivalents	23,667	20,997
Interest-bearing time deposits in banks	650	650
Investment securities available-for-sale, at fair value	36,078	36,975
Securities held-to-maturity	1,075	1,150
Equity securities	338	350
Loans receivable	278,475	281,502
FHLB stock	1,335	1,450
Accrued interest receivable	1,274	1,249
Financial liabilities:
Deposits	310,821	313,970
Long-term borrowings	19,355	21,985
Accrued interest payable	40	35
Level 1
Financial assets:
Cash and cash equivalents	23,667	20,997
Equity securities	338	350
Accrued interest receivable	1,274	1,249
Financial liabilities:
Deposits	91,989	94,709
Accrued interest payable	40	35
Level 2
Financial assets:
Interest-bearing time deposits in banks	650	650
Investment securities available-for-sale, at fair value	33,573	33,965
Securities held-to-maturity	1,075	1,150
FHLB stock	1,335	1,450
Financial liabilities:
Long-term borrowings	19,355	21,985
Level 3
Financial assets:
Investment securities available-for-sale, at fair value	2,505	3,010
Loans receivable	278,475	281,502
Financial liabilities:
Deposits	$ 218,832	$ 219,261

Fair Value Disclosures - Fair v

Fair Value Disclosures - Fair value on a recurring basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities available-for-sale:
Debt investment securities	$ 36,078	$ 36,975
Residential mortgage-backed - US agency and GSEs
Securities available-for-sale:
Debt investment securities	30	33
Corporate bonds
Securities available-for-sale:
Debt investment securities	19,089	18,043
Recurring
Equity securities:
Investments, Fair Value Disclosure, Total	36,416	37,325
Recurring | Residential mortgage-backed - US agency and GSEs
Securities available-for-sale:
Debt investment securities	30	33
Recurring | Corporate bonds
Securities available-for-sale:
Debt investment securities	19,089	18,043
Recurring | Municipal bonds
Securities available-for-sale:
Debt investment securities	16,959	18,899
Recurring | Large cap equity mutual fund
Equity securities:
Equity investment securities, at fair value	44	45
Recurring | Other mutual funds
Equity securities:
Equity investment securities, at fair value	294	305
Level 1
Equity securities:
Equity investment securities, at fair value	338	350
Level 1 | Recurring
Equity securities:
Investments, Fair Value Disclosure, Total	338	350
Level 1 | Recurring | Large cap equity mutual fund
Equity securities:
Equity investment securities, at fair value	44	45
Level 1 | Recurring | Other mutual funds
Equity securities:
Equity investment securities, at fair value	294	305
Level 2
Securities available-for-sale:
Debt investment securities	33,573	33,965
Level 2 | Recurring
Equity securities:
Investments, Fair Value Disclosure, Total	33,573	33,965
Level 2 | Recurring | Residential mortgage-backed - US agency and GSEs
Securities available-for-sale:
Debt investment securities	30	33
Level 2 | Recurring | Corporate bonds
Securities available-for-sale:
Debt investment securities	19,089	18,043
Level 2 | Recurring | Municipal bonds
Securities available-for-sale:
Debt investment securities	14,454	15,889
Level 3
Securities available-for-sale:
Debt investment securities	2,505	3,010
Level 3 | Recurring
Equity securities:
Investments, Fair Value Disclosure, Total	2,505	3,010
Level 3 | Recurring | Municipal bonds
Securities available-for-sale:
Debt investment securities	$ 2,505	$ 3,010

Fair Value Disclosures - Change

Fair Value Disclosures - Changes in Level 3 assets measured at estimated fair value on a recurring basis (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Changes in Level 3 assets measured at estimated fair value on a recurring basis
Beginning balance	$ 3,010	$ 3,174
Included in other comprehensive income	329	50
Purchases		826
Principal payments	(834)	(665)
Ending balance	$ 2,505	$ 3,385

Fair Value Disclosures - Summar

Fair Value Disclosures - Summarize assets measured at fair value on a nonrecurring basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Summarize assets measured at fair value on a nonrecurring basis
Impaired loans	$ 2,814	$ 3,187
Non - recurring
Summarize assets measured at fair value on a nonrecurring basis
Impaired loans	43	260
Foreclosed real estate & repossessed assets		27
Non - recurring | Level 3
Summarize assets measured at fair value on a nonrecurring basis
Impaired loans	$ 43	260
Foreclosed real estate & repossessed assets		$ 27

Fair Value Disclosures - Transf

Fair Value Disclosures - Transfers of assets in or out of any fair value measurement level (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Fair Value Disclosures
Transfers of assets, Level 1 to level 2	$ 0	$ 0
Transfers of assets, Level 2 to level 1	0	0
Transfers of assets in or out of level 3	$ 0	$ 0

Fair Value Disclosures - Quanti

Fair Value Disclosures - Quantitative information about Level 3 fair value measurements for assets - Recurring basis (Details) - Recurring - Weighted Average - Costs to Sell	Mar. 31, 2022
Principal and interest payments
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Other investments	0
Carrying value.
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Other investments	1

Fair Value Disclosures - Quan_2

Fair Value Disclosures - Quantitative information about Level 3 fair value measurements for assets - Non recurring basis (Details) - Non - recurring - Appraisal of collateral	Mar. 31, 2022	Dec. 31, 2021
Maximum | Appraisal Adjustments
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed real estate & repossessed assets	0.35	0.35
Maximum | Costs to Sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed real estate & repossessed assets	0.15	0.15
Maximum | Changes in property condition
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed real estate & repossessed assets	0.20	0.20
Maximum | Residential | 1-4 family residential | Appraisal Adjustments
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.35	0.35
Maximum | Residential | 1-4 family residential | Costs to Sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.15	0.15
Maximum | Commercial and industrial | Other loans | Appraisal Adjustments
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.35	0.35
Maximum | Commercial and industrial | Other loans | Costs to Sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.15	0.15
Maximum | Commercial and industrial | Other loans | Changes in property condition
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.20	0.20
Minimum | Appraisal Adjustments
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed real estate & repossessed assets	0.05	0.05
Minimum | Costs to Sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed real estate & repossessed assets	0.05	0.05
Minimum | Changes in property condition
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed real estate & repossessed assets	0.10	0.10
Minimum | Residential | 1-4 family residential | Appraisal Adjustments
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.05	0.05
Minimum | Residential | 1-4 family residential | Costs to Sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.05	0.05
Minimum | Commercial and industrial | Other loans | Appraisal Adjustments
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.05	0.05
Minimum | Commercial and industrial | Other loans | Costs to Sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.05	0.05
Minimum | Commercial and industrial | Other loans | Changes in property condition
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.10	0.10
Weighted Average | Appraisal Adjustments
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed real estate & repossessed assets	0.25	0.25
Weighted Average | Costs to Sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed real estate & repossessed assets	0.10	0.10
Weighted Average | Changes in property condition
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed real estate & repossessed assets	0.15	0.15
Weighted Average | Residential | 1-4 family residential | Appraisal Adjustments
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.20	0.20
Weighted Average | Residential | 1-4 family residential | Costs to Sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.10	0.10
Weighted Average | Commercial and industrial | Other loans | Appraisal Adjustments
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.25	0.25
Weighted Average | Commercial and industrial | Other loans | Costs to Sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.10	0.10
Weighted Average | Commercial and industrial | Other loans | Changes in property condition
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	0.15	0.15

Segment Information (Details)

Segment Information (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)segment	Mar. 31, 2021USD ($)segment	Dec. 31, 2021USD ($)
Segment Reporting Information [Line Items]
Number of Reportable Segments | segment	3	3
Net interest income	$ 2,895	$ 2,843
Provision for loan losses	150	135
Net interest income after provision for loan losses	2,745	2,708
Total noninterest income	616	612
Compensation and benefits	1,235	1,259
Other noninterest expense	(303)	(264)
Income before income taxes	471	432
Income tax expense	75	79
Net income	396	353
Total assets	377,471		$ 378,949
Operating segment
Segment Reporting Information [Line Items]
Net interest income	2,895	2,843
Provision for loan losses	150	135
Net interest income after provision for loan losses	2,745	2,708
Total noninterest income	616	612
Compensation and benefits	(1,235)	(1,259)
Other noninterest expense	(1,655)	(1,629)
Income before income taxes	471	432
Income tax expense	75	79
Net income	396	353
Total assets	392,168		395,225
Operating segment | Community Banking Activities
Segment Reporting Information [Line Items]
Net interest income	2,835	2,780
Provision for loan losses	150	135
Net interest income after provision for loan losses	2,685	2,645
Total noninterest income	421	439
Compensation and benefits	(1,149)	(1,158)
Other noninterest expense	(1,604)	(1,561)
Income before income taxes	353	365
Income tax expense	68	72
Net income	285	293
Operating segment | Insurance Activities
Segment Reporting Information [Line Items]
Total noninterest income	195	173
Compensation and benefits	(86)	(101)
Other noninterest expense	(30)	(37)
Income before income taxes	79	35
Net income	79	35
Operating segment | Municipal Banking Activities
Segment Reporting Information [Line Items]
Net interest income	60	63
Net interest income after provision for loan losses	60	63
Other noninterest expense	(21)	(31)
Income before income taxes	39	32
Income tax expense	7	7
Net income	32	$ 25
Elimination of intercompany balances
Segment Reporting Information [Line Items]
Total assets	$ (14,697)		$ (16,276)